Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMDOCS LIMITED	COMMON STOCK	G02602103	43	550	SH		SOLE		550	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	152	515	SH		SOLE		515	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	6	100	SH		SOLE		100	0	0
EMPOWER LTD	COMMON STOCK	G3R39W102	10	1,000	SH		SOLE		1,000	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	87	300	SH		SOLE		300	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	221	1,781	SH		SOLE		1,781	0	0
COGNYTE SOFTWARE LTD	COMMON STOCK	M25133105	4	155	SH		SOLE		155	0	0
AT&T INC	COMMON STOCK	00206R102	396	13,760	SH		SOLE		13,760	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	72	617	SH		SOLE		617	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	116	1,033	SH		SOLE		1,033	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	5,932	62,151	SH		SOLE		62,151	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	14,616	24,957	SH		SOLE		24,957	0	0
AECOM TECHNOLOGY CORP	COMMON STOCK	00766T100	8,180	129,203	SH		SOLE		129,203	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	431	4,587	SH		SOLE		4,587	0	0
ALIBABA	COMMON STOCK	01609W102	45	200	SH		SOLE		200	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	14	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	1,610	12,346	SH		SOLE		12,346	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	401	160	SH		SOLE		160	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	15,644	6,407	SH		SOLE		6,407	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	122	2,555	SH		SOLE		2,555	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	29	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	13,537	3,935	SH		SOLE		3,935	0	0
AMEREN CORP	COMMON STOCK	023608102	936	11,693	SH		SOLE		11,693	0	0
AMERICAN AIRLS GROUP INC COM	COMMON STOCK	02376R102	3	150	SH		SOLE		150	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	203	2,400	SH		SOLE		2,400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	608	3,679	SH		SOLE		3,679	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	5	100	SH		SOLE		100	0	0
AMERICAN TOWER CORP NEW COM	COMMON STOCK	03027X100	36	135	SH		SOLE		135	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	65	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	6,897	28,294	SH		SOLE		28,294	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	30	172	SH		SOLE		172	0	0
ANTHEM INC	COMMON STOCK	036752103	362	949	SH		SOLE		949	0	0
APPHARVEST INC	COMMON STOCK	03783T103	7	428	SH		SOLE		428	0	0
APPLE INC	COMMON STOCK	037833100	17,469	127,551	SH		SOLE		127,551	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	11,952	83,935	SH		SOLE		83,935	0	0
ARCHER DANIELS MIDLAND CO COM	COMMON STOCK	039483102	135	2,221	SH		SOLE		2,221	0	0
ARES CAPITAL CORPORATION	COMMON STOCK	04010L103	28	1,441	SH		SOLE		1,441	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	165	2,750	SH		SOLE		2,750	0	0
AUTODESK INC	COMMON STOCK	052769106	541	1,855	SH		SOLE		1,855	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	40	200	SH		SOLE		200	0	0
BP AMOCO P L C	COMMON STOCK	055622104	41	1,543	SH		SOLE		1,543	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	39	940	SH		SOLE		940	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	8	94	SH		SOLE		94	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	498	2,048	SH		SOLE		2,048	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	146	526	SH		SOLE		526	0	0
BEST BUY COMPANY INC	COMMON STOCK	086516101	58	505	SH		SOLE		505	0	0
BIOGEN INC	COMMON STOCK	09062X103	2,696	7,785	SH		SOLE		7,785	0	0
BLACKROCK INC	COMMON STOCK	09247X101	306	350	SH		SOLE		350	0	0
BOEING CO	COMMON STOCK	097023105	196	818	SH		SOLE		818	0	0
BOOZ ALLEN HAMILTON HLDG	COMMON STOCK	099502106	33	385	SH		SOLE		385	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	1,182	17,694	SH		SOLE		17,694	0	0
BROADCOM INC	COMMON STOCK	11135F101	368	772	SH		SOLE		772	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	772	6,487	SH		SOLE		6,487	0	0
CDW CORP COM	COMMON STOCK	12514G108	5	30	SH		SOLE		30	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	130	549	SH		SOLE		549	0	0
CSX CORP	COMMON STOCK	126408103	255	7,950	SH		SOLE		7,950	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	246	2,947	SH		SOLE		2,947	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	8	171	SH		SOLE		171	0	0
CARRIER GLOBAL CORP	COMMON STOCK	14448C104	4	83	SH		SOLE		83	0	0
CATERPILLAR INC	COMMON STOCK	149123101	5,570	25,592	SH		SOLE		25,592	0	0
CHEMED CORP	COMMON STOCK	16359R103	31	65	SH		SOLE		65	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	625	5,972	SH		SOLE		5,972	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	593	11,196	SH		SOLE		11,196	0	0
CINTAS CORP COM	COMMON STOCK	172908105	840	2,200	SH		SOLE		2,200	0	0
COCA COLA CO	COMMON STOCK	191216100	434	8,016	SH		SOLE		8,016	0	0
COCA COLA CO	COMMON STOCK	191216100	22	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	81	1,000	SH		SOLE		1,000	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	8,555	150,036	SH		SOLE		150,036	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	274	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	12	201	SH		SOLE		201	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	151	645	SH		SOLE		645	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	39	947	SH		SOLE		947	0	0
CORTEVA INC	COMMON STOCK	22052L104	8	170	SH		SOLE		170	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	8,212	20,756	SH		SOLE		20,756	0	0
CUMMINS INC	COMMON STOCK	231021106	755	3,095	SH		SOLE		3,095	0	0
D R HORTON INC	COMMON STOCK	23331A109	7,894	87,355	SH		SOLE		87,355	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	172	642	SH		SOLE		642	0	0
DANIMER SCIENTIFIC, INC.	COMMON STOCK	236272100	8	300	SH		SOLE		300	0	0
DEERE & CO	COMMON STOCK	244199105	834	2,366	SH		SOLE		2,366	0	0
DICK'S SPORTING GOODS	COMMON STOCK	253393102	4,577	45,683	SH		SOLE		45,683	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	2,223	12,650	SH		SOLE		12,650	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	53	300	SH		DFND		300	0	0
DISCOVERY COMMUNICATIONSL INC CL A	COMMON STOCK	25470F104	137	4,467	SH		SOLE		4,467	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	440	3,722	SH		SOLE		3,722	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	7,816	36,120	SH		SOLE		36,120	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	169	2,297	SH		SOLE		2,297	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	11	23	SH		SOLE		23	0	0
DOW INC	COMMON STOCK	260557103	83	1,319	SH		SOLE		1,319	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	236	2,386	SH		SOLE		2,386	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	102	1,319	SH		SOLE		1,319	0	0
EOG RES INC	COMMON STOCK	26875P101	713	8,548	SH		SOLE		8,548	0	0
EQT CORP	COMMON STOCK	26884L109	598	26,885	SH		SOLE		26,885	0	0
EBAY INC COM	COMMON STOCK	278642103	9	134	SH		SOLE		134	0	0
ECOLAB INC COM	COMMON STOCK	278865100	41	200	SH		SOLE		200	0	0
EDWARDS LIFE SCIENCES CORP	COMMON STOCK	28176E108	41	392	SH		SOLE		392	0	0
ELECTRONIC ARTS	COMMON STOCK	285512109	5,597	38,913	SH		SOLE		38,913	0	0
EMERGENT BIO SOLUTIONS	COMMON STOCK	29089Q105	843	13,380	SH		SOLE		13,380	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	195	2,029	SH		SOLE		2,029	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	61	7,180	SH		SOLE		7,180	0	0
ERICKSSON TELEPHONE CO NEW	COMMON STOCK	294821608	8	640	SH		SOLE		640	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	425	6,732	SH		SOLE		6,732	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	14	229	SH		DFND		229	0	0
FACEBOOK INC	COMMON STOCK	30303M102	3,801	10,932	SH		SOLE		10,932	0	0
FASTENAL CO	COMMON STOCK	311900104	637	12,242	SH		SOLE		12,242	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	6,324	21,200	SH		SOLE		21,200	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,051	9,832	SH		SOLE		9,832	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	94	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	139	10,361	SH		SOLE		10,361	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	3	211	SH		DFND		211	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	18	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	4	31	SH		SOLE		31	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	298	784	SH		SOLE		784	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	61	296	SH		SOLE		296	0	0
HALLIBURTON COMPANY	COMMON STOCK	406216101	95	4,131	SH		SOLE		4,131	0	0
HANESBRANDS INC	COMMON STOCK	410345102	4	200	SH		SOLE		200	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	5,556	31,900	SH		SOLE		31,900	0	0
HILL ROM HLDGS	COMMON STOCK	431475102	41	360	SH		SOLE		360	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	1,114	16,696	SH		SOLE		16,696	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,724	5,408	SH		SOLE		5,408	0	0
HOME DEPOT INC	COMMON STOCK	437076102	143	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	4,785	21,815	SH		SOLE		21,815	0	0
HUMANA INC	COMMON STOCK	444859102	2,004	4,527	SH		SOLE		4,527	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	21	100	SH		SOLE		100	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	843	3,770	SH		SOLE		3,770	0	0
INTEL CORP	COMMON STOCK	458140100	1,206	21,483	SH		SOLE		21,483	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	5,226	44,024	SH		SOLE		44,024	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	177	1,206	SH		SOLE		1,206	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	7,156	7,781	SH		SOLE		7,781	0	0
INTUIT INC	COMMON STOCK	461202103	10,784	22,001	SH		SOLE		22,001	0	0
IQVIA HOLDINGS INC	COMMON STOCK	46266C105	14	58	SH		SOLE		58	0	0
ISHARES GOLD TR NPV NEW	PRECIOUS METALS	464285204	160	4,750	SH		SOLE		4,750	0	0
ISHARES IN MSCI CANADA INDEX FUND	COMMON STOCK	464286509	58	1,565	SH		SOLE		1,565	0	0
ISHARES MSCI EUROZONE ETF	COMMON STOCK	464286608	75	1,520	SH		SOLE		1,520	0	0
ISHARES BARCLAYS TIPS BOND FUND	FIXED INCOME/TAXABLE ETF	464287176	32	247	SH		SOLE		247	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	2,178	5,067	SH		SOLE		5,067	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	24,268	210,427	SH		SOLE		210,136	291	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	3	50	SH		SOLE		50	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	11,973	151,788	SH		SOLE		151,693	95	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	516	6,509	SH		SOLE		6,509	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	3,506	13,046	SH		SOLE		13,046	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	32	408	SH		SOLE		408	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	20	73	SH		SOLE		73	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	13	52	SH		SOLE		52	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	14	85	SH		SOLE		85	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	9,802	42,734	SH		SOLE		42,694	40	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	237	1,032	SH		DFND		1,032	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	3,297	29,185	SH		SOLE		29,185	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	230	1,734	SH		SOLE		1,734	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	3,928	52,974	SH		SOLE		52,974	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	7,004	79,550	SH		SOLE		79,475	75	0
ISHARES CMBS	FIXED INCOME/TAXABLE ETF	46429B366	3,946	72,569	SH		SOLE		72,569	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	236	3,126	SH		SOLE		3,126	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	245	3,274	SH		SOLE		3,274	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	1,416	9,104	SH		SOLE		9,104	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,099	6,670	SH		SOLE		6,670	0	0
KLA-TENCOR CORPORATION	COMMON STOCK	482480100	171	527	SH		SOLE		527	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	60	447	SH		SOLE		447	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	49	1,203	SH		SOLE		1,203	0	0
KROGER CO	COMMON STOCK	501044101	838	21,871	SH		SOLE		21,871	0	0
KULICKE & SOFFA INDS INC	COMMON STOCK	501242101	98	1,600	SH		SOLE		1,600	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	5,589	8,590	SH		SOLE		8,590	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	232	728	SH		SOLE		728	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	532	5,266	SH		SOLE		5,266	0	0
LENNAR CORP COM	COMMON STOCK	526057104	137	1,378	SH		SOLE		1,378	0	0
LILLY ELI & CO	COMMON STOCK	532457108	631	2,750	SH		SOLE		2,750	0	0
LINCOLN NATL CORP IND COM	COMMON STOCK	534187109	25	390	SH		SOLE		390	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	69	1,173	SH		SOLE		1,173	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	294	777	SH		SOLE		777	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,660	8,559	SH		SOLE		8,559	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	18	50	SH		SOLE		50	0	0
MARKEL CORPORATION (HOLDING COMPANY)	COMMON STOCK	570535104	47	40	SH		SOLE		40	0	0
MARKETAXESS HOLDINGS INC	COMMON STOCK	57060D108	274	591	SH		SOLE		591	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	336	2,461	SH		SOLE		2,461	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	139	395	SH		DFND		395	0	0
MARVELL TECHNOLOGY INC	COMMON STOCK	573874104	50	861	SH		SOLE		861	0	0
MASCO CORPORATION	COMMON STOCK	574599106	2,714	46,084	SH		SOLE		46,084	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	38	105	SH		SOLE		105	0	0
MATADOR RES CO	COMMON STOCK	576485205	182	5,050	SH		SOLE		5,050	0	0
MCDONALDS CORP	COMMON STOCK	580135101	457	1,980	SH		SOLE		1,980	0	0
MCKESSON HBOC INC	COMMON STOCK	58155Q103	195	1,021	SH		SOLE		1,021	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	1,112	14,299	SH		SOLE		14,299	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	19	247	SH		DFND		247	0	0
MICROSOFT CORP	COMMON STOCK	594918104	12,471	46,038	SH		SOLE		46,038	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	46	307	SH		SOLE		307	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	83	972	SH		SOLE		972	0	0
MODERNA INC	COMMON STOCK	60770K107	25	105	SH		SOLE		105	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	33	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	10	161	SH		DFND		161	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	503	5,508	SH		SOLE		5,508	0	0
MOODYS CORP COM	COMMON STOCK	615369105	6,583	18,168	SH		SOLE		18,168	0	0
MORGAN STANLEY	COMMON STOCK	617446448	3,470	37,851	SH		SOLE		37,851	0	0
NETFLIX COM	COMMON STOCK	64110L106	1,664	3,150	SH		SOLE		3,150	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	718	9,792	SH		SOLE		9,792	0	0
NIKE INC CL B	COMMON STOCK	654106103	505	3,268	SH		SOLE		3,268	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	566	1,557	SH		SOLE		1,557	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	218	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	6	70	SH		SOLE		70	0	0
NUCOR CORP	COMMON STOCK	670346105	4,087	42,606	SH		SOLE		42,606	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	26,160	32,696	SH		SOLE		32,696	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	58	1,865	SH		SOLE		1,865	0	0
OCCIDENTAL PETROLEUM CORP WARRANTS	WARRANTS & RIGHTS	674599162	3	225	SH		SOLE		225	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,266	16,265	SH		SOLE		16,265	0	0
ORGANON & CO COMMON STOCK	COMMON STOCK	68622V106	30	1,003	SH		SOLE		1,003	0	0
ORGANON & CO COMMON STOCK	COMMON STOCK	68622V106	1	28	SH		DFND		28	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	6	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	248	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	268	1,580	SH		SOLE		1,580	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	160	1,184	SH		SOLE		1,184	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	66	214	SH		SOLE		214	0	0
PATRICK INDUSTRIES INC	COMMON STOCK	703343103	44	597	SH		SOLE		597	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	134	1,251	SH		SOLE		1,251	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	373	1,279	SH		SOLE		1,279	0	0
PEPSICO INC	COMMON STOCK	713448108	499	3,369	SH		SOLE		3,147	222	0
PEPSICO INC	COMMON STOCK	713448108	19	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	799	20,413	SH		SOLE		20,413	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	319	3,217	SH		SOLE		3,217	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	40	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	1,061	12,370	SH		SOLE		12,370	0	0
POSEIDA THERAPEUTICS INC	COMMON STOCK	73730P108	5	453	SH		SOLE		453	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	4,895	24,726	SH		SOLE		24,726	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	2,147	15,909	SH		SOLE		15,909	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	108	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	6,626	67,466	SH		SOLE		67,466	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	33	320	SH		SOLE		320	0	0
QUALCOMM INC	COMMON STOCK	747525103	5,928	41,477	SH		SOLE		41,477	0	0
RADIUS HEALTH INC	COMMON STOCK	750469207	4	200	SH		SOLE		200	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	49	574	SH		SOLE		574	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	1,316	2,357	SH		SOLE		2,357	0	0
RIO TINTO PLC	COMMON STOCK	767204100	36	429	SH		SOLE		429	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	5	100	SH		SOLE		100	0	0
ROYAL DUTCH SHELL PLC	FOREIGN EQUITIES	780259206	9	230	SH		SOLE		230	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	11,587	28,231	SH		SOLE		28,231	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	19,496	45,547	SH		SOLE		45,266	281	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	33	200	SH		SOLE		200	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	8,098	16,493	SH		SOLE		16,467	26	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	269	547	SH		DFND		547	0	0
SPDR NUVEEN BLOOMBERG BARCLAYS	FIXED INCOME/TAX-EXEMPT ETF	78468R739	297	6,000	SH		SOLE		6,000	0	0
SVB FINL GROUP	COMMON STOCK	78486Q101	787	1,414	SH		SOLE		1,414	0	0
SALESFORCE.COM	COMMON STOCK	79466L302	1,486	6,083	SH		SOLE		6,083	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	9	277	SH		SOLE		277	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	1,387	19,050	SH		SOLE		19,050	0	0
SECTOR SPDR BASIC MATERIALS	COMMON STOCK	81369Y100	478	5,812	SH		SOLE		5,812	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	2,057	16,331	SH		SOLE		16,331	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	2,178	31,122	SH		SOLE		31,122	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	2,957	16,564	SH		SOLE		16,564	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	362	6,716	SH		SOLE		6,716	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	4,683	127,672	SH		SOLE		127,672	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	1,728	16,873	SH		SOLE		16,873	0	0
SELECT SECTOR COMM SERVICES	COMMON STOCK	81369Y852	4,405	54,405	SH		SOLE		54,405	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,074	16,988	SH		SOLE		16,988	0	0
SERVICENOW INC	COMMON STOCK	81762P102	1,301	2,367	SH		SOLE		2,367	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	5,749	21,101	SH		SOLE		21,101	0	0
SHOPIFY INC	COMMON STOCK	82509L107	85	58	SH		SOLE		58	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	24	3,700	SH		SOLE		3,700	0	0
SKYWORKS SOLUTIONS INC COM	COMMON STOCK	83088M102	223	1,165	SH		SOLE		1,165	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	87	1,432	SH		SOLE		1,432	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	85	6,040	SH		SOLE		6,040	0	0
SQUARE INC CLASS A	COMMON STOCK	852234103	1,014	4,158	SH		SOLE		4,158	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	2,368	21,179	SH		SOLE		21,179	0	0
STATE STREET CORP	COMMON STOCK	857477103	14	174	SH		SOLE		174	0	0
STOCK YDS BANCORP INC NPV	COMMON STOCK	861025104	20	385	SH		SOLE		385	0	0
STRYKER CORP COM	COMMON STOCK	863667101	5,811	22,373	SH		SOLE		22,373	0	0
SYSCO CORP COM	COMMON STOCK	871829107	44	571	SH		SOLE		571	0	0
TJX COS INC NEW	COMMON STOCK	872540109	1,698	25,186	SH		SOLE		25,186	0	0
T MOBILE US INC	COMMON STOCK	872590104	853	5,889	SH		SOLE		5,889	0	0
TARGET CORP	COMMON STOCK	87612E106	7,265	30,052	SH		SOLE		30,052	0	0
TESLA, INC	COMMON STOCK	88160R101	884	1,300	SH		SOLE		1,300	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	2,080	10,817	SH		SOLE		10,817	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	1,240	2,459	SH		SOLE		2,459	0	0
THOMSON REUTERS CORP	FOREIGN EQUITIES	884903709	44	440	SH		SOLE		440	0	0
3M CO	COMMON STOCK	88579Y101	84	425	SH		SOLE		425	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	18	101	SH		SOLE		101	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	1,606	8,632	SH		SOLE		8,632	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	51	340	SH		SOLE		340	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	16	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	52	945	SH		SOLE		945	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	134	2,359	SH		SOLE		2,359	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	5,460	24,826	SH		SOLE		24,826	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	1,603	7,710	SH		SOLE		7,710	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	9,622	30,161	SH		SOLE		30,161	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	9,198	22,971	SH		SOLE		22,971	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	2,510	32,150	SH		SOLE		32,150	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	8,338	161,833	SH		SOLE		161,833	0	0
VANGUARD MSCI EURO PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	40	771	SH		DFND		771	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	37,556	470,448	SH		SOLE		470,448	0	0
VANGUARD MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	19,899	366,397	SH		SOLE		366,255	142	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	318	3,859	SH		SOLE		3,859	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	321	3,468	SH		SOLE		3,468	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	778	1,976	SH		SOLE		1,976	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	13,832	135,889	SH		SOLE		135,658	231	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	28	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	22	99	SH		SOLE		99	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	168	753	SH		SOLE		753	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	259	4,622	SH		SOLE		4,622	0	0
VERINT SYSTEMS INC	COMMON STOCK	92343X100	7	155	SH		SOLE		155	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	262	1,299	SH		SOLE		1,299	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	10,945	46,812	SH		SOLE		46,812	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	22	250	SH		SOLE		250	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	572	4,059	SH		SOLE		4,059	0	0
WALGREENS BOOTS ALLIANCE	COMMON STOCK	931427108	458	8,711	SH		SOLE		8,711	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	543	3,877	SH		SOLE		3,877	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	14	314	SH		SOLE		314	0	0
WESBANCO INC	COMMON STOCK	950810101	67	1,891	SH		SOLE		1,891	0	0
WORKDAY INC	COMMON STOCK	98138H101	33	140	SH		SOLE		140	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	15	250	SH		SOLE		250	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	2,082	31,603	SH		SOLE		31,603	0	0
XILINX INC	COMMON STOCK	983919101	73	506	SH		SOLE		506	0	0
ZOETIS INC	COMMON STOCK	98978V103	3,027	16,243	SH		SOLE		16,243	0	0
ZOOM VIDEO COMMUNICATIONS	COMMON STOCK	98980L101	146	377	SH		SOLE		377	0	0