H | Pool Data | Data Entry Rules: 1. Only enter data in the fields highlighted in purple. 2. Please enter 0 for blanks. 3. Bucket the data using best fit rules. | ||||||||
Deal Ticker: | ||||||||||
Pool Summary | North California | Classification | Total | Check | ||||||
Total Issue Balance (USD) | 343,886,072 | % of State | 27.58 | Mortgage Type | 211,465,418 | 4 | ||||
Original Mortgage Pool Balance (USD) | 211,516,205 | WA FICO | 748 | Loan-to-Value | 211,465,418 | 4 | ||||
Current Mortgage Pool Balance (USD) | 211,465,418 | - Minimum FICO | 663 | FICO | 211,465,418 | 4 | ||||
Total Number of Loans | 532 | - Maximum FICO | 808 | Purpose | 211,465,418 | 4 | ||||
Average Loan Balance (USD) | 383,090 | WA LTV | 62.31 | Occupancy | 211,465,418 | 4 | ||||
1st lien (%age) | 100.0% | - Minimum LTV | 23.28 | Loan Balance | 211,465,418 | 4 | ||||
2nd lien (%age) | 0.0% | - Maximum LTV | 80 | Property Type | 211,465,418 | 4 | ||||
WA FICO | 736 | Highest Zip-Code Density (% of State) | 2.2 | Documentation Type | 211,465,418 | 4 | ||||
- Minimum FICO | 607 | Zip-Code with Highest Density | 94513 | Fixed Period | 211,465,418 | 4 | ||||
- Maximum FICO | 817 | Debt-to-Income Ratio | 211,465,418 | 4 | ||||||
WA LTV | 69.8% | South California | Geographic Distribution | 211,465,418 | 4 | |||||
- Minimum LTV | 12.5% | % of State | 72.42 | |||||||
- Maximum LTV | 100.0% | WA FICO | 739 | Per Annum Fees | ||||||
WA DTI | 33.8% | Minimum FICO | 664 | Servicer Fees | 0.39801 | |||||
- Minimum DTI | 4.0% | Maximum FICO | 810 | Cost of Carry |
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- Maximum DTI | 67.0% | WA LTV | 64.9 | |||||||
WA Age (Months) | 1 | Minimum LTV | 14.77 | |||||||
WA Remaining Term (Months) | 334 | Maximum LTV | 80 | |||||||
Aquired Loans | 100.0% | Highest Zip-Code Density (% of State) | 7.34 | |||||||
North California (% of Pool) | 6.9% | Zip-Code with Highest Density | 92106 | |||||||
South California (% of Pool) | 18.2% | |||||||||
Mortgage Type | WA LTV | WA FICO | Balance | |||||||
Classic 30yr FRM |
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Classic 15yr FRM |
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Classic ARM |
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Classic 15/30 Balloon |
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Classic 5/1 Hybrid | 80% | 699 | 791,450 | |||||||
Classic 5/1 IO Hybrid | 70% | 736 | 210,673,968 | |||||||
5/1 Hybrid w/3 year IO feature |
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LTV | WA LTV | WA FICO | Balance | |||||||
0.01-20.00 | 14% | 772 | 465,000 | |||||||
20.01-25.00 | 23% | 723 | 710,000 | |||||||
25.01-30.00 | 27% | 751 | 999,600 | |||||||
30.01-35.00 | 32% | 758 | 2,299,900 | |||||||
35.01-40.00 | 38% | 772 | 5,302,470 | |||||||
40.01-45.00 | 42% | 773 | 3,311,110 | |||||||
45.01-50.00 | 48% | 740 | 6,320,550 | |||||||
50.01-55.00 | 52% | 749 | 9,300,399 | |||||||
55.01-60.00 | 57% | 749 | 18,210,092 | |||||||
60.01-65.00 | 63% | 735 | 15,269,068 | |||||||
65.01-70.00 | 69% | 735 | 33,005,450 | |||||||
70.01-75.00 | 73% | 728 | 24,272,068 | |||||||
75.01-80.00 | 79% | 730 | 83,237,683 | |||||||
80.01-85.00 |
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85.01-90.00 | 89% | 750 | 2,486,261 | |||||||
90.01-95.00 | 94% | 687 | 1,719,767 | |||||||
95.01-100.00 | 100% | 726 | 4,556,000 | |||||||
FICO | WA LTV | WA FICO | Balance | |||||||
321 - 340 |
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341 - 360 |
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361 - 380 |
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381 - 400 |
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401 - 420 |
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421 - 440 |
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441 - 460 |
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461 - 480 |
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481 - 500 |
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501 - 520 |
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521 - 540 |
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541 - 560 |
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561 - 580 |
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581 - 600 |
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601 - 620 | 75% | 607 | 275,000 | |||||||
621 - 640 | 84% | 633 | 1,774,495 | |||||||
641 - 660 | 79% | 652 | 5,974,024 | |||||||
661 - 680 | 76% | 672 | 17,176,394 | |||||||
681 - 700 | 72% | 692 | 21,273,596 | |||||||
701 - 720 | 71% | 710 | 26,923,557 | |||||||
721 - 740 | 68% | 731 | 40,602,311 | |||||||
741 - 760 | 71% | 750 | 26,719,275 | |||||||
761 - 780 | 66% | 772 | 36,515,825 | |||||||
781 - 800 | 65% | 788 | 26,924,784 | |||||||
801 - 820 | 73% | 806 | 7,306,155 | |||||||
> 820 |
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Unknown |
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LTV | MIG% | WA FICO | Balance with MIG | |||||||
0.01-20.00 |
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20.01-25.00 |
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25.01-30.00 |
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30.01-35.00 |
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35.01-40.00 |
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40.01-45.00 |
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45.01-50.00 |
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50.01-55.00 |
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55.01-60.00 |
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60.01-65.00 |
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65.01-70.00 |
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70.01-75.00 |
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75.01-80.00 |
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80.01-85.00 |
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85.01-90.00 | 85% | 751 | 2,106,261 | |||||||
90.01-95.00 | 89% | 680 | 1,524,767 | |||||||
95.01-100.00 |
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Purpose | WA LTV | WA FICO | Balance | |||||||
Purchase | 76% | 734 | 88,503,360 | |||||||
Cash-Out/Refinancing | 65% | 736 | 70,455,016 | |||||||
Refinancing | 66% | 738 | 52,507,041 | |||||||
Occupancy | WA LTV | WA FICO | Balance | |||||||
Owner | 70% | 734 | 180,128,759 | |||||||
Investment | 62% | 744 | 6,047,249 | |||||||
2nd Home | 67% | 746 | 25,289,409 | |||||||
Loan Balance | WA LTV | WA FICO | Balance | |||||||
<$200,000 | 72% | 733 | 23,709,724 | |||||||
<$400,000 | 72% | 738 | 57,631,410 | |||||||
<$600,000 | 71% | 732 | 42,536,704 | |||||||
>$600,000 | 67% | 737 | 87,587,580 | |||||||
Property Type | WA LTV | WA FICO | Balance | |||||||
SFR | 69% | 740 | 127,328,206 | |||||||
PUD | 71% | 728 | 62,516,867 | |||||||
CND | 73% | 733 | 19,914,745 | |||||||
2-4 Family | 76% | 733 | 1,705,600 | |||||||
Documentation Type | WA LTV | WA FICO | Balance | |||||||
Full | 72% | 729 | 97,300,693 | |||||||
Reduced | 73% | 756 | 30,626,320 | |||||||
SISA | 80% | 788 | 363,200 | |||||||
NISA | 61% | 737 | 39,406,544 | |||||||
NINA |
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NAV |
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No Ratio | 63% | 733 | 945,000 | |||||||
Alt | 70% | 734 | 42,823,660 | |||||||
Fixed Period (Months) | WA LTV | WA FICO | Balance | |||||||
1 | 69% | 740 | 108,299,439 | |||||||
3 |
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6 | 71% | 731 | 103,165,978 | |||||||
12 |
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24 |
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36 |
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60 |
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84 |
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>=120 |
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DTI | WA LTV | WA FICO | Balance | |||||||
0.01 - 5.00 | 80% | 798 | 360,000 | |||||||
5.01 - 10.00 | 56% | 719 | 387,000 | |||||||
10.01 - 15.00 | 57% | 756 | 12,738,020 | |||||||
15.01 - 20.00 | 68% | 742 | 12,817,809 | |||||||
20.01 - 25.00 | 65% | 756 | 21,280,897 | |||||||
25.01 - 30.00 | 72% | 733 | 23,859,473 | |||||||
30.01 - 35.00 | 73% | 729 | 32,926,015 | |||||||
35.01 - 40.00 | 71% | 729 | 46,401,843 | |||||||
40.01 - 45.00 | 70% | 732 | 27,747,427 | |||||||
45.01 - 50.00 | 73% | 738 | 14,103,713 | |||||||
50.01 - 55.00 | 72% | 730 | 7,881,820 | |||||||
> 55.00 | 60% | 716 | 4,235,900 | |||||||
Unknown | 76% | 735 | 6,725,500 | |||||||
Geographic Distribution | WA LTV | WA FICO | Balance | |||||||
AK | 70% | 778 | 210,000 | |||||||
AL | 82% | 778 | 982,500 | |||||||
AR |
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AS |
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AZ | 75% | 751 | 9,679,285 | |||||||
CA | 64% | 742 | 53,102,827 | |||||||
CO | 60% | 745 | 8,990,151 | |||||||
CT | 59% | 732 | 3,412,000 | |||||||
CZ |
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DC | 76% | 731 | 1,840,300 | |||||||
DE | 64% | 772 | 830,000 | |||||||
FL | 68% | 737 | 15,782,947 | |||||||
GA | 75% | 751 | 4,237,387 | |||||||
GU |
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HI | 74% | 744 | 300,000 | |||||||
IA |
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ID |
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IL | 72% | 728 | 6,423,956 | |||||||
IN | 87% | 661 | 3,325,000 | |||||||
KS | 74% | 750 | 1,448,700 | |||||||
KY |
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LA |
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MA | 73% | 745 | 4,002,450 | |||||||
MD | 68% | 734 | 6,412,900 | |||||||
ME |
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MI | 74% | 722 | 3,558,100 | |||||||
MN | 74% | 746 | 3,168,991 | |||||||
MO | 71% | 776 | 671,502 | |||||||
MS | 80% | 753 | 100,000 | |||||||
MT |
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NC | 78% | 727 | 2,410,005 | |||||||
ND |
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NE |
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NH | 79% | 716 | 2,123,750 | |||||||
NJ | 68% | 742 | 11,419,492 | |||||||
NM | 73% | 738 | 1,502,000 | |||||||
NV | 76% | 725 | 3,781,660 | |||||||
NY | 65% | 741 | 12,440,946 | |||||||
OH | 75% | 724 | 7,065,338 | |||||||
OK | 76% | 708 | 1,738,000 | |||||||
OR | 84% | 784 | 675,000 | |||||||
OT |
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PA | 73% | 733 | 2,706,450 | |||||||
PR |
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RI | 58% | 782 | 420,000 | |||||||
SC | 70% | 730 | 1,789,400 | |||||||
SD |
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TN | 80% | 729 | 1,004,500 | |||||||
TT |
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TX | 74% | 715 | 7,346,649 | |||||||
UT | 79% | 735 | 3,777,050 | |||||||
VA | 76% | 723 | 18,273,832 | |||||||
VI |
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VT |
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WA | 70% | 733 | 3,782,000 | |||||||
WI | 79% | 750 | 537,600 | |||||||
WV | 75% | 721 | 192,750 | |||||||
WY |
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Mortgage Type | WA LTV | WA FICO | Balance | |
Hybrid | 0.7995 | 699 | 791,449.62 | |
Hybrid IO | 0.6973 | 736 | 210,673,967.94 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
2. LTV | ||||
LTV | WA LTV | WA FICO | Balance | |
20.00 or less | 0.1438 | 772 | 465,000.00 | |
20.01 to 25.00 | 0.2256 | 723 | 710,000.00 | |
25.01 to 30.00 | 0.2731 | 751 | 999,600.00 | |
30.01 to 35.00 | 0.3209 | 758 | 2,299,899.99 | |
35.01 to 40.00 | 0.3761 | 772 | 5,302,470.31 | |
40.01 to 45.00 | 0.4161 | 773 | 3,311,110.46 | |
45.01 to 50.00 | 0.4788 | 740 | 6,320,549.99 | |
50.01 to 55.00 | 0.5171 | 749 | 9,300,398.75 | |
55.01 to 60.00 | 0.5745 | 749 | 18,210,091.89 | |
60.01 to 65.00 | 0.6333 | 735 | 15,269,068.04 | |
65.01 to 70.00 | 0.6852 | 735 | 33,005,449.96 | |
70.01 to 75.00 | 0.7344 | 728 | 24,272,067.79 | |
75.01 to 80.00 | 0.7944 | 730 | 83,237,682.56 | |
85.01 to 90.00 | 0.8933 | 750 | 2,486,261.01 | |
90.01 to 95.00 | 0.9429 | 687 | 1,719,766.81 | |
95.01 to 100.00 | 0.9999 | 726 | 4,556,000.00 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
3. FICO | ||||
FICO | WA LTV | WA FICO | Balance | |
601 to 620 | 0.7465 | 607 | 275,000.00 | |
621 to 640 | 0.8406 | 633 | 1,774,495.00 | |
641 to 660 | 0.7888 | 652 | 5,974,024.22 | |
661 to 680 | 0.7559 | 672 | 17,176,394.39 | |
681 to 700 | 0.7243 | 692 | 21,273,595.94 | |
701 to 720 | 0.7119 | 710 | 26,923,557.42 | |
721 to 740 | 0.6848 | 731 | 40,602,311.11 | |
741 to 760 | 0.7057 | 750 | 26,719,275.07 | |
761 to 780 | 0.6598 | 772 | 36,515,824.95 | |
781 to 800 | 0.6487 | 788 | 26,924,784.06 | |
801 to 820 | 0.7328 | 806 | 7,306,155.40 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
4. LTV w MI | ||||
LTV w | ||||
MI | MIG% | WA FICO | Balance | |
20.00 or less | 0 | 0 | 0 | |
20.01 to 25.00 | 0 | 0 | 0 | |
25.01 to 30.00 | 0 | 0 | 0 | |
30.01 to 35.00 | 0 | 0 | 0 | |
35.01 to 40.00 | 0 | 0 | 0 | |
40.01 to 45.00 | 0 | 0 | 0 | |
45.01 to 50.00 | 0 | 0 | 0 | |
50.01 to 55.00 | 0 | 0 | 0 | |
55.01 to 60.00 | 0 | 0 | 0 | |
60.01 to 65.00 | 0 | 0 | 0 | |
65.01 to 70.00 | 0 | 0 | 0 | |
70.01 to 75.00 | 0 | 0 | 0 | |
75.01 to 80.00 | 0 | 0 | 0 | |
85.01 to 90.00 | 84.716 | 751 | 2,106,261.01 | |
90.01 to 95.00 | 88.6613 | 680 | 1,524,766.81 | |
95.01 to 100.00 | 0 | 0 | 0 | |
Total: | 1.7171 | 721 | 3,631,027.82 | |
5. Purpose | ||||
Purpose | WA LTV | WA FICO | Balance | |
Purchase | 0.756 | 734 | 88,503,359.91 | |
Refinance (Cash-out) | 0.6532 | 736 | 70,455,016.20 | |
Refinance (Rate-Term) | 0.659 | 738 | 52,507,041.45 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
6. Occupancy | ||||
Occupancy | WA LTV | WA FICO | Balance | |
Primary | 0.7046 | 734 | 180,128,758.72 | |
Investment | 0.6228 | 744 | 6,047,249.40 | |
Second Home | 0.6663 | 746 | 25,289,409.44 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
7. Loan Balance | ||||
Loan Balance | WA LTV | WA FICO | Balance | |
0.00 to 199,999.99 | 0.7171 | 733 | 23,709,724.08 | |
200,000.00 to 399,999.99 | 0.7207 | 738 | 57,631,409.71 | |
400,000.00 to 599,999.99 | 0.7098 | 732 | 42,536,703.78 | |
600,000.00 or greater | 0.6714 | 737 | 87,587,579.99 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
8. Property Type | ||||
Property Type | WA LTV | WA FICO | Balance | |
Single Family | 0.687 | 740 | 127,328,205.54 | |
Planned Unit Development | 0.706 | 728 | 62,516,867.25 | |
Condominium | 0.7342 | 733 | 19,914,744.77 | |
Two-to-Four Family | 0.7624 | 733 | 1,705,600.00 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
9. Documentation Type | ||||
Documentation Type | WA LTV | WA FICO | Balance | |
Full Documentation | 0.7239 | 729 | 97,300,692.91 | |
Alternative Documentation | 0.6965 | 734 | 42,823,660.00 | |
Reduced Documentation | 0.7269 | 756 | 30,626,320.42 | |
No Ratio | 0.6276 | 733 | 945,000.00 | |
Asset Verification/No Income Verification | 0.6123 | 737 | 39,406,544.23 | |
SISA | 0.7982 | 788 | 363,200.00 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
10. Fixed Period | ||||
Fixed Period | WA LTV | WA FICO | Balance | |
1 | 0.6854 | 740 | 108,299,439.47 | |
6 | 0.7106 | 731 | 103,165,978.09 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
11. DTI | ||||
DTI | WA LTV | WA FICO | Balance | |
0.00 or less | 0.7611 | 735 | 6,725,500.00 | |
0.01 to 5.00 | 0.8 | 798 | 360,000.00 | |
5.01 to 10.00 | 0.561 | 719 | 387,000.00 | |
10.01 to 15.00 | 0.5661 | 756 | 12,738,020.30 | |
15.01 to 20.00 | 0.6831 | 742 | 12,817,809.20 | |
20.01 to 25.00 | 0.6503 | 756 | 21,280,897.19 | |
25.01 to 30.00 | 0.7152 | 733 | 23,859,472.97 | |
30.01 to 35.00 | 0.7297 | 729 | 32,926,015.32 | |
35.01 to 40.00 | 0.7119 | 729 | 46,401,842.77 | |
40.01 to 45.00 | 0.7003 | 732 | 27,747,427.04 | |
45.01 to 50.00 | 0.7314 | 738 | 14,103,712.77 | |
50.01 to 55.00 | 0.722 | 730 | 7,881,820.00 | |
55.01 or greater | 0.6006 | 716 | 4,235,900.00 | |
Total: | 0.6977 | 736 | 211,465,417.56 | |
12. Geographic Distribution | ||||
Geographic Distribution | WA LTV | WA FICO | Balance | |
AK | 0.7 | 778 | 210,000.00 | AK |
AL | 0.8184 | 778 | 982,500.00 | AL |
AR | ||||
AS | ||||
AZ | 0.7488 | 751 | 9,679,285.25 | AZ |
CA | 0.6418 | 742 | 53,102,826.88 | CA |
CO | 0.603 | 745 | 8,990,150.99 | CO |
CT | 0.5879 | 732 | 3,412,000.00 | CT |
CZ | ||||
DC | 0.7571 | 731 | 1,840,300.00 | DC |
DE | 0.6385 | 772 | 830,000.00 | DE |
FL | 0.683 | 737 | 15,782,947.06 | FL |
GA | 0.7469 | 751 | 4,237,386.60 | GA |
GU | ||||
HI | 0.7407 | 744 | 300,000.00 | HI |
IA | ||||
ID | ||||
IL | 0.7198 | 728 | 6,423,956.00 | IL |
IN | 0.8668 | 661 | 3,325,000.00 | IN |
KS | 0.7354 | 750 | 1,448,700.00 | KS |
KY | ||||
LA | ||||
MA | 0.7259 | 745 | 4,002,449.99 | MA |
MD | 0.6802 | 734 | 6,412,900.00 | MD |
ME | ||||
MI | 0.738 | 722 | 3,558,100.00 | MI |
MN | 0.7423 | 746 | 3,168,990.69 | MN |
MO | 0.7134 | 776 | 671,501.81 | MO |
MS | 0.8 | 753 | 100,000.00 | MS |
MT | ||||
NC | 0.7798 | 727 | 2,410,005.21 | NC |
ND | ||||
NE | ||||
NH | 0.7871 | 716 | 2,123,750.00 | NH |
NJ | 0.6798 | 742 | 11,419,492.42 | NJ |
NM | 0.7348 | 738 | 1,502,000.00 | NM |
NV | 0.7558 | 725 | 3,781,660.00 | NV |
NY | 0.6549 | 741 | 12,440,946.00 | NY |
OH | 0.7459 | 724 | 7,065,337.61 | OH |
OK | 0.7644 | 708 | 1,738,000.00 | OK |
OR | 0.8405 | 784 | 675,000.00 | OR |
OT | ||||
PA | 0.7299 | 733 | 2,706,449.99 | PA |
PR | ||||
RI | 0.5799 | 782 | 420,000.00 | RI |
SC | 0.7018 | 730 | 1,789,400.00 | SC |
SD | ||||
TN | 0.7969 | 729 | 1,004,499.98 | TN |
TT | ||||
TX | 0.7359 | 715 | 7,346,649.40 | TX |
UT | 0.7938 | 735 | 3,777,050.00 | UT |
VA | 0.7598 | 723 | 18,273,831.69 | VA |
VI | ||||
VT | ||||
WA | 0.698 | 733 | 3,781,999.99 | WA |
WI | 0.789 | 750 | 537,600.00 | WI |
WV | 0.75 | 721 | 192,750.00 | WV |
WY | ||||
Total: | 0.6977 | 736 | 211,465,417.56 | |