Jefferson Bancshares 10-Q 14 Feb 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Dec. 31, 2013	Feb. 14, 2014
Document And Entity Information	'	'
Entity Registrant Name	'JEFFERSON BANCSHARES INC	'
Entity Central Index Key	'0001222915	'
Document Type	'10-Q	'
Document Period End Date	31-Dec-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--06-30	'
Entity a Well-known Seasoned Issuer	'No	'
Entity a Voluntary Filer	'No	'
Entity's Reporting Status Current	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	6,595,301
Document Fiscal Period Focus	'Q2	'
Document Fiscal Year Focus	'2014	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and cash equivalents	$8,555	$8,837
Interest-earning deposits	8,146	15,677
Investment securities classified as available for sale, net	93,472	96,024
Federal Home Loan Bank stock	4,735	4,735
Bank owned life insurance	7,222	7,100
Loans receivable, net of allowance for loan losses of $3,973 and $5,660	330,207	321,299
Loans held-for-sale	424	97
Premises and equipment, net	25,268	25,636
Foreclosed real estate, net	5,417	5,433
Accrued interest receivable:	'	'
Investments	298	349
Loans receivable	1,059	1,060
Deferred tax asset	10,810	10,911
Core deposit intangible	976	1,151
Other assets	1,223	4,719
Total Assets	497,812	503,028
Deposits	'	'
Noninterest-bearing	52,753	54,765
Interest-bearing	335,267	344,877
Repurchase agreements	837	551
Federal Home Loan Bank advances	46,909	37,626
Subordinated debentures	7,414	7,358
Other liabilities	1,088	4,826
Accrued income taxes	'	'
Total liabilities	444,268	450,003
Commitments and contingent liabilities	'	'
Stockholders' equity	'	'
Preferred stock, $.01 par value; 10,000,000 shares authorized; no shares issued or outstanding	'	'
Common stock, $.01 par value; 30,000,000 shares authorized; 9,182,372 shares issued and 6,595,301 shares outstanding at December 31, 2013 and 6,601,091 shares outstanding at June 30, 2013	92	92
Additional paid-in capital	78,217	78,302
Unearned ESOP shares	-2,160	-2,376
Unearned compensation	-1,046	-1,046
Accumulated other comprehensive income	-630	-111
Retained earnings	10,603	9,661
Treasury stock, at cost (2,584,632 and 2,581,280 shares)	-31,532	-31,497
Total stockholders' equity	53,544	53,025
Total liabilities and stockholders' equity	$497,812	$503,028

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Allowance for loan losses	$3,973	$5,660
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	9,182,372	9,182,372
Common stock, shares outstanding	6,595,301	6,601,091
Treasury stock, shares	2,587,070	2,581,280
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	$0	$0

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Interest income:	'	'	'	'
Interest on loans receivable	$4,197	$4,435	$8,270	$8,920
Interest on investment securities	486	419	954	829
Other interest	54	77	114	151
Total interest income	4,737	4,931	9,338	9,900
Interest expense:	'	'	'	'
Deposits	321	388	657	832
Repurchase agreements	1	2	1	3
Advances from FHLB	265	318	494	637
Subordinated debentures	78	81	158	163
Total interest expense	665	789	1,310	1,635
Net interest income	4,072	4,142	8,028	8,265
Provision for loan losses	'	300	'	600
Net interest income after provision for loan losses	4,072	3,842	8,028	7,665
Noninterest income:	'	'	'	'
Mortgage origination fee income	32	131	80	277
Service charges and fees	239	276	495	529
Gain on investments	1	8	1	12
Gain (loss) on sale of fixed assets	'	'	'	1
Gain (loss) on sale of foreclosed real estate, net	-40	-53	-64	-209
BOLI increase in cash value	61	60	122	120
Other	190	159	343	307
Total noninterest income	483	581	977	1,037
Noninterest expense:	'	'	'	'
Compensation and benefits	1,799	1,767	3,527	3,447
Occupancy expense	326	341	660	703
Equipment and data processing expense	647	617	1,257	1,216
Deposit insurance premiums	168	210	338	417
Advertising	68	39	155	89
Legal and professional services	123	139	210	245
Valuation adjustment and expenses on OREO	133	232	233	479
Amortization of intangible assets	82	96	174	202
Other	572	520	1,086	1,069
Total noninterest expense	3,918	3,961	7,640	7,867
Earnings before income taxes	637	462	1,365	835
Income taxes:	'	'	'	'
Current	'	15	'	23
Deferred	193	99	423	169
Total income taxes	193	114	423	192
Net earnings	$444	$348	$942	$643
Net earnings per share, basic	$0.07	$0.05	$0.15	$0.10
Net earnings per share, diluted	$0.07	$0.05	$0.15	$0.10

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Statement of Comprehensive Income [Abstract]	'	'	'	'
Net earnings	$444	$348	$942	$643
Other comprehensive income:	'	'	'	'
Unrealized holding gain (loss)	-435	-162	-841	201
Income tax benefit (expense)	167	62	322	-77
Comprehensive income	$176	$248	$423	$767

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock	Additional Paid-in Capital	Unallocated Common Stock in ESOP	Unearned Compensation	Accumulated Other Comprehensive Income	Retained Earnings	Treasury Stock	Total
In Thousands
Balance, beginning at Jun. 30, 2012	$92	$78,571	($2,809)	($1,046)	$1,095	$8,067	($31,341)	$52,629
Net earnings	'	'	'	'	'	643	'	643
Other comprehensive income (loss)	'	'	'	'	124	'	'	124
Shares committed to be released by the ESOP	'	-163	217	'	'	'	'	54
Stock options expensed	'	2	'	'	'	'	'	2
Purchase of common stock	'	'	'	'	'	'	-6	-6
Balance, ending at Dec. 31, 2012	92	78,410	-2,592	-1,046	1,219	8,710	-31,347	53,446
Balance, beginning at Jun. 30, 2013	92	78,302	-2,376	-1,046	-111	9,661	-31,497	53,025
Net earnings	'	'	'	'	'	942	'	942
Other comprehensive income (loss)	'	'	'	'	-519	'	'	-519
Shares committed to be released by the ESOP	'	-87	216	'	'	'	'	129
Stock options expensed	'	2	'	'	'	'	'	2
Purchase of common stock	'	'	'	'	'	'	-35	-35
Balance, ending at Dec. 31, 2013	$92	$78,217	($2,160)	($1,046)	($630)	$10,603	($31,532)	$53,544

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical)	6 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Statement of Stockholders' Equity [Abstract]	'	'
Purchase of common stock, shares	2,236	5,790

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:	'	'
Net earnings	$942	$643
Adjustments to reconcile net earnings to net cash provided by (used for) operating activities:	'	'
Allocated ESOP shares	129	53
Depreciation and amortization expense	930	908
Amortization of premiums (discounts), net on investment securities	363	301
Provision for loan losses	'	600
Amortization of deferred loan fees, net	-61	-92
(Gain) loss on sale of investment securities	-1	-12
(Gain) loss on sale of foreclosed real estate, net	64	209
(Gain) loss on sale of fixed assets, net	'	-1
Deferred tax expense (benefit)	423	169
Stock options expensed	2	2
Originations of mortgage loans held for sale	-3,299	-12,371
Proceeds from sale of mortgage loans	2,972	11,432
Increase in cash value of life insurance	-122	-120
Decrease (increase) in:	'	'
Accrued interest receivable	52	169
Other assets	3,496	790
Increase (decrease) in other liabilities and accrued income taxes	-3,738	702
Net cash provided by (used for) operating activities	2,152	3,381
Cash flows used for investing activities:	'	'
Loan originations, net of principal collections	-10,146	3,441
Investment securities classified as available-for-sale:	'	'
Proceeds from maturities, calls and prepayments	12,248	16,352
Proceeds from sale	'	80
Purchase of securities	-10,900	-29,133
Proceeds from sale of premises and equipment	'	'
Purchase of premises and equipment	-157	-214
Proceeds from sale of (additions to) foreclosed real estate, net	857	1,058
Net cash provided by (used for) investing activities	-8,098	-8,416
Cash flows from financing activities:	'	'
Net decrease in deposits	-11,622	-4,659
Net increase (decrease) in repurchase agreements	286	445
Repayment of FHLB advances	4	-173
Proceeds from FHLB advances	9,500	'
Purchase of treasury stock	-35	-6
Net cash provided by (used for) financing activities	-1,867	-4,393
Net increase (decrease) in cash, cash equivalents and interest-earning deposits	-7,813	-9,428
Cash, cash equivalents and interest-earning deposits at beginning of period	24,514	56,693
Cash, cash equivalents and interest-earning deposits at end of period	16,701	47,265
Cash paid during period for:	'	'
Interest on deposits	649	841
Interest on borrowed funds	331	523
Interest on subordinated debentures	102	107
Income taxes	'	'
Real estate acquired in settlement of loans	$1,171	$3,308

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Dec. 31, 2013
Basis Of Presentation	'
Basis of Presentation	'
		-1	Basis of Presentation
	The condensed consolidated financial statements include the accounts of Jefferson Bancshares, Inc. (the “Company” or “Jefferson Bancshares”) and its wholly-owned subsidiary, Jefferson Federal Bank (the “Bank” or “Jefferson Federal”). The accompanying interim condensed consolidated financial statements, presented in accordance with accounting principles generally accepted in the United States of America (“GAAP”), are unaudited and reflect all adjustments which, in the opinion of management, are necessary for a fair statement of financial condition and results of operations for the interim periods. The results of operations for the three and six months ended December 31, 2013 are not necessarily indicative of the results which may be expected for the entire fiscal year or any other period. These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended June 30, 2013, which was filed with the Securities and Exchange Commission on September 30, 2013. All dollar amounts, other than per-share amounts, are in thousands unless otherwise noted.

Principles_of_Consolidation

Principles of Consolidation	6 Months Ended
	Dec. 31, 2013
Principles Of Consolidation	'
Principles of Consolidation	'
	-2	Principles of Consolidation
	The consolidated financial statements include the accounts of Jefferson Bancshares, Inc. and its wholly-owned subsidiary, the Bank. All significant intercompany balances and transactions have been eliminated in consolidation.

Use_of_Estimates

Use of Estimates	6 Months Ended
	Dec. 31, 2013
Use Of Estimates	'
Use of Estimates	'
	-3	Use of Estimates
	In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the statement of condition dates and revenues and expenses for the periods shown. Actual results could differ from the estimates and assumptions used in the consolidated financial statements. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of foreclosed real estate and deferred tax assets.

Limitation_on_Capital_Distribu

Limitation on Capital Distributions	6 Months Ended
	Dec. 31, 2013
Limitation On Capital Distributions	'
Limitation on Capital Distributions	'
		-4	Limitation on Capital Distributions
	Jefferson Federal may not pay dividends on its capital stock if its regulatory capital would thereby be reduced below the amount then required for the liquidation account established for the benefit of certain depositors of Jefferson Federal at the time of its conversion to stock form.
	Under applicable regulations, Jefferson Federal is prohibited from making any capital distributions if, after making the distribution, the Bank would have: (i) a total risk-based capital ratio of less than 8.0%; (ii) a Tier 1 risk-based capital ratio of less than 4.0%; or (iii) a leverage ratio of less than 4.0%.
	Under the banking laws of the State of Tennessee, a Tennessee chartered savings bank may not declare dividends in any calendar year in which the dividend would exceed the total of its net income for that year, combined with its retained net income for the preceding two years, without the prior approval of the Commissioner of the Tennessee Department of Financial Institutions.

Earnings_Per_Common_Share

Earnings Per Common Share	6 Months Ended
	Dec. 31, 2013
Earnings Per Common Share	'
Earnings Per Common Share	'
		-5	Earnings Per Common Share
	Earnings per common share and diluted earnings per common share have been computed on the basis of dividing net earnings by the weighted-average number of shares of common stock outstanding, exclusive of unallocated employee stock ownership plan (“ESOP”) shares. Diluted earnings per common share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate to outstanding stock options and are determined using the treasury stock method. For the three and six months ended December 31, 2013, stock options to purchase 360,638 shares were not included in the computation of diluted net income per share as their effect would have been anti-dilutive. The following table illustrates the number of weighted-average shares of common stock used in each corresponding earnings per common share calculation:
			Weighted-Average Shares				Weighted-Average Shares
			Outstanding for the				Outstanding for the
			Three Months Ended				Six Months Ended
			December 31,				December 31,
			2013		2012		2013		2012
	Weighted average number of common shares used in computing basic earnings per common share			6,269,831		6,260,122		6,271,395		6,260,677
	Effect of dilutive stock options			—		—		—		—
	Weighted average number of common shares and dilutive potential common shares used in  computing earnings per common share assuming dilution			6,269,831		6,260,122		6,271,395		6,260,677

Accounting_for_Allowance_for_L

Accounting for Allowance for Loan Losses and Impairment of a Loan	6 Months Ended
	Dec. 31, 2013
Accounting For Allowance For Loan Losses And Impairment Of Loan	'
Accounting for Allowance for Loan Losses and Impairment of a Loan	'
		-6	Accounting for Allowance for Loan Losses and Impairment of a Loan
	The allowance for loan and lease losses is an estimate of the losses that are inherent in the loan and lease portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Bank’s charge-off policy is consistent with bank regulatory standards. Generally, loans are charged off when the loan becomes over 120 days delinquent. Real estate acquired as a result of foreclosure is initially recorded at the lower of the amount of the loan or the fair value, less estimated selling costs. Any writedown to fair value is charged to the allowance for loan and lease losses. Any subsequent writedown of foreclosed real estate is charged against earnings.
	The allowance consists of specific and general components. The specific component relates to loans that are classified as doubtful, substandard or special mention. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors.
	In connection with assessing the allowance, we have established a systematic methodology for determining the adequacy of the allowance for loan losses. Loans are grouped into pools based on loan type and include residential mortgage loans, multi-family loans, construction and land development loans, non-residential real estate loans (owner occupied and non-owner occupied), commercial loans, HELOC and junior lien, and consumer loans. Commercial business loans and loans secured by commercial real estate are generally larger and involve a greater degree of risk than residential mortgage loans. In addition, loans secured by commercial real estate are more likely to be negatively impacted by adverse conditions in the real estate market or the economy.
	Specific valuation allowances are established for impaired loans. The Company considers a loan to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement on a timely basis. A specific reserve represents the difference between the recorded value of the loan and either its estimated fair value less estimated disposition costs, or the net present value as determined by a discounted cash flow analysis. On a quarterly basis, management evaluates individual loans and lending relationships which have outstanding principal balances of $250,000 or more and which are classified as either substandard, doubtful or loss according to the loan grading policy for impairment. Troubled debt restructurings (“TDRs”) are also considered to be impaired, except for those that have been performing under the new terms for at least six consecutive months.
	A TDR occurs when the Bank grants a concession to a borrower with financial difficulties that it would not otherwise consider. The Bank has adopted the guidance and definitions found in ASU 2011-02 in determining if a borrower is experiencing financial difficulties and if a concession has been granted. The majority of the Bank’s TDRs involve a modification involving changes in amortization terms, reductions in interest rates, interest only payments and, in limited cases, concessions to outstanding loan balances. A TDR may be non-accruing or it may accrue interest. A nonaccrual TDR will be returned to accruing status at such time when the borrower successfully performs under the new terms for at least six consecutive months. The Bank’s TDRs totaled $3.9 million at December 31, 2013 compared to $9.1 million at June 30, 2013.
	The following table presents the Bank’s loans classified as TDRs by loan type and accrual status as of December 31, 2013:
			31-Dec-13
				Accrual			Non-accrual			Total
				Status			Status			TDRs
	Residential mortgage		$	954		$	—		$	954
	Multi-family			617			—			617
	Construction and
	land development			264			—			264
	Non-residential real estate			186			1,167			1,353
	Owner occupied			257			298			555
	Commercial			—			182			182
	HELOC and junior Lien			—			—			—
	Total		$	2,278		$	1,647		$	3,925
	The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent. All interest accrued but not collected for loans considered impaired, placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost-recovery method until the loan is returned to accrual status. Loans are returned to accrual status when future payments are reasonably assured.
	The evaluation of the allowance for loan and lease losses is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The Company and the Bank are subject to periodic examination by regulatory agencies, which may require the Bank to record increases in the allowances based on the regulator’s evaluation of available information. There can be no assurance that the Company’s or the Bank’s regulators will not require further increases to the allowances.
	The following table summarizes the activity in the allowance for loan losses for the six months ended December 31, 2013:
			Resid. Mtg			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm'l			HELOC and junior lien			Consumer			Total
	Allowance for Credit Losses:
	Balance at June 30, 2013		$	665		$	475		$	491		$	981		$	347		$	2,481		$	168		$	52		$	5,660
	Charge Offs			(39	)		(398	)		(248	)		(600	)		—			(540	)		(4	)		(58	)		(1,887	)
	Recoveries			—			—			49			—			66			77			—			8			200
	Provision			286			(27	)		570			459			(21	)		(1,321	)		1			53			—
	Balance at December 31, 2013		$	912		$	50		$	862		$	840		$	392		$	697		$	165		$	55		$	3,973
	Ending balance,
	Individually Evaluated		$	—		$	—		$	—		$	—		$	—		$	105		$	—		$	—		$	105
	Ending balance,
	Collectively Evaluated		$	912		$	50		$	862		$	840		$	392		$	592		$	165		$	55		$	3,868
	Loans:
	Balance at December 31, 2013		$	81,165		$	9,453		$	35,361		$	54,597		$	72,706		$	59,892		$	18,363		$	3,048		$	334,585
	Ending balance,
	Individually Evaluated		$	—		$	—		$	122		$	1,167		$	—		$	548		$	—		$	—		$	1,837
	Ending balance,
	Collectively Evaluated		$	81,165		$	9,453		$	35,239		$	53,430		$	72,706		$	59,344		$	18,363		$	3,048		$	332,748
	The following table is an aging analysis of the loan portfolio at December 31, 2013:
			30-59 days past due			60-89 days past due			90 or more days past due and still accruing			Nonaccrual			Total past due and nonaccrual			Total Current			Total loans receivable
	Residential Mortgage		$	1,536		$	51		$	—		$	2,001		$	3,588		$	77,577		$	81,165
	Multi-family			—			—			—			—			—			9,453			9,453
	Construction/land development			148			—			—			625			773			34,588			35,361
	Non-residential real estate			—			—			—			1,675			1,675			52,922			54,597
	Owner occupied			324			—			—			758			1,082			71,624			72,706
	Commercial			19			25			—			1,604			1,648			58,244			59,892
	HELOC and Junior Lien			—			—			—			25			25			18,338			18,363
	Consumer			9			—			—			—			9			3,039			3,048
	Total		$	2,036		$	76		$	—		$	6,688		$	8,800		$	325,785		$	334,585
	The following table summarizes the credit risk profile by internally assigned grade at December 31, 2013:
			Residential Mortgage			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm'l			HELOC and Junior Lien			Consumer			Total
	Grade:
	Pass		$	75,129		$	8,745		$	32,531		$	45,166		$	69,996		$	57,536		$	18,056		$	3,047		$	310,206
	Watch			3,411			617			1,169			6,362			1,749			613			259			1			14,181
	Special mention			—			—			—			—			—			—			—			—			—
	Substandard			2,625			91			1,661			3,069			961			1,743			48			—			10,198
	Doubtful			—			—			—			—			—			—			—			—			—
	Loss			—			—			—			—			—			—			—			—			—
	Total:		$	81,165		$	9,453		$	35,361		$	54,597		$	72,706		$	59,892		$	18,363		$	3,048		$	334,585
	The following table summarizes the composition of impaired loans, the associated specific reserves, and interest income recognized on impaired loans at December 31, 2013:
			Recorded investment			Unpaid principal balance			Specific allowance			Interest income recognized
	With an allowance recorded:
Residential mortgage		$	—		$	—		$	—		$	—
Multi-family			—			—			—			—
Construction and land development			122			122			—			5
Non-residential real estate			1,167			1,167			—			—
Owner occupied			—			—			—			—
Commercial			443			548			105			5
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	1,732		$	1,837		$	105		$	10
With no related allowance:
Residential mortgage		$	1,410		$	1,410		$	—		$	33
Multi-family			617			617			—			23
Construction and land development			1,064			1,064			—			6
Non-residential real estate			1,407			1,407			—			22
Owner occupied			810			810			—			1
Commercial			—			—			—			—
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	5,308		$	5,308		$	—		$	85
Total:
Residential mortgage		$	1,410		$	1,410		$	—		$	33
Multi-family			617			617			—			23
Construction and land development			1,186			1,186			—			11
Non-residential real estate			2,574			2,574			—			22
Owner occupied			810			810			—			1
Commercial			443			548			105			5
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	7,040		$	7,145		$	105		$	95
Average impaired loans for the
six months ended December 31, 2013		$	10,109

Financial_Instruments_with_Off

Financial Instruments with Off-Balance Sheet Risk	6 Months Ended
	Dec. 31, 2013
Financial Instruments With Off-Balance Sheet Risk	'
Financial Instruments with Off-Balance Sheet Risk	'
		-7	Financial Instruments With Off-Balance Sheet Risk
	Jefferson Bancshares is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company’s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount and related accrued interest receivable of those instruments. The Company minimizes this risk by evaluating each borrower’s creditworthiness on a case-by-case basis. Collateral held by the Company consists of a first or second mortgage on the borrower’s property. The amount of collateral obtained is based upon an appraisal of the property.
	At December 31, 2013, we had approximately $15.3 million in commitments to extend credit, consisting entirely of commitments to fund real estate loans. In addition to commitments to originate loans, at December 31, 2013, we had $547,000 in unused letters of credit and approximately $28.6 million in unused lines of credit.

Dividends

Dividends	6 Months Ended
	Dec. 31, 2013
Dividends [Abstract]	'
Dividends	'
		-8	Dividends
	On February 2, 2010, the Company announced that the Board of Directors had voted to suspend the payment of the quarterly cash dividend on the Company’s common stock in an effort to conserve capital.

Stock_Incentive_Plans

Stock Incentive Plans	6 Months Ended
	Dec. 31, 2013
Stock Incentive Plans	'
Stock Incentive Plans	'
		-9	Stock Incentive Plans
	The Company maintains stock-based benefit plans under which certain employees and directors are eligible to receive stock grants or options. Under the 2004 Stock-Based Benefit Plan, a maximum of 279,500 shares may be granted as restricted stock and a maximum of 698,750 shares may be issued through the exercise of nonstatutory or incentive stock options. The exercise price of each option equals the market price of the Company’s stock on the date of grant and an option’s maximum term is ten years.
	The table below summarizes the status of the Company’s stock option plans as of December 31, 2013:
			Six Months Ended
			31-Dec-13
						Weighted-
						average
				Shares		exercise price
	Outstanding at beginning of period			360,638	$	13.04
	Granted during the six-month period			—		—
	Options forfeited			—		—
	Options exercised			—		—
	Outstanding at December 31, 2013			360,638	$	13.04
	Options exercisable at December 31, 2013			344,638	$	13.55
	The following information applies to options outstanding at December 31, 2013:
	Number outstanding	360,638
	Range of exercise prices	$1.97 - $13.69
	Weighted-average exercise price	$13.04
	Weighted-average remaining contractual life	0.55
	Number of options remaining for future issuance	338,112
	The fair value of stock options granted is amortized as compensation expense on a straight-line basis over the five year vesting period of the grant.  Compensation expense related to stock options was approximately $2,000 for the six months ended December 31, 2013.

Investment_Securities

Investment Securities	6 Months Ended
	Dec. 31, 2013
Investment Securities	'
Investment Securities	'
		-10	Investment Securities
	Investment securities are summarized as follows:
	At December 31, 2013
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency		$	20,913		$	44		$	(656	)	$	20,301
	Mortgage-backed			65,020			788			(1,009	)		64,799
	Municipals			7,953			158			(230	)		7,881
	Other Securities			607			—			(116	)		491
	Total securities available-for-sale		$	94,493		$	990		$	(2,011	)	$	93,472
	Weighted-average rate			2.08	%
	Pledged at Decembe 31, 2013		$	27,030
	At June 30, 2013
				Amortized			Unrealized			Unrealized			Fair
				Cost			Gains			Losses			Value
				(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency		$	21,985		$	88		$	(420	)	$	21,653
	Mortgage-backed			65,607			1,096			(835	)		65,868
	Municipals			8,004			172			(171	)		8,005
	Other Securities			607			—			(109	)		498
	Total securities available-for-sale		$	96,203		$	1,356		$	(1,535	)	$	96,024
	Weighted-average rate			1.83	%
	Pledged at June 30, 2013		$	11,017
	Securities with unrealized losses not recognized in income are as follows:
			Less than 12 months						12 months or more						Total
			Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
			Value			Losses			Value			Losses			Value		Losses
			(Dollars in thousands)
	31-Dec-13
	Federal agency securities		$	12,828		$	(581	)	$	923		$	(75	)	$	13,751	$	(656	)
	Mortgage-backed securities			27,825			(892	)		3,421			(117	)		31,246		(1,009	)
	Municipal securities			2,311			(179	)		1,406			(51	)		3,717		(230	)
	Other securities			—			—			491			(116	)		491		(116	)
			$	42,964		$	(1,652	)	$	6,241		$	(359	)	$	49,205	$	(2,011	)
	The Company evaluates its securities with significant declines in fair value on a quarterly basis to determine whether they should be considered temporarily or other than temporarily impaired. The Company has recognized all of the unrealized losses reflected in the foregoing table in other comprehensive income. The Company neither has the intent to sell nor is forecasting the need or requirement to sell the securities before their anticipated recovery.
	Federal Agency Securities – The unrealized losses of $656,000 for these thirteen federal agency securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by an agency of the U.S. Government. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2013.
	GSE Residential Mortgage-Backed Securities – The unrealized losses of $1.0 million for these forty-two GSE mortgage-backed securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by an agency of the U.S. Government. Accordingly it is expected that the securities would not be settled at a price less than the amortized bases of the Company’s investments. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2013.
	Municipal Securities – The unrealized losses of $230,000 for these eight investments in municipal securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by municipal agencies themselves. Accordingly it is expected that the securities would not be settled at a price less than the amortized bases of the Company’s investments. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2013.
	Other Securities – The unrealized loss of $116,000 on this collateralized debt obligation (“CDO”) was a result of updated variables and inputs that comprise the model used in the semi-annual independent valuation of this security. The collateral for the CDO investment is comprised of trust preferred securities and senior and subordinated debt issued by banks, insurance companies, REITs, real estate operating companies and homebuilding companies. The CDO is valued by evaluating all relevant credit and structural aspects of the instrument, determining appropriate performance assumptions and performing a discounted cash flow analysis. Given the expected improvement in the future performance of the collateral, the unrealized loss is not deemed to be attributable to credit quality. Since the Company does not intend to sell this investment before recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2013.
	Maturities of debt securities at December 31, 2013 are summarized as follows:
									Weighted
			Amortized			Fair			Average
			Cost			Value			Yield
	Within 1 year		$	5,780		$	5,803			1.33	%
	Over 1 year through 5 years			3,347			3,381			1.62	%
	After 5 years through 10 years			25,046			24,574			1.76	%
	Over 10 years			60,320			59,714			2.18	%
			$	94,493		$	93,472			2.08	%

Fair_Value_Disclosures

Fair Value Disclosures	6 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures	'
		-11	Fair Value Disclosures
	Fair value is defined as the price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. When measuring fair value, the Company uses valuation techniques that are appropriate and consistently applied. A hierarchy is also established under the standard and is used to prioritize valuation inputs into the following three levels used to measure fair value:
	Level 1
	Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as certain U.S. Treasury, other U.S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2
	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain U.S. Government and agency mortgage-backed debt securities, corporate debt securities, derivative contracts and residential mortgage loans held-for-sale.
	Level 3
	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts.
	The following is a description of valuation methodologies used for assets recorded at fair value.
	Investment Securities Available for Sale
	Level 2 investment securities classified as “available-for-sale” are recorded at fair value on a recurring basis. Fair value measurements are based upon independent pricing models or other model-based valuation techniques with inputs that are observable in the market or that can be derived principally from or corroborated by observable market data. Level 2 securities include mortgage-backed securities issued by government-sponsored entities, municipal bonds, bonds issued by government agencies, and corporate debt securities. Level 3 investment securities classified as “available-for-sale” are recorded at fair value on at least a semi-annual basis. Fair value measurements are based upon independent pricing models based upon unobservable inputs which require significant management judgment or estimation. Level 3 securities include certain mortgage-backed securities and other debt securities.
	Impaired Loans
	The Company records loans at fair value on a non-recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.
	Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At December 31, 2013, substantially all of the total impaired loans were evaluated based on either the fair value of the collateral or its liquidation value. In accordance with GAAP, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price, the Company records the impaired loan as nonrecurring Level 2.
	The fair value of collateral dependent impaired loans and other real estate owned is generally based on recent real estate appraisals and other available observable market information. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. The Company generally uses independent external appraisers in this process who routinely make adjustments to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	Below is a table that presents information about certain assets and liabilities measured at fair value:
			31-Dec-13
	Description			Level 1			Level 2			Level 3		Total Carrying Amount in Statement of Financial Condition			Assets/Liabilities Measured at Fair Value
	Securities available for sale			—		$	92,568		$	904		$93,472		$	93,472
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below.
			31-Dec-13
													Total Gains
	Description			Level 1			Level 2			Level 3			(Losses)
	Impaired Loans			—			—		$	6,986			—
	Other real estate owned			—			—			5,417			—
	The carrying value and estimated fair value of the Company’s financial instruments are as follows:
			At						At June 30, 2013
			31-Dec-13
				Carrying Amount			Fair Value			Carrying Amount			Fair Value
	Financial assets:
	Cash and due from banks and interest-earning deposits with banks		$	16,701		$	16,701		$	24,514		$	24,514
	Available-for-sale securities			93,472			93,472			96,024			96,024
	Federal Home Loan Bank stock			4,735			4,735			4,735			4,735
	Bank owned life insurance			7,222			7,222			7,100			7,100
	Loans receivable, net			330,207			333,566			321,299			329,268
	Accrued interest receivable			1,357			1,357			1,409			1,409
	Loans held-for-sale			424			424			97			97
	Financial liabilities:
	Deposits			(388,020	)		(379,323	)		(399,642	)		(391,442	)
	Borrowed funds			(47,746	)		(48,464	)		(38,177	)		(39,505	)
	Subordinated debentures			(7,414	)		(5,600	)		(7,358	)		(4,950	)
	Off-balance sheet assets (liabilities):
	Commitments to extend credit			—			15,309			—			15,330
	Unused letters of credit			—			547			—			320
	Unused lines of credit			—			28,597			—			27,663
	The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
	Cash and due from banks and interest-earning deposits with banks - The carrying amounts for these assets approximate fair value.
	Investment securities – See the discussion beginning on Page 17 concerning assets measured at fair value on a recurring basis.
	Federal Home Loan Bank stock - The fair value for FHLB stock is the carrying value due to restrictions placed on transferability.
	Loans held-for-sale – The fair value of loans held-for-sale is the carrying value since these loans have a commitment to be purchased by a third party.
	Loans receivable, net - The fair value is based on discounted cash flow analyses, using interest rates currently being offered for loans with similar terms and for similar maturities.  The estimated fair value of loans is adjusted for the allowance for loan losses.
	Accrued interest receivable - The carrying amounts of accrued interest receivable approximate fair value.
	Bank-owned life insurance - The carrying value of this asset is the cash surrender value, which approximates fair value.
	Deposits - The fair value of deposits with no stated maturity is equal to the amount payable on demand. The fair value of time deposits is estimated using discounted cash flow analyses. The discount rate is estimated using rates currently offered for deposits of similar remaining maturities.
	Borrowed Money - The estimated fair value of debt is based on current rates for similar financing.
	Subordinated debt - The fair value for subordinated debt is estimated based on a third party indication of fair value at the respective dates.

Subordinated_Debt

Subordinated Debt	6 Months Ended
	Dec. 31, 2013
Subordinated Debt	'
Subordinated Debt	'
		-12	Subordinated Debt
	In connection with its October 2008 acquisition of State of Franklin Bancshares, Inc. (“State of Franklin”), the Company acquired State of Franklin Statutory Trust II (the “Trust”) and assumed the Trust’s obligation with respect to certain capital securities described below. On December 13, 2006, State of Franklin issued $10.3 million of junior subordinated debentures to the Trust, a Delaware business trust wholly owned by State of Franklin. The Trust (a) sold $10.0 million of capital securities through its underwriters to institutional investors and upstreamed the proceeds to State of Franklin and (b) issued $310,000 of common securities to State of Franklin. The sole assets of the Trust are the $10.3 million of junior subordinated debentures issued by State of Franklin. The securities are redeemable at par after January 30, 2012, and have a final maturity of January 30, 2037. The interest is payable quarterly at a floating rate equal to 3-month LIBOR plus 1.7%.
	On September 25, 2013, the Company notified the Trustee of the Trust that, beginning with the October 30, 2013 interest payment period, the Company would end its prior election to defer all payments of interest on the junior subordinated debentures and pay all deferred interest and additional interest due on the junior subordinated debentures as of October 30, 2013.

Subsequent_Events

Subsequent Events	6 Months Ended
	Dec. 31, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
		-13	Subsequent Events
	The Company has evaluated subsequent events for potential recognition and disclosure for the three months ended December 31, 2013. No items were identified during this evaluation that required adjustment to or disclosure in the accompanying financial statements.

Agreement_and_Plan_of_Merger

Agreement and Plan of Merger	6 Months Ended
	Dec. 31, 2013
Business Combinations [Abstract]	'
Agreement and Plan of Merger	'
		-14	Agreement and Plan of Merger
	On January 22, 2014, the Company and HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) pursuant to which, upon the terms and subject to the conditions set forth therein, the Company will merge with and into HomeTrust (the “Merger”), with HomeTrust as the surviving corporation in the Merger. Immediately after the effective time of the Merger (the “Effective Time”), HomeTrust intends to merge the Bank with and into HomeTrust Bank, a wholly owned subsidiary of HomeTrust (the “Bank Merger”), with HomeTrust Bank as the surviving institution in the Bank Merger.
	Subject to the terms and conditions of the Merger Agreement, at the Effective Time, each share of the common stock of the Company outstanding immediately prior to the Effective Time will be converted into the right to receive $4.00 in cash plus a fraction of a share of the common stock of HomeTrust equal to the quotient of $4.00 divided by the average of the volume weighted price of HomeTrust common stock on the NASDAQ Stock Market for the ten trading days ending on the fifth trading day immediately preceding the Merger closing date, with the exchange ratio fixed at .2667 if the average HomeTrust price is equal to or less than $15.00 and at .2222 if the average HomeTrust price is equal to or greater than $18.00. All in-the-money Company stock options outstanding immediately prior to the Effective Time will be canceled in exchange for a cash payment as provided in the Merger Agreement.
	The completion of the Merger is subject to customary conditions, including approval of the Merger Agreement by the Company’s shareholders and the receipt of required regulatory approvals. The Merger is expected to be completed in the second calendar quarter of 2014. The Merger Agreement provides certain termination rights for both HomeTrust and the Company and further provides that a termination fee of $1,950,000 will be payable by the Company upon termination of the Merger Agreement under certain circumstances.

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Dec. 31, 2013
Earnings Per Common Share Tables	'
Schedule of weighted average shares	'
	The following table illustrates the number of weighted-average shares of common stock used in each corresponding earnings per common share calculation:
		Weighted-Average Shares				Weighted-Average Shares
		Outstanding for the				Outstanding for the
		Three Months Ended				Six Months Ended
		December 31,				December 31,
		2013		2012		2013		2012
	Weighted average number of common shares used in computing basic earnings per common share		6,269,831		6,260,122		6,271,395		6,260,677
	Effect of dilutive stock options		—		—		—		—
	Weighted average number of common shares and dilutive potential common shares used in  computing earnings per common share assuming dilution		6,269,831		6,260,122		6,271,395		6,260,677

Accounting_for_Allowance_for_L1

Accounting for Allowance for Loan Losses and Impairment of a Loan (Tables)	6 Months Ended
	Dec. 31, 2013
Accounting For Allowance For Loan Losses And Impairment Of Loan Tables	'
Schedule of troubled debt restructuring and modifications of loans	'
	The following table presents the Bank’s loans classified as TDRs by loan type and accrual status as of December 31, 2013:
		31-Dec-13
			Accrual			Non-accrual			Total
			Status			Status			TDRs
	Residential mortgage	$	954		$	—		$	954
	Multi-family		617			—			617
	Construction and
	land development		264			—			264
	Non-residential real estate		186			1,167			1,353
	Owner occupied		257			298			555
	Commercial		—			182			182
	HELOC and junior Lien		—			—			—
	Total	$	2,278		$	1,647		$	3,925
Schedule of activity in the allowance for loan losses	'
	The following table summarizes the activity in the allowance for loan losses for the six months ended December 31, 2013:
		Resid. Mtg			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm'l			HELOC and junior lien			Consumer			Total
	Allowance for Credit Losses:
	Balance at June 30, 2013	$	665		$	475		$	491		$	981		$	347		$	2,481		$	168		$	52		$	5,660
	Charge Offs		(39	)		(398	)		(248	)		(600	)		—			(540	)		(4	)		(58	)		(1,887	)
	Recoveries		—			—			49			—			66			77			—			8			200
	Provision		286			(27	)		570			459			(21	)		(1,321	)		1			53			—
	Balance at December 31, 2013	$	912		$	50		$	862		$	840		$	392		$	697		$	165		$	55		$	3,973
	Ending balance,
	Individually Evaluated	$	—		$	—		$	—		$	—		$	—		$	105		$	—		$	—		$	105
	Ending balance,
	Collectively Evaluated	$	912		$	50		$	862		$	840		$	392		$	592		$	165		$	55		$	3,868
	Loans:
	Balance at December 31, 2013	$	81,165		$	9,453		$	35,361		$	54,597		$	72,706		$	59,892		$	18,363		$	3,048		$	334,585
	Ending balance,
	Individually Evaluated	$	—		$	—		$	122		$	1,167		$	—		$	548		$	—		$	—		$	1,837
	Ending balance,
	Collectively Evaluated	$	81,165		$	9,453		$	35,239		$	53,430		$	72,706		$	59,344		$	18,363		$	3,048		$	332,748
Schedule of aging analysis of the loan portfolio	'
	The following table is an aging analysis of the loan portfolio at December 31, 2013:
		30-59 days past due			60-89 days past due			90 or more days past due and still accruing			Nonaccrual			Total past due and nonaccrual			Total Current			Total loans receivable
	Residential Mortgage	$	1,536		$	51		$	—		$	2,001		$	3,588		$	77,577		$	81,165
	Multi-family		—			—			—			—			—			9,453			9,453
	Construction/land development		148			—			—			625			773			34,588			35,361
	Non-residential real estate		—			—			—			1,675			1,675			52,922			54,597
	Owner occupied		324			—			—			758			1,082			71,624			72,706
	Commercial		19			25			—			1,604			1,648			58,244			59,892
	HELOC and Junior Lien		—			—			—			25			25			18,338			18,363
	Consumer		9			—			—			—			9			3,039			3,048
	Total	$	2,036		$	76		$	—		$	6,688		$	8,800		$	325,785		$	334,585
Schedule of credit risk profile by internally assigned grade	'
	The following table summarizes the credit risk profile by internally assigned grade at December 31, 2013:
		Residential Mortgage			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm'l			HELOC and Junior Lien			Consumer			Total
	Grade:
	Pass	$	75,129		$	8,745		$	32,531		$	45,166		$	69,996		$	57,536		$	18,056		$	3,047		$	310,206
	Watch		3,411			617			1,169			6,362			1,749			613			259			1			14,181
	Special mention		—			—			—			—			—			—			—			—			—
	Substandard		2,625			91			1,661			3,069			961			1,743			48			—			10,198
	Doubtful		—			—			—			—			—			—			—			—			—
	Loss		—			—			—			—			—			—			—			—			—
	Total:	$	81,165		$	9,453		$	35,361		$	54,597		$	72,706		$	59,892		$	18,363		$	3,048		$	334,585
Schedule of composition of impaired loans	'
	The following table summarizes the composition of impaired loans, the associated specific reserves, and interest income recognized on impaired loans at December 31, 2013:
		Recorded investment			Unpaid principal balance			Specific allowance			Interest income recognized
	With an allowance recorded:
	Residential mortgage	$	—		$	—		$	—		$	—
	Multi-family		—			—			—			—
	Construction and land development		122			122			—			5
	Non-residential real estate		1,167			1,167			—			—
	Owner occupied		—			—			—			—
	Commercial		443			548			105			5
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	1,732		$	1,837		$	105		$	10
	With no related allowance:
	Residential mortgage	$	1,410		$	1,410		$	—		$	33
	Multi-family		617			617			—			23
	Construction and land development		1,064			1,064			—			6
	Non-residential real estate		1,407			1,407			—			22
	Owner occupied		810			810			—			1
	Commercial		—			—			—			—
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	5,308		$	5,308		$	—		$	85
	Total:
	Residential mortgage	$	1,410		$	1,410		$	—		$	33
	Multi-family		617			617			—			23
	Construction and land development		1,186			1,186			—			11
	Non-residential real estate		2,574			2,574			—			22
	Owner occupied		810			810			—			1
	Commercial		443			548			105			5
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	7,040		$	7,145		$	105		$	95
	Average impaired loans for the
	six months ended December 31, 2013	$	10,109

Stock_Incentive_Plans_Tables

Stock Incentive Plans (Tables)	6 Months Ended
	Dec. 31, 2013
Stock Incentive Plans Tables	'
Schedule of the Company's stock option plans	'
	The table below summarizes the status of the Company’s stock option plans as of December 31, 2013:
			Six Months Ended
			31-Dec-13
						Weighted-
						average
				Shares		exercise price
	Outstanding at beginning of period			360,638	$	13.04
	Granted during the six-month period			—		—
	Options forfeited			—		—
	Options exercised			—		—
	Outstanding at December 31, 2013			360,638	$	13.04
	Options exercisable at December 31, 2013			344,638	$	13.55
	The following information applies to options outstanding at December 31, 2013:
	Number outstanding	360,638
	Range of exercise prices	$1.97 - $13.69
	Weighted-average exercise price	$13.04
	Weighted-average remaining contractual life	0.55
	Number of options remaining for future issuance	338,112

Investment_Securities_Tables

Investment Securities (Tables)	6 Months Ended
	Dec. 31, 2013
Investment Securities Tables	'
Schedule of investment securities	'
	Investment securities are summarized as follows:
	At December 31, 2013
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
		(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency	$	20,913		$	44		$	(656	)	$	20,301
	Mortgage-backed		65,020			788			(1,009	)		64,799
	Municipals		7,953			158			(230	)		7,881
	Other Securities		607			—			(116	)		491
	Total securities available-for-sale	$	94,493		$	990		$	(2,011	)	$	93,472
	Weighted-average rate		2.08	%
	Pledged at Decembe 31, 2013	$	27,030
	At June 30, 2013
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency	$	21,985		$	88		$	(420	)	$	21,653
	Mortgage-backed		65,607			1,096			(835	)		65,868
	Municipals		8,004			172			(171	)		8,005
	Other Securities		607			—			(109	)		498
	Total securities available-for-sale	$	96,203		$	1,356		$	(1,535	)	$	96,024
	Weighted-average rate		1.83	%
	Pledged at June 30, 2013	$	11,017
Schedule of securities with unrealized losses not recognized in income	'
	Securities with unrealized losses not recognized in income are as follows:
		Less than 12 months						12 months or more						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(Dollars in thousands)
	31-Dec-13
	Federal agency securities	$	12,828		$	(581	)	$	923		$	(75	)	$	13,751	$	(656	)
	Mortgage-backed securities		27,825			(892	)		3,421			(117	)		31,246		(1,009	)
	Municipal securities		2,311			(179	)		1,406			(51	)		3,717		(230	)
	Other securities		—			—			491			(116	)		491		(116	)
		$	42,964		$	(1,652	)	$	6,241		$	(359	)	$	49,205	$	(2,011	)
Schedule of maturities of debt securities	'
	Maturities of debt securities at December 31, 2013 are summarized as follows:
								Weighted
		Amortized			Fair			Average
		Cost			Value			Yield
	Within 1 year	$	5,780		$	5,803			1.33	%
	Over 1 year through 5 years		3,347			3,381			1.62	%
	After 5 years through 10 years		25,046			24,574			1.76	%
	Over 10 years		60,320			59,714			2.18	%
		$	94,493		$	93,472			2.08	%

Fair_Value_Disclosures_Tables

Fair Value Disclosures (Tables)	6 Months Ended
	Dec. 31, 2013
Fair Value Disclosures Tables	'
Schedule of assets and liabilities recorded at fair value on a recurring basis	'
	Below is a table that presents information about certain assets and liabilities measured at fair value:
		31-Dec-13
	Description		Level 1			Level 2			Level 3		Total Carrying Amount in Statement of Financial Condition			Assets/Liabilities Measured at Fair Value
	Securities available for sale		—		$	92,568		$	904		$93,472		$	93,472
Schedule of assets and liabilities recorded at fair value on a nonrecurring basis	'
	Assets measured at fair value on a nonrecurring basis are included in the table below.
		31-Dec-13
												Total Gains
	Description		Level 1			Level 2			Level 3			(Losses)
	Impaired Loans		—			—		$	6,986			—
	Other real estate owned		—			—			5,417			—
Schedule of carrying value and estimated fair value of financial instruments	'
	The carrying value and estimated fair value of the Company’s financial instruments are as follows:
		At						At June 30, 2013
		31-Dec-13
			Carrying Amount			Fair Value			Carrying Amount			Fair Value
	Financial assets:
	Cash and due from banks and interest-earning deposits with banks	$	16,701		$	16,701		$	24,514		$	24,514
	Available-for-sale securities		93,472			93,472			96,024			96,024
	Federal Home Loan Bank stock		4,735			4,735			4,735			4,735
	Bank owned life insurance		7,222			7,222			7,100			7,100
	Loans receivable, net		330,207			333,566			321,299			329,268
	Accrued interest receivable		1,357			1,357			1,409			1,409
	Loans held-for-sale		424			424			97			97
	Financial liabilities:
	Deposits		(388,020	)		(379,323	)		(399,642	)		(391,442	)
	Borrowed funds		(47,746	)		(48,464	)		(38,177	)		(39,505	)
	Subordinated debentures		(7,414	)		(5,600	)		(7,358	)		(4,950	)
	Off-balance sheet assets (liabilities):
	Commitments to extend credit		—			15,309			—			15,330
	Unused letters of credit		—			547			—			320
	Unused lines of credit		—			28,597			—			27,663

Limitation_on_Capital_Distribu1

Limitation on Capital Distributions (Details Narrative)	Dec. 31, 2013
Limitation On Capital Distributions Details Narrative	'
Total Risk-based capital ratio, maximum requirement	8.00%
Tier 1 Risk-based capital ratio, maximum requirement	4.00%
Tier 1 Leverage Ratio, maximum requirement	4.00%

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details Narrative)	6 Months Ended
	Dec. 31, 2013
Earnings Per Common Share Details Narrative	'
Antidilutive stock options	360,638

Earnings_Per_Common_Share_Deta1

Earnings Per Common Share (Details)	3 Months Ended		6 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Earnings Per Common Share	'	'	'	'
Weighted average number of common shares used in computing basic earnings per common share	6,269,831	6,260,122	6,271,395	6,260,677
Effect of dilutive stock options	'	'	'	'
Weighted average number of common shares and dilutive potential common shares used in computing earnings per common share assuming dilution	6,269,831	6,260,122	6,271,395	6,260,677

Accounting_for_Allowance_for_L2

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details Narrative) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounting For Allowance For Loan Losses And Impairment Of Loan Details Narrative	'	'
Total TDRs	$3,925	$9,100

Accounting_for_Allowance_for_L3

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Loans classified as TDRs:	'	'
Accrual Status	$2,278	'
Non-accrual status	1,647	'
Total TDRs	3,925	9,100
Residential Mortgage	'	'
Loans classified as TDRs:	'	'
Accrual Status	954	'
Non-accrual status	'	'
Total TDRs	954	'
Multi-family Real Estate Loans	'	'
Loans classified as TDRs:	'	'
Accrual Status	617	'
Non-accrual status	'	'
Total TDRs	617	'
Construction and Land Development Loans	'	'
Loans classified as TDRs:	'	'
Accrual Status	264	'
Non-accrual status	'	'
Total TDRs	264	'
Nonresidential Real Estate Loans	'	'
Loans classified as TDRs:	'	'
Accrual Status	186	'
Non-accrual status	1,167	'
Total TDRs	1,353	'
Owner Occupied Loans	'	'
Loans classified as TDRs:	'	'
Accrual Status	257	'
Non-accrual status	298	'
Total TDRs	555	'
Commercial Loans	'	'
Loans classified as TDRs:	'	'
Accrual Status	'	'
Non-accrual status	182	'
Total TDRs	182	'
HELOC and Junior Liens	'	'
Loans classified as TDRs:	'	'
Accrual Status	'	'
Non-accrual status	'	'
Total TDRs	'	'

Accounting_for_Allowance_for_L4

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 1) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	$5,660	'
Charge offs	'	'	-1,887	'
Recoveries	'	'	200	'
Provision	'	300	'	600
Ending balance	3,973	'	3,973	'
Individually evaluated for impairment	105	'	105	'
Collectively evaluated for impairment	3,868	'	3,868	'
Net Loans receivable:	'	'	'	'
Gross Loans	334,585	'	334,585	'
Individually evaluated for impairment	1,837	'	1,837	'
Collectively evaluated for impairment	332,748	'	332,748	'
Residential Mortgage	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	665	'
Charge offs	'	'	-39	'
Recoveries	'	'	'	'
Provision	'	'	286	'
Ending balance	912	'	912	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	912	'	912	'
Net Loans receivable:	'	'	'	'
Gross Loans	81,165	'	81,165	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	81,165	'	81,165	'
Multi-family Real Estate Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	475	'
Charge offs	'	'	-398	'
Recoveries	'	'	'	'
Provision	'	'	-27	'
Ending balance	50	'	50	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	50	'	50	'
Net Loans receivable:	'	'	'	'
Gross Loans	9,453	'	9,453	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	9,453	'	9,453	'
Construction and Land Development Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	491	'
Charge offs	'	'	-248	'
Recoveries	'	'	49	'
Provision	'	'	570	'
Ending balance	862	'	862	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	862	'	862	'
Net Loans receivable:	'	'	'	'
Gross Loans	35,361	'	35,361	'
Individually evaluated for impairment	122	'	122	'
Collectively evaluated for impairment	35,239	'	35,239	'
Nonresidential Real Estate Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	981	'
Charge offs	'	'	-600	'
Recoveries	'	'	'	'
Provision	'	'	459	'
Ending balance	840	'	840	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	840	'	840	'
Net Loans receivable:	'	'	'	'
Gross Loans	54,597	'	54,597	'
Individually evaluated for impairment	1,167	'	1,167	'
Collectively evaluated for impairment	53,430	'	53,430	'
Owner Occupied Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	347	'
Charge offs	'	'	'	'
Recoveries	'	'	66	'
Provision	'	'	-21	'
Ending balance	392	'	392	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	392	'	392	'
Net Loans receivable:	'	'	'	'
Gross Loans	72,706	'	72,706	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	72,706	'	72,706	'
Commercial Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	2,481	'
Charge offs	'	'	-540	'
Recoveries	'	'	77	'
Provision	'	'	-1,321	'
Ending balance	697	'	697	'
Individually evaluated for impairment	105	'	105	'
Collectively evaluated for impairment	592	'	592	'
Net Loans receivable:	'	'	'	'
Gross Loans	59,892	'	59,892	'
Individually evaluated for impairment	548	'	548	'
Collectively evaluated for impairment	59,344	'	59,344	'
HELOC and Junior Liens	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	168	'
Charge offs	'	'	-4	'
Recoveries	'	'	'	'
Provision	'	'	1	'
Ending balance	165	'	165	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	165	'	165	'
Net Loans receivable:	'	'	'	'
Gross Loans	18,363	'	18,363	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	18,363	'	18,363	'
Consumer Loans	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning Balance	'	'	52	'
Charge offs	'	'	-58	'
Recoveries	'	'	8	'
Provision	'	'	53	'
Ending balance	55	'	55	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	55	'	55	'
Net Loans receivable:	'	'	'	'
Gross Loans	3,048	'	3,048	'
Individually evaluated for impairment	'	'	'	'
Collectively evaluated for impairment	$3,048	'	$3,048	'

Accounting_for_Allowance_for_L5

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 2) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable Payment Age Analysis	'
30-59 days past due	$2,036
60-89 days past due	76
90 or more days past due and still accruing	'
Nonaccrual	6,688
Total past due	8,800
Total Current	325,785
Total loans receivable	334,585
Residential Mortgage	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	1,536
60-89 days past due	51
90 or more days past due and still accruing	'
Nonaccrual	2,001
Total past due	3,588
Total Current	77,577
Total loans receivable	81,165
Multi-family Real Estate Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	'
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	'
Total past due	'
Total Current	9,453
Total loans receivable	9,453
Construction and Land Development Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	148
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	625
Total past due	773
Total Current	34,588
Total loans receivable	35,361
Nonresidential Real Estate Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	'
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	1,675
Total past due	1,675
Total Current	52,922
Total loans receivable	54,597
Owner Occupied Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	324
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	758
Total past due	1,082
Total Current	71,624
Total loans receivable	72,706
Commercial Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	19
60-89 days past due	25
90 or more days past due and still accruing	'
Nonaccrual	1,604
Total past due	1,648
Total Current	58,244
Total loans receivable	59,892
HELOC and Junior Liens	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	'
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	25
Total past due	25
Total Current	18,338
Total loans receivable	18,363
Consumer Loans	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	9
60-89 days past due	'
90 or more days past due and still accruing	'
Nonaccrual	'
Total past due	9
Total Current	3,039
Total loans receivable	$3,048

Accounting_for_Allowance_for_L6

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 3) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Credit risk profile by internally assigned grade:	'
Gross Loans	$334,585
Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	310,206
Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	14,181
Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	10,198
Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Residential Mortgage	'
Credit risk profile by internally assigned grade:	'
Gross Loans	81,165
Residential Mortgage | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	75,129
Residential Mortgage | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	3,411
Residential Mortgage | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Residential Mortgage | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	2,625
Residential Mortgage | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Residential Mortgage | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Multi-family Real Estate Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	9,453
Multi-family Real Estate Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	8,745
Multi-family Real Estate Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	617
Multi-family Real Estate Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Multi-family Real Estate Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	91
Multi-family Real Estate Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Multi-family Real Estate Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Construction and Land Development Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	35,361
Construction and Land Development Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	32,531
Construction and Land Development Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,169
Construction and Land Development Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Construction and Land Development Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,661
Construction and Land Development Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Construction and Land Development Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Nonresidential Real Estate Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	54,597
Nonresidential Real Estate Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	45,166
Nonresidential Real Estate Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	6,362
Nonresidential Real Estate Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Nonresidential Real Estate Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	3,069
Nonresidential Real Estate Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Nonresidential Real Estate Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Owner Occupied Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	72,706
Owner Occupied Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	69,996
Owner Occupied Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,749
Owner Occupied Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Owner Occupied Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	961
Owner Occupied Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Owner Occupied Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Commercial Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	59,892
Commercial Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	57,536
Commercial Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	613
Commercial Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Commercial Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,743
Commercial Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Commercial Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
HELOC and Junior Liens	'
Credit risk profile by internally assigned grade:	'
Gross Loans	18,363
HELOC and Junior Liens | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	18,056
HELOC and Junior Liens | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	259
HELOC and Junior Liens | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
HELOC and Junior Liens | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	48
HELOC and Junior Liens | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
HELOC and Junior Liens | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Consumer Loans	'
Credit risk profile by internally assigned grade:	'
Gross Loans	3,048
Consumer Loans | Pass	'
Credit risk profile by internally assigned grade:	'
Gross Loans	3,047
Consumer Loans | Watch	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1
Consumer Loans | Special Mention	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Consumer Loans | Substandard	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Consumer Loans | Doubtful	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'
Consumer Loans | Loss	'
Credit risk profile by internally assigned grade:	'
Gross Loans	'

Accounting_for_Allowance_for_L7

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 4) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
With an allowance recorded:	'
Recorded Investment	$1,732
Unpaid Principal Balance	1,837
Specific Allowance	-105
Interest Income Recognized	10
With no related allowance:	'
Recorded Investment	5,308
Unpaid Principal Balance	5,308
Interest Income Recognized	85
Total Impaired Loans:	'
Recorded Investment	7,040
Unpaid Principal Balance	7,145
Interest Income	95
Residential Mortgage	'
With an allowance recorded:	'
Recorded Investment	'
Unpaid Principal Balance	'
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	1,410
Unpaid Principal Balance	1,410
Interest Income Recognized	33
Total Impaired Loans:	'
Recorded Investment	1,410
Unpaid Principal Balance	1,410
Interest Income	33
Multi-family Real Estate Loans	'
With an allowance recorded:	'
Recorded Investment	'
Unpaid Principal Balance	'
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	617
Unpaid Principal Balance	617
Interest Income Recognized	23
Total Impaired Loans:	'
Recorded Investment	617
Unpaid Principal Balance	617
Interest Income	23
Construction and Land Development Loans	'
With an allowance recorded:	'
Recorded Investment	122
Unpaid Principal Balance	122
Specific Allowance	'
Interest Income Recognized	5
With no related allowance:	'
Recorded Investment	1,064
Unpaid Principal Balance	1,064
Interest Income Recognized	6
Total Impaired Loans:	'
Recorded Investment	1,186
Unpaid Principal Balance	1,186
Interest Income	11
Nonresidential Real Estate Loans	'
With an allowance recorded:	'
Recorded Investment	1,167
Unpaid Principal Balance	1,167
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	1,407
Unpaid Principal Balance	1,407
Interest Income Recognized	22
Total Impaired Loans:	'
Recorded Investment	2,574
Unpaid Principal Balance	2,574
Interest Income	22
Owner Occupied Loans	'
With an allowance recorded:	'
Recorded Investment	'
Unpaid Principal Balance	'
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	810
Unpaid Principal Balance	810
Interest Income Recognized	1
Total Impaired Loans:	'
Recorded Investment	810
Unpaid Principal Balance	810
Interest Income	1
Commercial Loans	'
With an allowance recorded:	'
Recorded Investment	443
Unpaid Principal Balance	548
Specific Allowance	-105
Interest Income Recognized	5
With no related allowance:	'
Recorded Investment	'
Unpaid Principal Balance	'
Interest Income Recognized	'
Total Impaired Loans:	'
Recorded Investment	443
Unpaid Principal Balance	548
Interest Income	5
HELOC and Junior Liens	'
With an allowance recorded:	'
Recorded Investment	'
Unpaid Principal Balance	'
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	'
Unpaid Principal Balance	'
Interest Income Recognized	'
Total Impaired Loans:	'
Recorded Investment	'
Unpaid Principal Balance	'
Interest Income	'
Consumer Loans	'
With an allowance recorded:	'
Recorded Investment	'
Unpaid Principal Balance	'
Specific Allowance	'
Interest Income Recognized	'
With no related allowance:	'
Recorded Investment	'
Unpaid Principal Balance	'
Interest Income Recognized	'
Total Impaired Loans:	'
Recorded Investment	'
Unpaid Principal Balance	'
Interest Income	'

Recovered_Sheet1

Financial Instruments with off-Balance Sheet Risk (Details Narrative) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitment to Extend Credit	'
Unfunded commitments	$15,300
Unused letters of credit	'
Unfunded commitments	547
Line of Credit	'
Unfunded commitments	$28,600

Stock_Incentive_Plans_Details_

Stock Incentive Plans (Details Narrative) (USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013
Compensation expense for grants vesting	$2
Restricted Stock Units	'
Maximum number of shares authorized	279,500
Stock Option Plan	'
Maximum number of shares authorized	698,750

Stock_Incentive_Plans_Details

Stock Incentive Plans (Details) (USD $)	6 Months Ended
	Dec. 31, 2013
Number of Shares	'
Options outstanding, beginning	360,638
Options granted	'
Options forfeited	'
Options exercised	'
Options outstanding, ending	360,638
Options exercisable, ending	344,638
Weighted Average Exercise Price	'
Options outstanding, beginning	$13.04
Options granted	'
Options forfeited	'
Options exercised	'
Options outstanding, ending	$13.04
Options exercisable, ending	$13.55

Stock_Incentive_Plans_Details_1

Stock Incentive Plans (Details 1) (USD $)	6 Months Ended
	Dec. 31, 2013	Jun. 30, 2013
Options outstanding	360,638	360,638
Weighted average exercise price	$13.04	$13.04
Weighted average remaining contractual life	'6 months 18 days	'
Number of options remaining for future issuance	338,112	'
Lower Range	'	'
Weighted average exercise price	$1.97	'
Upper Range	'	'
Weighted average exercise price	$13.69	'

Investment_Securities_Details_

Investment Securities (Details Narrative) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Unrealized losses on securities	($2,011)	($1,535)
Federal agency	'	'
Unrealized losses on securities	656	420
Number of securities in unrealized loss position	13	'
GSE Residential Mortgage-Backed Securities	'	'
Unrealized losses on securities	1,000	'
Number of securities in unrealized loss position	42	'
Municipal Securities	'	'
Unrealized losses on securities	230	171
Number of securities in unrealized loss position	8	'
Other Securities	'	'
Unrealized losses on securities	$116	$109

Investment_Securities_Details

Investment Securities (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Available For Sale Securities	'	'
Amortized Cost	$94,493	$96,203
Unrealized Gains	990	1,356
Unrealized losses on securities	2,011	1,535
Securities available for sale fair value	93,472	96,024
Weighted-average rate	2.08%	1.83%
Pledged	27,030	11,017
Federal agency	'	'
Available For Sale Securities	'	'
Amortized Cost	20,913	21,985
Unrealized Gains	44	88
Unrealized losses on securities	-656	-420
Securities available for sale fair value	20,301	21,653
Mortgage-backed	'	'
Available For Sale Securities	'	'
Amortized Cost	65,020	65,607
Unrealized Gains	788	1,096
Unrealized losses on securities	1,009	-835
Securities available for sale fair value	64,799	65,868
Municipal Securities	'	'
Available For Sale Securities	'	'
Amortized Cost	7,953	8,004
Unrealized Gains	158	172
Unrealized losses on securities	-230	-171
Securities available for sale fair value	7,881	8,005
Other Securities	'	'
Available For Sale Securities	'	'
Amortized Cost	607	607
Unrealized Gains	'	'
Unrealized losses on securities	-116	-109
Securities available for sale fair value	$491	$498

Investment_Securities_Details_1

Investment Securities (Details 1) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Available For Sale Securities	'
Less than 12 Months, Fair Value	$42,964
Less than 12 Months, Unrealized Losses	-1,652
12 Months or Longer, Fair Value	6,241
12 Months or Longer, Unrealized Losses	-359
Total, Fair Value	49,205
Total, Unrealized Losses	-2,011
Federal agency	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	12,828
Less than 12 Months, Unrealized Losses	-581
12 Months or Longer, Fair Value	923
12 Months or Longer, Unrealized Losses	-75
Total, Fair Value	13,751
Total, Unrealized Losses	-656
Mortgage-backed	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	27,825
Less than 12 Months, Unrealized Losses	-892
12 Months or Longer, Fair Value	3,421
12 Months or Longer, Unrealized Losses	-117
Total, Fair Value	31,246
Total, Unrealized Losses	-1,009
Municipal Securities	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	2,311
Less than 12 Months, Unrealized Losses	-179
12 Months or Longer, Fair Value	1,406
12 Months or Longer, Unrealized Losses	-51
Total, Fair Value	3,717
Total, Unrealized Losses	-230
Other Securities	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	'
Less than 12 Months, Unrealized Losses	'
12 Months or Longer, Fair Value	491
12 Months or Longer, Unrealized Losses	-116
Total, Fair Value	491
Total, Unrealized Losses	($116)

Investment_Securities_Details_2

Investment Securities (Details 2) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Available For Sale Debt securities, Amortized Cost	'	'
Within 1 year	$5,780	'
Over 1 year through 5 years	3,347	'
After 5 years through 10 years	25,046	'
Over 10 years	60,320	'
Total	94,493	'
Available For Sale Debt securities, Fair Value	'	'
Within 1 year	5,803	'
Over 1 year through 5 years	3,381	'
After 5 years through 10 years	24,574	'
Over 10 years	59,714	'
Total	$93,472	'
Available For Sale Debt securities, Weighted Average Yield	'	'
Within 1 year (as a percent)	1.33%	'
Over 1 year through 5 years (as a percent)	1.62%	'
After 5 years through 10 years (as a percent)	1.76%	'
Over 10 years (as a percent)	2.18%	'
Weighted-average yield (as a percent)	2.08%	1.83%

Fair_Value_Disclosures_Details

Fair Value Disclosures (Details) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Securities available for sale fair value	$93,472	$96,024
Carrying Amount	'	'
Securities available for sale fair value	93,472	96,024
Fair Value	'	'
Securities available for sale fair value	93,472	96,024
Fair Value measured on a Recurring Basis | Level 1	'	'
Securities available for sale fair value	'	'
Fair Value measured on a Recurring Basis | Level 2	'	'
Securities available for sale fair value	92,568	'
Fair Value measured on a Recurring Basis | Level 3	'	'
Securities available for sale fair value	904	'
Fair Value measured on a Recurring Basis | Carrying Amount	'	'
Securities available for sale fair value	93,472	'
Fair Value measured on a Recurring Basis | Fair Value	'	'
Securities available for sale fair value	$93,472	'

Fair_Value_Disclosures_Details1

Fair Value Disclosures (Details 1) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Other real estate owned	$5,417	$5,433
Fair Value measured on a Non-Recurring Basis | Level 1	'	'
Impaired Loans	'	'
Other real estate owned	'	'
Fair Value measured on a Non-Recurring Basis | Level 2	'	'
Impaired Loans	'	'
Other real estate owned	'	'
Fair Value measured on a Non-Recurring Basis | Level 3	'	'
Impaired Loans	6,986	'
Other real estate owned	5,417	'
Fair Value measured on a Non-Recurring Basis | Total Gains (Losses)	'	'
Impaired Loans	'	'
Other real estate owned	'	'

Fair_Value_Disclosures_Details2

Fair Value Disclosures (Details 2) (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financial assets:	'	'
Securities available for sale	$93,472	$96,024
Bank owned life insurance	7,222	7,100
Accrued interest receivable	298	349
Carrying Amount	'	'
Financial assets:	'	'
Cash and due from banks and interest-earning deposits with banks	16,701	24,514
Securities available for sale	93,472	96,024
Federal Home Loan Bank stock	4,735	4,735
Bank owned life insurance	7,222	7,100
Loans receivable, net	330,207	321,299
Accrued interest receivable	1,357	1,409
Loans held-for-sale	424	97
Financial liabilities:	'	'
Deposits	-388,020	-399,642
Borrowed funds	-47,746	-38,177
Subordinated debentures	-7,414	-7,358
Fair Value	'	'
Financial assets:	'	'
Cash and due from banks and interest-earning deposits with banks	16,701	24,514
Securities available for sale	93,472	96,024
Federal Home Loan Bank stock	4,735	4,735
Bank owned life insurance	7,222	7,100
Loans receivable, net	333,566	329,268
Accrued interest receivable	1,357	1,409
Loans held-for-sale	424	97
Financial liabilities:	'	'
Deposits	-379,323	-391,442
Borrowed funds	-48,464	-39,505
Subordinated debentures	-5,600	-4,950
Fair Value | Commitment to Extend Credit	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	15,309	15,330
Fair Value | Unused letters of credit	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	547	320
Fair Value | Line of Credit	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	$28,597	$27,663

Subordinated_Debt_Details_Narr

Subordinated Debt (Details Narrative) (USD $)	0 Months Ended
In Thousands, unless otherwise specified	Dec. 13, 2006
Subordinated Debt Details Narrative	'
Issue of junior subordinated debenture to third party investors	$10,000
Common securites issued to State of Franklin by trust	310
Junior subordinated debentures owned by trust issued by State of Franklin	$10,310
Junior subordinated debentures, variable rate	'3-month LIBOR
Junior subordinated debentures, variable rate spread	1.70%

Agreement_and_Plan_of_Merger_D

Agreement and Plan of Merger (Details Narrative) (Merger Agreement, USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013
Business Acquisition [Line Items]	'
Business acquisition date	22-Jan-14
Common stock price	$4
Merger agreement termination fee	$1,950
Maximum	'
Business Acquisition [Line Items]	'
Weighted average common stock price	18
Minimum	'
Business Acquisition [Line Items]	'
Weighted average common stock price	15