Bank of the James Financial (BOTJ) 10-Q 8 Nov 17 2017 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 07, 2017
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2017
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,017
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	1,275,101
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,378,436

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 22,806	$ 16,938
Federal funds sold	13,534	11,745
Total cash and cash equivalents	36,340	28,683
Securities held-to-maturity (fair value of $3,263 in 2017 and $3,273 in 2016)	3,282	3,299
Securities available-for-sale, at fair value	49,664	40,776
Restricted stock, at cost	1,505	1,373
Loans, net of allowance for loan losses of $6,020 in 2017 and $5,716 in 2016	493,764	464,353
Loans held for sale	1,502	3,833
Premises and equipment, net	11,920	10,947
Interest receivable	1,596	1,378
Cash value - bank owned life insurance	12,932	12,673
Other real estate owned	2,639	2,370
Income taxes receivable	1,275	1,214
Deferred tax asset, net	2,065	2,374
Other assets	852	922
Total assets	619,336	574,195
Deposits
Noninterest bearing demand	122,201	102,654
NOW, money market and savings	255,784	255,429
Time	182,530	165,029
Total deposits	560,515	523,112
Capital notes	5,000
Interest payable	100	88
Other liabilities	1,929	1,574
Total liabilities	567,544	524,774
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of September 30, 2017 and December 31, 2016	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	11,930	10,156
Accumulated other comprehensive (loss)	(1,003)	(1,600)
Total stockholders' equity	51,792	49,421
Total liabilities and stockholders' equity	$ 619,336	$ 574,195

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,263	$ 3,273
Loans, allowance for loan losses	$ 6,020	$ 5,716
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest Income
Loans	$ 5,683	$ 5,227	$ 16,336	$ 15,212
Securities
US Government and agency obligations	131	104	365	368
Mortgage backed securities	71	46	214	166
Municipals - taxable	81	63	230	132
Municipals - tax exempt	7	10	28	31
Dividends	7	6	42	39
Other (Corporates)	24	4	81	13
Interest bearing deposits	21	13	53	28
Federal Funds sold	45	4	81	16
Total interest income	6,070	5,477	17,430	16,005
Deposits
NOW, money market savings	186	153	530	428
Time Deposits	537	457	1,488	1,268
Federal Funds purchased				4
Reverse repurchase agreements	13		13
Total interest expense	786	610	2,168	1,708
Net interest income	5,284	4,867	15,262	14,297
Provision for loan losses	200	145	745	595
Net interest income after provision for loan losses	5,084	4,722	14,517	13,702
Noninterest income
Gain on sales of loans held for sale	694	593	1,663	1,765
Service charges, fees and commissions	479	373	1,377	1,107
Increase in cash value of life insurance	86	75	259	205
Other	9	30	42	84
Gain on sales and calls of securities, net	51	210	113	444
Total noninterest income	1,319	1,281	3,454	3,605
Noninterest expenses
Salaries and employee benefits	2,538	2,318	7,314	6,717
Occupancy	390	333	1,127	970
Equipment	360	316	1,146	949
Supplies	133	119	390	346
Professional, data processing, and other outside expense	735	696	2,112	2,059
Marketing	212	178	596	498
Credit expense	155	110	456	299
Other real estate expenses	42	52	78	57
FDIC insurance expense	94	92	285	275
Other	255	235	733	723
Total noninterest expenses	4,914	4,449	14,237	12,893
Income before income taxes	1,489	1,554	3,734	4,414
Income tax expense	474	499	1,172	1,421
Net Income	$ 1,015	$ 1,055	$ 2,562	$ 2,993
Weighted average shares outstanding - basic	4,378,436	4,378,436	4,378,436	4,378,436
Weighted average shares outstanding- diluted	4,378,519	4,378,436	4,378,524	4,378,436
Earnings per common share - basic	$ 0.23	$ 0.24	$ 0.59	$ 0.68
Earnings per common share - diluted	$ 0.23	$ 0.24	$ 0.59	$ 0.68
Capital Notes 6% Due 4/1/2017 [Member]
Deposits
Capital notes				$ 8
Capital Notes 4% Due 1/24/2022 [Member]
Deposits
Capital notes	$ 50		$ 137

Consolidated Statements Of Inc5

Consolidated Statements Of Income (Parenthetical)	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Capital Notes 6% Due 4/1/2017 [Member]
Capital notes, interest rate		6.00%
Capital notes, maturity date		Apr. 1, 2017
Capital Notes 4% Due 1/24/2022 [Member]
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income		$ 1,015	$ 1,055	$ 2,562	$ 2,993
Other comprehensive income (loss): :
Unrealized gains (losses) on securities available-for-sale		25	(293)	1,019	1,366
Unrealized gains (losses) on securities available-for-sale, Tax effect		(9)	100	(347)	(465)
Reclassification adjustment for gains included in net income	[1]	(51)	(209)	(113)	(437)
Reclassification adjustment for gains included in net income, Tax effect	[2]	17	71	38	149
Other comprehensive income (loss) , net of tax		(18)	(331)	597	613
Comprehensive income		$ 997	$ 724	$ 3,159	$ 3,606
[1]	Gains are included in "gain on sales and calls of securities, net" on the consolidated statements of income.
[2]	The tax effect on these reclassifications is reflected in "income tax expense" on the consolidated statements of income

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Cash flows from operating activities
Net Income	$ 1,015	$ 1,055	$ 2,562	$ 2,993
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization			601	579
Net amortization and accretion of premiums and discounts on securities			280	419
(Gain) on sales of available for-sale-securities			(113)	(437)
(Gain) on call of held-to-maturity securities				(7)
(Gain) on sales of loans held for sale	(694)	(593)	(1,663)	(1,765)
Provision for loan losses	200	145	745	595	$ 1,612
(Gain) on sale of other real estate owned				(1)	(1)
Impairment of other real estate owned			60	50
(Increase) in cash value of life insurance	(86)	(75)	(259)	(205)
(Increase) in interest receivable			(218)	(59)
Increase in other assets			69	269
Increase in income taxes receivable			(61)	(130)
Increase in interest payable			12	16
Increase in other liabilities			355	187
Proceeds from sales of loans held for sale			63,271	62,491
Origination of loans held for sale			(59,277)	(61,810)
Net cash provided by operating activities			6,364	3,185
Cash flows from investing activities
Purchases of securities held-to-maturity				(1,290)
Proceeds from maturities and calls of securities held-to-maturity				500
Purchases of securities available-for-sale			(20,728)	(31,576)
Proceeds from maturities, calls and paydowns of securities available-for-sale			2,655	8,675
Proceeds from sale of securities available-for-sale			9,941	19,934
(Purchase) of bank owned life insurance				(2,600)
(Purchase) of Federal Reserve Bank stock			(90)
(Purchase) of Federal Home Loan Bank stock			(42)	(60)
Proceeds from sale of other real estate owned			515	21
Improvements to other real estate owned			(29)
Origination of loans, net of principal collected			(30,971)	(27,761)
Purchases of premises and equipment			(1,574)	(752)
Proceeds from sale of other assets			1
Net cash (used in) investing activities			(40,322)	(34,909)
Cash flows from financing activities
Net increase in deposits			37,403	39,787
Dividends paid to common stockholders			(788)	(787)
Proceeds from sale of 4% capital notes due 1/24/2022			5,000
Retirement of 6% capital notes due 4/1/2017				(10,000)
Net cash provided by financing activities			41,615	29,000
Increase (decrease) in cash and cash equivalents			7,657	(2,724)
Cash and cash equivalents at beginning of period			28,683	28,655	28,655
Cash and cash equivalents at end of period	$ 36,340	$ 25,931	36,340	25,931	28,683
Non cash transactions
Transfer of loans to other real estate owned			815	475	$ 470
Fair value adjustment for securities			906	929
Cash transactions
Cash paid for interest			2,156	1,692
Cash paid for taxes			$ 1,275	$ 1,550

Consolidated Statements Of Cas8

Consolidated Statements Of Cash Flows (Parenthetical)	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Capital Notes 4% Due 1/24/2022 [Member]
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022
Capital Notes 6% Due 4/1/2017 [Member]
Capital notes, interest rate		6.00%
Capital notes, maturity date		Apr. 1, 2017

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2015	$ 9,370	$ 31,495	$ 7,920	$ (589)	$ 48,196
Balance, shares at Dec. 31, 2015	4,378,436
Net Income			2,993		2,993
Dividends paid on common stock			(787)		(787)
Other Comprehensive income				613	613
Balance at Sep. 30, 2016	$ 9,370	31,495	10,126	24	51,015
Balance, shares at Sep. 30, 2016	4,378,436
Balance at Dec. 31, 2016	$ 9,370	31,495	10,156	(1,600)	49,421
Balance, shares at Dec. 31, 2016	4,378,436
Net Income			2,562		2,562
Dividends paid on common stock			(788)		(788)
Other Comprehensive income				597	597
Balance at Sep. 30, 2017	$ 9,370	$ 31,495	$ 11,930	$ (1,003)	$ 51,792
Balance, shares at Sep. 30, 2017	4,378,436

Consolidated Statements Of Ch10

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.18	$ 0.18

Basis Of Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2017
Basis Of Presentation [Abstract]
Basis Of Presentation	Note 1 – Basis of Presentation The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (“Financial” or the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission. In management’s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of September 30, 2017 and for the three and nine months ended September 30, 2017 and 201 6 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial’s Annual Report on Form 10-K for the year ended December 31, 201 6 . These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 201 6 included in Financial’s Annual Report on Form 10-K. Results for the three and nine month period s ended September 30, 2017 are not necessarily indicative of the results that may be expected for the year ending December 31, 201 7 . The Company’s primary market area consists of the area commonly referred to as Region 2000 which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the Town of Bedford, Bedford County, Campbell County, and the City of Lynchburg. Recently, the Company has expanded into Charlottesville, Roanoke, and Harrisonburg. Financial’s critical accounting polic ies include the evaluation of the allowance for loan losses which is bas ed on management’s estimate of an amount that is adequate to absorb probable losses inherent in the loan portfolio of Bank of the James (the “Bank”), Financial’s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan loss based on available information including the composition of the loan portfolio, historical loan losses, specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank’s allowance for loan losses could result in material changes in Financial’s financial condition and results of operations. The Ban k’s policy with respect to the methodology for determining the allowance for loan losses involve s a higher degree of complexity and require s management to make subjective judgments that often require assumptions or estimate s about uncertain matters. This critical policy and its assumptions are periodically reviewed with the Board of Directors.  Financial also considers valuation of other real estate owned (OREO) a critical accounting policy. OREO consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. 

Use Of Estimates

Use Of Estimates	9 Months Ended
	Sep. 30, 2017
Use Of Estimates [Abstract]
Use Of Estimates	 Note 2 – Use of Estimates The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	9 Months Ended
	Sep. 30, 2017
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 3 – Earnings Per Common Share (EPS) Currently, only the option shares granted to certain officers and other employees of Financial pursuant to the Amended and Restated Stock Option Plan of 1999 Financial (the “1999 Plan”) are considered in calculating diluted earnings per share. The following is a summary of the earnings per share calculation for the three and nine months ended September 30, 2017 and 2016 .     Three Months Ended Nine Months Ended  September 30, September 30,  2017 2016 2017 2016   Net income $ 1,015,000 $ 1,055,000 $ 2,562,000 $ 2,993,000   Weighted average number of shares 4,378,436 4,378,436 4,378,436 4,378,436  Options effect of incremental shares 83 - 88 -   Weighted average diluted shares 4,378,519 4,378,436 4,378,524 4,378,436    Basic EPS (weighted avg shares) $ 0.23 $ 0.24 $ 0.59 $ 0.68   Diluted EPS (Including Option Shares) $ 0.23 $ 0.24 $ 0.59 $ 0.68  The following table sets forth the option shares that were not included in calculating the diluted earnings because their effect was anti-dilutive:    Three Months Ended Nine Months Ended  September 30 , September 30 ,  2017 2016 2017 2016  Options excluded from calculating diluted EPS because their effect was anti-dilutive - 636 - 636   The foregoing shares were anti-dilutive because the exercise price of the options was greater than the market price on September 30, 2016 .

Stock Based Compensation

Stock Based Compensation	9 Months Ended
	Sep. 30, 2017
Stock Based Compensation [Abstract]
Stock Based Compensation	 Note 4 – Stock Based Compensation Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant. Note 4 – Stock Based Compensation (continued) Stock option plan activity for the nine months ended September 30, 2017 is summarized below:    Weighted  Weighted Average  Average Remaining Intrinsic  Exercise Contractual Value  Shares Price Life (in years) (in thousands)   Options outstanding, January 1, 2017 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, September 30, 2017 636 $ 12.79 0.67 $ 1  Options exercisable, September 30, 2017 636 $ 12.79 0.67 $ 1 Intrinsic value is calculated by subtracting the exercise price of option shares from the market price of underlying shares as of September 30, 2017 and multiplying that amount by the number of options outstanding. No intrinsic value exists where the exercise price is greater than the market price on a given date. All compensation expense related to the foregoing stock option plan has been recognized. The Company’s ability to grant additional options shares under the 1999 Plan has expired.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2017
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 5 – Fair Value Measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Note 5 – Fair Value Measurements (continued) Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. · Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. · Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. · Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Fair Value on a Recurring Basis Securities Available-for-Sale Fair values of securities, excluding restricted investments in Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers’ Bank stock are based on quoted prices available in an active market. If quoted prices are available, these securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities. The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period. Restricted securities noted above are classified as such because their ownership is restricted to certain types of entities and there is no established market for their resale. When the stock is repurchased, the shares are repurchased at the stock’s book value; therefore, the carrying amount of restricted securities approximate fair value. Restricted securities are considered to be Level 2. Note 5 – Fair Value Measurements (continued)   Carrying Value at September 30 , 2017 (in thousands) Description Balance as of September 30 , 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,874 $ - $1,874 $ -  US agency obligations 17,461 - 17,461 -  Mortgage-backed securities 14,038 - 14,038 -  Municipals 12,298 - 12,298 -  Corporates 3,993 - 3,993 -   Total available-for-sale securities $49,664 $ - $49,664 $ -  Carrying Value at December 31, 2016 (in thousands) Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,833 $ $1,833 $  US agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ - Fair Value on a Non-recurring Basis Impaired loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due . The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputs, the value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Note 5 – Fair Value Measurements (continued) Loans held for sale Loans held for sale are carried at cost which approximates estimated fair value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). As such, the Company records fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during the period ended September 30, 2017 . Gains and losses on the sale of loans are recorded within gains on sales of loans held for sale, net on the Consolidated Statements of Income. Other real estate owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to OREO. The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the proper ty. The value of OREO property is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2) . Any fair value adjustments are recorded in the period incurred and expensed against current earnings. However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputes, the value is considered Level 3. The following table summarizes the Company’s impaired loans, loans held for sale, and OREO measured at fair value on a nonrecurring basis during the period (in thousands).   Carrying Value at September 30 , 2017 Description Balance as of September 30, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,523 $ - $ - $2,523  Loans held for sale 1,502 - 1,502 -  Other real estate owned 2,639 - - 2,639 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 201 6 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,830 $ - $ - $2,830  Loans held for sale 3,833 - 3,833 -  Other real estate owned 2,370 - - 2,370 * Includes loans charged down to the net realizable value of the collateral. Note 5 – Fair Value Measurements (continued) The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3:   Quantitative information about Level 3 Fair Value Measurements for September 30 , 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,523 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)   OREO 2,639 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,830 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )   OREO 2,370 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) Financial Instruments Cash, cash equivalents and Federal Funds sold The carrying amounts of cash and short-term instruments approximate fair values. Loans For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain fixed rate loans are based on quoted market prices of similar loans adjusted for differences in loan characteristics. Fair values for other loans such as commercial real estate and commercial and industrial loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Fair values of impaired loans are estimated as described above. The carrying values of all loans are considered to be Level 3.  Bank Owned Life Insurance (BOLI) The carrying amount approximates fair value. The carrying values of all BOLI is considered to be Level 2. Note 5 – Fair Value Measurements (continued) Deposits Fair values disclosed for demand deposits (e.g., interest and noninterest checking, savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed rate certificates of deposit are estimated using discounted cash flow analyses that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. The carrying values of all deposits are considered to be Level 2. FHLB borrowings The fair value of FHLB borrowings is estimated using discounted cash flow analysis based on the rates currently offered for borrowings of similar remaining maturities and collateral requirements. The carrying values of all FHLB borrowings are considered to be Level 2. Short-term borrowings The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings maturing within ninety days approximate fair value. T he carrying values of all short- term borrowings are considered to be Level 2. Capital notes Fair values of capital notes are based on market prices for debt securities having similar maturity and interest rate characteristics. The carrying values of all capital notes are considered to be Level 2. Accrued interest The carrying amounts of accrued interest approximate fair value. The carrying values of all accrued interest is considered to be Level 2. Off-balance sheet credit-related instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Fair value of off-balance sheet credit-related instruments were deemed to be immaterial at September 30, 2017 and December 31, 2016 and therefore are not included in the table below. Note 5 – Fair Value Measurements (continued) The estimated fair values, and related carrying or notional amounts, of Financial’s financial instruments are as follows (in thousands):   Fair Value Measurements at September 30 , 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $22,806 $22,806 $ - $ - $22,806  Fed funds sold 13,534 13,534 - - 13,534  Securities  Available-for-sale 49,664 - 49,664 - 49,664  Held-to-maturity 3,282 - 3,263 - 3,263  Restricted stock 1,505 1,505 - 1,505  Loans, net 493,764 - - 496,875 496,875  Loans held for sale 1,502 - 1,502 - 1,502  Interest receivable 1,596 - 1,596 - 1,596  BOLI 12,932 - 12,932 - 12,932   Liabilities  Deposits $560,515 $ - $561,450 $ - $561,450  Capital notes 5,000 - 5,217 - 5,217  Interest payable 100 - 100 - 100    Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673  Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88   Note 5 – Fair Value Measurements (continued) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time Financial’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of Financial’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial’s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to Financial. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate Financial’s overall interest rate risk.

Capital Notes

Capital Notes	9 Months Ended
	Sep. 30, 2017
Capital Notes [Abstract]
Capitol Notes	Note 6 – Capital Notes As of December 31, 2015, Financial had $10,000,000 categorized as “Capital Notes” which represent ed the proceeds of the private placement of $10,000,000 in unregistered debt securities as previously disclosed (the “2012 Notes”). The 2012 Notes bore interest at the rate of 6% per year with interest payable quarterly in arrears. On December 3, 2015 , Financial closed a private placement of common stock pursuant to which it received gross proceeds of $11,520,000 by selling an aggregate of 1,000,000 shares of Financials’ Common Stock at a price of $11.52 per share, as part of a private placement (the “Common Stock Private Placement”). Financial used $10,000,000 of the proceeds from the Common Stock Private Placement to prepay in full the 2012 Notes on January 5, 2016 . On January 25, 2017 , Financial closed a private placement of unregistered debt securities (the “2017 Offering”) p ursuant to which Financial issued $5,000,000 in principal of notes (the “2017 Notes”). The 2017 Notes bear interest at the rate of 4% per year with interest payable quarterly in arrears. The 2017 Notes are to mature on January 24, 2022 , but are subject to prepayment in whole or in part on or after January 24, 2018 at Financial’s sole discretion on 30 days written notice to the holders. Of the proceeds, $3,000,000 was injected into the Bank as equity capital in March 2017. It is anticipated the remaining $2,000,000 will remain at the holding company level for debt service on the 2017 Notes.

Securities

Securities	9 Months Ended
	Sep. 30, 2017
Securities [Abstract]
Securities	 Note 7 - Securities The following tables summarize the Bank’s holdings for both securities held-to-maturity and securities available-for-sale as of September 30, 2017 and December 31, 201 6 (amounts in thousands):   September 30 , 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held -to-Maturity  US agency obligations $3,282 $21 $(40) $3,263  Available-for-Sale  US Treasuries 1,955 - (81) 1,874  US agency obligations 18,252 6 (797) 17,461  Mortgage-backed securities 14,263 2 (227) 14,038  Municipals 12,591 32 (325) 12,298  Corporates 4,121 - (128) 3,993  $51,182 $40 $(1,558) $49,664   December 31, 2016  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to -Maturity  US agency obligations $3,299 $65 $(91) $3,273  Available-for-Sale  US Treasuries 1,952 - (119) 1,833  US agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,426 55 (534) 9,947  Corporates 4,132 - (254) 3,878  $43,200 $60 $(2,484) $40,776 Note 7 – Securities (continued) The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2017 and December 31, 2016 (amounts in thousands):   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized Septembe r 30 , 2017 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $1,237 $40 $ - $ - $1,237 $40  Available-for-sale  US Treasuries 1,874 81 - - 1,874 81  US agency obligations 4,935 88 12,520 709 17,455 797  Mortgage-backed securities 10,468 195 2,654 32 13,122 227  Municipals 5,461 67 3,742 258 9,203 325  Corporates 1,978 53 2,015 75 3,993 128  Total $25,953 $524 $20,931 $1,074 $46,884 $1,598   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Decemb er 31, 2016 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  US Treasuries 1,833 119 - - 1,833 119  US agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254  Total $38,514 $2,575 $ - $ - $38,514 $2,575  Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security’s entire amortized cost basis (even if Financial does not intend to sell the security). Note 7 – Securities (continued) At September 30, 2017 , the Company did not consider the unrealized loss es as other-than-temporary loss es due to the nature of the securities involved. As of September 30, 2017 , the Bank owned 47 securities in an unrealized loss position that were being evaluated for other than temporary impairment. Eleven of these securities were S &P rated AAA, 33 were rated AA and three were rated A. A s of September 30, 2017, 27 of these securities were direct obligations of the U.S. government or government sponsored entities, 15 were municipal issues, and five were investments in domestic corporate issued securities. Based on the analysis performed by management as mandated by the Bank’s investment policy, management believes the default risk to be minimal. Because management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery, and the decline in fair value is largely due to change in interest rates and other market conditions , no declines currently are deemed to be other-than-temporary.  Gross gains on available-for-sale securities were $51 and $113 during the three and nine month periods ended September 30, 2017 compared to $209 and $437 for the same respective periods in 2016. There were no losses on sales of available-for-sale securities and no sales of held-to-maturity securities during the three and nine month periods ended September 30, 2017 and 2016.

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2017
Business Segments [Abstract]
Business Segments	Note 8 – Business Segments The Company has two reportable business segments: (i) a traditional full service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000 and other areas within Central Virginia. The mortgage segment provides a variety of mortgage loan products principally within Region 2000. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors with servicing released. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a gain on sale business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Information about reportable business segments and reconciliation of such information to the consolidated financial statements for the three and nine months ended September 30, 2017 and 2016 was as follows (dollars in thousands): Note 8 – Business Segments (continued)       Business Segments   Community  Banking Mortgage Total  Nine months ended September 30, 2017  Net interest income $ 15,262 $ - $ 15,262  Provision for loan losses 745 - 745  Net interest income after provision for loan losses 14,517 - 14,517  Noninterest income 1,791 1,663 3,454  Noninterest expenses 12,880 1,357 14,237  Income before income taxes 3,428 306 3,734  Income tax expense 1,068 104 1,172  Net income $ 2,360 $ 202 $ 2,562  Total assets $ 617,720 $ 1,616 $ 619,336   Nine months ended September 30, 2016  Net interest income $ 14,297 $ - $ 14,297  Provision for loan losses 595 - 595  Net interest income after provision for loan losses 13,702 - 13,702  Noninterest income 1,816 1,789 3,605  Noninterest expenses 11,466 1,427 12,893  Income before income taxes 4,052 362 4,414  Income tax expense 1,298 123 1,421  Net income $ 2,754 $ 239 $ 2,993  Total assets $ 556,824 $ 3,128 $ 559,952   Community  Banking Mortgage Total  Three months ended September 30, 2017  Net interest income $ 5,284 $ - $ 5,284  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 5,084 - 5,084  Noninterest income 625 694 1,319  Noninterest expenses 4,321 593 4,914  Income before income taxes 1,388 101 1,489  Income tax expense 438 36 474  Net income $ 950 $ 65 $ 1,015  Total assets $ 617,720 $ 1,616 $ 619,336   Three months ended September 30, 2016  Net interest income $ 4,867 $ - $ 4,867  Provision for loan losses 145 - 145  Net interest income after provision for loan losses 4,722 - 4,722  Noninterest income 688 593 1,281  Noninterest expenses 3,985 464 4,449  Income before income taxes 1,425 129 1,554  Income tax expense 455 44 499  Net income $ 970 $ 85 $ 1,055  Total assets $ 556,824 $ 3,128 $ 559,952 

Loans, Allowance For Loan Losse

Loans, Allowance For Loan Losses And OREO	9 Months Ended
	Sep. 30, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Loans, Allowance For Loan Losses And OREO	 Note 9 – Loans , allowance for loan losses and OREO Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio into classes, based on the associated risks. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio. Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied  Commercial mortgages – non-owner occupied  Commercial construction Consumer Consumer unsecured  Consumer secured Residential Residential mortgages  Residential consumer construction  A summary of loans, net is as follows (dollars in thousands):   As of:  September 30, December 31,  2017 2016   Commercial $102,880 $88,085  Commercial real estate 249,441 237,638  Consumer 83,542 85,099  Residential 63,921 59,247   Total loans (1) 499,784 470,069   Less allowance for loan losses 6,020 5,716   Net loans $493,764 $464,353 (1) Includes net deferred costs and premiums of $ 903 and $182 as of September 30, 2017 and December 31, 2016, respectively. The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Note 9 – Loans, allowance for loan losses and OREO (continued) Below is a summary and definition of the Bank’s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: · “Pass.” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “Monitor.” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “Special Mention.” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “Substandard.” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due. · “Doubtful.” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high. Note 9 – Loans, allowance for loan losses and OREO (continued) · “Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off.   Loans on Non-Accrual Status  ( dollars in thousands )  As of  September 30, 2017 December 31, 2016  Commercial $674 $915 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 183 855  Commercial Mortgages-Non-Owner Occupied 68 -  Commercial Construction 169 256 Consumer  Consumer Unsecured - -  Consumer Secured 414 80 Residential:  Residential Mortgages 765 1,292  Residential Consumer Construction 61 67   Totals $2,334 $3,465 We also classify other real estate owned (OREO) as a nonperforming asset. OREO represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure. OREO increased to $2,639 on September 30 , 2017 from $2,370 on December 31, 2016 . The following table represents the changes in OREO balance during the nine months ended September 30 , 2017 and year ended December 31, 2016.  OREO Changes ( dollars in thousands )  Nine months ended Year ended  September 30, 2017 December 31, 2016  Balance at the beginning of the year (net) $2,370 $1,965  Transfers from loans 815 470  Capitalized costs 29 -  Valuation adjustments (60) (45)  Sales proceeds (515) (21)  Gain (loss) on disposition - 1  Balance at the end of the period (net) $2,639 $2,370  At September 30, 2017 and December 31, 2016, the Company had $0 and $294 of consumer mortgage loan s secured by residential real estate for which foreclosure was in process. The Company held three residential real estate propert ies carried on the books at a value of $509 in other real estate owned as of September 30, 2017 and no residential real estate property in other real estate owned as of December 31, 201 6 . Note 9 – Loans, allowance for loan losses and OREO (continued)  Impaired Loans  ( dollars in thousands)  As of and For the Nine Months Ended September 30, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $783 $962 $ - $741 $28 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,075 1,111 - 2,047 86  Commercial Mortgage Non-Owner Occupied 411 417 - 380 15  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 56 56 - 37 2  Residential  Residential Mortgages 1,451 1,543 - 1,503 38  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $1,675 $1,872 $1,301 $1,598 $41 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,709 1,709 192 1,648 68  Commercial Mortgage Non-Owner Occupied 73 73 19 74 4  Commercial Construction 169 685 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 432 445 305 271 11 Residential  Residential Mortgages 151 173 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $2,458 $2,834 $1,301 $2,339 $69 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,784 2,820 192 3,695 154  Commercial Mortgage Non-Owner Occupied 484 490 19 454 19  Commercial Construction 169 685 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 488 501 305 308 13 Residential  Residential Mortgages 1,602 1,716 4 1,928 41  Residential Consumer Construction - - - - -  $7,987 $9,048 $1,902 $8,894 $296  Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income 2016 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $698 $698 $ - $349 $37 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1 Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -  With An Allowance Recorded:  Commercial $1,521 $1,521 $1,233 $1,351 $81 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8 Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -  Totals:  Commercial $2,219 $2,219 $1,233 $1,700 $118 Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9 Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $9,799 $10,545 $1,771 $9,610 $464   Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Nine Months Ended September 30, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (315) (17) (114) (105) (551)  Recoveries 5 24 42 39 110  Provision 537 (233) 272 169 745  Ending Balance $2,419 $1,883 $1,154 $564 $6,020   Ending Balance: Individually evaluated for impairment $1,301 $290 $307 $4 $1,902   Ending Balance: Collectively evaluated for impairment 1,118 1,593 847 560 4,118    Totals: $2,419 $1,883 $1,154 $564 $6,020  Loans:   Ending Balance: Individually evaluated for impairment $2,458 $3,437 $490 $1,602 $7,987   Ending Balance: Collectively evaluated for impairment 100,422 246,004 83,052 62,319 491,797   Totals: $102,880 $249,441 $83,542 $63,921 $499,784      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069      Note 9 – Loans, allowance for loan losses and OREO (continued)   Age Analysis of Past Due Loans as of  September 30, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $824 $ - $674 $1,498 $101,382 $102,880 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 1,115 - 183 1,298 92,532 93,830 -  Commercial Mortgages-Non-Owner Occupied 365 186 68 619 138,148 138,767 -  Commercial Construction - - 169 169 16,675 16,844 - Consumer:  Consumer Unsecured 1 - - 1 7,107 7,108 -  Consumer Secured 469 260 368 1,097 75,337 76,434 - Residential:  Residential Mortgages 520 69 483 1,072 53,363 54,435 -  Residential Consumer Construction - - 61 61 9,425 9,486 -  Total $3,294 $515 $2,006 $5,815 $493,969 $499,784 $ -    Age Analysis of Past Due Loans as of  December 31, 2016  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2016 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ -  Note 9 – Loans, allowance for loan losses and OREO (continued)    Credit Quality Information - by Class  September 30, 2017  ( dollars in thousands )  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $99,555 $688 $5 $2,033 $599 $102,880 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,772 6,758 452 2,848 - 93,830  Commercial Mortgages-Non Owner Occupied 136,166 1,918 74 609 - 138,767  Commercial Construction 15,631 - 1,044 169 - 16,844  Consumer  Consumer Unsecured 7,106 - - 2 - 7,108  Consumer Secured 75,612 93 - 729 - 76,434  Residential:  Residential Mortgages 52,237 - 242 1,956 - 54,435  Residential Consumer Construction 9,425 - - 61 - 9,486   Totals $479,504 $9,457 $1,817 $8,407 $599 $499,784     Credit Quality Information - by Class  December 31, 2016  ( dollars in thousands ) 2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069 Note 9 – Loans, allowance for loan losses and OREO (continued) Trou bled Debt Restructurings (TDR) There were no loan modifications that would have been classified as TDRs during the three and nine months ended September 30, 2017 and 2016 . There were no loan modifications classified as TDRs within the last twelve months that defaulted during the three and nine months ended September 30, 2017 and 2016 . At September 30, 2017 and December 31, 201 6 , the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. 

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2017
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 10 – Recent accounting pronouncements  In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.” The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements.  In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is in the process of gathering and analyzing lease data and will use this this information to assess the impact that ASU 2016-02 will have on its consolidated financial statements. During June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be Note 10 – Recent accounting pronouncements (continued) permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements. The Company has been in discussions with its core processor to coordinate a plan for implementation.  During August 2016, the FASB issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments”, to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The amendments should be applied using a retrospective transition method to each period presented. If retrospective application is impractical for some of the issues addressed by the update, the amendments for those issues would be applied prospectively as of the earliest date practicable. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-15 to have a material impact on its consolidated financial statements.  During January 2017, the FASB issued ASU No. 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of a Business”. The amendments in this ASU clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. Under the current implementation guidance in Topic 805, there are three elements of a business—inputs, processes, and outputs. While an integrated set of assets and activities (collectively referred to as a “set”) that is a business usually has outputs, outputs are not required to be present. In addition, all the inputs and processes that a seller uses in operating a set are not required if market participants can acquire the set and continue to produce outputs. The amendments in this ASU provide a screen to determine when a set is not a business. If the screen is not met, the amendments (1) require that to be considered a business, a set must include, at a minimum, an input and a substantive process that together significantly contribute to the ability to create output and (2) remove the evaluation of whether a market participant could replace missing elements. The ASU provides a framework to assist entities in evaluating whether both an input and a substantive process are present. The amendments in this ASU are effective for annual periods beginning after December 15, 2017, including interim periods within those annual periods. The amendments in this ASU should be applied prospectively on or after the effective date. No disclosures are required at transition. The Company does not expect the adoption of ASU 2017-01 to have a material impact on its consolidated financial statements. During January 2017, the FASB issued ASU No. 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are U.S. Securities and Exchange Commission (SEC) filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements.  Note 10 – Recent accounting pronouncements (continued) During March 2017, the FASB issued ASU 2017-07, “Compensation — Retirement Benefits (Topic 715): Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost.” The amendments in this ASU require an employer that offers defined benefit pension plans, other postretirement benefit plans, or other types of benefits accounted for under Topic 715 to report the service cost component of net periodic benefit cost in the same line item(s) as other compensation costs arising from services rendered during the period. The other components of net periodic benefit cost are required to be presented in the income statement separately from the service cost component. If the other components of net periodic benefit cost are not presented on a separate line or lines, the line item(s) used in the income statement must be disclosed. In addition, only the service cost component will be eligible for capitalization as part of an asset, when applicable. The amendments are effective for annual periods beginning after December 15, 2017, including interim periods within those annual periods. Early adoption is permitted. The Company does not expect the adoption of ASU 2017-07 to have a material impact on its consolidated financial statements. During March 2017, the FASB issued ASU 2017 ‐ 08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310 ‐ 20), Premium Amortization on Purchased Callable Debt Securities.” The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. The Company is currently assessing the impact that ASU 2017 ‐ 08 will have on its consolidated financial statements. During May 2017, the FASB issued ASU 2017 ‐ 09, “Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting.” The amendments provide guidance on determining which changes to the terms and conditions of share-based payment awards require an entity to apply modification accounting under Topic 718. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2017. Early adoption is permitted, including adoption in any interim period, for reporting periods for which financial statements have not yet been issued. The Company is currently assessing the impact that ASU 2017 ‐ 09 will have on its consolidated financial statements. During August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities.” The amendments in this ASU modify the designation and measurement guidance for hedge accounting as well as provide for increased transparency regarding the presentation of economic results on both the financial statements and related footnotes. Certain aspects of hedge effectiveness assessments will also be simplified upon implementation of this update. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2018. Early adoption is permitted, including adoption in any interim period. The Company does not expect the adoption of ASU 2017-12 to have a material impact on its consolidated financial statements. 

Earnings Per Common Share (EP21

Earnings Per Common Share (EPS) (Tables)	9 Months Ended
	Sep. 30, 2017
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	   Three Months Ended Nine Months Ended  September 30, September 30,  2017 2016 2017 2016   Net income $ 1,015,000 $ 1,055,000 $ 2,562,000 $ 2,993,000   Weighted average number of shares 4,378,436 4,378,436 4,378,436 4,378,436  Options effect of incremental shares 83 - 88 -   Weighted average diluted shares 4,378,519 4,378,436 4,378,524 4,378,436    Basic EPS (weighted avg shares) $ 0.23 $ 0.24 $ 0.59 $ 0.68   Diluted EPS (Including Option Shares) $ 0.23 $ 0.24 $ 0.59 $ 0.68 
Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share	  Three Months Ended Nine Months Ended  September 30 , September 30 ,  2017 2016 2017 2016  Options excluded from calculating diluted EPS because their effect was anti-dilutive - 636 - 636 

Stock Based Compensation (Table

Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2017
Stock Based Compensation [Abstract]
Summary Of Stock Option Activity	  Weighted  Weighted Average  Average Remaining Intrinsic  Exercise Contractual Value  Shares Price Life (in years) (in thousands)   Options outstanding, January 1, 2017 636 $ 12.79  Granted - -  Exercised - -  Forfeited - -  Options outstanding, September 30, 2017 636 $ 12.79 0.67 $ 1  Options exercisable, September 30, 2017 636 $ 12.79 0.67 $ 1 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Carrying Value at September 30 , 2017 (in thousands) Description Balance as of September 30 , 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,874 $ - $1,874 $ -  US agency obligations 17,461 - 17,461 -  Mortgage-backed securities 14,038 - 14,038 -  Municipals 12,298 - 12,298 -  Corporates 3,993 - 3,993 -   Total available-for-sale securities $49,664 $ - $49,664 $ -  Carrying Value at December 31, 2016 (in thousands) Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,833 $ $1,833 $  US agency obligations 13,113 - 13,113 -  Mortgage-backed securities 12,005 - 12,005 -  Municipals 9,947 - 9,947 -  Corporates 3,878 - 3,878 -   Total available-for-sale securities $40,776 $ - $40,776 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	 Carrying Value at September 30 , 2017 Description Balance as of September 30, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,523 $ - $ - $2,523  Loans held for sale 1,502 - 1,502 -  Other real estate owned 2,639 - - 2,639 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 201 6 Description Balance as of December 31, 2016 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,830 $ - $ - $2,830  Loans held for sale 3,833 - 3,833 -  Other real estate owned 2,370 - - 2,370 * Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	 Quantitative information about Level 3 Fair Value Measurements for September 30 , 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,523 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)   OREO 2,639 Discounted appraised value Selling cost 5 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2016 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,830 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )   OREO 2,370 Discounted appraised value Selling cost 5% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	   Fair Value Measurements at September 30 , 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $22,806 $22,806 $ - $ - $22,806  Fed funds sold 13,534 13,534 - - 13,534  Securities  Available-for-sale 49,664 - 49,664 - 49,664  Held-to-maturity 3,282 - 3,263 - 3,263  Restricted stock 1,505 1,505 - 1,505  Loans, net 493,764 - - 496,875 496,875  Loans held for sale 1,502 - 1,502 - 1,502  Interest receivable 1,596 - 1,596 - 1,596  BOLI 12,932 - 12,932 - 12,932   Liabilities  Deposits $560,515 $ - $561,450 $ - $561,450  Capital notes 5,000 - 5,217 - 5,217  Interest payable 100 - 100 - 100    Fair Value Measurements at December 31, 2016 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $16,938 $16,938 $ - $ - $16,938  Fed funds sold 11,745 11,745 11,745 Securities  Available-for-sale 40,776 - 40,776 - 40,776  Held-to-maturity 3,299 - 3,273 - 3,273  Restricted stock 1,373 - 1,373 1,373  Loans, net 464,353 - - 468,393 468,393  Loans held for sale 3,833 - 3,833 - 3,833  Interest receivable 1,378 - 1,378 - 1,378  BOLI 12,673 - 12,673 - 12,673  Liabilities  Deposits $523,112 $ - $524,222 $ - $524,222  Interest payable 88 - 88 - 88 

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	  September 30 , 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held -to-Maturity  US agency obligations $3,282 $21 $(40) $3,263  Available-for-Sale  US Treasuries 1,955 - (81) 1,874  US agency obligations 18,252 6 (797) 17,461  Mortgage-backed securities 14,263 2 (227) 14,038  Municipals 12,591 32 (325) 12,298  Corporates 4,121 - (128) 3,993  $51,182 $40 $(1,558) $49,664   December 31, 2016  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to -Maturity  US agency obligations $3,299 $65 $(91) $3,273  Available-for-Sale  US Treasuries 1,952 - (119) 1,833  US agency obligations 14,332 5 (1,224) 13,113  Mortgage-backed securities 12,358 - (353) 12,005  Municipals 10,426 55 (534) 9,947  Corporates 4,132 - (254) 3,878  $43,200 $60 $(2,484) $40,776 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized Septembe r 30 , 2017 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $1,237 $40 $ - $ - $1,237 $40  Available-for-sale  US Treasuries 1,874 81 - - 1,874 81  US agency obligations 4,935 88 12,520 709 17,455 797  Mortgage-backed securities 10,468 195 2,654 32 13,122 227  Municipals 5,461 67 3,742 258 9,203 325  Corporates 1,978 53 2,015 75 3,993 128  Total $25,953 $524 $20,931 $1,074 $46,884 $1,598   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Decemb er 31, 2016 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $1,193 $91 $ - $ - $1,193 $91  Available-for-sale  US Treasuries 1,833 119 - - 1,833 119  US agency obligations 13,109 1,224 - - 13,109 1,224  Mortgage-backed securities 11,331 353 - - 11,331 353  Municipals 7,170 534 - - 7,170 534  Corporates 3,878 254 - - 3,878 254  Total $38,514 $2,575 $ - $ - $38,514 $2,575 

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2017
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  Nine months ended September 30, 2017  Net interest income $ 15,262 $ - $ 15,262  Provision for loan losses 745 - 745  Net interest income after provision for loan losses 14,517 - 14,517  Noninterest income 1,791 1,663 3,454  Noninterest expenses 12,880 1,357 14,237  Income before income taxes 3,428 306 3,734  Income tax expense 1,068 104 1,172  Net income $ 2,360 $ 202 $ 2,562  Total assets $ 617,720 $ 1,616 $ 619,336   Nine months ended September 30, 2016  Net interest income $ 14,297 $ - $ 14,297  Provision for loan losses 595 - 595  Net interest income after provision for loan losses 13,702 - 13,702  Noninterest income 1,816 1,789 3,605  Noninterest expenses 11,466 1,427 12,893  Income before income taxes 4,052 362 4,414  Income tax expense 1,298 123 1,421  Net income $ 2,754 $ 239 $ 2,993  Total assets $ 556,824 $ 3,128 $ 559,952   Community  Banking Mortgage Total  Three months ended September 30, 2017  Net interest income $ 5,284 $ - $ 5,284  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 5,084 - 5,084  Noninterest income 625 694 1,319  Noninterest expenses 4,321 593 4,914  Income before income taxes 1,388 101 1,489  Income tax expense 438 36 474  Net income $ 950 $ 65 $ 1,015  Total assets $ 617,720 $ 1,616 $ 619,336   Three months ended September 30, 2016  Net interest income $ 4,867 $ - $ 4,867  Provision for loan losses 145 - 145  Net interest income after provision for loan losses 4,722 - 4,722  Noninterest income 688 593 1,281  Noninterest expenses 3,985 464 4,449  Income before income taxes 1,425 129 1,554  Income tax expense 455 44 499  Net income $ 970 $ 85 $ 1,055  Total assets $ 556,824 $ 3,128 $ 559,952 

Loans, Allowance For Loan Los26

Loans, Allowance For Loan Losses And OREO (Tables)	9 Months Ended
	Sep. 30, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Summary Of Loans, Net	  As of:  September 30, December 31,  2017 2016   Commercial $102,880 $88,085  Commercial real estate 249,441 237,638  Consumer 83,542 85,099  Residential 63,921 59,247   Total loans (1) 499,784 470,069   Less allowance for loan losses 6,020 5,716   Net loans $493,764 $464,353 (1) Includes net deferred costs and premiums of $ 903 and $182 as of September 30, 2017 and December 31, 2016, respectively.
Loans On Non-Accrual Status	  Loans on Non-Accrual Status  ( dollars in thousands )  As of  September 30, 2017 December 31, 2016  Commercial $674 $915 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 183 855  Commercial Mortgages-Non-Owner Occupied 68 -  Commercial Construction 169 256 Consumer  Consumer Unsecured - -  Consumer Secured 414 80 Residential:  Residential Mortgages 765 1,292  Residential Consumer Construction 61 67   Totals $2,334 $3,465 
Changes In OREO Balance	 OREO Changes ( dollars in thousands )  Nine months ended Year ended  September 30, 2017 December 31, 2016  Balance at the beginning of the year (net) $2,370 $1,965  Transfers from loans 815 470  Capitalized costs 29 -  Valuation adjustments (60) (45)  Sales proceeds (515) (21)  Gain (loss) on disposition - 1  Balance at the end of the period (net) $2,639 $2,370 
Impaired Loans	 Impaired Loans  ( dollars in thousands)  As of and For the Nine Months Ended September 30, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $783 $962 $ - $741 $28 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,075 1,111 - 2,047 86  Commercial Mortgage Non-Owner Occupied 411 417 - 380 15  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 56 56 - 37 2  Residential  Residential Mortgages 1,451 1,543 - 1,503 38  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $1,675 $1,872 $1,301 $1,598 $41 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,709 1,709 192 1,648 68  Commercial Mortgage Non-Owner Occupied 73 73 19 74 4  Commercial Construction 169 685 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 432 445 305 271 11 Residential  Residential Mortgages 151 173 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $2,458 $2,834 $1,301 $2,339 $69 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,784 2,820 192 3,695 154  Commercial Mortgage Non-Owner Occupied 484 490 19 454 19  Commercial Construction 169 685 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 488 501 305 308 13 Residential  Residential Mortgages 1,602 1,716 4 1,928 41  Residential Consumer Construction - - - - -  $7,987 $9,048 $1,902 $8,894 $296  Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2016  Unpaid Average Interest  Recorded Principal Related Recorded Income 2016 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $698 $698 $ - $349 $37 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,019 3,077 - 3,051 142  Commercial Mortgage Non-Owner Occupied 349 349 - 263 23  Commercial Construction - - - 14 - Consumer  Consumer Unsecured - - - - -  Consumer Secured 18 18 - 19 1 Residential  Residential Mortgages 1,555 1,687 - 1,776 55  Residential Consumer Construction - - - 86 -  With An Allowance Recorded:  Commercial $1,521 $1,521 $1,233 $1,351 $81 Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,587 1,618 249 1,232 81  Commercial Mortgage Non-Owner Occupied 74 74 20 373 6  Commercial Construction 169 657 76 255 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 110 110 110 150 8 Residential  Residential Mortgages 699 736 83 675 30  Residential Consumer Construction - - - - -  Totals:  Commercial $2,219 $2,219 $1,233 $1,700 $118 Commercial Real Estate  Commercial Mortgages-Owner Occupied 4,606 4,695 249 4,283 223  Commercial Mortgage Non-Owner Occupied 423 423 20 636 29  Commercial Construction 169 657 76 269 - Consumer  Consumer Unsecured - - - 16 -  Consumer Secured 128 128 110 169 9 Residential  Residential Mortgages 2,254 2,423 83 2,451 85  Residential Consumer Construction - - - 86 -  $9,799 $10,545 $1,771 $9,610 $464 
Allowance For Loan Losses And Recorded Investment In Loans	  Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Nine Months Ended September 30, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (315) (17) (114) (105) (551)  Recoveries 5 24 42 39 110  Provision 537 (233) 272 169 745  Ending Balance $2,419 $1,883 $1,154 $564 $6,020   Ending Balance: Individually evaluated for impairment $1,301 $290 $307 $4 $1,902   Ending Balance: Collectively evaluated for impairment 1,118 1,593 847 560 4,118    Totals: $2,419 $1,883 $1,154 $564 $6,020  Loans:   Ending Balance: Individually evaluated for impairment $2,458 $3,437 $490 $1,602 $7,987   Ending Balance: Collectively evaluated for impairment 100,422 246,004 83,052 62,319 491,797   Totals: $102,880 $249,441 $83,542 $63,921 $499,784      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2016   Commercial 2016 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,195 $1,751 $1,073 $664 $4,683  Charge-offs (328) (156) (275) - (759)  Recoveries 7 127 44 2 180  Provision 1,318 387 112 (205) 1,612  Ending Balance $2,192 $2,109 $954 $461 $5,716   Ending Balance: Individually evaluated for impairment $1,233 $345 $110 $83 $1,771   Ending Balance: Collectively evaluated for impairment 959 1,764 844 378 3,945    Totals: $2,192 $2,109 $954 $461 $5,716  Loans:   Ending Balance: Individually evaluated for impairment $2,219 $5,198 $128 $2,254 $9,799   Ending Balance: Collectively evaluated for impairment 85,866 232,440 84,971 56,993 460,270   Totals: $88,085 $237,638 $85,099 $59,247 $470,069 
Age Analysis Of Past Due Financing Receivables	  Age Analysis of Past Due Loans as of  September 30, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $824 $ - $674 $1,498 $101,382 $102,880 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 1,115 - 183 1,298 92,532 93,830 -  Commercial Mortgages-Non-Owner Occupied 365 186 68 619 138,148 138,767 -  Commercial Construction - - 169 169 16,675 16,844 - Consumer:  Consumer Unsecured 1 - - 1 7,107 7,108 -  Consumer Secured 469 260 368 1,097 75,337 76,434 - Residential:  Residential Mortgages 520 69 483 1,072 53,363 54,435 -  Residential Consumer Construction - - 61 61 9,425 9,486 -  Total $3,294 $515 $2,006 $5,815 $493,969 $499,784 $ -    Age Analysis of Past Due Loans as of  December 31, 2016  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2016 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $283 $5 $78 $366 $87,719 $88,085 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 1,136 72 855 2,063 88,698 90,761 -  Commercial Mortgages-Non-Owner Occupied 140 - - 140 134,262 134,402 -  Commercial Construction - - 256 256 12,219 12,475 - Consumer:  Consumer Unsecured 9 - - 9 8,558 8,567 -  Consumer Secured 531 301 - 832 75,700 76,532 - Residential:  Residential Mortgages 539 161 1,063 1,763 49,525 51,288 -  Residential Consumer Construction - - 67 67 7,892 7,959 -  Total $2,638 $539 $2,319 $5,496 $464,573 $470,069 $ - 
Credit Quality Information-By Class	   Credit Quality Information - by Class  September 30, 2017  ( dollars in thousands )  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $99,555 $688 $5 $2,033 $599 $102,880 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,772 6,758 452 2,848 - 93,830  Commercial Mortgages-Non Owner Occupied 136,166 1,918 74 609 - 138,767  Commercial Construction 15,631 - 1,044 169 - 16,844  Consumer  Consumer Unsecured 7,106 - - 2 - 7,108  Consumer Secured 75,612 93 - 729 - 76,434  Residential:  Residential Mortgages 52,237 - 242 1,956 - 54,435  Residential Consumer Construction 9,425 - - 61 - 9,486   Totals $479,504 $9,457 $1,817 $8,407 $599 $499,784     Credit Quality Information - by Class  December 31, 2016  ( dollars in thousands ) 2016 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $83,912 $1,473 $301 $1,484 $915 $88,085 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,008 2,975 101 4,677 - 90,761  Commercial Mortgages-Non Owner Occupied 129,794 3,525 525 558 - 134,402  Commercial Construction 11,774 - 445 256 - 12,475 Consumer  Consumer Unsecured 8,567 - - - - 8,567  Consumer Secured 76,215 - - 317 - 76,532 Residential:  Residential Mortgages 48,366 - 245 2,677 - 51,288  Residential Consumer Construction 7,892 - - 67 - 7,959   Totals $449,528 $7,973 $1,617 $10,036 $915 $470,069 

Basis Of Presentation (Details)

Basis Of Presentation (Details)	9 Months Ended
	Sep. 30, 2017item
Basis Of Presentation [Abstract]
Number of jurisdictions	7

Earnings Per Common Share (EP28

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Earnings Per Common Share (EPS) [Abstract]
Net income	$ 1,015	$ 1,055	$ 2,562	$ 2,993
Weighted average number of shares	4,378,436	4,378,436	4,378,436	4,378,436
Options effect of incremental shares	83		88
Weighted average diluted shares	4,378,519	4,378,436	4,378,524	4,378,436
Basic EPS (weighted avg shares)	$ 0.23	$ 0.24	$ 0.59	$ 0.68
Diluted EPS (Including Option Shares)	$ 0.23	$ 0.24	$ 0.59	$ 0.68

Earnings Per Common Share (EP29

Earnings Per Common Share (EPS) (Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share) (Details) - shares	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	636	636

Stock Based Compensation (Summa

Stock Based Compensation (Summary Of Stock Option Activity) (Details) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2017USD ($)$ / sharesshares
Stock Based Compensation [Abstract]
Options outstanding, January 1, 2017, Shares | shares	636
Options outstanding, granted, Shares | shares
Options outstanding, exercised, Shares | shares
Options outstanding, forfeited, Shares | shares
Options outstanding, September 30, 2017, Shares | shares	636
Options exercisable, September 30, 2017, Shares | shares	636
Options outstanding, January 1, 2017, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, granted, Weighted Average Exercise Price | $ / shares
Options outstanding, exercised, Weighted Average Exercise Price | $ / shares
Options outstanding, forfeited, Weighted Average Exercise Price | $ / shares
Options outstanding, September 30, 2017, Weighted Average Exercise Price | $ / shares	12.79
Options exercisable, September 30, 2017, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, September 30, 2017, Weighted Average Remaining Contractual Life (in years)	8 months 1 day
Options exercisable, September 30, 2017, Weighted Average Remaining Contractual Life (in years)	8 months 1 day
Options outstanding, September 30, 2017, Intrinsic Value | $	$ 1
Options exercisable, September 30, 2017, Intrinsic Value | $	$ 1

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 49,664	$ 40,776
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	49,664	40,776
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,874	1,833
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,874	1,833
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	17,461	13,113
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	17,461	13,113
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	14,038	12,005
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	14,038	12,005
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,298	9,947
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,298	9,947
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,993	3,878
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,993	3,878
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 2,523	$ 2,830
Loans held for sale		1,502	3,833
Other real estate owned		2,639	2,370	$ 1,965
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		0
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		1,502	3,833
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	2,523	2,830
Loans held for sale
Other real estate owned		$ 2,639	$ 2,370
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,523,000	$ 2,830,000
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	25.00%
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,639,000	$ 2,370,000
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	10.00%	10.00%
Discount for lack of marketability and age of appraisal	25.00%	25.00%
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	5.00%	5.00%
Discount for lack of marketability and age of appraisal	0.00%	0.00%
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling cost	6.00%	6.00%
Discount for lack of marketability and age of appraisal	15.00%	15.00%

Fair Value Measurements (Fair34

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 22,806	$ 16,938
Fed funds sold	13,534	11,745
Available-for-sale Securities	49,664	40,776
Held-to-maturity Securities	3,282	3,299
Restricted stock	1,505	1,373
Loans held for sale	1,502	3,833
Interest receivable	1,596	1,378
BOLI	12,932	12,673
Interest payable	100	88
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	22,806	16,938
Fed funds sold	13,534	11,745
Available-for-sale Securities
Loans held for sale
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities	49,664	40,776
Held-to-maturity Securities	3,263	3,273
Restricted stock	1,505	1,373
Loans held for sale	1,502	3,833
Interest receivable	1,596	1,378
BOLI	12,932	12,673
Deposits	561,450	524,222
Capital notes	5,217
Interest payable	100	88
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities
Loans, net	496,875	468,393
Loans held for sale
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	22,806	16,938
Fed funds sold	13,534	11,745
Available-for-sale Securities	49,664	40,776
Held-to-maturity Securities	3,282	3,299
Restricted stock	1,505	1,373
Loans, net	493,764	464,353
Loans held for sale	1,502	3,833
Interest receivable	1,596	1,378
BOLI	12,932	12,673
Deposits	560,515	523,112
Capital notes	5,000
Interest payable	100	88
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	22,806	16,938
Fed funds sold	13,534	11,745
Available-for-sale Securities	49,664	40,776
Held-to-maturity Securities	3,263	3,273
Restricted stock	1,505	1,373
Loans, net	496,875	468,393
Loans held for sale	1,502	3,833
Interest receivable	1,596	1,378
BOLI	12,932	12,673
Deposits	561,450	524,222
Capital notes	5,217
Interest payable	$ 100	$ 88

Capital Notes (Narrative) (Deta

Capital Notes (Narrative) (Details) - USD ($)	Dec. 03, 2015	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2015	Jan. 25, 2017
Debt Instrument [Line Items]
Proceeds used to pay off debt			$ 10,000,000
Capital note proceeds		$ 5,000,000
Common Stock Private Placement [Member]
Debt Instrument [Line Items]
Private placement transaction date		Dec. 3, 2015
Gross proceeds from private placement issuance	$ 11,520,000
Shares issued in private placement sale	1,000,000
Price per share in private placement sale	$ 11.52
2012 Notes [Member]
Debt Instrument [Line Items]
Debt Instrument Prepay Date		Jan. 5, 2016
Capital Notes 6% Due 4/1/2017 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate			6.00%
Capital notes, maturity date			Apr. 1, 2017
Capital Notes 6% Due 4/1/2017 [Member] | 2012 Notes [Member]
Debt Instrument [Line Items]
Proceeds used to pay off debt				$ 10,000,000
Capital note issued				$ 10,000,000
Capital notes, interest rate				6.00%
Capital Notes 4% Due 1/24/2022 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate		4.00%
Capital notes, maturity date		Jan. 24, 2022
Capital Notes 4% Due 1/24/2022 [Member] | 2017 Notes [Member]
Debt Instrument [Line Items]
Capital note issued					$ 5,000,000
Capital notes, interest rate					4.00%
Capital notes, maturity date		Jan. 24, 2022
Duration of written notice to holders		30 days
Capital Notes 4% Due 1/24/2022 [Member] | Equity Capital [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 3,000,000
Capital Notes 4% Due 1/24/2022 [Member] | Debt Services [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 2,000,000

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)security	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)security	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 49,664		$ 49,664		$ 40,776
Securities evaluated for other than temporary impairment | security	47		47
Available-for-sale Securities, Gross Realized Gains | $	$ 51	$ 209	$ 113	$ 437
Available-for-sale Securities, Gross Realized Losses | $	0	$ 0	0	$ 0
US Treasuries [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	1,874		1,874		1,833
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 17,461		$ 17,461		13,113
Securities evaluated for other than temporary impairment | security	27		27
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 12,298		$ 12,298		9,947
Securities evaluated for other than temporary impairment | security	15		15
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities | $	$ 3,993		$ 3,993		$ 3,878
Securities evaluated for other than temporary impairment | security	5		5
S&P Rated AAA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	11		11
S&P Rated AA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	33		33
S&P Rated A [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment | security	3		3

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	$ 3,282	$ 3,299
Held-to-Maturity, Fair Value	3,263	3,273
Available-for-Sale, Amortized Costs	51,182	43,200
Available-for-Sale, Gross Unrealized Gains	40	60
Available-for-Sale, Gross Unrealized (Losses)	(1,558)	(2,484)
Available-for-sale, Fair Value	49,664	40,776
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,955	1,952
Available-for-Sale, Gross Unrealized (Losses)	(81)	(119)
Available-for-sale, Fair Value	1,874	1,833
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	18,252	14,332
Available-for-Sale, Gross Unrealized Gains	6	5
Available-for-Sale, Gross Unrealized (Losses)	(797)	(1,224)
Available-for-sale, Fair Value	17,461	13,113
Mortgage-Backed Securities [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	14,263	12,358
Available-for-Sale, Gross Unrealized Gains	2
Available-for-Sale, Gross Unrealized (Losses)	(227)	(353)
Available-for-sale, Fair Value	14,038	12,005
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,591	10,426
Available-for-Sale, Gross Unrealized Gains	32	55
Available-for-Sale, Gross Unrealized (Losses)	(325)	(534)
Available-for-sale, Fair Value	12,298	9,947
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	4,121	4,132
Available-for-Sale, Gross Unrealized (Losses)	(128)	(254)
Available-for-sale, Fair Value	3,993	3,878
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	3,282	3,299
Held-to-maturity, Gross Unrealized Gains	21	65
Held-to-maturity, Gross Unrealized (Losses)	(40)	(91)
Held-to-Maturity, Fair Value	$ 3,263	$ 3,273

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 25,953	$ 38,514
Unrealized Losses, Less than 12 months	524	2,575
Fair Value, More than 12 months	20,931
Unrealized Losses, More than 12 months	1,074
Fair Value, Total	46,884	38,514
Unrealized Losses, Total	1,598	2,575
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,874	1,833
Unrealized Losses, Less than 12 months	81	119
Fair Value, More than 12 months
Unrealized Losses, More than 12 months
Fair Value, Total	1,874	1,833
Unrealized Losses, Total	81	119
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months, Held-to-maturity	1,237	1,193
Unrealized Losses, Less than 12 months, Held-to-maturity	40	91
Fair Value, More than 12 months, Held-to-maturity
Unrealized Losses, More than 12 months, Held-to-maturity
Fair Value, Total, Held-to-maturity	1,237	1,193
Unrealized Losses, Total, Held-to-maturity	40	91
Fair Value, Less than 12 months	4,935	13,109
Unrealized Losses, Less than 12 months	88	1,224
Fair Value, More than 12 months	12,520
Unrealized Losses, More than 12 months	709
Fair Value, Total	17,455	13,109
Unrealized Losses, Total	797	1,224
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	10,468	11,331
Unrealized Losses, Less than 12 months	195	353
Fair Value, More than 12 months	2,654
Unrealized Losses, More than 12 months	32
Fair Value, Total	13,122	11,331
Unrealized Losses, Total	227	353
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	5,461	7,170
Unrealized Losses, Less than 12 months	67	534
Fair Value, More than 12 months	3,742
Unrealized Losses, More than 12 months	258
Fair Value, Total	9,203	7,170
Unrealized Losses, Total	325	534
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	1,978	3,878
Unrealized Losses, Less than 12 months	53	254
Fair Value, More than 12 months	2,015
Unrealized Losses, More than 12 months	75
Fair Value, Total	3,993	3,878
Unrealized Losses, Total	$ 128	$ 254

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	9 Months Ended
	Sep. 30, 2017segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Segment Reporting Information [Line Items]
Net interest income	$ 5,284	$ 4,867	$ 15,262	$ 14,297
Provision for loan losses	200	145	745	595	$ 1,612
Net interest income after provision for loan losses	5,084	4,722	14,517	13,702
Noninterest income	1,319	1,281	3,454	3,605
Noninterest expenses	4,914	4,449	14,237	12,893
Income before income taxes	1,489	1,554	3,734	4,414
Income tax expense	474	499	1,172	1,421
Net Income	1,015	1,055	2,562	2,993
Total assets	619,336	559,952	619,336	559,952	$ 574,195
Community Banking [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Net interest income	5,284	4,867	15,262	14,297
Provision for loan losses	200	145	745	595
Net interest income after provision for loan losses	5,084	4,722	14,517	13,702
Noninterest income	625	688	1,791	1,816
Noninterest expenses	4,321	3,985	12,880	11,466
Income before income taxes	1,388	1,425	3,428	4,052
Income tax expense	438	455	1,068	1,298
Net Income	950	970	2,360	2,754
Total assets	617,720	556,824	617,720	556,824
Mortgage [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Noninterest income	694	593	1,663	1,789
Noninterest expenses	593	464	1,357	1,427
Income before income taxes	101	129	306	362
Income tax expense	36	44	104	123
Net Income	65	85	202	239
Total assets	$ 1,616	$ 3,128	$ 1,616	$ 3,128

Loans, Allowance For Loan Los41

Loans, Allowance For Loan Losses And OREO (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017USD ($)contractitem	Sep. 30, 2016contract	Sep. 30, 2017USD ($)contractitem	Sep. 30, 2016contract	Dec. 31, 2016USD ($)contractitem	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Other real estate owned | $	$ 2,639		$ 2,639		$ 2,370	$ 1,965
Loan modifications that would have been classified as TDRs | contract	0	0	0	0
Loan modifications classified as TDRs | contract	0	0	0	0
Outstanding commitments to disburse additional funds on TDR's | contract			0		0
Consumer mortgage loan secured by residential real estate | $	$ 0		$ 0		$ 294
Number of real estate properties held | item	3		3		0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Other real estate owned | $	$ 509		$ 509

Loans, Allowance For Loan Los42

Loans, Allowance For Loan Losses And OREO (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Loans, Allowance For Loan Losses And OREO [Abstract]
Commercial		$ 102,880	$ 88,085
Commercial real estate		249,441	237,638
Consumer		83,542	85,099
Residential		63,921	59,247
Total loans	[1]	499,784	470,069
Less allowance for loan losses		6,020	5,716
Net loans		493,764	464,353
Deferred loan costs		$ 903	$ 182
[1]	Includes net deferred costs and premiums of $903 and $182 as of September 30, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los43

Loans, Allowance For Loan Losses And OREO (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 2,334	$ 3,465
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	674	915
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	183	855
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	68
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	169	256
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	414	80
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	765	1,292
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 61	$ 67

Loans, Allowance For Loan Los44

Loans, Allowance For Loan Losses And OREO (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Loans, Allowance For Loan Losses And OREO [Abstract]
Balance at the beginning of the year (net)	$ 2,370	$ 1,965	$ 1,965
Transfers from loans	815	475	470
Capitalized costs	29
Valuation adjustments	(60)		(45)
Sales proceeds	(515)		(21)
Gain (Loss) on disposition		$ 1	1
Balance at the end of the period (net)	$ 2,639		$ 2,370

Loans, Allowance For Loan Los45

Loans, Allowance For Loan Losses And OREO (Impaired Loans) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 7,987	$ 9,799
Totals: Unpaid Principal Balance	9,048	10,545
Totals: Related Allowance	1,902	1,771
Totals: Average Recorded Investment	8,894	9,610
Totals: Interest Income Recognized	296	464
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,075	3,019
With No Related Allowance Recorded: Unpaid Principal Balance	1,111	3,077
With No Related Allowance Recorded: Average Recorded Investment	2,047	3,051
With No Related Allowance Recorded: Interest Income Recognized	86	142
With An Allowance Recorded: Recorded Investment	1,709	1,587
With An Allowance Recorded: Unpaid Principal Balance	1,709	1,618
With An Allowance Recorded: Average Recorded Investment	1,648	1,232
With An Allowance Recorded: Interest Income Recognized	68	81
Totals: Recorded Investment	2,784	4,606
Totals: Unpaid Principal Balance	2,820	4,695
Totals: Related Allowance	192	249
Totals: Average Recorded Investment	3,695	4,283
Totals: Interest Income Recognized	154	223
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	411	349
With No Related Allowance Recorded: Unpaid Principal Balance	417	349
With No Related Allowance Recorded: Average Recorded Investment	380	263
With No Related Allowance Recorded: Interest Income Recognized	15	23
With An Allowance Recorded: Recorded Investment	73	74
With An Allowance Recorded: Unpaid Principal Balance	73	74
With An Allowance Recorded: Average Recorded Investment	74	373
With An Allowance Recorded: Interest Income Recognized	4	6
Totals: Recorded Investment	484	423
Totals: Unpaid Principal Balance	490	423
Totals: Related Allowance	19	20
Totals: Average Recorded Investment	454	636
Totals: Interest Income Recognized	19	29
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Average Recorded Investment		14
With An Allowance Recorded: Recorded Investment	169	169
With An Allowance Recorded: Unpaid Principal Balance	685	657
With An Allowance Recorded: Average Recorded Investment	169	255
Totals: Recorded Investment	169	169
Totals: Unpaid Principal Balance	685	657
Totals: Related Allowance	79	76
Totals: Average Recorded Investment	169	269
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment	2
With An Allowance Recorded: Unpaid Principal Balance	2
With An Allowance Recorded: Average Recorded Investment	1	16
Totals: Recorded Investment	2
Totals: Unpaid Principal Balance	2
Totals: Related Allowance	2
Totals: Average Recorded Investment	1	16
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	56	18
With No Related Allowance Recorded: Unpaid Principal Balance	56	18
With No Related Allowance Recorded: Average Recorded Investment	37	19
With No Related Allowance Recorded: Interest Income Recognized	2	1
With An Allowance Recorded: Recorded Investment	432	110
With An Allowance Recorded: Unpaid Principal Balance	445	110
With An Allowance Recorded: Average Recorded Investment	271	150
With An Allowance Recorded: Interest Income Recognized	11	8
Totals: Recorded Investment	488	128
Totals: Unpaid Principal Balance	501	128
Totals: Related Allowance	305	110
Totals: Average Recorded Investment	308	169
Totals: Interest Income Recognized	13	9
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,451	1,555
With No Related Allowance Recorded: Unpaid Principal Balance	1,543	1,687
With No Related Allowance Recorded: Average Recorded Investment	1,503	1,776
With No Related Allowance Recorded: Interest Income Recognized	38	55
With An Allowance Recorded: Recorded Investment	151	699
With An Allowance Recorded: Unpaid Principal Balance	173	736
With An Allowance Recorded: Average Recorded Investment	425	675
With An Allowance Recorded: Interest Income Recognized	3	30
Totals: Recorded Investment	1,602	2,254
Totals: Unpaid Principal Balance	1,716	2,423
Totals: Related Allowance	4	83
Totals: Average Recorded Investment	1,928	2,451
Totals: Interest Income Recognized	41	85
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment		86
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment
Totals: Unpaid Principal Balance
Totals: Related Allowance
Totals: Average Recorded Investment		86
Totals: Interest Income Recognized
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	783	698
With No Related Allowance Recorded: Unpaid Principal Balance	962	698
With No Related Allowance Recorded: Average Recorded Investment	741	349
With No Related Allowance Recorded: Interest Income Recognized	28	37
With An Allowance Recorded: Recorded Investment	1,675	1,521
With An Allowance Recorded: Unpaid Principal Balance	1,872	1,521
With An Allowance Recorded: Average Recorded Investment	1,598	1,351
With An Allowance Recorded: Interest Income Recognized	41	81
Totals: Recorded Investment	2,458	2,219
Totals: Unpaid Principal Balance	2,834	2,219
Totals: Related Allowance	1,301	1,233
Totals: Average Recorded Investment	2,339	1,700
Totals: Interest Income Recognized	$ 69	$ 118

Loans, Allowance For Loan Los46

Loans, Allowance For Loan Losses And OREO (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				$ 5,716	$ 4,683	$ 4,683
Allowance for Credit Losses: Charge-offs				(551)		(759)
Allowance for Credit Losses: Recoveries				110		180
Allowance for credit losses: Provision		$ 200	$ 145	745	595	1,612
Allowance for Credit Losses: Ending Balance		6,020		6,020		5,716
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,902		1,902		1,771
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		4,118		4,118		3,945
Allowance for Credit Losses: Totals		6,020		6,020		5,716
Financing Receivables: Ending Balance: Individually evaluated for impairment		7,987		7,987		9,799
Financing Receivables: Ending Balance: Collectively evaluated for impairment		491,797		491,797		460,270
Total loans	[1]	499,784		499,784		470,069
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				2,192	1,195	1,195
Allowance for Credit Losses: Charge-offs				(315)		(328)
Allowance for Credit Losses: Recoveries				5		7
Allowance for credit losses: Provision				537		1,318
Allowance for Credit Losses: Ending Balance		2,419		2,419		2,192
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		1,301		1,301		1,233
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,118		1,118		959
Allowance for Credit Losses: Totals		2,419		2,419		2,192
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,458		2,458		2,219
Financing Receivables: Ending Balance: Collectively evaluated for impairment		100,422		100,422		85,866
Total loans		102,880		102,880		88,085
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				2,109	1,751	1,751
Allowance for Credit Losses: Charge-offs				(17)		(156)
Allowance for Credit Losses: Recoveries				24		127
Allowance for credit losses: Provision				(233)		387
Allowance for Credit Losses: Ending Balance		1,883		1,883		2,109
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		290		290		345
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,593		1,593		1,764
Allowance for Credit Losses: Totals		1,883		1,883		2,109
Financing Receivables: Ending Balance: Individually evaluated for impairment		3,437		3,437		5,198
Financing Receivables: Ending Balance: Collectively evaluated for impairment		246,004		246,004		232,440
Total loans		249,441		249,441		237,638
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				954	1,073	1,073
Allowance for Credit Losses: Charge-offs				(114)		(275)
Allowance for Credit Losses: Recoveries				42		44
Allowance for credit losses: Provision				272		112
Allowance for Credit Losses: Ending Balance		1,154		1,154		954
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		307		307		110
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		847		847		844
Allowance for Credit Losses: Totals		1,154		1,154		954
Financing Receivables: Ending Balance: Individually evaluated for impairment		490		490		128
Financing Receivables: Ending Balance: Collectively evaluated for impairment		83,052		83,052		84,971
Total loans		83,542		83,542		85,099
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				461	$ 664	664
Allowance for Credit Losses: Charge-offs				(105)
Allowance for Credit Losses: Recoveries				39		2
Allowance for credit losses: Provision				169		(205)
Allowance for Credit Losses: Ending Balance		564		564		461
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		4		4		83
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		560		560		378
Allowance for Credit Losses: Totals		564		564		461
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,602		1,602		2,254
Financing Receivables: Ending Balance: Collectively evaluated for impairment		62,319		62,319		56,993
Total loans		$ 63,921		$ 63,921		$ 59,247
[1]	Includes net deferred costs and premiums of $903 and $182 as of September 30, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los47

Loans, Allowance For Loan Losses And OREO (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 5,815	$ 5,496
Current		493,969	464,573
Total loans	[1]	499,784	470,069
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,298	2,063
Current		92,532	88,698
Total loans		93,830	90,761
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		619	140
Current		138,148	134,262
Total loans		138,767	134,402
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		169	256
Current		16,675	12,219
Total loans		16,844	12,475
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1	9
Current		7,107	8,558
Total loans		7,108	8,567
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,097	832
Current		75,337	75,700
Total loans		76,434	76,532
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,072	1,763
Current		53,363	49,525
Total loans		54,435	51,288
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		61	67
Current		9,425	7,892
Total loans		9,486	7,959
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3,294	2,638
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,115	1,136
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		365	140
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1	9
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		469	531
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		520	539
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		515	539
60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			72
60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		186
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		260	301
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		69	161
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,006	2,319
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		183	855
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		68
Greater than 90 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		169	256
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		368
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		483	1,063
Greater than 90 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		61	67
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,498	366
Current		101,382	87,719
Total loans		102,880	88,085
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		824	283
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			5
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		674	78
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		249,441	237,638
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		63,921	59,247
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 83,542	$ 85,099
[1]	Includes net deferred costs and premiums of $903 and $182 as of September 30, 2017 and December 31, 2016, respectively.

Loans, Allowance For Loan Los48

Loans, Allowance For Loan Losses And OREO (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 499,784	$ 470,069
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	479,504	449,528
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,457	7,973
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,817	1,617
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,407	10,036
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	599	915
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	93,830	90,761
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	83,772	83,008
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	6,758	2,975
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	452	101
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,848	4,677
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	138,767	134,402
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	136,166	129,794
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,918	3,525
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	74	525
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	609	558
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	16,844	12,475
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	15,631	11,774
Commercial Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,044	445
Commercial Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	169	256
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,108	8,567
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,106	8,567
Consumer Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,434	76,532
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	75,612	76,215
Consumer Secured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	93
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	729	317
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	54,435	51,288
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	52,237	48,366
Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	242	245
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,956	2,677
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,486	7,959
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,425	7,892
Residential Consumer Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	61	67
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	102,880	88,085
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	99,555	83,912
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	688	1,473
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	5	301
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,033	1,484
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 599	$ 915