Skotdal Craig G SC 13D CASCADE FINANCIAL / SKOTDAL CRAIG G ownership change

Exhibit 99.1

JOINT FILING AGREEMENT

In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D dated March 2, 2010 (including amendments thereto) with respect to the Common Stock of Cascade Financial Corporation, a Washington corporation. This Joint Filing Agreement shall be filed as an Exhibit to such Statement.

February 22, 2010	/s/ Craig G. Skotdal
	Craig G. Skotdal
February 22, 2010	/s/ Dwayne R. Lane
	Dwayne R. Lane
February 22, 2010	/s/ Thomas H. Rainville
	Thomas H. Rainville
February 22, 2010	/s/ Christian H. Sievers
	Christian H. Sievers
February 22, 2010	/s/ Arnold R. Hofmann
	Arnold R. Hofmann
February 22, 2010	/s/ Arthur W. Skotdal
	Arthur W. Skotdal
February 22, 2010	/s/ Andrew P. Skotdal
	Andrew P. Skotdal
February 22, 2010	Skotdal Quality Investments, L.L.C.
	by	/s/ Craig Skotdal
		Craig Skotdal, Manager
February 22, 2010	Skotdal Enterprises, Inc.
	by	/s/ Craig G. Skotdal
		Craig G. Skotdal, President
February 22, 2010	Arthur & Marianne Skotdal Revocable Living Trust
	by	/s/ Craig G. Skotdal
		Craig G. Skotdal, Trustee