WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,343	9,128	SH		SOLE	0	0	0	9,128
ABBOTT LABS	COM	002824100	1,560	13,223	SH		SOLE	0	0	0	13,223
ABBVIE INC	COM	00287Y109	1,583	10,125	SH		SOLE	0	0	0	10,125
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	511	1,629	SH		SOLE	0	0	0	1,629
AFLAC INC	COM	001055102	392	6,612	SH		SOLE	0	0	0	6,612
AGENUS INC	COM NEW	00847G705	69	35,151	SH		SOLE	0	0	0	35,151
AGILENT TECHNOLOGIES INC	COM	00846U101	257	2,126	SH		SOLE	0	0	0	2,126
AIR PRODS & CHEMS INC	COM	009158106	485	2,018	SH		SOLE	0	0	0	2,018
ALLIANT ENERGY CORP	COM	018802108	526	8,583	SH		SOLE	0	0	0	8,583
ALPHABET INC	CAP STK CL C	02079K107	2,052	859	SH		SOLE	0	0	0	859
ALPHABET INC	CAP STK CL A	02079K305	3,532	1,490	SH		SOLE	0	0	0	1,490
ALTRIA GROUP INC	COM	02209S103	730	13,225	SH		SOLE	0	0	0	13,225
AMAZON COM INC	COM	023135106	3,583	1,239	SH		SOLE	0	0	0	1,239
AMERICAN ELEC PWR CO INC	COM	025537101	738	7,206	SH		SOLE	0	0	0	7,206
AMERICAN EXPRESS CO	COM	025816109	766	4,211	SH		SOLE	0	0	0	4,211
AMERICAN TOWER CORP NEW	COM	03027X100	1,471	5,834	SH		SOLE	0	0	0	5,834
AMGEN INC	COM	031162100	394	1,653	SH		SOLE	0	0	0	1,653
AMPHENOL CORP NEW	CL A	032095101	337	4,580	SH		SOLE	0	0	0	4,580
ANALOG DEVICES INC	COM	032654105	272	1,697	SH		SOLE	0	0	0	1,697
APPLE INC	COM	037833100	12,802	78,232	SH		SOLE	0	0	0	78,232
AT&T INC	COM	00206R102	307	15,822	SH		SOLE	0	0	0	15,822
AUTOMATIC DATA PROCESSING IN	COM	053015103	925	4,029	SH		SOLE	0	0	0	4,029
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	564	14,455	SH		SOLE	0	0	0	14,455
BECTON DICKINSON & CO	COM	075887109	363	1,435	SH		SOLE	0	0	0	1,435
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,956	17,980	SH		SOLE	0	0	0	17,980
BK OF AMERICA CORP	COM	060505104	2,309	62,736	SH		SOLE	0	0	0	62,736
BLACKSTONE INC	COM	09260D107	817	7,540	SH		SOLE	0	0	0	7,540
BLEND LABS INC	CL A	09352U108	48	10,369	SH		SOLE	0	0	0	10,369
BOEING CO	COM	097023105	775	5,026	SH		SOLE	0	0	0	5,026
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,035	13,405	SH		SOLE	0	0	0	13,405
BROADCOM INC	COM	11135F101	657	1,135	SH		SOLE	0	0	0	1,135
CANADIAN PAC RY LTD	COM	13645T100	273	3,614	SH		SOLE	0	0	0	3,614
CARRIER GLOBAL CORPORATION	COM	14448C104	208	5,270	SH		SOLE	0	0	0	5,270
CATERPILLAR INC	COM	149123101	1,391	6,549	SH		SOLE	0	0	0	6,549
CELANESE CORP DEL	COM	150870103	987	6,903	SH		SOLE	0	0	0	6,903
CHEVRON CORP NEW	COM	166764100	1,859	11,488	SH		SOLE	0	0	0	11,488
CHUBB LIMITED	COM	H1467J104	776	3,675	SH		SOLE	0	0	0	3,675
CHURCH & DWIGHT CO INC	COM	171340102	278	2,766	SH		SOLE	0	0	0	2,766
CHURCHILL DOWNS INC	COM	171484108	861	4,100	SH		SOLE	0	0	0	4,100
CINTAS CORP	COM	172908105	278	677	SH		SOLE	0	0	0	677
CISCO SYS INC	COM	17275R102	2,503	49,432	SH		SOLE	0	0	0	49,432
CITIGROUP INC	COM NEW	172967424	270	5,391	SH		SOLE	0	0	0	5,391
CLOROX CO DEL	COM	189054109	449	3,024	SH		SOLE	0	0	0	3,024
COCA COLA CO	COM	191216100	1,684	25,438	SH		SOLE	0	0	0	25,438
COLGATE PALMOLIVE CO	COM	194162103	992	12,214	SH		SOLE	0	0	0	12,214
COMCAST CORP NEW	CL A	20030N101	768	18,423	SH		SOLE	0	0	0	18,423
CONOCOPHILLIPS	COM	20825C104	781	8,010	SH		SOLE	0	0	0	8,010
CONSTELLATION BRANDS INC	CL A	21036P108	603	2,412	SH		SOLE	0	0	0	2,412
CONSTELLATION ENERGY CORP	COM	21037T109	209	3,401	SH		SOLE	0	0	0	3,401
COSTCO WHSL CORP NEW	COM	22160K105	3,665	6,521	SH		SOLE	0	0	0	6,521
CROWN CASTLE INTL CORP NEW	COM	22822V101	1,092	5,685	SH		SOLE	0	0	0	5,685
CSX CORP	COM	126408103	1,814	51,527	SH		SOLE	0	0	0	51,527
CUMMINS INC	COM	231021106	1,823	9,375	SH		SOLE	0	0	0	9,375
CVS HEALTH CORP	COM	126650100	1,087	10,781	SH		SOLE	0	0	0	10,781
DANAHER CORPORATION	COM	235851102	912	3,547	SH		SOLE	0	0	0	3,547
DBX ETF TR	XTRACK MSCI EAFE	233051200	1,326	35,243	SH		SOLE	0	0	0	35,243
DEERE & CO	COM	244199105	1,244	3,231	SH		SOLE	0	0	0	3,231
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	434	16,478	SH		SOLE	0	0	0	16,478
DISNEY WALT CO	COM	254687106	3,599	31,219	SH		SOLE	0	0	0	31,219
DUKE ENERGY CORP NEW	COM NEW	26441C204	846	7,430	SH		SOLE	0	0	0	7,430
DUPONT DE NEMOURS INC	COM	26614N102	242	3,577	SH		SOLE	0	0	0	3,577
EASTMAN CHEM CO	COM	277432100	504	4,689	SH		SOLE	0	0	0	4,689
EATON CORP PLC	SHS	G29183103	231	1,565	SH		SOLE	0	0	0	1,565
EMERSON ELEC CO	COM	291011104	538	5,828	SH		SOLE	0	0	0	5,828
EXELON CORP	COM	30161N101	539	11,146	SH		SOLE	0	0	0	11,146
EXXON MOBIL CORP	COM	30231G102	759	8,704	SH		SOLE	0	0	0	8,704
FASTENAL CO	COM	311900104	255	4,438	SH		SOLE	0	0	0	4,438
FEDEX CORP	COM	31428X106	938	4,533	SH		SOLE	0	0	0	4,533
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	341	6,766	SH		SOLE	0	0	0	6,766
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	410	6,480	SH		SOLE	0	0	0	6,480
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	339	7,187	SH		SOLE	0	0	0	7,187
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	381	3,365	SH		SOLE	0	0	0	3,365
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	9,604	199,753	SH		SOLE	0	0	0	199,753
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	426	8,275	SH		SOLE	0	0	0	8,275
FISERV INC	COM	337738108	269	2,572	SH		SOLE	0	0	0	2,572
FORD MTR CO DEL	COM	345370860	231	15,776	SH		SOLE	0	0	0	15,776
FRANKLIN TEMPLETON ETF TR	FTSE UNTD KGDM	35473P678	361	14,817	SH		SOLE	0	0	0	14,817
GALLAGHER ARTHUR J & CO	COM	363576109	1,264	7,050	SH		SOLE	0	0	0	7,050
GENERAL ELECTRIC CO	COM NEW	369604301	267	3,433	SH		SOLE	0	0	0	3,433
GENERAL MLS INC	COM	370334104	326	4,513	SH		SOLE	0	0	0	4,513
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,476	54,572	SH		SOLE	0	0	0	54,572
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	1,479	35,822	SH		SOLE	0	0	0	35,822
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,096	12,922	SH		SOLE	0	0	0	12,922
GRAINGER W W INC	COM	384802104	861	1,672	SH		SOLE	0	0	0	1,672
GRANITESHARES ETF TR	BBG COMMD K 1	38747R108	630	18,870	SH		SOLE	0	0	0	18,870
HERSHEY CO	COM	427866108	869	3,811	SH		SOLE	0	0	0	3,811
HOME DEPOT INC	COM	437076102	2,086	6,692	SH		SOLE	0	0	0	6,692
HONEYWELL INTL INC	COM	438516106	1,366	7,192	SH		SOLE	0	0	0	7,192
ILLINOIS TOOL WKS INC	COM	452308109	407	2,007	SH		SOLE	0	0	0	2,007
INTEL CORP	COM	458140100	1,604	34,237	SH		SOLE	0	0	0	34,237
INTERNATIONAL BUSINESS MACHS	COM	459200101	634	4,671	SH		SOLE	0	0	0	4,671
INTERNATIONAL PAPER CO	COM	460146103	324	6,832	SH		SOLE	0	0	0	6,832
INTUIT	COM	461202103	822	1,850	SH		SOLE	0	0	0	1,850
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	589	11,670	SH		SOLE	0	0	0	11,670
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	234	3,466	SH		SOLE	0	0	0	3,466
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	526	25,237	SH		SOLE	0	0	0	25,237
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	3,971	29,425	SH		SOLE	0	0	0	29,425
INVESCO EXCHANGE TRADED FD T	DYNMC SOFTWARE	46137V639	295	2,892	SH		SOLE	0	0	0	2,892
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	456	5,230	SH		SOLE	0	0	0	5,230
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	164	10,450	SH		SOLE	0	0	0	10,450
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	680	17,906	SH		SOLE	0	0	0	17,906
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	203	3,513	SH		SOLE	0	0	0	3,513
INVESCO QQQ TR	UNIT SER 1	46090E103	3,529	10,759	SH		SOLE	0	0	0	10,759
ISHARES GOLD TR	ISHARES NEW	464285204	1,981	54,964	SH		SOLE	0	0	0	54,964
ISHARES INC	CORE MSCI EMKT	46434G103	7,173	137,605	SH		SOLE	0	0	0	137,605
ISHARES INC	MSCI JPN ETF NEW	46434G822	209	3,641	SH		SOLE	0	0	0	3,641
ISHARES INC	MSCI EURZONE ETF	464286608	655	16,111	SH		SOLE	0	0	0	16,111
ISHARES INC	MSCI PAC JP ETF	464286665	253	5,449	SH		SOLE	0	0	0	5,449
ISHARES TR	MSCI EAFE ETF	464287465	202	2,914	SH		SOLE	0	0	0	2,914
ISHARES TR	US HLTHCARE ETF	464287762	270	967	SH		SOLE	0	0	0	967
ISHARES TR	U.S. TECH ETF	464287721	2,866	30,666	SH		SOLE	0	0	0	30,666
ISHARES TR	ISHARES BIOTECH	464287556	327	2,747	SH		SOLE	0	0	0	2,747
ISHARES TR	CORE S&P MCP ETF	464287507	1,550	6,047	SH		SOLE	0	0	0	6,047
ISHARES TR	CORE S&P SCP ETF	464287804	3,295	32,275	SH		SOLE	0	0	0	32,275
ISHARES TR	S&P 500 VAL ETF	464287408	713	4,674	SH		SOLE	0	0	0	4,674
ISHARES TR	CORE S&P500 ETF	464287200	8,346	19,423	SH		SOLE	0	0	0	19,423
ISHARES TR	S&P 500 GRWT ETF	464287309	988	14,138	SH		SOLE	0	0	0	14,138
ISHARES TR	RUSSELL 3000 ETF	464287689	260	1,050	SH		SOLE	0	0	0	1,050
ISHARES TR	1 3 YR TREAS BD	464287457	1,016	12,233	SH		SOLE	0	0	0	12,233
ISHARES TR	BARCLAYS 7 10 YR	464287440	1,800	17,419	SH		SOLE	0	0	0	17,419
ISHARES TR	20 YR TR BD ETF	464287432	1,076	8,887	SH		SOLE	0	0	0	8,887
ISHARES TR	ISHARES SEMICDTR	464287523	620	1,481	SH		SOLE	0	0	0	1,481
ISHARES TR	EXPANDED TECH	464287515	718	2,300	SH		SOLE	0	0	0	2,300
ISHARES TR	CORE US AGGBD ET	464287226	1,571	15,183	SH		SOLE	0	0	0	15,183
ISHARES TR	SELECT DIVID ETF	464287168	1,510	11,875	SH		SOLE	0	0	0	11,875
ISHARES TR	CORE MSCI TOTAL	46432F834	3,995	63,649	SH		SOLE	0	0	0	63,649
ISHARES TR	CORE MSCI EAFE	46432F842	8,895	135,507	SH		SOLE	0	0	0	135,507
ISHARES TR	CORE 1 5 YR USD	46432F859	388	8,096	SH		SOLE	0	0	0	8,096
ISHARES TR	US TREAS BD ETF	46429B267	731	30,161	SH		SOLE	0	0	0	30,161
ISHARES TR	ESG AWR MSCI USA	46435G425	1,515	15,849	SH		SOLE	0	0	0	15,849
ISHARES TR	CORE DIV GRWTH	46434V621	3,150	60,362	SH		SOLE	0	0	0	60,362
ISHARES TR	CORE MSCI EURO	46434V738	625	12,381	SH		SOLE	0	0	0	12,381
ISHARES TR	CORE TOTAL USD	46434V613	742	15,476	SH		SOLE	0	0	0	15,476
ISHARES TR	MSCI USA MMENTM	46432F396	351	2,299	SH		SOLE	0	0	0	2,299
ISHARES TR	MSCI USA QLT FCT	46432F339	2,028	15,846	SH		SOLE	0	0	0	15,846
ISHARES TR	CORE HIGH DV ETF	46429B663	383	3,580	SH		SOLE	0	0	0	3,580
ISHARES TR	MSCI USA MIN VOL	46429B697	1,092	14,371	SH		SOLE	0	0	0	14,371
ISHARES TR	0-5 YR TIPS ETF	46429B747	209	2,000	SH		SOLE	0	0	0	2,000
ISHARES TR	RUS TP200 VL ETF	464289420	267	3,931	SH		SOLE	0	0	0	3,931
ISHARES TR	RUS TP200 GR ETF	464289438	259	1,780	SH		SOLE	0	0	0	1,780
ISHARES TR	GL CLEAN ENE ETF	464288224	425	22,238	SH		SOLE	0	0	0	22,238
ISHARES TR	SHRT NAT MUN ETF	464288158	2,344	22,590	SH		SOLE	0	0	0	22,590
ISHARES TR	EAFE VALUE ETF	464288877	218	4,541	SH		SOLE	0	0	0	4,541
ISHARES TR	CORE S&P TTL STK	464287150	10,263	107,803	SH		SOLE	0	0	0	107,803
ISHARES TR	U.S. MED DVC ETF	464288810	588	10,429	SH		SOLE	0	0	0	10,429
ISHARES TR	IBOXX HI YD ETF	464288513	1,825	22,949	SH		SOLE	0	0	0	22,949
ISHARES TR	ISHS 1-5YR INVS	464288646	329	6,455	SH		SOLE	0	0	0	6,455
ISHARES TR	MBS ETF	464288588	687	6,972	SH		SOLE	0	0	0	6,972
ISHARES TR	NATIONAL MUN ETF	464288414	982	9,196	SH		SOLE	0	0	0	9,196
ISHARES TR	JPMORGAN USD EMG	464288281	1,018	11,009	SH		SOLE	0	0	0	11,009
ISHARES TR	HDG MSCI EAFE	46434V803	7,457	219,965	SH		SOLE	0	0	0	219,965
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	4,352	87,916	SH		SOLE	0	0	0	87,916
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	243	5,023	SH		SOLE	0	0	0	5,023
JOHNSON & JOHNSON	COM	478160104	8,099	44,148	SH		SOLE	0	0	0	44,148
JPMORGAN CHASE & CO	COM	46625H100	1,891	15,330	SH		SOLE	0	0	0	15,330
KELLOGG CO	COM	487836108	250	3,590	SH		SOLE	0	0	0	3,590
KIMBERLY-CLARK CORP	COM	494368103	1,829	12,882	SH		SOLE	0	0	0	12,882
KLA CORP	COM NEW	482480100	341	1,025	SH		SOLE	0	0	0	1,025
LILLY ELI & CO	COM	532457108	3,725	12,531	SH		SOLE	0	0	0	12,531
LOCKHEED MARTIN CORP	COM	539830109	653	1,478	SH		SOLE	0	0	0	1,478
LOWES COS INC	COM	548661107	2,442	11,906	SH		SOLE	0	0	0	11,906
M & T BK CORP	COM	55261F104	344	2,007	SH		SOLE	0	0	0	2,007
MARTIN MARIETTA MATLS INC	COM	573284106	406	1,109	SH		SOLE	0	0	0	1,109
MASCO CORP	COM	574599106	208	3,775	SH		SOLE	0	0	0	3,775
MASTERCARD INCORPORATED	CL A	57636Q104	642	1,695	SH		SOLE	0	0	0	1,695
MCCORMICK & CO INC	COM VTG	579780107	870	8,512	SH		SOLE	0	0	0	8,512
MCCORMICK & CO INC	COM NON VTG	579780206	3,364	32,432	SH		SOLE	0	0	0	32,432
MCDONALDS CORP	COM	580135101	4,826	18,987	SH		SOLE	0	0	0	18,987
MEDTRONIC PLC	SHS	G5960L103	314	2,928	SH		SOLE	0	0	0	2,928
MERCADOLIBRE INC	COM	58733R102	552	531	SH		SOLE	0	0	0	531
MERCK & CO INC	COM	58933Y105	1,815	20,489	SH		SOLE	0	0	0	20,489
META PLATFORMS INC	CL A	30303M102	1,082	5,261	SH		SOLE	0	0	0	5,261
METLIFE INC	COM	59156R108	733	10,818	SH		SOLE	0	0	0	10,818
MICROCHIP TECHNOLOGY INC.	COM	595017104	253	3,708	SH		SOLE	0	0	0	3,708
MICROSOFT CORP	COM	594918104	12,301	42,470	SH		SOLE	0	0	0	42,470
MONDELEZ INTL INC	CL A	609207105	565	8,525	SH		SOLE	0	0	0	8,525
NEXTERA ENERGY INC	COM	65339F101	1,274	17,341	SH		SOLE	0	0	0	17,341
NIKE INC	CL B	654106103	3,109	24,470	SH		SOLE	0	0	0	24,470
NORFOLK SOUTHN CORP	COM	655844108	1,807	6,796	SH		SOLE	0	0	0	6,796
NORTHROP GRUMMAN CORP	COM	666807102	1,445	3,245	SH		SOLE	0	0	0	3,245
NUTRIEN LTD	COM	67077M108	233	2,300	SH		SOLE	0	0	0	2,300
OLD DOMINION FREIGHT LINE IN	COM	679580100	292	1,000	SH		SOLE	0	0	0	1,000
ORACLE CORP	COM	68389X105	944	12,396	SH		SOLE	0	0	0	12,396
PALANTIR TECHNOLOGIES INC	CL A	69608A108	419	38,250	SH		SOLE	0	0	0	38,250
PARKER-HANNIFIN CORP	COM	701094104	408	1,478	SH		SOLE	0	0	0	1,478
PAYCHEX INC	COM	704326107	422	3,186	SH		SOLE	0	0	0	3,186
PAYPAL HLDGS INC	COM	70450Y103	207	2,252	SH		SOLE	0	0	0	2,252
PEPSICO INC	COM	713448108	4,811	27,102	SH		SOLE	0	0	0	27,102
PFIZER INC	COM	717081103	2,010	39,785	SH		SOLE	0	0	0	39,785
PHILIP MORRIS INTL INC	COM	718172109	466	4,551	SH		SOLE	0	0	0	4,551
PHILLIPS 66	COM	718546104	296	3,397	SH		SOLE	0	0	0	3,397
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,600	30,885	SH		SOLE	0	0	0	30,885
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	8,344	83,505	SH		SOLE	0	0	0	83,505
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	3,159	32,500	SH		SOLE	0	0	0	32,500
PIMCO ETF TR	ACTIVE BD ETF	72201R775	1,434	14,576	SH		SOLE	0	0	0	14,576
PNC FINL SVCS GROUP INC	COM	693475105	891	5,211	SH		SOLE	0	0	0	5,211
PPG INDS INC	COM	693506107	412	3,148	SH		SOLE	0	0	0	3,148
PRICE T ROWE GROUP INC	COM	74144T108	559	4,320	SH		SOLE	0	0	0	4,320
PROCTER AND GAMBLE CO	COM	742718109	6,764	41,392	SH		SOLE	0	0	0	41,392
PRUDENTIAL FINL INC	COM	744320102	836	7,455	SH		SOLE	0	0	0	7,455
PUBLIC STORAGE	COM	74460D109	1,509	3,783	SH		SOLE	0	0	0	3,783
QUEST DIAGNOSTICS INC	COM	74834L100	217	1,600	SH		SOLE	0	0	0	1,600
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	880	8,977	SH		SOLE	0	0	0	8,977
REALTY INCOME CORP	COM	756109104	210	2,891	SH		SOLE	0	0	0	2,891
SALESFORCE COM INC	COM	79466L302	253	1,362	SH		SOLE	0	0	0	1,362
SCHWAB CHARLES FAMILY FD	AMT TAX FREE MNY	808515530	94	93,724	SH		SOLE	0	0	0	93,724
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,600	33,413	SH		SOLE	0	0	0	33,413
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,454	77,859	SH		SOLE	0	0	0	77,859
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	11,086	163,251	SH		SOLE	0	0	0	163,251
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	6,938	99,726	SH		SOLE	0	0	0	99,726
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	23,313	463,120	SH		SOLE	0	0	0	463,120
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,793	224,843	SH		SOLE	0	0	0	224,843
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	12,130	238,679	SH		SOLE	0	0	0	238,679
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,958	150,901	SH		SOLE	0	0	0	150,901
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,187	47,132	SH		SOLE	0	0	0	47,132
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,675	23,187	SH		SOLE	0	0	0	23,187
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	948	19,444	SH		SOLE	0	0	0	19,444
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	6,715	136,064	SH		SOLE	0	0	0	136,064
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	8,903	171,407	SH		SOLE	0	0	0	171,407
SEI INVTS CO	COM	784117103	231	4,000	SH		SOLE	0	0	0	4,000
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,920	39,749	SH		SOLE	0	0	0	39,749
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	3,535	40,739	SH		SOLE	0	0	0	40,739
SELECT SECTOR SPDR TR	ENERGY	81369Y506	9,354	121,281	SH		SOLE	0	0	0	121,281
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	7,979	223,263	SH		SOLE	0	0	0	223,263
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	9,477	96,972	SH		SOLE	0	0	0	96,972
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	18,438	124,942	SH		SOLE	0	0	0	124,942
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	6,264	78,486	SH		SOLE	0	0	0	78,486
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	13,850	103,566	SH		SOLE	0	0	0	103,566
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	15,886	92,577	SH		SOLE	0	0	0	92,577
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,542	72,354	SH		SOLE	0	0	0	72,354
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	10,680	174,717	SH		SOLE	0	0	0	174,717
SERVICENOW INC	COM	81762P102	456	905	SH		SOLE	0	0	0	905
SHERWIN WILLIAMS CO	COM	824348106	928	3,300	SH		SOLE	0	0	0	3,300
SNAP ON INC	COM	833034101	220	1,000	SH		SOLE	0	0	0	1,000
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	614	1,811	SH		SOLE	0	0	0	1,811
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	2,655	68,877	SH		SOLE	0	0	0	68,877
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	380	11,780	SH		SOLE	0	0	0	11,780
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,450	19,751	SH		SOLE	0	0	0	19,751
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	408	871	SH		SOLE	0	0	0	871
SPDR SER TR	PORTFLI INTRMDIT	78464A672	2,173	73,294	SH		SOLE	0	0	0	73,294
SPDR SER TR	PORTFOLIO S&P500	78464A854	12,592	250,189	SH		SOLE	0	0	0	250,189
SPDR SER TR	AEROSPACE DEF	78464A631	211	1,816	SH		SOLE	0	0	0	1,816
SPDR SER TR	PORTFLI MORTGAGE	78464A383	806	34,785	SH		SOLE	0	0	0	34,785
SPDR SER TR	PORTFOLIO S&P600	78468R853	9,407	235,940	SH		SOLE	0	0	0	235,940
SPDR SER TR	PRTFLO S&P500 HI	78468R788	283	6,449	SH		SOLE	0	0	0	6,449
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	669	14,495	SH		SOLE	0	0	0	14,495
SPDR SER TR	PORTFOLIO S&P400	78464A847	6,883	152,926	SH		SOLE	0	0	0	152,926
SPDR SER TR	S&P BK ETF	78464A797	248	5,104	SH		SOLE	0	0	0	5,104
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	677	14,484	SH		SOLE	0	0	0	14,484
SSGA ACTIVE ETF TR	BLACKSTONE SENR	78467V608	236	5,297	SH		SOLE	0	0	0	5,297
STANLEY BLACK & DECKER INC	COM	854502101	563	4,430	SH		SOLE	0	0	0	4,430
STARBUCKS CORP	COM	855244109	1,361	17,778	SH		SOLE	0	0	0	17,778
SUN CMNTYS INC	COM	866674104	2,850	15,544	SH		SOLE	0	0	0	15,544
TARGET CORP	COM	87612E106	1,916	8,105	SH		SOLE	0	0	0	8,105
TESLA INC	COM	88160R101	1,524	1,737	SH		SOLE	0	0	0	1,737
TEXAS INSTRS INC	COM	882508104	277	1,573	SH		SOLE	0	0	0	1,573
TEXTRON INC	COM	883203101	236	3,270	SH		SOLE	0	0	0	3,270
TJX COS INC NEW	COM	872540109	295	4,655	SH		SOLE	0	0	0	4,655
TRACTOR SUPPLY CO	COM	892356106	208	1,000	SH		SOLE	0	0	0	1,000
TRAVELERS COMPANIES INC	COM	89417E109	1,928	11,046	SH		SOLE	0	0	0	11,046
TRUIST FINL CORP	COM	89832Q109	673	13,400	SH		SOLE	0	0	0	13,400
UNION PAC CORP	COM	907818108	873	3,648	SH		SOLE	0	0	0	3,648
UNITED PARCEL SERVICE INC	CL B	911312106	306	1,607	SH		SOLE	0	0	0	1,607
UNITED RENTALS INC	COM	911363109	319	1,000	SH		SOLE	0	0	0	1,000
UNITEDHEALTH GROUP INC	COM	91324P102	321	612	SH		SOLE	0	0	0	612
V F CORP	COM	918204108	628	11,795	SH		SOLE	0	0	0	11,795
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	336	6,093	SH		SOLE	0	0	0	6,093
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,761	140,278	SH		SOLE	0	0	0	140,278
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	7,129	92,348	SH		SOLE	0	0	0	92,348
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	771	15,639	SH		SOLE	0	0	0	15,639
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	329	1,674	SH		SOLE	0	0	0	1,674
VANGUARD INDEX FDS	VALUE ETF	922908744	2,938	20,253	SH		SOLE	0	0	0	20,253
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	269	1,184	SH		SOLE	0	0	0	1,184
VANGUARD INDEX FDS	GROWTH ETF	922908736	422	1,609	SH		SOLE	0	0	0	1,609
VANGUARD INDEX FDS	SMALL CP ETF	922908751	17,514	87,175	SH		SOLE	0	0	0	87,175
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,016	4,492	SH		SOLE	0	0	0	4,492
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,839	44,423	SH		SOLE	0	0	0	44,423
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,483	6,315	SH		SOLE	0	0	0	6,315
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	37,552	174,848	SH		SOLE	0	0	0	174,848
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,789	41,212	SH		SOLE	0	0	0	41,212
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	11,827	123,763	SH		SOLE	0	0	0	123,763
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	7,714	141,966	SH		SOLE	0	0	0	141,966
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	309	2,662	SH		SOLE	0	0	0	2,662
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,238	24,674	SH		SOLE	0	0	0	24,674
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	400	4,870	SH		SOLE	0	0	0	4,870
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	9,186	119,221	SH		SOLE	0	0	0	119,221
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	4,900	79,681	SH		SOLE	0	0	0	79,681
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	8,630	146,200	SH		SOLE	0	0	0	146,200
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,103	6,941	SH		SOLE	0	0	0	6,941
VANGUARD STAR FDS	VG TL INTL STK F	921909768	16,555	293,730	SH		SOLE	0	0	0	293,730
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	697	15,373	SH		SOLE	0	0	0	15,373
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	1,223	11,837	SH		SOLE	0	0	0	11,837
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	229	2,174	SH		SOLE	0	0	0	2,174
VANGUARD WORLD FDS	INF TECH ETF	92204A702	44,525	116,213	SH		SOLE	0	0	0	116,213
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	1,138	3,998	SH		SOLE	0	0	0	3,998
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	2,397	13,036	SH		SOLE	0	0	0	13,036
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	850	4,475	SH		SOLE	0	0	0	4,475
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	2,621	24,798	SH		SOLE	0	0	0	24,798
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,743	17,207	SH		SOLE	0	0	0	17,207
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	11,298	129,880	SH		SOLE	0	0	0	129,880
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	19,324	78,728	SH		SOLE	0	0	0	78,728
VANGUARD WORLD FDS	ENERGY ETF	92204A306	2,190	20,263	SH		SOLE	0	0	0	20,263
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,408	6,852	SH		SOLE	0	0	0	6,852
VERIZON COMMUNICATIONS INC	COM	92343V104	1,564	32,313	SH		SOLE	0	0	0	32,313
VISA INC	COM CL A	92826C839	2,148	9,734	SH		SOLE	0	0	0	9,734
WALMART INC	COM	931142103	1,778	11,383	SH		SOLE	0	0	0	11,383
WASTE MGMT INC DEL	COM	94106L109	1,586	9,351	SH		SOLE	0	0	0	9,351
WD 40 CO	COM	929236107	206	1,100	SH		SOLE	0	0	0	1,100
WORLD GOLD TR	SPDR GLD MINIS	98149E303	336	8,927	SH		SOLE	0	0	0	8,927
YUM BRANDS INC	COM	988498101	1,988	16,632	SH		SOLE	0	0	0	16,632
YUM CHINA HLDGS INC	COM	98850P109	322	7,847	SH		SOLE	0	0	0	7,847
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	384	1,002	SH		SOLE	0	0	0	1,002