Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC	COMMON STOCK	G1151C101	175	680	SH		SOLE		680	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	4	100	SH		SOLE		100	0	0
GLOBAL FOUNDRIES INC	COMMON STOCK	G39387108	290	6,000	SH		SOLE		6,000	0	0
ICON PLC	COMMON STOCK	G4705A100	4	20	SH		SOLE		20	0	0
LINDE PLC EUR	COMMON STOCK	G5494J103	81	300	SH		SOLE		300	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	634	7,847	SH		SOLE		7,847	0	0
CHUBB LIMITED COM	COMMON STOCK	H1467J104	7	38	SH		SOLE		38	0	0
TE CONNECTIVITY LTD	COMMON STOCK	H84989104	50	450	SH		SOLE		450	0	0
LYONDELLBASEIL INDU CL A	COMMON STOCK	N53745100	515	6,845	SH		SOLE		6,845	0	0
NXP SEMICONDUCTORS N V COM	COMMON STOCK	N6596X109	573	3,886	SH		SOLE		3,886	0	0
AT&T INC	COMMON STOCK	00206R102	228	14,864	SH		SOLE		14,864	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	835	8,632	SH		SOLE		8,632	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	287	2,137	SH		SOLE		2,137	0	0
ACTIVISION BLIZZARD INC	COMMON STOCK	00507V109	182	2,449	SH		SOLE		2,449	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	6,820	24,785	SH		SOLE		24,785	0	0
ADVANCE AUTO PARTS INC	COMMON STOCK	00751Y106	50	319	SH		SOLE		319	0	0
AECOM TECHNOLOGY CORP	COMMON STOCK	00766T100	8,278	121,097	SH		SOLE		121,097	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	635	10,029	SH		SOLE		10,029	0	0
AIR PRODUCTS & CHEMICALS	COMMON STOCK	009158106	1,116	4,796	SH		SOLE		4,796	0	0
ALCOA UPSTREAM CORP	COMMON STOCK	013872106	43	1,272	SH		SOLE		1,272	0	0
ALIBABA	COMMON STOCK	01609W102	16	200	SH		SOLE		200	0	0
ALLIANT ENERGY CORP	COMMON STOCK	018802108	14	257	SH		SOLE		257	0	0
ALLSTATE CORP	COMMON STOCK	020002101	684	5,493	SH		SOLE		5,493	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	377	3,920	SH		SOLE		3,920	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	11,442	119,626	SH		SOLE		119,626	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	77	1,900	SH		SOLE		1,900	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	24	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	9,415	83,323	SH		SOLE		83,323	0	0
AMEREN CORP	COMMON STOCK	023608102	933	11,584	SH		SOLE		11,584	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	207	2,400	SH		SOLE		2,400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	274	2,032	SH		SOLE		2,032	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	5	100	SH		SOLE		100	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	66	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	6,316	28,023	SH		SOLE		28,023	0	0
ELEVANCE HEALTH INC	COMMON STOCK	036752103	76	168	SH		SOLE		168	0	0
APPHARVEST INC	COMMON STOCK	03783T103	10	4,966	SH		SOLE		4,966	0	0
APPLE INC	COMMON STOCK	037833100	14,325	103,653	SH		SOLE		103,653	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	4,283	52,274	SH		SOLE		52,274	0	0
ARCHER DANIELS MIDLAND CO COM	COMMON STOCK	039483102	50	617	SH		SOLE		617	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	88	1,596	SH		SOLE		1,596	0	0
AUTODESK INC	COMMON STOCK	052769106	347	1,855	SH		SOLE		1,855	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	45	200	SH		SOLE		200	0	0
AUTOZONE INC	COMMON STOCK	053332102	9,876	4,611	SH		SOLE		4,611	0	0
BP AMOCO P L C	COMMON STOCK	055622104	44	1,543	SH		SOLE		1,543	0	0
BAKER HUGHES COMPANY	COMMON STOCK	05722G100	6	292	SH		SOLE		292	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	85	2,826	SH		SOLE		2,826	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	297	7,710	SH		SOLE		7,710	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	5	94	SH		SOLE		94	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	142	638	SH		SOLE		638	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	140	526	SH		SOLE		526	0	0
BIOGEN INC	COMMON STOCK	09062X103	674	2,526	SH		SOLE		2,526	0	0
BLACKROCK INC	COMMON STOCK	09247X101	1,252	2,275	SH		SOLE		2,275	0	0
BLACKSTONE INC	COMMON STOCK	09260D107	4,922	58,803	SH		SOLE		58,803	0	0
BOEING CO	COMMON STOCK	097023105	82	676	SH		SOLE		676	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	651	9,159	SH		SOLE		9,159	0	0
BROADCOM INC	COMMON STOCK	11135F101	648	1,459	SH		SOLE		1,459	0	0
BROWN FORMAN CORP CL B COM	COMMON STOCK	115637209	10	150	SH		SOLE		150	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	574	4,887	SH		SOLE		4,887	0	0
CIGNA CORP NEW	COMMON STOCK	125523100	100	360	SH		SOLE		360	0	0
CSX CORP	COMMON STOCK	126408103	3,905	146,641	SH		SOLE		146,641	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	378	3,963	SH		SOLE		3,963	0	0
CAMPBELL SOUP CO	COMMON STOCK	134429109	8	171	SH		SOLE		171	0	0
CANADA GOOSE HOLDINGS	COMMON STOCK	135086106	2	150	SH		SOLE		150	0	0
CARMAX INC	COMMON STOCK	143130102	10	150	SH		SOLE		150	0	0
CATALENT INC	COMMON STOCK	148806102	1,259	17,401	SH		SOLE		17,401	0	0
CATERPILLAR INC	COMMON STOCK	149123101	3,196	19,476	SH		SOLE		19,476	0	0
CHARTER COMMUNICATIONS	COMMON STOCK	16119P108	3,811	12,565	SH		SOLE		12,565	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	705	4,906	SH		SOLE		4,906	0	0
CHURCHILL DOWNS INC	COMMON STOCK	171484108	18	100	SH		SOLE		100	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	337	8,418	SH		SOLE		8,418	0	0
CINTAS CORP COM	COMMON STOCK	172908105	566	1,458	SH		SOLE		1,458	0	0
CLEARFIELD INC	COMMON STOCK	18482P103	18	172	SH		SOLE		172	0	0
COCA COLA CO	COMMON STOCK	191216100	655	11,701	SH		SOLE		11,701	0	0
COCA COLA CO	COMMON STOCK	191216100	22	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	80	1,133	SH		SOLE		1,133	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	4,253	145,075	SH		SOLE		145,075	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	275	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	5	48	SH		SOLE		48	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	15	65	SH		SOLE		65	0	0
CONTRAFECT CORP	COMMON STOCK	212326300	2	12,655	SH		SOLE		12,655	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	13	462	SH		SOLE		462	0	0
CORTEVA INC	COMMON STOCK	22052L104	983	17,195	SH		SOLE		17,195	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	9,700	20,539	SH		SOLE		20,539	0	0
CUMMINS INC	COMMON STOCK	231021106	208	1,023	SH		SOLE		1,023	0	0
D R HORTON INC	COMMON STOCK	23331A109	5,030	74,690	SH		SOLE		74,690	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	1,527	5,911	SH		SOLE		5,911	0	0
DANIMER SCIENTIFIC, INC.	COMMON STOCK	236272100	1	300	SH		SOLE		300	0	0
DEERE & CO	COMMON STOCK	244199105	1,926	5,770	SH		SOLE		5,770	0	0
DEVON ENERGY CORPORATION NEW	COMMON STOCK	25179M103	5,077	84,439	SH		SOLE		84,439	0	0
DICK'S SPORTING GOODS	COMMON STOCK	253393102	5,416	51,762	SH		SOLE		51,762	0	0
DIGITAL WOLRD ACQUISITON	COMMON STOCK	25400Q105	1	50	SH		SOLE		50	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	767	8,131	SH		SOLE		8,131	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	28	300	SH		DFND		300	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	293	3,224	SH		SOLE		3,224	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	6,281	26,186	SH		SOLE		26,186	0	0
DOMINION RES INC VA	COMMON STOCK	25746U109	144	2,087	SH		SOLE		2,087	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	7	23	SH		SOLE		23	0	0
DOW INC	COMMON STOCK	260557103	58	1,319	SH		SOLE		1,319	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	205	2,199	SH		SOLE		2,199	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	66	1,319	SH		SOLE		1,319	0	0
EOG RES INC	COMMON STOCK	26875P101	924	8,273	SH		SOLE		8,273	0	0
EQT CORP	COMMON STOCK	26884L109	1,140	27,985	SH		SOLE		27,985	0	0
ECOLAB INC COM	COMMON STOCK	278865100	29	200	SH		SOLE		200	0	0
ELECTRONIC ARTS	COMMON STOCK	285512109	1,040	8,988	SH		SOLE		8,988	0	0
EMERGENT BIO SOLUTIONS	COMMON STOCK	29089Q105	13	621	SH		SOLE		621	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	104	1,419	SH		SOLE		1,419	0	0
ENOVIX CORP	COMMON STOCK	293594107	69	3,760	SH		SOLE		3,760	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	68	9,060	SH		SOLE		9,060	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	803	9,198	SH		SOLE		9,198	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	19	223	SH		DFND		223	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	1,702	12,546	SH		SOLE		12,546	0	0
FASTENAL CO	COMMON STOCK	311900104	92	1,989	SH		SOLE		1,989	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	29	195	SH		SOLE		195	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	632	6,751	SH		SOLE		6,751	0	0
GENERAC HLDGS INC	COMMON STOCK	368736104	6	36	SH		SOLE		36	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	106	500	SH		SOLE		500	0	0
GENERAL ELECTRIC CO COM	COMMON STOCK	369604301	77	1,248	SH		SOLE		1,248	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	23	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	1,262	8,452	SH		SOLE		8,452	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	18	293	SH		SOLE		293	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	429	1,465	SH		SOLE		1,465	0	0
HP INC COM	COMMON STOCK	40434L105	37	1,467	SH		SOLE		1,467	0	0
HALLIBURTON COMPANY	COMMON STOCK	406216101	3	102	SH		SOLE		102	0	0
HANESBRANDS INC	COMMON STOCK	410345102	1	200	SH		SOLE		200	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	7,188	32,603	SH		SOLE		32,603	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	514	7,959	SH		SOLE		7,959	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,096	3,973	SH		SOLE		3,973	0	0
HOME DEPOT INC	COMMON STOCK	437076102	124	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	1,078	6,459	SH		SOLE		6,459	0	0
HUMANA INC	COMMON STOCK	444859102	1,962	4,043	SH		SOLE		4,043	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	15	100	SH		SOLE		100	0	0
IDEXX LABORATORIES INC COM	COMMON STOCK	45168D104	7	21	SH		SOLE		21	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	1,099	6,083	SH		SOLE		6,083	0	0
IMMUNITYBIO INC	COMMON STOCK	45256X103	0	80	SH		SOLE		80	0	0
INARI MED INC	COMMON STOCK	45332Y109	29	400	SH		SOLE		400	0	0
IQ HEDGE MULTI-STRATEGY TRACKER ETF	MULTI STRATEGY	45409B107	53	1,902	SH		SOLE		1,902	0	0
INTEL CORP	COMMON STOCK	458140100	453	17,567	SH		SOLE		17,567	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	794	8,788	SH		SOLE		8,788	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	288	2,426	SH		SOLE		2,426	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	5,005	26,701	SH		SOLE		26,701	0	0
INTUIT INC	COMMON STOCK	461202103	7,637	19,717	SH		SOLE		19,717	0	0
IQVIA HOLDINGS INC	COMMON STOCK	46266C105	45	248	SH		SOLE		248	0	0
ISHARES GOLD TR NPV NEW	PRECIOUS METALS	464285204	58	1,854	SH		SOLE		1,854	0	0
ISHARES BARCLAYS TIPS BOND FUND	FIXED INCOME/TAXABLE ETF	464287176	26	247	SH		SOLE		247	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,510	4,209	SH		SOLE		4,209	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	11,442	118,765	SH		SOLE		118,315	450	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	1,349	38,665	SH		SOLE		37,496	1,169	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	7,294	130,228	SH		SOLE		129,733	495	0
ETF I SHARES TRUST	COMMON STOCK	464287473	14	150	SH		SOLE		150	0	0
ISHARES RUSSELL MIDCAP GRWTH INDEX FUND	COMMON STOCK	464287481	10	124	SH		SOLE		124	0	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	606	9,748	SH		SOLE		9,748	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	3,006	13,711	SH		SOLE		13,711	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	24	408	SH		SOLE		408	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	178	847	SH		SOLE		847	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	9	48	SH		SOLE		48	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	14	111	SH		SOLE		111	0	0
ISHARES RUSSELL 2000 GROWTH ETF	COMMON STOCK	464287648	3	16	SH		SOLE		16	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	6,808	41,283	SH		SOLE		41,212	71	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	170	1,032	SH		DFND		1,032	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	3,435	39,394	SH		SOLE		39,394	0	0
ISHARES S&P MIDCAP 600 VALUE INDEX FUND	MID CAP EXCHANGE TRADED FDS	464287879	2	24	SH		SOLE		24	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	211	2,074	SH		SOLE		2,074	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	3,023	61,985	SH		SOLE		61,816	169	0
ISHARES TR JP MOR EM MK ETF	INTL FIXED INCOME ETF	464288281	2,231	28,095	SH		SOLE		28,095	0	0
ISHARES NATIONAL MUNI BOND ETF	FIXED INCOME/TAX-EXEMPT ETF	464288414	121	1,178	SH		SOLE		1,178	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	11,426	160,080	SH		SOLE		159,818	262	0
ISHARES CMBS	FIXED INCOME/TAXABLE ETF	46429B366	24	513	SH		SOLE		513	0	0
ISHARES EDGE MSCI MIN VOL	INTERNATIONAL EXCH. TRADED FDS	46429B689	219	3,850	SH		SOLE		3,850	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	195	3,693	SH		SOLE		3,693	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	46434G103	18	419	SH		SOLE		419	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	919	8,792	SH		SOLE		8,792	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,725	10,557	SH		SOLE		10,557	0	0
KLA-TENCOR CORPORATION	COMMON STOCK	482480100	1,063	3,512	SH		SOLE		3,512	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	382	3,397	SH		SOLE		3,397	0	0
KINDER MORGAN INC DE	COMMON STOCK	49456B101	3,439	206,787	SH		SOLE		206,787	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	69	2,057	SH		SOLE		2,057	0	0
KROGER CO	COMMON STOCK	501044101	291	6,642	SH		SOLE		6,642	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	4,164	11,377	SH		SOLE		11,377	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	910	4,213	SH		SOLE		4,213	0	0
LEAR CORP COMMON	COMMON STOCK	521865204	21	172	SH		SOLE		172	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	119	1,366	SH		SOLE		1,366	0	0
LENNAR CORP COM	COMMON STOCK	526057104	87	1,168	SH		SOLE		1,168	0	0
LILLY ELI & CO	COMMON STOCK	532457108	1,220	3,772	SH		SOLE		3,772	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	37	1,221	SH		SOLE		1,221	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	1,028	2,662	SH		SOLE		2,662	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,577	8,397	SH		SOLE		8,397	0	0
LUCID GROUP INC	COMMON STOCK	549498103	10	725	SH		SOLE		725	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	15	52	SH		SOLE		52	0	0
LUMINAR TECHNOLOGIES	COMMON STOCK	550424105	5	700	SH		SOLE		700	0	0
MARATHON PET CORP COM	COMMON STOCK	56585A102	11	110	SH		SOLE		110	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	345	2,461	SH		SOLE		2,461	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	127	395	SH		DFND		395	0	0
MASCO CORPORATION	COMMON STOCK	574599106	1,760	37,711	SH		SOLE		37,711	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	24	84	SH		SOLE		84	0	0
MATADOR RES CO	COMMON STOCK	576485205	247	5,050	SH		SOLE		5,050	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,919	8,315	SH		SOLE		8,315	0	0
MCKESSON HBOC INC	COMMON STOCK	58155Q103	347	1,020	SH		SOLE		1,020	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	1,948	22,616	SH		SOLE		22,616	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	13	150	SH		DFND		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	10,808	46,407	SH		SOLE		46,407	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	67	1,347	SH		SOLE		1,347	0	0
MODERNA INC	COMMON STOCK	60770K107	18	148	SH		SOLE		148	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	29	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	9	161	SH		DFND		161	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	141	1,625	SH		SOLE		1,625	0	0
MOODYS CORP COM	COMMON STOCK	615369105	4,830	19,867	SH		SOLE		19,867	0	0
MORGAN STANLEY	COMMON STOCK	617446448	1,257	15,906	SH		SOLE		15,906	0	0
NCINO INC NEW	COMMON STOCK	63947X101	3	81	SH		SOLE		81	0	0
NETAPP INC	COMMON STOCK	64110D104	769	12,431	SH		SOLE		12,431	0	0
NETFLIX COM	COMMON STOCK	64110L106	705	2,995	SH		SOLE		2,995	0	0
NEWMONT MINING CORP COM	COMMON STOCK	651639106	40	953	SH		SOLE		953	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	438	5,590	SH		SOLE		5,590	0	0
NIKE INC CL B	COMMON STOCK	654106103	280	3,365	SH		SOLE		3,365	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	435	925	SH		SOLE		925	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	282	600	SH		DFND		600	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	5	70	SH		SOLE		70	0	0
NUCOR CORP	COMMON STOCK	670346105	5,459	51,022	SH		SOLE		51,022	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	12,215	100,626	SH		SOLE		100,626	0	0
O REILLY AUTOMOTIVE INC	COMMON STOCK	67103H107	55	75	SH		SOLE		75	0	0
ADR OATLY GROUP AB	COMMON STOCK	67421J108	1	549	SH		SOLE		549	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	3,621	58,930	SH		SOLE		58,930	0	0
OMNICOM GROUP INC	COMMON STOCK	681919106	13	200	SH		SOLE		200	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	789	12,922	SH		SOLE		12,922	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	4	30	SH		SOLE		30	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	194	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	167	1,511	SH		SOLE		1,511	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	75	664	SH		SOLE		664	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	40	164	SH		SOLE		164	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	76	678	SH		SOLE		678	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	93	1,078	SH		SOLE		1,078	0	0
PEPSICO INC	COMMON STOCK	713448108	493	3,017	SH		SOLE		3,017	0	0
PEPSICO INC	COMMON STOCK	713448108	20	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	951	21,743	SH		SOLE		21,743	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	247	2,980	SH		SOLE		2,980	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	33	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	143	1,776	SH		SOLE		1,776	0	0
PIONEER NAT RES CO COM	COMMON STOCK	723787107	10	48	SH		SOLE		48	0	0
POSEIDA THERAPEUTICS INC	COMMON STOCK	73730P108	27	7,608	SH		SOLE		7,608	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	101	960	SH		SOLE		960	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	2,667	21,129	SH		SOLE		21,129	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	101	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	3,792	32,627	SH		SOLE		32,627	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	69	805	SH		SOLE		805	0	0
PUBLIC SVC ENTERPRISE GROUP COM	COMMON STOCK	744573106	8	145	SH		SOLE		145	0	0
QUALCOMM INC	COMMON STOCK	747525103	5,193	45,962	SH		SOLE		45,962	0	0
QUANTUMSCAPE CORP	COMMON STOCK	74767V109	8	950	SH		SOLE		950	0	0
RAYMOND JAMES FINANCIAL INC	COMMON STOCK	754730109	409	4,136	SH		SOLE		4,136	0	0
RAYTHEON TECHNOLOGIES CORP	COMMON STOCK	75513E101	40	491	SH		SOLE		491	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	1,048	1,521	SH		SOLE		1,521	0	0
RIO TINTO PLC	COMMON STOCK	767204100	24	429	SH		SOLE		429	0	0
ROCKWELL AUTOMATION INC	COMMON STOCK	773903109	53	248	SH		SOLE		248	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	4	100	SH		SOLE		100	0	0
ROYAL DUTCH SHELL PLC NPV	FOREIGN EQUITIES	780259305	11	230	SH		SOLE		230	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	8,062	26,403	SH		SOLE		26,403	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	15,355	42,992	SH		SOLE		42,809	183	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	31	200	SH		SOLE		200	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	8,839	22,006	SH		SOLE		21,956	50	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	220	547	SH		DFND		547	0	0
SVB FINL GROUP	COMMON STOCK	78486Q101	131	391	SH		SOLE		391	0	0
SALESFORCE INC	COMMON STOCK	79466L302	519	3,610	SH		SOLE		3,610	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	190	5,306	SH		SOLE		5,306	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	2,407	33,492	SH		SOLE		33,492	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	1,271	10,496	SH		SOLE		10,496	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	833	12,489	SH		SOLE		12,489	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	280	1,969	SH		SOLE		1,969	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	893	12,395	SH		SOLE		12,395	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	1,532	50,455	SH		SOLE		50,455	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	367	4,436	SH		SOLE		4,436	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,354	20,667	SH		SOLE		20,667	0	0
SERVICENOW INC	COMMON STOCK	81762P102	540	1,431	SH		SOLE		1,431	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	4,004	19,554	SH		SOLE		19,554	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	21	3,700	SH		SOLE		3,700	0	0
SKYWORKS SOLUTIONS INC COM	COMMON STOCK	83088M102	300	3,523	SH		SOLE		3,523	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	17	250	SH		SOLE		250	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	77	6,040	SH		SOLE		6,040	0	0
BLOCK INC	COMMON STOCK	852234103	491	8,931	SH		SOLE		8,931	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	1,227	14,568	SH		SOLE		14,568	0	0
STATE STREET CORP	COMMON STOCK	857477103	11	174	SH		SOLE		174	0	0
STOCK YDS BANCORP INC NPV	COMMON STOCK	861025104	26	385	SH		SOLE		385	0	0
STRYKER CORP COM	COMMON STOCK	863667101	3,651	18,024	SH		SOLE		18,024	0	0
TJX COS INC NEW	COMMON STOCK	872540109	1,190	19,162	SH		SOLE		19,162	0	0
T MOBILE US INC	COMMON STOCK	872590104	323	2,409	SH		SOLE		2,409	0	0
TAIWAN SEMICONDUCTOR	COMMON STOCK	874039100	34	500	SH		SOLE		500	0	0
TARGET CORP	COMMON STOCK	87612E106	5,379	36,253	SH		SOLE		36,253	0	0
TESLA, INC	COMMON STOCK	88160R101	1,015	3,825	SH		SOLE		3,825	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	1,417	9,156	SH		SOLE		9,156	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	1,714	3,380	SH		SOLE		3,380	0	0
3M CO	COMMON STOCK	88579Y101	77	697	SH		SOLE		697	0	0
TOYOTA MOTOR CORP	FOREIGN EQUITIES	892331307	13	101	SH		SOLE		101	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	556	2,990	SH		SOLE		2,990	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	52	340	SH		SOLE		340	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	11	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	231	5,300	SH		SOLE		5,300	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	25	380	SH		SOLE		380	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	109	2,709	SH		SOLE		2,709	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	5,462	28,038	SH		SOLE		28,038	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	907	5,616	SH		SOLE		5,616	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	7,861	29,103	SH		SOLE		29,103	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	10,710	21,206	SH		SOLE		21,206	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	5,925	55,448	SH		SOLE		55,448	0	0
VALVOLINE INC	COMMON STOCK	92047W101	53	2,078	SH		SOLE		2,078	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	5,011	137,814	SH		SOLE		137,814	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	28	771	SH		DFND		771	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	7,949	138,260	SH		SOLE		137,941	319	0
VANGUARD FTSE EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	16,049	439,954	SH		SOLE		439,954	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	99	1,717	SH		SOLE		1,717	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	162	2,428	SH		SOLE		2,428	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	664	2,024	SH		SOLE		2,024	0	0
VANGUARD MID-CAP VALUE ETF	MID CAP EXCHANGE TRADED FDS	922908512	10	83	SH		SOLE		83	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	6,781	84,590	SH		SOLE		84,504	86	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	22	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	17	99	SH		SOLE		99	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	105	586	SH		SOLE		586	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	621	16,366	SH		SOLE		16,366	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	9	32	SH		SOLE		32	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	7,096	39,942	SH		SOLE		39,942	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	22	250	SH		SOLE		250	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	565	4,358	SH		SOLE		4,358	0	0
WALGREENS BOOTS ALLIANCE	COMMON STOCK	931427108	6	184	SH		SOLE		184	0	0
WARNER BROS DISCOVERY INC NPV	COMMON STOCK	934423104	55	4,799	SH		SOLE		4,799	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	160	996	SH		SOLE		996	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	15	365	SH		SOLE		365	0	0
WESBANCO INC	COMMON STOCK	950810101	23	700	SH		SOLE		700	0	0
WILLIAMS COS INC	COMMON STOCK	969457100	70	2,440	SH		SOLE		2,440	0	0
WORTHINGTON IND INC	COMMON STOCK	981811102	3	68	SH		SOLE		68	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	1,938	30,284	SH		SOLE		30,284	0	0
ZOETIS INC	COMMON STOCK	98978V103	3,615	24,375	SH		SOLE		24,375	0	0