Exhibit 99.1
OFFICER’S CERTIFICATE
CAPITAL ONE AUTO FINANCE TRUST
ASSET BACKED NOTES, SERIES 2002-C
To: | Wilmington Trust Company, as owner trustee | | MBIA Insurance Corporation | |
| for Capital One Auto Finance Trust 2002-B | | 113 King Street | |
| Rodney Square North | | Armonk NY 10504 | |
| 1100 North Market Street | | Attn: Insured Portfolio Management | |
| Wilmington, DE 19890 | | Structured Finance (IPM-SF) | |
| Attn: Don Mackelcan | | | |
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| Moody’s Investors Service, Inc. | | Standard & Poors Rating Group | |
| 99 Church Street | | 55 Water Street | |
| New York NY 10007 | | New York, NY 10041 | |
| Attn: ABS Monitoring Department | | Attn: Surveillance | |
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| Fitch, Inc. | | JPMorgan Chase Bank | |
| One State Street Plaza | | 450 West 33rd Street, 14th Floor | |
| Attn: Carlen Moday | | New York, NY 10001 | |
| New York, NY 10004 | | Attn: Institutional Trust Services | |
| | | Capital One Auto Finance 2002-C | |
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| Wachovia Bank, National Association | | | |
| 301 South College Street, DC-8 | | | |
| Charlotte, NC 28202-0600 | | | |
| Attn: Bruce M. Young, Senior Vice | | | |
| President, Risk Management | | | |
This Officer’s Certificate is being issued in accordance with Section 2.09 of the Servicing Agreement dated as of December 17, 2002 (the “Agreement”) by and between Wilmington Trust Company, as owner trustee, JPMorgan Chase Bank, as indenture trustee and Capital One Auto Finance, Inc., as Servicer (the “Servicer”). Terms not otherwise defined herein shall have the meanings ascribed thereto in the Agreement.
By his or her signature below, the undersigned officer of the Servicer, certifies that effective as of December 31, 2002:
(e) a review of the activities of the Servicer during the preceding 12 month period (or shorter period, if applicable) and the Servicer’s performance under the Agreement during such period has been made under my supervision;
(f) based on such review, to the best of my knowledge, the Servicer has complied with all conditions and covenants under the Agreement throughout the preceding 12 month period.
CAPITAL ONE AUTO FINANCE, INC.,
as Servicer
| By | /s/ Jeffery Elswick |
| Name: | Jeffery Elswick |
| Title | Manager of Securitization |
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