BCB Bancorp (BCBP) 10-Q 4 Nov 20 2020 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 01, 2020
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Entity File Number	0-50275
Entity Registrant Name	BCB Bancorp, Inc.
Entity Incorporation, State or Country Code	NJ
Entity Tax Identification Number	26-0065262
Entity Address, Address Line One	104-110 Avenue C
Entity Address, City or Town	Bayonne
Entity Address, State or Province	NJ
Entity Address, Postal Zip Code	07002
City Area Code	201
Local Phone Number	823-0700
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	BCBP
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,081,191
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Entity Central Index Key	0001228454
Amendment Flag	false

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and amounts due from depository institutions	$ 18,938	$ 24,985
Interest-earning deposits	141,613	525,368
Total cash and cash equivalents	160,551	550,353
Interest-earning time deposits	735	735
Debt securities available for sale	119,643	91,613
Equity investments	14,501	2,500
Loans held for sale	1,510	917
Loans receivable, net of allowance for loan losses of $31,760 and $23,734, respectively	2,391,990	2,178,407
Federal Home Loan Bank of New York stock, at cost	13,160	13,821
Premises and equipment, net	15,968	19,920
Accrued interest receivable	17,746	8,318
Other real estate owned	1,623	1,623
Deferred income taxes	12,184	11,180
Goodwill and other intangibles	5,503	5,552
Operating lease right-of-use assets	15,798	13,246
Bank-owned life insurance ("BOLI")	60,385
Other assets	11,022	9,283
Total Assets	2,842,319	2,907,468
LIABILITIES
Non-interest-bearing deposits	395,630	271,702
Interest bearing deposits	1,877,708	2,090,361
Total deposits	2,273,338	2,362,063
FHLB advances	259,600	245,800
Subordinated debentures	36,984	36,810
Operating lease liability	16,004	13,380
Other liabilities	13,706	9,942
Total Liabilities	2,599,632	2,667,995
STOCKHOLDERS' EQUITY
Preferred stock: $0.01 par value, 10,000,000 shares authorized; issued and outstanding 2,371 shares of Series D 4.5%, Series G 6%, and Series H 3.5%, (liquidation value $10,000 per share) noncumulative perpetual preferred stock at September 30, 2020 and 8,340 shares of Series C 6%, Series D 4.5%, Series G 6% (liquidation value $10,000 per share) and Series F 6% (liquidation value $1,000 per share) noncumulative perpetual preferred stock at December 31, 2019
Additional paid-in capital preferred stock	23,481	25,016
Common stock: no par value; 40,000,000 shares authorized; issued 19,548,409 and 19,484,046 at September 30, 2020 and December 31, 2019, respectively, outstanding 17,081,191 shares and 17,516,828 shares, at September 30, 2020 and December 31, 2019, respectively
Additional paid-in capital common stock	191,755	190,294
Retained earnings	53,742	48,429
Accumulated other comprehensive income (loss)	627	(2,218)
Treasury stock, at cost, 2,467,218 and 1,967,218 shares at September 30, 2020 and December 31, 2019, respectively	(26,918)	(22,048)
Total Stockholders' Equity	242,687	239,473
Total Liabilities and Stockholders' Equity	$ 2,842,319	$ 2,907,468

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Sep. 30, 2020	Dec. 31, 2019
Loans receivable, allowance for loan losses	$ 31,760	$ 31,760	$ 23,734
Preferred stock, par value per share	$ 0.01	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000	10,000,000
Preferred stock, shares issued	2,371	2,371	8,340
Preferred stock, shares outstanding	2,371	2,371	8,340
Common stock, no par value	$ 0	$ 0	$ 0
Common stock, shares authorized	40,000,000	40,000,000	40,000,000
Common stock, shares issued	19,548,409	19,548,409	19,484,046
Common stock, shares outstanding	17,081,191	17,081,191	17,516,828
Treasury stock, shares	2,467,218	2,467,218	1,967,218
Series C Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%
Series D Preferred Stock [Member]
Preferred stock, dividend rate	4.50%	4.50%	4.50%
Series G Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%
Preferred stock, liquidation preference per share			$ 10,000
Series H Preferred Stock [Member]
Preferred stock, dividend rate	3.50%	3.50%
Preferred stock, liquidation preference per share	$ 10,000	$ 10,000
Series F Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%
Preferred stock, liquidation preference per share			$ 1,000

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest and dividend income:
Loans, including fees	$ 27,126,000	$ 28,860,000	$ 80,063,000	$ 85,727,000
Mortgage-backed securities	393,000	652,000	1,450,000	2,160,000
Other investment securities	693,000	107,000	947,000	432,000
FHLB stock and other interest earning assets	254,000	1,750,000	2,631,000	4,270,000
Total interest income	28,466,000	31,369,000	85,091,000	92,589,000
Deposits:
Demand	1,157,000	1,898,000	4,927,000	5,224,000
Savings and club	113,000	102,000	324,000	325,000
Certificates of deposit	4,531,000	6,603,000	16,658,000	18,690,000
Total deposits	5,801,000	8,603,000	21,909,000	24,239,000
Borrowings	1,775,000	2,006,000	5,523,000	5,823,000
Total interest expense	7,576,000	10,609,000	27,432,000	30,062,000
Net interest income	20,890,000	20,760,000	57,659,000	62,527,000
Provision for loan losses	2,726,000	900,000	7,526,000	2,544,000
Net interest income after provision for loan losses	18,164,000	19,860,000	50,133,000	59,983,000
Non-interest income:
Fees and service charges	875,000	855,000	2,138,000	2,540,000
Gain on sales of loans	174,000	89,000	292,000	844,000
Gain on bulk sale of impaired loans held in portfolio				107,000
Gain on sales of other real estate owned		124,000		177,000
Gain on sale of investment securities	306,000	283,000	306,000	304,000
Gain on sale of premises	4,378,000		4,378,000
BOLI income	385,000		385,000
Realized and unrealized gain (loss) on equity investments	778,000	(45,000)	820,000	220,000
Other	59,000	77,000	427,000	179,000
Total non-interest income	6,955,000	1,383,000	8,746,000	4,371,000
Non-interest expense:
Salaries and employee benefits	6,385,000	7,294,000	19,456,000	21,127,000
Occupancy and equipment	2,996,000	2,647,000	8,730,000	7,926,000
Data processing and service fees	937,000	776,000	2,826,000	2,128,000
Professional fees	421,000	368,000	1,289,000	1,474,000
Director fees	471,000	356,000	1,194,000	990,000
Regulatory assessments (credits)	311,000	(91,000)	883,000	783,000
Advertising and promotional	18,000	64,000	105,000	260,000
Other real estate owned, net	11,000	(31,000)	58,000	77,000
Loss from extinguishment of debt	313,000		313,000
Other	1,479,000	2,269,000	4,804,000	6,558,000
Total non-interest expense	13,342,000	13,652,000	39,658,000	41,323,000
Income before income tax provision	11,777,000	7,591,000	19,221,000	23,031,000
Income tax provision	3,465,000	2,359,000	5,662,000	7,121,000
Net Income	8,312,000	5,232,000	13,559,000	15,910,000
Preferred stock dividends	332,000	342,000	1,014,000	1,002,000
Net Income available to common stockholders	$ 7,980,000	$ 4,890,000	$ 12,545,000	$ 14,908,000
Net Income per common share-basic and diluted
Basic	$ 0.47	$ 0.30	$ 0.73	$ 0.91
Diluted	$ 0.47	$ 0.30	$ 0.73	$ 0.91
Weighted average number of common shares outstanding
Basic	17,069	16,468	17,250	16,320
Diluted	17,069	16,523	17,268	16,369

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Consolidated Statements of Comprehensive Income [Abstract]
Net Income	$ 8,312	$ 5,232	$ 13,559	$ 15,910
Unrealized (losses) gains on available-for-sale debt securities:
Unrealized holding (losses) gains arising during the period	(129)	(713)	3,783	3,488
Tax Effect	32	193	(938)	(861)
Other comprehensive (loss) income	(97)	(520)	2,845	2,627
Comprehensive income	$ 8,215	$ 4,712	$ 16,404	$ 18,537

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity - USD ($) $ in Thousands	Additional Paid-In Capital [Member]Common Stock [Member]	Additional Paid-In Capital [Member]Series G Preferred Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Common Stock [Member]	Series G Preferred Stock [Member]	Total
Beginning balance at Dec. 31, 2018			$ 195,206	$ 38,405	$ (28,320)	$ (5,076)			$ 200,215
Net income				15,910					15,910
Other comprehensive income (loss)						2,627			2,627
Issuance of stock	$ 6,239	$ 5,310					$ 6,239	$ 5,310
Stock-based compensation expense			688						688
Treasury stock allocated to Common Stock issuance			(5,707)	(565)	6,272
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, and Series G 6% noncumulative perpetual preferred stock				(1,002)					(1,002)
Cash dividends on common stock ($0.14 per share declared)				(6,516)					(6,516)
Dividend reinvestment plan			285	(285)
Stock purchase plan			248						248
Ending balance at Sep. 30, 2019			202,269	45,947	(22,048)	(2,449)			223,719
Beginning balance at Jun. 30, 2019			201,783	43,347	(22,048)	(1,929)			221,153
Net income				5,232					5,232
Other comprehensive income (loss)						(520)			(520)
Stock-based compensation expense			291						291
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, and Series G 6% noncumulative perpetual preferred stock				(343)					(343)
Cash dividends on common stock ($0.14 per share declared)				(2,190)					(2,190)
Dividend reinvestment plan			99	(99)
Stock purchase plan			96						96
Ending balance at Sep. 30, 2019			202,269	45,947	(22,048)	(2,449)			223,719
Beginning balance at Dec. 31, 2019			215,310	48,429	(22,048)	(2,218)			239,473
Net income				13,559					13,559
Other comprehensive income (loss)						2,845			2,845
Costs for issuance of common stock	$ (126)						$ (126)
Issuance of stock			8,950						8,950
Redemption of Series C, D, and F preferred Stock			(10,485)						(10,485)
Exercise of stock options (500 shares)			5						5
Stock-based compensation expense			944						944
Treasury stock purchases (500,000 shares)					(4,870)				(4,870)
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, and Series G 6% noncumulative perpetual preferred stock				(1,014)					(1,014)
Cash dividends on common stock ($0.14 per share declared)				(6,915)					(6,915)
Dividend reinvestment plan			317	(317)
Stock purchase plan			321						321
Ending balance at Sep. 30, 2020			215,236	53,742	(26,918)	627			242,687
Beginning balance at Jun. 30, 2020			219,116	48,097	(26,918)	724			241,019
Net income				8,312					8,312
Other comprehensive income (loss)						(97)			(97)
Issuance of stock			5,870						5,870
Redemption of Series C, D, and F preferred Stock			(10,345)						(10,345)
Stock-based compensation expense			385						385
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, and Series G 6% noncumulative perpetual preferred stock				(332)					(332)
Cash dividends on common stock ($0.14 per share declared)				(2,227)					(2,227)
Dividend reinvestment plan			108	(108)
Stock purchase plan			102						102
Ending balance at Sep. 30, 2020			$ 215,236	$ 53,742	$ (26,918)	$ 627			$ 242,687

Consolidated Statement of Cha_2

Consolidated Statement of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Exercise of stock options (shares)			500
Treasury stock purchases (shares)			500,000
Cash dividends on common stock (per share)	$ 0.14	$ 0.14	$ 0.14	$ 0.14
Series C Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%	6.00%	6.00%
Series D Preferred Stock [Member]
Preferred stock, dividend rate	4.50%	4.50%	4.50%	4.50%	4.50%
Series F Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%	6.00%	6.00%
Series G Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%	6.00%	6.00%	6.00%
Series H Preferred Stock [Member]
Preferred stock, dividend rate	3.50%		3.50%

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash Flows from Operating Activities:
Net Income	$ 13,559,000	$ 15,910,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation of premises and equipment	2,216,000	2,146,000
Amortization and accretion, net	(1,864,000)	(2,206,000)
Provision for loan losses	7,526,000	2,544,000
Deferred income tax benefit	(1,942,000)	(859,000)
Loans originated for sale	(13,112,000)	(15,065,000)
Proceeds from sales of loans	12,811,000	13,867,000
Gain on sales of loans originated for sale	(292,000)	(844,000)
Gain on sales of other real estate owned		(177,000)
Gains on sales of securities available for sale	(306,000)	(304,000)
Gain on sale of premises	(4,378,000)
Realized and unrealized gain on equity investments	(820,000)	(220,000)
Gain on bulk sale of impaired loans held in portfolio		(107,000)
Stock-based compensation expense	944,000	688,000
BOLI income	(385,000)
Increase in interest receivable	(9,428,000)	(581,000)
Increase in other assets	(1,739,000)	(307,000)
Decrease in accrued interest payable	(1,223,000)	(331,000)
Increase in other liabilities	4,987,000	831,000
Net Cash Provided by Operating Activities	6,554,000	14,985,000
Cash flows from investing activities:
Proceeds from repayments, calls, and maturities on securities available for sale	24,663,000	13,691,000
Purchases of securities	(70,561,000)	(1,153,000)
Proceeds from sales of other real estate owned		2,417,000
Proceeds from bulk sale of impaired loans held		402,000
Proceeds from sales of securities	10,419,000	14,234,000
Purchase of loans	(48,360,000)
Net (increase) decrease in loans receivable	(170,233,000)	23,693,000
Purchases of BOLI	(60,000,000)
Additions to premises and equipment	(1,305,000)	(2,168,000)
Proceeds from sale of fixed assets and premises	7,419,000
Redemption (Purchase) of Federal Home Loan Bank of New York stock	661,000	(1,766,000)
Net Cash (Used In) Provided by Investing Activities	(307,297,000)	49,350,000
Cash flows from financing activities:
Net (decrease) increase in deposits	(88,725,000)	82,733,000
Proceeds from Federal Home Loan Bank of New York advances	48,800,000	40,000,000
Repayments of Federal Home Loan Bank of New York advances	(35,000,000)	(10,000,000)
Purchases of treasury stock	(4,870,000)
Cash dividends paid on common stock	(6,915,000)	(6,516,000)
Cash dividends paid on preferred stock	(1,014,000)	(1,002,000)
Net proceeds from issuance of common stock	195,000	6,487,000
Net proceeds from issuance of preferred stock	8,950,000	5,310,000
Net payment on redemption of preferred stock	(10,485,000)
Exercise of stock options	5,000
Net Cash (Used In) Provided by Financing Activities	(89,059,000)	117,012,000
Net (Decrease) Increase in Cash and Cash Equivalents	(389,802,000)	181,347,000
Cash and Cash Equivalents-Beginning	550,353,000	195,264,000
Cash and Cash Equivalents-Ending	160,551,000	376,611,000
Supplementary Cash Flow Information:
Cash paid during the year for: Income taxes	10,554,000	8,492,000
Cash paid during the year for: Interest	$ 28,656,000	30,393,000
Non-cash items:
Transfer of loans to other real estate owned		$ 907,000

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2020
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation The accompanying unaudited consolidated financial statements include the accounts of BCB Bancorp, Inc. (the “Company”) and the Company’s wholly owned subsidiaries, BCB Community Bank (the “Bank”), BCB Holding Company Investment Corporation, Pamrapo Service Corporation, Special Asset REO I, LLC., and Special Asset REO II, LLC. The Company’s business is conducted principally through the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements have been prepared in accordance with the instructions to Form 10-Q and Regulation S-X and, therefore, do not necessarily include all information that would be included in audited consolidated financial statements. The information furnished reflects all adjustments that are, in the opinion of management, necessary for a fair presentation of consolidated financial condition and results of operations. All such adjustments are of a normal recurring nature. These results are not necessarily indicative of the results to be expected for the fiscal year ending December 31 , 2020 or any other future period. The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and revenues and expenses for the periods then ended. Actual results could differ significantly from those estimates. These unaudited consolidated financial statements should be read in conjunction with the Company’s audited consolidated financial statements and related notes for the year ended December 31, 2019, which are included in the Company’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission. In preparing these consolidated financial statements, the Company evaluated the events and transactions that occurred between December 31, 2019 and the date these consolidated financial statements were issued. Risks and Uncertainties - We are subject to risks and uncertainties as a result of the COVID-19 pandemic. The extent of the impact of the COVID-19 pandemic on the Company's business is highly uncertain and difficult to predict. Furthermore, capital markets and economies worldwide have also been negatively impacted by the COVID-19 pandemic. The severity of the impact of the COVID-19 pandemic on the Company's business will depend on a number of factors, including, but not limited to, the duration and severity of the pandemic and the extent and severity of the impact on the Company's customers, all of which are uncertain and cannot be predicted. The Company's future results of operations and liquidity could be adversely impacted. As of the date of issuance of these condensed consolidated financial statements, the extent to which the COVID-19 pandemic may materially impact the Company's financial condition, liquidity, or results of operations is uncertain.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2020
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 2 - Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, Financial Instruments - Credit Losses ASU 2016-13, and related guidance, requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the consolidated financial statements. The amendments are effective for the Company in 2023. The Company has begun evaluating the impact the adoption of ASU 2016-13 will have on its consolidated financial statements and results of operations. The effect of this change cannot be ascertained at this point, and will depend upon factors including asset components, asset quality and market conditions at the adoption date. The Company has created a Current Expected Credit Loss (“CECL”) task group comprised of members of its finance, credit administration, lending, internal audit, loan operations, compliance, and information systems units. The CECL task group has become familiar with the provisions of ASU 2016-13 and is in the process of implementing the new guidance, which includes, but is not limited to: (1) identifying segments and sub-segments within the loan portfolio that have similar risk characteristics; (2) determining the appropriate methodology for each segment; (3) implementing changes that are necessary to its core operating system and interfaces to be able to capture appropriate data requirements; and (4) evaluating qualitative and economic factors to develop appropriate forecasts for integration into the model. The Company is currently evaluating the effect this guidance may have on its operating results and/or financial position, including assessing any potential impact on its capital. In August 2018, the FASB issued ASU No. 2018-13, Fair Value Measurement (Topic 820) Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement as a result of a broader disclosure project. The Update amends the disclosure requirements for fair value measurements to improve the effectiveness of the disclosure. The Update removes and modifies certain disclosure requirements, as well as adds requirements for public business entities. The ASU is effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. This ASU only affected the Company’s disclosures and did not have a financial statement impact.

Reclassification

Reclassification	9 Months Ended
	Sep. 30, 2020
Reclassification [Abstract]
Reclassification	Note 3 – Reclassification Certain amounts as of December 31, 2019 and for the three-month and nine-month periods September 30, 2019 have been reclassified to conform to the current period’s presentation. These changes had no effect on the Company’s results of operations or financial position.

Equity Incentive Plans

Equity Incentive Plans	9 Months Ended
	Sep. 30, 2020
Equity Incentive Plans [Abstract]
Equity Incentive Plans	Note 4 – Equity Incentive Plans Equity Incentive Plans The Company, under the plan approved by its shareholders on April 28, 2011 (“2011 Stock Plan”), authorized the issuance of up to 900,000 shares of common stock of the Company pursuant to grants of stock options. Employees and directors of the Company and the Bank are eligible to participate in the 2011 Stock Plan. All stock options will be granted in the form of either "incentive" stock options or "non-qualified" stock options. Incentive stock options have certain tax advantages that must comply with the requirements of Section 422 of the Internal Revenue Code. Only employees are permitted to receive incentive stock options. The Company, under the plan approved by its shareholders on April 26, 2018 (“2018 Equity Incentive Plan”), authorized the issuance of up to 1,000,000 shares of common stock of the Company pursuant to grants of stock options and restricted stock units. Employees and directors of the Company and the Bank are eligible to participate in the 2018 Stock Plan. All stock options will be granted in the form of either "incentive" stock options or "non-qualified" stock options. Incentive stock options have certain tax advantages that must comply with the requirements of Section 422 of the Internal Revenue Code. Only employees are permitted to receive incentive stock options. On December 14, 2018, a grant of 300,000 options was declared for members of the Board of Directors of the Bank and the Company which vest at a rate of 50 % per year, over two years , commencing on the first anniversary of the grant date. The exercise price was recorded as of close of business on December 14, 2018. On December 14, 2018, an award of 54,000 shares of restricted stock was declared for members of the Board of Directors of the Bank and the Company, which vest over a 2-year period, commencing on the anniversary of the award date. On December 14, 2018, an award of 13,321 shares of restricted stock was declared for certain executive officers of the Bank and the Company, which vest over a 2-year period, commencing on the anniversary of the award date. On June 14, 2019, a grant of 68,750 options was declared for members of the Board of Directors of the Bank and the Company which vest at a rate of 50 % per year, over two years , commencing on the first anniversary of the grant date. The exercise price was recorded as of close of business on June 14, 2019. On June 14, 2019, a grant of 30,125 options was declared for certain executive officers of the Bank and the Company, which vest over a 2-year period, commencing on the anniversary of the award date. The exercise price was recorded as of the close of business on June 14, 2019. On June 14, 2019, an award of 33,110 shares of restricted stock was declared for members of the Board of Directors of the Bank and the Company, which vest over a 2-year period, commencing on the anniversary of the award date. On June 14, 2019, an award of 14,508 shares of restricted stock was declared for certain executive officers of the Bank and the Company, which vest over a 2-year period, commencing on the anniversary of the award date. Note 4 – Equity Incentive Plans (Continued) The following table presents a summary of the status of the Company’s restricted shares as of September 30, 2020 and 2019. Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at January 1, 2020 81,278 $ 11.96 Granted - - Vested ( 25,232 ) 12.40 Forfeited ( 2,332 ) 11.97 Non-vested at September 30, 2020 53,714 $ 11.78 Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at January 1, 2019 67,321 $ 11.26 Granted 47,618 12.46 Vested - - Forfeited - - Non-vested at September 30, 2019 114,939 $ 11.86 Expected future expenses relating to the non-vested restricted shares outstanding as of September 30, 2020 was approximately $ 279,000 over a weighted average period of 0.45 years . The following tables present a summary of the status of the Company’s outstanding stock option awards as of September 30, 2020 and 2019. Number of Option Shares Range of Exercise Prices Weighted Average Exercise Price Outstanding at January 1, 2020 1,200,975 $ 8.93 - 13.32 $ 11.45 Options granted - - - Options exercised ( 500 ) 10.55 10.55 Options forfeited ( 8,127 ) 11.26 - 12.46 11.68 Options expired - - - Outstanding at September 30, 2020 1,192,348 $ 8.93 - 13.32 $ 11.45 As of September 30, 2020, stock options which were granted and were exercisable totaled 660,736 stock options. It is Company policy to issue new shares upon share option exercise. Expected future compensation expense relating to the 531,612 shares of unvested options outstanding as of September, 2020 was $ 1.0 million over a weighted average period of 4.80 years . Number of Option Shares Range of Exercise Prices Weighted Average Exercise Price Outstanding at January 1, 2019 1,104,600 $ 8.93 - 13.32 $ 11.36 Options granted 98,875 12.46 12.46 Options exercised - - - Options forfeited ( 1,000 ) 10.55 10.55 Options expired - - - Outstanding at September 30, 2019 1,202,475 $ 8.93 - 13.32 $ 11.45 As of September 30, 2019, stock options which were granted and were exercisable totaled 268,633 stock options.

Net Income per Common Share

Net Income per Common Share	9 Months Ended
	Sep. 30, 2020
Net Income per Common Share [Abstract]
Net Income per Common Share	Note 5 – Net Income per Common Share Basic net income per common share is computed by dividing net income less dividends on preferred stock by the weighted average number of shares of common stock outstanding. The diluted net income per common share is computed by adjusting the weighted average number of shares of common stock outstanding to include the effects of outstanding stock options, if dilutive, using the treasury stock method. Dilution is not applicable in periods of net loss. For the three and nine months ended September 30, 2020 and 2019, the difference in the weighted average number of basic and diluted common shares was due solely to the effects of outstanding stock options. No adjustments to net income were necessary in calculating basic and diluted net income per share. For the three months ended September 30, 2020 and 2019, the weighted average number of outstanding options considered to be anti-dilutive were 0 and 42,958 , respectively. For the nine months ended September 30, 2020 and 2019, the weighted average number of outstanding options considered to be anti-dilutive were 0 and 32,054 , respectively The following is a reconciliation of the numerators and denominators of the basic and diluted earnings per share computations: For the Three Months Ended September 30, 2020 2019 Income Shares Per Share Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, except per share data) Net income available to common stockholders $ 7,980 $ 4,890 Basic earnings per share: Income available to common stockholders $ 7,980 17,069 $ 0.47 $ 4,890 16,468 $ 0.30 Effect of dilutive securities: Stock options - - - 55 Diluted earnings per share: Income available to common stockholders $ 7,980 17,069 $ 0.47 $ 4,890 16,523 $ 0.30 For the Nine Months Ended September 30, 2020 2019 Income Shares Per Share Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, except per share data) Net income available to common stockholders $ 12,545 $ 14,908 Basic earnings per share: Income available to common stockholders $ 12,545 17,250 $ 0.73 $ 14,908 16,320 $ 0.91 Effect of dilutive securities: Stock options - 18 - 49 Diluted earnings per share: Income available to common stockholders $ 12,545 17,268 $ 0.73 $ 14,908 16,369 $ 0.91

Securities

Securities	9 Months Ended
	Sep. 30, 2020
Securities [Abstract]
Securities	Note 6 - Securities Equity Securities Equity securities are defined to include (a) preferred, common and other ownership interests in entities including partnerships, joint ventures and limited liability companies and (b) rights to acquire or dispose of ownership interest in entities at fixed or determinable prices. The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three and nine months ended September 30, 2020 and 2019: For the three months ended September 30, For the nine months ended September 30, (In Thousands) 2020 2019 2020 2019 Net gains (losses) recognized during the period on equity securities $ 778 $ ( 45 ) $ 780 $ 199 Less: Net gains recognized during the period on equity securities sold during the period - - 40 21 Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ 778 $ ( 45 ) $ 820 $ 220 Debt Securities Available for Sale The following tables present by maturity the amortized cost, gross unrealized gains and losses on, and fair value of, securities available for sale as of September 30, 2020 and December 31, 2019: September 30, 2020 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands) Residential Mortgage-backed securities: More than one to five years $ 3,265 $ 20 $ 61 $ 3,224 More than five to ten years 5,271 317 - 5,588 More than ten years 61,916 1,698 52 63,562 70,452 2,035 113 72,374 Corporate Debt securities: More than five to ten years 29,779 1,004 9 30,774 Municipal obligations: Less than one year 12,048 - - 12,048 More than ten years 4,235 212 - 4,447 16,283 212 - 16,495 Total securities $ 116,514 $ 3,251 $ 122 $ 119,643 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands) Residential Mortgage-backed securities: More than one to five years $ 3,431 $ 8 $ 72 $ 3,367 More than five to ten years 1,566 33 - 1,599 More than ten years 87,269 574 1,196 86,647 $ 92,266 $ 615 $ 1,268 $ 91,613 The unrealized losses, categorized by the length of time of continuous loss position, and fair value of related securities available for sale were as follows: 12 Months or Less More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) September 30, 2020 Residential mortgage-backed securities $ 8,829 $ 57 $ 1,767 $ 65 $ 10,596 $ 122 December 31, 2019 Residential mortgage-backed securities $ 13,073 $ 656 $ 23,212 $ 612 $ 36,285 $ 1,268 Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) whether the Company intends to sell the security or more likely than not will be required to sell the security before its anticipated recovery. At September 30, 2020 and December 31, 2019, management performed an assessment for possible OTTI of the Company’s residential mortgage-backed securities on an issue-by-issue basis, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. The extent of individual analysis applied to each security depended on the size of the Company’s investment, as well as management’s perception of the credit risk associated with each security. Based on the results of the assessment, management believes impairment of these securities, at September 30, 2020 and December 31, 2019, to be temporary.

Loans Receivable and Allowance

Loans Receivable and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2020
Loans Receivable and Allowance for Loan Losses [Abstract]
Loans Receivable and Allowance for Loan Losses	Note 7 - Loans Receivable and Allowance for Loan Losses The following tables present the recorded investment in loans receivable as of September 30, 2020 and December 31, 2019 by segment and class: September 30, 2020 December 31, 2019 (In Thousands) Residential one-to-four family $ 241,796 $ 248,381 Commercial and multi-family 1,677,668 1,606,976 Construction 134,769 104,996 Commercial business (1) 311,204 177,642 Home equity (2) 60,973 64,638 Consumer 770 682 2,427,180 2,203,315 Less: Deferred loan fees, net ( 3,430 ) ( 1,174 ) Allowance for loan losses ( 31,760 ) ( 23,734 ) Sub-total ( 35,190 ) ( 24,908 ) Total Loans, net $ 2,391,990 $ 2,178,407 (1) Includes business lines of credit and Paycheck Protection Program (“PPP”) loans (2) Includes home equity lines of credit. Note 7 – Loans Receivable and Allowance for Loan Losses (Continued) Allowance for Loan Losses The allowance for loan loss is evaluated regularly by management and reflects consideration of all significant factors that affect the collectability of the loan portfolio. The Company’s methodology for assessing the adequacy of the allowance for loan losses consists of several key elements. These elements include a general allocated reserve for performing loans, a specific reserve for impaired loans and an unallocated portion. The Company consistently applies the following comprehensive methodology. During the quarterly review of the allowance for loan losses, the Company considers a variety of qualitative factors that include:  Lending Policies and Procedures  Personnel responsible for the particular portfolio - relative to experience and ability of staff  Trend for past due, criticized and classified loans  Relevant economic factors  Quality of the loan review system  Value of collateral for collateral dependent loans  The effect of any concentrations of credit and the changes in the level of such concentrations  Other external factors The methodology includes the segregation of the loan portfolio into two divisions. Loans that are performing and loans that are impaired. Loans which are performing are evaluated by loan class or loan type. The allowance for performing loans is evaluated based on historical loan loss experience with an adjustment for qualitative factors referred to above. Impaired loans are loans which are more than 90 days delinquent, troubled debt restructured, or adversely classified. These loans are individually evaluated for loan loss either by current appraisal, or net present value. Management reviews the overall estimate for feasibility and establishes the loan loss provision accordingly. The loan portfolio is segmented into the following loan segments, where the risk level for each class is analyzed when determining the allowance for loan losses: Residential one-to-four family real estate loans involve certain risks such as interest rate risk and risk of non-repayment. Adjustable-rate residential real estate loans decrease the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default. At the same time, the marketability of the underlying properties may be adversely affected by higher interest rates. Repayment risk may be affected by a number of factors including, but not necessarily limited to, job loss, divorce, illness and personal bankruptcy of the borrower. Commercial and multi-family real estate lending entails additional risks as compared with residential family property lending. Such loans typically involve large loan balances to single borrowers or groups of related borrowers. The payment experience on such loans is typically dependent on the successful operation of the real estate project. The success of such projects is sensitive to changes in supply and demand conditions in the market for commercial real estate as well as economic conditions generally. Construction lending is generally considered to involve a high risk due to the concentration of principal in a limited number of loans and borrowers and the effects of the general economic conditions on developers and builders. Moreover, a construction loan can involve additional risks because of the inherent difficulty in estimating both a property’s value at completion of the project and the estimated cost (including interest) of the project. The nature of these loans is such that they are generally difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not necessarily pre-sold and thus pose a greater potential risk to the Bank than construction loans to individuals on their personal residence. Commercial business lending, including lines of credit, is generally considered higher risk due to the concentration of principal in a limited number of loans and borrowers and the effects of general economic conditions on the business. Commercial business loans are primarily secured by inventories and other business assets. In many cases, any repossessed collateral for a defaulted commercial business loans will not provide an adequate source of repayment of the outstanding loan balance. Home equity lending entails certain risks such as interest rate risk and risk of non-repayment. The marketability of the underlying property may be adversely affected by higher interest rates, decreasing the collateral value securing the loan. Repayment risk can be affected by job loss, divorce, illness and personal bankruptcy of the borrower. Home equity line of credit lending entails securing an equity interest in the borrower’s home. In many cases, the Bank’s position in these loans is as a junior lien holder to another institution’s superior lien. This type of lending is often priced on an adjustable rate basis with the rate set at or above a predefined index. Adjustable-rate loans decrease the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default. Other consumer loans generally have more credit risk because of the type and nature of the collateral and, in certain cases, the absence of collateral. Consumer loans generally have shorter terms and higher interest rates than other lending. In addition, consumer lending collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be adversely affected by job loss, divorce, illness and personal bankruptcy. In many cases, any repossessed collateral for a defaulted consumer loan will not provide an adequate source of repayment of the outstanding loan. An unallocated component is maintained to cover uncertainties that could affect management’s estimates of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the three months ended September 30, 2020, and the related portion of the allowances for loan losses that is allocated to each loan class, as of September 30, 2020 (in thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,649 $ 16,697 $ 1,334 $ 3,158 $ 680 $ 6 $ 2,489 $ 27,013 Acquired loans initially recorded at fair value: 391 226 - 1,110 - - - 1,727 Acquired loans with deteriorated credit: 36 19 - 43 4 - - 102 Beginning Balance, June 30, 2020 3,076 16,942 1,334 4,311 684 6 2,489 28,842 Recoveries: Originated Loans: - - - 187 - - 187 Acquired loans initially recorded at fair value: - - - 3 2 - - 5 Sub-total: - - - 190 2 - - 192 Provisions: Originated Loans: 33 1,148 395 2,759 ( 60 ) 6 ( 2,292 ) 1,989 Acquired loans initially recorded at fair value: 28 583 - 134 ( 2 ) - - 743 Acquired loans with deteriorated credit: ( 3 ) - - ( 2 ) ( 1 ) - - ( 6 ) Sub-total: 58 1,731 395 2,891 ( 63 ) 6 ( 2,292 ) 2,726 Totals: Originated Loans: 2,682 17,845 1,729 6,104 620 12 197 29,189 Acquired loans initially recorded at fair value: 419 809 - 1,247 - - - 2,475 Acquired loans with deteriorated credit: 33 19 - 41 3 - - 96 Ending Balance, September 30, 2020 $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 Ending allowance attributable to loans: Individually evaluated for impairment $ 385 $ 313 $ - $ 3,128 $ 27 $ - $ - $ 3,853 Collectively evaluated for impairment 2,749 18,360 1,729 4,264 596 12 197 27,907 Total allowance: $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 Ending loan balances: Individually evaluated for impairment $ 8,533 $ 13,980 $ - $ 7,163 $ 1,642 $ - $ - $ 31,318 Collectively evaluated for impairment 233,263 1,663,688 134,769 304,041 59,331 770 2,395,862 Total Gross Loans: $ 241,796 $ 1,677,668 $ 134,769 $ 311,204 $ 60,973 $ 770 $ - $ 2,427,180 (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the nine months ended September 30, 2020 (in thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,422 $ 15,235 $ 1,244 $ 2,945 $ 330 $ - $ 273 $ 22,449 Acquired loans initially recorded at fair value: 261 58 - 803 - - - 1,122 Acquired loans with deteriorated credit: 39 79 - 42 3 - - 163 Beginning Balance, December 31, 2019 2,722 15,372 1,244 3,790 333 - 273 23,734 Charge-offs: Acquired loans initially recorded at fair value: 4 - - - - - - 4 Sub-total: 4 - - - - - - 4 Recoveries: Originated Loans: - - - 489 - 4 - 493 Acquired loans initially recorded at fair value: - - - 3 8 - - 11 Sub-total: - - - 492 8 4 - 504 Provisions: Originated Loans: 260 2,610 485 2,670 290 8 ( 76 ) 6,247 Acquired loans initially recorded at fair value: 162 751 - 441 ( 8 ) - - 1,346 Acquired loans with deteriorated credit: ( 6 ) ( 60 ) - ( 1 ) - - ( 67 ) Sub-total: 416 3,301 485 3,110 282 8 ( 76 ) 7,526 Totals: Originated Loans: 2,682 17,845 1,729 6,104 620 12 197 29,189 Acquired loans initially recorded at fair value: 419 809 - 1,247 - - - 2,475 Acquired loans with deteriorated credit: 33 19 - 41 3 - - 96 Ending Balance, September 30, 2020 $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 _____________________________ (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the three months ended September 30, 2019 (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,580 $ 14,251 $ 1,454 $ 3,995 $ 274 $ 1 $ 150 $ 22,705 Acquired loans initially recorded at fair value: 731 - - - - - - 731 Acquired loans with deteriorated credit: 146 137 - 67 3 - - 353 Beginning Balance, June 30, 2019 3,457 14,388 1,454 4,062 277 1 150 23,789 Charge-offs: Originated Loans: 1 1 Sub-total: 1 - - - - - - 1 Recoveries: Originated Loans: - - - - - - - - Acquired loans initially recorded at fair value: - - - - 3 - - 3 Sub-total: - - - - 3 - - 3 Provisions: Originated Loans: ( 145 ) 421 83 ( 29 ) 15 ( 1 ) 208 552 Acquired loans initially recorded at fair value: ( 316 ) 112 627 9 - - 432 Acquired loans with deteriorated credit: ( 106 ) 23 - ( 1 ) - - - ( 84 ) Sub-total: ( 567 ) 556 83 597 24 ( 1 ) 208 900 Totals: Originated Loans: 2,434 14,672 1,537 3,966 289 - 358 23,256 Acquired loans initially recorded at fair value: 415 112 627 12 - - 1,166 Acquired loans with deteriorated credit: 40 160 - 66 3 - - 269 Ending Balance, September 30, 2019 $ 2,889 $ 14,944 $ 1,537 $ 4,659 $ 304 $ - $ 358 $ 24,691 _____________________________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the nine months ended September 30, 2019 (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,374 $ 14,000 $ 1,003 $ 3,869 $ 313 $ 2 $ 189 $ 21,750 Acquired loans initially recorded at fair value: 335 - - - - - - 335 Acquired loans with deteriorated credit: 39 168 - 64 3 - - 274 Beginning Balance, December 31, 2018 2,748 14,168 1,003 3,933 316 2 189 22,359 Charge-offs: Originated Loans: 1 111 - 145 - - - 257 Sub-total: 1 111 - 145 - - - 257 Recoveries: Originated Loans: - - - 15 - - - 15 Acquired loans recorded at fair value: 3 10 - 3 14 - - 30 Sub-total: 3 10 - 18 14 - - 45 Provisions: Originated Loans: 61 783 534 227 ( 24 ) ( 2 ) 169 1,748 Acquired loans initially recorded at fair value: 77 102 - 624 ( 2 ) - - 801 Acquired loans with deteriorated credit: 1 ( 8 ) - 2 - - - ( 5 ) Sub-total: 139 877 534 853 ( 26 ) ( 2 ) 169 2,544 Totals: Originated Loans: 2,434 14,672 1,537 3,966 289 - 358 23,256 Acquired loans initially recorded at fair value: 415 112 - 627 12 - - 1,166 Acquired loans with deteriorated credit: 40 160 - 66 3 - - 269 Ending Balance, September 30, 2019 $ 2,889 $ 14,944 $ 1,537 $ 4,659 $ 304 $ - $ 358 $ 24,691 _____________________________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the amount recorded in loans receivable at December 31, 2019. The table also details the amount of total loans receivable that are evaluated individually, and collectively, for impairment and the related portion of the allowance for loan losses that is allocated to each loan class (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for credit losses: Originated Loans: 2,422 15,235 1,244 2,945 330 - 273 22,449 Acquired loans initially recorded at fair value: 261 58 - 803 - - - 1,122 Acquired loans with deteriorated credit: 39 79 - 42 3 - - 163 Ending Balance, December 31, 2019 $ 2,722 $ 15,372 $ 1,244 $ 3,790 $ 333 $ - $ 273 $ 23,734 Ending Balance attributable to loans: Individually evaluated for impairment $ 8,455 $ 13,231 $ - $ 3,938 $ 1,288 $ - $ - $ 26,912 Collectively evaluated for impairment 239,926 1,593,745 104,996 173,704 63,350 682 - 2,176,403 Total Gross Loans: $ 248,381 $ 1,606,976 $ 104,996 $ 177,642 $ 64,638 $ 682 $ - $ 2,203,315 Ending ALLL Attributed to loans individually evaluated for impairment $ 380 $ 342 $ - $ 2,518 $ 24 $ - $ - $ 3,264 Ending ALLL Attributed to loans collectively evaluated for impairment 2,342 15,030 1,244 1,272 309 - 273 20,470 Total Ending ALLL: $ 2,722 $ 15,372 $ 1,244 $ 3,790 $ 333 $ - $ 273 $ 23,734 (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the average recorded investment and interest income recognized on impaired loans with no related allowance recorded by portfolio class for the three and nine months ended September 30, 2020 and 2019 (In thousands): Three Months Ended September 30, Nine Months Ended September 30, 2020 2020 2019 2019 2020 2020 2019 2019 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Originated loans Investment Recognized Investment Recognized Investment Recognized Investment Recognized with no related allowance recorded: Residential one-to-four family $ 2,125 $ 11 $ 2,179 $ 20 $ 2,076 $ 51 $ 2,627 $ 66 Commercial and Multi-family 5,867 8 8,655 56 5,211 98 9,680 310 Commercial business (1) 3,516 32 1,131 43 2,677 183 1,138 126 Home equity (2) 966 6 598 6 855 19 649 18 Sub-total: $ 12,474 $ 57 $ 12,563 $ 125 $ 10,819 $ 351 $ 14,094 $ 520 Acquired loans initially recorded at fair value with no related allowance recorded: Residential one-to-four family $ 1,555 $ 5 $ 1,931 $ 23 $ 1,647 $ 41 $ 2,081 $ 73 Commercial and Multi-family 4,060 19 3,882 55 4,053 113 3,898 165 Commercial business (1) - - 119 12 - - 96 14 Home equity (2) 221 - 311 3 214 6 294 9 Consumer - - - - - - - Sub-total $ 5,836 $ 24 $ 6,243 $ 93 $ 5,914 $ 160 $ 6,369 $ 261 Acquired loans with deteriorated credit with no related allowance recorded: Residential one-to-four family (3) $ 984 $ - $ 839 $ 14 $ 929 $ 28 $ 898 $ 44 Commercial and Multi-family (3) 705 9 4,264 7 710 23 4,666 20 Commercial business (1)(3) 864 21 894 - 864 25 849 - Home equity (2)(3) 17 - 41 - 22 43 - Sub-total: $ 2,570 $ 30 $ 6,038 $ 21 $ 2,525 $ 76 $ 6,456 $ 64 Total Impaired Loans with no related allowance recorded: $ 20,880 $ 111 $ 24,844 $ 239 $ 19,258 $ 587 $ 26,919 $ 845 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. (3) Does not include accretable yield on loans acquired with deteriorated credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the average recorded investment and interest income recognized on impaired loans with allowance recorded by portfolio class for the three months ended September 30, 2020 and 2019. (In thousands): Three Months Ended September 30, Nine Months Ended September 30, 2020 2020 2019 2019 2020 2020 2019 2019 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Originated loans Investment Recognized Investment Recognized Investment Recognized Investment Recognized with an allowance recorded: Residential one-to-four family $ 908 $ - $ 2,032 $ 18 $ 910 $ 10 $ 2,175 $ 67 Commercial and Multi-family - - - - - - - - Commercial business (1) 1,427 65 822 3 1,314 93 658 57 Home equity (2) 321 1 268 1 339 6 229 5 Sub-total: $ 2,656 $ 66 $ 3,122 $ 22 $ 2,563 $ 109 $ 3,062 $ 129 Acquired loans initially recorded at fair value with an allowance recorded: Residential one-to-four family $ 2,472 $ 3 $ 3,291 $ 30 $ 2,404 $ 33 $ 3,286 $ 82 Commercial and Multi-family 1,221 - 881 14 1,225 20 889 22 Commercial business (1) 1,403 17 377 - 1,106 47 251 - Home equity (2) 110 1 84 1 101 2 84 4 Sub-total: $ 5,206 $ 21 $ 4,633 $ 45 $ 4,836 $ 102 $ 4,510 $ 108 Acquired loans with deteriorated credit with an allowance recorded: Residential one-to-four family (3) $ 340 $ - $ 527 $ 7 $ 400 $ 7 $ 473 $ 19 Commercial and Multi-family 943 - - 629 - Sub-total: $ 340 $ - $ 1,470 $ 7 $ 400 $ 7 $ 1,102 $ 19 Total Impaired Loans with an allowance recorded: $ 8,202 $ 87 $ 9,225 $ 74 $ 7,799 $ 218 $ 8,674 $ 256 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. (3) Does not include accretable yield on loans acquired with deteriorated credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the recorded investment and unpaid principal balances where there is no related allowance on impaired loans by portfolio class at September 30, 2020 and December 31, 2019. (In thousands): As of September 30, 2020 As of December 31, 2019 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Originated loans Investment Balance Allowance Investment Balance Allowance with no related allowance recorded: Residential one-to-four family $ 2,278 $ 2,381 $ - $ 2,010 $ 2,098 $ - Commercial and multi-family 7,842 7,891 - 4,469 4,527 - Commercial business (1) 3,144 5,289 - 1,108 4,069 - Home equity (2) 938 940 - 584 593 - Sub-total: $ 14,202 $ 16,501 $ - $ 8,171 $ 11,287 $ - Acquired loans initially recorded at fair value with no related allowance recorded: Residential one-to-four family $ 1,562 $ 1,660 $ - $ 1,843 $ 1,950 $ - Commercial and Multi-family 4,227 4,227 - 4,401 4,402 - Commercial business (1) - - 183 589 - Home equity (2) 194 196 - 205 206 - Sub-total: $ 5,983 $ 6,083 $ - $ 6,632 $ 7,147 $ - Acquired loans with deteriorated credit with no related allowance recorded: Residential one-to-four family $ 1,158 $ 1,762 $ - $ 827 $ 1,383 $ - Commercial and Multi-family 695 1,749 - 3,113 4,166 - Commercial business (1) 865 5,122 - 867 5,052 - Home equity (2) - - - 37 47 - Sub-total: $ 2,718 $ 8,633 $ - $ 4,844 $ 10,648 $ - Total Impaired Loans with no related allowance recorded: $ 22,903 $ 31,217 $ - $ 19,647 $ 29,082 $ - __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the recorded investment, unpaid principal balance, and the related allowance on impaired loans by portfolio class at September 30, 2020 and December 31, 2019. (In thousands): As of September, 2020 As of December 31, 2019 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Originated loans Investment Balance Allowance Investment Balance Allowance with an allowance recorded: Residential one-to-four family $ 904 $ 906 $ 37 $ 973 $ 973 $ 48 Commercial business (1) 1,829 4,614 1,448 1,403 3,037 1,029 Home equity (2) 372 379 24 379 382 20 Sub-total: $ 3,105 $ 5,899 $ 1,509 $ 2,755 $ 4,392 $ 1,097 Acquired loans initially recorded at fair value with an allowance recorded: Residential one-to-four family $ 2,470 $ 2,504 $ 347 $ 2,278 $ 2,293 $ 325 Commercial and Multi-family 1,216 1,417 313 1,248 1,442 342 Commercial business (1) 1,325 2,695 1,680 377 1,489 1,489 Home equity (2) 138 139 3 83 83 4 Sub-total $ 5,149 $ 6,755 $ 2,343 $ 3,986 $ 5,307 $ 2,160 Acquired loans with deteriorated credit with an allowance recorded: Residential one-to-four family $ 161 $ 161 $ 1 $ 524 $ 571 $ 7 Sub-total: $ 161 $ 161 $ 1 $ 524 $ 571 $ 7 Total Impaired Loans with an allowance recorded: $ 8,415 $ 12,815 $ 3,853 $ 7,265 $ 10,270 $ 3,264 Total Impaired Loans with no related allowance recorded: $ 22,903 $ 31,217 $ - $ 19,647 $ 29,082 $ - Total Impaired Loans: $ 31,318 $ 44,032 $ 3,853 $ 26,912 $ 39,352 $ 3,264 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) A troubled debt restructured loan (“TDR”) is a loan that has been modified whereby the Company has agreed to make certain concessions to a borrower to meet the needs of both the borrower and the Company to maximize the ultimate recovery of a loan. A TDR occurs when a borrower is experiencing, or is expected to experience, financial difficulties and the loan is modified using a concession that would otherwise not be granted to the borrower. Pursuant to the CARES Act, a loan that was current at December 31, 2019 and modified due to the COVID-19 pandemic is not considered a TDR. The types of concessions granted generally include, but are not limited to, interest rate reductions, limitations on the accrued interest charged, term extensions, and deferment of principal. All TDRs were considered impaired and therefore were individually evaluated for impairment in the calculation of the allowance for loan losses. Prior to their classification as TDRs, certain of these loans had been collectively evaluated for impairment in the calculation of the allowance for loan losses. At September 30, 2020 At December 31, 2019 (In thousands) Recorded investment in TDRs: Accrual status $ 16,436 $ 17,030 Non-accrual status 1,145 702 Total recorded investment in TDRs $ 17,581 $ 17,732 The Company originated five TDR loans totaling $ 458,181 and three TDR loans totaling $ 415,652 for the three months ended September 30, 2020 and September 30, 2019, respectively. The Company originated six TDR loans totaling $ 674,283 and six TDR loans totaling $ 1.8 million for the nine months ended September 30, 2020 and September 30, 2019, respectively. For the three months ended September 30, 2020 and September 30, 2019, TDRs, for which there was a payment default within twelve months of restructuring, totaled $ 602,274 for two loans and $ 105,000 for one loan, respectively. For the nine months ended September 30, 2020 and September 30, 2019, TDRs, for which there was a payment default within twelve months of restructuring, totaled $ 602,274 for two loans and $ 105,000 for one loan, respectively. The following table sets forth the delinquency status of total loans receivable as of September 30, 2020: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands) Residential one-to-four family $ 1,393 $ 256 $ 670 $ 2,319 $ 239,477 $ 241,796 $ 159 Commercial and multi-family 1,773 613 2,594 4,980 1,672,688 1,677,668 1,416 Construction - - - - 134,769 134,769 - Commercial business (1) 516 63 2,488 3,067 308,137 311,204 149 Home equity (2) 242 - 427 669 60,304 60,973 - Consumer - - - - 770 770 - Total $ 3,924 $ 932 $ 6,179 $ 11,035 $ 2,416,145 $ 2,427,180 $ 1,724 _________ (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The table below sets forth the amounts and types of non-accrual loans in the Bank’s loan portfolio at September 30, 2020 and December 31, 2019, respectively. Loans are placed on non-accrual status when they become more than 90 days delinquent, or when the collection of principal and/or interest become doubtful. As of September 30, 2020, and December 31, 2019, non-accrual loans differed from the amount of total loans past due greater than 90 days due to loans which are maintained on non-accrual status for a minimum of six months until the borrower has demonstrated its ability to satisfy the terms of the restructured loan. There were $ 3.7 million at September 30, 2020 and $ 1.6 million at December 31, 2019 in nonaccrual loans that were less than ninety days past due. Nonaccrual loans do not include loans acquired with deteriorated credit quality which were recorded at their fair value at acquisition and totaled $ 1.1 million at September 30, 2020, and $ 3.5 million at December 31, 2019. Loans subject to COVID-19-related modifications are not be reported as non-accrual, in accordance with regulatory guidance. As of September 30, 2020 As of December 31, 2019 (In Thousands) (In Thousands) Non-Accruing Loans: Originated loans: Residential one-to-four family $ 847 $ 590 Commercial and multi-family 457 761 Commercial business (1) 3,252 1,428 Home equity (2) 604 347 Sub-total: 5,160 3,126 Acquired loans initially recorded at fair value: Residential one-to-four family 565 291 Commercial and multi-family 979 217 Commercial business (1) 378 513 Home equity (2) 69 13 Sub-total: 1,991 1,034 Total $ 7,151 $ 4,160 _________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Had non-accrual loans been performing in accordance with their original terms, the interest income recognized for the nine months ended September 30, 2020 and December 31, 2019 would have been approximately $ 673,000 and $ 967,000 , respectively. Interest income recognized on loans returned to accrual status was approximately $ 520,000 and $ 1.1 million, respectively. The Bank has not committed to lend additional funds to the borrowers whose loans have been placed on nonaccrual status. At September 30, 2020 and December 31, 2019, there were $ 1.7 million and $ 795,000 , respectively, of loans which were more than ninety days past due and still accruing interest. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the delinquency status of total loans receivable at December 31, 2019: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands) Originated loans: Residential one-to-four family $ 1,087 $ 401 $ - $ 1,488 $ 210,532 $ 212,020 $ - Commercial and multi-family 1,290 940 616 2,846 1,482,440 1,485,286 - Construction - - - - 104,996 104,996 - Commercial business (1) 1,874 278 1,265 3,417 153,996 157,413 142 Home equity (2) 161 63 116 340 49,760 50,100 - Consumer - - - - 674 674 - Sub-total: $ 4,412 $ 1,682 $ 1,997 $ 8,091 $ 2,002,398 $ 2,010,489 $ 142 Acquired loans initially recorded at fair value: Residential one-to-four family $ 265 $ 217 $ 330 $ 812 $ 34,198 35,010 $ 97 Commercial and multi-family 318 - 631 949 117,628 118,577 556 Construction - - - - - - - Commercial business (1) 300 - 513 813 18,506 19,319 - Home equity (2) 190 75 - 265 14,037 14,302 - Consumer - - - - 8 8 - Sub-total: $ 1,073 $ 292 $ 1,474 $ 2,839 $ 184,377 $ 187,216 $ 653 Acquired loans with deteriorated credit: Residential one-to-four family $ - $ - $ - $ - $ 1,351 $ 1,351 $ - Commercial and multi-family - - 2,500 2,500 613 3,113 - Construction - - - - - - - Commercial business (1) - - 856 856 54 910 - Home equity (2) 37 199 - 236 - 236 - Consumer - - - - - - - Sub-total: $ 37 $ 199 $ 3,356 $ 3,592 $ 2,018 $ 5,610 $ - Total $ 5,522 $ 2,173 $ 6,827 $ 14,522 $ 2,188,793 $ 2,203,315 $ 795 (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) Criticized and Classified Assets Company policies provide for a classification system for problem assets. Under this classification system, problem assets are classified as “substandard,” “doubtful,” or “loss.” When the Company classifies problem assets, the Company may establish general allowances for loan losses in an amount deemed prudent by management. General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been allocated to particular problem assets. A portion of general loss allowances established to cover possible losses related to assets classified as substandard or doubtful may be included in determining our regulatory capital. Specific valuation allowances for loan losses generally do not qualify as regulatory capital. As of September 30, 2020, we had $ 0 in assets classified as losses, and $ 18.1 million in assets classified as substandard, of which $ 18.1 million were classified as impaired. The loans classified as substandard are secured either by residential real estate, commercial real estate or heavy equipment. The loans that have been classified substandard were classified as such primarily due to payment status, because updated financial information has not been timely provided, or the collateral underlying the loan is in the process of being revalued. The Company’s internal credit risk grades are based on the definitions currently utilized by the banking regulatory agencies. The grades assigned and definitions are as follows, and loans graded excellent, above average, good and watch list (risk ratings 1-5) are treated as “pass” for grading purposes. The “criticized” risk rating (6) and the “classified” risk ratings (7-9) are detailed below: 6 – Special Mention- Loans currently performing but with potential weaknesses including adverse trends in borrower’s operations, credit quality, financial strength, or possible collateral deficiency. 7 – Substandard - Loans that are inadequately protected by current sound worth, paying capacity, and collateral support. Loans on “nonaccrual” status. The loan needs special and corrective attention. 8 – Doubtful - Weaknesses in credit quality and collateral support make full collection improbable, but pending reasonable factors remain sufficient to defer the loss status. 9 – Loss - Continuance as a bankable asset is not warranted. However, this does not preclude future attempts at partial recovery. The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention and substandard within the Company’s internal risk rating system as of September 30, 2020 (in thousands). As of September 30, 2020, the Company had no loans with the classified rating of doubtful or loss. Pass Special Mention Substandard

Stockholders' Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2020
Stockholders' Equity [Abstract]
Stockholders' Equity	Note 8 – Stockholders’ Equity On September 1, 2020, the Company closed a private placement of its Series H 3.5 % Noncumulative Perpetual Preferred Stock, resulting in gross proceeds of $ 5.9 million for 590 shares. On August 31, 2020, the Company redeemed all 6,465 outstanding shares of its Series F 6.0 % Noncumulative Perpetual Preferred Stock, at their face value of $ 1,000 per share, for a total redemption amount of $ 6.5 million. On August 10, 2020, the Company redeemed all 388 outstanding shares of its Series C 6.0 % Noncumulative Perpetual Preferred Stock, at their face value of $ 10,000 per share, for a total redemption amount of $ 3.9 million. On July 13, 2020, the Company closed a private placement of its Series H 3.5 % Noncumulative Perpetual Preferred Stock, resulting in gross proceeds of $ 3.1 million for 308 shares, effective June 29, 2020. On December 30, 2019, the Company closed a public offering of 1,020,408 shares of its common stock. The offering resulted in gross proceeds of $ 12.5 million to the Company. On February 25, 2019, the Company closed a private placement offering of 496,224 shares of its common stock, of which directors and officers of the Company purchased 286,244 shares. The offering resulted in gross proceeds of $ 6.3 million to the Company. On January 30, 2019, the Company closed a private placement of Series G 6.0 % Noncumulative Perpetual Preferred Stock, resulting in gross proceeds of $ 5.3 million for 533 shares.

Bank Owned Life Insurance

Bank Owned Life Insurance	9 Months Ended
	Sep. 30, 2020
Bank Owned Life Insurance [Abstract]
Bank Owned Life Insurance	Note 9 – Bank Owned Life Insurance The Bank purchased $ 60 million of bank owned life insurance (“BOLI”) in August, 2020. BOLI involves life insurance purchased by the Bank on a chosen group of employees, and the Bank is owner and beneficiary of the policies. At September 30, 2020, the Bank had $ 60.4 million in BOLI. Income earned on BOLI was $ 385,000 through September 30, 2020. BOLI is accounted for using the cash surrender value method and is recorded at its net realizable value.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2020
Goodwill and Other Intangible Assets [Abstract]
Goodwill and Other Intangible Assets	Note 10 – Goodwill and Other Intangible Assets The Company’s intangible assets consist of goodwill and core deposit intangibles in connection with the acquisition of IA Bancorp, Inc. as of April 17, 2018. The initial recording of goodwill and other intangible assets requires subjective judgments concerning estimates of the fair value of the acquired assets and assumed liabilities. Goodwill is not amortized but is subject to annual tests for impairment or more often if events or circumstances indicate it may be impaired. The Company’s core deposit intangibles are amortized on an accelerated basis using an estimated life of 10 years and in accordance with U.S. GAAP are evaluated annually for impairment. An impairment loss will be recognized if the carrying amount of the intangible asset is not recoverable and exceeds fair value. The carrying amount of the intangible asset is not considered recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use of the asset. The Company believes that the fair values of our goodwill and other intangible assets were in excess of their carrying amounts and there was no impairment at September 30, 2020. Amortization expense of the core deposit intangibles was $ 16,000 and $ 49,000 for the three and nine months ended September 30, 2020, respectively, and $ 18,000 and $ 54,000 for the three and nine months ended September 30, 2019, respectively. The unamortized balance of the core deposit intangibles and the amount of goodwill at September 30, 2020 were $ 250,000 and $ 5.2 million, respectively, and at September 30, 2019 were $ 317,000 and $ 5.3 million, respectively. The temporary COVID-19 pandemic has clearly caused disruption to the global economy, but the extent and duration of the disruption is uncertain at this time. Accordingly, and in consideration of the relatively recent decline of the stock price below carrying value, management feels that it is not more likely than not that this circumstance indicates that the fair value of the Company is less than its carrying amount, including goodwill, as of September 30, 2020. Management will continue to monitor the activity for loan deferment requests and delinquencies on a regular basis, and will perform the annual goodwill impairment testing in the fourth quarter of 2020.

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2020
Fair Values of Financial Instruments [Abstract]
Fair Values of Financial Instruments	Note 11 – Fair Values of Financial Instruments Guidance on fair value measurements establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets and liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1 : Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2 : Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3 : Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported with little or no market activity). An asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The only assets or liabilities that the Company measured at fair value on a recurring basis were as follows. (In thousands): (Level 1) (Level 2) Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable Unobservable Description Total Assets Inputs Inputs As of September 30, 2020: Securities Debt Securities Available for Sale $ 119,643 $ - $ 119,643 $ - Marketable Equities $ 14,501 $ 14,501 $ - $ - Total Securities $ 134,144 $ 14,501 $ 119,643 $ - As of December 31, 2019: Securities Debt Securities Available for Sale $ 91,613 $ - $ 91,613 $ - Marketable Equities $ 2,500 $ 2,500 $ - $ - Total Securities $ 94,113 $ 2,500 $ 91,613 $ - The Company’s policy is to recognize transfers between levels as of the actual date of the event or change in circumstances that caused the transfer. There were no transfers of assets or liabilities into or out of Level 1, Level 2, or Level 3 of the fair value hierarchy during the three or nine months ended September 30, 2020 and 2019. The only assets or liabilities that the Company measured at fair value on a nonrecurring basis were as follows. (In thousands): (Level 1) (Level 2) Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable Unobservable Description Total Assets Inputs Inputs As of September 30, 2020 Impaired Loans $ 4,562 $ - $ - $ 4,562 Other real estate owned $ 1,623 $ - $ - $ 1,623 As of December 31, 2019: Impaired Loans $ 4,001 $ - $ - $ 4,001 Other real estate owned $ 1,623 $ - $ - $ 1,623 Note 11 – Fair Values of Financial Instruments (Continued) The following tables present additional quantitative information as of September 30, 2020 and December 31, 2019 about assets measured at fair value on a nonrecurring basis and for which the Company has utilized adjusted Level 3 inputs to determine fair value. (Dollars in thousands): Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Estimate Techniques Input Range September 30, 2020: Impaired Loans $ 4,562 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Other real estate owned $ 1,623 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Fair Value Valuation Unobservable Estimate Techniques Input Range December 31, 2019: Impaired Loans $ 4,001 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Other real estate owned $ 1,623 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not objectively determinable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments as of September 30, 2020 and December 31, 2019. Cash and Cash Equivalents and Interest-Earning Time Deposits (Carried at Cost) The carrying amounts reported in the consolidated statements of financial condition for cash and short-term instruments approximate fair values. Securities Available for Sale The fair value of securities available for sale (carried at fair value) are determined by matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Equity Securities The fair values of available-for-sale securities are based on quoted market prices (Level 1). Loans Held for Sale (Carried at Lower of Cost or Fair Value) The fair value of loans held for sale is determined, when possible, using quoted secondary-market prices. If no such quoted prices exist, the fair value of a loan is determined using quoted prices for a similar loan or loans, adjusted for specific attributes of that loan. Loans held for sale are carried at the lower of cost or fair value. Loans Receivable (Carried at Cost) The fair values of loans, except for certain impaired loans, are estimated using discounted cash flow analyses, using market rates at the date of the Statement of Financial Condition that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Note 11 – Fair Values of Financial Instruments (Continued) Impaired Loans (Generally Carried at Fair Value) Impaired loans are those for which the Company has measured and recorded an impairment generally based on the fair value of the loan’s collateral, less estimated costs to sell. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value at September 30, 2020 and December 31, 2019 consisted of the loan balances of $ 8.4 million net of a valuation allowance of $ 3.8 million and $ 7.3 million net of a valuation of loan allowance of $ 3.3 million, respectively. Other Real Estate Owned (Generally Carried at Lower of Cost or Fair Value) Real Estate Owned is generally carried at fair value less estimated costs to sell which is determined based upon independent third-party appraisals of the properties, or based upon the expected proceeds from a pending sale. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. FHLB of New York Stock (Carried at Cost) The carrying amount of restricted investment in bank stock approximates fair value, and considers the limited marketability of such securities. Interest Receivable and Payable (Carried at Cost) The carrying amount of interest receivable and interest payable approximates its fair value. Deposits (Carried at Cost) The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. Borrowings and Subordinated Debt (Carried at Cost) Fair values are estimated using discounted cash flow analysis, based on quoted prices for new long-term debt with similar credit risk characteristics, terms and remaining maturity. Prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party. Off-Balance Sheet Financial Instruments (Carried at Cost) Fair values for the Company’s off-balance sheet financial instruments (lending commitments and unused lines of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. The fair value of these commitments was deemed immaterial and is not presented in the accompanying table. Note 11 – Fair Values of Financial Instruments (Continued) The carrying values and estimated fair values of financial instruments were as follows as of September 30, 2020 and December 31, 2019: As of September 30, 2020 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands) Financial assets: Cash and cash equivalents $ 160,551 $ 160,551 $ 160,551 $ - $ - Interest-earning time deposits 735 735 - 735 - Debt securities available for sale 119,643 119,643 - 119,643 - Equity investments 14,501 14,501 14,501 - - Loans held for sale 1,510 1,510 - 1,510 - Loans receivable, net 2,391,990 2,426,106 - - 2,426,106 FHLB of New York stock, at cost 13,160 13,160 - 13,160 - Accrued interest receivable 17,746 17,746 - 17,746 - Other Real Estate Owned 1,623 1,623 - - 1,623 Financial liabilities: Deposits 2,273,338 2,280,198 1,497,649 782,549 - Borrowings 259,600 262,270 - 262,270 - Subordinated debentures 36,984 37,364 - 37,364 - Accrued interest payable 1,485 1,485 - 1,485 - As of December 31, 2019 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands) Financial assets: Cash and cash equivalents $ 550,353 $ 550,353 $ 550,353 $ - $ - Interest-earning time deposits 735 735 - 735 - Debt securities available for sale 91,613 91,613 - 91,613 - Equity investments 2,500 2,500 2,500 - - Loans held for sale 917 917 - 917 - Loans receivable, net 2,178,407 2,199,497 - - 2,199,497 FHLB of New York stock, at cost 13,821 13,821 - 13,821 - Accrued interest receivable 8,318 8,318 - 8,318 - Other Real Estate Owned 1,623 1,623 - - 1,623 Financial liabilities: Deposits 2,362,063 2,375,089 1,231,658 1,143,431 - Borrowings 245,800 245,176 - 245,176 - Subordinated debentures 36,810 36,947 - 36,947 - Accrued interest payable 2,708 2,708 - 2,708 -

Subordinated Debt

Subordinated Debt	9 Months Ended
	Sep. 30, 2020
Subordinated Debt [Abstract]
Subordinated Debt	Note 12 – Subordinated debt On July 30, 2018, the Company issued $ 33.5 million of fixed-to-floating rate subordinated debentures (the “Notes”) in a private placement. The Notes have a ten-year term and bear interest at a fixed annual rate of 5.625 % for the first five years of the term (the "Fixed Interest Rate Period"). From and including August 1, 2023, the interest rate will adjust to a floating rate based on the three-month LIBOR plus 2.72 % until redemption or maturity (the "Floating Interest Rate Period"). The Notes are scheduled to mature on August 1, 2028. Subject to limited exceptions, the Company cannot redeem the Notes for the first five years of the term. The Company will pay interest in arrears semi-annually during the Fixed Interest Rate Period and quarterly during the Floating Interest Rate Period during the term of the Notes. The Notes constitute an unsecured and subordinated obligation of the Company and rank junior in right of payment to any senior indebtedness and obligations to general and secured creditors. The Notes qualify as Tier 2 capital for the Company for regulatory purposes, when applicable, and the portion that the Company contributes to the Bank will qualify as Tier 1 capital for the Bank. The additional capital will be used for general corporate purposes including organic growth initiatives. Subordinated debt includes associated deferred costs of $ 640,000 and $ 814,000 at September 30, 2020 and December 31, 2019, respectively. The Company also has $ 4,124,000 of mandatory redeemable trust preferred securities. The interest rate on these floating rate junior subordinated debentures adjusts quarterly, equal to the three-month LIBOR and 2.65 %. As it is anticipated that LIBOR will be discontinued after 2021, the Company is reviewing the agreements for the above debentures to determine alternative reference rates, and does not anticipate there will be a significant financial statement impact.

Lease Obligations

Lease Obligations	9 Months Ended
	Sep. 30, 2020
Lease Obligations [Abstract]
Lease Obligations	Note 13 – Lease Obligations The Company leases 28 of our offices under various operating lease agreements. The leases have remaining terms of one year to 12 years . The leases contain provisions for the payment by the Company of its pro-rata share of real estate taxes, insurance, common area maintenance and other variable expenses. The Company will allocate payments made under such leases between lease and non-lease components. Some leases contain renewal options and options to purchase the assets. The Company has elected not to recognize a lease liability and a right of use asset for leases with a lease term of 12 or fewer months. The following tables present certain information related to the Company’s leases (in thousands): Three Months Ended September 30, 2020 Three Months Ended September 30, 2019 Nine Months Ended September 30, 2020 Nine Months Ended September 30, 2019 Operating lease cost $ 850 $ 812 $ 2,559 $ 2,374 Variable lease cost-operating leases $ 201 $ 132 $ 599 $ 440 At September 30, 2020 At December 31, 2019 Supplemental balance sheet information related to leases: Operating Leases Operating lease right-of-use assets $ 15,798 $ 13,246 Current liabilities $ 3,054 $ 2,590 Operating lease liabilities (noncurrent portion) 12,950 10,790 Total operating lease liabilities $ 16,004 $ 13,380 The weighted average remaining lease term for operating leases at September 30, 2020 and December 31, 2019 was 6.68 years and 6.69 years, respectively. The weighted average discount rate for operating leases at September 30, 2020 and December 31, 2019 was 2.67 percent and 3.16 percent, respectively. The following table summarizes the Company’s maturity of lease obligations for operating leases at September 30, 2020 and December 31, 2019 (in thousands): Maturities of lease liabilities: At September 30, 2020 At December 31, 2019 Operating Leases Operating Leases One year or less $ 3,054 $ 2,590 Over one year through three years 5,131 4,713 Over three years through five years 3,341 2,736 Over five years 4,478 3,341 Total $ 16,004 $ 13,380

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2020
Subsequent Events [Abstract]
Subsequent Events	Note 14 – Subsequent Events On October 22, 2020, the Company announced that its Board of Directors approved the adoption of a new stock repurchase program to be effective at a to-be-determined time. The Company’s Board of Directors plans to consult with its financial advisors and determine the total number of shares to be repurchased under the program. The Company did not repurchase any shares of its common stock during the three month period ended September 30, 2020. On October 14, 2020 , the Board of Directors of the Company declared a common stock dividend of $ 0.14 per share to shareholders of record on November 6, 2020 with a payment date of November 20, 2020 . The Company is closely monitoring the impact of the COVID-19 pandemic on all aspects of its business. While the Company did not incur significant disruptions during the three and nine months ended September 30, 2020 from the COVID-19 pandemic, it is unable to predict the impact that the COVID-19 pandemic will have on its financial condition, results of operations and cash flows for future periods due to numerous uncertainties.

Equity Incentive Plans (Tables)

Equity Incentive Plans (Tables)	9 Months Ended
	Sep. 30, 2020
Equity Incentive Plans [Abstract]
Summary of Status of Restricted Shares	Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at January 1, 2020 81,278 $ 11.96 Granted - - Vested ( 25,232 ) 12.40 Forfeited ( 2,332 ) 11.97 Non-vested at September 30, 2020 53,714 $ 11.78 Number of Shares Awarded Weighted Average Grant Date Fair Value Non-vested at January 1, 2019 67,321 $ 11.26 Granted 47,618 12.46 Vested - - Forfeited - - Non-vested at September 30, 2019 114,939 $ 11.86
Summary of Stock Option Activity	The following tables present a summary of the status of the Company’s outstanding stock option awards as of September 30, 2020 and 2019. Number of Option Shares Range of Exercise Prices Weighted Average Exercise Price Outstanding at January 1, 2020 1,200,975 $ 8.93 - 13.32 $ 11.45 Options granted - - - Options exercised ( 500 ) 10.55 10.55 Options forfeited ( 8,127 ) 11.26 - 12.46 11.68 Options expired - - - Outstanding at September 30, 2020 1,192,348 $ 8.93 - 13.32 $ 11.45 As of September 30, 2020, stock options which were granted and were exercisable totaled 660,736 stock options. It is Company policy to issue new shares upon share option exercise. Expected future compensation expense relating to the 531,612 shares of unvested options outstanding as of September, 2020 was $ 1.0 million over a weighted average period of 4.80 years . Number of Option Shares Range of Exercise Prices Weighted Average Exercise Price Outstanding at January 1, 2019 1,104,600 $ 8.93 - 13.32 $ 11.36 Options granted 98,875 12.46 12.46 Options exercised - - - Options forfeited ( 1,000 ) 10.55 10.55 Options expired - - - Outstanding at September 30, 2019 1,202,475 $ 8.93 - 13.32 $ 11.45 As of September 30, 2019, stock options which were granted and were exercisable totaled 268,633 stock options.

Net Income per Common Share (Ta

Net Income per Common Share (Tables)	9 Months Ended
	Sep. 30, 2020
Net Income per Common Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	For the Three Months Ended September 30, 2020 2019 Income Shares Per Share Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, except per share data) Net income available to common stockholders $ 7,980 $ 4,890 Basic earnings per share: Income available to common stockholders $ 7,980 17,069 $ 0.47 $ 4,890 16,468 $ 0.30 Effect of dilutive securities: Stock options - - - 55 Diluted earnings per share: Income available to common stockholders $ 7,980 17,069 $ 0.47 $ 4,890 16,523 $ 0.30 For the Nine Months Ended September 30, 2020 2019 Income Shares Per Share Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, except per share data) Net income available to common stockholders $ 12,545 $ 14,908 Basic earnings per share: Income available to common stockholders $ 12,545 17,250 $ 0.73 $ 14,908 16,320 $ 0.91 Effect of dilutive securities: Stock options - 18 - 49 Diluted earnings per share: Income available to common stockholders $ 12,545 17,268 $ 0.73 $ 14,908 16,369 $ 0.91

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Securities [Abstract]
Summary of Unrealized and Realized Gains and Losses in Net Income on Equity Securities	For the three months ended September 30, For the nine months ended September 30, (In Thousands) 2020 2019 2020 2019 Net gains (losses) recognized during the period on equity securities $ 778 $ ( 45 ) $ 780 $ 199 Less: Net gains recognized during the period on equity securities sold during the period - - 40 21 Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ 778 $ ( 45 ) $ 820 $ 220
Amortized Cost and Gross Unrealized Gains and Losses on Securities Available for Sale	September 30, 2020 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands) Residential Mortgage-backed securities: More than one to five years $ 3,265 $ 20 $ 61 $ 3,224 More than five to ten years 5,271 317 - 5,588 More than ten years 61,916 1,698 52 63,562 70,452 2,035 113 72,374 Corporate Debt securities: More than five to ten years 29,779 1,004 9 30,774 Municipal obligations: Less than one year 12,048 - - 12,048 More than ten years 4,235 212 - 4,447 16,283 212 - 16,495 Total securities $ 116,514 $ 3,251 $ 122 $ 119,643 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands) Residential Mortgage-backed securities: More than one to five years $ 3,431 $ 8 $ 72 $ 3,367 More than five to ten years 1,566 33 - 1,599 More than ten years 87,269 574 1,196 86,647 $ 92,266 $ 615 $ 1,268 $ 91,613
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	12 Months or Less More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) September 30, 2020 Residential mortgage-backed securities $ 8,829 $ 57 $ 1,767 $ 65 $ 10,596 $ 122 December 31, 2019 Residential mortgage-backed securities $ 13,073 $ 656 $ 23,212 $ 612 $ 36,285 $ 1,268

Loans Receivable and Allowanc_2

Loans Receivable and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Loans Receivable and Allowance for Loan Losses [Abstract]
Recorded Investment in Loans Receivable	September 30, 2020 December 31, 2019 (In Thousands) Residential one-to-four family $ 241,796 $ 248,381 Commercial and multi-family 1,677,668 1,606,976 Construction 134,769 104,996 Commercial business (1) 311,204 177,642 Home equity (2) 60,973 64,638 Consumer 770 682 2,427,180 2,203,315 Less: Deferred loan fees, net ( 3,430 ) ( 1,174 ) Allowance for loan losses ( 31,760 ) ( 23,734 ) Sub-total ( 35,190 ) ( 24,908 ) Total Loans, net $ 2,391,990 $ 2,178,407 (1) Includes business lines of credit and Paycheck Protection Program (“PPP”) loans (2) Includes home equity lines of credit.
Allowance for Loan Losses	The following table sets forth the activity in the Company’s allowance for loan losses for the three months ended September 30, 2020, and the related portion of the allowances for loan losses that is allocated to each loan class, as of September 30, 2020 (in thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,649 $ 16,697 $ 1,334 $ 3,158 $ 680 $ 6 $ 2,489 $ 27,013 Acquired loans initially recorded at fair value: 391 226 - 1,110 - - - 1,727 Acquired loans with deteriorated credit: 36 19 - 43 4 - - 102 Beginning Balance, June 30, 2020 3,076 16,942 1,334 4,311 684 6 2,489 28,842 Recoveries: Originated Loans: - - - 187 - - 187 Acquired loans initially recorded at fair value: - - - 3 2 - - 5 Sub-total: - - - 190 2 - - 192 Provisions: Originated Loans: 33 1,148 395 2,759 ( 60 ) 6 ( 2,292 ) 1,989 Acquired loans initially recorded at fair value: 28 583 - 134 ( 2 ) - - 743 Acquired loans with deteriorated credit: ( 3 ) - - ( 2 ) ( 1 ) - - ( 6 ) Sub-total: 58 1,731 395 2,891 ( 63 ) 6 ( 2,292 ) 2,726 Totals: Originated Loans: 2,682 17,845 1,729 6,104 620 12 197 29,189 Acquired loans initially recorded at fair value: 419 809 - 1,247 - - - 2,475 Acquired loans with deteriorated credit: 33 19 - 41 3 - - 96 Ending Balance, September 30, 2020 $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 Ending allowance attributable to loans: Individually evaluated for impairment $ 385 $ 313 $ - $ 3,128 $ 27 $ - $ - $ 3,853 Collectively evaluated for impairment 2,749 18,360 1,729 4,264 596 12 197 27,907 Total allowance: $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 Ending loan balances: Individually evaluated for impairment $ 8,533 $ 13,980 $ - $ 7,163 $ 1,642 $ - $ - $ 31,318 Collectively evaluated for impairment 233,263 1,663,688 134,769 304,041 59,331 770 2,395,862 Total Gross Loans: $ 241,796 $ 1,677,668 $ 134,769 $ 311,204 $ 60,973 $ 770 $ - $ 2,427,180 (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the nine months ended September 30, 2020 (in thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,422 $ 15,235 $ 1,244 $ 2,945 $ 330 $ - $ 273 $ 22,449 Acquired loans initially recorded at fair value: 261 58 - 803 - - - 1,122 Acquired loans with deteriorated credit: 39 79 - 42 3 - - 163 Beginning Balance, December 31, 2019 2,722 15,372 1,244 3,790 333 - 273 23,734 Charge-offs: Acquired loans initially recorded at fair value: 4 - - - - - - 4 Sub-total: 4 - - - - - - 4 Recoveries: Originated Loans: - - - 489 - 4 - 493 Acquired loans initially recorded at fair value: - - - 3 8 - - 11 Sub-total: - - - 492 8 4 - 504 Provisions: Originated Loans: 260 2,610 485 2,670 290 8 ( 76 ) 6,247 Acquired loans initially recorded at fair value: 162 751 - 441 ( 8 ) - - 1,346 Acquired loans with deteriorated credit: ( 6 ) ( 60 ) - ( 1 ) - - ( 67 ) Sub-total: 416 3,301 485 3,110 282 8 ( 76 ) 7,526 Totals: Originated Loans: 2,682 17,845 1,729 6,104 620 12 197 29,189 Acquired loans initially recorded at fair value: 419 809 - 1,247 - - - 2,475 Acquired loans with deteriorated credit: 33 19 - 41 3 - - 96 Ending Balance, September 30, 2020 $ 3,134 $ 18,673 $ 1,729 $ 7,392 $ 623 $ 12 $ 197 $ 31,760 _____________________________ (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the three months ended September 30, 2019 (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,580 $ 14,251 $ 1,454 $ 3,995 $ 274 $ 1 $ 150 $ 22,705 Acquired loans initially recorded at fair value: 731 - - - - - - 731 Acquired loans with deteriorated credit: 146 137 - 67 3 - - 353 Beginning Balance, June 30, 2019 3,457 14,388 1,454 4,062 277 1 150 23,789 Charge-offs: Originated Loans: 1 1 Sub-total: 1 - - - - - - 1 Recoveries: Originated Loans: - - - - - - - - Acquired loans initially recorded at fair value: - - - - 3 - - 3 Sub-total: - - - - 3 - - 3 Provisions: Originated Loans: ( 145 ) 421 83 ( 29 ) 15 ( 1 ) 208 552 Acquired loans initially recorded at fair value: ( 316 ) 112 627 9 - - 432 Acquired loans with deteriorated credit: ( 106 ) 23 - ( 1 ) - - - ( 84 ) Sub-total: ( 567 ) 556 83 597 24 ( 1 ) 208 900 Totals: Originated Loans: 2,434 14,672 1,537 3,966 289 - 358 23,256 Acquired loans initially recorded at fair value: 415 112 627 12 - - 1,166 Acquired loans with deteriorated credit: 40 160 - 66 3 - - 269 Ending Balance, September 30, 2019 $ 2,889 $ 14,944 $ 1,537 $ 4,659 $ 304 $ - $ 358 $ 24,691 _____________________________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the activity in the Company’s allowance for loan losses for the nine months ended September 30, 2019 (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for loan losses: Originated Loans: $ 2,374 $ 14,000 $ 1,003 $ 3,869 $ 313 $ 2 $ 189 $ 21,750 Acquired loans initially recorded at fair value: 335 - - - - - - 335 Acquired loans with deteriorated credit: 39 168 - 64 3 - - 274 Beginning Balance, December 31, 2018 2,748 14,168 1,003 3,933 316 2 189 22,359 Charge-offs: Originated Loans: 1 111 - 145 - - - 257 Sub-total: 1 111 - 145 - - - 257 Recoveries: Originated Loans: - - - 15 - - - 15 Acquired loans recorded at fair value: 3 10 - 3 14 - - 30 Sub-total: 3 10 - 18 14 - - 45 Provisions: Originated Loans: 61 783 534 227 ( 24 ) ( 2 ) 169 1,748 Acquired loans initially recorded at fair value: 77 102 - 624 ( 2 ) - - 801 Acquired loans with deteriorated credit: 1 ( 8 ) - 2 - - - ( 5 ) Sub-total: 139 877 534 853 ( 26 ) ( 2 ) 169 2,544 Totals: Originated Loans: 2,434 14,672 1,537 3,966 289 - 358 23,256 Acquired loans initially recorded at fair value: 415 112 - 627 12 - - 1,166 Acquired loans with deteriorated credit: 40 160 - 66 3 - - 269 Ending Balance, September 30, 2019 $ 2,889 $ 14,944 $ 1,537 $ 4,659 $ 304 $ - $ 358 $ 24,691 _____________________________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the amount recorded in loans receivable at December 31, 2019. The table also details the amount of total loans receivable that are evaluated individually, and collectively, for impairment and the related portion of the allowance for loan losses that is allocated to each loan class (in thousands). Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated Total Allowance for credit losses: Originated Loans: 2,422 15,235 1,244 2,945 330 - 273 22,449 Acquired loans initially recorded at fair value: 261 58 - 803 - - - 1,122 Acquired loans with deteriorated credit: 39 79 - 42 3 - - 163 Ending Balance, December 31, 2019 $ 2,722 $ 15,372 $ 1,244 $ 3,790 $ 333 $ - $ 273 $ 23,734 Ending Balance attributable to loans: Individually evaluated for impairment $ 8,455 $ 13,231 $ - $ 3,938 $ 1,288 $ - $ - $ 26,912 Collectively evaluated for impairment 239,926 1,593,745 104,996 173,704 63,350 682 - 2,176,403 Total Gross Loans: $ 248,381 $ 1,606,976 $ 104,996 $ 177,642 $ 64,638 $ 682 $ - $ 2,203,315 Ending ALLL Attributed to loans individually evaluated for impairment $ 380 $ 342 $ - $ 2,518 $ 24 $ - $ - $ 3,264 Ending ALLL Attributed to loans collectively evaluated for impairment 2,342 15,030 1,244 1,272 309 - 273 20,470 Total Ending ALLL: $ 2,722 $ 15,372 $ 1,244 $ 3,790 $ 333 $ - $ 273 $ 23,734 (1) Includes business lines of credit. (2) Includes home equity lines of credit.
Impaired Loans	The following table summarizes the average recorded investment and interest income recognized on impaired loans with no related allowance recorded by portfolio class for the three and nine months ended September 30, 2020 and 2019 (In thousands): Three Months Ended September 30, Nine Months Ended September 30, 2020 2020 2019 2019 2020 2020 2019 2019 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Originated loans Investment Recognized Investment Recognized Investment Recognized Investment Recognized with no related allowance recorded: Residential one-to-four family $ 2,125 $ 11 $ 2,179 $ 20 $ 2,076 $ 51 $ 2,627 $ 66 Commercial and Multi-family 5,867 8 8,655 56 5,211 98 9,680 310 Commercial business (1) 3,516 32 1,131 43 2,677 183 1,138 126 Home equity (2) 966 6 598 6 855 19 649 18 Sub-total: $ 12,474 $ 57 $ 12,563 $ 125 $ 10,819 $ 351 $ 14,094 $ 520 Acquired loans initially recorded at fair value with no related allowance recorded: Residential one-to-four family $ 1,555 $ 5 $ 1,931 $ 23 $ 1,647 $ 41 $ 2,081 $ 73 Commercial and Multi-family 4,060 19 3,882 55 4,053 113 3,898 165 Commercial business (1) - - 119 12 - - 96 14 Home equity (2) 221 - 311 3 214 6 294 9 Consumer - - - - - - - Sub-total $ 5,836 $ 24 $ 6,243 $ 93 $ 5,914 $ 160 $ 6,369 $ 261 Acquired loans with deteriorated credit with no related allowance recorded: Residential one-to-four family (3) $ 984 $ - $ 839 $ 14 $ 929 $ 28 $ 898 $ 44 Commercial and Multi-family (3) 705 9 4,264 7 710 23 4,666 20 Commercial business (1)(3) 864 21 894 - 864 25 849 - Home equity (2)(3) 17 - 41 - 22 43 - Sub-total: $ 2,570 $ 30 $ 6,038 $ 21 $ 2,525 $ 76 $ 6,456 $ 64 Total Impaired Loans with no related allowance recorded: $ 20,880 $ 111 $ 24,844 $ 239 $ 19,258 $ 587 $ 26,919 $ 845 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. (3) Does not include accretable yield on loans acquired with deteriorated credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the average recorded investment and interest income recognized on impaired loans with allowance recorded by portfolio class for the three months ended September 30, 2020 and 2019. (In thousands): Three Months Ended September 30, Nine Months Ended September 30, 2020 2020 2019 2019 2020 2020 2019 2019 Average Interest Average Interest Average Interest Average Interest Recorded Income Recorded Income Recorded Income Recorded Income Originated loans Investment Recognized Investment Recognized Investment Recognized Investment Recognized with an allowance recorded: Residential one-to-four family $ 908 $ - $ 2,032 $ 18 $ 910 $ 10 $ 2,175 $ 67 Commercial and Multi-family - - - - - - - - Commercial business (1) 1,427 65 822 3 1,314 93 658 57 Home equity (2) 321 1 268 1 339 6 229 5 Sub-total: $ 2,656 $ 66 $ 3,122 $ 22 $ 2,563 $ 109 $ 3,062 $ 129 Acquired loans initially recorded at fair value with an allowance recorded: Residential one-to-four family $ 2,472 $ 3 $ 3,291 $ 30 $ 2,404 $ 33 $ 3,286 $ 82 Commercial and Multi-family 1,221 - 881 14 1,225 20 889 22 Commercial business (1) 1,403 17 377 - 1,106 47 251 - Home equity (2) 110 1 84 1 101 2 84 4 Sub-total: $ 5,206 $ 21 $ 4,633 $ 45 $ 4,836 $ 102 $ 4,510 $ 108 Acquired loans with deteriorated credit with an allowance recorded: Residential one-to-four family (3) $ 340 $ - $ 527 $ 7 $ 400 $ 7 $ 473 $ 19 Commercial and Multi-family 943 - - 629 - Sub-total: $ 340 $ - $ 1,470 $ 7 $ 400 $ 7 $ 1,102 $ 19 Total Impaired Loans with an allowance recorded: $ 8,202 $ 87 $ 9,225 $ 74 $ 7,799 $ 218 $ 8,674 $ 256 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. (3) Does not include accretable yield on loans acquired with deteriorated credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the recorded investment and unpaid principal balances where there is no related allowance on impaired loans by portfolio class at September 30, 2020 and December 31, 2019. (In thousands): As of September 30, 2020 As of December 31, 2019 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Originated loans Investment Balance Allowance Investment Balance Allowance with no related allowance recorded: Residential one-to-four family $ 2,278 $ 2,381 $ - $ 2,010 $ 2,098 $ - Commercial and multi-family 7,842 7,891 - 4,469 4,527 - Commercial business (1) 3,144 5,289 - 1,108 4,069 - Home equity (2) 938 940 - 584 593 - Sub-total: $ 14,202 $ 16,501 $ - $ 8,171 $ 11,287 $ - Acquired loans initially recorded at fair value with no related allowance recorded: Residential one-to-four family $ 1,562 $ 1,660 $ - $ 1,843 $ 1,950 $ - Commercial and Multi-family 4,227 4,227 - 4,401 4,402 - Commercial business (1) - - 183 589 - Home equity (2) 194 196 - 205 206 - Sub-total: $ 5,983 $ 6,083 $ - $ 6,632 $ 7,147 $ - Acquired loans with deteriorated credit with no related allowance recorded: Residential one-to-four family $ 1,158 $ 1,762 $ - $ 827 $ 1,383 $ - Commercial and Multi-family 695 1,749 - 3,113 4,166 - Commercial business (1) 865 5,122 - 867 5,052 - Home equity (2) - - - 37 47 - Sub-total: $ 2,718 $ 8,633 $ - $ 4,844 $ 10,648 $ - Total Impaired Loans with no related allowance recorded: $ 22,903 $ 31,217 $ - $ 19,647 $ 29,082 $ - __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table summarizes the recorded investment, unpaid principal balance, and the related allowance on impaired loans by portfolio class at September 30, 2020 and December 31, 2019. (In thousands): As of September, 2020 As of December 31, 2019 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Originated loans Investment Balance Allowance Investment Balance Allowance with an allowance recorded: Residential one-to-four family $ 904 $ 906 $ 37 $ 973 $ 973 $ 48 Commercial business (1) 1,829 4,614 1,448 1,403 3,037 1,029 Home equity (2) 372 379 24 379 382 20 Sub-total: $ 3,105 $ 5,899 $ 1,509 $ 2,755 $ 4,392 $ 1,097 Acquired loans initially recorded at fair value with an allowance recorded: Residential one-to-four family $ 2,470 $ 2,504 $ 347 $ 2,278 $ 2,293 $ 325 Commercial and Multi-family 1,216 1,417 313 1,248 1,442 342 Commercial business (1) 1,325 2,695 1,680 377 1,489 1,489 Home equity (2) 138 139 3 83 83 4 Sub-total $ 5,149 $ 6,755 $ 2,343 $ 3,986 $ 5,307 $ 2,160 Acquired loans with deteriorated credit with an allowance recorded: Residential one-to-four family $ 161 $ 161 $ 1 $ 524 $ 571 $ 7 Sub-total: $ 161 $ 161 $ 1 $ 524 $ 571 $ 7 Total Impaired Loans with an allowance recorded: $ 8,415 $ 12,815 $ 3,853 $ 7,265 $ 10,270 $ 3,264 Total Impaired Loans with no related allowance recorded: $ 22,903 $ 31,217 $ - $ 19,647 $ 29,082 $ - Total Impaired Loans: $ 31,318 $ 44,032 $ 3,853 $ 26,912 $ 39,352 $ 3,264 __________ (1) Includes business lines of credit. (2) Includes home equity lines of credit.
Troubled Debt Restructurings	At September 30, 2020 At December 31, 2019 (In thousands) Recorded investment in TDRs: Accrual status $ 16,436 $ 17,030 Non-accrual status 1,145 702 Total recorded investment in TDRs $ 17,581 $ 17,732
Delinquency Status of Total Loans	The following table sets forth the delinquency status of total loans receivable as of September 30, 2020: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands) Residential one-to-four family $ 1,393 $ 256 $ 670 $ 2,319 $ 239,477 $ 241,796 $ 159 Commercial and multi-family 1,773 613 2,594 4,980 1,672,688 1,677,668 1,416 Construction - - - - 134,769 134,769 - Commercial business (1) 516 63 2,488 3,067 308,137 311,204 149 Home equity (2) 242 - 427 669 60,304 60,973 - Consumer - - - - 770 770 - Total $ 3,924 $ 932 $ 6,179 $ 11,035 $ 2,416,145 $ 2,427,180 $ 1,724 _________ (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The table below sets forth the amounts and types of non-accrual loans in the Bank’s loan portfolio at September 30, 2020 and December 31, 2019, respectively. Loans are placed on non-accrual status when they become more than 90 days delinquent, or when the collection of principal and/or interest become doubtful. As of September 30, 2020, and December 31, 2019, non-accrual loans differed from the amount of total loans past due greater than 90 days due to loans which are maintained on non-accrual status for a minimum of six months until the borrower has demonstrated its ability to satisfy the terms of the restructured loan. There were $ 3.7 million at September 30, 2020 and $ 1.6 million at December 31, 2019 in nonaccrual loans that were less than ninety days past due. Nonaccrual loans do not include loans acquired with deteriorated credit quality which were recorded at their fair value at acquisition and totaled $ 1.1 million at September 30, 2020, and $ 3.5 million at December 31, 2019. Loans subject to COVID-19-related modifications are not be reported as non-accrual, in accordance with regulatory guidance. As of September 30, 2020 As of December 31, 2019 (In Thousands) (In Thousands) Non-Accruing Loans: Originated loans: Residential one-to-four family $ 847 $ 590 Commercial and multi-family 457 761 Commercial business (1) 3,252 1,428 Home equity (2) 604 347 Sub-total: 5,160 3,126 Acquired loans initially recorded at fair value: Residential one-to-four family 565 291 Commercial and multi-family 979 217 Commercial business (1) 378 513 Home equity (2) 69 13 Sub-total: 1,991 1,034 Total $ 7,151 $ 4,160 _________ (1) Includes business lines of credit. (2) Includes home equity lines of credit. Had non-accrual loans been performing in accordance with their original terms, the interest income recognized for the nine months ended September 30, 2020 and December 31, 2019 would have been approximately $ 673,000 and $ 967,000 , respectively. Interest income recognized on loans returned to accrual status was approximately $ 520,000 and $ 1.1 million, respectively. The Bank has not committed to lend additional funds to the borrowers whose loans have been placed on nonaccrual status. At September 30, 2020 and December 31, 2019, there were $ 1.7 million and $ 795,000 , respectively, of loans which were more than ninety days past due and still accruing interest. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table sets forth the delinquency status of total loans receivable at December 31, 2019: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands) Originated loans: Residential one-to-four family $ 1,087 $ 401 $ - $ 1,488 $ 210,532 $ 212,020 $ - Commercial and multi-family 1,290 940 616 2,846 1,482,440 1,485,286 - Construction - - - - 104,996 104,996 - Commercial business (1) 1,874 278 1,265 3,417 153,996 157,413 142 Home equity (2) 161 63 116 340 49,760 50,100 - Consumer - - - - 674 674 - Sub-total: $ 4,412 $ 1,682 $ 1,997 $ 8,091 $ 2,002,398 $ 2,010,489 $ 142 Acquired loans initially recorded at fair value: Residential one-to-four family $ 265 $ 217 $ 330 $ 812 $ 34,198 35,010 $ 97 Commercial and multi-family 318 - 631 949 117,628 118,577 556 Construction - - - - - - - Commercial business (1) 300 - 513 813 18,506 19,319 - Home equity (2) 190 75 - 265 14,037 14,302 - Consumer - - - - 8 8 - Sub-total: $ 1,073 $ 292 $ 1,474 $ 2,839 $ 184,377 $ 187,216 $ 653 Acquired loans with deteriorated credit: Residential one-to-four family $ - $ - $ - $ - $ 1,351 $ 1,351 $ - Commercial and multi-family - - 2,500 2,500 613 3,113 - Construction - - - - - - - Commercial business (1) - - 856 856 54 910 - Home equity (2) 37 199 - 236 - 236 - Consumer - - - - - - - Sub-total: $ 37 $ 199 $ 3,356 $ 3,592 $ 2,018 $ 5,610 $ - Total $ 5,522 $ 2,173 $ 6,827 $ 14,522 $ 2,188,793 $ 2,203,315 $ 795 (1) Includes business lines of credit. (2) Includes home equity lines of credit.
Loan Portfolio by Pass Rating	Pass Special Mention Substandard Total Originated loans: Residential one-to-four family $ 206,900 $ 1,040 $ 1,103 $ 209,043 Commercial and multi-family 1,568,159 2,147 5,152 1,575,458 Construction 134,769 - - 134,769 Commercial business (1) 286,650 1,426 4,633 292,709 Home equity (2) 49,386 - 711 50,097 Consumer 768 - - 768 Sub-total: $ 2,246,632 $ 4,613 $ 11,599 $ 2,262,844 Acquired loans initially recorded at fair value: Residential one-to-four family $ 30,777 $ - $ 657 $ 31,434 Commercial and multi-family 97,894 205 3,416 101,515 Commercial business (1) 16,132 132 1,325 17,589 Home equity (2) 10,577 - 69 10,646 Consumer 2 - - 2 Sub-total: $ 155,382 $ 337 $ 5,467 $ 161,186 Acquired loans with deteriorated credit: Residential one-to-four family $ 768 $ 544 $ 7 $ 1,319 Commercial and multi-family 487 - 208 695 Commercial business (1) - 49 857 906 Home equity (2) 230 - - 230 Sub-total: $ 1,485 $ 593 $ 1,072 $ 3,150 Total Gross Loans $ 2,403,499 $ 5,543 $ 18,138 $ 2,427,180 _________ (1) Includes business lines of credit and PPP loans. (2) Includes home equity lines of credit. Note 7 - Loans Receivable and Allowance for Loan Losses (Continued) The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention and substandard within the Company’s internal risk rating system as of December 31, 2019. (In thousands). As of December 31, 2019, the Company had no loans with the classified rating of doubtful or loss. Pass Special Mention Substandard Total Originated loans: Residential one-to-four family $ 210,094 $ 1,336 $ 590 $ 212,020 Commercial and multi-family 1,478,472 4,043 2,771 1,485,286 Construction 104,996 - - 104,996 Commercial business (1) 153,464 1,796 2,153 157,413 Home equity (2) 49,753 - 347 50,100 Consumer 670 4 - 674 Sub-total: $ 1,997,449 $ 7,179 $ 5,861 $ 2,010,489 Acquired loans initially recorded at fair value: Residential one-to-four family $ 34,624 $ - $ 386 35,010 Commercial and multi-family 115,130 583 2,864 118,577 Commercial business (1) 17,648 1,159 512 19,319 Home equity (2) 14,270 - 32 14,302 Consumer 8 - - 8 Sub-total: $ 181,680 $ 1,742 $ 3,794 $ 187,216 Acquired loans with deteriorated credit: Residential one-to-four family $ 788 $ 248 $ 315 1,351 Commercial and multi-family - 493 2,620 3,113 Commercial business (1) - 54 856 910 Home equity (2) 199 - 37 236 Sub-total: $ 987 $ 795 $ 3,828 $ 5,610 Total Gross Loans $ 2,180,116 $ 9,716 $ 13,483 $ 2,203,315 ________ (1) Includes business lines of credit. (2) Includes home equity lines of credit.

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2020
Fair Values of Financial Instruments [Abstract]
Fair Value Measurements, Recurring	(Level 1) (Level 2) Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable Unobservable Description Total Assets Inputs Inputs As of September 30, 2020: Securities Debt Securities Available for Sale $ 119,643 $ - $ 119,643 $ - Marketable Equities $ 14,501 $ 14,501 $ - $ - Total Securities $ 134,144 $ 14,501 $ 119,643 $ - As of December 31, 2019: Securities Debt Securities Available for Sale $ 91,613 $ - $ 91,613 $ - Marketable Equities $ 2,500 $ 2,500 $ - $ - Total Securities $ 94,113 $ 2,500 $ 91,613 $ -
Fair Value Measurements, Nonrecurring	(Level 1) (Level 2) Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable Unobservable Description Total Assets Inputs Inputs As of September 30, 2020 Impaired Loans $ 4,562 $ - $ - $ 4,562 Other real estate owned $ 1,623 $ - $ - $ 1,623 As of December 31, 2019: Impaired Loans $ 4,001 $ - $ - $ 4,001 Other real estate owned $ 1,623 $ - $ - $ 1,623
Quantitative Information about Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Estimate Techniques Input Range September 30, 2020: Impaired Loans $ 4,562 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Other real estate owned $ 1,623 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Fair Value Valuation Unobservable Estimate Techniques Input Range December 31, 2019: Impaired Loans $ 4,001 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % Other real estate owned $ 1,623 Appraisal of collateral (1) Appraisal adjustments (2) 0 %- 10 % (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not objectively determinable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Carrying Values and Estimated Fair Values of Financial Instruments	As of September 30, 2020 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands) Financial assets: Cash and cash equivalents $ 160,551 $ 160,551 $ 160,551 $ - $ - Interest-earning time deposits 735 735 - 735 - Debt securities available for sale 119,643 119,643 - 119,643 - Equity investments 14,501 14,501 14,501 - - Loans held for sale 1,510 1,510 - 1,510 - Loans receivable, net 2,391,990 2,426,106 - - 2,426,106 FHLB of New York stock, at cost 13,160 13,160 - 13,160 - Accrued interest receivable 17,746 17,746 - 17,746 - Other Real Estate Owned 1,623 1,623 - - 1,623 Financial liabilities: Deposits 2,273,338 2,280,198 1,497,649 782,549 - Borrowings 259,600 262,270 - 262,270 - Subordinated debentures 36,984 37,364 - 37,364 - Accrued interest payable 1,485 1,485 - 1,485 - As of December 31, 2019 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands) Financial assets: Cash and cash equivalents $ 550,353 $ 550,353 $ 550,353 $ - $ - Interest-earning time deposits 735 735 - 735 - Debt securities available for sale 91,613 91,613 - 91,613 - Equity investments 2,500 2,500 2,500 - - Loans held for sale 917 917 - 917 - Loans receivable, net 2,178,407 2,199,497 - - 2,199,497 FHLB of New York stock, at cost 13,821 13,821 - 13,821 - Accrued interest receivable 8,318 8,318 - 8,318 - Other Real Estate Owned 1,623 1,623 - - 1,623 Financial liabilities: Deposits 2,362,063 2,375,089 1,231,658 1,143,431 - Borrowings 245,800 245,176 - 245,176 - Subordinated debentures 36,810 36,947 - 36,947 - Accrued interest payable 2,708 2,708 - 2,708 -

Lease Obligations (Tables)

Lease Obligations (Tables)	9 Months Ended
	Sep. 30, 2020
Lease Obligations [Abstract]
Schedule of Lease Information	Three Months Ended September 30, 2020 Three Months Ended September 30, 2019 Nine Months Ended September 30, 2020 Nine Months Ended September 30, 2019 Operating lease cost $ 850 $ 812 $ 2,559 $ 2,374 Variable lease cost-operating leases $ 201 $ 132 $ 599 $ 440 At September 30, 2020 At December 31, 2019 Supplemental balance sheet information related to leases: Operating Leases Operating lease right-of-use assets $ 15,798 $ 13,246 Current liabilities $ 3,054 $ 2,590 Operating lease liabilities (noncurrent portion) 12,950 10,790 Total operating lease liabilities $ 16,004 $ 13,380
Summary of Maturity of Lease Obligations for Operating Leases	Maturities of lease liabilities: At September 30, 2020 At December 31, 2019 Operating Leases Operating Leases One year or less $ 3,054 $ 2,590 Over one year through three years 5,131 4,713 Over three years through five years 3,341 2,736 Over five years 4,478 3,341 Total $ 16,004 $ 13,380

Equity Incentive Plans (Narrati

Equity Incentive Plans (Narrative) (Details) - USD ($)	Jun. 14, 2019	Dec. 14, 2018	Sep. 30, 2020	Sep. 30, 2019
Defined Benefit Plan Disclosure [Line Items]
Options granted				98,875
Shares underlying unexercised options			531,612
Expected future compensation expense, unexercised options			$ 1,000,000
Exercisable - Number of Options			660,736	268,633
Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected future compensation expense, weighted average period for recognition			4 years 9 months 18 days
Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected future expenses relating to non-vested restricted shares			$ 279,000
Expected future compensation expense, weighted average period for recognition			5 months 12 days
2018 Equity Incentive Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares authorized for issuance			1,000,000
2011 Stock Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares authorized for issuance			900,000
Directors [Member] | 2018 Equity Incentive Plan [Member] | Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Options granted	68,750	300,000
Vesting period	2 years	2 years
Directors [Member] | 2018 Equity Incentive Plan [Member] | Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Restricted stock issued	33,110	54,000
Vesting period	2 years	2 years
Directors [Member] | Tranche 1 And 2 [Member] | 2018 Equity Incentive Plan [Member] | Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Vesting percentage	50.00%	50.00%
Executive Officers [Member] | 2018 Equity Incentive Plan [Member] | Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Options granted	30,125
Vesting period	2 years
Executive Officers [Member] | 2018 Equity Incentive Plan [Member] | Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Restricted stock issued	14,508	13,321
Vesting period	2 years	2 years

Equity Incentive Plans (Summary

Equity Incentive Plans (Summary of Status of Restricted Shares) (Details) - $ / shares	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Equity Incentive Plans [Abstract]
Number of Shares Awarded, Non-vested at beginning of period	81,278	67,321
Number of Shares Awarded, Granted		47,618
Number of Shares Awarded, Vested	(25,232)
Number of Shares Awarded, Forfeited	(2,332)
Number of Shares Awarded, Non-vested at end of period	53,714	114,939
Weighted Average Grant Date Fair Value, Non-vested at beginning of period	$ 11.96	$ 11.26
Weighted Average Grant Date Fair Value, Granted		12.46
Weighted Average Grant Date Fair Value, Vested	12.40
Weighted Average Grant Date Fair Value, Forfeited	11.97
Weighted Average Grant Date Fair Value, Non-vested at end of period	$ 11.78	$ 11.86

Equity Incentive Plans (Summa_2

Equity Incentive Plans (Summary of Stock Option Activity) (Details) - $ / shares	9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding, Beginning Balance - Number of Options	1,200,975	1,104,600	1,104,600
Options Granted - Number of Options		98,875
Options Exercised - Number of Options	(500)
Options Forfeited - Number of Options	(8,127)	(1,000)
Options Expired - Number of Options
Outstanding, Ending Balance - Number of Options	1,192,348	1,202,475	1,200,975	1,104,600
Outstanding, Range of Exercise Price, Lower Range Limit (per share)	$ 8.93	$ 8.93	$ 8.93	$ 8.93
Outstanding, Range of Exercise Price, Upper Range Limit (per share)	13.32	13.32	13.32	13.32
Options Granted, Exercise Price		12.46
Options Exercised - Exercise Price	10.55
Options Forfeited - Exercise Price		10.55
Outstanding Number of Options, Beginning Balance - Weighted Average Exercise Price	11.45	11.36	11.36
Number of Options Granted - Weighted Average Exercise Price		12.46
Number of Options, Exercised - Weighted Average Exercise Price	10.55
Number of Options Forfeited - Weighted Average Exercise Price	11.68	10.55
Outstanding Number of Options, Ending Balance - Weighted Average Exercise Price	11.45	$ 11.45	$ 11.45	$ 11.36
Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Shares Forfeited - Range of Exercise Prices, Lower Range Limit	11.26
Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Shares Forfeited - Range of Exercise Prices, Upper Range Limit	$ 12.46

Net Income per Common Share (Na

Net Income per Common Share (Narrative) (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net Income per Common Share [Abstract]
Anti-dilutive outstanding options	0	42,958	0	32,054

Net Income per Common Share (Sc

Net Income per Common Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Net Income per Common Share [Abstract]
Net income available to common stockholders	$ 7,980	$ 4,890	$ 12,545	$ 14,908
Basic earnings per share - Income available to Common stockholders	7,980	4,890	12,545	14,908
Diluted earnings per share- Income available to Common stockholders	$ 7,980	$ 4,890	$ 12,545	$ 14,908
Basic earnings per share- Income available to Common stockholders, Shares	17,069	16,468	17,250	16,320
Effect of dilutive securities: Stock options: Shares		55	18	49
Diluted earnings per share- Income available to Common stockholders, Shares	17,069	16,523	17,268	16,369
Basic earnings per share- Income available to Common stockholders	$ 0.47	$ 0.30	$ 0.73	$ 0.91
Diluted earnings per share - Income available to Common stockholders	$ 0.47	$ 0.30	$ 0.73	$ 0.91

Securities (Summary of Unrealiz

Securities (Summary of Unrealized and Realized Gains and Losses in Net Income on Equity Securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Securities [Abstract]
Net gains (losses) recognized during the period on equity securities	$ 778	$ (45)	$ 780	$ 199
Less: Net gains recognized during the period on equity securities sold during the period			40	21
Unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$ 778	$ (45)	$ 820	$ 220

Securities (Amortized Cost and

Securities (Amortized Cost and Gross Unrealized Gains and Losses on Securities Available for Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Debt securities, More than one to five years, Amortized Cost		$ 3,431
Debt securities, More than five to ten years, Amortized Cost		1,566
Debt securities, More than ten years, Amortized Cost		87,269
Debt Securities, Amortized Cost	$ 116,514	92,266
Debt securities, More than one to five years, Gross Unrealized Gains		8
Debt securities: More than five to ten years, Gross Unrealized Gains		33
Debt securities, More than ten years, Gross Unrealized Gains		574
Debt securities: Gross Unrealized Gains	3,251	615
Debt securities: More than one to five years, Gross Unrealized Losses		72
Debt securities: More than ten years, Gross Unrealized Losses		1,196
Debt securities: Gross Unrealized Losses	122	1,268
Debt securities: More than one to five years, Fair Value		3,367
Debt securities: More than five to ten years, Fair Value		1,599
Debt securities: More than ten years, Fair Value		86,647
Debt securities: Fair Value	119,643	$ 91,613
Residential Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, More than one to five years, Amortized Cost	3,265
Debt securities, More than five to ten years, Amortized Cost	5,271
Debt securities, More than ten years, Amortized Cost	61,916
Debt Securities, Amortized Cost	70,452
Debt securities, More than one to five years, Gross Unrealized Gains	20
Debt securities: More than five to ten years, Gross Unrealized Gains	317
Debt securities, More than ten years, Gross Unrealized Gains	1,698
Debt securities: Gross Unrealized Gains	2,035
Debt securities: More than one to five years, Gross Unrealized Losses	61
Debt securities: More than ten years, Gross Unrealized Losses	52
Debt securities: Gross Unrealized Losses	113
Debt securities: More than one to five years, Fair Value	3,224
Debt securities: More than five to ten years, Fair Value	5,588
Debt securities: More than ten years, Fair Value	63,562
Debt securities: Fair Value	72,374
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, More than five to ten years, Amortized Cost	29,779
Debt securities: More than five to ten years, Gross Unrealized Gains	1,004
Debt securities: More than five to ten years, Gross Unrealized Losses	9
Debt securities: More than five to ten years, Fair Value	30,774
Municipal Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, Less than one year, Amortized Cost	12,048
Debt securities, More than ten years, Amortized Cost	4,235
Debt Securities, Amortized Cost	16,283
Debt securities, More than ten years, Gross Unrealized Gains	212
Debt securities: Gross Unrealized Gains	212
Debt securities: Less than one year, Fair Value	12,048
Debt securities: More than ten years, Fair Value	4,447
Debt securities: Fair Value	$ 16,495

Securities (Available-for-Sale

Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value ) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Securities [Abstract]
Debt Securities, 12 Months or Less - Fair Value	$ 8,829	$ 13,073
Debt Securities, More than 12 Months - Fair Value	1,767	23,212
Debt and Equity Securities - Total Fair Value	10,596	36,285
Debt and Equity Securities, 12 Months or Less - Unrealized Losses	57	656
Debt and Equity Securities, More than 12 Months - Unrealized Losses	65	612
Debt and Equity Securities - Total Unrealized Losses	$ 122	$ 1,268

Loans Receivable and Allowanc_3

Loans Receivable and Allowance for Loan Losses (Narrative) (Details)	3 Months Ended		6 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)loan	Dec. 31, 2019USD ($)	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)loan	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans, interest income lost				$ 673,000		$ 967,000
Loans returned to accrual, interest income			$ 1,100,000	520,000
Past due loans	$ 11,035,000		14,522,000	11,035,000		14,522,000
Loans Receivable >90 Days and Accruing	1,724,000		795,000	1,724,000		795,000
Loans acquired with deteriorated credit quality, fair value	1,100,000		3,500,000	1,100,000		3,500,000
Troubled debt restructurings, amount	$ 458,181	$ 415,652		$ 674,283	$ 1,800,000
Troubled debt restructurings, number | loan	5	3		6	6
Troubled debt restructurings, subsequent default, amount	$ 602,274	$ 105,000		$ 602,274	$ 105,000
Troubled debt restructuring, subsequent default, number | loan	2	1		2	1
Financing receivables	$ 2,427,180,000		2,203,315,000	$ 2,427,180,000		2,203,315,000
Less Than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due loans	3,700,000		1,600,000	3,700,000		1,600,000
Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivables	0			0
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivables	18,100,000			18,100,000
Substandard [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivables	$ 18,100,000			$ 18,100,000
Acquired loans with deteriorated credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due loans			3,592,000			3,592,000
Loans Receivable >90 Days and Accruing
Financing receivables			$ 5,610,000			$ 5,610,000

Loans Receivable and Allowanc_4

Loans Receivable and Allowance for Loan Losses (Recorded Investment in Loans Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 2,427,180	$ 2,203,315
Deferred loan fees, net	(3,430)	(1,174)
Allowance for loan losses	(31,760)	(23,734)
Sub-total	(35,190)	(24,908)
Net Loans	2,391,990	2,178,407
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	241,796	248,381
Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,677,668	1,606,976
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	134,769	104,996
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	311,204	177,642
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	60,973	64,638
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 770	$ 682

Loans Receivable and Allowanc_5

Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	$ 28,842	$ 23,789	$ 23,734	$ 22,359
Allowance for loan losses: Charge-offs		1	4	257
Allowance for loan losses: Recoveries		3	504	45
Allowance for loan losses: Provisions	2,726	900	7,526	2,544
Allowance for loan losses: Ending Balance	31,760	24,691	31,760	24,691
Allowance for loan losses: Ending balance: individually evaluated for impairment	3,853		3,853		$ 3,264
Allowance for loan losses: Ending balance: collectively evaluated for impairment	27,907		27,907		20,470
Loans receivables: Ending balance: individually evaluated for impairment	31,318		31,318		26,912
Loans receivables: Ending balance: collectively evaluated for impairment	2,395,862		2,395,862		2,176,403
Loans receivables: Ending balance	2,427,180		2,427,180		2,203,315
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	3,076	3,457	2,722	2,748
Allowance for loan losses: Charge-offs		1	4	1
Allowance for loan losses: Recoveries				3
Allowance for loan losses: Provisions	58	(567)	416	139
Allowance for loan losses: Ending Balance	3,134	2,889	3,134	2,889
Allowance for loan losses: Ending balance: individually evaluated for impairment	385		385		380
Allowance for loan losses: Ending balance: collectively evaluated for impairment	2,749		2,749		2,342
Loans receivables: Ending balance: individually evaluated for impairment	8,533		8,533		8,455
Loans receivables: Ending balance: collectively evaluated for impairment	233,263		233,263		239,926
Loans receivables: Ending balance	241,796		241,796		248,381
Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	16,942	14,388	15,372	14,168
Allowance for loan losses: Charge-offs				111
Allowance for loan losses: Recoveries				10
Allowance for loan losses: Provisions	1,731	556	3,301	877
Allowance for loan losses: Ending Balance	18,673	14,944	18,673	14,944
Allowance for loan losses: Ending balance: individually evaluated for impairment	313		313		342
Allowance for loan losses: Ending balance: collectively evaluated for impairment	18,360		18,360		15,030
Loans receivables: Ending balance: individually evaluated for impairment	13,980		13,980		13,231
Loans receivables: Ending balance: collectively evaluated for impairment	1,663,688		1,663,688		1,593,745
Loans receivables: Ending balance	1,677,668		1,677,668		1,606,976
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	1,334	1,454	1,244	1,003
Allowance for loan losses: Provisions	395	83	485	534
Allowance for loan losses: Ending Balance	1,729	1,537	1,729	1,537
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,729		1,729		1,244
Loans receivables: Ending balance: collectively evaluated for impairment	134,769		134,769		104,996
Loans receivables: Ending balance	134,769		134,769		104,996
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	4,311	4,062	3,790	3,933
Allowance for loan losses: Charge-offs				145
Allowance for loan losses: Recoveries			492	18
Allowance for loan losses: Provisions	2,891	597	3,110	853
Allowance for loan losses: Ending Balance	7,392	4,659	7,392	4,659
Allowance for loan losses: Ending balance: individually evaluated for impairment	3,128		3,128		2,518
Allowance for loan losses: Ending balance: collectively evaluated for impairment	4,264		4,264		1,272
Loans receivables: Ending balance: individually evaluated for impairment	7,163		7,163		3,938
Loans receivables: Ending balance: collectively evaluated for impairment	304,041		304,041		173,704
Loans receivables: Ending balance	311,204		311,204		177,642
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	684	277	333	316
Allowance for loan losses: Recoveries		3	8	14
Allowance for loan losses: Provisions	(63)	24	282	(26)
Allowance for loan losses: Ending Balance	623	304	623	304
Allowance for loan losses: Ending balance: individually evaluated for impairment	27		27		24
Allowance for loan losses: Ending balance: collectively evaluated for impairment	596		596		309
Loans receivables: Ending balance: individually evaluated for impairment	1,642		1,642		1,288
Loans receivables: Ending balance: collectively evaluated for impairment	59,331		59,331		63,350
Loans receivables: Ending balance	60,973		60,973		64,638
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	6	1		2
Allowance for loan losses: Recoveries			4
Allowance for loan losses: Provisions	6	(1)	8	(2)
Allowance for loan losses: Ending Balance	12		12
Allowance for loan losses: Ending balance: collectively evaluated for impairment	12		12
Loans receivables: Ending balance: collectively evaluated for impairment	770		770		682
Loans receivables: Ending balance	770		770		682
Unallocated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	2,489	150	273	189
Allowance for loan losses: Provisions	(2,292)	208	(76)	169
Allowance for loan losses: Ending Balance	197	358	197	358
Allowance for loan losses: Ending balance: collectively evaluated for impairment	197		197		273
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	27,013	22,705	22,449	21,750
Allowance for loan losses: Charge-offs		1		257
Allowance for loan losses: Recoveries	187		493	15
Allowance for loan losses: Provisions	1,989	552	6,247	1,748
Allowance for loan losses: Ending Balance	29,189	23,256	29,189	23,256
Loans receivables: Ending balance	2,262,844		2,262,844		2,010,489
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	2,649	2,580	2,422	2,374
Allowance for loan losses: Charge-offs		1		1
Allowance for loan losses: Provisions	33	(145)	260	61
Allowance for loan losses: Ending Balance	2,682	2,434	2,682	2,434
Loans receivables: Ending balance	209,043		209,043		212,020
Originated loans [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	16,697	14,251	15,235	14,000
Allowance for loan losses: Charge-offs				111
Allowance for loan losses: Provisions	1,148	421	2,610	783
Allowance for loan losses: Ending Balance	17,845	14,672	17,845	14,672
Loans receivables: Ending balance	1,575,458		1,575,458		1,485,286
Originated loans [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	1,334	1,454	1,244	1,003
Allowance for loan losses: Provisions	395	83	485	534
Allowance for loan losses: Ending Balance	1,729	1,537	1,729	1,537
Loans receivables: Ending balance	134,769		134,769		104,996
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	3,158	3,995	2,945	3,869
Allowance for loan losses: Charge-offs				145
Allowance for loan losses: Recoveries	187		489	15
Allowance for loan losses: Provisions	2,759	(29)	2,670	227
Allowance for loan losses: Ending Balance	6,104	3,966	6,104	3,966
Loans receivables: Ending balance	292,709		292,709		157,413
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	680	274	330	313
Allowance for loan losses: Provisions	(60)	15	290	(24)
Allowance for loan losses: Ending Balance	620	289	620	289
Loans receivables: Ending balance	50,097		50,097		50,100
Originated loans [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	6	1		2
Allowance for loan losses: Recoveries			4
Allowance for loan losses: Provisions	6	(1)	8	(2)
Allowance for loan losses: Ending Balance	12		12
Loans receivables: Ending balance	768		768		674
Originated loans [Member] | Unallocated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	2,489	150	273	189
Allowance for loan losses: Provisions	(2,292)	208	(76)	169
Allowance for loan losses: Ending Balance	197	358	197	358
Acquired loans recorded at fair value [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	1,727	731	1,122	335
Allowance for loan losses: Charge-offs			4
Allowance for loan losses: Recoveries	5	3	11	30
Allowance for loan losses: Provisions	743	432	1,346	801
Allowance for loan losses: Ending Balance	2,475	1,166	2,475	1,166
Loans receivables: Ending balance	161,186		161,186		187,216
Acquired loans recorded at fair value [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	391	731	261	335
Allowance for loan losses: Charge-offs			4
Allowance for loan losses: Recoveries				3
Allowance for loan losses: Provisions	28	(316)	162	77
Allowance for loan losses: Ending Balance	419	415	419	415
Loans receivables: Ending balance	31,434		31,434		35,010
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	226		58
Allowance for loan losses: Recoveries				10
Allowance for loan losses: Provisions	583	112	751	102
Allowance for loan losses: Ending Balance	809	112	809	112
Loans receivables: Ending balance	101,515		101,515		118,577
Acquired loans recorded at fair value [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	1,110		803
Allowance for loan losses: Recoveries	3		3	3
Allowance for loan losses: Provisions	134	627	441	624
Allowance for loan losses: Ending Balance	1,247	627	1,247	627
Loans receivables: Ending balance	17,589		17,589		19,319
Acquired loans recorded at fair value [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Recoveries	2	3	8	14
Allowance for loan losses: Provisions	(2)	9	(8)	(2)
Allowance for loan losses: Ending Balance		12		12
Loans receivables: Ending balance	10,646		10,646		14,302
Acquired loans recorded at fair value [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivables: Ending balance	2		2		8
Acquired loans with deteriorated credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	102	353	163	274
Allowance for loan losses: Recoveries	192
Allowance for loan losses: Provisions	(6)	(84)	(67)	(5)
Allowance for loan losses: Ending Balance	96	269	96	269
Loans receivables: Ending balance	3,150		3,150		5,610
Acquired loans with deteriorated credit [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	36	146	39	39
Allowance for loan losses: Provisions	(3)	(106)	(6)	1
Allowance for loan losses: Ending Balance	33	40	33	40
Loans receivables: Ending balance	1,319		1,319		1,351
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	19	137	79	168
Allowance for loan losses: Provisions		23	(60)	(8)
Allowance for loan losses: Ending Balance	19	160	19	160
Loans receivables: Ending balance	695		695		3,113
Acquired loans with deteriorated credit [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	43	67	42	64
Allowance for loan losses: Recoveries	190
Allowance for loan losses: Provisions	(2)	(1)	(1)	2
Allowance for loan losses: Ending Balance	41	66	41	66
Loans receivables: Ending balance	906		906		910
Acquired loans with deteriorated credit [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	4	3	3	3
Allowance for loan losses: Recoveries	2
Allowance for loan losses: Provisions	(1)
Allowance for loan losses: Ending Balance	3	$ 3	3	$ 3
Loans receivables: Ending balance	$ 230		$ 230		$ 236

Loans Receivable and Allowanc_6

Loans Receivable and Allowance for Loan Losses (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	$ 20,880	$ 24,844	$ 19,258	$ 26,919
Average Recorded Investment - With an allowance recorded	8,202	9,225	7,799	8,674
Interest Income Recognized - With no related allowance recorded	111	239	587	845
Interest Income Recognized - With an allowance recorded	87	74	218	256
Recorded Investment - With no related allowance recorded	22,903		22,903		$ 19,647
Recorded Investment - With an allowance recorded	8,415		8,415		7,265
Recorded Investment - Total	31,318		31,318		26,912
Unpaid Principal Balance - With no related allowance recorded	31,217		31,217		29,082
Unpaid Principal Balance - With an allowance recorded	12,815		12,815		10,270
Unpaid Principal Balance - Total	44,032		44,032		39,352
Related Allowance	3,853		3,853		3,264
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	12,474	12,563	10,819	14,094
Average Recorded Investment - With an allowance recorded	2,656	3,122	2,563	3,062
Interest Income Recognized - With no related allowance recorded	57	125	351	520
Interest Income Recognized - With an allowance recorded	66	22	109	129
Recorded Investment - With no related allowance recorded	14,202		14,202		8,171
Recorded Investment - With an allowance recorded	3,105		3,105		2,755
Unpaid Principal Balance - With no related allowance recorded	16,501		16,501		11,287
Unpaid Principal Balance - With an allowance recorded	5,899		5,899		4,392
Related Allowance	1,509		1,509		1,097
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	2,125	2,179	2,076	2,627
Average Recorded Investment - With an allowance recorded	908	2,032	910	2,175
Interest Income Recognized - With no related allowance recorded	11	20	51	66
Interest Income Recognized - With an allowance recorded		18	10	67
Recorded Investment - With no related allowance recorded	2,278		2,278		2,010
Recorded Investment - With an allowance recorded	904		904		973
Unpaid Principal Balance - With no related allowance recorded	2,381		2,381		2,098
Unpaid Principal Balance - With an allowance recorded	906		906		973
Related Allowance	37		37		48
Originated loans [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	5,867	8,655	5,211	9,680
Interest Income Recognized - With no related allowance recorded	8	56	98	310
Recorded Investment - With no related allowance recorded	7,842		7,842		4,469
Unpaid Principal Balance - With no related allowance recorded	7,891		7,891		4,527
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	3,516	1,131	2,677	1,138
Average Recorded Investment - With an allowance recorded	1,427	822	1,314	658
Interest Income Recognized - With no related allowance recorded	32	43	183	126
Interest Income Recognized - With an allowance recorded	65	3	93	57
Recorded Investment - With no related allowance recorded	3,144		3,144		1,108
Recorded Investment - With an allowance recorded	1,829		1,829		1,403
Unpaid Principal Balance - With no related allowance recorded	5,289		5,289		4,069
Unpaid Principal Balance - With an allowance recorded	4,614		4,614		3,037
Related Allowance	1,448		1,448		1,029
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	966	598	855	649
Average Recorded Investment - With an allowance recorded	321	268	339	229
Interest Income Recognized - With no related allowance recorded	6	6	19	18
Interest Income Recognized - With an allowance recorded	1	1	6	5
Recorded Investment - With no related allowance recorded	938		938		584
Recorded Investment - With an allowance recorded	372		372		379
Unpaid Principal Balance - With no related allowance recorded	940		940		593
Unpaid Principal Balance - With an allowance recorded	379		379		382
Related Allowance	24		24		20
Acquired loans recorded at fair value [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	5,836	6,243	5,914	6,369
Average Recorded Investment - With an allowance recorded	5,206	4,633	4,836	4,510
Interest Income Recognized - With no related allowance recorded	24	93	160	261
Interest Income Recognized - With an allowance recorded	21	45	102	108
Recorded Investment - With no related allowance recorded	5,983		5,983		6,632
Recorded Investment - With an allowance recorded	5,149		5,149		3,986
Unpaid Principal Balance - With no related allowance recorded	6,083		6,083		7,147
Unpaid Principal Balance - With an allowance recorded	6,755		6,755		5,307
Related Allowance	2,343		2,343		2,160
Acquired loans recorded at fair value [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	1,555	1,931	1,647	2,081
Average Recorded Investment - With an allowance recorded	2,472	3,291	2,404	3,286
Interest Income Recognized - With no related allowance recorded	5	23	41	73
Interest Income Recognized - With an allowance recorded	3	30	33	82
Recorded Investment - With no related allowance recorded	1,562		1,562		1,843
Recorded Investment - With an allowance recorded	2,470		2,470		2,278
Unpaid Principal Balance - With no related allowance recorded	1,660		1,660		1,950
Unpaid Principal Balance - With an allowance recorded	2,504		2,504		2,293
Related Allowance	347		347		325
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	4,060	3,882	4,053	3,898
Average Recorded Investment - With an allowance recorded	1,221	881	1,225	889
Interest Income Recognized - With no related allowance recorded	19	55	113	165
Interest Income Recognized - With an allowance recorded		14	20	22
Recorded Investment - With no related allowance recorded	4,227		4,227		4,401
Recorded Investment - With an allowance recorded	1,216		1,216		1,248
Unpaid Principal Balance - With no related allowance recorded	4,227		4,227		4,402
Unpaid Principal Balance - With an allowance recorded	1,417		1,417		1,442
Related Allowance	313		313		342
Acquired loans recorded at fair value [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded		119		96
Average Recorded Investment - With an allowance recorded	1,403	377	1,106	251
Interest Income Recognized - With no related allowance recorded		12		14
Interest Income Recognized - With an allowance recorded	17		47
Recorded Investment - With no related allowance recorded					183
Recorded Investment - With an allowance recorded	1,325		1,325		377
Unpaid Principal Balance - With no related allowance recorded					589
Unpaid Principal Balance - With an allowance recorded	2,695		2,695		1,489
Related Allowance	1,680		1,680		1,489
Acquired loans recorded at fair value [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	221	311	214	294
Average Recorded Investment - With an allowance recorded	110	84	101	84
Interest Income Recognized - With no related allowance recorded		3	6	9
Interest Income Recognized - With an allowance recorded	1	1	2	4
Recorded Investment - With no related allowance recorded	194		194		205
Recorded Investment - With an allowance recorded	138		138		83
Unpaid Principal Balance - With no related allowance recorded	196		196		206
Unpaid Principal Balance - With an allowance recorded	139		139		83
Related Allowance	3		3		4
Acquired loans with deteriorated credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	2,570	6,038	2,525	6,456
Average Recorded Investment - With an allowance recorded	340	1,470	400	1,102
Interest Income Recognized - With no related allowance recorded	30	21	76	64
Interest Income Recognized - With an allowance recorded		7	7	19
Recorded Investment - With no related allowance recorded	2,718		2,718		4,844
Recorded Investment - With an allowance recorded	161		161		524
Unpaid Principal Balance - With no related allowance recorded	8,633		8,633		10,648
Unpaid Principal Balance - With an allowance recorded	161		161		571
Related Allowance	1		1		7
Acquired loans with deteriorated credit [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	984	839	929	898
Average Recorded Investment - With an allowance recorded	340	527	400	473
Interest Income Recognized - With no related allowance recorded		14	28	44
Interest Income Recognized - With an allowance recorded		7	7	19
Recorded Investment - With no related allowance recorded	1,158		1,158		827
Recorded Investment - With an allowance recorded	161		161		524
Unpaid Principal Balance - With no related allowance recorded	1,762		1,762		1,383
Unpaid Principal Balance - With an allowance recorded	161		161		571
Related Allowance	1		1		7
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	705	4,264	710	4,666
Average Recorded Investment - With an allowance recorded		943		629
Interest Income Recognized - With no related allowance recorded	9	7	23	20
Recorded Investment - With no related allowance recorded	695		695		3,113
Unpaid Principal Balance - With no related allowance recorded	1,749		1,749		4,166
Acquired loans with deteriorated credit [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	864	894	864	849
Interest Income Recognized - With no related allowance recorded	21		25
Recorded Investment - With no related allowance recorded	865		865		867
Unpaid Principal Balance - With no related allowance recorded	5,122		5,122		5,052
Acquired loans with deteriorated credit [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	$ 17	$ 41	$ 22	$ 43
Recorded Investment - With no related allowance recorded					37
Unpaid Principal Balance - With no related allowance recorded					$ 47

Loans Receivable and Allowanc_7

Loans Receivable and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	$ 17,581	$ 17,732
Accrual Status [Member]
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	16,436	17,030
Non-Accrual Status [Member]
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	$ 1,145	$ 702

Loans Receivable and Allowanc_8

Loans Receivable and Allowance for Loan Losses (Non-Accruing Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 7,151	$ 4,160
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	5,160	3,126
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	847	590
Originated loans [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	457	761
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	3,252	1,428
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	604	347
Acquired loans recorded at fair value [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	1,991	1,034
Acquired loans recorded at fair value [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	565	291
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	979	217
Acquired loans recorded at fair value [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	378	513
Acquired loans recorded at fair value [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 69	$ 13

Loans Receivable and Allowanc_9

Loans Receivable and Allowance for Loan Losses (Delinquency Status of Total Loans) (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	$ 11,035,000	$ 14,522,000
Current	2,416,145,000	2,188,793,000
Financing Receivable, Net, Total	2,427,180,000	2,203,315,000
Loans Receivable >90 Days and Accruing	1,724,000	795,000
30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	3,924,000	5,522,000
60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	932,000	2,173,000
Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	6,179,000	6,827,000
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		8,091,000
Current		2,002,398,000
Financing Receivable, Net, Total		2,010,489,000
Loans Receivable >90 Days and Accruing		142,000
Originated loans [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		4,412,000
Originated loans [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		1,682,000
Originated loans [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		1,997,000
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,319,000	1,488,000
Current	239,477,000	210,532,000
Financing Receivable, Net, Total	241,796,000	212,020,000
Loans Receivable >90 Days and Accruing	159,000
Originated loans [Member] | Residential [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,393,000	1,087,000
Originated loans [Member] | Residential [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	256,000	401,000
Originated loans [Member] | Residential [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	670,000
Originated loans [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	4,980,000	2,846,000
Current	1,672,688,000	1,482,440,000
Financing Receivable, Net, Total	1,677,668,000	1,485,286,000
Loans Receivable >90 Days and Accruing	1,416,000
Originated loans [Member] | Commercial and Multi-family [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	1,773,000	1,290,000
Originated loans [Member] | Commercial and Multi-family [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	613,000	940,000
Originated loans [Member] | Commercial and Multi-family [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,594,000	616,000
Originated loans [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	134,769,000	104,996,000
Financing Receivable, Net, Total	134,769,000	104,996,000
Loans Receivable >90 Days and Accruing
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	3,067,000	3,417,000
Current	308,137,000	153,996,000
Financing Receivable, Net, Total	311,204,000	157,413,000
Loans Receivable >90 Days and Accruing	149,000	142,000
Originated loans [Member] | Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	516,000	1,874,000
Originated loans [Member] | Commercial Business [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	63,000	278,000
Originated loans [Member] | Commercial Business [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	2,488,000	1,265,000
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	669,000	340,000
Current	60,304,000	49,760,000
Financing Receivable, Net, Total	60,973,000	50,100,000
Loans Receivable >90 Days and Accruing
Originated loans [Member] | Home Equity [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	242,000	161,000
Originated loans [Member] | Home Equity [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		63,000
Originated loans [Member] | Home Equity [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due	427,000	116,000
Originated loans [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	770,000	674,000
Financing Receivable, Net, Total	770,000	674,000
Loans Receivable >90 Days and Accruing
Acquired loans recorded at fair value [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		2,839,000
Current		184,377,000
Financing Receivable, Net, Total		187,216,000
Loans Receivable >90 Days and Accruing		653,000
Acquired loans recorded at fair value [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		1,073,000
Acquired loans recorded at fair value [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		292,000
Acquired loans recorded at fair value [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		1,474,000
Acquired loans recorded at fair value [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		812,000
Current		34,198,000
Financing Receivable, Net, Total		35,010,000
Loans Receivable >90 Days and Accruing		97,000
Acquired loans recorded at fair value [Member] | Residential [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		265,000
Acquired loans recorded at fair value [Member] | Residential [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		217,000
Acquired loans recorded at fair value [Member] | Residential [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		330,000
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		949,000
Current		117,628,000
Financing Receivable, Net, Total		118,577,000
Loans Receivable >90 Days and Accruing		556,000
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		318,000
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		631,000
Acquired loans recorded at fair value [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable >90 Days and Accruing
Acquired loans recorded at fair value [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		813,000
Current		18,506,000
Financing Receivable, Net, Total		19,319,000
Loans Receivable >90 Days and Accruing
Acquired loans recorded at fair value [Member] | Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		300,000
Acquired loans recorded at fair value [Member] | Commercial Business [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		513,000
Acquired loans recorded at fair value [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		265,000
Current		14,037,000
Financing Receivable, Net, Total		14,302,000
Loans Receivable >90 Days and Accruing
Acquired loans recorded at fair value [Member] | Home Equity [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		190,000
Acquired loans recorded at fair value [Member] | Home Equity [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		75,000
Acquired loans recorded at fair value [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current		8,000
Financing Receivable, Net, Total		8,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		3,592,000
Current		2,018,000
Financing Receivable, Net, Total		5,610,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		37,000
Acquired loans with deteriorated credit [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		199,000
Acquired loans with deteriorated credit [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		3,356,000
Acquired loans with deteriorated credit [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current		1,351,000
Financing Receivable, Net, Total		1,351,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		2,500,000
Current		613,000
Financing Receivable, Net, Total		3,113,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		2,500,000
Acquired loans with deteriorated credit [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		856,000
Current		54,000
Financing Receivable, Net, Total		910,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | Commercial Business [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		856,000
Acquired loans with deteriorated credit [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		236,000
Financing Receivable, Net, Total		236,000
Loans Receivable >90 Days and Accruing
Acquired loans with deteriorated credit [Member] | Home Equity [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		37,000
Acquired loans with deteriorated credit [Member] | Home Equity [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past Due		199,000
Acquired loans with deteriorated credit [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Receivable >90 Days and Accruing

Loans Receivable and Allowan_10

Loans Receivable and Allowance for Loan Losses (Loan Portfolio by Pass Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 2,427,180	$ 2,203,315
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2,403,499	2,180,116
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	5,543	9,716
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	18,138	13,483
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	241,796	248,381
Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,677,668	1,606,976
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	134,769	104,996
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	311,204	177,642
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	60,973	64,638
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	770	682
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2,262,844	2,010,489
Originated loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2,246,632	1,997,449
Originated loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	4,613	7,179
Originated loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	11,599	5,861
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	209,043	212,020
Originated loans [Member] | Residential [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	206,900	210,094
Originated loans [Member] | Residential [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,040	1,336
Originated loans [Member] | Residential [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,103	590
Originated loans [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,575,458	1,485,286
Originated loans [Member] | Commercial and Multi-family [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,568,159	1,478,472
Originated loans [Member] | Commercial and Multi-family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2,147	4,043
Originated loans [Member] | Commercial and Multi-family [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	5,152	2,771
Originated loans [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	134,769	104,996
Originated loans [Member] | Construction [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	134,769	104,996
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	292,709	157,413
Originated loans [Member] | Commercial Business [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	286,650	153,464
Originated loans [Member] | Commercial Business [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,426	1,796
Originated loans [Member] | Commercial Business [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	4,633	2,153
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	50,097	50,100
Originated loans [Member] | Home Equity [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	49,386	49,753
Originated loans [Member] | Home Equity [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	711	347
Originated loans [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	768	674
Originated loans [Member] | Consumer [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	768	670
Originated loans [Member] | Consumer [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		4
Acquired loans recorded at fair value [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	161,186	187,216
Acquired loans recorded at fair value [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	155,382	181,680
Acquired loans recorded at fair value [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	337	1,742
Acquired loans recorded at fair value [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	5,467	3,794
Acquired loans recorded at fair value [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	31,434	35,010
Acquired loans recorded at fair value [Member] | Residential [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	30,777	34,624
Acquired loans recorded at fair value [Member] | Residential [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	657	386
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	101,515	118,577
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	97,894	115,130
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	205	583
Acquired loans recorded at fair value [Member] | Commercial and Multi-family [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	3,416	2,864
Acquired loans recorded at fair value [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	17,589	19,319
Acquired loans recorded at fair value [Member] | Commercial Business [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	16,132	17,648
Acquired loans recorded at fair value [Member] | Commercial Business [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	132	1,159
Acquired loans recorded at fair value [Member] | Commercial Business [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,325	512
Acquired loans recorded at fair value [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	10,646	14,302
Acquired loans recorded at fair value [Member] | Home Equity [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	10,577	14,270
Acquired loans recorded at fair value [Member] | Home Equity [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	69	32
Acquired loans recorded at fair value [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2	8
Acquired loans recorded at fair value [Member] | Consumer [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	2	8
Acquired loans with deteriorated credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	3,150	5,610
Acquired loans with deteriorated credit [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,485	987
Acquired loans with deteriorated credit [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	593	795
Acquired loans with deteriorated credit [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,072	3,828
Acquired loans with deteriorated credit [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	1,319	1,351
Acquired loans with deteriorated credit [Member] | Residential [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	768	788
Acquired loans with deteriorated credit [Member] | Residential [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	544	248
Acquired loans with deteriorated credit [Member] | Residential [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	7	315
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	695	3,113
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	487
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		493
Acquired loans with deteriorated credit [Member] | Commercial and Multi-family [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	208	2,620
Acquired loans with deteriorated credit [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	906	910
Acquired loans with deteriorated credit [Member] | Commercial Business [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	49	54
Acquired loans with deteriorated credit [Member] | Commercial Business [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	857	856
Acquired loans with deteriorated credit [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	230	236
Acquired loans with deteriorated credit [Member] | Home Equity [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 230	199
Acquired loans with deteriorated credit [Member] | Home Equity [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		$ 37

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Sep. 01, 2020	Aug. 31, 2020	Aug. 10, 2020	Jul. 13, 2020	Dec. 30, 2019	Feb. 25, 2019	Jan. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Stockholders' Equity Note [Line Items]
Preferred stock redeemed, value								$ 10,345		$ 10,485
Proceeds from issuance of common stock										$ 195	$ 6,487
Series H Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate	3.50%			3.50%				3.50%		3.50%
Proceeds from issuance of private placement	$ 5,900			$ 3,100
Shares issued	590			308
Series F Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate		6.00%						6.00%	6.00%	6.00%	6.00%	6.00%
Preferred stock redeemed, shares		6,465
Preferred stock, redemption price		$ 1,000
Preferred stock redeemed, value		$ 6,500
Series C Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate			6.00%					6.00%	6.00%	6.00%	6.00%	6.00%
Preferred stock redeemed, shares			388
Preferred stock, redemption price			$ 10,000
Preferred stock redeemed, value			$ 3,900
Common Stock [Member]
Stockholders' Equity Note [Line Items]
Proceeds from issuance of private placement						$ 6,300
Shares issued					1,020,408	496,224
Proceeds from issuance of common stock					$ 12,500
Series G Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate							6.00%	6.00%	6.00%	6.00%	6.00%	6.00%
Proceeds from issuance of private placement							$ 5,300
Shares issued							533
Directors And Officers [Member] | Common Stock [Member]
Stockholders' Equity Note [Line Items]
Shares issued						286,244

Bank Owned Life Insurance (Narr

Bank Owned Life Insurance (Narrative) (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2020	Aug. 31, 2020
Bank Owned Life Insurance [Abstract]
Bank owned life insurance, amount	$ 60,400,000	$ 60,400,000	$ 60,000,000
Bank owned life insurance, income	$ 385,000	$ 385,000

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Impairment of intangible assets	$ 0		$ 0
Goodwill	5,200,000	$ 5,300,000	$ 5,200,000	$ 5,300,000
Core Deposit Intangibles [Member]
Intangible asset, useful life			10 years
Amortization expense	16,000	18,000	$ 49,000	54,000
Intangible assets, net	$ 250,000	$ 317,000	$ 250,000	$ 317,000

Fair Values of Financial Inst_3

Fair Values of Financial Instruments (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Transfers between fair value hierarchy	$ 0	$ 0	$ 0	$ 0
Impaired loans	8,415,000		8,415,000		$ 7,265,000
Valuation allowance	3,853,000		3,853,000		3,264,000
Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,400,000		8,400,000		3,800,000
Valuation allowance	$ 7,300,000		$ 7,300,000		$ 3,300,000

Fair Values of Financial Inst_4

Fair Values of Financial Instruments (Fair Value Measurements, Recurring) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	$ 119,643	$ 91,613
Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	134,144	94,113
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	14,501	2,500
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	14,501	2,500
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	119,643	91,613
Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	119,643	91,613
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments
Residential Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	72,374
Residential Mortgage-backed securities [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	119,643	91,613
Residential Mortgage-backed securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale
Residential Mortgage-backed securities [Member] | Significant Other Observable Inputs (Level 2) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	119,643	91,613
Residential Mortgage-backed securities [Member] | Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale
Municipal Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	16,495
Preferred Stock [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	14,501	2,500
Preferred Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments	14,501	2,500
Preferred Stock [Member] | Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Investments

Fair Values of Financial Inst_5

Fair Values of Financial Instruments (Fair Value Measurements, Nonrecurring) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 4,562	$ 4,001
Other real estate owned	1,623	1,623
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Other real estate owned
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	4,562	4,001
Other real estate owned	$ 1,623	$ 1,623

Fair Values of Financial Inst_6

Fair Values of Financial Instruments (Quantitative Information about Level 3 Fair Value Measurements) (Details) $ in Thousands	Sep. 30, 2020USD ($)item	Dec. 31, 2019USD ($)item
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans | $	$ 4,562	$ 4,001
Other Real Estate Owned | $	1,623	1,623
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans | $	4,562	4,001
Other Real Estate Owned | $	$ 1,623	$ 1,623
Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Range | item	0	0
Other Real Estate Owned, Range | item	0	0
Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Range | item	10	10
Other Real Estate Owned, Range | item	10	10

Fair Values of Financial Inst_7

Fair Values of Financial Instruments (Carrying Values and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 119,643	$ 91,613
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	160,551	550,353
Interest-earning time deposits	735	735
Debt securities available for sale	119,643	91,613
Equity investments	14,501	2,500
Loans held for sale	1,510	917
Loans receivable, net	2,391,990	2,178,407
FHLB of New York stock, at cost	13,160	13,821
Accrued interest receivable	17,746	8,318
Other Real Estate Owned	1,623	1,623
Deposits	2,273,338	2,362,063
Borrowings	259,600	245,800
Subordinated debentures	36,984	36,810
Accrued interest payable	1,485	2,708
Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	160,551	550,353
Interest-earning time deposits	735	735
Debt securities available for sale	119,643	91,613
Equity investments	14,501	2,500
Loans held for sale	1,510	917
Loans receivable, net	2,426,106	2,199,497
FHLB of New York stock, at cost	13,160	13,821
Accrued interest receivable	17,746	8,318
Other Real Estate Owned	1,623	1,623
Deposits	2,280,198	2,375,089
Borrowings	262,270	245,176
Subordinated debentures	37,364	36,947
Accrued interest payable	1,485	2,708
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	160,551	550,353
Equity investments	14,501	2,500
Deposits	1,497,649	1,231,658
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest-earning time deposits	735	735
Debt securities available for sale	119,643	91,613
Loans held for sale	1,510	917
FHLB of New York stock, at cost	13,160	13,821
Accrued interest receivable	17,746	8,318
Deposits	782,549	1,143,431
Borrowings	262,270	245,176
Subordinated debentures	37,364	36,947
Accrued interest payable	1,485	2,708
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, net	2,426,106	2,199,497
Other Real Estate Owned	$ 1,623	$ 1,623

Subordinated Debt (Narrative) (

Subordinated Debt (Narrative) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019	Jul. 30, 2018
Trust Preferred Securities Subject to Mandatory Redemption [Member]
Subordinated Borrowing [Line Items]
Variable interest rate spread	2.65%
Trust preferred securities	$ 4,124,000
Fixed To Floating Rate Subordinated Debentures [Member]
Subordinated Borrowing [Line Items]
Face amount			$ 33,500,000
Notes term	10 years
Redemption restriction period	5 years
Deferred finance costs	$ 640,000	$ 814,000
Fixed To Floating Rate Subordinated Debentures [Member] | First Five Years [Member]
Subordinated Borrowing [Line Items]
Interest rate	5.625%
Fixed To Floating Rate Subordinated Debentures [Member] | After Five Years [Member]
Subordinated Borrowing [Line Items]
Variable interest rate spread	2.72%

Lease Obligations (Narrative) (

Lease Obligations (Narrative) (Details) - item	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Lessee, Lease, Description [Line Items]
Number of operating leases	28
Weighted average remaining lease term, operating leases	6 years 8 months 4 days	6 years 8 months 8 days
Weighted average discount rate, operating leases	2.67%	3.16%
Minimum [Member]
Lessee, Lease, Description [Line Items]
Remaining lease terms	1 year
Maximum [Member]
Lessee, Lease, Description [Line Items]
Remaining lease terms	12 years

Lease Obligations (Schedule of

Lease Obligations (Schedule of Lease Information) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Lease Obligations [Abstract]
Operating lease cost	$ 850	$ 812	$ 2,559	$ 2,374
Variable lease cost-operating leases	201	132	599	440
Operating lease right-of-use assets	15,798	13,246	15,798	13,246	$ 13,246
Current liabilities	3,054	2,590	3,054	2,590
Operating lease liabilities (noncurrent portion)	12,950	10,790	12,950	10,790
Total operating lease liabilities	$ 16,004	$ 13,380	$ 16,004	$ 13,380	$ 13,380

Lease Obligations (Summary of M

Lease Obligations (Summary of Maturity of Operating and Finance Leases) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Lease Obligations [Abstract]
One year or less	$ 3,054	$ 2,590
Over one year through three years	5,131	4,713
Over three years through five years	3,341	2,736
Over five years	4,478	3,341
Total	$ 16,004	$ 13,380

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - $ / shares	Oct. 14, 2020	Sep. 30, 2020
Subsequent Event [Line Items]
Shares of common stock repurchased		0
Subsequent Event [Member]
Subsequent Event [Line Items]
Date declared	Oct. 14, 2020
Dividends per common share	$ 0.14
Date of record	Nov. 6, 2020
Date paid	Nov. 20, 2020