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EXHIBIT 12.1
ASSURANT, INC.
COMPUTATION OF RATIO OF CONSOLIDATED EARNINGS TO FIXED CHARGES
(in millions of U.S. dollars except for ratio amounts)
March 31, 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | ||||||||||||||||||
Income before income taxes | $ | 136.5 | $ | 444.5 | $ | 848.6 | $ | 201.2 | $ | 744.1 | $ | 789.7 | |||||||||||
Fixed charges | 23.7 | 57.4 | 66.5 | 65.7 | 68.5 | 86.8 | |||||||||||||||||
Income as adjusted | $ | 160.2 | $ | 501.9 | $ | 915.1 | $ | 266.9 | $ | 812.6 | $ | 876.5 | |||||||||||
Fixed charges: | |||||||||||||||||||||||
Interest expense, including discount amortization | $ | 21.5 | $ | 49.5 | $ | 57.6 | $ | 55.1 | $ | 58.4 | $ | 77.7 | |||||||||||
Portion of rents representative of an appropriate interest factor | 2.2 | 7.9 | 8.9 | 10.6 | 10.1 | 9.1 | |||||||||||||||||
Total fixed charges | $ | 23.7 | $ | 57.4 | $ | 66.5 | $ | 65.7 | $ | 68.5 | $ | 86.8 | |||||||||||
Ratio of consolidated earnings to fixed charges | 6.76 | 8.74 | 13.76 | 4.06 | 11.86 | 10.10 |