| Aggregate |
FICO avg | 737 |
FICO <640 % | 2.14% |
FICO stdev | 43.40% |
CLTV avg | 69.81% |
CLTV >80% | 4.43% |
SS CLTV % | 0.00% |
Full Doc % | 52.17% |
Loan Bal avg | 349,832.86 |
% Jumbo | 61.30% |
DTI % |
|
Purch % | 39.37% |
Cash Out % | 30.60% |
Fxd % | 0.00% |
3 yr ARM >= % | 0.00% |
WAC avg | 4.19% |
WAC stdev | 0.81% |
1st Lien % | 100.00% |
MI % | 1.73% |
CA % | 21.05% |
Invt Prop % | 2.62% |
IO % | 99.89% |
IO non-Full Doc % | 47.72% |
Multi-Fam % | 1.35% |
Prim Occ % | 84.05% |
Occupancy | % Bal. | WALTV | WACLTV | WA SS CLTV | WAFICO | WAC | Purch % | Invt Prop % | CA% | 1st Lien % | % with S.2nd | Full Doc | IO% | DTI % | MI % |
Investor/2nd Home | 15.95% | 69.58% | N/A | N/A | 744 | 4.314% | 75.36% | 16.43% | 16.38% | 100.00% | 0.00% | 33.57% | 99.31% |
| 0.72% |
Primary Occup | 84.05 | 69.98 | N/A | N/A | 736 | 4.161 | 32.54 | 0.00 | 21.94 | 100.00 | 0.00 | 55.70 | 100.00 |
| 1.92 |
Total | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
Documentation | % Bal. | WALTV | WACLTV | WA SS CLTV | WAFICO | WAC | Purch % | Invt Prop % | CA% | 1st Lien % | % with S.2nd | Full Doc | IO% | DTI % | MI % |
Full | 52.17% | 71.99% | N/A | N/A | 737 | 4.029% | 33.29% | 2.19% | 17.50% | 100.00% | 0.00% | 100.00% | 100.00% |
| 2.69% |
Non-Full | 47.83 | 67.66 | N/A | N/A | 738 | 4.356 | 46.00 | 3.09 | 24.93 | 100.00 | 0.00 | 0.00 | 99.77 |
| 0.68 |
Total | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
Interest Only | % Bal. | WALTV | WACLTV | WA SS CLTV | WAFICO | WAC | Purch % | Invt Prop % | CA% | 1st Lien % | % with S.2nd | Full Doc % | IO% | DTI % | MI % |
1ML ARM | 0.11% | 80.00% | N/A | N/A | 796 | 4.375% | 100.00% | 0.00% | 0.00% | 100.00% | 0.00% | 0.00% | 0.00% |
| 0.00% |
1ML MO - 120 IO | 40.00 | 68.93 | N/A | N/A | 740 | 4.208 | 41.45 | 4.31 | 23.18 | 100.00 | 0.00 | 39.56 | 100.00 |
| 1.35 |
6ML MO - 120 IO | 58.60 | 70.60 | N/A | N/A | 736 | 4.173 | 37.71 | 1.53 | 19.47 | 100.00 | 0.00 | 60.57 | 100.00 |
| 2.03 |
6ML MO - 60 IO | 1.29 | 68.72 | N/A | N/A | 736 | 4.019 | 44.91 | 0.00 | 29.00 | 100.00 | 0.00 | 65.81 | 100.00 |
| 0.00 |
Total | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
FICO | % Bal. | WALTV | WACLTV | WA SS CLTV | WAFICO | WAC | Purch % | Invt Prop % | CA% | 1st Lien % | % with S.2nd | Full Doc % | IO % | DTI % | MI % |
0-600 | 0.61% | 63.23% | N/A | N/A | 548 | 4.730% | 0.00% | 0.00% | 89.53% | 100.00% | 0.00% | 0.00% | 100.00% |
| 0.00% |
601-640 | 1.56 | 77.21 | N/A | N/A | 619 | 4.260 | 39.20 | 0.00 | 0.00 | 100.00 | 0.00 | 11.94 | 100.00 |
| 0.00 |
641-680 | 7.46 | 72.81 | N/A | N/A | 667 | 4.052 | 24.65 | 2.61 | 19.55 | 100.00 | 0.00 | 61.42 | 100.00 |
| 1.23 |
681-700 | 11.26 | 71.78 | N/A | N/A | 691 | 4.212 | 31.61 | 1.45 | 21.73 | 100.00 | 0.00 | 59.35 | 100.00 |
| 2.91 |
700>= | 79.10 | 69.29 | N/A | N/A | 754 | 4.189 | 42.17 | 2.86 | 20.99 | 100.00 | 0.00 | 51.47 | 99.86 |
| 1.66 |
Total | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
Lien Position | % Bal. | WALTV | WACLTV | WA SS CLTV | WAFICO | WAC | Purch % | Invt Prop % | CA% | 1st Lien % | % with S.2nd | Full Doc % | IO % | DTI % | MI % |
1st Lien | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
2nd Lien | 0.00 | 0.00 | N/A | N/A | 0 | 0.000 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.00 |
Total | 100.00% | 69.92% | N/A | N/A | 737 | 4.185% | 39.37% | 2.62% | 21.05% | 100.00% | 0.00% | 52.17% | 99.89% |
| 1.73% |
This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "material"), is provided for your information by Banc of America Securities LLC (the "Underwriter"). This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriter makes no representation regarding the reasonableness of such assumptions, or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriter and its affiliates, officers , directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and/or buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the "SEC"), and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you.