Central Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ARCADIUM LITHIUM PLC	COMMON STOCK	G0508H110	4,975	1,157	SH		SOLE		1,157	0	0
ACCENTURE PLC	COMMON STOCK	G1151C101	1,088,656	3,141	SH		SOLE		3,141	0	0
CAPRI HOLDINGS LTD	COMMON STOCK	G1890L107	4,529	100	SH		SOLE		100	0	0
EATON CORP PLC	COMMON STOCK	G29183103	10,318	33	SH		SOLE		33	0	0
GLOBAL FOUNDRIES INC	COMMON STOCK	G39387108	312,660	6,000	SH		SOLE		6,000	0	0
ICON PLC	COMMON STOCK	G4705A100	6,719	20	SH		SOLE		20	0	0
LINDE PLC NPV	COMMON STOCK	G54950103	155,547	335	SH		SOLE		335	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	136,646	1,568	SH		SOLE		1,568	0	0
CHUBB LIMITED COM	COMMON STOCK	H1467J104	4,322,760	16,682	SH		SOLE		16,682	0	0
TE CONNECTIVITY LTD	COMMON STOCK	H84989104	65,358	450	SH		SOLE		450	0	0
CYBERARK SOFTWARE LTD ILS	COMMON STOCK	M2682V108	53,126	200	SH		SOLE		200	0	0
NANO-X IMAGING LTD	COMMON STOCK	M70700105	19,540	2,000	SH		SOLE		2,000	0	0
ASML HOLDING NV EUROPE	COMMON STOCK	N07059210	518,223	534	SH		SOLE		534	0	0
LYONDELLBASEIL INDU CL A	COMMON STOCK	N53745100	871,087	8,517	SH		SOLE		8,517	0	0
NXP SEMICONDUCTORS N V COM	COMMON STOCK	N6596X109	1,100,316	4,441	SH		SOLE		4,441	0	0
AT&T INC	COMMON STOCK	00206R102	230,655	13,113	SH		SOLE		13,113	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	1,375,136	12,099	SH		SOLE		12,099	0	0
ABBVIE INC USD 0.01	COMMON STOCK	00287Y109	609,302	3,346	SH		SOLE		3,346	0	0
ADOBE SYSTEMS INCORPORATED	COMMON STOCK	00724F101	12,020,196	23,822	SH		SOLE		23,822	0	0
ADVANCE AUTO PARTS INC	COMMON STOCK	00751Y106	27,225	320	SH		SOLE		320	0	0
AECOM TECHNOLOGY CORP	COMMON STOCK	00766T100	8,625,574	87,945	SH		SOLE		87,945	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	702,452	3,892	SH		SOLE		3,892	0	0
AIR PRODUCTS & CHEMICALS	COMMON STOCK	009158106	1,362,973	5,626	SH		SOLE		5,626	0	0
ALBEMARLE COM	COMMON STOCK	012653101	339,487	2,577	SH		SOLE		2,577	0	0
ALCOA UPSTREAM CORP	COMMON STOCK	013872106	73,997	2,190	SH		SOLE		2,190	0	0
ALIBABA	COMMON STOCK	01609W102	14,472	200	SH		SOLE		200	0	0
ALLSTATE CORP	COMMON STOCK	020002101	749,455	4,332	SH		SOLE		4,332	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	831,638	5,462	SH		SOLE		5,462	0	0
ALPHABET INC CAP STK CL A	COMMON STOCK	02079K305	16,814,827	111,409	SH		SOLE		111,409	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	82,378	1,889	SH		SOLE		1,889	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	26,166	600	SH		DFND		600	0	0
AMAZON COM INC	COMMON STOCK	023135106	15,056,006	83,469	SH		SOLE		83,469	0	0
AMEREN CORP	COMMON STOCK	023608102	811,711	10,977	SH		SOLE		10,977	0	0
AVANTIS US SMALL CAP VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	025072877	576,410	6,151	SH		SOLE		6,151	0	0
AMERICAN ELECTRIC POWER CO	COMMON STOCK	025537101	206,640	2,400	SH		SOLE		2,400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	456,743	2,006	SH		SOLE		2,006	0	0
AMERICAN INTL GROUP	COMMON STOCK	026874784	7,817	100	SH		SOLE		100	0	0
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	8,676	71	SH		SOLE		71	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	113,994	260	SH		SOLE		260	0	0
AMGEN INC	COMMON STOCK	031162100	8,220,988	28,915	SH		SOLE		28,915	0	0
ELEVANCE HEALTH INC	COMMON STOCK	036752103	87,113	168	SH		SOLE		168	0	0
APOLLO GLOBAL MGMT INCORPORATED	COMMON STOCK	03769M106	465,982	4,144	SH		SOLE		4,144	0	0
APPLE INC	COMMON STOCK	037833100	17,655,962	102,963	SH		SOLE		102,963	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	4,760,761	23,085	SH		SOLE		23,085	0	0
ARCHER DANIELS MIDLAND CO COM	COMMON STOCK	039483102	27,133	432	SH		SOLE		432	0	0
ASTRAZENECA PLC SPONSORED ADR	FOREIGN EQUITIES	046353108	53,725	793	SH		SOLE		793	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	546,173	2,187	SH		SOLE		2,187	0	0
AUTOZONE INC	COMMON STOCK	053332102	9,965,432	3,162	SH		SOLE		3,162	0	0
BP AMOCO P L C	COMMON STOCK	055622104	58,140	1,543	SH		SOLE		1,543	0	0
BAKER HUGHES COMPANY	COMMON STOCK	05722G100	8,576	256	SH		SOLE		256	0	0
BANKAMERICA CORP NEW	COMMON STOCK	060505104	62,321	1,644	SH		SOLE		1,644	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	38,020	660	SH		SOLE		660	0	0
BECTON DICKINSON & CO	COMMON STOCK	075887109	600,053	2,425	SH		SOLE		2,425	0	0
BERKSHIRE HATHAWAY INC DEL	COMMON STOCK	084670702	327,574	779	SH		SOLE		779	0	0
BIOGEN INC	COMMON STOCK	09062X103	378,857	1,757	SH		SOLE		1,757	0	0
BLACKROCK INC	COMMON STOCK	09247X101	993,732	1,192	SH		SOLE		1,192	0	0
BLACKSTONE INC	COMMON STOCK	09260D107	59,640	454	SH		SOLE		454	0	0
BOEING CO	COMMON STOCK	097023105	99,582	516	SH		SOLE		516	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	356,327	6,572	SH		SOLE		6,572	0	0
BROADCOM INC	COMMON STOCK	11135F101	1,836,984	1,386	SH		SOLE		1,386	0	0
BROWN FORMAN CORP CL B COM	COMMON STOCK	115637209	88,252	1,710	SH		SOLE		1,710	0	0
CBOE GLOBAL MARKETS INC	COMMON STOCK	12503M108	1,370,582	7,460	SH		SOLE		7,460	0	0
THE CIGNA GROUP	COMMON STOCK	125523100	130,748	360	SH		SOLE		360	0	0
CME GROUP INC	COMMON STOCK	12572Q105	11,410	53	SH		SOLE		53	0	0
CSX CORP	COMMON STOCK	126408103	82,049	2,214	SH		SOLE		2,214	0	0
CVS CAREMARK CORP	COMMON STOCK	126650100	271,497	3,404	SH		SOLE		3,404	0	0
CADENCE DESIGN SYSTEM INCORPORATED	COMMON STOCK	127387108	8,093	26	SH		SOLE		26	0	0
CARRIER GLOBAL CORP	COMMON STOCK	14448C104	6,743	116	SH		SOLE		116	0	0
CATALENT INC	COMMON STOCK	148806102	1,129	20	SH		SOLE		20	0	0
CATERPILLAR INC	COMMON STOCK	149123101	10,564,128	28,831	SH		SOLE		28,831	0	0
CHARTER COMMUNICATIONS	COMMON STOCK	16119P108	101,719	350	SH		SOLE		350	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,036,310	6,570	SH		SOLE		6,570	0	0
CINCINNATI FINANCIAL CORP	COMMON STOCK	172062101	157,447	1,268	SH		SOLE		1,268	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,285,599	25,764	SH		SOLE		25,764	0	0
CINTAS CORP COM	COMMON STOCK	172908105	251,445	366	SH		SOLE		366	0	0
CLEARFIELD INC	COMMON STOCK	18482P103	5,304	172	SH		SOLE		172	0	0
CLOUDFLARE INC	COMMON STOCK	18915M107	6,293	65	SH		SOLE		65	0	0
COCA COLA CO	COMMON STOCK	191216100	775,665	12,679	SH		SOLE		12,679	0	0
COCA COLA CO	COMMON STOCK	191216100	24,472	400	SH		DFND		400	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	139,036	1,544	SH		SOLE		1,544	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	6,814,098	157,227	SH		SOLE		157,227	0	0
COMMUNITY TRUST BANK	COMMON STOCK	204149108	289,123	6,779	SH		SOLE		6,779	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	24,309	191	SH		SOLE		191	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	343,472	1,264	SH		SOLE		1,264	0	0
CORNING INCORPORATED	COMMON STOCK	219350105	373,041	11,322	SH		SOLE		11,322	0	0
CORTEVA INC	COMMON STOCK	22052L104	717,458	12,441	SH		SOLE		12,441	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	12,872,150	17,570	SH		SOLE		17,570	0	0
CUMMINS INC	COMMON STOCK	231021106	96,934	329	SH		SOLE		329	0	0
D R HORTON INC	COMMON STOCK	23331A109	6,881,264	41,819	SH		SOLE		41,819	0	0
DANAHER CORP DEL COM	COMMON STOCK	235851102	1,771,713	7,095	SH		SOLE		7,095	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	2,841	17	SH		SOLE		17	0	0
DEERE & CO	COMMON STOCK	244199105	3,100,124	7,548	SH		SOLE		7,548	0	0
DELL TECHNOLOGIES INC CL C	COMMON STOCK	24703L202	34,461	302	SH		SOLE		302	0	0
DELTA AIR LINES INC DEL	COMMON STOCK	247361702	5,264	110	SH		SOLE		110	0	0
DEVON ENERGY CORPORATION NEW	COMMON STOCK	25179M103	3,010	60	SH		SOLE		60	0	0
DICK'S SPORTING GOODS	COMMON STOCK	253393102	8,925,087	39,692	SH		SOLE		39,692	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	723,995	5,917	SH		SOLE		5,917	0	0
DISNEY (WALT) COMPANY HOLDING CO	COMMON STOCK	254687106	36,708	300	SH		DFND		300	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	367,967	2,807	SH		SOLE		2,807	0	0
DOLLAR GEN CORP NEW	COMMON STOCK	256677105	373,134	2,391	SH		SOLE		2,391	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	440,111	8,949	SH		SOLE		8,949	0	0
DOMINO'S PIZZA INC	COMMON STOCK	25754A201	993	2	SH		SOLE		2	0	0
DOW INC	COMMON STOCK	260557103	81,275	1,403	SH		SOLE		1,403	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	245,061	2,534	SH		SOLE		2,534	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	508,157	6,628	SH		SOLE		6,628	0	0
EOG RES INC	COMMON STOCK	26875P101	922,968	7,220	SH		SOLE		7,220	0	0
EQT CORP	COMMON STOCK	26884L109	1,027,488	27,725	SH		SOLE		27,725	0	0
ECOLAB INC COM	COMMON STOCK	278865100	69,500	301	SH		SOLE		301	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	288,877	3,023	SH		SOLE		3,023	0	0
ELECTRONIC ARTS	COMMON STOCK	285512109	200,191	1,509	SH		SOLE		1,509	0	0
EMERGENT BIO SOLUTIONS	COMMON STOCK	29089Q105	1,249	496	SH		SOLE		496	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	128,277	1,131	SH		SOLE		1,131	0	0
ENOVIX CORP	COMMON STOCK	293594107	30,117	3,760	SH		SOLE		3,760	0	0
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	113,159	9,060	SH		SOLE		9,060	0	0
EXPEDIA GROUP, INC	COMMON STOCK	30212P303	614,481	4,461	SH		SOLE		4,461	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,508,893	12,981	SH		SOLE		12,981	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	21,736	187	SH		DFND		187	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	12,170,453	25,064	SH		SOLE		25,064	0	0
FASTENAL CO	COMMON STOCK	311900104	88,235	1,144	SH		SOLE		1,144	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	41,141	142	SH		SOLE		142	0	0
FIDELITY C MSCI REAL ESTATE INDEX E	ALTERNATIVES EXCH. TRADED FDS	316092857	7,305	280	SH		SOLE		280	0	0
FIRST TR EXCHANGE TRADED FD VI	COMMON STOCK	33738R118	1,184	17	SH		SOLE		17	0	0
FISERV INC USD 0.01	COMMON STOCK	337738108	1,026,521	6,423	SH		SOLE		6,423	0	0
FLUOR CORP	COMMON STOCK	343412102	105,548	2,497	SH		SOLE		2,497	0	0
FORD MOTOR COMPANY PAR $.01	COMMON STOCK	345370860	26,560	2,000	SH		SOLE		2,000	0	0
FRANKLIN DYNAMIC MUNICIPAL BOND ETF	FIXED INCOME/TAXABLE ETF	35473P868	14,697,825	599,424	SH		SOLE		599,424	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	38,450	423	SH		SOLE		423	0	0
GENERAC HLDGS INC	COMMON STOCK	368736104	4,541	36	SH		SOLE		36	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	141,240	500	SH		SOLE		500	0	0
GE AEROSPACE	COMMON STOCK	369604301	461,113	2,627	SH		SOLE		2,627	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	20,991	300	SH		SOLE		300	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	1,029,171	6,643	SH		SOLE		6,643	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	843,459	11,515	SH		SOLE		11,515	0	0
GLOBAL PMTS INC GEORGIA	COMMON STOCK	37940X102	75,785	567	SH		SOLE		567	0	0
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	80,195	192	SH		SOLE		192	0	0
HP INC COM	COMMON STOCK	40434L105	35,192	1,165	SH		SOLE		1,165	0	0
HANESBRANDS INC	COMMON STOCK	410345102	1,160	200	SH		SOLE		200	0	0
HERSHEY COMPANY	COMMON STOCK	427866108	4,883,276	25,107	SH		SOLE		25,107	0	0
HOLOGIC INCORPORATED	COMMON STOCK	436440101	276,752	3,550	SH		SOLE		3,550	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,866,883	4,867	SH		SOLE		4,867	0	0
HOME DEPOT INC	COMMON STOCK	437076102	172,615	450	SH		DFND		450	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	1,260,607	6,142	SH		SOLE		6,142	0	0
HUMANA INC	COMMON STOCK	444859102	1,282,478	3,699	SH		SOLE		3,699	0	0
ICU MEDIAL INC	COMMON STOCK	44930G107	10,732	100	SH		SOLE		100	0	0
IDEXX LABORATORIES INC COM	COMMON STOCK	45168D104	11,338	21	SH		SOLE		21	0	0
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	643,148	2,397	SH		SOLE		2,397	0	0
IMMUNITYBIO INC	COMMON STOCK	45256X103	429	80	SH		SOLE		80	0	0
IQ HEDGE MULTI-STRATEGY TRACKER ETF	MULTI STRATEGY ETF	45409B107	95,078	3,079	SH		SOLE		3,079	0	0
INTEL CORP	COMMON STOCK	458140100	241,199	5,462	SH		SOLE		5,462	0	0
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	728,361	5,300	SH		SOLE		5,300	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	348,304	1,824	SH		SOLE		1,824	0	0
INVESCO QQ UNIT SER 1	COMMON STOCK	46090E103	22,644	51	SH		SOLE		51	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	8,973,639	22,486	SH		SOLE		22,486	0	0
INTUIT INC	COMMON STOCK	461202103	10,884,250	16,745	SH		SOLE		16,745	0	0
INVESCO EMERGING MKTS SOV DEBT ETF	FIXED INCOME/TAXABLE ETF	46138E784	57,996	2,836	SH		SOLE		2,836	0	0
IQVIA HOLDINGS INC	COMMON STOCK	46266C105	23,770	94	SH		SOLE		94	0	0
ISHARES GOLD TR NPV NEW	PRECIOUS METALS	464285204	415,044	9,882	SH		SOLE		9,882	0	0
ISHARES IN EMERGING MARKETS DIV ETF	INTERNATIONAL EXCH. TRADED FDS	464286319	14,800	566	SH		SOLE		566	0	0
ISHARES DJ SELECT DIV ETF SELECT DIVID ETF	LARGE CAP EXCHANGE TRADED FDS	464287168	13,057	106	SH		SOLE		106	0	0
ISHARES S&P 500 INDEX FUND US	LARGE CAP EXCHANGE TRADED FDS	464287200	1,719,098	3,270	SH		SOLE		3,270	0	0
ISHARES TR CORE US AGGREGATE BOND ETF	FIXED INCOME/TAXABLE ETF	464287226	22,598,329	230,737	SH		SOLE		230,268	469	0
ISHARES MSCI EMER MKTS IDX MARKETS INDEX	INTERNATIONAL EXCH. TRADED FDS	464287234	5,367,063	130,681	SH		SOLE		129,493	1,188	0
ISHARES TR 7-10 Y TR BD ETF	FIXED INCOME/TAXABLE ETF	464287440	41,078	434	SH		SOLE		434	0	0
ISHARES MSCI EAFE INDEX FD	INTERNATIONAL EXCH. TRADED FDS	464287465	14,080,701	176,318	SH		SOLE		175,884	434	0
ISHARES RUSSELL MID CAP INDEX	MID CAP EXCHANGE TRADED FDS	464287499	1,139,836	13,555	SH		SOLE		13,555	0	0
ISHARES TR S&P MIDCAP 400	MID CAP EXCHANGE TRADED FDS	464287507	3,893,182	64,096	SH		SOLE		64,096	0	0
ISHARES US CONSUMER SERVICESETF	COMMON STOCK	464287580	33,443	408	SH		SOLE		408	0	0
ISHARES RUSSELL 1000 GROWTH INDEX FUND	LARGE CAP EXCHANGE TRADED FDS	464287614	83,584	248	SH		SOLE		248	0	0
ISHARES TR RUS 1000 ETF	LARGE CAP EXCHANGE TRADED FDS	464287622	13,824	48	SH		SOLE		48	0	0
ISHARES RUSSELL 2000 VALUE ETF	SMALL CAP EXCHANGE TRADED FDS	464287630	10,322	65	SH		SOLE		65	0	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	8,756,010	41,636	SH		SOLE		41,560	76	0
I SHARES RUSSELL 2000	SMALL CAP EXCHANGE TRADED FDS	464287655	217,029	1,032	SH		DFND		1,032	0	0
I SHARES US TECHNOLOGY ETF	COMMON STOCK	464287721	5,267	39	SH		SOLE		39	0	0
ISHARES S&P SMALLCAP 600 INDEX FUND	SMALL CAP EXCHANGE TRADED FDS	464287804	3,283,864	29,713	SH		SOLE		29,713	0	0
ISHARES S&P MIDCAP 600 VALUE INDEX FUND	MID CAP EXCHANGE TRADED FDS	464287879	2,466	24	SH		SOLE		24	0	0
ISHARES TR SP SMCP600GR ETF	SMALL CAP EXCHANGE TRADED FDS	464287887	226,685	1,734	SH		SOLE		1,734	0	0
ISHARES TR EAFE SML CP ETF	INTERNATIONAL EXCH. TRADED FDS	464288273	2,657,032	41,956	SH		SOLE		41,799	157	0
ISHARES TR JP MOR EM MK ETF	INTL FIXED INCOME ETF	464288281	3,330,069	37,137	SH		SOLE		37,137	0	0
ISHARES TR IBOXX USD HIGH YIELD CORP ETF	FIXED INCOME/TAXABLE ETF	464288513	7,873,700	101,309	SH		SOLE		101,037	272	0
ISHARES MBS ETF	FIXED INCOME/TAXABLE	464288588	4,712	51	SH		SOLE		51	0	0
I SHARES BARCLAYS 3-7 YEAR TREASURY BD	FIXED INCOME/TAXABLE ETF	464288661	40,417	349	SH		SOLE		349	0	0
ISHARES CMBS	FIXED INCOME/TAXABLE ETF	46429B366	7,839,454	166,480	SH		SOLE		166,480	0	0
ISHARES CORE MSCI EAFE ETF	INTERNATIONAL EXCH. TRADED FDS	46432F842	234,608	3,161	SH		SOLE		3,161	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	46434G103	40,033	776	SH		SOLE		776	0	0
ETF ISHARES INC MSCI EMR EX CHINA	INTERNATIONAL EXCH. TRADED FDS	46434G764	20,117,981	349,517	SH		SOLE		349,517	0	0
ETF ISHARES INC MSCI EMR EX CHINA	INTERNATIONAL EXCH. TRADED FDS	46434G764	41,558	722	SH		DFND		722	0	0
ISHARES TR CORE DIVID GWTH	LARGE CAP EXCHANGE TRADED FDS	46434V621	44,937	774	SH		SOLE		774	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	3,478,759	17,368	SH		SOLE		17,368	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,362,473	8,613	SH		SOLE		8,613	0	0
KLA-TENCOR CORPORATION	COMMON STOCK	482480100	2,250,749	3,222	SH		SOLE		3,222	0	0
KIMBALL ELECTRONICS INC	COMMON STOCK	49428J109	4,587	212	SH		SOLE		212	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	2,826,396	21,851	SH		SOLE		21,851	0	0
KINDER MORGAN INC DE	COMMON STOCK	49456B101	1,266,918	69,081	SH		SOLE		69,081	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	63,003	1,708	SH		SOLE		1,708	0	0
KROGER CO	COMMON STOCK	501044101	186,181	3,259	SH		SOLE		3,259	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	9,375,558	9,650	SH		SOLE		9,650	0	0
LAUDER ESTEE COS INC CL A	COMMON STOCK	518439104	72,601	471	SH		SOLE		471	0	0
LEAR CORP COMMON	COMMON STOCK	521865204	21,585	149	SH		SOLE		149	0	0
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	54,662	417	SH		SOLE		417	0	0
LENNAR CORP COM	COMMON STOCK	526057104	528,656	3,074	SH		SOLE		3,074	0	0
LILLY ELI & CO	COMMON STOCK	532457108	2,240,495	2,880	SH		SOLE		2,880	0	0
LIVE OAK BANCSHARES INC	COMMON STOCK	53803X105	41,500	1,000	SH		SOLE		1,000	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	1,660,652	3,651	SH		SOLE		3,651	0	0
LOWES COS INC COM	COMMON STOCK	548661107	1,762,690	6,920	SH		SOLE		6,920	0	0
LUCID GROUP INC	COMMON STOCK	549498103	2,059	725	SH		SOLE		725	0	0
LULULEMON ATHLETICA INC USD 0.01	COMMON STOCK	550021109	20,313	52	SH		SOLE		52	0	0
MARATHON OIL CORP	COMMON STOCK	565849106	48,234	1,702	SH		SOLE		1,702	0	0
MARATHON PET CORP COM	COMMON STOCK	56585A102	553,318	2,746	SH		SOLE		2,746	0	0
MARSH & MCLENNAN COS INC	COMMON STOCK	571748102	13,388	65	SH		SOLE		65	0	0
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	961,795	3,812	SH		SOLE		3,812	0	0
MARTIN MARIETTA MATLS	COMMON STOCK	573284106	242,506	395	SH		DFND		395	0	0
MARVELL TECHNOLOGY INC	COMMON STOCK	573874104	248,221	3,502	SH		SOLE		3,502	0	0
MASCO CORPORATION	COMMON STOCK	574599106	1,281,458	16,246	SH		SOLE		16,246	0	0
MASTERCARD INCORPORATE	COMMON STOCK	57636Q104	210,923	438	SH		SOLE		438	0	0
MCDONALDS CORP	COMMON STOCK	580135101	2,730,803	9,686	SH		SOLE		9,686	0	0
MCKESSON HBOC INC	COMMON STOCK	58155Q103	735,445	1,370	SH		SOLE		1,370	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	7,437,390	56,366	SH		SOLE		56,366	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	19,792	150	SH		DFND		150	0	0
MICROSOFT CORP	COMMON STOCK	594918104	17,357,913	41,259	SH		SOLE		41,259	0	0
MICROSTRATEGY INC	COMMON STOCK	594972408	51,136	30	SH		SOLE		30	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	14,802	165	SH		SOLE		165	0	0
MICRON TECHNOLOGY INC	COMMON STOCK	595112103	156,555	1,328	SH		SOLE		1,328	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	37,380	534	SH		SOLE		534	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	11,270	161	SH		DFND		161	0	0
MONSTER BEVERAGE CORP NEW COM	COMMON STOCK	61174X109	84,635	1,428	SH		SOLE		1,428	0	0
MOODYS CORP COM	COMMON STOCK	615369105	6,097,644	15,515	SH		SOLE		15,515	0	0
MORGAN STANLEY	COMMON STOCK	617446448	405,491	4,307	SH		SOLE		4,307	0	0
NETAPP INC	COMMON STOCK	64110D104	5,611,763	53,461	SH		SOLE		53,461	0	0
NETFLIX COM	COMMON STOCK	64110L106	2,279,238	3,753	SH		SOLE		3,753	0	0
NEWMONT MINING CORP COM	COMMON STOCK	651639106	27,701	773	SH		SOLE		773	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	386,005	6,041	SH		SOLE		6,041	0	0
NIKE INC CL B	COMMON STOCK	654106103	323,753	3,445	SH		SOLE		3,445	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	616,949	1,289	SH		SOLE		1,289	0	0
NORTHROP GRUMMAN CORP COM	COMMON STOCK	666807102	287,190	600	SH		DFND		600	0	0
NUCOR CORP	COMMON STOCK	670346105	8,568,415	43,297	SH		SOLE		43,297	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	66,646,606	73,761	SH		SOLE		73,761	0	0
O REILLY AUTOMOTIVE INC	COMMON STOCK	67103H107	84,666	75	SH		SOLE		75	0	0
ADR OATLY GROUP AB	COMMON STOCK	67421J108	361	324	SH		SOLE		324	0	0
OCCIDENTAL PETROLEUM CORP	COMMON STOCK	674599105	9,032	139	SH		SOLE		139	0	0
OLD DOMINI COM USD 0.10	COMMON STOCK	679580100	7,091,985	32,338	SH		SOLE		32,338	0	0
ORACLE CORPORATION	COMMON STOCK	68389X105	1,479,673	11,780	SH		SOLE		11,780	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	5,757	58	SH		SOLE		58	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	65,448	405	SH		SOLE		405	0	0
PNC FINANCIAL SERVICES GROUPINC	COMMON STOCK	693475105	210,080	1,300	SH		DFND		1,300	0	0
PPG INDS INC COM	COMMON STOCK	693506107	189,383	1,307	SH		SOLE		1,307	0	0
PACKAGING CORP AMER COM	COMMON STOCK	695156109	111,018	585	SH		SOLE		585	0	0
PALO ALTO NETWORKS INCORPORATED	COMMON STOCK	697435105	30,117	106	SH		SOLE		106	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	1,272,714	2,290	SH		SOLE		2,290	0	0
PAYCHEX INC COM	COMMON STOCK	704326107	59,189	482	SH		SOLE		482	0	0
PAYPAL HLDGINGS INC	COMMON STOCK	70450Y103	64,175	958	SH		SOLE		958	0	0
PEPSICO INC	COMMON STOCK	713448108	628,980	3,594	SH		SOLE		3,594	0	0
PEPSICO INC	COMMON STOCK	713448108	21,876	125	SH		DFND		125	0	0
PFIZER INC	COMMON STOCK	717081103	550,495	19,838	SH		SOLE		19,838	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	248,930	2,717	SH		SOLE		2,717	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	36,648	400	SH		DFND		400	0	0
PHILLIPS 66	COMMON STOCK	718546104	290,091	1,776	SH		SOLE		1,776	0	0
POSEIDA THERAPEUTICS INC	COMMON STOCK	73730P108	24,269	7,608	SH		SOLE		7,608	0	0
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	112,770	925	SH		SOLE		925	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	2,884,776	17,780	SH		SOLE		17,780	0	0
PROCTER AND GAMBLE CO COM	COMMON STOCK	742718109	129,800	800	SH		DFND		800	0	0
PROGRESSIVE CORP OHIO	COMMON STOCK	743315103	6,714,142	32,464	SH		SOLE		32,464	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	83,938	715	SH		SOLE		715	0	0
QUALCOMM INC	COMMON STOCK	747525103	7,082,944	41,837	SH		SOLE		41,837	0	0
QUANTA SERVICES INC	COMMON STOCK	74762E102	848,963	3,268	SH		SOLE		3,268	0	0
RAYMOND JAMES FINANCIAL INC	COMMON STOCK	754730109	3,527,528	27,469	SH		SOLE		27,469	0	0
RTX CORPORATION	COMMON STOCK	75513E101	64,271	659	SH		SOLE		659	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	1,324,329	1,376	SH		SOLE		1,376	0	0
RIO TINTO PLC	COMMON STOCK	767204100	27,344	429	SH		SOLE		429	0	0
RIVIAN AUTOMOTIVE INC	COMMON STOCK	76954A103	16,425	1,500	SH		SOLE		1,500	0	0
ROGERS COMMUNICATIONS INC CL B NON-VTG	COMMON STOCK	775109200	4,100	100	SH		SOLE		100	0	0
ROYAL DUTCH SHELL PLC NPV	FOREIGN EQUITIES	780259305	15,419	230	SH		SOLE		230	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	10,080,954	23,695	SH		SOLE		23,695	0	0
SPDR S&P 500 ETF TRUST	LARGE CAP EXCHANGE TRADED FDS	78462F103	20,714,024	39,601	SH		SOLE		39,417	184	0
SPDR GOLD TR	PRECIOUS METALS	78463V107	41,144	200	SH		SOLE		200	0	0
SPDR PORTFOLIO S&P 1500	LARGE CAP EXCHANGE TRADED FDS	78464A805	16,807	262	SH		SOLE		262	0	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	10,538,536	18,941	SH		SOLE		18,891	50	0
SPDR S&P MIDCAP 400 ETF TRUST	MID CAP EXCHANGE TRADED FDS	78467Y107	304,345	547	SH		DFND		547	0	0
ST JOE CORPORATION	COMMON STOCK	790148100	3,999	69	SH		SOLE		69	0	0
SALESFORCE INC	COMMON STOCK	79466L302	1,144,127	3,799	SH		SOLE		3,799	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	377,664	6,891	SH		SOLE		6,891	0	0
CHARLES SCHWAB CORP	COMMON STOCK	808513105	3,009,489	41,603	SH		SOLE		41,603	0	0
SCHWAB US LARGE CAP	LARGE CAP EXCHANGE TRADED FDS	808524201	10,239	165	SH		SOLE		165	0	0
SECTOR SPDR TR FUND HEALTH CARE	COMMON STOCK	81369Y209	1,390,286	9,411	SH		SOLE		9,411	0	0
SECTOR SPDR TR CONS STAPLES	COMMON STOCK	81369Y308	468,237	6,132	SH		SOLE		6,132	0	0
SELECT SECTOR CONS DISC	COMMON STOCK	81369Y407	134,973	734	SH		SOLE		734	0	0
SECTOR SPDR TR ENERGY	COMMON STOCK	81369Y506	311,044	3,295	SH		SOLE		3,295	0	0
SELECT SECTOR FINANCIAL	COMMON STOCK	81369Y605	844,247	20,049	SH		SOLE		20,049	0	0
SECTOR SPDR INDUSTRIALS	COMMON STOCK	81369Y704	31,490	250	SH		SOLE		250	0	0
SECTOR SPDR TR - SHS BEN INT TECHNOLOGY	COMMON STOCK	81369Y803	1,433,522	6,883	SH		SOLE		6,883	0	0
SECTOR SPDR UTILITIES	COMMON STOCK	81369Y886	1,137,145	17,322	SH		SOLE		17,322	0	0
SERVICENOW INC	COMMON STOCK	81762P102	872,156	1,144	SH		SOLE		1,144	0	0
SHERWIN WILLIAMS CO COM	COMMON STOCK	824348106	6,309,703	18,167	SH		SOLE		18,167	0	0
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	14,356	3,700	SH		SOLE		3,700	0	0
60 DEGREES PHARMACEUTICAL	COMMON STOCK	83006G104	69,680	268,000	SH		SOLE		268,000	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	17,935	250	SH		SOLE		250	0	0
SPROTT PHYSICAL GOLD TR	COMMON STOCK	85207H104	104,431	6,040	SH		SOLE		6,040	0	0
STARBUCKS CORPORATION	COMMON STOCK	855244109	1,018,709	11,147	SH		SOLE		11,147	0	0
STATE STREET CORP	COMMON STOCK	857477103	13,450	174	SH		SOLE		174	0	0
STRYKER CORP COM	COMMON STOCK	863667101	4,205,872	11,753	SH		SOLE		11,753	0	0
SYSCO CORP COM	COMMON STOCK	871829107	1,380	17	SH		SOLE		17	0	0
TJX COS INC NEW	COMMON STOCK	872540109	1,727,579	17,034	SH		SOLE		17,034	0	0
T MOBILE US INC	COMMON STOCK	872590104	184,595	1,131	SH		SOLE		1,131	0	0
TAIWAN SEMICONDUCTOR	COMMON STOCK	874039100	116,730	858	SH		SOLE		858	0	0
TARGET CORP	COMMON STOCK	87612E106	535,142	3,020	SH		SOLE		3,020	0	0
TESLA, INC	COMMON STOCK	88160R101	763,102	4,341	SH		SOLE		4,341	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	643,512	3,694	SH		SOLE		3,694	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	1,301,864	2,240	SH		SOLE		2,240	0	0
3M CO	COMMON STOCK	88579Y101	93,553	882	SH		SOLE		882	0	0
TRACTOR SUPPLY CO COM	COMMON STOCK	892356106	5,400,306	20,635	SH		SOLE		20,635	0	0
TRAVELERS COS INC	COMMON STOCK	89417E109	78,247	340	SH		SOLE		340	0	0
TRIMBLE NAVIGATION	COMMON STOCK	896239100	12,872	200	SH		SOLE		200	0	0
TRUIST FINANCIAL CORPORATION	COMMON STOCK	89832Q109	167,571	4,300	SH		SOLE		4,300	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	22,313	380	SH		SOLE		380	0	0
US BANCORP DEL COM NEW	COMMON STOCK	902973304	306,238	6,851	SH		SOLE		6,851	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	145,883	279	SH		SOLE		279	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	2,283,935	9,287	SH		SOLE		9,287	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	945,544	6,362	SH		SOLE		6,362	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	11,333,457	15,717	SH		SOLE		15,717	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	8,905,983	18,003	SH		SOLE		18,003	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	8,721,489	51,096	SH		SOLE		51,096	0	0
VALVOLINE INC	COMMON STOCK	92047W101	80,074	1,797	SH		SOLE		1,797	0	0
VANGUARD S DIVIDEND APPRECIATION	COMMON STOCK	921908844	8,582	47	SH		SOLE		47	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	11,961,189	238,461	SH		SOLE		238,461	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	921943858	38,673	771	SH		DFND		771	0	0
VANGUARD EMERG MKTS GOV BND ETF	INTL FIXED INCOME ETF	921946885	5,514,749	86,371	SH		SOLE		86,044	327	0
VANGUARD FTSE EMERGING MARKETS ETF	INTERNATIONAL EXCH. TRADED FDS	922042858	13,083,352	313,225	SH		SOLE		313,225	0	0
VANGUARD MSCI PACIFIC ETF	INTERNATIONAL EXCH. TRADED FDS	922042866	130,543	1,717	SH		SOLE		1,717	0	0
VANGUARD SHORT TERM TREASURY ETF	FIXED INCOME/TAXABLE ETF	92206C102	91,386	1,574	SH		SOLE		1,574	0	0
VANGUARD RUSSELL	SMALL CAP EXCHANGE TRADED FDS	92206C664	220,304	2,590	SH		SOLE		2,590	0	0
VANGUARD INTERMEDIATE TERM TREASURY	FIXED INCOME/TAXABLE ETF	92206C706	80,199	1,370	SH		SOLE		1,370	0	0
VANGUARD TAX-EXEMPT BOND EFT	FIXED INCOME/TAX-EXEMPT ETF	922907746	151	3	SH		SOLE		3	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	LARGE CAP EXCHANGE TRADED FDS	922908363	660,957	1,375	SH		SOLE		1,375	0	0
VANGUARD MID-CAP VALUE ETF	MID CAP EXCHANGE TRADED FDS	922908512	8,263	53	SH		SOLE		53	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	1,377,372	15,929	SH		SOLE		15,929	0	0
VANGUARD INDEX FDS REIT #986	REAL ESTATE	922908553	23,519	272	SH		DFND		272	0	0
VANGUARD INDEX FDS SMALL CP ETF	SMALL CAP EXCHANGE TRADED FDS	922908751	211,444	925	SH		SOLE		925	0	0
VANGUARD TOTAL STOCK MKT ETF	MULTI-CAP EXCHANGE TRADED FDS	922908769	10,655	41	SH		SOLE		41	0	0
VERIZON COMMUNICATIONS INC USD	COMMON STOCK	92343V104	84,820	2,022	SH		SOLE		2,022	0	0
VERTEX PHARMACEUTICALS INC	COMMON STOCK	92532F100	16,720	40	SH		SOLE		40	0	0
VISA INC CLASS A	COMMON STOCK	92826C839	11,485,272	41,156	SH		SOLE		41,156	0	0
WEC ENERGY GROUP INC COM	COMMON STOCK	92939U106	8,212	100	SH		SOLE		100	0	0
WABTEC CORPORATION	COMMON STOCK	929740108	5,681	39	SH		SOLE		39	0	0
WAL-MART STORES INC COM	COMMON STOCK	931142103	1,884,108	31,314	SH		SOLE		31,314	0	0
WARNER BROS DISCOVERY INC NPV	COMMON STOCK	934423104	5,857	671	SH		SOLE		671	0	0
WASTE MANAGEMENT INC NEW	COMMON STOCK	94106L109	175,205	822	SH		SOLE		822	0	0
WELLS FARGO & COMPANY NEW	COMMON STOCK	949746101	52,096	899	SH		SOLE		899	0	0
WESBANCO INC	COMMON STOCK	950810101	13,529	454	SH		SOLE		454	0	0
WILLIAMS COS INC	COMMON STOCK	969457100	4,924,343	126,364	SH		SOLE		126,364	0	0
WORTHINGTON ENTERPRISES INC	COMMON STOCK	981811102	4,230	68	SH		SOLE		68	0	0
WORTHINGTON STL INC	COMMON STOCK	982104101	2,437	68	SH		SOLE		68	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	1,409,825	26,230	SH		SOLE		26,230	0	0
ZOETIS INC	COMMON STOCK	98978V103	4,191,447	24,771	SH		SOLE		24,771	0	0