Bank of the James Financial (BOTJ) 10-Q 7 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 07, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'BANK OF THE JAMES FINANCIAL GROUP INC	'
Entity Central Index Key	'0001275101	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	3,364,874

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
Assets	'	'
Cash and due from banks	$14,850,000	$16,671,000
Securities held-to-maturity (fair value of $2,702 in 2014 and $3,740 in 2013)	2,530,000	3,537,000
Securities available-for-sale, at fair value	33,940,000	46,091,000
Restricted stock, at cost	1,289,000	1,428,000
Loans, net of allowance for loan losses of $4,874 in 2014 and $5,186 in 2013	373,390,000	339,994,000
Loans held for sale	2,003,000	1,921,000
Premises and equipment, net	8,177,000	8,408,000
Software, net	384,000	268,000
Interest receivable	1,219,000	1,360,000
Cash value - bank owned life insurance	9,443,000	9,230,000
Other real estate owned, net of valuation allowance	1,160,000	1,451,000
Income taxes receivable	415,000	448,000
Deferred tax asset, net	1,836,000	2,628,000
Other assets	1,050,000	1,076,000
Total assets	451,686,000	434,511,000
Deposits	'	'
Noninterest bearing demand	77,507,000	63,256,000
NOW, money market and savings	224,257,000	226,709,000
Time	97,067,000	97,433,000
Total deposits	398,831,000	387,398,000
Federal funds purchased	5,976,000	4,108,000
FHLB borrowings	2,000,000	2,000,000
Capital notes	10,000,000	10,000,000
Interest payable	58,000	65,000
Other liabilities	1,385,000	1,168,000
Total liabilities	418,250,000	404,739,000
Stockholders' equity	'	'
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,364,874 as of September 30, 2014 and December 31, 2013	7,201,000	7,201,000
Preferred stock; authorized 1,000,000 shares; 0 issued and outstanding as of September 30, 2014 and December 31, 2013	'	'
Additional paid-in-capital	22,868,000	22,868,000
Accumulated other comprehensive income (loss)	-883,000	-2,421,000
Retained earnings	4,250,000	2,124,000
Total stockholders' equity	33,436,000	29,772,000
Total liabilities and stockholders' equity	$451,686,000	$434,511,000

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Securities held-to-maturity	$2,702	$3,740
Loans, allowance for loan losses	$4,874	$5,186
Common stock, par value	$2.14	$2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,364,874	3,364,874
Common stock, shares outstanding	3,364,874	3,364,874
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income	'	'	'	'
Loans	$4,453	$4,213	$12,909	$12,575
Securities	'	'	'	'
US Government and agency obligations	172	182	526	544
Mortgage backed securities	13	25	71	39
Municipals	71	124	291	417
Dividends	5	4	37	34
Other (Corporates)	8	16	34	44
Federal Funds sold	4	9	13	24
Total interest income	4,726	4,573	13,881	13,677
Deposits	'	'	'	'
NOW, money market savings	125	121	364	369
Time Deposits	281	316	879	956
Federal Funds purchased	2	'	4	'
FHLB borrowings	19	19	57	57
Reverse repurchase agreements	'	'	1	'
Capital notes	150	150	450	450
Total interest expense	577	606	1,755	1,832
Net interest income	4,149	3,967	12,126	11,845
Provision for loan losses	'	'	55	290
Net interest income after provision for loan losses	4,149	3,967	12,071	11,555
Other Operating Income	'	'	'	'
Mortgage fee income	518	295	1,214	954
Service charges, fees and commissions	322	351	1,036	979
Increase in cash value of life insurance	70	75	213	226
Other	13	37	54	74
Gain on sale of available-for-sale securities, net	6	11	86	405
Total other operating income	929	769	2,603	2,638
Other operating expenses	'	'	'	'
Salaries and employee benefits	1,978	1,755	5,767	5,257
Occupancy	287	302	912	892
Equipment	322	259	937	760
Supplies	92	84	294	267
Professional, data processing, and other outside expense	593	582	1,768	1,712
Marketing	113	93	342	274
Credit expense	80	55	167	174
Other real estate expenses	9	60	166	400
FDIC insurance expense	77	143	184	430
Other	188	235	568	604
Total other operating expenses	3,739	3,568	11,105	10,770
Income before income taxes	1,339	1,168	3,569	3,423
Income tax expense	425	355	1,107	1,025
Net Income	$914	$813	$2,462	$2,398
Weighted average shares outstanding - basic	3,364,874	3,352,725	3,364,874	3,352,725
Weighted average shares outstanding- diluted	3,364,874	3,356,874	3,364,874	3,354,290
Income per common share - basic	$0.27	$0.24	$0.73	$0.72
Income per common share - diluted	$0.27	$0.24	$0.73	$0.71

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (Loss) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Consolidated Statements Of Comprehensive Income (Loss) [Abstract]	'		'		'		'
Net Income	$914		$813		$2,462		$2,398
Other comprehensive income (loss):	'		'		'		'
Unrealized gains (losses) on securities available-for-sale net of deferred taxes of $33 and $(319) for the three month periods and $821 and $(1,290) for the nine month periods ended September 30, 2014 and 2013 respectively.	61		-621		1,595		-2,506
Reclassification adjustment for (gains) included in net income, net of taxes of $(2) and $(4) for the three month periods and $(29) and $(138) for the nine month periods ended September 30, 2014 and 2013 respectively	-4	[1]	-7	[1]	-57	[1]	-267	[1]
Other comprehensive income (loss), net of tax	57		-628		1,538		-2,773
Comprehensive income (loss)	$971		$185		$4,000		($375)
[1]	Gains are included in net bgain on sale of available-for-sale securitiesb on the consolidated statements of income.

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Loss) (Parenthetical) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Consolidated Statements Of Comprehensive Income (Loss) [Abstract]	'		'		'		'
Unrealized (losses) gains on securities available-for-sale, deferred tax	$33		($319)		$821		($1,290)
Reclassification adjustment for gains (loss) included in net income, tax	($2)	[1]	($4)	[1]	($29)	[1]	($138)	[1]
[1]	The tax effect on these reclassifications is reflected in bincome tax expenseb on the consolidated statements of income.

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Cash flows from operating activities	'	'	'
Net Income	$2,462	$2,398	'
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Depreciation	546	521	'
Net amortization and accretion of premiums and discounts on securities	199	260	'
(Gain) on sale of available for sale securities	-86	-405	'
(Gain) on sale of assets	-3	'	'
Provision for loan losses	55	290	540
(Gain) loss on sale of other real estate owned	-1	40	'
Impairment of other real estate owned	178	304	'
(Increase) decrease in loans held-for-sale	-82	105	'
(Increase) in cash value of life insurance	-213	-226	'
Decrease in interest receivable	141	248	'
Decrease in other assets	26	204	'
Decrease in income taxes receivable	33	2	'
(Decrease) in interest payable	-7	-3	'
Increase in other liabilities	217	256	'
Net cash provided by operating activities	3,465	3,994	'
Cash flows from investing activities	'	'	'
Purchases of securities held to maturity	'	-485	'
Proceeds from maturities and calls of securities held to maturity	1,000	'	'
Purchases of securities available for sale	-3,139	-25,162	'
Proceeds from maturities, calls and paydowns of securities available-for-sale	120	2,188	'
Proceeds from sale of securities available for sale	17,394	22,418	'
Redemption of Federal Home Loan Bank stock	139	110	'
Proceeds from sale of other real estate owned	318	777	'
Origination of loans, net of principal collected	-33,655	-11,550	'
Proceeds from sale of fixed assets	3	'	'
Purchases of premises and equipment	-431	-616	'
Net cash (used in) investing activities	-18,251	-12,320	'
Cash flows from financing activities	'	'	'
Net increase (decrease) in deposits	11,433	-5,887	'
Net increase in federal funds purchased	1,868	'	'
Dividends paid to common stockholders	-336	'	'
Net cash provided by (used in) financing activities	12,965	-5,887	'
(Decrease) in cash and cash equivalents	-1,821	-14,213	'
Cash and cash equivalents at beginning of period	16,671	40,998	40,998
Cash and cash equivalents at end of period	14,850	26,785	16,671
Non cash transactions	'	'	'
Transfer of loans to foreclosed assets	459	710	'
Portion of foreclosed assets financed	255	347	'
Fair value adjustment for securities	2,330	-4,201	'
Cash transactions	'	'	'
Cash paid for interest	1,762	1,835	'
Cash paid for taxes	$1,075	$1,023	'

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2012	$7,175	$22,806	($936)	$568	$29,613
Balance, shares at Dec. 31, 2012	3,352,725	'	'	'	'
Net Income	'	'	2,398	'	2,398
Other Comprehensive Income (Loss)	'	'	'	-2,773	-2,773
Balance at Sep. 30, 2013	7,175	22,806	1,462	-2,205	29,238
Balance, shares at Sep. 30, 2013	3,352,725	'	'	'	'
Balance at Dec. 31, 2013	7,201	22,868	2,124	-2,421	29,772
Balance, shares at Dec. 31, 2013	3,364,874	'	'	'	'
Net Income	'	'	2,462	'	2,462
Dividends paid on common stock (total of $0.10 per share year-to-date)	'	'	-336	'	-336
Other Comprehensive Income (Loss)	'	'	'	1,538	1,538
Balance at Sep. 30, 2014	$7,201	$22,868	$4,250	($883)	$33,436
Balance, shares at Sep. 30, 2014	3,364,874	'	'	'	'

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2014
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]	'
Dividend paid on common stock, per share	$0.10

Basis_Of_Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2014
Basis Of Presentation [Abstract]	'
Basis Of Presentation	'
	Note 1 – Basis of Presentation
	The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (“Financial” or the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission. In management’s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of and for the three and nine months ended September 30, 2014 and 2013 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial’s Annual Report on Form 10-K for the year ended December 31, 2013.  These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 2013 included in Financial’s Annual Report on Form 10-K. Results for the three and nine month periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.
	The Company’s primary market area consists of the area commonly referred to as Region 2000 which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the Town of Bedford, Bedford County, Campbell County, and the City of Lynchburg.
	Financial’s critical accounting policy relates to the evaluation of the allowance for loan losses which is based on management’s opinion of an amount that is adequate to absorb loss in the existing loan portfolio of Bank of the James (the “Bank”), Financial’s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of the loan portfolio, historical loan losses, specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank’s allowance for loan losses could result in material changes in Financial’s financial condition and results of operations. The Bank’s policies with respect to the methodology for determining the allowance for loan losses involve a higher degree of complexity and require management to make subjective judgments that often require assumptions or estimates about uncertain matters. These critical policies and their assumptions are periodically reviewed with the Board of Directors.

Use_Of_Estimates

Use Of Estimates	9 Months Ended
	Sep. 30, 2014
Use Of Estimates [Abstract]	'
Use Of Estimates	'
	Note 2 – Use of Estimates
	The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	Note 3 – Earnings Per Share
	Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended and Restated Stock Option Plan of 1999 Financial (the “1999 Plan”) are considered in calculating dilutive earnings per share.  The following is a summary of the earnings per share calculation for the three and nine months ended September 30, 2014 and 2013.
	Note 3 – Earnings Per Share (continued)
		Three Months Ended				Year to date
		September 30,				September 30,
		2014		2013		2014	2013
	Net income	$        914,000		$        813,000		$     2,462,000	$     2,398,000
	Weighted average number of shares	3,364,874		3,352,725		3,364,874	3,352,725
	Options affect of incremental shares	-		4,149		-	1,565
	Weighted average diluted shares	3,364,874		3,356,874		3,364,874	3,354,290
	Basic EPS (weighted avg shares)	$              0.27		$              0.24		$              0.73	$              0.72
	Diluted EPS (Including Option Shares)	$              0.27		$              0.24		$              0.73	$              0.71
	The following table sets forth the incremental shares associated with option shares that were not included in calculating the diluted earnings because their effect was anti-dilutive:
		Three months ended		Nine months ended
		September 30,		September 30,
		2014	2013	2014	2013
	Incremental shares excluded from calculating diluted EPS because their effect was anti-dilutive	110,147	113,294	110,645	168,069

Stock_Based_Compensation

Stock Based Compensation	9 Months Ended
	Sep. 30, 2014
Stock Based Compensation [Abstract]	'
Stock Based Compensation	'
	Note 4 – Stock Based Compensation
	Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant.
	Note 4 – Stock Based Compensation (continued)
	Stock option plan activity for the nine months ended September 30, 2014 is summarized below:
				Weighted
			Weighted	Average
			Average	Remaining	Average
			Exercise	Contractual	Intrinsic
		Shares	Price	Life (in years)	Value
	Options outstanding, January 1, 2014	111,371	$      10.73
	Granted	-	-
	Exercised	-	-
	Forfeited	-1,224	10.23
	Options outstanding, September 30, 2014	110,147	10.74	0.8	$              -
	Options exercisable, September 30, 2014	110,147	$      10.74	0.8	$              -
	Intrinsic value is calculated by subtracting the exercise price of option shares from the market price of underlying shares as of September 30, 2014 and multiplying that amount by the number of options outstanding.  No intrinsic value exists where the exercise price is greater than the market price on a given date.
	All compensation expense related to the foregoing stock option plan has been recognized.  The Company’s ability to grant additional options shares under the 1999 Plan has expired.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 5 – Fair Value Measurements
	Determination of Fair Value
	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
	The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.
	Note 5 – Fair Value Measurements (continued)
	Fair Value Hierarchy
	In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.
		·		Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.
		·		Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.
		·		Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement.
	Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy:
	Securities
	Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow.
	Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities.
	The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period.
	Note 5 – Fair Value Measurements (continued)
				Carrying Value at September 30, 2014
	Description	Balance as of		Quoted Prices		Significant		Significant
		September 30,		in Active		Other		Unobservable
		2014		Markets for		Observable		Inputs
				Identical Assets		Inputs		(Level 3)
				(Level 1)		(Level 2)
	US Treasuries	$		$       -		$		$       -
		3,797				3,797
	US agency obligations	17,789		-		17,789		-
	Mortgage-backed securities	1,951		-		1,951		-
	Municipals	8,403		-		8,403		-
	Other (corporates)	2,000		-		2,000		-
	Total available-for-sale securities	$		$       -		$		$       -
		33,940				33,940
				Carrying Value at December 31, 2013
	Description	Balance as of		Quoted Prices		Significant		Significant
		December 31,		in Active		Other		Unobservable
		2013		Markets for		Observable		Inputs
				Identical Assets		Inputs		(Level 3)
				(Level 1)		(Level 2)
	US Treasuries	$		$       -		$		$       -
		3,611				3,611
	US agency obligations	20,108		-		20,108		-
	Mortgage-backed securities	5,311		-		5,311		-
	Municipals	15,138		-		15,138		-
	Other (corporates)	1,923		-		1,923		-
	Total available-for-sale securities	$		$       -		$		$       -
		46,091				46,091
	Impaired loans
	Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over one year old, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income.
	Note 5 – Fair Value Measurements (continued)
	Loans held for sale
	Loans held for sale are carried at estimated fair value.  These loans currently consist of one-to-four family residential loans originated for sale in the secondary market.  Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2).  As such, the Company records fair value adjustments on a nonrecurring basis.  No nonrecurring fair value adjustments were recorded on loans held for sale during the period ended September 30, 2014.  Gains and losses on the sale of loans are recorded within mortgage fee income on the Consolidated Statements of Income.
	Other real estate owned
	Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell.  We believe that the fair value component in its valuation follows the provisions of ASC 820.
	Real estate acquired through foreclosure is transferred to OREO. The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data.
	Any fair value adjustments are recorded in the period incurred and expensed against current earnings.  The carrying values of all OREO properties are considered to be Level 3.
	The following table summarizes the Company’s impaired loans, loans held for sale, and OREO measured at fair value on a nonrecurring basis during the period (in thousands).
			Carrying Value at September 30, 2014
	Description	Balance as of September 30, 2014	Quoted Prices in Active Markets for Identical Assets (Level 1)	Significant Other Observable Inputs (Level 2)	Significant Unobservable Inputs (Level 3)
	Impaired loans*	$	$     -	$          -	$
		4,842			4,842
	Loans held for sale	2,003	-	2,003	-
	Other real estate owned	1,160	-	-	1,160
	*  Includes loans charged down during the quarter to the net realizable value of the collateral.
			Carrying Value at December 31, 2013
	Description	Balance as of December 31, 2013	Quoted Prices in Active Markets for Identical Assets (Level 1)	Significant Other Observable Inputs (Level 2)	Significant Unobservable Inputs (Level 3)
Impaired loans*	$	$      -	$       -	$
	4,307			4,307
Loans held for sale	1,921	-	1,921	-
Other real estate owned	1,451	-	-	1,451
*  Includes loans charged down during the quarter to the net realizable value of the collateral.
Note 5 – Fair Value Measurements (continued)
The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3:
	Quantitative information about Level 3 Fair Value Measurements for September 30, 2014
	(dollars in thousands)
	Fair Value		Valuation Technique(s)	Unobservable Input	Range (Weighted Average)
Assets
Impaired loans	$		Discounted appraised value	Selling cost	5% - 10% (6%)
	4,842
				Discount for lack of marketability and age of appraisal	0% - 25% (15%)
OREO	1,160		Discounted appraised value	Selling cost	5% - 10% (6%)
				Discount for lack of marketability and age of appraisal	0% - 25% (15%)
Financial Instruments
Cash, cash equivalents and Federal Funds sold
The carrying amounts of cash and short-term instruments approximate fair values.
Loans
For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of impaired loans are estimated as described above.  The carrying values of all loans are considered to be Level 3.
Bank Owned Life Insurance (BOLI)
The carrying amount approximates fair value.  The carrying values of all BOLI is considered to be Level 2.
Note 5 – Fair Value Measurements (continued)
Deposits
Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.  The carrying values of all deposits are considered to be Level 2.
FHLB borrowings
The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements.  The carrying values of all FHLB borrowings are considered to be Level 2.
Short-term borrowings
The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value.  The carrying values of all short term borrowings are considered to be Level 2.
Capital notes
Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics.  The carrying values of all capital notes are considered to be Level 2.
Accrued interest
The carrying amounts of accrued interest approximate fair value.  The carrying values of all accrued interest is considered to be Level 2.
Off-balance sheet credit-related instruments
Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.  Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at September 30, 2014 and December 31, 2013 and therefore are not included in the table below.
Note 5 – Fair Value Measurements (continued)
The estimated fair values, and related carrying or notional amounts, of Financial’s financial instruments are as follows (in thousands):
			Fair Value Measurements at September 30, 2014 using
				Quoted Prices		Significant
				in Active		Other		Significant
				Markets for		Observable		Unobservable
	Carrying			Identical Assets		Inputs		Inputs
Assets	Amounts			(Level 1)		(Level 2)		(Level 3)		Balance
Cash and due from banks	$			$		$      -		$      -		$
	14,850			14,850						14,850
Securities
Available-for-sale	33,940			-		33,940		-		33,940
Held-to-maturity	2,530			-		2,702		-		2,702
Loans, net	373,390			-		-		378,841		378,841
Loans held for sale	2,003			-		2,003		-		2,003
Interest receivable	1,219			-		1,219		-		1,219
BOLI	9,443			-		9,443		-		9,443
Liabilities
Deposits	$			$      -		$		$      -		$
	398,831					400,006				400,006
FHLB borrowings	2,000			-		2,009		-		2,009
Federal funds purchased	5,976			5,976		-		-		5,976
Capital notes	10,000			-		10,045		-		10,045
Interest payable	58			-		58		-		58
			Fair Value Measurements at December 31, 2013 using
			Quoted Prices		Significant
			in Active		Other		Significant
			Markets for		Observable		Unobservable
	Carrying		Identical Assets		Inputs		Inputs
Assets	Amounts		(Level 1)		(Level 2)		(Level 3)		Balance
Cash and due from banks	$		$		$      -		$      -		$
	16,671		16,671						16,671
Securities
Available-for-sale	46,091		-		46,091		-		46,091
Held-to-maturity	3,537		-		3,740		-		3,740
Loans, net	339,994		-		-		346,658		346,658
Loans held for sale	1,921		-		1,921		-		1,921
Interest receivable	1,360		-		1,360		-		1,360
BOLI	9,230		-		9,230		-		9,230
Liabilities
Deposits	$		$      -		$		$      -		$
	387,398				388,363				388,363
FHLB borrowings	2,000		-		2,018		-		2,018
Federal funds purchased	4,108		4,108		-		-		4,108
Capital notes	10,000		-		10,091		-		10,091
Interest payable	65		-		65		-		65
Note 5 – Fair Value Measurements (continued)
Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time Financial’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of Financial’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.
Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial’s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to Financial. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest  rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment.
Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate Financial’s overall interest rate risk.

Capital_Notes

Capital Notes	9 Months Ended
	Sep. 30, 2014
Capital Notes [Abstract]	'
Capital Notes	'
	Note 6  – Capital Notes
	During the third quarter of 2012, Financial closed the private placement of unregistered debt securities (the “2012 Offering”) pursuant to which Financial issued $10,000,000 in principal of notes (the “2012 Notes”).    The 2012 Notes have not been and will not be registered under the Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.  The 2012 Notes bear interest at the rate of 6% per year with interest payable quarterly in arrears.  The notes mature on April 1, 2017, but are subject to prepayment in whole or in part on or after April 1, 2013 at Financial’s sole discretion on 30 days written notice to the holders.  Financial used $7,000,000 of the proceeds from the 2012 Offering in April 2012 to pay, on maturity, the principal due on notes issued in 2009.

Investments

Investments	9 Months Ended
	Sep. 30, 2014
Investments [Abstract]	'
Investments	'
	Note 7 - Investments
	The following tables summarize the Bank’s holdings for both securities held-to-maturity and securities available-for-sale as of September 30, 2014 and December 31, 2013 (amounts in thousands):
			30-Sep-14
		Amortized	Gross Unrealized		Fair Value
		Costs	Gains	(Losses)
	Held-to-Maturity
	US agency obligations	$	$	$      -	$
		2,530	172		2,702
	Available-for-Sale
	US Treasuries	$	$     -	$	$
		3,914		-117	3,797
	US agency obligations	18,859	-	-1,070	17,789
	Mortgage-backed securities	2,043	-	-92	1,951
	Municipals	8,425	109	-131	8,403
	Other (corporates)	2,035	-	-35	2,000
		$	$	$	$
		35,276	109	-1,445	33,940
			31-Dec-13
		Amortized	Gross Unrealized		Fair Value
		Costs	Gains	(Losses)
	Held-to-Maturity
	US agency obligations	$	$	$         -	$
		3,537	203		3,740
	Available-for-Sale
	US Treasuries	$	$          -	$	$
		3,907		-296	3,611
	US agency obligations	22,544	-	-2,436	20,108
	Mortgage-backed securities	5,450	11	-150	5,311
	Municipals	15,845	35	-742	15,138
	Other (corporates)	2,011	-	-88	1,923
		$	$	$	$
		49,757	46	-3,712	46,091
	Note 7 – Investments (continued)
	The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2014 and December 31, 2013 (amounts in thousands):
		Less than 12 months		More than 12 months		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	30-Sep-14	Value	Losses	Value	Losses	Value	Losses
	Description of securities
	US Treasuries	$    -	$     -	$	$	$	$
				3,797	117	3,797	117
	U.S. agency obligations	994	6	16,795	1,064	17,789	1,070
	Mortgage-backed securities	-	-	1,951	92	1,951	92
	Municipals	1,510	17	4,348	114	5,858	131
	Other (corporates)	1,004	11	996	24	2,000	35
	Total	$	$	$	$	$	$
		3,508	34	27,887	1,411	31,395	1,445
		Less than 12 months		More than 12 months		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	31-Dec-13	Value	Losses	Value	Losses	Value	Losses
	Description of securities
	US Treasuries	$	$	$           -	$        -	$	$
		3,611	296			3,611	296
	U.S. agency obligations	14,087	1,473	5,021	963	19,108	2,436
	Mortgage-backed securities	4,830	150	-	-	4,830	150
	Municipals	11,163	574	1,479	168	12,642	742
	Other (corporates)	1,923	88	-		1,923	88
	Total	$	$	$	$	$	$
		35,614	2,581	6,500	1,131	42,114	3,712
	Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security’s entire amortized cost basis (even if Financial does not intend to sell the security).
	At September 30, 2014, the Company did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved.  As of September 30, 2014, the Bank owned 31 securities that were being evaluated for other than temporary impairment.  Eight of these securities were S&P rated AAA, 22 were S&P rated AA, and one was S&P rated A.  As of September 30, 2014,  15 of these securities were direct obligations of the U.S. government or government sponsored entities, 14 were municipal issues, and two  were investments in domestic corporate issued securities.
	Note 7 – Investments (continued)
	Based on the analysis performed by management as mandated by the Bank’s investment policy, management believes the default risk to be minimal.  Because the Bank expects to recover the entire amortized cost basis, no declines currently are deemed to be other-than-temporary.

Business_Segments

Business Segments	9 Months Ended
	Sep. 30, 2014
Business Segments [Abstract]	'
Business Segments	'
	Note 8 – Business Segments
	The Company has two reportable business segments: (i) a traditional full service community banking segment and, (ii) a mortgage loan origination business.  The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000 and other areas within Central Virginia.  The mortgage segment provides a variety of mortgage loan products principally within Region 2000.  Mortgage loans are originated and sold in the secondary market through purchase commitments from investors with servicing released.  Because of the pre-arranged purchase commitments, there is minimal risk to the Company.
	Both of the Company’s reportable segments are service based.  The mortgage business is a fee-based business while the Bank’s primary source of revenue is net interest income.  The Bank also provides a referral network for the mortgage origination business.  The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate.
	Information about reportable business segments and reconciliation of such information to the consolidated financial statements for the three and nine months ended September 30, 2014 and 2013 was as follows (dollars in thousands):
	Note 8 – Business Segments (continued)
	Business Segments
		Community
		Banking	Mortgage	Total
	Nine months ended September 30, 2014
	Net interest income	$       12,126	$            -	$      12,126
	Provision for loan losses	55	-	55
	Net interest income after provision for loan losses	12,071	-	12,071
	Noninterest income	1,389	1,214	2,603
	Noninterest expenses	10,071	1,034	11,105
	Income before income taxes	3,389	180	3,569
	Income tax expense	1,044	63	1,107
	Net income	$         2,345	$        117	$        2,462
	Total assets	$     449,623	$     2,063	$    451,686
	Nine months ended September 30, 2013
	Net interest income	$       11,845	$            -	$      11,845
	Provision for loan losses	290	-	290
	Net interest income after provision for loan losses	11,555	-	11,555
	Noninterest income	1,684	954	2,638
	Noninterest expenses	10,006	764	10,770
	Income before income taxes	3,233	190	3,423
	Income tax expense	960	65	1,025
	Net income	$         2,273	$        125	$        2,398
	Total assets	$     434,493	$        879	$    435,372
		Community
		Banking	Mortgage	Total
	Three months ended September 30, 2014
	Net interest income	$         4,149	$            -	$        4,149
	Provision for loan losses	-	-	-
	Net interest income after provision for loan losses	4,149	-	4,149
	Noninterest income	411	518	929
	Noninterest expenses	3,224	515	3,739
	Income before income taxes	1,336	3	1,339
	Income tax expense	409	16	425
	Net income (loss)	$            927	$         (13)	$           914
	Total assets	$     449,623	$     2,063	$    451,686
	Three months ended September 30, 2013
	Net interest income	$         3,967	$            -	$        3,967
	Provision for loan losses	-	-	-
	Net interest income after provision for loan losses	3,967	-	3,967
	Noninterest income	474	295	769
	Noninterest expenses	3,376	192	3,568
	Income before income taxes	1,065	103	1,168
	Income tax expense	332	23	355
	Net income	$            733	$          80	$           813
	Total assets	$     434,493	$        879	$    435,372

Loans_Allowance_For_Loan_Losse

Loans, Allowance For Loan Losses And OREO	9 Months Ended
	Sep. 30, 2014
Loans, Allowance For Loan Losses And OREO [Abstract]	'
Loans, Allowance For Loan Losses And OREO	'
	Note 9 – Loans, allowance for loan losses and OREO
	Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio.  For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type.  Within these segments, the Bank has sub-segmented its portfolio into classes, based on the associated risks.  The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041).  Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio.
	Loan Segments:		Loan Classes:
	Commercial		Commercial and industrial loans
	Commercial real estate		Commercial mortgages – owner occupied
			Commercial mortgages – non-owner occupied
			Commercial construction
	Consumer		Consumer unsecured
			Consumer secured
	Residential		Residential mortgages
			Residential consumer construction
	A summary of loans, net is as follows (dollars in thousands):
		As of:
		September 30,		December 31,
		2014		2013
	Commercial	$		$
		65,050		55,803
	Commercial real estate	190,675		172,117
	Consumer	72,528		71,165
	Residential	50,011		46,095
	Total loans	378,264		345,180
	Less allowance for loan losses	4,874		5,186
	Net loans	$		$
		373,390		339,994
	The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans.  Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation.  Additionally, internal and external monitoring and review of credits are conducted on an annual basis.
	Note 9 – Loans, allowance for loan losses and OREO (continued)
	Below is a summary and definition of the Bank’s risk rating categories:
	RATING 1	Excellent
	RATING 2	Above Average
	RATING 3	Satisfactory
	RATING 4	Acceptable / Low Satisfactory
	RATING 5	Monitor
	RATING 6	Special Mention
	RATING 7	Substandard
	RATING 8	Doubtful
	RATING 9	Loss
	We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter.  The characteristics of these ratings are as follows:
		·		“Pass.”  These are loans having risk ratings of 1 through 4.  Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio.  The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue.  When necessary, acceptable personal guarantors support the loan.
		·		“Monitor.”  These are loans having a risk rating of 5.  Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable.
		·		“Special Mention.”  These are loans having a risk rating of 6.  Special Mention loans have weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date.  Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.  These loans do warrant more than routine monitoring due to a weakness caused by adverse events.
		·		“Substandard.”  These are loans having a risk rating of 7.  Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due.
		·		“Doubtful.”  These are loans having a risk rating of 8.  Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high.
	Note 9 – Loans, allowance for loan losses and OREO (continued)
		·		“Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off.
	Financing Receivables on Non-Accrual Status
	(dollars in thousands)
		As of
		30-Sep-14	31-Dec-13
	Commercial	$	$
		2,116	1,585
	Commercial Real Estate:
	Commercial Mortgages-Owner Occupied	212	537
	Commercial Mortgages-Non-Owner Occupied	72	353
	Commercial Construction	460	375
	Consumer
	Consumer Unsecured	-	-
	Consumer Secured	-	33
	Residential:
	Residential Mortgages	312	183
	Residential Consumer Construction	91	-
	Totals	$	$
		3,263	3,066
	We also classify other real estate owned (OREO) as a nonperforming asset.  OREO represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure. OREO decreased to $1,160,000 on September 30, 2014 from $1,451,000 on December 31, 2013.   The following table represents the changes in OREO balance during the nine months ended September 30, 2014.
OREO Changes
(dollars in thousands)
	Nine Months ended
	30-Sep-14
Balance at the beginning of the year (net)	$
	1,451
Transfers from loans	459
Capitalized costs	-
Writedowns	-178
Sales proceeds	-573
Gain on disposition	1
Balance at the end of the period (net)	$
	1,160
Note 9 – Loans, allowance for loan losses and OREO (continued)
		Impaired Loans
		(dollars in thousands)
		As of and For the Nine Months Ended September 30, 2014
				Unpaid				Average	Interest
		Recorded		Principal		Related		Recorded	Income
2014		Investment		Balance		Allowance		Investment	Recognized
With No Related Allowance Recorded:
Commercial		$2,558		$		$      -		$	$
				2,798				2,912	68
Commercial Real Estate
Commercial Mortgages-Owner Occupied		2,300		2,350		-		1,420	110
Commercial Mortgage Non-Owner Occupied		712		712		-		858	32
Commercial Construction		84		531		-		418	-
Consumer
Consumer Unsecured		-		-		-		-	-
Consumer Secured		21		21		-		21	1
Residential
Residential Mortgages		463		463		-		467	47
Residential Consumer Construction		-		-		-		-	-
With An Allowance Recorded:
Commercial		$		$		$		$	$
		1,806		2,234		832		1,190	32
Commercial Real Estate
Commercial Mortgages-Owner Occupied		1,056		1,225		60		1,738	45
Commercial Mortgage Non-Owner Occupied		306		306		33		263	12
Commercial Construction		376		644		17		188	-
Consumer
Consumer Unsecured		-		-		-		-	-
Consumer Secured		119		119		119		80	6
Residential
Residential Mortgages		1,497		1,659		284		1,591	50
Residential Consumer Construction		-		-		-		-	-
Totals:
Commercial		$		$		$		$	$
		4,364		5,032		832		4,102	100
Commercial Real Estate
Commercial Mortgages-Owner Occupied		3,356		3,575		60		3,158	155
Commercial Mortgage Non-Owner Occupied		1,018		1,018		33		1,121	44
Commercial Construction		460		1,175		17		606	-
Consumer
Consumer Unsecured		-		-		-		-	-
Consumer Secured		140		140		119		101	7
Residential
Residential Mortgages		1,960		2,122		284		2,058	97
Residential Consumer Construction		-		-		-		-	-
		$		$		$		$	$
		11,298		13,062		1,345		11,146	403
Note 9 – Loans, allowance for loan losses and OREO (continued)
		Impaired Loans
		(dollars in thousands)
		As of and For the Year Ended December 31, 2013
				Unpaid				Average	Interest
		Recorded		Principal		Related		Recorded	Income
2013		Investment		Balance		Allowance		Investment	Recognized
With No Related Allowance Recorded:
Commercial		$		$		$     -		$	$
		3,265		3,699				2,898	101
Commercial Real Estate
Commercial Mortgages-Owner Occupied		539		593		-		1,566	38
Commercial Mortgage Non-Owner Occupied		1,003		1,003		-		3,686	47
Commercial Construction		751		1,274		-		746	8
Consumer
Consumer Unsecured		-		-		-		-	-
Consumer Secured		21		21		-		245	1
Residential
Residential Mortgages		470		517		-		1,304	24
Residential Consumer Construction		-		-		-		-	-
With An Allowance Recorded:
Commercial		$		$		$		$	$
		573		573		406		597	38
Commercial Real Estate
Commercial Mortgages-Owner Occupied		2,420		2,617		280		3,046	108
Commercial Mortgage Non-Owner Occupied		220		221		14		530	15
Commercial Construction		-		-		-		412	-
Consumer
Consumer Unsecured		-		-		-		1	-
Consumer Secured		40		40		40		285	3
Residential
Residential Mortgages		1,684		1,820		224		1,350	118
Residential Consumer Construction		-		-		-		-	-
Totals:
Commercial		$		$		$		$	$
		3,838		4,272		406		3,495	139
Commercial Real Estate
Commercial Mortgages-Owner Occupied		2,959		3,210		280		4,612	146
Commercial Mortgage Non-Owner Occupied		1,223		1,224		14		4,216	62
Commercial Construction		751		1,274		-		1,158	8
Consumer
Consumer Unsecured		-		-		-		1	-
Consumer Secured		61		61		40		530	4
Residential
Residential Mortgages		2,154		2,337		224		2,654	142
Residential Consumer Construction		-		-		-		-	-
		$		$		$		$	$
		10,986		12,378		964		16,666	501
Note 9 – Loans, allowance for loan losses and OREO (continued)
		Allowance for Credit Losses and Recorded Investment in Financing Receivables
		(dollars in thousands)
		For the Nine Months Ended September 30, 2014
				Commercial
2014		Commercial		Real Estate		Consumer		Residential	Total
Allowance for Credit Losses:
Beginning Balance		$		$		$		$	$
		1,015		2,631		935		605	5,186
Charge-offs		-165		-188		-34		-40	-427
Recoveries		27		9		24		-	60
Provision		473		-490		-182		254	55
Ending Balance		$		$		$		$	$
		1,350		1,962		743		819	4,874
Ending Balance: Individually evaluated for impairment		$		$		$		$	$
		832		110		119		284	1,345
Ending Balance: Collectively evaluated for impairment		518		1,852		624		535	3,529
Totals:		$		$		$		$	$
		1,350		1,962		743		819	4,874
Financing Receivables:
Ending Balance: Individually evaluated for impairment		$		$		$		$	$
		4,364		4,834		140		1,960	11,298
Ending Balance: Collectively evaluated for impairment		60,686		185,841		72,388		48,051	366,966
Totals:		$		$		$		$	$
		65,050		190,675		72,528		50,011	378,264
Note 9 – Loans, allowance for loan losses and OREO (continued)
		Allowance for Credit Losses and Recorded Investment in
		Financing Receivables
		(dollars in thousands)
		For the Year Ended December 31, 2013
				Commercial
2013		Commercial		Real Estate		Consumer		Residential	Total
Allowance for Credit Losses:
Beginning Balance		$		$		$		$	$
		987		2,849		1,057		642	5,535
Charge-offs		-19		-932		-126		-28	-1,105
Recoveries		37		42		137		-	216
Provision		10		672		-133		-9	540
Ending Balance		$		$		$		$	$
		1,015		2,631		935		605	5,186
Ending Balance: Individually evaluated for impairment		$		$		$		$	$
		406		294		40		224	964
Ending Balance: Collectively evaluated for impairment		609		2,337		895		381	4,222
Totals:		$		$		$		$	$
		1,015		2,631		935		605	5,186
Financing Receivables:
Ending Balance: Individually evaluated for impairment		$		$		$		$	$
		3,838		4,933		61		2,154	10,986
Ending Balance: Collectively evaluated for impairment		51,965		167,184		71,104		43,941	334,194
Totals:		$		$		$		$	$
		55,803		172,117		71,165		46,095	345,180
Note 9 – Loans, allowance for loan losses and OREO (continued)
	Age Analysis of Past Due Financing Receivables as of
	30-Sep-14
	(dollars in thousands)
			Greater			Total	Recorded Investment
	30-59 Days	60-89 Days	than	Total Past		Financing	> 90 Days &
2014	Past Due	Past Due	90 Days	Due	Current	Receivables	Accruing
Commercial	$	$	$	$	$	$	$     -
	88	94	2,116	2,298	62,752	65,050
Commercial Real Estate:
Commercial Mortgages-   Owner Occupied	646	857	212	1,715	68,798	70,513	-
Commercial Mortgages-Non-Owner Occupied	-	55	72	127	111,078	111,205	-
Commercial Construction	-	-	460	460	8,497	8,957	-
Consumer:
Consumer Unsecured	32	-	-	32	4,204	4,236	-
Consumer Secured	379	107	-	486	67,806	68,292	-
Residential:
Residential Mortgages	595	657	312	1,564	41,347	42,911	-
Residential Consumer Construction	-	-	-	-	7,100	7,100	-
Total	$	$	$	$	$	$	$  -
	1,740	1,770	3,172	6,682	371,582	378,264
	Age Analysis of Past Due Financing Receivables as of
	31-Dec-13
	(dollars in thousands)
				Greater			Total	Recorded Investment
	30-59 Days	60-89 Days		than	Total Past		Financing	> 90 Days &
2013	Past Due	Past Due		90 Days	Due	Current	Receivables	Accruing
Commercial	$	$-		$	$	$	$	$     -
	389			1,586	1,975	53,828	55,803
Commercial Real Estate:
Commercial Mortgages-Owner Occupied	1,099	-		409	1,508	63,813	65,321	-
Commercial Mortgages-Non-Owner Occupied	96	-		85	181	94,542	94,723	-
Commercial Construction	-	-		375	375	11,698	12,073	-
Consumer:
Consumer Unsecured	5	-		-	5	4,717	4,722	-
Consumer Secured	71	-		33	104	66,339	66,443	-
Residential:
Residential Mortgages	704	-		183	887	39,909	40,796	-
Residential Consumer Construction	-	95		-	95	5,204	5,299	-
Total	$	$		$	$	$	$	$    -
	2,364	95		2,671	5,130	340,050	345,180
Note 9 – Loans, allowance for loan losses and OREO (continued)
		Credit Loss Disclosures
		Credit Quality Information - by Class
		30-Sep-14
		(dollars in thousands)
2014		Pass	Monitor	Special	Substandard	Doubtful	Totals
				Mention
Commercial		$	$	$	$	$   -	$
		59,258	1,210	90	4,492		65,050
Commercial Real Estate:
Commercial Mortgages-Owner Occupied		65,844	1,098	308	3,263	-	70,513
Commercial Mortgages-Non Owner Occupied		104,323	1,809	4,338	735	-	111,205
Commercial Construction		8,073	424	-	460	-	8,957
Consumer
Consumer Unsecured		4,236	-	-	-	-	4,236
Consumer Secured		67,260	510	97	425	-	68,292
Residential:
Residential Mortgages		39,149	776	843	2,143	-	42,911
Residential Consumer Construction		7,009	-	-	91	-	7,100
Totals		$	$	$	$	$-	$
		355,152	5,827	5,676	11,609		378,264
		Credit Loss Disclosures
		Credit Quality Information - by Class
		31-Dec-13
		(dollars in thousands)
2013		Pass	Monitor	Special	Substandard	Doubtful	Totals
				Mention
Commercial		$	$	$	$	$     -	$
		48,827	2,109	979	3,888		55,803
Commercial Real Estate:
Commercial Mortgages-Owner Occupied		58,740	2,355	1,356	2,870	-	65,321
Commercial Mortgages-Non Owner Occupied		85,474	2,737	5,468	1,044	-	94,723
Commercial Construction		11,455	-	-	618	-	12,073
Consumer
Consumer Unsecured		4,721	-	-	1	-	4,722
Consumer Secured		65,056	814	283	290	-	66,443
Residential:
Residential Mortgages		36,962	786	589	2,459	-	40,796
Residential Consumer Construction		5,299	-	-	-	-	5,299
Totals		$	$	$	$	$    -	$
		316,534	8,801	8,675	11,170		345,180
Note 9 – Loans, allowance for loan losses and OREO (continued)
There were no loan modifications that would have been classified as Troubled Debt Restructurings (TDR) during the three and nine months ended September 30, 2014 and 2013.
There were no loan modifications classified as TDRs within the last twelve months that defaulted during the three and nine months ended September 30, 2014 and 2013.

Subsequent_Events

Subsequent Events	9 Months Ended
	Sep. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	Note 10 – Subsequent Events
	In preparing these financial statements, Financial has evaluated events and transactions for potential recognition or disclosure through the date the financial statements were issued.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	Note 11 – Recent accounting pronouncements
	In January 2014, the FASB issued ASU 2014-01, “Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force).”  The amendments in this ASU permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The amendments in this ASU should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this ASU are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted.  The Company is currently assessing the impact that ASU 2014-01 will have on its consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-04, “Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force).”  The amendments in this ASU clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Company is currently assessing the impact that ASU 2014-04 will have on its consolidated financial statements.
	In April 2014, the FASB issued ASU 2014-08, “Presentation of Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360): Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity.” The amendments in this ASU change the criteria for reporting discontinued operations while enhancing disclosures in this area. Under the new guidance, only disposals representing a strategic shift in operations should be presented as discontinued operations. Those strategic shifts should have a major effect on the organization’s operations and financial results and include
	Note 11 – Recent accounting pronouncements (continued)
	disposals of a major geographic area, a major line of business, or a major equity method investment. The new guidance requires expanded disclosures about discontinued operations that will provide financial
	statement users with more information about the assets, liabilities, income, and expenses of discontinued operations. Additionally, the new guidance requires disclosure of the pre-tax income attributable to a disposal of a significant part of an organization that does not qualify for discontinued operations reporting. The amendments in the ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted.  The Company does not expect the adoption of ASU 2014-08 to have a material impact on its consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers: Topic 606”. This ASU applies to any entity using U.S. GAAP that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. The guidance supersedes the revenue recognition requirements in Topic 605, “Revenue Recognition”, most industry-specific guidance, and some cost guidance included in Subtopic 605-35, “Revenue Recognition—Construction-Type and Production-Type Contracts”. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To be in alignment with the core principle, an entity must apply a five step process including: identification of the contract(s) with a customer, identification of performance obligations in the contract(s), determination of the transaction price, allocation of the transaction price to the performance obligations, and recognition of revenue when (or as) the entity satisfies a performance obligation.  Additionally, the existing requirements for the recognition of a gain or loss on the transfer of nonfinancial assets that are not in a contract with a customer have also been amended to be consistent with the guidance on recognition and measurement.  The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. Early adoption is not permitted. The Company is currently assessing the impact that ASU 2014-09 will have on its consolidated financial statements.
	In June 2014, the FASB issued ASU 2014-10, “Development Stage Entities (Topic 915): Elimination of Certain Financial Reporting Requirements, Including an Amendment to Variable Interest Entities Guidance in Topic 810, Consolidation”. The amendments in this ASU remove all incremental financial reporting requirements from U.S. GAAP for development stage entities, including the removal of Topic 915, “Development Stage Entities”, from the FASB Accounting Standards Codification. In addition, this ASU adds an example disclosure and removes an exception provided to development stage entities in Topic 810, “Consolidation”, for determining whether an entity is a variable interest entity.  The presentation and disclosure requirements in Topic 915 will no longer be required for the first annual period beginning after December 15, 2014. The revised consolidation standards are effective for annual periods beginning after December 15, 2015.  Early adoption is permitted. The Company does not expect the adoption of ASU 2014-10 to have a material impact on its consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-11, “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures”.  This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the
	Note 11 – Recent accounting pronouncements (continued)
	exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and
	similar transactions accounted for as secured borrowings.  The amendments in this ASU are effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted.  The Company is currently assessing the impact that ASU 2014-11 will have on its consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-12, “Compensation – Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period”. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.  Existing guidance in “Compensation – Stock Compensation (Topic 718)”, should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis.  The Company is currently assessing the impact that ASU 2014-12 will have on its consolidated financial statements.
	In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern”.  This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures.  Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period.  If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice.  The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted.  The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
		Three Months Ended				Year to date
		September 30,				September 30,
		2014		2013		2014	2013
	Net income	$        914,000		$        813,000		$     2,462,000	$     2,398,000
	Weighted average number of shares	3,364,874		3,352,725		3,364,874	3,352,725
	Options affect of incremental shares	-		4,149		-	1,565
	Weighted average diluted shares	3,364,874		3,356,874		3,364,874	3,354,290
	Basic EPS (weighted avg shares)	$              0.27		$              0.24		$              0.73	$              0.72
	Diluted EPS (Including Option Shares)	$              0.27		$              0.24		$              0.73	$              0.71
Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share	'
		Three months ended		Nine months ended
		September 30,		September 30,
		2014	2013	2014	2013
	Incremental shares excluded from calculating diluted EPS because their effect was anti-dilutive	110,147	113,294	110,645	168,069

Stock_Based_Compensation_Table

Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2014
Stock Based Compensation [Abstract]	'
Summary Of Stock Option Activity	'
				Weighted
			Weighted	Average
			Average	Remaining	Average
			Exercise	Contractual	Intrinsic
		Shares	Price	Life (in years)	Value
	Options outstanding, January 1, 2014	111,371	$      10.73
	Granted	-	-
	Exercised	-	-
	Forfeited	-1,224	10.23
	Options outstanding, September 30, 2014	110,147	10.74	0.8	$              -
	Options exercisable, September 30, 2014	110,147	$      10.74	0.8	$              -

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Measurements [Abstract]	'
Fair Value Assets Measured On Recurring Basis	'
				Carrying Value at September 30, 2014
	Description	Balance as of		Quoted Prices		Significant		Significant
		September 30,		in Active		Other		Unobservable
		2014		Markets for		Observable		Inputs
				Identical Assets		Inputs		(Level 3)
				(Level 1)		(Level 2)
	US Treasuries	$		$       -		$		$       -
		3,797				3,797
	US agency obligations	17,789		-		17,789		-
	Mortgage-backed securities	1,951		-		1,951		-
	Municipals	8,403		-		8,403		-
	Other (corporates)	2,000		-		2,000		-
	Total available-for-sale securities	$		$       -		$		$       -
		33,940				33,940
				Carrying Value at December 31, 2013
	Description	Balance as of		Quoted Prices		Significant		Significant
		December 31,		in Active		Other		Unobservable
		2013		Markets for		Observable		Inputs
				Identical Assets		Inputs		(Level 3)
				(Level 1)		(Level 2)
	US Treasuries	$		$       -		$		$       -
		3,611				3,611
	US agency obligations	20,108		-		20,108		-
	Mortgage-backed securities	5,311		-		5,311		-
	Municipals	15,138		-		15,138		-
	Other (corporates)	1,923		-		1,923		-
	Total available-for-sale securities	$		$       -		$		$       -
		46,091				46,091
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	'
			Carrying Value at September 30, 2014
	Description	Balance as of September 30, 2014	Quoted Prices in Active Markets for Identical Assets (Level 1)	Significant Other Observable Inputs (Level 2)	Significant Unobservable Inputs (Level 3)
	Impaired loans*	$	$     -	$          -	$
		4,842			4,842
	Loans held for sale	2,003	-	2,003	-
	Other real estate owned	1,160	-	-	1,160
	*  Includes loans charged down during the quarter to the net realizable value of the collateral.
			Carrying Value at December 31, 2013
	Description	Balance as of December 31, 2013	Quoted Prices in Active Markets for Identical Assets (Level 1)	Significant Other Observable Inputs (Level 2)	Significant Unobservable Inputs (Level 3)
	Impaired loans*	$	$      -	$       -	$
		4,307			4,307
	Loans held for sale	1,921	-	1,921	-
	Other real estate owned	1,451	-	-	1,451
	*  Includes loans charged down during the quarter to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	'
		Quantitative information about Level 3 Fair Value Measurements for September 30, 2014
		(dollars in thousands)
		Fair Value		Valuation Technique(s)	Unobservable Input	Range (Weighted Average)
	Assets
	Impaired loans	$		Discounted appraised value	Selling cost	5% - 10% (6%)
		4,842
					Discount for lack of marketability and age of appraisal	0% - 25% (15%)
	OREO	1,160		Discounted appraised value	Selling cost	5% - 10% (6%)
					Discount for lack of marketability and age of appraisal	0% - 25% (15%)
Fair Value Carrying And Notional Amounts	'
				Fair Value Measurements at September 30, 2014 using
					Quoted Prices		Significant
					in Active		Other		Significant
					Markets for		Observable		Unobservable
		Carrying			Identical Assets		Inputs		Inputs
	Assets	Amounts			(Level 1)		(Level 2)		(Level 3)		Balance
	Cash and due from banks	$			$		$      -		$      -		$
		14,850			14,850						14,850
	Securities
	Available-for-sale	33,940			-		33,940		-		33,940
	Held-to-maturity	2,530			-		2,702		-		2,702
	Loans, net	373,390			-		-		378,841		378,841
	Loans held for sale	2,003			-		2,003		-		2,003
	Interest receivable	1,219			-		1,219		-		1,219
	BOLI	9,443			-		9,443		-		9,443
	Liabilities
	Deposits	$			$      -		$		$      -		$
		398,831					400,006				400,006
	FHLB borrowings	2,000			-		2,009		-		2,009
	Federal funds purchased	5,976			5,976		-		-		5,976
	Capital notes	10,000			-		10,045		-		10,045
	Interest payable	58			-		58		-		58
				Fair Value Measurements at December 31, 2013 using
				Quoted Prices		Significant
				in Active		Other		Significant
				Markets for		Observable		Unobservable
		Carrying		Identical Assets		Inputs		Inputs
	Assets	Amounts		(Level 1)		(Level 2)		(Level 3)		Balance
	Cash and due from banks	$		$		$      -		$      -		$
		16,671		16,671						16,671
	Securities
	Available-for-sale	46,091		-		46,091		-		46,091
	Held-to-maturity	3,537		-		3,740		-		3,740
	Loans, net	339,994		-		-		346,658		346,658
	Loans held for sale	1,921		-		1,921		-		1,921
	Interest receivable	1,360		-		1,360		-		1,360
	BOLI	9,230		-		9,230		-		9,230
	Liabilities
	Deposits	$		$      -		$		$      -		$
		387,398				388,363				388,363
	FHLB borrowings	2,000		-		2,018		-		2,018
	Federal funds purchased	4,108		4,108		-		-		4,108
	Capital notes	10,000		-		10,091		-		10,091
	Interest payable	65		-		65		-		65

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2014
Investments [Abstract]	'
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	'
			30-Sep-14
		Amortized	Gross Unrealized		Fair Value
		Costs	Gains	(Losses)
	Held-to-Maturity
	US agency obligations	$	$	$      -	$
		2,530	172		2,702
	Available-for-Sale
	US Treasuries	$	$     -	$	$
		3,914		-117	3,797
	US agency obligations	18,859	-	-1,070	17,789
	Mortgage-backed securities	2,043	-	-92	1,951
	Municipals	8,425	109	-131	8,403
	Other (corporates)	2,035	-	-35	2,000
		$	$	$	$
		35,276	109	-1,445	33,940
			31-Dec-13
		Amortized	Gross Unrealized		Fair Value
		Costs	Gains	(Losses)
	Held-to-Maturity
	US agency obligations	$	$	$         -	$
		3,537	203		3,740
	Available-for-Sale
	US Treasuries	$	$          -	$	$
		3,907		-296	3,611
	US agency obligations	22,544	-	-2,436	20,108
	Mortgage-backed securities	5,450	11	-150	5,311
	Municipals	15,845	35	-742	15,138
	Other (corporates)	2,011	-	-88	1,923
		$	$	$	$
		49,757	46	-3,712	46,091
Gross Unrealized Losses And Fair Value Of The Bank's Investments	'
		Less than 12 months		More than 12 months		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	30-Sep-14	Value	Losses	Value	Losses	Value	Losses
	Description of securities
	US Treasuries	$    -	$     -	$	$	$	$
				3,797	117	3,797	117
	U.S. agency obligations	994	6	16,795	1,064	17,789	1,070
	Mortgage-backed securities	-	-	1,951	92	1,951	92
	Municipals	1,510	17	4,348	114	5,858	131
	Other (corporates)	1,004	11	996	24	2,000	35
	Total	$	$	$	$	$	$
		3,508	34	27,887	1,411	31,395	1,445
		Less than 12 months		More than 12 months		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	31-Dec-13	Value	Losses	Value	Losses	Value	Losses
	Description of securities
	US Treasuries	$	$	$           -	$        -	$	$
		3,611	296			3,611	296
	U.S. agency obligations	14,087	1,473	5,021	963	19,108	2,436
	Mortgage-backed securities	4,830	150	-	-	4,830	150
	Municipals	11,163	574	1,479	168	12,642	742
	Other (corporates)	1,923	88	-		1,923	88
	Total	$	$	$	$	$	$
		35,614	2,581	6,500	1,131	42,114	3,712

Business_Segments_Tables

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2014
Business Segments [Abstract]	'
Schedule Of Segment Reporting Information, By Segment	'
	Business Segments
		Community
		Banking	Mortgage	Total
	Nine months ended September 30, 2014
	Net interest income	$       12,126	$            -	$      12,126
	Provision for loan losses	55	-	55
	Net interest income after provision for loan losses	12,071	-	12,071
	Noninterest income	1,389	1,214	2,603
	Noninterest expenses	10,071	1,034	11,105
	Income before income taxes	3,389	180	3,569
	Income tax expense	1,044	63	1,107
	Net income	$         2,345	$        117	$        2,462
	Total assets	$     449,623	$     2,063	$    451,686
	Nine months ended September 30, 2013
	Net interest income	$       11,845	$            -	$      11,845
	Provision for loan losses	290	-	290
	Net interest income after provision for loan losses	11,555	-	11,555
	Noninterest income	1,684	954	2,638
	Noninterest expenses	10,006	764	10,770
	Income before income taxes	3,233	190	3,423
	Income tax expense	960	65	1,025
	Net income	$         2,273	$        125	$        2,398
	Total assets	$     434,493	$        879	$    435,372
		Community
		Banking	Mortgage	Total
	Three months ended September 30, 2014
	Net interest income	$         4,149	$            -	$        4,149
	Provision for loan losses	-	-	-
	Net interest income after provision for loan losses	4,149	-	4,149
	Noninterest income	411	518	929
	Noninterest expenses	3,224	515	3,739
	Income before income taxes	1,336	3	1,339
	Income tax expense	409	16	425
	Net income (loss)	$            927	$         (13)	$           914
	Total assets	$     449,623	$     2,063	$    451,686
	Three months ended September 30, 2013
	Net interest income	$         3,967	$            -	$        3,967
	Provision for loan losses	-	-	-
	Net interest income after provision for loan losses	3,967	-	3,967
	Noninterest income	474	295	769
	Noninterest expenses	3,376	192	3,568
	Income before income taxes	1,065	103	1,168
	Income tax expense	332	23	355
	Net income	$            733	$          80	$           813
	Total assets	$     434,493	$        879	$    435,372

Loans_Allowance_For_Loan_Losse1

Loans, Allowance For Loan Losses And OREO (Tables)	9 Months Ended
	Sep. 30, 2014
Loans, Allowance For Loan Losses And OREO [Abstract]	'
Summary Of Loans, Net	'
		As of:
		September 30,		December 31,
		2014		2013
	Commercial	$		$
		65,050		55,803
	Commercial real estate	190,675		172,117
	Consumer	72,528		71,165
	Residential	50,011		46,095
	Total loans	378,264		345,180
	Less allowance for loan losses	4,874		5,186
	Net loans	$		$
		373,390		339,994
Financing Receivables On Non-Accrual Status	'
	Financing Receivables on Non-Accrual Status
	(dollars in thousands)
		As of
		30-Sep-14	31-Dec-13
	Commercial	$	$
		2,116	1,585
	Commercial Real Estate:
	Commercial Mortgages-Owner Occupied	212	537
	Commercial Mortgages-Non-Owner Occupied	72	353
	Commercial Construction	460	375
	Consumer
	Consumer Unsecured	-	-
	Consumer Secured	-	33
	Residential:
	Residential Mortgages	312	183
	Residential Consumer Construction	91	-
	Totals	$	$
		3,263	3,066
Changes In OREO Balance	'
	OREO Changes
	(dollars in thousands)
		Nine Months ended
		30-Sep-14
	Balance at the beginning of the year (net)	$
		1,451
	Transfers from loans	459
	Capitalized costs	-
	Writedowns	-178
	Sales proceeds	-573
	Gain on disposition	1
	Balance at the end of the period (net)	$
		1,160
Impaired Loans	'
			Impaired Loans
			(dollars in thousands)
			As of and For the Nine Months Ended September 30, 2014
					Unpaid				Average	Interest
			Recorded		Principal		Related		Recorded	Income
	2014		Investment		Balance		Allowance		Investment	Recognized
	With No Related Allowance Recorded:
	Commercial		$2,558		$		$      -		$	$
					2,798				2,912	68
	Commercial Real Estate
	Commercial Mortgages-Owner Occupied		2,300		2,350		-		1,420	110
	Commercial Mortgage Non-Owner Occupied		712		712		-		858	32
	Commercial Construction		84		531		-		418	-
	Consumer
	Consumer Unsecured		-		-		-		-	-
	Consumer Secured		21		21		-		21	1
	Residential
	Residential Mortgages		463		463		-		467	47
	Residential Consumer Construction		-		-		-		-	-
	With An Allowance Recorded:
	Commercial		$		$		$		$	$
			1,806		2,234		832		1,190	32
	Commercial Real Estate
	Commercial Mortgages-Owner Occupied		1,056		1,225		60		1,738	45
	Commercial Mortgage Non-Owner Occupied		306		306		33		263	12
	Commercial Construction		376		644		17		188	-
	Consumer
	Consumer Unsecured		-		-		-		-	-
	Consumer Secured		119		119		119		80	6
	Residential
	Residential Mortgages		1,497		1,659		284		1,591	50
	Residential Consumer Construction		-		-		-		-	-
	Totals:
	Commercial		$		$		$		$	$
			4,364		5,032		832		4,102	100
	Commercial Real Estate
	Commercial Mortgages-Owner Occupied		3,356		3,575		60		3,158	155
	Commercial Mortgage Non-Owner Occupied		1,018		1,018		33		1,121	44
	Commercial Construction		460		1,175		17		606	-
	Consumer
	Consumer Unsecured		-		-		-		-	-
	Consumer Secured		140		140		119		101	7
	Residential
	Residential Mortgages		1,960		2,122		284		2,058	97
	Residential Consumer Construction		-		-		-		-	-
			$		$		$		$	$
			11,298		13,062		1,345		11,146	403
	Note 9 – Loans, allowance for loan losses and OREO (continued)
			Impaired Loans
			(dollars in thousands)
			As of and For the Year Ended December 31, 2013
					Unpaid				Average	Interest
			Recorded		Principal		Related		Recorded	Income
	2013		Investment		Balance		Allowance		Investment	Recognized
	With No Related Allowance Recorded:
	Commercial		$		$		$     -		$	$
			3,265		3,699				2,898	101
	Commercial Real Estate
	Commercial Mortgages-Owner Occupied		539		593		-		1,566	38
	Commercial Mortgage Non-Owner Occupied		1,003		1,003		-		3,686	47
	Commercial Construction		751		1,274		-		746	8
	Consumer
	Consumer Unsecured		-		-		-		-	-
Consumer Secured		21		21		-		245	1
Residential
Residential Mortgages		470		517		-		1,304	24
Residential Consumer Construction		-		-		-		-	-
With An Allowance Recorded:
Commercial		$		$		$		$	$
		573		573		406		597	38
Commercial Real Estate
Commercial Mortgages-Owner Occupied		2,420		2,617		280		3,046	108
Commercial Mortgage Non-Owner Occupied		220		221		14		530	15
Commercial Construction		-		-		-		412	-
Consumer
Consumer Unsecured		-		-		-		1	-
Consumer Secured		40		40		40		285	3
Residential
Residential Mortgages		1,684		1,820		224		1,350	118
Residential Consumer Construction		-		-		-		-	-
Totals:
Commercial		$		$		$		$	$
		3,838		4,272		406		3,495	139
Commercial Real Estate
Commercial Mortgages-Owner Occupied		2,959		3,210		280		4,612	146
Commercial Mortgage Non-Owner Occupied		1,223		1,224		14		4,216	62
Commercial Construction		751		1,274		-		1,158	8
Consumer
Consumer Unsecured		-		-		-		1	-
Consumer Secured		61		61		40		530	4
Residential
Residential Mortgages		2,154		2,337		224		2,654	142
Residential Consumer Construction		-		-		-		-	-
		$		$		$		$	$
		10,986		12,378		964		16,666	501
Allowance For Credit Losses And Recorded Investment In Financing Receivables	'
			Allowance for Credit Losses and Recorded Investment in Financing Receivables
			(dollars in thousands)
			For the Nine Months Ended September 30, 2014
					Commercial
	2014		Commercial		Real Estate		Consumer		Residential	Total
	Allowance for Credit Losses:
	Beginning Balance		$		$		$		$	$
			1,015		2,631		935		605	5,186
	Charge-offs		-165		-188		-34		-40	-427
	Recoveries		27		9		24		-	60
	Provision		473		-490		-182		254	55
	Ending Balance		$		$		$		$	$
			1,350		1,962		743		819	4,874
	Ending Balance: Individually evaluated for impairment		$		$		$		$	$
			832		110		119		284	1,345
	Ending Balance: Collectively evaluated for impairment		518		1,852		624		535	3,529
	Totals:		$		$		$		$	$
			1,350		1,962		743		819	4,874
	Financing Receivables:
	Ending Balance: Individually evaluated for impairment		$		$		$		$	$
			4,364		4,834		140		1,960	11,298
	Ending Balance: Collectively evaluated for impairment		60,686		185,841		72,388		48,051	366,966
	Totals:		$		$		$		$	$
			65,050		190,675		72,528		50,011	378,264
	Note 9 – Loans, allowance for loan losses and OREO (continued)
			Allowance for Credit Losses and Recorded Investment in
			Financing Receivables
			(dollars in thousands)
			For the Year Ended December 31, 2013
					Commercial
	2013		Commercial		Real Estate		Consumer		Residential	Total
	Allowance for Credit Losses:
	Beginning Balance		$		$		$		$	$
			987		2,849		1,057		642	5,535
	Charge-offs		-19		-932		-126		-28	-1,105
	Recoveries		37		42		137		-	216
	Provision		10		672		-133		-9	540
	Ending Balance		$		$		$		$	$
			1,015		2,631		935		605	5,186
	Ending Balance: Individually evaluated for impairment		$		$		$		$	$
			406		294		40		224	964
	Ending Balance: Collectively evaluated for impairment		609		2,337		895		381	4,222
	Totals:		$		$		$		$	$
			1,015		2,631		935		605	5,186
	Financing Receivables:
	Ending Balance: Individually evaluated for impairment		$		$		$		$	$
			3,838		4,933		61		2,154	10,986
	Ending Balance: Collectively evaluated for impairment		51,965		167,184		71,104		43,941	334,194
	Totals:		$		$		$		$	$
			55,803		172,117		71,165		46,095	345,180
Age Analysis Of Past Due Financing Receivables	'
		Age Analysis of Past Due Financing Receivables as of
		30-Sep-14
		(dollars in thousands)
				Greater			Total	Recorded Investment
		30-59 Days	60-89 Days	than	Total Past		Financing	> 90 Days &
	2014	Past Due	Past Due	90 Days	Due	Current	Receivables	Accruing
	Commercial	$	$	$	$	$	$	$     -
		88	94	2,116	2,298	62,752	65,050
	Commercial Real Estate:
	Commercial Mortgages-   Owner Occupied	646	857	212	1,715	68,798	70,513	-
	Commercial Mortgages-Non-Owner Occupied	-	55	72	127	111,078	111,205	-
	Commercial Construction	-	-	460	460	8,497	8,957	-
	Consumer:
	Consumer Unsecured	32	-	-	32	4,204	4,236	-
	Consumer Secured	379	107	-	486	67,806	68,292	-
	Residential:
	Residential Mortgages	595	657	312	1,564	41,347	42,911	-
	Residential Consumer Construction	-	-	-	-	7,100	7,100	-
	Total	$	$	$	$	$	$	$  -
		1,740	1,770	3,172	6,682	371,582	378,264
		Age Analysis of Past Due Financing Receivables as of
		31-Dec-13
		(dollars in thousands)
					Greater			Total	Recorded Investment
		30-59 Days	60-89 Days		than	Total Past		Financing	> 90 Days &
	2013	Past Due	Past Due		90 Days	Due	Current	Receivables	Accruing
	Commercial	$	$-		$	$	$	$	$     -
		389			1,586	1,975	53,828	55,803
	Commercial Real Estate:
	Commercial Mortgages-Owner Occupied	1,099	-		409	1,508	63,813	65,321	-
	Commercial Mortgages-Non-Owner Occupied	96	-		85	181	94,542	94,723	-
	Commercial Construction	-	-		375	375	11,698	12,073	-
	Consumer:
	Consumer Unsecured	5	-		-	5	4,717	4,722	-
	Consumer Secured	71	-		33	104	66,339	66,443	-
	Residential:
	Residential Mortgages	704	-		183	887	39,909	40,796	-
	Residential Consumer Construction	-	95		-	95	5,204	5,299	-
	Total	$	$		$	$	$	$	$    -
		2,364	95		2,671	5,130	340,050	345,180
Credit Quality Information-By Class	'
			Credit Loss Disclosures
			Credit Quality Information - by Class
			30-Sep-14
			(dollars in thousands)
	2014		Pass	Monitor	Special	Substandard	Doubtful	Totals
					Mention
	Commercial		$	$	$	$	$   -	$
			59,258	1,210	90	4,492		65,050
	Commercial Real Estate:
	Commercial Mortgages-Owner Occupied		65,844	1,098	308	3,263	-	70,513
	Commercial Mortgages-Non Owner Occupied		104,323	1,809	4,338	735	-	111,205
	Commercial Construction		8,073	424	-	460	-	8,957
	Consumer
	Consumer Unsecured		4,236	-	-	-	-	4,236
	Consumer Secured		67,260	510	97	425	-	68,292
	Residential:
	Residential Mortgages		39,149	776	843	2,143	-	42,911
	Residential Consumer Construction		7,009	-	-	91	-	7,100
	Totals		$	$	$	$	$-	$
			355,152	5,827	5,676	11,609		378,264
			Credit Loss Disclosures
			Credit Quality Information - by Class
			31-Dec-13
			(dollars in thousands)
	2013		Pass	Monitor	Special	Substandard	Doubtful	Totals
					Mention
	Commercial		$	$	$	$	$     -	$
			48,827	2,109	979	3,888		55,803
	Commercial Real Estate:
	Commercial Mortgages-Owner Occupied		58,740	2,355	1,356	2,870	-	65,321
	Commercial Mortgages-Non Owner Occupied		85,474	2,737	5,468	1,044	-	94,723
	Commercial Construction		11,455	-	-	618	-	12,073
	Consumer
	Consumer Unsecured		4,721	-	-	1	-	4,722
	Consumer Secured		65,056	814	283	290	-	66,443
	Residential:
	Residential Mortgages		36,962	786	589	2,459	-	40,796
	Residential Consumer Construction		5,299	-	-	-	-	5,299
	Totals		$	$	$	$	$    -	$
			316,534	8,801	8,675	11,170		345,180

Earnings_Per_Share_Earnings_Pe

Earnings Per Share (Earnings Per Share) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Net income	$914	$813	$2,462	$2,398
Weighted average number of shares	3,364,874	3,352,725	3,364,874	3,352,725
Options affect of incremental shares	'	4,149	'	1,565
Weighted average diluted shares	3,364,874	3,356,874	3,364,874	3,354,290
Basic EPS (weighted avg shares)	$0.27	$0.24	$0.73	$0.72
Diluted EPS (Including Option Shares)	$0.27	$0.24	$0.73	$0.71

Earnings_Per_Share_Schedule_Of

Earnings Per Share (Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Incremental shares excluded from calculating diluted EPS because their effect was anti-dilutive	110,147	113,294	110,645	168,069

Stock_Based_Compensation_Detai

Stock Based Compensation (Details) (USD $)	9 Months Ended
	Sep. 30, 2014
Stock Based Compensation [Abstract]	'
Options outstanding, January 1, 2014, Shares	111,371
Granted, Shares	'
Exercised, Shares	'
Forfeited, Shares	-1,224
Options outstanding, September 30, 2014, Shares	110,147
Options exercisable, September 30, 2014, Shares	110,147
Options outstanding, January 1, 2014, Weighted Average Exercise Price	$10.73
Granted, Weighted Average Exercise Price	'
Exercised, Weighted Average Exercise Price	'
Forfeited, Weighted Average Exercise Price	$10.23
Options outstanding, September 30, 2014, Weighted Average Exercise Price	$10.74
Options exercisable, September 30, 2014, Weighted Average Exercise Price	$10.74
Options outstanding, September 30, 2014, Weighted Average Remaining Contractual Life (in years)	'9 months 18 days
Options exercisable, September 30, 2014, Weighted Average Remaining Contractual Life (in years)	'9 months 18 days

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	$33,940	$46,091
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	33,940	46,091
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
US Treasuries [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	3,797	3,611
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	3,797	3,611
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
US Agency Obligations [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	17,789	20,108
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	17,789	20,108
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Mortgage-Backed Securities [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	1,951	5,311
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	1,951	5,311
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Municipals [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	8,403	15,138
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	8,403	15,138
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Other (Corporates) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	2,000	1,923
Other (Corporates) [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'
Other (Corporates) [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	2,000	1,923
Other (Corporates) [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available-for-sale, at fair value	'	'

Fair_Value_Measurements_Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Impaired loans	$4,842	[1]	$4,307	[1]
Loans held for sale	2,003		1,921
Other real estate owned	1,160		1,451
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Impaired loans	'	[1]	'	[1]
Loans held for sale	'		'
Other real estate owned	'		'
Significant Other Observable Inputs (Level 2) [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Loans held for sale	2,003		1,921
Significant Unobservable Inputs (Level 3) [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Impaired loans	4,842	[1]	4,307	[1]
Loans held for sale	'		'
Other real estate owned	$1,160		$1,451
[1]	Includes loans charged down during the quarter to the net realizable value of the collateral.

Fair_Value_Measurements_Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) (Significant Unobservable Inputs (Level 3) [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Impaired Loans [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Assets, Fair Value	4,842
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	10.00%
Discount for lack of marketability and age of appraisal	25.00%
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	5.00%
Discount for lack of marketability and age of appraisal	0.00%
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	6.00%
Discount for lack of marketability and age of appraisal	15.00%
OREO [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Assets, Fair Value	1,160
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	10.00%
Discount for lack of marketability and age of appraisal	25.00%
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	5.00%
Discount for lack of marketability and age of appraisal	0.00%
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling cost	6.00%
Discount for lack of marketability and age of appraisal	15.00%

Fair_Value_Measurements_Fair_V1

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	$14,850,000	$16,671,000
Available-for-sale Securities	33,940,000	46,091,000
Securities Held-to-maturity	2,530,000	3,537,000
Interest receivable	1,219,000	1,360,000
BOLI	9,443,000	9,230,000
Federal funds purchased	5,976,000	4,108,000
Interest payable	58,000	65,000
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	14,850,000	16,671,000
Available-for-sale Securities	'	'
Federal funds purchased	5,976,000	4,108,000
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Available-for-sale Securities	33,940,000	46,091,000
Securities Held-to-maturity	2,702,000	3,740,000
Loans held for sale	2,003,000	1,921,000
Interest receivable	1,219,000	1,360,000
BOLI	9,443,000	9,230,000
Deposits	400,006,000	388,363,000
FHLB borrowings	2,009,000	2,018,000
Capital notes	10,045,000	10,091,000
Interest payable	58,000	65,000
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Available-for-sale Securities	'	'
Loans, net	378,841,000	346,658,000
Carrying Amounts [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	14,850,000	16,671,000
Available-for-sale Securities	33,940,000	46,091,000
Securities Held-to-maturity	2,530,000	3,537,000
Loans, net	373,390,000	339,994,000
Loans held for sale	2,003,000	1,921,000
Interest receivable	1,219,000	1,360,000
BOLI	9,443,000	9,230,000
Deposits	398,831,000	387,398,000
FHLB borrowings	2,000,000	2,000,000
Federal funds purchased	5,976,000	4,108,000
Capital notes	10,000,000	10,000,000
Interest payable	58,000	65,000
Fair Values [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	14,850,000	16,671,000
Available-for-sale Securities	33,940,000	46,091,000
Securities Held-to-maturity	2,702,000	3,740,000
Loans, net	378,841,000	346,658,000
Loans held for sale	2,003,000	1,921,000
Interest receivable	1,219,000	1,360,000
BOLI	9,443,000	9,230,000
Deposits	400,006,000	388,363,000
FHLB borrowings	2,009,000	2,018,000
Federal funds purchased	5,976,000	4,108,000
Capital notes	10,045,000	10,091,000
Interest payable	$58,000	$65,000

Capital_Notes_Details

Capital Notes (Details) (USD $)	1 Months Ended	3 Months Ended	9 Months Ended
	Apr. 30, 2012	Sep. 30, 2012	Sep. 30, 2014
Capital Notes [Abstract]	'	'	'
Capital notes issued	'	$10,000,000	'
Debt instrument, interest rate, stated percentage	'	'	6.00%
Debt instrument, maturity date	'	'	1-Apr-17
Duration of written notice to holders	'	'	'30 days
Payment on maturity principal	$7,000,000	'	'

Investments_Narrative_Details

Investments (Narrative) (Details)	Sep. 30, 2014
	security
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	31
US Agency Obligations [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	15
Municipals [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	14
US Corporation [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	2
S&P Rated AAA [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	8
S&P Rated AA [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	22
S&P Rated A [Member]	'
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]	'
Securities evaluated for other than temporary impairment	1

Investments_Summary_Of_Securit

Investments (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Held-to-Maturity, Fair Value	$2,702	$3,740
Available-for-Sale, Amortized Costs	35,276	49,757
Available-for-Sale, Gross Unrealized Gains	109	46
Available-for-Sale, Gross Unrealized (Losses)	-1,445	-3,712
Available-for-sale, Fair Value	33,940	46,091
US Treasuries [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Available-for-Sale, Amortized Costs	3,914	3,907
Available-for-Sale, Gross Unrealized (Losses)	-117	-296
Available-for-sale, Fair Value	3,797	3,611
US Agency Obligations [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Available-for-Sale, Amortized Costs	18,859	22,544
Available-for-Sale, Gross Unrealized (Losses)	-1,070	-2,436
Available-for-sale, Fair Value	17,789	20,108
Mortgage-Backed Securities [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Available-for-Sale, Amortized Costs	2,043	5,450
Available-for-Sale, Gross Unrealized Gains	'	11
Available-for-Sale, Gross Unrealized (Losses)	-92	-150
Available-for-sale, Fair Value	1,951	5,311
Municipals [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Available-for-Sale, Amortized Costs	8,425	15,845
Available-for-Sale, Gross Unrealized Gains	109	35
Available-for-Sale, Gross Unrealized (Losses)	-131	-742
Available-for-sale, Fair Value	8,403	15,138
Other (Corporates) [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Available-for-Sale, Amortized Costs	2,035	2,011
Available-for-Sale, Gross Unrealized (Losses)	-35	-88
Available-for-sale, Fair Value	2,000	1,923
US Agency Obligations [Member]	'	'
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]	'	'
Held-to-Maturity, Amortized Costs	2,530	3,537
Held-to-Maturity, Gross Unrealized Gains	172	203
Held-to-Maturity, Fair Value	$2,702	$3,740

Investments_Gross_Unrealized_L

Investments (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	$3,508	$35,614
Unrealized Losses, Less than 12 months	34	2,581
Fair Value, More than 12 months	27,887	6,500
Unrealized Losses, More than 12 months	1,411	1,131
Fair Value, Total	31,395	42,114
Unrealized Losses, Total	1,445	3,712
US Treasuries [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	'	3,611
Unrealized Losses, Less than 12 months	'	296
Fair Value, More than 12 months	3,797	'
Unrealized Losses, More than 12 months	117	'
Fair Value, Total	3,797	3,611
Unrealized Losses, Total	117	296
US Agency Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	994	14,087
Unrealized Losses, Less than 12 months	6	1,473
Fair Value, More than 12 months	16,795	5,021
Unrealized Losses, More than 12 months	1,064	963
Fair Value, Total	17,789	19,108
Unrealized Losses, Total	1,070	2,436
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	'	4,830
Unrealized Losses, Less than 12 months	'	150
Fair Value, More than 12 months	1,951	'
Unrealized Losses, More than 12 months	92	'
Fair Value, Total	1,951	4,830
Unrealized Losses, Total	92	150
Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	1,510	11,163
Unrealized Losses, Less than 12 months	17	574
Fair Value, More than 12 months	4,348	1,479
Unrealized Losses, More than 12 months	114	168
Fair Value, Total	5,858	12,642
Unrealized Losses, Total	131	742
Other (Corporates) [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Fair Value, Less than 12 months	1,004	1,923
Unrealized Losses, Less than 12 months	11	88
Fair Value, More than 12 months	996	'
Unrealized Losses, More than 12 months	24	'
Fair Value, Total	2,000	1,923
Unrealized Losses, Total	$35	$88

Business_Segments_Details

Business Segments (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
			segment
Segment Reporting Information [Line Items]	'	'	'	'	'
Number of reportable segments	'	'	2	'	'
Net interest income	$4,149,000	$3,967,000	$12,126,000	$11,845,000	'
Provision for loan losses	'	'	55,000	290,000	540,000
Net interest income after provision for loan losses	4,149,000	3,967,000	12,071,000	11,555,000	'
Noninterest income	929,000	769,000	2,603,000	2,638,000	'
Noninterest expenses	3,739,000	3,568,000	11,105,000	10,770,000	'
Income before income taxes	1,339,000	1,168,000	3,569,000	3,423,000	'
Income tax expense	425,000	355,000	1,107,000	1,025,000	'
Net income (loss)	914,000	813,000	2,462,000	2,398,000	'
Total assets	451,686,000	435,372,000	451,686,000	435,372,000	434,511,000
Community Banking [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Net interest income	4,149,000	3,967,000	12,126,000	11,845,000	'
Provision for loan losses	'	'	55,000	290,000	'
Net interest income after provision for loan losses	4,149,000	3,967,000	12,071,000	11,555,000	'
Noninterest income	411,000	474,000	1,389,000	1,684,000	'
Noninterest expenses	3,224,000	3,376,000	10,071,000	10,006,000	'
Income before income taxes	1,336,000	1,065,000	3,389,000	3,233,000	'
Income tax expense	409,000	332,000	1,044,000	960,000	'
Net income (loss)	927,000	733,000	2,345,000	2,273,000	'
Total assets	449,623,000	434,493,000	449,623,000	434,493,000	'
Mortgage [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Noninterest income	518,000	295,000	1,214,000	954,000	'
Noninterest expenses	515,000	192,000	1,034,000	764,000	'
Income before income taxes	3,000	103,000	180,000	190,000	'
Income tax expense	16,000	23,000	63,000	65,000	'
Net income (loss)	-13,000	80,000	117,000	125,000	'
Total assets	$2,063,000	$879,000	$2,063,000	$879,000	'

Loans_Allowance_For_Loan_Losse2

Loans, Allowance For Loan Losses And OREO (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	contract	contract	contract	contract
Loans, Allowance For Loan Losses And OREO [Abstract]	'	'	'	'	'
Other real estate owned	$1,160	'	$1,160	'	$1,451
Number of loans classified as TDRs	0	0	0	0	'
Number of Contracts (That Subsequently Defaulted)	0	0	0	0	'

Loans_Allowance_For_Loan_Losse3

Loans, Allowance For Loan Losses And OREO (Summary Of Loans, Net) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans, Allowance For Loan Losses And OREO [Abstract]	'	'
Commercial	$65,050	$55,803
Commercial real estate	190,675	172,117
Consumer	72,528	71,165
Residential	50,011	46,095
Total Financing Receivables	378,264	345,180
Less allowance for loan losses	4,874	5,186
Net loans	$373,390	$339,994

Loans_Allowance_For_Loan_Losse4

Loans, Allowance For Loan Losses And OREO (Financing Receivables On Non-Accrual Status) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	$3,263	$3,066
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	2,116	1,585
Commercial Mortgages-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	212	537
Commercial Mortgages-Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	72	353
Commercial Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	460	375
Consumer Unsecured [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	'	'
Consumer Secured [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	'	33
Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	312	183
Residential Consumer Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing Receivables on Non-Accrual Status	$91	'

Loans_Allowance_For_Loan_Losse5

Loans, Allowance For Loan Losses And OREO (Changes In OREO Balance) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Loans, Allowance For Loan Losses And OREO [Abstract]	'	'
Balance at the beginning of the year (net)	$1,451	'
Transfers from loans	459	710
Capitalized costs	'	'
Writedowns	-178	'
Sales proceeds	-573	'
Gain on disposition	1	-40
Balance at the end of the period (net)	$1,160	'

Loans_Allowance_For_Loan_Losse6

Loans, Allowance For Loan Losses And OREO (Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Totals: Recorded Investment	$11,298	$10,986
Totals: Unpaid Principal Balance	13,062	12,378
Related Allowance	1,345	964
Totals: Average Recorded Investment	11,146	16,666
Totals: Interest Income Recognized	403	501
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	2,558	3,265
With No Related Allowance Recorded: Unpaid Principal Balance	2,798	3,699
With No Related Allowance Recorded: Average Recorded Investment	2,912	2,898
With No Related Allowance Recorded: Interest Income Recognized	68	101
With An Allowance Recorded: Recorded Investment	1,806	573
With An Allowance Recorded: Unpaid Principal Balance	2,234	573
With An Allowance Recorded: Average Recorded Investment	1,190	597
With An Allowance Recorded: Interest Income Recognized	32	38
Totals: Recorded Investment	4,364	3,838
Totals: Unpaid Principal Balance	5,032	4,272
Related Allowance	832	406
Totals: Average Recorded Investment	4,102	3,495
Totals: Interest Income Recognized	100	139
Commercial Mortgages-Owner Occupied [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	2,300	539
With No Related Allowance Recorded: Unpaid Principal Balance	2,350	593
With No Related Allowance Recorded: Average Recorded Investment	1,420	1,566
With No Related Allowance Recorded: Interest Income Recognized	110	38
With An Allowance Recorded: Recorded Investment	1,056	2,420
With An Allowance Recorded: Unpaid Principal Balance	1,225	2,617
With An Allowance Recorded: Average Recorded Investment	1,738	3,046
With An Allowance Recorded: Interest Income Recognized	45	108
Totals: Recorded Investment	3,356	2,959
Totals: Unpaid Principal Balance	3,575	3,210
Related Allowance	60	280
Totals: Average Recorded Investment	3,158	4,612
Totals: Interest Income Recognized	155	146
Commercial Mortgages-Non-Owner Occupied [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	712	1,003
With No Related Allowance Recorded: Unpaid Principal Balance	712	1,003
With No Related Allowance Recorded: Average Recorded Investment	858	3,686
With No Related Allowance Recorded: Interest Income Recognized	32	47
With An Allowance Recorded: Recorded Investment	306	220
With An Allowance Recorded: Unpaid Principal Balance	306	221
With An Allowance Recorded: Average Recorded Investment	263	530
With An Allowance Recorded: Interest Income Recognized	12	15
Totals: Recorded Investment	1,018	1,223
Totals: Unpaid Principal Balance	1,018	1,224
Related Allowance	33	14
Totals: Average Recorded Investment	1,121	4,216
Totals: Interest Income Recognized	44	62
Commercial Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	84	751
With No Related Allowance Recorded: Unpaid Principal Balance	531	1,274
With No Related Allowance Recorded: Average Recorded Investment	418	746
With No Related Allowance Recorded: Interest Income Recognized	'	8
With An Allowance Recorded: Recorded Investment	376	'
With An Allowance Recorded: Unpaid Principal Balance	644	'
With An Allowance Recorded: Average Recorded Investment	188	412
Totals: Recorded Investment	460	751
Totals: Unpaid Principal Balance	1,175	1,274
Related Allowance	17	'
Totals: Average Recorded Investment	606	1,158
Totals: Interest Income Recognized	'	8
Consumer Unsecured [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	'	'
With No Related Allowance Recorded: Unpaid Principal Balance	'	'
With No Related Allowance Recorded: Average Recorded Investment	'	'
With No Related Allowance Recorded: Interest Income Recognized	'	'
With An Allowance Recorded: Average Recorded Investment	'	1
Totals: Average Recorded Investment	'	1
Consumer Secured [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	21	21
With No Related Allowance Recorded: Unpaid Principal Balance	21	21
With No Related Allowance Recorded: Average Recorded Investment	21	245
With No Related Allowance Recorded: Interest Income Recognized	1	1
With An Allowance Recorded: Recorded Investment	119	40
With An Allowance Recorded: Unpaid Principal Balance	119	40
With An Allowance Recorded: Average Recorded Investment	80	285
With An Allowance Recorded: Interest Income Recognized	6	3
Totals: Recorded Investment	140	61
Totals: Unpaid Principal Balance	140	61
Related Allowance	119	40
Totals: Average Recorded Investment	101	530
Totals: Interest Income Recognized	7	4
Residential Mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	463	470
With No Related Allowance Recorded: Unpaid Principal Balance	463	517
With No Related Allowance Recorded: Average Recorded Investment	467	1,304
With No Related Allowance Recorded: Interest Income Recognized	47	24
With An Allowance Recorded: Recorded Investment	1,497	1,684
With An Allowance Recorded: Unpaid Principal Balance	1,659	1,820
With An Allowance Recorded: Average Recorded Investment	1,591	1,350
With An Allowance Recorded: Interest Income Recognized	50	118
Totals: Recorded Investment	1,960	2,154
Totals: Unpaid Principal Balance	2,122	2,337
Related Allowance	284	224
Totals: Average Recorded Investment	2,058	2,654
Totals: Interest Income Recognized	97	142
Residential Consumer Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance Recorded: Recorded Investment	'	'
With No Related Allowance Recorded: Unpaid Principal Balance	'	'
With No Related Allowance Recorded: Average Recorded Investment	'	'
With No Related Allowance Recorded: Interest Income Recognized	'	'
With An Allowance Recorded: Recorded Investment	'	'
With An Allowance Recorded: Unpaid Principal Balance	'	'
With An Allowance Recorded: Average Recorded Investment	'	'
With An Allowance Recorded: Interest Income Recognized	'	'
Totals: Recorded Investment	'	'
Totals: Unpaid Principal Balance	'	'
Related Allowance	'	'
Totals: Average Recorded Investment	'	'
Totals: Interest Income Recognized	'	'

Loans_Allowance_For_Loan_Losse7

Loans, Allowance For Loan Losses And OREO (Allowance For Credit Losses And Recorded Investment In Financing Receivables) (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Credit Losses: Beginning Balance	$5,186	$5,535	$5,535
Allowance for Credit Losses: Charge-offs	-427	'	-1,105
Allowance for Credit Losses: Recoveries	60	'	216
Allowance for credit losses: Provision	55	290	540
Allowance for Credit Losses: Ending Balance	4,874	'	5,186
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment	1,345	'	964
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment	3,529	'	4,222
Allowance for Credit Losses: Totals	4,874	'	5,186
Financing Receivables: Ending Balance: Individually evaluated for impairment	11,298	'	10,986
Financing Receivables: Ending Balance: Collectively evaluated for impairment	366,966	'	334,194
Total Financing Receivables	378,264	'	345,180
Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Credit Losses: Beginning Balance	1,015	987	987
Allowance for Credit Losses: Charge-offs	-165	'	-19
Allowance for Credit Losses: Recoveries	27	'	37
Allowance for credit losses: Provision	473	'	10
Allowance for Credit Losses: Ending Balance	1,350	'	1,015
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment	832	'	406
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment	518	'	609
Allowance for Credit Losses: Totals	1,350	'	1,015
Financing Receivables: Ending Balance: Individually evaluated for impairment	4,364	'	3,838
Financing Receivables: Ending Balance: Collectively evaluated for impairment	60,686	'	51,965
Total Financing Receivables	65,050	'	55,803
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Credit Losses: Beginning Balance	2,631	2,849	2,849
Allowance for Credit Losses: Charge-offs	-188	'	-932
Allowance for Credit Losses: Recoveries	9	'	42
Allowance for credit losses: Provision	-490	'	672
Allowance for Credit Losses: Ending Balance	1,962	'	2,631
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment	110	'	294
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment	1,852	'	2,337
Allowance for Credit Losses: Totals	1,962	'	2,631
Financing Receivables: Ending Balance: Individually evaluated for impairment	4,834	'	4,933
Financing Receivables: Ending Balance: Collectively evaluated for impairment	185,841	'	167,184
Total Financing Receivables	190,675	'	172,117
Consumer [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Credit Losses: Beginning Balance	935	1,057	1,057
Allowance for Credit Losses: Charge-offs	-34	'	-126
Allowance for Credit Losses: Recoveries	24	'	137
Allowance for credit losses: Provision	-182	'	-133
Allowance for Credit Losses: Ending Balance	743	'	935
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment	119	'	40
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment	624	'	895
Allowance for Credit Losses: Totals	743	'	935
Financing Receivables: Ending Balance: Individually evaluated for impairment	140	'	61
Financing Receivables: Ending Balance: Collectively evaluated for impairment	72,388	'	71,104
Total Financing Receivables	72,528	'	71,165
Residential Real Estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for Credit Losses: Beginning Balance	605	642	642
Allowance for Credit Losses: Charge-offs	-40	'	-28
Allowance for credit losses: Provision	254	'	-9
Allowance for Credit Losses: Ending Balance	819	'	605
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment	284	'	224
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment	535	'	381
Allowance for Credit Losses: Totals	819	'	605
Financing Receivables: Ending Balance: Individually evaluated for impairment	1,960	'	2,154
Financing Receivables: Ending Balance: Collectively evaluated for impairment	48,051	'	43,941
Total Financing Receivables	$50,011	'	$46,095

Loans_Allowance_For_Loan_Losse8

Loans, Allowance For Loan Losses And OREO (Age Analysis Of Past Due Financing Receivables) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	$1,740	$2,364
60 - 89 Days Past Due	1,770	95
Greater than 90 Days	3,172	2,671
Total Past Due	6,682	5,130
Current	371,582	340,050
Total Financing Receivables	378,264	345,180
Recorded Investment > 90 Days & Accruing	'	'
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	88	389
60 - 89 Days Past Due	94	'
Greater than 90 Days	2,116	1,586
Total Past Due	2,298	1,975
Current	62,752	53,828
Total Financing Receivables	65,050	55,803
Recorded Investment > 90 Days & Accruing	'	'
Commercial Mortgages-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	646	1,099
60 - 89 Days Past Due	857	'
Greater than 90 Days	212	409
Total Past Due	1,715	1,508
Current	68,798	63,813
Total Financing Receivables	70,513	65,321
Recorded Investment > 90 Days & Accruing	'	'
Commercial Mortgages-Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	'	96
60 - 89 Days Past Due	55	'
Greater than 90 Days	72	85
Total Past Due	127	181
Current	111,078	94,542
Total Financing Receivables	111,205	94,723
Recorded Investment > 90 Days & Accruing	'	'
Commercial Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Greater than 90 Days	460	375
Total Past Due	460	375
Current	8,497	11,698
Total Financing Receivables	8,957	12,073
Recorded Investment > 90 Days & Accruing	'	'
Consumer Unsecured [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	32	5
Total Past Due	32	5
Current	4,204	4,717
Total Financing Receivables	4,236	4,722
Recorded Investment > 90 Days & Accruing	'	'
Consumer Secured [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	379	71
60 - 89 Days Past Due	107	'
Greater than 90 Days	'	33
Total Past Due	486	104
Current	67,806	66,339
Total Financing Receivables	68,292	66,443
Recorded Investment > 90 Days & Accruing	'	'
Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	595	704
60 - 89 Days Past Due	657	'
Greater than 90 Days	312	183
Total Past Due	1,564	887
Current	41,347	39,909
Total Financing Receivables	42,911	40,796
Recorded Investment > 90 Days & Accruing	'	'
Residential Consumer Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
60 - 89 Days Past Due	'	95
Total Past Due	'	95
Current	7,100	5,204
Total Financing Receivables	7,100	5,299
Recorded Investment > 90 Days & Accruing	'	'

Loans_Allowance_For_Loan_Losse9

Loans, Allowance For Loan Losses And OREO (Credit Quality Information-By Class) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	$378,264	$345,180
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	355,152	316,534
Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	5,827	8,801
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	5,676	8,675
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	11,609	11,170
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	65,050	55,803
Commercial [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	59,258	48,827
Commercial [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	1,210	2,109
Commercial [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	90	979
Commercial [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	4,492	3,888
Commercial [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Commercial Mortgages-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	70,513	65,321
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	65,844	58,740
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	1,098	2,355
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	308	1,356
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	3,263	2,870
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Commercial Mortgages-Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	111,205	94,723
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	104,323	85,474
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	1,809	2,737
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	4,338	5,468
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	735	1,044
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Commercial Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	8,957	12,073
Commercial Construction [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	8,073	11,455
Commercial Construction [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	424	'
Commercial Construction [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	460	618
Commercial Construction [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Consumer Unsecured [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	4,236	4,722
Consumer Unsecured [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	4,236	4,721
Consumer Unsecured [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	1
Consumer Unsecured [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Consumer Secured [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	68,292	66,443
Consumer Secured [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	67,260	65,056
Consumer Secured [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	510	814
Consumer Secured [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	97	283
Consumer Secured [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	425	290
Consumer Secured [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	42,911	40,796
Residential Mortgages [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	39,149	36,962
Residential Mortgages [Member] | Monitor [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	776	786
Residential Mortgages [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	843	589
Residential Mortgages [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	2,143	2,459
Residential Mortgages [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'
Residential Consumer Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	7,100	5,299
Residential Consumer Construction [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	7,009	5,299
Residential Consumer Construction [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	91	'
Residential Consumer Construction [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Financing receivables	'	'