WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,021	7,912	SH		SOLE	0	0	0	7,912
ABBOTT LABS	COM	002824100	1,331	12,224	SH		SOLE	0	0	0	12,224
ABBVIE INC	COM	00287Y109	1,552	10,125	SH		SOLE	0	0	0	10,125
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	425	1,547	SH		SOLE	0	0	0	1,547
AFLAC INC	COM	001055102	371	6,612	SH		SOLE	0	0	0	6,612
AGENUS INC	COM NEW	00847G705	45	17,576	SH		SOLE	0	0	0	17,576
AGILENT TECHNOLOGIES INC	COM	00846U101	251	2,040	SH		SOLE	0	0	0	2,040
AIR PRODS & CHEMS INC	COM	009158106	455	1,944	SH		SOLE	0	0	0	1,944
ALLIANT ENERGY CORP	COM	018802108	493	8,504	SH		SOLE	0	0	0	8,504
ALPHABET INC	CAP STK CL C	02079K107	2,021	867	SH		SOLE	0	0	0	867
ALPHABET INC	CAP STK CL A	02079K305	3,438	1,486	SH		SOLE	0	0	0	1,486
ALTRIA GROUP INC	COM	02209S103	569	13,565	SH		SOLE	0	0	0	13,565
AMAZON COM INC	COM	023135106	2,655	23,760	SH		SOLE	0	0	0	23,760
AMERICAN ELEC PWR CO INC	COM	025537101	685	7,208	SH		SOLE	0	0	0	7,208
AMERICAN EXPRESS CO	COM	025816109	592	4,212	SH		SOLE	0	0	0	4,212
AMERICAN TOWER CORP NEW	COM	03027X100	1,435	5,561	SH		SOLE	0	0	0	5,561
AMGEN INC	COM	031162100	410	1,653	SH		SOLE	0	0	0	1,653
AMPHENOL CORP NEW	CL A	032095101	298	4,580	SH		SOLE	0	0	0	4,580
ANALOG DEVICES INC	COM	032654105	261	1,771	SH		SOLE	0	0	0	1,771
APPLE INC	COM	037833100	11,332	78,221	SH		SOLE	0	0	0	78,221
AT&T INC	COM	00206R102	320	15,499	SH		SOLE	0	0	0	15,499
AUTOMATIC DATA PROCESSING IN	COM	053015103	860	4,001	SH		SOLE	0	0	0	4,001
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	271	7,843	SH		SOLE	0	0	0	7,843
BECTON DICKINSON & CO	COM	075887109	350	1,435	SH		SOLE	0	0	0	1,435
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,992	17,923	SH		SOLE	0	0	0	17,923
BK OF AMERICA CORP	COM	060505104	1,841	58,515	SH		SOLE	0	0	0	58,515
BLACKSTONE INC	COM	09260D107	720	7,560	SH		SOLE	0	0	0	7,560
BLEND LABS INC	CL A	09352U108	29	10,369	SH		SOLE	0	0	0	10,369
BOEING CO	COM	097023105	599	4,374	SH		SOLE	0	0	0	4,374
BRISTOL-MYERS SQUIBB CO	COM	110122108	965	12,771	SH		SOLE	0	0	0	12,771
BROADCOM INC	COM	11135F101	476	986	SH		SOLE	0	0	0	986
CANADIAN PAC RY LTD	COM	13645T100	260	3,614	SH		SOLE	0	0	0	3,614
CATERPILLAR INC	COM	149123101	1,097	6,266	SH		SOLE	0	0	0	6,266
CELANESE CORP DEL	COM	150870103	723	6,503	SH		SOLE	0	0	0	6,503
CHEVRON CORP NEW	COM	166764100	1,623	11,471	SH		SOLE	0	0	0	11,471
CHUBB LIMITED	COM	H1467J104	711	3,675	SH		SOLE	0	0	0	3,675
CHURCH & DWIGHT CO INC	COM	171340102	263	2,766	SH		SOLE	0	0	0	2,766
CHURCHILL DOWNS INC	COM	171484108	798	4,100	SH		SOLE	0	0	0	4,100
CINTAS CORP	COM	172908105	258	677	SH		SOLE	0	0	0	677
CISCO SYS INC	COM	17275R102	2,153	49,788	SH		SOLE	0	0	0	49,788
CITIGROUP INC	COM NEW	172967424	249	5,395	SH		SOLE	0	0	0	5,395
CLOROX CO DEL	COM	189054109	430	3,029	SH		SOLE	0	0	0	3,029
COCA COLA CO	COM	191216100	1,574	25,007	SH		SOLE	0	0	0	25,007
COLGATE PALMOLIVE CO	COM	194162103	936	11,898	SH		SOLE	0	0	0	11,898
COMCAST CORP NEW	CL A	20030N101	725	18,498	SH		SOLE	0	0	0	18,498
CONOCOPHILLIPS	COM	20825C104	662	7,738	SH		SOLE	0	0	0	7,738
CONSTELLATION BRANDS INC	CL A	21036P108	582	2,412	SH		SOLE	0	0	0	2,412
CONSTELLATION ENERGY CORP	COM	21037T109	204	3,401	SH		SOLE	0	0	0	3,401
COSTCO WHSL CORP NEW	COM	22160K105	3,146	6,306	SH		SOLE	0	0	0	6,306
CROWN CASTLE INTL CORP NEW	COM	22822V101	962	5,585	SH		SOLE	0	0	0	5,585
CSX CORP	COM	126408103	1,435	49,733	SH		SOLE	0	0	0	49,733
CUMMINS INC	COM	231021106	1,776	9,025	SH		SOLE	0	0	0	9,025
CVS HEALTH CORP	COM	126650100	1,021	10,783	SH		SOLE	0	0	0	10,783
DANAHER CORPORATION	COM	235851102	925	3,488	SH		SOLE	0	0	0	3,488
DBX ETF TR	XTRACK MSCI EAFE	233051200	2,206	62,861	SH		SOLE	0	0	0	62,861
DEERE & CO	COM	244199105	931	3,119	SH		SOLE	0	0	0	3,119
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	390	16,478	SH		SOLE	0	0	0	16,478
DISNEY WALT CO	COM	254687106	2,842	30,352	SH		SOLE	0	0	0	30,352
DUKE ENERGY CORP NEW	COM NEW	26441C204	787	7,291	SH		SOLE	0	0	0	7,291
EASTMAN CHEM CO	COM	277432100	412	4,590	SH		SOLE	0	0	0	4,590
EATON CORP PLC	SHS	G29183103	200	1,565	SH		SOLE	0	0	0	1,565
EMERSON ELEC CO	COM	291011104	460	5,728	SH		SOLE	0	0	0	5,728
EXELON CORP	COM	30161N101	495	11,146	SH		SOLE	0	0	0	11,146
EXXON MOBIL CORP	COM	30231G102	745	8,705	SH		SOLE	0	0	0	8,705
FASTENAL CO	COM	311900104	224	4,438	SH		SOLE	0	0	0	4,438
FEDEX CORP	COM	31428X106	997	4,448	SH		SOLE	0	0	0	4,448
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	274	6,082	SH		SOLE	0	0	0	6,082
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	393	6,343	SH		SOLE	0	0	0	6,343
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	312	6,910	SH		SOLE	0	0	0	6,910
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	320	3,213	SH		SOLE	0	0	0	3,213
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	9,751	209,062	SH		SOLE	0	0	0	209,062
FISERV INC	COM	337738108	230	2,486	SH		SOLE	0	0	0	2,486
FORD MTR CO DEL	COM	345370860	203	18,005	SH		SOLE	0	0	0	18,005
GALLAGHER ARTHUR J & CO	COM	363576109	1,169	7,050	SH		SOLE	0	0	0	7,050
GENERAL ELECTRIC CO	COM NEW	369604301	205	3,305	SH		SOLE	0	0	0	3,305
GENERAL MLS INC	COM	370334104	338	4,464	SH		SOLE	0	0	0	4,464
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,039	45,192	SH		SOLE	0	0	0	45,192
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	1,555	41,663	SH		SOLE	0	0	0	41,663
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,876	24,549	SH		SOLE	0	0	0	24,549
GRAINGER W W INC	COM	384802104	799	1,672	SH		SOLE	0	0	0	1,672
GRANITESHARES ETF TR	BBG COMMD K 1	38747R108	383	12,783	SH		SOLE	0	0	0	12,783
HERSHEY CO	COM	427866108	844	3,827	SH		SOLE	0	0	0	3,827
HOME DEPOT INC	COM	437076102	1,902	6,641	SH		SOLE	0	0	0	6,641
HONEYWELL INTL INC	COM	438516106	1,245	7,202	SH		SOLE	0	0	0	7,202
ILLINOIS TOOL WKS INC	COM	452308109	348	1,903	SH		SOLE	0	0	0	1,903
INTEL CORP	COM	458140100	1,260	33,881	SH		SOLE	0	0	0	33,881
INTERNATIONAL BUSINESS MACHS	COM	459200101	664	4,709	SH		SOLE	0	0	0	4,709
INTERNATIONAL PAPER CO	COM	460146103	289	6,834	SH		SOLE	0	0	0	6,834
INTUIT	COM	461202103	745	1,850	SH		SOLE	0	0	0	1,850
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	1,308	27,102	SH		SOLE	0	0	0	27,102
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	3,526	29,665	SH		SOLE	0	0	0	29,665
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	302	4,864	SH		SOLE	0	0	0	4,864
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	270	14,855	SH		SOLE	0	0	0	14,855
INVESCO EXCHANGE TRADED FD T	DYNMC SOFTWARE	46137V639	274	2,892	SH		SOLE	0	0	0	2,892
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	410	5,231	SH		SOLE	0	0	0	5,231
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	624	17,918	SH		SOLE	0	0	0	17,918
INVESCO EXCHANGE TRADED FD T	DYNMC BIOTECH	46137V787	213	3,513	SH		SOLE	0	0	0	3,513
INVESCO QQQ TR	UNIT SER 1	46090E103	3,079	10,653	SH		SOLE	0	0	0	10,653
ISHARES GOLD TR	ISHARES NEW	464285204	1,777	54,032	SH		SOLE	0	0	0	54,032
ISHARES INC	MSCI GBL MIN VOL	464286525	2,225	23,378	SH		SOLE	0	0	0	23,378
ISHARES INC	CORE MSCI EMKT	46434G103	6,131	128,457	SH		SOLE	0	0	0	128,457
ISHARES INC	MSCI EURZONE ETF	464286608	297	8,479	SH		SOLE	0	0	0	8,479
ISHARES TR	CORE S&P MCP ETF	464287507	1,165	5,091	SH		SOLE	0	0	0	5,091
ISHARES TR	CORE S&P SCP ETF	464287804	3,254	35,188	SH		SOLE	0	0	0	35,188
ISHARES TR	S&P 500 VAL ETF	464287408	2,328	16,838	SH		SOLE	0	0	0	16,838
ISHARES TR	CORE S&P500 ETF	464287200	8,053	20,849	SH		SOLE	0	0	0	20,849
ISHARES TR	S&P 500 GRWT ETF	464287309	2,909	46,687	SH		SOLE	0	0	0	46,687
ISHARES TR	RUSSELL 3000 ETF	464287689	233	1,050	SH		SOLE	0	0	0	1,050
ISHARES TR	ISHARES BIOTECH	464287556	264	2,124	SH		SOLE	0	0	0	2,124
ISHARES TR	MSCI EAFE ETF	464287465	292	4,754	SH		SOLE	0	0	0	4,754
ISHARES TR	US HLTHCARE ETF	464287762	285	1,041	SH		SOLE	0	0	0	1,041
ISHARES TR	US INDUSTRIALS	464287754	230	2,584	SH		SOLE	0	0	0	2,584
ISHARES TR	U.S. TECH ETF	464287721	2,519	30,476	SH		SOLE	0	0	0	30,476
ISHARES TR	1 3 YR TREAS BD	464287457	552	6,679	SH		SOLE	0	0	0	6,679
ISHARES TR	7-10 YR TRSY BD	464287440	1,461	14,286	SH		SOLE	0	0	0	14,286
ISHARES TR	20 YR TR BD ETF	464287432	429	3,747	SH		SOLE	0	0	0	3,747
ISHARES TR	IBOXX INV CP ETF	464287242	2,090	18,887	SH		SOLE	0	0	0	18,887
ISHARES TR	ISHARES SEMICDTR	464287523	380	1,084	SH		SOLE	0	0	0	1,084
ISHARES TR	EXPANDED TECH	464287515	647	2,300	SH		SOLE	0	0	0	2,300
ISHARES TR	CORE US AGGBD ET	464287226	753	7,402	SH		SOLE	0	0	0	7,402
ISHARES TR	SELECT DIVID ETF	464287168	1,399	11,882	SH		SOLE	0	0	0	11,882
ISHARES TR	CORE MSCI TOTAL	46432F834	3,533	63,234	SH		SOLE	0	0	0	63,234
ISHARES TR	CORE MSCI EAFE	46432F842	7,896	136,685	SH		SOLE	0	0	0	136,685
ISHARES TR	HDG MSCI EAFE	46434V803	6,813	217,454	SH		SOLE	0	0	0	217,454
ISHARES TR	MSCI USA MMENTM	46432F396	289	2,110	SH		SOLE	0	0	0	2,110
ISHARES TR	MSCI USA QLT FCT	46432F339	1,307	11,442	SH		SOLE	0	0	0	11,442
ISHARES TR	CORE DIV GRWTH	46434V621	3,449	71,711	SH		SOLE	0	0	0	71,711
ISHARES TR	CORE MSCI EURO	46434V738	627	14,327	SH		SOLE	0	0	0	14,327
ISHARES TR	CORE TOTAL USD	46434V613	2,176	46,468	SH		SOLE	0	0	0	46,468
ISHARES TR	ESG AWR MSCI USA	46435G425	1,365	15,937	SH		SOLE	0	0	0	15,937
ISHARES TR	MSCI USA MIN VOL	46429B697	1,066	14,976	SH		SOLE	0	0	0	14,976
ISHARES TR	US TREAS BD ETF	46429B267	773	32,382	SH		SOLE	0	0	0	32,382
ISHARES TR	CORE HIGH DV ETF	46429B663	451	4,495	SH		SOLE	0	0	0	4,495
ISHARES TR	0-5 YR TIPS ETF	46429B747	206	2,041	SH		SOLE	0	0	0	2,041
ISHARES TR	RUS TP200 VL ETF	464289420	245	3,931	SH		SOLE	0	0	0	3,931
ISHARES TR	RUS TP200 GR ETF	464289438	230	1,780	SH		SOLE	0	0	0	1,780
ISHARES TR	EAFE VALUE ETF	464288877	267	6,320	SH		SOLE	0	0	0	6,320
ISHARES TR	U.S. MED DVC ETF	464288810	244	4,756	SH		SOLE	0	0	0	4,756
ISHARES TR	CORE S&P TTL STK	464287150	8,813	103,343	SH		SOLE	0	0	0	103,343
ISHARES TR	USD INV GRDE ETF	464288620	1,336	26,156	SH		SOLE	0	0	0	26,156
ISHARES TR	MBS ETF	464288588	786	8,062	SH		SOLE	0	0	0	8,062
ISHARES TR	NATIONAL MUN ETF	464288414	909	8,505	SH		SOLE	0	0	0	8,505
ISHARES TR	JPMORGAN USD EMG	464288281	1,026	12,220	SH		SOLE	0	0	0	12,220
ISHARES TR	GRWT ALLOCAT ETF	464289867	719	15,059	SH		SOLE	0	0	0	15,059
ISHARES TR	SHRT NAT MUN ETF	464288158	2,526	24,099	SH		SOLE	0	0	0	24,099
ISHARES TR	AGGRES ALLOC ETF	464289859	248	4,171	SH		SOLE	0	0	0	4,171
ISHARES TR	GL CLEAN ENE ETF	464288224	433	22,238	SH		SOLE	0	0	0	22,238
ISHARES U S ETF TR	BLACKROCK ST MAT	46431W507	3,897	79,194	SH		SOLE	0	0	0	79,194
JOHNSON & JOHNSON	COM	478160104	7,691	43,123	SH		SOLE	0	0	0	43,123
JPMORGAN CHASE & CO	COM	46625H100	1,731	15,339	SH		SOLE	0	0	0	15,339
KELLOGG CO	COM	487836108	261	3,592	SH		SOLE	0	0	0	3,592
KIMBERLY-CLARK CORP	COM	494368103	1,731	12,850	SH		SOLE	0	0	0	12,850
KLA CORP	COM NEW	482480100	293	936	SH		SOLE	0	0	0	936
LILLY ELI & CO	COM	532457108	4,108	12,407	SH		SOLE	0	0	0	12,407
LOCKHEED MARTIN CORP	COM	539830109	619	1,478	SH		SOLE	0	0	0	1,478
LOWES COS INC	COM	548661107	1,801	9,999	SH		SOLE	0	0	0	9,999
M & T BK CORP	COM	55261F104	319	2,007	SH		SOLE	0	0	0	2,007
MARTIN MARIETTA MATLS INC	COM	573284106	348	1,109	SH		SOLE	0	0	0	1,109
MASTERCARD INCORPORATED	CL A	57636Q104	550	1,695	SH		SOLE	0	0	0	1,695
MCCORMICK & CO INC	COM NON VTG	579780206	2,662	32,334	SH		SOLE	0	0	0	32,334
MCCORMICK & CO INC	COM VTG	579780107	701	8,512	SH		SOLE	0	0	0	8,512
MCDONALDS CORP	COM	580135101	4,645	18,341	SH		SOLE	0	0	0	18,341
MEDTRONIC PLC	SHS	G5960L103	257	2,887	SH		SOLE	0	0	0	2,887
MERCADOLIBRE INC	COM	58733R102	350	531	SH		SOLE	0	0	0	531
MERCK & CO INC	COM	58933Y105	1,950	20,674	SH		SOLE	0	0	0	20,674
META PLATFORMS INC	CL A	30303M102	776	4,766	SH		SOLE	0	0	0	4,766
METLIFE INC	COM	59156R108	641	10,322	SH		SOLE	0	0	0	10,322
MICROSOFT CORP	COM	594918104	10,969	41,469	SH		SOLE	0	0	0	41,469
MONDELEZ INTL INC	CL A	609207105	523	8,400	SH		SOLE	0	0	0	8,400
NEXTERA ENERGY INC	COM	65339F101	1,359	16,848	SH		SOLE	0	0	0	16,848
NIKE INC	CL B	654106103	2,544	24,202	SH		SOLE	0	0	0	24,202
NORFOLK SOUTHN CORP	COM	655844108	1,530	6,784	SH		SOLE	0	0	0	6,784
NORTHROP GRUMMAN CORP	COM	666807102	1,514	3,184	SH		SOLE	0	0	0	3,184
OLD DOMINION FREIGHT LINE IN	COM	679580100	270	1,000	SH		SOLE	0	0	0	1,000
ORACLE CORP	COM	68389X105	873	12,198	SH		SOLE	0	0	0	12,198
PALANTIR TECHNOLOGIES INC	CL A	69608A108	366	38,250	SH		SOLE	0	0	0	38,250
PARKER-HANNIFIN CORP	COM	701094104	367	1,478	SH		SOLE	0	0	0	1,478
PAYCHEX INC	COM	704326107	368	3,162	SH		SOLE	0	0	0	3,162
PEPSICO INC	COM	713448108	4,534	26,595	SH		SOLE	0	0	0	26,595
PERFORMANCE SHIPPING INC	COM NEW	Y67305121	8	12,798	SH		SOLE	0	0	0	12,798
PFIZER INC	COM	717081103	2,100	39,701	SH		SOLE	0	0	0	39,701
PHILIP MORRIS INTL INC	COM	718172109	424	4,551	SH		SOLE	0	0	0	4,551
PHILLIPS 66	COM	718546104	270	3,298	SH		SOLE	0	0	0	3,298
PIMCO ETF TR	ACTIVE BD ETF	72201R775	490	5,157	SH		SOLE	0	0	0	5,157
PIMCO ETF TR	INTER MUN BD ACT	72201R866	670	12,905	SH		SOLE	0	0	0	12,905
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	382	7,699	SH		SOLE	0	0	0	7,699
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,012	10,219	SH		SOLE	0	0	0	10,219
PNC FINL SVCS GROUP INC	COM	693475105	835	5,211	SH		SOLE	0	0	0	5,211
PPG INDS INC	COM	693506107	359	3,148	SH		SOLE	0	0	0	3,148
PRICE T ROWE GROUP INC	COM	74144T108	489	4,320	SH		SOLE	0	0	0	4,320
PROCTER AND GAMBLE CO	COM	742718109	5,905	40,431	SH		SOLE	0	0	0	40,431
PRUDENTIAL FINL INC	COM	744320102	674	7,009	SH		SOLE	0	0	0	7,009
PUBLIC STORAGE	COM	74460D109	1,187	3,783	SH		SOLE	0	0	0	3,783
QUEST DIAGNOSTICS INC	COM	74834L100	218	1,600	SH		SOLE	0	0	0	1,600
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	846	8,928	SH		SOLE	0	0	0	8,928
SALESFORCE INC	COM	79466L302	339	1,945	SH		SOLE	0	0	0	1,945
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,783	153,520	SH		SOLE	0	0	0	153,520
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	8,377	170,641	SH		SOLE	0	0	0	170,641
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	8,427	163,608	SH		SOLE	0	0	0	163,608
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,662	67,324	SH		SOLE	0	0	0	67,324
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	12,577	209,378	SH		SOLE	0	0	0	209,378
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	6,895	109,721	SH		SOLE	0	0	0	109,721
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	21,197	470,625	SH		SOLE	0	0	0	470,625
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,698	216,818	SH		SOLE	0	0	0	216,818
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,328	248,963	SH		SOLE	0	0	0	248,963
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,503	34,714	SH		SOLE	0	0	0	34,714
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,213	57,036	SH		SOLE	0	0	0	57,036
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,072	32,548	SH		SOLE	0	0	0	32,548
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	751	15,692	SH		SOLE	0	0	0	15,692
SEI INVTS CO	COM	784117103	216	4,000	SH		SOLE	0	0	0	4,000
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	2,779	38,166	SH		SOLE	0	0	0	38,166
SELECT SECTOR SPDR TR	ENERGY	81369Y506	7,748	110,262	SH		SOLE	0	0	0	110,262
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	6,400	201,144	SH		SOLE	0	0	0	201,144
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	6,493	74,357	SH		SOLE	0	0	0	74,357
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	14,764	112,668	SH		SOLE	0	0	0	112,668
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	4,884	67,087	SH		SOLE	0	0	0	67,087
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	11,086	85,012	SH		SOLE	0	0	0	85,012
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	10,716	75,275	SH		SOLE	0	0	0	75,275
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,739	38,982	SH		SOLE	0	0	0	38,982
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	7,953	144,633	SH		SOLE	0	0	0	144,633
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,627	63,704	SH		SOLE	0	0	0	63,704
SERVICENOW INC	COM	81762P102	444	905	SH		SOLE	0	0	0	905
SHERWIN WILLIAMS CO	COM	824348106	798	3,300	SH		SOLE	0	0	0	3,300
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	565	1,813	SH		SOLE	0	0	0	1,813
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,022	36,043	SH		SOLE	0	0	0	36,043
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	2,682	80,342	SH		SOLE	0	0	0	80,342
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	463	13,701	SH		SOLE	0	0	0	13,701
SPDR S&P 500 ETF TR	TR UNIT	78462F103	7,238	18,837	SH		SOLE	0	0	0	18,837
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	356	851	SH		SOLE	0	0	0	851
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	581	12,233	SH		SOLE	0	0	0	12,233
SPDR SER TR	PORTFOLIO S&P400	78464A847	5,490	136,692	SH		SOLE	0	0	0	136,692
SPDR SER TR	PORTFLI INTRMDIT	78464A672	1,458	49,495	SH		SOLE	0	0	0	49,495
SPDR SER TR	PORTFOLIO S&P500	78464A854	10,981	243,099	SH		SOLE	0	0	0	243,099
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	756	16,301	SH		SOLE	0	0	0	16,301
SPDR SER TR	PORTFOLIO SHORT	78464A474	377	12,673	SH		SOLE	0	0	0	12,673
SPDR SER TR	PORT MTG BK ETF	78464A383	485	21,187	SH		SOLE	0	0	0	21,187
SPDR SER TR	AEROSPACE DEF	78464A631	222	2,209	SH		SOLE	0	0	0	2,209
SPDR SER TR	PRTFLO S&P500 HI	78468R788	258	6,467	SH		SOLE	0	0	0	6,467
SPDR SER TR	PORTFOLIO S&P600	78468R853	6,568	182,198	SH		SOLE	0	0	0	182,198
STANLEY BLACK & DECKER INC	COM	854502101	473	4,344	SH		SOLE	0	0	0	4,344
STARBUCKS CORP	COM	855244109	1,347	17,296	SH		SOLE	0	0	0	17,296
SUN CMNTYS INC	COM	866674104	2,340	14,576	SH		SOLE	0	0	0	14,576
T-MOBILE US INC	COM	872590104	239	1,776	SH		SOLE	0	0	0	1,776
TARGET CORP	COM	87612E106	1,133	7,738	SH		SOLE	0	0	0	7,738
TESLA INC	COM	88160R101	1,221	1,737	SH		SOLE	0	0	0	1,737
TEXAS INSTRS INC	COM	882508104	236	1,540	SH		SOLE	0	0	0	1,540
TJX COS INC NEW	COM	872540109	272	4,657	SH		SOLE	0	0	0	4,657
TRACTOR SUPPLY CO	COM	892356106	203	1,000	SH		SOLE	0	0	0	1,000
TRAVELERS COMPANIES INC	COM	89417E109	1,802	10,690	SH		SOLE	0	0	0	10,690
TRUIST FINL CORP	COM	89832Q109	633	13,350	SH		SOLE	0	0	0	13,350
UNION PAC CORP	COM	907818108	760	3,623	SH		SOLE	0	0	0	3,623
UNITED PARCEL SERVICE INC	CL B	911312106	297	1,608	SH		SOLE	0	0	0	1,608
UNITED RENTALS INC	COM	911363109	249	1,000	SH		SOLE	0	0	0	1,000
UNITEDHEALTH GROUP INC	COM	91324P102	316	611	SH		SOLE	0	0	0	611
V F CORP	COM	918204108	528	11,799	SH		SOLE	0	0	0	11,799
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	22,026	164,893	SH		SOLE	0	0	0	164,893
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	24,755	503,451	SH		SOLE	0	0	0	503,451
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	10,225	135,966	SH		SOLE	0	0	0	135,966
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,857	115,497	SH		SOLE	0	0	0	115,497
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	205	1,169	SH		SOLE	0	0	0	1,169
VANGUARD INDEX FDS	VALUE ETF	922908744	2,167	16,376	SH		SOLE	0	0	0	16,376
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	240	1,184	SH		SOLE	0	0	0	1,184
VANGUARD INDEX FDS	GROWTH ETF	922908736	338	1,466	SH		SOLE	0	0	0	1,466
VANGUARD INDEX FDS	SMALL CP ETF	922908751	15,176	84,933	SH		SOLE	0	0	0	84,933
VANGUARD INDEX FDS	MID CAP ETF	922908629	857	4,282	SH		SOLE	0	0	0	4,282
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,607	39,256	SH		SOLE	0	0	0	39,256
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,468	4,157	SH		SOLE	0	0	0	4,157
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	29,923	155,711	SH		SOLE	0	0	0	155,711
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,635	40,349	SH		SOLE	0	0	0	40,349
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	3,627	74,173	SH		SOLE	0	0	0	74,173
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	250	2,473	SH		SOLE	0	0	0	2,473
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	10,760	125,831	SH		SOLE	0	0	0	125,831
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	541	10,738	SH		SOLE	0	0	0	10,738
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	7,668	100,528	SH		SOLE	0	0	0	100,528
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,817	29,750	SH		SOLE	0	0	0	29,750
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	5,761	98,059	SH		SOLE	0	0	0	98,059
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,004	6,916	SH		SOLE	0	0	0	6,916
VANGUARD STAR FDS	VG TL INTL STK F	921909768	13,380	265,117	SH		SOLE	0	0	0	265,117
VANGUARD TAX-MANAGED INTL FD	VAN FTSE DEV MKT	921943858	590	14,726	SH		SOLE	0	0	0	14,726
VANGUARD WELLINGTON FD	US VALUE FACTR	921935805	405	4,419	SH		SOLE	0	0	0	4,419
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	3,299	57,829	SH		SOLE	0	0	0	57,829
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	233	2,409	SH		SOLE	0	0	0	2,409
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	501	3,166	SH		SOLE	0	0	0	3,166
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	18,599	77,323	SH		SOLE	0	0	0	77,323
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,973	20,257	SH		SOLE	0	0	0	20,257
VANGUARD WORLD FDS	INF TECH ETF	92204A702	36,096	107,092	SH		SOLE	0	0	0	107,092
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	873	3,705	SH		SOLE	0	0	0	3,705
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	1,760	10,740	SH		SOLE	0	0	0	10,740
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	2,524	26,450	SH		SOLE	0	0	0	26,450
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,560	16,779	SH		SOLE	0	0	0	16,779
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	9,266	118,748	SH		SOLE	0	0	0	118,748
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,099	5,881	SH		SOLE	0	0	0	5,881
VERIZON COMMUNICATIONS INC	COM	92343V104	1,564	30,970	SH		SOLE	0	0	0	30,970
VISA INC	COM CL A	92826C839	1,808	8,818	SH		SOLE	0	0	0	8,818
WALMART INC	COM	931142103	1,450	11,560	SH		SOLE	0	0	0	11,560
WASTE MGMT INC DEL	COM	94106L109	1,423	9,327	SH		SOLE	0	0	0	9,327
WISDOMTREE TR	US LARGECAP DIVD	97717W307	314	5,270	SH		SOLE	0	0	0	5,270
YUM BRANDS INC	COM	988498101	1,923	16,505	SH		SOLE	0	0	0	16,505
YUM CHINA HLDGS INC	COM	98850P109	345	7,655	SH		SOLE	0	0	0	7,655
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	292	1,002	SH		SOLE	0	0	0	1,002