BCB Bancorp (BCBP) 10-K 9 Mar 22 2021 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Mar. 01, 2022	Jun. 30, 2021
Document And Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	000-50275
Entity Registrant Name	BCB BANCORP, INC.
Entity Incorporation, State or Country Code	NJ
Entity Tax Identification Number	26-0065262
Entity Address, Address Line One	104-110 Avenue C
Entity Address, City or Town	Bayonne
Entity Address, State or Province	NJ
Entity Address, Postal Zip Code	07002
City Area Code	800
Local Phone Number	680-6872
Title of 12(b) Security	Common Stock, no par value
Security Exchange Name	NASDAQ
Trading Symbol	BCBP
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 203.8
Entity Common Stock, Shares Outstanding		16,984,538
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Entity Central Index Key	0001228454
Amendment Flag	false
Documents Incorporated by Reference [Text Block]	DOCUMENTS INCORPORATED BY REFERENCE:(1) Proxy Statement for the 2022 Annual Meeting of Stockholders of the Registrant (Part III)
Auditor Name	Wolf & Company, P.C
Auditor Location	Boston, Massachusetts
Auditor Firm ID	392

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and amounts due from depository institutions	$ 9,606,000	$ 23,201,000
Interest-earning deposits	402,023,000	238,028,000
Total cash and cash equivalents	411,629,000	261,229,000
Interest-earning time deposits	735,000	735,000
Debt securities available for sale	85,186,000	99,756,000
Equity investments	25,187,000	17,717,000
Loans held for sale	952,000	3,530,000
Loans receivable, net of allowance for loan losses of $37,119 and $33,639 respectively	2,304,942,000	2,295,021,000
Federal Home Loan Bank of New York stock, at cost	6,084,000	11,324,000
Premises and equipment, net	12,237,000	15,272,000
Accrued interest receivable	9,183,000	12,924,000
Other real estate owned	75,000	414,000
Deferred income taxes	12,959,000	12,574,000
Goodwill and other intangibles	5,431,000	5,488,000
Operating lease right-of-use assets	12,457,000	14,988,000
Bank-owned life insurance ("BOLI")	72,485,000	61,033,000
Other assets	7,986,000	9,011,000
Total Assets	2,967,528,000	2,821,016,000
LIABILITIES
Non-interest-bearing deposits	588,207,000	402,100,000
Interest bearing deposits	1,973,195,000	1,915,950,000
Total deposits	2,561,402,000	2,318,050,000
FHLB advances	71,711,000	191,161,000
Subordinated debentures	37,275,000	37,042,000
Operating lease liability	12,752,000	15,224,000
Other liabilities	10,364,000	10,328,000
Total Liabilities	2,693,504,000	2,571,805,000
STOCKHOLDERS' EQUITY
Preferred stock: $0.01 par value, 10,000,000 shares authorized; issued and outstanding 2,916 shares of Series D 4.5%, Series G 6%, Series H 3.5%, and Series I 3% (liquidation value $10,000 per share) noncumulative perpetual preferred stock at December 31, 2021 and 2,596 shares of Series D 4.5%, Series G 6%, and Series H 3.5% (liquidation value $10,000 per share) noncumulative perpetual preferred stock at December 31, 2020
Additional paid-in capital preferred stock	28,923,000	25,723,000
Common stock: no par value; 40,000,000 shares authorized; issued 19,708,375 and 19,574,858 at December 31, 2021 and December 31, 2020 respectively, outstanding 16,940,133 shares and 17,107,640 shares, at December 31, 2021 and December 31, 2020 respectively
Additional paid-in capital common stock	193,927,000	192,276,000
Retained earnings	81,171,000	58,335,000
Accumulated other comprehensive income (loss)	1,128,000	(205,000)
Treasury stock, at cost, 2,768,242 and 2,467,218 shares at December 31, 2021 and December 31, 2020 respectively	(31,125,000)	(26,918,000)
Total Stockholders' Equity	274,024,000	249,211,000
Total Liabilities and Stockholders' Equity	$ 2,967,528,000	$ 2,821,016,000

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans receivable, allowance for loan losses	$ 37,119	$ 33,639
Preferred stock, par value per share	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	2,916	2,596
Preferred stock, shares outstanding	2,916	2,596
Common stock, no par value	$ 0	$ 0
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	19,708,375	19,574,858
Common stock, shares outstanding	16,940,133	17,107,640
Treasury stock, shares	2,768,242	2,467,218
Series D Preferred Stock [Member]
Preferred stock, dividend rate	4.50%	4.50%
Preferred stock, liquidation preference per share	$ 10,000	$ 10,000
Series G Preferred Stock [Member]
Preferred stock, dividend rate	6.00%	6.00%
Preferred stock, liquidation preference per share	$ 10,000	$ 10,000
Series H Preferred Stock [Member]
Preferred stock, dividend rate	3.50%	3.50%
Preferred stock, liquidation preference per share	$ 10,000	$ 10,000
Series I Preferred Stock [Member]
Preferred stock, dividend rate	3.00%
Preferred stock, liquidation preference per share	$ 10,000

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income:
Loans, including fees	$ 107,660	$ 107,153
Mortgage-backed securities	680	1,748
Other investment securities	3,274	1,690
FHLB stock dividends and other interest earning assets	959	2,835
Total interest and dividend income	112,573	113,426
Deposits:
Demand	4,335	6,147
Savings and club	505	440
Certificates of deposit	6,160	19,360
Total deposits	11,000	25,947
Borrowings	4,180	7,069
Total interest expense	15,180	33,016
Net interest income	97,393	80,410
Provision for loan losses	3,855	9,441
Net interest income after provision for loan losses	93,538	70,969
Non-interest income:
Fees and service charges	3,972	2,948
BOLI income	2,952	1,033
Gain on sales of loans	667	892
(Loss) gain on sale of impaired loans held in portfolio	(64)	26
Gain (loss) on sales of other real estate owned	11	(38)
Gain on sales of premises	371	4,378
Gain on sale of investment securities		964
Realized and unrealized gains on equity investments	147	1,790
Other	639	497
Total non-interest income	8,695	12,490
Non-interest expense:
Salaries and employee benefits	26,410	25,916
Occupancy and equipment	11,360	11,748
Data processing and service fees	6,024	5,676
Professional fees	1,919	1,682
Director fees	1,043	1,548
Regulatory assessments	1,310	1,344
Advertising and promotional	554	933
Other real estate owned, net	35	101
Loss from extinguishment of debt	1,597	1,150
Other	3,723	3,938
Total non-interest expense	53,975	54,036
Income before income tax provision	48,258	29,423
Income tax provision	14,018	8,566
Net Income	34,240	20,857
Preferred stock dividends	1,160	1,300
Net Income available to common stockholders	$ 33,080	$ 19,557
Net Income per common share-basic and diluted
Basic	$ 1.94	$ 1.14
Diluted	$ 1.92	$ 1.14
Weighted average number of common shares outstanding
Basic	17,063	17,210
Diluted	17,239	17,226

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements of Comprehensive Income [Abstract]
Net Income	$ 34,240	$ 20,857
Unrealized gains (losses) on available-for-sale securities:
Unrealized holding (losses) gains arising during the period	(242)	4,299
Reclassification adjustment for gains realized in income		(964)
Net unrealized (losses) gains	(242)	3,335
Tax effects	60	(826)
Net-of-tax amount	(182)	2,509
Benefit Plans:
Actuarial gain (loss)	2,165	(704)
Income tax (expense) benefit	(650)	208
Other comprehensive income (loss) on benefit plans	1,515	(496)
Total other comprehensive income	1,333	2,013
Comprehensive income	$ 35,573	$ 22,870

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Additional Paid In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Beginning balance at Dec. 31, 2019	$ 215,310	$ 48,429	$ (22,048)	$ (2,218)	$ 239,473
Net income		20,857			20,857
Other comprehensive income				2,013	2,013
Expense for issuance of Common Stock	(126)				(126)
Redemption of Preferred Stock	(10,485)				(10,485)
Issuance of stock	11,192				11,192
Exercise of stock options	5				5
Stock-based compensation expense	1,194				1,194
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, Series G 6%, Series H 3.5% and Series I 3% noncumulative perpetual preferred stock		(1,300)			(1,300)
Cash dividends on common stock		(9,225)			(9,225)
Dividend reinvestment plan	426	(426)
Stock purchase plan	483				483
Treasury stock purchases			(4,870)		(4,870)
Ending balance at Dec. 31, 2020	217,999	58,335	(26,918)	(205)	249,211
Net income		34,240			34,240
Other comprehensive income				1,333	1,333
Issuance of stock	3,200				3,200
Exercise of stock options	287				287
Stock-based compensation expense	417				417
Dividends payable on Series C 6%, Series D 4.5%, Series F 6%, Series G 6%, Series H 3.5% and Series I 3% noncumulative perpetual preferred stock		(1,160)			(1,160)
Cash dividends on common stock		(9,775)			(9,775)
Dividend reinvestment plan	469	(469)
Stock purchase plan	478				478
Treasury stock purchases			(4,207)		(4,207)
Ending balance at Dec. 31, 2021	$ 222,850	$ 81,171	$ (31,125)	$ 1,128	$ 274,024

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended				12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2021		Dec. 31, 2020
Exercise of stock options (shares)					70,723	[1]	500
Exercise of stock options (shares)					39,291
Cash dividends on common stock (per share)	$ 0.16	$ 0.16	$ 0.14	$ 0.14			$ 0.56
Treasury stock purchases (shares)					301,024		500,000
Series C Preferred Stock [Member]
Preferred stock, dividend rate							6.00%
Series D Preferred Stock [Member]
Preferred stock, dividend rate					4.50%		4.50%
Series F Preferred Stock [Member]
Preferred stock, dividend rate							6.00%
Series G Preferred Stock [Member]
Preferred stock, dividend rate					6.00%		6.00%
Series H Preferred Stock [Member]
Preferred stock, dividend rate					3.50%		3.50%
Series I Preferred Stock [Member]
Preferred stock, dividend rate					3.00%
[1]	Includes 31,432 cashless exercise of options.

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash Flows from Operating Activities:
Net Income	$ 34,240,000	$ 20,857,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation of premises and equipment	2,989,000	2,995,000
Amortization and accretion, net	(767,000)	(2,553,000)
Provision for loan losses	3,855,000	9,441,000
Deferred income tax benefit	(975,000)	(2,013,000)
Loans originated for sale	(26,159,000)	(25,917,000)
Proceeds from sale of loans	29,404,000	24,196,000
Proceeds from sale of Paycheck Protection Plan ("PPP") loans		124,549,000
Gain on sales of loans	(667,000)	(892,000)
Fair value adjustment of OREO	6,000	293,000
Gain on sales of securities		(964,000)
Gain on sales of premises	(371,000)	(4,378,000)
Realized and unrealized gains on equity investments	(147,000)	(1,790,000)
(Gain) loss from sales of other real estate owned	(11,000)	38,000
Loss (gain) on sale of impaired loans	64,000	(26,000)
Increase in cash surrender value of BOLI	(2,952,000)	(1,033,000)
Stock-based compensation expense	417,000	1,194,000
Decrease (increase) in accrued interest receivable	3,741,000	(4,606,000)
Decrease in other assets	1,025,000	272,000
Decrease in accrued interest payable	(412,000)	(1,245,000)
Increase in other liabilities	2,613,000	927,000
Net Cash Provided by Operating Activities	45,893,000	139,345,000
Cash Flows from Investing Activities:
Proceeds from repayments, calls, and maturities on securities	32,597,000	32,730,000
Purchases of securities	(26,141,000)	(77,098,000)
Proceeds from sales of securities		26,601,000
Proceeds from sales of premises	742,000	7,419,000
Purchases of BOLI	(8,500,000)	(60,000,000)
Proceeds from sales of other real estate owned	425,000	878,000
Proceeds from bulk sale of impaired loans held in portfolio	3,442,000	1,416,000
Purchase of loans		(48,360,000)
Net increase in loans receivable	(15,148,000)	(200,186,000)
Additions to premises and equipment	(325,000)	(1,388,000)
Sale of Federal Home Loan Bank of New York stock	5,240,000	2,497,000
Net Cash Used In Investing Activities	(7,668,000)	(315,491,000)
Cash Flows from Financing Activities:
Net increase (decrease) in deposits	243,352,000	(44,013,000)
Net proceeds from Federal Home Loan Bank of New York Advances	10,000,000	88,161,000
Repayments of Federal Home Loan Bank of New York Advances	(130,000,000)	(142,800,000)
Purchase of treasury stock	(4,207,000)	(4,870,000)
Cash dividends paid on common stock	(9,775,000)	(9,225,000)
Cash dividends paid on preferred stock	(1,160,000)	(1,300,000)
Net proceeds from issuance of common stock	478,000	357,000
Net proceeds from issuance of preferred stock	3,200,000	11,192,000
Payments for redemption of preferred stock		(10,485,000)
Exercise of stock options	287,000	5,000
Net Cash Provided by (Used In) Financing Activities	112,175,000	(112,978,000)
Net Increase (Decrease) in Cash and Cash Equivalents	150,400,000	(289,124,000)
Cash and Cash Equivalents - Beginning	261,229,000	550,353,000
Cash and Cash Equivalents - Ending	411,629,000	261,229,000
Supplementary Cash Flow Information
Cash paid during the year for: Income taxes	12,020,000	12,652,000
Cash paid during the year for: Interest	15,592,000	$ 34,262,000
Non-cash items:
Transfer of loans to other real estate owned	$ 81,000

Organization

Organization	12 Months Ended
	Dec. 31, 2021
Organization [Abstract]
Organization	Note 1 - Organization BCB Bancorp, Inc. (the “Company”) is incorporated in the State of New Jersey and is a bank holding company. The common stock of the Company is listed on the NASDAQ Global Market and trades under the symbol “BCBP”. The Company’s primary business is the ownership and operation of BCB Community Bank (the “Bank”). The Bank is a New Jersey commercial bank which, as of December 31, 2021, operated at 29 locations in Bayonne, Carteret, Edison, Fairfield, Hoboken, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, South Orange, River Edge, Rutherford, Union, and Woodbridge New Jersey, as well as Staten Island and Hicksville, New York and is subject to regulation, supervision, and examination by the New Jersey Department of Banking and Insurance and the Federal Deposit Insurance Corporation. The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with borrowed funds, to invest in securities and to make loans collateralized by residential and commercial real estate and, to a lesser extent, business and consumer loans. BCB Holding Company Investment Corp. (the “New Jersey Investment Company”) was organized in January 2005 under New Jersey law as a New Jersey investment company primarily to hold investment and mortgage-backed securities. As a part of the merger with IA Bancorp, Inc., the Company acquired Special Asset REO 1, LLC and Special Asset REO 2, LLC, both of which were inactive at December 31, 2021.

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Summary of Significant Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 2 - Summary of Significant Accounting Policies Basis of Consolidated Financial Statement Presentation The consolidated financial statements which include the accounts of the Company and its wholly-owned subsidiaries, the Bank, the New Jersey Investment Company, Special Asset REO 1, LLC, and Special Asset REO 2, LLC have been prepared in conformity with U.S. generally accepted accounting principles (“GAAP”). All significant intercompany accounts and transactions have been eliminated in consolidation. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses for the years then ended. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the identification of other-than-temporary impairment of securities, a determination as to possible impairment of goodwill, and the determination as to whether deferred tax assets are realizable. Management believes that the allowance for loan losses is adequate; no securities in unrealized loss positions are other-than-temporarily impaired; and net deferred tax assets have been reduced to an amount which is more-likely-than-not realizable. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions in the market area. Management’s assessment regarding impairment of securities is based on future projections of cash flow which are subject to change. Management performed a qualitative assessment of goodwill and determined there was no impairment as of December 31, 2021. The realizability of deferred tax assets is partially based on projections of future taxable income, which is subject to change. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. In preparing these consolidated financial statements, the Company evaluated the events that occurred between December 31, 2021 and the date these consolidated financial statements were issued. Cash and Cash Equivalents Cash and cash equivalents include cash and amounts due from depository institutions and interest-earning deposits in other banks having original maturities of three months or less.‎ Note 2 - Summary of Significant Accounting Policies (continued) Debt Securities Investments in debt securities that the Bank has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at amortized cost. Debt securities that are bought and held principally for the purpose of selling them in the near-term are classified as trading securities and reported at fair value, with unrealized holding gains and losses included in earnings. Debt securities not classified as trading securities or as held-to-maturity securities are classified as available-for-sale securities (“AFS”) and reported at fair value, with unrealized holding gains or losses, net of applicable deferred income taxes, reported in the accumulated other comprehensive income (loss) component of stockholders’ equity. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. If the fair value of a security is less than its amortized cost, the security is deemed to be impaired. Management evaluates all securities with unrealized losses quarterly to determine if such impairments are “temporary” or “other-than-temporary” in accordance with Accounting Standards Codification (“ASC”) Topic 320, Investments – Debt Securities. Accordingly, temporary impairments are accounted for based upon the classification of the related securities as either available-for-sale or held-to-maturity. Temporary impairments on available-for sale-securities are recognized, on a tax-effected basis, through Other Comprehensive Income (“OCI”) with offsetting entries adjusting the carrying value of the securities and the balance of deferred taxes. Information concerning the amount and duration of temporary impairments on both available-for-sale and held-to-maturity securities is disclosed in the notes to the consolidated financial statements. Other-than-temporary impairments are accounted for based upon several considerations. First, impairments on debt securities that the Company has decided to sell as of the close of a fiscal period, or will, more likely than not, be required to sell, prior to the full recovery of fair value to a level equal to or exceeding amortized cost, are recognized in operations. If neither of these conditions regarding the likelihood of the sale of debt securities are applicable, then the other-than-temporary impairment is bifurcated into credit-related and noncredit-related components. A credit-related impairment generally represents the amount by which the present value of the cash flows that are expected to be collected on a debt security fall below its amortized cost. The noncredit-related component represents the remaining portion of the impairment not otherwise designated as credit-related. Credit-related, other-than-temporary impairments are recognized in earnings and noncredit-related, other-than-temporary impairments are recognized, net of deferred taxes, in OCI. Discounts on securities are amortized/accreted to maturity using the interest method. Premiums on securities are amortized to maturity or the earliest call date for callable securities using the interest method. Interest and dividend income on securities, which includes amortization of premiums and accretion of discounts, are recognized in the consolidated financial statements when earned. Loans Held For Sale Loans held for sale consist primarily of residential mortgage loans intended for sale and are carried at the lower of cost or estimated fair market value using the aggregate method. These loans are generally sold with servicing rights released. Gains and losses recognized on loan sales are based upon the cash proceeds received and the cost of the related loans sold. Loans Receivable Loans receivable are stated at unpaid principal balances, less net deferred loan origination fees and the allowance for loan losses. Loan origination fees and certain direct loan origination costs are deferred and amortized/accreted, as an adjustment of yield, over the contractual lives of the related loans. Generally, the accrual of interest on loans that are contractually delinquent more than ninety days is discontinued and the related loans are placed on nonaccrual status. All payments received while in nonaccrual status, are applied to principal until the loan has performed as expected for a minimum of six (6) months or until the loan is determined to qualify for return to normal accruing status. Loans may be returned to accrual status when all the principal and interest contractually due are brought current and future payments are reasonably assured. Acquired Loans Loans that were acquired in acquisitions are recorded at fair value with no carryover of the related allowance for credit losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows expected to be collected on the loans and discounting those cash flows at a market rate of interest. The excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. Purchase Credit-Impaired (“PCI”) loans are loans acquired at a discount, due in part to credit quality. PCI loans are accounted for in accordance with ASC Subtopic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, and are initially recorded at fair value. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent decreases to the expected cash flows require an evaluation to determine the need for an allowance for credit losses. Subsequent improvements in expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount that is recognized into interest income over the remaining life of the loan using the interest method. The evaluation of the amount of future cash flows that is expected to be collected is performed in a similar manner as that used to determine our allowance for credit losses. Charge-offs of the principal amount on acquired loans would be first applied to the nonaccretable discount portion of the fair value adjustment. Concentration of Risk Financial instruments which potentially subject the Company and its subsidiaries to concentrations of credit risk consist of cash and cash equivalents, investment and mortgage-backed securities and loans. Cash and cash equivalents include amounts placed with highly rated financial institutions. Securities include securities backed by the U.S. Government and other highly rated instruments. The Bank’s lending activity is primarily concentrated in loans collateralized by real estate in the State of New Jersey and the New York metropolitan area as a result, credit risk related to loans is broadly dependent on the real estate market and general economic conditions in the area. ‎ Note 2 - Summary of Significant Accounting Policies (continued) Allowance for Loan Losses The allowance for loan losses is increased through provisions charged to operations and by recoveries, if any, on previously charged-off loans and reduced by charge-offs on loans which are determined to be a loss in accordance with Bank policy. The allowance for loan losses is maintained at a level considered adequate to absorb loan losses. Management, in determining the allowance for loan losses, considers the risks inherent in its loan portfolio and changes in the nature and volume of its loan activities, along with the general economic and real estate market conditions. The Bank utilizes a two-tier approach: (1) identification of impaired loans and establishment of specific loss allowances on such loans; and (2) establishment of general valuation allowances on the remainder of its loan portfolio. The Bank maintains a loan review system which allows for a periodic review of its loan portfolio and the early identification of potentially impaired loans. Such a system takes into consideration, but is not limited to, delinquency status, size of loans, types and value of collateral, and financial condition of the borrowers. Specific loan loss allowances are established for impaired loans based on a review of such information and/or appraisals of the underlying collateral. General loan loss allowances are based upon a combination of factors including, but not limited to, actual loan loss experience, composition of the loan portfolio, current economic conditions, and management’s judgment. Although management believes that adequate specific and general allowances for loan losses are established, actual losses are dependent upon future events and, as such, further additions to the level of specific and general loan loss allowances may be necessary. Impaired loans and performing troubled debt restructure loans (“TDRs”) are analyzed on an individual basis for impairment and are measured based on the present value of expected cash flows discounted at the loan’s effective interest rate, or as a practical expedient, at the loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. A loan evaluated for impairment is deemed to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated individually. The Bank does not aggregate such loans for evaluation purposes. When a loan is classified as nonaccrual, interest accruals discontinue and generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal under the cost recovery method until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Premises and Equipment Land is carried at cost. Buildings, building improvements, leasehold improvements and furniture, fixtures and equipment are carried at cost less accumulated depreciation and amortization. Significant renovations and additions are charged to the property and equipment account. Maintenance and repairs are charged to expense in the period incurred. Depreciation charges are computed on the straight-line method over the following estimated useful lives of each type of asset. Years Buildings 40 Building improvements 7 - 40 Furniture, fixtures and equipment 5 - 7 Leasehold improvements Shorter of useful life or term of lease Federal Home Loan Bank of New York Stock Federal law requires a member institution of the FHLB system to purchase and hold restricted stock of its district FHLB according to a predetermined formula. Such stock is carried at cost. The Company reviews for impairment based on the ultimate recoverability of the cost basis of the stock. No impairment charges were recorded related to the FHLB of New York stock during 2021 or 2020. Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosures are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed. At December 31, 2021, the Bank owned one property totaling $75,000. At December 31, 2020, the Bank owned one property totaling $414,000. Interest Rate Risk The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with other funds, to make loans primarily secured by real estate and to purchase securities. The potential for interest-rate risk exists as a result of the difference in duration of the Bank’s interest-sensitive liabilities compared to its interest-sensitive assets. For this reason, management regularly monitors the maturity structure of the Bank’s interest-earning assets and interest-bearing liabilities in order to measure its level of interest-rate risk and to plan for future volatility. Note 2 - Summary of Significant Accounting Policies (continued) Fair Value Hierarchy ASC Topic 820, Fair Value Measurements and Disclosures, establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Mortgage Servicing Rights The Company recognizes as separate assets the rights to service mortgage loans. The right to service loans for others is generally obtained through the sale of loans with servicing retained. The initial asset recognized for originated mortgage servicing rights (“MSR”) is measured at fair value. The estimated fair value of MSR is obtained through independent third-party valuations through an analysis of future cash flows, incorporating assumptions market participants would use in determining fair value including market discount rates, prepayment speeds, servicing income, servicing costs, default rates and other market driven data, including the market’s perception of future interest rate movements. MSR are amortized in proportion to and over the period of estimated net servicing income. We apply the amortization method for measurements of our MSR. MSR are assessed for impairment based on fair value at each reporting date. MSR impairment, if any, is recognized in a valuation allowance through charges to earnings as a component of fees and service charges. Subsequent increases in the fair value of impaired MSR are recognized only up to the amount of the previously recognized valuation allowance. Fees earned for servicing loans are reported as income when the related mortgage loan payments are collected. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Bank-Owned Life Insurance Bank-Owned Life Insurance policies are reflected on the consolidated statements of financial condition at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of operations and are not subject to income taxes. Goodwill and Other Intangible Assets Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected October 31 as the date to perform the annual goodwill impairment tests associated with the acquisition of IAB Bancorp. Income Taxes The Company and its subsidiaries file a consolidated federal income tax return. Income taxes are allocated to the Company and its subsidiaries based upon their respective income or loss included in the consolidated income tax return. Separate state income tax returns are filed by the Company and its subsidiaries. Federal and state income tax expense has been provided on the basis of reported income. The amounts reflected on the tax returns differ from these provisions due principally to temporary differences in the reporting of certain items for financial reporting and income tax reporting purposes. The tax effect of these temporary differences is accounted for as deferred taxes applicable to future periods. Deferred income tax expense or (benefit) is determined by recognizing deferred tax assets and liabilities for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in earnings in the period that includes the enactment date. The realization of deferred tax assets is assessed and a valuation allowance provided, when necessary, for that portion of the asset which is not more likely than not to be realized. The Company accounts for uncertainty in income taxes recognized in the consolidated financial statements in accordance with ASC Topic 740, Income Taxes, which prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return, and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that has a likelihood of being realized on examination of more than 50 percent. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Under the “more likely than not” threshold guidelines, the Company believes no significant uncertain tax positions exist, either individually or in the aggregate, that would give rise to the non-recognition of an existing tax benefit. The Company recognizes interest and penalties on unrecognized tax benefits in income taxes expense in the Consolidated Statement of Operations. The Company did not recognize any interest and penalties for the years ended December 31, 2021 or 2020. The tax years subject to examination by the Federal taxing authority are the years ended December 31, 2020, 2019, and 2018. The tax years subject to examination by the State taxing authorities are the years ended December 31, 2020, 2019, and 2018. In February 2020, the Company received a notice that it has been selected for audit by the State of New York for the years ended December 31, 2018, 2017, and 2016. The audit was completed on October 30, 2020 and resulted in a nominal audit adjustment. ‎ Note 2 – Summary of Significant Accounting Policies (continued) Net Income per Common Share Basic net income per common share is computed by dividing net income less dividends on preferred stock by the weighted average number of shares of common stock outstanding. The diluted net income per common share is computed by adjusting the weighted average number of shares of common stock outstanding to include the effects of outstanding stock options, if dilutive, using the treasury stock method. Dilution is not applicable in periods of net loss. For the years ended December 31, 2021 and 2020, the difference in the weighted average number of basic and diluted common shares was due solely to the effects of outstanding stock options. No adjustments to net income were necessary in calculating basic and diluted net income per share. For the year ended December 31, 2021, the Company had 3,588 shares considered to be anti-dilutive. For the year ended December 31, 2020, the Company had no shares considered to be anti-dilutive For the Year Ended December 31, 2021 2020 Net Income Shares Per Share Net Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, Except per share data)Net income$ 34,240 $ 20,857 Basic earnings per share- Income available to Common stockholders$ 33,080 17,063$ 1.94 $ 19,557 17,210$ 1.14Effect of dilutive securities: Stock options   176   16 Diluted earnings per share- Income available to Common stockholders$ 33,080 17,239$ 1.92 $ 19,557 17,226$ 1.14 Stock-Based Compensation Plans The Company, under plans approved by its stockholders in 2018 and 2011, has granted stock options to employees and outside directors. See Note 12 for additional information as to option grants. Compensation expense recognized for option grants is net of estimated forfeitures and is recognized over the awards’ respective requisite service periods. The fair values relating to options granted are estimated using a Black-Scholes option pricing model. Expected volatilities are based on historical volatility of the Company’s stock and other factors, such as implied market volatility using the respective options’ expected term. The Company used the mid-point of the original vesting period and original option life to estimate the options’ expected term, which represents the period of time that the options granted are expected to be outstanding. The risk-free rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of grant. The Company recognizes compensation expense for the fair values of option awards, which have graded vesting, on a straight-line basis. Benefit Plans The Company acquired, through the merger with Pamrapo Bancorp, Inc., a non-contributory defined benefit pension plan covering all eligible employees of Pamrapo Savings Bank. Effective January 1, 2010, the defined benefit pension plan (the “Pension Plan”), was frozen by Pamrapo Savings Bank. All benefits for eligible participants accrued in the Pension Plan to January 1, 2010 have been retained. The benefits are based on years of service and employee’s compensation. The Pension Plan is funded in conformity with funding requirements of applicable government regulations. Prior service costs for the Pension Plan generally are amortized over the estimated remaining service periods of employees. The Bank entered into a Supplemental Executive Retirement Agreement (the “SERP Agreement”) with its Chief Executive Officer (“the CEO”) in December 2021. Upon the CEO’s retirement, the Bank will provide for a monthly retirement payment for his lifetime. The SERP Agreement provides that a retirement benefit is payable upon his attaining age sixty-five (65) while in service to the Bank and a lesser benefit is payable upon early retirement. The SERP Agreement provides the CEO with supplemental retirement income payable in the form of a life annuity. Upon the Executive’s separation from service after reaching normal retirement age (age 65), for any reason other than death, benefit payments will commence on the first day of the second month following CEO’s separation from service, payable monthly and continuing for the CEO’s lifetime. The monthly benefit payment will be $10,000. The amount charged to expense follows the vesting schedule in the SERP Agreement and was $597,000 in 2021. Comprehensive Income (Loss) The Company records unrealized gains and losses, net of deferred income taxes, on securities available-for-sale in accumulated other comprehensive income (loss). Realized gains and losses, if any, are reclassified to non-interest income upon sale of the related securities or upon the recognition of an impairment loss. Accumulated other comprehensive income (loss) also includes benefit plan amounts recognized in accordance with ASC 715, Compensation-Retirement Benefits, which reflect, net of tax, the unrecognized gains (losses) on the benefit plans. Reclassification Certain amounts as of and for the year ended December 31, 2020 have been reclassified to conform to the current year’s presentation. These changes had no effect on the Company’s consolidated results of operations or financial position.‎ Note 2 – Summary of Significant Accounting Policies (continued) Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board (“FASB”) issued ASU 2016-13, Financial Instruments - Credit Losses ASU 2016-13, and related guidance, requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the consolidated financial statements. The amendments are effective for the Company in 2023. The Company has begun evaluating the impact the adoption of ASU 2016-13 will have on its consolidated financial statements and results of operations. The effect of this change cannot be ascertained at this point, and will depend upon factors including asset components, asset quality and market conditions at the adoption date. The Company has created a Current Expected Credit Loss (“CECL”) task group comprised of members of its finance, credit administration, lending, internal audit, loan operations, compliance, and information systems units. The CECL task group has become familiar with the provisions of ASU 2016-13 and is in the process of implementing the new guidance, which includes, but is not limited to: (1) identifying segments and sub-segments within the loan portfolio that have similar risk characteristics; (2) determining the appropriate methodology for each segment; (3) implementing changes that are necessary to its core operating system and interfaces to be able to capture appropriate data requirements; and (4) evaluating economic and qualitative factors to develop appropriate forecasts for integration into the model. The Company is currently evaluating the effect this guidance may have on its operating results and/or financial position, including assessing any potential impact on its capital. On March 12, 2020, the FASB issued ASU 2020-04 - Facilitation of the Effects of Reference Rate Reform on Financial Reporting (“ASU 2020-04”) to ease the potential burden in accounting for reference rate reform. The amendments in ASU 2020-04 are elective and apply to all entities that have contracts, hedging relationships, and other transactions that reference the London Inter-bank Offer Rate (“LIBOR”) or another reference rate expected to be discontinued due to reference rate reform. The new guidance provides the following optional expedients: Simplify accounting analyses for contract modifications.Allow hedging relationships to continue without de-designation if there are qualifying changes in the critical terms of an existing hedging relationship due to reference rate reform.Allow a change in the systematic and rational method used to recognize in earnings the components excluded from the assessment of hedge effectiveness.Allow a change in the designated benchmark interest rate to a different eligible benchmark interest rate in a fair value hedging relationship.Allow the shortcut method for a fair value hedging relationship to continue for the remainder of the hedging relationship.Simplify the assessment of hedge effectiveness and provide temporary optional expedients for cash flow hedging relationships affected by reference rate reform.Allow a one-time election to sell or transfer debt securities classified as held to maturity that reference a rate affected by reference rate reform and are classified as held to maturity before January 1, 2020. The amendments are effective for all entities from the beginning of an interim period that includes the issuance date of the ASU. An entity may elect to apply the amendments prospectively through December 31, 2022. The Company is currently assessing the impact the adoption of this guidance will have on our consolidated balance sheets, statements of income, and cash flows.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	Note 3 - Related Party Transactions The Bank leases a property from New Bay, LLC. (“New Bay”), a limited liability company 100 percent owned by a majority of the Directors of the Bank and the Company. In conjunction with the lease, New Bay substantially removed the pre-existing structure on the site and constructed a new building suitable to the Bank for its banking operations. Under the terms of the lease, the cost of this project was reimbursed to New Bay by the Bank. The amount reimbursed, which occurred during the year 2000, was $943,000, and is included in property and equipment under the caption “Building and improvements” (see Note 6). On May 1, 2006, the Bank renegotiated the lease to a twenty-five-year term. The Bank paid New Bay $165,000 a year ($13,750 per month) which is included in the Consolidated Statements of Operations for 2021 and 2020, within occupancy expense. The rent is to be adjusted every five years thereafter at the fair market rental value. The Bank expects to pay $165,000 in rental expense for the year 2022. On March 6, 2014, the Bank entered into a ten-year lease of property in Rutherford, New Jersey with 190 Park Avenue, LLC, which is owned by two Directors of the Bank and the Company. The rent is $7,367 per month and lease payments of $99,482 and $96,589 were made in years 2021 and 2020, which is reflected in the Consolidated Statement of Operations within occupancy expense. The Bank expects to pay $101,177 in rental expense for the year 2022. On August 3, 2018, the Bank entered in to a ten-year lease of property in River Edge, New Jersey with 876 Kinderkamack, LLC, which is owned by a majority of the directors of the Bank and the Company. The rent is $8,000 per month and lease payments of $96,000 and $96,000 were made in the years 2021 and 2020, which is reflected in the Consolidated Statements of Operations within occupancy expense. The Bank expects to pay $96,000 in rental expense for the year 2022. On April 2, 2021, the Bank renewed a five-year lease of property in Lyndhurst, New Jersey with 734 Ridge Realty, LLC, which is owned by two Directors of the Bank and the Company. The rent is $7,718 per month and lease payments of $90,773 and $88,200 were made in years 2021 and 2020, which is reflected in the Consolidated Statement of Operations within occupancy expense. The Bank expects to pay $92,610 in rental expense for the year 2022.

Securities

Securities	12 Months Ended
	Dec. 31, 2021
Securities [Abstract]
Securities	Note 4- Securities Equity Securities Equity securities are reported at fair value on the Company’s Consolidated Statements of Financial Condition. The Company’s portfolio of equity securities had an estimated fair value of $25.2 million and $17.7 million as of December 31, 2021 and December 31, 2020, respectively. Included in this category are equity holdings of financial institutions. Equity securities are defined to include (a) preferred, common and other ownership interests in entities including partnerships, joint ventures and limited liability companies and (b) rights to acquire or dispose of ownership interest in entities at fixed or determinable prices. Equity securities are generally required to be measured at fair value with market value adjustments being reflected in net income. Note 4- Securities (continued) The following table presents the disaggregated net losses on equity securities reported in the Consolidated Statements of Operations (In Thousands): For the Twelve Months Ended December 31, 2021 For the Twelve Months Ended December 31, 2020Net gains recognized during the period on equity securities$ 147$ 1,790Less: Net gains (losses) recognized during the period on equity securities sold during the period - 40Unrealized gains recognized during the reporting period on equity securities still held at the reporting date$ 147$ 1,750 Debt Securities Available for Sale The following table sets forth information regarding the amortized cost, estimated fair values, and unrealized gains and losses for the Bank’s debt securities portfolio at December 31, 2021 by final contractual maturity. The following table does not take into consideration the effects of scheduled repayments or the effects of possible prepayments. Certain securities have interest rates that are adjustable and will reprice annually within the various maturity ranges. The effect of these repricings are not reflected in the table below. December 31, 2021   Gross  Gross   Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands)Residential Mortgage-backed securities:          Due within one year$ 2,952  $ - $ 114  $ 2,838 More than one to five years 53  - - 53 More than five to ten years 6,317  165  27  6,455 More than ten years 21,555  298  287  21,566 Sub-total: 30,877  463  428  30,912  Corporate Debt Securities: More than five to ten years 47,765  2,465  159  50,071 Sub-total: 47,765  2,465  159  50,071  Municipal obligations: Due after ten years 4,104  99    -   4,203 Sub-total: 4,104  99  - 4,203  Total Debt Securities Available-for-Sale$ 82,746  $ 3,027  $ 587  $ 85,186  December 31, 2020   Gross  Gross   Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands)Residential Mortgage-backed securities          More than one to five years$ 3,208   $ 10   $ 67   $ 3,151 More than five to ten years 4,799  163  - 4,962 More than ten years 40,531  741  60  41,212 Sub-total: 48,538  914  127  49,325  Corporate Debt Securities: More than five to ten years 32,279  1,719  13  33,985 Sub-total: 32,279  1,719  13  33,985  Municipal obligations: Due within one year 12,048  -   - 12,048 Due after ten years 4,209    189    -   4,398 Sub-total: 16,257  189  - 16,446  Total Debt Securities Available-for-Sale$ 97,074  $ 2,822  $ 140  $ 99,756  Note 4- Securities (continued) The unrealized losses, categorized by the length of time of continuous loss position, and fair value of related securities available for sale were as follows: Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands)December 31, 2021 Residential mortgage-backed securities$ 7,801 $ 159 $ 4,681 $ 269 $ 12,482  $ 428Corporate Debt Securities 12,324 159 - - 12,324 159 $ 20,125 $ 318 $ 4,681 $ 269 $ 24,806  $ 587 December 31, 2020 Residential mortgage-backed securities$ 6,126  $ 60  $ 1,278  $ 67  $ 7,404  $ 127 Corporate Debt Securities 5,487  13  - - 5,487  13  $ 11,613  $ 73  $ 1,278  $ 67  $ 12,891   $ 140  Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) whether the Company intends to sell the security or more likely than not will be required to sell the security before its anticipated recovery. At December 31, 2021 and 2020, management performed an assessment for possible OTTI of the Company’s residential mortgage-backed securities, corporate debt securities, and municipal obligations relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. The extent of individual analysis applied to each security depended on the size of the Company’s investment, as well as management’s perception of the credit risk associated with each security. Based on the results of the assessment, management believes impairment of these securities, at December 31, 2021 and 2020 to be temporary.

Loans Receivable and Allowance

Loans Receivable and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2021
Loans Receivable and Allowance for Loan Losses [Abstract]
Loans Receivable and Allowance for Loan Losses	Note 5 - Loans Receivable and Allowance for Loan Losses The following table presents the recorded investment in loans receivable at December 31, 2021 and December 31, 2020 by segment and class: December 31, 2021 December 31, 2020 (In Thousands)Loans: Residential one-to-four family$ 224,534 $ 244,369Commercial and multi-family 1,720,174 1,690,836Construction 153,904 155,967Commercial business(1) 191,139 184,357Home equity(2) 50,469 53,667Consumer 3,717 822Total Loans 2,343,937 2,330,018Less: Deferred loan fees, net (1,876) (1,358)Allowance for loan losses (37,119) (33,639) (38,995) (34,997)Total Loans, net$ 2,304,942 $ 2,295,021__________(1) Includes business lines of credit.(2) Includes home equity lines of credit. The Company occasionally transfers a portion of its originated commercial loans to participating lending partners. The amounts transferred have been accounted for as sales and are therefore not included in the Company’s accompanying consolidated Statements of Financial Condition. The Company and its lending partners share proportionally in any gains or losses that may result from a borrower’s lack of compliance with contractual terms of the loan. The Company continues to service the loans, collects cash payments from the borrowers, remits payments (net of servicing fees), and disburses required escrow funds to relevant parties. Note 5 - Loans Receivable and Allowance for Loan Losses (continued) At December 31, 2021 and 2020, loans serviced by the Bank for the benefit of others totaled approximately $196.3 million and $242.6 million, respectively. Acquired Loans The difference between the undiscounted cash flows expected at acquisition and the investment in the acquired loans, or the “accretable yield,” is recognized as interest income utilizing the level-yield method over the life of each loan. Contractually required payments for interest and principal that exceed the undiscounted cash flows expected at acquisition, or the “non- accretable difference,” are not recognized as a yield adjustment, as a loss accrual or as a valuation allowance. The carrying value of loans acquired in the IAB acquisition and accounted for in accordance with ASC Subtopic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, was $1.0 million at December 31, 2021 and $1.4 million at December 31, 2020. Under ASC Subtopic 310-30, these PCI loans may be aggregated and accounted for as pools of loans if the loans being aggregated have common risk characteristics. The Company elected to account for the loans with evidence of credit deterioration individually rather than aggregate them into pools. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through an adjustment of the yield on the loans over the remaining life, while decreases in expected cash flows are recognized as impairments through a loss provision and an increase in the allowance for loan losses. Valuation allowances (recognized in the allowance for loan losses) on these impaired loans reflect only losses incurred after the acquisition (representing all cash flows that were expected at acquisition but currently are not expected to be received). The following table presents the unpaid principal balance and the related recorded investment of all acquired loans included in the Company’s Consolidated Statements of Financial Condition. December 31, 2021 2020 (In Thousands)Unpaid principal balance$ 140,969  $ 179,601 Recorded investment 122,533  152,556  The following table presents changes in the accretable discount on loans acquired with deteriorated credit quality for which the Company applies the provisions of ASC 310-30. Years Ended December 31, 2021 2020 (In Thousands)Balance, Beginning of Period$ 1,078 $ 1,681 Accretion recorded to interest income (293) (603)Balance, End of Period$ 785 $ 1,078 There were no transfers from non-accretable differences for the periods stated above. Related-Party Loans The Bank grants loans to its officers and directors and to their associates. The activity with respect to loans to directors, officers and associates of such persons, is as follows: Years Ended December 31, 2021 2020 (In Thousands)Balance – beginning$ 29,159  $ 33,771 Loans originated 14,875  -Collections of principal (12,338) (4,612)Balance - ending$ 31,696  $29,159 Note 5 - Loans Receivable and Allowance for Loan Losses (continued) Allowance for Loan Losses The allowance for loan loss is evaluated regularly by management and reflects consideration of all significant factors that affect the collectability of the loan portfolio. The Company’s methodology for assessing the adequacy of the allowance for loan losses consists of several key elements. These elements include a general allocated reserve for performing loans, a specific reserve for impaired loans and an unallocated portion.   The Company consistently applies the following comprehensive methodology. During the quarterly review of the allowance for loan losses, the Company considers a variety of qualitative factors that include: Lending Policies and Procedures;Personnel responsible for the particular portfolio - relative to experience and ability of staff;Trend for past due, criticized and classified loans;Relevant economic factors;Quality of the loan review system;Value of collateral for collateral dependent loans;The effect of any concentrations of credit and the changes in the level of such concentrations; andOther external factors. The methodology includes the segregation of the loan portfolio into two divisions: performing loans and loans determined to be impaired. Loans which are performing are evaluated homogeneously by loan class or loan type. The allowance for performing loans is evaluated based on historical loan loss experience with an adjustment for the qualitative factors listed above. Impaired loans can be loans which are more than 90 days delinquent, troubled debt restructured, in the process of foreclosure, or a forced bankruptcy plan. These loans are individually evaluated for loan loss either by current appraisal, or net present value of expected cash flows. Management reviews the overall estimate for feasibility and bases the loan loss provision accordingly. During 2021 and 2020, additional stress tests were performed to model a potential collateral deficiency on those loans that are in sectors that have demonstrated a weakness in the current COVID environment. These stress tests supported an additional allowance by estimating probable losses for loans in sectors that are specifically challenged in the pandemic condition. The Bank also maintains an unallocated allowance to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio. Management must make estimates using assumptions and information that is often subjective and subject to change. The loan portfolio is segmented into the following loan segments, where the risk level for each class is analyzed when determining the allowance for loan losses: Residential one-to-four family real estate loans involve certain risks such as interest rate risk and risk of non-repayment. Adjustable-rate residential real estate loans decrease the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default. At the same time, the marketability of the underlying properties may be adversely affected by higher interest rates. Repayment risk may be affected by a number of factors including, but not necessarily limited to, job loss, divorce, illness and personal bankruptcy of the borrower. Commercial and multi-family real estate lending entails additional risks as compared with residential family property lending. Such loans typically involve large loan balances to single borrowers or groups of related borrowers. The payment experience on such loans is typically dependent on the successful operation of the real estate project. The success of such projects is sensitive to changes in supply and demand conditions in the market for commercial real estate as well as economic conditions generally. Construction lending is generally considered to involve a high risk due to the concentration of principal in a limited number of loans and borrowers and the effects of the general economic conditions on developers and builders. Moreover, a construction loan can involve additional risks because of the inherent difficulty in estimating both a property’s value at completion of the project and the estimated cost (including interest) of the project. The nature of these loans is such that they are generally difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not necessarily pre-sold and thus pose a greater potential risk to the Bank than construction loans to individuals on their personal residence. Commercial business lending, including lines of credit, is generally considered higher risk due to the concentration of principal in a limited number of loans and borrowers and the effects of general economic conditions on the business. Commercial business loans are primarily secured by inventories and other business assets. In many cases, any repossessed collateral for a defaulted commercial business loans will not provide an adequate source of repayment of the outstanding loan balance. Home equity lending entails certain risks such as interest rate risk and risk of non-repayment. The marketability of the underlying property may be adversely affected by higher interest rates, decreasing the collateral value securing the loan. Repayment risk can be affected by job loss, divorce, illness and personal bankruptcy of the borrower. Home equity line of credit lending entails securing an equity interest in the borrower’s home. In many cases, the Bank’s position in these loans is as a junior lien holder to another institution’s superior lien. This type of lending is often priced on an adjustable rate basis with the rate set at or above a predefined index. Adjustable-rate loans decrease the interest rate risk to the Bank that is associated with changes in interest rates but involve other risks, primarily because as interest rates rise, the payment by the borrower rises to the extent permitted by the terms of the loan, thereby increasing the potential for default. Other consumer loans generally have more credit risk because of the type and nature of the collateral and, in certain cases, the absence of collateral. Consumer loans generally have shorter terms and higher interest rates than other lending. In addition, consumer lending collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be adversely affected by job loss, divorce, illness and personal bankruptcy. In many cases, any repossessed collateral for a defaulted consumer loan will not provide an adequate source of repayment of the outstanding loan. Note 5- Loans Receivable and Allowance for Loan Losses (continued) The following tables set forth the activity in the Bank’s allowance for loan losses and recorded investment in loans receivable at December 31, 2021 and December 31, 2020. The table also details the amount of total loans receivable, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan class (In Thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated TotalAllowance for credit losses: Beginning Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Charge-offs: (69) - - (205) - (198) - (472)Recoveries: 27  - - 3  67  - - 97 Provisions: 843  293  254  1,896  180  212  177  3,855 Ending Balance, December 31, 2021$ 4,094  $ 22,065  $ 2,231  $ 8,000  $ 533  $ 14  $ 182  $ 37,119  Ending Balance attributable to loans: Individually evaluated for impairment$ 265  $ 1,690  $ 210  $ 5,650  $ 13  $ - $ - $ 7,828 Collectively evaluated for impairment 3,829  20,375  2,021  2,350  520  14  182  29,291 Ending Balance, December 31, 2021$ 4,094  $ 22,065  $ 2,231  $ 8,000  $ 533  $ 14  $ 182  $ 37,119  Loans Receivables: Individually evaluated for impairment$ 4,961  $ 31,745  $ 2,847  $ 8,746  $ 1,083  $ - $ - $ 49,382 Collectively evaluated for impairment 219,573  1,688,429  151,057  182,393  49,386  3,717  - 2,294,555 Total Gross Loans$ 224,534  $ 1,720,174  $ 153,904  $ 191,139  $ 50,469  $ 3,717  $ - $ 2,343,937 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated TotalAllowance for credit losses: Beginning Balance, December 31, 2019$ 2,722  $ 15,372  $ 1,244  $ 3,790  $ 333  $ - $ 273  $ 23,734  Charge-offs: (4) - - - (38) - - (42)Recoveries: - - - 492  10  4  - 506 Provisions: 575  6,400  733  2,024  (19) (4) (268) 9,441 Ending Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Ending Balance attributable to loans: Individually evaluated for impairment$ 416  $ 378  $ - $ 3,640  $ 27  $ - $ - $ 4,461 Collectively evaluated for impairment 2,877  21,394  1,977  2,666  259  - 5  29,178 Ending Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Loans Receivables: Individually evaluated for impairment$ 7,281  $ 61,854  $ - $ 12,492  $ 1,574  $ - $ - $ 83,201 Collectively evaluated for impairment 237,088  1,628,982  155,967  171,865  52,093  822  - 2,246,817 Total Gross Loans$ 244,369  $ 1,690,836  $ 155,967  $ 184,357  $ 53,667  $ 822  $ - $ 2,330,018  __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Note 5- Loans Receivable and Allowance for Loan Losses (continued) The table below sets forth the amounts and types of non-accrual loans in the Bank’s loan portfolio at December 31, 2021 and 2020, respectively. Loans are generally placed on non-accrual status when they become more than 90 days delinquent, or when the collection of principal and/or interest become doubtful. As of December 31, 2021, non-accrual loans differed from the amount of total loans past due greater than 90 days due to troubled debt restructuring of loans, loans 90 days past due but still accruing interest, or loans that were previously 90 days past due both of which are maintained on non-accrual status for a minimum of six months until the borrower has demonstrated their ability to satisfy the terms of the loan. As of‎December 31, 2021 As of‎December 31, 2020 (In Thousands) (In Thousands)Non-Accruing Loans: Residential one-to-four family$ 282  $ 1,736 Commercial and multi-family 8,601  8,721 Construction 2,847  -Commercial business(1) 3,132  5,383 Home equity(2) 27  556 Total$ 14,889  $ 16,396 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Had non-accrual loans been performing in accordance with their original terms, the interest income recognized for the years ended December 31, 2021 and 2020 would have been approximately $1.3 million and $1.5 million, respectively. Interest income recognized on loans returned to accrual was approximately $1.2 million and $710,000, respectively. The Bank is not committed to lend additional funds to the borrowers whose loans have been placed on a nonaccrual status. At December 31, 2021 and 2020, there were $3.1 million and $333,000, respectively, of loans which were more than ninety days past due and still accruing interest. Nonaccrual loans in the preceding table do not include loans acquired with deteriorated credit quality of $668,000 at December 31, 2021, and $1.1 million at December 31, 2020, which were recorded at their fair value at acquisition. The following table summarizes the recorded investment and unpaid principal balances of impaired loans for the years ended December 31, 2021 and December 31, 2020. (In Thousands): As of December 31, 2021 As of December 31, 2020 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Investment Balance Allowance Investment Balance AllowanceLoans with no related allowance: Residential one-to-four family$ 2,950 $ 3,300 $ - $ 4,084 $ 4,660 $ -Commercial and multi-family 20,915 22,100 - 57,558 58,739 -Commercial business(1) 2,114 6,905 - 5,844 17,687 -Home equity(2) 779 780 - 1,124 1,126 -Total Impaired Loans with no related allowance recorded:$ 26,758 $ 33,085 $ - $ 68,610 $ 82,212 $ - Loans with an allowance recorded: Residential one-to-four family$ 2,011 $ 2,032 $ 265 $ 3,197 $ 3,252 $ 416Commercial and Multi-family 10,830 14,494 1,690 4,296 4,501 378Construction 2,847 2,847 210 - - -Commercial business(1) 6,632 17,514 5,650 6,648 12,511 3,640Home equity(2) 304 304 13 450 458 27Total Impaired Loans with an allowance recorded:$ 22,624 $ 37,191 $ 7,828 $ 14,591 $ 20,722 $ 4,461 Total Impaired Loans:$ 49,382 $ 70,276 $ 7,828 $ 83,201 $ 102,934 $ 4,461 (1) Includes business lines of credit.(2) Includes home equity lines of credit. Note 5- Loans Receivable and Allowance for Loan Losses (continued) The following table summarizes the average recorded investment and actual interest income recognized on impaired loans for the years ended December 31, 2021 and December 31, 2020 (In Thousands). Years Ended December 31, 2021 2021 2020 2020 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment RecognizedLoans with no related allowance recorded: Residential one-to-four family$ 2,968  $ 145  $ 4,511  $ 159 Commercial and multi-family 28,189  1,073  21,871  760 Construction 697  36  - -Commercial business(1) 2,886  182  4,117  313 Home equity(2) 981  44  1,100  34 Total Impaired Loans with no allowance recorded:$ 35,721  $ 1,480  $ 31,599  $ 1,266  Loans with an allowance recorded: Residential one-to-four family$ 2,230  $ 231  $ 3,585  $ 83 Commercial and Multi-family 11,111  380  1,993  76 Construction 2,105  9  - -Commercial business(1) 7,949  164  3,477  258 Home equity(2) 352  2  442  12 Total Impaired Loans with an allowance recorded:$ 23,747  $ 786  $ 9,497  $ 429  Total Impaired Loans:$ 59,468  $ 2,266  $ 41,096  $ 1,695 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. A troubled debt restructuring (“TDR”) is a loan that has been modified whereby the Company has agreed to make certain concessions to a borrower to meet the needs of both the borrower and the Company to maximize the ultimate recovery of a loan. A TDR occurs when a borrower is experiencing, or is expected to experience, financial difficulties and the loan is modified using a concession that would otherwise not be granted to the borrower. Pursuant to the CARES Act, a loan that was current at December 31, 2019 and modified due to the COVID-19 pandemic is not considered a TDR. The types of concessions granted generally include, but are not limited to, interest rate reductions, limitations on the accrued interest charged, term extensions, and deferment of principal. All TDRs were considered impaired and therefore were individually evaluated for impairment in the calculation of the allowance for loan losses. Prior to their classification as TDRs, certain of these loans had been collectively evaluated for impairment in the calculation of the allowance for loan losses. At December 31, 2021 At December 31, 2020 (In thousands)Recorded investment in TDRs: Accrual status $ 12,402 $ 13,760Non-accrual status 3,570 2,303 Total recorded investment in TDRs $ 15,972 $ 16,063 The following tables summarize information with regard to troubled debt restructurings which occurred during the years ended December 31, 2021 and 2020 (Dollars in Thousands). Year Ended December 31, 2021 Pre-ModificationOutstanding Post-ModificationOutstanding Number of ‎Contracts Recorded Investments Recorded InvestmentsCommercial and multi-family 2 3,261  3,169 Commercial business 2 130  120 Home equity 1 96 95  Total 5 $ 3,487 $ 3,384  Pre-Modification‎ Outstanding Post-Modification‎ Outstanding Year Ended December 31, 2020 Number of‎Contracts Recorded Investments Recorded InvestmentsResidential one-to-four family 3  615  580 Commercial business(1) 3  428  387 Home equity(2) 3  162  161 Total 9  $ 1,205  $ 1,128  Troubled debt restructurings for which there was a payment default within twelve months of restructuring totaled $0 in 2021 and $216,000 for one contract during the year ended December 31, 2020. Note 5 - Loans Receivable and Allowance for Loan Losses (continued) The loans included above are considered TDRs as a result of the Company implementing the following concessions: adjusting the interest rate to a below market rate and/or accepting interest only for a period of time or a change in amortization period. The following table sets forth the delinquency status of total loans receivable at December 31, 2021: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands)Residential one-to-four family$ 1,063  $ - $ 86  $ 1,149  $ 223,385  $ 224,534  $ -Commercial and multi-family 1,181 - 5,167  6,348 1,713,826 1,720,174  -Construction 2,899  - 2,847  5,746  148,158  153,904  -Commercial business(1) 405  166  6,775  7,346  183,793  191,139  3,124 Home equity(2) 190  - 27  217  50,252  50,469  -Consumer - - - - 3,717  3,717  -Total$ 5,738 $ 166  $ 14,902  $ 20,806 $ 2,323,131 $ 2,343,937  $ 3,124 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. The following table sets forth the delinquency status of total loans receivable at December 31, 2020: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands)Residential one-to-four family$ 507  $ 266  $ 664  $ 1,437  $ 242,932  $ 244,369  $ 125 Commercial and multi-family 15,910  2,996  1,334  20,240  1,670,596  1,690,836  -Construction - - - - 155,967  155,967  -Commercial business(1) 3,889  904  3,354  8,147  176,210  184,357  133 Home equity(2) 541  12  502  1,055  52,612  53,667  75 Consumer - - - - 822  822  -Total$ 20,847  $ 4,178  $ 5,854  $ 30,879  $ 2,299,139  $ 2,330,018  $ 333 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.‎ Note 5 - Loans Receivable and Allowance for Loan Losses (continued) Criticized and Classified Assets. The Company’s policies provide for a classification system for problem assets. Under this classification system, problem assets are classified as “substandard,” “doubtful,” or “loss.” When the Company classifies problem assets, the Company may establish general allowances for loan losses in an amount deemed prudent by management. General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been allocated to particular problem assets. A portion of general loss allowances established to cover possible losses related to assets classified as substandard or doubtful may be included in determining our regulatory capital. Specific valuation allowances for loan losses generally do not qualify as regulatory capital. As of December 31, 2021, the Company had $39.2 million in assets classified as substandard, of which $39.2 million were classified as impaired. As of December 31, 2020, the Company had $68.6 million in assets classified as substandard, of which $68.6 million were classified as impaired. The loans classified as substandard represent primarily commercial loans secured either by residential real estate, commercial real estate or heavy equipment. The loans that have been classified substandard were classified as such primarily due to payment status, because updated financial information has not been timely provided, or the collateral underlying the loan is in the process of being revalued. The Company’s internal credit risk grades are based on the definitions currently utilized by the banking regulatory agencies.  The grades assigned and definitions are as follows, and loans graded excellent, above average, good and watch list (risk ratings 1-5) are treated as “pass” for grading purposes. The “criticized” risk rating (6) and the “classified” risk ratings (7-9) are detailed below: 6 – Special Mention- Loans currently performing but with potential weaknesses including adverse trends in borrower’s operations, credit quality, financial strength, or possible collateral deficiency. 7 – Substandard- Loans that are inadequately protected by current sound worth, paying capacity, and collateral support. Loans on “nonaccrual” status. The loan needs special and corrective attention. 8 – Doubtful- Weaknesses in credit quality and collateral support make full collection improbable, but pending reasonable factors remain sufficient to defer the loss status. 9 – Loss- Continuance as a bankable asset is not warranted. However, this does not preclude future attempts at partial recovery.Residential, home equity, and consumer loans are rated pass at origination with subsequent adjustments based on delinquency status.The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention, substandard, doubtful, and loss within the Company’s internal risk rating system as of December 31, 2021 and 2020. (In Thousands): Pass Special Mention Substandard Doubtful Loss TotalDecember 31, 2021 Residential one-to-four family$ 223,660  $ 505  $ 369  $ - $ - $ 224,534 Commercial and multi-family 1,647,701  45,087  27,386  - - 1,720,174 Construction 151,057  - 2,847  - - 153,904 Commercial business(1) 178,056  4,767  8,316  - - 191,139 Home equity(2) 50,230  - 239  - - 50,469 Consumer 3,717  - - - - 3,717 Total Gross Loans$ 2,254,421  $ 50,359  $ 39,157  $ - $ - $ 2,343,937 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Pass Special Mention Substandard Doubtful Loss TotalDecember 31, 2020 Residential one-to-four family$ 241,237  $ 1,087  $ 2,045  $ - $ - $ 244,369 Commercial and multi-family 1,631,838  2,152  56,846  - - 1,690,836 Construction 155,967  - - - - 155,967 Commercial business(1) 173,833  1,497  9,027  - - 184,357 Home equity(2) 53,005  - 662  - - 53,667 Consumer 822  - - - - 822 Total Gross Loans$ 2,256,702  $ 4,736  $ 68,580  $ - $ - $ 2,330,018 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Premises and Equipment [Abstract]
Premises and Equipment	Note 6 - Premises and Equipment Premises and equipment as of December 31, 2021 and 2020 consists of the following: December 31, 2021 2020 (In Thousands)Land $1,447 $1,646Buildings and improvements 6,468 7,080Leasehold improvements 12,760 13,713Furniture, fixtures and equipment 8,961 13,090 29,636 35,529Accumulated depreciation and amortization (17,399) (20,257) $12,237 $15,272 Depreciation and amortization expense for the years ended December 31, 2021 and 2020 was $2,989,000 and $2,995,000, respectively. Buildings and improvements include a building constructed on property leased from a related party (see Note 3). Rental expenses, included in occupancy expense of premises, related to the occupancy of premises and related shared costs for common areas totaled $4,599,000 and $4,254,000 for the years ended December 31, 2021 and 2020, respectively. The minimum obligation under non-cancelable, non-discounted lease agreements expiring through December 31, 2032, for each of the years ended December 31 is as follows (In Thousands): 2022$3,2962023 2,4232024 2,0322025 1,6132026 1,399Thereafter 3,062 $13,825

Interest Receivable

Interest Receivable	12 Months Ended
	Dec. 31, 2021
Interest Receivable [Abstract]
Interest Receivable	Note 7 - Interest Receivable The distribution of interest receivable at December 31, 2021 and 2020 was as follows: December 31, 2021 2020 (In Thousands)Loans $8,461 $12,324Securities 722 600 $9,183 $12,924

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Note 8 – Deposits The distribution of deposits at December 31, 2021 and 2020 were as follows: December 31, 2021 2020 (In Thousands)Demand: Non-interest bearing $588,207 $402,100Interest bearing 668,262 613,882Money market 337,126 315,208 1,593,595 1,331,190Savings and club 329,724 297,765Certificates of deposit 638,083 689,095 $2,561,402 $2,318,050 Deposits of certain municipalities and local government agencies are collateralized by $30.9 million of investment securities and by a $150.0 million Municipal Letter of Credit with the FHLB. At December 31, 2021 and 2020, certificates of deposit of $250,000 or more totaled approximately $275.0 million and $302.9 million, respectively. At December 31, 2021, deposits from officers, directors and their associates totaled approximately $15.9 million. Note 8 – Deposits (continued) The scheduled maturities of certificates of deposit at December 31, 2021, were as follows (In thousands): Amount2022$569,2312023 44,1132024 16,3122025 5,836Thereafter 2,591 $638,083 As of December 31, 2021, the Company had no brokered deposits. The Company had $20.0 million brokered deposits at December 31, 2020. Reciprocal deposits are not considered brokered deposits under applicable regulations.

Short-Term Debt and Long-Term D

Short-Term Debt and Long-Term Debt	12 Months Ended
	Dec. 31, 2021
Debt [Abstract]
Short-Term Debt and Long-Term Debt	Note 9 - Short-Term Debt and Long-Term Debt Information regarding short-term borrowings is as follows: December 31, 20212020 Amount Amount ( In Thousands)Balance at end of period $ - $ - Average balance outstanding during the year $ 48 $ 160 Highest month-end balance during the year $ - $ 25,000 Average interest rate during the year 0.50% 0.36%Weighted average interest rate at year-end -% -% Long-term debt consists of the following: December 31, 2021 2020 Weighted Average Rate Amount ($000s) Weighted Average Rate Amount ($000s)Federal Home Loan Bank Advances: Maturing by December 31, 2021 -% $ - 2.05% $53,000 2022 - - 1.49 23,000 2023 - - 1.29 25,000 20240.48 18,000 1.21 47,000 20251.84 43,711 1.96 43,161 20260.65 10,000 - - 1.39% $71,711 1.66% $191,161 FHLB advances are presented net of unamortized prepayment penalties totaling $2.1 million at December 31, 2021, and $2.6 million at December 31, 2021. At December 31, 2021 and 2020 loans with carrying values of approximately $733.3 million and $814.6 million, respectively, were pledged to secure the above noted Federal Home Loan Bank of New York borrowings. No securities were pledged at December 31, 2021 and 2020. The Bank’s total credit exposure cannot exceed 50.0 percent of its total assets, or $1.484 billion, based on the borrowing limitations outlined in the FHLB of New York’s member products guide. The total credit exposure limit of 50.0 percent of total assets is recalculated each quarter. In October 2020, the Bank prepaid a $20.8 million FHLB advance with a rate of 3.10 percent and a maturity date in September 2022. The prepaid borrowing was replaced with a $20.8 million FHLB advance with an interest rate of 0.59 percent and maturity date of 5 years. Included in the interest rate is a prepayment penalty of 1.15 percent. In November 2020, the Bank prepaid a $25.0 million FHLB advance with an interest rate of 2.90 percent and a maturity date in 2023. The prepaid borrowing was replaced with $25.0 million of FHLB advances with an interest rate of 0.68 percent and a maturity date of 5 years. Included in the interest rate is a prepayment penalty of 1.25 percent. The prepayment penalties are amortized over the life of the new debt instruments in accordance with ASC 470-50, Debt - Modifications and Extinguishments. During the year ended December 31, 2021, the Company opted to extinguish $115.0 million of FHLB advances which held an average rate of 1.60 percent and were originally set to mature in 2021, 2022, 2023 and 2024. The effect of the extinguishment of the debt reduced the weighted average cost of FHLB borrowings by approximately 16 basis points on an annualized basis. The related expense for the extinguishment of this debt is included in noninterest expense. During the year ended December 31, 2020, the Company opted to extinguish $47.0 million of FHLB advances which held an average rate of 2.24 percent and were originally set to mature in 2021 and 2022. The effect of the extinguishment of the debt reduced the weighted average cost of FHLB borrowings by approximately 12 basis points on an annualized basis. The related expense for the extinguishment of this debt is included in noninterest expense.

Subordinated Debt

Subordinated Debt	12 Months Ended
	Dec. 31, 2021
Debt [Abstract]
Subordinated Debt	Note 10 – Subordinated Debt On July 30, 2018, the Company issued $33.5 million of fixed-to-floating rate subordinated debentures (the “Notes”) in a private placement. The Notes have a ten-year term and bear interest at a fixed annual rate of 5.625 percent for the first five years of the term (the "Fixed Interest Rate Period"). From and including August 1, 2023, the interest rate will adjust to a floating rate based on the three-month LIBOR plus 2.72 percent until redemption or maturity (the "Floating Interest Rate Period"). The Notes are scheduled to mature on August 1, 2028. Subject to limited exceptions, the Company cannot redeem the Notes for the first five years of the term. The Company will pay interest in arrears semi-annually during the Fixed Interest Rate Period and quarterly during the Floating Interest Rate Period during the term of the Notes. The Notes constitute an unsecured and subordinated obligation of the Company and rank junior in right of payment to any senior indebtedness and obligations to general and secured Note 10 – Subordinated Debt (continued) creditors. The Notes qualify as Tier 2 capital for the Company for regulatory purposes and the portion that the Company contributes to the Bank will qualify as Tier 1 capital for the Bank. The additional capital is used for general corporate purposes including organic growth initiatives. Subordinated debt includes associated deferred costs of $349,000 and $582,000 at December 31, 2021 and 2020, respectively. The Company also has $4.1 million of mandatory redeemable Trust Preferred securities. The interest rate on these floating rate junior subordinated debentures adjusts quarterly based on the three-month LIBOR plus 2.650 percent. The rate paid as of December 31, 2021 and 2020 was 2.770 percent and 2.879 percent, respectively. The trust preferred debenture became callable, at the Company’s option, on June 17, 2009, and quarterly thereafter.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Regulatory Matters	Note 11 - Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet the minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors. In July 2013, the FDIC and the other federal bank regulatory agencies issued a final rule that revised their leverage and risk-based capital requirements and the method for calculating risk-weighted assets to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act.  Among other things, the new rule established a new common equity Tier 1 minimum capital requirement (4.5 percent of risk-weighted assets), increased the minimum Tier 1 capital to risk-based assets requirement (from 4.0 percent to 6.0 percent of risk-weighted assets) and assigned a higher risk weight (150 percent) to exposures that are more than 90 days past due or are on nonaccrual status and to certain commercial real estate facilities that finance the acquisition, development or construction of real property.   The final rule also requires unrealized gains and losses on certain available-for-sale securities holdings and defined benefit plan obligations to be included for purposes of calculating regulatory capital requirements unless a one-time opt-in or opt-out is exercised. The Bank exercised the opt-out election. The rule limits a banking organization's capital distributions and certain discretionary bonus payments if the banking organization does not hold a "capital conservation buffer" consisting of 2.5 percent of common equity Tier 1 capital to risk-weighted assets in addition to the amount necessary to meet its minimum risk-based capital requirements. The final rule became effective for the Bank on January 1, 2015. The capital conservation buffer was phased in starting at 0.625 percent in 2016 and increased by 0.625 percent annually until it reached 2.5 percent in 2019. The Bank currently complies with the minimum capital requirements set forth in the final rule. As a result of the Regulatory Relief Act, effective for September 30, 2018, bank holding companies with consolidated assets of less than $3.0 billion, and not involved in any significant non-banking activity, are no longer required to file Federal Reserve Board reports for holding companies. As such, the Company is no longer subject to capital adequacy requirements. On September 17, 2019, the FDIC passed a final rule providing qualifying community banking organizations the ability to opt-in to a new community bank leverage ratio (“CBLR”) framework, (tier 1 capital to average consolidated assets) at 9.0 percent for institutions under $10.0 billion in assets that such institutions may elect to utilize in lieu of the general applicable risk-based capital requirements under Basel III. Such institutions that meet the community bank leverage ratio and certain other qualifying criteria will automatically be deemed to be well-capitalized. On November 4, 2019, the FDIC, Office of the Comptroller of the Currency and the Federal Reserve Board jointly issued a final rule that permits insured depository institutions and depository institution holding companies to implement the simplifications to the capital rule on January 1, 2020, rather than April 1, 2020. These banking organizations may elect to use the revised effective date of January 1, 2020, or wait until the quarter beginning April 1, 2020. The Bank has opted-in to the CBLR. Pursuant to the CARES Act, the federal banking regulators in April, 2020 issued interim final rules to set the CBLR at 8.0 percent beginning in the second quarter of 2020 through the end of 2020. Beginning in 2021, the CBLR increased to 8.5 percent for the calendar year. Community banks will have until January 1, 2022 before the CBLR requirement will return to 9.0 percent. The following table presents information as to the Bank’s capital levels. For Capital Adequacy To be Well Capitalized under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands)As of December 31, 2021 Bank Community Bank Leverage Ratio 299,247 9.92 211,177 7.00 256,429 8.50 As of December 31, 2020 Bank Community Bank Leverage Ratio$278,229 9.85% $197,169 7.00% $225,336 8.00% As of December 31, 2021 and 2020, the most recent notification from the Bank’s regulators categorized the Bank as “well-capitalized” under the regulatory framework for prompt corrective action. There are no conditions or events occurring since that notification that management believes have changed the Bank’s category. The Company will continue to monitor the effects of COVID-19 in determining future cash dividends and any requirement for additional capital each quarter. On March 2, 2020, the Company authorized a stock repurchase program which would allow it to repurchase up to 500,000 shares of stock. The Company repurchased the maximum number of shares that may be repurchased under that program in the second quarter of 2020 and that program is now closed. On December 11, 2020 the Company authorized another stock repurchase plan, which would allow it to repurchase up to 500,000 shares of stock. The Company repurchased 301,024 shares during the year ended December 31, 2021.

Benefit Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2021
Benefit Plans [Abstract]
Benefit Plans	Note 12- Benefits Plans Pension Plan The Company acquired, through the merger with Pamrapo Bancorp, Inc. a non-contributory defined benefit pension plan (“Pension Plan”) covering all eligible employees of Pamrapo Savings Bank. Effective January 1, 2010, the Pension Plan was frozen by Pamrapo Savings Bank. All benefits for eligible participants accrued in the Pension Plan to the freeze date have been retained. The benefits are based on years of service and employee’s compensation. The Pension Plan is funded in conformity with funding requirements of applicable government regulations. Prior service costs for the Pension Plan generally are amortized over the estimated remaining service periods of employees. The following tables set forth the Pension Plan's funded status at December 31, 2021 and 2020 and components of net periodic pension cost for the years ended December 31, 2021 and 2020: Change in Benefit Obligation: December 31, 2021 2020 (In Thousands)Benefit obligation, beginning of year$8,194 $7,834Interest cost 201 245Actuarial (gain) loss (929) 773Benefits paid (459) (459)Lump sum distributions (515) (199)Benefit obligation, ending$6,492 $8,194Change in Plan Assets: Fair value of assets, beginning of year$7,112 $7,576Actual return on plan assets 1,006 194Benefits paid (459) (459)Lump sum distributions (515) (199)Fair value of assets, ending$7,144 $7,112Reconciliation of Funded Status: Projected benefit obligation$6,492 $8,194Fair value of assets 7,144 7,112Funded (unfunded) status, included in other liabilities, net$652 $(1,082)Valuation assumptions used to determine benefit obligation at period end: Discount rate 2.83% 2.52%Salary increase rate N/A N/A Net Periodic Pension Expense: December 31, 2021 2020 (In Thousands)Interest cost $201 $245Expected return on assets (413) (441)Amortization of net loss 635 316Net Periodic Pension Cost and Settlements$423 $120Valuation assumptions used to determine net periodic benefit cost for the year: Discount rate 2.52% 3.22%Long term rate of return on plan assets 6.00% 6.00%Salary increase rate N/A N/A At December 31, 2021 and December 31, 2020, unrecognized net losses of ($912,000) and ($3,095,000), respectively, were included, net of deferred income tax, in accumulated other comprehensive loss in accordance with ASC 715-20 and ASC 715-30.‎ Note 12 - Benefits Plan (continued) Plan Assets Investment Policies and Strategies The primary long-term objective for the Pension Plan is to maintain assets at a level that will sufficiently cover future beneficiary obligations. The Pension Plan is structured to include a volatility reducing component (the fixed income commitment) and a growth component (the equity commitment). To achieve the Bank’s long-term investment objectives, the trustee invests the assets of the Pension Plan in a diversified combination of asset classes, investment strategies, and pooled vehicles. The asset allocation guidelines in the table below reflect the Bank’s risk tolerance and long-term objectives for the Pension Plan. These parameters will be reviewed on a regular basis and subject to change following discussions between the Bank and the trustee. The following asset allocation targets and ranges guides the trustee in structuring the overall allocation in the Pension Plan’s investment portfolio. The Bank or the trustee may amend these allocations to reflect the most appropriate standards consistent with changing circumstances. Any such fundamental amendments in strategy will be discussed between the Bank and the trustee prior to implementation. Based on the above considerations, the following asset allocation ranges will be implemented: Asset Allocation Parameters by Asset Class MinimumTargetMaximumEquity Large-Cap U.S. 47% Mid/Small-Cap U.S. 11% Non-U.S. 3% Total-Equity40%61%60% Fixed Income Long/Short Duration 38% Money Market/Certificates of Deposit 1% Total-Fixed Income40%39%60% The parameters for each asset class provide the trustee with the latitude for managing the Pension Plan within a minimum and maximum range. The trustee has full discretion to buy, sell, invest and reinvest in these asset segments based on these guidelines which includes allowing the underlying investments to fluctuate within the stated policy ranges. The Pension Plan maintains a cash equivalents component (not to exceed 3 percent under normal circumstances) within the fixed income allocation for liquidity purposes. The trustee monitors the actual asset segment exposures of the Pension Plan on a regular basis and, periodically, may adjust the asset allocation within the ranges set forth above as it deems appropriate. Periodic reallocations of assets are based on the trustee’s perception of the changing risk/return opportunities of the respective asset classes. Determination of Long-Term Rate of Return The long-term rate of return on assets assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations of future returns as applied to the Pension Plan’s target allocation of asset classes. Equities and fixed income securities were assumed to earn real rates of return in the ranges of 6.0 to 10.0 percent and 2.0 to 6.0 percent, respectively. The long-term inflation rate was estimated to be 3.0 percent. When these overall return expectations are applied to the Pension Plan’s target allocation, the result is an expected rate of return of 4.0 to 7.0 percent.‎ Note 12 - Benefits Plan (continued) The fair values of the Pension Plan assets at December 31, 2021, by asset category (see Note 2 for the definitions of levels), are as follows (In Thousands): Asset Category Total (Level 1) (Level 2) (Level 3)Mutual funds-Equity Large-Cap Value (a)$1,021 $1,021 $ - $ -Large-Cap Growth (b) 259 259 - -Diversified Emerging Markets (f) 247 247 - - Large Blend (d) 1,748 1,748 - - Technology (g) 305 305 - -Mutual Funds-Fixed Income Long Government (h) 204 204 - -Multi-Sector Bond (c) 1,047 1,047 - - High Yield Bond (e) 732 732 - - Intermediate Core Bond (i) 737 737 BCB Common Stock 800 800 - -Cash Equivalents Money Market$44 $44 $ - $ -Total$7,144 $7,144 $ - $ - The fair values of the Company’s pension plan assets at December 31, 2020, by asset category (see Note 2 for the definitions of levels), are as follows (In Thousands): Asset Category Total (Level 1) (Level 2) (Level 3)Mutual funds-Equity Large-Cap Value (a)$954 $954 $ - $ -Diversified Emerging Markets (f) 323 323 - -Large Blend (d) 1,592 1,592 - -Technology (g) 314 314 Mutual Funds-Fixed Income Long Government (h) 252 252 - -Multi-Sector Bond (c) 1,192 1,192 - -High Yield Bond (e) 818 818 - -Intermediate Core Bond (i) 878 878 BCB Common Stock 574 574 - -Cash Equivalents Money Market$215 $215 $ - $ -Total$ 7,112  $ 7,112  $ - $ - a)Large-value portfolios invest primarily in big U.S. companies that are less expensive or growing more slowly than other large-cap stocks. Stocks in the top 70 percent of the capitalization of the U.S. equity market are defined as large cap. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). b)Large Cap Growth Stocks of large cap companies that are projected to grow faster than other large cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market defined as large cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). c)Multi Sector portfolios seek income by diversifying their assets among several fixed-income sectors, usually U.S. government obligations, foreign bonds, and high-yield domestic debt securities. d)This fund invests in 500 of the largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. Stock Markets value.e)High Yield Bond funds invest at least 65 percent of assets in bonds rated below BBB. This fund seeks to provide shareholders with a high level of current income with capital growth as a secondary objective.f)The fund invests at least 80% of the value of its assets in equity securities and equity related instruments that are tied economically to emerging markets.g)The fund normally invests at least 80% of the fund’s net assets in securities of issuers principally engaged in offering, using or developing products, processes or services that will provide or benefit significantly from technological advances and improvements.h)The fund normally invests at least 80% of assets in securities included in the Bloomberg Barclays U.S. Long Treasury Bond Index.i)Intermediate term core bond portfolios invest primarily in investment grade U.S. fixed-income issues including government, corporate, and securitized debt, and hold less than 5% in below-investment grade exposures.    Note 12 - Benefits Plan (continued) The Company does not expect to contribute, based upon actuarial estimates, to the Pension Plan in 2022. Benefit payments are expected to be paid for the years ended December 31 as follows (In thousands): 2022$ 4502023 4322024 4132025 4142026 4092027-2031 1,912 Equity Incentive Plans The Company, under the plan approved by its shareholders on April 26, 2018 (“2018 Equity Incentive Plan”), authorized the issuance of up to 1,000,000 shares of common stock of the Company pursuant to grants of stock options and restricted stock units. Employees and directors of the Company and the Bank are eligible to participate in the 2018 Stock Plan. All stock options will be granted in the form of either "incentive" stock options or "non-qualified" stock options. Incentive stock options have certain tax advantages that must comply with the requirements of Section 422 of the Internal Revenue Code. Only employees are permitted to receive incentive stock options. The Company, under the plan approved by its shareholders on April 28, 2011 (“2011 Stock Plan”), authorized the issuance of up to 900,000 shares of common stock of the Company pursuant to grants of stock options. Employees and directors of the Company and the Bank are eligible to participate in the 2011 Stock Plan. All stock options were granted in the form of either "incentive" stock options or "non-qualified" stock options. Incentive stock options have certain tax advantages that must comply with the requirements of Section 422 of the Internal Revenue Code. Only employees are permitted to receive incentive stock options. On February 10, 2021, awards of 26,400 shares of restricted stock, in aggregate, were declared for members of the Board of Directors of the Bank and the Company, which vest over a 4-year period, commencing on the anniversary of the award date. On February 19, 2021, an award of 300 shares of restricted stock was declared for an officer of the Bank and the Company, which vests over a 2-year period, commencing on the anniversary of the award date. The following table presents the share-based compensation expense for the years ended December 31, 2021 and 2020 (Dollars in Thousands). Years Ended December 31, 2021 2020Stock Option Expense$ 230 $ 558Restricted Stock Expense 187 636Total share-based compensation expense$ 417 $ 1,194 The following is a summary of the status of the Company’s restricted shares as of December 31, 2021. Number of Shares Awarded Weighted Average Grant Date Fair ValueNon-vested at December 31, 2020 22,304 $                           12.46  Granted 26,700 12.89 Vested (22,304) 12.46 Forfeited - -Non-vested at December 31, 2021 26,700 $                           12.89  The remaining non-vested restricted shares outstanding as of December 31, 2021 will be charged to expense in 2022-2025, totaling $247,864. Note 12 - Benefits Plan (continued) A summary of stock option activity, follows: Number of Options Range of Exercise Price Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value (000's)Outstanding at January 1, 2020 1,200,975 $8.93-13.32 $11.45 7.05 $ 2,806Options forfeited (8,127) 11.26-12.46 11.68 Options exercised (500) 10.55 10.55 Options granted - - - Options expired - - - Outstanding at December 31, 2020 1,192,348 $8.93-13.32 $11.45 6.04 $ 333Options forfeited - Options exercised (1) (70,723) 8.93-12.46 9.87 Options granted 72,800 12.89-13.68 12.96 Options expired - - - Outstanding at December 31, 2021 1,194,425 $9.02-13.68 $11.64 5.44 $ 4,528Exercisable at December 31, 2021 860,625 __________(1) Includes 31,432 cashless exercise of options. It is Company policy to issue new shares upon share option exercise. Expected future compensation expense relating to the 333,800 shares of unvested options outstanding as of December 31, 2021, is $573,000 and will be recognized over a weighted average period of 4.5 years. Under the 2018 Equity Incentive Plan, on February 10, 2021, grants of 66,000 options, in aggregate, were declared for members of the Board of Directors of the Bank and the Company which vest over a 5-year period, commencing on the first anniversary of the grant date. The exercise price was recorded as of close of business on February 10, 2021. Further, on April 26, 2021, grants of 6,800 options, in aggregate, were declared for certain officers of the Bank and the Company, which vest over a 5-year period commencing on the first anniversary of the grant date. The exercise price was recorded as of close of business on April 26, 2021. The key valuation assumptions and fair value of stock options granted during the twelve months ended December 31, 2021 were: Expected life7.12 yearsRisk-free interest rate0.86%Volatility28.40%Dividend yield4.32%Fair value$2.04  Supplemental Executive Retirement Plan The Bank entered into a Supplemental Executive Retirement Agreement (the “SERP Agreement”) with its Chief Executive Officer (“the CEO”) in December 2021, payable in the form of a life annuity. In the event the CEO experiences a separation from service for cause, the CEO will forfeit his entire SERP benefit, regardless of vesting. In the event the CEO dies while in active service with the Bank, his beneficiary will receive a lump sum payment equal to his account balance (the liability accrued by the Bank under generally accepted accounting principles as of such date) at the time of death in a single lump sum. In the event the CEO dies after a separation from service but before receiving 180 monthly payments, his beneficiary will receive the monthly benefit payments that CEO was entitled to at the time of his death until 180 monthly payments have been made. If the CEO has already received 180 monthly payments at the time of his death, his beneficiary will not be entitled to a death benefit. The SERP Agreement is an unfunded arrangement maintained primarily to provide supplemental retirement benefits and comply with Section 409A of the Internal Revenue Code.  The cost of the benefit is being amortized over a three-year vesting period beginning in 2021. In 2021, the Bank recorded compensation expense of $597,000 related to the Plan. The anticipated expense for the years ended December 31, 2022 and December 31, 2023 is $309,000 and $320,000, respectively. The Bank has elected to fund the retirement benefit by purchasing annuities that have been designed to provide a future source of funds for the lifetime retirement benefits of the SERP Agreement, totaling $1.79 million, which is included in other assets.

Stockholders' Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2021
Stockholders' Equity [Abstract]
Stockholders' Equity	Note 13 – Stockholders’ Equity On December 21, 2021, BCB Bancorp, Inc. (the “Company”) closed a private placement of Series I Noncumulative Perpetual Stock, par value $0.01 per share (the “Series I Preferred Stock”), resulting in gross proceeds of $3.2 million for 320 shares. On December 15, 2020, the Company closed a third and final round of its private placement Series H 3.5% Noncumulative Perpetual Preferred Stock, resulting in additional gross proceeds of $2.3 million for 225 shares. Note 13 – Stockholders’ Equity (continued) On September 1, 2020, the Company closed a private placement of its Series H 3.5% Noncumulative Perpetual Preferred Stock, resulting in gross proceeds of $5.9 million for 590 shares. On August 31, 2020, the Company redeemed all 6,465 outstanding shares of its Series F 6.0% Noncumulative Perpetual Preferred Stock, at their face value of $1,000 per share, for a total redemption amount of $6.5 million. On August 10, 2020, the Company redeemed all 388 outstanding shares of its Series C 6.0% Noncumulative Perpetual Preferred Stock, at their face value of $10,000 per share, for a total redemption amount of $3.9 million. On July 13, 2020, the Company closed a private placement of its Series H 3.5% Noncumulative Perpetual Preferred Stock, resulting in gross proceeds of $3.1 million for 308 shares, effective June 29, 2020.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Other Intangible Assets [Abstract]
Goodwill and Other Intangible Assets	Note 14 – Goodwill and Other Intangible Assets The Company’s intangible assets consist of goodwill and core deposit intangibles in connection with the acquisition of IA Bancorp, Inc. as of April 17, 2018. The initial recording of goodwill and other intangible assets requires subjective judgments concerning estimates of the fair value of the acquired assets and assumed liabilities. Goodwill is not amortized but is subject to annual tests for impairment or more often if events or circumstances indicate it may be impaired. Amortization expense of the core deposit intangibles was $57,000 and $64,000 for the years ended December 31, 2021 and December 31, 2020, respectively. The unamortized balance of the core deposit intangibles and the amount of goodwill at December 31, 2021 was $178,000 and $5.2 million, respectively. The unamortized balance of the core deposit intangibles and the amount of goodwill at December 31, 2020 was $234,000 and $5.2 million, respectively. The Company’s core deposit intangibles are amortized on an accelerated basis using an estimated life of 10 years and in accordance with U.S. GAAP are evaluated annually for impairment. An impairment loss will be recognized if the carrying amount of the intangible asset is not recoverable and exceeds fair value. The carrying amount of the intangible asset is not considered recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use of the asset. The Company conducts impairment analysis on goodwill at least annually or more often as conditions require. Pursuant to ASC 350-20-35, the Company conducted a qualitative assessment of goodwill as of October 31, 2021, and determined that it was more likely than not that goodwill was not impaired. Accordingly, there was no impairment at December 31, 2021. The Company performed interim analyses of goodwill impairment each quarter in 2021 and 2020 due to a triggering event of the stock price falling below the Company's calculated book value, largely related to the effects of the COVID-19 pandemic. Pursuant to ASC 350-20-35-70, the Company elected to proceed to a quantitative assessment of goodwill at October 31, 2020 to compare its fair value with its carrying amount. ASC Topic 820 - (Fair Value Measures and Disclosures) defines fair value as “the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.” The Company determined that the Income and Market Approach were deemed appropriate in determining the fair value of the Bank, which as the primary reporting unit of the Company, is the reporting unit to which goodwill applies. Based on the results of this assessment, the Company determined that the fair value of goodwill was in excess of its carrying amounts and therefore there was no impairment at December 31, 2020.

Dividend Restrictions

Dividend Restrictions	12 Months Ended
	Dec. 31, 2021
Dividend Restrictions [Abstract]
Dividend Restrictions	Note 15 - Dividend Restrictions Payment of cash dividends on common stock is conditional on earnings, financial condition, cash needs, capital considerations, the discretion of the Board of Directors of the Company, and compliance with regulatory requirements. State and federal law and regulations impose limitations on the Bank’s ability to pay dividends to the Company. Under New Jersey law, the Company is permitted to declare dividends on its common stock only if, after payment of the dividend, the capital stock of the Bank will be unimpaired and either the Bank will have a surplus of not less than 50 percent of its capital stock or the payment of the dividend will not reduce the Bank’s surplus. During 2021 and 2020, the Bank paid the Company total dividends of $15,885,000 and $18,212,000, respectively. The Company’s ability to declare dividends is dependent upon the amount of dividends paid to the Company by the Bank.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Taxes [Abstract]
Income Taxes	Note 16 - Income Taxes The components of income tax expense are summarized as follows: Years Ended December 31, 2021 2020 (In Thousands)Current income tax expense: Federal$ 8,736 $ 6,407State 6,257 4,172 14,993 10,579Deferred income tax benefit: Federal (571) (1,122)State (404) (891) (975) (2,013)Total Income Tax Expense$ 14,018 $ 8,566 Note 16 - Income Taxes (continued) The tax effects of existing temporary differences that give rise to significant portions of the deferred income tax assets and deferred income tax liabilities are as follows: December 31, 2021 2020Deferred income tax assets: (In Thousands) Allowance for loan losses$ 10,610  $ 8,884  Other real estate owned expenses 11  9  Non-accrual interest 361  755  Benefit plan-accumulated other comprehensive loss 234  884  Valuation adjustment on loans receivable acquired 1,277  1,810  Net operating loss carry forwards 1,359  1,455  Lease liability 3,645  4,352  Other 1,509  1,178  19,006 19,327Deferred income tax liabilities: Valuation adjustment on premises and equipment acquired 77  145 Right-of-use assets 3,561  4,284 Unrealized gain on securities 1,028  1,088  SBA servicing asset 520  688 Borrowing modification 597  - Benefit plans 264  548 6,047 6,753Net Deferred Tax Asset$12,959 $12,574 A summary of the change in the net deferred tax asset is as follows: Years Ended December 31, 2021 2020 (In Thousands)Balance at beginning of year:$ 12,574  $ 11,180 Deferred tax benefit 975  2,013 Other comprehensive income Available for sale securities 60  (827) Benefit plan (650) 208 Balance at end of year$ 12,959  $ 12,574  In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. In making this assessment, management has considered the profitability of current core operations, future market growth, forecasted earnings, future taxable income, and ongoing, feasible and permissible tax planning strategies. If the Company was to determine that it would not be able to realize a portion of its net deferred tax asset in the future for which there is currently no valuation allowance, an adjustment to the net deferred tax asset would be charged to earnings in the period such determination was made. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which temporary differences are deductible and carry forwards are available. The Company believes it will generate sufficient future taxable income to realize the tax benefits related to the remaining net deferred tax assets in our consolidated balance sheet. In conjunction with the Company’s acquisition of IA Bancorp in 2018, the Company acquired a federal net operating loss carry forward of $8.7 million. This carry forward is available for use through 2035; however, in accordance with Internal Revenue Code Section 382, usage of the carry forward is limited to $459,000 annually on a cumulative basis (portions of the $459,000 not used in a particular year may be added to subsequent usage). At December 31, 2021 and 2020, the Company had approximately $6.5 million and $6.9 million remaining of this federal net operating loss carry forward available to offset future taxable income for federal tax reporting purposes. Note 16 - Income Taxes (continued) The following table presents a reconciliation between the reported income tax expense and the income tax expense which would be computed by applying the normal federal income tax rate of 21.0 percent to income before income tax expense. Years Ended December 31, 2021 2020 (In Thousands)Federal income tax expense at statutory rate$10,134 $6,179 Increases in income taxes resulting from: State income tax , net of federal income tax effect 4,684 2,592 Tax-exempt income (45) (99) Bank-owned life insurance earnings (620) (217) Other items, net (135) 111 Effective Income Tax Expense$14,018 $8,566 Effective Income Tax Rate 29.0% 29.1%

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 17- Commitments and Contingencies The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments primarily include commitments to extend credit. The Bank’s exposure to credit loss, in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Outstanding loan related commitments were as follows: December 31, 2021 2020 (In Thousands)Loan origination commitments$ 67,392 $49,605Standby letters of credit 3,309 2,784Construction loans in process 84,195 82,336Unused lines of credit 114,779 118,791 $ 269,675 $253,516 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but primarily includes residential real estate properties. At December 31, 2021, the Company leased 29 of its offices under various operating lease agreements. The leases have remaining terms of 1 year to 12 years. The leases contain provisions for the payment by the Company of its pro-rata share of real estate taxes, insurance, common area maintenance and other variable expenses. The Company will allocate payments made under such leases between lease and non-lease components. Some leases contain renewal options and options to purchase the assets. The Company evaluates its contracts and service agreements in order to determine if there is an asset imbedded in such contracts and agreements. Such determination is based upon whether there is a specific asset covered by the agreement, whether the Company is entitled to all of the economic benefits to the asset over the term of the agreement, and whether the Company has full control and use of the asset over the term of the agreement without substitution rights or direction of use of the asset by the lessor. The Company includes in its determination of its lease liability and concurrent right of use asset those renewal or purchase options for which it is reasonably certain it will exercise. Currently, the Company does not expect to exercise such purchase options and, accordingly, those are excluded in the determination of the lease liabilities and the concurrent right of use assets. The Company has elected not to recognize a lease liability and a right of use asset for leases with a lease term of 12 or fewer months. To calculate its lease liabilities, the Company used a discount rate based upon the applicable borrowing rates of the Federal Home Loan Bank at the inception of the lease agreement, which corresponds to the length of the lease term. Note 17- Commitments and Contingencies (continued) The following tables present certain information related to the Company’s lease obligations (in thousands): Twelve Months Ended December 31, 2021Operating lease cost$ 3,711 Variable lease cost-operating leases$ 976  At December 31, 2021Supplemental balance sheet information related to leases: Operating Leases Operating lease right-of-use assets$ 12,457  Operating Lease Liabilities: Current liabilities$ 3,296 Operating lease liabilities (noncurrent portion) 10,529 Imputed interest (1,073)Total operating lease liabilities$ 12,752  The following tables summarize the Company’s weighted average remaining lease terms and weighted average discount rates: Weighted Average Remaining Lease Term Operating leases 5.99 years Weighted Average Discount Rate Operating leases 2.60% The following table summarizes the Company’s maturity of lease obligations for operating leases at December 31, 2021 (in thousands): Maturities of lease liabilities (discounted): At December 31, 2021 Operating LeasesOne year or less$ 3,296 Over one year through three years 4,455 Over three years through five years 3,012 Over five years 3,062 Gross Operating Lease Liabilities $ 13,825 Imputed Interest (1,073)Total Operating Lease Liabilities$ 12,752  Legal Contingencies The Company is involved, from time to time, as plaintiff or defendant in various legal actions arising in the normal course of business. As of December 31, 2021, the Company was not involved in any material legal proceedings the outcome of which, if determined in a manner adverse to the Company, would have a material adverse effect on our financial condition or results of operations.

Fair Value Measurements and Fai

Fair Value Measurements and Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Fair Value Measurements and Fair Value of Financial Instruments [Abstract]
Fair Value Measurements and Fair Value of Financial Instruments	Note 18 - Fair Value Measurements and Fair Values of Financial Instruments Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective year-ends and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end. ASC Topic 820, Fair Value Measurements and Disclosures, establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. For assets and liabilities measured at fair value on a recurring basis, the fair value measurements, by level, within the fair value hierarchy are as follows:   (Level 1)  (Level 2)   Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable UnobservableDescription Total Assets Inputs Inputs (In Thousands)As of December 31, 2021:          Securities Available for Sale Debt Securities Available for Sale $ 85,186 $ - $ 85,186 $ - Marketable Equities 25,187   25,187   -   -Total Securities Available for Sale $ 110,373 $ 25,187 $ 85,186 $ - As of December 31, 2020:          Securities Available for Sale Debt Securities Available for Sale $ 99,756 $ - $ 99,756 $ - Marketable Equities 17,717 17,717 - -Total Securities Available for Sale $ 117,473 $ 17,717 $ 99,756 $ - For assets and liabilities measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy are as follows:   (Level 1)  (Level 2)   Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable UnobservableDescription Total Assets Inputs Inputs (In Thousands)As of December 31, 2021:          Impaired loans $ 14,796  $ -  $ -  $ 14,796Other real estate owned $ 75 $ - $ - $ 75 As of December 31, 2020:          Impaired loans $ 10,130  $ -  $ -  $ 10,130Other real estate owned $ 414 $ - $ - $ 414 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized adjusted Level 3 inputs to determine fair value, (Dollars in thousands): Quantitative Information about Level 3 Fair Value Measurements Fair ValueValuationUnobservable Range EstimateTechniquesInput December 31, 2021: Impaired Loans$14,796Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Other Real Estate Owned$75Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Note 18- Fair Value Measurements and Fair Value of Financial Instruments (continued) Quantitative Information about Level 3 Fair Value Measurements Fair ValueValuationUnobservable Range EstimateTechniquesInput December 31, 2020: Impaired Loans$10,130Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Other Real Estate Owned$414Appraisal of collateral (1)Appraisal adjustments (2)0%-10% (1)Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.(2)Appraisals may be adjusted by management for qualitative factors such as age of appraisal, expected condition of property, economic conditions, and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at December 31, 2021 and 2020: Cash and Cash Equivalents (Carried at Cost) The carrying amounts reported in the consolidated statements of financial condition for cash and interest-earning deposits approximate those assets’ fair values. Securities (Carried at Fair Value) The fair value of securities is determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Loans Held for Sale (Carried at Cost) The fair value of loans held for sale is determined, when possible, using quoted secondary-market prices. If no such quoted prices exist, the fair value of a loan is determined using quoted prices for a similar loan or loans, adjusted for specific attributes of that loan. Loans held for sale are carried at the lower of cost or fair value. Loans Receivable (Carried at Cost) The fair values of loans, except for certain impaired loans, are estimated using discounted cash flow analyses, using market rates at the date of the Statement of Financial Condition that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Impaired Loans (Generally Carried at Fair Value) Impaired loans are those for which the Company has measured and recorded an impairment generally based on the fair value of the loan’s collateral, less estimated costs to sell. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. The fair value at December 31, 2021 and 2020 consists of the loan balances of $22,624,000 and $14,591,000 net of a valuation allowance of $7,828,000 and $4,461,000, respectively. FHLB of New York Stock (Carried at Cost) The carrying amount of restricted investment in bank stock approximates fair value, and considers the limited marketability of such securities. Accrued Interest Receivable and Payable (Carried at Cost) The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value. Deposits (Carried at Cost) The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits. Debt Including Subordinated Debentures (Carried at Cost) Fair values of debt are estimated using discounted cash flow analysis, based on quoted prices for new long-term debt with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party. Note 18- Fair Value Measurements and Fair Value of Financial Instruments (continued) Off-Balance Sheet Financial Instruments (Disclosed at Cost) Fair values for the Bank’s off-balance sheet financial instruments (lending commitments and unused lines of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. The fair value of these commitments was deemed immaterial and is not presented in the accompanying table. The carrying values and estimated fair values of financial instruments were as follows at December 31, 2021 and 2020: As of December 31, 2021 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands)Financial assets:          Cash and cash equivalents $ 411,629  $ 411,629   $ 411,629   $ - $ -Interest-earning time deposits 735  735    -   735  -Debt securities available for sale 85,186  85,186    -   85,186  -Equity investments 25,187  25,187  25,187  - -Loans held for sale 952  952    -   952  -Loans receivable, net 2,304,942  2,313,204    -   - 2,313,204 FHLB of New York stock, at cost 6,084  6,084    -   6,084  -Accrued interest receivable 9,183  9,183    -   9,183  - Financial liabilities:       Deposits 2,561,402  2,520,191    1,881,121    639,070  -Debt 71,711  71,214    -   71,214  -Subordinated debentures 37,275  45,020  - 45,020  -Accrued interest payable 1,051  1,051    -   1,051  - As of December 31, 2020 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands)Financial assets:          Cash and cash equivalents $ 261,229  $ 261,229   $ 261,229   $ - $ -Interest-earning time deposits 735  735    -   735  -Debt securities available for sale 99,756  99,756    -   99,756  -Equity investments 17,717  17,717  17,717  - -Loans held for sale 3,530  3,530    -   3,530  -Loans receivable, net 2,295,021  2,309,118    -   - 2,309,118 FHLB of New York stock, at cost 11,324  11,324    -   11,324  -Accrued interest receivable 12,924  12,924    -   12,924  - Financial liabilities:       Deposits 2,318,050  2,323,561    1,627,871    695,690  -Debt 191,161  194,899    -   194,899  -Subordinated debentures 37,042  37,252  - 37,252  -Accrued interest payable 1,463  1,463    -   1,463  -+

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	12 Months Ended
	Dec. 31, 2021
Accumulated Other Comprehensive Loss [Abstract]
Accumulated Other Comprehensive Loss	Note 19 - Accumulated Other Comprehensive Loss The components of accumulated other comprehensive loss included in stockholders' equity are as follows: At December 31, 2021 2020 (In Thousands) Net unrealized loss on securities available for sale$ 2,440 $2,682 Tax effect (605) (665) Net of tax amount 1,835 2,017 Benefit plan adjustments (930) (3,095) Tax effect 223 873 Net of tax amount (707) (2,222) Accumulated other comprehensive loss$ 1,128 $(205)

Parent Only Condensed Financial

Parent Only Condensed Financial Information	12 Months Ended
	Dec. 31, 2021
Parent Only Condensed Financial Information [Abstract]
Parent Only Condensed Financial Information	Note 20 - Parent Only Condensed Financial Information STATEMENTS OF FINANCIAL CONDITION Years Ended December 31, 2021 2020 (In Thousands)Assets Cash and due from banks$ 3,812 $1,737Investment in subsidiaries 307,165 284,965Restricted common stock 124 124Other assets 1,331 550Total assets 312,432 287,376Liabilities and Stockholders' Equity Liabilities Subordinated debentures$ 37,275 $37,042Other Liabilities 1,133 1,123Total liabilities 38,408 38,165Stockholder's Equity 274,024 249,211Total Liabilities and Stockholders' Equity$ 312,432 $287,376 STATEMENTS OF OPERATIONS Years Ended December 31, 2021 2020 (In Thousands)Dividends from Bank$ 15,885 $17,327Interest and dividends from investments - 2Total Income 15,885 17,329Interest expense, borrowed money 2,230 2,256Other 353 289Total Expense 2,583 2545Income before Income Tax Expense and Equity in Undistributed Earnings of Subsidiaries 13,302 14,784Income tax benefit (777) (765)Income before Equity in Undistributed Earnings of Subsidiaries 14,079 15,549Equity in undistributed earnings of subsidiaries 20,161 5,308Net Income$ 34,240 $20,857 STATEMENTS OF CASH FLOWS Years Ended December 31, 2021 2020 (In Thousands)Cash Flows from Operating Activities Net Income$ 34,240  $ 20,857 Adjustments to reconcile net income to net cash provided by operating activities: Amortization 233  232 Equity in undistributed earnings of subsidiaries (20,161) (5,308)Decrease (increase) in other assets (781) 141 (Decrease) increase in other liabilities 10  (58)Net Cash Provided By Operating Activities 13,541  15,864 Cash Flows from Investing Activities Additional investment in subsidiary (289) -Net Cash Used In Investing Activities$ (289) $ -Cash Flows from Financing Activities Proceeds from issuance of preferred stock 3,200  11,192  Redemption of preferred stock - (10,485) Proceeds from issuance of common stock 765  362  Cash dividends paid (10,935) (10,525) Purchase of treasury stock (4,207) (4,870)Net Cash Provided by (Used in) Financing Activities (11,177) (14,326)Net Increase (Decrease) in Cash and Cash Equivalents 2,075  1,538 Cash and Cash Equivalents - Beginning$ 1,737  $ 199 Cash and Cash Equivalents - Ending$ 3,812  $ 1,737   ‎

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2021
Subsequent Events [Abstract]
Subsequent Events	Note 21 - Subsequent Events Subsequent Events are events or transactions that occur after the balance sheet date but before financial statements are issued or available to be issued. Financial statements are considered issued when they are widely distributed to stockholders and other financial statement users for general use and reliance in a form and format that complies with GAAP. On January 12, 2022, the Company declared a cash dividend of $0.16 per share and was paid to stockholders on February 15, 2022, with a record date of February 1, 2022. On February 4, 2022, the Company redeemed all 533 outstanding shares of its Series G 6.0% Noncumulative Perpetual Preferred Stock, at their face value of $10,000 per share, for a total redemption of $5.3 million.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2021
Summary of Significant Accounting Policies [Abstract]
Basis of Consolidated Financial Statement Presentation	Basis of Consolidated Financial Statement Presentation The consolidated financial statements which include the accounts of the Company and its wholly-owned subsidiaries, the Bank, the New Jersey Investment Company, Special Asset REO 1, LLC, and Special Asset REO 2, LLC have been prepared in conformity with U.S. generally accepted accounting principles (“GAAP”). All significant intercompany accounts and transactions have been eliminated in consolidation. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses for the years then ended. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the identification of other-than-temporary impairment of securities, a determination as to possible impairment of goodwill, and the determination as to whether deferred tax assets are realizable. Management believes that the allowance for loan losses is adequate; no securities in unrealized loss positions are other-than-temporarily impaired; and net deferred tax assets have been reduced to an amount which is more-likely-than-not realizable. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions in the market area. Management’s assessment regarding impairment of securities is based on future projections of cash flow which are subject to change. Management performed a qualitative assessment of goodwill and determined there was no impairment as of December 31, 2021. The realizability of deferred tax assets is partially based on projections of future taxable income, which is subject to change. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require the Bank to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. In preparing these consolidated financial statements, the Company evaluated the events that occurred between December 31, 2021 and the date these consolidated financial statements were issued.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and amounts due from depository institutions and interest-earning deposits in other banks having original maturities of three months or less.
Debt Securities	Debt Securities Investments in debt securities that the Bank has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at amortized cost. Debt securities that are bought and held principally for the purpose of selling them in the near-term are classified as trading securities and reported at fair value, with unrealized holding gains and losses included in earnings. Debt securities not classified as trading securities or as held-to-maturity securities are classified as available-for-sale securities (“AFS”) and reported at fair value, with unrealized holding gains or losses, net of applicable deferred income taxes, reported in the accumulated other comprehensive income (loss) component of stockholders’ equity. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. If the fair value of a security is less than its amortized cost, the security is deemed to be impaired. Management evaluates all securities with unrealized losses quarterly to determine if such impairments are “temporary” or “other-than-temporary” in accordance with Accounting Standards Codification (“ASC”) Topic 320, Investments – Debt Securities. Accordingly, temporary impairments are accounted for based upon the classification of the related securities as either available-for-sale or held-to-maturity. Temporary impairments on available-for sale-securities are recognized, on a tax-effected basis, through Other Comprehensive Income (“OCI”) with offsetting entries adjusting the carrying value of the securities and the balance of deferred taxes. Information concerning the amount and duration of temporary impairments on both available-for-sale and held-to-maturity securities is disclosed in the notes to the consolidated financial statements. Other-than-temporary impairments are accounted for based upon several considerations. First, impairments on debt securities that the Company has decided to sell as of the close of a fiscal period, or will, more likely than not, be required to sell, prior to the full recovery of fair value to a level equal to or exceeding amortized cost, are recognized in operations. If neither of these conditions regarding the likelihood of the sale of debt securities are applicable, then the other-than-temporary impairment is bifurcated into credit-related and noncredit-related components. A credit-related impairment generally represents the amount by which the present value of the cash flows that are expected to be collected on a debt security fall below its amortized cost. The noncredit-related component represents the remaining portion of the impairment not otherwise designated as credit-related. Credit-related, other-than-temporary impairments are recognized in earnings and noncredit-related, other-than-temporary impairments are recognized, net of deferred taxes, in OCI. Discounts on securities are amortized/accreted to maturity using the interest method. Premiums on securities are amortized to maturity or the earliest call date for callable securities using the interest method. Interest and dividend income on securities, which includes amortization of premiums and accretion of discounts, are recognized in the consolidated financial statements when earned.
Loans Held for Sale	Loans Held For Sale Loans held for sale consist primarily of residential mortgage loans intended for sale and are carried at the lower of cost or estimated fair market value using the aggregate method. These loans are generally sold with servicing rights released. Gains and losses recognized on loan sales are based upon the cash proceeds received and the cost of the related loans sold.
Loans Receivable	Loans Receivable Loans receivable are stated at unpaid principal balances, less net deferred loan origination fees and the allowance for loan losses. Loan origination fees and certain direct loan origination costs are deferred and amortized/accreted, as an adjustment of yield, over the contractual lives of the related loans. Generally, the accrual of interest on loans that are contractually delinquent more than ninety days is discontinued and the related loans are placed on nonaccrual status. All payments received while in nonaccrual status, are applied to principal until the loan has performed as expected for a minimum of six (6) months or until the loan is determined to qualify for return to normal accruing status. Loans may be returned to accrual status when all the principal and interest contractually due are brought current and future payments are reasonably assured.
Acquired Loans	Acquired Loans Loans that were acquired in acquisitions are recorded at fair value with no carryover of the related allowance for credit losses. Determining the fair value of the loans involves estimating the amount and timing of principal and interest cash flows expected to be collected on the loans and discounting those cash flows at a market rate of interest. The excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. Purchase Credit-Impaired (“PCI”) loans are loans acquired at a discount, due in part to credit quality. PCI loans are accounted for in accordance with ASC Subtopic 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, and are initially recorded at fair value. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent decreases to the expected cash flows require an evaluation to determine the need for an allowance for credit losses. Subsequent improvements in expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount that is recognized into interest income over the remaining life of the loan using the interest method. The evaluation of the amount of future cash flows that is expected to be collected is performed in a similar manner as that used to determine our allowance for credit losses. Charge-offs of the principal amount on acquired loans would be first applied to the nonaccretable discount portion of the fair value adjustment.
Concentration of Risk	Concentration of Risk Financial instruments which potentially subject the Company and its subsidiaries to concentrations of credit risk consist of cash and cash equivalents, investment and mortgage-backed securities and loans. Cash and cash equivalents include amounts placed with highly rated financial institutions. Securities include securities backed by the U.S. Government and other highly rated instruments. The Bank’s lending activity is primarily concentrated in loans collateralized by real estate in the State of New Jersey and the New York metropolitan area as a result, credit risk related to loans is broadly dependent on the real estate market and general economic conditions in the area.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is increased through provisions charged to operations and by recoveries, if any, on previously charged-off loans and reduced by charge-offs on loans which are determined to be a loss in accordance with Bank policy. The allowance for loan losses is maintained at a level considered adequate to absorb loan losses. Management, in determining the allowance for loan losses, considers the risks inherent in its loan portfolio and changes in the nature and volume of its loan activities, along with the general economic and real estate market conditions. The Bank utilizes a two-tier approach: (1) identification of impaired loans and establishment of specific loss allowances on such loans; and (2) establishment of general valuation allowances on the remainder of its loan portfolio. The Bank maintains a loan review system which allows for a periodic review of its loan portfolio and the early identification of potentially impaired loans. Such a system takes into consideration, but is not limited to, delinquency status, size of loans, types and value of collateral, and financial condition of the borrowers. Specific loan loss allowances are established for impaired loans based on a review of such information and/or appraisals of the underlying collateral. General loan loss allowances are based upon a combination of factors including, but not limited to, actual loan loss experience, composition of the loan portfolio, current economic conditions, and management’s judgment. Although management believes that adequate specific and general allowances for loan losses are established, actual losses are dependent upon future events and, as such, further additions to the level of specific and general loan loss allowances may be necessary. Impaired loans and performing troubled debt restructure loans (“TDRs”) are analyzed on an individual basis for impairment and are measured based on the present value of expected cash flows discounted at the loan’s effective interest rate, or as a practical expedient, at the loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. A loan evaluated for impairment is deemed to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated individually. The Bank does not aggregate such loans for evaluation purposes. When a loan is classified as nonaccrual, interest accruals discontinue and generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal under the cost recovery method until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income.
Premises and Equipment	Premises and Equipment Land is carried at cost. Buildings, building improvements, leasehold improvements and furniture, fixtures and equipment are carried at cost less accumulated depreciation and amortization. Significant renovations and additions are charged to the property and equipment account. Maintenance and repairs are charged to expense in the period incurred. Depreciation charges are computed on the straight-line method over the following estimated useful lives of each type of asset. Years Buildings 40 Building improvements 7 - 40 Furniture, fixtures and equipment 5 - 7 Leasehold improvements Shorter of useful life or term of lease
Federal Home Loan Bank (“FHLB”) of New York Stock	Federal Home Loan Bank of New York Stock Federal law requires a member institution of the FHLB system to purchase and hold restricted stock of its district FHLB according to a predetermined formula. Such stock is carried at cost. The Company reviews for impairment based on the ultimate recoverability of the cost basis of the stock. No impairment charges were recorded related to the FHLB of New York stock during 2021 or 2020.
Other Real Estate Owned	Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosures are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed. At December 31, 2021, the Bank owned one property totaling $75,000. At December 31, 2020, the Bank owned one property totaling $414,000.
Interest Rate Risk	Interest Rate Risk The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with other funds, to make loans primarily secured by real estate and to purchase securities. The potential for interest-rate risk exists as a result of the difference in duration of the Bank’s interest-sensitive liabilities compared to its interest-sensitive assets. For this reason, management regularly monitors the maturity structure of the Bank’s interest-earning assets and interest-bearing liabilities in order to measure its level of interest-rate risk and to plan for future volatility.
Fair Value Hierarchy	Fair Value Hierarchy ASC Topic 820, Fair Value Measurements and Disclosures, establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
Mortgage Servicing Rights	Mortgage Servicing Rights The Company recognizes as separate assets the rights to service mortgage loans. The right to service loans for others is generally obtained through the sale of loans with servicing retained. The initial asset recognized for originated mortgage servicing rights (“MSR”) is measured at fair value. The estimated fair value of MSR is obtained through independent third-party valuations through an analysis of future cash flows, incorporating assumptions market participants would use in determining fair value including market discount rates, prepayment speeds, servicing income, servicing costs, default rates and other market driven data, including the market’s perception of future interest rate movements. MSR are amortized in proportion to and over the period of estimated net servicing income. We apply the amortization method for measurements of our MSR. MSR are assessed for impairment based on fair value at each reporting date. MSR impairment, if any, is recognized in a valuation allowance through charges to earnings as a component of fees and service charges. Subsequent increases in the fair value of impaired MSR are recognized only up to the amount of the previously recognized valuation allowance. Fees earned for servicing loans are reported as income when the related mortgage loan payments are collected.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank Owned Life Insurance	Bank-Owned Life Insurance Bank-Owned Life Insurance policies are reflected on the consolidated statements of financial condition at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of operations and are not subject to income taxes.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill resulting from a business combination is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired as of the acquisition date. Goodwill acquired in a business combination and determined to have an indefinite useful life is not amortized, but tested for impairment at least annually. The Company has selected October 31 as the date to perform the annual goodwill impairment tests associated with the acquisition of IAB Bancorp.
Income Taxes	Income Taxes The Company and its subsidiaries file a consolidated federal income tax return. Income taxes are allocated to the Company and its subsidiaries based upon their respective income or loss included in the consolidated income tax return. Separate state income tax returns are filed by the Company and its subsidiaries. Federal and state income tax expense has been provided on the basis of reported income. The amounts reflected on the tax returns differ from these provisions due principally to temporary differences in the reporting of certain items for financial reporting and income tax reporting purposes. The tax effect of these temporary differences is accounted for as deferred taxes applicable to future periods. Deferred income tax expense or (benefit) is determined by recognizing deferred tax assets and liabilities for the estimated future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in earnings in the period that includes the enactment date. The realization of deferred tax assets is assessed and a valuation allowance provided, when necessary, for that portion of the asset which is not more likely than not to be realized. The Company accounts for uncertainty in income taxes recognized in the consolidated financial statements in accordance with ASC Topic 740, Income Taxes, which prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return, and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that has a likelihood of being realized on examination of more than 50 percent. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Under the “more likely than not” threshold guidelines, the Company believes no significant uncertain tax positions exist, either individually or in the aggregate, that would give rise to the non-recognition of an existing tax benefit. The Company recognizes interest and penalties on unrecognized tax benefits in income taxes expense in the Consolidated Statement of Operations. The Company did not recognize any interest and penalties for the years ended December 31, 2021 or 2020. The tax years subject to examination by the Federal taxing authority are the years ended December 31, 2020, 2019, and 2018. The tax years subject to examination by the State taxing authorities are the years ended December 31, 2020, 2019, and 2018. In February 2020, the Company received a notice that it has been selected for audit by the State of New York for the years ended December 31, 2018, 2017, and 2016. The audit was completed on October 30, 2020 and resulted in a nominal audit adjustment.
Net Income per Common Share	Net Income per Common Share Basic net income per common share is computed by dividing net income less dividends on preferred stock by the weighted average number of shares of common stock outstanding. The diluted net income per common share is computed by adjusting the weighted average number of shares of common stock outstanding to include the effects of outstanding stock options, if dilutive, using the treasury stock method. Dilution is not applicable in periods of net loss. For the years ended December 31, 2021 and 2020, the difference in the weighted average number of basic and diluted common shares was due solely to the effects of outstanding stock options. No adjustments to net income were necessary in calculating basic and diluted net income per share. For the year ended December 31, 2021, the Company had 3,588 shares considered to be anti-dilutive. For the year ended December 31, 2020, the Company had no shares considered to be anti-dilutive For the Year Ended December 31, 2021 2020 Net Income Shares Per Share Net Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, Except per share data)Net income$ 34,240 $ 20,857 Basic earnings per share- Income available to Common stockholders$ 33,080 17,063$ 1.94 $ 19,557 17,210$ 1.14Effect of dilutive securities: Stock options   176   16 Diluted earnings per share- Income available to Common stockholders$ 33,080 17,239$ 1.92 $ 19,557 17,226$ 1.14
Stock-Based Compensation Plans	Stock-Based Compensation Plans The Company, under plans approved by its stockholders in 2018 and 2011, has granted stock options to employees and outside directors. See Note 12 for additional information as to option grants. Compensation expense recognized for option grants is net of estimated forfeitures and is recognized over the awards’ respective requisite service periods. The fair values relating to options granted are estimated using a Black-Scholes option pricing model. Expected volatilities are based on historical volatility of the Company’s stock and other factors, such as implied market volatility using the respective options’ expected term. The Company used the mid-point of the original vesting period and original option life to estimate the options’ expected term, which represents the period of time that the options granted are expected to be outstanding. The risk-free rate for periods within the contractual life of the option is based on the U.S. Treasury yield curve in effect at the time of grant. The Company recognizes compensation expense for the fair values of option awards, which have graded vesting, on a straight-line basis.
Benefit Plans	Benefit Plans The Company acquired, through the merger with Pamrapo Bancorp, Inc., a non-contributory defined benefit pension plan covering all eligible employees of Pamrapo Savings Bank. Effective January 1, 2010, the defined benefit pension plan (the “Pension Plan”), was frozen by Pamrapo Savings Bank. All benefits for eligible participants accrued in the Pension Plan to January 1, 2010 have been retained. The benefits are based on years of service and employee’s compensation. The Pension Plan is funded in conformity with funding requirements of applicable government regulations. Prior service costs for the Pension Plan generally are amortized over the estimated remaining service periods of employees. The Bank entered into a Supplemental Executive Retirement Agreement (the “SERP Agreement”) with its Chief Executive Officer (“the CEO”) in December 2021. Upon the CEO’s retirement, the Bank will provide for a monthly retirement payment for his lifetime. The SERP Agreement provides that a retirement benefit is payable upon his attaining age sixty-five (65) while in service to the Bank and a lesser benefit is payable upon early retirement. The SERP Agreement provides the CEO with supplemental retirement income payable in the form of a life annuity. Upon the Executive’s separation from service after reaching normal retirement age (age 65), for any reason other than death, benefit payments will commence on the first day of the second month following CEO’s separation from service, payable monthly and continuing for the CEO’s lifetime. The monthly benefit payment will be $10,000. The amount charged to expense follows the vesting schedule in the SERP Agreement and was $597,000 in 2021.
Comprehensive Income (Loss)	Comprehensive Income (Loss) The Company records unrealized gains and losses, net of deferred income taxes, on securities available-for-sale in accumulated other comprehensive income (loss). Realized gains and losses, if any, are reclassified to non-interest income upon sale of the related securities or upon the recognition of an impairment loss. Accumulated other comprehensive income (loss) also includes benefit plan amounts recognized in accordance with ASC 715, Compensation-Retirement Benefits, which reflect, net of tax, the unrecognized gains (losses) on the benefit plans.
Reclassification	Reclassification Certain amounts as of and for the year ended December 31, 2020 have been reclassified to conform to the current year’s presentation. These changes had no effect on the Company’s consolidated results of operations or financial position.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2016, the Financial Accounting Standards Board (“FASB”) issued ASU 2016-13, Financial Instruments - Credit Losses ASU 2016-13, and related guidance, requires entities to report “expected” credit losses on financial instruments and other commitments to extend credit rather than the current “incurred loss” model. These expected credit losses for financial assets held at the reporting date are to be based on historical experience, current conditions, and reasonable and supportable forecasts. This ASU will also require enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an entity’s portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the consolidated financial statements. The amendments are effective for the Company in 2023. The Company has begun evaluating the impact the adoption of ASU 2016-13 will have on its consolidated financial statements and results of operations. The effect of this change cannot be ascertained at this point, and will depend upon factors including asset components, asset quality and market conditions at the adoption date. The Company has created a Current Expected Credit Loss (“CECL”) task group comprised of members of its finance, credit administration, lending, internal audit, loan operations, compliance, and information systems units. The CECL task group has become familiar with the provisions of ASU 2016-13 and is in the process of implementing the new guidance, which includes, but is not limited to: (1) identifying segments and sub-segments within the loan portfolio that have similar risk characteristics; (2) determining the appropriate methodology for each segment; (3) implementing changes that are necessary to its core operating system and interfaces to be able to capture appropriate data requirements; and (4) evaluating economic and qualitative factors to develop appropriate forecasts for integration into the model. The Company is currently evaluating the effect this guidance may have on its operating results and/or financial position, including assessing any potential impact on its capital. On March 12, 2020, the FASB issued ASU 2020-04 - Facilitation of the Effects of Reference Rate Reform on Financial Reporting (“ASU 2020-04”) to ease the potential burden in accounting for reference rate reform. The amendments in ASU 2020-04 are elective and apply to all entities that have contracts, hedging relationships, and other transactions that reference the London Inter-bank Offer Rate (“LIBOR”) or another reference rate expected to be discontinued due to reference rate reform. The new guidance provides the following optional expedients: Simplify accounting analyses for contract modifications.Allow hedging relationships to continue without de-designation if there are qualifying changes in the critical terms of an existing hedging relationship due to reference rate reform.Allow a change in the systematic and rational method used to recognize in earnings the components excluded from the assessment of hedge effectiveness.Allow a change in the designated benchmark interest rate to a different eligible benchmark interest rate in a fair value hedging relationship.Allow the shortcut method for a fair value hedging relationship to continue for the remainder of the hedging relationship.Simplify the assessment of hedge effectiveness and provide temporary optional expedients for cash flow hedging relationships affected by reference rate reform.Allow a one-time election to sell or transfer debt securities classified as held to maturity that reference a rate affected by reference rate reform and are classified as held to maturity before January 1, 2020. The amendments are effective for all entities from the beginning of an interim period that includes the issuance date of the ASU. An entity may elect to apply the amendments prospectively through December 31, 2022. The Company is currently assessing the impact the adoption of this guidance will have on our consolidated balance sheets, statements of income, and cash flows.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Summary of Significant Accounting Policies [Abstract]
Summary of Useful Lives of Property, Plant and Equipment	Years Buildings 40 Building improvements 7 - 40 Furniture, fixtures and equipment 5 - 7 Leasehold improvements Shorter of useful life or term of lease
Schedule of Earnings Per Share, Basic and Diluted	For the Year Ended December 31, 2021 2020 Net Income Shares Per Share Net Income Shares Per Share (Numerator) (Denominator) Amount (Numerator) (Denominator) Amount (In Thousands, Except per share data)Net income$ 34,240 $ 20,857 Basic earnings per share- Income available to Common stockholders$ 33,080 17,063$ 1.94 $ 19,557 17,210$ 1.14Effect of dilutive securities: Stock options   176   16 Diluted earnings per share- Income available to Common stockholders$ 33,080 17,239$ 1.92 $ 19,557 17,226$ 1.14

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Securities [Abstract]
Summary of Disaggregated Net Losses on Equity Securities	For the Twelve Months Ended December 31, 2021 For the Twelve Months Ended December 31, 2020Net gains recognized during the period on equity securities$ 147$ 1,790Less: Net gains (losses) recognized during the period on equity securities sold during the period - 40Unrealized gains recognized during the reporting period on equity securities still held at the reporting date$ 147$ 1,750
Amortized Cost and Gross Unrealized Gains and Losses on Securities Available for Sale	December 31, 2021   Gross  Gross   Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands)Residential Mortgage-backed securities:          Due within one year$ 2,952  $ - $ 114  $ 2,838 More than one to five years 53  - - 53 More than five to ten years 6,317  165  27  6,455 More than ten years 21,555  298  287  21,566 Sub-total: 30,877  463  428  30,912  Corporate Debt Securities: More than five to ten years 47,765  2,465  159  50,071 Sub-total: 47,765  2,465  159  50,071  Municipal obligations: Due after ten years 4,104  99    -   4,203 Sub-total: 4,104  99  - 4,203  Total Debt Securities Available-for-Sale$ 82,746  $ 3,027  $ 587  $ 85,186  December 31, 2020   Gross  Gross   Amortized Unrealized Unrealized Cost Gains Losses Fair Value (In Thousands)Residential Mortgage-backed securities          More than one to five years$ 3,208   $ 10   $ 67   $ 3,151 More than five to ten years 4,799  163  - 4,962 More than ten years 40,531  741  60  41,212 Sub-total: 48,538  914  127  49,325  Corporate Debt Securities: More than five to ten years 32,279  1,719  13  33,985 Sub-total: 32,279  1,719  13  33,985  Municipal obligations: Due within one year 12,048  -   - 12,048 Due after ten years 4,209    189    -   4,398 Sub-total: 16,257  189  - 16,446  Total Debt Securities Available-for-Sale$ 97,074  $ 2,822  $ 140  $ 99,756
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	Less than 12 Months More than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands)December 31, 2021 Residential mortgage-backed securities$ 7,801 $ 159 $ 4,681 $ 269 $ 12,482  $ 428Corporate Debt Securities 12,324 159 - - 12,324 159 $ 20,125 $ 318 $ 4,681 $ 269 $ 24,806  $ 587 December 31, 2020 Residential mortgage-backed securities$ 6,126  $ 60  $ 1,278  $ 67  $ 7,404  $ 127 Corporate Debt Securities 5,487  13  - - 5,487  13  $ 11,613  $ 73  $ 1,278  $ 67  $ 12,891   $ 140

Loans Receivable and Allowanc_2

Loans Receivable and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Loans Receivable and Allowance for Loan Losses [Abstract]
Recorded Investment in Loans Receivable	The following table presents the recorded investment in loans receivable at December 31, 2021 and December 31, 2020 by segment and class: December 31, 2021 December 31, 2020 (In Thousands)Loans: Residential one-to-four family$ 224,534 $ 244,369Commercial and multi-family 1,720,174 1,690,836Construction 153,904 155,967Commercial business(1) 191,139 184,357Home equity(2) 50,469 53,667Consumer 3,717 822Total Loans 2,343,937 2,330,018Less: Deferred loan fees, net (1,876) (1,358)Allowance for loan losses (37,119) (33,639) (38,995) (34,997)Total Loans, net$ 2,304,942 $ 2,295,021__________(1) Includes business lines of credit.(2) Includes home equity lines of credit.
Unpaid Principal Balance and Related Recorded Investment of Acquired Loans	December 31, 2021 2020 (In Thousands)Unpaid principal balance$ 140,969  $ 179,601 Recorded investment 122,533  152,556
Accretable Discount on Loans Acquired with Deteriorated Credit Quality	Years Ended December 31, 2021 2020 (In Thousands)Balance, Beginning of Period$ 1,078 $ 1,681 Accretion recorded to interest income (293) (603)Balance, End of Period$ 785 $ 1,078
Related Party Loans	Years Ended December 31, 2021 2020 (In Thousands)Balance – beginning$ 29,159  $ 33,771 Loans originated 14,875  -Collections of principal (12,338) (4,612)Balance - ending$ 31,696  $29,159
Allowance for Loan Losses	The following tables set forth the activity in the Bank’s allowance for loan losses and recorded investment in loans receivable at December 31, 2021 and December 31, 2020. The table also details the amount of total loans receivable, that are evaluated individually, and collectively, for impairment, and the related portion of the allowance for loan losses that is allocated to each loan class (In Thousands): Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated TotalAllowance for credit losses: Beginning Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Charge-offs: (69) - - (205) - (198) - (472)Recoveries: 27  - - 3  67  - - 97 Provisions: 843  293  254  1,896  180  212  177  3,855 Ending Balance, December 31, 2021$ 4,094  $ 22,065  $ 2,231  $ 8,000  $ 533  $ 14  $ 182  $ 37,119  Ending Balance attributable to loans: Individually evaluated for impairment$ 265  $ 1,690  $ 210  $ 5,650  $ 13  $ - $ - $ 7,828 Collectively evaluated for impairment 3,829  20,375  2,021  2,350  520  14  182  29,291 Ending Balance, December 31, 2021$ 4,094  $ 22,065  $ 2,231  $ 8,000  $ 533  $ 14  $ 182  $ 37,119  Loans Receivables: Individually evaluated for impairment$ 4,961  $ 31,745  $ 2,847  $ 8,746  $ 1,083  $ - $ - $ 49,382 Collectively evaluated for impairment 219,573  1,688,429  151,057  182,393  49,386  3,717  - 2,294,555 Total Gross Loans$ 224,534  $ 1,720,174  $ 153,904  $ 191,139  $ 50,469  $ 3,717  $ - $ 2,343,937 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Residential Commercial & Multi-family Construction Commercial Business (1) Home Equity (2) Consumer Unallocated TotalAllowance for credit losses: Beginning Balance, December 31, 2019$ 2,722  $ 15,372  $ 1,244  $ 3,790  $ 333  $ - $ 273  $ 23,734  Charge-offs: (4) - - - (38) - - (42)Recoveries: - - - 492  10  4  - 506 Provisions: 575  6,400  733  2,024  (19) (4) (268) 9,441 Ending Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Ending Balance attributable to loans: Individually evaluated for impairment$ 416  $ 378  $ - $ 3,640  $ 27  $ - $ - $ 4,461 Collectively evaluated for impairment 2,877  21,394  1,977  2,666  259  - 5  29,178 Ending Balance, December 31, 2020$ 3,293  $ 21,772  $ 1,977  $ 6,306  $ 286  $ - $ 5  $ 33,639  Loans Receivables: Individually evaluated for impairment$ 7,281  $ 61,854  $ - $ 12,492  $ 1,574  $ - $ - $ 83,201 Collectively evaluated for impairment 237,088  1,628,982  155,967  171,865  52,093  822  - 2,246,817 Total Gross Loans$ 244,369  $ 1,690,836  $ 155,967  $ 184,357  $ 53,667  $ 822  $ - $ 2,330,018  __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.
Non-Accruing Loans	As of‎December 31, 2021 As of‎December 31, 2020 (In Thousands) (In Thousands)Non-Accruing Loans: Residential one-to-four family$ 282  $ 1,736 Commercial and multi-family 8,601  8,721 Construction 2,847  -Commercial business(1) 3,132  5,383 Home equity(2) 27  556 Total$ 14,889  $ 16,396 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.
Impaired Loans	The following table summarizes the recorded investment and unpaid principal balances of impaired loans for the years ended December 31, 2021 and December 31, 2020. (In Thousands): As of December 31, 2021 As of December 31, 2020 Recorded Unpaid Principal Related Recorded Unpaid Principal Related Investment Balance Allowance Investment Balance AllowanceLoans with no related allowance: Residential one-to-four family$ 2,950 $ 3,300 $ - $ 4,084 $ 4,660 $ -Commercial and multi-family 20,915 22,100 - 57,558 58,739 -Commercial business(1) 2,114 6,905 - 5,844 17,687 -Home equity(2) 779 780 - 1,124 1,126 -Total Impaired Loans with no related allowance recorded:$ 26,758 $ 33,085 $ - $ 68,610 $ 82,212 $ - Loans with an allowance recorded: Residential one-to-four family$ 2,011 $ 2,032 $ 265 $ 3,197 $ 3,252 $ 416Commercial and Multi-family 10,830 14,494 1,690 4,296 4,501 378Construction 2,847 2,847 210 - - -Commercial business(1) 6,632 17,514 5,650 6,648 12,511 3,640Home equity(2) 304 304 13 450 458 27Total Impaired Loans with an allowance recorded:$ 22,624 $ 37,191 $ 7,828 $ 14,591 $ 20,722 $ 4,461 Total Impaired Loans:$ 49,382 $ 70,276 $ 7,828 $ 83,201 $ 102,934 $ 4,461 (1) Includes business lines of credit.(2) Includes home equity lines of credit. Note 5- Loans Receivable and Allowance for Loan Losses (continued) The following table summarizes the average recorded investment and actual interest income recognized on impaired loans for the years ended December 31, 2021 and December 31, 2020 (In Thousands). Years Ended December 31, 2021 2021 2020 2020 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment RecognizedLoans with no related allowance recorded: Residential one-to-four family$ 2,968  $ 145  $ 4,511  $ 159 Commercial and multi-family 28,189  1,073  21,871  760 Construction 697  36  - -Commercial business(1) 2,886  182  4,117  313 Home equity(2) 981  44  1,100  34 Total Impaired Loans with no allowance recorded:$ 35,721  $ 1,480  $ 31,599  $ 1,266  Loans with an allowance recorded: Residential one-to-four family$ 2,230  $ 231  $ 3,585  $ 83 Commercial and Multi-family 11,111  380  1,993  76 Construction 2,105  9  - -Commercial business(1) 7,949  164  3,477  258 Home equity(2) 352  2  442  12 Total Impaired Loans with an allowance recorded:$ 23,747  $ 786  $ 9,497  $ 429  Total Impaired Loans:$ 59,468  $ 2,266  $ 41,096  $ 1,695 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.
Troubled Debt Restructurings	At December 31, 2021 At December 31, 2020 (In thousands)Recorded investment in TDRs: Accrual status $ 12,402 $ 13,760Non-accrual status 3,570 2,303 Total recorded investment in TDRs $ 15,972 $ 16,063 The following tables summarize information with regard to troubled debt restructurings which occurred during the years ended December 31, 2021 and 2020 (Dollars in Thousands). Year Ended December 31, 2021 Pre-ModificationOutstanding Post-ModificationOutstanding Number of ‎Contracts Recorded Investments Recorded InvestmentsCommercial and multi-family 2 3,261  3,169 Commercial business 2 130  120 Home equity 1 96 95  Total 5 $ 3,487 $ 3,384  Pre-Modification‎ Outstanding Post-Modification‎ Outstanding Year Ended December 31, 2020 Number of‎Contracts Recorded Investments Recorded InvestmentsResidential one-to-four family 3  615  580 Commercial business(1) 3  428  387 Home equity(2) 3  162  161 Total 9  $ 1,205  $ 1,128
Delinquency Status of Total Loans	The following table sets forth the delinquency status of total loans receivable at December 31, 2021: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands)Residential one-to-four family$ 1,063  $ - $ 86  $ 1,149  $ 223,385  $ 224,534  $ -Commercial and multi-family 1,181 - 5,167  6,348 1,713,826 1,720,174  -Construction 2,899  - 2,847  5,746  148,158  153,904  -Commercial business(1) 405  166  6,775  7,346  183,793  191,139  3,124 Home equity(2) 190  - 27  217  50,252  50,469  -Consumer - - - - 3,717  3,717  -Total$ 5,738 $ 166  $ 14,902  $ 20,806 $ 2,323,131 $ 2,343,937  $ 3,124 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. The following table sets forth the delinquency status of total loans receivable at December 31, 2020: Loans Receivable 30-59 Days 60-90 Days Greater Than Total Past Total Loans >90 Days Past Due Past Due 90 Days Due Current Receivable and Accruing (In Thousands)Residential one-to-four family$ 507  $ 266  $ 664  $ 1,437  $ 242,932  $ 244,369  $ 125 Commercial and multi-family 15,910  2,996  1,334  20,240  1,670,596  1,690,836  -Construction - - - - 155,967  155,967  -Commercial business(1) 3,889  904  3,354  8,147  176,210  184,357  133 Home equity(2) 541  12  502  1,055  52,612  53,667  75 Consumer - - - - 822  822  -Total$ 20,847  $ 4,178  $ 5,854  $ 30,879  $ 2,299,139  $ 2,330,018  $ 333 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit.
Loan Portfolio by Pass Rating	The following table presents the loan portfolio types summarized by the aggregate pass rating and the classified ratings of special mention, substandard, doubtful, and loss within the Company’s internal risk rating system as of December 31, 2021 and 2020. (In Thousands): Pass Special Mention Substandard Doubtful Loss TotalDecember 31, 2021 Residential one-to-four family$ 223,660  $ 505  $ 369  $ - $ - $ 224,534 Commercial and multi-family 1,647,701  45,087  27,386  - - 1,720,174 Construction 151,057  - 2,847  - - 153,904 Commercial business(1) 178,056  4,767  8,316  - - 191,139 Home equity(2) 50,230  - 239  - - 50,469 Consumer 3,717  - - - - 3,717 Total Gross Loans$ 2,254,421  $ 50,359  $ 39,157  $ - $ - $ 2,343,937 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit. Pass Special Mention Substandard Doubtful Loss TotalDecember 31, 2020 Residential one-to-four family$ 241,237  $ 1,087  $ 2,045  $ - $ - $ 244,369 Commercial and multi-family 1,631,838  2,152  56,846  - - 1,690,836 Construction 155,967  - - - - 155,967 Commercial business(1) 173,833  1,497  9,027  - - 184,357 Home equity(2) 53,005  - 662  - - 53,667 Consumer 822  - - - - 822 Total Gross Loans$ 2,256,702  $ 4,736  $ 68,580  $ - $ - $ 2,330,018 __________(1) Includes business lines of credit.(2) Includes home equity lines of credit

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Premises and Equipment [Abstract]
Summary of Premises and Equipment	December 31, 2021 2020 (In Thousands)Land $1,447 $1,646Buildings and improvements 6,468 7,080Leasehold improvements 12,760 13,713Furniture, fixtures and equipment 8,961 13,090 29,636 35,529Accumulated depreciation and amortization (17,399) (20,257) $12,237 $15,272
Minimum Obligation under Non-cancelable Lease Agreement	2022$3,2962023 2,4232024 2,0322025 1,6132026 1,399Thereafter 3,062 $13,825

Interest Receivable (Tables)

Interest Receivable (Tables)	12 Months Ended
	Dec. 31, 2021
Interest Receivable [Abstract]
Summary of Interest Receivable	December 31, 2021 2020 (In Thousands)Loans $8,461 $12,324Securities 722 600 $9,183 $12,924

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule of Deposits	December 31, 2021 2020 (In Thousands)Demand: Non-interest bearing $588,207 $402,100Interest bearing 668,262 613,882Money market 337,126 315,208 1,593,595 1,331,190Savings and club 329,724 297,765Certificates of deposit 638,083 689,095 $2,561,402 $2,318,050
Schedule of Maturities of Time Certificates of Deposits	Amount2022$569,2312023 44,1132024 16,3122025 5,836Thereafter 2,591 $638,083

Short-Term Debt and Long-Term_2

Short-Term Debt and Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2021
Debt [Abstract]
Short-term Borrowings	December 31, 20212020 Amount Amount ( In Thousands)Balance at end of period $ - $ - Average balance outstanding during the year $ 48 $ 160 Highest month-end balance during the year $ - $ 25,000 Average interest rate during the year 0.50% 0.36%Weighted average interest rate at year-end -% -%
Long Term Debt	December 31, 2021 2020 Weighted Average Rate Amount ($000s) Weighted Average Rate Amount ($000s)Federal Home Loan Bank Advances: Maturing by December 31, 2021 -% $ - 2.05% $53,000 2022 - - 1.49 23,000 2023 - - 1.29 25,000 20240.48 18,000 1.21 47,000 20251.84 43,711 1.96 43,161 20260.65 10,000 - - 1.39% $71,711 1.66% $191,161

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	For Capital Adequacy To be Well Capitalized under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands)As of December 31, 2021 Bank Community Bank Leverage Ratio 299,247 9.92 211,177 7.00 256,429 8.50 As of December 31, 2020 Bank Community Bank Leverage Ratio$278,229 9.85% $197,169 7.00% $225,336 8.00%

Benefit Plans (Tables)

Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Benefit Plans [Abstract]
Pension Plan's Funded Status and Components of Net Periodic Pension Cost	Change in Benefit Obligation: December 31, 2021 2020 (In Thousands)Benefit obligation, beginning of year$8,194 $7,834Interest cost 201 245Actuarial (gain) loss (929) 773Benefits paid (459) (459)Lump sum distributions (515) (199)Benefit obligation, ending$6,492 $8,194Change in Plan Assets: Fair value of assets, beginning of year$7,112 $7,576Actual return on plan assets 1,006 194Benefits paid (459) (459)Lump sum distributions (515) (199)Fair value of assets, ending$7,144 $7,112Reconciliation of Funded Status: Projected benefit obligation$6,492 $8,194Fair value of assets 7,144 7,112Funded (unfunded) status, included in other liabilities, net$652 $(1,082)Valuation assumptions used to determine benefit obligation at period end: Discount rate 2.83% 2.52%Salary increase rate N/A N/A
Net Periodic Pension and SERP Expense	Net Periodic Pension Expense: December 31, 2021 2020 (In Thousands)Interest cost $201 $245Expected return on assets (413) (441)Amortization of net loss 635 316Net Periodic Pension Cost and Settlements$423 $120Valuation assumptions used to determine net periodic benefit cost for the year: Discount rate 2.52% 3.22%Long term rate of return on plan assets 6.00% 6.00%Salary increase rate N/A N/A
Asset Allocation Parameters by Asset Class	Asset Allocation Parameters by Asset Class MinimumTargetMaximumEquity Large-Cap U.S. 47% Mid/Small-Cap U.S. 11% Non-U.S. 3% Total-Equity40%61%60% Fixed Income Long/Short Duration 38% Money Market/Certificates of Deposit 1% Total-Fixed Income40%39%60%
Schedule of Fair Value of Plan Assets	The fair values of the Pension Plan assets at December 31, 2021, by asset category (see Note 2 for the definitions of levels), are as follows (In Thousands): Asset Category Total (Level 1) (Level 2) (Level 3)Mutual funds-Equity Large-Cap Value (a)$1,021 $1,021 $ - $ -Large-Cap Growth (b) 259 259 - -Diversified Emerging Markets (f) 247 247 - - Large Blend (d) 1,748 1,748 - - Technology (g) 305 305 - -Mutual Funds-Fixed Income Long Government (h) 204 204 - -Multi-Sector Bond (c) 1,047 1,047 - - High Yield Bond (e) 732 732 - - Intermediate Core Bond (i) 737 737 BCB Common Stock 800 800 - -Cash Equivalents Money Market$44 $44 $ - $ -Total$7,144 $7,144 $ - $ - The fair values of the Company’s pension plan assets at December 31, 2020, by asset category (see Note 2 for the definitions of levels), are as follows (In Thousands): Asset Category Total (Level 1) (Level 2) (Level 3)Mutual funds-Equity Large-Cap Value (a)$954 $954 $ - $ -Diversified Emerging Markets (f) 323 323 - -Large Blend (d) 1,592 1,592 - -Technology (g) 314 314 Mutual Funds-Fixed Income Long Government (h) 252 252 - -Multi-Sector Bond (c) 1,192 1,192 - -High Yield Bond (e) 818 818 - -Intermediate Core Bond (i) 878 878 BCB Common Stock 574 574 - -Cash Equivalents Money Market$215 $215 $ - $ -Total$ 7,112  $ 7,112  $ - $ - a)Large-value portfolios invest primarily in big U.S. companies that are less expensive or growing more slowly than other large-cap stocks. Stocks in the top 70 percent of the capitalization of the U.S. equity market are defined as large cap. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow). b)Large Cap Growth Stocks of large cap companies that are projected to grow faster than other large cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market defined as large cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). c)Multi Sector portfolios seek income by diversifying their assets among several fixed-income sectors, usually U.S. government obligations, foreign bonds, and high-yield domestic debt securities. d)This fund invests in 500 of the largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. Stock Markets value.e)High Yield Bond funds invest at least 65 percent of assets in bonds rated below BBB. This fund seeks to provide shareholders with a high level of current income with capital growth as a secondary objective.f)The fund invests at least 80% of the value of its assets in equity securities and equity related instruments that are tied economically to emerging markets.g)The fund normally invests at least 80% of the fund’s net assets in securities of issuers principally engaged in offering, using or developing products, processes or services that will provide or benefit significantly from technological advances and improvements.h)The fund normally invests at least 80% of assets in securities included in the Bloomberg Barclays U.S. Long Treasury Bond Index.i)Intermediate term core bond portfolios invest primarily in investment grade U.S. fixed-income issues including government, corporate, and securitized debt, and hold less than 5% in below-investment grade exposures.
Expected Benefit Payments	2022$ 4502023 4322024 4132025 4142026 4092027-2031 1,912
Schedule of Share-Based Compensation Expense	Years Ended December 31, 2021 2020Stock Option Expense$ 230 $ 558Restricted Stock Expense 187 636Total share-based compensation expense$ 417 $ 1,194
Summary of Status of Restricted Shares	Number of Shares Awarded Weighted Average Grant Date Fair ValueNon-vested at December 31, 2020 22,304 $                           12.46  Granted 26,700 12.89 Vested (22,304) 12.46 Forfeited - -Non-vested at December 31, 2021 26,700 $                           12.89
Summary of Stock Option Activity	Number of Options Range of Exercise Price Weighted Average Exercise Price Weighted Average Remaining Contractual Term Aggregate Intrinsic Value (000's)Outstanding at January 1, 2020 1,200,975 $8.93-13.32 $11.45 7.05 $ 2,806Options forfeited (8,127) 11.26-12.46 11.68 Options exercised (500) 10.55 10.55 Options granted - - - Options expired - - - Outstanding at December 31, 2020 1,192,348 $8.93-13.32 $11.45 6.04 $ 333Options forfeited - Options exercised (1) (70,723) 8.93-12.46 9.87 Options granted 72,800 12.89-13.68 12.96 Options expired - - - Outstanding at December 31, 2021 1,194,425 $9.02-13.68 $11.64 5.44 $ 4,528Exercisable at December 31, 2021 860,625 __________(1) Includes 31,432 cashless exercise of options.
Schedule of Assumptions Used	The key valuation assumptions and fair value of stock options granted during the twelve months ended December 31, 2021 were: Expected life7.12 yearsRisk-free interest rate0.86%Volatility28.40%Dividend yield4.32%Fair value$2.04

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Taxes [Abstract]
Components of Income Tax Expense	Years Ended December 31, 2021 2020 (In Thousands)Current income tax expense: Federal$ 8,736 $ 6,407State 6,257 4,172 14,993 10,579Deferred income tax benefit: Federal (571) (1,122)State (404) (891) (975) (2,013)Total Income Tax Expense$ 14,018 $ 8,566
Deferred Tax Assets and Liabilities	December 31, 2021 2020Deferred income tax assets: (In Thousands) Allowance for loan losses$ 10,610  $ 8,884  Other real estate owned expenses 11  9  Non-accrual interest 361  755  Benefit plan-accumulated other comprehensive loss 234  884  Valuation adjustment on loans receivable acquired 1,277  1,810  Net operating loss carry forwards 1,359  1,455  Lease liability 3,645  4,352  Other 1,509  1,178  19,006 19,327Deferred income tax liabilities: Valuation adjustment on premises and equipment acquired 77  145 Right-of-use assets 3,561  4,284 Unrealized gain on securities 1,028  1,088  SBA servicing asset 520  688 Borrowing modification 597  - Benefit plans 264  548 6,047 6,753Net Deferred Tax Asset$12,959 $12,574
Summary of Change in Net Deferred Tax Asset	Years Ended December 31, 2021 2020 (In Thousands)Balance at beginning of year:$ 12,574  $ 11,180 Deferred tax benefit 975  2,013 Other comprehensive income Available for sale securities 60  (827) Benefit plan (650) 208 Balance at end of year$ 12,959  $ 12,574
Effective Income Tax Rate Reconciliation	Years Ended December 31, 2021 2020 (In Thousands)Federal income tax expense at statutory rate$10,134 $6,179 Increases in income taxes resulting from: State income tax , net of federal income tax effect 4,684 2,592 Tax-exempt income (45) (99) Bank-owned life insurance earnings (620) (217) Other items, net (135) 111 Effective Income Tax Expense$14,018 $8,566 Effective Income Tax Rate 29.0% 29.1%

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies [Abstract]
Loan Related Commitments	December 31, 2021 2020 (In Thousands)Loan origination commitments$ 67,392 $49,605Standby letters of credit 3,309 2,784Construction loans in process 84,195 82,336Unused lines of credit 114,779 118,791 $ 269,675 $253,516
Schedule of Lease Information	Twelve Months Ended December 31, 2021Operating lease cost$ 3,711 Variable lease cost-operating leases$ 976  At December 31, 2021Supplemental balance sheet information related to leases: Operating Leases Operating lease right-of-use assets$ 12,457  Operating Lease Liabilities: Current liabilities$ 3,296 Operating lease liabilities (noncurrent portion) 10,529 Imputed interest (1,073)Total operating lease liabilities$ 12,752
Summary of Lease Terms and Discount Rate	Weighted Average Remaining Lease Term Operating leases 5.99 years Weighted Average Discount Rate Operating leases 2.60%
Summary of Maturity of Lease Obligations for Operating Leases	Maturities of lease liabilities (discounted): At December 31, 2021 Operating LeasesOne year or less$ 3,296 Over one year through three years 4,455 Over three years through five years 3,012 Over five years 3,062 Gross Operating Lease Liabilities $ 13,825 Imputed Interest (1,073)Total Operating Lease Liabilities$ 12,752

Fair Value Measurements and F_2

Fair Value Measurements and Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Measurements and Fair Value of Financial Instruments [Abstract]
Fair Value Measurements, Recurring	(Level 1)  (Level 2)   Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable UnobservableDescription Total Assets Inputs Inputs (In Thousands)As of December 31, 2021:          Securities Available for Sale Debt Securities Available for Sale $ 85,186 $ - $ 85,186 $ - Marketable Equities 25,187   25,187   -   -Total Securities Available for Sale $ 110,373 $ 25,187 $ 85,186 $ - As of December 31, 2020:          Securities Available for Sale Debt Securities Available for Sale $ 99,756 $ - $ 99,756 $ - Marketable Equities 17,717 17,717 - -Total Securities Available for Sale $ 117,473 $ 17,717 $ 99,756 $ -
Fair Value Measurements, Nonrecurring	(Level 1)  (Level 2)   Quoted Prices in Significant (Level 3) Active Markets Other Significant for Identical Observable UnobservableDescription Total Assets Inputs Inputs (In Thousands)As of December 31, 2021:          Impaired loans $ 14,796  $ -  $ -  $ 14,796Other real estate owned $ 75 $ - $ - $ 75 As of December 31, 2020:          Impaired loans $ 10,130  $ -  $ -  $ 10,130Other real estate owned $ 414 $ - $ - $ 414
Quantitative Information about Level 3 Fair Value Measurements	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized adjusted Level 3 inputs to determine fair value, (Dollars in thousands): Quantitative Information about Level 3 Fair Value Measurements Fair ValueValuationUnobservable Range EstimateTechniquesInput December 31, 2021: Impaired Loans$14,796Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Other Real Estate Owned$75Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Note 18- Fair Value Measurements and Fair Value of Financial Instruments (continued) Quantitative Information about Level 3 Fair Value Measurements Fair ValueValuationUnobservable Range EstimateTechniquesInput December 31, 2020: Impaired Loans$10,130Appraisal of collateral (1)Appraisal adjustments (2)0%-10% Other Real Estate Owned$414Appraisal of collateral (1)Appraisal adjustments (2)0%-10% (1)Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.(2)Appraisals may be adjusted by management for qualitative factors such as age of appraisal, expected condition of property, economic conditions, and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Carrying Values and Estimated Fair Values of Financial Instruments	As of December 31, 2021 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands)Financial assets:          Cash and cash equivalents $ 411,629  $ 411,629   $ 411,629   $ - $ -Interest-earning time deposits 735  735    -   735  -Debt securities available for sale 85,186  85,186    -   85,186  -Equity investments 25,187  25,187  25,187  - -Loans held for sale 952  952    -   952  -Loans receivable, net 2,304,942  2,313,204    -   - 2,313,204 FHLB of New York stock, at cost 6,084  6,084    -   6,084  -Accrued interest receivable 9,183  9,183    -   9,183  - Financial liabilities:       Deposits 2,561,402  2,520,191    1,881,121    639,070  -Debt 71,711  71,214    -   71,214  -Subordinated debentures 37,275  45,020  - 45,020  -Accrued interest payable 1,051  1,051    -   1,051  - As of December 31, 2020 Quoted Prices in Active Significant Significant Carrying Markets for Identical Assets Other Observable Inputs Unobservable Inputs Value Fair Value (Level 1) (Level 2) (Level 3) (In Thousands)Financial assets:          Cash and cash equivalents $ 261,229  $ 261,229   $ 261,229   $ - $ -Interest-earning time deposits 735  735    -   735  -Debt securities available for sale 99,756  99,756    -   99,756  -Equity investments 17,717  17,717  17,717  - -Loans held for sale 3,530  3,530    -   3,530  -Loans receivable, net 2,295,021  2,309,118    -   - 2,309,118 FHLB of New York stock, at cost 11,324  11,324    -   11,324  -Accrued interest receivable 12,924  12,924    -   12,924  - Financial liabilities:       Deposits 2,318,050  2,323,561    1,627,871    695,690  -Debt 191,161  194,899    -   194,899  -Subordinated debentures 37,042  37,252  - 37,252  -Accrued interest payable 1,463  1,463    -   1,463  -+

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	12 Months Ended
	Dec. 31, 2021
Accumulated Other Comprehensive Loss [Abstract]
Components of Accumulated Other Comprehensive Loss	At December 31, 2021 2020 (In Thousands) Net unrealized loss on securities available for sale$ 2,440 $2,682 Tax effect (605) (665) Net of tax amount 1,835 2,017 Benefit plan adjustments (930) (3,095) Tax effect 223 873 Net of tax amount (707) (2,222) Accumulated other comprehensive loss$ 1,128 $(205)

Parent Only Condensed Financi_2

Parent Only Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Parent Only Condensed Financial Information [Abstract]
Statements of Financial Condition	STATEMENTS OF FINANCIAL CONDITION Years Ended December 31, 2021 2020 (In Thousands)Assets Cash and due from banks$ 3,812 $1,737Investment in subsidiaries 307,165 284,965Restricted common stock 124 124Other assets 1,331 550Total assets 312,432 287,376Liabilities and Stockholders' Equity Liabilities Subordinated debentures$ 37,275 $37,042Other Liabilities 1,133 1,123Total liabilities 38,408 38,165Stockholder's Equity 274,024 249,211Total Liabilities and Stockholders' Equity$ 312,432 $287,376
Statements of Operations	STATEMENTS OF OPERATIONS Years Ended December 31, 2021 2020 (In Thousands)Dividends from Bank$ 15,885 $17,327Interest and dividends from investments - 2Total Income 15,885 17,329Interest expense, borrowed money 2,230 2,256Other 353 289Total Expense 2,583 2545Income before Income Tax Expense and Equity in Undistributed Earnings of Subsidiaries 13,302 14,784Income tax benefit (777) (765)Income before Equity in Undistributed Earnings of Subsidiaries 14,079 15,549Equity in undistributed earnings of subsidiaries 20,161 5,308Net Income$ 34,240 $20,857
Statements of Cash Flows	STATEMENTS OF CASH FLOWS Years Ended December 31, 2021 2020 (In Thousands)Cash Flows from Operating Activities Net Income$ 34,240  $ 20,857 Adjustments to reconcile net income to net cash provided by operating activities: Amortization 233  232 Equity in undistributed earnings of subsidiaries (20,161) (5,308)Decrease (increase) in other assets (781) 141 (Decrease) increase in other liabilities 10  (58)Net Cash Provided By Operating Activities 13,541  15,864 Cash Flows from Investing Activities Additional investment in subsidiary (289) -Net Cash Used In Investing Activities$ (289) $ -Cash Flows from Financing Activities Proceeds from issuance of preferred stock 3,200  11,192  Redemption of preferred stock - (10,485) Proceeds from issuance of common stock 765  362  Cash dividends paid (10,935) (10,525) Purchase of treasury stock (4,207) (4,870)Net Cash Provided by (Used in) Financing Activities (11,177) (14,326)Net Increase (Decrease) in Cash and Cash Equivalents 2,075  1,538 Cash and Cash Equivalents - Beginning$ 1,737  $ 199 Cash and Cash Equivalents - Ending$ 3,812  $ 1,737

Organization (Narrative) (Detai

Organization (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021item
Organization [Abstract]
Number of locations	29

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)propertyshares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)
Significant Accounting Policies Disclosure [Line Items]
Other real estate owned, number of properties | property	1
Other real estate owned	$ 75,000	$ 414,000
Anti-dilutive outstanding options | shares	3,588	0
Investment in Federal Home Loan Bank Stock [Member]
Significant Accounting Policies Disclosure [Line Items]
Impairment charges		$ 0	$ 0
Internal Revenue Service (IRS) [Member]
Significant Accounting Policies Disclosure [Line Items]
Tax years subject to examination	2020 2019 2018
State and Local Jurisdiction [Member]
Significant Accounting Policies Disclosure [Line Items]
Tax years subject to examination	2020 2019 2018
Tax years under examination		2018 2017 2016
Supplemental Executive Retirement Plan [Member]
Significant Accounting Policies Disclosure [Line Items]
Normal retirement age	65 years
Monthly benefit amount	$ 10,000
SERP plan expense	$ 597,000

Summary of Significant Accoun_5

Summary of Significant Accounting Policies (Summary of Useful Lives of Property, Plant and Equipment) (Details)	12 Months Ended
	Dec. 31, 2021
Building [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, useful life	40 years
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, estimated useful life	Shorter of useful life or term of lease
Minimum [Member] | Building improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, useful life	7 years
Minimum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, useful life	5 years
Maximum [Member] | Building improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, useful life	40 years
Maximum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, useful life	7 years

Summary of Significant Accoun_6

Summary of Significant Accounting Policies (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Summary of Significant Accounting Policies [Abstract]
Net income available to common stockholders	$ 34,240	$ 20,857
Basic earnings per share- Income available to Common stockholders	33,080	19,557
Effect of dilutive securities: Stock options
Diluted earnings per share- Income available to Common stockholders	$ 33,080	$ 19,557
Basic earnings per share- Income available to Common stockholders, Shares	17,063	17,210
Effect of dilutive securities: Stock options: Shares	176	16
Diluted earnings per share- Income available to Common stockholders, Shares	17,239	17,226
Basic earnings per share- Income available to Common stockholders, Per share amount	$ 1.94	$ 1.14
Diluted earnings per share - Income available to Common stockholders, Per share amount	$ 1.92	$ 1.14

Related Party Transactions (Nar

Related Party Transactions (Narrative) (Details)	12 Months Ended				24 Months Ended
	Dec. 31, 2022USD ($)	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)	Dec. 31, 2000USD ($)	Dec. 31, 2022USD ($)
Related Party Transaction [Line Items]
Operating lease liability, current		$ 3,296,000
New Bay LLC [Member]
Related Party Transaction [Line Items]
Related party percentage owned by Directors		100.00%
Related party expenses		$ 165,000	$ 165,000	$ 943,000
Lease term		25 years
Monthly rent expense		$ 13,750	13,750
Frequency of rent adjustments		5 years
Operating lease liability, current		$ 165,000
190 Park Avenue LLC [Member]
Related Party Transaction [Line Items]
Related party expenses		$ 99,482	96,589
Lease term		10 years
Monthly rent expense		$ 7,367
Number of related parties | item		2
190 Park Avenue LLC [Member] | Forecast [Member]
Related Party Transaction [Line Items]
Related party expenses	$ 101,177
734 Ridge Realty [Member]
Related Party Transaction [Line Items]
Related party expenses		$ 90,773	88,200
Lease term		5 years
Monthly rent expense		$ 7,718
Number of related parties | item		2
734 Ridge Realty [Member] | Forecast [Member]
Related Party Transaction [Line Items]
Related party expenses					$ 92,610
876 Kinderkamack LLC [Member]
Related Party Transaction [Line Items]
Related party expenses		$ 96,000	$ 96,000
Lease term		10 years
Monthly rent expense		$ 8,000
876 Kinderkamack LLC [Member] | Forecast [Member]
Related Party Transaction [Line Items]
Related party expenses	$ 96,000

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities [Abstract]
Equity investments	$ 25,187	$ 17,717

Securities (Summary of Disaggre

Securities (Summary of Disaggregated Net Losses on Equity Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Securities [Abstract]
Net gains recognized during the period on equity securities	$ 147	$ 1,790
Less: Net gains recognized during the period on equity securities sold during the period		40
Unrealized (loss) gain on equity investments	$ 147	$ 1,750

Securities (Amortized Cost and

Securities (Amortized Cost and Gross Unrealized Gains and Losses on Securities Available for Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Amortized Cost	$ 82,746
Debt securities: Due within one year, Gross Unrealized Gains		$ 97,074
Debt securities: Gross Unrealized Gains	3,027	2,822
Debt securities: Gross Unrealized Losses	587	140
Debt securities: Fair Value	85,186	99,756
Residential Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, Due within one year, Amortized Cost	2,952
Debt securities, More than one to five years, Amortized Cost	53	3,208
Debt securities, More than five to ten years, Amortized Cost	6,317	4,799
Debt securities, More than ten years, Amortized Cost	21,555	40,531
Debt Securities, Amortized Cost	30,877	48,538
Debt securities, More than one to five years, Gross Unrealized Gains		10
Debt securities: More than five to ten years, Gross Unrealized Gains	165	163
Debt securities, More than ten years, Gross Unrealized Gains	298	741
Debt securities: Gross Unrealized Gains	463	914
Debt securities: Due within one year, Gross Unrealized Losses	114
Debt securities: More than one to five years, Gross Unrealized Losses		67
Debt securities: More than five to ten years, Gross Unrealized Losses	27
Debt securities: More than ten years, Gross Unrealized Losses	287	60
Debt securities: Gross Unrealized Losses	428	127
Debt securities: Due within one year, Fair Value	2,838
Debt securities: More than one to five years, Fair Value	53	3,151
Debt securities: More than five to ten years, Fair Value	6,455	4,962
Debt securities: More than ten years, Fair Value	21,566	41,212
Debt securities: Fair Value	30,912	49,325
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, More than five to ten years, Amortized Cost	47,765	32,279
Debt Securities, Amortized Cost	47,765	32,279
Debt securities: More than five to ten years, Gross Unrealized Gains	2,465	1,719
Debt securities: Gross Unrealized Gains	2,465	1,719
Debt securities: More than five to ten years, Gross Unrealized Losses	159	13
Debt securities: Gross Unrealized Losses	159	13
Debt securities: More than five to ten years, Fair Value	50,071	33,985
Debt securities: Fair Value	50,071	33,985
Municipal Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt securities, Due within one year, Amortized Cost		12,048
Debt securities, More than ten years, Amortized Cost	4,104	4,209
Debt Securities, Amortized Cost	4,104	16,257
Debt securities, More than ten years, Gross Unrealized Gains	99	189
Debt securities: Gross Unrealized Gains	99	189
Debt securities: Due within one year, Fair Value		12,048
Debt securities: More than ten years, Fair Value	4,203	4,398
Debt securities: Fair Value	$ 4,203	$ 16,446

Securities (Available-for-Sale

Securities (Available-for-Sale Securities, Continuous Unrealized Loss Position, Fair Value ) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, 12 Months or Less - Fair Value	$ 20,125	$ 11,613
Debt Securities, More than 12 Months - Fair Value	4,681	1,278
Debt Securities - Total Fair Value	24,806	12,891
Debt Securities, 12 Months or Less - Unrealized Losses	318	73
Debt Securities, More than 12 Months - Unrealized Losses	269	67
Debt Securities - Total Unrealized Losses	587	140
Residential Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, 12 Months or Less - Fair Value	7,801	6,126
Debt Securities, More than 12 Months - Fair Value	4,681	1,278
Debt Securities - Total Fair Value	12,482	7,404
Debt Securities, 12 Months or Less - Unrealized Losses	159	60
Debt Securities, More than 12 Months - Unrealized Losses	269	67
Debt Securities - Total Unrealized Losses	428	127
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, 12 Months or Less - Fair Value	12,324	5,487
Debt Securities - Total Fair Value	12,324	5,487
Debt Securities, 12 Months or Less - Unrealized Losses	159	13
Debt Securities - Total Unrealized Losses	$ 159	$ 13

Loans Receivable and Allowanc_3

Loans Receivable and Allowance for Loan Losses (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Participation interest in loans originated	$ 196,300,000	$ 242,600,000
Loans receivable, gross	2,343,937,000	2,330,018,000
Non-accrual loans, interest income lost	1,300,000	1,500,000
Loans returned to accrual, interest income	1,200,000	710,000
Loans Receivable >90 Days and Accruing	3,124,000	333,000
Loans acquired with deteriorated credit quality, fair value	668,000,000,000	1,100,000
Troubled debt restructurings, subsequent default, amount	0	$ 216,000
Troubled debt restructuring, subsequent default, number | loan		1
Transfers from non-accretable differences	0	$ 0
IA Bancorp [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value of loans acquired	1,000,000	1,400,000
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	39,200,000	68,600,000
Substandard [Member] | Impaired Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	$ 39,200,000	$ 68,600,000

Loans Receivable and Allowanc_4

Loans Receivable and Allowance for Loan Losses (Recorded Investment in Loans Receivable) (Details) - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		$ 2,343,937	$ 2,330,018
Deferred loan fees, net		(1,876)	(1,358)
Allowance for loan losses		(37,119)	(33,639)
Sub-total		(38,995)	(34,997)
Net Loans		2,304,942	2,295,021
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		224,534	244,369
Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		1,720,174	1,690,836
Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		153,904	155,967
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	191,139	184,357
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[2]	50,469	53,667
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		$ 3,717	$ 822
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Loans Receivable and Allowanc_5

Loans Receivable and Allowance for Loan Losses (Unpaid Principal Balance and Related Recorded Investment of Acquired Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans Receivable and Allowance for Loan Losses [Abstract]
Unpaid principle balance	$ 140,969	$ 179,601
Recorded investment	$ 122,533	$ 152,556

Loans Receivable and Allowanc_6

Loans Receivable and Allowance for Loan Losses (Accretable Discount on Loans Acquired with Deteriorated Credit Quality) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans Receivable and Allowance for Loan Losses [Abstract]
Balance, Beginning of Period	$ 1,078	$ 1,681
Accretion recorded to interest income	(293)	(603)
Balance, End of Period	$ 785	$ 1,078

Loans Receivable and Allowanc_7

Loans Receivable and Allowance for Loan Losses (Related Party Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans Receivable and Allowance for Loan Losses [Abstract]
Balance - beginning	$ 29,159	$ 33,771
Loans originated	14,875
Collections of principal	(12,338)	(4,612)
Balance - ending	$ 31,696	$ 29,159

Loans Receivable and Allowanc_8

Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance		$ 33,639	$ 23,734
Allowance for loan losses: Charge-offs		(472)	(42)
Allowance for loan losses: Recovery		97	506
Allowance for loan losses: Provisions		3,855	9,441
Allowance for loan losses: Ending balance: individually evaluated for impairment		7,828	4,461
Allowance for loan losses: Ending balance: collectively evaluated for impairment		29,291	29,178
Allowance for loan losses: Ending Balance		37,119	33,639
Loans receivables: Ending balance: individually evaluated for impairment		49,382	83,201
Loans receivables: Ending balance: collectively evaluated for impairment		2,294,555	2,246,817
Loans receivables: Ending balance		2,343,937	2,330,018
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance		3,293	2,722
Allowance for loan losses: Charge-offs		(69)	(4)
Allowance for loan losses: Recovery		27
Allowance for loan losses: Provisions		843	575
Allowance for loan losses: Ending balance: individually evaluated for impairment		265	416
Allowance for loan losses: Ending balance: collectively evaluated for impairment		3,829	2,877
Allowance for loan losses: Ending Balance		4,094	3,293
Loans receivables: Ending balance: individually evaluated for impairment		4,961	7,281
Loans receivables: Ending balance: collectively evaluated for impairment		219,573	237,088
Loans receivables: Ending balance		224,534	244,369
Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance		21,772	15,372
Allowance for loan losses: Provisions		293	6,400
Allowance for loan losses: Ending balance: individually evaluated for impairment		1,690	378
Allowance for loan losses: Ending balance: collectively evaluated for impairment		20,375	21,394
Allowance for loan losses: Ending Balance		22,065	21,772
Loans receivables: Ending balance: individually evaluated for impairment		31,745	61,854
Loans receivables: Ending balance: collectively evaluated for impairment		1,688,429	1,628,982
Loans receivables: Ending balance		1,720,174	1,690,836
Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance		1,977	1,244
Allowance for loan losses: Provisions		254	733
Allowance for loan losses: Ending balance: individually evaluated for impairment		210
Allowance for loan losses: Ending balance: collectively evaluated for impairment		2,021	1,977
Allowance for loan losses: Ending Balance		2,231	1,977
Loans receivables: Ending balance: individually evaluated for impairment		2,847
Loans receivables: Ending balance: collectively evaluated for impairment		151,057	155,967
Loans receivables: Ending balance		153,904	155,967
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	[1]	6,306	3,790
Allowance for loan losses: Charge-offs	[1]	(205)
Allowance for loan losses: Recovery	[1]	3	492
Allowance for loan losses: Provisions	[1]	1,896	2,024
Allowance for loan losses: Ending balance: individually evaluated for impairment	[1]	5,650	3,640
Allowance for loan losses: Ending balance: collectively evaluated for impairment	[1]	2,350	2,666
Allowance for loan losses: Ending Balance	[1]	8,000	6,306
Loans receivables: Ending balance: individually evaluated for impairment	[1]	8,746	12,492
Loans receivables: Ending balance: collectively evaluated for impairment	[1]	182,393	171,865
Loans receivables: Ending balance	[1]	191,139	184,357
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance	[2]	286	333
Allowance for loan losses: Charge-offs	[2]		(38)
Allowance for loan losses: Recovery	[2]	67	10
Allowance for loan losses: Provisions	[2]	180	(19)
Allowance for loan losses: Ending balance: individually evaluated for impairment	[2]	13	27
Allowance for loan losses: Ending balance: collectively evaluated for impairment	[2]	520	259
Allowance for loan losses: Ending Balance	[2]	533	286
Loans receivables: Ending balance: individually evaluated for impairment	[2]	1,083	1,574
Loans receivables: Ending balance: collectively evaluated for impairment	[2]	49,386	52,093
Loans receivables: Ending balance	[2]	50,469	53,667
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Charge-offs		(198)
Allowance for loan losses: Recovery			4
Allowance for loan losses: Provisions		212	(4)
Allowance for loan losses: Ending balance: collectively evaluated for impairment		14
Allowance for loan losses: Ending Balance		14
Loans receivables: Ending balance: collectively evaluated for impairment		3,717	822
Loans receivables: Ending balance		3,717	822
Unallocated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses: Beginning Balance		5	273
Allowance for loan losses: Provisions		177	(268)
Allowance for loan losses: Ending balance: collectively evaluated for impairment		182	5
Allowance for loan losses: Ending Balance		$ 182	$ 5
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Loans Receivable and Allowanc_9

Loans Receivable and Allowance for Loan Losses (Non-Accruing Loans) (Details) - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans		$ 14,889	$ 16,396
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans		282	1,736
Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans		8,601	8,721
Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans		2,847
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	[1]	3,132	5,383
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	[2]	$ 27	$ 556
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Loans Receivable and Allowan_10

Loans Receivable and Allowance for Loan Losses (Impaired Loans) (Details) - USD ($)		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded		$ 35,721,000	$ 31,599,000
Average Recorded Investment - With an allowance recorded		23,747,000	9,497,000
Average Recorded Investment - Total		59,468,000	41,096,000
Interest Income Recognized - With no related allowance recorded		1,480,000	1,266,000
Interest Income Recognized - With an allowance recorded		786,000	429,000
Interest Income Recognized - Total		2,266,000	1,695,000
Recorded Investment - With no related allowance recorded		26,758,000	68,610,000
Recorded Investment - With an allowance recorded		22,624,000	14,591,000
Recorded Investment - Total		49,382,000	83,201,000
Unpaid Principal Balance - With no related allowance recorded		33,085,000	82,212,000
Unpaid Principal Balance - With an allowance recorded		37,191,000	20,722,000
Unpaid Principal Balance - Total		70,276,000	102,934,000
Related Allowance		7,828,000	4,461,000
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded		2,968,000	4,511,000
Average Recorded Investment - With an allowance recorded		2,230,000	3,585,000
Interest Income Recognized - With no related allowance recorded		145,000	159,000
Interest Income Recognized - With an allowance recorded		231,000	83,000
Recorded Investment - With no related allowance recorded		2,950,000	4,084,000
Recorded Investment - With an allowance recorded		2,011,000	3,197,000
Unpaid Principal Balance - With no related allowance recorded		3,300,000	4,660,000
Unpaid Principal Balance - With an allowance recorded		2,032,000	3,252,000
Related Allowance		265,000	416,000
Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded		28,189,000	21,871,000
Average Recorded Investment - With an allowance recorded		11,111,000	1,993,000
Interest Income Recognized - With no related allowance recorded		1,073,000	760,000
Interest Income Recognized - With an allowance recorded		380,000	76,000
Recorded Investment - With no related allowance recorded		20,915,000	57,558,000
Recorded Investment - With an allowance recorded		10,830,000	4,296,000
Unpaid Principal Balance - With no related allowance recorded		22,100,000	58,739,000
Unpaid Principal Balance - With an allowance recorded		14,494,000	4,501,000
Related Allowance		1,690,000	378,000
Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded		697,000
Average Recorded Investment - With an allowance recorded		2,105,000
Interest Income Recognized - With no related allowance recorded		36,000
Interest Income Recognized - With an allowance recorded		9,000
Recorded Investment - With an allowance recorded		2,847,000
Unpaid Principal Balance - With an allowance recorded		2,847,000
Related Allowance		210,000
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	[1]	2,886,000	4,117,000
Average Recorded Investment - With an allowance recorded		7,949,000	3,477,000
Interest Income Recognized - With no related allowance recorded	[1]	182,000	313,000
Interest Income Recognized - With an allowance recorded		164,000	258,000
Recorded Investment - With no related allowance recorded	[1]	2,114,000	5,844,000
Recorded Investment - With an allowance recorded	[1]	6,632,000	6,648,000
Unpaid Principal Balance - With no related allowance recorded	[1]	6,905,000	17,687,000
Unpaid Principal Balance - With an allowance recorded	[1]	17,514,000	12,511,000
Related Allowance	[1]	5,650,000	3,640,000
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment - With no related allowance recorded	[2]	981,000	1,100,000
Average Recorded Investment - With an allowance recorded		352,000	442,000
Interest Income Recognized - With no related allowance recorded	[2]	44,000	34,000
Interest Income Recognized - With an allowance recorded		2,000	12,000
Recorded Investment - With no related allowance recorded	[2]	779,000	1,124,000
Recorded Investment - With an allowance recorded	[2]	304,000	450,000
Unpaid Principal Balance - With no related allowance recorded	[2]	780,000	1,126,000
Unpaid Principal Balance - With an allowance recorded	[2]	304,000	458,000
Related Allowance	[2]	$ 13,000	$ 27,000
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Loans Receivable and Allowan_11

Loans Receivable and Allowance for Loan Losses (Troubled Debt Restructurings) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	$ 15,972	$ 16,063
Number of Contracts | loan	5	9
Pre-Modification Outstanding Recorded Investments	$ 3,487	$ 1,205
Post-modification outstanding recorded investments	3,384	1,128
Performing Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	12,402	13,760
Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Total recorded investment in TDRs	$ 3,570	$ 2,303
Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | loan		3
Pre-Modification Outstanding Recorded Investments		$ 615
Post-modification outstanding recorded investments		$ 580
Commercial & Multi-family [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | loan	2
Pre-Modification Outstanding Recorded Investments	$ 3,261
Post-modification outstanding recorded investments	$ 3,169
Commercial Business [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | loan	2	3
Pre-Modification Outstanding Recorded Investments	$ 130	$ 428
Post-modification outstanding recorded investments	$ 120	$ 387
Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | loan	1	3
Pre-Modification Outstanding Recorded Investments	$ 96	$ 162
Post-modification outstanding recorded investments	$ 95	$ 161

Loans Receivable and Allowan_12

Loans Receivable and Allowance for Loan Losses (Delinquency Status of Total Loans) (Details) - USD ($)		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		$ 2,343,937,000	$ 2,330,018,000
Loans Receivable >90 Days and Accruing		3,124,000	333,000
Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		20,806,000	30,879,000
30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		5,738,000	20,847,000
60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		166,000	4,178,000
Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		14,902,000	5,854,000
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		2,323,131,000	2,299,139,000
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		224,534,000	244,369,000
Loans Receivable >90 Days and Accruing			125,000
Originated loans [Member] | Residential [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		1,149,000	1,437,000
Originated loans [Member] | Residential [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		1,063,000	507,000
Originated loans [Member] | Residential [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable			266,000
Originated loans [Member] | Residential [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		86,000	664,000
Originated loans [Member] | Residential [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		223,385,000	242,932,000
Originated loans [Member] | Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		1,720,174,000	1,690,836,000
Originated loans [Member] | Commercial & Multi-family [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		6,348,000	20,240,000
Originated loans [Member] | Commercial & Multi-family [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		1,181,000	15,910,000
Originated loans [Member] | Commercial & Multi-family [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable			2,996,000
Originated loans [Member] | Commercial & Multi-family [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		5,167,000	1,334,000
Originated loans [Member] | Commercial & Multi-family [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		1,713,826,000	1,670,596,000
Originated loans [Member] | Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		153,904,000	155,967,000
Originated loans [Member] | Construction Loans In Process [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		5,746,000
Originated loans [Member] | Construction Loans In Process [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		2,899,000
Originated loans [Member] | Construction Loans In Process [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		2,847,000
Originated loans [Member] | Construction Loans In Process [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		148,158,000	155,967,000
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	191,139,000	184,357,000
Loans Receivable >90 Days and Accruing	[1]	3,124,000	133,000
Originated loans [Member] | Commercial Business [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	7,346,000	8,147,000
Originated loans [Member] | Commercial Business [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	405,000	3,889,000
Originated loans [Member] | Commercial Business [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	166,000	904,000
Originated loans [Member] | Commercial Business [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	6,775,000	3,354,000
Originated loans [Member] | Commercial Business [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[1]	183,793,000	176,210,000
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]	50,469,000	53,667,000
Loans Receivable >90 Days and Accruing	[2]		75,000
Originated loans [Member] | Home Equity [Member] | Total Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]	217,000	1,055,000
Originated loans [Member] | Home Equity [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]	190,000	541,000
Originated loans [Member] | Home Equity [Member] | 60 to 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]		12,000
Originated loans [Member] | Home Equity [Member] | Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]	27,000	502,000
Originated loans [Member] | Home Equity [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable	[2]	50,252,000	52,612,000
Originated loans [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		3,717,000	822,000
Originated loans [Member] | Consumer [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans Receivable		$ 3,717,000	$ 822,000
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Loans Receivable and Allowan_13

Loans Receivable and Allowance for Loan Losses (Loan Portfolio by Pass Rating) (Details) - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		$ 2,343,937	$ 2,330,018
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		39,200	68,600
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		224,534	244,369
Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		1,720,174	1,690,836
Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		153,904	155,967
Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	191,139	184,357
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[2]	50,469	53,667
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		3,717	822
Originated loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		2,343,937	2,330,018
Originated loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		2,254,421	2,256,702
Originated loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		50,359	4,736
Originated loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		39,157	68,580
Originated loans [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		224,534	244,369
Originated loans [Member] | Residential [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		223,660	241,237
Originated loans [Member] | Residential [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		505	1,087
Originated loans [Member] | Residential [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		369	2,045
Originated loans [Member] | Commercial & Multi-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		1,720,174	1,690,836
Originated loans [Member] | Commercial & Multi-family [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		1,647,701	1,631,838
Originated loans [Member] | Commercial & Multi-family [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		45,087	2,152
Originated loans [Member] | Commercial & Multi-family [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		27,386	56,846
Originated loans [Member] | Construction Loans In Process [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		153,904	155,967
Originated loans [Member] | Construction Loans In Process [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		151,057	155,967
Originated loans [Member] | Construction Loans In Process [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		2,847
Originated loans [Member] | Commercial Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	191,139	184,357
Originated loans [Member] | Commercial Business [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	178,056	173,833
Originated loans [Member] | Commercial Business [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	4,767	1,497
Originated loans [Member] | Commercial Business [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[1]	8,316	9,027
Originated loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[2]	50,469	53,667
Originated loans [Member] | Home Equity [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[2]	50,230	53,005
Originated loans [Member] | Home Equity [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross	[2]	239	662
Originated loans [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		3,717	822
Originated loans [Member] | Consumer [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable, gross		$ 3,717	$ 822
[1]	Includes business lines of credit.
[2]	Includes home equity lines of credit.

Premises and Equipment (Narrati

Premises and Equipment (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Premises and Equipment [Abstract]
Depreciation of premises and equipment	$ 2,989,000	$ 2,995,000
Rental expense	$ 4,599,000	$ 4,254,000

Premises and Equipment (Summary

Premises and Equipment (Summary of Premises and Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 29,636	$ 35,529
Accumulated depreciation and amortization	(17,399)	(20,257)
Premises and equipment, net	12,237	15,272
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,447	1,646
Buildings and improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	6,468	7,080
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	12,760	13,713
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 8,961	$ 13,090

Premises and Equipment (Minimum

Premises and Equipment (Minimum Obligation under Non-Cancelable Lease Agreement) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Commitments and Contingencies [Abstract]
2022	$ 3,296
2023	2,423
2024	2,032
2025	1,613
2026	1,399
Thereafter	3,062
Gross Operating Lease Liabilities	$ 13,825

Interest Receivable (Summary of

Interest Receivable (Summary of Interest Receivable) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest Receivable	$ 9,183	$ 12,924
Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest Receivable	8,461	12,324
Securities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest Receivable	$ 722	$ 600

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Time Deposits [Line Items]
Certificates of deposit	$ 275	$ 302.9
Related party deposits	15.9
Brokered deposits		$ 20
Available-for-sale Securities [Member]
Time Deposits [Line Items]
Collateral pledged	30.9
Letter of Credit [Member]
Time Deposits [Line Items]
Collateral pledged	$ 150

Deposits (Schedule Of Deposits)

Deposits (Schedule Of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Non-interest bearing	$ 588,207	$ 402,100
Interest bearing	668,262	613,882
Money market	337,126	315,208
Demand	1,593,595	1,331,190
Savings and club	329,724	297,765
Certificates of deposit	638,083	689,095
Total deposits	$ 2,561,402	$ 2,318,050

Deposits (Schedule Of Maturitie

Deposits (Schedule Of Maturities Of Time Certificates Of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
2022	$ 569,231
2023	44,113
2024	16,312
2025	5,836
Thereafter	2,591
Total	$ 638,083	$ 689,095

Short-Term Debt and Long-term_3

Short-Term Debt and Long-term Debt (Narrative) (Details) - USD ($)	1 Months Ended		12 Months Ended
	Nov. 30, 2020	Oct. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Debt Instrument [Line Items]
Loans pledged as collateral			$ 733,300,000	$ 814,600,000
Securities pledged as collateral				0	$ 0
Unamortized prepayment penalties			$ 2,100,000	2,600,000
Maximum ratio of debt to total assets under debt covenant			50.00%
Maximum total debt under debt covenant			$ 1,484,000,000
Repayments of Federal Home Loan Bank of New York Advances			130,000,000	142,800,000
Net proceeds from Federal Home Loan Bank of New York Advances			10,000,000	88,161,000
FHLB Of New York Advance Due September 2022 [Member]
Debt Instrument [Line Items]
Repayments of Federal Home Loan Bank of New York Advances		$ 20,800,000
Fixed interest rate		3.10%
FHLB Of New York Advance Issued October 2020 [Member]
Debt Instrument [Line Items]
Fixed interest rate		0.59%
Net proceeds from Federal Home Loan Bank of New York Advances		$ 20,800,000
Debt term		5 years
Prepayment penalty		1.15%
FHLB Of New York Advance Due 2023 [Member]
Debt Instrument [Line Items]
Repayments of Federal Home Loan Bank of New York Advances	$ 25,000,000
Fixed interest rate	2.90%
FHLB Of New York Advance Issued November 2020 [Member]
Debt Instrument [Line Items]
Fixed interest rate	0.68%
Net proceeds from Federal Home Loan Bank of New York Advances	$ 25,000,000
Debt term	5 years
Prepayment penalty	1.25%
FHLB Advances Due In 2021 Through 2024 [Member]
Debt Instrument [Line Items]
Debt extinguished			$ 115,000,000
Weighted average interest rate			1.60%
Increase (decrease) in weighted average interest rate			(0.16%)
FHLB Of New York Advances Due In 2021 And 2022 [Member]
Debt Instrument [Line Items]
Debt extinguished				$ 47,000,000
Weighted average interest rate				2.24%
Increase (decrease) in weighted average interest rate				(0.12%)

Short-Term Debt and Long-term_4

Short-Term Debt and Long-term Debt (Short-term Borrowings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Debt [Abstract]
Average balance outstanding during the year	$ 48	$ 160
Highest month-end balance during the year		$ 25,000
Average interest rate during the year	0.50%	0.36%

Short-Term Debt and Long-term_5

Short-Term Debt and Long-term Debt (Long Term Debt) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Weighted Average Rate	1.39%	1.66%
Amount	$ 71,711	$ 191,161
Maturing by December 31, 2021 [Member]
Debt Instrument [Line Items]
Weighted Average Rate		2.05%
Amount		$ 53,000
Maturing by December 31, 2022 [Member]
Debt Instrument [Line Items]
Weighted Average Rate		1.49%
Amount		$ 23,000
Maturing by December 31, 2023 [Member]
Debt Instrument [Line Items]
Weighted Average Rate		1.29%
Amount		$ 25,000
Maturing by December 31, 2024 [Member]
Debt Instrument [Line Items]
Weighted Average Rate	0.48%	1.21%
Amount	$ 18,000	$ 47,000
Maturing by December 31, 2025 [Member]
Debt Instrument [Line Items]
Weighted Average Rate	1.84%	1.96%
Amount	$ 43,711	$ 43,161
Maturing by December 31, 2026 [Member]
Debt Instrument [Line Items]
Weighted Average Rate	0.65%
Amount	$ 10,000

Subordinated Debt (Narrative) (

Subordinated Debt (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Jul. 30, 2018
Trust Preferred Securities Subject to Mandatory Redemption [Member]
Subordinated Borrowing [Line Items]
Interest rate	2.77%	2.879%
Variable interest rate spread	2.65%
Trust preferred securities	$ 4,100,000
First Five Years [Member]
Subordinated Borrowing [Line Items]
Redemption restriction period	5 years
Fixed To Floating Rate Subordinated Debentures [Member]
Subordinated Borrowing [Line Items]
Face amount			$ 33,500,000
Notes term	10 years
Redemption restriction period	5 years
Deferred finance costs	$ 349,000	$ 582,000
Fixed To Floating Rate Subordinated Debentures [Member] | First Five Years [Member]
Subordinated Borrowing [Line Items]
Interest rate	5.625%
Fixed To Floating Rate Subordinated Debentures [Member] | After Five Years [Member]
Subordinated Borrowing [Line Items]
Variable interest rate spread	2.72%

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 11, 2020	Mar. 02, 2020
Repurchase Program, March 2020 [Member]
Regulatory Matters [Line Items]
Stock repurchase program, shares authorized			500,000
Repurchase Program, December 2020 [Member]
Regulatory Matters [Line Items]
Stock repurchase program, shares authorized		500,000
Shares of common stock repurchased	301,024

Regulatory Matters (Schedule of

Regulatory Matters (Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations) (Details) - BCB Community Bank [Member] $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets): Actual - Amount		$ 278,229
Total capital (to risk-weighted assets): Actual - Ratio		0.0985
Total capital (to risk-weighted assets): For Capital Adequacy Purposes - Amount		$ 197,169
Total capital (to risk-weighted assets): For Capital Adequacy Purposes - Ratio		0.0700
Total capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions - Amount		$ 225,336
Total capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions - Ratio		0.0800
Tier 1 capital (to average assets): Actual - Amount	$ 299,247
Tier 1 capital (to average assets): Actual - Ratio	0.0992
Tier 1 capital (to average assets): For Capital Adequacy Purposes - Amount	$ 211,177
Tier 1 capital (to average assets): For Capital Adequacy Purposes - Ratio	0.0700
Tier 1 capital (to average assets): To be Well Capitalized under Prompt Corrective Action Provisions - Amount	$ 256,429
Tier 1 capital (to average assets): To be Well Capitalized under Prompt Corrective Action Provisions - Ratio	0.0850

Benefit Plans (Narrative) (Deta

Benefit Plans (Narrative) (Details)	Apr. 26, 2021shares	Feb. 19, 2021shares	Feb. 10, 2021shares	Dec. 31, 2021USD ($)itemshares	Dec. 31, 2020USD ($)	Dec. 31, 2025USD ($)	Apr. 26, 2018shares	Apr. 28, 2011shares
Defined Benefit Plan Disclosure [Line Items]
Unrecognized net gain (loss) included in accumulated other comprehensive (loss) income				$ (912,000)	$ (3,095,000)
Estimated long term inflation rate				3.00%
Options granted | shares				72,800
Expected future compensation expense, unexercised options				$ 573,000
Expected future compensation expense, weighted average period for recognition				4 years 6 months
Options Exercisable - Number of Option Shares | shares				860,625
Number of shares underlying options | shares				333,800
Restricted stock expense				$ 187,000	$ 636,000
Expected payments 2022				450,000
Expected payments 2023				$ 432,000
Restricted Stock [Member] | Forecast [Member]
Defined Benefit Plan Disclosure [Line Items]
Restricted stock expense						$ 247,864
Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				4.00%
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				7.00%
2018 Equity Incentive Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares authorized for issuance | shares							1,000,000
2011 Stock Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares authorized for issuance | shares								900,000
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Normal retirement age				65 years
SERP plan expense				$ 597,000
Vesting period				3 years
Expected payments 2022				$ 309,000
Expected payments 2023				320,000
Annuity amount				$ 1,790,000
Directors [Member] | Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Restricted stock issued | shares			26,400
Vesting period			4 years
Directors [Member] | 2018 Equity Incentive Plan [Member] | Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Options granted | shares			66,000
Vesting period			5 years
Certain Officers [Member] | Restricted Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Restricted stock issued | shares		300
Vesting period		2 years
Certain Officers [Member] | 2018 Equity Incentive Plan [Member] | Options [Member]
Defined Benefit Plan Disclosure [Line Items]
Options granted | shares	6,800
Vesting period	5 years
Chief Executive Officer [Member] | Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Number of monthly benefit payments | item				180
Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Target				3.00%
Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Target				61.00%
Equity [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				6.00%
Target				40.00%
Equity [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				10.00%
Target				60.00%
Fixed Income [Member]
Defined Benefit Plan Disclosure [Line Items]
Target				39.00%
Fixed Income [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				2.00%
Target				40.00%
Fixed Income [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected return on plan assets				6.00%
Target				60.00%

Benefits Plans (Pension Plan's

Benefits Plans (Pension Plan's Funded Status and Components of Net Periodic Pension Cost) (Details) - Pension Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Change in Benefit Obligation: Benefit obligation, beginning of year	$ 8,194	$ 7,834
Change in Benefit Obligation: Interest Cost	201	245
Change in Benefit Obligation: Actuarial gain	(929)	773
Change in Benefit Obligation: Benefits paid	(459)	(459)
Change in Benefit Obligation: Lump sum distributions	(515)	(199)
Change in Benefit Obligation: Benefit obligation, ending	6,492	8,194
Change in Plan Assets: Fair value of assets, beginning of year	7,112	7,576
Change in Plan Assets: Actual return (loss) on plan assets	1,006	194
Change in Plan Assets: Benefits paid	(459)	(459)
Change in Plan Assets: Fair value of assets, ending	7,144	7,112
Reconciliation of Funded Status: Projected benefit obligation	6,492	8,194
Reconciliation of Funded Status: Fair value of assets	7,144	7,112
Reconciliation of Funded Status: Unfunded status, included in other liabilities, net	$ 652	$ (1,082)
Valuation assumptions used to determine benefit obligation at period end: Discount rate	2.83%	2.52%

Benefits Plans (Net Periodic Pe

Benefits Plans (Net Periodic Pension and SERP Expense) (Details) - Pension Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 201	$ 245
Expected return on assets	(413)	(441)
Amortization of net loss	635	316
Net Periodic Pension Cost (Credit)	$ 423	$ 120
Valuation assumptions used to determine net periodic benefit cost for the year: Discount rate	2.52%	3.22%
Valuation assumptions used to determine net periodic benefit cost for the year: Long term rate of return on plan assets	6.00%	6.00%
Valuation assumptions used to determine net periodic benefit cost for the year: Salary increase rate

Benefits Plans (Asset Allocatio

Benefits Plans (Asset Allocation Parameters by Asset Class) (Details)	Dec. 31, 2021
Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	61.00%
Equity [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	40.00%
Equity [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	60.00%
Large-Cap U.S. [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	47.00%
Mid/Small-Cap U.S. [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	11.00%
Non-U.S [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	3.00%
Fixed Income [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	39.00%
Fixed Income [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	40.00%
Fixed Income [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	60.00%
Long/Short Duration [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	38.00%
Money Market/Certificates of Deposit [Member]
Defined Benefit Plan Disclosure [Line Items]
Target	1.00%

Benefits Plans (Schedule of Fai

Benefits Plans (Schedule of Fair Value of Plan Assets) (Details) - Pension Plan [Member] - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		$ 7,144	$ 7,112	$ 7,576
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		7,144	7,112
Mutual funds-Equity: Large-Cap Value [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[1]	1,021	954
Mutual funds-Equity: Large-Cap Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[1]	1,021	954
Mutual-funds-Equity: Large-Cap Growth [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[2]	259
Mutual-funds-Equity: Large-Cap Growth [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[2]	259
Mutual-funds-Equity: Diversified Emerging Markets [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[3]	247	323
Mutual-funds-Equity: Diversified Emerging Markets [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[3]	247	323
Mutual funds-Equity: Large Blend [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[4]	1,748	1,592
Mutual funds-Equity: Large Blend [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[4]	1,748	1,592
Mutual-funds-Equity: Technology [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[5]	305	314
Mutual-funds-Equity: Technology [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[5]	305	314
Mutual Funds: Long Government [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[6]	204	252
Mutual Funds: Long Government [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[6]	204	252
Mutual Funds-Fixed Income: Multi-Sector Bond [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[7]	1,047	1,192
Mutual Funds-Fixed Income: Multi-Sector Bond [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[7]	1,047	1,192
Mutual funds-Fixed Income: High Yield Bond [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[8]	732	818
Mutual funds-Fixed Income: High Yield Bond [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[8]	732	818
Mutual Funds: Intermediate Core Bond [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[9]	737	878
Mutual Funds: Intermediate Core Bond [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets	[9]	737	878
Stock: BCB Common Stock [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		800	574
Stock: BCB Common Stock [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		800	574
Cash Equivalents: Money Market [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		44	215
Cash Equivalents: Money Market [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Defined Benefit Plan Fair Value Of Plan Assets [Line Item]
Fair value of plan assets		$ 44	$ 215
[1]	Large-value portfolios invest primarily in big U.S. companies that are less expensive or growing more slowly than other large-cap stocks. Stocks in the top 70 percent of the capitalization of the U.S. equity market are defined as large cap. Value is defined based on low valuations (low price ratios and high dividend yields) and slow growth (low growth rates for earnings, sales, book value, and cash flow).
[2]	Large Cap Growth Stocks of large cap companies that are projected to grow faster than other large cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market defined as large cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields).
[3]	The fund invests at least 80% of the value of its assets in equity securities and equity related instruments that are tied economically to emerging markets.
[4]	This fund invests in 500 of the largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. Stock Markets value.
[5]	The fund normally invests at least 80% of the fund’s net assets in securities of issuers principally engaged in offering, using or developing products, processes or services that will provide or benefit significantly from technological advances and improvements.
[6]	The fund normally invests at least 80% of assets in securities included in the Bloomberg Barclays U.S. Long Treasury Bond Index.
[7]	Multi Sector portfolios seek income by diversifying their assets among several fixed-income sectors, usually U.S. government obligations, foreign bonds, and high-yield domestic debt securities.
[8]	High Yield Bond funds invest at least 65 percent of assets in bonds rated below BBB. This fund seeks to provide shareholders with a high level of current income with capital growth as a secondary objective.
[9]	Intermediate term core bond portfolios invest primarily in investment grade U.S. fixed-income issues including government, corporate, and securitized debt, and hold less than 5% in below-investment grade exposures.

Benefits Plans (Expected Benefi

Benefits Plans (Expected Benefit Payments) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Defined Benefit Plan Disclosure [Line Items]
2022	$ 450
2023	432
2024	413
2025	414
2026	409
2027-2031	1,912
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
2022	309
2023	$ 320

Benefits Plans (Schedule of Sha

Benefits Plans (Schedule of Share-Based Compensation Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Stock Option Expense	$ 230	$ 558
Restricted Stock Expense	187	636
Total share-based compensation expense	$ 417	$ 1,194

Benefits Plans (Summary of Stat

Benefits Plans (Summary of Status of Restricted Shares) (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Benefit Plans [Abstract]
Number of Shares Awarded, Non-vested at beginning of period | shares	22,304
Number of Shares Awarded, Granted | shares	26,700
Number of Shares Awarded, Vested | shares	(22,304)
Number of Shares Awarded, Forfeited | shares
Number of Shares Awarded, Non-vested at end of period | shares	26,700
Weighted Average Grant Date Fair Value, Non-vested at beginning of period | $ / shares	$ 12.46
Weighted Average Grant Date Fair Value, Granted | $ / shares	12.89
Weighted Average Grant Date Fair Value, Vested | $ / shares	12.46
Weighted Average Grant Date Fair Value, Forfeited | $ / shares
Weighted Average Grant Date Fair Value, Non-vested at end of period | $ / shares	$ 12.89

Benefits Plans (Summary of Stoc

Benefits Plans (Summary of Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands		12 Months Ended
		Dec. 31, 2021		Dec. 31, 2020	Dec. 31, 2019
Benefit Plans [Abstract]
Outstanding, Beginning Balance - Number of Options		1,192,348		1,200,975
Options Granted - Number of Options		72,800
Options Exercised - Number of Options		(70,723)	[1]	(500)
Options Forfeited - Number of Options				(8,127)
Outstanding, Ending Balance - Number of Options		1,194,425		1,192,348	1,200,975
Outstanding, Range of Exercise Price, Lower Range Limit (per share)		$ 9.02		$ 8.93	$ 8.93
Outstanding, Range of Exercise Price, Upper Range Limit (per share)		13.68		13.32	13.32
Options Shares Forfeited - Range of Exercise Prices, Lower Range Limit				11.26
Options Shares Forfeited - Range of Exercise Prices, Upper Range Limit				12.46
Options Exercised - Exercise Price				10.55
Options Shares Granted, Range of Exercise Prices, Lower Range Limit		12.89
Options Shares Granted, Range of Exercise Prices, Upper Range Limit		13.68
Option Shares Exercised - Range of Exercise Prices, Lower Range Limit		8.93	[1]	10.55
Option Shares Exercised - Range of Exercise Prices, Upper Range Limit	[1]	12.46
Outstanding Number of Options, Beginning Balance - Weighted Average Exercise Price		11.45		11.45
Number of Options Granted - Weighted Average Exercise Price		12.96
Number of Options, Exercised - Weighted Average Exercise Price		9.87	[1]	10.55
Number of Options Forfeited - Weighted Average Exercise Price				11.68
Outstanding Number of Options, Ending Balance - Weighted Average Exercise Price		$ 11.64		$ 11.45	$ 11.45
Outstanding, Weighted Average Remaining Contractual Term		5 years 5 months 8 days		6 years 14 days	7 years 18 days
Options Outstanding, Intrinsic Value		$ 4,528		$ 333	$ 2,806
Exercisable - Number of Options		860,625
Exercise of stock options		31,432
[1]	Includes 31,432 cashless exercise of options.

Benefits Plans (Schedule of Ass

Benefits Plans (Schedule of Assumptions Used) (Details)	12 Months Ended
	Dec. 31, 2020$ / shares
Benefit Plans [Abstract]
Expected life	7 years 1 month 13 days
Risk-free interest rate	0.86%
Volatility	28.40%
Dividend yield	4.32%
Fair Value	$ 2.04

Stockholders' Equity (Narrative

Stockholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 21, 2021	Dec. 15, 2020	Sep. 01, 2020	Aug. 31, 2020	Aug. 10, 2020	Jul. 13, 2020	Dec. 31, 2021	Dec. 31, 2020
Stockholders' Equity Note [Line Items]
Preferred stock redeemed, value								$ 10,485
Series H Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate		3.50%	3.50%			3.50%	3.50%	3.50%
Proceeds from issuance of private placement		$ 2,300	$ 5,900			$ 3,100
Shares issued		225	590			308
Series F Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate				6.00%				6.00%
Preferred stock redeemed, shares				6,465
Preferred stock, redemption price				$ 1,000
Preferred stock redeemed, value				$ 6,500
Series C Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate					6.00%			6.00%
Preferred stock redeemed, shares					388
Preferred stock, redemption price					$ 10,000
Preferred stock redeemed, value					$ 3,900
Series G Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate							6.00%	6.00%
Series I Preferred Stock [Member]
Stockholders' Equity Note [Line Items]
Preferred stock, dividend rate	0.01%						3.00%
Proceeds from issuance of private placement	$ 3,200
Shares issued	320

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Narrative) (Details) - Core Deposit Intangibles [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Amortization expense	$ 57	$ 64
Intangible assets, net	178	234
Goodwill	$ 5,200	$ 5,200
Intangible asset, useful life	10 years

Dividend Restrictions (Narrativ

Dividend Restrictions (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Dividend Restrictions [Abstract]
Minimum percentage of capital stock surplus under dividend restriction	50.00%
Cash dividends paid to parent company	$ 15,885	$ 18,212

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Apr. 17, 2018
Income Tax Disclosure [Line Items]
Operating loss carryforwards	$ 6,500,000	$ 6,900,000	$ 8,700,000
Federal statutory rate	21.00%	21.00%
Internal Revenue Service (IRS) [Member]
Income Tax Disclosure [Line Items]
Maximum annual amount of net operating loss carryforward that may be used on a cumulative basis	$ 459,000
Internal Revenue Service (IRS) [Member] | 2011 Acquisition [Member]
Income Tax Disclosure [Line Items]
Operating loss carryforwards, expiration date	Dec. 31, 2035

Income Taxes (Components of Inc

Income Taxes (Components of Income Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Abstract]
Current income tax expense: Federal	$ 8,736	$ 6,407
Current income tax expense: State	6,257	4,172
Current income tax expense	14,993	10,579
Deferred income tax expense: Federal	(571)	(1,122)
Deferred income tax expense: State	(404)	(891)
Deferred income tax expense	(975)	(2,013)
Income Tax Expense	$ 14,018	$ 8,566

Income Taxes (Deferred Tax Asse

Income Taxes (Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Taxes [Abstract]
Deferred income tax assets: Allowance for loan losses	$ 10,610	$ 8,884
Deferred income tax assets: Other real estate owned expenses	11	9
Deferred income tax assets: Non-accrual interest	361	755
Deferred income tax assets: Benefit Plan-accumulated other comprehensive loss	234	884
Deferred income tax assets: Valuation adjustment on loans receivable acquired	1,277	1,810
Deferred income tax assets: Net operating loss carryforwards	1,359	1,455
Deferred income tax assets: Lease liability	3,645	4,352
Deferred income tax assets: Other	1,509	1,178
Deferred income tax assets	19,006	19,327
Deferred income tax liabilities: Valuation adjustment on premises and equipment acquired	77	145
Deferred income tax liabilities: Right-of-use assets	3,561	4,284
Deferred income tax liabilities: Unrealized gain on securities	1,028	1,088
Deferred income tax liabilities, SBA servicing asset	520	688
Deferred income tax liabilities: Borrowing modification	597
Defined income tax liabilities, Benefit plans	264	548
Deferred income tax liabilities	6,047	6,753
Net Deferred Tax Asset	$ 12,959	$ 12,574	$ 11,180

Income Taxes (Summary of Change

Income Taxes (Summary of Change in Net Deferred Tax Asset) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Abstract]
Balance at beginning of year	$ 12,574	$ 11,180
Deferred tax benefit	975	2,013
Other comprehensive income, Available for sale securities	60	(827)
Other comprehensive income, Benefit plan	(650)	208
Balance at end of year	$ 12,959	$ 12,574

Income Taxes (Effective Income

Income Taxes (Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Taxes [Abstract]
Federal income tax expense at statutory rate	$ 10,134	$ 6,179
State income tax, net of federal income tax effect	4,684	2,592
Tax-exempt income	(45)	(99)
Bank-owned life insurance earnings	(620)	(217)
Other items, net	(135)	111
Income Tax Expense	$ 14,018	$ 8,566
Effective Income Tax Rate	29.00%	29.10%

Commitments and Contingencies_2

Commitments and Contingencies (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021item
Commitments And Contingencies Disclosure [Line Items]
Number of operating leases	29
Minimum [Member]
Commitments And Contingencies Disclosure [Line Items]
Lease terms	1 year
Maximum [Member]
Commitments And Contingencies Disclosure [Line Items]
Lease terms	12 years

Commitments and Contingencies_3

Commitments and Contingencies (Loan Related Commitments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments And Contingencies Disclosure [Line Items]
Fair Value	$ 269,675	$ 253,516
Loan Origination Commitments [Member]
Commitments And Contingencies Disclosure [Line Items]
Fair Value	67,392	49,605
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Fair Value	3,309	2,784
Construction Loans In Process [Member]
Commitments And Contingencies Disclosure [Line Items]
Fair Value	84,195	82,336
Unused Lines Of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Fair Value	$ 114,779	$ 118,791

Commitments and Contingencies_4

Commitments and Contingencies (Schedule of Lease Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies [Abstract]
Operating lease cost	$ 3,711
Variable lease cost-operating leases	976
Operating lease right-of-use assets	12,457	$ 14,988
Current liabilities	3,296
Operating lease liabilities (noncurrent portion)	10,529
Imputed interest	(1,073)
Total Operating Lease Liabilities	$ 12,752	$ 15,224

Commitments and Contingencies_5

Commitments and Contingencies (Summary of Lease Terms and Discount Rate) (Details)	Dec. 31, 2021
Commitments and Contingencies [Abstract]
Weighted Average Remaining Lease Term, Operating leases	5 years 11 months 26 days
Weighted Average Discount Rate, Operating leases	2.60%

Commitments and Contingencies_6

Commitments and Contingencies (Summary of Maturity of Lease Obligations for Operating Leases) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies [Abstract]
One year or less	$ 3,296
Year two	2,423
Year three	2,032
Over one year through three years	4,455
Year four	1,613
Year five	1,399
Over three years through five years	3,012
Over five years	3,062
Gross Operating Lease Liabilities	13,825
Imputed interest	(1,073)
Total Operating Lease Liabilities	$ 12,752	$ 15,224

Fair Value Measurements and F_3

Fair Value Measurements and Fair Value of Financial Instruments (Narrative) (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Fair Value Measurements and Fair Value of Financial Instruments [Abstract]
Impaired loans	$ 22,624,000	$ 14,591,000
Valuation allowance	$ 7,828,000	$ 4,461,000

Fair Value Measurements and F_4

Fair Value Measurements and Fair Value of Financial Instruments (Fair Value Measurements, Recurring) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	$ 85,186	$ 99,756
Marketable Equities	25,187	17,717
Total Securities	110,373	117,473
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Marketable Equities	25,187	17,717
Total Securities	25,187	17,717
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities Available for Sale	85,186	99,756
Total Securities	$ 85,186	$ 99,756

Fair Value Measurements and F_5

Fair Value Measurements and Fair Value of Financial Instruments (Fair Value Measurements, Nonrecurring) (Details) - USD ($)	Dec. 31, 2021		Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 75,000		$ 414,000
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	14,796,000	[1],[2]	10,130,000
Other real estate owned	75,000	[1],[2]	414,000
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	14,796,000		10,130,000
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	14,796,000		10,130,000
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	75,000		414,000
Other Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 75,000		$ 414,000
[1]	Appraisals may be adjusted by management for qualitative factors such as age of appraisal, expected condition of property, economic conditions, and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
[2]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.

Fair Value Measurements and F_6

Fair Value Measurements and Fair Value of Financial Instruments (Quantitative Information about Level 3 Fair Value Measurements) (Details)	Dec. 31, 2021USD ($)item		Dec. 31, 2020USD ($)item
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate Owned | $	$ 75,000		$ 414,000
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans | $	14,796,000	[1],[2]	10,130,000
Other Real Estate Owned | $	$ 75,000	[1],[2]	$ 414,000
Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Range	0		0
Other Real Estate Owned, Range	0		0
Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans, Range	0.10		0.10
Other Real Estate Owned, Range	0.10		0.10
[1]	Appraisals may be adjusted by management for qualitative factors such as age of appraisal, expected condition of property, economic conditions, and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
[2]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.

Fair Value Measurements and F_7

Fair Value Measurements and Fair Value of Financial Instruments (Carrying Values and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 85,186	$ 99,756
Equity investments	25,187	17,717
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	411,629	261,229
Interest-earning time deposits	735	735
Debt securities available for sale	85,186	99,756
Equity investments	25,187	17,717
Loans held for sale	952	3,530
Loans receivable, net	2,304,942	2,295,021
FHLB of New York stock, at cost	6,084	11,324
Accrued interest receivable	9,183	12,924
Deposits	2,561,402	2,318,050
Debt	71,711	191,161
Subordinated debentures	37,275	37,042
Accrued interest payable	1,051	1,463
Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	411,629	261,229
Interest-earning time deposits	735	735
Debt securities available for sale	85,186	99,756
Equity investments	25,187	17,717
Loans held for sale	952	3,530
Loans receivable, net	2,313,204	2,309,118
FHLB of New York stock, at cost	6,084	11,324
Accrued interest receivable	9,183	12,924
Deposits	2,520,191	2,323,561
Debt	71,214	194,899
Subordinated debentures	45,020	37,252
Accrued interest payable	1,051	1,463
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	411,629	261,229
Equity investments	25,187	17,717
Deposits	1,881,121	1,627,871
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest-earning time deposits	735	735
Debt securities available for sale	85,186	99,756
Loans held for sale	952	3,530
FHLB of New York stock, at cost	6,084	11,324
Accrued interest receivable	9,183	12,924
Deposits	639,070	695,690
Debt	71,214	194,899
Subordinated debentures	45,020	37,252
Accrued interest payable	1,051	1,463
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans receivable, net	$ 2,313,204	$ 2,309,118

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss (Components of Accumulated Other Comprehensive Loss) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss)	$ 1,128	$ (205)
Net Unrealized Gain (Loss) On Securities Available For Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), before tax	2,440	2,682
Tax effect	(605)	(665)
Accumulated other comprehensive income (loss)	1,835	2,017
Benefit Plan Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), before tax	(930)	(3,095)
Tax effect	223	873
Accumulated other comprehensive income (loss)	$ (707)	$ (2,222)

Parent Only Condensed Financi_3

Parent Only Condensed Financial Information (Statements of Financial Condition) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and due from banks	$ 9,606	$ 23,201
Other assets	7,986	9,011
Total assets	2,967,528	2,821,016
Subordinated debentures	37,275	37,042
Other Liabilities	10,364	10,328
Total liabilities	2,693,504	2,571,805
Stockholders’ Equity	274,024	249,211	$ 239,473
Total Liabilities and Stockholders' equity	2,967,528	2,821,016
Parent Company [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and due from banks	3,812	1,737
Investment in subsidiaries	307,165	284,965
Restricted common stock	124	124
Other assets	1,331	550
Total assets	312,432	287,376
Subordinated debentures	37,275	37,042
Other Liabilities	1,133	1,123
Total liabilities	38,408	38,165
Stockholders’ Equity	274,024	249,211
Total Liabilities and Stockholders' equity	$ 312,432	$ 287,376

Parent Only Condensed Financi_4

Parent Only Condensed Financial Information (Statements of Operations) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Condensed Income Statements, Captions [Line Items]
Total Income	$ 112,573	$ 113,426
Interest expense, borrowed money	15,180	33,016
Income tax benefit	14,018	8,566
Net Income	34,240	20,857
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from Bank	15,885	17,327
Interest and dividends from investments		2
Total Income	15,885	17,329
Interest expense, borrowed money	2,230	2,256
Other	353	289
Total Expense	2,583	2,545
Income before Income Tax Expense and Equity in Undistributed Earnings of Subsidiaries	13,302	14,784
Income tax benefit	(777)	(765)
Income before Equity in Undistributed Earnings of Subsidiaries	14,079	15,549
Equity in undistributed earnings of subsidiaries	20,161	5,308
Net Income	$ 34,240	$ 20,857

Parent Only Condensed Financi_5

Parent Only Condensed Financial Information (Statements of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	$ 34,240	$ 20,857
Decrease (increase) in other assets	1,025	272
(Decrease) increase in other liabilities	2,613	927
Net Cash Provided By Operating Activities	45,893	139,345
Net Cash Used In Investing Activities	(7,668)	(315,491)
Proceeds from issuance of preferred stock	3,200	11,192
Redemption of preferred stock		(10,485)
Proceeds from issuance of common stock	478	357
Cash dividend paid	(9,775)	(9,225)
Purchase of treasury stock	(4,207)	(4,870)
Net Cash Provided by (Used in) Financing Activities	112,175	(112,978)
Net Increase (Decrease) in Cash and Cash Equivalents	150,400	(289,124)
Cash and Cash Equivalents - Beginning	261,229	550,353
Cash and Cash Equivalents - Ending	411,629	261,229
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	34,240	20,857
Amortization	233	232
Equity in undistributed earnings of subsidiaries	(20,161)	(5,308)
Decrease (increase) in other assets	(781)	141
(Decrease) increase in other liabilities	10	(58)
Net Cash Provided By Operating Activities	13,541	15,864
Additional investment in subsidiary	(289)
Net Cash Used In Investing Activities	(289)
Proceeds from issuance of preferred stock	3,200	11,192
Redemption of preferred stock		(10,485)
Proceeds from issuance of common stock	765	362
Cash dividend paid	(10,935)	(10,525)
Purchase of treasury stock	(4,207)	(4,870)
Net Cash Provided by (Used in) Financing Activities	(11,177)	(14,326)
Net Increase (Decrease) in Cash and Cash Equivalents	2,075	1,538
Cash and Cash Equivalents - Beginning	1,737	199
Cash and Cash Equivalents - Ending	$ 3,812	$ 1,737

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Feb. 04, 2022	Jan. 12, 2022	Aug. 31, 2020	Aug. 10, 2020	Dec. 31, 2021	Dec. 31, 2020
Subsequent Event [Line Items]
Preferred stock redeemed, value						$ 10,485
Subsequent Event [Member]
Subsequent Event [Line Items]
Date declared		Jan. 12, 2022
Dividends per common share		$ 0.16
Date of record		Feb. 1, 2022
Date paid		Feb. 15, 2022
Series F Preferred Stock [Member]
Subsequent Event [Line Items]
Preferred stock redeemed, shares			6,465
Preferred stock, dividend rate			6.00%			6.00%
Preferred stock, redemption price			$ 1,000
Preferred stock redeemed, value			$ 6,500
Series C Preferred Stock [Member]
Subsequent Event [Line Items]
Preferred stock redeemed, shares				388
Preferred stock, dividend rate				6.00%		6.00%
Preferred stock, redemption price				$ 10,000
Preferred stock redeemed, value				$ 3,900
Series G Preferred Stock [Member]
Subsequent Event [Line Items]
Preferred stock, dividend rate					6.00%	6.00%
Series G Preferred Stock [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Preferred stock redeemed, shares	533
Preferred stock, dividend rate	6.00%
Preferred stock, redemption price	$ 10,000
Preferred stock redeemed, value	$ 5,300