WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	670	1,906	SH		SOLE	0	0	0	1,906
ISHARES TR	CORE S&P MCP ETF	464287507	1,543	5,779	SH		SOLE	0	0	0	5,779
ISHARES TR	CORE S&P SCP ETF	464287804	2,839	25,961	SH		SOLE	0	0	0	25,961
ISHARES TR	S&P 500 VAL ETF	464287408	481	3,235	SH		SOLE	0	0	0	3,235
ISHARES TR	CORE S&P500 ETF	464287200	3,789	8,554	SH		SOLE	0	0	0	8,554
ISHARES TR	S&P 500 GRWT ETF	464287309	502	6,571	SH		SOLE	0	0	0	6,571
ISHARES TR	RUSSELL 3000 ETF	464287689	287	1,098	SH		SOLE	0	0	0	1,098
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	308	632	SH		SOLE	0	0	0	632
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,937	20,265	SH		SOLE	0	0	0	20,265
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,531	38,501	SH		SOLE	0	0	0	38,501
AGILENT TECHNOLOGIES INC	COM	00846U101	351	2,338	SH		SOLE	0	0	0	2,338
AMAZON COM INC	COM	023135106	4,932	1,333	SH		SOLE	0	0	0	1,333
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,213	17,923	SH		SOLE	0	0	0	17,923
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,177	18,570	SH		SOLE	0	0	0	18,570
EMERSON ELEC CO	COM	291011104	581	5,905	SH		SOLE	0	0	0	5,905
BOEING CO	COM	097023105	1,108	4,906	SH		SOLE	0	0	0	4,906
HERSHEY CO	COM	427866108	649	3,648	SH		SOLE	0	0	0	3,648
INVESCO QQQ TR	UNIT SER 1	46090E103	7,808	21,190	SH		SOLE	0	0	0	21,190
AMGEN INC	COM	031162100	432	1,762	SH		SOLE	0	0	0	1,762
ABBOTT LABS	COM	002824100	1,668	13,955	SH		SOLE	0	0	0	13,955
ALTRIA GROUP INC	COM	02209S103	719	15,110	SH		SOLE	0	0	0	15,110
FEDEX CORP	COM	31428X106	1,254	4,216	SH		SOLE	0	0	0	4,216
GRAINGER W W INC	COM	384802104	758	1,660	SH		SOLE	0	0	0	1,660
INTEL CORP	COM	458140100	2,211	40,704	SH		SOLE	0	0	0	40,704
ILLINOIS TOOL WKS INC	COM	452308109	470	2,070	SH		SOLE	0	0	0	2,070
ORACLE CORP	COM	68389X105	1,367	15,561	SH		SOLE	0	0	0	15,561
DISNEY WALT CO	COM	254687106	6,197	34,670	SH		SOLE	0	0	0	34,670
HONEYWELL INTL INC	COM	438516106	1,697	7,404	SH		SOLE	0	0	0	7,404
SHERWIN WILLIAMS CO	COM	824348106	942	3,300	SH		SOLE	0	0	0	3,300
US BANCORP DEL	COM NEW	902973304	240	4,276	SH		SOLE	0	0	0	4,276
JOHNSON & JOHNSON	COM	478160104	7,795	45,357	SH		SOLE	0	0	0	45,357
MEDTRONIC PLC	SHS	G5960L103	454	3,544	SH		SOLE	0	0	0	3,544
PFIZER INC	COM	717081103	1,729	41,348	SH		SOLE	0	0	0	41,348
EXELON CORP	COM	30161N101	582	12,548	SH		SOLE	0	0	0	12,548
LOWES COS INC	COM	548661107	2,514	12,715	SH		SOLE	0	0	0	12,715
CHEVRON CORP NEW	COM	166764100	1,254	12,422	SH		SOLE	0	0	0	12,422
MICROSOFT CORP	COM	594918104	13,599	47,048	SH		SOLE	0	0	0	47,048
UNITED PARCEL SERVICE INC	CL B	911312106	242	1,155	SH		SOLE	0	0	0	1,155
AT&T INC	COM	00206R102	587	20,834	SH		SOLE	0	0	0	20,834
PRUDENTIAL FINL INC	COM	744320102	828	8,223	SH		SOLE	0	0	0	8,223
TRUIST FINL CORP	COM	89832Q109	462	8,417	SH		SOLE	0	0	0	8,417
CITIGROUP INC	COM NEW	172967424	348	5,129	SH		SOLE	0	0	0	5,129
CISCO SYS INC	COM	17275R102	2,843	51,260	SH		SOLE	0	0	0	51,260
INTERNATIONAL BUSINESS MACHS	COM	459200101	767	5,371	SH		SOLE	0	0	0	5,371
COCA COLA CO	COM	191216100	1,774	31,089	SH		SOLE	0	0	0	31,089
LOCKHEED MARTIN CORP	COM	539830109	562	1,528	SH		SOLE	0	0	0	1,528
PEPSICO INC	COM	713448108	4,623	29,431	SH		SOLE	0	0	0	29,431
PPG INDS INC	COM	693506107	470	2,848	SH		SOLE	0	0	0	2,848
VERIZON COMMUNICATIONS INC	COM	92343V104	2,004	35,919	SH		SOLE	0	0	0	35,919
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,737	21,072	SH		SOLE	0	0	0	21,072
SELECT SECTOR SPDR TR	ENERGY	81369Y506	4,198	84,423	SH		SOLE	0	0	0	84,423
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	6,544	179,428	SH		SOLE	0	0	0	179,428
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	5,983	57,775	SH		SOLE	0	0	0	57,775
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	13,538	87,658	SH		SOLE	0	0	0	87,658
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	4,679	65,424	SH		SOLE	0	0	0	65,424
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	10,290	78,770	SH		SOLE	0	0	0	78,770
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	12,448	67,419	SH		SOLE	0	0	0	67,419
ISHARES TR	ISHARES BIOTECH	464287556	413	2,524	SH		SOLE	0	0	0	2,524
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,098	6,887	SH		SOLE	0	0	0	6,887
DEERE & CO	COM	244199105	1,001	2,817	SH		SOLE	0	0	0	2,817
BK OF AMERICA CORP	COM	060505104	2,668	69,960	SH		SOLE	0	0	0	69,960
STARBUCKS CORP	COM	855244109	2,223	17,635	SH		SOLE	0	0	0	17,635
AUTOMATIC DATA PROCESSING IN	COM	053015103	858	4,161	SH		SOLE	0	0	0	4,161
EXXON MOBIL CORP	COM	30231G102	550	9,411	SH		SOLE	0	0	0	9,411
AFLAC INC	COM	001055102	396	7,372	SH		SOLE	0	0	0	7,372
WALMART INC	COM	931142103	1,574	11,039	SH		SOLE	0	0	0	11,039
UNION PAC CORP	COM	907818108	904	4,104	SH		SOLE	0	0	0	4,104
TEXAS INSTRS INC	COM	882508104	296	1,573	SH		SOLE	0	0	0	1,573
TARGET CORP	COM	87612E106	2,310	8,856	SH		SOLE	0	0	0	8,856
COLGATE PALMOLIVE CO	COM	194162103	1,167	13,877	SH		SOLE	0	0	0	13,877
COSTCO WHSL CORP NEW	COM	22160K105	2,940	6,946	SH		SOLE	0	0	0	6,946
LILLY ELI & CO	COM	532457108	3,351	13,778	SH		SOLE	0	0	0	13,778
CVS HEALTH CORP	COM	126650100	926	11,174	SH		SOLE	0	0	0	11,174
DANAHER CORPORATION	COM	235851102	1,066	3,675	SH		SOLE	0	0	0	3,675
MERCK & CO INC	COM	58933Y105	1,524	19,730	SH		SOLE	0	0	0	19,730
PROCTER AND GAMBLE CO	COM	742718109	5,896	42,031	SH		SOLE	0	0	0	42,031
GENERAL ELECTRIC CO	COM	369604103	426	33,008	SH		SOLE	0	0	0	33,008
KIMBERLY-CLARK CORP	COM	494368103	1,883	13,937	SH		SOLE	0	0	0	13,937
HOME DEPOT INC	COM	437076102	2,083	6,291	SH		SOLE	0	0	0	6,291
MCDONALDS CORP	COM	580135101	4,795	19,653	SH		SOLE	0	0	0	19,653
NIKE INC	CL B	654106103	5,398	32,697	SH		SOLE	0	0	0	32,697
JPMORGAN CHASE & CO	COM	46625H100	2,416	15,931	SH		SOLE	0	0	0	15,931
MONDELEZ INTL INC	CL A	609207105	601	9,269	SH		SOLE	0	0	0	9,269
FISERV INC	COM	337738108	270	2,422	SH		SOLE	0	0	0	2,422
UNITEDHEALTH GROUP INC	COM	91324P102	211	510	SH		SOLE	0	0	0	510
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	520	1,630	SH		SOLE	0	0	0	1,630
AMERICAN TOWER CORP NEW	COM	03027X100	1,613	5,667	SH		SOLE	0	0	0	5,667
CROWN CASTLE INTL CORP NEW	COM	22822V101	1,057	5,500	SH		SOLE	0	0	0	5,500
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	866	10,074	SH		SOLE	0	0	0	10,074
INTUIT	COM	461202103	961	1,815	SH		SOLE	0	0	0	1,815
3M CO	COM	88579Y101	2,509	12,440	SH		SOLE	0	0	0	12,440
COMCAST CORP NEW	CL A	20030N101	1,124	19,142	SH		SOLE	0	0	0	19,142
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	36,925	162,009	SH		SOLE	0	0	0	162,009
WASTE MGMT INC DEL	COM	94106L109	1,492	10,170	SH		SOLE	0	0	0	10,170
TEXTRON INC	COM	883203101	230	3,370	SH		SOLE	0	0	0	3,370
NORFOLK SOUTHN CORP	COM	655844108	1,918	7,231	SH		SOLE	0	0	0	7,231
NEXTERA ENERGY INC	COM	65339F101	1,234	16,041	SH		SOLE	0	0	0	16,041
DUKE ENERGY CORP NEW	COM NEW	26441C204	805	7,702	SH		SOLE	0	0	0	7,702
CONSTELLATION BRANDS INC	CL A	21036P108	522	2,322	SH		SOLE	0	0	0	2,322
CONOCOPHILLIPS	COM	20825C104	479	8,422	SH		SOLE	0	0	0	8,422
CSX CORP	COM	126408103	1,772	53,878	SH		SOLE	0	0	0	53,878
APPLE INC	COM	037833100	12,173	81,706	SH		SOLE	0	0	0	81,706
ALLIANT ENERGY CORP	COM	018802108	511	8,720	SH		SOLE	0	0	0	8,720
CATERPILLAR INC	COM	149123101	1,484	7,033	SH		SOLE	0	0	0	7,033
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,118	6,025	SH		SOLE	0	0	0	6,025
INTERNATIONAL PAPER CO	COM	460146103	362	6,202	SH		SOLE	0	0	0	6,202
CHUBB LIMITED	COM	H1467J104	661	3,930	SH		SOLE	0	0	0	3,930
ECOLAB INC	COM	278865100	252	1,150	SH		SOLE	0	0	0	1,150
ISHARES TR	EXPANDED TECH	464287515	935	2,300	SH		SOLE	0	0	0	2,300
PUBLIC STORAGE	COM	74460D109	1,190	3,795	SH		SOLE	0	0	0	3,795
AMERICAN EXPRESS CO	COM	025816109	804	4,657	SH		SOLE	0	0	0	4,657
GENERAL MLS INC	COM	370334104	290	4,884	SH		SOLE	0	0	0	4,884
KELLOGG CO	COM	487836108	313	4,942	SH		SOLE	0	0	0	4,942
EASTMAN CHEM CO	COM	277432100	541	4,844	SH		SOLE	0	0	0	4,844
KLA CORP	COM NEW	482480100	327	1,025	SH		SOLE	0	0	0	1,025
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,684	33,041	SH		SOLE	0	0	0	33,041
PAYCHEX INC	COM	704326107	362	3,217	SH		SOLE	0	0	0	3,217
NORTHROP GRUMMAN CORP	COM	666807102	1,340	3,741	SH		SOLE	0	0	0	3,741
PNC FINL SVCS GROUP INC	COM	693475105	430	2,328	SH		SOLE	0	0	0	2,328
NETFLIX INC	COM	64110L106	635	1,229	SH		SOLE	0	0	0	1,229
ISHARES TR	SELECT DIVID ETF	464287168	1,354	11,711	SH		SOLE	0	0	0	11,711
CLOROX CO DEL	COM	189054109	459	2,472	SH		SOLE	0	0	0	2,472
WD 40 CO	COM	929236107	266	1,100	SH		SOLE	0	0	0	1,100
AIR PRODS & CHEMS INC	COM	009158106	554	1,916	SH		SOLE	0	0	0	1,916
SEI INVTS CO	COM	784117103	242	4,000	SH		SOLE	0	0	0	4,000
NVIDIA CORPORATION	COM	67066G104	266	1,378	SH		SOLE	0	0	0	1,378
V F CORP	COM	918204108	779	9,360	SH		SOLE	0	0	0	9,360
TRAVELERS COMPANIES INC	COM	89417E109	1,653	11,107	SH		SOLE	0	0	0	11,107
AMERICAN ELEC PWR CO INC	COM	025537101	614	7,001	SH		SOLE	0	0	0	7,001
MASCO CORP	COM	574599106	261	4,400	SH		SOLE	0	0	0	4,400
EATON CORP PLC	SHS	G29183103	221	1,415	SH		SOLE	0	0	0	1,415
UNITED RENTALS INC	COM	911363109	328	1,000	SH		SOLE	0	0	0	1,000
GALLAGHER ARTHUR J & CO	COM	363576109	989	7,050	SH		SOLE	0	0	0	7,050
PRICE T ROWE GROUP INC	COM	74144T108	963	4,670	SH		SOLE	0	0	0	4,670
STANLEY BLACK & DECKER INC	COM	854502101	716	3,474	SH		SOLE	0	0	0	3,474
SNAP ON INC	COM	833034101	220	1,000	SH		SOLE	0	0	0	1,000
KANSAS CITY SOUTHERN	COM NEW	485170302	348	1,301	SH		SOLE	0	0	0	1,301
CHURCH & DWIGHT INC	COM	171340102	239	2,766	SH		SOLE	0	0	0	2,766
CUMMINS INC	COM	231021106	2,420	10,231	SH		SOLE	0	0	0	10,231
BECTON DICKINSON & CO	COM	075887109	383	1,535	SH		SOLE	0	0	0	1,535
METLIFE INC	COM	59156R108	637	10,974	SH		SOLE	0	0	0	10,974
YUM BRANDS INC	COM	988498101	2,157	17,475	SH		SOLE	0	0	0	17,475
AMPHENOL CORP NEW	CL A	032095101	324	4,580	SH		SOLE	0	0	0	4,580
MICROCHIP TECHNOLOGY INC.	COM	595017104	286	2,051	SH		SOLE	0	0	0	2,051
CINTAS CORP	COM	172908105	263	677	SH		SOLE	0	0	0	677
ALPHABET INC	CAP STK CL A	02079K305	4,260	1,589	SH		SOLE	0	0	0	1,589
SPDR GOLD TR	GOLD SHS	78463V107	327	1,944	SH		SOLE	0	0	0	1,944
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,197	17,106	SH		SOLE	0	0	0	17,106
VANGUARD INDEX FDS	VALUE ETF	922908744	2,096	15,121	SH		SOLE	0	0	0	15,121
CELANESE CORP DEL	COM	150870103	1,019	6,636	SH		SOLE	0	0	0	6,636
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	19,141	75,512	SH		SOLE	0	0	0	75,512
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,011	4,222	SH		SOLE	0	0	0	4,222
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,484	32,895	SH		SOLE	0	0	0	32,895
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	601	3,342	SH		SOLE	0	0	0	3,342
BLACKROCK INC	COM	09247X101	240	275	SH		SOLE	0	0	0	275
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	260	3,513	SH		SOLE	0	0	0	3,513
VANGUARD INDEX FDS	SMALL CP ETF	922908751	18,926	85,777	SH		SOLE	0	0	0	85,777
FASTENAL CO	COM	311900104	241	4,438	SH		SOLE	0	0	0	4,438
VANGUARD INDEX FDS	GROWTH ETF	922908736	633	2,113	SH		SOLE	0	0	0	2,113
MCCORMICK & CO INC	COM NON VTG	579780206	1,832	21,456	SH		SOLE	0	0	0	21,456
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	336	1,184	SH		SOLE	0	0	0	1,184
OLD DOMINION FREIGHT LINE IN	COM	679580100	259	1,000	SH		SOLE	0	0	0	1,000
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	11,858	132,073	SH		SOLE	0	0	0	132,073
PARKER-HANNIFIN CORP	COM	701094104	465	1,503	SH		SOLE	0	0	0	1,503
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,536	17,666	SH		SOLE	0	0	0	17,666
CHURCHILL DOWNS INC	COM	171484108	801	4,200	SH		SOLE	0	0	0	4,200
ISHARES GOLD TR	ISHARES NEW	464285204	2,461	71,884	SH		SOLE	0	0	0	71,884
SALESFORCE COM INC	COM	79466L302	412	1,662	SH		SOLE	0	0	0	1,662
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	3,625	24,522	SH		SOLE	0	0	0	24,522
M & T BK CORP	COM	55261F104	225	1,703	SH		SOLE	0	0	0	1,703
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	545	1,000	SH		SOLE	0	0	0	1,000
VANGUARD WORLD FDS	INF TECH ETF	92204A702	47,642	114,846	SH		SOLE	0	0	0	114,846
SPDR SER TR	S&P BIOTECH	78464A870	231	1,858	SH		SOLE	0	0	0	1,858
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	780	2,416	SH		SOLE	0	0	0	2,416
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	2,079	10,537	SH		SOLE	0	0	0	10,537
MASTERCARD INCORPORATED	CL A	57636Q104	558	1,420	SH		SOLE	0	0	0	1,420
EQUINIX INC	COM	29444U700	220	265	SH		SOLE	0	0	0	265
SUN CMNTYS INC	COM	866674104	2,594	13,718	SH		SOLE	0	0	0	13,718
EXTRA SPACE STORAGE INC	COM	30225T102	211	1,236	SH		SOLE	0	0	0	1,236
ISHARES TR	CORE S&P TTL STK	464287150	11,301	111,844	SH		SOLE	0	0	0	111,844
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	314	1,517	SH		SOLE	0	0	0	1,517
MARTIN MARIETTA MATLS INC	COM	573284106	391	1,109	SH		SOLE	0	0	0	1,109
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	676	18,221	SH		SOLE	0	0	0	18,221
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,948	79,271	SH		SOLE	0	0	0	79,271
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	484	5,334	SH		SOLE	0	0	0	5,334
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	247	13,018	SH		SOLE	0	0	0	13,018
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	6,078	73,824	SH		SOLE	0	0	0	73,824
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	687	7,560	SH		SOLE	0	0	0	7,560
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,089	129,919	SH		SOLE	0	0	0	129,919
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,692	100,505	SH		SOLE	0	0	0	100,505
BLACKSTONE GROUP INC	COM	09260D107	852	7,524	SH		SOLE	0	0	0	7,524
INVESCO EXCHANGE TRADED FD T	DYNMC SOFTWARE	46137V639	464	2,892	SH		SOLE	0	0	0	2,892
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	763	14,756	SH		SOLE	0	0	0	14,756
ISHARES TR	NATIONAL MUN ETF	464288414	398	3,377	SH		SOLE	0	0	0	3,377
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	367	2,675	SH		SOLE	0	0	0	2,675
MERCADOLIBRE INC	COM	58733R102	1,001	631	SH		SOLE	0	0	0	631
VISA INC	COM CL A	92826C839	3,367	13,453	SH		SOLE	0	0	0	13,453
PHILIP MORRIS INTL INC	COM	718172109	497	5,019	SH		SOLE	0	0	0	5,019
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,587	223,557	SH		SOLE	0	0	0	223,557
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	384	10,434	SH		SOLE	0	0	0	10,434
ISHARES TR	GL CLEAN ENE ETF	464288224	425	18,974	SH		SOLE	0	0	0	18,974
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	13,592	130,116	SH		SOLE	0	0	0	130,116
ISHARES TR	SHRT NAT MUN ETF	464288158	403	3,733	SH		SOLE	0	0	0	3,733
BROADCOM INC	COM	11135F101	509	1,056	SH		SOLE	0	0	0	1,056
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,642	16,099	SH		SOLE	0	0	0	16,099
ISHARES TR	RUS TP200 VL ETF	464289420	263	3,931	SH		SOLE	0	0	0	3,931
ISHARES TR	RUS TP200 GR ETF	464289438	288	1,810	SH		SOLE	0	0	0	1,810
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	25,828	242,127	SH		SOLE	0	0	0	242,127
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,299	159,422	SH		SOLE	0	0	0	159,422
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	10,902	101,836	SH		SOLE	0	0	0	101,836
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	10,170	122,860	SH		SOLE	0	0	0	122,860
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,508	24,884	SH		SOLE	0	0	0	24,884
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,081	88,951	SH		SOLE	0	0	0	88,951
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,288	20,933	SH		SOLE	0	0	0	20,933
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,005	97,773	SH		SOLE	0	0	0	97,773
SPDR SER TR	PORTFLI MORTGAGE	78464A383	618	23,857	SH		SOLE	0	0	0	23,857
TESLA INC	COM	88160R101	1,104	1,679	SH		SOLE	0	0	0	1,679
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	323	6,296	SH		SOLE	0	0	0	6,296
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,682	4,149	SH		SOLE	0	0	0	4,149
SHOPIFY INC	CL A	82509L107	484	306	SH		SOLE	0	0	0	306
ISHARES TR	0-5 YR TIPS ETF	46429B747	214	2,000	SH		SOLE	0	0	0	2,000
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,094	22,946	SH		SOLE	0	0	0	22,946
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,467	18,856	SH		SOLE	0	0	0	18,856
VANGUARD STAR FDS	VG TL INTL STK F	921909768	16,122	248,798	SH		SOLE	0	0	0	248,798
ISHARES TR	CORE HIGH DV ETF	46429B663	331	3,406	SH		SOLE	0	0	0	3,406
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	205	3,257	SH		SOLE	0	0	0	3,257
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,213	22,069	SH		SOLE	0	0	0	22,069
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,417	31,805	SH		SOLE	0	0	0	31,805
ISHARES TR	MSCI USA MIN VOL	46429B697	820	10,779	SH		SOLE	0	0	0	10,779
PHILLIPS 66	COM	718546104	286	3,845	SH		SOLE	0	0	0	3,845
PIMCO ETF TR	ACTIVE BD ETF	72201R775	835	7,475	SH		SOLE	0	0	0	7,475
FACEBOOK INC	CL A	30303M102	2,414	6,481	SH		SOLE	0	0	0	6,481
SERVICENOW INC	COM	81762P102	529	905	SH		SOLE	0	0	0	905
ISHARES INC	CORE MSCI EMKT	46434G103	6,972	110,381	SH		SOLE	0	0	0	110,381
ISHARES TR	CORE MSCI TOTAL	46432F834	3,868	53,518	SH		SOLE	0	0	0	53,518
ISHARES TR	CORE MSCI EAFE	46432F842	9,016	119,562	SH		SOLE	0	0	0	119,562
RH	COM	74967X103	218	321	SH		SOLE	0	0	0	321
ABBVIE INC	COM	00287Y109	1,237	10,498	SH		SOLE	0	0	0	10,498
ISHARES TR	MSCI USA MMENTM	46432F396	549	3,128	SH		SOLE	0	0	0	3,128
ISHARES TR	MSCI USA QLT FCT	46432F339	879	6,387	SH		SOLE	0	0	0	6,387
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	363	5,558	SH		SOLE	0	0	0	5,558
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	270	6,370	SH		SOLE	0	0	0	6,370
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	307	2,506	SH		SOLE	0	0	0	2,506
SPDR SER TR	PORTFOLIO S&P600	78468R853	6,848	161,080	SH		SOLE	0	0	0	161,080
ALPHABET INC	CAP STK CL C	02079K107	2,564	918	SH		SOLE	0	0	0	918
ISHARES TR	CORE DIV GRWTH	46434V621	1,585	30,715	SH		SOLE	0	0	0	30,715
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	317	1,655	SH		SOLE	0	0	0	1,655
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	5,390	100,367	SH		SOLE	0	0	0	100,367
PAYPAL HLDGS INC	COM	70450Y103	956	3,117	SH		SOLE	0	0	0	3,117
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,720	30,948	SH		SOLE	0	0	0	30,948
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,136	12,803	SH		SOLE	0	0	0	12,803
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,277	70,818	SH		SOLE	0	0	0	70,818
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	630	10,979	SH		SOLE	0	0	0	10,979
YUM CHINA HLDGS INC	COM	98850P109	531	8,236	SH		SOLE	0	0	0	8,236
GLOBAL X FDS	US INFR DEV ETF	37954Y673	278	10,700	SH		SOLE	0	0	0	10,700
ISHARES TR	ESG AWR MSCI USA	46435G425	983	9,688	SH		SOLE	0	0	0	9,688
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	12,334	146,951	SH		SOLE	0	0	0	146,951
PELOTON INTERACTIVE INC	CL A COM	70614W100	218	1,775	SH		SOLE	0	0	0	1,775
CARRIER GLOBAL CORPORATION	COM	14448C104	335	6,508	SH		SOLE	0	0	0	6,508
OTIS WORLDWIDE CORP	COM	68902V107	281	3,152	SH		SOLE	0	0	0	3,152
PALANTIR TECHNOLOGIES INC	CL A	69608A108	846	38,250	SH		SOLE	0	0	0	38,250
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	288	5,751	SH		SOLE	0	0	0	5,751