Certification
I, Ralene Ruyle, certify that:
1.
I have reviewed the annual report on Form 10-K, 10-K/A, and all reports on Form 8-K containing
distribution or servicing reports filed in respect of periods included in the year covered by this
annual report, of Bear Stearns Asset Backed Securities, Inc., Bear Stearns Asset Backed
Securities Trust 2003-HE1, Asset-Backed Certificates, Series 2003-HE1;
2.
Based on my knowledge, the information in these reports, taken as a whole, does not contain any
untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading as of
the last day of the period covered by this annual report;
3.
Based on my knowledge, the distribution or servicing information required to be provided to the
trustee by the servicer under the pooling and servicing, or similar, agreement, for inclusion in
these reports is included in these reports;
4.
Based on my knowledge and upon the annual compliance statement included in the report and
required to be delivered to the trustee in accordance with the terms of the pooling and servicing, or
similar, agreement, and except as disclosed in the reports, the servicer has fulfilled its obligations
under the servicing agreement; and
5.
The reports disclose all significant deficiencies relating to the servicer's compliance with the
minimum servicing standards based upon the report provided by an independent public
accountant, after conducting a review in compliance with the Uniform Single Attestation Program
for Mortgage Bankers or similar procedure, as set forth in the pooling and servicing, or similar,
agreement, that is included in these reports;
In giving the certifications above, I have reasonably relied on information provided to me by the following
unaffiliated parties: LaSalle Bank National Association, as Trustee.
EMC Mortgage Corporation, as Master Servicer
By: /s/ Ralene Ruyle
Ralene Ruyle
Chief Executive Officer and President
Date: March 29, 2005