Bank of the James Financial (BOTJ) 10-K 21 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Mar. 21, 2017	Jun. 30, 2016
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2016
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2,016
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	1,275,101
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,378,436
Entity Public Float			$ 48,283,179
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 16,938	$ 15,952
Federal Funds Sold	11,745	12,703
Total cash and cash equivalents	28,683	28,655
Securities held-to-maturity (fair value of $3,273 in 2016 and $2,649 in 2015)	3,299	2,519
Securities available-for-sale, at fair value	40,776	35,996
Restricted stock, at cost	1,373	1,313
Loans, net of allowance for loan losses of $5,716 in 2016 and $4,683 in 2015	464,353	430,445
Loans held for sale	3,833	1,964
Premises and equipment, net	10,947	10,007
Interest receivable	1,378	1,248
Cash value - bank owned life insurance	12,673	9,781
Other real estate owned	2,370	1,965
Income taxes receivable	1,214	1,096
Deferred tax asset, net	2,374	1,399
Other assets	922	755
Total assets	574,195	527,143
Deposits
Noninterest bearing demand	102,654	91,325
NOW, money market and savings	255,429	232,864
Time	165,029	143,421
Total deposits	523,112	467,610
Capital notes		10,000
Interest payable	88	61
Other liabilities	1,574	1,276
Total liabilities	524,774	478,947
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of December 31, 2016 and 2015	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	10,156	7,920
Accumulated other comprehensive (loss)	(1,600)	(589)
Total stockholders' equity	49,421	48,196
Total liabilities and stockholders' equity	$ 574,195	$ 527,143

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,273	$ 2,649
Loans, allowance for loan losses	$ 5,716	$ 4,683
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Interest Income
Loans	$ 20,481	$ 19,377
Securities
US Government and agency obligations	479	570
Mortgage backed securities	201	95
Municipals - taxable	199	108
Municipals - tax exempt	41	42
Dividends	67	67
Other (Corporates)	35	11
Interest bearing deposits	31	14
Federal Funds sold	34	18
Total interest income	21,568	20,302
Deposits
NOW, money market savings	590	509
Time Deposits	1,742	1,552
Federal Funds purchased	4	2
FHLB borrowings		28
Capital notes	8	600
Total interest expense	2,344	2,691
Net interest income	19,224	17,611
Provision for loan losses	1,612	282
Net interest income after provision for loan losses	17,612	17,329
Noninterest income
Gain on sales of loans held for sale	2,433	2,278
Service charges, fees and commissions	1,444	1,390
Increase in cash value of life insurance	292	269
Other	132	207
Gain on sales and calls of securities, net	494	49
Total noninterest income	4,795	4,193
Noninterest expenses
Salaries and employee benefits	9,230	8,727
Occupancy	1,312	1,204
Equipment	1,287	1,275
Supplies	480	419
Professional, data processing, and other outside expense	2,731	2,218
Marketing	686	465
Credit expense	425	301
Other real estate expenses	68	122
FDIC insurance expense	363	331
Other	1,012	1,003
Amortization of tax credit investment		114
Total non-interest expenses	17,594	16,179
Income before income taxes	4,813	5,343
Income tax expense	1,527	1,651
Net Income	$ 3,286	$ 3,692
Weighted average shares outstanding - basic and diluted	4,378,436	3,451,409
Earnings per common share - basic	$ 0.75	$ 1.07
Earnings per common share - diluted	$ 0.75	$ 1.07

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income		$ 3,286	$ 3,692
Other comprehensive income (loss)
Unrealized gains (losses) on securities available-for-sale		(1,044)	(255)
Unrealized gains (losses) on securities available-for-sale, Tax effect		354	87
Reclassification adjustment for gains included in net income	[1]	(487)	(49)
Reclassification adjustment for gains included in net income, Tax effect	[2]	166	17
Other comprehensive income (loss), net of tax		(1,011)	(200)
Comprehensive income		$ 2,275	$ 3,492
[1]	Gains are included in "gain on sale of available-for-sale securities, net" on the consolidated statements of income.
[2]	The tax effect on these reclassifications is reflected in "income tax expense" on the consolidated statements of income.

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) [Member]	Total
Balance at Dec. 31, 2014	$ 7,215	$ 22,919	$ 5,031	$ (389)	$ 34,776
Balance, shares at Dec. 31, 2014	3,371,616
Net Income			3,692		3,692
Dividends paid on common stock			(803)		(803)
Net proceeds from issuance of shares of common stock	$ 2,140	8,513			$ 10,653
Net proceeds from issuance of shares of common stock, shares	1,000,000				1,000,000
Exercise of stock options	$ 15	63			$ 78
Exercise of stock options, shares	6,820
Other Comprehensive (loss)				(200)	(200)
Balance at Dec. 31, 2015	$ 9,370	31,495	7,920	(589)	48,196
Balance, shares at Dec. 31, 2015	4,378,436
Net Income			3,286		3,286
Dividends paid on common stock			(1,050)		$ (1,050)
Exercise of stock options, shares
Other Comprehensive (loss)				(1,011)	$ (1,011)
Balance at Dec. 31, 2016	$ 9,370	$ 31,495	$ 10,156	$ (1,600)	$ 49,421
Balance, shares at Dec. 31, 2016	4,378,436

Consolidated Statements Of Cha7

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.24	$ 0.22
Shares of common stock		1,000,000

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash flows from operating activities
Net Income	$ 3,286	$ 3,692
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	767	767
Net amortization and accretion of premiums and discounts on securities	276	110
(Gain) on sales of available for-sale-securities	(487)	(49)
(Gain) on call of held-to-maturity securities	(7)
(Gain) on sales of loans held for sale	(2,433)	(2,278)
Provision for loan losses	1,612	282
(Gain) loss on sale of other real estate owned	(1)	6
(Benefit) for deferred income taxes	(455)	(74)
Amortization of tax credit investment		114
(Increase) in cash value of life insurance	(292)	(269)
(Increase) in interest receivable	(130)	(2)
(Increase) in other assets	(167)	(154)
(Increase) in income taxes receivable	(118)	(151)
Increase in interest payable	27	3
Decrease (increase) in other liabilities	298	(69)
Proceeds from sales of loans held for sale	85,307	79,893
Origination of loans held for sale	(84,743)	(78,549)
Valuation Adjustment on other real estate owned	45	75
Net cash provided by operating activities	2,785	3,347
Cash flows from investing activities
Purchases of securities held-to-maturity	(1,290)
Proceeds from maturities and calls of securities held-to-maturity	500
Purchases of securities available-for-sale	(40,464)	(27,019)
Proceeds from maturities, calls and paydowns of securities available-for-sale	9,744	1,622
Proceeds from sale of securities available-for-sale	24,637	13,440
Purchases of bank owned life insurance	(2,600)
(Purchase) redemption of Federal Home Loan Bank stock	(60)	426
Proceeds from sale of other real estate owned	21	360
Origination of loans, net of principal collected	(35,990)	(37,579)
Capital improvements to other real estate owned		(25)
Purchases of premises and equipment	(1,707)	(1,512)
Net cash (used in) investing activities	(47,209)	(50,287)
Cash flows from financing activities
Net increase in deposits	55,502	68,113
Net (decrease) in federal funds purchased		(3,189)
Net (decrease) in Federal Home Loan Bank advances		(12,000)
Dividends paid to common stockholders	(1,050)	(803)
Proceeds from sale of 1,000,000 shares of common equity		10,653
Retirement of capital notes	(10,000)
Proceeds from exercise of stock options		78
Net cash provided by financing activities	44,452	62,852
Increase in cash and cash equivalents	28	15,912
Cash and cash equivalents at beginning of period	28,655	12,743
Cash and cash equivalents at end of period	28,683	28,655
Non cash transactions
Transfer of loans to other real estate owned	470	1,425
Fair value of adjustment for securities	(1,531)	(304)
Cash transactions
Cash paid for interest	2,317	2,688
Cash paid for taxes	$ 2,100	$ 1,875

Consolidated Statements Of Cas9

Consolidated Statements Of Cash Flows (Parenthetical)	12 Months Ended
	Dec. 31, 2015shares
Consolidated Statements Of Cash Flows [Abstract]
Shares of common stock	1,000,000

Organization

Organization	12 Months Ended
	Dec. 31, 2016
Organization [Abstract]
Organization	Note 1 – Organization  Bank of the James Financial Group, Inc. ( “ Financial ” or the “ Company ” ), a Virginia corporation, was organized in 2003 and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. Financial is headquartered in Lynchburg, Virginia. Financial conducts its business activities through the branch offices and loan production offices of its wholly owned subsidiary bank, Bank of the James (the “ Bank ” ), the Bank ’ s wholly-owned subsidiary, BOTJ Insurance, Inc. ( “ BOTJ-Ins. ” ), and through the Bank ’ s two divisions, Bank of the James Mortgage division ( “ Mortgage division ” ) and BOTJ Investment Services division ( “ Investment Services division ” ). The Mortgage division originates conforming and non-conforming home mortgages primarily in the Region 2000 area, which includes the counties of Amherst, Appomattox, Bedford and Campbell (which includes the Town of Altavista) , the Town of Bedford and the City of Lynchburg, Virginia. Financial exists primarily for the purpose of holding the stock of its subsidiaries, the Bank and such other subsidiaries as it may acquire or establish. Financial also has one wholly-owned non-operating subsidiary.  Bank of the James was incorporated on October 23, 1998, and began banking operations on July 22, 1999. The Bank is a Virginia chartered bank and is engaged in lending and deposit gathering activities in Region 2000 and other markets in Central Virginia . It operates under the laws of Virginia and the Rules and Regulations of the Federal Reserve System and the Federal Deposit Insurance Corporation. The Bank ’ s locations consist of f ive branches ( one of which is a limited service branch) in Lynchburg, Virginia, one in Forest, Virginia which includes the Mortgage Division, one in Madison Heights, Virginia, one in the Town of Amherst, Virginia, one in the Town of B edford, Virginia, one in the Town of Altavista, Virginia , and one in the Town of Appomattox . The Bank also operates one full service branch, two limited service branches and a loan production office in Charlottesville, Virginia, a full service branch in Harrisonburg, Virginia, and a full service branch in Roanoke, Virginia.

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 2 - Summary of significant accounting policies  Consolidation The consolidated financial statements include the accounts of Bank of the James Financial Group, Inc. and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.  Basis of presentation and use of estimates The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the financial statements, as well as the amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and valuation of other real estate owned.  Cash and cash equivalents Cash and cash equivalents include cash and balances due from banks and federal funds sold, all of which mature within ninety days. Generally, federal funds are purchased and sold for one-day periods. Note 2 - Summary of significant accounting policies (continued)  Securities Certain debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Trading securities are recorded at fair value with changes in fair value included in earnings. Securities not classified as held-to-maturity or trading, including equity securities with readily determinable fair values, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Impairment of securities occurs when the fair value of a security is less than its amortized cost. For debt securities, impairment is considered other-than-temporary and recognized in its entirety in net income if either (1) the Bank intends to sell the security or (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis. If, however, the Bank does not intend to sell the security and it is not more likely than not that the Bank will be required to sell the security before recovery, the Bank must determine what portion of the impairment is attributable to a credit loss, which occurs when the amortized cost of the security exceeds the present value of the cash flows expected to be collected from the security. If there is no credit loss, there is no other-than temporary impairment. If there is a credit loss, other-than-temporary impairment exists, and the credit loss must be recognized in net income and the remaining portion of impairment must be recognized in other comprehensive income. For equity securities, impairment is considered to be other-than-temporary based on our ability and intent to hold the investment until a recovery of fair value. Other-than-temporary impairment of an equity security results in a write-down that must be included in net income. We regularly review each investment security for other-than-temporary impairment based on criteria that include the extent to which cost exceeds market price, the duration of that market decline, the financial health of and specific prospects for the issuer, our best estimate of the present value of cash flows expected to be collected from debt securities, our intention with regard to holding the security to maturity, and the likelihood that we would be required to sell the security before recovery.  Restricted investments As members of the Federal Reserve Bank (FRB) and the Federal Home Loan Bank of Atlanta (FHLBA), the Bank is required to maintain certain minimum investments in the common stock of the FRB and FHLBA. Required levels of investment are based upon the Bank’s capital and a percentage of qualifying assets. The Bank also maintains stock ownership in Community Bankers’ Bank (CBB). The investment in CBB is minimal and is not mandated but qualifies the Bank for preferred pricing on services offered by CBB. Based on liquidation restrictions, all of these investments are carried at cost.  Loans Financial makes real estate, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by real estate loans collateralized by real estate within Region 2000. The ability of Financial’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the area.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal Note 2 - Summary of significant accounting policies (continued)  balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.  Past due status Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non-accrual and potentially charged-off at an earlier date if collection of principal or interest is considered doubtful.  Non-accrual status Financial stops accruing interest on a loan at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. At the time the loan is placed on non-accrual status, all previously accrued but not collected interest is reversed against interest income. While the loan is classified as non-accrual, any payments collected are accounted for using the cost-recovery method which requires the entire amount of the payment to be applied directly to principal, until qualifying for return to performing status. Loans may be, but are not always, returned to performing status when all the principal and interest amounts contractually due are brought current (within 90 days past due), future payments are reasonably assured, and contractually required payments have been made on a timely basis for at least six consecutive months.  Charge-off At the time a loan is placed on non-accrual status, it is generally reevaluated for expected loss and a specific reserve, if not already assigned, is established against the loan. Consumer term loans are typically charged-off no later than 120 days whereas consumer revolving credit loans are typically charged-off no later than 180 days. Although the goal for commercial and commercial real estate loans is for charge off no later than 180 days, a commercial or commercial real estate loan may not be fully charged off until there is reasonable certainty that no additional workout efforts, troubled debt restructurings or any other types of concession can or will be made by Financial.  Loans Held for Sale Loans originated and intended for sale in the secondary market are sold, servicing released, and carried at the lower of cost or fair value, which is determined in the aggregate based on sales commitments to permanent investors or on current market rates for loans of similar quality and type. In addition, the Company requires a firm purchase commitment from a permanent investor before a loan can be closed, thus limiting interest rate risk. The amount of interest rate lock commitments is currently an immaterial amount.  Allowance for loan losses The allowance for loan losses is established as losses estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.   Note 2 - Summary of significant accounting policies (continued)  The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as doubtful or substandard. For such loans that are also classified as impaired, an allowance is established when the collateral value of the impaired loan or discounted cash flows is lower than the carrying value of that loan. The historical component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The qualitative factors used to derive the general component of the allowance may include but are not limited to:  1. Known improvement or deterioration in certain classes of loans or collateral; 2. Trends in portfolio volume, maturity, or composition; 3. Volume and trends in delinquencies and non-accruals; 4. Local economic and industrial conditions; 5. Lending, charge-off, and collection policies; and 6. Experience, ability, and depth of lending staff.  A loan is considered impaired when, based on current information and events, it is probable that Financial will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by evaluating the discounted cash flows or fair value of the underlying collateral, if the loan is collateral dependent. Management considers the following four components when calculating its loan loss reserve requirement: o In accordance with current accounting rules (ASC 310) and the Bank’s impairment methodology, the Bank performs an individual impairment analysis on all loans having a principal balance greater than $100,000 (unless related to another classified relationship or a TDR) with a risk rating of substandard, doubtful, and loss (our internal risk ratings of 7 through 9). The Bank also performs individual loan analysis and assesses potential future losses associated with those relationships risk rated as special mention (our internal risk rating of 6). o In accordance with current accounting rules (ASC 450), the Bank examines historical charge-off data by segment in order to determine a portion of the reserve related to homogeneous pools. The Bank updates its historical charge-off data quarterly and adjusts the reserve accordingly. o The Bank applies various risk factors, including, for example, levels of trends in delinquencies, current and expected economic conditions, and levels of and trends in recoveries of prior charge-offs.  Note 2 - Summary of significant accounting policies (continued) o The Bank applies factors to determine the method by which to determine the general reserve for inherent losses related to the loan pool, including, for example, loan concentrations, policy and procedure changes, national and local economic trends and conditions, and overall portfolio quality. Troubled debt restructurings In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a troubled debt restructuring (“TDR”). Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loans reach nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. In cases where borrowers are granted new terms that generally (although not required to be considered a TDR) provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. The Bank had $ 455 and $646 classified as TDRs as of December 31, 2016 and 2015, respectively. Premises, equipment and depreciation Premises and equipment, including leasehold improvements, are stated at cost less accumulated depreciation. Depreciation is provided over the estimated useful lives of the respective assets on the straight-line basis, which range from 3 to 7 years for equipment and 10 to 39.5 years for buildings and improvements. Leasehold improvements are amortized over a term which includes the remaining lease term and probable renewal periods. Land is carried at cost and is not depreciable. Expenditures for major renewals and betterments are capitalized and those for maintenance and repairs are charged to operating expenses as incurred. Bank owned life insurance Financial has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value. Other real estate owned Other real estate owned consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure establishing a new cost basis. These properties are subsequently accounted for at the lower of cost or fair value less estimated costs to sell . Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. Transfers of financial assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Bank – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge   Note 2 - Summary of significant accounting policies (continued) or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absences of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Retirement Plans Employee 401(k) and profit sharing expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. At December 31, 2016 and 2015, there were no liabilities recorded for unrecognized tax benefits.    Note 2 - Summary of significant accounting policies (continued)  Stock options Current accounting guidance requires the costs resulting from all share-based payments to employees be recognized in the financial statements. Stock-based compensation is estimated at the date of grant, using the Black-Scholes option valuation model for determining fair value, and recognized over the option’s vesting period. As of December 31, 2016, all compensation expense related to the Company’s option plan had been recognized. The Company’s ability to grant additional option shares under the 1999 Plan has expired.  Earnings per common share Basic earnings per common share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options, and are determined using the treasury stock method.  Reclassification Management has made certain immaterial reclassifications to the prior year financial statements to conform to the 2016 presentation. Comprehensive income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains (losses) on available-for-sale securities. Marketing The Company expenses advertising costs as incurred. Advertising expenses were $ 686 and $466 for 2016 and 2015, respectively.

Restrictions On Cash

Restrictions On Cash	12 Months Ended
	Dec. 31, 2016
Restrictions On Cash [Abstract]
Restrictions On Cash	 Note 3 - Restrictions on cash To comply with Federal Reserve regulations, the Bank is required to maintain certain average cash reserve balances. The daily average cash reserve requirements were approximately $ 6,733 and $5,562 for the weeks includin g December 31, 201 6 and 201 5 , respectively.

Securities

Securities	12 Months Ended
	Dec. 31, 2016
Securities [Abstract]
Securities	 Note 4 - Securities A summary of the amortized cost and fair value of securities, with gross unrealized gains and losses, follows:   December 31, 2016  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $3,299 $65 $(91) $3,273  Available-for-sale  U.S. Treasuries $1,952 $ - $(119) $1,833  U.S. agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,426 55 (534) 9,947  Corporates 4,132 - (254) 3,878   $43,200 $60 $(2,484) $40,776     December 31, 2015  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $2,519 $130 $ - $2,649  Available-for-sale  U.S. agency obligations $19,606 $3 $(799) $18,810  Mortgage-backed securities 10,778 4 (135) 10,647  Municipals 4,984 84 (34) 5,034  Corporates 1,521 - (16) 1,505   $36,889 $91 $(984) $35,996 Temporarily Impaired Securities  The following tables show the gross unrealized losses and fair value of the Bank ’ s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, a t December 31, 201 6 and 201 5 :  Note 4 –Securities (continued)  December 31, 2016 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  U.S. Treauries 1,833 119 - - 1,833 119  U.S. agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254   Total temporarily impaired securities $38,514 $2,575 $ - $ - $38,514 $2,575    December 31, 2015 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Available-for-sale  U.S. agency obligations $7,160 $353 $10,650 $446 $17,810 $799  Mortgage-backed securities 6,726 77 1,979 58 8,705 135  Municipals 2,341 25 503 9 2,844 34  Corporates 1,505 16 - - 1,505 16   Total temporarily impaired securities $17,732 $471 $13,132 $513 $30,864 $984   U.S. Treasuries. The unrealized losses on these two investments in U.S. Treasuries at December 31, 2016 were caused by an increase in interest rates. The contractual terms of those investments do no t permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 201 6 . Each of these two investments carries a Moody’s investment grade rating of A.   U.S. agency obligations. The unrealized losses on the 10 investments in U.S. agency obligations at December 31, 2016 were caused by an increase in interest rate s . The contractual terms of those investments do no t permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 201 6 . Each of these 10 investments carries an S&P investment grade rating of AA.  Mortgage-backed securities. The unrealized loss on the seven investment s in U.S. government agency mortgage-backed securities at December 31, 2016 was caused by an increase in interest rates . The contractual terms of those investment s do es no t permit the issuer to settle the securities at a price le ss than the amortized cost basis of the investment s . Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of the amortized cost basi s, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 201 6 . Each of these seven investments carries an S&P investment grade rating of AA.  Municipals. The unrealized losses on the 13 investments in municipal obligatio ns at December 31, 201 6 were caused by an increase in interest rate s . The contractual terms of those investments do no t permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impa ired at December 31, 201 6 . Each of these 13 investments carries an S&P investment grade rating of AA or above.  Corporates. The unrealized loss es on the five investment s in domestic corporate issued securities at December 31, 2016 were caused by an increase in interest rate s . The contractual terms of those investment s do es no t permit the issuer to settle the securities at a price le ss than the amortized cost basis of the investment s . Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of the amortized cost basi s, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 201 6 . Each of these five investments carries an S&P investment grade rating of AA.  The amortized costs and fair values of securities at December 31, 201 6 , by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may h ave the right to call or prepay obligations with or without call or prepayment penalties.  Note 4 –Securities (continued)  Held-to-Maturity Available-for-Sale  Amortized Fair Amortized Fair  Cost Values Cost Values   Due in one year or less $ - $ - $ - $ -  Due after one year through five years 2,015 2,080 551 535  Due after five years through ten years - - 14,874 14,318  Due after ten years 1,284 1,193 27,775 25,923   $3,299 $3,273 $43,200 $40,776  The Bank received $ 24,637 in proceeds from sales of securities available-for-sale in 201 6 . Gross realized gains amounted to $ 487 and gross realized losses amounted to $ 0 . The Bank received $ 13,440 in proceeds from sales of securities available-for-sale in 201 5 . Gross realized gains amounted to $ 52 and gross realized losses amounted to $ 3 . At December 31, 2016 and 2015, securities with a carrying value of $11,756 and $11,582 , respectively, were pledged as collateral for public deposits and for other purposes as required or permitted by law .

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	12 Months Ended
	Dec. 31, 2016
Loans And Allowance For Loan Losses [Abstract]
Loans And Allowance For Loan Losses	Note 5 - Loans and allowance for loan losses The allowance represents an amount that, in management ’ s judgment, will be adequate to absorb any losses on existing loans that may become uncollectible. Management ’ s judgment in determining the level of the allowance is based on evaluations of the collectability of loans while taking into consideration such factors as trends in delinquencies and charge-offs, changes in the nature and volume of the loan portfolio, current economic conditions that may affect a borrower ’ s ability to repay and the value of collateral, overall portfolio quality and review of specific potential losses. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio by classes within the segments, based on the associated risks within these classes. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio.  Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied Commercial mortgages – non-owner occupied Commercial construction Consumer Consumer unsecured Consumer secured Residential Residential mortgages Residential consumer construction Note 5 - Loans and allowance for loan losses (continued) The evaluation also considers the following risk characteristics of each loan segment : · Commercial loans carry risks associated with the successful operation of a business because the repayment of these loans may be dependent upon the profitability and cash flows of the business or project. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time and cannot be appraised with as much precision. · Commercial real estate loans carry risks associated with a real estate project and other risks associated with the ownership of real estate. In addition, for real estate construction loans there is a risk that the project will not be finished according to schedule, the project will not be finished according to budget and the value of the collateral may, at any point in time, be less than the principal amount of the loan. Construction loans also bear the risk that the general contractor, who may or may not be a loan customer, may be unable to finish the construction project as planned because of financial pressure unrelated to the project. · Consumer loans carry risks associated with the continued credit-worthiness of the borrower and the value of the collateral (e.g., rapidly-depreciating assets such as automobiles), or lack thereof. Consumer loans are more likely than real estate loans to be immediately adversely affected by job loss, divorce, illness or personal bankruptcy. Unsecured consumer loans carry additional risks associated with the continued credit-worthiness of borrowers who may be unable to meet payment obligations. · Residential mortgage and construction loans carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. Equity lines of credit carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. The Bank ’ s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower ’ s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Below is a summary and definition of the Bank ’ s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss Based on the above criteria, we segregate loans into the above categories for special mention, substandard, doubtful and loss from non-classified, or pass rated, loans. We review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: Note 5 - Loans and allowance for loan losses (continued) · “ Pass. ” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “ Monitor. ” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower ’ s operations and the borrower ’ s ability to generate positive cash flow on a sustained basis. The borrower ’ s recent payment history may currently or in the future be characterized by late payments. The Bank ’ s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “ Special Mention. ” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management ’ s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank ’ s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “ Substandard. ” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank ’ s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower ’ s performance and financial condition provide evidence that it is probable that the Bank will be unable to collect all amounts due. · “ Doubtful. ” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The p ossibility of loss is high. · “ Loss. ” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off. Note 5 - Loans and allowance for loan losses (continued) The Bank grants primarily commercial, real estate, and installment loans to customers throughout its market area, which consists primarily of Region 2000 which includes the counties of Amherst, Appomattox, Bedford and Campbell , the Town of Bedford, and the City of and the City of Lynchburg, Virginia. The real estate portfolio can be affected by the condition of the local real estate market. The commercial and installment loan portfolio can be affected by the local economic conditions.  A summary of loans, net is as follows:    December 31,  2016 2015   Commercial $88,085 $76,773  Commercial real estate 237,638 217,125  Consumer 85,099 81,531  Residential 59,247 59,699   Total loans (1) 470,069 435,128   Less allowance for loan losses 5,716 4,683   Net loans $464,353 $430,445  (1) Includes net deferred loan costs of $182 and $263 , respectively. The amount of overdrafts reclassified as loans was $ 54 an d $ 17 as of December 31, 201 6 and 201 5 , respectively.  The Company’s officers, directors and their related interests have various types of loan relationships with the Bank. The total outstanding balances of these related party loans at December 31, 2016 and 2015 were $ 15,869 an d $16,674 respectively. During 2016, new loans and advances amounted to $1,186 and repayments amounted to $ 1,991 . It should be noted that the beginning balance as of December 31, 2015 was adjusted upward to account for the existing loan relationships maintained by individuals who were newly designated as executive officers in 2016 as defined by Regulation O. Note 5 - Loans and allowance for loan losses (continued)  The following tables set forth information regarding impaired and non-accrual loans as of December 31, 201 6 and 201 5 :    Loans on Non-Accrual Status    As of December 31,  2016 2015  Commercial $915 $483 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 855 799  Commercial Mortgages-Non-Owner Occupied - 514  Commercial Construction 256 367 Consumer  Consumer Unsecured - 31  Consumer Secured 80 269 Residential:  Residential Mortgages 1,292 695  Residential Consumer Construction 67 248   Totals $3,465 $3,406  Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income  2016 Investment Balance Allowance Investment Recognized  With No Related Allowance Recorded:  Commercial $ 698 $ 698 $ - $ 349 $ 37  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1  Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -   With an Allowance Recorded:  Commercial $ 1,521 $ 1,521 $ 1,233 $ 1,351 $ 81  Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 -  Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8  Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -   Totals:  Commercial $ 2,219 $ 2,219 $ 1,233 $ 1,700 $ 118  Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 -  Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9  Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $ 9,799 $ 10,545 $ 1,771 $ 9,610 $ 464   Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2015  Unpaid Average Interest  Recorded Principal Related Recorded Income 2015 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $ - $ - $ - $ 1,009 $ -  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,082 3,100 - 2,959 174  Commercial Mortgage Non-Owner Occupied 177 177 - 628 12  Commercial Construction 27 514 - 244 -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 20 20 - 21 1  Residential  Residential Mortgages 1,997 2,027 - 1,466 86  Residential Consumer Construction 171 176 - 86 4  With an Allowance Recorded:  Commercial $ 1,180 $ 1,256 $ 6100 $ 1,293 $ 38  Commercial Real Estate  Commercial Mortgages-Owner Occupied 877 883 163 865 35  Commercial Mortgage Non-Owner Occupied 672 738 175 399 38  Commercial Construction 340 700 75 170 -  Consumer  Consumer Unsecured 31 32 31 16 1  Consumer Secured 190 193 153 155 10  Residential  Residential Mortgages 650 800 87 740 42  Residential Consumer Construction - - - - -  Totals:  Commercial $ 1,180 $ 1,256 $ 610 $ 2,302 $ 38  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,959 3,983 163 3,824 209  Commercial Mortgage Non-Owner Occupied 849 915 175 1,027 50  Commercial Construction 367 1,214 75 414 -  Consumer  Consumer Unsecured 31 32 31 16 1  Consumer Secured 210 213 153 176 11  Residential  Residential Mortgages 2,647 2,827 87 2,206 128  Residential Consumer Construction 171 176 - 86 4  $ 9,414 $ 10,616 $ 1,294 $ 10,051 $ 441 Note 5 - Loans and allowance for loan losses (continued) The following tables set forth the allowance for loan losses activity for the years ended December 31, 201 6 and 201 5 : Allowance for Loan Losses and Recorded Investment in Loans For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069       Note 5 - Loans and allowance for loan losses (continued)   Allowance for Loan Losses and Recorded Investment in Loans For the Year Ended December 31, 201 5    Commercial 2015 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,235 $2,194 $812 $549 $4,790  Charge-offs (294) (64) (257) - (615)  Recoveries 14 122 54 36 226  Provision 240 (501) 464 79 282  Ending Balance $1,195 $1,751 $1,073 $664 $4,683   Ending Balance: Individually evaluated for impairment $610 $413 $184 $87 $1,294   Ending Balance: Collectively evaluated for impairment 585 1,338 889 577 3,389    Totals: $1,195 $1,751 $1,073 $664 $4,683  Loans:   Ending Balance: Individually evaluated for impairment $1,180 $5,175 $241 $2,818 $9,414   Ending Balance: Collectively evaluated for impairment 75,593 211,950 81,290 56,881 425,714   Totals: $76,773 $217,125 $81,531 $59,699 $435,128    Note 5 - Loans and allowance for loan losses (continued)  Age Analysis of Past Due Loans as of December 31, 2016 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ -    Age Analysis of Past Due Loans as of December 31, 2015 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $ - $244 $483 $727 $76,046 $76,773 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 425 571 426 1,422 75,549 76,971 -  Commercial Mortgages-Non-Owner Occupied 189 90 438 717 126,138 126,855 -  Commercial Construction - - 367 367 12,932 13,299 - Consumer:  Consumer Unsecured 2 - 31 33 6,828 6,861 -  Consumer Secured 198 68 128 394 74,276 74,670 - Residential:  Residential Mortgages 512 468 543 1,523 48,490 50,013 -  Residential Consumer Construction - - 248 248 9,438 9,686 -  Total $1,326 $1,441 $2,664 $5,431 $429,697 $435,128 $ -  Note 5 - Loans and allowance for loan losses (continued) Credit Quality Information - by Class December 31, 2016  2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085  Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non-Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069     Credit Quality Information - by Class December 31, 2015  2015 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $73,831 $290 $1,457 $1,195 $ - $76,773 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 68,813 1,353 2,801 4,004 - 76,971  Commercial Mortgages-Non-Owner Occupied 120,462 1,558 3,895 940 - 126,855  Commercial Construction 12,932 - - 367 - 13,299 Consumer  Consumer Unsecured 6,830 - - 31 - 6,861  Consumer Secured 73,825 276 50 519 - 74,670 Residential:  Residential Mortgages 47,180 - - 2,833 - 50,013  Residential Consumer Construction 9,438 - - 248 - 9,686   Totals $413,311 $3,477 $8,203 $10,137 $ - $435,128  Note 5 - Loans and allowance for loan losses (continued) Troubled Debt Restructurings (TDRs) There were no loan modifications that would have been classified as Troubled Debt Restructurings (TDR) during the twelve months ended December 31, 2016. The following tables describe the loan modifications classified as TDRs during the twelve months ended December 31, 2015: For the Twelve Months Ended December 31, 2015 ( dollars in thousands) Troubled Debt Restructurings During the Period Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment  Commercial 1 $21 $21  Commercial Real Estate 2 $456 $456 The loans noted in the table above were modified during the periods to extend maturity only. These loans are factored into the determination of the allowance for loan losses as of the period indicated and are included in the Bank’s impaired loan analysis and individually evaluated for impairment. At December 31, 2016 and December 31, 2015, the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. There were no loan modifications classified as TDRs within the last twelve months that defaulted (90 days past due) during the twelve months ended December 31, 2016 and 2015. 

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2016
Other Real Estate Owned [Abstract]
Other Real Estate Owned	 Note 6 - Other real estate owned At December 31, 2016 a nd 201 5 , OREO was $ 2,370 and $ 1,965 respectively. OREO is primarily comprised of residential properties and non-residential properties associated with commercial relationships. As of December 31, 2016, there was $294 of consumer mortgage loans secured by residential real estate, all of which were in the process of foreclosure. As of December 31, 2015, there were no residential real estate loans in other real estate owned. The following table represents the changes in OREO balance in 201 6 and 201 5 .  OREO Changes  Year Ended December 31,  2016 2015  Balance at the beginning of the year $1,965 $956  Transfers from Loans 470 1,425  Capitalized costs - 25  Valuation adjustments (45) (75)  Sales (21) (360)  Gain (loss) on sales 1 (6)  Balance at the end of the year $2,370 $1,965  Note 6 - Other real estate owned (continued) The following table sets forth the OREO expenses in 2016 and 2015.   OREO Expense  Year Ended December 31,  201 6 201 5  (Gain) loss on sales $(1) $6  Valuation adjustments 45 75  Expenses 24 41  Total $68 $122 

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2016
Premises And Equipment [Abstract]
Premises And Equipment	 Note 7 – Premises and equipment  Pr emises and equipment at December 31, 201 6 and 201 5 are summarized as follows:    December 31,  201 6 201 5  Land $3,302 $3,014  Building and improvements 5,864 6,142  Construction in progress 2,098 877  Furniture and equipment 6,328 5,951  Leasehold improvements 1,611 1,611  Software 2,205 2,106  21,408 19,701  Less accumulated depreciation 10,461 9,694   Net pr emises and equipment $10,947 $10,007  Total depreciation and amortization expense related to premises and equipment for t he years ended December 31, 2016 and 2015 was $ 767 and $ 767 , respectively .

Deposits

Deposits	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Deposits	 Note 8 - Deposits  A summary of deposit accounts is as follows:    December 31,  2016 2015 Demand  Noninterest bearing $102,654 $91,325  Interest bearing 147,351 117,934  Savings 108,078 114,930  Time, $250,000 or more (1) 38,865 25,190  Other time 126,164 118,231   $523,112 $467,610  (1) Includes brokered certificates of deposit of $22,044,000 as of December 31, 2016 and $10,000,000 as of December 31, 2015.  At December 31, 201 6 , maturities of time d eposits are scheduled as follows:    Year Ending December 31, Amount   201 7 $48,605  201 8 76,290  201 9 22,340  20 20 9,621  20 21 8,173   $165,029  The Bank held deposits from the Company’s officers, directors and their related interests of $10,167 a nd $ 7,326 at December 31, 201 6 and 201 5 , respectively.

Business Segments

Business Segments	12 Months Ended
	Dec. 31, 2016
Business Segments [Abstract]
Business Segments	Note 9 – Business Segments The Company has two reportable business segments: (i) a traditional full service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000. The mortgage segment provides a variety of mortgage loan products principally within Region 2000. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a fee-based business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for Note 9 – Business Segments (continued) the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Information about reportable business segments and reconciliation of such information to the consoli dated financial statements for y ears ended December 31, 201 6 and 201 5 was a s follows :    Business Segments   Community  Banking Mortgage Total  For the year ended December 31, 2016  Net interest income $ 19,224 $ - $ 19,224  Provision for loan losses 1,612 - 1,612  Net interest income after provision for loan losses 17,612 - 17,612  Noninterest income 2,338 2,457 4,795  Noninterest expenses 15,695 1,899 17,594  Income before income taxes 4,255 558 4,813  Income tax expense 1,337 190 1,527  Net income $ 2,918 $ 368 $ 3,286  Total assets $ 570,181 $ 4,014 $ 574,195   For the year ended December 31, 2015  Net interest income $ 17,611 $ - $ 17,611  Provision for loan losses 282 - 282  Net interest income after provision for loan losses 17,329 - 17,329  Noninterest income 1,866 2,327 4,193  Noninterest expenses 14,401 1,778 16,179  Income before income taxes 4,794 549 5,343  Income tax expense 1,464 187 1,651  Net income $ 3,330 $ 362 $ 3,692  Total assets $ 525,077 $ 2,066 $ 527,143  

Capital Notes

Capital Notes	12 Months Ended
	Dec. 31, 2016
Capital Notes [Abstract]
Capitol Notes	Note 10 – Capital notes During the third quarter of 2012, Financial closed the private placement of unregistered debt securities (the “2012 Offering”) pursuant to which Financial issued $ 10 million in principal of notes (the “2012 Notes). The 2012 Notes bore interest at the rate of 6 % per year with interest payable quarterly in arrears. The 2012 Notes were scheduled to mature on April 1, 2017 , but were subject to prepayment in whole or in part on or after April 1, 2013 at Financial’s sole discretion on 30 days written notice to the holders. The notes were called on December 3, 2015 and paid in full on January 5, 2016.  On January 25, 2017 , Financial closed a private placement of unregis tered debt securities (the “2017 Offering”) p ursu ant to which Financial issued $5,000,000 in principal of notes (the “2017 Notes”). The 2017 Notes bear interest at the rate of 4% per year with interest payable quarterly in arrears. The 2017 Notes are to mature on Note 10 – Capital notes (continued) January 24, 2022 , but are subject to prepayment in whole or in part on or after January 24, 2018 at Financial’s sole discretion on 30 days written notice to the holders. A portion of the proceeds from the sale of the 2017 Notes will be used to provide additional capital to the Bank.

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2016
Other Borrowings [Abstract]
Other Borrowings	 Note 11 – Other borrowings Other borrowings consist ed of the following at December 31, 201 6 and 201 5 :    As of December 31, Short Term: 201 6 201 5 Federal funds purchased  Balance at end of year $ - $ -  Maximum month-end outstanding balance 6,265 814  Average outstanding balance during the year 371 184  Average interest rate during the year 1.08% 1.09%  Average interest rate at end of year N/A N/A  FHLB Borrowings : Federal Home Loan Bank advances  Balance at end of year $ - $ - Maximum month-end outstanding balance - 12,000  Average outstanding balance during the year - 2,269  Average interest rate during the year N/A 1.23%  Average interest rate at end of year N/A N/A  Short-term borrowings may consist of securities sold under agreements to repurchase, which are secured transactions with customers and generally mature the day following the date sold. Short-term borrowings may also include Federal funds purchased, which are unsecured overnight borrowings from other financial institutions.  Unsecured federal fund lines and their respective limits are maintained with the following institutions: Community Bankers ’ Bank, $ 11,000 , Zions Bank, $ 4,000 , PNC Bank, $6,000 and Suntrust Bank, $ 3,000 . In addition, the Bank maintains a $ 5,000 reverse repurchase agreement with Suntrust whereby securities may be pledged as collateral in exchange for funds for a minimum of 30 days with a maximum of 90 days. The Bank also maintains a secured federal funds line with Community Bankers ’ Bank whereby it may pledge securities as collateral with no specified minimum or maximum amount or term.  The Bank is also a member of the Federal Home Loan Bank of Atlanta ( “ FHLBA ” ). The Bank ’ s avai lable credit through the FHLBA wa s $ 143,615 as of December 31 , 201 6 , the most recent calculation. The Bank must pledge collateral in order to access the FHLBA available credit. Currently the Bank has pledged to the FHLBA approximately $39,500 in 1-4 family residential mortgages which, after adjustments for the loan-to-value requirements by the FHLBA, would allow the Bank to access up to $31,249 in credit without pledging any additional collateral.  As of December 31, 2016, and 2015 there are no outstanding balances on any of the credit facilities mentioned above.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2016
Income Taxes [Abstract]
Income Taxes	Note 12 - Income taxes  The Company files income tax returns in the U.S. federal jurisdiction and the state of Virginia. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for years prior to 2013. Income tax expense attributable to income before income tax expense is summarized as follows:  December 31,  2016 2015  Current federal income tax expense $1,983 $1,725  Deferred federal income tax (benefit) expense (456) (74)  Income tax expense $1,527 $1,651  Income tax expense differed from amounts computed by applying the U.S. Federal income tax rate of 34 % to income before income tax expense as a result of the following:  2016 2015  Computed “expected” income tax expense $1,636 $1,817  Increase (reduction) in income tax resulting from:  Non-taxable income (113) (106)  Non-deductible expenses 4 38  Tax credit investments - (98)  Income tax expense $1,527 $1,651  The tax effects of temporary differences result in deferred tax assets and liabilities as presented below:   2016 2015  Deferred tax assets  Allowance for loan losses $1,353 $881  Unrealized loss on available-for-sale securities 824 305  OREO 141 124  Non-accrual interest 403 432  Other 78 64  Gross deferred tax assets 2,799 1,806   Deferred tax liabilities  Depreciation 130 204  Other 295 203  Gross deferred tax liabilities 425 407  Net deferred tax asset $2,374 $1,399 

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	12 Months Ended
	Dec. 31, 2016
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 13 – E arnings per common share (EPS)  Basic EPS excludes dilution and is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock, or resulted in the issuance of common stock that then shared in the earnings of the entity. The basic and diluted earnings per share calculations are as follows:  201 6 201 5 Numerator:  Net income available to stockholders $3,286 $3,692   Basic EPS weighted average shares outstanding 4,378,436 3,451,409 Effect of dilutive securities:  Incremental shares a ttributable to stock options 6 -   Diluted EPS weighted-average shares outstanding 4,378,442 3,451,409   Basic earnings per common share $0.75 $1.07  Diluted earnings per common share $0.75 $1.07  No option shares were excluded from the 2016 earnings per share calculation. At December 31, 2015, 636 option shares w ere excluded from the 201 5 earnings per share calculation s because their effects were anti-dilutive.

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2016
Retirement Plans [Abstract]
Retirement Plans	Note 14 – Retirement plans  Defined contribution benefit plan. The Company adopted a 401(k) defined contribution plan on October 1, 2000, which is administered by the Virginia Bankers ’ Association. Participants have the right to contribute up to a maximum of 19 % of pretax annual compensation or the maximum allowed under Section 401(g) of the Internal Revenue Code, whichever is less. The Company contributed $253 and $217 to the plan on behalf of the employees for the years ended December 31, 2016 and 2015, respectively . Supplemental Executive Retirement Plan . A Supplemental Executive Retirement Plan (SERP) was established to provide participating executives (as determined by the Company ’ s Board of Directors) with benefits that cannot be provided under the 401(k) as a result of limitations imposed by the Internal Revenue Code. The SERP will also provide benefits to eligib le employees or their survivors , as applicable, if they die, retire, or are terminated under certain circumstances. SERP expense totaled $ 230 and $ 187 for the years end ed December 31, 201 6 and 2015 , respectively.  The Company funds the plan through a modified endowment contract. Income recorded for the plan represents life insurance income as recorded based on the projected increases in cash surrender values of life insurance policies. A s of December 31, 201 6 and 201 5 , th e life insurance policies had cash surrender va lues of approximate ly $ 12,673 and $ 9,781 , respectively.

Stock Option Plan

Stock Option Plan	12 Months Ended
	Dec. 31, 2016
Stock Option Plan [Abstract]
Stock Option Plan	Note 15 – Stock option plan  On October 21, 1999, the Board of Directors adopted the “1999 Stock Option Plan” for officers and employees. The ability to grant shares under the 1999 Stock Option Plan expired on October 21, 2009. The plan expired with 25,832 shares not granted.  Stock option plan activity for the year ended December 31, 201 6 is summarized below:     Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2016 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, December 31, 2016 636 12.79 1.42 $ 2  Options exercisable, December 31, 2016 636 $ 12.79 1.42 $ 2 The intrinsic value of options exercised during 201 5 was $ 10 . The intrinsic value represents the amount by which the current market value of the underlying stock exceeds the exercise price. This amount changes based on changes in the market value of the Company’s common stock. There is no additional unrecognized compensation ex pense related to option awards associated with the 1999 Stock Option Plan . No options were exercised in 2016.  The following is summarized information concerning currently outstanding and exercisable options as adjusted for all stock dividends previously declared and paid:   Options Outstanding and Exercisable Exercise Remaining Weighted Average Price ($) Number of Options Contractual Life Exercise Price ($)  12.79 636 1.42 years 12.79 

Stockholders' Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2016
Stockholders' Equity [Abstract]
Stockholders' Equity	 Note 16 – Stockholders’ equity  The Bank is subject to certain legal and regulatory restrictions on the amount of cash dividends it may declare. Financial is a legal entity, separate and distinct from the Bank. Financial currently does not have any significant sources of revenue other than cash dividends paid to it by its subsidiaries. Both Financial and the Bank are subject to laws and regulations that limit the payment of cash dividends, including requirements to maintain capital at or above regulatory minimums. In October, 2014, Financial’s board of directors authorized a share repurchase program that authorized Financial to buy back up to 100,000 shares of common stock on such terms and conditions as the Company deems favorable. The plan expired in October, 2015 and no shares were repurchased under the plan. On December 3, 2015, Financial closed a private placement of common stock pursuant to which it received gross proceeds of $11,520,000 by selling an aggregate of 1,000,000 shares of Financials’ Common Stock at a price of $11.52 per share, as part of a private placement (the “Common Stock Private Placement”). Financial used $10,000,000 of the proceeds from the Common Stock Private Placement to prepay in full the 2012 Notes.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2016
Regulatory Matters [Abstract]
Regulatory Matters	Note 17 - Regu latory matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.  Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital to average assets (as defined). Management believes, as o f December 31, 201 6 that the Bank meets all capital adequacy requirements to which it is subject. The Bank’s actual regulatory capital amounts and ratios for December 31, 201 6 and 201 5 are also presented in the table below. On June 7, 2012, the Federal Reserve issued a series of proposed rules that would revise and strengthen its risk-based and leverage capital requirements and its method for calculating risk-weighted assets. The rules were proposed to implement the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act. On July 2, 2013, the Federal Reserve approved certain revisions to the proposals and finalized new capital requirements for banking organizations. Effective January 1, 2015, the final rules require d Financial and the Bank to comply with the following new minimum capital ratios: (i) a new common equity Tier 1 capital ratio of 4.5% of risk-weighted assets; (ii) a Tier 1 capital ratio of 6.0% of risk-weighted assets (increased from the previous requirement of 4.0% ); (iii) a total capital ratio of 8.0% of risk-weighted assets (unchanged from previous requirement); and (iv) a leverage ratio of 4.0% of  Note 17 - Regulatory matters (continued) total assets. These are the initial capital requirements, which will be phased in over a five -year period. When fully phased in on January 1, 2019, the rules will require Financial and the Bank to maintain (i) a minimum ratio of common equity Tier 1 to risk-weighted assets of at least 4.5%, plus a 2.5% “capital conservation buffer” (which is added to the 4.5% common equity Tier 1 ratio as that buffer is phased in, effectively resulting in a minimum ratio of common equity Tier 1 to risk-weighted assets of at least 7.0% upon full implementation), (ii) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer (which is added to the 6.0% Tier 1 capital ratio as that buffer is phased in, effectively resulting in a minimum Tier 1 capital ratio of 8.5% upon full implementation), (iii) a minimum ratio of total capital to risk-weighted assets of at least 8.0%, plus the capital conservation buffer (which is added to the 8.0% total capital ratio as that buffer is phased in, effectively resulting in a minimum total capital ratio of 10.5% upon full implementation), and (iv) a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average assets. The capital conservation buffer requirement was phased in beginning January 1, 2016, at 0.625% of risk-weighted assets, increasing each year until fully implemented at 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Banking institutions with a ratio of common equity Tier 1 to risk-weighted assets above the minimum but below the conservation buffer will face constraints on dividends, equity repurchases, and compensation based on the amount of the shortfall. With respect to the Bank, the rules also revised the “prompt corrective action” regulations pursuant to Section 38 of the FDIA by (i) introducing a common equity Tier 1 capital ratio requirement at each level (other than critically undercapitalized), with the required ratio being 6.5% for well-capitalized status; (ii) increasing the minimum Tier 1 capital ratio requirement for each category, with the minimum ratio for well-capitalized status being 8.0% (as compared to the previous 6.0% as of December 31, 2014); and (iii) eliminating the current provision that provides that a bank with a composite supervisory rating of 1 may have a 3.0% Tier 1 leverage ratio and still be well-capitalized. The new capital requirements also include changes in the risk weights of assets to better reflect credit risk and other risk exposures. These include a 150% risk weight (up from 100% ) for certain high volatility commercial real estate acquisition, development and construction loans and nonresidential mortgage loans that are 90 days past due or otherwise on nonaccrual status, a 20% (up from 0% ) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable, a 250% risk weight (up from 100% ) for mortgage servicing rights and deferred tax assets that are not deducted from capital, and increased risk-weights (from 0% to up to 600% ) for equity exposures. As of December 31, 201 6 , the most recent notification from the Federal Reserve Ban k of Richmond categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. Note 17 - Regulatory matters (continued)  To be categorized as well capitalized, the Bank must maintain minimum total risk-based, CET1, Tier I risk-based and Tier I leverage ratios as set forth in the following table. There are no conditions or events since that notification that management believes have changed the Bank’s category.  T he capital ratios for the Bank for 201 6 and 201 5 are set forth in the following table:  December 31, 2016  To Be Well  Capitalized Under  For Capital Prompt Corrective  Actual Adequacy Purposes Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $56,365 11.54% $42,142 > 8.625% $48,861 > 10.00%  Tier I capital  (to risk-weighted assets) $50,649 10.37% $32,370 > 6.625% $39,089 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $50,649 10.37% $25,041 >5.125% $31,759 >6.50% Tier I capital (leverage)  (to average assets) $50,649 8.94% $22,656 > 4.000% $28,320 > 5.00%  (1) Includes capital conservation buffer where applicable.   December 31, 2015  To Be Well  Capitalized Under  For Capital Prompt Corrective  Actual Adequacy Purposes Action Provisions  Amount Ratio Amount Ratio Amount Ratio Total capital  (to risk-weighted assets) $52,461 11.76% $35,696 > 8.00% $44,620 > 10.00% Tier I capital  (to risk-weighted assets) $47,778 10.71% $26,772 > 6.00% $35,696 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $47,778 10.71% $20,079 >4.50% $29,003 >6.50% Tier I capital (leverage)  (to average assets) $47,778 9.22% $20,724 > 4.00% $25,905 > 5.00% T he above tables set forth the capital position and analysis for the Bank only. Because total assets on a consolidated basis are less than $ 1,0 00,000, Financial is not subject to the consolidated capital requirements imposed by the Bank Holding Company Act. Consequently, Financial does not calculate its financial ratios on a  Note 17 - Regulatory matters (continued) consolidated basis. If calculated, the capital ratios for the Company on a consolidated basis would no longer be comparable to the capital ratios of the Bank because the proceeds of the private placement do not qualify as equity capital on a consolidated basis.

Contingent Liabilities

Contingent Liabilities	12 Months Ended
	Dec. 31, 2016
Contingent Liabilities [Abstract]
Contingent Liabilities	 Note 18 – C ontingent liabilities The Bank rents, under non-cancelable leases, six of its banking facilities and one commercial loan production office . The original lease for 615 Church Street expired on July 31, 2009. On August 1, 2009, the Bank elected to enter into a new 10 year lease for this property. The Bank has 2.5 years remaining on this lease. The Bank entered into a lease agreement for 828 Main Street with Jamesview Investments, LLC, a related party which is wholly-owned by William C. Bryant III, a member of the Board of Directors of both Financial and the Bank. The initial term of the lease was 10 years with two five year renewal options for a total of 20 years. The Bank has 7.5 years remaining on this lease including option periods. The total expense to be incurred by the Bank over the remaining course of the lease, including options to extend, is estimated to be $ 1,755 . In December 2005, the Bank entered into a lease agreement for 4935 Boonsboro Road. The initial term of the lease wa s five years with two five -year renewal options for a total of 15 years. The Bank has 4 years r emaining on this lease and no remaining option period s . In September 2013, the Bank entered into a lease agreement for 1430 Rolkin Court in Charlottesville, VA. Lease payments did not begin on the property until the upfit was completed on January 1, 2014. The initial term of the lease was five years with one five -year renewal option for a total of 10 years. The Bank has 7 years remaining on this lease including the one option period. In July 2015, the Bank entered into a lease agreement for 225 Merchant Walk Avenue, Charlottesville, VA. Lease payments did not begin on the property until the upfit was completed in November 2016. The initial term of the lease was 10 years with two five -year renewal options for a total of 20 years. The Bank has 20 years remaining on this lease including the two option periods. In August 2016, the Bank entered into a land only lease for a temporary branch location at 180 Old Courthouse Road, Appomattox, VA. This initial term of the lease was six months. This lease expired on February 28, 2017 and the Bank is leasing the property on a month-to-month basis. In November 2016, the Bank entered into a lease agreement for 3564 Electric Road, Roanoke, VA. Lease payments do not begin on the property until February 1, 2017. The initial term of the lease was five years with two five year renewal options for a total of 15 years. The Bank has 15 years remaining on this lease including the two option periods. Rental expenses under operating leases were $ 569 and $ 530 for the years ended December 31, 201 6 and 201 5 , respectively. Note 18 – C ontingent liabilities (continued)  The current minimum annual rental commitments under the non-cancelable leases in effect at December 31, 201 6 are as follows:    Year Ending Amount  201 7 $632  201 8 643  201 9 430  20 20 173  20 21 116  Thereafter 383   $2,377 

Financial Instruments With Off-

Financial Instruments With Off-Balance-Sheet Risk	12 Months Ended
	Dec. 31, 2016
Financial Instruments With Off Balance Sheet Risk[Abstract]
Financial Instruments With Off Balance Sheet Risk	Note 19 - Financial instruments with off-balance-sheet risk  The Bank is not a party to derivative financial instruments with off-balance-sheet risks such as futures, forwards, swaps and options. The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These instruments may involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets. The contract amounts of these instruments reflect the extent of involvement the Bank has in particular classes of financial instruments.  Credit risk is defined as the possibility of sustaining a loss because the other party to a financial instrument fails to perform in accordance with the terms of the contract. The Bank ’ s maximum exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of the instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.  The Bank requires collateral or other security to support financial instruments when it is deemed necessary. The Bank evaluates each customer ’ s credit - worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management ’ s credit evaluation of the counterparty. Types of collateral vary but may include marketable securities, accounts receivable, inventory, and property, plant and equipment.  At December 31, 2016, the Bank had rate lock commitments to originate mortgage loans through its Mortgage Division amounting to approximately $4,079 and loans held for sale of $3,833 . The Bank has entered into corresponding commitments with third party investors to sell each of these loans that close. No other obligation exists. As a result of these contractual relationships with these investors, the Bank is not exposed to losses nor will it realize gains related to its rate lock commitments due to changes in interest rates.  Note 19 - Financial instruments with off-balance-sheet risk (continued)  Financial instruments whose contract amounts represent credit risk are as follows:   Contract Amounts at  December 31,  201 6 201 5   Commitments to extend credit $93,247 $90,809   Standby letters of credit $3,466 $3,097  Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is generally less than that involved in extending loans to customers because the Bank generally holds deposits equal to the commitment. Management does not anticipate any material losses as a result of these transactions.

Concentration Of Credit Risk

Concentration Of Credit Risk	12 Months Ended
	Dec. 31, 2016
Concentration Of Credit Risk [Abstract]
Concentration Of Credit Risk	Note 20 – Concentration of credit risk The Bank has a diversified loan portfolio consisting of commercial, real estate and consumer (installment) loans. Substantially all of the Bank ’ s customers are residents or operate business ventures in its market area consisting primarily of the Lynchburg metropolitan area. Therefore, a substantial portion of its debtors ’ ability to honor their contracts and the Bank ’ s ability to realize the value of any underlying collateral, if needed, is influenced by the economic conditions in this market area. The Bank maintains a significant portion of its cash balances with one financial institution. Uninsured cash balances as of December 31, 2016 were approximately $ 3,670 which consisted of the total balances in one account at the Federal Home Loan Bank of Atlanta (FHLBA) and the balance (net of $250 FDIC coverage) held in one account at Community Bankers’ Bank , one account at Suntrust, and one account at Zions Bank. Uninsured cash balances as of December 31, 2015 were approximately $3,058 which consisted of the total balances in the same accounts referenced for 2016 above. 

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2016
Fair Value Measurements [Abstract]
Fair Value Measurements	 Note 21 – Fair value measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company ’ s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. " Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. " Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. " Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Securities Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Note 21 – Fair value measurements (continued)  Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company ’ s securities are considered to be Level 2 securities. The following table summarizes the Company ’ s financial assets that were measured at fair value on a recurring basis during the period.   Fair Value at December 31, 2016 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,833 $ $1,833 $  U.S. agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ -    Fair Value at December 31, 2015 Description Balance as of December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. agency obligations $18,810 $ - $18,810 $ -  Mortgage-backed securities 10,647 - 10,647 -  Municipals 5,034 - 5,034 -  Corporates 1,505 - 1,505 -   Total available-for-sale securities $35,996 $ - $35,996 $ -  Note 21 – Fair value measurements (continued) Loans held for sale Loans held for sale are measured at lower of cost or fair value. Under ASC 820, market value is to represent fair value. Management obtains quotes or bids on all or part of these loans directly from the purchasing financial institutions. Premiums received or to be received on the quotes or bids are indicative of the fact that cost is lower than fair value. Because quotes and bids on loans held for sale are available in active markets, loans held for sale are considered to be Level 2. Impaired loans ASC 820 applies to loans measured for impairment at an observable market price (if available), or at the fair value of the loan ’ s collateral (if the loan is collateral dependent). Fair value of the loan ’ s collateral, when the loan is dependent on collateral, is determined by appraisals or independent valuation which is then adjusted for the cost related to liquidation of the collateral. Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due . The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business ’ s financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement bal ances or aging reports . Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. The carrying values of all impaired loans are considered to be Level 3. Other Real Estate Owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to other real estate owned ( “ OREO ” ). The measurement of loss associated with OREO is based on the fair value of the collateral less anticipated selling costs compared to the unpaid loan balance. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data . Note 21 – Fair value measurements (continued) Any fair value adjustments are recorded in the period incurred and expensed against current earnings. The carrying values of all OREO are considered to be Level 3. The following table summarizes the Company ’ s impaired loans and OREO measured at fair value on a nonrecurring basis during the period.    Fair Value at December 31, 2016 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,830 $ - $ - $2,830   Loans held for sale $3,833 $ - $3,833 $ -   Other real estate $2,370 $ - $ - $2,370  * Includes loans charged down to the net realizable value of the collateral.    Fair Value at December 31, 2015 Description Balance as of December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,896 $ - $ - $2,896   Loans held for sale $1,964 $ - $1,964 $ -   Other real estate $1,965 $ - $ - $1,965  *Includes loans charged down to the net realizable value of the collateral. The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3: Note 21 – Fair value measurements (continued)  Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impaired loans $2,830 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)  OREO $2,370 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2015 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Impaired loans $2,896 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 45% ( 15% ) OREO $1,965 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )  Financial Instruments Cash, cash equivalents and federal funds sold The carrying amounts of cash and short-term instruments approximate fair values. Securities Fair values of securities, excluding restricted investments in Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers’ Bank stock are based on quoted prices available in an active market. If quoted prices are available, these securities are classified within Level 1 of the valuation hierarchy. Level 1  Note 21 – Fair value measurements (continued) securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company ’ s securities are considered to be Level 2 securities. Restricted securities are classified as such because their ownership is restricted to certain types of entities and there is no established market for their resale. When the stock is repurchased, the shares are repurchased at the stock’s book value; therefore, the carrying amount of restricted securities approximate fair value. Restricted securities are considered to be Level 2. Loans For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of impaired loans are estimated as described above. The carrying values of all loans are considered to be Level 3.  Loans held for sale are measured at the lower of cost or fair value . Fair values of loans held for sale are estimated as described above. The carrying values of all loans held for sale are considered to be Level 2.  Bank owned life insurance (BOLI) The carrying amount approximates fair value. The carrying values of all BOLI is considered to be Level 2. Deposits Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. The carrying values of all deposits are considered to be Level 2. FHLB borrowings The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements. The carrying values of all FHLB borrowings are considered to be Level 2.    Note 21 – Fair value measurements (continued) Short-term borrowings The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value. The carrying values of all short term borrowings are considered to be Level 2. Capital notes Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics. The carrying values of all capital notes are considered to be Level 2. Accrued interest The carrying amounts of accrued interest approximate fair value. The carrying values of all accrued interest is considered to be Level 2. Off-balance sheet credit-related instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at December 31, 2016 and 2015 and therefore are not included in the table below. Note 21 – Fair value measurements (continued)  The estimated fair values, and related carrying or notional amounts, of Financial ’ s financial instruments are as follows:   Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 - 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673 Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88   Fair Value Measurements at December 31, 2015 using  Carrying Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $15,952 $15,952 $ - $ - $15,952  Fed funds sold 12,703 12,703 12,703  Securities  Available-for-sale 35,996 - 35,996 - 35,996  Held-to-maturity 2,519 - 2,649 - 2,649  Restricted stock 1,313 - 1,313 - 1,313  Loans, net 430,445 - - 438,322 438,322  Loans held for sale 1,964 - 1,964 - 1,964  Interest receivable 1,248 - 1,248 - 1,248  BOLI 9,781 - 9,781 - 9,781  Liabilities  Deposits $467,610 $ - $468,773 $ - $468,773  Capital notes 10,000 - 10,024 - 10,024  Interest payable 61 - 61 - 61  Note 21 – Fair value measurements (continued) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Bank ’ s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Bank ’ s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial ’ s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to the Company . Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’ s overall interest rate risk.

Impact Of Recently Issued Accou

Impact Of Recently Issued Accounting Standards	12 Months Ended
	Dec. 31, 2016
Impact Of Recently Issued Accounting Standards [Abstract]
Impact Of Recently Issued Accounting Standards	Note 22 - Impact of recently issued accounting standards In August 2014, the FASB issued ASU No. 2014-15, “Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern.” This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements.  In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of Note 22 - Impact of recently issued accounting standards (continued) accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements.  In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements. During March 2016, the FASB issued ASU No. 2016-05, “Derivatives and Hedging (Topic 815): Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships.” The amendments in this ASU clarify that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument does not, in and of itself, require de-designation of that hedging relationship provided that all other hedge accounting criteria remain intact. The amendments in this ASU are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-05 to have a material impact on its consolidated financial statements.  In March 2016, the FASB issued ASU No. 2016-07, “Investments – Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting.” The amendments in this ASU eliminate the requirement that when an investment qualifies for use of the equity method as a result of an increase in the level of ownership interest or degree of influence, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. The amendments require that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor’s previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. Therefore, upon qualifying for the equity method of accounting, no retroactive adjustment of the investment is required. In addition, the amendments in this ASU require that an entity that has an available-  Note 22 - Impact of recently issued accounting standards (continued) for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Early Adoption is permitted. The Company does not expect the adoption of ASU 2016-07 to have a material impact on its consolidated financial statements.  During March 2016, the FASB issued ASU No. 2016-09, “Compensation – Stock Compensation (Topic 718): Improvements to Employee Shares-Based Payment Accounting.” The amendments in this ASU simplify several aspects of the accounting for share-based payment award transactions including: (a) income tax consequences; (b) classification of awards as either equity or liabilities; and (c) classification on the statement of cash flows. The amendments are effective for public companies for annual periods beginning after December 15, 2016, and interim periods within those annual periods. The Company is currently assessing the impact that ASU 2016-09 will have on its consolidated financial statements.  During June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements.  During August 2016, the FASB issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments”, to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The amendments should be applied using a retrospective transition method to each period presented. If retrospective application is impractical for some of the issues addressed by the update, the amendments for those issues would be applied prospectively as of the earliest date practicable. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-15 to have a material impact on its consolidated financial statements.  During January 2017, the FASB issued ASU No. 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of a Business”. The amendments in this ASU clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. Under the current implementation guidance in Topic 805, there are three elements of a business—inputs, processes, and outputs. While an integrated set of assets and activities (collectively referred to as a “set”) that is a business usually has outputs, outputs are not required to be present. In addition, all the inputs and processes that a seller uses in operating a set are not required if market participants can acquire the set and continue to produce outputs. The amendments in this ASU provide a screen to determine when Note 22 - Impact of recently issued accounting standards (continued) a set is not a business. If the screen is not met, the amendments (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The ASU provides a framework to assist entities in evaluating whether both an input and a substantive process are present. The amendments in this ASU are effective for annual periods beginning after December 15, 2017, including interim periods within those annual periods. The amendments in this ASU should be applied prospectively on or after the effective date. No disclosures are required at transition. The Company does not expect the adoption of ASU 2017-01 to have a material impact on its consolidated financial statements.  During January 2017, the FASB issued ASU No. 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are U.S. Securities and Exchange Commission (SEC) filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Public business entities that are not SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2020. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. 

Condensed Financial Statements

Condensed Financial Statements Of Parent Company	12 Months Ended
	Dec. 31, 2016
Condensed Financial Statements Of Parent Company [Abstract]
Condensed Financial Statements Of Parent Company	 Note 23– Condensed financial statements of parent company  Financial information pertaining only to Bank of the James Financial Group, Inc. is as follows: Balance Sheet    December 31,  2016 2015 Assets  Cash $281 $10,895  Taxes receivable 73 332   Investment in subsidiaries 49,049 47,189   Other assets 18 28   Total assets $49,421 $58,444  Liabilities and stockholders’ equity   Capital notes $ - $10,000  Other liabilities - 248  Total liabilities - 10,248   Common stock $2.14 par value $9,370 $9,370  Additional paid-in-capital 31,495 31,495  Retained earnings 10,156 7,920  Accumulated other comprehensive (loss) (1,600) (589)  Total stockholders’ equity $49,421 $48,196   Total liabilities and stockholders’ equity $49,421 $58,444  Note 23 – Condensed financial statements of parent company (continued)   Sta tements of Income  Years Ended December 31,  201 6 201 5 Income  Dividends from subsidiary $600 $ -  Operating expenses  Interest on capital notes 8 600  Legal and professional fees 145 126  Other expense 126 92   Total expenses 279 818   Income tax (benefit) (94) (278)   Income ( l oss) before equity in und istributed income of subsidiaries 415 (540)   Equity in undistr ibuted income of subsidiaries 2,871 4,232   Net income $3,286 $3,692  Note 23 – Condensed financial statements of parent company (continued)   St a tements of Cash Flows  Years Ended December 31,  201 6 201 5  Cas h flows from operating activities  Net income $3,286 $3,692  Adjustments to reconcile net income to net cash used in operating activities  Decrease (increase) in income taxes receivable 259 (107)  Decrease (increase) in other assets 10 (9)  ( Decrease ) increase in other liabilities (248) 248  Equity in undistribute d net (income) of subsidiaries (2,871) (4,232)   Net cash provided by (used in) operating activities $436 $(408)  Cash flows from financing activities  Proceeds from exercise of stock options - 78  Dividends paid to common stockholders (1,050) (803)  Retirement of capital notes (10,000)  Proceeds from sale of 1,000,000 shares of common stock - 10,653   Net cash (used in) provided by financing activities $(11,050) $9,928   (Decrease) increase in cash and cash equivalents $(10,614) $9,520   Cash and cash equivalents at beginning of period 10,895 1,375   Cash and cash equivalents at end of period $281 $10,895 

Summary Of Significant Accoun33

Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2016
Summary Of Significant Accounting Policies [Abstract]
Consolidation	Consolidation The consolidated financial statements include the accounts of Bank of the James Financial Group, Inc. and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.
Basis Of Presentation And Use Of Estimates	Basis of presentation and use of estimates The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the financial statements, as well as the amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and valuation of other real estate owned.
Cash And Cash Equivalents	Cash and cash equivalents Cash and cash equivalents include cash and balances due from banks and federal funds sold, all of which mature within ninety days. Generally, federal funds are purchased and sold for one-day periods.
Securities	Securities Certain debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Trading securities are recorded at fair value with changes in fair value included in earnings. Securities not classified as held-to-maturity or trading, including equity securities with readily determinable fair values, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Impairment of securities occurs when the fair value of a security is less than its amortized cost. For debt securities, impairment is considered other-than-temporary and recognized in its entirety in net income if either (1) the Bank intends to sell the security or (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis. If, however, the Bank does not intend to sell the security and it is not more likely than not that the Bank will be required to sell the security before recovery, the Bank must determine what portion of the impairment is attributable to a credit loss, which occurs when the amortized cost of the security exceeds the present value of the cash flows expected to be collected from the security. If there is no credit loss, there is no other-than temporary impairment. If there is a credit loss, other-than-temporary impairment exists, and the credit loss must be recognized in net income and the remaining portion of impairment must be recognized in other comprehensive income. For equity securities, impairment is considered to be other-than-temporary based on our ability and intent to hold the investment until a recovery of fair value. Other-than-temporary impairment of an equity security results in a write-down that must be included in net income. We regularly review each investment security for other-than-temporary impairment based on criteria that include the extent to which cost exceeds market price, the duration of that market decline, the financial health of and specific prospects for the issuer, our best estimate of the present value of cash flows expected to be collected from debt securities, our intention with regard to holding the security to maturity, and the likelihood that we would be required to sell the security before recovery.
Restricted Investments	Restricted investments As members of the Federal Reserve Bank (FRB) and the Federal Home Loan Bank of Atlanta (FHLBA), the Bank is required to maintain certain minimum investments in the common stock of the FRB and FHLBA. Required levels of investment are based upon the Bank’s capital and a percentage of qualifying assets. The Bank also maintains stock ownership in Community Bankers’ Bank (CBB). The investment in CBB is minimal and is not mandated but qualifies the Bank for preferred pricing on services offered by CBB. Based on liquidation restrictions, all of these investments are carried at cost.
Loans	Loans Financial makes real estate, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by real estate loans collateralized by real estate within Region 2000. The ability of Financial’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the area.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal Note 2 - Summary of significant accounting policies (continued)  balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
Past Due Status	Past due status Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non-accrual and potentially charged-off at an earlier date if collection of principal or interest is considered doubtful.
Non-Accrual Status	Non-accrual status Financial stops accruing interest on a loan at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. At the time the loan is placed on non-accrual status, all previously accrued but not collected interest is reversed against interest income. While the loan is classified as non-accrual, any payments collected are accounted for using the cost-recovery method which requires the entire amount of the payment to be applied directly to principal, until qualifying for return to performing status. Loans may be, but are not always, returned to performing status when all the principal and interest amounts contractually due are brought current (within 90 days past due), future payments are reasonably assured, and contractually required payments have been made on a timely basis for at least six consecutive months.
Charge-Off	Charge-off At the time a loan is placed on non-accrual status, it is generally reevaluated for expected loss and a specific reserve, if not already assigned, is established against the loan. Consumer term loans are typically charged-off no later than 120 days whereas consumer revolving credit loans are typically charged-off no later than 180 days. Although the goal for commercial and commercial real estate loans is for charge off no later than 180 days, a commercial or commercial real estate loan may not be fully charged off until there is reasonable certainty that no additional workout efforts, troubled debt restructurings or any other types of concession can or will be made by Financial.
Loans Held-for-Sale	Loans Held for Sale Loans originated and intended for sale in the secondary market are sold, servicing released, and carried at the lower of cost or fair value, which is determined in the aggregate based on sales commitments to permanent investors or on current market rates for loans of similar quality and type. In addition, the Company requires a firm purchase commitment from a permanent investor before a loan can be closed, thus limiting interest rate risk. The amount of interest rate lock commitments is currently an immaterial amount.
Allowance For Loan Losses	Allowance for loan losses The allowance for loan losses is established as losses estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.   Note 2 - Summary of significant accounting policies (continued)  The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as doubtful or substandard. For such loans that are also classified as impaired, an allowance is established when the collateral value of the impaired loan or discounted cash flows is lower than the carrying value of that loan. The historical component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The qualitative factors used to derive the general component of the allowance may include but are not limited to:  1. Known improvement or deterioration in certain classes of loans or collateral; 2. Trends in portfolio volume, maturity, or composition; 3. Volume and trends in delinquencies and non-accruals; 4. Local economic and industrial conditions; 5. Lending, charge-off, and collection policies; and 6. Experience, ability, and depth of lending staff.  A loan is considered impaired when, based on current information and events, it is probable that Financial will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by evaluating the discounted cash flows or fair value of the underlying collateral, if the loan is collateral dependent. Management considers the following four components when calculating its loan loss reserve requirement: o In accordance with current accounting rules (ASC 310) and the Bank’s impairment methodology, the Bank performs an individual impairment analysis on all loans having a principal balance greater than $100,000 (unless related to another classified relationship or a TDR) with a risk rating of substandard, doubtful, and loss (our internal risk ratings of 7 through 9). The Bank also performs individual loan analysis and assesses potential future losses associated with those relationships risk rated as special mention (our internal risk rating of 6). o In accordance with current accounting rules (ASC 450), the Bank examines historical charge-off data by segment in order to determine a portion of the reserve related to homogeneous pools. The Bank updates its historical charge-off data quarterly and adjusts the reserve accordingly. o The Bank applies various risk factors, including, for example, levels of trends in delinquencies, current and expected economic conditions, and levels of and trends in recoveries of prior charge-offs.  Note 2 - Summary of significant accounting policies (continued) The Bank applies factors to determine the method by which to determine the general reserve for inherent losses related to the loan pool, including, for example, loan concentrations, policy and procedure changes, national and local economic trends and conditions, and overall portfolio quality.
Troubled Debt Restructurings	Troubled debt restructurings In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a troubled debt restructuring (“TDR”). Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loans reach nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. In cases where borrowers are granted new terms that generally (although not required to be considered a TDR) provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. The Bank had $ 455 and $646 classified as TDRs as of December 31, 2016 and 2015, respectively.
Premises, Equipment And Depreciation	Premises, equipment and depreciation Premises and equipment, including leasehold improvements, are stated at cost less accumulated depreciation. Depreciation is provided over the estimated useful lives of the respective assets on the straight-line basis, which range from 3 to 7 years for equipment and 10 to 39.5 years for buildings and improvements. Leasehold improvements are amortized over a term which includes the remaining lease term and probable renewal periods. Land is carried at cost and is not depreciable. Expenditures for major renewals and betterments are capitalized and those for maintenance and repairs are charged to operating expenses as incurred.
Bank Owned Life Insurance	Bank owned life insurance Financial has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value.
Other Real Estate Owned	Other real estate owned Other real estate owned consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure establishing a new cost basis. These properties are subsequently accounted for at the lower of cost or fair value less estimated costs to sell . Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed.
Transfers Of Financial Assets	Transfers of financial assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Bank – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge   Note 2 - Summary of significant accounting policies (continued) or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absences of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
Operating Segments	Operating Segments While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed and financial performance evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Retirement Plans	Retirement Plans Employee 401(k) and profit sharing expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Income Taxes	Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. At December 31, 2016 and 2015, there were no liabilities recorded for unrecognized tax benefits. 
Stock Options	 Stock options Current accounting guidance requires the costs resulting from all share-based payments to employees be recognized in the financial statements. Stock-based compensation is estimated at the date of grant, using the Black-Scholes option valuation model for determining fair value, and recognized over the option’s vesting period. As of December 31, 2016, all compensation expense related to the Company’s option plan had been recognized. The Company’s ability to grant additional option shares under the 1999 Plan has expired. 
Earnings Per Common Share	Earnings per common share Basic earnings per common share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to outstanding stock options, and are determined using the treasury stock method.
Reclassification	 Reclassification Management has made certain immaterial reclassifications to the prior year financial statements to conform to the 2016 presentation.
Comprehensive Income	Comprehensive income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains (losses) on available-for-sale securities.
Marketing	Marketing The Company expenses advertising costs as incurred. Advertising expenses were $ 686 and $466 for 2016 and 2015, respectively.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	   December 31, 2016  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $3,299 $65 $(91) $3,273  Available-for-sale  U.S. Treasuries $1,952 $ - $(119) $1,833  U.S. agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,426 55 (534) 9,947  Corporates 4,132 - (254) 3,878   $43,200 $60 $(2,484) $40,776     December 31, 2015  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $2,519 $130 $ - $2,649  Available-for-sale  U.S. agency obligations $19,606 $3 $(799) $18,810  Mortgage-backed securities 10,778 4 (135) 10,647  Municipals 4,984 84 (34) 5,034  Corporates 1,521 - (16) 1,505   $36,889 $91 $(984) $35,996 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  December 31, 2016 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  U.S. Treauries 1,833 119 - - 1,833 119  U.S. agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254   Total temporarily impaired securities $38,514 $2,575 $ - $ - $38,514 $2,575    December 31, 2015 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Available-for-sale  U.S. agency obligations $7,160 $353 $10,650 $446 $17,810 $799  Mortgage-backed securities 6,726 77 1,979 58 8,705 135  Municipals 2,341 25 503 9 2,844 34  Corporates 1,505 16 - - 1,505 16   Total temporarily impaired securities $17,732 $471 $13,132 $513 $30,864 $984 
Contractual Maturities Of Investment Securities	 Note 4 –Securities (continued)  Held-to-Maturity Available-for-Sale  Amortized Fair Amortized Fair  Cost Values Cost Values   Due in one year or less $ - $ - $ - $ -  Due after one year through five years 2,015 2,080 551 535  Due after five years through ten years - - 14,874 14,318  Due after ten years 1,284 1,193 27,775 25,923   $3,299 $3,273 $43,200 $40,776 

Loans And Allowance For Loan 35

Loans And Allowance For Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2016
Loans And Allowance For Loan Losses [Abstract]
Summary Of Loans, Net	  December 31,  2016 2015   Commercial $88,085 $76,773  Commercial real estate 237,638 217,125  Consumer 85,099 81,531  Residential 59,247 59,699   Total loans (1) 470,069 435,128   Less allowance for loan losses 5,716 4,683   Net loans $464,353 $430,445  (1) Includes net deferred loan costs of $182 and $263 , respectively.
Loans On Non-Accrual Status	   Loans on Non-Accrual Status    As of December 31,  2016 2015  Commercial $915 $483 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 855 799  Commercial Mortgages-Non-Owner Occupied - 514  Commercial Construction 256 367 Consumer  Consumer Unsecured - 31  Consumer Secured 80 269 Residential:  Residential Mortgages 1,292 695  Residential Consumer Construction 67 248   Totals $3,465 $3,406 
Impaired Loans	 Impaired Loans  As of and for the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income  2016 Investment Balance Allowance Investment Recognized  With No Related Allowance Recorded:  Commercial $ 698 $ 698 $ - $ 349 $ 37  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1  Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -   With an Allowance Recorded:  Commercial $ 1,521 $ 1,521 $ 1,233 $ 1,351 $ 81  Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 -  Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8  Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -   Totals:  Commercial $ 2,219 $ 2,219 $ 1,233 $ 1,700 $ 118  Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 -  Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9  Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $ 9,799 $ 10,545 $ 1,771 $ 9,610 $ 464   Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2015  Unpaid Average Interest  Recorded Principal Related Recorded Income 2015 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $ - $ - $ - $ 1,009 $ -  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,082 3,100 - 2,959 174  Commercial Mortgage Non-Owner Occupied 177 177 - 628 12  Commercial Construction 27 514 - 244 -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 20 20 - 21 1  Residential  Residential Mortgages 1,997 2,027 - 1,466 86  Residential Consumer Construction 171 176 - 86 4  With an Allowance Recorded:  Commercial $ 1,180 $ 1,256 $ 6100 $ 1,293 $ 38  Commercial Real Estate  Commercial Mortgages-Owner Occupied 877 883 163 865 35  Commercial Mortgage Non-Owner Occupied 672 738 175 399 38  Commercial Construction 340 700 75 170 -  Consumer  Consumer Unsecured 31 32 31 16 1  Consumer Secured 190 193 153 155 10  Residential  Residential Mortgages 650 800 87 740 42  Residential Consumer Construction - - - - -  Totals:  Commercial $ 1,180 $ 1,256 $ 610 $ 2,302 $ 38  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,959 3,983 163 3,824 209  Commercial Mortgage Non-Owner Occupied 849 915 175 1,027 50  Commercial Construction 367 1,214 75 414 -  Consumer  Consumer Unsecured 31 32 31 16 1  Consumer Secured 210 213 153 176 11  Residential  Residential Mortgages 2,647 2,827 87 2,206 128  Residential Consumer Construction 171 176 - 86 4  $ 9,414 $ 10,616 $ 1,294 $ 10,051 $ 441 
Allowance For Loan Losses And Recorded Investment In Loans	Allowance for Loan Losses and Recorded Investment in Loans For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069       Note 5 - Loans and allowance for loan losses (continued)   Allowance for Loan Losses and Recorded Investment in Loans For the Year Ended December 31, 201 5    Commercial 2015 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,235 $2,194 $812 $549 $4,790  Charge-offs (294) (64) (257) - (615)  Recoveries 14 122 54 36 226  Provision 240 (501) 464 79 282  Ending Balance $1,195 $1,751 $1,073 $664 $4,683   Ending Balance: Individually evaluated for impairment $610 $413 $184 $87 $1,294   Ending Balance: Collectively evaluated for impairment 585 1,338 889 577 3,389    Totals: $1,195 $1,751 $1,073 $664 $4,683  Loans:   Ending Balance: Individually evaluated for impairment $1,180 $5,175 $241 $2,818 $9,414   Ending Balance: Collectively evaluated for impairment 75,593 211,950 81,290 56,881 425,714   Totals: $76,773 $217,125 $81,531 $59,699 $435,128 
Age Analysis Of Past Due Financing Receivables	 Age Analysis of Past Due Loans as of December 31, 2016 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ -    Age Analysis of Past Due Loans as of December 31, 2015 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $ - $244 $483 $727 $76,046 $76,773 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 425 571 426 1,422 75,549 76,971 -  Commercial Mortgages-Non-Owner Occupied 189 90 438 717 126,138 126,855 -  Commercial Construction - - 367 367 12,932 13,299 - Consumer:  Consumer Unsecured 2 - 31 33 6,828 6,861 -  Consumer Secured 198 68 128 394 74,276 74,670 - Residential:  Residential Mortgages 512 468 543 1,523 48,490 50,013 -  Residential Consumer Construction - - 248 248 9,438 9,686 -  Total $1,326 $1,441 $2,664 $5,431 $429,697 $435,128 $ - 
Credit Quality Information-By Class	Credit Quality Information - by Class December 31, 2016  2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085  Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non-Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069     Credit Quality Information - by Class December 31, 2015  2015 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $73,831 $290 $1,457 $1,195 $ - $76,773 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 68,813 1,353 2,801 4,004 - 76,971  Commercial Mortgages-Non-Owner Occupied 120,462 1,558 3,895 940 - 126,855  Commercial Construction 12,932 - - 367 - 13,299 Consumer  Consumer Unsecured 6,830 - - 31 - 6,861  Consumer Secured 73,825 276 50 519 - 74,670 Residential:  Residential Mortgages 47,180 - - 2,833 - 50,013  Residential Consumer Construction 9,438 - - 248 - 9,686   Totals $413,311 $3,477 $8,203 $10,137 $ - $435,128 
Loan modifcations classified as TDR's	The following tables describe the loan modifications classified as TDRs during the twelve months ended December 31, 2015: For the Twelve Months Ended December 31, 2015 ( dollars in thousands) Troubled Debt Restructurings During the Period Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment  Commercial 1 $21 $21  Commercial Real Estate 2 $456 $456 

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2016
Other Real Estate Owned [Abstract]
Changes In OREO Balance	 OREO Changes  Year Ended December 31,  2016 2015  Balance at the beginning of the year $1,965 $956  Transfers from Loans 470 1,425  Capitalized costs - 25  Valuation adjustments (45) (75)  Sales (21) (360)  Gain (loss) on sales 1 (6)  Balance at the end of the year $2,370 $1,965 
Schedule Of OREO Expenses	 OREO Expense  Year Ended December 31,  201 6 201 5  (Gain) loss on sales $(1) $6  Valuation adjustments 45 75  Expenses 24 41  Total $68 $122 

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Premises And Equipment [Abstract]
Schedule Of Property And Equipment	  December 31,  201 6 201 5  Land $3,302 $3,014  Building and improvements 5,864 6,142  Construction in progress 2,098 877  Furniture and equipment 6,328 5,951  Leasehold improvements 1,611 1,611  Software 2,205 2,106  21,408 19,701  Less accumulated depreciation 10,461 9,694   Net pr emises and equipment $10,947 $10,007 

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Summary Of Deposit Accounts	 December 31,  2016 2015 Demand  Noninterest bearing $102,654 $91,325  Interest bearing 147,351 117,934  Savings 108,078 114,930  Time, $250,000 or more (1) 38,865 25,190  Other time 126,164 118,231   $523,112 $467,610  (1) Includes brokered certificates of deposit of $22,044,000 as of December 31, 2016 and $10,000,000 as of December 31, 2015.
Schedule Of Time Deposit Maturities	  Year Ending December 31, Amount   201 7 $48,605  201 8 76,290  201 9 22,340  20 20 9,621  20 21 8,173   $165,029 

Business Segments (Tables)

Business Segments (Tables)	12 Months Ended
	Dec. 31, 2016
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  For the year ended December 31, 2016  Net interest income $ 19,224 $ - $ 19,224  Provision for loan losses 1,612 - 1,612  Net interest income after provision for loan losses 17,612 - 17,612  Noninterest income 2,338 2,457 4,795  Noninterest expenses 15,695 1,899 17,594  Income before income taxes 4,255 558 4,813  Income tax expense 1,337 190 1,527  Net income $ 2,918 $ 368 $ 3,286  Total assets $ 570,181 $ 4,014 $ 574,195   For the year ended December 31, 2015  Net interest income $ 17,611 $ - $ 17,611  Provision for loan losses 282 - 282  Net interest income after provision for loan losses 17,329 - 17,329  Noninterest income 1,866 2,327 4,193  Noninterest expenses 14,401 1,778 16,179  Income before income taxes 4,794 549 5,343  Income tax expense 1,464 187 1,651  Net income $ 3,330 $ 362 $ 3,692  Total assets $ 525,077 $ 2,066 $ 527,143  

Other Borrowings (Tables)

Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2016
Other Borrowings [Abstract]
Summary Of Short Term Borrowings	  As of December 31, Short Term: 201 6 201 5 Federal funds purchased  Balance at end of year $ - $ -  Maximum month-end outstanding balance 6,265 814  Average outstanding balance during the year 371 184  Average interest rate during the year 1.08% 1.09%  Average interest rate at end of year N/A N/A  FHLB Borrowings : Federal Home Loan Bank advances  Balance at end of year $ - $ - Maximum month-end outstanding balance - 12,000  Average outstanding balance during the year - 2,269  Average interest rate during the year N/A 1.23%  Average interest rate at end of year N/A N/A 

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Income Taxes [Abstract]
Schedule Of Income Tax Expense	 December 31,  2016 2015  Current federal income tax expense $1,983 $1,725  Deferred federal income tax (benefit) expense (456) (74)  Income tax expense $1,527 $1,651 
Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate	 2016 2015  Computed “expected” income tax expense $1,636 $1,817  Increase (reduction) in income tax resulting from:  Non-taxable income (113) (106)  Non-deductible expenses 4 38  Tax credit investments - (98)  Income tax expense $1,527 $1,651 
Schedule Of Deferred Tax Assets And Liabilities	  2016 2015  Deferred tax assets  Allowance for loan losses $1,353 $881  Unrealized loss on available-for-sale securities 824 305  OREO 141 124  Non-accrual interest 403 432  Other 78 64  Gross deferred tax assets 2,799 1,806   Deferred tax liabilities  Depreciation 130 204  Other 295 203  Gross deferred tax liabilities 425 407  Net deferred tax asset $2,374 $1,399 

Earnings Per Common Share (EP42

Earnings Per Common Share (EPS) (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	 201 6 201 5 Numerator:  Net income available to stockholders $3,286 $3,692   Basic EPS weighted average shares outstanding 4,378,436 3,451,409 Effect of dilutive securities:  Incremental shares a ttributable to stock options 6 -   Diluted EPS weighted-average shares outstanding 4,378,442 3,451,409   Basic earnings per common share $0.75 $1.07  Diluted earnings per common share $0.75 $1.07 

Stock Option Plan (Tables)

Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2016
Stock Option Plan [Abstract]
Summary Of Stock Option Activity	  Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2016 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, December 31, 2016 636 12.79 1.42 $ 2  Options exercisable, December 31, 2016 636 $ 12.79 1.42 $ 2 
Summarized Information Concerning Currently Outstanding And Exercisable Options	 Options Outstanding and Exercisable Exercise Remaining Weighted Average Price ($) Number of Options Contractual Life Exercise Price ($)  12.79 636 1.42 years 12.79 

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2016
Regulatory Matters [Abstract]
Schedule Of Capital Ratios For The Bank	 December 31, 2016  To Be Well  Capitalized Under  For Capital Prompt Corrective  Actual Adequacy Purposes Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $56,365 11.54% $42,142 > 8.625% $48,861 > 10.00%  Tier I capital  (to risk-weighted assets) $50,649 10.37% $32,370 > 6.625% $39,089 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $50,649 10.37% $25,041 >5.125% $31,759 >6.50% Tier I capital (leverage)  (to average assets) $50,649 8.94% $22,656 > 4.000% $28,320 > 5.00%  (1) Includes capital conservation buffer where applicable.   December 31, 2015  To Be Well  Capitalized Under  For Capital Prompt Corrective  Actual Adequacy Purposes Action Provisions  Amount Ratio Amount Ratio Amount Ratio Total capital  (to risk-weighted assets) $52,461 11.76% $35,696 > 8.00% $44,620 > 10.00% Tier I capital  (to risk-weighted assets) $47,778 10.71% $26,772 > 6.00% $35,696 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $47,778 10.71% $20,079 >4.50% $29,003 >6.50% Tier I capital (leverage)  (to average assets) $47,778 9.22% $20,724 > 4.00% $25,905 > 5.00% 

Contingent Liabilities (Tables)

Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2016
Contingent Liabilities [Abstract]
Schedule Of Current Minimum Annual Rental Commitments Under Non-Cancelable Leases	  Year Ending Amount  201 7 $632  201 8 643  201 9 430  20 20 173  20 21 116  Thereafter 383   $2,377 

Financial Instruments With Of46

Financial Instruments With Off-Balance-Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2016
Financial Instruments With Off Balance Sheet Risk[Abstract]
Summary Of Financial Instruments With Contract Amounts Representing Credit Risk	  Contract Amounts at  December 31,  201 6 201 5   Commitments to extend credit $93,247 $90,809   Standby letters of credit $3,466 $3,097 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Fair Value at December 31, 2016 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,833 $ $1,833 $  U.S. agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ -    Fair Value at December 31, 2015 Description Balance as of December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. agency obligations $18,810 $ - $18,810 $ -  Mortgage-backed securities 10,647 - 10,647 -  Municipals 5,034 - 5,034 -  Corporates 1,505 - 1,505 -   Total available-for-sale securities $35,996 $ - $35,996 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	   Fair Value at December 31, 2016 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,830 $ - $ - $2,830   Loans held for sale $3,833 $ - $3,833 $ -   Other real estate $2,370 $ - $ - $2,370  * Includes loans charged down to the net realizable value of the collateral.    Fair Value at December 31, 2015 Description Balance as of December 31, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,896 $ - $ - $2,896   Loans held for sale $1,964 $ - $1,964 $ -   Other real estate $1,965 $ - $ - $1,965  *Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	 Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impaired loans $2,830 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)  OREO $2,370 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2015 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Impaired loans $2,896 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 45% ( 15% ) OREO $1,965 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	  Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 - 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673 Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88   Fair Value Measurements at December 31, 2015 using  Carrying Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $15,952 $15,952 $ - $ - $15,952  Fed funds sold 12,703 12,703 12,703  Securities  Available-for-sale 35,996 - 35,996 - 35,996  Held-to-maturity 2,519 - 2,649 - 2,649  Restricted stock 1,313 - 1,313 - 1,313  Loans, net 430,445 - - 438,322 438,322  Loans held for sale 1,964 - 1,964 - 1,964  Interest receivable 1,248 - 1,248 - 1,248  BOLI 9,781 - 9,781 - 9,781  Liabilities  Deposits $467,610 $ - $468,773 $ - $468,773  Capital notes 10,000 - 10,024 - 10,024  Interest payable 61 - 61 - 61 

Condensed Financial Statement48

Condensed Financial Statements Of Parent Company (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Statements Of Parent Company [Abstract]
Condensed Balance Sheet Of Parent Company	  December 31,  2016 2015 Assets  Cash $281 $10,895  Taxes receivable 73 332   Investment in subsidiaries 49,049 47,189   Other assets 18 28   Total assets $49,421 $58,444  Liabilities and stockholders’ equity   Capital notes $ - $10,000  Other liabilities - 248  Total liabilities - 10,248   Common stock $2.14 par value $9,370 $9,370  Additional paid-in-capital 31,495 31,495  Retained earnings 10,156 7,920  Accumulated other comprehensive (loss) (1,600) (589)  Total stockholders’ equity $49,421 $48,196   Total liabilities and stockholders’ equity $49,421 $58,444 
Condensed Statements Of Income Of Parent Company	 Sta tements of Income  Years Ended December 31,  201 6 201 5 Income  Dividends from subsidiary $600 $ -  Operating expenses  Interest on capital notes 8 600  Legal and professional fees 145 126  Other expense 126 92   Total expenses 279 818   Income tax (benefit) (94) (278)   Income ( l oss) before equity in und istributed income of subsidiaries 415 (540)   Equity in undistr ibuted income of subsidiaries 2,871 4,232   Net income $3,286 $3,692 
Condensed Statements Of Cash Flows Of Parent Company	 St a tements of Cash Flows  Years Ended December 31,  201 6 201 5  Cas h flows from operating activities  Net income $3,286 $3,692  Adjustments to reconcile net income to net cash used in operating activities  Decrease (increase) in income taxes receivable 259 (107)  Decrease (increase) in other assets 10 (9)  ( Decrease ) increase in other liabilities (248) 248  Equity in undistribute d net (income) of subsidiaries (2,871) (4,232)   Net cash provided by (used in) operating activities $436 $(408)  Cash flows from financing activities  Proceeds from exercise of stock options - 78  Dividends paid to common stockholders (1,050) (803)  Retirement of capital notes (10,000)  Proceeds from sale of 1,000,000 shares of common stock - 10,653   Net cash (used in) provided by financing activities $(11,050) $9,928   (Decrease) increase in cash and cash equivalents $(10,614) $9,520   Cash and cash equivalents at beginning of period 10,895 1,375   Cash and cash equivalents at end of period $281 $10,895 

Organization (Details)

Organization (Details)	12 Months Ended
	Dec. 31, 2016item
Number of wholly-owned non-operating subsidiaries	1
Number of bank locations	5
Lynchburg Virginia [Member]
Limited service bank branch	1
Forest Virginia [Member]
Number of bank locations	1
Madison Heights [Member]
Number of bank locations	1
Amherst Virginia [Member]
Number of bank locations	1
Bedford Virginia [Member]
Number of bank locations	1
Altavista Virginia [Member]
Number of bank locations	1
Appomattox Virginia [Member]
Number of bank locations	1
Charlottesville Virginia [Member]
Number of bank locations	1
Limited service bank branch	2

Summary Of Significant Accoun50

Summary Of Significant Accounting Policies (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Summary Of Significant Accounting Policies [Line Items]
Maximum maturing period for cash and cash equivalents	90 days
Duration of loans interest stops accruing	90 days
Duration of consecutive payments before future payments assured	6 months
Duration of consumer term loans charged-off	120 days
Duration of consumer revolving credit loans charged-off	180 days
Impaired loans TDR	$ 455	$ 646
Minimum principal loan balance for individual impairment test	100,000
Unrecognized tax liabilities	0	0
Advertising expense	$ 686	$ 466
Equipment [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	7 years
Equipment [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	3 years
Building and Building Improvements [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	39 years 6 months
Building and Building Improvements [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	10 years

Restrictions On Cash (Narrative

Restrictions On Cash (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Restrictions On Cash [Abstract]
Daily average cash reserve	$ 6,733	$ 5,562

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)securityitem	Dec. 31, 2015USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	$ 40,776	$ 35,996
Available-for-sale Securities Pledged as Collateral	11,756	11,582
Reportable Legal Entities [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	24,637	13,440
Available-for-sale Securities, Gross Realized Gains	487	52
Available-for-sale Securities, Gross Realized Losses	0	3
US Treasuries [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	1,833
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	13,113	18,810
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	9,947	5,034
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	$ 3,878	$ 1,505
S&P Rated AA [Member] | Mortgage Backed Securities, Other [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | security	7
S&P Rated AA [Member] | US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | item	10
S&P Rated AA [Member] | Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | item	13
S&P Rated AA [Member] | Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | security	5

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Securities Held-to-maturity	$ 3,299	$ 2,519
Held-to-Maturity, Fair Value	3,273	2,649
Available-for-Sale, Amortized Costs	43,200	36,889
Available-for-Sale, Gross Unrealized Gains	60	91
Available-for-Sale, Gross Unrealized (Losses)	(2,484)	(984)
Available-for-sale, Fair Value	40,776	35,996
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,952
Available-for-Sale, Gross Unrealized (Losses)	(119)
Available-for-sale, Fair Value	1,833
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	14,332	19,606
Available-for-Sale, Gross Unrealized Gains	5	3
Available-for-Sale, Gross Unrealized (Losses)	(1,224)	(799)
Available-for-sale, Fair Value	13,113	18,810
Mortgage-Backed Securities [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,358	10,778
Available-for-Sale, Gross Unrealized Gains		4
Available-for-Sale, Gross Unrealized (Losses)	(353)	(135)
Available-for-sale, Fair Value	12,005	10,647
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	10,426	4,984
Available-for-Sale, Gross Unrealized Gains	55	84
Available-for-Sale, Gross Unrealized (Losses)	(534)	(34)
Available-for-sale, Fair Value	9,947	5,034
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	4,132	1,521
Available-for-Sale, Gross Unrealized (Losses)	(254)	(16)
Available-for-sale, Fair Value	3,878	1,505
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Securities Held-to-maturity	3,299	2,519
Held-to-maturity, Gross Unrealized Gains	65	130
Held-to-maturity, Gross Unrealized (Losses)	(91)
Held-to-Maturity, Fair Value	$ 3,273	$ 2,649

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 38,514	$ 17,732
Unrealized Losses, Less than 12 months	2,575	471
Fair Value, More than 12 months		13,132
Unrealized Losses, More than 12 months		513
Fair Value, Total	38,514	30,864
Unrealized Losses, Total	2,575	984
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,833
Unrealized Losses, Less than 12 months	119
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	1,833
Unrealized Losses, Total	119
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,193
Unrealized Losses, Less than 12 months	91
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	1,193
Unrealized Losses, Total	91
Fair Value, Less than 12 months	13,109	7,160
Unrealized Losses, Less than 12 months	1,224	353
Fair Value, More than 12 months		10,650
Unrealized Losses, More than 12 months		446
Fair Value, Total	13,109	17,810
Unrealized Losses, Total	1,224	799
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	11,331	6,726
Unrealized Losses, Less than 12 months	353	77
Fair Value, More than 12 months		1,979
Unrealized Losses, More than 12 months		58
Fair Value, Total	11,331	8,705
Unrealized Losses, Total	353	135
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	7,170	2,341
Unrealized Losses, Less than 12 months	534	25
Fair Value, More than 12 months		503
Unrealized Losses, More than 12 months		9
Fair Value, Total	7,170	2,844
Unrealized Losses, Total	534	34
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	3,878	1,505
Unrealized Losses, Less than 12 months	254	16
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	3,878	1,505
Unrealized Losses, Total	$ 254	$ 16

Securities (Contractual Maturit

Securities (Contractual Maturities Of Investment Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities [Abstract]
Held-to-Maturity, Amortized Cost, Due in one year or less
Held-to-Maturity, Amortized Cost, Due after one year through five years	2,015
Held-to-Maturity, Amortized Cost, Due after ten years	1,284
Securities Held-to-maturity	3,299	$ 2,519
Held-to-Maturity, Fair Values, Due in one year or less
Held-to-Maturity, Fair Values, Due after one year through five years	2,080
Held-to-Maturity, Fair Values, Due after ten years	1,193
Held-to-Maturity, Fair Value	3,273	$ 2,649
Available-for-Sale, Amortized Cost, Due in one year or less
Available-for-Sale, Amortized Cost, Due after one year through five years	551
Available-for-Sale, Amortized Cost, Due after five years through ten years	14,874
Available-for-Sale, Amortized Cost, Due after ten years	27,775
Available-for-Sale, Amortized Cost	43,200
Available-for-Sale, Fair Values, Due in one year or less
Available-for-Sale, Fair Values, Due after one year through five years	535
Available-for-Sale, Fair Values, Due after five years through ten years	14,318
Available-for-Sale, Fair Values, Due after ten years	25,923
Available-for-Sale, Fair Values	$ 40,776

Loans And Allowance For Loan 56

Loans And Allowance For Loan Losses (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)contract	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)
Loans And Allowance For Loan Losses [Abstract]
Other real estate owned	$ 2,370	$ 1,965
Overdrafts reclassified as loans	54	17
Outstanding balances of related party loans	15,869	$ 16,674
New loans and advances from related party	1,186
Repayments from related party	$ 1,991
Loan modifications that would have been classified as TDRs | contract		0
Loan modifications classified as TDRs | contract	0	0
Other real estate owned	$ 2,370	$ 1,965	$ 956

Loans And Allowance For Loan 57

Loans And Allowance For Loan Losses (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Loans And Allowance For Loan Losses [Abstract]
Commercial		$ 88,085	$ 76,773
Commercial real estate		237,638	217,125
Consumer		85,099	81,531
Residential		59,247	59,699
Total loans	[1]	470,069	435,128
Less allowance for loan losses		5,716	4,683
Net loans		464,353	430,445
Deferred loan costs		$ 182	$ 263
[1]	Includes net deferred loan costs of $182 and $263, respectively.

Loans And Allowance For Loan 58

Loans And Allowance For Loan Losses (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 3,465	$ 3,406
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	855	799
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status		514
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	256	367
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status		31
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	80	269
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	1,292	695
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	67	248
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 915	$ 483

Loans And Allowance For Loan 59

Loans And Allowance For Loan Losses (Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 9,799	$ 9,414
Totals: Unpaid Principal Balance	10,545	10,616
Totals: Related Allowance	1,771	1,294
Totals: Average Recorded Investment	9,610	10,051
Totals: Interest Income Recognized	464	441
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	3,019	3,082
With No Related Allowance Recorded: Unpaid Principal Balance	3,077	3,100
With No Related Allowance Recorded: Average Recorded Investment	3,051	2,959
With No Related Allowance Recorded: Interest Income Recognized	142	174
With An Allowance Recorded: Recorded Investment	1,587	877
With An Allowance Recorded: Unpaid Principal Balance	1,618	883
With An Allowance Recorded: Average Recorded Investment	1,232	865
With An Allowance Recorded: Interest Income Recognized	81	35
Totals: Recorded Investment	4,606	3,959
Totals: Unpaid Principal Balance	4,695	3,983
Totals: Related Allowance	249	163
Totals: Average Recorded Investment	4,283	3,824
Totals: Interest Income Recognized	223	209
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	349	177
With No Related Allowance Recorded: Unpaid Principal Balance	349	177
With No Related Allowance Recorded: Average Recorded Investment	263	628
With No Related Allowance Recorded: Interest Income Recognized	23	12
With An Allowance Recorded: Recorded Investment	74	672
With An Allowance Recorded: Unpaid Principal Balance	74	738
With An Allowance Recorded: Average Recorded Investment	373	399
With An Allowance Recorded: Interest Income Recognized	6	38
Totals: Recorded Investment	423	849
Totals: Unpaid Principal Balance	423	915
Totals: Related Allowance	20	175
Totals: Average Recorded Investment	636	1,027
Totals: Interest Income Recognized	29	50
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment		27
With No Related Allowance Recorded: Unpaid Principal Balance		514
With No Related Allowance Recorded: Average Recorded Investment	14	244
With An Allowance Recorded: Recorded Investment	169	340
With An Allowance Recorded: Unpaid Principal Balance	657	700
With An Allowance Recorded: Average Recorded Investment	255	170
Totals: Recorded Investment	169	367
Totals: Unpaid Principal Balance	657	1,214
Totals: Related Allowance	76	75
Totals: Average Recorded Investment	269	414
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment		31
With An Allowance Recorded: Unpaid Principal Balance		32
With An Allowance Recorded: Average Recorded Investment	16	16
With An Allowance Recorded: Interest Income Recognized		1
Totals: Recorded Investment		31
Totals: Unpaid Principal Balance		32
Totals: Related Allowance		31
Totals: Average Recorded Investment	16	16
Totals: Interest Income Recognized		1
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	18	20
With No Related Allowance Recorded: Unpaid Principal Balance	18	20
With No Related Allowance Recorded: Average Recorded Investment	19	21
With No Related Allowance Recorded: Interest Income Recognized	1	1
With An Allowance Recorded: Recorded Investment	110	190
With An Allowance Recorded: Unpaid Principal Balance	110	193
With An Allowance Recorded: Average Recorded Investment	150	155
With An Allowance Recorded: Interest Income Recognized	8	10
Totals: Recorded Investment	128	210
Totals: Unpaid Principal Balance	128	213
Totals: Related Allowance	110	153
Totals: Average Recorded Investment	169	176
Totals: Interest Income Recognized	9	11
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,555	1,997
With No Related Allowance Recorded: Unpaid Principal Balance	1,687	2,027
With No Related Allowance Recorded: Average Recorded Investment	1,776	1,466
With No Related Allowance Recorded: Interest Income Recognized	55	86
With An Allowance Recorded: Recorded Investment	699	650
With An Allowance Recorded: Unpaid Principal Balance	736	800
With An Allowance Recorded: Average Recorded Investment	675	740
With An Allowance Recorded: Interest Income Recognized	30	42
Totals: Recorded Investment	2,254	2,647
Totals: Unpaid Principal Balance	2,423	2,827
Totals: Related Allowance	83	87
Totals: Average Recorded Investment	2,451	2,206
Totals: Interest Income Recognized	85	128
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment		171
With No Related Allowance Recorded: Unpaid Principal Balance		176
With No Related Allowance Recorded: Average Recorded Investment	86	86
With No Related Allowance Recorded: Interest Income Recognized		4
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment		171
Totals: Unpaid Principal Balance		176
Totals: Related Allowance
Totals: Average Recorded Investment	86	86
Totals: Interest Income Recognized		4
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	698
With No Related Allowance Recorded: Unpaid Principal Balance	698
With No Related Allowance Recorded: Average Recorded Investment	349	1,009
With No Related Allowance Recorded: Interest Income Recognized	37
With An Allowance Recorded: Recorded Investment	1,521	1,180
With An Allowance Recorded: Unpaid Principal Balance	1,521	1,256
With An Allowance Recorded: Average Recorded Investment	1,351	1,293
With An Allowance Recorded: Interest Income Recognized	81	38
Totals: Recorded Investment	2,219	1,180
Totals: Unpaid Principal Balance	2,219	1,256
Totals: Related Allowance	1,233	610
Totals: Average Recorded Investment	1,700	2,302
Totals: Interest Income Recognized	$ 118	$ 38

Loans And Allowance For Loan 60

Loans And Allowance For Loan Losses (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		$ 4,683	$ 4,790
Allowance for Credit Losses: Charge-offs		(759)	(615)
Allowance for Credit Losses: Recoveries		180	226
Allowance for credit losses: Provision		1,612	282
Allowance for Credit Losses: Ending Balance		5,716	4,683
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,771	1,294
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		3,945	3,389
Allowance for Credit Losses: Totals		5,716	4,683
Financing Receivables: Ending Balance: Individually evaluated for impairment		9,799	9,414
Financing Receivables: Ending Balance: Collectively evaluated for impairment		460,270	425,714
Total loans	[1]	470,069	435,128
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,195	1,235
Allowance for Credit Losses: Charge-offs		(328)	(294)
Allowance for Credit Losses: Recoveries		7	14
Allowance for credit losses: Provision		1,318	240
Allowance for Credit Losses: Ending Balance		2,192	1,195
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,233	610
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		959	585
Allowance for Credit Losses: Totals		2,192	1,195
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,219	1,180
Financing Receivables: Ending Balance: Collectively evaluated for impairment		85,866	75,593
Total loans		88,085	76,773
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,751	2,194
Allowance for Credit Losses: Charge-offs		(156)	(64)
Allowance for Credit Losses: Recoveries		127	122
Allowance for credit losses: Provision		387	(501)
Allowance for Credit Losses: Ending Balance		2,109	1,751
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		345	413
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,764	1,338
Allowance for Credit Losses: Totals		2,109	1,751
Financing Receivables: Ending Balance: Individually evaluated for impairment		5,198	5,175
Financing Receivables: Ending Balance: Collectively evaluated for impairment		232,440	211,950
Total loans		237,638	217,125
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,073	812
Allowance for Credit Losses: Charge-offs		(275)	(257)
Allowance for Credit Losses: Recoveries		44	54
Allowance for credit losses: Provision		112	464
Allowance for Credit Losses: Ending Balance		954	1,073
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		110	184
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		844	889
Allowance for Credit Losses: Totals		954	1,073
Financing Receivables: Ending Balance: Individually evaluated for impairment		128	241
Financing Receivables: Ending Balance: Collectively evaluated for impairment		84,971	81,290
Total loans		85,099	81,531
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		664	549
Allowance for Credit Losses: Recoveries		2	36
Allowance for credit losses: Provision		(205)	79
Allowance for Credit Losses: Ending Balance		461	664
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		83	87
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		378	577
Allowance for Credit Losses: Totals		461	664
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,254	2,818
Financing Receivables: Ending Balance: Collectively evaluated for impairment		56,993	56,881
Total loans		$ 59,247	$ 59,699
[1]	Includes net deferred loan costs of $182 and $263, respectively.

Loans And Allowance For Loan 61

Loans And Allowance For Loan Losses (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 5,496	$ 5,431
Current		464,573	429,697
Total loans	[1]	470,069	435,128
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,063	1,422
Current		88,698	75,549
Total loans		90,761	76,971
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		140	717
Current		134,262	126,138
Total loans		134,402	126,855
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		256	367
Current		12,219	12,932
Total loans		12,475	13,299
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9	33
Current		8,558	6,828
Total loans		8,567	6,861
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		832	394
Current		75,700	74,276
Total loans		76,532	74,670
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,763	1,523
Current		49,525	48,490
Total loans		51,288	50,013
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		67	248
Current		7,892	9,438
Total loans		7,959	9,686
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,638	1,326
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,136	425
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		140	189
30 to 59 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9	2
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		531	198
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		539	512
30 to 59 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		539	1,441
60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		72	571
60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			90
60 to 89 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60 to 89 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		301	68
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		161	468
60 to 89 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,319	2,664
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		855	426
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			438
Greater than 90 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		256	367
Greater than 90 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			31
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			128
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,063	543
Greater than 90 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		67	248
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		366	727
Current		87,719	76,046
Total loans		88,085	76,773
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		283
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5	244
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		78	483
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		237,638	217,125
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		59,247	59,699
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 85,099	$ 81,531
[1]	Includes net deferred loan costs of $182 and $263, respectively.

Loans And Allowance For Loan 62

Loans And Allowance For Loan Losses (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 470,069	$ 435,128
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	449,528	413,311
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,973	3,477
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,617	8,203
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	10,036	10,137
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	915
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	90,761	76,971
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	83,008	68,813
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,975	1,353
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	101	2,801
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,677	4,004
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	134,402	126,855
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	129,794	120,462
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,525	1,558
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	525	3,895
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	558	940
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	12,475	13,299
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	11,774	12,932
Commercial Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	445
Commercial Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	256	367
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,567	6,861
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,567	6,830
Consumer Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		31
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,532	74,670
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,215	73,825
Consumer Secured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		276
Consumer Secured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		50
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	317	519
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	51,288	50,013
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	48,366	47,180
Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	245
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,677	2,833
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,959	9,686
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,892	9,438
Residential Consumer Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	67	248
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	88,085	76,773
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	83,912	73,831
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,473	290
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	301	1,457
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,484	$ 1,195
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 915

Loans And Allowance For Loan 63

Loans And Allowance For Loan Losses (Loan modifcations classified as TDR's) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	0
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Oustanding Recorded Investment	$ 21
Post-Modifications Outstanding Recorded Investment	$ 21
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	2
Pre-Modification Oustanding Recorded Investment	$ 456
Post-Modifications Outstanding Recorded Investment	$ 456

Other Real Estate Owned (Narrat

Other Real Estate Owned (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other Real Estate	$ 2,370	$ 1,965	$ 956
Residential Real Estate [Member]
Other Real Estate	0	$ 0
Consumer [Member]
Other Real Estate	$ 294

Other Real Estate Owned (Change

Other Real Estate Owned (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Other Real Estate Owned [Abstract]
Balance at the beginning of the year	$ 1,965	$ 956
Transfers from Loans	470	1,425
Capitalized Costs		25
Valuation adjustments	(45)	(75)
Sales	(21)	(360)
Gain (loss) on sales	1	(6)
Balance at the end of the year	$ 2,370	$ 1,965

Other Real Estate Owned (Schedu

Other Real Estate Owned (Schedule Of OREO Expenses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Other Real Estate Owned [Abstract]
(Gain) loss on sales	$ (1)	$ 6
Write-downs	45	75
Expenses	24	41
Total	$ 68	$ 122

Premises And Equipment Schedule

Premises And Equipment Schedule Of Property And Equipment (Schedule Of Property And Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Premises And Equipment [Abstract]
Land	$ 3,302	$ 3,014
Building and improvements	5,864	6,142
Construction in progress	2,098	877
Furniture and equipment	6,328	5,951
Leasehold improvements	1,611	1,611
Software	2,205	2,106
Gross property and equipment	21,408	19,701
Less accumulated depreciation	10,461	9,694
Net premises and equipment	10,947	10,007
Total depreciation expense	$ 767	$ 767

Deposits (Summary Of Deposit Ac

Deposits (Summary Of Deposit Accounts) (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
Noninterest bearing	$ 102,654,000	$ 91,325,000
Interest bearing	147,351,000	117,934,000
Savings	108,078,000	114,930,000
Time, $250,000 or more	38,865,000	25,190,000
Other time	126,164,000	118,231,000
Total deposits	523,112,000	467,610,000
Brokered certificates of deposit	$ 22,044,000	$ 10,000,000

Deposits (Schedule Of Time Depo

Deposits (Schedule Of Time Deposit Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
2,017	$ 48,605
2,018	76,290
2,019	22,340
2,020	9,621
2,021	8,173
Time Deposits, Total	165,029	$ 143,421
Related party deposits	$ 10,167	$ 7,326

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	12 Months Ended
	Dec. 31, 2016segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Segment Reporting Information [Line Items]
Net interest income	$ 19,224	$ 17,611
Provision for loan losses	1,612	282
Net interest income after provision for loan losses	17,612	17,329
Noninterest income	4,795	4,193
Noninterest expenses	17,594	16,179
Income before income taxes	4,813	5,343
Income tax expense	1,527	1,651
Net Income	3,286	3,692
Total assets	574,195	527,143
Community Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	19,224	17,611
Provision for loan losses	1,612	282
Net interest income after provision for loan losses	17,612	17,329
Noninterest income	2,338	1,866
Noninterest expenses	15,695	14,401
Income before income taxes	4,255	4,794
Income tax expense	1,337	1,464
Net Income	2,918	3,330
Total assets	570,181	525,077
Mortgage [Member]
Segment Reporting Information [Line Items]
Noninterest income	2,457	2,327
Noninterest expenses	1,899	1,778
Income before income taxes	558	549
Income tax expense	190	187
Net Income	368	362
Total assets	4,014	2,066
Parent Company [Member]
Segment Reporting Information [Line Items]
Income tax expense	(94)	(278)
Net Income	3,286	3,692
Total assets	$ 49,421	$ 58,444

Capital Notes (Narrative) (Deta

Capital Notes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Jan. 25, 2017	Sep. 30, 2012
Debt Instrument [Line Items]
Duration of written notice to holders	30 days
2012 Notes [Member]
Debt Instrument [Line Items]
Capital notes issued			$ 10,000,000
Debt instrument, interest rate, stated percentage	6.00%
Debt instrument, maturity date	Apr. 1, 2017
2017 Notes [Member]
Debt Instrument [Line Items]
Debt instrument, maturity date	Jan. 24, 2022
2017 Notes [Member] | Subsequent Event [Member]
Debt Instrument [Line Items]
Capital notes issued		$ 5,000,000
Debt instrument, interest rate, stated percentage		4.00%

Other Borrowings (Narrative) (D

Other Borrowings (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Short-term Debt [Line Items]
Reverse repurchase agreements	$ 5,000
Credit through FHLBA	143,615
FHLBA additional credit	31,249
Borrowed amount from FHLBA	39,500
Unsecured Federal Funds Outstanding Amount	0	$ 0
Community Bankers Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	11,000
Zions Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	4,000
PNC Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	6,000
Suntrust Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	$ 3,000
Maximum [Member]
Short-term Debt [Line Items]
Period allowed to exchange securities pledged as collateral for funds	90 days
Minimum [Member]
Short-term Debt [Line Items]
Period allowed to exchange securities pledged as collateral for funds	30 days

Other Borrowings (Summary Of Sh

Other Borrowings (Summary Of Short Term Borrowings) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Short Term [Member]
Short-term Debt [Line Items]
Balance at end of year
Maximum month-end outstanding balance	6,265,000	814,000
Average outstanding balance during the year	$ 371,000	$ 184,000
Average interest rate during the year	1.08%	1.09%
Average interest rate at end of year
FHLB Borrowings [Member]
Short-term Debt [Line Items]
Maximum month-end outstanding balance		$ 12,000,000
Average outstanding balance during the year		$ 2,269
Average interest rate during the year		1.23%

Income Taxes (Schedule Of Incom

Income Taxes (Schedule Of Income Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income Taxes [Abstract]
Current federal income tax expense	$ 1,983	$ 1,725
Deferred federal income tax (benefit) expense	(456)	(74)
Income Tax Expense	$ 1,527	$ 1,651

Income Taxes (Schedule Of Inc76

Income Taxes (Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income Taxes [Abstract]
Computed "expected" income tax expense	$ 1,636	$ 1,817
Increase (reduction) in income tax resulting from: Non-taxable income	(113)	(106)
Increase (reduction) in income tax resulting from: Non-deductible expenses	4	38
Tax credits investments		(98)
Income Tax Expense	$ 1,527	$ 1,651
U.S. Federal income tax rate	34.00%	34.00%

Income Taxes (Schedule Of Defer

Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Income Taxes [Abstract]
Allowance for loan losses	$ 1,353	$ 881
Unrealized loss on available-for-sale securities	824	305
OREO	141	124
Non-accrual interest	403	432
Other	78	64
Gross deferred tax assets	2,799	1,806
Depreciation	130	204
Other	295	203
Gross deferred tax liabilities	425	407
Net deferred tax assets	$ 2,374	$ 1,399

Earnings Per Common Share (EP78

Earnings Per Common Share (EPS) (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	0	636

Earnings Per Common Share (EP79

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Earnings Per Common Share (EPS) [Abstract]
Net income	$ 3,286	$ 3,692
Basic EPS weighted average shares outstanding	4,378,436	3,451,409
Incremental shares attributable to stock options	6
Diluted EPS weighted average shares outstanding	4,378,442	3,451,409
Basic earnings per common share	$ 0.75	$ 1.07
Diluted earnings per common share	$ 0.75	$ 1.07

Retirement Plans (Details)

Retirement Plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Retirement Plans [Abstract]
Maximum contribution percentage of pretax annual compensation	19.00%
Defined contribution benefit plan, company contribution	$ 253	$ 217
SERP expense	230	187
Cash surrender values of life insurance policies	$ 12,673	$ 9,781

Stock Option Plan (Narrative) (

Stock Option Plan (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Oct. 21, 2009
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercised
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
In-the-money options exercised		$ 10
Options exercised	0
1999 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares not granted			25,832

Stock Option Plan (Summary Of S

Stock Option Plan (Summary Of Stock Option Activity) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)$ / sharesshares
Stock Option Plan [Abstract]
Options outstanding, January 1, 2016, Shares	636
Options outstanding, Granted, Shares
Options, Outstanding, Exercised, Shares
Options outstanding, forfeited, Shares
Options outstanding, December 31, 2016, Shares	636
Options exercisable, December 31, 2016, Shares	636
Options outstanding, January 1, 2016, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, December 31, 2016, Weighted Average Exercise Price | $ / shares	12.79
Options exercisable, December 31, 2016, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, December 31, 2016, Weighted Average Remaining Contractual Life (in years)	1 year 5 months 1 day
Options exercisable, December 31, 2016, Weighted Average Remaining Contractual Life (in years)	1 year 5 months 1 day
Options outstanding, December 31, 2016, Intrinsic Value | $	$ 2
Options exercisable, December 31, 2016, Intrinsic Value | $	$ 2

Stock Option Plan (Summarized I

Stock Option Plan (Summarized Information Concerning Currently Outstanding And Exercisable Options) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Number of Options	636	636
Remaining Contractual Life	1 year 5 months 1 day
Weighted Average Exercise Price ($)	$ 12.79	$ 12.79
$12.79 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price	12.79
Number of Options	636
Remaining Contractual Life	1 year 5 months 1 day
Weighted Average Exercise Price ($)	$ 12.79

Stockholders' Equity (Details)

Stockholders' Equity (Details) - USD ($)	Dec. 03, 2015	Dec. 31, 2016	Dec. 31, 2015	Oct. 31, 2015	Oct. 31, 2014
Proceeds from sale of equity			$ 10,653,000
Proceeds used to pay off debt		$ 10,000,000
Number of shares authorized to be repurchased					100,000
Number of shares repurchased during period				0
Common Stock Private Placement [Member]
Shares issued	1,000,000
Price per share	$ 11.52
Proceeds from sale of equity	$ 11,520,000
Proceeds used to pay off debt	$ 10,000,000

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity tier 1 ratio	5.125%	4.50%
Tier 1 capitol ratio	6.625%	6.00%	4.00%
Total capital ratio	8.625%	8.00%
Leverage ratio	4.00%	4.00%
Capital requirements phased period	5 years
Capital conservation buffer	0.625%
Capital conservation buffer, full implementation	2.50%
Common equity tier 1 capital ratio, full implementation	7.00%
Tier 1 capital ratio, full implementation	8.50%
Total capital ratio, full implementation	10.50%
Well-Capitalized ratio	6.50%	6.50%
Tier 1 Capital well-capitalized ratio	8.00%	8.00%	6.00%
Tier 1 Leverage Ratio	3.00%
Risk Weight For Loans	150.00%	100.00%
Credit Conversion Factor	20.00%	0.00%
Risk wieght for servicing rights and deferred tax assets	250.00%	100.00%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk weight for equity exposures	0.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk weight for equity exposures	600.00%

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Capital Ratios For The Bank) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Regulatory Matters [Abstract]
Total capital (to risk-weighted assets), Actual, Amount	$ 56,365	$ 52,461
Total capital (to risk-weighted assets), Actual, Ratio	11.54%	11.76%
Total capital (to risk-weighted assets), For Capital Adequacy Purposes, Amount	$ 42,142	$ 35,696
Total capital (to risk-weighted assets), For Capital Adequacy Purposes, Ratio	8.625%	8.00%
Total capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 48,861	$ 44,620
Total capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets), Actual, Amount	$ 50,649	$ 47,778
Tier I capital (to risk-weighted assets), Actual, Ratio	10.37%	10.71%
Tier I capital (to risk-weighted assets), For Capital Adequacy Purposes, Amount	$ 32,370	$ 26,772
Tier I capital (to risk-weighted assets), For Capital Adequacy Purposes, Ratio	6.625%	6.00%	4.00%
Tier I capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 39,089	$ 35,696
Tier I capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	8.00%	6.00%
Common Equity Tier I capital (to risk-weighted assets) Actual , Amount	$ 50,649	$ 47,778
Common Equity Tier I capital (to risk-weighted assets) Actual , Ratio	10.37%	10.71%
Common Equity Tier I capital (to risk-weighted assets) For Capital Adequacy Purposes, Amount	$ 25,041	$ 20,079
Common Equity Tier I capital (to risk-weighted assets), For Capital Adequacy Purposes, Ratio	5.125%	4.50%
Common Equity Tier 1 capital (to risk-weighted assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount	$ 31,759	$ 29,003
Common Equity Tier I capital (to risk-weighted assets) To Be Well Capitalized Under Promp Corrective Action Provisions, Ratio	6.50%	6.50%
Tier I capital (leverage) (to average assets), Actual, Amount	$ 50,649	$ 47,778
Tier I capital (leverage) (to average assets), Actual, Ratio	8.94%	9.22%
Tier I capital (leverage) (to average assets), For Capital Adequacy Purposes, Amount	$ 22,656	$ 20,724
Tier I capital (leverage) (to average assets), For Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier I capital (leverage) (to average assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 28,320	$ 25,905
Tier I capital (leverage) (to average assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Contingent Liabilities (Narrati

Contingent Liabilities (Narrative) (Details) $ in Thousands	Aug. 01, 2009	Nov. 30, 2016item	Aug. 31, 2016	Jul. 31, 2015item	Sep. 30, 2013item	Dec. 31, 2005item	Dec. 31, 2016USD ($)item	Dec. 31, 2015USD ($)
Contingent Liabilities [Line Items]
Total expense | $							$ 2,377
Rental expense | $							$ 569	$ 530
Banking Facility [Member]
Contingent Liabilities [Line Items]
Number of leases							6
Commercial Loan Production Office [Member]
Contingent Liabilities [Line Items]
Number of leases							1
615 Church Street [Member]
Contingent Liabilities [Line Items]
Period of lease	10 years
Remaining period on lease (in years)	2 years 6 months
828 Main Street [Member]
Contingent Liabilities [Line Items]
Period of lease							10 years
Number of renewals							2
Period of renewal (in years)							5 years
Period of lease after of renewal options (in years)							20 years
Remaining period on lease (in years)							7 years 6 months
Total expense | $							$ 1,755
4935 Boonsboro Road [Member]
Contingent Liabilities [Line Items]
Period of lease						5 years
Number of renewals						2
Period of lease after of renewal options (in years)						15 years
Remaining period on lease (in years)						4 years
1430 Rolkin Court [Member]
Contingent Liabilities [Line Items]
Period of lease					5 years
Number of renewals					1
Period of lease after of renewal options (in years)					10 years
Remaining period on lease (in years)					7 years
Number of option periods					1
225 Merchant Walk Avenue [Member]
Contingent Liabilities [Line Items]
Period of lease				10 years
Number of renewals				2
Period of renewal (in years)				5 years
Period of lease after of renewal options (in years)				20 years
Remaining period on lease (in years)				20 years
Number of option periods				2
180 Old Courthouse Road [Member]
Contingent Liabilities [Line Items]
Period of lease			6 months
3564 Electric Road [Member]
Contingent Liabilities [Line Items]
Period of lease		5 years
Number of renewals		2
Period of renewal (in years)		5 years
Period of lease after of renewal options (in years)		15 years
Remaining period on lease (in years)		15 years
Number of option periods		2

Contingent Liabilities (Schedul

Contingent Liabilities (Schedule Of Current Minimum Annual Rental Commitments Under Non-Cancelable Leases) (Details) $ in Thousands	Dec. 31, 2016USD ($)
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]
2,017	$ 632
2,018	643
2,019	430
2,020	173
2,021	116
Thereafter	383
Total	$ 2,377

Financial Instruments With Of89

Financial Instruments With Off-Balance-Sheet Risk (Narrative) (Details) $ in Thousands	Dec. 31, 2016USD ($)
Loan Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 4,079
Loans Held For Sale [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 3,833

Financial Instruments With Of90

Financial Instruments With Off-Balance-Sheet Risk (Summary Of Financial Instruments With Contract Amounts Representing Credit Risk) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 3,466	$ 3,097
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 93,247	$ 90,809

Concentration Of Credit Risk (D

Concentration Of Credit Risk (Details)	Dec. 31, 2016USD ($)item	Dec. 31, 2015USD ($)
Accounts secured by FDIC	1
FDIC coverage amount | $	$ 250,000
Uninsured cash balances | $	$ 3,670,000	$ 3,058,000
Community Bankers Bank [Member]
Accounts secured by FDIC	1
Suntrust Bank [Member]
Accounts secured by FDIC	1
Zions Bank [Member]
Accounts secured by FDIC	1

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 40,776	$ 35,996
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	40,776	35,996
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,833
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,833
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	13,113	18,810
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	13,113	18,810
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,005	10,647
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,005	10,647
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	9,947	5,034
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	9,947	5,034
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,878	1,505
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,878	1,505
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 2,830	$ 2,896
Loans held for sale		3,833	1,964
Other real estate owned		2,370	1,965
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale		3,833	1,964
Other real estate owned
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	2,830	2,896
Loans held for sale
Other real estate owned		$ 2,370	$ 1,965
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,830	$ 2,896
Impaired Loans [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	45.00%
Impaired Loans [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
Impaired Loans [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,370	$ 1,965
OREO [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	25.00%
OREO [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
OREO [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%

Fair Value Measurements (Fair95

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 16,938	$ 15,952
Federal funds sold	11,745	12,703
Available-for-sale Securities	40,776	35,996
Held-to-maturity Securities	3,299	2,519
Restricted stock	1,373	1,313
Loans held for sale	3,833	1,964
Interest receivable	1,378	1,248
BOLI	12,673	9,781
Interest payable	88	61
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	16,938	15,952
Federal funds sold	11,745	12,703
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Federal funds sold
Available-for-sale Securities	40,776	35,996
Held-to-maturity Securities	3,273	2,649
Restricted stock	1,373	1,313
Loans, net
Loans held for sale	3,833	1,964
Interest receivable	1,378	1,248
BOLI	12,673	9,781
Deposits	524,222	468,773
Capital notes		10,024
Interest payable	88	61
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Federal funds sold
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net	468,393	438,322
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	16,938	15,952
Federal funds sold	11,745	12,703
Available-for-sale Securities	40,776	35,996
Held-to-maturity Securities	3,299	2,519
Restricted stock	1,373	1,313
Loans, net	464,353	430,445
Loans held for sale	3,833	1,964
Interest receivable	1,378	1,248
BOLI	12,673	9,781
Deposits	523,112	467,610
Capital notes		10,000
Interest payable	88	61
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	16,938	15,952
Federal funds sold	11,745	12,703
Available-for-sale Securities	40,776	35,996
Held-to-maturity Securities	3,273	2,649
Restricted stock	1,373	1,313
Loans, net	468,393	438,322
Loans held for sale	3,833	1,964
Interest receivable	1,378	1,248
BOLI	12,673	9,781
Deposits	524,222	468,773
Capital notes		10,024
Interest payable	$ 88	$ 61

Condensed Financial Statement96

Condensed Financial Statements Of Parent Company (Condensed Balance Sheet Of Parent Company) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Condensed Balance Sheet Statements, Captions [Line Items]
Taxes receivable	$ 1,214	$ 1,096
Other assets	922	755
Total assets	574,195	527,143
Capital notes		10,000
Other liabilities	1,574	1,276
Total liabilities	524,774	478,947
Common stock $2.14 par value	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	10,156	7,920
Accumulated other comprehensive (loss)	(1,600)	(589)
Total stockholders' equity	49,421	48,196	$ 34,776
Total liabilities and stockholders' equity	$ 574,195	$ 527,143
Common stock, par value	$ 2.14	$ 2.14
Parent Company [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash	$ 281	$ 10,895
Taxes receivable	73	332
Investments in subsidiaries	49,049	47,189
Other assets	18	28
Total assets	49,421	58,444
Capital notes		10,000
Other liabilities		248
Total liabilities		10,248
Common stock $2.14 par value	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	10,156	7,920
Accumulated other comprehensive (loss)	(1,600)	(589)
Total stockholders' equity	49,421	48,196
Total liabilities and stockholders' equity	$ 49,421	$ 58,444
Common stock, par value	$ 2.14	$ 2.14

Condensed Financial Statement97

Condensed Financial Statements Of Parent Company (Condensed Statements Of Income Of Parent Company) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Condensed Income Statements, Captions [Line Items]
Interest on capital notes	$ 8	$ 600
Income tax (benefit)	1,527	1,651
Net Income	3,286	3,692
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiary	600
Interest on capital notes	8	600
Legal and professional fees	145	126
Other expenses	126	92
Total expenses	279	818
Income tax (benefit)	(94)	(278)
Income (loss) before equity in undistributed income of subsidiaries	415	(540)
Equity in undistributed income of subsidiaries	2,871	4,232
Net Income	$ 3,286	$ 3,692

Condensed Financial Statement98

Condensed Financial Statements Of Parent Company (Condensed Statements Of Cash Flows Of Parent Company) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	$ 3,286	$ 3,692
Decrease (increase) in income taxes receivable	(118)	(151)
Decrease (increase) in other assets	(167)	(154)
(Decrease) increase in other liabilities	298	(69)
Net cash provided by (used in) operating activities	2,785	3,347
Proceeds from exercise of stock options		78
Dividends paid to common stockholders	(1,050)	(803)
Retirement of capital notes	(10,000)
Proceeds from the sale of 1,000,000 shares of common equity		10,653
Net cash (used in) provided by financing activities	44,452	62,852
(Decrease) increase in cash and cash equivalents	28	15,912
Cash and cash equivalents at beginning of period	28,655	12,743
Cash and cash equivalents at end of period	28,683	$ 28,655
Shares of common stock		1,000,000
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	3,286	$ 3,692
Decrease (increase) in income taxes receivable	259	(107)
Decrease (increase) in other assets	10	(9)
(Decrease) increase in other liabilities	(248)	248
Equity in undistributed net income (loss) of subsidiaries	(2,871)	(4,232)
Net cash provided by (used in) operating activities	436	(408)
Proceeds from exercise of stock options		78
Dividends paid to common stockholders	(1,050)	(803)
Retirement of capital notes	(10,000)
Proceeds from the sale of 1,000,000 shares of common equity		10,653
Net cash (used in) provided by financing activities	(11,050)	9,928
(Decrease) increase in cash and cash equivalents	(10,614)	9,520
Cash and cash equivalents at beginning of period	10,895	1,375
Cash and cash equivalents at end of period	$ 281	$ 10,895