Jefferson Bancshares 10-Q 15 May 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	9 Months Ended
	Mar. 31, 2014	15-May-14
Document And Entity Information	'	'
Entity Registrant Name	'JEFFERSON BANCSHARES INC	'
Entity Central Index Key	'0001222915	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--06-30	'
Entity a Well-known Seasoned Issuer	'No	'
Entity a Voluntary Filer	'No	'
Entity's Reporting Status Current	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Par Value Per Share	$0.01	'
Entity Common Stock, Shares Outstanding	'	6,595,301
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and cash equivalents	$12,526	$8,837
Interest-earning deposits	8,362	15,677
Investment securities classified as available for sale, net	88,008	96,024
Federal Home Loan Bank stock	4,635	4,735
Bank owned life insurance	7,281	7,100
Loans receivable, net of allowance for loan losses of $3,919 and $5,660	342,303	321,299
Loans held-for-sale	165	97
Premises and equipment, net	25,025	25,636
Foreclosed real estate, net	4,928	5,433
Accrued interest receivable:	'	'
Investments	305	349
Loans receivable	1,016	1,060
Deferred tax asset	10,342	10,911
Core deposit intangible	898	1,151
Other assets	1,012	4,719
Total Assets	506,806	503,028
Deposits	'	'
Noninterest-bearing	55,396	54,765
Interest-bearing	328,578	344,877
Repurchase agreements	593	551
Federal Home Loan Bank advances	59,899	37,626
Subordinated debentures	7,442	7,358
Other liabilities	500	4,826
Total liabilities	452,408	450,003
Commitments and contingent liabilities	'	'
Stockholders' equity	'	'
Preferred stock, $.01 par value; 10,000,000 shares authorized; no shares issued or outstanding	'	'
Common stock, $.01 par value; 30,000,000 shares authorized; 9,182,372 shares issued and 6,595,301 shares outstanding at March 31, 2014 and 6,601,091 shares outstanding at June 30, 2013	92	92
Additional paid-in capital	78,218	78,302
Unearned ESOP shares	-2,160	-2,376
Unearned compensation	-1,046	-1,046
Accumulated other comprehensive income	-217	-111
Retained earnings	11,043	9,661
Treasury stock, at cost (2,587,070 and 2,581,280 shares)	-31,532	-31,497
Total stockholders' equity	54,398	53,025
Total liabilities and stockholders' equity	$506,806	$503,028

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Allowance for loan losses	$3,919	$5,660
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	9,182,372	9,182,372
Common stock, shares outstanding	6,595,301	6,601,091
Treasury stock, shares	2,587,070	2,581,280
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	$0	$0

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Interest income:	'	'	'	'
Interest on loans receivable	$4,094	$4,277	$12,364	$13,197
Interest on investment securities	475	437	1,429	1,266
Other interest	52	67	166	218
Total interest income	4,621	4,781	13,959	14,681
Interest expense:	'	'	'	'
Deposits	302	358	959	1,190
Repurchase agreements	'	1	1	4
Advances from FHLB	226	313	720	950
Subordinated debentures	77	79	235	242
Total interest expense	605	751	1,915	2,386
Net interest income	4,016	4,030	12,044	12,295
Provision for loan losses	'	200	'	800
Net interest income after provision for loan losses	4,016	3,830	12,044	11,495
Noninterest income:	'	'	'	'
Mortgage origination fee income	31	97	111	374
Service charges and fees	237	251	732	780
Gain on investments	'	'	1	12
Gain (loss) on sale of fixed assets	'	'	'	1
BOLI increase in cash value	60	61	182	181
Other	165	145	508	452
Total noninterest income	493	554	1,534	1,800
Noninterest expense:	'	'	'	'
Compensation and benefits	1,638	1,712	5,165	5,159
Occupancy expense	345	322	1,005	1,025
Equipment and data processing expense	615	589	1,872	1,805
Deposit insurance premiums	166	278	504	695
Advertising	10	82	165	171
Legal and professional services	189	123	399	368
Valuation adjustment and expenses on OREO	96	128	329	607
Gain (loss) on sale of foreclosed real estate, net	17	-28	81	181
Amortization of intangible assets	78	92	252	294
Other	687	547	1,773	1,616
Total noninterest expense	3,841	3,845	11,545	11,921
Earnings before income taxes	668	539	2,033	1,374
Income taxes:	'	'	'	'
Current	17	4	17	27
Deferred	211	149	634	318
Total income taxes	228	153	651	345
Net earnings	$440	$386	$1,382	$1,029
Net earnings per share, basic	$0.07	$0.06	$0.22	$0.16
Net earnings per share, diluted	$0.07	$0.06	$0.22	$0.16

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Statement of Comprehensive Income [Abstract]	'	'	'	'
Net earnings	$440	$386	$1,382	$1,029
Other comprehensive income:	'	'	'	'
Unrealized holding gain (loss)	670	-272	-171	-71
Income tax benefit (expense)	-257	104	65	27
Comprehensive income (loss)	$853	$218	$1,276	$985

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unallocated Common Stock in ESOP [Member]	Unearned Compensation [Member]	Accumulated Other Comprehensive Income [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Total
In Thousands
Balance, beginning at Jun. 30, 2012	$92	$78,571	($2,809)	($1,046)	$1,095	$8,067	($31,341)	$52,629
Net earnings	'	'	'	'	'	1,028	'	1,029
Other comprehensive income	'	'	'	'	-44	'	'	-44
Shares committed to be released by the ESOP	'	-226	325	'	'	'	'	99
Stock options expensed	'	4	'	'	'	'	'	4
Purchase of common stock	'	'	'	'	'	'	-137	-137
Balance, ending at Mar. 31, 2013	92	78,349	-2,484	-1,046	1,051	9,095	-31,478	53,579
Balance, beginning at Jun. 30, 2013	92	78,302	-2,376	-1,046	-111	9,661	-31,497	53,025
Net earnings	'	'	'	'	'	1,382	'	1,382
Other comprehensive income	'	'	'	'	-106	'	'	-106
Shares committed to be released by the ESOP	'	-87	216	'	'	'	'	129
Stock options expensed	'	3	'	'	'	'	'	3
Purchase of common stock	'	'	'	'	'	'	-35	-35
Balance, ending at Mar. 31, 2014	$92	$78,218	($2,160)	($1,046)	($217)	($11,043)	($31,532)	$54,398

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical)	9 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Statement of Stockholders' Equity [Abstract]	'	'
Purchase of common stock, shares	5,790	27,403

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net earnings	$1,382	$1,029
Adjustments to reconcile net earnings to net cash provided by (used for) operating activities:	'	'
Allocated ESOP shares	129	98
Depreciation and amortization expense	1,365	1,352
Amortization of premiums (discounts), net on investment securities	466	474
Provision for loan losses	'	800
Amortization of deferred loan fees, net	-87	-132
(Gain) loss on sale of investment securities	-1	-12
(Gain) loss on sale of foreclosed real estate, net	81	181
(Gain) loss on sale of fixed assets, net	'	-1
Deferred tax expense (benefit)	634	318
Stock options expensed	4	4
Originations of mortgage loans held for sale	-4,242	-15,004
Proceeds from sale of mortgage loans	4,174	14,910
Increase in cash value of life insurance	-182	-181
Decrease (increase) in:	'	'
Accrued interest receivable	88	140
Other assets	3,707	182
Increase (decrease) in other liabilities and accrued income taxes	-4,326	580
Net cash provided by (used for) operating activities	3,192	4,738
Cash flows used for investing activities:	'	'
Loan originations, net of principal collections	-22,258	7,934
Investment securities classified as available-for-sale:	'	'
Proceeds from maturities, calls and prepayments	18,279	23,373
Proceeds from sale	'	80
Purchase of securities	-10,900	-39,889
Purchase of premises and equipment	-163	-281
Proceeds from sale of (additions to) foreclosed real estate, net	1,382	1,440
Net cash provided by (used for) investing activities	-13,660	-7,343
Cash flows from financing activities:	'	'
Net decrease in deposits	-15,668	-18,517
Net increase (decrease) in repurchase agreements	42	209
Repayment of FHLB advances	56,000	-178
Proceeds from FHLB advances	-33,497	'
Purchase of treasury stock	-35	-137
Net cash provided by (used for) financing activities	6,842	-18,623
Net increase (decrease) in cash, cash equivalents and interest-earning deposits	-3,626	-21,228
Cash, cash equivalents and interest-earning deposits at beginning of period	24,514	56,693
Cash, cash equivalents and interest-earning deposits at end of period	20,888	35,465
Cash paid during period for:	'	'
Interest on deposits	961	1,201
Interest on borrowed funds	477	782
Interest on subordinated debentures	151	158
Income taxes	'	45
Real estate acquired in settlement of loans	$1,275	$3,689

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Mar. 31, 2014
Basis Of Presentation	'
Basis of Presentation	'
	-1	Basis of Presentation
	The condensed consolidated financial statements include the accounts of Jefferson Bancshares, Inc. (the “Company” or “Jefferson Bancshares”) and its wholly-owned subsidiary, Jefferson Federal Bank (the “Bank” or “Jefferson Federal”). The accompanying interim condensed consolidated financial statements, presented in accordance with accounting principles generally accepted in the United States of America (“GAAP”), are unaudited and reflect all adjustments which, in the opinion of management, are necessary for a fair statement of financial condition and results of operations for the interim periods. The results of operations for the three and nine months ended March 31, 2014 are not necessarily indicative of the results which may be expected for the entire fiscal year or any other period. These unaudited consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended June 30, 2013, which was filed with the Securities and Exchange Commission on September 30, 2013. All dollar amounts, other than per-share amounts, are in thousands unless otherwise noted.

Principles_of_Consolidation

Principles of Consolidation	9 Months Ended
	Mar. 31, 2014
Principles Of Consolidation	'
Principles of Consolidation	'
	-2	Principles of Consolidation
	The consolidated financial statements include the accounts of Jefferson Bancshares, Inc. and its wholly-owned subsidiary, the Bank. All significant intercompany balances and transactions have been eliminated in consolidation.

Use_of_Estimates

Use of Estimates	9 Months Ended
	Mar. 31, 2014
Use Of Estimates	'
Use of Estimates	'
	-3	Use of Estimates
	In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the statement of condition dates and revenues and expenses for the periods shown. Actual results could differ from the estimates and assumptions used in the consolidated financial statements. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of foreclosed real estate and deferred tax assets.

Limitation_on_Capital_Distribu

Limitation on Capital Distributions	9 Months Ended
	Mar. 31, 2014
Limitation On Capital Distributions	'
Limitation on Capital Distributions	'
		-4	Limitation on Capital Distributions
	Jefferson Federal may not pay dividends on its capital stock if its regulatory capital would thereby be reduced below the amount then required for the liquidation account established for the benefit of certain depositors of Jefferson Federal at the time of its conversion to stock form.
	Under applicable regulations, Jefferson Federal is prohibited from making any capital distributions if, after making the distribution, the Bank would have: (i) a total risk-based capital ratio of less than 8.0%; (ii) a Tier 1 risk-based capital ratio of less than 4.0%; or (iii) a leverage ratio of less than 4.0%.
	Under the banking laws of the State of Tennessee, a Tennessee chartered savings bank may not declare dividends in any calendar year in which the dividend would exceed the total of its net income for that year, combined with its retained net income for the preceding two years, without the prior approval of the Commissioner of the Tennessee Department of Financial Institutions.

Earnings_Per_Common_Share

Earnings Per Common Share	9 Months Ended
	Mar. 31, 2014
Earnings Per Common Share	'
Earnings Per Common Share	'
	-5	Earnings Per Common Share
	Earnings per common share and diluted earnings per common share have been computed on the basis of dividing net earnings by the weighted-average number of shares of common stock outstanding, exclusive of unallocated employee stock ownership plan (“ESOP”) shares. Diluted earnings per common share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate to outstanding stock options and are determined using the treasury stock method. For the three and nine months ended March 31, 2014, stock options to purchase 360,638 shares were not included in the computation of diluted net income per share as their effect would have been anti-dilutive. The following table illustrates the number of weighted-average shares of common stock used in each corresponding earnings per common share calculation:
			Weighted-Average Shares				Weighted-Average Shares
			Outstanding for the				Outstanding for the
			Three Months Ended				Nine Months Ended
			March 31,				March 31,
			2014		2013		2014		2013
	Weighted average number of common shares used in computing basic earnings per common share			6,311,614		6,292,214		6,284,605		6,271,036
	Effect of dilutive stock options			—		—		—		—
	Weighted average number of common shares and dilutive potential common shares used in computing earnings per common share assuming dilution			6,311,614		6,292,214		6,284,605		6,271,036

Accounting_for_Allowance_for_L

Accounting for Allowance for Loan Losses and Impairment of a Loan	9 Months Ended
	Mar. 31, 2014
Accounting For Allowance For Loan Losses And Impairment Of Loan	'
Accounting for Allowance for Loan Losses and Impairment of a Loan	'
	-6	Accounting for Allowance for Loan Losses and Impairment of a Loan
	The allowance for loan and lease losses is an estimate of the losses that are inherent in the loan and lease portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Bank’s charge-off policy is consistent with bank regulatory standards. Generally, loans are charged off when the loan becomes over 120 days delinquent. Real estate acquired as a result of foreclosure is initially recorded at the lower of the amount of the loan or the fair value, less estimated selling costs. Any writedown to fair value is charged to the allowance for loan and lease losses. Any subsequent writedown of foreclosed real estate is charged against earnings.
	The allowance consists of specific and general components. The specific component relates to loans that are classified as doubtful, substandard or special mention. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors.
	In connection with assessing the allowance, we have established a systematic methodology for determining the adequacy of the allowance for loan losses. Loans are grouped into pools based on loan type and include residential mortgage loans, multi-family loans, construction and land development loans, non-residential real estate loans (owner occupied and non-owner occupied), commercial loans, HELOC and junior lien, and consumer loans. Commercial business loans and loans secured by commercial real estate are generally larger and involve a greater degree of risk than residential mortgage loans. In addition, loans secured by commercial real estate are more likely to be negatively impacted by adverse conditions in the real estate market or the economy.
	Specific valuation allowances are established for impaired loans. The Company considers a loan to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement on a timely basis. A specific reserve represents the difference between the recorded value of the loan and either its estimated fair value less estimated disposition costs, or the net present value as determined by a discounted cash flow analysis. On a quarterly basis, management evaluates individual loans and lending relationships which have outstanding principal balances of $250,000 or more and which are classified as either substandard, doubtful or loss according to the loan grading policy for impairment. Troubled debt restructurings (“TDRs”) are also considered to be impaired, except for those that have been performing under the new terms for at least six consecutive months.
	A TDR occurs when the Bank grants a concession to a borrower with financial difficulties that it would not otherwise consider. The Bank has adopted the guidance and definitions found in ASU 2011-02 in determining if a borrower is experiencing financial difficulties and if a concession has been granted. The majority of the Bank’s TDRs involve a modification involving changes in amortization terms, reductions in interest rates, interest only payments and, in limited cases, concessions to outstanding loan balances. A TDR may be non-accruing or it may accrue interest. A nonaccrual TDR will be returned to accruing status at such time when the borrower successfully performs under the new terms for at least six consecutive months. The Bank’s TDRs totaled $3.9 million at March 31, 2014 compared to $9.1 million at June 30, 2013.
	The following table presents the Bank’s loans classified as TDRs by loan type and accrual status as of March 31, 2014:
			31-Mar-14
			Accrual			Non-accrual			Total
			Status			Status			TDRs
	Residential mortgage		$	952		$	—		$	952
	Multi-family			612			—			612
	Construction and land development			262			—			262
	Non-residential real estate			182			1,134			1,316
	Owner occupied			254			299			553
	Commercial			—			157			157
	HELOC and junior Lien			—			—			—
	Total		$	2,262		$	1,590		$	3,852
	The accrual of interest on all loans is discontinued at the time the loan is 90 days delinquent. All interest accrued but not collected for loans considered impaired, placed on non-accrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash basis or cost-recovery method until the loan is returned to accrual status. Loans are returned to accrual status when future payments are reasonably assured.
	The evaluation of the allowance for loan and lease losses is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The Company and the Bank are subject to periodic examination by regulatory agencies, which may require the Bank to record increases in the allowances based on the regulator’s evaluation of available information. There can be no assurance that the Company’s or the Bank’s regulators will not require further increases to the allowances.
	The following table summarizes the activity in the allowance for loan losses for the nine months ended March 31, 2014:
			Resid. Mtg			Multi- family			Constr and land dev.			Non- residential real estate			Owner occupied			Comm’l			HELOC and junior lien			Consumer			Total
	Allowance for Credit Losses:
	Balance at June 30, 2013		$	665		$	475		$	491		$	981		$	347		$	2,481		$	168		$	52		$	5,660
	Charge Offs			(75	)		(398	)		(248	)		(619	)		—			(539	)		(4	)		(62	)		(1,945	)
	Recoveries			—			—			49			—			66			77			—			12			204
	Provision			298			(26	)		576			510			(4	)		(1,379	)		(16	)		41			—
	Balance at March 31, 2014		$	888		$	51		$	868		$	872		$	409		$	640		$	148		$	43		$	3,919
	Ending balance, Individually Evaluated		$	—		$	—		$	—		$	54		$	—		$	97		$	—		$	—		$	151
	Ending balance, Collectively Evaluated		$	888		$	51		$	868		$	818		$	409		$	543		$	148		$	43		$	3,768
	Loans:
	Balance at March 31, 2014		$	78,449		$	9,351		$	37,836		$	63,232		$	74,570		$	63,269		$	17,392		$	2,588		$	346,687
	Ending balance, Individually Evaluated		$	—		$	—		$	122		$	1,134		$	—		$	540		$	—		$	—		$	1,796
	Ending balance, Collectively Evaluated		$	78,449		$	9,351		$	37,714		$	62,098		$	74,570		$	62,729		$	17,392		$	2,588		$	344,891
	The following table is an aging analysis of the loan portfolio at March 31, 2014:
			30-59 days past due			60-89 days past due			90 or more days past due and still accruing			Nonaccrual			Total past due and nonaccrual			Total Current			Total loans receivable
	Residential Mortgage		$	1,565		$	17		$	—		$	1,917		$	3,499		$	74,950		$	78,449
	Multi-family			—			—			—			—			—			9,351			9,351
	Construction/land development			9			—			—			600			609			37,227			37,836
	Non-residential real estate			347			—			—			1,598			1,945			61,287			63,232
	Owner occupied			—			—			—			1,061			1,061			73,509			74,570
	Commercial			80			—			—			1,626			1,706			61,563			63,269
	HELOC and Junior Lien			—			—			—			25			25			17,367			17,392
	Consumer			6			—			—			—			6			2,582			2,588
	Total		$	2,007		$	17		$	—		$	6,827		$	8,851		$	337,836		$	346,687
	The following table summarizes the credit risk profile by internally assigned grade at March 31, 2014:
			Residential Mortgage			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm’l			HELOC and Junior Lien			Consumer			Total
	Grade:
	Pass		$	73,104		$	8,648		$	35,607		$	52,991		$	71,905		$	60,942		$	17,112		$	2,586		$	322,895
	Watch			2,996			612			700			7,096			1,604			605			255			2			13,870
	Special mention			—			—			—			—			—			—			—			—			—
	Substandard			2,349			91			1,529			3,145			1,061			1,722			25			—			9,922
	Doubtful			—			—			—			—			—			—			—			—			—
	Loss			—			—			—			—			—			—			—			—			—
	Total:		$	78,449		$	9,351		$	37,836		$	63,232		$	74,570		$	63,269		$	17,392		$	2,588		$	346,687
	The following table summarizes the composition of impaired loans, the associated specific reserves, and interest income recognized on impaired loans at March 31, 2014:
			Recorded investment			Unpaid principal balance			Specific allowance			Interest income recognized
	With an allowance recorded:
	Residential mortgage		$	—		$	—		$	—		$	—
	Multi-family			—			—			—			—
	Construction and land development			122			122			—			7
	Non-residential real estate			1,080			1,134			54			—
	Owner occupied			—			—			—			—
Commercial			443			540			97			5
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	1,645		$	1,796		$	151		$	12
With no related allowance:
Residential mortgage		$	1,399		$	1,399		$	—		$	47
Multi-family			612			612			—			39
Construction and land development			1,050			1,050			—			8
Non-residential real estate			1,286			1,286			—			33
Owner occupied			810			810			—			1
Commercial			—			—			—			—
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	5,157		$	5,157		$	—		$	128
Total:
Residential mortgage		$	1,399		$	1,399		$	—		$	47
Multi-family			612			612			—			39
Construction and land development			1,172			1,172			—			15
Non-residential real estate			2,366			2,420			54			33
Owner occupied			810			810			—			1
Commercial			443			540			97			5
HELOC and junior lien			—			—			—			—
Consumer			—			—			—			—
Total		$	6,802		$	6,953		$	151		$	140
Average impaired loans for the nine months ended March 31, 2014		$	9,320

Financial_Instruments_with_Off

Financial Instruments with Off-Balance Sheet Risk	9 Months Ended
	Mar. 31, 2014
Financial Instruments With Off-Balance Sheet Risk	'
Financial Instruments with Off-Balance Sheet Risk	'
	-7	Financial Instruments With Off-Balance Sheet Risk
	Jefferson Bancshares is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage loans. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company’s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount and related accrued interest receivable of those instruments. The Company minimizes this risk by evaluating each borrower’s creditworthiness on a case-by-case basis. Collateral held by the Company consists of a first or second mortgage on the borrower’s property. The amount of collateral obtained is based upon an appraisal of the property.
	At March 31, 2014, we had approximately $16.6 million in commitments to extend credit, consisting entirely of commitments to fund real estate loans. In addition to commitments to originate loans, at March 31, 2014, we had $547,000 in unused letters of credit and approximately $30.1 million in unused lines of credit.

Dividends

Dividends	9 Months Ended
	Mar. 31, 2014
Dividends [Abstract]	'
Dividends	'
	-8	Dividends
	On February 2, 2010, the Company announced that the Board of Directors had voted to suspend the payment of the quarterly cash dividend on the Company’s common stock in an effort to conserve capital.

Stock_Incentive_Plans

Stock Incentive Plans	9 Months Ended
	Mar. 31, 2014
Stock Incentive Plans	'
Stock Incentive Plans	'
	-9	Stock Incentive Plans
	The Company maintains stock-based benefit plans under which certain employees and directors are eligible to receive stock grants or options. Under the 2004 Stock-Based Benefit Plan, a maximum of 279,500 shares may be granted as restricted stock and a maximum of 698,750 shares may be issued through the exercise of nonstatutory or incentive stock options. The exercise price of each option equals the market price of the Company’s stock on the date of grant and an option’s maximum term is ten years.
	The table below summarizes the status of the Company’s stock option plans as of March 31, 2014:
			Nine Months Ended
			31-Mar-14
						Weighted-
						average
			Shares			exercise price
	Outstanding at beginning of period			360,638		$	13.04
	Granted during the nine-month period			—			—
	Options forfeited			(340,638	)		13.69
	Options exercised			—			—
	Outstanding at March 31, 2014			20,000		$	1.97
	Options exercisable at March 31, 2014			4,000		$	1.97
	The following information applies to options outstanding at March 31, 2014:
	Number outstanding			20,000
	Range of exercise prices		$	1.97
	Weighted-average exercise price		$	1.97
	Weighted-average remaining contractual life			8.33
	Number of options remaining for future issuance			678,750
	The fair value of stock options granted is amortized as compensation expense on a straight-line basis over the five year vesting period of the grant. Compensation expense related to stock options was approximately $4,000 for the nine months ended March 31, 2014.

Investment_Securities

Investment Securities	9 Months Ended
	Mar. 31, 2014
Investment Securities	'
Investment Securities	'
	-10	Investment Securities
	Investment securities are summarized as follows:
	At March 31, 2014
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency		$	17,420		$	46		$	(504	)	$	16,962
	Mortgage-backed			62,392			887			(711	)		62,568
	Municipals			7,940			192			(147	)		7,985
	Other Securities			607			—			(114	)		493
	Total securities available-for-sale		$	88,359		$	1,125		$	(1,476	)	$	88,008
	Weighted-average rate			2.13	%
	Pledged at March 31, 2014		$	39,673
	At June 30, 2013
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency		$	21,985		$	88		$	(420	)	$	21,653
	Mortgage-backed			65,607			1,096			(835	)		65,868
	Municipals			8,004			172			(171	)		8,005
	Other Securities			607			—			(109	)		498
	Total securities available-for-sale		$	96,203		$	1,356		$	(1,535	)	$	96,024
	Weighted-average rate			1.83	%
	Pledged at June 30, 2013		$	11,017
	Securities with unrealized losses not recognized in income are as follows:
			Less than 12 months						12 months or more						Total
			Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
			Value			Losses			Value			Losses			Value		Losses
			(Dollars in thousands)
	31-Mar-14
	Federal agency securities		$	9,527		$	(440	)	$	936		$	(64	)	$	10,463	$	(504	)
	Mortgage-backed securities			20,387			(429	)		7,042			(282	)		27,429		(711	)
	Municipal securities			2,373			(114	)		902			(33	)		3,275		(147	)
	Other securities			—			—			493			(114	)		493		(114	)
			$	32,287		$	(983	)	$	9,373		$	(493	)	$	41,660	$	(1,476	)
	The Company evaluates its securities with significant declines in fair value on a quarterly basis to determine whether they should be considered temporarily or other than temporarily impaired. The Company has recognized all of the unrealized losses reflected in the foregoing table in other comprehensive income. The Company neither has the intent to sell nor is forecasting the need or requirement to sell the securities before their anticipated recovery.
	Federal Agency Securities – The unrealized losses of $504,000 for these eleven federal agency securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by an agency of the U.S. Government. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014.
	GSE Residential Mortgage-Backed Securities – The unrealized losses of $711,000 for these thirty-eight GSE mortgage-backed securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by an agency of the U.S. Government. Accordingly it is expected that the securities would not be settled at a price less than the amortized bases of the Company’s investments. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014.
	Municipal Securities – The unrealized losses of $147,000 for these seven investments in municipal securities were caused by changes in market interest rates. The contractual cash flows of these investments are guaranteed by municipal agencies themselves. Accordingly it is expected that the securities would not be settled at a price less than the amortized bases of the Company’s investments. Because the decline in market value is attributable to changes in market interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases and it is not more likely than not the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2014.
	Other Securities – The unrealized loss of $114,000 on this collateralized debt obligation (“CDO”) was a result of updated variables and inputs that comprise the model used in the semi-annual independent valuation of this security. The collateral for the CDO investment is comprised of trust preferred securities and senior and subordinated debt issued by banks, insurance companies, REITs, real estate operating companies and homebuilding companies. The CDO is valued by evaluating all relevant credit and structural aspects of the instrument, determining appropriate performance assumptions and performing a discounted cash flow analysis. Given the expected improvement in the future performance of the collateral, the unrealized loss is not deemed to be attributable to credit quality. Since the Company does not intend to sell this investment before recovery of its amortized cost basis, which may be maturity, the Company does not consider this investment to be other-than-temporarily impaired at March 31, 2014.
	Maturities of debt securities at March 31, 2014 are summarized as follows:
									Weighted
			Amortized			Fair			Average
			Cost			Value			Yield
	Within 1 year		$	2,790		$	2,798			1.36	%
	Over 1 year through 5 years			6,842			6,769			1.53	%
	After 5 years through 10 years			20,500			20,368			1.88	%
	Over 10 years			58,227			58,073			2.2	%
			$	88,359		$	88,008			2.05	%

Fair_Value_Disclosures

Fair Value Disclosures	9 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures	'
	-11	Fair Value Disclosures
	Fair value is defined as the price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. When measuring fair value, the Company uses valuation techniques that are appropriate and consistently applied. A hierarchy is also established under the standard and is used to prioritize valuation inputs into the following three levels used to measure fair value:
	Level 1
	Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as certain U.S. Treasury, other U.S. Government and agency mortgage-backed debt securities that are highly liquid and are actively traded in over-the-counter markets.
	Level 2
	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain U.S. Government and agency mortgage-backed debt securities, corporate debt securities, derivative contracts and residential mortgage loans held-for-sale.
	Level 3
	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category generally includes certain private equity investments, retained residual interests in securitizations, residential mortgage servicing rights, and highly structured or long-term derivative contracts.
	The following is a description of valuation methodologies used for assets recorded at fair value.
	Investment Securities Available for Sale
	Level 2 investment securities classified as “available-for-sale” are recorded at fair value on a recurring basis. Fair value measurements are based upon independent pricing models or other model-based valuation techniques with inputs that are observable in the market or that can be derived principally from or corroborated by observable market data. Level 2 securities include mortgage-backed securities issued by government-sponsored entities, municipal bonds, bonds issued by government agencies, and corporate debt securities. Level 3 investment securities classified as “available-for-sale” are recorded at fair value on at least a semi-annual basis. Fair value measurements are based upon independent pricing models based upon unobservable inputs which require significant management judgment or estimation. Level 3 securities include certain mortgage-backed securities and other debt securities.
	Impaired Loans
	The Company records loans at fair value on a non-recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.
	Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At March 31, 2014, substantially all of the total impaired loans were evaluated based on either the fair value of the collateral or its liquidation value. In accordance with GAAP, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price, the Company records the impaired loan as nonrecurring Level 2.
	The fair value of collateral dependent impaired loans and other real estate owned is generally based on recent real estate appraisals and other available observable market information. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. The Company generally uses independent external appraisers in this process who routinely make adjustments to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	Below is a table that presents information about certain assets and liabilities measured at fair value:
			31-Mar-14
												Total Carrying
												Amount in			Assets/Liabilities
												Statement of			Measured at
	Description		Level 1			Level 2			Level 3			Financial Condition			Fair Value
	Securities available for sale			—		$	87,136		$	872		$	88,008		$	88,008
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with GAAP. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below.
			31-Mar-14
												Total Gains
	Description		Level 1			Level 2			Level 3			(Losses)
	Impaired Loans			—			—		$	6,802			—
	Other real estate owned			—			—			4,928			—
	The carrying value and estimated fair value of the Company’s financial instruments are as follows:
			At						At
			31-Mar-14						30-Jun-13
			Carrying			Fair			Carrying			Fair
			Amount			Value			Amount			Value
	Financial assets:
	Cash and due from banks and interest-earning deposits with banks		$	20,888		$	20,888		$	24,514		$	24,514
	Available-for-sale securities			88,008			88,008			96,024			96,024
	Federal Home Loan Bank stock			4,635			4,635			4,735			4,735
	Bank owned life insurance			7,281			7,281			7,100			7,100
	Loans receivable, net			342,303			344,897			321,299			329,268
	Accrued interest receivable			1,321			1,321			1,409			1,409
	Loans held-for-sale			165			165			97			97
	Financial liabilities:
	Deposits			(383,974	)		(375,586	)		(399,642	)		(391,442	)
	Borrowed funds			(60,492	)		(61,124	)		(38,177	)		(39,505	)
	Subordinated debentures			(7,442	)		(5,650	)		(7,358	)		(4,950	)
	Off-balance sheet assets (liabilities):
	Commitments to extend credit			—			16,577			—			15,330
	Unused letters of credit			—			547			—			320
	Unused lines of credit			—			30,142			—			27,663
	The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
	Cash and due from banks and interest-earning deposits with banks - The carrying amounts for these assets approximate fair value.
	Investment securities – See the discussion beginning on Page 17 concerning assets measured at fair value on a recurring basis.
	Federal Home Loan Bank stock - The fair value for FHLB stock is the carrying value due to restrictions placed on transferability.
	Loans held-for-sale – The fair value of loans held-for-sale is the carrying value since these loans have a commitment to be purchased by a third party.
	Loans receivable, net - The fair value is based on discounted cash flow analyses, using interest rates currently being offered for loans with similar terms and for similar maturities. The estimated fair value of loans is adjusted for the allowance for loan losses.
	Accrued interest receivable - The carrying amounts of accrued interest receivable approximate fair value.
	.
	Bank-owned life insurance - The carrying value of this asset is the cash surrender value, which approximates fair value.
	Deposits - The fair value of deposits with no stated maturity is equal to the amount payable on demand. The fair value of time deposits is estimated using discounted cash flow analyses. The discount rate is estimated using rates currently offered for deposits of similar remaining maturities.
	Borrowed Money - The estimated fair value of debt is based on current rates for similar financing.
	Subordinated debt - The fair value for subordinated debt is estimated based on a third party indication of fair value at the respective dates.

Subordinated_Debt

Subordinated Debt	9 Months Ended
	Mar. 31, 2014
Subordinated Debt	'
Subordinated Debt	'
	-12	Subordinated Debt
	In connection with its October 2008 acquisition of State of Franklin Bancshares, Inc. (“State of Franklin”), the Company acquired State of Franklin Statutory Trust II (the “Trust”) and assumed the Trust’s obligation with respect to certain capital securities described below. On December 13, 2006, State of Franklin issued $10.3 million of junior subordinated debentures to the Trust, a Delaware business trust wholly owned by State of Franklin. The Trust (a) sold $10.0 million of capital securities through its underwriters to institutional investors and upstreamed the proceeds to State of Franklin and (b) issued $310,000 of common securities to State of Franklin. The sole assets of the Trust are the $10.3 million of junior subordinated debentures issued by State of Franklin. The securities are redeemable at par after January 30, 2013, and have a final maturity of January 30, 2037. The interest is payable quarterly at a floating rate equal to 3-month LIBOR plus 1.7%.
	On September 25, 2013, the Company notified the Trustee of the Trust that, beginning with the October 30, 2013 interest payment period, the Company would end its prior election to defer all payments of interest on the junior subordinated debentures and pay all deferred interest and additional interest due on the junior subordinated debentures as of October 30, 2013.

Subsequent_Events

Subsequent Events	9 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	-13	Subsequent Events
	The Company has evaluated subsequent events for potential recognition and disclosure for the three months ended March 31, 2014. No items were identified during this evaluation that required adjustment to or disclosure in the accompanying financial statements.

Agreement_and_Plan_of_Merger

Agreement and Plan of Merger	9 Months Ended
	Mar. 31, 2014
Business Combinations [Abstract]	'
Agreement and Plan of Merger	'
	-14	Agreement and Plan of Merger
	On January 22, 2014, the Company and HomeTrust Bancshares, Inc., a Maryland corporation (“HomeTrust”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) pursuant to which, upon the terms and subject to the conditions set forth therein, the Company will merge with and into HomeTrust (the “Merger”), with HomeTrust as the surviving corporation in the Merger. Immediately after the effective time of the Merger (the “Effective Time”), HomeTrust intends to merge the Bank with and into HomeTrust Bank, a wholly owned subsidiary of HomeTrust (the “Bank Merger”), with HomeTrust Bank as the surviving institution in the Bank Merger.
	Subject to the terms and conditions of the Merger Agreement, at the Effective Time, each share of the common stock of the Company outstanding immediately prior to the Effective Time will be converted into the right to receive $4.00 in cash plus a fraction of a share of the common stock of HomeTrust equal to the quotient of $4.00 divided by the average of the volume weighted price of HomeTrust common stock on the NASDAQ Stock Market for the ten trading days ending on the fifth trading day immediately preceding the Merger closing date, with the exchange ratio fixed at .2667 if the average HomeTrust price is equal to or less than $15.00 and at .2222 if the average HomeTrust price is equal to or greater than $18.00. All in-the-money Company stock options outstanding immediately prior to the Effective Time will be canceled in exchange for a cash payment as provided in the Merger Agreement.
	The completion of the Merger is subject to customary conditions, including approval of the Merger Agreement by the Company’s shareholders and the receipt of required regulatory approvals. The Merger is expected to be completed in the second calendar quarter of 2014. The Merger Agreement provides certain termination rights for both HomeTrust and the Company and further provides that a termination fee of $1,950,000 will be payable by the Company upon termination of the Merger Agreement under certain circumstances.

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Mar. 31, 2014
Earnings Per Common Share Tables	'
Schedule of weighted average shares	'
	The following table illustrates the number of weighted-average shares of common stock used in each corresponding earnings per common share calculation:
		Weighted-Average Shares				Weighted-Average Shares
		Outstanding for the				Outstanding for the
		Three Months Ended				Nine Months Ended
		March 31,				March 31,
		2014		2013		2014		2013
	Weighted average number of common shares used in computing basic earnings per common share		6,311,614		6,292,214		6,284,605		6,271,036
	Effect of dilutive stock options		—		—		—		—
	Weighted average number of common shares and dilutive potential common shares used in computing earnings per common share assuming dilution		6,311,614		6,292,214		6,284,605		6,271,036

Accounting_for_Allowance_for_L1

Accounting for Allowance for Loan Losses and Impairment of a Loan (Tables)	9 Months Ended
	Mar. 31, 2014
Accounting For Allowance For Loan Losses And Impairment Of Loan Tables	'
Schedule of troubled debt restructuring and modifications of loans	'
	The following table presents the Bank’s loans classified as TDRs by loan type and accrual status as of March 31, 2014:
		31-Mar-14
		Accrual			Non-accrual			Total
		Status			Status			TDRs
	Residential mortgage	$	952		$	—		$	952
	Multi-family		612			—			612
	Construction and land development		262			—			262
	Non-residential real estate		182			1,134			1,316
	Owner occupied		254			299			553
	Commercial		—			157			157
	HELOC and junior Lien		—			—			—
	Total	$	2,262		$	1,590		$	3,852
Schedule of activity in the allowance for loan losses	'
	The following table summarizes the activity in the allowance for loan losses for the nine months ended March 31, 2014:
		Resid. Mtg			Multi- family			Constr and land dev.			Non- residential real estate			Owner occupied			Comm’l			HELOC and junior lien			Consumer			Total
	Allowance for Credit Losses:
	Balance at June 30, 2013	$	665		$	475		$	491		$	981		$	347		$	2,481		$	168		$	52		$	5,660
	Charge Offs		(75	)		(398	)		(248	)		(619	)		—			(539	)		(4	)		(62	)		(1,945	)
	Recoveries		—			—			49			—			66			77			—			12			204
	Provision		298			(26	)		576			510			(4	)		(1,379	)		(16	)		41			—
	Balance at March 31, 2014	$	888		$	51		$	868		$	872		$	409		$	640		$	148		$	43		$	3,919
	Ending balance, Individually Evaluated	$	—		$	—		$	—		$	54		$	—		$	97		$	—		$	—		$	151
	Ending balance, Collectively Evaluated	$	888		$	51		$	868		$	818		$	409		$	543		$	148		$	43		$	3,768
	Loans:
	Balance at March 31, 2014	$	78,449		$	9,351		$	37,836		$	63,232		$	74,570		$	63,269		$	17,392		$	2,588		$	346,687
	Ending balance, Individually Evaluated	$	—		$	—		$	122		$	1,134		$	—		$	540		$	—		$	—		$	1,796
	Ending balance, Collectively Evaluated	$	78,449		$	9,351		$	37,714		$	62,098		$	74,570		$	62,729		$	17,392		$	2,588		$	344,891
Schedule of aging analysis of the loan portfolio	'
	The following table is an aging analysis of the loan portfolio at March 31, 2014:
		30-59 days past due			60-89 days past due			90 or more days past due and still accruing			Nonaccrual			Total past due and nonaccrual			Total Current			Total loans receivable
	Residential Mortgage	$	1,565		$	17		$	—		$	1,917		$	3,499		$	74,950		$	78,449
	Multi-family		—			—			—			—			—			9,351			9,351
	Construction/land development		9			—			—			600			609			37,227			37,836
	Non-residential real estate		347			—			—			1,598			1,945			61,287			63,232
	Owner occupied		—			—			—			1,061			1,061			73,509			74,570
	Commercial		80			—			—			1,626			1,706			61,563			63,269
	HELOC and Junior Lien		—			—			—			25			25			17,367			17,392
	Consumer		6			—			—			—			6			2,582			2,588
	Total	$	2,007		$	17		$	—		$	6,827		$	8,851		$	337,836		$	346,687
Schedule of credit risk profile by internally assigned grade	'
	The following table summarizes the credit risk profile by internally assigned grade at March 31, 2014:
		Residential Mortgage			Multi-family			Constr and land dev.			Non-residential real estate			Owner occupied			Comm’l			HELOC and Junior Lien			Consumer			Total
	Grade:
	Pass	$	73,104		$	8,648		$	35,607		$	52,991		$	71,905		$	60,942		$	17,112		$	2,586		$	322,895
	Watch		2,996			612			700			7,096			1,604			605			255			2			13,870
	Special mention		—			—			—			—			—			—			—			—			—
	Substandard		2,349			91			1,529			3,145			1,061			1,722			25			—			9,922
	Doubtful		—			—			—			—			—			—			—			—			—
	Loss		—			—			—			—			—			—			—			—			—
	Total:	$	78,449		$	9,351		$	37,836		$	63,232		$	74,570		$	63,269		$	17,392		$	2,588		$	346,687
Schedule of composition of impaired loans	'
	The following table summarizes the composition of impaired loans, the associated specific reserves, and interest income recognized on impaired loans at March 31, 2014:
		Recorded investment			Unpaid principal balance			Specific allowance			Interest income recognized
	With an allowance recorded:
	Residential mortgage	$	—		$	—		$	—		$	—
	Multi-family		—			—			—			—
	Construction and land development		122			122			—			7
	Non-residential real estate		1,080			1,134			54			—
	Owner occupied		—			—			—			—
	Commercial		443			540			97			5
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	1,645		$	1,796		$	151		$	12
	With no related allowance:
	Residential mortgage	$	1,399		$	1,399		$	—		$	47
	Multi-family		612			612			—			39
	Construction and land development		1,050			1,050			—			8
	Non-residential real estate		1,286			1,286			—			33
	Owner occupied		810			810			—			1
	Commercial		—			—			—			—
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	5,157		$	5,157		$	—		$	128
	Total:
	Residential mortgage	$	1,399		$	1,399		$	—		$	47
	Multi-family		612			612			—			39
	Construction and land development		1,172			1,172			—			15
	Non-residential real estate		2,366			2,420			54			33
	Owner occupied		810			810			—			1
	Commercial		443			540			97			5
	HELOC and junior lien		—			—			—			—
	Consumer		—			—			—			—
	Total	$	6,802		$	6,953		$	151		$	140
	Average impaired loans for the nine months ended March 31, 2014	$	9,320

Stock_Incentive_Plans_Tables

Stock Incentive Plans (Tables)	9 Months Ended
	Mar. 31, 2014
Stock Incentive Plans Tables	'
Schedule of the Company's stock option plans	'
	The table below summarizes the status of the Company’s stock option plans as of March 31, 2014:
		Nine Months Ended
		31-Mar-14
					Weighted-
					average
		Shares			exercise price
	Outstanding at beginning of period		360,638		$	13.04
	Granted during the nine-month period		—			—
	Options forfeited		(340,638	)		13.69
	Options exercised		—			—
	Outstanding at March 31, 2014		20,000		$	1.97
	Options exercisable at March 31, 2014		4,000		$	1.97
	The following information applies to options outstanding at March 31, 2014:
	Number outstanding		20,000
	Range of exercise prices	$	1.97
	Weighted-average exercise price	$	1.97
	Weighted-average remaining contractual life		8.33
	Number of options remaining for future issuance		678,750

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Mar. 31, 2014
Investment Securities Tables	'
Schedule of investment securities	'
	Investment securities are summarized as follows:
	At March 31, 2014
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
		(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency	$	17,420		$	46		$	(504	)	$	16,962
	Mortgage-backed		62,392			887			(711	)		62,568
	Municipals		7,940			192			(147	)		7,985
	Other Securities		607			—			(114	)		493
	Total securities available-for-sale	$	88,359		$	1,125		$	(1,476	)	$	88,008
	Weighted-average rate		2.13	%
	Pledged at March 31, 2014	$	39,673
	At June 30, 2013
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
		(Dollars in thousands)
	Securities available-for-sale
	Debt securities:
	Federal agency	$	21,985		$	88		$	(420	)	$	21,653
	Mortgage-backed		65,607			1,096			(835	)		65,868
	Municipals		8,004			172			(171	)		8,005
	Other Securities		607			—			(109	)		498
	Total securities available-for-sale	$	96,203		$	1,356		$	(1,535	)	$	96,024
	Weighted-average rate		1.83	%
	Pledged at June 30, 2013	$	11,017
Schedule of securities with unrealized losses not recognized in income	'
	Securities with unrealized losses not recognized in income are as follows:
		Less than 12 months						12 months or more						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Losses			Value			Losses			Value		Losses
		(Dollars in thousands)
	31-Mar-14
	Federal agency securities	$	9,527		$	(440	)	$	936		$	(64	)	$	10,463	$	(504	)
	Mortgage-backed securities		20,387			(429	)		7,042			(282	)		27,429		(711	)
	Municipal securities		2,373			(114	)		902			(33	)		3,275		(147	)
	Other securities		—			—			493			(114	)		493		(114	)
		$	32,287		$	(983	)	$	9,373		$	(493	)	$	41,660	$	(1,476	)
Schedule of maturities of debt securities	'
	Maturities of debt securities at March 31, 2014 are summarized as follows:
								Weighted
		Amortized			Fair			Average
		Cost			Value			Yield
	Within 1 year	$	2,790		$	2,798			1.36	%
	Over 1 year through 5 years		6,842			6,769			1.53	%
	After 5 years through 10 years		20,500			20,368			1.88	%
	Over 10 years		58,227			58,073			2.2	%
		$	88,359		$	88,008			2.05	%

Fair_Value_Disclosures_Tables

Fair Value Disclosures (Tables)	9 Months Ended
	Mar. 31, 2014
Fair Value Disclosures Tables	'
Schedule of assets and liabilities recorded at fair value on a recurring basis	'
	Below is a table that presents information about certain assets and liabilities measured at fair value:
		31-Mar-14
											Total Carrying
											Amount in			Assets/Liabilities
											Statement of			Measured at
	Description	Level 1			Level 2			Level 3			Financial Condition			Fair Value
	Securities available for sale		—		$	87,136		$	872		$	88,008		$	88,008
Schedule of assets and liabilities recorded at fair value on a nonrecurring basis	'
	Assets measured at fair value on a nonrecurring basis are included in the table below.
		31-Mar-14
											Total Gains
	Description	Level 1			Level 2			Level 3			(Losses)
	Impaired Loans		—			—		$	6,802			—
	Other real estate owned		—			—			4,928			—
Schedule of carrying value and estimated fair value of financial instruments	'
	The carrying value and estimated fair value of the Company’s financial instruments are as follows:
		At						At
		31-Mar-14						30-Jun-13
		Carrying			Fair			Carrying			Fair
		Amount			Value			Amount			Value
	Financial assets:
	Cash and due from banks and interest-earning deposits with banks	$	20,888		$	20,888		$	24,514		$	24,514
	Available-for-sale securities		88,008			88,008			96,024			96,024
	Federal Home Loan Bank stock		4,635			4,635			4,735			4,735
	Bank owned life insurance		7,281			7,281			7,100			7,100
	Loans receivable, net		342,303			344,897			321,299			329,268
	Accrued interest receivable		1,321			1,321			1,409			1,409
	Loans held-for-sale		165			165			97			97
	Financial liabilities:
	Deposits		(383,974	)		(375,586	)		(399,642	)		(391,442	)
	Borrowed funds		(60,492	)		(61,124	)		(38,177	)		(39,505	)
	Subordinated debentures		(7,442	)		(5,650	)		(7,358	)		(4,950	)
	Off-balance sheet assets (liabilities):
	Commitments to extend credit		—			16,577			—			15,330
	Unused letters of credit		—			547			—			320
	Unused lines of credit		—			30,142			—			27,663

Limitation_on_Capital_Distribu1

Limitation on Capital Distributions (Details Narrative)	Mar. 31, 2014
Limitation On Capital Distributions Details Narrative	'
Total Risk-based capital ratio, maximum requirement	8.00%
Tier 1 Risk-based capital ratio, maximum requirement	4.00%
Tier 1 Leverage Ratio, maximum requirement	4.00%

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details Narrative)	9 Months Ended
	Mar. 31, 2014
Earnings Per Common Share Details Narrative	'
Antidilutive stock options	360,638

Earnings_Per_Common_Share_Deta1

Earnings Per Common Share (Details)	3 Months Ended		9 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Common Share	'	'	'	'
Weighted average number of common shares used in computing basic earnings per common share	6,311,614	6,292,214	6,284,605	6,271,036
Weighted average number of common shares and dilutive potential common shares used in computing earnings per common share assuming dilution	6,311,614	6,292,214	6,284,605	6,271,036

Accounting_for_Allowance_for_L2

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details Narrative) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounting For Allowance For Loan Losses And Impairment Of Loan Details Narrative	'	'
Total TDRs	$3,852	$9,100

Accounting_for_Allowance_for_L3

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Loans classified as TDRs:	'	'
Accrual Status	$2,262	'
Non-accrual status	1,590	'
Total TDRs	3,852	9,100
Residential Mortgage [Member]	'	'
Loans classified as TDRs:	'	'
Accrual Status	952	'
Total TDRs	952	'
Multi-family Real Estate Loans [Member]	'	'
Loans classified as TDRs:	'	'
Accrual Status	612	'
Total TDRs	612	'
Construction and Land Development Loans [Member]	'	'
Loans classified as TDRs:	'	'
Accrual Status	262	'
Total TDRs	262	'
Nonresidential Real Estate Loans [Member]	'	'
Loans classified as TDRs:	'	'
Accrual Status	182	'
Non-accrual status	1,134	'
Total TDRs	1,316	'
Owner Occupied Loans [Member]	'	'
Loans classified as TDRs:	'	'
Non-accrual status	299	'
Total TDRs	553	'
Commercial Loans [Member]	'	'
Loans classified as TDRs:	'	'
Non-accrual status	157	'
Total TDRs	$157	'

Accounting_for_Allowance_for_L4

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 1) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Allowance for loan losses:	'	'	'
Beginning Balance	'	$5,660	'
Charge offs	'	-1,945	'
Recoveries	'	204	'
Provision	200	'	800
Ending balance	'	3,919	'
Individually evaluated for impairment	'	151	'
Collectively evaluated for impairment	'	3,768	'
Net Loans receivable:	'	'	'
Gross Loans	'	346,687	'
Individually evaluated for impairment	'	1,796	'
Collectively evaluated for impairment	'	344,891	'
Residential Mortgage [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	665	'
Charge offs	'	-75	'
Provision	'	298	'
Ending balance	'	888	'
Collectively evaluated for impairment	'	888	'
Net Loans receivable:	'	'	'
Gross Loans	'	78,449	'
Collectively evaluated for impairment	'	78,449	'
Multi-family Real Estate Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	475	'
Charge offs	'	-398	'
Provision	'	-26	'
Ending balance	'	51	'
Collectively evaluated for impairment	'	51	'
Net Loans receivable:	'	'	'
Gross Loans	'	9,351	'
Collectively evaluated for impairment	'	9,351	'
Construction and Land Development Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	491	'
Charge offs	'	-248	'
Recoveries	'	49	'
Provision	'	576	'
Ending balance	'	868	'
Collectively evaluated for impairment	'	868	'
Net Loans receivable:	'	'	'
Gross Loans	'	37,836	'
Individually evaluated for impairment	'	122	'
Collectively evaluated for impairment	'	37,714	'
Nonresidential Real Estate Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	981	'
Charge offs	'	-619	'
Provision	'	510	'
Ending balance	'	872	'
Individually evaluated for impairment	'	54	'
Collectively evaluated for impairment	'	818	'
Net Loans receivable:	'	'	'
Gross Loans	'	63,232	'
Individually evaluated for impairment	'	1,134	'
Collectively evaluated for impairment	'	62,098	'
Owner Occupied Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	347	'
Recoveries	'	66	'
Provision	'	-4	'
Ending balance	'	409	'
Collectively evaluated for impairment	'	409	'
Net Loans receivable:	'	'	'
Gross Loans	'	74,570	'
Collectively evaluated for impairment	'	74,570	'
Commercial Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	2,481	'
Charge offs	'	-539	'
Recoveries	'	77	'
Provision	'	-1,379	'
Ending balance	'	640	'
Individually evaluated for impairment	'	97	'
Collectively evaluated for impairment	'	543	'
Net Loans receivable:	'	'	'
Gross Loans	'	63,269	'
Individually evaluated for impairment	'	540	'
Collectively evaluated for impairment	'	62,729	'
HELOC and Junior Liens [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	168	'
Charge offs	'	-4	'
Provision	'	-16	'
Ending balance	'	148	'
Collectively evaluated for impairment	'	148	'
Net Loans receivable:	'	'	'
Gross Loans	'	17,392	'
Collectively evaluated for impairment	'	17,392	'
Consumer Loans [Member]	'	'	'
Allowance for loan losses:	'	'	'
Beginning Balance	'	52	'
Charge offs	'	-62	'
Recoveries	'	12	'
Provision	'	41	'
Ending balance	'	43	'
Collectively evaluated for impairment	'	43	'
Net Loans receivable:	'	'	'
Gross Loans	'	2,588	'
Collectively evaluated for impairment	'	$2,588	'

Accounting_for_Allowance_for_L5

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 2) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Loans Receivable Payment Age Analysis	'
30-59 days past due	$2,007
60-89 days past due	17
Nonaccrual	6,827
Total past due	8,851
Total Current	337,836
Total loans receivable	346,687
Residential Mortgage [Member]	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	1,565
60-89 days past due	17
Nonaccrual	1,917
Total past due	3,499
Total Current	74,950
Total loans receivable	78,449
Multi-family Real Estate Loans [Member]	'
Loans Receivable Payment Age Analysis	'
Total Current	9,351
Total loans receivable	9,351
Construction and Land Development Loans [Member]	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	9
Nonaccrual	600
Total past due	609
Total Current	37,227
Total loans receivable	37,836
Nonresidential Real Estate Loans [Member]	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	347
Nonaccrual	1,598
Total past due	1,945
Total Current	61,287
Total loans receivable	63,232
Owner Occupied Loans [Member]	'
Loans Receivable Payment Age Analysis	'
Nonaccrual	1,061
Total past due	1,061
Total Current	73,509
Total loans receivable	74,570
Commercial Loans [Member]	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	80
Nonaccrual	1,626
Total past due	1,706
Total Current	61,563
Total loans receivable	63,269
HELOC and Junior Liens [Member]	'
Loans Receivable Payment Age Analysis	'
Nonaccrual	25
Total past due	25
Total Current	17,367
Total loans receivable	17,392
Consumer Loans [Member]	'
Loans Receivable Payment Age Analysis	'
30-59 days past due	6
Total past due	6
Total Current	2,582
Total loans receivable	$2,588

Accounting_for_Allowance_for_L6

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 3) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Credit risk profile by internally assigned grade:	'
Gross Loans	$346,687
Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	322,895
Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	13,870
Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	9,922
Residential Mortgage [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	78,449
Residential Mortgage [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	73,104
Residential Mortgage [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	2,996
Residential Mortgage [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	2,349
Multi-family Real Estate Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	9,351
Multi-family Real Estate Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	8,648
Multi-family Real Estate Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	612
Multi-family Real Estate Loans [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	91
Construction and Land Development Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	37,836
Construction and Land Development Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	35,607
Construction and Land Development Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	700
Construction and Land Development Loans [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,529
Nonresidential Real Estate Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	63,232
Nonresidential Real Estate Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	52,991
Nonresidential Real Estate Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	7,096
Nonresidential Real Estate Loans [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	3,145
Owner Occupied Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	74,570
Owner Occupied Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	71,905
Owner Occupied Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,604
Owner Occupied Loans [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,061
Commercial Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	63,269
Commercial Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	60,942
Commercial Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	605
Commercial Loans [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	1,722
HELOC and Junior Liens [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	17,392
HELOC and Junior Liens [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	17,112
HELOC and Junior Liens [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	255
HELOC and Junior Liens [Member] | Substandard [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	25
Consumer Loans [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	2,588
Consumer Loans [Member] | Pass [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	2,586
Consumer Loans [Member] | Watch [Member]	'
Credit risk profile by internally assigned grade:	'
Gross Loans	$2

Accounting_for_Allowance_for_L7

Accounting for Allowance for Loan Losses and Impairment of a Loan (Details 4) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
With an allowance recorded:	'
Recorded Investment	$1,645
Unpaid Principal Balance	1,796
Specific Allowance	151
Interest Income Recognized	12
With no related allowance:	'
Recorded Investment	5,157
Unpaid Principal Balance	5,157
Interest Income Recognized	128
Total Impaired Loans:	'
Recorded Investment	6,802
Unpaid Principal Balance	6,953
Interest Income	140
Average impaired loans	9,320
Residential Mortgage [Member]	'
With no related allowance:	'
Recorded Investment	1,399
Unpaid Principal Balance	1,399
Interest Income Recognized	47
Total Impaired Loans:	'
Recorded Investment	1,399
Unpaid Principal Balance	1,399
Interest Income	47
Multi-family Real Estate Loans [Member]	'
With no related allowance:	'
Recorded Investment	612
Unpaid Principal Balance	612
Interest Income Recognized	39
Total Impaired Loans:	'
Recorded Investment	612
Unpaid Principal Balance	612
Interest Income	39
Construction and Land Development Loans [Member]	'
With an allowance recorded:	'
Recorded Investment	122
Unpaid Principal Balance	122
Interest Income Recognized	7
With no related allowance:	'
Recorded Investment	1,050
Unpaid Principal Balance	1,050
Interest Income Recognized	8
Total Impaired Loans:	'
Recorded Investment	1,172
Unpaid Principal Balance	1,172
Interest Income	15
Nonresidential Real Estate Loans [Member]	'
With an allowance recorded:	'
Recorded Investment	1,080
Unpaid Principal Balance	1,134
Specific Allowance	54
With no related allowance:	'
Recorded Investment	1,286
Unpaid Principal Balance	1,286
Interest Income Recognized	33
Total Impaired Loans:	'
Recorded Investment	2,366
Unpaid Principal Balance	2,420
Interest Income	33
Owner Occupied Loans [Member]	'
With no related allowance:	'
Recorded Investment	810
Unpaid Principal Balance	810
Interest Income Recognized	1
Total Impaired Loans:	'
Recorded Investment	810
Unpaid Principal Balance	810
Interest Income	1
Commercial Loans [Member]	'
With an allowance recorded:	'
Recorded Investment	443
Unpaid Principal Balance	540
Specific Allowance	97
Interest Income Recognized	5
Total Impaired Loans:	'
Recorded Investment	443
Unpaid Principal Balance	540
Interest Income	$5

Recovered_Sheet1

Financial Instruments with off-Balance Sheet Risk (Details Narrative) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Commitment to extend credit [Member]	'
Unfunded commitments	$16,600
Unused letters of credit [Member]	'
Unfunded commitments	547
Unused lines of credit [Member]	'
Unfunded commitments	$30,100

Stock_Incentive_Plans_Details_

Stock Incentive Plans (Details Narrative) (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Compensation expense for grants vesting	$4
Restricted Stock Units [Member]	'
Maximum number of shares authorized	279,500
Stock Option Plan [Member]	'
Maximum number of shares authorized	698,750

Stock_Incentive_Plans_Details

Stock Incentive Plans (Details) (USD $)	9 Months Ended
	Mar. 31, 2014
Number of Shares	'
Options outstanding, beginning	360,638
Options forfeited	-340,638
Options outstanding, ending	20,000
Options exercisable, ending	4,000
Weighted Average Exercise Price	'
Options outstanding, beginning	$13.04
Options forfeited	$13.69
Options outstanding, ending	$1.97
Options exercisable, ending	$1.97

Stock_Incentive_Plans_Details_1

Stock Incentive Plans (Details 1) (USD $)	9 Months Ended
	Mar. 31, 2014	Jun. 30, 2013
Stock Incentive Plans Details 1	'	'
Options outstanding	20,000	360,638
Weighted average exercise price	$1.97	$13.04
Weighted average remaining contractual life	'8 years 4 months	'
Number of options remaining for future issuance	678,750	'

Investment_Securities_Details_

Investment Securities (Details Narrative) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Jun. 30, 2013
Unrealized losses on securities	$1,476	($1,535)
Federal agency [Member]	'	'
Unrealized losses on securities	504	420
Number of securities in unrealized loss position	11	'
GSE Residential Mortgage-Backed Securities	'	'
Unrealized losses on securities	711	'
Number of securities in unrealized loss position	38	'
Municipals [Member]	'	'
Unrealized losses on securities	147	171
Number of securities in unrealized loss position	7	'
Other Securities [Member]	'	'
Unrealized losses on securities	$114	$109
Number of securities in unrealized loss position	1	'

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Jun. 30, 2013
Available For Sale Securities	'	'
Amortized Cost	$88,359	$96,203
Unrealized Gains	1,125	1,356
Unrealized Losses	-1,476	1,535
Securities available for sale fair value	88,008	96,024
Weighted-average rate	2.05%	1.83%
Pledged	39,673	11,017
Federal agency [Member]	'	'
Available For Sale Securities	'	'
Amortized Cost	17,420	21,985
Unrealized Gains	46	88
Unrealized Losses	-504	-420
Securities available for sale fair value	16,962	21,653
Mortgage-backed [Member]	'	'
Available For Sale Securities	'	'
Amortized Cost	62,392	65,607
Unrealized Gains	887	1,096
Unrealized Losses	-711	-835
Securities available for sale fair value	62,568	65,868
Municipals [Member]	'	'
Available For Sale Securities	'	'
Amortized Cost	7,940	8,004
Unrealized Gains	192	172
Unrealized Losses	-147	-171
Securities available for sale fair value	7,985	8,005
Other Securities [Member]	'	'
Available For Sale Securities	'	'
Amortized Cost	607	607
Unrealized Losses	-114	-109
Securities available for sale fair value	$493	$498

Investment_Securities_Details_1

Investment Securities (Details 1) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Available For Sale Securities	'
Less than 12 Months, Fair Value	$32,287
Less than 12 Months, Unrealized Losses	-983
12 Months or Longer, Fair Value	9,373
12 Months or Longer, Unrealized Losses	-493
Total, Fair Value	41,660
Total, Unrealized Losses	-1,476
Federal agency [Member]	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	9,527
Less than 12 Months, Unrealized Losses	-440
12 Months or Longer, Fair Value	936
12 Months or Longer, Unrealized Losses	-64
Total, Fair Value	10,463
Total, Unrealized Losses	-504
Mortgage-backed [Member]	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	20,387
Less than 12 Months, Unrealized Losses	-429
12 Months or Longer, Fair Value	7,042
12 Months or Longer, Unrealized Losses	-282
Total, Fair Value	27,429
Total, Unrealized Losses	-711
Municipals [Member]	'
Available For Sale Securities	'
Less than 12 Months, Fair Value	2,373
Less than 12 Months, Unrealized Losses	-114
12 Months or Longer, Fair Value	902
12 Months or Longer, Unrealized Losses	-33
Total, Fair Value	3,275
Total, Unrealized Losses	-147
Other Securities [Member]	'
Available For Sale Securities	'
12 Months or Longer, Fair Value	493
12 Months or Longer, Unrealized Losses	-114
Total, Fair Value	493
Total, Unrealized Losses	($114)

Investment_Securities_Details_2

Investment Securities (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Jun. 30, 2013
Available For Sale Debt securities, Amortized Cost	'	'
Within 1 year	$2,790	'
Over 1 year through 5 years	6,842	'
After 5 years through 10 years	20,500	'
Over 10 years	58,227	'
Total	88,359	'
Available For Sale Debt securities, Fair Value	'	'
Within 1 year	2,798	'
Over 1 year through 5 years	6,769	'
After 5 years through 10 years	20,368	'
Over 10 years	58,073	'
Total	$88,008	'
Available For Sale Debt securities, Weighted Average Yield	'	'
Within 1 year (as a percent)	1.36%	'
Over 1 year through 5 years (as a percent)	1.53%	'
After 5 years through 10 years (as a percent)	1.88%	'
Over 10 years (as a percent)	2.20%	'
Weighted-average yield (as a percent)	2.05%	1.83%

Fair_Value_Disclosures_Details

Fair Value Disclosures (Details) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Securities available for sale fair value	$88,008	$96,024
Carrying Amount [Member]	'	'
Securities available for sale fair value	88,008	96,024
Fair Value [Member]	'	'
Securities available for sale fair value	88,008	96,024
Fair Value measured on a Recurring Basis [Member] | Level 2 [Member]	'	'
Securities available for sale fair value	87,136	'
Fair Value measured on a Recurring Basis [Member] | Level 3 [Member]	'	'
Securities available for sale fair value	872	'
Fair Value measured on a Recurring Basis [Member] | Carrying Amount [Member]	'	'
Securities available for sale fair value	88,008	'
Fair Value measured on a Recurring Basis [Member] | Fair Value [Member]	'	'
Securities available for sale fair value	$88,008	'

Fair_Value_Disclosures_Details1

Fair Value Disclosures (Details 1) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Other real estate owned	$4,928	$5,433
Fair Value measured on a Non-Recurring Basis [Member] | Level 3 [Member]	'	'
Impaired Loans	6,802	'
Other real estate owned	$4,928	'

Fair_Value_Disclosures_Details2

Fair Value Disclosures (Details 2) (USD $)	Mar. 31, 2014	Jun. 30, 2013
In Thousands, unless otherwise specified
Financial assets:	'	'
Securities available for sale	$88,008	$96,024
Bank owned life insurance	7,281	7,100
Accrued interest receivable	305	349
Carrying Amount [Member]	'	'
Financial assets:	'	'
Cash and due from banks and interest-earning deposits with banks	20,888	24,514
Securities available for sale	88,008	96,024
Federal Home Loan Bank stock	4,635	4,735
Bank owned life insurance	7,281	7,100
Loans receivable, net	342,303	321,299
Accrued interest receivable	1,321	1,409
Loans held-for-sale	165	97
Financial liabilities:	'	'
Deposits	-383,974	-399,642
Borrowed funds	-60,492	-38,177
Subordinated debentures	-7,442	-7,358
Fair Value [Member]	'	'
Financial assets:	'	'
Cash and due from banks and interest-earning deposits with banks	20,888	24,514
Securities available for sale	88,008	96,024
Federal Home Loan Bank stock	4,635	4,735
Bank owned life insurance	7,281	7,100
Loans receivable, net	344,897	329,268
Accrued interest receivable	1,321	1,409
Loans held-for-sale	165	97
Financial liabilities:	'	'
Deposits	-375,586	-391,442
Borrowed funds	-61,124	-39,505
Subordinated debentures	-5,650	-4,950
Fair Value [Member] | Commitment to extend credit [Member]	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	16,577	15,330
Fair Value [Member] | Unused letters of credit [Member]	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	547	320
Fair Value [Member] | Unused lines of credit [Member]	'	'
Off-balance sheet assets (liabilities):	'	'
Fair Value Off-balance sheet assets (liabilities)	$30,142	$27,663

Subordinated_Debt_Details_Narr

Subordinated Debt (Details Narrative) (USD $)	0 Months Ended
In Thousands, unless otherwise specified	Dec. 13, 2006
Subordinated Debt Details Narrative	'
Issue of junior subordinated debenture to third party investors	$10,000
Common securites issued to State of Franklin by trust	310
Junior subordinated debentures owned by trust issued by State of Franklin	$10,310
Junior subordinated debentures, variable rate	'3-month LIBOR
Junior subordinated debentures, variable rate spread	1.70%

Agreement_and_Plan_of_Merger_D

Agreement and Plan of Merger (Details Narrative) (Merger Agreement [Member], USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Business acquisition date	22-Jan-14
Common stock price	$4
Merger agreement termination fee	$1,950
Lower Range [Member]	'
Exchange ratio	0.2667
Weighted average common stock price	15
Upper Range [Member]	'
Exchange ratio	0.2222
Weighted average common stock price	18