Bank of the James Financial (BOTJ) 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 04, 2017
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2017
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,017
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	1,275,101
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,378,436

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 19,751	$ 16,938
Federal funds sold	5,508	11,745
Total cash and cash equivalents	25,259	28,683
Securities held-to-maturity (fair value of $3,272 in 2017 and $3,273 iin 2016)	3,293	3,299
Securities available-for-sale, at fair value	48,220	40,776
Restricted stock, at cost	1,415	1,373
Loans, net of allowance for loan losses of $5,716 in 2017 and 2016	466,244	464,353
Loans held for sale	1,633	3,833
Premises and equipment, net	11,243	10,947
Interest receivable	1,365	1,378
Cash value - bank owned life insurance	12,759	12,673
Other real estate owned	2,750	2,370
Income taxes receivable	872	1,214
Deferred tax asset, net	2,234	2,374
Other assets	1,146	922
Total assets	578,433	574,195
Deposits
Noninterest bearing demand	105,276	102,654
NOW, money market and savings	250,911	255,429
Time	165,012	165,029
Total deposits	521,199	523,112
Capital notes	5,000
Interest payable	77	88
Other liabilities	1,966	1,574
Total liabilities	528,242	524,774
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of March 31, 2017 and December 31, 2016	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	10,653	10,156
Accumulated other comprehensive (loss)	(1,327)	(1,600)
Total stockholders' equity	50,191	49,421
Total liabilities and stockholders' equity	$ 578,433	$ 574,195

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,272	$ 3,273
Loans, allowance for loan losses	$ 5,716	$ 5,716
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest Income
Loans	$ 5,188	$ 4,978
Securities
US Government and agency obligations	113	139
Mortgage backed securities	66	52
Municipals - taxable	69	34
Municipals - tax exempt	11	10
Dividends	7	6
Other (Corporates)	27	6
Interest bearing deposits	15	6
Federal Funds sold	13	4
Total interest income	5,509	5,235
Deposits
NOW, money market savings	169	136
Time Deposits	465	400
Federal Funds purchased		4
Total interest expense	671	548
Net interest income	4,838	4,687
Provision for loan losses	100	200
Net interest income after provision for loan losses	4,738	4,487
Noninterest income
Gain on sales of loans held for sale	371	491
Service charges, fees and commissions	405	372
Increase in cash value of life insurance	86	65
Other	9	15
Gain on sales and calls of securities, net	10	65
Total noninterest income	881	1,008
Noninterest expenses
Salaries and employee benefits	2,380	2,237
Occupancy	372	332
Equipment	348	319
Supplies	134	119
Professional, data processing, and other outside expense	680	662
Marketing	148	119
Credit expense	114	83
Other real estate expenses	12	1
FDIC insurance expense	103	92
Other	226	226
Total non-interest expenses	4,517	4,190
Income before income taxes	1,102	1,305
Income tax expense	342	418
Net Income	$ 760	$ 887
Weighted average shares outstanding - basic	4,378,436	4,378,436
Weighted average shares outstanding- diluted	4,378,535	4,378,436
Earnings per common share - basic	$ 0.17	$ 0.20
Earnings per common share - diluted	$ 0.17	$ 0.20
Capital Notes 6% Due 4/1/2017 [Member]
Deposits
Capital notes		$ 8
Capital Notes 4% Due 1/24/2022 [Member]
Deposits
Capital notes	$ 37

Consolidated Statements Of Inc5

Consolidated Statements Of Income (Parenthetical)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Capital Notes 6% Due 4/1/2017 [Member]
Capital notes, interest rate		6.00%
Capital notes, maturity date		Apr. 1, 2017
Capital Notes 4% Due 1/24/2022 [Member]
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income		$ 760	$ 887
Other comprehensive income (loss)
Unrealized gains on securities available-for-sale		423	1,029
Unrealized gains on securities available-for-sale, Tax effect		(144)	(350)
Reclassification adjustment for gains included in net income	[1]	(10)	(65)
Reclassification adjustment for gains included in net income, Tax effect	[2]	4	22
Other comprehensive income , net of tax		273	636
Comprehensive income		$ 1,033	$ 1,523
[1]	Gains are included in "gain on sales and calls of securities, net" on the consolidated statements of income.
[2]	The tax effect on these reclassifications is reflected in "income tax expense" on the consolidated statements of income

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Cash flows from operating activities
Net Income	$ 760	$ 887
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	188	196
Net amortization and accretion of premiums and discounts on securities	93	35
(Gain) on sales of available for-sale-securities	(10)	(65)
(Gain) on sales of loans held for sale	(371)	(491)
Provision for loan losses	100	200	$ 1,612
Loss on sale of other real estate owned	8		(1)
(Increase) in cash value of life insurance	(86)	(65)
Decrease in interest receivable	13	13
(Increase) in other assets	(224)	(66)
Decrease in income taxes receivable	342	418
(Decrease) increase in interest payable	(11)	20
Increase in other liabilities	392	347
Proceeds from sales of loans held for sale	15,543	14,984
Origination of loans held for sale	(12,972)	(16,235)
Net cash provided by operating activities	3,765	178
Cash flows from investing activities
Purchases of securities available-for-sale	(9,568)	(5,715)
Proceeds from maturities, calls and paydowns of securities available-for-sale	1,490	381
Proceeds from sale of securities available-for-sale	970	4,563
(Purchase) of Federal Home Loan Bank stock	(42)	(60)
Proceeds from sale of other real estate owned	147
Origination of loans, net of principal collected	(2,526)	(3,846)
Purchases of premises and equipment	(484)	(50)
Net cash (used in) investing activities	(10,013)	(4,727)
Cash flows from financing activities
Net (decrease) increase in deposits	(1,913)	5,841
Dividends paid to common stockholders	(263)	(263)
Proceeds from sale of 4% capital notes due 1/24/2022	5,000
Retirement of 6% capital notes due 4/1/2017		(10,000)
Net cash provided by (used in) financing activities	2,824	(4,422)
(Decrease) in cash and cash equivalents	(3,424)	(8,971)
Cash and cash equivalents at beginning of period	28,683	28,655	28,655
Cash and cash equivalents at end of period	25,259	19,684	28,683
Non cash transactions
Transfer of loans to other real estate owned	535	390	$ 470
Fair value adjustment for securities	413	964
Cash transactions
Cash paid for interest	682	528
Cash paid for taxes

Consolidated Statements Of Cas8

Consolidated Statements Of Cash Flows (Parenthetical)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Capital Notes 4% Due 1/24/2022 [Member]
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022
Capital Notes 6% Due 4/1/2017 [Member]
Capital notes, interest rate		6.00%
Capital notes, maturity date		Apr. 1, 2017

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2015	$ 9,370	$ 31,495	$ 7,920	$ (589)	$ 48,196
Balance, shares at Dec. 31, 2015	4,378,436
Net Income			887		887
Dividends paid on common stock			(263)		(263)
Other Comprehensive income				636	636
Balance at Mar. 31, 2016	$ 9,370	31,495	8,544	47	49,456
Balance, shares at Mar. 31, 2016	4,378,436
Balance at Dec. 31, 2016	$ 9,370	31,495	10,156	(1,600)	49,421
Balance, shares at Dec. 31, 2016	4,378,436
Net Income			760		760
Dividends paid on common stock			(263)		(263)
Other Comprehensive income				273	273
Balance at Mar. 31, 2017	$ 9,370	$ 31,495	$ 10,653	$ (1,327)	$ 50,191
Balance, shares at Mar. 31, 2017	4,378,436

Consolidated Statements Of Ch10

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.06	$ 0.06

Basis Of Presentation

Basis Of Presentation	3 Months Ended
	Mar. 31, 2017
Basis Of Presentation [Abstract]
Basis Of Presentation	Note 1 – Basis of Presentation The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (“Financial” or the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission. In management’s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of March 31, 2017 and for the three months ended March 31, 2017 and 201 6 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial’s Annual Report on Form 10-K for the year ended December 31, 201 6 . These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 201 6 included in Financial’s Annual Report on Form 10-K. Results for the three month period ended March 31, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 201 7 . The Company’s primary market area consists of the area commonly referred to as Region 2000 which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the Town of Bedford, Bedford County, Campbell County, and the City of Lynchburg. Recently, the Company has expanded into Charlottesville, Roanoke, and Harrisonburg. Financial’s critical accounting policy relates to the evaluation of the allowance for loan losses which is bas ed on management’s estimate of an amount that is adequate to absorb probable losses inherent in the loan portfolio of Bank of the James (the “Bank”), Financial’s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of the loan portfolio, historical loan losses, specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank’s allowance for loan losses could result in material changes in Financial’s financial condition and results of operations. The Ban k’s policy with respect to the methodology for determining the allowance for loan losses involve s a higher degree of complexity and require s management to make subjective judgments that often require assumptions or estimate s about uncertain matters. This critical policy and its assumptions are periodically reviewed with the Board of Directors.  Financial also considers valuation of other real estate owned (OREO) a critical accounting policy. OREO consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. 

Use Of Estimates

Use Of Estimates	3 Months Ended
	Mar. 31, 2017
Use Of Estimates [Abstract]
Use Of Estimates	 Note 2 – Use of Estimates The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	3 Months Ended
	Mar. 31, 2017
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 3 – Earnings Per Common Share (EPS) Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended and Restated Stock Option Plan of 1999 Financial (the “1999 Plan”) are considered in calculating diluted earnings per share. The following is a summary of the earnings per share calculation for the three months ended March 31, 2017 and 2016 . Note 3 – Earnings Per Share (continued)     Three Months Ended  March 31,  2017 2016   Net income $ 760,000 $ 887,000   Weighted average number of shares 4,378,436 4,378,436  Options affect of incremental shares 99 -   Weighted average diluted shares 4,378,535 4,378,436    Basic EPS (weighted avg shares) $ 0.17 $ 0.20   Diluted EPS (Including Option Shares) $ 0.17 $ 0.20  The following table sets forth the option shares that were not included in calculating the diluted earnings because their effect was anti-dilutive:    Three Months Ended  March 31 ,  201 7 201 6  Options excluded from calculating diluted EPS because their effect was anti-dilutive - 636   The foregoing shares were anti-dilutive because the exercise price of the options was greater than the market price on March 31 , 2016 .

Stock Based Compensation

Stock Based Compensation	3 Months Ended
	Mar. 31, 2017
Stock Based Compensation [Abstract]
Stock Based Compensation	 Note 4 – Stock Based Compensation Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant. Note 4 – Stock Based Compensation (continued) Stock option plan activity for the three months ended March 31, 2017 is summarized below:    Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2017 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, March 31, 2017 636 $ 12.79 1.17 $ 1  Options exercisable, March 31, 2017 636 $ 12.79 1.17 $ 1 Intrinsic value is calculated by subtracting the exercise price of option shares from the market price of underlying shares as of March 31, 2017 and multiplying that amount by the number of options outstanding. No intrinsic value exists where the exercise price is greater than the market price on a given date. All compensation expense related to the foregoing stock option plan has been recognized. The Company’s ability to grant additional options shares under the 1999 Plan has expired.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2017
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 5 – Fair Value Measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Note 5 – Fair Value Measurements (continued) Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. · Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. · Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. · Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Fair Value on a Recurring Basis Securities Available-for-Sale Fair values of securities, excluding restricted investments in Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers’ Bank stock are based on quoted prices available in an active market. If quoted prices are available, these securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities. The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period. Restricted securities noted above are classified as such because their ownership is restricted to certain types of entities and there is no established market for their resale. When the stock is repurchased, the shares are repurchased at the stock’s book value; therefore, the carrying amount of restricted securities approximate fair value. Restricted securities are considered to be Level 2. Note 5 – Fair Value Measurements (continued)   Carrying Value at March 31, 2017 (in thousands) Description Balance as of March 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,849 $ - $1,849 $ -  US agency obligations 13,302 - 13,302 -  Mortgage-backed securities 15,534 - 15,534 -  Municipals 12,598 - 12,598 -  Corporates 4,937 - 4,937 -   Total available-for-sale securities $48,220 $ - $48,220 $ -  Carrying Value at December 31, 2016 (in thousands) Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,833 $ $1,833 $  US agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ - Fair Value on a Non-recurring Basis Impaired loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due . The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over one year old, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Note 5 – Fair Value Measurements (continued) Loans held for sale Loans held for sale are carried at cost which approximates estimated fair value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). As such, the Company records fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during the period ended March 31, 2017 . Gains and losses on the sale of loans are recorded within gains on sales of loans held for sale, net on the Consolidated Statements of Income. Other real estate owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to OREO. The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data. Any fair value adjustments are recorded in the period incurred and expensed against current earnings. The carrying values of all OREO properties are considered to be Level 3. The following table summarizes the Company’s impaired loans, loans held for sale, and OREO measured at fair value on a nonrecurring basis during the period (in thousands).   Carrying Value at March 31, 2017 Description Balance as of March 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,972 $ - $ - $1,972  Loans held for sale 1,633 - 1,633 -  Other real estate owned 2,750 - - 2,750 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 201 6 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,830 $ - $ - $2,830  Loans held for sale 3,833 - 3,833 -  Other real estate owned 2,370 - - 2,370 * Includes loans charged down to the net realizable value of the collateral.  Note 5 – Fair Value Measurements (continued) The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3:   Quantitative information about Level 3 Fair Value Measurements for March 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,972 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)   OREO 2,750 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,830 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )   OREO 2,370 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) Financial Instruments Cash, cash equivalents and Federal Funds sold The carrying amounts of cash and short-term instruments approximate fair values. Loans For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of impaired loans are estimated as described above. The carrying values of all loans are considered to be Level 3.  Bank Owned Life Insurance (BOLI) The carrying amount approximates fair value. The carrying values of all BOLI is considered to be Level 2. Note 5 – Fair Value Measurements (continued) Deposits Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. The carrying values of all deposits are considered to be Level 2. FHLB borrowings The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements. The carrying values of all FHLB borrowings are considered to be Level 2. Short-term borrowings The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value. The carrying values of all short term borrowings are considered to be Level 2. Capital notes Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics. The carrying values of all capital notes are considered to be Level 2. Accrued interest The carrying amounts of accrued interest approximate fair value. The carrying values of all accrued interest is considered to be Level 2. Off-balance sheet credit-related instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at March 31, 2017 and December 31, 2016 and therefore are not included in the table below. Note 5 – Fair Value Measurements (continued) The estimated fair values, and related carrying or notional amounts, of Financial’s financial instruments are as follows (in thousands):   Fair Value Measurements at March 31, 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $19,751 $19,751 $ - $ - $19,751  Fed funds sold 5,508 5,508 5,508  Securities  Available-for-sale 48,220 - 48,220 - 48,220  Held-to-maturity 3,293 - 3,272 - 3,272  Restricted stock 1,415 1,415 1,415  Loans, net 466,244 - - 470,300 470,300  Loans held for sale 1,633 - 1,633 - 1,633  Interest receivable 1,365 - 1,365 - 1,365  BOLI 12,759 - 12,759 - 12,759   Liabilities  Deposits $521,199 $ - $522,309 $ - $522,309  Capital notes 5,000 - 5,012 - 5,012  Interest payable 77 - 77 - 77    Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673  Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88   Note 5 – Fair Value Measurements (continued) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time Financial’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of Financial’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial’s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to Financial. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate Financial’s overall interest rate risk.

Capital Notes

Capital Notes	3 Months Ended
	Mar. 31, 2017
Capital Notes [Abstract]
Capitol Notes	Note 6 – Capital Notes As of December 31, 2015, Financial had $10,000,000 categorized as “Capital Notes” which represent ed the proceeds of the private placement of $10,000,000 in unregistered debt securities as previously disclosed (the “2012 Notes”). The 2012 Notes bore interest at the rate of 6% per year with interest payable quarterly in arrears. On December 3, 2015 , Financial closed a private placement of common stock pursuant to which it received gross proceeds of $11,520,000 by selling an aggregate of 1,000,000 shares of Financials’ Common Stock at a price of $11.52 per share, as part of a private placement (the “Common Stock Private Placement”). Financial used $10,000,000 of the proceeds from the Common Stock Private Placement to prepay in full the 2012 Notes on January 5, 2016 . On January 25, 2017 , Financial closed a private placement of unregistered debt securities (the “2017 Offering”) p ursuant to which Financial issued $5,000,000 in principal of notes (the “2017 Notes”). The 2017 Notes bear interest at the rate of 4% per year with interest payable quarterly in arrears. The 2017 Notes are to mature on January 24, 2022 , but are subject to prepayment in whole or in part on or after January 24, 2018 at Financial’s sole discretion on 30 days written notice to the holders. Of the proceeds, $3,000,000 was injected into the Bank as equity capital in March 2017. It is anticipated the remaining $2,000,000 will remain at the holding company level for debt service on the 2017 Notes. 

Securities

Securities	3 Months Ended
	Mar. 31, 2017
Securities [Abstract]
Securities	 Note 7 - Securities  The following tables summarize the Bank’s holdings for both securities held-to-maturity and securities available-for-sale as of March 31, 2017 and December 31, 201 6 (amounts in thousands):   March 31, 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,293 $50 $(71) $3,272  Available-for-Sale  US Treasuries 1,953 - (104) 1,849  US agency obligations 14,291 5 (994) 13,302  Mortgage-backed securities 15,881 1 (348) 15,534  Municipals 12,955 70 (427) 12,598  Corporates 5,151 - (214) 4,937  $50,231 $76 $(2,087) $48,220   December 31, 2016  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,299 $65 $(91) $3,273  Available-for-Sale  US Treasuries 1,952 - (119) 1,833  US agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,425 55 (534) 9,947  Corporates 4,132 - (254) 3,878  $43,200 $60 $(2,484) $40,776 Note 7 – Securities (continued) The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2017 and December 31, 2016 (amounts in thousands):   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2017 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $1,210 $71 $ - $ - $1,210 $71  Available-for-sale  US Treasuries 1,848 104 - - 1,848 104  US agency obligations 13,297 994 - - 13,297 994  Mortgage-backed securities 13,908 347 638 1 14,546 348  Municipals 8,563 427 - - 8,563 427  Corporates - - 4,937 214 4,937 214  Total $38,826 $1,943 $5,575 $215 $44,401 $2,158   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2016 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  US Treasuries 1,833 119 - - 1,833 119  US agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254  Total $38,514 $2,575 $ - $ - $38,514 $2,575  Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security’s entire amortized cost basis (even if Financial does not intend to sell the security). Note 7 – Securities (continued) At March 31, 2017 , the Company did not consider the unrealized loss es as other-than-temporary loss es due to the nature of the securities involved. As of March 31, 2017 , the Bank owned 46 securities in an unrealized loss position that were being evaluated for other than temporary impairment. Nine of these securities were S &P rated AAA, 32 were rated AA and five were rated A. A s of March 31, 2017, 23 of these securities were direct obligations of the U.S. government or government sponsored entities, 16 were municipal issues, and seven were investments in domestic corporate issued securities. Based on the analysis performed by management as mandated by the Bank’s investment policy, management believes the default risk to be minimal. Because the Bank expects to recover the entire amortized cost basis, no declines currently are deemed to be other-than-temporary.  Gross gains on available-for-sale securities were $10 and $65 during the three month periods ended March 31, 2017 and 2016 respectively. There were no losses on sales of available-for-sale securities and no sales of held-to-maturity securities during the three month periods ended March 31, 2017 and 2016.

Business Segments

Business Segments	3 Months Ended
	Mar. 31, 2017
Business Segments [Abstract]
Business Segments	Note 8 – Business Segments The Company has two reportable business segments: (i) a traditional full service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000 and other areas within Central Virginia. The mortgage segment provides a variety of mortgage loan products principally within Region 2000. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors with servicing released. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a gain on sale business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Information about reportable business segments and reconciliation of such information to the consolidated financial statements for the three months ended March 31, 2017 and 2016 was as follows (dollars in thousands): Note 8 – Business Segments (continued)       Business Segments   Community  Banking Mortgage Total  Three months ended March 31, 2017  Net interest income $ 4,838 $ - $ 4,838  Provision for loan losses 100 - 100  Net interest income after provision for loan losses 4,738 - 4,738  Noninterest income 510 371 881  Noninterest expenses 4,148 369 4,517  Income before income taxes 1,100 2 1,102  Income tax expense 341 1 342  Net income (loss) $ 759 $ 1 $ 760  Total assets $ 576,675 $ 1,758 $ 578,433   Three months ended March 31, 2016  Net interest income $ 4,687 $ - $ 4,687  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 4,487 - 4,487  Noninterest income 508 500 1,008  Noninterest expenses 3,733 457 4,190  Income before income taxes 1,262 43 1,305  Income tax expense 403 15 418  Net income $ 859 $ 28 $ 887  Total assets $ 520,801 $ 3,810 $ 524,611 

Loans, Allowance For Loan Losse

Loans, Allowance For Loan Losses And OREO	3 Months Ended
	Mar. 31, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Loans, Allowance For Loan Losses and OREO	 Note 9 – Loans, allowance for loan losses and OREO Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio into classes, based on the associated risks. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio. Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied  Commercial mortgages – non-owner occupied  Commercial construction Consumer Consumer unsecured  Consumer secured Residential Residential mortgages  Residential consumer construction  A summary of loans, net is as follows (dollars in thousands):   As of:  March 31, December 31,  2017 2016   Commercial $89,288 $88,085  Commercial real estate 239,520 237,638  Consumer 85,023 85,099  Residential 58,129 59,247   Total loans (1) 471,960 470,069   Less allowance for loan losses 5,716 5,716   Net loans $466,244 $464,353 (1) Inclu des net deferred costs of $ 235 and $182 as of March 31, 2017 and December 31, 2016, respectively . The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Note 9 – Loans, allowance for loan losses and OREO (continued) Below is a summary and definition of the Bank’s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: · “Pass.” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “Monitor.” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “Special Mention.” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “Substandard.” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due. · “Doubtful.” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high. Note 9 – Loans, allowance for loan losses and OREO (continued) · “Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off.   Loans on Non-Accrual Status  ( dollars in thousands )  As of  March 31, 2017 December 31, 2016  Commercial $894 $915 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 827 855  Commercial Mortgages-Non-Owner Occupied 71 -  Commercial Construction 239 256 Consumer  Consumer Unsecured - -  Consumer Secured 177 80 Residential:  Residential Mortgages 874 1,292  Residential Consumer Construction 65 67   Totals $3,147 $3,465 We also classify other real estate owned (OREO) as a nonperforming asset. OREO represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure. OREO increased to $2,750 on March 31, 2017 from $2,370 on December 31, 201 6 . The following table represents the changes in OREO balance during the three months ended March 31, 2017 and year ended December 31, 201 6 .  OREO Changes ( dollars in thousands )  Three months ended Year ended  March 31, 2017 December 31, 2016  Balance at the beginning of the year (net) $2,370 $1,965  Transfers from loans 535 470  Capitalized costs - -  Valuation adjustments - (45)  Sales proceeds (147) (21)  Gain (loss) on disposition (8) 1  Balance at the end of the period (net) $2,750 $2,370  At March 31, 2017 and December 31, 201 6 , the Company had $76 and $294 of consumer mortgage loan s secured by residential real estate for which foreclosure was in process. The Company held three residential real estate propert ies in other real estate owned as of March 31, 2017 and no residential real estate property in other real estate owned as of December 31, 201 6 . Note 9 – Loans, allowance for loan losses and OREO (continued)  Impaired Loans  ( dollars in thousands)  As of and For the Three Months Ended March 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $252 $255 $ - $475 $2 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,262 2,348 - 2,641 46  Commercial Mortgage Non-Owner Occupied 418 421 - 384 5  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 18 -  Residential  Residential Mortgages 1,588 1,673 - 1,572 10  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $1,499 $1,511 $1,128 $1,510 $9 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,225 1,225 233 1,406 16  Commercial Mortgage Non-Owner Occupied 74 74 19 74 1  Commercial Construction 169 666 78 169 - Consumer  Consumer Unsecured 3 3 3 2 -  Consumer Secured 109 109 109 110 2 Residential  Residential Mortgages 262 276 17 481 2  Residential Consumer Construction - - - - -  Totals:  Commercial $1,751 $1,766 $1,128 $1,985 $11 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,487 3,573 233 4,047 62  Commercial Mortgage Non-Owner Occupied 492 495 19 458 6  Commercial Construction 169 666 78 169 - Consumer  Consumer Unsecured 3 3 3 2 -  Consumer Secured 127 127 109 128 2 Residential  Residential Mortgages 1,850 1,949 17 2,053 12  Residential Consumer Construction - - - - -  $7,879 $8,579 $1,587 $8,842 $93  Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income 2016 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $698 $698 $ - $349 $37 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1 Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -  With An Allowance Recorded:  Commercial $1,521 $1,521 $1,233 $1,351 $81 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8 Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -  Totals:  Commercial $2,219 $2,219 $1,233 $1,700 $118 Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9 Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $9,799 $10,545 $1,771 $9,610 $464   Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Three Months Ended March 31, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (5) (17) (3) (105) (130)  Recoveries 1 13 15 1 30  Provision (67) 115 (7) 59 100  Ending Balance $2,121 $2,220 $959 $416 $5,716   Ending Balance: Individually evaluated for impairment $1,128 $330 $112 $17 $1,587   Ending Balance: Collectively evaluated for impairment 993 1,890 847 399 4,129    Totals: $2,121 $2,220 $959 $416 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $1,751 $4,148 $130 $1,850 $7,879   Ending Balance: Collectively evaluated for impairment 87,537 235,372 84,893 56,279 464,081   Totals: $89,288 $239,520 $85,023 $58,129 $471,960      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069      Note 9 – Loans, allowance for loan losses and OREO (continued)   Age Analysis of Past Due Loans as of  March 31, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $155 $819 $150 $1,124 $88,164 $89,288 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 57 937 495 1,489 89,542 91,031 -  Commercial Mortgages-Non-Owner Occupied 48 - 71 119 134,493 134,612 -  Commercial Construction - - 239 239 13,638 13,877 - Consumer:  Consumer Unsecured 39 - - 39 8,435 8,474 -  Consumer Secured 319 245 129 693 75,856 76,549 - Residential:  Residential Mortgages 684 34 498 1,216 50,146 51,362 -  Residential Consumer Construction - - 65 65 6,702 6,767 -  Total $1,302 $2,035 $1,647 $4,984 $466,976 $471,960 $ -    Age Analysis of Past Due Loans as of  December 31, 2016  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2016 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ -  Note 9 – Loans, allowance for loan losses and OREO (continued)    Credit Quality Information - by Class  March 31, 2017  ( dollars in thousands )  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $85,272 $1,250 $837 $1,185 $744 $89,288 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,365 4,011 100 3,555 - 91,031  Commercial Mortgages-Non Owner Occupied 131,716 1,754 519 623 - 134,612  Commercial Construction 12,550 1,088 - 239 - 13,877  Consumer  Consumer Unsecured 8,474 - - - - 8,474  Consumer Secured 76,098 - - 451 - 76,549  Residential:  Residential Mortgages 48,972 - 243 2,147 - 51,362  Residential Consumer Construction 6,702 - - 65 - 6,767   Totals $453,149 $8,103 $1,699 $8,265 $744 $471,960     Credit Quality Information - by Class  December 31, 2016  ( dollars in thousands ) 2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069 Note 9 – Loans, allowance for loan losses and OREO (continued) There were no loan modifications that would have been classified as TDRs during the three months ended March 31, 2017 and 2016 . There were no loan modifications classified as TDRs within the last twelve months that defaulted during the three months ended March 31, 2017 and 2016 . At March 31, 2017 and December 31, 201 6 , the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. 

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2017
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 10 – Recent accounting pronouncements  In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements.  In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements.  During June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC Note 10 – Recent accounting pronouncements (continued)  filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements.  During August 2016, the FASB issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments”, to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The amendments should be applied using a retrospective transition method to each period presented. If retrospective application is impractical for some of the issues addressed by the update, the amendments for those issues would be applied prospectively as of the earliest date practicable. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-15 to have a material impact on its consolidated financial statements.  During January 2017, the FASB issued ASU No. 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of a Business”. The amendments in this ASU clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. Under the current implementation guidance in Topic 805, there are three elements of a business—inputs, processes, and outputs. While an integrated set of assets and activities (collectively referred to as a “set”) that is a business usually has outputs, outputs are not required to be present. In addition, all the inputs and processes that a seller uses in operating a set are not required if market participants can acquire the set and continue to produce outputs. The amendments in this ASU provide a screen to determine when a set is not a business. If the screen is not met, the amendments (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The ASU provides a framework to assist entities in evaluating whether both an input and a substantive process are present. The amendments in this ASU are effective for annual periods beginning after December 15, 2017, including interim periods within those annual periods. The amendments in this ASU should be applied prospectively on or after the effective date. No disclosures are required at transition. The Company does not expect the adoption of ASU 2017-01 to have a material impact on its consolidated financial statements.  During January 2017, the FASB issued ASU No. 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are U.S. Securities and Exchange Commission (SEC) filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements.  During March 2017, the FASB issued ASU 2017-07, “Compensation — Retirement Benefits (Topic 715): Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost.” The amendments in this ASU require an employer that offers defined benefit pension plans, other postretirement benefit plans, or other types of benefits accounted for under Topic 715 to report the service Note 10 – Recent accounting pronouncements (continued)  cost component of net periodic benefit cost in the same line item(s) as other compensation costs arising from services rendered during the period. The other components of net periodic benefit cost are required to be presented in the income statement separately from the service cost component. If the other components of net periodic benefit cost are not presented on a separate line or lines, the line item(s) used in the income statement must be disclosed. In addition, only the service cost component will be eligible for capitalization as part of an asset, when applicable. The amendments are effective for annual periods beginning after December 15, 2017, including interim periods within those annual periods. Early adoption is permitted. The Company does not expect the adoption of ASU 2017-07 to have a material impact on its consolidated financial statements.  During March 2017, the FASB issued ASU 2017 ‐ 08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310 ‐ 20), Premium Amortization on Purchased Callable Debt Securities.” The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. The Company is currently assessing the impact that ASU 2017 ‐ 08 will have on its consolidated financial statements.    

Earnings Per Common Share (EP21

Earnings Per Common Share (EPS) (Tables)	3 Months Ended
	Mar. 31, 2017
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	   Three Months Ended  March 31,  2017 2016   Net income $ 760,000 $ 887,000   Weighted average number of shares 4,378,436 4,378,436  Options affect of incremental shares 99 -   Weighted average diluted shares 4,378,535 4,378,436    Basic EPS (weighted avg shares) $ 0.17 $ 0.20   Diluted EPS (Including Option Shares) $ 0.17 $ 0.20 
Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share	  Three Months Ended  March 31 ,  201 7 201 6  Options excluded from calculating diluted EPS because their effect was anti-dilutive - 636 

Stock Based Compensation (Table

Stock Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2017
Stock Based Compensation [Abstract]
Summary Of Stock Option Activity	  Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2017 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, March 31, 2017 636 $ 12.79 1.17 $ 1  Options exercisable, March 31, 2017 636 $ 12.79 1.17 $ 1 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Carrying Value at March 31, 2017 (in thousands) Description Balance as of March 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,849 $ - $1,849 $ -  US agency obligations 13,302 - 13,302 -  Mortgage-backed securities 15,534 - 15,534 -  Municipals 12,598 - 12,598 -  Corporates 4,937 - 4,937 -   Total available-for-sale securities $48,220 $ - $48,220 $ -  Carrying Value at December 31, 2016 (in thousands) Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,833 $ $1,833 $  US agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	 Carrying Value at March 31, 2017 Description Balance as of March 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,972 $ - $ - $1,972  Loans held for sale 1,633 - 1,633 -  Other real estate owned 2,750 - - 2,750 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 201 6 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,830 $ - $ - $2,830  Loans held for sale 3,833 - 3,833 -  Other real estate owned 2,370 - - 2,370 * Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	 Quantitative information about Level 3 Fair Value Measurements for March 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,972 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)   OREO 2,750 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,830 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )   OREO 2,370 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	   Fair Value Measurements at March 31, 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $19,751 $19,751 $ - $ - $19,751  Fed funds sold 5,508 5,508 5,508  Securities  Available-for-sale 48,220 - 48,220 - 48,220  Held-to-maturity 3,293 - 3,272 - 3,272  Restricted stock 1,415 1,415 1,415  Loans, net 466,244 - - 470,300 470,300  Loans held for sale 1,633 - 1,633 - 1,633  Interest receivable 1,365 - 1,365 - 1,365  BOLI 12,759 - 12,759 - 12,759   Liabilities  Deposits $521,199 $ - $522,309 $ - $522,309  Capital notes 5,000 - 5,012 - 5,012  Interest payable 77 - 77 - 77    Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673  Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88 

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	  March 31, 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,293 $50 $(71) $3,272  Available-for-Sale  US Treasuries 1,953 - (104) 1,849  US agency obligations 14,291 5 (994) 13,302  Mortgage-backed securities 15,881 1 (348) 15,534  Municipals 12,955 70 (427) 12,598  Corporates 5,151 - (214) 4,937  $50,231 $76 $(2,087) $48,220   December 31, 2016  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,299 $65 $(91) $3,273  Available-for-Sale  US Treasuries 1,952 - (119) 1,833  US agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,425 55 (534) 9,947  Corporates 4,132 - (254) 3,878  $43,200 $60 $(2,484) $40,776 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2017 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $1,210 $71 $ - $ - $1,210 $71  Available-for-sale  US Treasuries 1,848 104 - - 1,848 104  US agency obligations 13,297 994 - - 13,297 994  Mortgage-backed securities 13,908 347 638 1 14,546 348  Municipals 8,563 427 - - 8,563 427  Corporates - - 4,937 214 4,937 214  Total $38,826 $1,943 $5,575 $215 $44,401 $2,158   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2016 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  US Treasuries 1,833 119 - - 1,833 119  US agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254  Total $38,514 $2,575 $ - $ - $38,514 $2,575 

Business Segments (Tables)

Business Segments (Tables)	3 Months Ended
	Mar. 31, 2017
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  Three months ended March 31, 2017  Net interest income $ 4,838 $ - $ 4,838  Provision for loan losses 100 - 100  Net interest income after provision for loan losses 4,738 - 4,738  Noninterest income 510 371 881  Noninterest expenses 4,148 369 4,517  Income before income taxes 1,100 2 1,102  Income tax expense 341 1 342  Net income (loss) $ 759 $ 1 $ 760  Total assets $ 576,675 $ 1,758 $ 578,433   Three months ended March 31, 2016  Net interest income $ 4,687 $ - $ 4,687  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 4,487 - 4,487  Noninterest income 508 500 1,008  Noninterest expenses 3,733 457 4,190  Income before income taxes 1,262 43 1,305  Income tax expense 403 15 418  Net income $ 859 $ 28 $ 887  Total assets $ 520,801 $ 3,810 $ 524,611 

Loans, Allowance For Loan Los26

Loans, Allowance For Loan Losses And OREO (Tables)	3 Months Ended
	Mar. 31, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Summary Of Loans, Net	  As of:  March 31, December 31,  2017 2016   Commercial $89,288 $88,085  Commercial real estate 239,520 237,638  Consumer 85,023 85,099  Residential 58,129 59,247   Total loans (1) 471,960 470,069   Less allowance for loan losses 5,716 5,716   Net loans $466,244 $464,353 (1) Inclu des net deferred costs of $ 235 and $182 as of March 31, 2017 and December 31, 2016, respectively .
Loans On Non-Accrual Status	  Loans on Non-Accrual Status  ( dollars in thousands )  As of  March 31, 2017 December 31, 2016  Commercial $894 $915 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 827 855  Commercial Mortgages-Non-Owner Occupied 71 -  Commercial Construction 239 256 Consumer  Consumer Unsecured - -  Consumer Secured 177 80 Residential:  Residential Mortgages 874 1,292  Residential Consumer Construction 65 67   Totals $3,147 $3,465 
Changes In OREO Balance	 OREO Changes ( dollars in thousands )  Three months ended Year ended  March 31, 2017 December 31, 2016  Balance at the beginning of the year (net) $2,370 $1,965  Transfers from loans 535 470  Capitalized costs - -  Valuation adjustments - (45)  Sales proceeds (147) (21)  Gain (loss) on disposition (8) 1  Balance at the end of the period (net) $2,750 $2,370 
Impaired Loans	 Impaired Loans  ( dollars in thousands)  As of and For the Three Months Ended March 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $252 $255 $ - $475 $2 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,262 2,348 - 2,641 46  Commercial Mortgage Non-Owner Occupied 418 421 - 384 5  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 18 -  Residential  Residential Mortgages 1,588 1,673 - 1,572 10  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $1,499 $1,511 $1,128 $1,510 $9 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,225 1,225 233 1,406 16  Commercial Mortgage Non-Owner Occupied 74 74 19 74 1  Commercial Construction 169 666 78 169 - Consumer  Consumer Unsecured 3 3 3 2 -  Consumer Secured 109 109 109 110 2 Residential  Residential Mortgages 262 276 17 481 2  Residential Consumer Construction - - - - -  Totals:  Commercial $1,751 $1,766 $1,128 $1,985 $11 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,487 3,573 233 4,047 62  Commercial Mortgage Non-Owner Occupied 492 495 19 458 6  Commercial Construction 169 666 78 169 - Consumer  Consumer Unsecured 3 3 3 2 -  Consumer Secured 127 127 109 128 2 Residential  Residential Mortgages 1,850 1,949 17 2,053 12  Residential Consumer Construction - - - - -  $7,879 $8,579 $1,587 $8,842 $93  Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income 2016 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $698 $698 $ - $349 $37 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1 Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -  With An Allowance Recorded:  Commercial $1,521 $1,521 $1,233 $1,351 $81 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8 Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -  Totals:  Commercial $2,219 $2,219 $1,233 $1,700 $118 Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9 Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $9,799 $10,545 $1,771 $9,610 $464 
Allowance For Loan Losses And Recorded Investment In Loans	  Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Three Months Ended March 31, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (5) (17) (3) (105) (130)  Recoveries 1 13 15 1 30  Provision (67) 115 (7) 59 100  Ending Balance $2,121 $2,220 $959 $416 $5,716   Ending Balance: Individually evaluated for impairment $1,128 $330 $112 $17 $1,587   Ending Balance: Collectively evaluated for impairment 993 1,890 847 399 4,129    Totals: $2,121 $2,220 $959 $416 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $1,751 $4,148 $130 $1,850 $7,879   Ending Balance: Collectively evaluated for impairment 87,537 235,372 84,893 56,279 464,081   Totals: $89,288 $239,520 $85,023 $58,129 $471,960      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069 
Age Analysis Of Past Due Financing Receivables	  Age Analysis of Past Due Loans as of  March 31, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $155 $819 $150 $1,124 $88,164 $89,288 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 57 937 495 1,489 89,542 91,031 -  Commercial Mortgages-Non-Owner Occupied 48 - 71 119 134,493 134,612 -  Commercial Construction - - 239 239 13,638 13,877 - Consumer:  Consumer Unsecured 39 - - 39 8,435 8,474 -  Consumer Secured 319 245 129 693 75,856 76,549 - Residential:  Residential Mortgages 684 34 498 1,216 50,146 51,362 -  Residential Consumer Construction - - 65 65 6,702 6,767 -  Total $1,302 $2,035 $1,647 $4,984 $466,976 $471,960 $ -    Age Analysis of Past Due Loans as of  December 31, 2016  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2016 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ - 
Credit Quality Information-By Class	   Credit Quality Information - by Class  March 31, 2017  ( dollars in thousands )  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $85,272 $1,250 $837 $1,185 $744 $89,288 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,365 4,011 100 3,555 - 91,031  Commercial Mortgages-Non Owner Occupied 131,716 1,754 519 623 - 134,612  Commercial Construction 12,550 1,088 - 239 - 13,877  Consumer  Consumer Unsecured 8,474 - - - - 8,474  Consumer Secured 76,098 - - 451 - 76,549  Residential:  Residential Mortgages 48,972 - 243 2,147 - 51,362  Residential Consumer Construction 6,702 - - 65 - 6,767   Totals $453,149 $8,103 $1,699 $8,265 $744 $471,960     Credit Quality Information - by Class  December 31, 2016  ( dollars in thousands ) 2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069 

Earnings Per Common Share (EP27

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Earnings Per Common Share (EPS) [Abstract]
Net income	$ 760	$ 887
Weighted average number of shares	4,378,436	4,378,436
Options affect of incremental shares	99
Weighted average diluted shares	4,378,535	4,378,436
Basic EPS (weighted avg shares)	$ 0.17	$ 0.20
Diluted EPS (Including Option Shares)	$ 0.17	$ 0.20

Earnings Per Common Share (EP28

Earnings Per Common Share (EPS) (Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share) (Details)	3 Months Ended
	Mar. 31, 2016shares
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	636

Stock Based Compensation (Summa

Stock Based Compensation (Summary Of Stock Option Activity) (Details) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)$ / sharesshares
Stock Based Compensation [Abstract]
Options outstanding, January 1, 2017, Shares | shares	636
Options outstanding, Granted, Shares | shares
Options outstanding, exercised, Shares | shares
Options outstanding, forfeited, Shares | shares
Options outstanding, March 31, 2017, Shares | shares	636
Options exercisable, March 31, 2017, Shares | shares	636
Options outstanding, January 1, 2017, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, granted, Weighted Average Exercise Price | $ / shares
Options outstanding, exercised, Weighted Average Exercise Price | $ / shares
Options outstanding, forfeited, Weighted Average Exercise Price | $ / shares
Options outstanding, March 31, 2017, Weighted Average Exercise Price | $ / shares	12.79
Options exercisable, March 31, 2017, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, March 31, 2017, Weighted Average Remaining Contractual Life (in years)	1 year 2 months 1 day
Options exercisable, March 31, 2017, Weighted Average Remaining Contractual Life (in years)	1 year 2 months 1 day
Options outstanding, March 31, 2017, Intrinsic Value | $	$ 1
Options exercisable, March 31, 2017, Intrinsic Value | $	$ 1

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 48,220	$ 40,776
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	48,220	40,776
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,849	1,833
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,849	1,833
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	13,302	13,113
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	13,302	13,113
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	15,534	12,005
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	15,534	12,005
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,598	9,947
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,598	9,947
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	4,937	3,878
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	4,937	3,878
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 1,972	$ 2,830
Loans held for sale		1,633	3,833
Other real estate owned		2,750	2,370	$ 1,965
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		0
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		1,633	3,833
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	1,972	2,830
Loans held for sale
Other real estate owned		$ 2,750	$ 2,370
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 1,972,000	$ 2,830,000
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	25.00%
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,750,000	$ 2,370,000
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	25.00%
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%

Fair Value Measurements (Fair33

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 19,751	$ 16,938
Federal funds sold	5,508	11,745
Available-for-sale Securities	48,220	40,776
Held-to-maturity Securities	3,293	3,299
Restricted stock	1,415	1,373
Loans held for sale	1,633	3,833
Interest receivable	1,365	1,378
BOLI	12,759	12,673
Interest payable	77	88
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	19,751	16,938
Federal funds sold	5,508	11,745
Available-for-sale Securities
Loans held for sale
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities	48,220	40,776
Held-to-maturity Securities	3,272	3,273
Restricted stock	1,415	1,373
Loans held for sale	1,633	3,833
Interest receivable	1,365	1,378
BOLI	12,759	12,673
Deposits	522,309	524,222
Capital notes	5,012
Interest payable	77	88
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities
Loans, net	470,300	468,393
Loans held for sale
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	19,751	16,938
Federal funds sold	5,508	11,745
Available-for-sale Securities	48,220	40,776
Held-to-maturity Securities	3,293	3,299
Restricted stock	1,415	1,373
Loans, net	466,244	464,353
Loans held for sale	1,633	3,833
Interest receivable	1,365	1,378
BOLI	12,759	12,673
Deposits	521,199	523,112
Capital notes	5,000
Interest payable	77	88
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	19,751	16,938
Federal funds sold	5,508	11,745
Available-for-sale Securities	48,220	40,776
Held-to-maturity Securities	3,272	3,273
Restricted stock	1,415	1,373
Loans, net	470,300	468,393
Loans held for sale	1,633	3,833
Interest receivable	1,365	1,378
BOLI	12,759	12,673
Deposits	522,309	524,222
Capital notes	5,012
Interest payable	$ 77	$ 88

Capital Notes (Narrative) (Deta

Capital Notes (Narrative) (Details) - USD ($)	Dec. 03, 2015	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2015	Jan. 25, 2017
Debt Instrument [Line Items]
Proceeds used to pay off debt			$ 10,000,000
Capital note proceeds		$ 5,000,000
Common Stock Private Placement [Member]
Debt Instrument [Line Items]
Private placement transaction date		Dec. 3, 2015
Gross proceeds from private placement issuance	$ 11,520,000
Shares issued in private placement sale	1,000,000
Price per share in private placement sale	$ 11.52
2012 Notes [Member]
Debt Instrument [Line Items]
Debt Instrument Prepay Date		Jan. 5, 2016
Capital Notes 6% Due 4/1/2017 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate			6.00%
Capital notes, maturity date			Apr. 1, 2017
Capital Notes 6% Due 4/1/2017 [Member] | 2012 Notes [Member]
Debt Instrument [Line Items]
Proceeds used to pay off debt				$ 10,000,000
Capital note issued				$ 10,000,000
Capital notes, interest rate				6.00%
Capital Notes 4% Due 1/24/2022 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate		4.00%
Capital notes, maturity date		Jan. 24, 2022
Capital Notes 4% Due 1/24/2022 [Member] | 2017 Notes [Member]
Debt Instrument [Line Items]
Capital note issued					$ 5,000,000
Capital notes, interest rate					4.00%
Capital notes, maturity date		Jan. 24, 2022
Duration of written notice to holders		30 days
Capital Notes 4% Due 1/24/2022 [Member] | Equity Capital [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 3,000,000
Capital Notes 4% Due 1/24/2022 [Member] | Debt Services [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 2,000,000

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)security	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 48,220		$ 40,776
Securities evaluated for other than temporary impairment | security	46
Available-for-sale Securities, Gross Realized Gains | $	$ 10	$ 65
Available-for-sale Securities, Gross Realized Losses | $	0	$ 0
US Treasuries [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	1,849		1,833
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 13,302		13,113
Securities evaluated for other than temporary impairment | security	23
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 12,598		9,947
Securities evaluated for other than temporary impairment | security	16
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 4,937		$ 3,878
Securities evaluated for other than temporary impairment | security	7
S&P Rated AAA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	9
S&P Rated AA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	32
S&P Rated A [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	5

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Securities Held-to-maturity	$ 3,293	$ 3,299
Held-to-Maturity, Fair Value	3,272	3,273
Available-for-Sale, Amortized Costs	50,231	43,200
Available-for-Sale, Gross Unrealized Gains	76	60
Available-for-Sale, Gross Unrealized (Losses)	(2,087)	(2,484)
Available-for-sale, Fair Value	48,220	40,776
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,953	1,952
Available-for-Sale, Gross Unrealized (Losses)	(104)	(119)
Available-for-sale, Fair Value	1,849	1,833
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	14,291	14,332
Available-for-Sale, Gross Unrealized Gains	5	5
Available-for-Sale, Gross Unrealized (Losses)	(994)	(1,224)
Available-for-sale, Fair Value	13,302	13,113
Mortgage-Backed Securities [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	15,881	12,358
Available-for-Sale, Gross Unrealized Gains	1
Available-for-Sale, Gross Unrealized (Losses)	(348)	(353)
Available-for-sale, Fair Value	15,534	12,005
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,955	10,425
Available-for-Sale, Gross Unrealized Gains	70	55
Available-for-Sale, Gross Unrealized (Losses)	(427)	(534)
Available-for-sale, Fair Value	12,598	9,947
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	5,151	4,132
Available-for-Sale, Gross Unrealized (Losses)	(214)	(254)
Available-for-sale, Fair Value	4,937	3,878
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Securities Held-to-maturity	3,293	3,299
Held-to-maturity, Gross Unrealized Gains	50	65
Held-to-maturity, Gross Unrealized (Losses)	(71)	(91)
Held-to-Maturity, Fair Value	$ 3,272	$ 3,273

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 38,826	$ 38,514
Unrealized Losses, Less than 12 months	1,943	2,575
Fair Value, More than 12 months	5,575
Unrealized Losses, More than 12 months	215
Fair Value, Total	44,401	38,514
Unrealized Losses, Total	2,158	2,575
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,848	1,833
Unrealized Losses, Less than 12 months	104	119
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	1,848	1,833
Unrealized Losses, Total	104	119
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,210	1,193
Unrealized Losses, Less than 12 months	71	91
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	1,210	1,193
Unrealized Losses, Total	71	91
Fair Value, Less than 12 months	13,297	13,109
Unrealized Losses, Less than 12 months	994	1,224
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	13,297	13,109
Unrealized Losses, Total	994	1,224
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	13,908	11,331
Unrealized Losses, Less than 12 months	347	353
Fair Value, More than 12 months	638
Unrealized Losses, More than 12 months	1
Fair Value, Total	14,546	11,331
Unrealized Losses, Total	348	353
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	8,563	7,170
Unrealized Losses, Less than 12 months	427	534
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	8,563	7,170
Unrealized Losses, Total	427	534
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months		3,878
Unrealized Losses, Less than 12 months		254
Fair Value, More than 12 months	4,937
Unrealized Losses, More than 12 months	214
Fair Value, Total	4,937	3,878
Unrealized Losses, Total	$ 214	$ 254

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	3 Months Ended
	Mar. 31, 2017segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Segment Reporting Information [Line Items]
Net interest income	$ 4,838	$ 4,687
Provision for loan losses	100	200	$ 1,612
Net interest income after provision for loan losses	4,738	4,487
Noninterest income	881	1,008
Noninterest expenses	4,517	4,190
Income before income taxes	1,102	1,305
Income tax expense	342	418
Net income (loss)	760	887
Total assets	578,433	524,611	$ 574,195
Community Banking [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Net interest income	4,838	4,687
Provision for loan losses	100	200
Net interest income after provision for loan losses	4,738	4,487
Noninterest income	510	508
Noninterest expenses	4,148	3,733
Income before income taxes	1,100	1,262
Income tax expense	341	403
Net income (loss)	759	859
Total assets	576,675	520,801
Mortgage [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Noninterest income	371	500
Noninterest expenses	369	457
Income before income taxes	2	43
Income tax expense	1	15
Net income (loss)	1	28
Total assets	$ 1,758	$ 3,810

Loans, Allowance For Loan Los40

Loans, Allowance For Loan Losses And OREO (Narrative) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017USD ($)itemcontract	Mar. 31, 2016contract	Dec. 31, 2016USD ($)itemcontract	Dec. 31, 2015USD ($)
Loans, Allowance For Loan Losses And OREO [Abstract]
Other real estate owned | $	$ 2,750		$ 2,370	$ 1,965
Loan modifications that would have been classified as TDRs	0	0
Loan modifications classified as TDRs	0	0
Outstanding commitments to disburse additional funds on TDR's	0		0
Consumer mortgage loan secured by residential real estate | $	$ 76		$ 294
Number of real estate properties held | item	3		0

Loans, Allowance For Loan Los41

Loans, Allowance For Loan Losses And OREO (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Loans, Allowance For Loan Losses And OREO [Abstract]
Commercial		$ 89,288	$ 88,085
Commercial real estate		239,520	237,638
Consumer		85,023	85,099
Residential		58,129	59,247
Total loans	[1]	471,960	470,069
Less allowance for loan losses		5,716	5,716
Net loans		466,244	464,353
Deferred loan costs		$ 235	$ 182
[1]	Includes net deferred costs of $235 and $182 as of March 31, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los42

Loans, Allowance For Loan Losses And OREO (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 3,147	$ 3,465
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	827	855
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	71
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	239	256
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	177	80
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	874	1,292
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	65	67
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 894	$ 915

Loans, Allowance For Loan Los43

Loans, Allowance For Loan Losses And OREO (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Loans, Allowance For Loan Losses And OREO [Abstract]
Balance at the beginning of the year (net)	$ 2,370	$ 1,965	$ 1,965
Transfers from loans	535	$ 390	470
Capitalized costs
Valuation adjustments			(45)
Sales proceeds	(147)		(21)
Gain (Loss) on disposition	(8)		1
Balance at the end of the period (net)	$ 2,750		$ 2,370

Loans, Allowance For Loan Los44

Loans, Allowance For Loan Losses And OREO (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 7,879	$ 9,799
Totals: Unpaid Principal Balance	8,579	10,545
Totals: Related Allowance	1,587	1,771
Totals: Average Recorded Investment	8,842	9,610
Totals: Interest Income Recognized	93	464
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	2,262	3,019
With No Related Allowance Recorded: Unpaid Principal Balance	2,348	3,077
With No Related Allowance Recorded: Average Recorded Investment	2,641	3,051
With No Related Allowance Recorded: Interest Income Recognized	46	142
With An Allowance Recorded: Recorded Investment	1,225	1,587
With An Allowance Recorded: Unpaid Principal Balance	1,225	1,618
With An Allowance Recorded: Average Recorded Investment	1,406	1,232
With An Allowance Recorded: Interest Income Recognized	16	81
Totals: Recorded Investment	3,487	4,606
Totals: Unpaid Principal Balance	3,573	4,695
Totals: Related Allowance	233	249
Totals: Average Recorded Investment	4,047	4,283
Totals: Interest Income Recognized	62	223
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	418	349
With No Related Allowance Recorded: Unpaid Principal Balance	421	349
With No Related Allowance Recorded: Average Recorded Investment	384	263
With No Related Allowance Recorded: Interest Income Recognized	5	23
With An Allowance Recorded: Recorded Investment	74	74
With An Allowance Recorded: Unpaid Principal Balance	74	74
With An Allowance Recorded: Average Recorded Investment	74	373
With An Allowance Recorded: Interest Income Recognized	1	6
Totals: Recorded Investment	492	423
Totals: Unpaid Principal Balance	495	423
Totals: Related Allowance	19	20
Totals: Average Recorded Investment	458	636
Totals: Interest Income Recognized	6	29
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Average Recorded Investment		14
With An Allowance Recorded: Recorded Investment	169	169
With An Allowance Recorded: Unpaid Principal Balance	666	657
With An Allowance Recorded: Average Recorded Investment	169	255
Totals: Recorded Investment	169	169
Totals: Unpaid Principal Balance	666	657
Totals: Related Allowance	78	76
Totals: Average Recorded Investment	169	269
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment	3
With An Allowance Recorded: Unpaid Principal Balance	3
With An Allowance Recorded: Average Recorded Investment	2	16
Totals: Recorded Investment	3
Totals: Unpaid Principal Balance	3
Totals: Related Allowance	3
Totals: Average Recorded Investment	2	16
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	18	18
With No Related Allowance Recorded: Unpaid Principal Balance	18	18
With No Related Allowance Recorded: Average Recorded Investment	18	19
With No Related Allowance Recorded: Interest Income Recognized		1
With An Allowance Recorded: Recorded Investment	109	110
With An Allowance Recorded: Unpaid Principal Balance	109	110
With An Allowance Recorded: Average Recorded Investment	110	150
With An Allowance Recorded: Interest Income Recognized	2	8
Totals: Recorded Investment	127	128
Totals: Unpaid Principal Balance	127	128
Totals: Related Allowance	109	110
Totals: Average Recorded Investment	128	169
Totals: Interest Income Recognized	2	9
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,588	1,555
With No Related Allowance Recorded: Unpaid Principal Balance	1,673	1,687
With No Related Allowance Recorded: Average Recorded Investment	1,572	1,776
With No Related Allowance Recorded: Interest Income Recognized	10	55
With An Allowance Recorded: Recorded Investment	262	699
With An Allowance Recorded: Unpaid Principal Balance	276	736
With An Allowance Recorded: Average Recorded Investment	481	675
With An Allowance Recorded: Interest Income Recognized	2	30
Totals: Recorded Investment	1,850	2,254
Totals: Unpaid Principal Balance	1,949	2,423
Totals: Related Allowance	17	83
Totals: Average Recorded Investment	2,053	2,451
Totals: Interest Income Recognized	12	85
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment		86
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment
Totals: Unpaid Principal Balance
Totals: Related Allowance
Totals: Average Recorded Investment		86
Totals: Interest Income Recognized
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	252	698
With No Related Allowance Recorded: Unpaid Principal Balance	255	698
With No Related Allowance Recorded: Average Recorded Investment	475	349
With No Related Allowance Recorded: Interest Income Recognized	2	37
With An Allowance Recorded: Recorded Investment	1,499	1,521
With An Allowance Recorded: Unpaid Principal Balance	1,511	1,521
With An Allowance Recorded: Average Recorded Investment	1,510	1,351
With An Allowance Recorded: Interest Income Recognized	9	81
Totals: Recorded Investment	1,751	2,219
Totals: Unpaid Principal Balance	1,766	2,219
Totals: Related Allowance	1,128	1,233
Totals: Average Recorded Investment	1,985	1,700
Totals: Interest Income Recognized	$ 11	$ 118

Loans, Allowance For Loan Los45

Loans, Allowance For Loan Losses And OREO (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		$ 5,716	$ 4,683	$ 4,683
Allowance for Credit Losses: Charge-offs		(130)		(759)
Allowance for Credit Losses: Recoveries		30		180
Allowance for credit losses: Provision		100	200	1,612
Allowance for Credit Losses: Ending Balance		5,716		5,716
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,587		1,771
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		4,129		3,945
Allowance for Credit Losses: Totals		5,716		5,716
Financing Receivables: Ending Balance: Individually evaluated for impairment		7,879		9,799
Financing Receivables: Ending Balance: Collectively evaluated for impairment		464,081		460,270
Total loans	[1]	471,960		470,069
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		2,192	1,195	1,195
Allowance for Credit Losses: Charge-offs		(5)		(328)
Allowance for Credit Losses: Recoveries		1		7
Allowance for credit losses: Provision		(67)		1,318
Allowance for Credit Losses: Ending Balance		2,121		2,192
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,128		1,233
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		993		959
Allowance for Credit Losses: Totals		2,121		2,192
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,751		2,219
Financing Receivables: Ending Balance: Collectively evaluated for impairment		87,537		85,866
Total loans		89,288		88,085
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		2,109	1,751	1,751
Allowance for Credit Losses: Charge-offs		(17)		(156)
Allowance for Credit Losses: Recoveries		13		127
Allowance for credit losses: Provision		115		387
Allowance for Credit Losses: Ending Balance		2,220		2,109
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		330		345
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,890		1,764
Allowance for Credit Losses: Totals		2,220		2,109
Financing Receivables: Ending Balance: Individually evaluated for impairment		4,148		5,198
Financing Receivables: Ending Balance: Collectively evaluated for impairment		235,372		232,440
Total loans		239,520		237,638
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		954	1,073	1,073
Allowance for Credit Losses: Charge-offs		(3)		(275)
Allowance for Credit Losses: Recoveries		15		44
Allowance for credit losses: Provision		(7)		112
Allowance for Credit Losses: Ending Balance		959		954
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		112		110
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		847		844
Allowance for Credit Losses: Totals		959		954
Financing Receivables: Ending Balance: Individually evaluated for impairment		130		128
Financing Receivables: Ending Balance: Collectively evaluated for impairment		84,893		84,971
Total loans		85,023		85,099
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		461	$ 664	664
Allowance for Credit Losses: Charge-offs		(105)
Allowance for Credit Losses: Recoveries		1		2
Allowance for credit losses: Provision		59		(205)
Allowance for Credit Losses: Ending Balance		416		461
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		17		83
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		399		378
Allowance for Credit Losses: Totals		416		461
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,850		2,254
Financing Receivables: Ending Balance: Collectively evaluated for impairment		56,279		56,993
Total loans		$ 58,129		$ 59,247
[1]	Includes net deferred costs of $235 and $182 as of March 31, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los46

Loans, Allowance For Loan Losses And OREO (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 4,984	$ 5,496
Current		466,976	464,573
Total loans	[1]	471,960	470,069
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,489	2,063
Current		89,542	88,698
Total loans		91,031	90,761
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		119	140
Current		134,493	134,262
Total loans		134,612	134,402
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		239	256
Current		13,638	12,219
Total loans		13,877	12,475
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		39	9
Current		8,435	8,558
Total loans		8,474	8,567
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		693	832
Current		75,856	75,700
Total loans		76,549	76,532
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,216	1,763
Current		50,146	49,525
Total loans		51,362	51,288
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		65	67
Current		6,702	7,892
Total loans		6,767	7,959
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,302	2,638
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		57	1,136
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		48	140
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		39	9
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		319	531
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		684	539
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,035	539
60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		937	72
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		245	301
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		34	161
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,647	2,319
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		495	855
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		71
Greater than 90 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		239	256
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		129
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		498	1,063
Greater than 90 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		65	67
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,124	366
Current		88,164	87,719
Total loans		89,288	88,085
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		155	283
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		819	5
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		150	78
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		239,520	237,638
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		58,129	59,247
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 85,023	$ 85,099
[1]	Includes net deferred costs of $235 and $182 as of March 31, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los47

Loans, Allowance For Loan Losses And OREO (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 471,960	$ 470,069
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	453,149	449,528
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,103	7,973
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,699	1,617
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,265	10,036
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	744	915
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	91,031	90,761
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	83,365	83,008
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,011	2,975
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	100	101
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,555	4,677
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	134,612	134,402
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	131,716	129,794
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,754	3,525
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	519	525
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	623	558
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	13,877	12,475
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	12,550	11,774
Commercial Construction [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,088
Commercial Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		445
Commercial Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	239	256
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,474	8,567
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,474	8,567
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,549	76,532
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,098	76,215
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	451	317
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	51,362	51,288
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	48,972	48,366
Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	243	245
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,147	2,677
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	6,767	7,959
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	6,702	7,892
Residential Consumer Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	65	67
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	89,288	88,085
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	85,272	83,912
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,250	1,473
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	837	301
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,185	1,484
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 744	$ 915