WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	2,073	11,671	SH		SOLE	0	0	0	11,671
ABBOTT LABS	COM	002824100	1,959	13,917	SH		SOLE	0	0	0	13,917
ABBVIE INC	COM	00287Y109	1,471	10,866	SH		SOLE	0	0	0	10,866
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	666	1,606	SH		SOLE	0	0	0	1,606
AFLAC INC	COM	001055102	413	7,072	SH		SOLE	0	0	0	7,072
AGENUS INC	COM NEW	00847G705	113	35,151	SH		SOLE	0	0	0	35,151
AGILENT TECHNOLOGIES INC	COM	00846U101	339	2,126	SH		SOLE	0	0	0	2,126
AIR PRODS & CHEMS INC	COM	009158106	568	1,868	SH		SOLE	0	0	0	1,868
ALLIANT ENERGY CORP	COM	018802108	521	8,478	SH		SOLE	0	0	0	8,478
ALPHABET INC	CAP STK CL C	02079K107	2,419	836	SH		SOLE	0	0	0	836
ALPHABET INC	CAP STK CL A	02079K305	4,308	1,487	SH		SOLE	0	0	0	1,487
ALTRIA GROUP INC	COM	02209S103	684	14,443	SH		SOLE	0	0	0	14,443
AMAZON COM INC	COM	023135106	4,055	1,216	SH		SOLE	0	0	0	1,216
AMERICAN ELEC PWR CO INC	COM	025537101	646	7,265	SH		SOLE	0	0	0	7,265
AMERICAN EXPRESS CO	COM	025816109	762	4,659	SH		SOLE	0	0	0	4,659
AMERICAN TOWER CORP NEW	COM	03027X100	1,633	5,583	SH		SOLE	0	0	0	5,583
AMGEN INC	COM	031162100	397	1,767	SH		SOLE	0	0	0	1,767
AMPHENOL CORP NEW	CL A	032095101	401	4,580	SH		SOLE	0	0	0	4,580
APPLE INC	COM	037833100	14,177	79,838	SH		SOLE	0	0	0	79,838
AT&T INC	COM	00206R102	474	19,268	SH		SOLE	0	0	0	19,268
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,011	4,102	SH		SOLE	0	0	0	4,102
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	620	21,591	SH		SOLE	0	0	0	21,591
BECTON DICKINSON & CO	COM	075887109	361	1,435	SH		SOLE	0	0	0	1,435
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,528	18,487	SH		SOLE	0	0	0	18,487
BK OF AMERICA CORP	COM	060505104	2,986	67,109	SH		SOLE	0	0	0	67,109
BLACKROCK INC	COM	09247X101	253	276	SH		SOLE	0	0	0	276
BLACKSTONE INC	COM	09260D107	974	7,524	SH		SOLE	0	0	0	7,524
BLEND LABS INC	CL A	09352U108	76	10,369	SH		SOLE	0	0	0	10,369
BOEING CO	COM	097023105	999	4,961	SH		SOLE	0	0	0	4,961
BRISTOL-MYERS SQUIBB CO	COM	110122108	940	15,073	SH		SOLE	0	0	0	15,073
BROADCOM INC	COM	11135F101	797	1,197	SH		SOLE	0	0	0	1,197
CANADIAN PAC RY LTD	COM	13645T100	266	3,692	SH		SOLE	0	0	0	3,692
CARRIER GLOBAL CORPORATION	COM	14448C104	350	6,460	SH		SOLE	0	0	0	6,460
CATERPILLAR INC	COM	149123101	1,437	6,949	SH		SOLE	0	0	0	6,949
CELANESE CORP DEL	COM	150870103	1,115	6,636	SH		SOLE	0	0	0	6,636
CHEVRON CORP NEW	COM	166764100	1,476	12,574	SH		SOLE	0	0	0	12,574
CHUBB LIMITED	COM	H1467J104	752	3,890	SH		SOLE	0	0	0	3,890
CHURCH & DWIGHT CO INC	COM	171340102	284	2,766	SH		SOLE	0	0	0	2,766
CHURCHILL DOWNS INC	COM	171484108	988	4,100	SH		SOLE	0	0	0	4,100
CINTAS CORP	COM	172908105	300	677	SH		SOLE	0	0	0	677
CISCO SYS INC	COM	17275R102	3,304	52,144	SH		SOLE	0	0	0	52,144
CITIGROUP INC	COM NEW	172967424	310	5,138	SH		SOLE	0	0	0	5,138
CLOROX CO DEL	COM	189054109	493	2,829	SH		SOLE	0	0	0	2,829
COCA COLA CO	COM	191216100	1,603	27,068	SH		SOLE	0	0	0	27,068
COLGATE PALMOLIVE CO	COM	194162103	1,098	12,867	SH		SOLE	0	0	0	12,867
COMCAST CORP NEW	CL A	20030N101	952	18,911	SH		SOLE	0	0	0	18,911
CONOCOPHILLIPS	COM	20825C104	601	8,331	SH		SOLE	0	0	0	8,331
CONSTELLATION BRANDS INC	CL A	21036P108	602	2,397	SH		SOLE	0	0	0	2,397
COSTCO WHSL CORP NEW	COM	22160K105	3,639	6,409	SH		SOLE	0	0	0	6,409
CROWN CASTLE INTL CORP NEW	COM	22822V101	1,135	5,435	SH		SOLE	0	0	0	5,435
CSX CORP	COM	126408103	2,011	53,472	SH		SOLE	0	0	0	53,472
CUMMINS INC	COM	231021106	2,189	10,035	SH		SOLE	0	0	0	10,035
CVS HEALTH CORP	COM	126650100	1,148	11,129	SH		SOLE	0	0	0	11,129
DANAHER CORPORATION	COM	235851102	1,220	3,708	SH		SOLE	0	0	0	3,708
DBX ETF TR	XTRACK MSCI EAFE	233051200	309	7,875	SH		SOLE	0	0	0	7,875
DEERE & CO	COM	244199105	1,112	3,243	SH		SOLE	0	0	0	3,243
DISNEY WALT CO	COM	254687106	5,293	34,172	SH		SOLE	0	0	0	34,172
DUKE ENERGY CORP NEW	COM NEW	26441C204	809	7,710	SH		SOLE	0	0	0	7,710
DUPONT DE NEMOURS INC	COM	26614N102	204	2,526	SH		SOLE	0	0	0	2,526
EASTMAN CHEM CO	COM	277432100	580	4,794	SH		SOLE	0	0	0	4,794
EATON CORP PLC	SHS	G29183103	245	1,415	SH		SOLE	0	0	0	1,415
ECOLAB INC	COM	278865100	258	1,100	SH		SOLE	0	0	0	1,100
EMERSON ELEC CO	COM	291011104	549	5,903	SH		SOLE	0	0	0	5,903
EQUINIX INC	COM	29444U700	228	269	SH		SOLE	0	0	0	269
EXELON CORP	COM	30161N101	738	12,771	SH		SOLE	0	0	0	12,771
EXTRA SPACE STORAGE INC	COM	30225T102	279	1,231	SH		SOLE	0	0	0	1,231
EXXON MOBIL CORP	COM	30231G102	576	9,420	SH		SOLE	0	0	0	9,420
FASTENAL CO	COM	311900104	284	4,438	SH		SOLE	0	0	0	4,438
FEDEX CORP	COM	31428X106	1,143	4,421	SH		SOLE	0	0	0	4,421
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	382	5,558	SH		SOLE	0	0	0	5,558
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	307	6,620	SH		SOLE	0	0	0	6,620
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	339	2,506	SH		SOLE	0	0	0	2,506
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	379	6,771	SH		SOLE	0	0	0	6,771
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	9,864	186,042	SH		SOLE	0	0	0	186,042
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	1,528	26,813	SH		SOLE	0	0	0	26,813
FISERV INC	COM	337738108	267	2,572	SH		SOLE	0	0	0	2,572
FORD MTR CO DEL	COM	345370860	258	12,434	SH		SOLE	0	0	0	12,434
FRANKLIN TEMPLETON ETF TR	FTSE JAPAN ETF	35473P744	553	18,831	SH		SOLE	0	0	0	18,831
FRANKLIN TEMPLETON ETF TR	FTSE UNTD KGDM	35473P678	1,105	43,494	SH		SOLE	0	0	0	43,494
GALLAGHER ARTHUR J & CO	COM	363576109	1,196	7,050	SH		SOLE	0	0	0	7,050
GENERAL ELECTRIC CO	COM NEW	369604301	340	3,597	SH		SOLE	0	0	0	3,597
GENERAL MLS INC	COM	370334104	329	4,887	SH		SOLE	0	0	0	4,887
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,718	59,669	SH		SOLE	0	0	0	59,669
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,232	12,953	SH		SOLE	0	0	0	12,953
GRAINGER W W INC	COM	384802104	860	1,660	SH		SOLE	0	0	0	1,660
GRANITESHARES ETF TR	BBG COMMD K 1	38747R108	1,249	48,701	SH		SOLE	0	0	0	48,701
HERSHEY CO	COM	427866108	706	3,650	SH		SOLE	0	0	0	3,650
HOME DEPOT INC	COM	437076102	2,770	6,675	SH		SOLE	0	0	0	6,675
HONEYWELL INTL INC	COM	438516106	1,539	7,381	SH		SOLE	0	0	0	7,381
ILLINOIS TOOL WKS INC	COM	452308109	542	2,196	SH		SOLE	0	0	0	2,196
INTEL CORP	COM	458140100	1,993	38,701	SH		SOLE	0	0	0	38,701
INTERNATIONAL BUSINESS MACHS	COM	459200101	716	5,360	SH		SOLE	0	0	0	5,360
INTERNATIONAL PAPER CO	COM	460146103	287	6,105	SH		SOLE	0	0	0	6,105
INTUIT	COM	461202103	1,151	1,790	SH		SOLE	0	0	0	1,790
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	1,075	19,070	SH		SOLE	0	0	0	19,070
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	254	3,697	SH		SOLE	0	0	0	3,697
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	4,279	26,165	SH		SOLE	0	0	0	26,165
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	250	3,513	SH		SOLE	0	0	0	3,513
INVESCO EXCHANGE TRADED FD T	DYNMC LEISURE	46137V720	339	6,921	SH		SOLE	0	0	0	6,921
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	716	18,009	SH		SOLE	0	0	0	18,009
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	509	5,270	SH		SOLE	0	0	0	5,270
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	245	13,018	SH		SOLE	0	0	0	13,018
INVESCO EXCHANGE TRADED FD T	DYNMC SOFTWARE	46137V639	369	2,892	SH		SOLE	0	0	0	2,892
INVESCO QQQ TR	UNIT SER 1	46090E103	4,845	12,178	SH		SOLE	0	0	0	12,178
ISHARES GOLD TR	ISHARES NEW	464285204	2,182	62,684	SH		SOLE	0	0	0	62,684
ISHARES INC	CORE MSCI EMKT	46434G103	7,344	122,680	SH		SOLE	0	0	0	122,680
ISHARES INC	MSCI JPN ETF NEW	46434G822	698	10,421	SH		SOLE	0	0	0	10,421
ISHARES INC	MSCI EURZONE ETF	464286608	1,149	23,442	SH		SOLE	0	0	0	23,442
ISHARES INC	MSCI PAC JP ETF	464286665	643	13,456	SH		SOLE	0	0	0	13,456
ISHARES INC	MSCI GERMANY ETF	464286806	1,285	39,190	SH		SOLE	0	0	0	39,190
ISHARES TR	U.S. TECH ETF	464287721	3,316	28,878	SH		SOLE	0	0	0	28,878
ISHARES TR	ISHARES BIOTECH	464287556	453	2,970	SH		SOLE	0	0	0	2,970
ISHARES TR	CORE S&P MCP ETF	464287507	1,644	5,807	SH		SOLE	0	0	0	5,807
ISHARES TR	CORE S&P SCP ETF	464287804	3,424	29,899	SH		SOLE	0	0	0	29,899
ISHARES TR	S&P 500 VAL ETF	464287408	531	3,389	SH		SOLE	0	0	0	3,389
ISHARES TR	CORE S&P500 ETF	464287200	5,104	10,701	SH		SOLE	0	0	0	10,701
ISHARES TR	S&P 500 GRWT ETF	464287309	555	6,634	SH		SOLE	0	0	0	6,634
ISHARES TR	RUS 1000 ETF	464287622	214	808	SH		SOLE	0	0	0	808
ISHARES TR	RUSSELL 3000 ETF	464287689	291	1,049	SH		SOLE	0	0	0	1,049
ISHARES TR	1 3 YR TREAS BD	464287457	587	6,862	SH		SOLE	0	0	0	6,862
ISHARES TR	BARCLAYS 7 10 YR	464287440	1,497	13,016	SH		SOLE	0	0	0	13,016
ISHARES TR	20 YR TR BD ETF	464287432	1,400	9,444	SH		SOLE	0	0	0	9,444
ISHARES TR	SELECT DIVID ETF	464287168	1,478	12,057	SH		SOLE	0	0	0	12,057
ISHARES TR	ISHARES SEMICDTR	464287523	1,594	2,940	SH		SOLE	0	0	0	2,940
ISHARES TR	EXPANDED TECH	464287515	915	2,300	SH		SOLE	0	0	0	2,300
ISHARES TR	CORE MSCI TOTAL	46432F834	4,057	57,188	SH		SOLE	0	0	0	57,188
ISHARES TR	CORE MSCI EAFE	46432F842	9,306	124,680	SH		SOLE	0	0	0	124,680
ISHARES TR	CORE 1 5 YR USD	46432F859	291	5,772	SH		SOLE	0	0	0	5,772
ISHARES TR	HDG MSCI EAFE	46434V803	8,194	231,924	SH		SOLE	0	0	0	231,924
ISHARES TR	MSCI USA MMENTM	46432F396	499	2,745	SH		SOLE	0	0	0	2,745
ISHARES TR	MSCI USA QLT FCT	46432F339	4,196	28,824	SH		SOLE	0	0	0	28,824
ISHARES TR	ESG AW MSCI EAFE	46435G516	204	2,570	SH		SOLE	0	0	0	2,570
ISHARES TR	ESG AWR MSCI USA	46435G425	1,348	12,495	SH		SOLE	0	0	0	12,495
ISHARES TR	CORE DIV GRWTH	46434V621	1,822	32,783	SH		SOLE	0	0	0	32,783
ISHARES TR	CORE HIGH DV ETF	46429B663	374	3,699	SH		SOLE	0	0	0	3,699
ISHARES TR	MSCI USA MIN VOL	46429B697	925	11,439	SH		SOLE	0	0	0	11,439
ISHARES TR	0-5 YR TIPS ETF	46429B747	232	2,193	SH		SOLE	0	0	0	2,193
ISHARES TR	GL CLEAN ENE ETF	464288224	462	21,828	SH		SOLE	0	0	0	21,828
ISHARES TR	SHRT NAT MUN ETF	464288158	704	6,560	SH		SOLE	0	0	0	6,560
ISHARES TR	RUS TP200 VL ETF	464289420	275	3,931	SH		SOLE	0	0	0	3,931
ISHARES TR	RUS TP200 GR ETF	464289438	314	1,810	SH		SOLE	0	0	0	1,810
ISHARES TR	NATIONAL MUN ETF	464288414	2,357	20,273	SH		SOLE	0	0	0	20,273
ISHARES TR	JPMORGAN USD EMG	464288281	1,041	9,541	SH		SOLE	0	0	0	9,541
ISHARES TR	IBOXX HI YD ETF	464288513	2,910	33,449	SH		SOLE	0	0	0	33,449
ISHARES TR	MBS ETF	464288588	1,629	15,159	SH		SOLE	0	0	0	15,159
ISHARES TR	CORE S&P TTL STK	464287150	12,186	113,910	SH		SOLE	0	0	0	113,910
ISHARES TR	U.S. MED DVC ETF	464288810	819	12,444	SH		SOLE	0	0	0	12,444
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	1,319	25,045	SH		SOLE	0	0	0	25,045
JOHNSON & JOHNSON	COM	478160104	7,777	45,462	SH		SOLE	0	0	0	45,462
JPMORGAN CHASE & CO	COM	46625H100	2,538	16,027	SH		SOLE	0	0	0	16,027
KELLOGG CO	COM	487836108	283	4,398	SH		SOLE	0	0	0	4,398
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	207	1,000	SH		SOLE	0	0	0	1,000
KIMBERLY-CLARK CORP	COM	494368103	1,920	13,432	SH		SOLE	0	0	0	13,432
KLA CORP	COM NEW	482480100	376	875	SH		SOLE	0	0	0	875
LILLY ELI & CO	COM	532457108	3,647	13,205	SH		SOLE	0	0	0	13,205
LOCKHEED MARTIN CORP	COM	539830109	543	1,528	SH		SOLE	0	0	0	1,528
LOWES COS INC	COM	548661107	3,215	12,438	SH		SOLE	0	0	0	12,438
M & T BK CORP	COM	55261F104	244	1,588	SH		SOLE	0	0	0	1,588
MARTIN MARIETTA MATLS INC	COM	573284106	489	1,109	SH		SOLE	0	0	0	1,109
MARVELL TECHNOLOGY INC	COM	573874104	234	2,675	SH		SOLE	0	0	0	2,675
MASCO CORP	COM	574599106	309	4,400	SH		SOLE	0	0	0	4,400
MASTERCARD INCORPORATED	CL A	57636Q104	501	1,395	SH		SOLE	0	0	0	1,395
MCCORMICK & CO INC	COM VTG	579780107	812	8,512	SH		SOLE	0	0	0	8,512
MCCORMICK & CO INC	COM NON VTG	579780206	3,118	32,271	SH		SOLE	0	0	0	32,271
MCDONALDS CORP	COM	580135101	5,484	20,458	SH		SOLE	0	0	0	20,458
MEDTRONIC PLC	SHS	G5960L103	310	2,994	SH		SOLE	0	0	0	2,994
MERCADOLIBRE INC	COM	58733R102	716	531	SH		SOLE	0	0	0	531
MERCK & CO INC	COM	58933Y105	1,616	21,081	SH		SOLE	0	0	0	21,081
META PLATFORMS INC	CL A	30303M102	2,131	6,337	SH		SOLE	0	0	0	6,337
METLIFE INC	COM	59156R108	692	11,070	SH		SOLE	0	0	0	11,070
MICROCHIP TECHNOLOGY INC.	COM	595017104	357	4,105	SH		SOLE	0	0	0	4,105
MICROSOFT CORP	COM	594918104	15,215	45,241	SH		SOLE	0	0	0	45,241
MONDELEZ INTL INC	CL A	609207105	588	8,871	SH		SOLE	0	0	0	8,871
NETFLIX INC	COM	64110L106	740	1,229	SH		SOLE	0	0	0	1,229
NEXTERA ENERGY INC	COM	65339F101	1,606	17,206	SH		SOLE	0	0	0	17,206
NIKE INC	CL B	654106103	4,121	24,726	SH		SOLE	0	0	0	24,726
NORFOLK SOUTHN CORP	COM	655844108	2,042	6,859	SH		SOLE	0	0	0	6,859
NORTHROP GRUMMAN CORP	COM	666807102	1,420	3,668	SH		SOLE	0	0	0	3,668
OLD DOMINION FREIGHT LINE IN	COM	679580100	358	1,000	SH		SOLE	0	0	0	1,000
ORACLE CORP	COM	68389X105	1,101	12,625	SH		SOLE	0	0	0	12,625
OTIS WORLDWIDE CORP	COM	68902V107	274	3,152	SH		SOLE	0	0	0	3,152
PALANTIR TECHNOLOGIES INC	CL A	69608A108	697	38,250	SH		SOLE	0	0	0	38,250
PARKER-HANNIFIN CORP	COM	701094104	470	1,478	SH		SOLE	0	0	0	1,478
PAYCHEX INC	COM	704326107	439	3,219	SH		SOLE	0	0	0	3,219
PAYPAL HLDGS INC	COM	70450Y103	571	3,027	SH		SOLE	0	0	0	3,027
PEPSICO INC	COM	713448108	4,956	28,531	SH		SOLE	0	0	0	28,531
PFIZER INC	COM	717081103	2,497	42,281	SH		SOLE	0	0	0	42,281
PHILIP MORRIS INTL INC	COM	718172109	467	4,913	SH		SOLE	0	0	0	4,913
PHILLIPS 66	COM	718546104	293	4,050	SH		SOLE	0	0	0	4,050
PIMCO ETF TR	ACTIVE BD ETF	72201R775	788	7,201	SH		SOLE	0	0	0	7,201
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,767	17,399	SH		SOLE	0	0	0	17,399
PNC FINL SVCS GROUP INC	COM	693475105	1,045	5,211	SH		SOLE	0	0	0	5,211
PPG INDS INC	COM	693506107	491	2,848	SH		SOLE	0	0	0	2,848
PRICE T ROWE GROUP INC	COM	74144T108	918	4,670	SH		SOLE	0	0	0	4,670
PROCTER AND GAMBLE CO	COM	742718109	7,130	43,585	SH		SOLE	0	0	0	43,585
PRUDENTIAL FINL INC	COM	744320102	891	8,228	SH		SOLE	0	0	0	8,228
PUBLIC STORAGE	COM	74460D109	1,421	3,795	SH		SOLE	0	0	0	3,795
QUALCOMM INC	COM	747525103	254	1,390	SH		SOLE	0	0	0	1,390
QUEST DIAGNOSTICS INC	COM	74834L100	277	1,600	SH		SOLE	0	0	0	1,600
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	875	10,172	SH		SOLE	0	0	0	10,172
REALTY INCOME CORP	COM	756109104	207	2,887	SH		SOLE	0	0	0	2,887
SALESFORCE COM INC	COM	79466L302	346	1,362	SH		SOLE	0	0	0	1,362
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,496	118,013	SH		SOLE	0	0	0	118,013
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,239	23,519	SH		SOLE	0	0	0	23,519
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,018	25,086	SH		SOLE	0	0	0	25,086
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,246	23,114	SH		SOLE	0	0	0	23,114
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,659	32,896	SH		SOLE	0	0	0	32,896
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	6,692	131,604	SH		SOLE	0	0	0	131,604
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	4,336	77,234	SH		SOLE	0	0	0	77,234
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	27,869	246,611	SH		SOLE	0	0	0	246,611
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,130	183,432	SH		SOLE	0	0	0	183,432
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	13,532	118,885	SH		SOLE	0	0	0	118,885
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,305	32,271	SH		SOLE	0	0	0	32,271
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	12,772	77,995	SH		SOLE	0	0	0	77,995
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	4,459	60,904	SH		SOLE	0	0	0	60,904
SEI INVTS CO	COM	784117103	244	4,000	SH		SOLE	0	0	0	4,000
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,908	40,620	SH		SOLE	0	0	0	40,620
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	3,673	40,532	SH		SOLE	0	0	0	40,532
SELECT SECTOR SPDR TR	ENERGY	81369Y506	7,146	128,749	SH		SOLE	0	0	0	128,749
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	9,960	255,069	SH		SOLE	0	0	0	255,069
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	9,313	88,020	SH		SOLE	0	0	0	88,020
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	24,603	141,500	SH		SOLE	0	0	0	141,500
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	6,014	77,993	SH		SOLE	0	0	0	77,993
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	16,009	113,627	SH		SOLE	0	0	0	113,627
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	20,391	99,740	SH		SOLE	0	0	0	99,740
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,707	71,558	SH		SOLE	0	0	0	71,558
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	13,695	176,298	SH		SOLE	0	0	0	176,298
SERVICENOW INC	COM	81762P102	587	905	SH		SOLE	0	0	0	905
SHERWIN WILLIAMS CO	COM	824348106	1,162	3,300	SH		SOLE	0	0	0	3,300
SNAP ON INC	COM	833034101	215	1,000	SH		SOLE	0	0	0	1,000
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	694	1,909	SH		SOLE	0	0	0	1,909
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	3,732	79,984	SH		SOLE	0	0	0	79,984
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	403	11,033	SH		SOLE	0	0	0	11,033
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,581	20,172	SH		SOLE	0	0	0	20,172
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	500	965	SH		SOLE	0	0	0	965
SPDR SER TR	PORTFLI INTRMDIT	78464A672	354	11,035	SH		SOLE	0	0	0	11,035
SPDR SER TR	PORTFOLIO S&P500	78464A854	13,414	240,272	SH		SOLE	0	0	0	240,272
SPDR SER TR	PORTFLI MORTGAGE	78464A383	682	26,875	SH		SOLE	0	0	0	26,875
SPDR SER TR	PORTFOLIO S&P600	78468R853	8,808	197,089	SH		SOLE	0	0	0	197,089
SPDR SER TR	PRTFLO S&P500 HI	78468R788	246	5,842	SH		SOLE	0	0	0	5,842
SPDR SER TR	S&P BK ETF	78464A797	690	12,655	SH		SOLE	0	0	0	12,655
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	928	18,870	SH		SOLE	0	0	0	18,870
SPDR SER TR	PORTFOLIO S&P400	78464A847	7,195	144,649	SH		SOLE	0	0	0	144,649
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	477	10,460	SH		SOLE	0	0	0	10,460
STANLEY BLACK & DECKER INC	COM	854502101	809	4,291	SH		SOLE	0	0	0	4,291
STARBUCKS CORP	COM	855244109	2,083	17,807	SH		SOLE	0	0	0	17,807
SUN CMNTYS INC	COM	866674104	3,057	14,560	SH		SOLE	0	0	0	14,560
TARGET CORP	COM	87612E106	2,062	8,908	SH		SOLE	0	0	0	8,908
TESLA INC	COM	88160R101	1,817	1,719	SH		SOLE	0	0	0	1,719
TEXAS INSTRS INC	COM	882508104	296	1,573	SH		SOLE	0	0	0	1,573
TEXTRON INC	COM	883203101	252	3,270	SH		SOLE	0	0	0	3,270
TJX COS INC NEW	COM	872540109	353	4,654	SH		SOLE	0	0	0	4,654
TRAVELERS COMPANIES INC	COM	89417E109	1,661	10,617	SH		SOLE	0	0	0	10,617
TRUIST FINL CORP	COM	89832Q109	763	13,028	SH		SOLE	0	0	0	13,028
UNION PAC CORP	COM	907818108	919	3,647	SH		SOLE	0	0	0	3,647
UNITED PARCEL SERVICE INC	CL B	911312106	302	1,407	SH		SOLE	0	0	0	1,407
UNITED RENTALS INC	COM	911363109	332	1,000	SH		SOLE	0	0	0	1,000
UNITEDHEALTH GROUP INC	COM	91324P102	258	514	SH		SOLE	0	0	0	514
US BANCORP DEL	COM NEW	902973304	246	4,377	SH		SOLE	0	0	0	4,377
V F CORP	COM	918204108	835	11,402	SH		SOLE	0	0	0	11,402
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	573	9,180	SH		SOLE	0	0	0	9,180
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	13,387	157,963	SH		SOLE	0	0	0	157,963
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,483	104,949	SH		SOLE	0	0	0	104,949
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	553	6,312	SH		SOLE	0	0	0	6,312
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	870	17,417	SH		SOLE	0	0	0	17,417
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	336	1,519	SH		SOLE	0	0	0	1,519
VANGUARD INDEX FDS	VALUE ETF	922908744	1,903	12,936	SH		SOLE	0	0	0	12,936
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,076	4,224	SH		SOLE	0	0	0	4,224
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,575	39,436	SH		SOLE	0	0	0	39,436
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	334	1,184	SH		SOLE	0	0	0	1,184
VANGUARD INDEX FDS	SMALL CP ETF	922908751	21,139	93,532	SH		SOLE	0	0	0	93,532
VANGUARD INDEX FDS	GROWTH ETF	922908736	763	2,377	SH		SOLE	0	0	0	2,377
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,714	3,926	SH		SOLE	0	0	0	3,926
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	39,933	165,394	SH		SOLE	0	0	0	165,394
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,791	36,215	SH		SOLE	0	0	0	36,215
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	13,513	125,780	SH		SOLE	0	0	0	125,780
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	6,464	105,480	SH		SOLE	0	0	0	105,480
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	357	2,662	SH		SOLE	0	0	0	2,662
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,485	45,263	SH		SOLE	0	0	0	45,263
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	803	8,657	SH		SOLE	0	0	0	8,657
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,989	90,108	SH		SOLE	0	0	0	90,108
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	2,535	41,675	SH		SOLE	0	0	0	41,675
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	14,833	182,536	SH		SOLE	0	0	0	182,536
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,192	6,941	SH		SOLE	0	0	0	6,941
VANGUARD STAR FDS	VG TL INTL STK F	921909768	16,931	266,339	SH		SOLE	0	0	0	266,339
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	4,317	84,541	SH		SOLE	0	0	0	84,541
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	1,077	10,253	SH		SOLE	0	0	0	10,253
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	231	2,164	SH		SOLE	0	0	0	2,164
VANGUARD WORLD FDS	INF TECH ETF	92204A702	52,196	113,923	SH		SOLE	0	0	0	113,923
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	1,509	4,430	SH		SOLE	0	0	0	4,430
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	3,488	17,186	SH		SOLE	0	0	0	17,186
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	12,914	133,730	SH		SOLE	0	0	0	133,730
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	4,129	30,462	SH		SOLE	0	0	0	30,462
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,733	17,477	SH		SOLE	0	0	0	17,477
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	881	4,474	SH		SOLE	0	0	0	4,474
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	20,981	78,750	SH		SOLE	0	0	0	78,750
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,562	20,122	SH		SOLE	0	0	0	20,122
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,370	6,853	SH		SOLE	0	0	0	6,853
VERIZON COMMUNICATIONS INC	COM	92343V104	1,840	35,412	SH		SOLE	0	0	0	35,412
VISA INC	COM CL A	92826C839	2,571	11,865	SH		SOLE	0	0	0	11,865
WALMART INC	COM	931142103	1,658	11,460	SH		SOLE	0	0	0	11,460
WASTE MGMT INC DEL	COM	94106L109	1,670	10,007	SH		SOLE	0	0	0	10,007
WD 40 CO	COM	929236107	269	1,100	SH		SOLE	0	0	0	1,100
WORLD GOLD TR	SPDR GLD MINIS	98149E204	586	32,250	SH		SOLE	0	0	0	32,250
YUM BRANDS INC	COM	988498101	2,400	17,287	SH		SOLE	0	0	0	17,287
YUM CHINA HLDGS INC	COM	98850P109	408	8,191	SH		SOLE	0	0	0	8,191
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	595	1,000	SH		SOLE	0	0	0	1,000