WBH Advisory 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	457,658	3,348	SH		SOLE	0	355	0	2,993
ABBOTT LABS	COM	002824100	1,095,365	9,608	SH		SOLE	0	1,518	0	8,090
ABBVIE INC	COM	00287Y109	1,433,600	7,259	SH		SOLE	0	1,815	0	5,444
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	478,302	1,353	SH		SOLE	0	684	0	669
ADOBE INC	COM	00724F101	251,713	486	SH		SOLE	0	190	0	296
ADVANCED MICRO DEVICES INC	COM	007903107	215,350	1,312	SH		SOLE	0	44	0	1,268
AFLAC INC	COM	001055102	609,539	5,452	SH		SOLE	0	1,555	0	3,897
AGILENT TECHNOLOGIES INC	COM	00846U101	227,323	1,531	SH		SOLE	0	0	0	1,531
AIR PRODS & CHEMS INC	COM	009158106	567,344	1,906	SH		SOLE	0	0	0	1,906
ALLIANT ENERGY CORP	COM	018802108	299,581	4,936	SH		SOLE	0	3,644	0	1,292
ALPHABET INC	CAP STK CL C	02079K107	2,370,689	14,180	SH		SOLE	0	5,774	0	8,405
ALPHABET INC	CAP STK CL A	02079K305	4,349,622	26,226	SH		SOLE	0	6,715	0	19,511
ALTRIA GROUP INC	COM	02209S103	385,475	7,552	SH		SOLE	0	1,616	0	5,936
AMAZON COM INC	COM	023135106	3,023,674	16,228	SH		SOLE	0	3,211	0	13,017
AMERICAN CENTY ETF TR	US EQT ETF	025072885	217,037	2,281	SH		SOLE	0	0	0	2,281
AMERICAN ELEC PWR CO INC	COM	025537101	513,465	5,005	SH		SOLE	0	149	0	4,856
AMERICAN EXPRESS CO	COM	025816109	1,082,860	3,993	SH		SOLE	0	836	0	3,157
AMERICAN TOWER CORP NEW	COM	03027X100	1,130,304	4,860	SH		SOLE	0	70	0	4,790
AMERIPRISE FINL INC	COM	03076C106	306,309	652	SH		SOLE	0	12	0	640
AMGEN INC	COM	031162100	593,906	1,843	SH		SOLE	0	284	0	1,559
AMPHENOL CORP NEW	CL A	032095101	561,721	8,621	SH		SOLE	0	1	0	8,620
ANALOG DEVICES INC	COM	032654105	260,997	1,134	SH		SOLE	0	151	0	983
APPLE INC	COM	037833100	17,484,057	75,039	SH		SOLE	0	18,427	0	56,612
APPLIED MATLS INC	COM	038222105	365,752	1,810	SH		SOLE	0	708	0	1,102
AT&T INC	COM	00206R102	226,690	10,304	SH		SOLE	0	1,327	0	8,978
AURORA INNOVATION INC	CLASS A COM	051774107	169,069	28,559	SH		SOLE	0	0	0	28,559
AUTOMATIC DATA PROCESSING IN	COM	053015103	967,262	3,495	SH		SOLE	0	7	0	3,488
BANK AMERICA CORP	COM	060505104	1,289,138	32,488	SH		SOLE	0	19,680	0	12,808
BECTON DICKINSON & CO	COM	075887109	368,401	1,528	SH		SOLE	0	93	0	1,435
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	8,739,431	18,988	SH		SOLE	0	11,079	0	7,909
BLACKROCK ETF TRUST	US CARBON TRANS	09290C509	540,505	8,615	SH		SOLE	0	0	0	8,615
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	2,223,422	41,536	SH		SOLE	0	19,828	0	21,708
BLACKROCK INC	COM	09247X101	982,748	1,035	SH		SOLE	0	309	0	726
BLACKSTONE INC	COM	09260D107	701,114	4,579	SH		SOLE	0	2,874	0	1,705
BLEND LABS INC	CL A	09352U108	38,884	10,369	SH		SOLE	0	0	0	10,369
BOEING CO	COM	097023105	327,696	2,155	SH		SOLE	0	204	0	1,951
BOSTON SCIENTIFIC CORP	COM	101137107	240,992	2,876	SH		SOLE	0	401	0	2,475
BRISTOL-MYERS SQUIBB CO	COM	110122108	239,269	4,624	SH		SOLE	0	1,000	0	3,624
BROADCOM INC	COM	11135F101	616,497	3,574	SH		SOLE	0	441	0	3,133
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	224,732	2,627	SH		SOLE	0	503	0	2,124
CAPITAL GRP FIXED INCM ETF T	CORE PLUS INCM	14020Y102	7,373,930	318,942	SH		SOLE	0	29,790	0	289,152
CATERPILLAR INC	COM	149123101	2,148,421	5,493	SH		SOLE	0	978	0	4,515
CELANESE CORP DEL	COM	150870103	411,279	3,025	SH		SOLE	0	300	0	2,725
CHEVRON CORP NEW	COM	166764100	1,282,121	8,706	SH		SOLE	0	193	0	8,513
CHIPOTLE MEXICAN GRILL INC	COM	169656105	345,720	6,000	SH		SOLE	0	0	0	6,000
CHUBB LIMITED	COM	H1467J104	1,194,515	4,142	SH		SOLE	0	4	0	4,138
CHURCH & DWIGHT CO INC	COM	171340102	231,117	2,207	SH		SOLE	0	0	0	2,207
CHURCHILL DOWNS INC	COM	171484108	872,105	6,450	SH		SOLE	0	0	0	6,450
CINTAS CORP	COM	172908105	965,018	4,687	SH		SOLE	0	0	0	4,687
CISCO SYS INC	COM	17275R102	2,275,499	42,756	SH		SOLE	0	21,987	0	20,769
CLOROX CO DEL	COM	189054109	219,637	1,348	SH		SOLE	0	0	0	1,348
COCA COLA CO	COM	191216100	1,526,982	21,249	SH		SOLE	0	1,581	0	19,668
COLGATE PALMOLIVE CO	COM	194162103	976,027	9,402	SH		SOLE	0	1,370	0	8,032
COMCAST CORP NEW	CL A	20030N101	674,750	16,154	SH		SOLE	0	1,501	0	14,653
CONOCOPHILLIPS	COM	20825C104	290,075	2,755	SH		SOLE	0	112	0	2,643
CONSTELLATION BRANDS INC	CL A	21036P108	487,354	1,891	SH		SOLE	0	316	0	1,575
CONSTELLATION ENERGY CORP	COM	21037T109	675,122	2,596	SH		SOLE	0	233	0	2,363
CORNING INC	COM	219350105	234,966	5,204	SH		SOLE	0	10	0	5,194
COSTCO WHSL CORP NEW	COM	22160K105	4,854,349	5,476	SH		SOLE	0	283	0	5,193
CROWN CASTLE INC	COM	22822V101	505,364	4,260	SH		SOLE	0	0	0	4,260
CSX CORP	COM	126408103	1,417,077	41,039	SH		SOLE	0	4,900	0	36,139
CUMMINS INC	COM	231021106	2,197,756	6,788	SH		SOLE	0	420	0	6,368
CVS HEALTH CORP	COM	126650100	485,797	7,726	SH		SOLE	0	1,125	0	6,600
DANAHER CORPORATION	COM	235851102	811,629	2,919	SH		SOLE	0	9	0	2,911
DEERE & CO	COM	244199105	1,288,227	3,087	SH		SOLE	0	51	0	3,036
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	565,031	16,478	SH		SOLE	0	0	0	16,478
DISNEY WALT CO	COM	254687106	2,022,853	21,030	SH		SOLE	0	0	0	21,029
DUKE ENERGY CORP NEW	COM NEW	26441C204	591,775	5,132	SH		SOLE	0	15	0	5,117
EASTMAN CHEM CO	COM	277432100	414,318	3,701	SH		SOLE	0	0	0	3,701
EATON CORP PLC	SHS	G29183103	523,738	1,580	SH		SOLE	0	430	0	1,150
ECOLAB INC	COM	278865100	257,119	1,007	SH		SOLE	0	3	0	1,004
ELI LILLY & CO	COM	532457108	8,160,092	9,211	SH		SOLE	0	2,869	0	6,341
EMERSON ELEC CO	COM	291011104	613,019	5,605	SH		SOLE	0	701	0	4,904
EXELON CORP	COM	30161N101	350,352	8,640	SH		SOLE	0	700	0	7,940
EXXON MOBIL CORP	COM	30231G102	966,087	8,242	SH		SOLE	0	644	0	7,598
FASTENAL CO	COM	311900104	294,314	4,121	SH		SOLE	0	1,761	0	2,360
FEDEX CORP	COM	31428X106	304,457	1,112	SH		SOLE	0	0	0	1,112
FERRARI N V	COM	N3167Y103	470,110	1,000	SH		SOLE	0	0	0	1,000
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A107	1,324,209	42,772	SH		SOLE	0	42,772	0	0
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	394,368	5,417	SH		SOLE	0	4,817	0	600
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	354,063	6,833	SH		SOLE	0	6,353	0	480
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	336,198	5,265	SH		SOLE	0	1,794	0	3,471
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	22,750,871	486,754	SH		SOLE	0	31,345	0	455,409
FIDELITY NATL INFORMATION SV	COM	31620M106	301,167	3,596	SH		SOLE	0	0	0	3,596
FISERV INC	COM	337738108	447,894	2,493	SH		SOLE	0	7	0	2,486
FORD MTR CO	COM	345370860	120,455	11,407	SH		SOLE	0	17	0	11,389
GALLAGHER ARTHUR J & CO	COM	363576109	1,119,681	3,979	SH		SOLE	0	2	0	3,977
GE AEROSPACE	COM NEW	369604301	328,203	1,740	SH		SOLE	0	405	0	1,336
GENERAL DYNAMICS CORP	COM	369550108	250,222	828	SH		SOLE	0	89	0	739
GENERAL MLS INC	COM	370334104	231,897	3,140	SH		SOLE	0	14	0	3,126
GLOBAL X FDS	GLBL X MLP ETF	37954Y343	471,931	9,836	SH		SOLE	0	1,200	0	8,636
GLOBAL X FDS	US INFR DEV ETF	37954Y673	1,472,376	35,772	SH		SOLE	0	12,238	0	23,534
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,640,559	14,526	SH		SOLE	0	6,854	0	7,672
GOLDMAN SACHS GROUP INC	COM	38141G104	233,197	471	SH		SOLE	0	150	0	321
GRAINGER W W INC	COM	384802104	1,982,675	1,909	SH		SOLE	0	1	0	1,908
HERSHEY CO	COM	427866108	571,782	2,981	SH		SOLE	0	0	0	2,981
HOME DEPOT INC	COM	437076102	2,325,453	5,739	SH		SOLE	0	721	0	5,018
HONEYWELL INTL INC	COM	438516106	1,451,458	7,022	SH		SOLE	0	691	0	6,331
ILLINOIS TOOL WKS INC	COM	452308109	401,491	1,532	SH		SOLE	0	307	0	1,225
INTEL CORP	COM	458140100	328,388	13,998	SH		SOLE	0	1,820	0	12,178
INTERNATIONAL BUSINESS MACHS	COM	459200101	699,055	3,162	SH		SOLE	0	58	0	3,104
INTERNATIONAL PAPER CO	COM	460146103	245,373	5,023	SH		SOLE	0	0	0	5,023
INTUIT	COM	461202103	1,060,335	1,707	SH		SOLE	0	119	0	1,588
INTUITIVE SURGICAL INC	COM NEW	46120E602	737,396	1,501	SH		SOLE	0	0	0	1,501
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	430,210	5,998	SH		SOLE	0	464	0	5,534
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	570,460	26,533	SH		SOLE	0	12,305	0	14,228
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	7,311,374	36,402	SH		SOLE	0	29,789	0	6,613
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	1,331,092	12,717	SH		SOLE	0	4,997	0	7,720
INVESCO EXCHANGE TRADED FD T	DIVID ACHIEVEV	46137V506	571,550	12,278	SH		SOLE	0	12,278	0	0
INVESCO EXCHANGE TRADED FD T	AI AND NEXT GEN	46137V639	251,433	5,526	SH		SOLE	0	5,526	0	0
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	390,472	3,410	SH		SOLE	0	3,410	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	5,437,589	11,141	SH		SOLE	0	5,054	0	6,087
ISHARES GOLD TR	ISHARES NEW	464285204	1,964,542	39,528	SH		SOLE	0	0	0	39,528
ISHARES INC	MSCI GBL MIN VOL	464286525	844,201	7,371	SH		SOLE	0	1,839	0	5,532
ISHARES INC	MSCI WORLD ETF	464286392	1,861,110	11,861	SH		SOLE	0	4,223	0	7,638
ISHARES INC	CORE MSCI EMKT	46434G103	6,702,876	116,755	SH		SOLE	0	25,759	0	90,996
ISHARES INC	MSCI JPN ETF NEW	46434G822	296,247	4,141	SH		SOLE	0	1,032	0	3,109
ISHARES INC	MSCI EURZONE ETF	464286608	353,521	6,769	SH		SOLE	0	2,121	0	4,648
ISHARES TR	CORE S&P MCP ETF	464287507	1,197,015	19,208	SH		SOLE	0	16,452	0	2,756
ISHARES TR	CORE S&P SCP ETF	464287804	4,264,636	36,462	SH		SOLE	0	9,727	0	26,735
ISHARES TR	S&P 500 VAL ETF	464287408	2,142,844	10,868	SH		SOLE	0	5,368	0	5,500
ISHARES TR	CORE S&P500 ETF	464287200	16,801,515	29,128	SH		SOLE	0	1,230	0	27,898
ISHARES TR	S&P 500 GRWT ETF	464287309	3,354,800	35,037	SH		SOLE	0	12,692	0	22,345
ISHARES TR	RUS 1000 VAL ETF	464287598	223,888	1,180	SH		SOLE	0	412	0	768
ISHARES TR	RUS 1000 GRW ETF	464287614	359,028	956	SH		SOLE	0	427	0	529
ISHARES TR	RUSSELL 3000 ETF	464287689	200,479	614	SH		SOLE	0	0	0	614
ISHARES TR	DOW JONES US ETF	464287846	209,385	1,500	SH		SOLE	0	0	0	1,500
ISHARES TR	MSCI EAFE ETF	464287465	2,541,065	30,385	SH		SOLE	0	8,854	0	21,531
ISHARES TR	ISHARES BIOTECH	464287556	235,635	1,618	SH		SOLE	0	779	0	839
ISHARES TR	U.S. TECH ETF	464287721	3,944,394	26,015	SH		SOLE	0	4,758	0	21,257
ISHARES TR	7-10 YR TRSY BD	464287440	903,980	9,213	SH		SOLE	0	4,638	0	4,575
ISHARES TR	IBOXX INV CP ETF	464287242	8,302,448	73,486	SH		SOLE	0	27,109	0	46,377
ISHARES TR	ISHARES SEMICDTR	464287523	264,256	1,146	SH		SOLE	0	204	0	942
ISHARES TR	EXPANDED TECH	464287515	788,225	8,820	SH		SOLE	0	4,930	0	3,890
ISHARES TR	S&P 100 ETF	464287101	227,773	823	SH		SOLE	0	0	0	823
ISHARES TR	SELECT DIVID ETF	464287168	1,592,131	11,787	SH		SOLE	0	7,645	0	4,143
ISHARES TR	CORE US AGGBD ET	464287226	1,461,934	14,436	SH		SOLE	0	7,650	0	6,786
ISHARES TR	CORE MSCI TOTAL	46432F834	4,676,551	64,389	SH		SOLE	0	5,638	0	58,751
ISHARES TR	CORE MSCI EAFE	46432F842	20,144,911	258,103	SH		SOLE	0	62,125	0	195,978
ISHARES TR	GNMA BOND ETF	46429B333	413,725	9,237	SH		SOLE	0	5,174	0	4,063
ISHARES TR	MSCI USA MMENTM	46432F396	316,640	1,562	SH		SOLE	0	249	0	1,312
ISHARES TR	MSCI USA QLT FCT	46432F339	12,123,891	67,618	SH		SOLE	0	20,609	0	47,009
ISHARES TR	CORE DIV GRWTH	46434V621	5,200,910	82,962	SH		SOLE	0	36,501	0	46,461
ISHARES TR	CORE MSCI EURO	46434V738	3,214,911	52,764	SH		SOLE	0	15,905	0	36,859
ISHARES TR	CORE TOTAL USD	46434V613	1,835,984	38,964	SH		SOLE	0	2,854	0	36,110
ISHARES TR	MSCI USA MIN VOL	46429B697	1,006,974	11,028	SH		SOLE	0	254	0	10,774
ISHARES TR	FLTG RATE NT ETF	46429B655	760,241	14,895	SH		SOLE	0	10,040	0	4,855
ISHARES TR	CORE HIGH DV ETF	46429B663	392,316	3,335	SH		SOLE	0	3,135	0	200
ISHARES TR	0-5 YR TIPS ETF	46429B747	202,640	2,000	SH		SOLE	0	0	0	2,000
ISHARES TR	JPMORGAN USD EMG	464288281	221,691	2,369	SH		SOLE	0	349	0	2,020
ISHARES TR	MSCI ACWI EX US	464288240	634,741	11,093	SH		SOLE	0	4,104	0	6,989
ISHARES TR	RUS TP200 VL ETF	464289420	371,160	4,567	SH		SOLE	0	3,931	0	636
ISHARES TR	RUS TP200 GR ETF	464289438	1,076,524	4,892	SH		SOLE	0	2,387	0	2,505
ISHARES TR	GL CLEAN ENE ETF	464288224	305,317	20,784	SH		SOLE	0	14,540	0	6,244
ISHARES TR	GRWT ALLOCAT ETF	464289867	1,019,935	17,217	SH		SOLE	0	3,534	0	13,683
ISHARES TR	SHRT NAT MUN ETF	464288158	597,213	5,624	SH		SOLE	0	0	0	5,624
ISHARES TR	CORE S&P TTL STK	464287150	13,326,575	106,086	SH		SOLE	0	31,819	0	74,268
ISHARES TR	IBOXX HI YD ETF	464288513	203,721	2,537	SH		SOLE	0	669	0	1,868
ISHARES TR	USD INV GRDE ETF	464288620	1,262,498	24,011	SH		SOLE	0	7,796	0	16,215
ISHARES TR	10-20 YR TRS ETF	464288653	1,029,233	9,414	SH		SOLE	0	3,786	0	5,628
ISHARES TR	NATIONAL MUN ETF	464288414	868,378	7,994	SH		SOLE	0	313	0	7,681
ISHARES TR	MBS ETF	464288588	8,970,115	93,624	SH		SOLE	0	34,606	0	59,018
ISHARES TR	MSCI KLD400 SOC	464288570	369,233	3,394	SH		SOLE	0	0	0	3,394
ISHARES TR	ESG MSCI USA ETF	46436E767	379,487	7,732	SH		SOLE	0	0	0	7,732
ISHARES TR	ESG EAFE ETF	46436E759	258,696	3,591	SH		SOLE	0	0	0	3,591
ISHARES TR	CONV BD ETF	46435G102	311,626	3,724	SH		SOLE	0	2,560	0	1,164
ISHARES TR	ESG AWR MSCI USA	46435G425	1,210,823	9,596	SH		SOLE	0	402	0	9,194
ISHARES TR	ESG AWRE USD ETF	46435G193	224,411	9,433	SH		SOLE	0	0	0	9,433
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	5,542,150	108,161	SH		SOLE	0	7,765	0	100,396
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	331,444	5,859	SH		SOLE	0	1,556	0	4,303
JOHNSON & JOHNSON	COM	478160104	4,172,273	25,745	SH		SOLE	0	3,529	0	22,217
JPMORGAN CHASE & CO.	COM	46625H100	2,509,486	11,901	SH		SOLE	0	1,464	0	10,437
KIMBERLY-CLARK CORP	COM	494368103	1,080,463	7,594	SH		SOLE	0	1,036	0	6,558
LOCKHEED MARTIN CORP	COM	539830109	823,490	1,409	SH		SOLE	0	26	0	1,383
LOWES COS INC	COM	548661107	1,895,793	6,999	SH		SOLE	0	2,052	0	4,947
M & T BK CORP	COM	55261F104	255,410	1,434	SH		SOLE	0	1	0	1,433
MARTIN MARIETTA MATLS INC	COM	573284106	601,726	1,118	SH		SOLE	0	110	0	1,008
MARVELL TECHNOLOGY INC	COM	573874104	281,106	3,898	SH		SOLE	0	0	0	3,898
MASCO CORP	COM	574599106	258,003	3,074	SH		SOLE	0	574	0	2,500
MASTERCARD INCORPORATED	CL A	57636Q104	1,709,573	3,462	SH		SOLE	0	195	0	3,267
MCCORMICK & CO INC	COM VTG	579780107	702,580	8,512	SH		SOLE	0	0	0	8,512
MCCORMICK & CO INC	COM NON VTG	579780206	2,086,834	25,356	SH		SOLE	0	7,220	0	18,137
MCDONALDS CORP	COM	580135101	4,615,185	15,156	SH		SOLE	0	793	0	14,363
MERCADOLIBRE INC	COM	58733R102	1,089,591	531	SH		SOLE	0	0	0	531
MERCK & CO INC	COM	58933Y105	1,675,317	14,753	SH		SOLE	0	1,258	0	13,495
META PLATFORMS INC	CL A	30303M102	2,031,961	3,550	SH		SOLE	0	730	0	2,819
METLIFE INC	COM	59156R108	544,723	6,604	SH		SOLE	0	20	0	6,584
MICROSOFT CORP	COM	594918104	15,938,095	37,039	SH		SOLE	0	9,198	0	27,841
MONDELEZ INTL INC	CL A	609207105	518,977	7,045	SH		SOLE	0	2,255	0	4,789
NETFLIX INC	COM	64110L106	201,143	284	SH		SOLE	0	80	0	204
NEXTERA ENERGY INC	COM	65339F101	956,127	11,311	SH		SOLE	0	8,050	0	3,261
NIKE INC	CL B	654106103	1,789,673	20,245	SH		SOLE	0	391	0	19,854
NORFOLK SOUTHN CORP	COM	655844108	1,154,377	4,645	SH		SOLE	0	109	0	4,536
NORTHROP GRUMMAN CORP	COM	666807102	1,188,377	2,250	SH		SOLE	0	51	0	2,200
NVIDIA CORPORATION	COM	67066G104	1,184,549	9,754	SH		SOLE	0	822	0	8,932
NXP SEMICONDUCTORS N V	COM	N6596X109	398,629	1,661	SH		SOLE	0	106	0	1,555
OLD DOMINION FREIGHT LINE IN	COM	679580100	397,280	2,000	SH		SOLE	0	0	0	2,000
ORACLE CORP	COM	68389X105	2,151,311	12,625	SH		SOLE	0	1,198	0	11,427
PALANTIR TECHNOLOGIES INC	CL A	69608A108	901,951	24,246	SH		SOLE	0	30	0	24,216
PARKER-HANNIFIN CORP	COM	701094104	1,057,035	1,673	SH		SOLE	0	0	0	1,673
PAYCHEX INC	COM	704326107	285,006	2,124	SH		SOLE	0	1,424	0	700
PEPSICO INC	COM	713448108	4,465,454	26,260	SH		SOLE	0	1,066	0	25,193
PFIZER INC	COM	717081103	519,538	17,952	SH		SOLE	0	2,875	0	15,077
PHILIP MORRIS INTL INC	COM	718172109	520,927	4,291	SH		SOLE	0	969	0	3,322
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	518,181	10,261	SH		SOLE	0	0	0	10,261
PIMCO ETF TR	INTER MUN BD ACT	72201R866	464,688	8,771	SH		SOLE	0	0	0	8,771
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	600,134	6,254	SH		SOLE	0	0	0	6,254
PNC FINL SVCS GROUP INC	COM	693475105	1,068,211	5,779	SH		SOLE	0	6	0	5,773
PPG INDS INC	COM	693506107	317,904	2,400	SH		SOLE	0	0	0	2,400
PRICE T ROWE GROUP INC	COM	74144T108	414,261	3,803	SH		SOLE	0	100	0	3,703
PROCTER AND GAMBLE CO	COM	742718109	6,765,887	39,064	SH		SOLE	0	7,906	0	31,158
PRUDENTIAL FINL INC	COM	744320102	676,958	5,590	SH		SOLE	0	0	0	5,590
PUBLIC STORAGE OPER CO	COM	74460D109	1,555,180	4,274	SH		SOLE	0	0	0	4,274
PULTE GROUP INC	COM	745867101	201,661	1,405	SH		SOLE	0	5	0	1,400
QUALCOMM INC	COM	747525103	382,044	2,247	SH		SOLE	0	1	0	2,246
QUEST DIAGNOSTICS INC	COM	74834L100	217,350	1,400	SH		SOLE	0	0	0	1,400
RTX CORPORATION	COM	75513E101	824,662	6,806	SH		SOLE	0	771	0	6,035
SALESFORCE INC	COM	79466L302	592,378	2,164	SH		SOLE	0	720	0	1,444
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,766,659	44,560	SH		SOLE	0	10,175	0	34,385
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,800,867	37,897	SH		SOLE	0	914	0	36,983
SCHWAB STRATEGIC TR	US REIT ETF	808524847	507,252	21,893	SH		SOLE	0	0	0	21,893
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	2,274,011	27,368	SH		SOLE	0	4,503	0	22,865
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	5,335,934	182,863	SH		SOLE	0	3,280	0	179,583
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	4,502,469	87,427	SH		SOLE	0	3,834	0	83,593
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	18,765,840	180,129	SH		SOLE	0	61,560	0	118,569
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	844,670	10,510	SH		SOLE	0	3,005	0	7,505
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	3,110,157	63,499	SH		SOLE	0	12,143	0	51,356
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	429,493	8,488	SH		SOLE	0	3,016	0	5,472
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	43,686,773	656,746	SH		SOLE	0	0	0	656,746
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	14,037,151	341,370	SH		SOLE	0	8,242	0	333,128
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,627,121	289,272	SH		SOLE	0	14,660	0	274,612
SCHWAB STRATEGIC TR	LONG TERM US	808524680	2,357,311	67,371	SH		SOLE	0	24,277	0	43,094
SEI INVTS CO	COM	784117103	276,760	4,000	SH		SOLE	0	0	0	4,000
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,085,848	38,201	SH		SOLE	0	4,255	0	33,945
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	2,762,251	28,660	SH		SOLE	0	3,511	0	25,149
SELECT SECTOR SPDR TR	ENERGY	81369Y506	8,704,298	99,138	SH		SOLE	0	18,102	0	81,036
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	15,231,438	336,086	SH		SOLE	0	77,076	0	259,010
SELECT SECTOR SPDR TR	INDL	81369Y704	10,627,500	78,466	SH		SOLE	0	14,737	0	63,729
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	28,228,170	125,036	SH		SOLE	0	36,893	0	88,143
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	4,500,686	54,225	SH		SOLE	0	8,331	0	45,894
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	13,249,311	86,023	SH		SOLE	0	24,584	0	61,440
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	17,140,351	85,543	SH		SOLE	0	15,092	0	70,451
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	13,916,157	153,940	SH		SOLE	0	23,740	0	130,200
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,553,418	57,162	SH		SOLE	0	5,603	0	51,559
SERVICENOW INC	COM	81762P102	1,201,166	1,343	SH		SOLE	0	342	0	1,001
SHERWIN WILLIAMS CO	COM	824348106	1,145,098	3,000	SH		SOLE	0	0	0	3,000
SNAP ON INC	COM	833034101	289,710	1,000	SH		SOLE	0	0	0	1,000
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,380,282	3,262	SH		SOLE	0	1,207	0	2,055
SPDR GOLD TR	GOLD SHS	78463V107	323,270	1,330	SH		SOLE	0	75	0	1,255
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,920,619	46,527	SH		SOLE	0	3,386	0	43,141
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	1,271,318	23,879	SH		SOLE	0	7,710	0	16,169
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,462,183	118,801	SH		SOLE	0	16,547	0	102,254
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,502,078	14,818	SH		SOLE	0	8,088	0	6,730
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	679,808	1,193	SH		SOLE	0	628	0	565
SPDR SER TR	PORTFLI INTRMDIT	78464A672	234,979	8,086	SH		SOLE	0	3,901	0	4,185
SPDR SER TR	PORTFOLIO S&P500	78464A854	21,666,196	320,933	SH		SOLE	0	165,690	0	155,244
SPDR SER TR	PORT MTG BK ETF	78464A383	610,865	27,113	SH		SOLE	0	0	0	27,113
SPDR SER TR	PORTFOLIO SHORT	78464A474	334,079	11,033	SH		SOLE	0	468	0	10,565
SPDR SER TR	AEROSPACE DEF	78464A631	734,306	4,667	SH		SOLE	0	352	0	4,315
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	732,171	27,871	SH		SOLE	0	9,779	0	18,092
SPDR SER TR	PORTFOLIO S&P600	78468R853	13,078,935	287,386	SH		SOLE	0	99,894	0	187,492
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	1,332,360	28,451	SH		SOLE	0	10,082	0	18,369
SPDR SER TR	PORTFOLIO S&P400	78464A847	10,968,703	200,598	SH		SOLE	0	151,604	0	48,994
SPDR SER TR	S&P BIOTECH	78464A870	306,379	3,101	SH		SOLE	0	0	0	3,101
SPDR SER TR	SPDR S&P 500 ETF	78468R796	257,702	5,454	SH		SOLE	0	0	0	5,454
SPDR SER TR	PRTFLO S&P500 HI	78468R788	263,492	5,772	SH		SOLE	0	4,262	0	1,510
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	778,417	7,817	SH		SOLE	0	1,685	0	6,132
STANLEY BLACK & DECKER INC	COM	854502101	255,656	2,321	SH		SOLE	0	250	0	2,071
STARBUCKS CORP	COM	855244109	1,250,662	12,829	SH		SOLE	0	1,021	0	11,808
SUN CMNTYS INC	COM	866674104	1,565,544	11,584	SH		SOLE	0	9,133	0	2,450
T-MOBILE US INC	COM	872590104	506,302	2,453	SH		SOLE	0	3	0	2,450
TARGET CORP	COM	87612E106	750,778	4,817	SH		SOLE	0	0	0	4,817
TESLA INC	COM	88160R101	663,602	2,536	SH		SOLE	0	519	0	2,017
TJX COS INC NEW	COM	872540109	217,931	1,854	SH		SOLE	0	15	0	1,839
TRACTOR SUPPLY CO	COM	892356106	504,973	1,736	SH		SOLE	0	1	0	1,735
TRAVELERS COMPANIES INC	COM	89417E109	1,906,865	8,145	SH		SOLE	0	119	0	8,026
TRUIST FINL CORP	COM	89832Q109	304,688	7,124	SH		SOLE	0	1	0	7,123
UNION PAC CORP	COM	907818108	880,025	3,570	SH		SOLE	0	580	0	2,990
UNITED RENTALS INC	COM	911363109	809,876	1,000	SH		SOLE	0	0	0	1,000
UNITEDHEALTH GROUP INC	COM	91324P102	256,300	438	SH		SOLE	0	47	0	391
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	381,308	7,185	SH		SOLE	0	415	0	6,770
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	226,018	655	SH		SOLE	0	100	0	555
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	6,295,503	33,009	SH		SOLE	0	18,400	0	14,609
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	15,736,166	209,508	SH		SOLE	0	23,794	0	185,715
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	216,850	2,767	SH		SOLE	0	1,022	0	1,745
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	8,971,195	114,007	SH		SOLE	0	7,585	0	106,422
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	754,893	15,116	SH		SOLE	0	8,835	0	6,281
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	414,381	1,574	SH		SOLE	0	1,117	0	457
VANGUARD INDEX FDS	VALUE ETF	922908744	9,454,434	54,158	SH		SOLE	0	35,287	0	18,871
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	313,358	1,172	SH		SOLE	0	0	0	1,172
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,174,065	3,058	SH		SOLE	0	1,090	0	1,968
VANGUARD INDEX FDS	SMALL CP ETF	922908751	22,157,300	93,408	SH		SOLE	0	19,120	0	74,288
VANGUARD INDEX FDS	MID CAP ETF	922908629	814,573	3,087	SH		SOLE	0	200	0	2,888
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,772,409	28,458	SH		SOLE	0	3,634	0	24,824
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,076,302	3,935	SH		SOLE	0	278	0	3,657
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	47,269,072	166,934	SH		SOLE	0	39,585	0	127,349
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,479,746	72,722	SH		SOLE	0	17,208	0	55,514
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	9,505,991	79,415	SH		SOLE	0	55,686	0	23,729
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	6,633,163	105,288	SH		SOLE	0	19,224	0	86,065
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	256,898	2,040	SH		SOLE	0	1,260	0	780
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,905,066	56,828	SH		SOLE	0	4,176	0	52,652
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	12,194,990	153,551	SH		SOLE	0	13,765	0	139,785
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	230,505	3,746	SH		SOLE	0	2,694	0	1,052
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	15,381,602	254,578	SH		SOLE	0	107,304	0	147,274
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	24,958,958	422,890	SH		SOLE	0	112,695	0	310,194
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,759,960	8,886	SH		SOLE	0	2	0	8,884
VANGUARD STAR FDS	VG TL INTL STK F	921909768	30,700,157	474,207	SH		SOLE	0	114,591	0	359,616
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,949,269	36,911	SH		SOLE	0	9,310	0	27,601
VANGUARD WORLD FD	CONSUM DIS ETF	92204A108	2,092,590	6,146	SH		SOLE	0	138	0	6,008
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	3,317,542	12,756	SH		SOLE	0	1,295	0	11,461
VANGUARD WORLD FD	INF TECH ETF	92204A702	56,617,406	96,531	SH		SOLE	0	3,814	0	92,717
VANGUARD WORLD FD	MATERIALS ETF	92204A801	943,791	4,463	SH		SOLE	0	570	0	3,893
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	4,697,806	32,312	SH		SOLE	0	604	0	31,708
VANGUARD WORLD FD	UTILITIES ETF	92204A876	2,507,945	14,409	SH		SOLE	0	1,009	0	13,400
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	12,875,141	117,143	SH		SOLE	0	10,278	0	106,865
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	20,349,088	72,109	SH		SOLE	0	11,929	0	60,179
VANGUARD WORLD FD	ENERGY ETF	92204A306	2,034,913	16,616	SH		SOLE	0	636	0	15,980
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	2,307,149	10,560	SH		SOLE	0	1,102	0	9,458
VERIZON COMMUNICATIONS INC	COM	92343V104	216,508	4,821	SH		SOLE	0	31	0	4,790
VISA INC	COM CL A	92826C839	1,875,888	6,823	SH		SOLE	0	610	0	6,213
WALMART INC	COM	931142103	2,038,218	25,241	SH		SOLE	0	7,575	0	17,666
WASTE MGMT INC DEL	COM	94106L109	1,532,067	7,380	SH		SOLE	0	4	0	7,376
YUM BRANDS INC	COM	988498101	1,949,498	13,954	SH		SOLE	0	600	0	13,353
YUM CHINA HLDGS INC	COM	98850P109	239,659	5,323	SH		SOLE	0	300	0	5,023