Commercial Capital Bancorp (CCBI) S-4 Registration of securities issued in business combination transactions

EXHIBIT 23.2

Independent Auditors’ Consent

We consent to the incorporation by reference in this Registration Statement of Commercial Capital Bancorp, Inc. on Form S-4 of our report dated March 5, 2004, appearing in the Annual Report on Form 10-K of Hawthorne Financial Corporation for the year ended December 31, 2003 and to the reference to us under the heading “Experts” in the joint proxy statement/prospectus, which is part of this Registration Statement.

/s/    DELOITTE & TOUCHE LLP        

Los Angeles, California

March 23, 2004