First United Bank Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC Inc	COM	001055102	51,315	622	SH		DFND		622	0	0
AFLAC Inc	COM	001055102	33,000	400	SH		SOLE		400	0	0
AGCO Corp Com	COM	001084102	9,106	75	SH		SOLE		75	0	0
AES Corporation	COM	00130H105	4,986	259	SH		SOLE		259	0	0
Alerian Mlp Alps Etf	ALERIAN MLP	00162Q452	35,462	834	SH		SOLE		834	0	0
AT&T Inc Com	COM	00206R102	30,204	1,800	SH		DFND		1,800	0	0
AT&T Inc Com	COM	00206R102	183,288	10,923	SH		SOLE		10,923	0	0
Abbott Labs Com	COM	002824100	188,220	1,710	SH		DFND		1,710	0	0
Abbott Labs Com	COM	002824100	1,712,579	15,559	SH		SOLE		15,559	0	0
Abbvie Inc	COM	00287Y109	261,899	1,690	SH		DFND		1,690	0	0
Abbvie Inc	COM	00287Y109	256,785	1,657	SH		SOLE		1,657	0	0
ORP	COM	005098108	2,211	35	SH		SOLE		35	0	0
Adobe Sys Inc	COM	00724F101	73,978	124	SH		SOLE		124	0	0
Advanced Micro Devices Inc Com	COM	007903107	31,693	215	SH		DFND		215	0	0
Advanced Micro Devices Inc Com	COM	007903107	1,315,045	8,921	SH		SOLE		8,921	0	0
Agnico Eagle Mines LTD	COM	008474108	2,029	37	SH		SOLE		37	0	0
Air Products & Chemicals Inc	COM	009158106	69,545	254	SH		SOLE		254	0	0
Alcoa Corp	COM	013872106	92,514	2,721	SH		DFND		2,721	0	0
Alico Inc	COM	016230104	1,745	60	SH		SOLE		60	0	0
Allegheny Technologies Inc.	COM	01741R102	18,188	400	SH		DFND		400	0	0
Allstate Corp Com	COM	020002101	66,910	478	SH		DFND		478	0	0
Allstate Corp Com	COM	020002101	8,679	62	SH		SOLE		62	0	0
Alphabet Inc	CAP STK CL C	02079K107	565,411	4,012	SH		SOLE		4,012	0	0
Alphabet Inc	CAP STK CL A	02079K305	215,123	1,540	SH		DFND		1,540	0	0
Alphabet Inc	CAP STK CL A	02079K305	3,371,278	24,134	SH		SOLE		24,134	0	0
Altria Group Inc Com	COM	02209S103	60,510	1,500	SH		DFND		1,500	0	0
Altria Group Inc Com	COM	02209S103	176,931	4,386	SH		SOLE		4,386	0	0
Amazon Com Inc Com	COM	023135106	78,249	515	SH		DFND		515	0	0
Amazon Com Inc Com	COM	023135106	1,790,917	11,787	SH		SOLE		11,787	0	0
American Movil NPV ADR	SPON ADS RP CL B	02390A101	53,245	2,875	SH		SOLE		2,875	0	0
American Elec Pwr Inc Com	COM	025537101	57,423	707	SH		SOLE		707	0	0
American Express Co Com	COM	025816109	4,684	25	SH		DFND		25	0	0
American Intl Group Inc	COM NEW	026874784	14,092	208	SH		DFND		208	0	0
American Tower Corp New Com	COM	03027X100	32,382	150	SH		DFND		150	0	0
American Tower Corp New Com	COM	03027X100	451,621	2,092	SH		SOLE		2,092	0	0
American Water Works Company Inc	COM	030420103	9,899	75	SH		SOLE		75	0	0
Amgen Inc Com	COM	031162100	56,740	197	SH		DFND		197	0	0
Amgen Inc Com	COM	031162100	1,719,767	5,971	SH		SOLE		5,971	0	0
Analog Divices Inc	COM	032654105	30,380	153	SH		DFND		153	0	0
Analog Divices Inc	COM	032654105	92,132	464	SH		SOLE		464	0	0
Annaly Cap Mgmt Inc Com	COM NEW	035710839	33,452	1,727	SH		SOLE		1,727	0	0
Anthem Inc Com	COM	036752103	58,945	125	SH		SOLE		125	0	0
Apple Inc Com	COM	037833100	2,969,390	15,423	SH		DFND		15,423	0	0
Apple Inc Com	COM	037833100	7,636,510	39,664	SH		SOLE		39,664	0	0
Applied Matls Inc Com	COM	038222105	45,218	279	SH		SOLE		279	0	0
Arbor Realty Trust Inc Com	COM	038923108	3,795	250	SH		SOLE		250	0	0
Archer Daniels Midland Co	COM	039483102	7,655	106	SH		SOLE		106	0	0
Arcutis Biotherapeutics Inc Com	COM	03969K108	485	150	SH		SOLE		150	0	0
Arista Networks Inc Com	COM	040413106	55,345	235	SH		DFND		235	0	0
Arista Networks Inc Com	COM	040413106	3,071,050	13,040	SH		SOLE		13,040	0	0
ATMOS Energy Corp	COM	049560105	2,086	18	SH		SOLE		18	0	0
Autodesk Inc	COM	052769106	33,844	139	SH		SOLE		139	0	0
Automatic Data Processing	COM	053015103	140,947	605	SH		DFND		605	0	0
Automatic Data Processing	COM	053015103	154,925	665	SH		SOLE		665	0	0
Autonation Inc Com	COM	05329W102	25,531	170	SH		SOLE		170	0	0
Avery Dennison Corp	COM	053611109	21,429	106	SH		SOLE		106	0	0
BP Amoco P L C Sponsored ADR	SPONSORED ADR	055622104	32,922	930	SH		SOLE		930	0	0
Baker Hughes Company CL A	CL A	05722G100	2,051	60	SH		SOLE		60	0	0
Bank of America Corp	COM	060505104	110,101	3,270	SH		DFND		3,270	0	0
Bank of America Corp	COM	060505104	58,990	1,752	SH		SOLE		1,752	0	0
Baxter International Inc	COM	071813109	92,784	2,400	SH		DFND		2,400	0	0
Becton Dickinson and Company	COM	075887109	3,901	16	SH		DFND		16	0	0
Becton Dickinson and Company	COM	075887109	1,005,555	4,124	SH		SOLE		4,124	0	0
Berkshire Hathaway B	CL B NEW	084670702	375,206	1,052	SH		DFND		1,052	0	0
Berkshire Hathaway B	CL B NEW	084670702	722,950	2,027	SH		SOLE		2,027	0	0
Biogen Inc Com	COM	09062X103	5,175	20	SH		SOLE		20	0	0
Blackrock Inc Com	COM	09247X101	74,686	92	SH		SOLE		92	0	0
Blackstone Group Inc	COM	09260D107	115,864	885	SH		DFND		885	0	0
Blackstone Group Inc	COM	09260D107	1,579,550	12,065	SH		SOLE		12,065	0	0
Blackrock Innovation And Growth Term Trust Invtn Grwt Trm Trst Cf	SHS BEN INT	09260Q108	5,131	700	SH		SOLE		700	0	0
Blackstone Secured Lending Fund CORP COMMON	COMMON STOCK	09261X102	11,056	400	SH		SOLE		400	0	0
Boeing Co Com	COM	097023105	88,103	338	SH		DFND		338	0	0
Boeing Co Com	COM	097023105	23,981	92	SH		SOLE		92	0	0
Booking Hldgs Inc	COM	09857L108	106,417	30	SH		SOLE		30	0	0
Booz Allen Hamilton Hldg Corcl A	CL A	099502106	4,093	32	SH		SOLE		32	0	0
Brinks Co Com	COM	109696104	15,391	175	SH		SOLE		175	0	0
Bristol Myers Squibb Co Com	COM	110122108	57,262	1,116	SH		DFND		1,116	0	0
Bristol Myers Squibb Co Com	COM	110122108	674,624	13,148	SH		SOLE		13,148	0	0
Broadridge Finl Solutions Incom	COM	11133T103	13,168	64	SH		SOLE		64	0	0
Broadcom Inc Nvp	COM	11135F101	186,414	167	SH		SOLE		167	0	0
Cigna Corp	COM	125523100	14,973	50	SH		DFND		50	0	0
Cigna Corp	COM	125523100	2,396	8	SH		SOLE		8	0	0
CME Group Inc	COM	12572Q105	2,106	10	SH		DFND		10	0	0
CME Group Inc	COM	12572Q105	555,984	2,640	SH		SOLE		2,640	0	0
CSX Corp Com	COM	126408103	270,599	7,805	SH		DFND		7,805	0	0
CSX Corp Com	COM	126408103	2,564,713	73,975	SH		SOLE		73,975	0	0
CVS/Caremark Corp	COM	126650100	110,544	1,400	SH		DFND		1,400	0	0
CVS/Caremark Corp	COM	126650100	5,527	70	SH		SOLE		70	0	0
Campbell Soup Co Com	COM	134429109	4,799	111	SH		SOLE		111	0	0
Canopy Growth Corp COMMON	COM NEW	138035704	169	33	SH		SOLE		33	0	0
Capital One	COM	14040H105	19,930	152	SH		DFND		152	0	0
Cardinal Health Inc Com	COM	14149Y108	43,243	429	SH		DFND		429	0	0
Cardinal Health Inc Com	COM	14149Y108	50,400	500	SH		SOLE		500	0	0
Carrier Global Corp	COM	14448C104	49,694	865	SH		DFND		865	0	0
Carrier Global Corp	COM	14448C104	45,960	800	SH		SOLE		800	0	0
Caterpillar Inc Del Com	COM	149123101	156,705	530	SH		DFND		530	0	0
Caterpillar Inc Del Com	COM	149123101	56,177	190	SH		SOLE		190	0	0
Centene Corp Del Com	COM	15135B101	7,421	100	SH		SOLE		100	0	0
Chesapeake Energy Corp	COM	165167735	9,541	124	SH		SOLE		124	0	0
Chesapeake Utilities Corp	COM	165303108	4,014	38	SH		SOLE		38	0	0
Chevrontexaco	COM	166764100	105,158	705	SH		DFND		705	0	0
Chevrontexaco	COM	166764100	2,089,732	14,010	SH		SOLE		14,010	0	0
Choice Hotels Intl Inc	COM	169905106	18,355	162	SH		SOLE		162	0	0
Church & Dwight Co Inc Com	COM	171340102	12,293	130	SH		SOLE		130	0	0
Cisco Sys Inc Com	COM	17275R102	55,976	1,108	SH		DFND		1,108	0	0
Cisco Sys Inc Com	COM	17275R102	1,400,414	27,720	SH		SOLE		27,720	0	0
Citigroup Inc	COM NEW	172967424	3,807	74	SH		SOLE		74	0	0
Clean Harbors Inc Com	COM	184496107	19,196	110	SH		SOLE		110	0	0
Cleveland-Cliffs Inc	COM	185899101	5,105	250	SH		SOLE		250	0	0
Clorox Company Common	COM	189054109	23,955	168	SH		DFND		168	0	0
Clorox Company Common	COM	189054109	7,130	50	SH		SOLE		50	0	0
Coca Cola Co Com	COM	191216100	300,366	5,097	SH		DFND		5,097	0	0
Coca Cola Co Com	COM	191216100	257,524	4,370	SH		SOLE		4,370	0	0
Cognex Corp	COM	192422103	8,348	200	SH		DFND		200	0	0
Colgate Palmolive Co Com	COM	194162103	46,232	580	SH		DFND		580	0	0
Colgate Palmolive Co Com	COM	194162103	30,290	380	SH		SOLE		380	0	0
Comcast Corp New CL A	CL A	20030N101	33,984	775	SH		DFND		775	0	0
Comcast Corp New CL A	CL A	20030N101	1,013,242	23,107	SH		SOLE		23,107	0	0
Commercial Metals Company	COM	201723103	148,819	2,974	SH		DFND		2,974	0	0
Conagra Foods Inc	COM	205887102	25,794	900	SH		SOLE		900	0	0
ConocoPhillips	COM	20825C104	69,990	603	SH		SOLE		603	0	0
Constellation Brands Inc	CL A	21036P108	5,319	22	SH		SOLE		22	0	0
Constellation Energy Corp Com	COM	21037T109	71,069	608	SH		SOLE		608	0	0
Costco Whsl Corp New	COM	22160K105	184,162	279	SH		DFND		279	0	0
Costco Whsl Corp New	COM	22160K105	1,663,402	2,520	SH		SOLE		2,520	0	0
Costar Group Inc	COM	22160N109	8,739	100	SH		SOLE	��	100	0	0
Cummins Inc	COM	231021106	24,676	103	SH		SOLE		103	0	0
Xtrackers MSCI Japan Hedged Equity ETF	XTRACK MSCI JAPN	233051507	80,034	1,290	SH		SOLE		1,290	0	0
DBX ETF Tr Xtrack MSCI Eurp	XTRACK MSCI EURP	233051853	300,867	7,965	SH		SOLE		7,965	0	0
Duff & Phelps Utils Income Icom	COM	23325P104	12,050	1,421	SH		SOLE		1,421	0	0
D R Horton Inc	COM	23331A109	53,193	350	SH		DFND		350	0	0
D R Horton Inc	COM	23331A109	51,065	336	SH		SOLE		336	0	0
Danaher Corp Del Com	COM	235851102	144,588	625	SH		DFND		625	0	0
Danaher Corp Del Com	COM	235851102	3,020,144	13,055	SH		SOLE		13,055	0	0
Darden Restaurants Inc Com	COM	237194105	299,848	1,825	SH		DFND		1,825	0	0
Darling International Inc.	COM	237266101	14,952	300	SH		SOLE		300	0	0
Deere & Company	COM	244199105	806,138	2,016	SH		DFND		2,016	0	0
Deere & Company	COM	244199105	261,915	655	SH		SOLE		655	0	0
DELL Technologies Inc	CL C	24703L202	1,607	21	SH		SOLE		21	0	0
Delta Air Lines Inc Del Com New	COM NEW	247361702	53,104	1,320	SH		DFND		1,320	0	0
Digital Rlty Tr Inc	COM	253868103	18,841	140	SH		DFND		140	0	0
Digital Rlty Tr Inc	COM	253868103	500,772	3,721	SH		SOLE		3,721	0	0
DFA US Small Cap ETF	US SMALL CAP ETF	25434V500	44,715	750	SH		SOLE		750	0	0
Disney Walt Co Com Disney	COM	254687106	77,649	860	SH		DFND		860	0	0
Disney Walt Co Com Disney	COM	254687106	647,740	7,174	SH		SOLE		7,174	0	0
Discover Financial Services	COM	254709108	16,860	150	SH		DFND		150	0	0
Dollar Gen Corp New Com	COM	256677105	248,245	1,826	SH		DFND		1,826	0	0
Dollar Gen Corp New Com	COM	256677105	59,138	435	SH		SOLE		435	0	0
Dominion New RES Inc VA New	COM	25746U109	31,960	680	SH		DFND		680	0	0
Dominion New RES Inc VA New	COM	25746U109	445,278	9,474	SH		SOLE		9,474	0	0
Dow Inc Com	COM	260557103	39,759	725	SH		DFND		725	0	0
Dow Inc Com	COM	260557103	564,852	10,300	SH		SOLE		10,300	0	0
Duke Energy Corp New	COM NEW	26441C204	129,742	1,337	SH		DFND		1,337	0	0
Duke Energy Corp New	COM NEW	26441C204	36,972	381	SH		SOLE		381	0	0
DuPont DE Nemours Inc	COM	26614N102	395,497	5,141	SH		SOLE		5,141	0	0
EOG RES Inc	COM	26875P101	7,862	65	SH		DFND		65	0	0
EOG RES Inc	COM	26875P101	616,240	5,095	SH		SOLE		5,095	0	0
EQT Corp	COM	26884L109	66,689	1,725	SH		DFND		1,725	0	0
EQT Corp	COM	26884L109	2,320	60	SH		SOLE		60	0	0
Eastman Chem Co Com	COM	277432100	7,186	80	SH		SOLE		80	0	0
Eaton Vance Tax-advantaged Global Dividend Income Fund Tax Adv Glbl Dvd INC Cf	COM	27828S101	6,840	400	SH		SOLE		400	0	0
Ecolab Inc	COM	278865100	36,695	185	SH		DFND		185	0	0
Ecolab Inc	COM	278865100	716,837	3,614	SH		SOLE		3,614	0	0
Edwards Lifesciences Corp	COM	28176E112	529,938	6,950	SH		DFND		6,950	0	0
Edwards Lifesciences Corp	COM	28176E112	15,098	198	SH		SOLE		198	0	0
Emerson Elec Co Com	COM	291011104	38,932	400	SH		DFND		400	0	0
Emerson Elec Co Com	COM	291011104	9,538	98	SH		SOLE		98	0	0
Enbridge Inc	COM	29250N105	4,322	120	SH		SOLE		120	0	0
LP Energy Transfer Eq	COM UT LTD PTN	29273V100	82,800	6,000	SH		DFND		6,000	0	0
LP Energy Transfer Eq	COM UT LTD PTN	29273V100	155,940	11,300	SH		SOLE		11,300	0	0
Enterprise Partners LP	COM	293792107	5,138	195	SH		SOLE		195	0	0
Erie Indty Co CL A	CL A	29530P102	3,349,200	10,000	SH		DFND		10,000	0	0
Eversource Energy	COM	30040W108	19,874	322	SH		DFND		322	0	0
Exelon Corp	COM	30161N101	89,822	2,502	SH		SOLE		2,502	0	0
Exxon Mobil Corp Com	COM	30231G102	37,992	380	SH		DFND		380	0	0
Exxon Mobil Corp Com	COM	30231G102	1,084,083	10,843	SH		SOLE		10,843	0	0
FMC Corp	COM NEW	302491303	12,421	197	SH		SOLE		197	0	0
Facebook	CL A	30303M102	501,561	1,417	SH		SOLE		1,417	0	0
FactSet Research Sys Inc	COM	303075105	23,853	50	SH		SOLE		50	0	0
FedEx Corporation	COM	31428X106	45,029	178	SH		SOLE		178	0	0
Fidelity Nasdaq Cmps IDX ET	NASDAQ COMPSIT	315912808	1,240,189	20,935	SH		SOLE		20,935	0	0
Fideltiy Total Bond ETF	TOTAL BD ETF	316188309	6,446	140	SH		DFND		140	0	0
Fideltiy Total Bond ETF	TOTAL BD ETF	316188309	2,192,839	47,629	SH		SOLE		47,629	0	0
First Trust Dow Jones Internet Index Fund	DJ INTERNT IDX	33733E306	26,490	142	SH		DFND		142	0	0
First Tr Exch Traded FD III Pfd Secs Inc ETF	PFD SECS INC ETF	33739E112	3,709	220	SH		DFND		220	0	0
First Tr Global Tactical CM	FST TR GLB FD	33739H101	21,991	980	SH		DFND		980	0	0
First Tr Global Tactical CM	FST TR GLB FD	33739H101	236,203	10,526	SH		SOLE		10,526	0	0
Firstenergy Corp Com	COM	337932107	54,220	1,479	SH		SOLE		1,479	0	0
Flexshares Tr Hig Yld Vl ETF	HIG YLD VL ETF	33939L662	911,442	22,301	SH		SOLE		22,301	0	0
Flexshares Stoxx US ESG Impact Index	STOX US ESG SLCT	33939L696	4,955,514	42,710	SH		SOLE		42,710	0	0
Ford Motor Co Del	COM	345370860	165,491	13,576	SH		DFND		13,576	0	0
Ford Motor Co Del	COM	345370860	35,473	2,910	SH		SOLE		2,910	0	0
Fortinet Inc Com	COM	34959E113	153,349	2,620	SH		DFND		2,620	0	0
Fortinet Inc Com	COM	34959E113	1,058,515	18,085	SH		SOLE		18,085	0	0
Fortive Corp Com	COM	34959J108	12,885	175	SH		SOLE		175	0	0
Fortune Brands Home & SEC Inc	COM	34964C106	38,070	500	SH		SOLE		500	0	0
Fortrea Holdings Inc	COMMON STOCK	34965K107	1,047	30	SH		SOLE		30	0	0
Four Corners Ppty Tr Inc Com	COM	35086T109	20,240	800	SH		DFND		800	0	0
Frequency Electronics	COM	358010106	54,750	5,000	SH		DFND		5,000	0	0
GE Healthcare Technologies Inc	COMMON STOCK	36266G107	63,093	816	SH		DFND		816	0	0
GE Healthcare Technologies Inc	COMMON STOCK	36266G107	6,881	89	SH		SOLE		89	0	0
Gamestop Corp New CL A	CL A	36467W109	70,120	4,000	SH		SOLE		4,000	0	0
General Dynamics	COM	369550108	2,597	10	SH		SOLE		10	0	0
General Electric Co USD 0.06	COM NEW	369604301	300,313	2,353	SH		DFND		2,353	0	0
General Electric Co USD 0.06	COM NEW	369604301	62,794	492	SH		SOLE		492	0	0
General Mls Inc Com	COM	370334104	68,462	1,051	SH		SOLE		1,051	0	0
General Motors Co	COM	37045V100	5,208	145	SH		SOLE		145	0	0
Genuine Parts Co	COM	372460105	47,783	345	SH		DFND		345	0	0
Genuine Parts Co	COM	372460105	897,065	6,477	SH		SOLE		6,477	0	0
Genworth Finl Inc CL A	COM CL A	37247D106	2,438	365	SH		SOLE		365	0	0
Gilead Sciences Inc	COM	375558103	10,531	130	SH		DFND		130	0	0
Global X FDS US Infr Dev ETF	US INFR DEV ETF	37954Y673	53,930	1,565	SH		DFND		1,565	0	0
Global X Lith & Btry Tec ET	LITHIUM BTRY ETF	37954Y855	14,773	290	SH		DFND		290	0	0
Goldman Sachs Group Inc	COM	38141G104	26,232	68	SH		SOLE		68	0	0
Goodyear Tire & Rubr Co Com	COM	382550101	1,504	105	SH		SOLE		105	0	0
Graham Hldgs Co Com CL B	COM CL B	384637104	223,583	321	SH		DFND		321	0	0
HCA Holdings Inc	COM	40412C101	6,767	25	SH		SOLE		25	0	0
Halliburton Co Com	COM	406216101	36,150	1,000	SH		DFND		1,000	0	0
Harley Davidson Inc Com	COM	412822108	7,368	200	SH		DFND		200	0	0
Harley Davidson Inc Com	COM	412822108	13,262	360	SH		SOLE		360	0	0
Hartford Group Inc	COM	416515104	30,705	382	SH		SOLE		382	0	0
Home Depot Inc Com	COM	437076102	86,638	250	SH		DFND		250	0	0
Home Depot Inc Com	COM	437076102	833,799	2,406	SH		SOLE		2,406	0	0
Honeywell Intl Inc Com	COM	438516106	26,214	125	SH		DFND		125	0	0
Honeywell Intl Inc Com	COM	438516106	2,580,901	12,307	SH		SOLE		12,307	0	0
Howmet Aerospace Inc	COM	443201108	243,053	4,491	SH		DFND		4,491	0	0
Humana Inc Com	COM	444859102	15,566	34	SH		SOLE		34	0	0
Huntington Bancshares Inc Com	COM	446150104	170,321	13,390	SH		SOLE		13,390	0	0
IDEX Corp	COM	45167R104	9,770	45	SH		SOLE		45	0	0
IDEXX Labs Inc Com	COM	45168D104	37,743	68	SH		SOLE		68	0	0
Illinois Tool WKS Inc	COM	452308109	22,265	85	SH		DFND		85	0	0
Illinois Tool WKS Inc	COM	452308109	1,487,033	5,677	SH		SOLE		5,677	0	0
Illumina Inc	COM	452327109	44,557	320	SH		DFND		320	0	0
Illumina Inc	COM	452327109	1,392	10	SH		SOLE		10	0	0
Ingevity Corp Com	COM	45688C107	6,469	137	SH		SOLE		137	0	0
Intel Corp Com	COM	458140100	40,200	800	SH		DFND		800	0	0
Intel Corp Com	COM	458140100	158,288	3,150	SH		SOLE		3,150	0	0
Intellia Thereutics Inc	COM	45826J105	3,049	100	SH		SOLE		100	0	0
International Business MacHscom	COM	459200101	207,709	1,270	SH		DFND		1,270	0	0
International Business MacHscom	COM	459200101	408,875	2,500	SH		SOLE		2,500	0	0
Invesco QQQ Unit Series 1	UNIT SER 1	04609E107	133,094	325	SH		DFND		325	0	0
Invesco QQQ Unit Series 1	UNIT SER 1	04609E107	16,009,775	39,094	SH		SOLE		39,094	0	0
Intuit Inc	COM	461202103	46,252	74	SH		SOLE		74	0	0
Intuituve Surgical Inc	COM NEW	46120E602	16,868	50	SH		DFND		50	0	0
Intuituve Surgical Inc	COM NEW	46120E602	1,036,707	3,073	SH		SOLE		3,073	0	0
Invesco Water RES ETF Trust	WATER RES ETF	46137V142	31,039	510	SH		DFND		510	0	0
Invesco Water RES ETF Trust	WATER RES ETF	46137V142	172,112	2,828	SH		SOLE		2,828	0	0
Invesco S&P 500 Equal Weight	S&P500 EQL WGT	46137V357	47,340	300	SH		DFND		300	0	0
Invesco S&P 500 Equal Weight	S&P500 EQL WGT	46137V357	3,544,346	22,461	SH		SOLE		22,461	0	0
Invesco S&P 500 Garp ETF	S&P 500 GARP ETF	46137V431	53,922	550	SH		DFND		550	0	0
Invesco S&P 500 Garp ETF	S&P 500 GARP ETF	46137V431	3,649,637	37,226	SH		SOLE		37,226	0	0
Invesco Preferred ETF	PFD ETF	46138E511	5,219	455	SH		DFND		455	0	0
Invesco Preferred ETF	PFD ETF	46138E511	114,207	9,957	SH		SOLE		9,957	0	0
Invesco Natl AMT-Free Mun Bd ETF	NATL AMT MUNI	46138E537	30,225	1,250	SH		DFND		1,250	0	0
Invesco Natl AMT-Free Mun Bd ETF	NATL AMT MUNI	46138E537	478,039	19,770	SH		SOLE		19,770	0	0
Invesco Sr Loan ETF	SR LN ETF	46138G508	1,059	50	SH		DFND		50	0	0
Invesco Sr Loan ETF	SR LN ETF	46138G508	242,109	11,431	SH		SOLE		11,431	0	0
Invesco Taxable Municipal Bond ETF	TAXABLE MUN BD	46138G805	30,543	1,135	SH		SOLE		1,135	0	0
iShares Gold ETF iShares New	ISHARES NEW	464285204	74,235	1,902	SH		DFND		1,902	0	0
iShares Select Dividend ETF	SELECT DIVID ETF	464287168	41,613	355	SH		DFND		355	0	0
iShares Select Dividend ETF	SELECT DIVID ETF	464287168	6,050,896	51,620	SH		SOLE		51,620	0	0
iShares TIPS Bond ETF	TIPS BD ETF	464287176	1,075	10	SH		DFND		10	0	0
iShares TIPS Bond ETF	TIPS BD ETF	464287176	394,058	3,666	SH		SOLE		3,666	0	0
iShares Transportation Avg ETF	US TRSPRTION	464287192	282,637	1,077	SH		SOLE		1,077	0	0
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	3,175,762	6,649	SH		SOLE		6,649	0	0
iShares Tr Core US AGG Bond ETF	CORE US AGGBD ET	464287226	1,985	20	SH		SOLE		20	0	0
iShares MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	130,160	3,237	SH		SOLE		3,237	0	0
iShares Iboxx Invest Grade CRP Bond	IBOXX INV CP ETF	464287242	2,213	20	SH		DFND		20	0	0
iShares Tr S&P 500 Grwt ETF	S&P 500 GRWT ETF	464287309	10,514	140	SH		SOLE		140	0	0
iShares Tr S&P 500 Val ETF	S&P 500 VAL ETF	464287408	7,825	45	SH		SOLE		45	0	0
Barclays 1-3 Year Treasury Bond	1 3 YR TREAS BD	464287457	2,051	25	SH		DFND		25	0	0
Barclays 1-3 Year Treasury Bond	1 3 YR TREAS BD	464287457	113,625	1,385	SH		SOLE		1,385	0	0
iShares MSCI Eafe ETF	MSCI EAFE ETF	464287465	53,046	704	SH		SOLE		704	0	0
iShares Russell Midcap Value ETF	RUS MDCP VAL ETF	464287473	460,625	3,961	SH		SOLE		3,961	0	0
iShares Russell Midcap Growth ETF	RUS MD CP GR ETF	464287481	687,347	6,580	SH		SOLE		6,580	0	0
iShares Russell Mid-Cap ETF	RUS MID CAP ETF	464287499	2,441,810	31,414	SH		SOLE		31,414	0	0
iShares Tr Core S&P McP ETF	CORE S&P MCP ETF	464287507	162,133	585	SH		SOLE		585	0	0
iShares Russell 1000 Value ETF	RUS 1000 VAL ETF	464287598	729,909	4,417	SH		SOLE		4,417	0	0
Ishares S&p Mid-cap 400 Growth Etf Mid Cap Grwth	S&P MC 400GR ETF	464287606	7,843	99	SH		SOLE		99	0	0
iShares Russell 1000 Growth ETF	RUS 1000 GRW ETF	464287614	2,605,746	8,595	SH		SOLE		8,595	0	0
iShares Russell 2000 Value ETF	RUS 2000 VAL ETF	464287630	115,566	744	SH		SOLE		744	0	0
iShares Russell 2000 Growth ETF	RUS 2000 GRW ETF	464287648	155,872	618	SH		SOLE		618	0	0
iShares Russell 2000 ETF	RUSSELL 2000 ETF	464287655	143,909	717	SH		SOLE		717	0	0
iShares US Telecomunications ETF	US TELECOM ETF	464287713	12,177	535	SH		SOLE		535	0	0
iShares Dow Jones US Technology	U.S. TECH ETF	464287721	2,234,541	18,204	SH		SOLE		18,204	0	0
iShares Dow Jones US Real Estate	U.S. REAL ES ETF	464287739	117,279	1,283	SH		SOLE		1,283	0	0
iShares Dow Jones US Healthcare	US HLTHCARE ETF	464287762	22,899	80	SH		DFND		80	0	0
iShares Dow Jones US Healthcare	US HLTHCARE ETF	464287762	366,101	1,279	SH		SOLE		1,279	0	0
iShares Core S&P Small Cap ETF	CORE S&P SCP ETF	464287804	16,779	155	SH		SOLE		155	0	0
iShares Dow Jones US ETF	DOW JONES US ETF	464287846	23,306	200	SH		SOLE		200	0	0
iShares S&P Small Cap 600 Value ETF	SP SMCP600VL ETF	464287879	20,614	200	SH		SOLE		200	0	0
iShares S&P Smallcap 600/Barra Growth Index FD	S&P SML 600 GWT	464287887	208,984	1,670	SH		SOLE		1,670	0	0
iShares Global Clean Energy	GL CLEAN ENE ETF	464288224	9,653	620	SH		SOLE		620	0	0
iShares Tr JP Mor Em Mk ETF	JPMORGAN USD EMG	464288281	891	10	SH		DFND		10	0	0
iShares Tr JP Mor Em Mk ETF	JPMORGAN USD EMG	464288281	37,583	422	SH		SOLE		422	0	0
iShares Govt/Credit Bond	GOV/CRED BD ETF	464288596	65,558	623	SH		SOLE		623	0	0
iShares 1-3 Yr Cr Bd ETF	ISHS 1-5YR INVS	464288646	2,051	40	SH		DFND		40	0	0
iShares 1-3 Yr Cr Bd ETF	ISHS 1-5YR INVS	464288646	535,414	10,442	SH		SOLE		10,442	0	0
iShares Tr 3 7 Yr Treas Bd	3 7 YR TREAS BD	464288661	274,084	2,340	SH		SOLE		2,340	0	0
iShares Tr Pfd and Incm SEC	PFD AND INCM SEC	464288687	14,036	450	SH		DFND		450	0	0
iShares Tr U.S. Med Dvc ETF	U.S. MED DVC ETF	464288810	138,433	2,565	SH		SOLE		2,565	0	0
iShares Silver Trust	ISHARES	46428Q109	13,286	610	SH		DFND		610	0	0
iShares Silver Trust	ISHARES	46428Q109	6,643	305	SH		SOLE		305	0	0
Ishares Msci India Etf Index	MSCI INDIA ETF	46429B598	5,760	118	SH		SOLE		118	0	0
iShares Floating Rate Bond	FLTG RATE NT ETF	46429B655	3,797	75	SH		DFND		75	0	0
iShares Floating Rate Bond	FLTG RATE NT ETF	46429B655	1,366,436	26,994	SH		SOLE		26,994	0	0
iShares Edge MSCI Min Vol USA ETF	MSCI USA MIN VOL	46429B697	3,121	40	SH		SOLE		40	0	0
iShares 0-5 Year TIPS Bond ETF	0-5 YR TIPS ETF	46429B747	77,295	784	SH		SOLE		784	0	0
iShares Tr MSCI USA QLT FCT	MSCI USA QLT FCT	46432F339	11,036	75	SH		SOLE		75	0	0
iShares Tr Core MSCI Eafe ETF	CORE MSCI EAFE	46432F842	167,081	2,375	SH		DFND		2,375	0	0
iShares Tr Core MSCI Eafe ETF	CORE MSCI EAFE	46432F842	3,424,357	48,676	SH		SOLE		48,676	0	0
iShares in Core MSCI Emerging Mkts	CORE MSCI EMKT	46434G103	156,798	3,100	SH		DFND		3,100	0	0
iShares in Core MSCI Emerging Mkts	CORE MSCI EMKT	46434G103	1,973,581	39,019	SH		SOLE		39,019	0	0
iShares ESG S&P Mid-Cap ETF	ESG SCRD S&P MID	46436E551	477,787	12,665	SH		SOLE		12,665	0	0
J P Morgan Chase & Co	COM	46625H100	68,891	405	SH		DFND		405	0	0
J P Morgan Chase & Co	COM	46625H100	3,215,741	18,905	SH		SOLE		18,905	0	0
Johnson & Johnson Com	COM	478160104	272,101	1,736	SH		DFND		1,736	0	0
Johnson & Johnson Com	COM	478160104	2,343,733	14,953	SH		SOLE		14,953	0	0
KLA-Tencor Corp	COM NEW	482480100	202,292	348	SH		SOLE		348	0	0
KKR & Co Inc Com	COM	48251W104	41,425	500	SH		DFND		500	0	0
Kennametal Inc	COM	489170100	45,133	1,750	SH		DFND		1,750	0	0
Key Corp	COM	493267108	29,376	2,040	SH		SOLE		2,040	0	0
Kimberly Clark Corp Com	COM	494368103	56,138	462	SH		SOLE		462	0	0
Knight Swift Transportation Holdings Inc	CL A	499049104	11,761	204	SH		SOLE		204	0	0
Kohls Corp	COM	500255104	1,061	37	SH		SOLE		37	0	0
Kraft Heinzcompany	COM	500754106	10,022	271	SH		SOLE		271	0	0
Kyndryl Hldgs Inc Common Stock	COMMON STOCK	50155Q100	3,740	180	SH		SOLE		180	0	0
Laboratory Corporation of America Holdings	COM NEW	50540R409	6,819	30	SH		SOLE		30	0	0
Lam Research Corp Com	COM	512807108	61,094	78	SH		SOLE		78	0	0
Leggett & Platt Inc Com	COM	524660107	63,855	2,440	SH		SOLE		2,440	0	0
Liberty All Star Eqty Shs Ben Int	SH BEN INT	530158104	3,911	613	SH		SOLE		613	0	0
Lilly Eli & Co Com	COM	532457108	139,901	240	SH		DFND		240	0	0
Lilly Eli & Co Com	COM	532457108	486,738	835	SH		SOLE		835	0	0
Live Nation Entertainment Incom	COM	538034109	5,897	63	SH		SOLE		63	0	0
Lockheed Martin Corp	COM	539830109	45,324	100	SH		DFND		100	0	0
Lockheed Martin Corp	COM	539830109	209,397	462	SH		SOLE		462	0	0
Lowes Cos Inc Com	COM	548661107	215,206	967	SH		DFND		967	0	0
Lowes Cos Inc Com	COM	548661107	3,269,705	14,692	SH		SOLE		14,692	0	0
Lucid Group Inc	COM	549498103	2,105	500	SH		SOLE		500	0	0
M & T Bank Corp	COM	55261F104	157,642	1,150	SH		DFND		1,150	0	0
M & T Bank Corp	COM	55261F104	1,088,826	7,943	SH		SOLE		7,943	0	0
MSCI Inc	COM	55354G100	48,080	85	SH		SOLE		85	0	0
Macy Inc	COM	55616P104	1,408	70	SH		SOLE		70	0	0
Magna International INC CORP COMMON	COM	559222401	11,816	200	SH		SOLE		200	0	0
Mainstreet Bancshares Inc Com	COM	56064Y100	19,600	790	SH		SOLE		790	0	0
Manulife Financial Corp	COM	56501R106	7,227	327	SH		SOLE		327	0	0
Marathon Oil Corp	COM	565849106	4,228	175	SH		SOLE		175	0	0
Marsh & McLennan Companies, Inc.	COM	571748102	43,199	228	SH		SOLE		228	0	0
Marriott Int CL A	CL A	571903202	86,821	385	SH		DFND		385	0	0
Marriott Int CL A	CL A	571903202	57,054	253	SH		SOLE		253	0	0
Mastercard Inc	CL A	57636Q104	61,844	145	SH		DFND		145	0	0
Mastercard Inc	CL A	57636Q104	2,010,568	4,714	SH		SOLE		4,714	0	0
Masterbrand, Inc.	COMMON STOCK	57638P104	3,713	250	SH		SOLE		250	0	0
McCormick Inc Non-Voting	COM NON VTG	579780206	143,203	2,093	SH		SOLE		2,093	0	0
McDonalds Corp Com	COM	580135101	381,015	1,285	SH		DFND		1,285	0	0
McDonalds Corp Com	COM	580135101	2,791,938	9,416	SH		SOLE		9,416	0	0
McKesson Corp Com	COM	58155Q103	104,171	225	SH		SOLE		225	0	0
Merck & Co Inc Com	COM	58933Y105	270,588	2,482	SH		DFND		2,482	0	0
Merck & Co Inc Com	COM	58933Y105	311,688	2,859	SH		SOLE		2,859	0	0
Metlife, Inc.	COM	59156R108	125,978	1,905	SH		SOLE		1,905	0	0
Microsoft Corp Com	COM	594918104	921,674	2,451	SH		DFND		2,451	0	0
Microsoft Corp Com	COM	594918104	6,233,991	16,578	SH		SOLE		16,578	0	0
Microchip Technology Inc. Com	COM	595017104	175,851	1,950	SH		DFND		1,950	0	0
Microchip Technology Inc. Com	COM	595017104	2,545,421	28,226	SH		SOLE		28,226	0	0
Micron Technology Inc Com	COM	595112103	8,534	100	SH		SOLE		100	0	0
Mid-America Apartment Communities Inc.	COM	59522J103	26,892	200	SH		SOLE		200	0	0
Miller/howard High Income Equity Fund Miller Howard Cf	COM SHS BEN IN	600379101	18,684	1,761	SH		SOLE		1,761	0	0
Mondelez International Inc	CL A	609207105	19,918	275	SH		DFND		275	0	0
Mondelez International Inc	CL A	609207105	102,054	1,409	SH		SOLE		1,409	0	0
Morgan Stanley Dean Witter	COM NEW	617446448	30,306	325	SH		DFND		325	0	0
Morgan Stanley Dean Witter	COM NEW	617446448	4,010	43	SH		SOLE		43	0	0
Motorola Solutions Inc Com New	COM NEW	620076307	20,038	64	SH		SOLE		64	0	0
Murphy USA Inc Com	COM	626755102	14,976	42	SH		SOLE		42	0	0
Nnn REIT Inc Com	COM	637417106	38,790	900	SH		DFND		900	0	0
Neogenomics Inc Com New	COM NEW	64049M209	420,680	26,000	SH		SOLE		26,000	0	0
Net Lease Office Properties	COM	64110Y108	499	27	SH		DFND		27	0	0
News Corp	CL A	65249B109	1,694	69	SH		SOLE		69	0	0
Nexstar Media Grop	COMMON STOCK	65336K103	32,918	210	SH		DFND		210	0	0
Nextera Energy Inc	COM	65339F101	48,896	805	SH		DFND		805	0	0
Nextera Energy Inc	COM	65339F101	633,822	10,435	SH		SOLE		10,435	0	0
Nike Inc CL B	CL B	654106103	50,051	461	SH		SOLE		461	0	0
Norfolk Southern Corp Com	COM	655844108	83,915	355	SH		DFND		355	0	0
Norfolk Southern Corp Com	COM	655844108	33,093	140	SH		SOLE		140	0	0
Novartis AG ADR	SPONSORED ADR	66987V109	18,578	184	SH		DFND		184	0	0
Novartis AG ADR	SPONSORED ADR	66987V109	23,223	230	SH		SOLE		230	0	0
Novo Nordisk A/S	ADR	670100205	10,862	105	SH		SOLE		105	0	0
Nucor Corp	COM	670346105	645,514	3,709	SH		DFND		3,709	0	0
Nucor Corp	COM	670346105	688,328	3,955	SH		SOLE		3,955	0	0
Nvidia Corp	COM	67066G104	222,849	450	SH		DFND		450	0	0
Nvidia Corp	COM	67066G104	1,832,314	3,700	SH		SOLE		3,700	0	0
Nuveen Quality Municipal Inc	COM	67066V101	10,305	900	SH		SOLE		900	0	0
Nuveen ESG Small-Cap ETF	NUVEEN ESG SMLCP	67092P607	290,513	7,430	SH		SOLE		7,430	0	0
O-I Glass Inc Com	COM	67098H104	433,939	26,492	SH		DFND		26,492	0	0
Occidental Pete Corp Del Com	COM	674599105	98,522	1,650	SH		SOLE		1,650	0	0
Omnicom Group Inc Com	COM	681919106	34,604	400	SH		SOLE		400	0	0
Omega Healthcare Invs Inc	COM	681936100	132,206	4,312	SH		DFND		4,312	0	0
Omega Healthcare Invs Inc	COM	681936100	4,752	155	SH		SOLE		155	0	0
Oneok, Inc	COM	682680103	1,826	26	SH		SOLE		26	0	0
Oracle Corp Com	COM	68389X105	233,211	2,212	SH		SOLE		2,212	0	0
Otis Worldwide Corp Com	COM	68902V107	38,651	432	SH		DFND		432	0	0
Otis Worldwide Corp Com	COM	68902V107	29,078	325	SH		SOLE		325	0	0
PGIM Ultra-Short Bond ETF	PGIM ULTRA SH BD	69344A107	25,930	525	SH		DFND		525	0	0
PGIM Ultra-Short Bond ETF	PGIM ULTRA SH BD	69344A107	1,263,544	25,583	SH		SOLE		25,583	0	0
PNC Finl Svcs Group Inc Com	COM	693475105	1,996,481	12,893	SH		DFND		12,893	0	0
PNC Finl Svcs Group Inc Com	COM	693475105	381,396	2,463	SH		SOLE		2,463	0	0
PPG Inds Inc Com	COM	693506107	743,264	4,970	SH		DFND		4,970	0	0
PPG Inds Inc Com	COM	693506107	149,550	1,000	SH		SOLE		1,000	0	0
Palantir Technologies Inc CL A	CL A	69608A108	26,287	1,531	SH		SOLE		1,531	0	0
Palo Alto Networks Inc Com	COM	697435105	34,796	118	SH		SOLE		118	0	0
Parker Hannifin Corp	COM	701094104	28,563	62	SH		SOLE		62	0	0
PayPal Hldgs Inc Com	COM	70450Y103	3,071	50	SH		DFND		50	0	0
PayPal Hldgs Inc Com	COM	70450Y103	14,431	235	SH		SOLE		235	0	0
PepsiCo Inc Com	COM	713448108	163,896	965	SH		DFND		965	0	0
PepsiCo Inc Com	COM	713448108	2,153,401	12,679	SH		SOLE		12,679	0	0
Pfizer Inc Com	COM	717081103	176,195	6,120	SH		DFND		6,120	0	0
Pfizer Inc Com	COM	717081103	152,731	5,305	SH		SOLE		5,305	0	0
Phillip Morris Intl, Inc.	COM	718172109	46,005	489	SH		DFND		489	0	0
Phillip Morris Intl, Inc.	COM	718172109	206,506	2,195	SH		SOLE		2,195	0	0
Phillips 66	COM	718546104	31,288	235	SH		SOLE		235	0	0
Pinnacle West Cap Corp Com	COM	723484101	28,736	400	SH		DFND		400	0	0
Polaris Inds Inc Com	COM	731068102	40,277	425	SH		SOLE		425	0	0
Price T Rowe Group Inc	COM	74144T108	31,122	289	SH		SOLE		289	0	0
Primoris Services Corp COMMON	COM	74164F103	6,874	207	SH		SOLE		207	0	0
Procter & Gamble Co Com	COM	742718109	169,547	1,157	SH		DFND		1,157	0	0
Procter & Gamble Co Com	COM	742718109	2,176,559	14,853	SH		SOLE		14,853	0	0
Proshares S&p 500 Dividend Aristocrats Etf Div Aristocrat	S&P 500 DV ARIST	74348A467	8,473	89	SH		SOLE		89	0	0
Prudential Financial Inc	COM	744320102	35,780	345	SH		DFND		345	0	0
Prudential Financial Inc	COM	744320102	487,437	4,700	SH		SOLE		4,700	0	0
Qualcomm Inc Com	COM	747525103	59,298	410	SH		DFND		410	0	0
Qualcomm Inc Com	COM	747525103	109,919	760	SH		SOLE		760	0	0
Quest Diagnostics Inc	COM	74834L100	15,305	111	SH		DFND		111	0	0
RGC Resources Inc	COM	74955L103	18,937	931	SH		DFND		931	0	0
Raytheon Technologies Corp	COM	75513E105	72,781	865	SH		DFND		865	0	0
Raytheon Technologies Corp	COM	75513E105	246,698	2,932	SH		SOLE		2,932	0	0
Regency Ctrs Corp Com	COM	758849103	14,338	214	SH		DFND		214	0	0
Republic Svcs Inc Com	COM	760759100	206,962	1,255	SH		SOLE		1,255	0	0
Rio Tinto PLC Sponsored ADR	SPONSORED ADR	767204100	4,989	67	SH		SOLE		67	0	0
Rivian Automotive Inc Com CL A	COM CL A	76954A103	2,346	100	SH		SOLE		100	0	0
Rockwell Intl Corp New Automation	COM	773903109	939,202	3,025	SH		DFND		3,025	0	0
Rockwell Intl Corp New Automation	COM	773903109	78,241	252	SH		SOLE		252	0	0
Roper Technologies Inc	COM	776696106	16,355	30	SH		DFND		30	0	0
Roper Technologies Inc	COM	776696106	1,360,744	2,496	SH		SOLE		2,496	0	0
Ross Stores Inc	COM	778296103	29,615	214	SH		DFND		214	0	0
Ross Stores Inc	COM	778296103	64,351	465	SH		SOLE		465	0	0
Shell PLC Spon ADS	SPON ADS	780259305	17,437	265	SH		SOLE		265	0	0
SPDR S&P 500 Index	TR UNIT	78462F103	11,883	25	SH		DFND		25	0	0
SPDR S&P 500 Index	TR UNIT	78462F103	3,473,090	7,307	SH		SOLE		7,307	0	0
SPDR Gold Trust ETF	GOLD SHS	78463V107	41,675	218	SH		SOLE		218	0	0
SPDR Ser Tr S&P Divid ETF	S&P DIVID ETF	78464A763	21,745	174	SH		SOLE		174	0	0
SPDR Dow Jones Industrial Average	UT SER 1	78467X109	3,769	10	SH		DFND		10	0	0
SPDR Dow Jones Industrial Average	UT SER 1	78467X109	217,077	576	SH		SOLE		576	0	0
SPDR Serie Bloomberg Barclays High	BLOOMBERG HIGH Y	78468R622	947	10	SH		DFND		10	0	0
SPDR Serie Bloomberg Barclays High	BLOOMBERG HIGH Y	78468R622	1,895	20	SH		SOLE		20	0	0
SPDR Nuveen Barclays Sht Trm	NUVEEN BLMBRG SH	78468R739	185,664	3,885	SH		SOLE		3,885	0	0
Salesforce Com Inc	COM	79466L302	9,210	35	SH		DFND		35	0	0
Salesforce Com Inc	COM	79466L302	1,180,709	4,487	SH		SOLE		4,487	0	0
Sandy Spring Bancorp	COM	800363103	8,172	300	SH		SOLE		300	0	0
Schwab Charles Corp New	COM	808513105	4,472	65	SH		SOLE		65	0	0
Materials Sector SPDR	SBI MATERIALS	81369Y100	1,283	15	SH		DFND		15	0	0
Materials Sector SPDR	SBI MATERIALS	81369Y100	177,324	2,073	SH		SOLE		2,073	0	0
Select Sector SPDR Tr SBI Healthcare	SBI HEALTHCARE	81369Y209	27,276	200	SH		DFND		200	0	0
Select Sector SPDR Tr SBI Healthcare	SBI HEALTHCARE	81369Y209	159,565	1,170	SH		SOLE		1,170	0	0
Consumer Staples Sector SPDR	SBI CONS STPLS	81369Y308	1,080	15	SH		DFND		15	0	0
Consumer Staples Sector SPDR	SBI CONS STPLS	81369Y308	447,594	6,214	SH		SOLE		6,214	0	0
Consumer Discretionary Sector SPDR	SBI CONS DISCR	81369Y407	18,775	105	SH		DFND		105	0	0
Consumer Discretionary Sector SPDR	SBI CONS DISCR	81369Y407	612,424	3,425	SH		SOLE		3,425	0	0
Energy Sector SPDR	ENERGY	81369Y506	1,258	15	SH		DFND		15	0	0
Energy Sector SPDR	ENERGY	81369Y506	96,835	1,155	SH		SOLE		1,155	0	0
Financial Sector SPDR	FINANCIAL	81369Y605	283,166	7,531	SH		SOLE		7,531	0	0
Industrial Sector SPDR	INDL	81369Y704	11,399	100	SH		DFND		100	0	0
Industrial Sector SPDR	INDL	81369Y704	281,213	2,467	SH		SOLE		2,467	0	0
Select Sector SPDR Tr Technology	TECHNOLOGY	81369Y803	6,737	35	SH		DFND		35	0	0
Select Sector SPDR Tr Technology	TECHNOLOGY	81369Y803	1,275,757	6,628	SH		SOLE		6,628	0	0
Communication Services Select SPDR	COMMUNICATION	81369Y852	11,262	155	SH		DFND		155	0	0
Communication Services Select SPDR	COMMUNICATION	81369Y852	669,925	9,220	SH		SOLE		9,220	0	0
Select SEC Real Estate	RL EST SEL SEC	81369Y860	1,402	35	SH		DFND		35	0	0
Select SEC Real Estate	RL EST SEL SEC	81369Y860	549,783	13,724	SH		SOLE		13,724	0	0
Utilities Sector SPDR	SBI INT-UTILS	81369Y886	53,831	850	SH		DFND		850	0	0
Utilities Sector SPDR	SBI INT-UTILS	81369Y886	240,464	3,797	SH		SOLE		3,797	0	0
Servicenow Inc	COM	81762P102	70,649	100	SH		SOLE		100	0	0
Sherwin Williams Co.	COM	824348106	30,878	99	SH		SOLE		99	0	0
Shopify Inc	CL A	82509L107	60,373	775	SH		SOLE		775	0	0
Simon Property Group Inc	COM	828806109	16,118	113	SH		SOLE		113	0	0
Sirius XM Radio Inc Com	COM	82968B103	37,087	6,780	SH		SOLE		6,780	0	0
Slr Investment Corp COMMON	COM	83413U100	10,040	668	SH		SOLE		668	0	0
Southern Co Com	COM	842587107	122,009	1,740	SH		DFND		1,740	0	0
Southern Co Com	COM	842587107	1,125,636	16,053	SH		SOLE		16,053	0	0
Southwestern Energy Co Com	COM	845467109	983	150	SH		SOLE		150	0	0
Splunk Inc Com	COM	848637104	2,285	15	SH		SOLE		15	0	0
Square Inc.	CL A	852234103	34,808	450	SH		SOLE		450	0	0
Stanley Black & Decker Inc Com	COM	854502101	24,525	250	SH		DFND		250	0	0
Stryker Corp Com	COM	863667101	10,481	35	SH		SOLE		35	0	0
Summit Financial Group Inc	COM	86606G101	70,157	2,286	SH		SOLE		2,286	0	0
Sysco Corp	COM	871829107	25,596	350	SH		SOLE		350	0	0
TJX Cos Inc New	COM	872540109	98,501	1,050	SH		SOLE		1,050	0	0
Take-Two Interactive Softwarcom	COM	874054109	61,483	382	SH		SOLE		382	0	0
Takeda Pharmaceutical Company Limited	SPONSORED ADS	874060205	28,540	2,000	SH		DFND		2,000	0	0
Target Corp	COM	87612E110	103,682	728	SH		SOLE		728	0	0
Abrdn World Healthcare Fund Cf	BEN INT SHS	87911L108	8,356	716	SH		SOLE		716	0	0
Tesla Inc Com	COM	88160R101	457,203	1,840	SH		SOLE		1,840	0	0
Texas Instrs Inc Com	COM	882508104	99,890	586	SH		SOLE		586	0	0
The ODP Corp USD 0.01	COM	88337F105	563	10	SH		SOLE		10	0	0
Thermo Fisher Scientific Inc	COM	883556102	63,164	119	SH		SOLE		119	0	0
3M Co Com	COM	88579Y101	27,658	253	SH		DFND		253	0	0
3M Co Com	COM	88579Y101	22,411	205	SH		SOLE		205	0	0
Timken Co	COM	887389104	8,015	100	SH		SOLE		100	0	0
Tractor Supply	COM	892356106	15,052	70	SH		SOLE		70	0	0
Travelers Cos Inc	COM	89417E113	63,624	334	SH		DFND		334	0	0
Travelers Cos Inc	COM	89417E113	5,715	30	SH		SOLE		30	0	0
Truist Finl Corp Com	COM	89832Q109	18,460	500	SH		DFND		500	0	0
Truist Finl Corp Com	COM	89832Q109	37,991	1,029	SH		SOLE		1,029	0	0
US Bancorp	COM NEW	902973304	3,030	70	SH		SOLE		70	0	0
Ulta Salon Cosmetics & Fragrance	COM	90384S303	48,999	100	SH		SOLE		100	0	0
Unilever PLC Amer Shs ADR	SPON ADR NEW	904767704	39,996	825	SH		DFND		825	0	0
Union Pac Corp Com	COM	907818108	49,124	200	SH		DFND		200	0	0
Union Pac Corp Com	COM	907818108	221,304	901	SH		SOLE		901	0	0
United Bankshares Inc West Vcom	COM	909907107	9,463	252	SH		SOLE		252	0	0
United Parcel Services B	CL B	911312106	53,458	340	SH		DFND		340	0	0
United Parcel Services B	CL B	911312106	982,845	6,251	SH		SOLE		6,251	0	0
UnitedHealth Group Inc Com	COM	91324P102	56,332	107	SH		DFND		107	0	0
UnitedHealth Group Inc Com	COM	91324P102	399,064	758	SH		SOLE		758	0	0
Vale S A ADR	SPONSORED ADS	91912E109	7,930	500	SH		SOLE		500	0	0
Valero Energy New	COM	91913Y100	154,700	1,190	SH		DFND		1,190	0	0
Valero Energy New	COM	91913Y100	1,013,220	7,794	SH		SOLE		7,794	0	0
Vaneck Vectors Gold Miners ETF	GOLD MINERS ETF	92189F106	1,923	62	SH		SOLE		62	0	0
Vaneck Vec High Yld Mun ETF	HIGH YLD MUNIETF	92189H409	82,608	1,600	SH		DFND		1,600	0	0
Vaneck Vec High Yld Mun ETF	HIGH YLD MUNIETF	92189H409	1,134,518	21,974	SH		SOLE		21,974	0	0
Vanguard ESG Intl ETF	ESG INTL STK ETF	921910725	603,492	10,917	SH		SOLE		10,917	0	0
Vanguard S&P 500 Value Index Fund	500 VAL IDX FD	921932703	8,398	50	SH		SOLE		50	0	0
Vanguard Bond Index Fund Inctotal Bd Market	TOTAL BND MRKT	921937835	1,839	25	SH		DFND		25	0	0
Vanguard Bond Index Fund Inctotal Bd Market	TOTAL BND MRKT	921937835	1,322,797	17,985	SH		SOLE		17,985	0	0
Vanguard Europe Pacific ETF	VAN FTSE DEV MKT	921943858	413,856	8,640	SH		SOLE		8,640	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	32,819	294	SH		SOLE		294	0	0
Vanguard Intl Equity Index Fftse Europe ETF	FTSE EUROPE ETF	922042874	17,410	270	SH		SOLE		270	0	0
Vanguard Utilities Index Fund ETF	UTILITIES ETF	92204A876	12,336	90	SH		DFND		90	0	0
Vanguard Scottsdale FDS Int-Term Corp	INT-TERM CORP	92206C870	233,274	2,870	SH		SOLE		2,870	0	0
Vanguard Index FDS S&P 500 ETF Shs	S&P 500 ETF SHS	922908363	8,736	20	SH		DFND		20	0	0
Vanguard Index FDS S&P 500 ETF Shs	S&P 500 ETF SHS	922908363	7,562,755	17,314	SH		SOLE		17,314	0	0
Vanguard Index FDS McAp Vl Idxvip	MCAP VL IDXVIP	922908512	48,578	335	SH		DFND		335	0	0
Vanguard Index FDS McAp Vl Idxvip	MCAP VL IDXVIP	922908512	3,555,790	24,521	SH		SOLE		24,521	0	0
Vanguard Index FDS McAp GR Idxvip	MCAP GR IDXVIP	922908538	52,697	240	SH		DFND		240	0	0
Vanguard Index FDS McAp GR Idxvip	MCAP GR IDXVIP	922908538	3,953,577	18,006	SH		SOLE		18,006	0	0
Vanguard Index FDS Sml CP Grw ETF	SML CP GRW ETF	922908595	15,715	65	SH		DFND		65	0	0
Vanguard Index FDS Sml CP Grw ETF	SML CP GRW ETF	922908595	593,062	2,453	SH		SOLE		2,453	0	0
Vanguard Small-Cap Value ETF	SM CP VAL ETF	922908611	23,396	130	SH		DFND		130	0	0
Vanguard Small-Cap Value ETF	SM CP VAL ETF	922908611	2,042,839	11,351	SH		SOLE		11,351	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	295,453	1,270	SH		DFND		1,270	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	2,969,417	12,764	SH		SOLE		12,764	0	0
Vanguard Growth ETF	GROWTH ETF	922908736	76,166	245	SH		DFND		245	0	0
Vanguard Growth ETF	GROWTH ETF	922908736	7,348,892	23,639	SH		SOLE		23,639	0	0
Vanguard Value ETF	VALUE ETF	922908744	57,558	385	SH		DFND		385	0	0
Vanguard Value ETF	VALUE ETF	922908744	11,867,759	79,383	SH		SOLE		79,383	0	0
Vanguard Index FDS Small CP ETF	SMALL CP ETF	922908751	136,531	640	SH		DFND		640	0	0
Vanguard Index FDS Small CP ETF	SMALL CP ETF	922908751	2,380,123	11,157	SH		SOLE		11,157	0	0
Veralto Corp	COM SHS	92338C103	16,287	198	SH		DFND		198	0	0
Veralto Corp	COM SHS	92338C103	205,403	2,497	SH		SOLE		2,497	0	0
Verizon Communications	COM	92343V104	63,525	1,685	SH		DFND		1,685	0	0
Verizon Communications	COM	92343V104	1,066,307	28,284	SH		SOLE		28,284	0	0
Viatris Inc NPV	COM	92556V106	574	53	SH		DFND		53	0	0
VISA Inc	COM CL A	92826C839	63,525	244	SH		SOLE		244	0	0
Vontier Corp	COM	928881101	5,183	150	SH		DFND		150	0	0
Vontier Corp	COM	928881101	220,947	6,395	SH		SOLE		6,395	0	0
W P Carey Inc	COM	92936U109	26,896	415	SH		DFND		415	0	0
WEC Energy Group Inc	COM	92939U106	26,850	319	SH		DFND		319	0	0
WEC Energy Group Inc	COM	92939U106	2,778	33	SH		SOLE		33	0	0
Wal Mart Stores Inc Com	COM	931142103	34,683	220	SH		DFND		220	0	0
Wal Mart Stores Inc Com	COM	931142103	77,091	489	SH		SOLE		489	0	0
Walgreen Company	COM	931427108	5,091	195	SH		DFND		195	0	0
Walgreen Company	COM	931427108	5,535	212	SH		SOLE		212	0	0
Warner Bros Discovery Inc Com Ser A	COM SER A	934423104	4,108	361	SH		DFND		361	0	0
Warner Bros Discovery Inc Com Ser A	COM SER A	934423104	8,706	765	SH		SOLE		765	0	0
Waste Management Inc	COM	94106L109	143,280	800	SH		DFND		800	0	0
Waste Management Inc	COM	94106L109	161,190	900	SH		SOLE		900	0	0
Wells Fargo & Company	COM	949746101	78,211	1,589	SH		DFND		1,589	0	0
Wells Fargo & Company	COM	949746101	46,513	945	SH		SOLE		945	0	0
Welltower Inc	COM	95040Q104	49,594	550	SH		DFND		550	0	0
Welltower Inc	COM	95040Q104	30,658	340	SH		SOLE		340	0	0
Wendy's Company	COM	95058W100	24,019	1,233	SH		SOLE		1,233	0	0
Western Midstream Partners Lcom Unit LP Int	COM UNIT LP INT	958669103	1,404	48	SH		SOLE		48	0	0
Westrock Co USD 0.01	COM	96145D105	43,305	1,043	SH		SOLE		1,043	0	0
Weyerhaeuser Co Com	COM NEW	962166104	22,288	641	SH		DFND		641	0	0
Whirlpool Corp.	COM	963320106	4,018	33	SH		DFND		33	0	0
Williams Cos Inc Del Com	COM	969457100	7,384	212	SH		SOLE		212	0	0
Williams Sonoma Inc	COM	969904101	5,650	28	SH		SOLE		28	0	0
XCEL Energy Inc	COM	98389B100	4,953	80	SH		SOLE		80	0	0
Xylem Inc	COM	98419M100	22,872	200	SH		SOLE		200	0	0
YUM Brands Inc	COM	988498101	121,775	932	SH		DFND		932	0	0
Zoetis Inc CL A	CL A	98978V103	10,855	55	SH		DFND		55	0	0
Zoetis Inc CL A	CL A	98978V103	861,520	4,365	SH		SOLE		4,365	0	0
AON PLC Shs CL A	SHS CL A	G0403H108	43,653	150	SH		SOLE		150	0	0
Coca-Cola European Partners PLC	SHS	G25839104	7,608	114	SH		SOLE		114	0	0
Eaton Corporation PLC	SHS	G29183103	203,011	843	SH		SOLE		843	0	0
Johnson Controls International	SHS	G51502105	24,266	421	SH		SOLE		421	0	0
New Linde PLC NPV	SHS	G54950103	10,678	26	SH		SOLE		26	0	0
Medtronic PLC	SHS	G5960L103	7,085	86	SH		SOLE		86	0	0
Norwegian Cruise Line Hldg Lshs	SHS	G66721104	2,004	100	SH		SOLE		100	0	0
Pentair PLC Shs	SHS	G7S00T104	9,670	133	SH		DFND		133	0	0
Trane Technologies PLC	SHS	G8994E103	72,926	299	SH		SOLE		299	0	0
Chubb Limited Com	COM	H1467J104	43,392	192	SH		SOLE		192	0	0
Crispr Therapeutics AG	NAMEN AKT	H17182108	6,260	100	SH		SOLE		100	0	0