Assurant (AIZ) 10-Q2010 Q1 Quarterly report

Filed: 5 May 10, 12:00am

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Avg

New words: added, adding, admitting, age, ago, arose, assigned, begun, block, Canadian, Cap, carefully, Chase, complaint, consented, CPI, customer, denominated, denying, derivative, derived, Education, enacted, energy, enjoining, enterprise, entry, equipment, Europe, European, factor, forward, free, guaranty, heavily, important, imposing, inflation, intensified, JP, jury, lapsation, law, legislation, lifetime, light, low, metric, misrepresented, Morgan, narrow, notional, Obama, omitted, open, Patient, peak, penalty, permanently, platform, PPACA, precise, prohibition, promulgated, quantify, rebate, Reconciliation, refund, rental, rescind, reshape, reshaping, resumed, SCI, sequential, Shenandoah, sluggish, solid, spending, streamline, strike, struggling, sublimit, subprime, sweeping, syndicate, syndicated, tangible, theFair, thereunder, tighten, traction, unearned, unusually, vendor, verdict, vigilant, world, worldwide

Removed: accrete, accrual, acquirer, Actuary, Adam, agency, aggressively, alleging, alternative, amendment, amortize, assert, assisting, assumption, auto, avoid, avoidance, bankruptcy, bar, bring, Bruce, Camacho, ceding, charge, closed, collection, combination, commitment, complying, comprise, consistency, consultant, cooperating, corroborated, counsel, cyclical, Dan, death, declared, deconsolidation, delayed, deposit, discontinue, disputed, document, dollar, employment, enforcement, environmental, evidence, expansion, expired, extensive, FAS, fee, FFG, finalized, Folse, force, formal, formula, FSB, Gustav, hedge, Ike, immaterial, imply, increasingly, incur, injunctive, inquiry, installment, investigate, Investor, kind, Lamnin, learned, leave, Lehman, long, LTC, marketing, Michael, misrepresentation, mitigation, noncontrolling, notice, OCI, opportunity, opposed, ownership, parent, participating, participation, perform, Philip, Pollock, Poor, postretirement, potentially, premier, preventing, production, public, publicity, qualify, reach, reached, receipt, recipient, reclassify, recommend, recommendation, recommending, redemption, referred, regional, reimbursement, reinstate, reinstated, reinsurer, relation, relief, renewed, request, residual, resign, resigned, resolution, respond, restate, retail, retained, retrospectively, revised, RMS, Robert, sale, scope, seek, seeking, separately, serving, side, Steinman, strategic, targeting, terminated, transferred, treatment, unanimously, undertook, undistributed, universal, unvested, upfront, verbal, Vice, virtually, volume, voted, work, worked

Search this filing

Filing tables

Export all tables to Excel

Filing exhibits

Related press release

AIZ similar filings

Filing view

Default size S M L
Default font Times Arial

External links

Share this filing

EXHIBIT 12.1

ASSURANT, INC.

COMPUTATION OF RATIO OF CONSOLIDATED EARNINGS TO FIXED CHARGES

(in millions of U.S. dollars except for ratio amounts)


	2005		2006		2007		2008		2009		March 31, 2010
Income before income taxes	$	655.6	$	1,095.7	$	1,011.0	$	563.3	$	709.6	$	248.4
Fixed charges		72.9		74.6		73.9		73.1		74.6		18.3

Income as adjusted	$	728.5	$	1,170.3	$	1,084.9	$	636.4	$	784.2	$	266.7
Fixed charges:
Interest expense, including discount amortization and preferred stock dividends (1)	$	61.3	$	61.2	$	61.2	$	61.0	$	60.7	$	15.2
Portion of rents representative of an appropriate interest factor		11.6		13.4		12.7		12.1		13.9		3.1

Total fixed charges	$	72.9	$	74.6	$	73.9	$	73.1	$	74.6	$	18.3

Ratio of consolidated earnings to fixed charges		9.99		15.69		14.67		8.70		10.51		14.57

⁽¹⁾	Preferred stock issued is recorded as a liability, thus the corresponding dividend is recorded as interest expense