H&R Block (HRB) 10-Q 9 Dec 15 2016 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Oct. 31, 2015	Nov. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Oct. 31, 2015
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Entity Registrant Name	H&R BLOCK INC
Entity Central Index Key	12,659
Current Fiscal Year End Date	--04-30
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		235,949,974

Consolidated Statements Of Oper

Consolidated Statements Of Operations And Comprehensive Loss - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
REVENUES:
Service revenues	$ 113,420	$ 115,442	$ 231,854	$ 230,915
Royalty, product and other revenues	14,995	19,186	34,279	37,299
Total revenues	128,415	134,628	266,133	268,214
Cost of revenues:
Compensation and benefits	62,694	69,381	118,483	121,236
Occupancy and equipment	95,051	87,626	184,906	170,932
Provision for bad debt and loan losses	1,182	385	3,187	4,749
Depreciation and amortization	28,358	28,429	55,442	53,514
Other	39,116	35,876	77,891	68,992
Cost of revenues	226,401	221,697	439,909	419,423
Selling, general and administrative:
Marketing and advertising	12,965	12,513	21,496	20,658
Compensation and benefits	61,593	54,353	116,262	115,317
Depreciation and amortization	13,991	10,500	27,001	19,101
Other selling, general and administrative	47,298	20,013	69,280	39,503
Selling, general and administrative	135,847	97,379	234,039	194,579
Total operating expenses	362,248	319,076	673,948	614,002
Other income, net	(210)	(2,282)	(5,195)	(3,486)
Other Nonoperating Income	10,505	0	10,938	523
Interest expense on borrowings	(14,181)	(13,843)	(22,756)	(27,638)
Loss from continuing operations before income tax benefit	(237,719)	(200,573)	(424,828)	(376,389)
Income tax benefit	(95,201)	(87,346)	(185,805)	(154,311)
Net loss from continuing operations	(142,518)	(113,227)	(239,023)	(222,078)
Net income (loss) from discontinued operations, net of tax (benefits) of ($1,420), $766, ($3,309) and ($3,798)	(2,489)	1,229	(5,643)	(6,152)
NET LOSS	$ (145,007)	$ (111,998)	$ (244,666)	$ (228,230)
BASIC AND DILUTED LOSS PER SHARE:
Continuing operations (in usd per share)	$ (0.54)	$ (0.41)	$ (0.88)	$ (0.81)
Discontinued operations (in usd per share)	(0.01)	0	(0.02)	(0.02)
Consolidated (in usd per share)	(0.55)	(0.41)	(0.90)	(0.83)
DIVIDENDS PAID PER SHARE (in usd per share)	$ 0.2000	$ 0.2000	$ 0.40	$ 0.40
COMPREHENSIVE LOSS:
NET LOSS	$ (145,007)	$ (111,998)	$ (244,666)	$ (228,230)
Unrealized gains (losses) on securities, net of taxes:
Unrealized holding gains (losses) arising during the period	(2,150)	5,493	(3,510)	4,770
Reclassification adjustment for gains included in income	(5,124)	(589)	(4,983)	(15)
Change in foreign currency translation adjustments	(700)	(3,810)	(9,455)	(3,355)
Other comprehensive income (loss)	(7,974)	1,094	(17,948)	1,400
Comprehensive loss	$ (152,981)	$ (110,904)	$ (262,614)	$ (226,830)

Consolidated Statements Of Ope3

Consolidated Statements Of Operations And Comprehensive Income (Loss) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
Income Statement [Abstract]
Tax benefit on discontinued operations	$ (1,420)	$ 766	$ (3,309)	$ (3,798)

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
ASSETS
Cash and cash equivalents	$ 360,681	$ 2,007,190	$ 627,490
Cash and cash equivalents - restricted	42,781	91,972	55,543
Receivables, less allowance for doubtful accounts of $53,340, $51,746 and $54,527	94,760	167,964	107,705
Deferred tax assets and income taxes receivable	145,912	174,267	197,193
Prepaid expenses and other current assets	80,458	70,283	88,270
Investments in available-for-sale securities	2,116	439,625	381,180
Total current assets	726,708	2,951,301	1,457,381
Mortgage loans held for investment, less allowance for loan losses of $7,412, $9,761 and $7,886	220,671	239,338	251,092
Property and equipment, at cost, less accumulated depreciation and amortization of $563,158, $491,153 and $518,797	298,602	311,387	318,225
Intangible assets, net	466,224	432,142	414,045
Goodwill	442,068	441,831	464,182
Deferred tax assets and income taxes receivable	11,264	13,461	37,937
Other noncurrent assets	124,360	125,960	148,428
Total assets	2,289,897	4,515,420	3,091,290
LIABILITIES:
Customer banking deposits		744,241	454,860
Accounts payable and accrued expenses	141,070	231,322	97,105
Accounts payable and accrued expenses	319,426	322,508	339,725
Accrued salaries, wages and payroll taxes	37,512	144,744	36,215
Accrued income taxes	67,732	434,684	147,000
Current portion of long-term debt	808	790	772
Total current liabilities	566,548	1,878,289	1,075,677
Long-term debt	1,501,938	505,298	505,588
Deferred tax liabilities and reserves for uncertain tax positions	140,539	142,586	151,951
Deferred revenue and other noncurrent liabilities	108,115	156,298	119,398
Total liabilities	$ 2,317,140	$ 2,682,471	$ 1,852,614
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY:
Common stock, no par, stated value $.01 per share, 800,000,000 shares authorized, shares issued of 276,087,566, 316,628,110 and 316,628,110	$ 2,761	$ 3,166	$ 3,166
Additional paid-in capital	757,816	783,793	772,662
Accumulated other comprehensive income (loss)	(16,208)	1,740	6,577
Retained earnings	3,573	1,836,442	1,250,465
Less treasury shares, at cost, of 40,138,877, 41,462,487 and 41,353,479	(775,185)	(792,192)	(794,194)
Total stockholders' equity (deficiency)	(27,243)	1,832,949	1,238,676
Total liabilities and stockholders' equity	$ 2,289,897	$ 4,515,420	$ 3,091,290

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Statement of Financial Position [Abstract]
Treasury Stock, Shares	40,138,877	41,353,479	41,462,487
Allowance for doubtful accounts	$ 53,340	$ 54,527	$ 51,746
Allowance for loan losses	7,412	7,886	9,761
Accumulated depreciation and amortization	$ 563,158	$ 518,797	$ 491,153
Common stock, no par value	$ 0	$ 0	$ 0
Common stock, stated value per share	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized	800,000,000	800,000,000	800,000,000
Common stock, shares issued	276,087,566	316,628,110	316,628,110

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014
Statement of Cash Flows [Abstract]
NET CASH USED IN OPERATING ACTIVITIES	$ (602,713)	$ (627,577)
CASH FLOWS FROM INVESTING ACTIVITIES:
Maturities of and payments received on available-for-sale securities	434,261	49,013
Principal payments on mortgage loans held for investment, net	17,006	13,451
Purchases of property and equipment	(38,779)	(70,927)
Payments made for business acquisitions, net of cash acquired	(61,846)	(94,230)
Franchise loans:
Loans funded	(10,281)	(18,251)
Payments received	17,473	29,637
Other, net	7,246	10,585
Net cash provided by (used in) investing activities	365,080	(80,722)
CASH FLOWS FROM FINANCING ACTIVITIES:
Repayments of long-term debt	0	(400,000)
Proceeds from issuance of long-term debt	996,831	0
Customer banking deposits, net	(326,705)	(316,269)
Transfer of HRB Bank deposits	(419,028)	0
Dividends paid	(110,338)	(109,871)
Repurchase of common stock, including shares surrendered	(1,517,786)	(10,247)
Proceeds from exercise of stock options	16,875	14,477
Other, net	(37,820)	(23,392)
Net cash used in financing activities	(1,397,971)	(845,302)
Effects of exchange rates on cash	(10,905)	(4,216)
Net decrease in cash and cash equivalents	(1,646,509)	(1,557,817)
Cash and cash equivalents at beginning of the period	2,007,190	2,185,307
Cash and cash equivalents at end of the period	360,681	627,490
SUPPLEMENTARY CASH FLOW DATA:
Income taxes paid, net of refunds received	132,096	157,680
Interest paid on borrowings	15,606	27,379
Transfers of foreclosed loans to other assets	1,450	3,155
Accrued additions to property and equipment	4,573	3,243
Conversion of investment security	$ 0	$ 5,000

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	6 Months Ended
	Oct. 31, 2015
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES BASIS OF PRESENTATION – The consolidated balance sheets as of October 31, 2015 and 2014 , the consolidated statements of operations and comprehensive loss for the three and six months ended October 31, 2015 and 2014 , and the condensed consolidated statements of cash flows for the six months ended October 31, 2015 and 2014 have been prepared by the Company, without audit. In the opinion of management, all adjustments, which include only normal recurring adjustments, necessary to present fairly the financial position, results of operations and cash flows as of October 31, 2015 and 2014 and for all periods presented have been made. "H&R Block," "the Company," "we," "our" and "us" are used interchangeably to refer to H&R Block, Inc. or to H&R Block, Inc. and its subsidiaries, as appropriate to the context. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the U. S. (GAAP) have been condensed or omitted. These consolidated financial statements should be read in conjunction with the financial statements and notes thereto included in our April 30, 2015 Annual Report to Shareholders on Form 10-K. All amounts presented herein as of April 30, 2015 or for the year then ended are derived from our April 30, 2015 Annual Report to Shareholders on Form 10-K. In connection with the deregistration of H&R Block, Inc., H&R Block Group, Inc. and Block Financial, LLC as savings and loan holding companies (SLHCs), as discussed further in note 2 , we no longer present interest income on mortgage loans held for investment and various other investments as revenues. Effective September 1, 2015, these amounts are prospectively reported in other income on the consolidated statements of operations and comprehensive income. MANAGEMENT ESTIMATES – The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the evaluation of contingent losses arising from our discontinued mortgage business, contingent losses associated with pending claims and litigation, valuation allowances on deferred tax assets, reserves for uncertain tax positions and related matters. Estimates have been prepared based on the best information available as of each balance sheet date. As such, actual results could differ materially from those estimates. SEASONALITY OF BUSINESS – Our operating revenues are seasonal in nature with peak revenues typically occurring in the months of January through April. Therefore, results for interim periods are not indicative of results to be expected for the full year. DISCONTINUED OPERATIONS – Our discontinued operations include the results of operations of Sand Canyon Corporation, previously known as Option One Mortgage Corporation (including its subsidiaries, collectively, SCC), which exited its mortgage business in fiscal year 2008. See notes 12 and 13 for additional information on litigation, claims and other loss contingencies related to our discontinued operations.

Divestiture of H&R Block Bank D

Divestiture of H&R Block Bank Divestiture of H&R Block Bank	6 Months Ended
	Oct. 31, 2015
Discontinued Operations and Disposal Groups [Abstract]
Divestiture of H&R Block Bank	NOTE 2: DIVESTITURE OF H&R BLOCK BANK On August 4, 2015, H&R Block Bank (HRB Bank) , Block Financial LLC, the sole shareholder of HRB Bank (Block Financial) and BofI Federal Bank, a federal savings bank (BofI) received regulatory approvals for a definitive Amended and Restated Purchase and Assumption Agreement pursuant to which we agreed to sell certain assets and liabilities, including all of the deposit liabilities of HRB Bank, to BofI (P&A Transaction). On August 31, 2015, we completed the P&A Transaction and made a net cash payment to BofI of approximately $419 million , which was approximately equal to the carrying value of the liabilities (including all deposit liabilities) assumed by BofI. In connection with the closing, we liquidated the available-for-sale (AFS) securities previously held by HRB Bank. We received proceeds of $388.0 million and recognized gains of $8.4 million on these sales. On the closing date of the P&A Transaction, HRB Bank converted from a federal savings bank to a national banking association, merged with and into its parent company, Block Financial, surrendered its bank charter and ceased to exist as a bank. As a result, effective August 31, 2015, neither we nor any of our subsidiaries is subject to minimum regulatory capital requirements or to regulation as a bank by the Office of the Comptroller of the Currency (OCC). In addition, H&R Block, Inc., H&R Block Group, Inc. and Block Financial (collectively, our Holding Companies) were SLHCs because they controlled HRB Bank. As a result of the P&A Transaction and related actions, our Holding Companies have ceased to be SLHCs and have deregistered as SLHCs under Section 10(b) of the Home Owner's Loan Act. Effective August 31, 2015, our Holding Companies are no longer subject to regulatory capital requirements applicable to SLHCs or regulation by the Board of Governors of the Federal Reserve System (Federal Reserve).

Loss Per Share and Stockholders

Loss Per Share and Stockholders' Equity	6 Months Ended
	Oct. 31, 2015
Earnings Per Share [Abstract]
Loss Per Share and Stockholders' Equity	NOTE 3: LOSS PER SHARE AND STOCKHOLDERS' EQUITY LOSS PER SHARE – Basic and diluted loss per share is computed using the two-class method. The two-class method is an earnings allocation formula that determines net income per share for each class of common stock and participating security according to dividends declared and participation rights in undistributed earnings. Per share amounts are computed by dividing net income from continuing operations attributable to common shareholders by the weighted average shares outstanding during each period. The dilutive effect of potential common shares is included in diluted earnings per share except in those periods with a loss from continuing operations. Diluted earnings per share excludes the impact of shares of common stock issuable upon the lapse of certain restrictions or the exercise of options to purchase 5.0 million shares for the three and six months ended October 31, 2015 , and 5.4 million shares for the three and six months ended October 31, 2014 , as the effect would be antidilutive due to the net loss from continuing operations during those periods. The computations of basic and diluted earnings per share from continuing operations are as follows: (in 000s, except per share amounts) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 Net loss from continuing operations attributable to shareholders $ (142,518 ) $ (113,227 ) $ (239,023 ) $ (222,078 ) Amounts allocated to participating securities (102 ) (97 ) (204 ) (186 ) Net loss from continuing operations attributable to common shareholders $ (142,620 ) $ (113,324 ) $ (239,227 ) $ (222,264 ) Basic weighted average common shares 266,267 275,106 271,016 274,841 Potential dilutive shares — — — — Dilutive weighted average common shares 266,267 275,106 271,016 274,841 Loss per share from continuing operations attributable to common shareholders: Basic $ (0.54 ) $ (0.41 ) $ (0.88 ) $ (0.81 ) Diluted (0.54 ) (0.41 ) (0.88 ) (0.81 ) The weighted average shares outstanding for the three and six months ended October 31, 2015 decreased to 266.3 million and 271.0 million , respectively, from 275.1 million and 274.8 million for the three and six months ended October 31, 2014 , respectively, primarily due to share repurchases completed in the current year. In September 2015, we announced that our Board of Directors approved a new $3.5 billion share repurchase program, effective through June 2019. During the six months ended October 31, 2015 , we purchased and immediately retired 40.5 million shares of our common stock at a cost of $1.5 billion ( $37.00 per share). The cost of shares retired during the current period was allocated to the components of stockholders’ equity as follows: (in 000s) Common stock $ 405 Additional paid-in-capital 24,325 Retained earnings 1,475,270 Total $ 1,500,000 STOCK-BASED COMPENSATION – In addition to the shares repurchased as discussed above, during the six months ended October 31, 2015 , we acquired 0.6 million shares of our common stock at an aggregate cost of $17.8 million . These shares represent shares swapped or surrendered to us in connection with the vesting or exercise of stock-based awards. During the six months ended October 31, 2014 , we acquired 0.3 million shares at an aggregate cost of $10.2 million for similar purposes. During the six months ended October 31, 2015 and 2014 , we issued 1.8 million and 1.2 million shares of common stock, respectively, due to the vesting or exercise of stock-based awards. During the six months ended October 31, 2015 , we granted equity awards equivalent to 1.0 million shares under our stock-based compensation plans, consisting primarily of nonvested units. Nonvested units generally either vest over a three-year period with one-third vesting each year or cliff vest at the end of a three-year period. Stock-based compensation expense of our continuing operations totaled $7.9 million and $13.9 million for the three and six months ended October 31, 2015 , respectively, and $7.1 million and $14.6 million for the three and six months ended October 31, 2014 , respectively. As of October 31, 2015 , unrecognized compensation cost for stock options totaled $0.5 million , and for nonvested shares and units totaled $43.7 million . OTHER COMPREHENSIVE INCOME (LOSS) – Components of other comprehensive income (loss) include foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities, and are as follows: (in 000s) Foreign Currency Unrealized Gain (Loss) on AFS Securities Total Balances as of May 1, 2015 $ (6,789 ) $ 8,529 $ 1,740 Other comprehensive income (loss) before reclassifications: Gross losses arising during the period (9,455 ) (5,769 ) (15,224 ) Income taxes — (2,259 ) (2,259 ) (9,455 ) (3,510 ) (12,965 ) Amounts reclassified to net income: Gross amount reclassified — (8,196 ) (8,196 ) Income taxes — (3,213 ) (3,213 ) — (4,983 ) (4,983 ) Net other comprehensive loss (9,455 ) (8,493 ) (17,948 ) Balances as of October 31, 2015 $ (16,244 ) $ 36 $ (16,208 ) Balances as of May 1, 2014 $ 3,334 $ 1,843 $ 5,177 Other comprehensive income (loss) before reclassifications: Gross gains (losses) arising during the period (3,355 ) 7,483 4,128 Income taxes — 2,713 2,713 (3,355 ) 4,770 1,415 Amounts reclassified to net income: Gross amount reclassified — (24 ) (24 ) Income taxes — (9 ) (9 ) — (15 ) (15 ) Net other comprehensive income (loss) (3,355 ) 4,755 1,400 Balances as of October 31, 2014 $ (21 ) $ 6,598 $ 6,577 Gross gains and losses reclassified out of accumulated other comprehensive income are included in other income and other expense, respectively, in the consolidated statements of operations and comprehensive loss.

Receivables

Receivables	6 Months Ended
	Oct. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Unclassified [Abstract]
Receivables	NOTE 4: RECEIVABLES Receivables consist of the following: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Short-term Long-term Short-term Long-term Short-term Long-term Loans to franchisees $ 55,970 $ 61,428 $ 62,568 $ 84,462 $ 56,603 $ 64,472 Receivables for tax preparation and related fees 37,751 6,103 36,369 — 48,864 6,103 Cash Back® receivables 901 — 1,955 — 42,680 — Emerald Advance lines of credit 19,373 246 20,073 2,778 21,908 1,913 Royalties from franchisees 9,851 — 10,060 — 8,206 — Other 24,254 7,498 28,426 14,565 44,230 8,379 148,100 75,275 159,451 101,805 222,491 80,867 Allowance for doubtful accounts (53,340 ) — (51,746 ) — (54,527 ) — $ 94,760 $ 75,275 $ 107,705 $ 101,805 $ 167,964 $ 80,867 Balances presented above as short-term are included in receivables, while the long-term portions are included in other noncurrent assets in the consolidated balance sheets. LOANS TO FRANCHISEES – Franchisee loan balances as of October 31, 2015 and 2014 and April 30, 2015 , consisted of $41.1 million , $46.4 million and $40.3 million , respectively, in revolving lines of credit primarily for the purpose of funding off-season working capital needs and $76.3 million , $100.6 million and $80.8 million , respectively, in term loans made primarily to finance the purchase of franchises. As of October 31, 2015 and 2014 and April 30, 2015 , loans with a principal balance of $1.6 million , $2.4 million and $0.1 million , respectively, were more than 30 days past due. We had no loans to franchisees on non-accrual status. CANADIAN CASH BACK® PROGRAM – Refunds advanced under the Cash Back program are not subject to credit approval, therefore the primary indicator of credit quality is the age of the receivable amount. Cash Back amounts are generally received within 60 days of filing the client's return. As of October 31, 2015 and 2014 and April 30, 2015 , $36 thousand , $27 thousand and $1.3 million of Cash Back balances were more than 60 days old, respectively. H&R BLOCK EMERALD ADVANCE® LINES OF CREDIT – We review the credit quality of our H&R Block Emerald Advance® lines of credit (EA) receivables based on pools, which are segregated by the year of origination, with older years being deemed more unlikely to be repaid. These amounts as of October 31, 2015 , by year of origination, are as follows: (in 000s) Credit Quality Indicator – Year of origination: 2015 $ 6,143 2014 and prior 1,391 Revolving loans 12,085 $ 19,619 As of October 31, 2015 and 2014 and April 30, 2015 , $18.2 million , $20.0 million and $18.7 million of EAs were on non-accrual status and classified as impaired, or more than 60 days past due, respectively. ALLOWANCE FOR DOUBTFUL ACCOUNTS – Activity in the allowance for doubtful accounts for our short-term receivables for the six months ended October 31, 2015 and 2014 is as follows: (in 000s) EAs All Other Total Balances as of May 1, 2015 $ 7,353 $ 47,174 $ 54,527 Provision 877 349 1,226 Charge-offs — (2,413 ) (2,413 ) Balances as of October 31, 2015 $ 8,230 $ 45,110 $ 53,340 Balances as of May 1, 2014 $ 7,530 $ 45,048 $ 52,578 Provision 380 2,344 2,724 Charge-offs — (3,556 ) (3,556 ) Balances as of October 31, 2014 $ 7,910 $ 43,836 $ 51,746

Mortgage Loans Held For Investm

Mortgage Loans Held For Investment And Related Assets	6 Months Ended
	Oct. 31, 2015
Mortgage Loans Held For Investment And Related Assets [Abstract]
Mortgage Loans Held For Investment And Related Assets	NOTE 5: MORTGAGE LOANS HELD FOR INVESTMENT The composition of our mortgage loan portfolio is as follows: (dollars in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Amount % of Total Amount % of Total Amount % of Total Adjustable-rate loans $ 118,612 52 % $ 138,808 54 % $ 130,182 53 % Fixed-rate loans 107,612 48 % 119,920 46 % 115,034 47 % 226,224 100 % 258,728 100 % 245,216 100 % Unamortized deferred fees and costs 1,859 2,125 2,008 Less: Allowance for loan losses (7,412 ) (9,761 ) (7,886 ) $ 220,671 $ 251,092 $ 239,338 Our loan loss allowance as a percent of mortgage loans was 3.3% as of October 31, 2015 , compared to 3.8% as of October 31, 2014 and 3.2% as of April 30, 2015 . Activity in the allowance for loan losses for the six months ended October 31, 2015 and 2014 is as follows: (in 000s) Six months ended October 31, 2015 2014 Balance at beginning of the period $ 7,886 $ 11,272 Provision (28 ) 735 Recoveries 1,050 911 Charge-offs (1,496 ) (3,157 ) Balance at end of the period $ 7,412 $ 9,761 Detail of the aging of the mortgage loans in our portfolio as of October 31, 2015 is as follows: (in 000s) Less than 60 Days Past Due 60 – 89 Days Past Due 90+ Days Past Due (1) Total Past Due Current Total Purchased from SCC $ 8,803 $ 1,082 $ 43,608 $ 53,493 $ 80,543 $ 134,036 All other 3,213 199 6,107 9,519 82,669 92,188 $ 12,016 $ 1,281 $ 49,715 $ 63,012 $ 163,212 $ 226,224 (1) We do not accrue interest on loans past due 90 days or more.

Goodwill And Intangible Assets

Goodwill And Intangible Assets	6 Months Ended
	Oct. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill And Intangible Assets	NOTE 6: GOODWILL AND INTANGIBLE ASSETS Changes in the carrying amount of goodwill for the six months ended October 31, 2015 and 2014 are as follows: (in 000s) Goodwill Accumulated Impairment Losses Net Balances as of April 30, 2015 $ 474,128 $ (32,297 ) $ 441,831 Acquisitions 1,852 — 1,852 Disposals and foreign currency changes, net (1,615 ) — (1,615 ) Impairments — — — Balances as of October 31, 2015 $ 474,365 $ (32,297 ) $ 442,068 Balances as of April 30, 2014 $ 468,414 $ (32,297 ) $ 436,117 Acquisitions 28,378 — 28,378 Disposals and foreign currency changes, net (313 ) — (313 ) Impairments — — — Balances as of October 31, 2014 $ 496,479 $ (32,297 ) $ 464,182 The increase in goodwill during the period ended October 31, 2014 , resulted from acquired franchisee and competitor businesses where the purchase price allocation had not been finalized. These allocations were finalized by the end of fiscal year 2015. We test goodwill for impairment annually or more frequently if events occur or circumstances change which would, more likely than not, reduce the fair value of a reporting unit below its carrying value. Components of the intangible assets are as follows: (in 000s) Gross Carrying Amount Accumulated Amortization Net As of October 31, 2015: Reacquired franchise rights $ 316,142 $ (56,731 ) $ 259,411 Customer relationships 182,137 (89,340 ) 92,797 Internally-developed software 123,263 (88,091 ) 35,172 Noncompete agreements 32,428 (24,632 ) 7,796 Franchise agreements 19,201 (8,854 ) 10,347 Purchased technology 54,700 (22,877 ) 31,823 Acquired assets pending final allocation (1) 28,878 — 28,878 $ 756,749 $ (290,525 ) $ 466,224 As of October 31, 2014: Reacquired franchise rights $ 278,159 $ (33,721 ) $ 244,438 Customer relationships 148,407 (66,714 ) 81,693 Internally-developed software 110,140 (77,925 ) 32,215 Noncompete agreements 28,960 (22,774 ) 6,186 Franchise agreements 19,201 (7,574 ) 11,627 Purchased technology 54,700 (16,814 ) 37,886 $ 639,567 $ (225,522 ) $ 414,045 As of April 30, 2015: Reacquired franchise rights $ 294,647 $ (46,180 ) $ 248,467 Customer relationships 170,851 (78,157 ) 92,694 Internally-developed software 118,865 (80,689 ) 38,176 Noncompete agreements 30,630 (23,666 ) 6,964 Franchise agreements 19,201 (8,214 ) 10,987 Purchased technology 54,700 (19,846 ) 34,854 $ 688,894 $ (256,752 ) $ 432,142 (1) Represents recent business acquisitions, for which final purchase price allocations have not yet been determined. Amortization of intangible assets for the three and six months ended October 31, 2015 was $17.9 million and $34.5 million , respectively. Amortization of intangible assets for the three and six months ended October 31, 2014 was $13.2 million and $24.5 million , respectively. Estimated amortization of intangible assets for fiscal years 2016 , 2017 , 2018 , 2019 and 2020 is $68.8 million , $61.9 million , $54.2 million , $42.2 million and $31.1 million , respectively.

Long-Term Debt

Long-Term Debt	6 Months Ended
	Oct. 31, 2015
Long-term Debt, Unclassified [Abstract]
Long-term Debt	NOTE 7: LONG-TERM DEBT The components of long-term debt are as follows: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Senior Notes, 4.125%, due October 2020 $ 647,918 $ — $ — Senior Notes, 5.500%, due November 2022 498,034 497,753 497,894 Senior Notes, 5.250%, due October 2025 348,959 — — Capital lease obligation 7,835 8,607 8,194 1,502,746 506,360 506,088 Less: Current portion (808 ) (772 ) (790 ) $ 1,501,938 $ 505,588 $ 505,298 On September 25, 2015, we issued $650.0 million of 4.125% Senior Notes due October 1, 2020 (2020 Senior Notes), and $350.0 million of 5.250% Senior Notes due October 1, 2025 (2025 Senior Notes). The Senior Notes are not redeemable by the bondholders prior to maturity, although we have the right to redeem some or all of these notes at any time, at specified redemption prices. Proceeds of the 2020 Senior Notes and 2025 Senior Notes, along with cash on hand, were used to repurchase shares, as discussed in note 3 . In September 2015, we terminated our previous committed line of credit agreement and entered into a new Credit and Guarantee Agreement (2015 CLOC). The 2015 CLOC provides for an unsecured senior revolving credit facility in the aggregate principal amount of $2.0 billion , which includes a $200.0 million sublimit for swingline loans and a $100.0 million sublimit for standby letters of credit. We may request increases in the aggregate principal amount of the revolving credit facility of up to $500.0 million , subject to obtaining commitments from lenders therefor and meeting certain other conditions. The 2015 CLOC will mature on September 21, 2020, unless extended pursuant to the terms of the 2015 CLOC, at which time all outstanding amounts thereunder will be due and payable. The 2015 CLOC includes an annual facility fee, which will vary depending our then current credit ratings. The 2015 CLOC is subject to various conditions, triggers, events or occurrences that could result in earlier termination and contains customary representations, warranties, covenants and events of default, including, without limitation: (1) a covenant requiring the Company to maintain a debt-to-EBITDA ratio calculated on a consolidated basis of no greater than (a) 3.50 to 1.00 as of the last day of each fiscal quarter ending on April 30, July 31, and October 31 of each year and (b) 4.50 to 1.00 as of the last day of each fiscal quarter ending on January 31 of each year; (2) a covenant requiring us to maintain an interest coverage (EBITDA-to-interest expense) ratio calculated on a consolidated basis of not less than 2.50 to 1.00 as of the last date of any fiscal quarter; and (3) covenants restricting our ability to incur additional debt, incur liens, merge or consolidate with other companies, sell or dispose of assets (including equity interests), liquidate or dissolve, engage in certain transactions with affiliates or enter into certain restrictive agreements. The 2015 CLOC includes provisions for an equity cure which could potentially allow us to independently cure certain defaults. Proceeds under the 2015 CLOC may be used for working capital needs or for other general corporate purposes. We had no outstanding balance under the 2015 CLOC as of October 31, 2015 .

Fair Value

Fair Value	6 Months Ended
	Oct. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value	NOTE 8: FAIR VALUE ESTIMATED FAIR VALUE OF FINANCIAL INSTRUMENTS – The carrying amounts and estimated fair values of our financial instruments are as follows: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Carrying Estimated Carrying Estimated Carrying Estimated Assets: Cash and cash equivalents $ 360,681 $ 360,681 $ 627,490 $ 627,490 $ 2,007,190 $ 2,007,190 Cash and cash equivalents - restricted 42,781 42,781 55,543 55,543 91,972 91,972 Receivables, net - short-term 94,760 94,760 107,705 107,705 167,964 167,964 Mortgage loans held for investment, net 220,671 180,437 251,092 192,411 239,338 190,196 Investments in AFS securities 3,173 3,173 390,954 390,954 441,709 441,709 Receivables, net - long-term 75,275 75,275 101,805 101,805 80,867 80,867 Liabilities: Customer banking deposits — — 455,308 452,351 744,699 737,261 Long-term debt 1,502,746 1,553,633 506,360 550,332 506,088 556,769 Contingent consideration payments 11,932 11,932 10,555 10,555 10,667 10,667 Fair value estimates, methods and assumptions are set forth below. The fair value was not estimated for assets and liabilities that are not considered financial instruments. ▪ Cash and cash equivalents, including restricted - Fair value approximates the carrying amount (Level 1). ▪ Receivables, net - short-term - For short-term balances the carrying values reported in the balance sheet approximate fair market value due to the relative short-term nature of the respective instruments (Level 1). ▪ Mortgage loans held for investment, net - The fair value of mortgage loans held for investment is estimated using a third-party pricing service. The fair value is determined using the present value of expected future cash flows at the asset level, assuming future prepayments and using discount factors determined by prices obtained for residential loans with similar characteristics in the secondary market, as discounted for illiquid assets. Quarterly, we perform analytics to assess the reasonableness of the fair value received from the third-party pricing service based on changes in the portfolio and changes in market conditions. We evaluate whether adjustments to third-party pricing is necessary and historically, we have not made adjustments to prices obtained from our third-party pricing service (Level 3). ▪ Investments in AFS securities - For mortgage-backed securities, we historically used a third-party pricing service to determine fair value. The service's pricing model was based on market data and utilizes available trade, bid and other market information for similar securities (Level 2). The fair value of our investment in common stock was determined based on quoted market prices (Level 1). ▪ Receivables, net - long-term - The carrying values for the long-term portion of loans to franchisees approximate fair market value due to variable interest rates, low historical delinquency rates and franchise territories serving as collateral (Level 1). Long-term EA receivables are carried at net realizable value which approximates fair value (Level 3). Net realizable value is determined based on historical collection rates. ▪ Customer banking deposits - The fair value of deposits with no stated maturity, such as non-interest-bearing demand deposits, checking, money market and savings accounts, was equal to the amount payable on demand (Level 1). The fair value of IRAs and other time deposits was estimated by discounting the future cash flows using the rates currently offered by HRB Bank for products with similar remaining maturities (Level 3). ▪ Long-term debt - The fair value of our Senior Notes is based on quotes from multiple banks (Level 2). ▪ Contingent consideration payments - Fair value approximates the carrying amount (Level 3).

Income Taxes

Income Taxes	6 Months Ended
	Oct. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 9: INCOME TAXES We file a consolidated federal income tax return in the United States (U.S.) with the Internal Revenue Service (IRS) and file tax returns in various state and foreign jurisdictions. Tax returns are typically examined and settled upon completion of the examination, with tax controversies settled either at the exam level or through the appeals process. The Company currently does not have a U.S. federal return under examination; however, our U.S. federal return for calendar 2013 and future returns for all subsequent periods are open to examination. Additionally, the Company is either currently under examination or open to examination in all U.S. states that impose a corporate income tax. We had gross unrecognized tax benefits of $96.6 million , $112.9 million and $86.3 million as of October 31, 2015 and 2014 and April 30, 2015 , respectively. The gross unrecognized tax benefits increased $10.3 million and $1.4 million during the six months ended October 31, 2015 and 2014 , respectively. The increase in unrecognized tax benefits during the six months ending October 31, 2015 is related to various current year federal and state tax positions offset by a law change enacted in the state of Missouri which resulted in a clarification of certain prior year state income tax positions allowing a reduction in certain prior year state income tax reserves. We believe it is reasonably possible that the balance of unrecognized tax benefits could decrease by approximately $14.5 million within the next twelve months. The anticipated decrease is due to the expiration of statutes of limitations and anticipated closure of various state matters currently under exam. The portion of unrecognized benefits expected to be cash settled within the next twelve months amounts to $8.5 million and is included in accrued income taxes on our consolidated balance sheet. The remaining liability for uncertain tax positions is classified as long-term and is included in deferred tax liabilities and reserves for uncertain tax positions on the consolidated balance sheet. Consistent with prior years, our pretax loss for the six months ended October 31, 2015 is expected to be offset by income in the fourth quarter due to the established pattern of seasonality in our primary business operations. As such, management has determined that it is more-likely-than-not that realization of tax benefits recorded in our financial statements will occur within our fiscal year. The amount of tax benefit recorded reflects management's estimate of the annual effective tax rate applied to the year-to-date loss from continuing operations. Certain discrete tax adjustments are also reflected in income tax expense for the periods presented. A discrete income tax benefit of $26.6 million was recorded in the six months ended October 31, 2015 , compared to a discrete tax benefit of $12.1 million in the same period of the prior year. The discrete tax benefit recorded in the current fiscal year resulted primarily from a law change enacted in the state of Missouri which provides us the ability to reduce tax expense related to income from our two prior fiscal years that was included on timely filed state tax returns for calendar year 2014 and will be timely filed for the 2015 tax return. The prior fiscal year discrete tax benefit was due largely to tax reserves released resulting from the expiration of statutory limitation periods. Excluding discrete items, management's estimate of the annualized effective tax rate for the six months ended October 31, 2015 and 2014 was 37.5% and 37.8% , respectively. Our effective tax rate for continuing operations, including the effects of discrete income tax items was 43.7% and 41.0% for the six months ended October 31, 2015 and 2014 , respectively. Due to the loss in both periods, a discrete tax benefit in either period increases the tax rate while an item of discrete tax expense decreases the tax rate. The impact of discrete tax items combined with the seasonal nature of our business can cause the effective tax rate through our second quarter to be significantly different than the rate for our full fiscal year.

Interest Income And Interest Ex

Interest Income And Interest Expense	6 Months Ended
	Oct. 31, 2015
Interest Income And Interest Expense [Abstract]
Other Income And Other Expenses	NOTE 10: OTHER INCOME AND OTHER EXPENSES The following table shows the components of other income and other expenses: (in 000s) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 Other income, net: Mortgage loans and real estate owned $ 34 $ — $ 34 $ — Interest and gains on AFS securities 8,768 — 8,768 — Other 1,703 — 2,136 523 $ 10,505 $ — $ 10,938 $ 523 Other expenses, net: Foreign currency losses $ (23 ) $ (1,807 ) $ (4,622 ) $ (1,807 ) Other (187 ) (475 ) (573 ) (1,679 ) $ (210 ) $ (2,282 ) $ (5,195 ) $ (3,486 ) In connection with our deregistration as an SLHC, as discussed further in note 2 , we no longer present interest income on mortgage loans held for investment and various other investments as revenues. Effective September 1, 2015, these amounts are prospectively reported in other income on the consolidated statements of operations and comprehensive loss.

Commitments And Contingencies

Commitments And Contingencies	6 Months Ended
	Oct. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments And Contingencies	NOTE 11: COMMITMENTS AND CONTINGENCIES Changes in deferred revenue balances related to our Peace of Mind® Extended Service Plan (POM), which is included in deferred revenue and other liabilities in the consolidated balance sheets, are as follows: (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 158,169 $ 145,237 Amounts deferred for new extended service plans issued 2,437 2,104 Revenue recognized on previous deferrals (47,028 ) (40,816 ) Balance, end of the period $ 113,578 $ 106,525 We accrued $6.8 million , $10.7 million and $8.4 million as of October 31, 2015 and 2014 and April 30, 2015 , respectively, related to estimated losses under our standard guarantee, which is included with our standard in-office tax preparation services. The short-term and long-term portions of this liability are included in deferred revenue and other liabilities in the consolidated balance sheets. For POM in franchise offices, we deferred revenue of $0.2 million , and recognized revenue of $7.9 million during the six months ended October 31, 2015 . At October 31, 2015 , our deferred revenue related to POM in franchise offices totaled $23.9 million . We have accrued estimated contingent consideration payments totaling $11.9 million , $10.6 million and $10.7 million as of October 31, 2015 and 2014 and April 30, 2015 , respectively, related to acquisitions, with the short-term amount recorded in deferred revenue and other liabilities. Estimates of contingent payments are typically based on expected financial performance of the acquired business and economic conditions at the time of acquisition. Should actual results differ from our assumptions, future payments made will differ from the above estimate and any differences will be recorded in results from continuing operations. We have contractual commitments to fund certain franchises with approved revolving lines of credit. Our total obligation under these lines of credit was $74.0 million at October 31, 2015 , and net of amounts drawn and outstanding, our remaining commitment to fund totaled $32.9 million . NOTE 13: LOSS CONTINGENCIES ARISING FROM REPRESENTATIONS AND WARRANTIES OF OUR DISCONTINUED MORTGAGE OPERATIONS SCC ceased originating mortgage loans in December 2007 and, in April 2008, sold its servicing assets and discontinued its remaining operations. Mortgage loans originated by SCC were sold either as whole loans to single third-party buyers, who generally securitized such loans, or in the form of residential mortgage-backed securities (RMBSs). In connection with the sale of loans and/or RMBSs, SCC made certain representations and warranties. Claims under these representations and warranties together with any settlement arrangements related to these losses are collectively referred to as "representation and warranty claims." These representations and warranties varied based on the nature of the transaction and the buyer's or insurer's requirements, but generally pertained to the ownership of the loan, the validity of the lien securing the loan, borrower fraud, the loan's compliance with the criteria for inclusion in the transaction, including compliance with SCC's underwriting standards or loan criteria established by the buyer, ability to deliver required documentation, and compliance with applicable laws. Representations and warranties related to borrower fraud in whole loan sale transactions to institutional investors, which were generally securitized by such investors and represented approximately 68% of the disposal of loans originated in calendar years 2005, 2006 and 2007, included a "knowledge qualifier" limiting SCC's liability to those instances where SCC had knowledge of the fraud at the time the loans were sold. Representations and warranties made in other sale transactions effectively did not include a knowledge qualifier as to borrower fraud. SCC believes it would have an obligation to repurchase a loan only if it breached a representation and warranty and such breach materially and adversely affects the value of the mortgage loan or certificate holder's interest in the mortgage loan. Representation and warranty claims received by SCC have primarily related to alleged breaches of representations and warranties related to a loan's compliance with the underwriting standards established by SCC at origination and borrower fraud for loans originated in calendar years 2006 and 2007. SCC has received claims representing an original principal amount of $2.6 billion since May 1, 2008, of which $1.9 billion were received prior to fiscal year 2013. SETTLEMENT ACTIONS – SCC has entered into tolling agreements with counterparties that have made a significant portion of previously denied representation and warranty claims. These tolling agreements toll the running of any applicable statute of limitations related to potential lawsuits regarding representation and warranty claims and other claims against SCC. SCC has engaged in discussions with these counterparties since fiscal year 2013 regarding the bulk settlement of previously denied and potential future claims. Based on settlement discussions with these counterparties, SCC believes a bulk settlement approach, rather than the loan-by-loan resolution process, will be needed to resolve all of the representation and warranty and other claims that are the subject of these discussions. On December 5, 2014, SCC entered into a settlement agreement to resolve certain of these claims. The amount paid under the settlement agreement was fully covered by prior accruals. In the event that the ongoing efforts to settle are not successful, SCC believes claim volumes may increase or litigation may result. SCC will continue to vigorously contest any request for repurchase when it has concluded that a valid basis for repurchase does not exist. SCC's decision whether to engage in bulk settlement discussions is based on factors that vary by counterparty or type of counterparty and include the considerations used by SCC in determining its loss estimate, described below under "Liability for Estimated Contingent Losses." LIABILITY FOR ESTIMATED CONTINGENT LOSSES – SCC accrues a liability for losses related to representation and warranty claims when those losses are believed to be both probable and reasonably estimable. Development of loss estimates is subject to a high degree of management judgment and estimates may vary significantly period to period. SCC's loss estimate as of October 31, 2015 , is based on the best information currently available, significant management judgment, and a number of factors that are subject to change, including developments in case law and the factors mentioned below. These factors include the terms of prior bulk settlements, the terms expected to result from ongoing bulk settlement discussions, and an assessment of, among other things, historical claim results, threatened claims, terms and provisions of related agreements, counterparty willingness to pursue a settlement, legal standing of counterparties to provide a comprehensive settlement, bulk settlement methodologies used and publicly disclosed by other market participants, the potential pro-rata realization of the claims as compared to all claims and other relevant facts and circumstances when developing its estimate of probable loss. SCC believes that the most significant of these factors are the terms expected to result from ongoing bulk settlement discussions, which have been primarily influenced by the bulk settlement methodologies used and publicly disclosed by other market participants and the anticipated pro-rata realization of the claims of particular counterparties as compared to the anticipated realization if all claims and litigation were resolved together with payment of SCC's related administration and legal expense. Changes in any one of the factors mentioned above could significantly impact the estimate. The liability is included in deferred revenue and other current liabilities on the consolidated balance sheets. A rollforward of SCC's accrued liability for these loss contingencies is as follows: (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 149,765 $ 183,765 Provisions 4,000 10,000 Payments — — Balance, end of the period $ 153,765 $ 193,765 On June 11, 2015, the New York Court of Appeals, New York's highest appellate court, upheld the New York intermediate appellate court in ACE Securities Corp. v. DB Structured Products, Inc., that the six-year statute of limitations under New York law starts to run at the time the representations and warranties are made, not the date when the repurchase demand was denied. This decision applies to claims and lawsuits brought against SCC where New York law governs. New York law governs many, though not all, of the RMBS transactions into which SCC entered. However this decision would not affect representation and warranty claims and lawsuits SCC has received or may receive, for example, where the statute of limitations has been tolled by agreement or a suit was timely filed. It is possible that in response to the statute of limitations rulings in the ACE case and similar rulings in other state and federal courts, parties seeking to pursue representation and warranty claims or lawsuits with respect to trusts where the statute of limitations for representation and warranty claims against the originator has run, may seek to distinguish certain aspects of the ACE decision, pursue alternate legal theories of recovery or assert claims against other contractual parties such as securitization trustees. For example, a recent ruling by a New York intermediate appellate court allowed a counterparty to pursue litigation on additional loans in the same trust even though only some of the loans complied with the condition precedent of timely pre-suit notice and opportunity to cure or repurchase. The impact on SCC, if any, from alternative legal theories seeking to avoid or distinguish the ACE decision, or judicial limitations on the ACE decision, is unclear. SCC has not accrued liabilities for claims not subject to a tolling arrangement or not asserted prior to the expiration of the applicable statute of limitations. SCC believes it is reasonably possible that future losses related to representation and warranty claims may vary from amounts accrued for these exposures. SCC currently believes the aggregate range of reasonably possible losses in excess of amounts accrued is not material. This estimated range is based on the best information currently available, significant management judgment and a number of factors that are subject to change, including developments in case law and the factors mentioned above. The actual loss that may be incurred could differ materially from our accrual or the estimate of reasonably possible losses. As described more fully in note 12 , losses may also be incurred with respect to various indemnification claims or reserved contribution rights by underwriters, depositors and securitization trustees in securitization transactions in which SCC participated. Losses from these indemnification claims or reserved contribution rights are frequently not subject to a stated term or limit. We have not concluded that a loss related to any of these indemnification claims or reserved contribution rights is probable, have not accrued a liability for these claims or rights and are not able to estimate a reasonably possible loss or range of loss for these claims or rights. Accordingly, neither the accrued liability described above totaling $153.8 million , nor the estimated range of reasonably possible losses in excess of the amount accrued described above, includes any possible losses which may arise from these indemnification claims or reserved contribution rights. There can be no assurances as to the outcome or impact of these indemnification claims or reserved contribution rights. In the event of unfavorable outcomes on these claims or rights, the amount required to discharge or settle them could be substantial and could have a material adverse impact on our business and our consolidated financial position, results of operations and cash flows. If the amount that SCC is ultimately required to pay with respect to claims and litigation related to its past sales and securitizations of mortgage loans, together with payment of SCC's related administration and legal expense, exceeds SCC's net assets, the creditors of SCC, or a bankruptcy trustee if SCC were to file or be forced into bankruptcy, may attempt to assert claims against us for payment of SCC's obligations. Claimants may also attempt to assert claims or seek payment directly from the Company even if SCC's assets exceed its liabilities . SCC's principal assets, as of October 31, 2015 , total approximately $479 million and consist primarily of an intercompany note receivable and a deferred tax asset. We believe our legal position is strong on any potential corporate veil-piercing arguments; however, if this position is challenged and not upheld, it could have a material adverse effect on our business and our consolidated financial position, results of operations and cash flows.

Litigation And Related Continge

Litigation And Related Contingencies	6 Months Ended
	Oct. 31, 2015
Litigation And Related Contingencies [Abstract]
Litigation And Related Contingencies	NOTE 12: LITIGATION AND RELATED CONTINGENCIES We are a defendant in numerous litigation matters, arising both in the ordinary course of business and otherwise, including as described below. The matters described below are not all of the lawsuits to which we are subject. In some of the matters, very large or indeterminate amounts, including punitive damages, are sought. U.S. jurisdictions permit considerable variation in the assertion of monetary damages or other relief. Jurisdictions may permit claimants not to specify the monetary damages sought or may permit claimants to state only that the amount sought is sufficient to invoke the jurisdiction of the court. In addition, jurisdictions may permit plaintiffs to allege monetary damages in amounts well exceeding reasonably possible verdicts in the jurisdiction for similar matters. We believe that the monetary relief which may be specified in a lawsuit or a claim bears little relevance to its merits or disposition value due to this variability in pleadings and our experience in litigating or resolving through settlement of numerous claims over an extended period of time. The outcome of a litigation matter and the amount or range of potential loss at particular points in time may be difficult to ascertain. Among other things, uncertainties can include how fact finders will evaluate documentary evidence and the credibility and effectiveness of witness testimony, and how trial and appellate courts will apply the law. Disposition valuations are also subject to the uncertainty of how opposing parties and their counsel will themselves view the relevant evidence and applicable law. In addition to litigation matters, we are also subject to claims and other loss contingencies arising out of our business activities, including as described below. We accrue liabilities for litigation, claims and other loss contingencies and any related settlements (each referred to, individually, as a "matter" and, collectively, as "matters") when it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. Liabilities have been accrued for a number of the matters noted below. If a range of loss is estimated, and some amount within that range appears to be a better estimate than any other amount within that range, then that amount is accrued. If no amount within the range can be identified as a better estimate than any other amount, we accrue the minimum amount in the range. For such matters where a loss is believed to be reasonably possible, but not probable, or the loss cannot be reasonably estimated, no accrual has been made. It is possible that such matters could require us to pay damages or make other expenditures or accrue liabilities in amounts that could not be reasonably estimated as of October 31, 2015 . While the potential future liabilities could be material in the particular quarterly or annual periods in which they are recorded, based on information currently known, we do not believe any such liabilities are likely to have a material adverse effect on our consolidated financial position, results of operations and cash flows. As of October 31, 2015 and 2014 and April 30, 2015 , we accrued liabilities of $6.2 million , $10.3 million and $8.9 million , respectively, for matters addressed in this note. For some matters where a liability has not been accrued, we are able to estimate a reasonably possible loss or range of loss. This estimated range of reasonably possible loss is based upon currently available information and is subject to significant judgment and a variety of assumptions, as well as known and unknown uncertainties. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from the current estimate. Those matters for which an estimate is not reasonably possible are not included within this estimated range. Therefore, this estimated range of reasonably possible loss represents what we believe to be an estimate of reasonably possible loss only for certain matters meeting these criteria. It does not represent our maximum loss exposure. For those matters, and for matters where a liability has been accrued, as of October 31, 2015 , we believe the aggregate range of reasonably possible losses in excess of amounts accrued is not material. For other matters, we are not currently able to estimate the reasonably possible loss or range of loss. We are often unable to estimate the possible loss or range of loss until developments in such matters have provided sufficient information to support an assessment of the reasonably possible loss or range of loss, such as quantification of a damage demand from plaintiffs, discovery from other parties and investigation of factual allegations, rulings by courts on motions or appeals, analysis by experts, or the status of any settlement negotiations. On a quarterly and annual basis, we review relevant information with respect to litigation and other loss contingencies and update our accruals, disclosures and estimates of reasonably possible loss or range of loss based on such reviews. Costs incurred with defending matters are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding liability, and only if recovery is determined to be probable and reasonably estimable. We believe we have meritorious defenses to the claims asserted in the various matters described in this note, and we intend to defend them vigorously, but there can be no assurances as to their outcomes. In the event of unfavorable outcomes, it could require modifications to our operations; in addition, the amounts that may be required to be paid to discharge or settle the matters could be substantial and could have a material adverse impact on our business and consolidated financial position, results of operations and cash flows. LITIGATION, CLAIMS, INCLUDING INDEMNIFICATION CLAIMS, OR OTHER LOSS CONTINGENCIES PERTAINING TO DISCONTINUED MORTGAGE OPERATIONS – Although SCC ceased its mortgage loan origination activities in December 2007 and sold its loan servicing business in April 2008, SCC or the Company has been, remains, or may in the future be subject to litigation, claims, including indemnification and contribution claims, and other loss contingencies pertaining to SCC's mortgage business activities that occurred prior to such termination and sale. These contingencies, claims and lawsuits include actions by regulators, third parties seeking indemnification, including depositors, underwriters and securitization trustees, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others alleged to be similarly situated. Among other things, these contingencies, claims and lawsuits allege or may allege discriminatory or unfair and deceptive loan origination and servicing (including debt collection, foreclosure and eviction) practices, other common law torts, rights to indemnification and contribution, breach of contract, violations of securities laws and a variety of federal statutes, including the Truth in Lending Act (TILA), Equal Credit Opportunity Act, Fair Housing Act, Real Estate Settlement Procedures Act (RESPA), Home Ownership & Equity Protection Act (HOEPA), as well as similar state statutes. Given the impact of the financial crisis on the non-prime mortgage environment, the aggregate volume of these matters is substantial although it is difficult to predict either the likelihood of new matters being initiated or the outcome of existing matters. In many of these matters, including certain of the lawsuits and claims described below, it is not possible to estimate a reasonably possible loss or range of loss due to, among other things, the inherent uncertainties involved in these matters, some of which are beyond the Company's control, and the indeterminate damages sought in some of these matters. On May 31, 2012, a lawsuit was filed by Homeward Residential, Inc. (Homeward) in the Supreme Court of the State of New York, County of New York, against SCC styled Homeward Residential, Inc. v. Sand Canyon Corporation (Index No. 651885/2012). SCC removed the case to the United States District Court for the Southern District of New York on June 28, 2012 (Case No. 12-cv-5067). The plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2006-2 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract, anticipatory breach, indemnity and declaratory judgment in connection with alleged losses incurred as a result of the breach of representations and warranties relating to SCC and to loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses, as well as a repurchase of all loans due to alleged misrepresentations by SCC as to itself and as to the loans' compliance with its underwriting standards and the value of underlying real estate. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase, anticipatory breach, indemnity, and declaratory judgment. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. On September 28, 2012, a second lawsuit was filed by Homeward in the United States District Court for the Southern District of New York against SCC styled Homeward Residential, Inc. v. Sand Canyon Corporation (Case No. 12-cv-7319). The plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2006-3 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract and indemnity in connection with losses allegedly incurred as a result of the breach of representations and warranties relating to 96 loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase and for indemnification of its costs associated with the litigation. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. On April 5, 2013, a third lawsuit was filed by Homeward in the United States District Court for the Southern District of New York against SCC. The suit, styled Homeward Residential, Inc. v. Sand Canyon Corporation (Case No. 13-cv-2107), was filed as a related matter to the September 2012 Homeward suit mentioned above. In this April 2013 lawsuit, the plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2007-4 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract and indemnity in connection with losses allegedly incurred as a result of the breach of representations and warranties relating to 159 loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase and for indemnification of its costs associated with the litigation. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. Underwriters and depositors are, or have been, involved in multiple lawsuits related to securitization transactions in which SCC participated. These lawsuits allege or alleged a variety of claims, including violations of federal and state securities laws and common law fraud, based on alleged materially inaccurate or misleading disclosures. Based on information currently available to SCC, it believes that the 21 lawsuits in which notice of a claim has been made involve 38 securitization transactions with original investments of approximately $14 billion (of which the outstanding principal amount is approximately $4 billion ). Because SCC has not been a party to these lawsuits (with the exception of Federal Home Loan Bank of Chicago v. Bank of America Funding Corporation, et al. , filed in the Circuit Court of Cook County, Illinois (Case No. 10CH45033)), and has not had control of this litigation or any settlements thereof, SCC does not have precise information about the amount of damages or other remedies being asserted, the defenses to the claims in such lawsuits or the terms of any settlements of such lawsuits. SCC therefore cannot reasonably estimate the amount of potential losses or associated fees and expenses that may be incurred in connection with such lawsuits, which may be material. Additional lawsuits against the underwriters or depositors may be filed in the future, and SCC may receive additional notices of claims for indemnification from underwriters or depositors with respect to existing or new lawsuits or settlements of such lawsuits. Certain of the notices received included, and future notices may include, a reservation of rights, which are referred to as "reserved contribution rights," that encompasses a right of contribution which may become operative if indemnification is unavailable or insufficient to cover all of the losses and expenses involved. We have not concluded that a loss related to any of these indemnification claims or reserved contribution rights is probable, nor have we accrued a liability related to any of these claims or rights. Securitization trustees also are, or have been, involved in lawsuits related to securitization transactions in which SCC participated. These lawsuits allege or alleged a variety of claims, including claims that originators, depositors, and other parties breached their representations and warranties, and securitization trustees failed to properly protect the certificate holders’ interests in that regard. In connection with a lawsuit against a securitization trustee, SCC has received a notice of potential indemnification obligations for one securitization with alleged losses in the amount of approximately $91 million . SCC may receive additional notices for indemnification with respect to existing or new lawsuits or settlements of such lawsuits. We have not concluded that a loss related to any indemnification claims by securitization trustees is probable, nor have we accrued a liability for such claims. LITIGATION, CLAIMS OR OTHER LOSS CONTINGENCIES PERTAINING TO CONTINUING OPERATIONS – Compliance Fee Litigation. On April 16, 2012, a putative class action lawsuit was filed against us in the Circuit Court of Jackson County, Missouri styled Manuel H. Lopez III v. H&R Block, Inc., et al. (Case # 1216CV12290) concerning a compliance fee charged to retail tax clients in the 2011 and 2012 tax seasons. The plaintiff seeks to represent all Missouri citizens who were charged the compliance fee, and asserts claims of violation of the Missouri Merchandising Practices Act, money had and received, and unjust enrichment. We filed a motion to compel arbitration of the 2011 claims. The court denied the motion. We filed an appeal. On May 6, 2014, the Missouri Court of Appeals, Western District, reversed the ruling of the trial court and remanded the case for further consideration of the motion. On March 12, 2015, the trial court denied the motion on remand. We filed an appeal, which remains pending. We have not concluded that a loss related to this matter is probable, nor have we accrued a loss contingency related to this matter. On April 19, 2012, a putative class action lawsuit was filed against us in the United States District Court for the Western District of Missouri styled Ronald Perras v. H&R Block, Inc., et al. (Case No. 4:12-cv-00450-DGK) concerning a compliance fee charged to retail tax clients in the 2011 and 2012 tax seasons. The plaintiff seeks to represent all persons nationwide (excluding citizens of Missouri) who were charged the compliance fee, and asserts claims of violation of various state consumer laws, money had and received, and unjust enrichment. In November 2013, the court compelled arbitration of the 2011 claims and stayed all proceedings with respect to those claims. In June 2014, the court denied class certification of the remaining 2012 claims. Plaintiff filed an appeal with the Eighth Circuit Court of Appeals, which was denied on June 18, 2015. The Eighth Circuit denied plaintiff's subsequent petition for rehearing on August 7, 2015. We have not concluded that a loss related to this matter is probable, nor have we accrued a loss contingency related to this matter. Form 8863 Litigation. A series of putative class action lawsuits were filed against us in various federal courts and one state court beginning on March 13, 2013. Taken together, the plaintiffs in these lawsuits purport to represent certain clients nationwide who filed Form 8863 during tax season 2013 through an H&R Block office or using H&R Block At Home ® online tax services or desktop tax preparation software, and allege breach of contract, negligence and violation of state consumer laws in connection with transmission of the form. The plaintiffs seek damages, pre-judgment interest, attorneys' fees and costs. In August 2013, the plaintiff in the state court action voluntarily dismissed her case without prejudice. The Judicial Panel on Multidistrict Litigation subsequently granted our petition to consolidate the remaining federal lawsuits for coordinated pretrial proceedings in the United States District Court for the Western District of Missouri in a proceeding styled IN RE: H&R BLOCK IRS FORM 8863 LITIGATION (MDL No. 2474/Case No. 4:13-MD-02474-FJG). On July 11, 2014, the MDL court granted our motion to compel arbitration for those named plaintiffs who agreed to arbitrate their claims. Plaintiffs filed a consolidated class action complaint in October 2014. We filed a motion to strike the class allegations relating to those clients who agreed to arbitration, which the court granted on January 7, 2015. The cases remain stayed with respect to the individual plaintiffs who agreed to arbitration. A portion of our loss contingency accrual is related to this matter for the amount of loss that we consider probable and reasonably estimable . LITIGATION, CLAIMS AND OTHER LOSS CONTINGENCIES PERTAINING TO OTHER DISCONTINUED OPERATIONS – Express IRA Litigation. On January 2, 2008, the Mississippi Attorney General in the Chancery Court of Hinds County, Mississippi First Judicial District (Case No. G 2008 6 S 2) filed a lawsuit regarding our former Express IRA product that is styled Jim Hood, Attorney for the State of Mississippi v. H&R Block, Inc., H&R Block Financial Advisors, Inc ., et al. The complaint alleges fraudulent business practices, deceptive acts and practices, common law fraud and breach of fiduciary duty with respect to the sale of the product in Mississippi and seeks equitable relief, disgorgement of profits, damages and restitution, civil penalties and punitive damages. Although we sold H&R Block Financial Advisors, Inc. (HRBFA) effective November 1, 2008, we remain responsible for any liabilities relating to the Express IRA litigation, among other things, through an indemnification agreement. A portion of our accrual is related to these indemnity obligations. OTHER – We are from time to time a party to litigation, claims and other loss contingencies not discussed herein arising out of our business operations. These matters may include actions by state attorneys general, other state regulators, federal regulators, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others similarly situated. While we cannot provide assurance that we will ultimately prevail in each instance, we believe the amount, if any, we are required to pay to discharge or settle these other matters will not have a material adverse impact on our business or our consolidated financial position, results of operations and cash flows. We believe we have meritorious defenses to the claims asserted in the various matters described in this note, and we intend to defend them vigorously. The amounts claimed in the matters are substantial, however, and there can be no assurances as to their outcomes. In the event of unfavorable outcomes, it could require modifications to our operations; in addition, the amounts that may be required to be paid to discharge or settle the matters could be substantial and could have a material adverse impact on our consolidated financial position, results of operations and cash flows. (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 149,765 $ 183,765 Provisions 4,000 10,000 Payments — — Balance, end of the period $ 153,765 $ 193,765

Loss Contingencies Arising From

Loss Contingencies Arising From Representations And Warranties of Our Discontinued Mortgage Operations	6 Months Ended
	Oct. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Loss Contingencies Arising From Representations and Warranties of Our Discontinued Mortgage Operations	NOTE 11: COMMITMENTS AND CONTINGENCIES Changes in deferred revenue balances related to our Peace of Mind® Extended Service Plan (POM), which is included in deferred revenue and other liabilities in the consolidated balance sheets, are as follows: (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 158,169 $ 145,237 Amounts deferred for new extended service plans issued 2,437 2,104 Revenue recognized on previous deferrals (47,028 ) (40,816 ) Balance, end of the period $ 113,578 $ 106,525 We accrued $6.8 million , $10.7 million and $8.4 million as of October 31, 2015 and 2014 and April 30, 2015 , respectively, related to estimated losses under our standard guarantee, which is included with our standard in-office tax preparation services. The short-term and long-term portions of this liability are included in deferred revenue and other liabilities in the consolidated balance sheets. For POM in franchise offices, we deferred revenue of $0.2 million , and recognized revenue of $7.9 million during the six months ended October 31, 2015 . At October 31, 2015 , our deferred revenue related to POM in franchise offices totaled $23.9 million . We have accrued estimated contingent consideration payments totaling $11.9 million , $10.6 million and $10.7 million as of October 31, 2015 and 2014 and April 30, 2015 , respectively, related to acquisitions, with the short-term amount recorded in deferred revenue and other liabilities. Estimates of contingent payments are typically based on expected financial performance of the acquired business and economic conditions at the time of acquisition. Should actual results differ from our assumptions, future payments made will differ from the above estimate and any differences will be recorded in results from continuing operations. We have contractual commitments to fund certain franchises with approved revolving lines of credit. Our total obligation under these lines of credit was $74.0 million at October 31, 2015 , and net of amounts drawn and outstanding, our remaining commitment to fund totaled $32.9 million . NOTE 13: LOSS CONTINGENCIES ARISING FROM REPRESENTATIONS AND WARRANTIES OF OUR DISCONTINUED MORTGAGE OPERATIONS SCC ceased originating mortgage loans in December 2007 and, in April 2008, sold its servicing assets and discontinued its remaining operations. Mortgage loans originated by SCC were sold either as whole loans to single third-party buyers, who generally securitized such loans, or in the form of residential mortgage-backed securities (RMBSs). In connection with the sale of loans and/or RMBSs, SCC made certain representations and warranties. Claims under these representations and warranties together with any settlement arrangements related to these losses are collectively referred to as "representation and warranty claims." These representations and warranties varied based on the nature of the transaction and the buyer's or insurer's requirements, but generally pertained to the ownership of the loan, the validity of the lien securing the loan, borrower fraud, the loan's compliance with the criteria for inclusion in the transaction, including compliance with SCC's underwriting standards or loan criteria established by the buyer, ability to deliver required documentation, and compliance with applicable laws. Representations and warranties related to borrower fraud in whole loan sale transactions to institutional investors, which were generally securitized by such investors and represented approximately 68% of the disposal of loans originated in calendar years 2005, 2006 and 2007, included a "knowledge qualifier" limiting SCC's liability to those instances where SCC had knowledge of the fraud at the time the loans were sold. Representations and warranties made in other sale transactions effectively did not include a knowledge qualifier as to borrower fraud. SCC believes it would have an obligation to repurchase a loan only if it breached a representation and warranty and such breach materially and adversely affects the value of the mortgage loan or certificate holder's interest in the mortgage loan. Representation and warranty claims received by SCC have primarily related to alleged breaches of representations and warranties related to a loan's compliance with the underwriting standards established by SCC at origination and borrower fraud for loans originated in calendar years 2006 and 2007. SCC has received claims representing an original principal amount of $2.6 billion since May 1, 2008, of which $1.9 billion were received prior to fiscal year 2013. SETTLEMENT ACTIONS – SCC has entered into tolling agreements with counterparties that have made a significant portion of previously denied representation and warranty claims. These tolling agreements toll the running of any applicable statute of limitations related to potential lawsuits regarding representation and warranty claims and other claims against SCC. SCC has engaged in discussions with these counterparties since fiscal year 2013 regarding the bulk settlement of previously denied and potential future claims. Based on settlement discussions with these counterparties, SCC believes a bulk settlement approach, rather than the loan-by-loan resolution process, will be needed to resolve all of the representation and warranty and other claims that are the subject of these discussions. On December 5, 2014, SCC entered into a settlement agreement to resolve certain of these claims. The amount paid under the settlement agreement was fully covered by prior accruals. In the event that the ongoing efforts to settle are not successful, SCC believes claim volumes may increase or litigation may result. SCC will continue to vigorously contest any request for repurchase when it has concluded that a valid basis for repurchase does not exist. SCC's decision whether to engage in bulk settlement discussions is based on factors that vary by counterparty or type of counterparty and include the considerations used by SCC in determining its loss estimate, described below under "Liability for Estimated Contingent Losses." LIABILITY FOR ESTIMATED CONTINGENT LOSSES – SCC accrues a liability for losses related to representation and warranty claims when those losses are believed to be both probable and reasonably estimable. Development of loss estimates is subject to a high degree of management judgment and estimates may vary significantly period to period. SCC's loss estimate as of October 31, 2015 , is based on the best information currently available, significant management judgment, and a number of factors that are subject to change, including developments in case law and the factors mentioned below. These factors include the terms of prior bulk settlements, the terms expected to result from ongoing bulk settlement discussions, and an assessment of, among other things, historical claim results, threatened claims, terms and provisions of related agreements, counterparty willingness to pursue a settlement, legal standing of counterparties to provide a comprehensive settlement, bulk settlement methodologies used and publicly disclosed by other market participants, the potential pro-rata realization of the claims as compared to all claims and other relevant facts and circumstances when developing its estimate of probable loss. SCC believes that the most significant of these factors are the terms expected to result from ongoing bulk settlement discussions, which have been primarily influenced by the bulk settlement methodologies used and publicly disclosed by other market participants and the anticipated pro-rata realization of the claims of particular counterparties as compared to the anticipated realization if all claims and litigation were resolved together with payment of SCC's related administration and legal expense. Changes in any one of the factors mentioned above could significantly impact the estimate. The liability is included in deferred revenue and other current liabilities on the consolidated balance sheets. A rollforward of SCC's accrued liability for these loss contingencies is as follows: (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 149,765 $ 183,765 Provisions 4,000 10,000 Payments — — Balance, end of the period $ 153,765 $ 193,765 On June 11, 2015, the New York Court of Appeals, New York's highest appellate court, upheld the New York intermediate appellate court in ACE Securities Corp. v. DB Structured Products, Inc., that the six-year statute of limitations under New York law starts to run at the time the representations and warranties are made, not the date when the repurchase demand was denied. This decision applies to claims and lawsuits brought against SCC where New York law governs. New York law governs many, though not all, of the RMBS transactions into which SCC entered. However this decision would not affect representation and warranty claims and lawsuits SCC has received or may receive, for example, where the statute of limitations has been tolled by agreement or a suit was timely filed. It is possible that in response to the statute of limitations rulings in the ACE case and similar rulings in other state and federal courts, parties seeking to pursue representation and warranty claims or lawsuits with respect to trusts where the statute of limitations for representation and warranty claims against the originator has run, may seek to distinguish certain aspects of the ACE decision, pursue alternate legal theories of recovery or assert claims against other contractual parties such as securitization trustees. For example, a recent ruling by a New York intermediate appellate court allowed a counterparty to pursue litigation on additional loans in the same trust even though only some of the loans complied with the condition precedent of timely pre-suit notice and opportunity to cure or repurchase. The impact on SCC, if any, from alternative legal theories seeking to avoid or distinguish the ACE decision, or judicial limitations on the ACE decision, is unclear. SCC has not accrued liabilities for claims not subject to a tolling arrangement or not asserted prior to the expiration of the applicable statute of limitations. SCC believes it is reasonably possible that future losses related to representation and warranty claims may vary from amounts accrued for these exposures. SCC currently believes the aggregate range of reasonably possible losses in excess of amounts accrued is not material. This estimated range is based on the best information currently available, significant management judgment and a number of factors that are subject to change, including developments in case law and the factors mentioned above. The actual loss that may be incurred could differ materially from our accrual or the estimate of reasonably possible losses. As described more fully in note 12 , losses may also be incurred with respect to various indemnification claims or reserved contribution rights by underwriters, depositors and securitization trustees in securitization transactions in which SCC participated. Losses from these indemnification claims or reserved contribution rights are frequently not subject to a stated term or limit. We have not concluded that a loss related to any of these indemnification claims or reserved contribution rights is probable, have not accrued a liability for these claims or rights and are not able to estimate a reasonably possible loss or range of loss for these claims or rights. Accordingly, neither the accrued liability described above totaling $153.8 million , nor the estimated range of reasonably possible losses in excess of the amount accrued described above, includes any possible losses which may arise from these indemnification claims or reserved contribution rights. There can be no assurances as to the outcome or impact of these indemnification claims or reserved contribution rights. In the event of unfavorable outcomes on these claims or rights, the amount required to discharge or settle them could be substantial and could have a material adverse impact on our business and our consolidated financial position, results of operations and cash flows. If the amount that SCC is ultimately required to pay with respect to claims and litigation related to its past sales and securitizations of mortgage loans, together with payment of SCC's related administration and legal expense, exceeds SCC's net assets, the creditors of SCC, or a bankruptcy trustee if SCC were to file or be forced into bankruptcy, may attempt to assert claims against us for payment of SCC's obligations. Claimants may also attempt to assert claims or seek payment directly from the Company even if SCC's assets exceed its liabilities . SCC's principal assets, as of October 31, 2015 , total approximately $479 million and consist primarily of an intercompany note receivable and a deferred tax asset. We believe our legal position is strong on any potential corporate veil-piercing arguments; however, if this position is challenged and not upheld, it could have a material adverse effect on our business and our consolidated financial position, results of operations and cash flows.

Segment Information

Segment Information	6 Months Ended
	Oct. 31, 2015
Segment Reporting [Abstract]
Segment Information	NOTE 14: SEGMENT INFORMATION We operate as a single segment offering tax preparation and related services and products to clients in our offices or through H&R Block tax software, either online or using our desktop software or mobile applications. Revenues of our continuing operations are as follows: (in 000s) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 REVENUES : Tax preparation fees: U.S. assisted $ 36,403 $ 31,926 $ 63,688 $ 57,415 International 35,340 42,831 71,058 84,287 U.S. digital 3,469 2,892 6,648 5,824 75,212 77,649 141,394 147,526 Royalties 9,163 8,582 18,858 16,224 Revenues from Refund Transfers 1,948 2,154 5,363 5,573 Revenues from Emerald Card® 9,808 11,524 25,497 25,569 Revenues from Peace of Mind® Extended Service Plan 19,325 16,563 47,028 40,816 Other 12,959 18,156 27,993 32,506 $ 128,415 $ 134,628 $ 266,133 $ 268,214

Condensed Consolidating Financi

Condensed Consolidating Financial Statements	6 Months Ended
	Oct. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Consolidating Financial Statements	NOTE 15: CONDENSED CONSOLIDATING FINANCIAL STATEMENTS Block Financial is a 100% owned subsidiary of the Company. Block Financial is the Issuer and the Company is the full and unconditional Guarantor of the Senior Notes, our 2015 CLOC and other indebtedness issued from time to time. These condensed consolidating financial statements have been prepared using the equity method of accounting. Earnings of subsidiaries are, therefore, reflected in the Company's investment in subsidiaries account. The elimination entries eliminate investments in subsidiaries, related stockholders' equity and other intercompany balances and transactions. CONDENSED CONSOLIDATING STATEMENTS OF OPERATIONS (in 000s) Six months ended October 31, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Total revenues $ — $ 38,739 $ 227,515 $ (121 ) $ 266,133 Cost of revenues — 21,565 418,464 (120 ) 439,909 Selling, general and administrative 3,415 17,750 212,875 (1 ) 234,039 Total operating expenses 3,415 39,315 631,339 (121 ) 673,948 Other income 1,730 11,535 1,456 (3,783 ) 10,938 Interest expense on external borrowings — (22,521 ) (235 ) — (22,756 ) Other expenses (248,022 ) (744 ) (25,421 ) 268,992 (5,195 ) Loss from continuing operations before tax benefit (249,707 ) (12,306 ) (428,024 ) 265,209 (424,828 ) Income tax benefit (5,041 ) (761 ) (180,003 ) — (185,805 ) Net loss from continuing operations (244,666 ) (11,545 ) (248,021 ) 265,209 (239,023 ) Net loss from discontinued operations — (5,643 ) — — (5,643 ) Net loss (244,666 ) (17,188 ) (248,021 ) 265,209 (244,666 ) Other comprehensive loss (17,948 ) (8,444 ) (17,948 ) 26,392 (17,948 ) Comprehensive loss $ (262,614 ) $ (25,632 ) $ (265,969 ) $ 291,601 $ (262,614 ) Six months ended October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Total revenues $ — $ 44,751 $ 223,556 $ (93 ) $ 268,214 Cost of revenues — 22,658 396,853 (88 ) 419,423 Selling, general and administrative — 9,197 185,387 (5 ) 194,579 Total operating expenses — 31,855 582,240 (93 ) 614,002 Other income 2,393 3,672 420 (5,962 ) 523 Interest expense on external borrowings — (27,436 ) (202 ) — (27,638 ) Other expenses (236,039 ) (2,276 ) (19,496 ) 254,325 (3,486 ) Loss from continuing operations before tax benefit (233,646 ) (13,144 ) (377,962 ) 248,363 (376,389 ) Income tax benefit (5,416 ) (9,663 ) (139,232 ) — (154,311 ) Net loss from continuing operations (228,230 ) (3,481 ) (238,730 ) 248,363 (222,078 ) Net income (loss) from discontinued operations — (8,843 ) 2,691 — (6,152 ) Net loss (228,230 ) (12,324 ) (236,039 ) 248,363 (228,230 ) Other comprehensive income 1,400 4,261 1,400 (5,661 ) 1,400 Comprehensive loss $ (226,830 ) $ (8,063 ) $ (234,639 ) $ 242,702 $ (226,830 ) CONDENSED CONSOLIDATING BALANCE SHEETS (in 000s) As of October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Cash & cash equivalents $ — $ 432,224 $ 195,540 $ (274 ) $ 627,490 Cash & cash equivalents - restricted — 5,431 50,112 — 55,543 Receivables, net 79 84,196 23,430 — 107,705 Deferred tax assets and income taxes receivable — 101,811 95,382 — 197,193 Prepaid expenses and other current assets — 11,760 76,510 — 88,270 Investments in AFS securities — 381,080 100 — 381,180 Total current assets 79 1,016,502 441,074 (274 ) 1,457,381 Mortgage loans held for investment, net — 251,092 — — 251,092 Property and equipment, net — 157 318,068 — 318,225 Intangible assets, net — — 414,045 — 414,045 Goodwill — — 464,182 — 464,182 Deferred tax assets and income taxes receivable — 54,273 (16,336 ) — 37,937 Investments in subsidiaries 675,218 — 53,769 (728,987 ) — Amounts due from affiliates 565,387 10 92,974 (658,371 ) — Other noncurrent assets — 103,199 45,229 — 148,428 Total assets $ 1,240,684 $ 1,425,233 $ 1,813,005 $ (1,387,632 ) $ 3,091,290 Customer banking deposits $ — $ 455,134 $ — $ (274 ) $ 454,860 Accounts payable and accrued expenses 943 4,015 92,147 — 97,105 Accrued salaries, wages and payroll taxes — 2,197 34,018 — 36,215 Accrued income taxes — 47,732 99,268 — 147,000 Current portion of long-term debt — — 772 — 772 Deferred revenue and other current liabilities — 225,247 114,478 — 339,725 Total current liabilities 943 734,325 340,683 (274 ) 1,075,677 Long-term debt — 497,753 7,835 — 505,588 Deferred tax liabilities and reserves for uncertain tax positions — 45,346 106,605 — 151,951 Deferred revenue and other noncurrent liabilities — 2,131 117,267 — 119,398 Amounts due to affiliates 1,065 91,909 565,397 (658,371 ) — Total liabilities 2,008 1,371,464 1,137,787 (658,645 ) 1,852,614 Stockholders' equity 1,238,676 53,769 675,218 (728,987 ) 1,238,676 Total liabilities and stockholders' equity $ 1,240,684 $ 1,425,233 $ 1,813,005 $ (1,387,632 ) $ 3,091,290 CONDENSED CONSOLIDATING BALANCE SHEETS (in 000s) As of April 30, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Cash & cash equivalents $ — $ 478,077 $ 1,529,553 $ (440 ) $ 2,007,190 Cash & cash equivalents - restricted — 45,098 46,874 — 91,972 Receivables, net — 80,332 87,632 — 167,964 Deferred tax assets and income taxes receivable — 77,418 96,849 — 174,267 Prepaid expenses and other current assets — 7,771 62,512 — 70,283 Investments in AFS securities — 434,924 4,701 — 439,625 Total current assets — 1,123,620 1,828,121 (440 ) 2,951,301 Mortgage loans held for investment, net — 239,338 — — 239,338 Property and equipment, net — 218 311,169 — 311,387 Intangible assets, net — — 432,142 — 432,142 Goodwill — — 441,831 — 441,831 Deferred tax assets and income taxes receivable — 44,788 — (31,327 ) 13,461 Investments in subsidiaries 1,371,677 — 116,870 (1,488,547 ) — Amounts due from affiliates 463,434 134,094 1,058 (598,586 ) — Other noncurrent assets — 81,075 44,885 — 125,960 Total assets $ 1,835,111 $ 1,623,133 $ 3,176,076 $ (2,118,900 ) $ 4,515,420 Customer banking deposits $ — $ 744,681 $ — $ (440 ) $ 744,241 Accounts payable and accrued expenses 1,104 7,672 222,546 — 231,322 Accrued salaries, wages and payroll taxes — 1,946 142,798 — 144,744 Accrued income taxes — 49,529 385,155 — 434,684 Current portion of long-term debt — — 790 — 790 Deferred revenue and other current liabilities — 177,063 145,445 — 322,508 Total current liabilities 1,104 980,891 896,734 (440 ) 1,878,289 Long-term debt — 497,893 7,405 — 505,298 Deferred tax liabilities and reserves for uncertain tax positions — 25,696 148,217 (31,327 ) 142,586 Deferred revenue and other noncurrent liabilities — 1,783 154,515 — 156,298 Amounts due to affiliates 1,058 — 597,528 (598,586 ) — Total liabilities 2,162 1,506,263 1,804,399 (630,353 ) 2,682,471 Stockholders' equity 1,832,949 116,870 1,371,677 (1,488,547 ) 1,832,949 Total liabilities and stockholders' equity $ 1,835,111 $ 1,623,133 $ 3,176,076 $ (2,118,900 ) $ 4,515,420 CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS (in 000s) Six months ended October 31, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Net cash provided by (used in) operating activities: $ — $ 36,078 $ (638,791 ) $ — $ (602,713 ) Cash flows from investing: Sales, maturities of and payments received on AFS securities — 430,460 3,801 — 434,261 Principal payments on mortgage loans held for investment, net — 17,006 — — 17,006 Capital expenditures — (20 ) (38,759 ) — (38,779 ) Payments made for business acquisitions, net of cash acquired — — (61,846 ) — (61,846 ) Loans made to franchisees — (10,206 ) (75 ) — (10,281 ) Repayments from franchisees — 17,301 172 — 17,473 Intercompany payments/investments in subsidiaries — (1,200,465 ) (1,611,564 ) 2,812,029 — Other, net — 4,854 2,392 — 7,246 Net cash provided by (used in) investing activities — (741,070 ) (1,705,879 ) 2,812,029 365,080 Cash flows from financing: Proceeds from long-term debt — 996,831 — — 996,831 Customer banking deposits, net — (327,145 ) — 440 (326,705 ) Transfer of HRB Bank deposits — (419,028 ) — — (419,028 ) Dividends paid (110,338 ) — — — (110,338 ) Repurchase of common stock, including shares surrendered (1,517,786 ) — — — (1,517,786 ) Proceeds from exercise of stock options 16,875 — — — 16,875 Intercompany borrowings 1,611,564 — 1,200,465 (2,812,029 ) — Other, net (315 ) (16,879 ) (20,626 ) — (37,820 ) Net cash provided by (used in) financing activities — 233,779 1,179,839 (2,811,589 ) (1,397,971 ) Effects of exchange rates on cash — — (10,905 ) — (10,905 ) Net decrease in cash and cash equivalents — (471,213 ) (1,175,736 ) 440 (1,646,509 ) Cash and cash equivalents at beginning of the period — 478,077 1,529,553 (440 ) 2,007,190 Cash and cash equivalents at end of the period $ — $ 6,864 $ 353,817 $ — $ 360,681 CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS (in 000s) Six months ended October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Net cash provided by (used in) operating activities: $ — $ 55,612 $ (683,189 ) $ — $ (627,577 ) Cash flows from investing: Sales, maturities of and payments received on AFS securities — 49,013 — — 49,013 Principal payments on mortgage loans held for investment, net — 13,451 — — 13,451 Capital expenditures — (119 ) (70,808 ) — (70,927 ) Payments made for business acquisitions, net of cash acquired — — (94,230 ) — (94,230 ) Loans made to franchisees — (18,180 ) (71 ) — (18,251 ) Repayments from franchisees — 29,404 233 — 29,637 Intercompany payments/investments in subsidiaries — 400,000 (109,031 ) (290,969 ) — Other, net — 4,372 6,213 — 10,585 Net cash provided by (used in) investing activities — 477,941 (267,694 ) (290,969 ) (80,722 ) Cash flows from financing: Repayments of long-term debt — (400,000 ) — — (400,000 ) Customer banking deposits, net — (317,095 ) — 826 (316,269 ) Dividends paid (109,871 ) — — — (109,871 ) Repurchase of common stock, including shares surrendered (10,247 ) — — — (10,247 ) Proceeds from exercise of stock options 14,477 — — — 14,477 Intercompany borrowings 105,641 3,390 (400,000 ) 290,969 — Other, net — — (23,392 ) — (23,392 ) Net cash used in financing activities — (713,705 ) (423,392 ) 291,795 (845,302 ) Effects of exchange rates on cash — — (4,216 ) — (4,216 ) Net decrease in cash and cash equivalents — (180,152 ) (1,378,491 ) 826 (1,557,817 ) Cash and cash equivalents at beginning of the period — 612,376 1,574,031 (1,100 ) 2,185,307 Cash and cash equivalents at end of the period $ — $ 432,224 $ 195,540 $ (274 ) $ 627,490

Summary Of Significant Accoun22

Summary Of Significant Accounting Policies (Policy)	6 Months Ended
	Oct. 31, 2015
Summary Of Significant Accounting Policies [Abstract]
Basis of Presentation	– The consolidated balance sheets as of October 31, 2015 and 2014 , the consolidated statements of operations and comprehensive loss for the three and six months ended October 31, 2015 and 2014 , and the condensed consolidated statements of cash flows for the six months ended October 31, 2015 and 2014 have been prepared by the Company, without audit. In the opinion of management, all adjustments, which include only normal recurring adjustments, necessary to present fairly the financial position, results of operations and cash flows as of October 31, 2015 and 2014 and for all periods presented have been made. "H&R Block," "the Company," "we," "our" and "us" are used interchangeably to refer to H&R Block, Inc. or to H&R Block, Inc. and its subsidiaries, as appropriate to the context. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the U. S. (GAAP) have been condensed or omitted. These consolidated financial statements should be read in conjunction with the financial statements and notes thereto included in our April 30, 2015 Annual Report to Shareholders on Form 10-K. All amounts presented herein as of April 30, 2015 or for the year then ended are derived from our April 30, 2015 Annual Report to Shareholders on Form 10-K.
Management Estimates	MANAGEMENT ESTIMATES – The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the evaluation of contingent losses arising from our discontinued mortgage business, contingent losses associated with pending claims and litigation, valuation allowances on deferred tax assets, reserves for uncertain tax positions and related matters. Estimates have been prepared based on the best information available as of each balance sheet date. As such, actual results could differ materially from those estimates.

Loss Per Share and Stockholde23

Loss Per Share and Stockholders' Equity (Tables)	6 Months Ended
	Oct. 31, 2015
Earnings Per Share [Abstract]
Computations Of Basic And Diluted Earnings Per Share	The computations of basic and diluted earnings per share from continuing operations are as follows: (in 000s, except per share amounts) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 Net loss from continuing operations attributable to shareholders $ (142,518 ) $ (113,227 ) $ (239,023 ) $ (222,078 ) Amounts allocated to participating securities (102 ) (97 ) (204 ) (186 ) Net loss from continuing operations attributable to common shareholders $ (142,620 ) $ (113,324 ) $ (239,227 ) $ (222,264 ) Basic weighted average common shares 266,267 275,106 271,016 274,841 Potential dilutive shares — — — — Dilutive weighted average common shares 266,267 275,106 271,016 274,841 Loss per share from continuing operations attributable to common shareholders: Basic $ (0.54 ) $ (0.41 ) $ (0.88 ) $ (0.81 ) Diluted (0.54 ) (0.41 ) (0.88 ) (0.81 )
Schedule of Comprehensive Income (Loss)	OTHER COMPREHENSIVE INCOME (LOSS) – Components of other comprehensive income (loss) include foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities, and are as follows: (in 000s) Foreign Currency Unrealized Gain (Loss) on AFS Securities Total Balances as of May 1, 2015 $ (6,789 ) $ 8,529 $ 1,740 Other comprehensive income (loss) before reclassifications: Gross losses arising during the period (9,455 ) (5,769 ) (15,224 ) Income taxes — (2,259 ) (2,259 ) (9,455 ) (3,510 ) (12,965 ) Amounts reclassified to net income: Gross amount reclassified — (8,196 ) (8,196 ) Income taxes — (3,213 ) (3,213 ) — (4,983 ) (4,983 ) Net other comprehensive loss (9,455 ) (8,493 ) (17,948 ) Balances as of October 31, 2015 $ (16,244 ) $ 36 $ (16,208 ) Balances as of May 1, 2014 $ 3,334 $ 1,843 $ 5,177 Other comprehensive income (loss) before reclassifications: Gross gains (losses) arising during the period (3,355 ) 7,483 4,128 Income taxes — 2,713 2,713 (3,355 ) 4,770 1,415 Amounts reclassified to net income: Gross amount reclassified — (24 ) (24 ) Income taxes — (9 ) (9 ) — (15 ) (15 ) Net other comprehensive income (loss) (3,355 ) 4,755 1,400 Balances as of October 31, 2014 $ (21 ) $ 6,598 $ 6,577

Receivables (Tables)

Receivables (Tables)	6 Months Ended
	Oct. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Unclassified [Abstract]
Schedule Of Short-Term Receivables	Receivables consist of the following: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Short-term Long-term Short-term Long-term Short-term Long-term Loans to franchisees $ 55,970 $ 61,428 $ 62,568 $ 84,462 $ 56,603 $ 64,472 Receivables for tax preparation and related fees 37,751 6,103 36,369 — 48,864 6,103 Cash Back® receivables 901 — 1,955 — 42,680 — Emerald Advance lines of credit 19,373 246 20,073 2,778 21,908 1,913 Royalties from franchisees 9,851 — 10,060 — 8,206 — Other 24,254 7,498 28,426 14,565 44,230 8,379 148,100 75,275 159,451 101,805 222,491 80,867 Allowance for doubtful accounts (53,340 ) — (51,746 ) — (54,527 ) — $ 94,760 $ 75,275 $ 107,705 $ 101,805 $ 167,964 $ 80,867
Schedule Of Receivables Based On Year Of Origination	These amounts as of October 31, 2015 , by year of origination, are as follows: (in 000s) Credit Quality Indicator – Year of origination: 2015 $ 6,143 2014 and prior 1,391 Revolving loans 12,085 $ 19,619
Schedule Of Activity In The Allowance For Doubtful Accounts	Activity in the allowance for doubtful accounts for our short-term receivables for the six months ended October 31, 2015 and 2014 is as follows: (in 000s) EAs All Other Total Balances as of May 1, 2015 $ 7,353 $ 47,174 $ 54,527 Provision 877 349 1,226 Charge-offs — (2,413 ) (2,413 ) Balances as of October 31, 2015 $ 8,230 $ 45,110 $ 53,340 Balances as of May 1, 2014 $ 7,530 $ 45,048 $ 52,578 Provision 380 2,344 2,724 Charge-offs — (3,556 ) (3,556 ) Balances as of October 31, 2014 $ 7,910 $ 43,836 $ 51,746

Mortgage Loans Held For Inves25

Mortgage Loans Held For Investment And Related Assets (Tables)	6 Months Ended
	Oct. 31, 2015
Mortgage Loans Held For Investment And Related Assets [Abstract]
Schedule Of Mortgage Loan Portfolio	The composition of our mortgage loan portfolio is as follows: (dollars in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Amount % of Total Amount % of Total Amount % of Total Adjustable-rate loans $ 118,612 52 % $ 138,808 54 % $ 130,182 53 % Fixed-rate loans 107,612 48 % 119,920 46 % 115,034 47 % 226,224 100 % 258,728 100 % 245,216 100 % Unamortized deferred fees and costs 1,859 2,125 2,008 Less: Allowance for loan losses (7,412 ) (9,761 ) (7,886 ) $ 220,671 $ 251,092 $ 239,338
Schedule Of Allowance For Loan Losses	Activity in the allowance for loan losses for the six months ended October 31, 2015 and 2014 is as follows: (in 000s) Six months ended October 31, 2015 2014 Balance at beginning of the period $ 7,886 $ 11,272 Provision (28 ) 735 Recoveries 1,050 911 Charge-offs (1,496 ) (3,157 ) Balance at end of the period $ 7,412 $ 9,761
Schedule Of Past Due Mortgage Loans	Detail of the aging of the mortgage loans in our portfolio as of October 31, 2015 is as follows: (in 000s) Less than 60 Days Past Due 60 – 89 Days Past Due 90+ Days Past Due (1) Total Past Due Current Total Purchased from SCC $ 8,803 $ 1,082 $ 43,608 $ 53,493 $ 80,543 $ 134,036 All other 3,213 199 6,107 9,519 82,669 92,188 $ 12,016 $ 1,281 $ 49,715 $ 63,012 $ 163,212 $ 226,224 (1) We do not accrue interest on loans past due 90 days or more.

Goodwill And Intangible Assets

Goodwill And Intangible Assets (Tables)	6 Months Ended
	Oct. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule Of Goodwill	Changes in the carrying amount of goodwill for the six months ended October 31, 2015 and 2014 are as follows: (in 000s) Goodwill Accumulated Impairment Losses Net Balances as of April 30, 2015 $ 474,128 $ (32,297 ) $ 441,831 Acquisitions 1,852 — 1,852 Disposals and foreign currency changes, net (1,615 ) — (1,615 ) Impairments — — — Balances as of October 31, 2015 $ 474,365 $ (32,297 ) $ 442,068 Balances as of April 30, 2014 $ 468,414 $ (32,297 ) $ 436,117 Acquisitions 28,378 — 28,378 Disposals and foreign currency changes, net (313 ) — (313 ) Impairments — — — Balances as of October 31, 2014 $ 496,479 $ (32,297 ) $ 464,182
Schedule Of Intangible Assets	Components of the intangible assets are as follows: (in 000s) Gross Carrying Amount Accumulated Amortization Net As of October 31, 2015: Reacquired franchise rights $ 316,142 $ (56,731 ) $ 259,411 Customer relationships 182,137 (89,340 ) 92,797 Internally-developed software 123,263 (88,091 ) 35,172 Noncompete agreements 32,428 (24,632 ) 7,796 Franchise agreements 19,201 (8,854 ) 10,347 Purchased technology 54,700 (22,877 ) 31,823 Acquired assets pending final allocation (1) 28,878 — 28,878 $ 756,749 $ (290,525 ) $ 466,224 As of October 31, 2014: Reacquired franchise rights $ 278,159 $ (33,721 ) $ 244,438 Customer relationships 148,407 (66,714 ) 81,693 Internally-developed software 110,140 (77,925 ) 32,215 Noncompete agreements 28,960 (22,774 ) 6,186 Franchise agreements 19,201 (7,574 ) 11,627 Purchased technology 54,700 (16,814 ) 37,886 $ 639,567 $ (225,522 ) $ 414,045 As of April 30, 2015: Reacquired franchise rights $ 294,647 $ (46,180 ) $ 248,467 Customer relationships 170,851 (78,157 ) 92,694 Internally-developed software 118,865 (80,689 ) 38,176 Noncompete agreements 30,630 (23,666 ) 6,964 Franchise agreements 19,201 (8,214 ) 10,987 Purchased technology 54,700 (19,846 ) 34,854 $ 688,894 $ (256,752 ) $ 432,142

Long-Term Debt Long-Term Debt (

Long-Term Debt Long-Term Debt (Tables)	6 Months Ended
	Oct. 31, 2015
Long-term Debt, Unclassified [Abstract]
Components of Long-Term Debt	The components of long-term debt are as follows: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Senior Notes, 4.125%, due October 2020 $ 647,918 $ — $ — Senior Notes, 5.500%, due November 2022 498,034 497,753 497,894 Senior Notes, 5.250%, due October 2025 348,959 — — Capital lease obligation 7,835 8,607 8,194 1,502,746 506,360 506,088 Less: Current portion (808 ) (772 ) (790 ) $ 1,501,938 $ 505,588 $ 505,298

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Oct. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements, Recurring and Nonrecurring	The carrying amounts and estimated fair values of our financial instruments are as follows: (in 000s) As of October 31, 2015 October 31, 2014 April 30, 2015 Carrying Estimated Carrying Estimated Carrying Estimated Assets: Cash and cash equivalents $ 360,681 $ 360,681 $ 627,490 $ 627,490 $ 2,007,190 $ 2,007,190 Cash and cash equivalents - restricted 42,781 42,781 55,543 55,543 91,972 91,972 Receivables, net - short-term 94,760 94,760 107,705 107,705 167,964 167,964 Mortgage loans held for investment, net 220,671 180,437 251,092 192,411 239,338 190,196 Investments in AFS securities 3,173 3,173 390,954 390,954 441,709 441,709 Receivables, net - long-term 75,275 75,275 101,805 101,805 80,867 80,867 Liabilities: Customer banking deposits — — 455,308 452,351 744,699 737,261 Long-term debt 1,502,746 1,553,633 506,360 550,332 506,088 556,769 Contingent consideration payments 11,932 11,932 10,555 10,555 10,667 10,667

Interest Income And Interest 29

Interest Income And Interest Expense (Tables)	6 Months Ended
	Oct. 31, 2015
Interest Income And Interest Expense [Abstract]
Schedule Of Other Income And Other Expenses	The following table shows the components of other income and other expenses: (in 000s) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 Other income, net: Mortgage loans and real estate owned $ 34 $ — $ 34 $ — Interest and gains on AFS securities 8,768 — 8,768 — Other 1,703 — 2,136 523 $ 10,505 $ — $ 10,938 $ 523 Other expenses, net: Foreign currency losses $ (23 ) $ (1,807 ) $ (4,622 ) $ (1,807 ) Other (187 ) (475 ) (573 ) (1,679 ) $ (210 ) $ (2,282 ) $ (5,195 ) $ (3,486 )

Commitments And Contingencies (

Commitments And Contingencies (Tables)	6 Months Ended
	Oct. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Deferred Revenue Related To The Peace Of Mind Program	Changes in deferred revenue balances related to our Peace of Mind® Extended Service Plan (POM), which is included in deferred revenue and other liabilities in the consolidated balance sheets, are as follows: (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 158,169 $ 145,237 Amounts deferred for new extended service plans issued 2,437 2,104 Revenue recognized on previous deferrals (47,028 ) (40,816 ) Balance, end of the period $ 113,578 $ 106,525

Loss Contingencies Arising Fr31

Loss Contingencies Arising From Representations And Warranties of Our Discontinued Mortgage Operations (Tables)	6 Months Ended
	Oct. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Litigation And Related Contingencies	NOTE 12: LITIGATION AND RELATED CONTINGENCIES We are a defendant in numerous litigation matters, arising both in the ordinary course of business and otherwise, including as described below. The matters described below are not all of the lawsuits to which we are subject. In some of the matters, very large or indeterminate amounts, including punitive damages, are sought. U.S. jurisdictions permit considerable variation in the assertion of monetary damages or other relief. Jurisdictions may permit claimants not to specify the monetary damages sought or may permit claimants to state only that the amount sought is sufficient to invoke the jurisdiction of the court. In addition, jurisdictions may permit plaintiffs to allege monetary damages in amounts well exceeding reasonably possible verdicts in the jurisdiction for similar matters. We believe that the monetary relief which may be specified in a lawsuit or a claim bears little relevance to its merits or disposition value due to this variability in pleadings and our experience in litigating or resolving through settlement of numerous claims over an extended period of time. The outcome of a litigation matter and the amount or range of potential loss at particular points in time may be difficult to ascertain. Among other things, uncertainties can include how fact finders will evaluate documentary evidence and the credibility and effectiveness of witness testimony, and how trial and appellate courts will apply the law. Disposition valuations are also subject to the uncertainty of how opposing parties and their counsel will themselves view the relevant evidence and applicable law. In addition to litigation matters, we are also subject to claims and other loss contingencies arising out of our business activities, including as described below. We accrue liabilities for litigation, claims and other loss contingencies and any related settlements (each referred to, individually, as a "matter" and, collectively, as "matters") when it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. Liabilities have been accrued for a number of the matters noted below. If a range of loss is estimated, and some amount within that range appears to be a better estimate than any other amount within that range, then that amount is accrued. If no amount within the range can be identified as a better estimate than any other amount, we accrue the minimum amount in the range. For such matters where a loss is believed to be reasonably possible, but not probable, or the loss cannot be reasonably estimated, no accrual has been made. It is possible that such matters could require us to pay damages or make other expenditures or accrue liabilities in amounts that could not be reasonably estimated as of October 31, 2015 . While the potential future liabilities could be material in the particular quarterly or annual periods in which they are recorded, based on information currently known, we do not believe any such liabilities are likely to have a material adverse effect on our consolidated financial position, results of operations and cash flows. As of October 31, 2015 and 2014 and April 30, 2015 , we accrued liabilities of $6.2 million , $10.3 million and $8.9 million , respectively, for matters addressed in this note. For some matters where a liability has not been accrued, we are able to estimate a reasonably possible loss or range of loss. This estimated range of reasonably possible loss is based upon currently available information and is subject to significant judgment and a variety of assumptions, as well as known and unknown uncertainties. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from the current estimate. Those matters for which an estimate is not reasonably possible are not included within this estimated range. Therefore, this estimated range of reasonably possible loss represents what we believe to be an estimate of reasonably possible loss only for certain matters meeting these criteria. It does not represent our maximum loss exposure. For those matters, and for matters where a liability has been accrued, as of October 31, 2015 , we believe the aggregate range of reasonably possible losses in excess of amounts accrued is not material. For other matters, we are not currently able to estimate the reasonably possible loss or range of loss. We are often unable to estimate the possible loss or range of loss until developments in such matters have provided sufficient information to support an assessment of the reasonably possible loss or range of loss, such as quantification of a damage demand from plaintiffs, discovery from other parties and investigation of factual allegations, rulings by courts on motions or appeals, analysis by experts, or the status of any settlement negotiations. On a quarterly and annual basis, we review relevant information with respect to litigation and other loss contingencies and update our accruals, disclosures and estimates of reasonably possible loss or range of loss based on such reviews. Costs incurred with defending matters are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding liability, and only if recovery is determined to be probable and reasonably estimable. We believe we have meritorious defenses to the claims asserted in the various matters described in this note, and we intend to defend them vigorously, but there can be no assurances as to their outcomes. In the event of unfavorable outcomes, it could require modifications to our operations; in addition, the amounts that may be required to be paid to discharge or settle the matters could be substantial and could have a material adverse impact on our business and consolidated financial position, results of operations and cash flows. LITIGATION, CLAIMS, INCLUDING INDEMNIFICATION CLAIMS, OR OTHER LOSS CONTINGENCIES PERTAINING TO DISCONTINUED MORTGAGE OPERATIONS – Although SCC ceased its mortgage loan origination activities in December 2007 and sold its loan servicing business in April 2008, SCC or the Company has been, remains, or may in the future be subject to litigation, claims, including indemnification and contribution claims, and other loss contingencies pertaining to SCC's mortgage business activities that occurred prior to such termination and sale. These contingencies, claims and lawsuits include actions by regulators, third parties seeking indemnification, including depositors, underwriters and securitization trustees, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others alleged to be similarly situated. Among other things, these contingencies, claims and lawsuits allege or may allege discriminatory or unfair and deceptive loan origination and servicing (including debt collection, foreclosure and eviction) practices, other common law torts, rights to indemnification and contribution, breach of contract, violations of securities laws and a variety of federal statutes, including the Truth in Lending Act (TILA), Equal Credit Opportunity Act, Fair Housing Act, Real Estate Settlement Procedures Act (RESPA), Home Ownership & Equity Protection Act (HOEPA), as well as similar state statutes. Given the impact of the financial crisis on the non-prime mortgage environment, the aggregate volume of these matters is substantial although it is difficult to predict either the likelihood of new matters being initiated or the outcome of existing matters. In many of these matters, including certain of the lawsuits and claims described below, it is not possible to estimate a reasonably possible loss or range of loss due to, among other things, the inherent uncertainties involved in these matters, some of which are beyond the Company's control, and the indeterminate damages sought in some of these matters. On May 31, 2012, a lawsuit was filed by Homeward Residential, Inc. (Homeward) in the Supreme Court of the State of New York, County of New York, against SCC styled Homeward Residential, Inc. v. Sand Canyon Corporation (Index No. 651885/2012). SCC removed the case to the United States District Court for the Southern District of New York on June 28, 2012 (Case No. 12-cv-5067). The plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2006-2 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract, anticipatory breach, indemnity and declaratory judgment in connection with alleged losses incurred as a result of the breach of representations and warranties relating to SCC and to loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses, as well as a repurchase of all loans due to alleged misrepresentations by SCC as to itself and as to the loans' compliance with its underwriting standards and the value of underlying real estate. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase, anticipatory breach, indemnity, and declaratory judgment. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. On September 28, 2012, a second lawsuit was filed by Homeward in the United States District Court for the Southern District of New York against SCC styled Homeward Residential, Inc. v. Sand Canyon Corporation (Case No. 12-cv-7319). The plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2006-3 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract and indemnity in connection with losses allegedly incurred as a result of the breach of representations and warranties relating to 96 loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase and for indemnification of its costs associated with the litigation. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. On April 5, 2013, a third lawsuit was filed by Homeward in the United States District Court for the Southern District of New York against SCC. The suit, styled Homeward Residential, Inc. v. Sand Canyon Corporation (Case No. 13-cv-2107), was filed as a related matter to the September 2012 Homeward suit mentioned above. In this April 2013 lawsuit, the plaintiff, in its capacity as the master servicer for Option One Mortgage Loan Trust 2007-4 and for the benefit of the trustee and the certificate holders of such trust, asserts claims for breach of contract and indemnity in connection with losses allegedly incurred as a result of the breach of representations and warranties relating to 159 loans sold to the trust. The plaintiff seeks specific performance of alleged repurchase obligations or damages to compensate the trust and its certificate holders for alleged actual and anticipated losses. In response to a motion filed by SCC, the court dismissed the plaintiff's claims for breach of the duty to cure or repurchase and for indemnification of its costs associated with the litigation. The case is proceeding on the remaining claims. We have not concluded that a loss related to this matter is probable, nor have we accrued a liability related to this matter. Underwriters and depositors are, or have been, involved in multiple lawsuits related to securitization transactions in which SCC participated. These lawsuits allege or alleged a variety of claims, including violations of federal and state securities laws and common law fraud, based on alleged materially inaccurate or misleading disclosures. Based on information currently available to SCC, it believes that the 21 lawsuits in which notice of a claim has been made involve 38 securitization transactions with original investments of approximately $14 billion (of which the outstanding principal amount is approximately $4 billion ). Because SCC has not been a party to these lawsuits (with the exception of Federal Home Loan Bank of Chicago v. Bank of America Funding Corporation, et al. , filed in the Circuit Court of Cook County, Illinois (Case No. 10CH45033)), and has not had control of this litigation or any settlements thereof, SCC does not have precise information about the amount of damages or other remedies being asserted, the defenses to the claims in such lawsuits or the terms of any settlements of such lawsuits. SCC therefore cannot reasonably estimate the amount of potential losses or associated fees and expenses that may be incurred in connection with such lawsuits, which may be material. Additional lawsuits against the underwriters or depositors may be filed in the future, and SCC may receive additional notices of claims for indemnification from underwriters or depositors with respect to existing or new lawsuits or settlements of such lawsuits. Certain of the notices received included, and future notices may include, a reservation of rights, which are referred to as "reserved contribution rights," that encompasses a right of contribution which may become operative if indemnification is unavailable or insufficient to cover all of the losses and expenses involved. We have not concluded that a loss related to any of these indemnification claims or reserved contribution rights is probable, nor have we accrued a liability related to any of these claims or rights. Securitization trustees also are, or have been, involved in lawsuits related to securitization transactions in which SCC participated. These lawsuits allege or alleged a variety of claims, including claims that originators, depositors, and other parties breached their representations and warranties, and securitization trustees failed to properly protect the certificate holders’ interests in that regard. In connection with a lawsuit against a securitization trustee, SCC has received a notice of potential indemnification obligations for one securitization with alleged losses in the amount of approximately $91 million . SCC may receive additional notices for indemnification with respect to existing or new lawsuits or settlements of such lawsuits. We have not concluded that a loss related to any indemnification claims by securitization trustees is probable, nor have we accrued a liability for such claims. LITIGATION, CLAIMS OR OTHER LOSS CONTINGENCIES PERTAINING TO CONTINUING OPERATIONS – Compliance Fee Litigation. On April 16, 2012, a putative class action lawsuit was filed against us in the Circuit Court of Jackson County, Missouri styled Manuel H. Lopez III v. H&R Block, Inc., et al. (Case # 1216CV12290) concerning a compliance fee charged to retail tax clients in the 2011 and 2012 tax seasons. The plaintiff seeks to represent all Missouri citizens who were charged the compliance fee, and asserts claims of violation of the Missouri Merchandising Practices Act, money had and received, and unjust enrichment. We filed a motion to compel arbitration of the 2011 claims. The court denied the motion. We filed an appeal. On May 6, 2014, the Missouri Court of Appeals, Western District, reversed the ruling of the trial court and remanded the case for further consideration of the motion. On March 12, 2015, the trial court denied the motion on remand. We filed an appeal, which remains pending. We have not concluded that a loss related to this matter is probable, nor have we accrued a loss contingency related to this matter. On April 19, 2012, a putative class action lawsuit was filed against us in the United States District Court for the Western District of Missouri styled Ronald Perras v. H&R Block, Inc., et al. (Case No. 4:12-cv-00450-DGK) concerning a compliance fee charged to retail tax clients in the 2011 and 2012 tax seasons. The plaintiff seeks to represent all persons nationwide (excluding citizens of Missouri) who were charged the compliance fee, and asserts claims of violation of various state consumer laws, money had and received, and unjust enrichment. In November 2013, the court compelled arbitration of the 2011 claims and stayed all proceedings with respect to those claims. In June 2014, the court denied class certification of the remaining 2012 claims. Plaintiff filed an appeal with the Eighth Circuit Court of Appeals, which was denied on June 18, 2015. The Eighth Circuit denied plaintiff's subsequent petition for rehearing on August 7, 2015. We have not concluded that a loss related to this matter is probable, nor have we accrued a loss contingency related to this matter. Form 8863 Litigation. A series of putative class action lawsuits were filed against us in various federal courts and one state court beginning on March 13, 2013. Taken together, the plaintiffs in these lawsuits purport to represent certain clients nationwide who filed Form 8863 during tax season 2013 through an H&R Block office or using H&R Block At Home ® online tax services or desktop tax preparation software, and allege breach of contract, negligence and violation of state consumer laws in connection with transmission of the form. The plaintiffs seek damages, pre-judgment interest, attorneys' fees and costs. In August 2013, the plaintiff in the state court action voluntarily dismissed her case without prejudice. The Judicial Panel on Multidistrict Litigation subsequently granted our petition to consolidate the remaining federal lawsuits for coordinated pretrial proceedings in the United States District Court for the Western District of Missouri in a proceeding styled IN RE: H&R BLOCK IRS FORM 8863 LITIGATION (MDL No. 2474/Case No. 4:13-MD-02474-FJG). On July 11, 2014, the MDL court granted our motion to compel arbitration for those named plaintiffs who agreed to arbitrate their claims. Plaintiffs filed a consolidated class action complaint in October 2014. We filed a motion to strike the class allegations relating to those clients who agreed to arbitration, which the court granted on January 7, 2015. The cases remain stayed with respect to the individual plaintiffs who agreed to arbitration. A portion of our loss contingency accrual is related to this matter for the amount of loss that we consider probable and reasonably estimable . LITIGATION, CLAIMS AND OTHER LOSS CONTINGENCIES PERTAINING TO OTHER DISCONTINUED OPERATIONS – Express IRA Litigation. On January 2, 2008, the Mississippi Attorney General in the Chancery Court of Hinds County, Mississippi First Judicial District (Case No. G 2008 6 S 2) filed a lawsuit regarding our former Express IRA product that is styled Jim Hood, Attorney for the State of Mississippi v. H&R Block, Inc., H&R Block Financial Advisors, Inc ., et al. The complaint alleges fraudulent business practices, deceptive acts and practices, common law fraud and breach of fiduciary duty with respect to the sale of the product in Mississippi and seeks equitable relief, disgorgement of profits, damages and restitution, civil penalties and punitive damages. Although we sold H&R Block Financial Advisors, Inc. (HRBFA) effective November 1, 2008, we remain responsible for any liabilities relating to the Express IRA litigation, among other things, through an indemnification agreement. A portion of our accrual is related to these indemnity obligations. OTHER – We are from time to time a party to litigation, claims and other loss contingencies not discussed herein arising out of our business operations. These matters may include actions by state attorneys general, other state regulators, federal regulators, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others similarly situated. While we cannot provide assurance that we will ultimately prevail in each instance, we believe the amount, if any, we are required to pay to discharge or settle these other matters will not have a material adverse impact on our business or our consolidated financial position, results of operations and cash flows. We believe we have meritorious defenses to the claims asserted in the various matters described in this note, and we intend to defend them vigorously. The amounts claimed in the matters are substantial, however, and there can be no assurances as to their outcomes. In the event of unfavorable outcomes, it could require modifications to our operations; in addition, the amounts that may be required to be paid to discharge or settle the matters could be substantial and could have a material adverse impact on our consolidated financial position, results of operations and cash flows. (in 000s) Six months ended October 31, 2015 2014 Balance, beginning of the period $ 149,765 $ 183,765 Provisions 4,000 10,000 Payments — — Balance, end of the period $ 153,765 $ 193,765

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Oct. 31, 2015
Segment Reporting [Abstract]
Operations By Reportable Operating Segment	Revenues of our continuing operations are as follows: (in 000s) Three months ended October 31, Six months ended October 31, 2015 2014 2015 2014 REVENUES : Tax preparation fees: U.S. assisted $ 36,403 $ 31,926 $ 63,688 $ 57,415 International 35,340 42,831 71,058 84,287 U.S. digital 3,469 2,892 6,648 5,824 75,212 77,649 141,394 147,526 Royalties 9,163 8,582 18,858 16,224 Revenues from Refund Transfers 1,948 2,154 5,363 5,573 Revenues from Emerald Card® 9,808 11,524 25,497 25,569 Revenues from Peace of Mind® Extended Service Plan 19,325 16,563 47,028 40,816 Other 12,959 18,156 27,993 32,506 $ 128,415 $ 134,628 $ 266,133 $ 268,214

Condensed Consolidating Finan33

Condensed Consolidating Financial Statements (Tables)	6 Months Ended
	Oct. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule Of Condensed Consolidating Statement Of Operations [Table Text Block]	CONDENSED CONSOLIDATING STATEMENTS OF OPERATIONS (in 000s) Six months ended October 31, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Total revenues $ — $ 38,739 $ 227,515 $ (121 ) $ 266,133 Cost of revenues — 21,565 418,464 (120 ) 439,909 Selling, general and administrative 3,415 17,750 212,875 (1 ) 234,039 Total operating expenses 3,415 39,315 631,339 (121 ) 673,948 Other income 1,730 11,535 1,456 (3,783 ) 10,938 Interest expense on external borrowings — (22,521 ) (235 ) — (22,756 ) Other expenses (248,022 ) (744 ) (25,421 ) 268,992 (5,195 ) Loss from continuing operations before tax benefit (249,707 ) (12,306 ) (428,024 ) 265,209 (424,828 ) Income tax benefit (5,041 ) (761 ) (180,003 ) — (185,805 ) Net loss from continuing operations (244,666 ) (11,545 ) (248,021 ) 265,209 (239,023 ) Net loss from discontinued operations — (5,643 ) — — (5,643 ) Net loss (244,666 ) (17,188 ) (248,021 ) 265,209 (244,666 ) Other comprehensive loss (17,948 ) (8,444 ) (17,948 ) 26,392 (17,948 ) Comprehensive loss $ (262,614 ) $ (25,632 ) $ (265,969 ) $ 291,601 $ (262,614 ) Six months ended October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Total revenues $ — $ 44,751 $ 223,556 $ (93 ) $ 268,214 Cost of revenues — 22,658 396,853 (88 ) 419,423 Selling, general and administrative — 9,197 185,387 (5 ) 194,579 Total operating expenses — 31,855 582,240 (93 ) 614,002 Other income 2,393 3,672 420 (5,962 ) 523 Interest expense on external borrowings — (27,436 ) (202 ) — (27,638 ) Other expenses (236,039 ) (2,276 ) (19,496 ) 254,325 (3,486 ) Loss from continuing operations before tax benefit (233,646 ) (13,144 ) (377,962 ) 248,363 (376,389 ) Income tax benefit (5,416 ) (9,663 ) (139,232 ) — (154,311 ) Net loss from continuing operations (228,230 ) (3,481 ) (238,730 ) 248,363 (222,078 ) Net income (loss) from discontinued operations — (8,843 ) 2,691 — (6,152 ) Net loss (228,230 ) (12,324 ) (236,039 ) 248,363 (228,230 ) Other comprehensive income 1,400 4,261 1,400 (5,661 ) 1,400 Comprehensive loss $ (226,830 ) $ (8,063 ) $ (234,639 ) $ 242,702 $ (226,830 )
Schedule Of Condensed Consolidating Balance Sheet [Table Text Block]	CONDENSED CONSOLIDATING BALANCE SHEETS (in 000s) As of October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Cash & cash equivalents $ — $ 432,224 $ 195,540 $ (274 ) $ 627,490 Cash & cash equivalents - restricted — 5,431 50,112 — 55,543 Receivables, net 79 84,196 23,430 — 107,705 Deferred tax assets and income taxes receivable — 101,811 95,382 — 197,193 Prepaid expenses and other current assets — 11,760 76,510 — 88,270 Investments in AFS securities — 381,080 100 — 381,180 Total current assets 79 1,016,502 441,074 (274 ) 1,457,381 Mortgage loans held for investment, net — 251,092 — — 251,092 Property and equipment, net — 157 318,068 — 318,225 Intangible assets, net — — 414,045 — 414,045 Goodwill — — 464,182 — 464,182 Deferred tax assets and income taxes receivable — 54,273 (16,336 ) — 37,937 Investments in subsidiaries 675,218 — 53,769 (728,987 ) — Amounts due from affiliates 565,387 10 92,974 (658,371 ) — Other noncurrent assets — 103,199 45,229 — 148,428 Total assets $ 1,240,684 $ 1,425,233 $ 1,813,005 $ (1,387,632 ) $ 3,091,290 Customer banking deposits $ — $ 455,134 $ — $ (274 ) $ 454,860 Accounts payable and accrued expenses 943 4,015 92,147 — 97,105 Accrued salaries, wages and payroll taxes — 2,197 34,018 — 36,215 Accrued income taxes — 47,732 99,268 — 147,000 Current portion of long-term debt — — 772 — 772 Deferred revenue and other current liabilities — 225,247 114,478 — 339,725 Total current liabilities 943 734,325 340,683 (274 ) 1,075,677 Long-term debt — 497,753 7,835 — 505,588 Deferred tax liabilities and reserves for uncertain tax positions — 45,346 106,605 — 151,951 Deferred revenue and other noncurrent liabilities — 2,131 117,267 — 119,398 Amounts due to affiliates 1,065 91,909 565,397 (658,371 ) — Total liabilities 2,008 1,371,464 1,137,787 (658,645 ) 1,852,614 Stockholders' equity 1,238,676 53,769 675,218 (728,987 ) 1,238,676 Total liabilities and stockholders' equity $ 1,240,684 $ 1,425,233 $ 1,813,005 $ (1,387,632 ) $ 3,091,290 CONDENSED CONSOLIDATING BALANCE SHEETS (in 000s) As of April 30, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Cash & cash equivalents $ — $ 478,077 $ 1,529,553 $ (440 ) $ 2,007,190 Cash & cash equivalents - restricted — 45,098 46,874 — 91,972 Receivables, net — 80,332 87,632 — 167,964 Deferred tax assets and income taxes receivable — 77,418 96,849 — 174,267 Prepaid expenses and other current assets — 7,771 62,512 — 70,283 Investments in AFS securities — 434,924 4,701 — 439,625 Total current assets — 1,123,620 1,828,121 (440 ) 2,951,301 Mortgage loans held for investment, net — 239,338 — — 239,338 Property and equipment, net — 218 311,169 — 311,387 Intangible assets, net — — 432,142 — 432,142 Goodwill — — 441,831 — 441,831 Deferred tax assets and income taxes receivable — 44,788 — (31,327 ) 13,461 Investments in subsidiaries 1,371,677 — 116,870 (1,488,547 ) — Amounts due from affiliates 463,434 134,094 1,058 (598,586 ) — Other noncurrent assets — 81,075 44,885 — 125,960 Total assets $ 1,835,111 $ 1,623,133 $ 3,176,076 $ (2,118,900 ) $ 4,515,420 Customer banking deposits $ — $ 744,681 $ — $ (440 ) $ 744,241 Accounts payable and accrued expenses 1,104 7,672 222,546 — 231,322 Accrued salaries, wages and payroll taxes — 1,946 142,798 — 144,744 Accrued income taxes — 49,529 385,155 — 434,684 Current portion of long-term debt — — 790 — 790 Deferred revenue and other current liabilities — 177,063 145,445 — 322,508 Total current liabilities 1,104 980,891 896,734 (440 ) 1,878,289 Long-term debt — 497,893 7,405 — 505,298 Deferred tax liabilities and reserves for uncertain tax positions — 25,696 148,217 (31,327 ) 142,586 Deferred revenue and other noncurrent liabilities — 1,783 154,515 — 156,298 Amounts due to affiliates 1,058 — 597,528 (598,586 ) — Total liabilities 2,162 1,506,263 1,804,399 (630,353 ) 2,682,471 Stockholders' equity 1,832,949 116,870 1,371,677 (1,488,547 ) 1,832,949 Total liabilities and stockholders' equity $ 1,835,111 $ 1,623,133 $ 3,176,076 $ (2,118,900 ) $ 4,515,420
Schedule of Condensed Consolidating Statement of Cash Flows [Text Block]	CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS (in 000s) Six months ended October 31, 2015 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Net cash provided by (used in) operating activities: $ — $ 36,078 $ (638,791 ) $ — $ (602,713 ) Cash flows from investing: Sales, maturities of and payments received on AFS securities — 430,460 3,801 — 434,261 Principal payments on mortgage loans held for investment, net — 17,006 — — 17,006 Capital expenditures — (20 ) (38,759 ) — (38,779 ) Payments made for business acquisitions, net of cash acquired — — (61,846 ) — (61,846 ) Loans made to franchisees — (10,206 ) (75 ) — (10,281 ) Repayments from franchisees — 17,301 172 — 17,473 Intercompany payments/investments in subsidiaries — (1,200,465 ) (1,611,564 ) 2,812,029 — Other, net — 4,854 2,392 — 7,246 Net cash provided by (used in) investing activities — (741,070 ) (1,705,879 ) 2,812,029 365,080 Cash flows from financing: Proceeds from long-term debt — 996,831 — — 996,831 Customer banking deposits, net — (327,145 ) — 440 (326,705 ) Transfer of HRB Bank deposits — (419,028 ) — — (419,028 ) Dividends paid (110,338 ) — — — (110,338 ) Repurchase of common stock, including shares surrendered (1,517,786 ) — — — (1,517,786 ) Proceeds from exercise of stock options 16,875 — — — 16,875 Intercompany borrowings 1,611,564 — 1,200,465 (2,812,029 ) — Other, net (315 ) (16,879 ) (20,626 ) — (37,820 ) Net cash provided by (used in) financing activities — 233,779 1,179,839 (2,811,589 ) (1,397,971 ) Effects of exchange rates on cash — — (10,905 ) — (10,905 ) Net decrease in cash and cash equivalents — (471,213 ) (1,175,736 ) 440 (1,646,509 ) Cash and cash equivalents at beginning of the period — 478,077 1,529,553 (440 ) 2,007,190 Cash and cash equivalents at end of the period $ — $ 6,864 $ 353,817 $ — $ 360,681 CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS (in 000s) Six months ended October 31, 2014 H&R Block, Inc. (Guarantor) Block Financial (Issuer) Other Subsidiaries Eliminations Consolidated H&R Block Net cash provided by (used in) operating activities: $ — $ 55,612 $ (683,189 ) $ — $ (627,577 ) Cash flows from investing: Sales, maturities of and payments received on AFS securities — 49,013 — — 49,013 Principal payments on mortgage loans held for investment, net — 13,451 — — 13,451 Capital expenditures — (119 ) (70,808 ) — (70,927 ) Payments made for business acquisitions, net of cash acquired — — (94,230 ) — (94,230 ) Loans made to franchisees — (18,180 ) (71 ) — (18,251 ) Repayments from franchisees — 29,404 233 — 29,637 Intercompany payments/investments in subsidiaries — 400,000 (109,031 ) (290,969 ) — Other, net — 4,372 6,213 — 10,585 Net cash provided by (used in) investing activities — 477,941 (267,694 ) (290,969 ) (80,722 ) Cash flows from financing: Repayments of long-term debt — (400,000 ) — — (400,000 ) Customer banking deposits, net — (317,095 ) — 826 (316,269 ) Dividends paid (109,871 ) — — — (109,871 ) Repurchase of common stock, including shares surrendered (10,247 ) — — — (10,247 ) Proceeds from exercise of stock options 14,477 — — — 14,477 Intercompany borrowings 105,641 3,390 (400,000 ) 290,969 — Other, net — — (23,392 ) — (23,392 ) Net cash used in financing activities — (713,705 ) (423,392 ) 291,795 (845,302 ) Effects of exchange rates on cash — — (4,216 ) — (4,216 ) Net decrease in cash and cash equivalents — (180,152 ) (1,378,491 ) 826 (1,557,817 ) Cash and cash equivalents at beginning of the period — 612,376 1,574,031 (1,100 ) 2,185,307 Cash and cash equivalents at end of the period $ — $ 432,224 $ 195,540 $ (274 ) $ 627,490

Divestiture of H&R Block Bank (

Divestiture of H&R Block Bank (Details) - USD ($) $ in Thousands	Aug. 31, 2015	Oct. 31, 2015	Sep. 01, 2015	Apr. 30, 2015	Oct. 31, 2014
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Customer Deposits			$ 419,000
Proceeds from sale of AFS	$ 388,000
Recognized gains on sale of AFS	$ 8,400
HRB Bank [Member]
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]
Customer Deposits		$ 0		$ 744,699	$ 455,308

Loss Per Share and Stockholde35

Loss Per Share and Stockholders' Equity (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014	Sep. 01, 2015
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount (in shares)			5,000	5,400
Net loss from continuing operations attributable to shareholders	$ (142,518)	$ (113,227)	$ (239,023)	$ (222,078)
Amounts allocated to participating securities	(102)	(97)	(204)	(186)
Net loss from continuing operations attributable to common shareholders	$ (142,620)	$ (113,324)	$ (239,227)	$ (222,264)
Basic weighted average common shares (in shares)	266,267	275,106	271,016	274,841
Potential dilutive shares (in shares)	0	0	0	0
Weighted Average Number of Shares Outstanding, Diluted	266,267	275,106	271,016	274,841
Basic (in usd per share)	$ (0.54)	$ (0.41)	$ (0.88)	$ (0.81)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cost of shares retired during current period			$ 1,500,000
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Accumulated other comprehensive income (loss)			1,740	$ 5,177
Gross losses arising during the period			(15,224)	4,128
Income taxes			(2,259)	2,713
Other comprehensive income (loss) before reclassifications, net of tax			(12,965)	1,415
Gross amount reclassified			(8,196)	(24)
Tax effect of reclassification adjustment for gains included in income			(3,213)	(9)
Reclassification adjustment for gains included in income			(4,983)	(15)
Net other comprehensive income (loss)			(17,948)	1,400
Accumulated other comprehensive income (loss)	$ (16,208)	$ 6,577	$ (16,208)	$ 6,577
Narrative Details [Abstract]
Stock Repurchase Program, Authorized Amount					$ 3,500,000
Stock Repurchased and Retired During Period, Shares			40,500
Accelerated Share Repurchases, Final Price Paid Per Share			$ 37
Shares repurchased during the period, (in shares)			600	300
Shares repurchased during the period, Value			$ 17,800	$ 10,200
Shares issued during period (in shares)			1,800	1,200
Nonvested units granted			1,000
Stock-based compensation	7,900	7,100	$ 13,900	$ 14,600
Unrecognized compensation costs, options	500		500
Unrecognized compensation costs, nonvested shares and units	43,700		43,700
Common Stock [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cost of shares retired during current period			405
Additional Paid-in Capital [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cost of shares retired during current period			24,325
Retained Earnings [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cost of shares retired during current period			1,475,270
Foreign Currency Translation Adjustments [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Accumulated other comprehensive income (loss)			(6,789)	3,334
Gross losses arising during the period			(9,455)	(3,355)
Income taxes			0	0
Other comprehensive income (loss) before reclassifications, net of tax			(9,455)	(3,355)
Gross amount reclassified			0	0
Tax effect of reclassification adjustment for gains included in income			0	0
Reclassification adjustment for gains included in income			0	0
Net other comprehensive income (loss)			(9,455)	(3,355)
Accumulated other comprehensive income (loss)	(16,244)	(21)	(16,244)	(21)
Unrealized Gain (Loss) on AFS Securities [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Accumulated other comprehensive income (loss)			8,529	1,843
Gross losses arising during the period			(5,769)	7,483
Income taxes			(2,259)	2,713
Other comprehensive income (loss) before reclassifications, net of tax			(3,510)	4,770
Gross amount reclassified			(8,196)	(24)
Tax effect of reclassification adjustment for gains included in income			(3,213)	(9)
Reclassification adjustment for gains included in income			(4,983)	(15)
Net other comprehensive income (loss)			(8,493)	4,755
Accumulated other comprehensive income (loss)	$ 36	$ 6,598	$ 36	$ 6,598

Receivables (Narrative) (Detail

Receivables (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Document Fiscal Year Focus	2,016
Impaired non-accrual status term, days	60 days
Total Portfolio	$ 226,224	$ 245,216	$ 258,728
Loans to franchisees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Recorded Investment, Past Due	1,600	100	2,400
Emerald Advance lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual status loans	18,200	18,700	20,000
Term Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Receivables, net	41,100	40,300	46,400
Revolving Lines Of Credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Receivables, net	76,300	80,800	100,600
Cash Back® receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Short-term	$ 36	$ 1,300	$ 27

Receivables (Schedule Of Short-

Receivables (Schedule Of Short-Term Receivables) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	$ 148,100	$ 222,491	$ 159,451
Accounts Receivable, Gross, Noncurrent	75,275	80,867	101,805
Allowance for doubtful accounts	(53,340)	(54,527)	(51,746)
Allowance for Doubtful Accounts Receivable, Noncurrent	0	0	0
Receivables, net	94,760	167,964	107,705
Accounts Receivable, Net, Noncurrent	75,275	80,867	101,805
Loans to franchisees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	55,970	56,603	62,568
Accounts Receivable, Gross, Noncurrent	61,428	64,472	84,462
Receivables for tax preparation and related fees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	37,751	48,864	36,369
Accounts Receivable, Gross, Noncurrent	6,103	6,103	0
Cash Back® receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	901	42,680	1,955
Accounts Receivable, Gross, Noncurrent	0	0	0
Emerald Advance lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	19,373	21,908	20,073
Accounts Receivable, Gross, Noncurrent	246	1,913	2,778
Allowance for doubtful accounts	(8,230)	(7,353)
Royalties from franchisees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	9,851	8,206	10,060
Accounts Receivable, Gross, Noncurrent	0	0	0
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	24,254	44,230	28,426
Accounts Receivable, Gross, Noncurrent	$ 7,498	$ 8,379	$ 14,565

Receivables (Schedule Of Loans

Receivables (Schedule Of Loans Receivable) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	$ 148,100	$ 222,491	$ 159,451
Accounts Receivable, Gross, Noncurrent	75,275	80,867	101,805
Emerald Advance lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	19,373	21,908	20,073
Accounts Receivable, Gross, Noncurrent	246	1,913	2,778
Financing Receivable, Gross	19,619
Loans to franchisees
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	55,970	56,603	62,568
Accounts Receivable, Gross, Noncurrent	61,428	64,472	84,462
Cash Back® receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross, Current	901	42,680	1,955
Accounts Receivable, Gross, Noncurrent	$ 0	$ 0	$ 0

Receivables (Schedule Of Receiv

Receivables (Schedule Of Receivables Based On Year Of Origination) (Details) - Emerald Advance lines of credit $ in Thousands	Oct. 31, 2015USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	$ 19,619
Year Of Origination2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	6,143
Year Of Origination2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	1,391
Revolving Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Gross	$ 12,085

Receivables (Schedule Of Activi

Receivables (Schedule Of Activity In The Allowance For Doubtful Accounts) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Apr. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for doubtful accounts	$ 53,340	$ 51,746	$ 54,527
Allowance for Doubtful Accounts [Roll Forward]
Beginning balance		52,578
Provision	1,226	2,724
Charge-offs	(2,413)	(3,556)
Ending balance		51,746
Emerald Advance lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for doubtful accounts	8,230		7,353
Allowance for Doubtful Accounts [Roll Forward]
Beginning balance		7,530
Provision	877	380
Charge-offs	0	0
Ending balance		7,910
All Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for doubtful accounts	45,110		$ 47,174
Allowance for Doubtful Accounts [Roll Forward]
Beginning balance		45,048
Provision	349	2,344
Charge-offs	$ (2,413)	(3,556)
Ending balance		$ 43,836

Mortgage Loans Held For Inves41

Mortgage Loans Held For Investment And Related Assets (Narrative) (Details)	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Mortgage Loans Held For Investment And Related Assets [Line Items]
Allowance as Percent of Principal	3.30%	3.20%	3.80%

Mortgage Loans Held For Inves42

Mortgage Loans Held For Investment And Related Assets (Schedule Of Mortgage Loan Portfolio) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014	Apr. 30, 2014
Mortgage Loans Held For Investment And Related Assets [Abstract]
Adjustable-rate loans	$ 118,612	$ 130,182	$ 138,808
Adjustable-rate loans, percent of total loans	52.00%	53.00%	54.00%
Fixed-rate loans	$ 107,612	$ 115,034	$ 119,920
Fixed-rate loans, percent of Total loans	48.00%	47.00%	46.00%
Total loans	$ 226,224	$ 245,216	$ 258,728
Total loans, percent of Total loans	100.00%	100.00%	100.00%
Unamortized deferred fees and costs	$ 1,859	$ 2,008	$ 2,125
Less: Allowance for loan losses	(7,412)	(7,886)	(9,761)	$ (11,272)
Total	$ 220,671	$ 239,338	$ 251,092

Mortgage Loans Held For Inves43

Mortgage Loans Held For Investment And Related Assets (Schedule Of Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014
Loans and Leases Rollforward [Roll Forward]
Balance at beginning of the period	$ 7,886	$ 11,272
Provision	(28)	735
Recoveries	1,050	911
Charge-offs	(1,496)	(3,157)
Balance at end of the period	$ 7,412	$ 9,761

Mortgage Loans Held For Inves44

Mortgage Loans Held For Investment And Related Assets (Schedule Of Past Due Mortgage Loans) (Details) - USD ($) $ in Thousands		Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		$ 226,224	$ 245,216	$ 258,728
Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		134,036
All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		92,188
Less than 60 Days Past Due
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		12,016
Less than 60 Days Past Due | Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		8,803
Less than 60 Days Past Due | All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		3,213
60 – 89 Days Past Due
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		1,281
60 – 89 Days Past Due | Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		1,082
60 – 89 Days Past Due | All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		199
90 Days Past Due
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio	[1]	49,715
90 Days Past Due | Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio	[1]	43,608
90 Days Past Due | All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio	[1]	6,107
Total Past Due
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		63,012
Total Past Due | Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		53,493
Total Past Due | All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		9,519
Current
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		163,212
Current | Purchased From SCC
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		80,543
Current | All Other
Mortgage Loans Held For Investment And Related Assets [Line Items]
Total Portfolio		$ 82,669
[1]	We do not accrue interest on loans past due 90 days or more.

Goodwill And Intangible Asset45

Goodwill And Intangible Assets (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization	$ 17.9	$ 13.2	$ 34.5	$ 24.5
Estimated amortization, 2015	31.1		31.1
Estimated amortization, 2016	68.8		68.8
Estimated amortization, 2017	61.9		61.9
Estimated amortization, 2018	54.2		54.2
Estimated amortization, 2019	$ 42.2		$ 42.2

Goodwill And Intangible Asset46

Goodwill And Intangible Assets (Schedule Of Goodwill) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014
Goodwill [Roll Forward]
Goodwill before impairment losses, beginning balance	$ 474,128	$ 468,414
Accumulated impairment losses, beginning balance	(32,297)	(32,297)
Goodwill, beginning balance	441,831	436,117
Acquisitions	1,852	28,378
Disposals and foreign currency changes, net	1,615	313
Impairments	0	0
Goodwill before impairment losses, ending balance	474,365	496,479
Accumulated impairment losses, ending balance	(32,297)	(32,297)
Goodwill, ending balance	$ 442,068	$ 464,182

Goodwill And Intangible Asset47

Goodwill And Intangible Assets (Schedule Of Intangible Assets) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	$ 756,749	$ 688,894	$ 639,567
Accumulated Amortization	(290,525)	(256,752)	(225,522)
Net	466,224	432,142	414,045
Tax Services [Member] | Reacquired Franchise Rights [Member]
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	316,142	294,647	278,159
Accumulated Amortization	(56,731)	(46,180)	(33,721)
Net	259,411	248,467	244,438
Tax Services [Member] | Customer Relationships [Member]
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	182,137	170,851	148,407
Accumulated Amortization	(89,340)	(78,157)	(66,714)
Net	92,797	92,694	81,693
Tax Services [Member] | Software and Software Development Costs [Member]
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	123,263	118,865	110,140
Accumulated Amortization	(88,091)	(80,689)	(77,925)
Net	35,172	38,176	32,215
Tax Services [Member] | Noncompete Agreements [Member]
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	32,428	30,630	28,960
Accumulated Amortization	(24,632)	(23,666)	(22,774)
Net	7,796	6,964	6,186
Tax Services [Member] | Franchise Agreements
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	19,201	19,201	19,201
Accumulated Amortization	(8,854)	(8,214)	(7,574)
Net	10,347	10,987	11,627
Tax Services [Member] | Purchased Technology
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	54,700	54,700	54,700
Accumulated Amortization	(22,877)	(19,846)	(16,814)
Net	31,823	$ 34,854	$ 37,886
Tax Services [Member] | Other Intangible Assets [Member]
Goodwill and Intangible Assets [Line Items]
Gross Carrying Amount	28,878
Accumulated Amortization	0
Net	$ 28,878

Long-Term Debt (Details)

Long-Term Debt (Details)	Oct. 31, 2015USD ($)	Sep. 30, 2015USD ($)	Sep. 25, 2015USD ($)	Apr. 30, 2015USD ($)	Oct. 31, 2014USD ($)
Debt Instrument [Line Items]
Long-term debt	$ 1,502,746,000			$ 506,088,000	$ 506,360,000
Less: Current portion	(808,000)			(790,000)	(772,000)
Long-term debt excluding current portion	1,501,938,000			505,298,000	505,588,000
Revolving Credit Facility [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity		$ 2,000,000,000
Available increase in borrowing capacity		$ 500,000,000
Maximum quarterly debt-to-EBITDA ratio		3.50
Maximum annual debt-to-EBITDA ratio		4.50
Minimum interest coverage ratio		2.50
Swingline Loans [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity		$ 200,000,000
Standby Letters of Credit [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity		$ 100,000,000
Capital Lease Obligations [Member]
Debt Instrument [Line Items]
Long-term debt	7,835,000			8,194,000	8,607,000
Senior Notes due 2020 [Member] | Senior Notes [Member]
Debt Instrument [Line Items]
Long-term debt	647,918,000
Debt issued			$ 650,000,000
Interest rate (as a percent)			4.125%
Senior Notes due 2022 [Member] | Senior Notes [Member]
Debt Instrument [Line Items]
Long-term debt	498,034,000			$ 497,894,000	$ 497,753,000
Senior Notes due 2025 [Member] | Senior Notes [Member]
Debt Instrument [Line Items]
Long-term debt	$ 348,959,000
Debt issued			$ 350,000,000
Interest rate (as a percent)			5.25%

Fair Value Fair Value (Summary

Fair Value Fair Value (Summary Of Carrying Amounts And Estimated Fair Values Of Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Sep. 01, 2015	Apr. 30, 2015	Oct. 31, 2014	Apr. 30, 2014
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Cash & cash equivalents	$ 360,681		$ 2,007,190	$ 627,490	$ 2,185,307
Cash and cash equivalents, Estimated Fair Value	360,681		2,007,190
Cash and cash equivalents - restricted, Carrying Amount	42,781		91,972	55,543
Cash and cash equivalents - restricted, Estimated Fair Value	42,781		91,972
Receivables, net	94,760		167,964	107,705
Receivables, net - short-term, Estimated Fair Value	94,760		167,964
Mortgage loans held for investment, less allowance for loan losses of $7,412, $9,761 and $7,886	220,671		239,338	251,092
Loans Receivable, Fair Value Disclosure	180,437		190,196
Investments in available-for-sale securities, Estimated Fair Value	3,173		441,709	390,954
Accounts Receivable, Net, Noncurrent	75,275		80,867	101,805
Receivables, net - long-term, Estimated Fair Value	75,275		80,867	101,805
Total Portfolio	226,224		245,216	258,728
Deposits, Carrying Amount		$ 419,000
Deposits, Estimated Fair Value	0		737,261	452,351
Long-term Debt	1,502,746		506,088
Long-term borrowings, Estimated Fair Value	1,553,633		556,769
Contingent consideration payments, carrying amount	11,932		10,667
Contingent consideration payments, estimated fair value	11,932		10,667
Level 1
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Cash and cash equivalents, Estimated Fair Value				627,490
Cash and cash equivalents - restricted, Estimated Fair Value				55,543
Receivables, net - short-term, Estimated Fair Value				107,705
Level 3
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Loans Receivable, Fair Value Disclosure				192,411
Long-term Debt				506,360
Long-term borrowings, Estimated Fair Value				550,332
Contingent consideration payments, carrying amount				10,555
Contingent consideration payments, estimated fair value				10,555
Level 2
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Investments in available-for-sale securities, Estimated Fair Value				390,954
HRB Bank [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Deposits, Carrying Amount	$ 0		$ 744,699	$ 455,308

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Apr. 30, 2015
Income Tax Disclosure [Abstract]
Unrecognized Tax Benefits	$ 96,600	$ 112,900	$ 86,300
Unrecognized Tax Benefits, Period Increase (Decrease)	10,300	1,400
Effect of anticipated settlements of audit issues and expiring statutes of limitations	8,500
Significant Change in Unrecognized Tax Benefits is Reasonably Possible, Amount of Unrecorded Benefit	14,500
Accrued income taxes	$ 67,732	$ 147,000	$ 434,684
Effective tax rate, excluding discrete tax items	37.50%	37.80%
Effective Income Tax Rate Reconciliation, Percent	43.70%	41.00%
Net Discreet Tax Expense (Benefit)	$ (26,600)	$ (12,100)

Interest Income And Interest 51

Interest Income And Interest Expense (Schedule Of Interest Income And Expense Of Continuing Operations) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
Schedule Of Interest Income And Expense [Line Items]
Other Nonoperating Income	$ 10,505	$ 0	$ 10,938	$ 523
Interest expense on borrowings	(14,181)	(13,843)	(22,756)	(27,638)
Other income, net	(210)	(2,282)	(5,195)	(3,486)
Mortgage Loans, Net
Schedule Of Interest Income And Expense [Line Items]
Other Nonoperating Income	34	0	34	0
AFS Securities
Schedule Of Interest Income And Expense [Line Items]
Other Nonoperating Income	8,768	0	8,768	0
Other
Schedule Of Interest Income And Expense [Line Items]
Other Nonoperating Income	1,703	0	2,136	523
Borrowings
Schedule Of Interest Income And Expense [Line Items]
Interest expense on borrowings		(1,807)	(4,622)	(1,807)
Other income, net	(23)
Deposits
Schedule Of Interest Income And Expense [Line Items]
Interest Expense, Deposits		$ (475)	$ (573)	$ (1,679)
Other income, net	$ (187)

Commitments And Contingencies52

Commitments And Contingencies (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Apr. 30, 2015	Apr. 30, 2014
Commitments And Contingencies [Line Items]
Standard guarantee accrual amount	$ 6,800	$ 10,700	$ 8,400
Contingent business acquisition obligations	11,932		10,667
Lines of credit, total obligation	74,000
Remaining franchise equity lines of credit-undrawn commitment	32,900
Amounts deferred for new extended service plans issued	2,437	2,104
Deferred Revenue, Revenue Recognized	(47,028)	(40,816)
Deferred Revenue	113,578	106,525	$ 158,169	$ 145,237
Level 3
Commitments And Contingencies [Line Items]
Contingent business acquisition obligations		$ 10,555
Peace of Mind Franchise [Member]
Commitments And Contingencies [Line Items]
Amounts deferred for new extended service plans issued	200
Deferred Revenue, Revenue Recognized	(7,900)
Deferred Revenue	$ 23,900

Commitments And Contingencies53

Commitments And Contingencies (Schedule Of Deferred Revenue Related To The Peace Of Mind Program) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014
Movement in Deferred Revenue [Roll Forward]
Balance, beginning of the period	$ 158,169	$ 145,237
Amounts deferred for new extended service plans issued	2,437	2,104
Revenue recognized on previous deferrals	(47,028)	(40,816)
Balance, end of the period	$ 113,578	$ 106,525

Litigation And Related Contin54

Litigation And Related Contingencies (Details) $ in Millions	35 Months Ended
	Nov. 30, 2007securities	Oct. 31, 2015USD ($)	Apr. 30, 2015USD ($)loanlawsuit	Oct. 31, 2014USD ($)
Loss Contingencies [Line Items]
Loss Contingency Accrual		$ 6.2	$ 8.9	$ 10.3
Securitization Transactions | securities	38
SCC [Member]
Loss Contingencies [Line Items]
Original Principal Amount of Loans Securitized		14,000
SCC [Member] | Claims with Knowledge of Outstanding Principal Amount [Member]
Loss Contingencies [Line Items]
Initial principal on loans securitized			$ 4,000
MGRID LLC v. Merrill Lynch Mortgage Lending Inc [Member]
Loss Contingencies [Line Items]
Number Of Lawsuits | lawsuit			21
MGRID LLC v. Merrill Lynch Mortgage Lending Inc [Member] | SCC [Member]
Loss Contingencies [Line Items]
Loans Sold To Trust, With Claims of Breach of Contract and Indemnity | loan			159
Estimated Litigation Liability		$ 91

Loss Contingencies Arising Fr55

Loss Contingencies Arising From Representations and Warranties of Our Discontinued Mortgage Operations (Narrative) (Details) - USD ($) $ in Thousands	36 Months Ended	60 Months Ended	90 Months Ended
	Apr. 30, 2007	Apr. 30, 2013	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014	Apr. 30, 2014
Loss Contingencies [Line Items]
Percentage of fraud on originated loans	68.00%
Claims received for loans		$ 1,900,000	$ 2,600,000
Loss Contingency Accrual			6,200	$ 8,900	$ 10,300
Principal Assets of SCC			479,000
SCC [Member]
Loss Contingencies [Line Items]
Loss Contingency Accrual, Product Liability, Gross			$ 153,765	$ 149,765	$ 193,765	$ 183,765

Loss Contingencies Arising Fr56

Loss Contingencies Arising From Representations And Warranties of Our Discontinued Mortgage Operations (Details) - SCC [Member] - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014
Loss Contingency Accrual [Roll Forward]
Balance, beginning of the period	$ 149,765	$ 183,765
Provisions	4,000	10,000
Payments	0	0
Balance, end of the period	$ 153,765	$ 193,765

Segment Information (Continuing

Segment Information (Continuing Operations By Reportable Operating Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
Segment Reporting Information [Line Items]
Total revenues	$ 128,415	$ 134,628	$ 266,133	$ 268,214
LOSS FROM CONTINUING OPERATIONS BEFORE TAXES :	(237,719)	(200,573)	(424,828)	(376,389)
Tax Services [Member] | U.S. Assisted [Member]
Segment Reporting Information [Line Items]
Total revenues	36,403	31,926	63,688	57,415
Tax Services [Member] | International [Member]
Segment Reporting Information [Line Items]
Total revenues	35,340	42,831	71,058	84,287
Tax Services [Member] | U.S. Digital [Member]
Segment Reporting Information [Line Items]
Total revenues	3,469	2,892	6,648	5,824
Tax Services [Member] | Tax preparation fees [Member]
Segment Reporting Information [Line Items]
Total revenues	75,212	77,649	141,394	147,526
Tax Services [Member] | Note receivable
Segment Reporting Information [Line Items]
Total revenues	9,163	8,582	18,858	16,224
Tax Services [Member] | Refund Transfer fees [Member]
Segment Reporting Information [Line Items]
Total revenues	1,948	2,154	5,363	5,573
Tax Services [Member] | Emerald Card fees [Member]
Segment Reporting Information [Line Items]
Total revenues	9,808	11,524	25,497	25,569
Tax Services [Member] | Peace of Mind fees [Member]
Segment Reporting Information [Line Items]
Total revenues	19,325	16,563	47,028	40,816
Tax Services [Member] | Other revenue [Member]
Segment Reporting Information [Line Items]
Total revenues	$ 12,959	$ 18,156	$ 27,993	$ 32,506

Condensed Consolidating Finan58

Condensed Consolidating Financial Statements (Income Statement) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Oct. 31, 2015	Oct. 31, 2014
Condensed Financial Statements, Captions [Line Items]
Other Nonoperating Income	$ 10,505	$ 0	$ 10,938	$ 523
Total revenues	128,415	134,628	266,133	268,214
Cost of revenues	226,401	221,697	439,909	419,423
Selling, general and administrative	135,847	97,379	234,039	194,579
Total operating expenses	362,248	319,076	673,948	614,002
Interest expense on borrowings	(14,181)	(13,843)	(22,756)	(27,638)
Other income, net	(210)	(2,282)	(5,195)	(3,486)
Loss from continuing operations before income tax benefit	(237,719)	(200,573)	(424,828)	(376,389)
Income tax benefit	(95,201)	(87,346)	(185,805)	(154,311)
Net loss from continuing operations	(142,518)	(113,227)	(239,023)	(222,078)
Net loss from discontinued operations	(2,489)	1,229	(5,643)	(6,152)
Net loss	(145,007)	(111,998)	(244,666)	(228,230)
Other comprehensive income	(7,974)	1,094	(17,948)	1,400
Comprehensive loss	(152,981)	(110,904)	(262,614)	(226,830)
Block Financial Issuer [Member]
Condensed Financial Statements, Captions [Line Items]
Other Nonoperating Income	11,040	2,666	11,535	3,672
Total revenues	13,972	20,891	38,739	44,751
Cost of revenues	9,810	10,851	21,565	22,658
Selling, general and administrative	13,374	5,854	17,750	9,197
Total operating expenses	23,184	16,705	39,315	31,855
Interest expense on borrowings	(14,085)	(13,742)	(22,521)	(27,436)
Other income, net	(276)	(434)	(744)	(2,276)
Loss from continuing operations before income tax benefit	(12,533)	(7,324)	(12,306)	(13,144)
Income tax benefit	(4,047)	(7,020)	(761)	(9,663)
Net loss from continuing operations	(8,486)	(304)	(11,545)	(3,481)
Net loss from discontinued operations	(2,489)	(1,634)	(5,643)	(8,843)
Net loss	(10,975)	(1,938)	(17,188)	(12,324)
Other comprehensive income	(7,257)	4,382	(8,444)	4,261
Comprehensive loss	(18,232)	2,444	(25,632)	(8,063)
Subsidiaries [Member]
Condensed Financial Statements, Captions [Line Items]
Other Nonoperating Income	902	(239)	1,456	420
Total revenues	114,471	113,747	227,515	223,556
Cost of revenues	216,618	210,854	418,464	396,853
Selling, general and administrative	119,059	91,527	212,875	185,387
Total operating expenses	335,677	302,381	631,339	582,240
Interest expense on borrowings	(96)	(101)	(235)	(202)
Other income, net	(13,166)	(17,766)	(25,421)	(19,496)
Loss from continuing operations before income tax benefit	(233,566)	(206,740)	(428,024)	(377,962)
Income tax benefit	(88,138)	(77,671)	(180,003)	(139,232)
Net loss from continuing operations	(145,428)	(129,069)	(248,021)	(238,730)
Net loss from discontinued operations		2,863		2,691
Net loss	(145,428)	(126,206)	(248,021)	(236,039)
Other comprehensive income	(7,974)	1,094	(17,948)	1,400
Comprehensive loss	(153,402)	(125,112)	(265,969)	(234,639)
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Other Nonoperating Income	821	1,167	1,730	2,393
Selling, general and administrative	3,415		3,415
Total operating expenses	3,415		3,415
Interest expense on borrowings	0	0	0	0
Other income, net	(145,429)	(115,820)	(248,022)	(236,039)
Loss from continuing operations before income tax benefit	(148,023)	(114,653)	(249,707)	(233,646)
Income tax benefit	(3,016)	(2,655)	(5,041)	(5,416)
Net loss from continuing operations	(145,007)	(111,998)	(244,666)	(228,230)
Net loss from discontinued operations	0	0	0	0
Net loss	(145,007)	(111,998)	(244,666)	(228,230)
Other comprehensive income	(7,974)	1,094	(17,948)	1,400
Comprehensive loss	(152,981)	(110,904)	(262,614)	(226,830)
Intersegment Eliminations [Member]
Condensed Financial Statements, Captions [Line Items]
Other Nonoperating Income	(2,258)	(3,594)	(3,783)	(5,962)
Total revenues	(28)	(10)	(121)	(93)
Cost of revenues	(27)	(8)	(120)	(88)
Selling, general and administrative	(1)	(2)	(1)	(5)
Total operating expenses	(28)	(10)	(121)	(93)
Interest expense on borrowings	0	0	0	0
Other income, net	158,661	131,738	268,992	254,325
Loss from continuing operations before income tax benefit	156,403	128,144	265,209	248,363
Net loss from continuing operations	156,403	128,144	265,209	248,363
Net loss	156,403	128,144	265,209	248,363
Other comprehensive income	15,231	(5,476)	26,392	(5,661)
Comprehensive loss	$ 171,634	$ 122,668	$ 291,601	$ 242,702

Condensed Consolidating Finan59

Condensed Consolidating Financial Statements (Balance Sheets) (Details) - USD ($) $ in Thousands	Oct. 31, 2015	Apr. 30, 2015	Oct. 31, 2014	Apr. 30, 2014
Condensed Financial Statements, Captions [Line Items]
Cash & cash equivalents	$ 360,681	$ 2,007,190	$ 627,490	$ 2,185,307
Cash and cash equivalents - restricted	42,781	91,972	55,543
Receivables, net	94,760	167,964	107,705
Deferred Tax Assets, Net, Current	145,912	174,267	197,193
Prepaid expenses and other current assets	80,458	70,283	88,270
Investments in available-for-sale securities	2,116	439,625	381,180
Total current assets	726,708	2,951,301	1,457,381
Mortgage loans held for investment, net	220,671	239,338	251,092
Property and equipment, at cost, less accumulated depreciation and amortization of $563,158, $491,153 and $518,797	298,602	311,387	318,225
Intangible assets, net	466,224	432,142	414,045
Goodwill	442,068	441,831	464,182	436,117
Deferred tax assets and income taxes receivable	11,264	13,461	37,937
Amounts due from affiliates	0	0	0
Other assets	124,360	125,960	148,428
Total assets	2,289,897	4,515,420	3,091,290
Customer banking deposits		744,241	454,860
Accounts payable and accrued expenses	141,070	231,322	97,105
Accrued salaries, wages and payroll taxes	37,512	144,744	36,215
Accrued income taxes	67,732	434,684	147,000
Current portion of long-term debt	808	790	772
Accounts payable and accrued expenses	319,426	322,508	339,725
Total current liabilities	566,548	1,878,289	1,075,677
Long-term debt	1,501,938	505,298	505,588
Deferred tax liabilities and reserves for uncertain tax positions	140,539	142,586	151,951
Deferred revenue and other noncurrent liabilities	108,115	156,298	119,398
Total liabilities	2,317,140	2,682,471	1,852,614
Stockholders’ equity	(27,243)	1,832,949	1,238,676
Total liabilities and stockholders' equity	2,289,897	4,515,420	3,091,290
Block Financial Issuer [Member]
Condensed Financial Statements, Captions [Line Items]
Cash & cash equivalents	6,864	478,077	432,224	612,376
Cash and cash equivalents - restricted		45,098	5,431
Receivables, net	74,835	80,332	84,196
Deferred Tax Assets, Net, Current	82,862	77,418	101,811
Prepaid expenses and other current assets	10,046	7,771	11,760
Investments in available-for-sale securities		434,924	381,080
Total current assets	174,607	1,123,620	1,016,502
Mortgage loans held for investment, net	220,671	239,338	251,092
Property and equipment, at cost, less accumulated depreciation and amortization of $563,158, $491,153 and $518,797	186	218	157
Deferred tax assets and income taxes receivable	41,328	44,788	54,273
Amounts due from affiliates	1,334,559	134,094	10
Other assets	88,460	81,075	103,199
Total assets	1,859,811	1,623,133	1,425,233
Customer banking deposits		744,681	455,134
Accounts payable and accrued expenses	12,048	7,672	4,015
Accrued salaries, wages and payroll taxes	1,657	1,946	2,197
Accrued income taxes	51,385	49,529	47,732
Accounts payable and accrued expenses	181,519	177,063	225,247
Total current liabilities	246,609	980,891	734,325
Long-term debt	1,494,911	497,893	497,753
Deferred tax liabilities and reserves for uncertain tax positions	26,737	25,696	45,346
Deferred revenue and other noncurrent liabilities	1,204	1,783	2,131
Amounts due to affiliates			91,909
Total liabilities	1,769,461	1,506,263	1,371,464
Stockholders’ equity	90,350	116,870	53,769
Total liabilities and stockholders' equity	1,859,811	1,623,133	1,425,233
Subsidiaries [Member]
Condensed Financial Statements, Captions [Line Items]
Cash & cash equivalents	353,817	1,529,553	195,540	1,574,031
Cash and cash equivalents - restricted	42,781	46,874	50,112
Receivables, net	19,738	87,632	23,430
Deferred Tax Assets, Net, Current	63,050	96,849	95,382
Prepaid expenses and other current assets	70,412	62,512	76,510
Investments in available-for-sale securities	2,116	4,701	100
Total current assets	551,914	1,828,121	441,074
Property and equipment, at cost, less accumulated depreciation and amortization of $563,158, $491,153 and $518,797	298,416	311,169	318,068
Intangible assets, net	466,224	432,142	414,045
Goodwill	442,068	441,831	464,182
Deferred tax assets and income taxes receivable			(16,336)
Investments in subsidiaries	90,350	116,870	53,769
Amounts due from affiliates	1,128,832	1,058	92,974
Other assets	35,900	44,885	45,229
Total assets	3,013,704	3,176,076	1,813,005
Accounts payable and accrued expenses	124,717	222,546	92,147
Accrued salaries, wages and payroll taxes	35,855	142,798	34,018
Accrued income taxes	16,347	385,155	99,268
Current portion of long-term debt	808	790	772
Accounts payable and accrued expenses	137,907	145,445	114,478
Total current liabilities	315,634	896,734	340,683
Long-term debt	7,027	7,405	7,835
Deferred tax liabilities and reserves for uncertain tax positions	143,866	148,217	106,605
Deferred revenue and other noncurrent liabilities	106,911	154,515	117,267
Amounts due to affiliates	1,334,559	597,528	565,397
Total liabilities	1,907,997	1,804,399	1,137,787
Stockholders’ equity	1,105,707	1,371,677	675,218
Total liabilities and stockholders' equity	3,013,704	3,176,076	1,813,005
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Receivables, net	187		79
Total current assets	187		79
Investments in subsidiaries	1,105,707	1,371,677	675,218
Amounts due from affiliates		463,434	565,387
Total assets	1,105,894	1,835,111	1,240,684
Accounts payable and accrued expenses	4,305	1,104	943
Total current liabilities	4,305	1,104	943
Amounts due to affiliates	1,128,832	1,058	1,065
Total liabilities	1,133,137	2,162	2,008
Stockholders’ equity	(27,243)	1,832,949	1,238,676
Total liabilities and stockholders' equity	1,105,894	1,835,111	1,240,684
Intersegment Eliminations [Member]
Condensed Financial Statements, Captions [Line Items]
Cash & cash equivalents		(440)	(274)	$ (1,100)
Total current assets		(440)	(274)
Deferred tax assets and income taxes receivable	(30,064)	(31,327)
Investments in subsidiaries	(1,196,057)	(1,488,547)	(728,987)
Amounts due from affiliates	(2,463,391)	(598,586)	(658,371)
Other assets	0
Total assets	(3,689,512)	(2,118,900)	(1,387,632)
Customer banking deposits		(440)	(274)
Total current liabilities		(440)	(274)
Deferred tax liabilities and reserves for uncertain tax positions	(30,064)	(31,327)
Amounts due to affiliates	(2,463,391)	(598,586)	(658,371)
Total liabilities	(2,493,455)	(630,353)	(658,645)
Stockholders’ equity	(1,196,057)	(1,488,547)	(728,987)
Total liabilities and stockholders' equity	$ (3,689,512)	$ (2,118,900)	$ (1,387,632)

Condensed Consolidating Finan60

Condensed Consolidating Financial Statements (Cash Flows) (Details) - USD ($) $ in Thousands	6 Months Ended
	Oct. 31, 2015	Oct. 31, 2014	Apr. 30, 2015	Apr. 30, 2014
Condensed Financial Statements, Captions [Line Items]
Net cash provided by (used in) operating activities:	$ (602,713)	$ (627,577)
Sales, maturities of and payments received on AFS securities	434,261	49,013
Principal payments on mortgage loans held for investment, net	17,006	13,451
Capital expenditures	(38,779)	(70,927)
Payments made for business acquisitions, net of cash acquired	(61,846)	(94,230)
Loans made to franchisees	(10,281)	(18,251)
Repayments from franchisees	17,473	29,637
Other, net	7,246	10,585
Net cash provided by (used in) investing activities	365,080	(80,722)
Repayments of long-term debt	0	(400,000)
Proceeds from issuance of long-term debt	996,831	0
Customer banking deposits, net	(326,705)	(316,269)
Transfer of bank deposits	(419,028)	0
Dividends paid	(110,338)	(109,871)
Repurchase of common stock, including shares surrendered	(1,517,786)	(10,247)
Proceeds from exercise of stock options	16,875	14,477
Other, net	(37,820)	(23,392)
Net cash used in financing activities	(1,397,971)	(845,302)
Effects of exchange rates on cash	(10,905)	(4,216)
Net decrease in cash and cash equivalents	(1,646,509)	(1,557,817)
Cash & cash equivalents	360,681	627,490	$ 2,007,190	$ 2,185,307
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Dividends paid	(110,338)	(109,871)
Repurchase of common stock, including shares surrendered	(1,517,786)	(10,247)
Proceeds from exercise of stock options	16,875	14,477
Intercompany borrowings	1,611,564	105,641
Other, net	(315)
Block Financial Issuer [Member]
Condensed Financial Statements, Captions [Line Items]
Net cash provided by (used in) operating activities:	36,078	55,612
Sales, maturities of and payments received on AFS securities	430,460	49,013
Principal payments on mortgage loans held for investment, net	17,006	13,451
Capital expenditures	(20)	(119)
Loans made to franchisees	(10,206)	(18,180)
Repayments from franchisees	17,301	29,404
Intercompany payments/investments in subsidiaries	(1,200,465)	400,000
Other, net	4,854	4,372
Net cash provided by (used in) investing activities	(741,070)	477,941
Repayments of long-term debt		(400,000)
Proceeds from issuance of long-term debt	996,831
Customer banking deposits, net	(327,145)	(317,095)
Transfer of bank deposits	(419,028)
Intercompany borrowings		3,390
Other, net	(16,879)
Net cash used in financing activities	233,779	(713,705)
Net decrease in cash and cash equivalents	(471,213)	(180,152)
Cash & cash equivalents	6,864	432,224	478,077	612,376
Subsidiaries [Member]
Condensed Financial Statements, Captions [Line Items]
Net cash provided by (used in) operating activities:	(638,791)	(683,189)
Sales, maturities of and payments received on AFS securities	3,801
Capital expenditures	(38,759)	(70,808)
Payments made for business acquisitions, net of cash acquired	(61,846)	(94,230)
Loans made to franchisees	(75)	(71)
Repayments from franchisees	172	233
Intercompany payments/investments in subsidiaries	(1,611,564)	(109,031)
Other, net	2,392	6,213
Net cash provided by (used in) investing activities	(1,705,879)	(267,694)
Intercompany borrowings	1,200,465	(400,000)
Other, net	(20,626)	(23,392)
Net cash used in financing activities	1,179,839	(423,392)
Effects of exchange rates on cash	(10,905)	(4,216)
Net decrease in cash and cash equivalents	(1,175,736)	(1,378,491)
Cash & cash equivalents	353,817	195,540	1,529,553	1,574,031
Intersegment Eliminations [Member]
Condensed Financial Statements, Captions [Line Items]
Intercompany payments/investments in subsidiaries	2,812,029	(290,969)
Net cash provided by (used in) investing activities	2,812,029	(290,969)
Customer banking deposits, net	440	826
Intercompany borrowings	(2,812,029)	290,969
Net cash used in financing activities	(2,811,589)	291,795
Net decrease in cash and cash equivalents	$ 440	826
Cash & cash equivalents		$ (274)	$ (440)	$ (1,100)