WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	645	1,907	SH		SOLE	0	0	0	1,907
ISHARES INC	MSCI JPN ETF NEW	46434G822	2,086	29,696	SH		SOLE	0	0	0	29,696
ISHARES INC	MSCI EURZONE ETF	464286608	2,399	49,858	SH		SOLE	0	0	0	49,858
ISHARES TR	CORE S&P MCP ETF	464287507	1,537	5,841	SH		SOLE	0	0	0	5,841
ISHARES TR	CORE S&P SCP ETF	464287804	3,058	28,002	SH		SOLE	0	0	0	28,002
ISHARES TR	S&P 500 VAL ETF	464287408	472	3,245	SH		SOLE	0	0	0	3,245
ISHARES TR	CORE S&P500 ETF	464287200	4,246	9,857	SH		SOLE	0	0	0	9,857
ISHARES TR	S&P 500 GRWT ETF	464287309	486	6,575	SH		SOLE	0	0	0	6,575
ISHARES TR	RUSSELL 3000 ETF	464287689	280	1,098	SH		SOLE	0	0	0	1,098
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	304	633	SH		SOLE	0	0	0	633
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,600	20,041	SH		SOLE	0	0	0	20,041
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,445	38,281	SH		SOLE	0	0	0	38,281
AGILENT TECHNOLOGIES INC	COM	00846U101	337	2,138	SH		SOLE	0	0	0	2,138
AMAZON COM INC	COM	023135106	4,087	1,244	SH		SOLE	0	0	0	1,244
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,045	17,655	SH		SOLE	0	0	0	17,655
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,103	18,697	SH		SOLE	0	0	0	18,697
EMERSON ELEC CO	COM	291011104	556	5,905	SH		SOLE	0	0	0	5,905
BOEING CO	COM	097023105	1,086	4,936	SH		SOLE	0	0	0	4,936
HERSHEY CO	COM	427866108	618	3,649	SH		SOLE	0	0	0	3,649
INVESCO QQQ TR	UNIT SER 1	46090E103	5,674	15,851	SH		SOLE	0	0	0	15,851
AMGEN INC	COM	031162100	375	1,766	SH		SOLE	0	0	0	1,766
ABBOTT LABS	COM	002824100	1,613	13,651	SH		SOLE	0	0	0	13,651
ALTRIA GROUP INC	COM	02209S103	686	15,076	SH		SOLE	0	0	0	15,076
FEDEX CORP	COM	31428X106	946	4,316	SH		SOLE	0	0	0	4,316
GRAINGER W W INC	COM	384802104	652	1,660	SH		SOLE	0	0	0	1,660
INTEL CORP	COM	458140100	2,087	39,171	SH		SOLE	0	0	0	39,171
ILLINOIS TOOL WKS INC	COM	452308109	437	2,115	SH		SOLE	0	0	0	2,115
ORACLE CORP	COM	68389X105	1,100	12,624	SH		SOLE	0	0	0	12,624
DISNEY WALT CO	COM	254687106	5,856	34,617	SH		SOLE	0	0	0	34,617
HONEYWELL INTL INC	COM	438516106	1,570	7,397	SH		SOLE	0	0	0	7,397
SHERWIN WILLIAMS CO	COM	824348106	923	3,300	SH		SOLE	0	0	0	3,300
US BANCORP DEL	COM NEW	902973304	254	4,276	SH		SOLE	0	0	0	4,276
JOHNSON & JOHNSON	COM	478160104	7,341	45,456	SH		SOLE	0	0	0	45,456
MEDTRONIC PLC	SHS	G5960L103	444	3,544	SH		SOLE	0	0	0	3,544
PFIZER INC	COM	717081103	1,800	41,852	SH		SOLE	0	0	0	41,852
EXELON CORP	COM	30161N101	585	12,104	SH		SOLE	0	0	0	12,104
LOWES COS INC	COM	548661107	2,576	12,699	SH		SOLE	0	0	0	12,699
CHEVRON CORP NEW	COM	166764100	1,258	12,405	SH		SOLE	0	0	0	12,405
MICROSOFT CORP	COM	594918104	13,130	46,572	SH		SOLE	0	0	0	46,572
ISHARES INC	MSCI PAC JP ETF	464286665	1,127	23,094	SH		SOLE	0	0	0	23,094
UNITED PARCEL SERVICE INC	CL B	911312106	201	1,106	SH		SOLE	0	0	0	1,106
AT&T INC	COM	00206R102	510	18,882	SH		SOLE	0	0	0	18,882
PRUDENTIAL FINL INC	COM	744320102	865	8,225	SH		SOLE	0	0	0	8,225
TRUIST FINL CORP	COM	89832Q109	745	12,708	SH		SOLE	0	0	0	12,708
CITIGROUP INC	COM NEW	172967424	360	5,135	SH		SOLE	0	0	0	5,135
CISCO SYS INC	COM	17275R102	2,801	51,452	SH		SOLE	0	0	0	51,452
INTERNATIONAL BUSINESS MACHS	COM	459200101	746	5,372	SH		SOLE	0	0	0	5,372
COCA COLA CO	COM	191216100	1,499	28,564	SH		SOLE	0	0	0	28,564
LOCKHEED MARTIN CORP	COM	539830109	527	1,528	SH		SOLE	0	0	0	1,528
PEPSICO INC	COM	713448108	4,336	28,827	SH		SOLE	0	0	0	28,827
PPG INDS INC	COM	693506107	407	2,848	SH		SOLE	0	0	0	2,848
VERIZON COMMUNICATIONS INC	COM	92343V104	1,924	35,625	SH		SOLE	0	0	0	35,625
ISHARES INC	MSCI GERMANY ETF	464286806	1,550	47,097	SH		SOLE	0	0	0	47,097
ISHARES TR	U.S. TECH ETF	464287721	2,015	19,899	SH		SOLE	0	0	0	19,899
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	2,804	35,441	SH		SOLE	0	0	0	35,441
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,910	132,658	SH		SOLE	0	0	0	132,658
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	9,815	261,515	SH		SOLE	0	0	0	261,515
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	7,793	79,647	SH		SOLE	0	0	0	79,647
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	20,191	135,220	SH		SOLE	0	0	0	135,220
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	5,459	79,295	SH		SOLE	0	0	0	79,295
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	11,197	87,958	SH		SOLE	0	0	0	87,958
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	16,101	89,726	SH		SOLE	0	0	0	89,726
ISHARES TR	ISHARES BIOTECH	464287556	400	2,474	SH		SOLE	0	0	0	2,474
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,064	6,924	SH		SOLE	0	0	0	6,924
DEERE & CO	COM	244199105	944	2,817	SH		SOLE	0	0	0	2,817
BK OF AMERICA CORP	COM	060505104	2,941	69,291	SH		SOLE	0	0	0	69,291
STARBUCKS CORP	COM	855244109	1,940	17,586	SH		SOLE	0	0	0	17,586
AUTOMATIC DATA PROCESSING IN	COM	053015103	820	4,101	SH		SOLE	0	0	0	4,101
EXXON MOBIL CORP	COM	30231G102	554	9,419	SH		SOLE	0	0	0	9,419
AFLAC INC	COM	001055102	374	7,172	SH		SOLE	0	0	0	7,172
WALMART INC	COM	931142103	1,539	11,040	SH		SOLE	0	0	0	11,040
UNION PAC CORP	COM	907818108	805	4,105	SH		SOLE	0	0	0	4,105
TEXAS INSTRS INC	COM	882508104	302	1,573	SH		SOLE	0	0	0	1,573
TARGET CORP	COM	87612E106	2,024	8,847	SH		SOLE	0	0	0	8,847
COLGATE PALMOLIVE CO	COM	194162103	1,038	13,728	SH		SOLE	0	0	0	13,728
COSTCO WHSL CORP NEW	COM	22160K105	3,058	6,804	SH		SOLE	0	0	0	6,804
LILLY ELI & CO	COM	532457108	3,115	13,483	SH		SOLE	0	0	0	13,483
CVS HEALTH CORP	COM	126650100	944	11,127	SH		SOLE	0	0	0	11,127
QUEST DIAGNOSTICS INC	COM	74834L100	203	1,400	SH		SOLE	0	0	0	1,400
DANAHER CORPORATION	COM	235851102	1,116	3,665	SH		SOLE	0	0	0	3,665
MERCK & CO INC	COM	58933Y105	1,559	20,757	SH		SOLE	0	0	0	20,757
PROCTER AND GAMBLE CO	COM	742718109	5,843	41,794	SH		SOLE	0	0	0	41,794
GENERAL ELECTRIC CO	COM NEW	369604301	422	4,093	SH		SOLE	0	0	0	4,093
KIMBERLY-CLARK CORP	COM	494368103	1,823	13,762	SH		SOLE	0	0	0	13,762
HOME DEPOT INC	COM	437076102	2,098	6,390	SH		SOLE	0	0	0	6,390
MCDONALDS CORP	COM	580135101	4,856	20,139	SH		SOLE	0	0	0	20,139
NIKE INC	CL B	654106103	4,700	32,362	SH		SOLE	0	0	0	32,362
JPMORGAN CHASE & CO	COM	46625H100	2,612	15,958	SH		SOLE	0	0	0	15,958
MONDELEZ INTL INC	CL A	609207105	516	8,869	SH		SOLE	0	0	0	8,869
ISHARES TR	BARCLAYS 7 10 YR	464287440	1,787	15,507	SH		SOLE	0	0	0	15,507
ISHARES TR	20 YR TR BD ETF	464287432	2,356	16,323	SH		SOLE	0	0	0	16,323
FISERV INC	COM	337738108	263	2,422	SH		SOLE	0	0	0	2,422
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	514	1,605	SH		SOLE	0	0	0	1,605
AMERICAN TOWER CORP NEW	COM	03027X100	1,502	5,657	SH		SOLE	0	0	0	5,657
CROWN CASTLE INTL CORP NEW	COM	22822V101	951	5,485	SH		SOLE	0	0	0	5,485
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	866	10,079	SH		SOLE	0	0	0	10,079
INTUIT	COM	461202103	979	1,815	SH		SOLE	0	0	0	1,815
3M CO	COM	88579Y101	2,183	12,444	SH		SOLE	0	0	0	12,444
COMCAST CORP NEW	CL A	20030N101	1,057	18,901	SH		SOLE	0	0	0	18,901
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	36,548	164,585	SH		SOLE	0	0	0	164,585
WASTE MGMT INC DEL	COM	94106L109	1,519	10,171	SH		SOLE	0	0	0	10,171
TEXTRON INC	COM	883203101	228	3,270	SH		SOLE	0	0	0	3,270
NORFOLK SOUTHN CORP	COM	655844108	1,727	7,219	SH		SOLE	0	0	0	7,219
NEXTERA ENERGY INC	COM	65339F101	1,256	15,999	SH		SOLE	0	0	0	15,999
DUKE ENERGY CORP NEW	COM NEW	26441C204	752	7,707	SH		SOLE	0	0	0	7,707
CONSTELLATION BRANDS INC	CL A	21036P108	489	2,322	SH		SOLE	0	0	0	2,322
CONOCOPHILLIPS	COM	20825C104	571	8,427	SH		SOLE	0	0	0	8,427
CSX CORP	COM	126408103	1,603	53,888	SH		SOLE	0	0	0	53,888
APPLE INC	COM	037833100	11,340	80,144	SH		SOLE	0	0	0	80,144
ALLIANT ENERGY CORP	COM	018802108	488	8,724	SH		SOLE	0	0	0	8,724
CATERPILLAR INC	COM	149123101	1,351	7,036	SH		SOLE	0	0	0	7,036
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,092	6,095	SH		SOLE	0	0	0	6,095
INTERNATIONAL PAPER CO	COM	460146103	341	6,104	SH		SOLE	0	0	0	6,104
CHUBB LIMITED	COM	H1467J104	682	3,930	SH		SOLE	0	0	0	3,930
ECOLAB INC	COM	278865100	240	1,150	SH		SOLE	0	0	0	1,150
ISHARES TR	ISHARES SEMICDTR	464287523	1,624	3,643	SH		SOLE	0	0	0	3,643
ISHARES TR	EXPANDED TECH	464287515	918	2,300	SH		SOLE	0	0	0	2,300
PUBLIC STORAGE	COM	74460D109	1,127	3,795	SH		SOLE	0	0	0	3,795
AMERICAN EXPRESS CO	COM	025816109	780	4,658	SH		SOLE	0	0	0	4,658
GENERAL MLS INC	COM	370334104	292	4,886	SH		SOLE	0	0	0	4,886
KELLOGG CO	COM	487836108	316	4,943	SH		SOLE	0	0	0	4,943
EASTMAN CHEM CO	COM	277432100	488	4,844	SH		SOLE	0	0	0	4,844
KLA CORP	COM NEW	482480100	309	925	SH		SOLE	0	0	0	925
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,661	33,222	SH		SOLE	0	0	0	33,222
PAYCHEX INC	COM	704326107	362	3,218	SH		SOLE	0	0	0	3,218
NORTHROP GRUMMAN CORP	COM	666807102	1,348	3,742	SH		SOLE	0	0	0	3,742
PNC FINL SVCS GROUP INC	COM	693475105	455	2,328	SH		SOLE	0	0	0	2,328
NETFLIX INC	COM	64110L106	750	1,229	SH		SOLE	0	0	0	1,229
ISHARES TR	CORE US AGGBD ET	464287226	251	2,186	SH		SOLE	0	0	0	2,186
ISHARES TR	SELECT DIVID ETF	464287168	1,344	11,718	SH		SOLE	0	0	0	11,718
CLOROX CO DEL	COM	189054109	475	2,867	SH		SOLE	0	0	0	2,867
WD 40 CO	COM	929236107	255	1,100	SH		SOLE	0	0	0	1,100
AIR PRODS & CHEMS INC	COM	009158106	491	1,916	SH		SOLE	0	0	0	1,916
SEI INVTS CO	COM	784117103	237	4,000	SH		SOLE	0	0	0	4,000
V F CORP	COM	918204108	627	9,360	SH		SOLE	0	0	0	9,360
TRAVELERS COMPANIES INC	COM	89417E109	1,658	10,907	SH		SOLE	0	0	0	10,907
AMERICAN ELEC PWR CO INC	COM	025537101	569	7,003	SH		SOLE	0	0	0	7,003
MASCO CORP	COM	574599106	244	4,400	SH		SOLE	0	0	0	4,400
EATON CORP PLC	SHS	G29183103	211	1,415	SH		SOLE	0	0	0	1,415
UNITED RENTALS INC	COM	911363109	351	1,000	SH		SOLE	0	0	0	1,000
GALLAGHER ARTHUR J & CO	COM	363576109	1,048	7,050	SH		SOLE	0	0	0	7,050
PRICE T ROWE GROUP INC	COM	74144T108	919	4,670	SH		SOLE	0	0	0	4,670
STANLEY BLACK & DECKER INC	COM	854502101	609	3,475	SH		SOLE	0	0	0	3,475
SNAP ON INC	COM	833034101	209	1,000	SH		SOLE	0	0	0	1,000
KANSAS CITY SOUTHERN	COM NEW	485170302	352	1,301	SH		SOLE	0	0	0	1,301
CHURCH & DWIGHT INC	COM	171340102	228	2,766	SH		SOLE	0	0	0	2,766
CUMMINS INC	COM	231021106	2,298	10,233	SH		SOLE	0	0	0	10,233
BECTON DICKINSON & CO	COM	075887109	377	1,535	SH		SOLE	0	0	0	1,535
METLIFE INC	COM	59156R108	683	11,070	SH		SOLE	0	0	0	11,070
YUM BRANDS INC	COM	988498101	2,138	17,482	SH		SOLE	0	0	0	17,482
AMPHENOL CORP NEW	CL A	032095101	335	4,580	SH		SOLE	0	0	0	4,580
MICROCHIP TECHNOLOGY INC.	COM	595017104	315	2,052	SH		SOLE	0	0	0	2,052
CINTAS CORP	COM	172908105	258	677	SH		SOLE	0	0	0	677
ALPHABET INC	CAP STK CL A	02079K305	4,179	1,563	SH		SOLE	0	0	0	1,563
SPDR GOLD TR	GOLD SHS	78463V107	295	1,794	SH		SOLE	0	0	0	1,794
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,325	17,931	SH		SOLE	0	0	0	17,931
VANGUARD INDEX FDS	VALUE ETF	922908744	1,568	11,584	SH		SOLE	0	0	0	11,584
CELANESE CORP DEL	COM	150870103	1,000	6,636	SH		SOLE	0	0	0	6,636
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	19,207	77,712	SH		SOLE	0	0	0	77,712
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,000	4,223	SH		SOLE	0	0	0	4,223
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,483	34,224	SH		SOLE	0	0	0	34,224
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	703	4,057	SH		SOLE	0	0	0	4,057
BLACKROCK INC	COM	09247X101	231	275	SH		SOLE	0	0	0	275
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	263	3,513	SH		SOLE	0	0	0	3,513
VANGUARD INDEX FDS	SMALL CP ETF	922908751	19,653	89,877	SH		SOLE	0	0	0	89,877
FASTENAL CO	COM	311900104	229	4,438	SH		SOLE	0	0	0	4,438
VANGUARD INDEX FDS	GROWTH ETF	922908736	613	2,113	SH		SOLE	0	0	0	2,113
MCCORMICK & CO INC	COM NON VTG	579780206	1,737	21,432	SH		SOLE	0	0	0	21,432
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	332	1,184	SH		SOLE	0	0	0	1,184
OLD DOMINION FREIGHT LINE IN	COM	679580100	286	1,000	SH		SOLE	0	0	0	1,000
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	12,173	131,384	SH		SOLE	0	0	0	131,384
PARKER-HANNIFIN CORP	COM	701094104	420	1,503	SH		SOLE	0	0	0	1,503
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,453	17,632	SH		SOLE	0	0	0	17,632
CHURCHILL DOWNS INC	COM	171484108	1,008	4,200	SH		SOLE	0	0	0	4,200
ISHARES GOLD TR	ISHARES NEW	464285204	2,258	67,572	SH		SOLE	0	0	0	67,572
SALESFORCE COM INC	COM	79466L302	369	1,362	SH		SOLE	0	0	0	1,362
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	3,469	24,644	SH		SOLE	0	0	0	24,644
M & T BK CORP	COM	55261F104	252	1,688	SH		SOLE	0	0	0	1,688
INVESCO EXCHANGE TRADED FD T	DYNMC LEISURE	46137V720	875	17,384	SH		SOLE	0	0	0	17,384
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	515	1,000	SH		SOLE	0	0	0	1,000
VANGUARD WORLD FDS	INF TECH ETF	92204A702	45,644	113,744	SH		SOLE	0	0	0	113,744
SPDR SER TR	S&P BIOTECH	78464A870	241	1,913	SH		SOLE	0	0	0	1,913
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	850	2,743	SH		SOLE	0	0	0	2,743
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	2,499	13,299	SH		SOLE	0	0	0	13,299
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	293	9,932	SH		SOLE	0	0	0	9,932
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	227	7,774	SH		SOLE	0	0	0	7,774
MASTERCARD INCORPORATED	CL A	57636Q104	494	1,420	SH		SOLE	0	0	0	1,420
EQUINIX INC	COM	29444U700	209	265	SH		SOLE	0	0	0	265
ISHARES TR	U.S. MED DVC ETF	464288810	1,271	20,248	SH		SOLE	0	0	0	20,248
SUN CMNTYS INC	COM	866674104	2,663	14,389	SH		SOLE	0	0	0	14,389
EXTRA SPACE STORAGE INC	COM	30225T102	208	1,236	SH		SOLE	0	0	0	1,236
ISHARES TR	CORE S&P TTL STK	464287150	11,090	112,729	SH		SOLE	0	0	0	112,729
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	305	1,518	SH		SOLE	0	0	0	1,518
MARTIN MARIETTA MATLS INC	COM	573284106	380	1,112	SH		SOLE	0	0	0	1,112
SPDR SER TR	S&P BK ETF	78464A797	1,713	32,368	SH		SOLE	0	0	0	32,368
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	647	17,997	SH		SOLE	0	0	0	17,997
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,859	79,709	SH		SOLE	0	0	0	79,709
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	475	5,270	SH		SOLE	0	0	0	5,270
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	247	13,018	SH		SOLE	0	0	0	13,018
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	6,843	83,510	SH		SOLE	0	0	0	83,510
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	684	7,644	SH		SOLE	0	0	0	7,644
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,101	132,179	SH		SOLE	0	0	0	132,179
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,379	121,465	SH		SOLE	0	0	0	121,465
BLACKSTONE INC	COM	09260D107	871	7,483	SH		SOLE	0	0	0	7,483
INVESCO EXCHANGE TRADED FD T	DYNMC SOFTWARE	46137V639	416	2,892	SH		SOLE	0	0	0	2,892
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	745	14,765	SH		SOLE	0	0	0	14,765
ISHARES TR	NATIONAL MUN ETF	464288414	1,246	10,722	SH		SOLE	0	0	0	10,722
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	358	2,675	SH		SOLE	0	0	0	2,675
MERCADOLIBRE INC	COM	58733R102	892	531	SH		SOLE	0	0	0	531
VISA INC	COM CL A	92826C839	2,909	13,058	SH		SOLE	0	0	0	13,058
PHILIP MORRIS INTL INC	COM	718172109	480	5,063	SH		SOLE	0	0	0	5,063
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,584	229,566	SH		SOLE	0	0	0	229,566
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	378	10,434	SH		SOLE	0	0	0	10,434
ISHARES TR	GL CLEAN ENE ETF	464288224	422	19,474	SH		SOLE	0	0	0	19,474
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	13,225	129,871	SH		SOLE	0	0	0	129,871
ISHARES TR	SHRT NAT MUN ETF	464288158	498	4,625	SH		SOLE	0	0	0	4,625
BROADCOM INC	COM	11135F101	512	1,056	SH		SOLE	0	0	0	1,056
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,916	18,799	SH		SOLE	0	0	0	18,799
ISHARES TR	RUS TP200 VL ETF	464289420	258	3,931	SH		SOLE	0	0	0	3,931
ISHARES TR	RUS TP200 GR ETF	464289438	276	1,810	SH		SOLE	0	0	0	1,810
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	25,068	241,361	SH		SOLE	0	0	0	241,361
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,462	166,981	SH		SOLE	0	0	0	166,981
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,314	108,761	SH		SOLE	0	0	0	108,761
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	11,058	134,180	SH		SOLE	0	0	0	134,180
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,664	26,613	SH		SOLE	0	0	0	26,613
GLOBAL X FDS	MSCI CHINA CNSMR	37950E408	204	7,290	SH		SOLE	0	0	0	7,290
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	6,021	89,129	SH		SOLE	0	0	0	89,129
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,531	24,936	SH		SOLE	0	0	0	24,936
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,188	104,586	SH		SOLE	0	0	0	104,586
SPDR SER TR	PORTFLI MORTGAGE	78464A383	620	24,096	SH		SOLE	0	0	0	24,096
TESLA INC	COM	88160R101	1,332	1,718	SH		SOLE	0	0	0	1,718
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	319	6,239	SH		SOLE	0	0	0	6,239
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,639	4,155	SH		SOLE	0	0	0	4,155
ISHARES TR	0-5 YR TIPS ETF	46429B747	211	2,000	SH		SOLE	0	0	0	2,000
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,058	23,166	SH		SOLE	0	0	0	23,166
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,553	20,259	SH		SOLE	0	0	0	20,259
VANGUARD STAR FDS	VG TL INTL STK F	921909768	18,106	286,210	SH		SOLE	0	0	0	286,210
ISHARES TR	CORE HIGH DV ETF	46429B663	322	3,415	SH		SOLE	0	0	0	3,415
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	201	3,305	SH		SOLE	0	0	0	3,305
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,295	23,870	SH		SOLE	0	0	0	23,870
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,398	32,296	SH		SOLE	0	0	0	32,296
ISHARES TR	MSCI USA MIN VOL	46429B697	822	11,180	SH		SOLE	0	0	0	11,180
PHILLIPS 66	COM	718546104	269	3,845	SH		SOLE	0	0	0	3,845
PIMCO ETF TR	ACTIVE BD ETF	72201R775	851	7,700	SH		SOLE	0	0	0	7,700
FACEBOOK INC	CL A	30303M102	2,098	6,181	SH		SOLE	0	0	0	6,181
SERVICENOW INC	COM	81762P102	563	905	SH		SOLE	0	0	0	905
ISHARES INC	CORE MSCI EMKT	46434G103	5,768	93,395	SH		SOLE	0	0	0	93,395
ISHARES TR	CORE MSCI TOTAL	46432F834	3,924	55,264	SH		SOLE	0	0	0	55,264
ISHARES TR	CORE MSCI EAFE	46432F842	9,633	129,736	SH		SOLE	0	0	0	129,736
RH	COM	74967X103	214	321	SH		SOLE	0	0	0	321
ABBVIE INC	COM	00287Y109	1,132	10,498	SH		SOLE	0	0	0	10,498
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	1,905	41,404	SH		SOLE	0	0	0	41,404
ISHARES TR	MSCI USA MMENTM	46432F396	493	2,808	SH		SOLE	0	0	0	2,808
ISHARES TR	MSCI USA QLT FCT	46432F339	888	6,741	SH		SOLE	0	0	0	6,741
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	355	5,558	SH		SOLE	0	0	0	5,558
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	262	6,370	SH		SOLE	0	0	0	6,370
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	297	2,506	SH		SOLE	0	0	0	2,506
SPDR SER TR	PORTFOLIO S&P600	78468R853	8,157	191,469	SH		SOLE	0	0	0	191,469
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	893	16,641	SH		SOLE	0	0	0	16,641
ALPHABET INC	CAP STK CL C	02079K107	2,306	865	SH		SOLE	0	0	0	865
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	1,806	31,807	SH		SOLE	0	0	0	31,807
ISHARES TR	CORE DIV GRWTH	46434V621	1,591	31,661	SH		SOLE	0	0	0	31,661
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	206	1,390	SH		SOLE	0	0	0	1,390
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	6,089	114,598	SH		SOLE	0	0	0	114,598
PAYPAL HLDGS INC	COM	70450Y103	784	3,012	SH		SOLE	0	0	0	3,012
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,403	43,878	SH		SOLE	0	0	0	43,878
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,108	12,879	SH		SOLE	0	0	0	12,879
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,077	69,228	SH		SOLE	0	0	0	69,228
SPDR SER TR	PRTFLO S&P500 HI	78468R788	228	5,838	SH		SOLE	0	0	0	5,838
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	672	11,839	SH		SOLE	0	0	0	11,839
YUM CHINA HLDGS INC	COM	98850P109	479	8,238	SH		SOLE	0	0	0	8,238
GLOBAL X FDS	US INFR DEV ETF	37954Y673	2,584	101,683	SH		SOLE	0	0	0	101,683
ISHARES TR	ESG AWR MSCI USA	46435G425	989	10,040	SH		SOLE	0	0	0	10,040
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	947	18,671	SH		SOLE	0	0	0	18,671
GRANITESHARES ETF TR	BBG COMMD K 1	38747R108	3,174	105,445	SH		SOLE	0	0	0	105,445
FRANKLIN TEMPLETON ETF TR	FTSE JAPAN ETF	35473P744	290	9,375	SH		SOLE	0	0	0	9,375
FRANKLIN TEMPLETON ETF TR	FTSE UNTD KGDM	35473P678	1,549	63,153	SH		SOLE	0	0	0	63,153
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	793	8,016	SH		SOLE	0	0	0	8,016
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	14,341	179,015	SH		SOLE	0	0	0	179,015
WORLD GOLD TR	SPDR GLD MINIS	98149E204	1,700	97,383	SH		SOLE	0	0	0	97,383
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	2,985	56,153	SH		SOLE	0	0	0	56,153
CARRIER GLOBAL CORPORATION	COM	14448C104	337	6,509	SH		SOLE	0	0	0	6,509
OTIS WORLDWIDE CORP	COM	68902V107	259	3,152	SH		SOLE	0	0	0	3,152
PALANTIR TECHNOLOGIES INC	CL A	69608A108	920	38,250	SH		SOLE	0	0	0	38,250
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	3,768	25,612	SH		SOLE	0	0	0	25,612
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	948	18,768	SH		SOLE	0	0	0	18,768
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	865	17,242	SH		SOLE	0	0	0	17,242