Bank of the James Financial (BOTJ) 10-Q 9 Nov 18 2018 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2018	Nov. 08, 2018
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2018
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,018
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	1,275,101
Entity Small Business	true
Entity Emerging Growth Company	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		4,378,436

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 25,849	$ 20,267
Federal funds sold	24,615	16,751
Total cash and cash equivalents	50,464	37,018
Securities held-to-maturity (fair value of $3,394 in 2018 and $5,619 in 2017)	3,703	5,713
Securities available-for-sale, at fair value	52,333	55,312
Restricted stock, at cost	1,462	1,505
Loans, net of allowance for loan losses of $4,561 in 2018 and $4,752 in 2017	524,104	491,022
Loans held for sale	2,529	2,626
Premises and equipment, net	12,080	12,055
Interest receivable	1,876	1,713
Cash value - bank owned life insurance	13,274	13,018
Other real estate owned	2,455	2,650
Income taxes receivable	1,315	1,366
Deferred tax asset, net	1,839	1,418
Other assets	1,004	925
Total assets	668,438	626,341
Deposits
Noninterest bearing demand	89,844	74,102
NOW, money market and savings	329,870	307,987
Time	187,733	185,404
Total deposits	607,447	567,493
Capital notes	5,000	5,000
Interest payable	131	111
Other liabilities	2,743	2,072
Total liabilities	615,321	574,676
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of September 30, 2018 and December 31, 2017	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	15,309	12,269
Accumulated other comprehensive (loss)	(3,057)	(1,469)
Total stockholders' equity	53,117	51,665
Total liabilities and stockholders' equity	$ 668,438	$ 626,341

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,394	$ 5,619
Loans, allowance for loan losses	$ 4,561	$ 4,752
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Interest Income
Loans	$ 6,460	$ 5,683	$ 18,329	$ 16,336
Securities
US Government and agency obligations	187	131	571	365
Mortgage backed securities	62	71	196	214
Municipals - taxable	81	81	243	230
Municipals - tax exempt	2	7	5	28
Dividends	9	7	40	42
Other (Corporates)	23	24	70	81
Interest bearing deposits	60	21	151	53
Federal Funds sold	96	45	255	81
Total interest income	6,980	6,070	19,860	17,430
Deposits
NOW, money market savings	261	186	684	530
Time Deposits	679	537	1,885	1,488
FHLB borrowings			17
Reverse repurchase agreements		13		13
Total interest expense	990	786	2,736	2,168
Net interest income	5,990	5,284	17,124	15,262
Provision for loan losses	190	200	527	745
Net interest income after provision for loan losses	5,800	5,084	16,597	14,517
Noninterest income
Gain on sales of loans held for sale	767	694	2,260	1,663
Service charges, fees and commissions	547	479	1,476	1,377
Increase in cash value of life insurance	86	86	256	259
Other	20	9	55	42
Gain on sales and calls of securities, net		51		113
Total noninterest income	1,420	1,319	4,047	3,454
Noninterest expenses
Salaries and employee benefits	2,853	2,538	8,398	7,314
Occupancy	388	390	1,143	1,127
Equipment	414	360	1,191	1,146
Supplies	124	133	413	390
Professional, data processing, and other outside expenses	761	735	2,413	2,112
Marketing	165	212	492	596
Credit expense	241	155	478	456
Other real estate expenses	110	42	236	78
FDIC insurance expense	99	94	299	285
Other	310	255	805	733
Total noninterest expenses	5,465	4,914	15,868	14,237
Income before income taxes	1,755	1,489	4,776	3,734
Income tax expense	351	474	949	1,172
Net Income	$ 1,404	$ 1,015	$ 3,827	$ 2,562
Weighted average shares outstanding - basic	4,378,436	4,378,436	4,378,436	4,378,436
Weighted average shares outstanding- diluted	4,378,436	4,378,519	4,378,466	4,378,524
Earnings per common share - basic	$ 0.32	$ 0.23	$ 0.87	$ 0.59
Earnings per common share - diluted	$ 0.32	$ 0.23	$ 0.87	$ 0.59
Capital Notes 4% Due 1/24/2022 [Member]
Deposits
Capital notes	$ 50	$ 50	$ 150	$ 137

Consolidated Statements Of In_2

Consolidated Statements Of Income (Parenthetical) - Capital Notes 4% Due 1/24/2022 [Member]	9 Months Ended
	Sep. 30, 2018
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income		$ 1,404	$ 1,015	$ 3,827	$ 2,562
Other comprehensive (loss) income:
Unrealized (losses) gains on securities available-for-sale		(693)	25	(2,009)	1,019
Unrealized (losses) gains on securities available-for-sale, Tax effect		144	(9)	421	(347)
Reclassification adjustment for gains included in net income	[1]		(51)		(113)
Reclassification adjustment for gains included in net income, Tax effect	[2]		17		38
Other comprehensive (loss) income , net of tax		(549)	(18)	(1,588)	597
Comprehensive income		$ 855	$ 997	$ 2,239	$ 3,159
[1]	Gains are included in "gain on sales and calls of securities, net" on the consolidated statements of income.
[2]	The tax effect on these reclassifications is reflected in "income tax expense" on the consolidated statements of income

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Cash flows from operating activities
Net Income	$ 1,404	$ 1,015	$ 3,827	$ 2,562
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization			679	601
Net amortization and accretion of premiums and discounts on securities			312	280
(Gain) on sales of available-for-sale securities				(113)
(Gain) on sales of loans held for sale	(767)	(694)	(2,260)	(1,663)
Proceeds from sales of loans held for sale			89,949	63,271
Origination of loans held for sale			(87,592)	(59,277)
Provision for loan losses	190	200	527	745	$ 993
Loss on sale of other real estate owned			39		1
Impairment of other real estate owned			160	60
(Increase) in cash value of life insurance	(86)	(86)	(256)	(259)
(Increase) in interest receivable			(163)	(218)
(Increase) decrease in other assets			(79)	69
Decrease (increase) in income taxes receivable			51	(61)
Increase in interest payable			20	12
Increase in other liabilities			671	355
Net cash provided by operating activities			5,885	6,364
Cash flows from investing activities
Proceeds from calls of securities held-to-maturity			2,000
Purchases of securities available-for-sale			(998)	(20,728)
Proceeds from maturities, calls and paydowns of securities available-for-sale			1,666	2,655
Proceeds from sale of securities available-for-sale				9,941
(Purchase) of Federal Reserve Bank stock				(90)
Redemption (purchase) of Federal Home Loan Bank stock			43	(42)
Proceeds from sale of other real estate owned			846	515
Improvements to other real estate owned				(29)
Origination of loans, net of principal collected			(34,459)	(30,971)
Capital improvements to other real estate owned				(29)
Proceeds from sale of other assets				1
Purchases of premises and equipment			(704)	(1,574)
Net cash (used in) investing activities			(31,606)	(40,322)
Cash flows from financing activities
Net increase in deposits			39,954	37,403
Dividends paid to common stockholders			(787)	(788)
Proceeds from sale of 4% capital notes due 1/24/2022				5,000
Net cash provided by financing activities			39,167	41,615
Increase in cash and cash equivalents			13,446	7,657
Cash and cash equivalents at beginning of period			37,018	28,683	28,683
Cash and cash equivalents at end of period	$ 50,464	$ 36,340	50,464	36,340	37,018
Non cash transactions
Transfer of loans to other real estate owned			850	815	$ 815
Unrealized (losses) gains on securities available-for-sale			(2,009)	906
Cash transactions
Cash paid for interest			2,716	2,156
Cash paid for income taxes			$ 975	$ 1,275

Consolidated Statements Of Ca_2

Consolidated Statements Of Cash Flows (Parenthetical) - Capital Notes 4% Due 1/24/2022 [Member]	9 Months Ended
	Sep. 30, 2018
Capital notes, interest rate	4.00%
Capital notes, maturity date	Jan. 24, 2022

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) [Member]	Total
Balance at Dec. 31, 2016	$ 9,370	$ 31,495	$ 10,156	$ (1,600)	$ 49,421
Balance, shares at Dec. 31, 2016	4,378,436
Net Income			2,562		2,562
Dividends paid on common stock			(788)		(788)
Other Comprehensive income (loss)				597	597
Balance at Sep. 30, 2017	$ 9,370	31,495	11,930	(1,003)	51,792
Balance, shares at Sep. 30, 2017	4,378,436
Balance at Dec. 31, 2017	$ 9,370	31,495	12,269	(1,469)	51,665
Balance, shares at Dec. 31, 2017	4,378,436
Net Income			3,827		3,827
Dividends paid on common stock			(787)		(787)
Other Comprehensive income (loss)				(1,588)	(1,588)
Balance at Sep. 30, 2018	$ 9,370	$ 31,495	$ 15,309	$ (3,057)	$ 53,117
Balance, shares at Sep. 30, 2018	4,378,436

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.18	$ 0.18

Basis Of Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2018
Basis Of Presentation [Abstract]
Basis Of Presentation	Note 1 – Basis of Presentation The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (“Financial” or the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission. In management’s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of September 30, 2018 and for the three and nine months ended September 30, 2018 and 2017 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial’s Annual Report on Form 10-K for the year ended December 31, 2017. These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 2017 included in Financial’s Annual Report on Form 10-K. Results for the three and nine month periods ended September 30, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 2018. Certain immaterial reclassifications have been made to prior period balances to conform to the current period presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. The Company’s primary market area consists of the area commonly referred to as Region 2000 which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the Town of Bedford, Bedford County, Campbell County, and the City of Lynchburg. Recently, the Company has expanded into Charlottesville, Roanoke, and Harrisonburg. Financial’s critical accounting policies include the evaluation of the allowance for loan losses which is based on management’s estimate of an amount that is adequate to absorb probable losses inherent in the loan portfolio of Bank of the James (the “Bank”), Financial’s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan losses based on available information including the composition of the loan portfolio, historical loan losses, specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank’s allowance for loan losses could result in material changes in Financial’s financial condition and results of operations. The Bank’s policy with respect to the methodology for determining the allowance for loan losses involves a higher degree of complexity and requires management to make subjective judgments that often require assumptions or estimates about uncertain matters. This critical policy and its assumptions are periodically reviewed with the Board of Directors.  Financial also considers valuation of other real estate owned (OREO) a critical accounting policy. OREO consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. 

Use Of Estimates

Use Of Estimates	9 Months Ended
	Sep. 30, 2018
Use Of Estimates [Abstract]
Use Of Estimates	 Note 2 – Use of Estimates The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	9 Months Ended
	Sep. 30, 2018
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 3 – Earnings Per Common Share (EPS) The following is a summary of the earnings per share calculation for the three and nine months ended September 30, 2018 and 2017.     Three Months Ended Nine Months Ended  September 30, September 30,  2018 2017 2018 2017   Net income $ 1,404,000 $ 1,015,000 $ 3,827,000 $ 2,562,000   Weighted average number of shares 4,378,436 4,378,436 4,378,436 4,378,436  Options effect of incremental shares - 83 30 88   Weighted average diluted shares 4,378,436 4,378,519 4,378,466 4,378,524    Basic EPS (weighted avg shares) $ 0.32 $ 0.23 $ 0.87 $ 0.59   Diluted EPS (Including Option Shares) $ 0.32 $ 0.23 $ 0.87 $ 0.59 No option shares were excluded in calculating diluted earnings per share for any of the periods presented.

Stock Based Compensation

Stock Based Compensation	9 Months Ended
	Sep. 30, 2018
Stock Based Compensation[Abstract]
Stock Based Compensation	 Note 4 – Stock Based Compensation Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant. Note 4 – Stock Based Compensation (continued) Stock option plan activity for the nine months ended September 30, 2018 is summarized below:    Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2018 636 $ 12.79  Granted - -  Exercised - -  Forfeited (636) 12.79  Options outstanding, September 30, 2018 - $ - - $ -  Options exercisable, September 30, 2018 - $ - - $ - Intrinsic value is calculated by subtracting the exercise price of option shares from the market price of underlying shares as of September 30 , 2018 and multiplying that amount by the number of options outstanding. No intrinsic value exists where the exercise price is greater than the market price on a given date. All compensation expense related to the foregoing stock option plan has been recognized. The Company’s ability to grant additional options shares under the 1999 Plan has expired and no options remain outstanding from the 1999 Plan.  At the annual meeting of shareholders held on May 15, 2018, the shareholders approved the Bank of the James Financial Group, Inc. 2018 Equity Incentive Plan (the “2018 Incentive Plan”). The 2018 Incentive Plan permits the issuance of up to 250,000 shares of common stock for awards to key employees of the Company and its subsidiaries in the form of stock options, restricted stock, restricted stock units, stock awards and performance units. To date the Company has not awarded any equity compensation under the 2018 Incentive Plan.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2018
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 5 – Fair Value Measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume Note 5 – Fair Value Measurements (continued) and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. · Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. · Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. · Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Following is a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy: Fair Value on a Recurring Basis Securities Available-for-Sale Fair values of securities, excluding restricted investments in Federal Reserve Bank stock, Federal Home Loan Bank stock, and Community Bankers’ Bank stock are based on quoted prices available in an active market. If quoted prices are available, these securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities. The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period. Note 5 – Fair Value Measurements (continued)   Carrying Value at September 30, 2018 (in thousands) Description Balance as of September 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,780 $ - $1,780 $ -  US agency obligations 22,712 - 22,712 -  Mortgage-backed securities 12,225 - 12,225 -  Municipals 11,851 - 11,851 -  Corporates 3,765 - 3,765 -   Total available-for-sale securities $52,333 $ - $52,333 $ -  Carrying Value at December 31, 2017 (in thousands) Description Balance as of December 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,858 $ $1,858 $  US agency obligations 23,850 - 23,850 -  Mortgage-backed securities 13,388 - 13,388 -  Municipals 12,274 - 12,274 -  Corporates 3,942 - 3,942 -   Total available-for-sale securities $55,312 $ - $55,312 $ - Fair Value on a Non-recurring Basis Impaired loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputs, the value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Note 5 – Fair Value Measurements (continued) Loans held for sale Loans held for sale are carried at cost which approximates estimated fair value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). As such, the Company records fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during the period ended September 30, 2018 . Gains and losses on the sale of loans are recorded within gains on sales of loans held for sale, net on the Consolidated Statements of Income. Other real estate owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to OREO. The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO property is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). Any fair value adjustments are recorded in the period incurred and expensed against current earnings. However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputes, the value is considered Level 3. The following table summarizes the Company’s impaired loans, loans held for sale, and OREO measured at fair value on a nonrecurring basis during the period (in thousands).   Carrying Value at September 30, 2018 Description Balance as of September 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,857 $ - $ - $1,857  Loans held for sale 2,529 - 2,529 -  Other real estate owned 2,455 - - 2,455 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 2017 Description Balance as of December 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,523 $ - $ - $2,523  Loans held for sale 2,626 - 2,626 -  Other real estate owned 2,650 - - 2,650 * Includes loans charged down to the net realizable value of the collateral. Note 5 – Fair Value Measurements (continued) The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3:    Quantitative information about Level 3 Fair Value Measurements for September 30, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,857 Discounted appraised value Selling cost 0 % - 10 % ( 8 %)  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6 %)   OREO 2,455 Discounted appraised value Selling cost 0 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)     Quantitative information about Level 3 Fair Value Measurements for December 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,523 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )   OREO 2,650 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) Note 5 – Fair Value Measurements (continued) The estimated fair values, and related carrying or notional amounts, of Financial’s financial instruments and their placement in the fair value hierarchy at September 30, 2018 and December 31, 2017 was as follows (in thousands):    Fair Value Measurements at September 30, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $25,849 $25,849 $ - $ - $25,849  Fed funds sold 24,615 24,615 - - 24,615 Securities  Available-for-sale 52,333 - 52,333 - 52,333  Held-to-maturity 3,703 - 3,394 - 3,394  Restricted stock 1,462 1,462 - 1,462  Loans, net (1) 524,104 - - 511,788 511,788  Loans held for sale 2,529 - 2,529 - 2,529  Interest receivable 1,876 - 1,876 - 1,876  BOLI 13,274 - 13,274 - 13,274  Liabilities  Deposits $607,447 $ - $608,115 $ - $608,115  Capital notes 5,000 - 4,690 - 4,690  Interest payable 131 - 131 - 131     Fair Value Measurements at December 31, 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $20,267 $20,267 $ - $ - $20,267  Fed funds sold 16,751 16,751 16,751 Securities  Available-for-sale 55,312 - 55,312 - 55,312  Held-to-maturity 5,713 - 5,619 - 5,619  Restricted stock 1,505 - 1,505 1,505  Loans, net (1) 491,022 - - 492,397 492,397  Loans held for sale 2,626 - 2,626 - 2,626  Interest receivable 1,713 - 1,713 - 1,713  BOLI 13,018 - 13,018 - 13,018  Liabilities  Deposits $567,493 $ - $568,224 $ - $568,224 Capital notes 5,000 - 5,310 5,310  Interest payable 111 - 111 - 111 (1) Carrying amount is net of unearned income and the Allowance. In accordance with the prospective adoption of ASU No. 2016-01, the fair value of loans as of September 30, 2018 was measured using an exit price notion. The fair value of loans as of December 31, 2017 was measured using an entry price notion . Note 5 – Fair Value Measurements (continued) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time Financial’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of Financial’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-balance-sheet and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred income taxes and bank premises and equipment; a significant liability that is not considered a financial liability is accrued post-retirement benefits. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. Financial assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of Financial’s financial instruments will change when interest rate levels change, and that change may be either favorable or unfavorable to Financial. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate Financial’s overall interest rate risk.

Capital Notes

Capital Notes	9 Months Ended
	Sep. 30, 2018
Capital Notes [Abstract]
Capital Notes	Note 6 – Capital Notes On January 25, 2017 , Financial closed a private placement of unregistered debt securities (the “2017 Offering”) p ursuant to which Financial issued $5,000,000 in principal of notes (the “2017 Notes”). The 2017 Notes bear interest at the rate of 4% per year with interest payable quarterly in arrears. The 2017 Notes are to mature on January 24, 2022 , but are subject to prepayment in whole or in part on or after January 24, 2018 at Financial’s sole discretion on 30 days written notice to the holders. Of the proceeds, $3,000,000 was injected into the Bank as equity capital in March 2017. It is anticipated the remaining $2,000,000 will remain at the holding company level for debt service on the 2017 Notes.

Securities

Securities	9 Months Ended
	Sep. 30, 2018
Securities [Abstract]
Securities	 Note 7 - Securities The following tables summarize the Bank’s holdings for both securities held-to-maturity and securities available-for-sale as of September 30, 2018 and December 31, 2017 (amounts in thousands):   September 30, 2018  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,703 $ - $(309) $3,394  Available-for-Sale  US Treasuries 1,960 - (180) 1,780  US agency obligations 24,747 5 (2,040) 22,712  Mortgage-backed securities 12,941 - (716) 12,225  Municipals 12,448 - (597) 11,851  Corporates 4,106 - (341) 3,765  $56,202 $5 $(3,874) $52,333   December 31, 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $5,713 $8 $(102) $5,619  Available-for-Sale  US Treasuries 1,956 - (98) 1,858  US agency obligations 24,881 5 (1,036) 23,850  Mortgage-backed securities 13,662 2 (276) 13,388  Municipals 12,556 16 (298) 12,274  Corporates 4,117 - (175) 3,942  $57,172 $23 $(1,883) $55,312 Note 7 – Securities (continued) The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2018 and December 31, 2017 (amounts in thousands):   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2018 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $2,435 $200 $1,268 $109 $3,703 $309  Available-for-sale  US Treasuries - - 1,780 180 1,780 180  US agency obligations 6,241 379 16,471 1,661 22,712 2,040  Mortgage-backed securities 949 41 11,276 675 12,225 716  Municipals - - 11,851 597 11,851 597  Corporates - - 3,765 341 3,765 341  Total $7,190 $420 $45,143 $3,454 $52,333 $3,874   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2017 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $2,367 $70 $1,243 $32 $3,610 $102  Available-for-sale  US Treasuries - - 1,858 98 1,858 98  US agency obligations 11,465 215 12,379 821 23,844 1,036  Mortgage-backed securities 2,802 26 9,712 250 12,514 276  Municipals 4,823 41 5,644 257 10,467 298  Corporates - - 3,942 175 3,942 175  Total $19,090 $282 $33,535 $1,601 $52,625 $1,883 Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security’s entire amortized cost basis (even if Financial does not intend to sell the security). Note 7 – Securities (continued) At September 30, 2018, the Company did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved. As of September 30, 2018, the Bank owned 60 securities in an unrealized loss position that were being evaluated for other than temporary impairment. Ten of these securities were S&P rated AAA , 47 were rated AA, two were rated A , and one was rated BBB+ . As of September 30, 2018, 34 of these securities were direct obligations of the U.S. government or government sponsored entities, 21 were municipal issues, and five were investments in domestic corporate issued securities. Based on the analysis performed by management as mandated by the Bank’s investment policy, management believes the default risk to be minimal. Because management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery, and the decline in fair value is largely due to change in interest rates and other market conditions, no declines currently are deemed to be other-than-temporary. Th ere were no gross gains on sales of available-for-sale securities during the three and nine month periods ended September 30, 2018 compared to $51 and $113 for the same respective periods in 2017. There were no losses on sales of available-for-sale securities and no sales of held-to-maturity securities during the three and nine month periods ended September 30, 2018 and 2017.

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2018
Business Segments [Abstract]
Business Segments	Note 8 – Business Segments The Company has two reportable business segments: (i) a traditional full service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000 and other areas within Central Virginia. The mortgage segment provides a variety of mortgage loan products principally within Region 2000. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors with servicing released. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a gain on sale business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Information about reportable business segments and reconciliation of such information to the consolidated financial statements for the three and nine months ended September 30, 2018 and 2017 was as follows (dollars in thousands): Note 8 – Business Segments (continued)       Business Segments   Community  Banking Mortgage Total  Nine months ended September 30, 2018  Net interest income $ 17,124 $ - $ 17,124  Provision for loan losses 527 - 527  Net interest income after provision for loan losses 16,597 - 16,597  Noninterest income 1,785 2,262 4,047  Noninterest expenses 14,023 1,845 15,868  Income before income taxes 4,359 417 4,776  Income tax expense 891 58 949  Net income $ 3,468 $ 359 $ 3,827  Total assets $ 665,698 $ 2,740 $ 668,438   Nine months ended September 30, 2017  Net interest income $ 15,262 $ - $ 15,262  Provision for loan losses 745 - 745  Net interest income after provision for loan losses 14,517 - 14,517  Noninterest income 1,791 1,663 3,454  Noninterest expenses 12,880 1,357 14,237  Income before income taxes 3,428 306 3,734  Income tax expense 1,068 104 1,172  Net income $ 2,360 $ 202 $ 2,562  Total assets $ 617,720 $ 1,616 $ 619,336   Community  Banking Mortgage Total  Three months ended September 30, 2018  Net interest income $ 5,990 $ - $ 5,990  Provision for loan losses 190 - 190  Net interest income after provision for loan losses 5,800 - 5,800  Noninterest income 653 767 1,420  Noninterest expenses 4,816 649 5,465  Income before income taxes 1,637 118 1,755  Income tax expense 345 6 351  Net income $ 1,292 $ 112 $ 1,404  Total assets $ 665,698 $ 2,740 $ 668,438   Three months ended September 30, 2017  Net interest income $ 5,284 $ - $ 5,284  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 5,084 - 5,084  Noninterest income 625 694 1,319  Noninterest expenses 4,321 593 4,914  Income before income taxes 1,388 101 1,489  Income tax expense 438 36 474  Net income $ 950 $ 65 $ 1,015  Total assets $ 617,720 $ 1,616 $ 619,336 

Loans, Allowance For Loan Losse

Loans, Allowance For Loan Losses And OREO	9 Months Ended
	Sep. 30, 2018
Loans, Allowance For Loan Losses And OREO [Abstract]
Loans, Allowance For Loan Losses And OREO	 Note 9 – Loans, allowance for loan losses and OREO Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio into classes, based on the associated risks. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio. Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied  Commercial mortgages – non-owner occupied  Commercial construction Consumer Consumer unsecured  Consumer secured Residential Residential mortgages  Residential consumer construction  Note 9 – Loans, allowance for loan losses and OREO (continued) A summary of loans, net is as follows (dollars in thousands):   As of:  September 30, Dec ember 31,  2018 2017   Commercial $94,520 $96,127  Commercial real estate 283,715 251,807  Consumer 84,692 83,746  Residential 65,738 64,094   Total loans (1) 528,665 495,774   Less allowance for loan losses 4,561 4,752   Net loans $524,104 $491,022 (1) Includes net deferred costs and premiums of $ 583 and $940 as of September 30 , 2018 and December 31, 2017, respectively. The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Below is a summary and definition of the Bank’s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: · “Pass.” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “Monitor.” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “Special Mention.” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “Substandard.” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due. · “Doubtful.” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high. · “Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off.   Note 9 – Loans, allowance for loan losses and OREO (continued)   Loans on Non-Accrual Status  ( dollars in thousands )  As of  September 30, 2018 De cember 31, 2017  Commercial $700 $727 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 317 1,465  Commercial Mortgages-Non-Owner Occupied 37 468  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 89 566 Residential:  Residential Mortgages 405 1,025  Residential Consumer Construction 800 58   Totals $2,348 $4,309 We also classify other real estate owned (OREO) as a nonperforming asset. OREO represents real property owned by the Bank either through purchase at foreclosure or received from the borrower through a deed in lieu of foreclosure. OREO decreased to $2, 455 on September 30, 2018 from $2,650 on December 31, 2017 . The following table represents the changes in OREO balance during the nine months ended September 30, 2018 and year ended December 31, 2017.  OREO Changes ( dollars in thousands )  Nine months ended Year ended  September 30, 2018 December 31, 2017  Balance at the beginning of the year (net) $2,650 $2,370  Transfers from loans 850 815  Capitalized costs - 40  Valuation adjustments (160) (60)  Sales proceeds (846) (514)  Gain (loss) on disposition (39) (1)  Balance at the end of the period (net) $2,455 $2,650  At September 30, 2018 and December 31, 2017, the Company had $0 of consumer mortgage loans secured by residential real estate for which foreclosure was in process. The Company held four residential real estate properties carried on the books in other real estate owned at a value of $180 as of September 30, 2018 and three residential real estate properties carried on the books at a value of $520 in other real estate owned as of December 31, 2017. Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Nine months Ended September 30, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income 2018 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $790 $989 $ - $858 $18  Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,841 1,934 - 2,134 100  Commercial Mortgage Non-Owner Occupied 132 132 - 404 6  Commercial Construction - - - - -  Consumer  Consumer Unsecured 100 100 - 50 6  Consumer Secured 85 85 - 182 4 Residential  Residential Mortgages 1,066 1,134 - 1,323 39  Residential Consumer Construction 800 820 - 400 23   With An Allowance Recorded:  Commercial $237 $645 $133 $277 $1  Commercial Real Estate  Commercial Mortgages-Owner Occupied 498 498 62 582 22  Commercial Mortgage Non-Owner Occupied 71 71 5 72 4  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 106 106 106 267 5 Residential  Residential Mortgages 145 153 38 148 3  Residential Consumer Construction - - - - -  Totals:  Commercial $1,027 $1,634 $133 $1,135 $19  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,339 2,432 62 2,716 122  Commercial Mortgage Non-Owner Occupied 203 203 5 476 10  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 101 101 1 52 6  Consumer Secured 191 191 106 449 9 Residential  Residential Mortgages 1,211 1,287 38 1,471 42  Residential Consumer Construction 800 820 - 400 23  $5,872 $6,668 $345 $6,784 $231 Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $925 $1,505 $ - $812 $54 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,427 2,539 - 2,723 179  Commercial Mortgage Non-Owner Occupied 675 690 - 512 30  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 279 283 - 149 11 Residential  Residential Mortgages 1,580 1,673 - 1,568 63  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $317 $323 $112 $919 $16 Commercial Real Estate  Commercial Mortgages-Owner Occupied 665 665 93 1,126 39  Commercial Mortgage Non-Owner Occupied 73 73 18 74 5  Commercial Construction 169 695 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 427 445 255 269 11 Residential  Residential Mortgages 151 178 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $1,242 $1,828 $112 $1,731 $70 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,092 3,204 93 3,849 218  Commercial Mortgage Non-Owner Occupied 748 763 18 586 35  Commercial Construction 169 695 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 706 728 255 418 22 Residential  Residential Mortgages 1,731 1,851 4 1,993 66  Residential Consumer Construction - - - - -  $7,690 $9,071 $563 $8,747 $411   Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Nine months Ended September 30, 2018   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (320) (144) (403) (12) (879)  Recoveries 102 4 55 - 161  Provision 292 81 93 61 527  Ending Balance $1,338 $1,679 $917 $627 $4,561   Ending Balance: Individually evaluated for impairment $133 $67 $107 $38 $345   Ending Balance: Collectively evaluated for impairment 1,205 1,612 810 589 4,216    Totals: $1,338 $1,679 $917 $627 $4,561  Loans:   Ending Balance: Individually evaluated for impairment $1,027 $2,542 $292 $2,011 $5,872   Ending Balance: Collectively evaluated for impairment 93,493 281,173 84,400 63,727 522,793   Totals: $94,520 $283,715 $84,692 $65,738 $528,665      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (1,652) (91) (246) (105) (2,094)  Recoveries 6 41 51 39 137  Provision 718 (321) 413 183 993  Ending Balance $1,264 $1,738 $1,172 $578 $4,752   Ending Balance: Individually evaluated for impairment $112 $190 $257 $4 $563   Ending Balance: Collectively evaluated for impairment 1,152 1,548 915 574 4,189    Totals: $1,264 $1,738 $1,172 $578 $4,752  Loans:   Ending Balance: Individually evaluated for impairment $1,242 $4,009 $708 $1,731 $7,690   Ending Balance: Collectively evaluated for impairment 94,885 247,798 83,038 62,363 488,084   Totals: $96,127 $251,807 $83,746 $64,094 $495,774      Note 9 – Loans, allowance for loan losses and OREO (continued)   Age Analysis of Past Due Loans as of  September 30, 2018  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2018 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $86 $315 $571 $972 $93,548 $94,520 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 769 192 317 1,278 102,371 103,649 -  Commercial Mortgages-Non-Owner Occupied 724 - - 724 164,284 165,008 -  Commercial Construction - - - - 15,058 15,058 - Consumer:  Consumer Unsecured 6 - - 6 8,273 8,279 -  Consumer Secured 229 4 - 233 76,180 76,413 - Residential:  Residential Mortgages 1,503 198 343 2,044 54,649 56,693 -  Residential Consumer Construction - - 800 800 8,245 9,045 -  Total $3,317 $709 $2,031 $6,057 $522,608 $528,665 $ -    Age Analysis of Past Due Loans as of  December 31, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $320 $ - $250 $570 $95,557 $96,127 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 904 64 177 1,145 92,504 93,649 -  Commercial Mortgages-Non-Owner Occupied - 361 299 660 138,101 138,761 -  Commercial Construction - - 169 169 19,228 19,397 - Consumer:  Consumer Unsecured 3 - - 3 6,977 6,980 -  Consumer Secured 245 139 462 846 75,920 76,766 - Residential:  Residential Mortgages 706 414 532 1,652 51,545 53,197 -  Residential Consumer Construction - - 58 58 10,839 10,897 -  Total $2,178 $978 $1,947 $5,103 $490,671 $495,774 $ -  Note 9 – Loans, allowance for loan losses and OREO (continued)     Credit Quality Information - by Class  September 30, 2018  ( dollars in thousands ) 2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $92,127 $752 $528 $1,113 $ - $94,520 Commercial Real Estate:  Commercial Mortgages -Owner Occupied 95,544 1,482 4,284 2,339 - 103,649  Commercial Mortgages-Non Owner Occupied 162,798 1,574 335 301 - 165,008  Commercial Construction 15,058 - - - - 15,058 Consumer  Consumer Unsecured 8,168 - 10 101 - 8,279  Consumer Secured 76,064 - 89 260 - 76,413 Residential:  Residential Mortgages 55,203 - - 1,490 - 56,693  Residential Consumer Construction 8,245 - - 800 - 9,045   Totals $513,207 $3,808 $5,246 $6,404 $ - $528,665      Credit Quality Information - by Class  December 31, 2017  ( dollars in thousands ) 2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $93,571 $1,217 $4 $1,335 $ - 96,127 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,834 2,926 3,734 3,155 - 93,649  Commercial Mortgages-Non Owner Occupied 135,855 1,898 152 856 - 138,761  Commercial Construction 18,423 - 805 169 - 19,397 Consumer  Consumer Unsecured 6,978 - - 2 - 6,980  Consumer Secured 75,774 90 - 902 - 76,766 Residential:  Residential Mortgages 50,816 - 241 2,140 - 53,197  Residential Consumer Construction 10,839 - - 58 - 10,897   Totals $476,090 $6,131 $4,936 $8,617 $ - $495,774 Note 9 – Loans, allowance for loan losses and OREO (continued) Trou bled Debt Restructurings (TDR) There were no loan modifications that would have been classified as TDRs during the three and nine months ended September 30, 2018 and 2017. There were no loan modifications classified as TDRs within the last twelve months that defaulted during the three and nine months ended September 30, 2018 and 2017. At September 30, 2018 and December 31, 2017, the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. 

Revenue Recognition

Revenue Recognition	9 Months Ended
	Sep. 30, 2018
Revenue Recognition [Abstract]
Revenue Recognition	Note 10 – Revenue Recognition  On January 1, 2018, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (Topic 606) and all subsequent ASUs that modified Topic 606. The implementation of the new standard did not have a material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. Results for reporting periods beginning after January 1, 2018 are presented under Topic 606, while prior period amounts were not adjusted and continue to be reported in accordance with our historic accounting under Topic 605.  Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. Topic 606 is applicable to noninterest revenue streams such as deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams in-scope of Topic 606 are discussed below.  Service Charges on Deposit Accounts  Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or at the end of the month through a direct charge to customers’ accounts.  Fees, Exchange, and Other Service Charges  Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, treasury services income and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Treasury services income primarily represents fees charged to customers for sweep, positive pay and lockbox services. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s  Note 10 – Revenue Recognition (continued)  performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or at the end of the month.  Other  Other noninterest income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, safety deposit box rental fees, and other miscellaneous revenue streams. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2018
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	 Note 11 – Recent accounting pronouncements  In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018-10 (“Codification Improvements to Topic 842, Leases.”) and ASU 2018-11 (“Leases (Topic 842): Targeted Improvements.”) Among these amendments is the provision in ASU 2018-11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity’s reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP (Topic 840, Leases). The Company is currently assessing the impact that ASU 2016-02 (as amended) will have on its consolidated financial statements The Company has gathered and is in the process of analyzing lease data to determine the impact that ASU 2016-02 will have on its consolidated financial statements.  In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the Note 11 – Recent accounting pronouncements (continued)  inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements . The Company has been in discussions with its core processor to coordinate its plans for implementation.  In March 2017, the FASB issued ASU 2017 ‐ 08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310 ‐ 20), Premium Amortization on Purchased Callable Debt Securities.” The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. The Company does not expect the adoption of ASU 2017-08 to have a material impact on its consolidated financial statements. The Bank/Company is currently assessing the impact that ASU 2017 ‐ 08 will have on its consolidated financial statements.  In June 2018, the FASB issued ASU 2018-07, “Compensation- Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting.” The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to nonemployees and employees more similarly. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-07 to have a material impact on its consolidated financial statements.  In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. 

Earnings Per Common Share (EP_2

Earnings Per Common Share (EPS) (Tables)	9 Months Ended
	Sep. 30, 2018
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	   Three Months Ended Nine Months Ended  September 30, September 30,  2018 2017 2018 2017   Net income $ 1,404,000 $ 1,015,000 $ 3,827,000 $ 2,562,000   Weighted average number of shares 4,378,436 4,378,436 4,378,436 4,378,436  Options effect of incremental shares - 83 30 88   Weighted average diluted shares 4,378,436 4,378,519 4,378,466 4,378,524    Basic EPS (weighted avg shares) $ 0.32 $ 0.23 $ 0.87 $ 0.59   Diluted EPS (Including Option Shares) $ 0.32 $ 0.23 $ 0.87 $ 0.59 

Stock Based Compensation (Table

Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2018
Stock Based Compensation[Abstract]
Summary Of Stock Option Activity	  Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2018 636 $ 12.79  Granted - -  Exercised - -  Forfeited (636) 12.79  Options outstanding, September 30, 2018 - $ - - $ -  Options exercisable, September 30, 2018 - $ - - $ - 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2018
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Carrying Value at September 30, 2018 (in thousands) Description Balance as of September 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,780 $ - $1,780 $ -  US agency obligations 22,712 - 22,712 -  Mortgage-backed securities 12,225 - 12,225 -  Municipals 11,851 - 11,851 -  Corporates 3,765 - 3,765 -   Total available-for-sale securities $52,333 $ - $52,333 $ -  Carrying Value at December 31, 2017 (in thousands) Description Balance as of December 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,858 $ $1,858 $  US agency obligations 23,850 - 23,850 -  Mortgage-backed securities 13,388 - 13,388 -  Municipals 12,274 - 12,274 -  Corporates 3,942 - 3,942 -   Total available-for-sale securities $55,312 $ - $55,312 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	 Carrying Value at September 30, 2018 Description Balance as of September 30, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,857 $ - $ - $1,857  Loans held for sale 2,529 - 2,529 -  Other real estate owned 2,455 - - 2,455 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 2017 Description Balance as of December 31, 2017 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $2,523 $ - $ - $2,523  Loans held for sale 2,626 - 2,626 -  Other real estate owned 2,650 - - 2,650 * Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	  Quantitative information about Level 3 Fair Value Measurements for September 30, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,857 Discounted appraised value Selling cost 0 % - 10 % ( 8 %)  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6 %)   OREO 2,455 Discounted appraised value Selling cost 0 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)     Quantitative information about Level 3 Fair Value Measurements for December 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $2,523 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )   OREO 2,650 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	   Fair Value Measurements at September 30, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $25,849 $25,849 $ - $ - $25,849  Fed funds sold 24,615 24,615 - - 24,615 Securities  Available-for-sale 52,333 - 52,333 - 52,333  Held-to-maturity 3,703 - 3,394 - 3,394  Restricted stock 1,462 1,462 - 1,462  Loans, net (1) 524,104 - - 511,788 511,788  Loans held for sale 2,529 - 2,529 - 2,529  Interest receivable 1,876 - 1,876 - 1,876  BOLI 13,274 - 13,274 - 13,274  Liabilities  Deposits $607,447 $ - $608,115 $ - $608,115  Capital notes 5,000 - 4,690 - 4,690  Interest payable 131 - 131 - 131     Fair Value Measurements at December 31, 2017 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $20,267 $20,267 $ - $ - $20,267  Fed funds sold 16,751 16,751 16,751 Securities  Available-for-sale 55,312 - 55,312 - 55,312  Held-to-maturity 5,713 - 5,619 - 5,619  Restricted stock 1,505 - 1,505 1,505  Loans, net (1) 491,022 - - 492,397 492,397  Loans held for sale 2,626 - 2,626 - 2,626  Interest receivable 1,713 - 1,713 - 1,713  BOLI 13,018 - 13,018 - 13,018  Liabilities  Deposits $567,493 $ - $568,224 $ - $568,224 Capital notes 5,000 - 5,310 5,310  Interest payable 111 - 111 - 111 (1) Carrying amount is net of unearned income and the Allowance. In accordance with the prospective adoption of ASU No. 2016-01, the fair value of loans as of September 30, 2018 was measured using an exit price notion. The fair value of loans as of December 31, 2017 was measured using an entry price notion .

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2018
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	  September 30, 2018  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,703 $ - $(309) $3,394  Available-for-Sale  US Treasuries 1,960 - (180) 1,780  US agency obligations 24,747 5 (2,040) 22,712  Mortgage-backed securities 12,941 - (716) 12,225  Municipals 12,448 - (597) 11,851  Corporates 4,106 - (341) 3,765  $56,202 $5 $(3,874) $52,333   December 31, 2017  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $5,713 $8 $(102) $5,619  Available-for-Sale  US Treasuries 1,956 - (98) 1,858  US agency obligations 24,881 5 (1,036) 23,850  Mortgage-backed securities 13,662 2 (276) 13,388  Municipals 12,556 16 (298) 12,274  Corporates 4,117 - (175) 3,942  $57,172 $23 $(1,883) $55,312 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2018 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $2,435 $200 $1,268 $109 $3,703 $309  Available-for-sale  US Treasuries - - 1,780 180 1,780 180  US agency obligations 6,241 379 16,471 1,661 22,712 2,040  Mortgage-backed securities 949 41 11,276 675 12,225 716  Municipals - - 11,851 597 11,851 597  Corporates - - 3,765 341 3,765 341  Total $7,190 $420 $45,143 $3,454 $52,333 $3,874   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2017 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $2,367 $70 $1,243 $32 $3,610 $102  Available-for-sale  US Treasuries - - 1,858 98 1,858 98  US agency obligations 11,465 215 12,379 821 23,844 1,036  Mortgage-backed securities 2,802 26 9,712 250 12,514 276  Municipals 4,823 41 5,644 257 10,467 298  Corporates - - 3,942 175 3,942 175  Total $19,090 $282 $33,535 $1,601 $52,625 $1,883 

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2018
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  Nine months ended September 30, 2018  Net interest income $ 17,124 $ - $ 17,124  Provision for loan losses 527 - 527  Net interest income after provision for loan losses 16,597 - 16,597  Noninterest income 1,785 2,262 4,047  Noninterest expenses 14,023 1,845 15,868  Income before income taxes 4,359 417 4,776  Income tax expense 891 58 949  Net income $ 3,468 $ 359 $ 3,827  Total assets $ 665,698 $ 2,740 $ 668,438   Nine months ended September 30, 2017  Net interest income $ 15,262 $ - $ 15,262  Provision for loan losses 745 - 745  Net interest income after provision for loan losses 14,517 - 14,517  Noninterest income 1,791 1,663 3,454  Noninterest expenses 12,880 1,357 14,237  Income before income taxes 3,428 306 3,734  Income tax expense 1,068 104 1,172  Net income $ 2,360 $ 202 $ 2,562  Total assets $ 617,720 $ 1,616 $ 619,336   Community  Banking Mortgage Total  Three months ended September 30, 2018  Net interest income $ 5,990 $ - $ 5,990  Provision for loan losses 190 - 190  Net interest income after provision for loan losses 5,800 - 5,800  Noninterest income 653 767 1,420  Noninterest expenses 4,816 649 5,465  Income before income taxes 1,637 118 1,755  Income tax expense 345 6 351  Net income $ 1,292 $ 112 $ 1,404  Total assets $ 665,698 $ 2,740 $ 668,438   Three months ended September 30, 2017  Net interest income $ 5,284 $ - $ 5,284  Provision for loan losses 200 - 200  Net interest income after provision for loan losses 5,084 - 5,084  Noninterest income 625 694 1,319  Noninterest expenses 4,321 593 4,914  Income before income taxes 1,388 101 1,489  Income tax expense 438 36 474  Net income $ 950 $ 65 $ 1,015  Total assets $ 617,720 $ 1,616 $ 619,336 

Loans, Allowance For Loan Los_2

Loans, Allowance For Loan Losses And OREO (Tables)	9 Months Ended
	Sep. 30, 2018
Loans, Allowance For Loan Losses And OREO [Abstract]
Summary Of Loans, Net	  As of:  September 30, Dec ember 31,  2018 2017   Commercial $94,520 $96,127  Commercial real estate 283,715 251,807  Consumer 84,692 83,746  Residential 65,738 64,094   Total loans (1) 528,665 495,774   Less allowance for loan losses 4,561 4,752   Net loans $524,104 $491,022 (1) Includes net deferred costs and premiums of $ 583 and $940 as of September 30 , 2018 and December 31, 2017, respectively.
Loans On Non-Accrual Status	  Loans on Non-Accrual Status  ( dollars in thousands )  As of  September 30, 2018 De cember 31, 2017  Commercial $700 $727 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 317 1,465  Commercial Mortgages-Non-Owner Occupied 37 468  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 89 566 Residential:  Residential Mortgages 405 1,025  Residential Consumer Construction 800 58   Totals $2,348 $4,309 
Changes In OREO Balance	 OREO Changes ( dollars in thousands )  Nine months ended Year ended  September 30, 2018 December 31, 2017  Balance at the beginning of the year (net) $2,650 $2,370  Transfers from loans 850 815  Capitalized costs - 40  Valuation adjustments (160) (60)  Sales proceeds (846) (514)  Gain (loss) on disposition (39) (1)  Balance at the end of the period (net) $2,455 $2,650 
Impaired Loans	  Impaired Loans  ( dollars in thousands)  As of and For the Nine months Ended September 30, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income 2018 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $790 $989 $ - $858 $18  Commercial Real Estate  Commercial Mortgages-Owner Occupied 1,841 1,934 - 2,134 100  Commercial Mortgage Non-Owner Occupied 132 132 - 404 6  Commercial Construction - - - - -  Consumer  Consumer Unsecured 100 100 - 50 6  Consumer Secured 85 85 - 182 4 Residential  Residential Mortgages 1,066 1,134 - 1,323 39  Residential Consumer Construction 800 820 - 400 23   With An Allowance Recorded:  Commercial $237 $645 $133 $277 $1  Commercial Real Estate  Commercial Mortgages-Owner Occupied 498 498 62 582 22  Commercial Mortgage Non-Owner Occupied 71 71 5 72 4  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 106 106 106 267 5 Residential  Residential Mortgages 145 153 38 148 3  Residential Consumer Construction - - - - -  Totals:  Commercial $1,027 $1,634 $133 $1,135 $19  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,339 2,432 62 2,716 122  Commercial Mortgage Non-Owner Occupied 203 203 5 476 10  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 101 101 1 52 6  Consumer Secured 191 191 106 449 9 Residential  Residential Mortgages 1,211 1,287 38 1,471 42  Residential Consumer Construction 800 820 - 400 23  $5,872 $6,668 $345 $6,784 $231 Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $925 $1,505 $ - $812 $54 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,427 2,539 - 2,723 179  Commercial Mortgage Non-Owner Occupied 675 690 - 512 30  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 279 283 - 149 11 Residential  Residential Mortgages 1,580 1,673 - 1,568 63  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $317 $323 $112 $919 $16 Commercial Real Estate  Commercial Mortgages-Owner Occupied 665 665 93 1,126 39  Commercial Mortgage Non-Owner Occupied 73 73 18 74 5  Commercial Construction 169 695 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 427 445 255 269 11 Residential  Residential Mortgages 151 178 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $1,242 $1,828 $112 $1,731 $70 Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,092 3,204 93 3,849 218  Commercial Mortgage Non-Owner Occupied 748 763 18 586 35  Commercial Construction 169 695 79 169 - Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 706 728 255 418 22 Residential  Residential Mortgages 1,731 1,851 4 1,993 66  Residential Consumer Construction - - - - -  $7,690 $9,071 $563 $8,747 $411 
Allowance For Loan Losses And Recorded Investment In Loans	  Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Nine months Ended September 30, 2018   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (320) (144) (403) (12) (879)  Recoveries 102 4 55 - 161  Provision 292 81 93 61 527  Ending Balance $1,338 $1,679 $917 $627 $4,561   Ending Balance: Individually evaluated for impairment $133 $67 $107 $38 $345   Ending Balance: Collectively evaluated for impairment 1,205 1,612 810 589 4,216    Totals: $1,338 $1,679 $917 $627 $4,561  Loans:   Ending Balance: Individually evaluated for impairment $1,027 $2,542 $292 $2,011 $5,872   Ending Balance: Collectively evaluated for impairment 93,493 281,173 84,400 63,727 522,793   Totals: $94,520 $283,715 $84,692 $65,738 $528,665      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2017   Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (1,652) (91) (246) (105) (2,094)  Recoveries 6 41 51 39 137  Provision 718 (321) 413 183 993  Ending Balance $1,264 $1,738 $1,172 $578 $4,752   Ending Balance: Individually evaluated for impairment $112 $190 $257 $4 $563   Ending Balance: Collectively evaluated for impairment 1,152 1,548 915 574 4,189    Totals: $1,264 $1,738 $1,172 $578 $4,752  Loans:   Ending Balance: Individually evaluated for impairment $1,242 $4,009 $708 $1,731 $7,690   Ending Balance: Collectively evaluated for impairment 94,885 247,798 83,038 62,363 488,084   Totals: $96,127 $251,807 $83,746 $64,094 $495,774 
Age Analysis Of Past Due Financing Receivables	  Age Analysis of Past Due Loans as of  September 30, 2018  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2018 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $86 $315 $571 $972 $93,548 $94,520 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 769 192 317 1,278 102,371 103,649 -  Commercial Mortgages-Non-Owner Occupied 724 - - 724 164,284 165,008 -  Commercial Construction - - - - 15,058 15,058 - Consumer:  Consumer Unsecured 6 - - 6 8,273 8,279 -  Consumer Secured 229 4 - 233 76,180 76,413 - Residential:  Residential Mortgages 1,503 198 343 2,044 54,649 56,693 -  Residential Consumer Construction - - 800 800 8,245 9,045 -  Total $3,317 $709 $2,031 $6,057 $522,608 $528,665 $ -    Age Analysis of Past Due Loans as of  December 31, 2017  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2017 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $320 $ - $250 $570 $95,557 $96,127 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 904 64 177 1,145 92,504 93,649 -  Commercial Mortgages-Non-Owner Occupied - 361 299 660 138,101 138,761 -  Commercial Construction - - 169 169 19,228 19,397 - Consumer:  Consumer Unsecured 3 - - 3 6,977 6,980 -  Consumer Secured 245 139 462 846 75,920 76,766 - Residential:  Residential Mortgages 706 414 532 1,652 51,545 53,197 -  Residential Consumer Construction - - 58 58 10,839 10,897 -  Total $2,178 $978 $1,947 $5,103 $490,671 $495,774 $ - 
Credit Quality Information-By Class	    Credit Quality Information - by Class  September 30, 2018  ( dollars in thousands ) 2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $92,127 $752 $528 $1,113 $ - $94,520 Commercial Real Estate:  Commercial Mortgages -Owner Occupied 95,544 1,482 4,284 2,339 - 103,649  Commercial Mortgages-Non Owner Occupied 162,798 1,574 335 301 - 165,008  Commercial Construction 15,058 - - - - 15,058 Consumer  Consumer Unsecured 8,168 - 10 101 - 8,279  Consumer Secured 76,064 - 89 260 - 76,413 Residential:  Residential Mortgages 55,203 - - 1,490 - 56,693  Residential Consumer Construction 8,245 - - 800 - 9,045   Totals $513,207 $3,808 $5,246 $6,404 $ - $528,665      Credit Quality Information - by Class  December 31, 2017  ( dollars in thousands ) 2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $93,571 $1,217 $4 $1,335 $ - 96,127 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,834 2,926 3,734 3,155 - 93,649  Commercial Mortgages-Non Owner Occupied 135,855 1,898 152 856 - 138,761  Commercial Construction 18,423 - 805 169 - 19,397 Consumer  Consumer Unsecured 6,978 - - 2 - 6,980  Consumer Secured 75,774 90 - 902 - 76,766 Residential:  Residential Mortgages 50,816 - 241 2,140 - 53,197  Residential Consumer Construction 10,839 - - 58 - 10,897   Totals $476,090 $6,131 $4,936 $8,617 $ - $495,774 

Basis Of Presentation (Details)

Basis Of Presentation (Details)	9 Months Ended
	Sep. 30, 2018item
Basis Of Presentation [Abstract]
Number of jurisdictions	7

Earnings Per Common Share (EP_3

Earnings Per Common Share (EPS) (Narrative) (Details) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	0	0	0	0

Earnings Per Common Share (EP_4

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Earnings Per Common Share (EPS) [Abstract]
Net Income	$ 1,404	$ 1,015	$ 3,827	$ 2,562
Weighted average number of shares	4,378,436	4,378,436	4,378,436	4,378,436
Options effect of incremental shares		83	30	88
Weighted average diluted shares	4,378,436	4,378,519	4,378,466	4,378,524
Basic EPS (weighted avg shares)	$ 0.32	$ 0.23	$ 0.87	$ 0.59
Diluted EPS (Including Option Shares)	$ 0.32	$ 0.23	$ 0.87	$ 0.59

Stock Based Compensation (Narra

Stock Based Compensation (Narrative) (Details) - shares	Sep. 30, 2018	May 15, 2018	Dec. 31, 2017
Outstanding options			636
1999 Plan [Member]
Outstanding options	0
The 2018 Incentive Plan [Member]
Shares authorized		250,000

Stock Based Compensation (Summa

Stock Based Compensation (Summary Of Stock Option Activity) (Details)	9 Months Ended
	Sep. 30, 2018USD ($)$ / sharesshares
Stock Based Compensation[Abstract]
Options outstanding, January 1, 2018, Shares | shares	636
Options outstanding, granted, Shares | shares
Options outstanding, exercised, Shares | shares
Options outstanding, forfeited, Shares | shares	(636)
Options outstanding, September 30, 2018, Shares | shares
Options exercisable, September 30, 2018, Shares | shares
Options outstanding, January 1, 2018, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, granted, Weighted Average Exercise Price | $ / shares
Options outstanding, exercised, Weighted Average Exercise Price | $ / shares
Options outstanding, forfeited, Weighted Average Exercise Price | $ / shares	12.79
Options outstanding, September 30, 2018, Weighted Average Exercise Price | $ / shares
Options exercisable, September 30, 2018, Weighted Average Exercise Price | $ / shares
Options outstanding, September 30, 2018, Weighted Average Remaining Contractual Life (in years)	0 years
Options exercisable, September 30, 2018, Weighted Average Remaining Contractual Life (in years)	0 years
Options outstanding, September 30, 2018, Intrinsic Value | $
Options exercisable, September 30, 2018, Intrinsic Value | $

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 52,333	$ 55,312
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	52,333	55,312
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,780	1,858
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,780	1,858
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	22,712	23,850
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	22,712	23,850
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,225	13,388
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,225	13,388
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,851	12,274
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,851	12,274
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,765	3,942
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,765	3,942
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 1,857	$ 2,523
Loans held for sale		2,529	2,626
Other real estate owned		2,455	2,650	$ 2,370
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		0
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale		2,529	2,626
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	1,857	2,523
Loans held for sale
Other real estate owned		$ 2,455	$ 2,650
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($)	Sep. 30, 2018	Dec. 31, 2017
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 1,857,000	$ 2,523,000
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	10	10
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	20	20
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	8	8
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6	6
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,455,000	$ 2,650,000
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	10	10
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	25	25
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	6	6
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	15	15

Fair Value Measurements (Fair_2

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 25,849	$ 20,267
Fed funds sold	24,615	16,751
Available-for-sale Securities	52,333	55,312
Held-to-maturity Securities	3,703	5,713
Restricted stock	1,462	1,505
Loans held for sale	2,529	2,626
Interest receivable	1,876	1,713
BOLI	13,274	13,018
Interest payable	131	111
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	25,849	20,267
Fed funds sold	24,615	16,751
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Fed funds sold
Available-for-sale Securities	52,333	55,312
Held-to-maturity Securities	3,394	5,619
Restricted stock	1,462	1,505
Loans, net
Loans held for sale	2,529	2,626
Interest receivable	1,876	1,713
BOLI	13,274	13,018
Deposits	608,115	568,224
Capital notes	4,690	5,310
Interest payable	131	111
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Fed funds sold
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net	511,788	492,397	[1]
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	25,849	20,267
Fed funds sold	24,615	16,751
Available-for-sale Securities	52,333	55,312
Held-to-maturity Securities	3,703	5,713
Restricted stock	1,462	1,505
Loans, net	524,104	491,022	[1]
Loans held for sale	2,529	2,626
Interest receivable	1,876	1,713
BOLI	13,274	13,018
Deposits	607,447	567,493
Capital notes	5,000	5,000
Interest payable	131	111
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	25,849	20,267
Fed funds sold	24,615	16,751
Available-for-sale Securities	52,333	55,312
Held-to-maturity Securities	3,394	5,619
Restricted stock	1,462	1,505
Loans, net	511,788	492,397	[1]
Loans held for sale	2,529	2,626
Interest receivable	1,876	1,713
BOLI	13,274	13,018
Deposits	608,115	568,224
Capital notes	4,690	5,310
Interest payable	$ 131	$ 111
[1]	Carrying amount is net of unearned income and the Allowance. In accordance with the prospective adoption of ASU No. 2016-01, the fair value of loans as of September 30, 2018 was measured using an exit price notion. The fair value of loans as of December 31, 2017 was measured using an entry price notion

Capital Notes (Narrative) (Deta

Capital Notes (Narrative) (Details) - USD ($)	1 Months Ended	9 Months Ended
	Mar. 31, 2017	Sep. 30, 2018	Sep. 30, 2017	Jan. 25, 2017
Debt Instrument [Line Items]
Capital note proceeds			$ 5,000,000
Capital Notes 4% Due 1/24/2022 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate		4.00%
Capital notes, maturity date		Jan. 24, 2022
Capital Notes 4% Due 1/24/2022 [Member] | 2017 Notes [Member]
Debt Instrument [Line Items]
Capital note issued				$ 5,000,000
Capital notes, interest rate				4.00%
Capital notes, maturity date		Jan. 24, 2022
Duration of written notice to holders		30 days
Capital Notes 4% Due 1/24/2022 [Member] | Equity Capital [Member]
Debt Instrument [Line Items]
Capital note proceeds	$ 3,000,000
Capital Notes 4% Due 1/24/2022 [Member] | Debt Services [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 2,000,000

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)security	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)security	Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	60		60
Available-for-sale Securities, Gross Realized Gains | $	$ 0	$ 51	$ 0	$ 113
Available-for-sale Securities, Gross Realized Losses | $	0	$ 0	0	$ 0
Held-to-maturity securities sales | $	$ 0		$ 0		$ 0
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	34		34
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	21		21
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	5		5
S&P Rated AAA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	10		10
S&P Rated AA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	47		47
S&P Rated A [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	2		2
S&P Rated BBB+ [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	1		1

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	$ 3,703	$ 5,713
Held-to-Maturity, Fair Value	3,394	5,619
Available-for-Sale, Amortized Costs	56,202	57,172
Available-for-Sale, Gross Unrealized Gains	5	23
Available-for-Sale, Gross Unrealized (Losses)	(3,874)	(1,883)
Available-for-sale, Fair Value	52,333	55,312
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	3,703	5,713
Held-to-maturity, Gross Unrealized Gains		8
Held-to-maturity, Gross Unrealized (Losses)	(309)	(102)
Held-to-Maturity, Fair Value	3,394	5,619
Available-for-Sale, Amortized Costs	24,747	24,881
Available-for-Sale, Gross Unrealized Gains	5	5
Available-for-Sale, Gross Unrealized (Losses)	(2,040)	(1,036)
Available-for-sale, Fair Value	22,712	23,850
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,960	1,956
Available-for-Sale, Gross Unrealized (Losses)	(180)	(98)
Available-for-sale, Fair Value	1,780	1,858
Mortgage-Backed Securities [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,941	13,662
Available-for-Sale, Gross Unrealized Gains		2
Available-for-Sale, Gross Unrealized (Losses)	(716)	(276)
Available-for-sale, Fair Value	12,225	13,388
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,448	12,556
Available-for-Sale, Gross Unrealized Gains		16
Available-for-Sale, Gross Unrealized (Losses)	(597)	(298)
Available-for-sale, Fair Value	11,851	12,274
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	4,106	4,117
Available-for-Sale, Gross Unrealized (Losses)	(341)	(175)
Available-for-sale, Fair Value	$ 3,765	$ 3,942

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 7,190	$ 19,090
Unrealized Losses, Less than 12 months	420	282
Fair Value, More than 12 months	45,143	33,535
Unrealized Losses, More than 12 months	3,454	1,601
Fair Value, Total	52,333	52,625
Unrealized Losses, Total	3,874	1,883
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, More than 12 months	1,780	1,858
Unrealized Losses, More than 12 months	180	98
Fair Value, Total	1,780	1,858
Unrealized Losses, Total	180	98
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months, Held-to-maturity	2,435	2,367
Unrealized Losses, Less than 12 months, Held-to-maturity	200	70
Fair Value, More than 12 months, Held-to-maturity	1,268	1,243
Unrealized Losses, More than 12 months, Held-to-maturity	109	32
Fair Value, Total, Held-to-maturity	3,703	3,610
Unrealized Losses, Total, Held-to-maturity	309	102
Fair Value, Less than 12 months	6,241	11,465
Unrealized Losses, Less than 12 months	379	215
Fair Value, More than 12 months	16,471	12,379
Unrealized Losses, More than 12 months	1,661	821
Fair Value, Total	22,712	23,844
Unrealized Losses, Total	2,040	1,036
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	949	2,802
Unrealized Losses, Less than 12 months	41	26
Fair Value, More than 12 months	11,276	9,712
Unrealized Losses, More than 12 months	675	250
Fair Value, Total	12,225	12,514
Unrealized Losses, Total	716	276
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months		4,823
Unrealized Losses, Less than 12 months		41
Fair Value, More than 12 months	11,851	5,644
Unrealized Losses, More than 12 months	597	257
Fair Value, Total	11,851	10,467
Unrealized Losses, Total	597	298
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, More than 12 months	3,765	3,942
Unrealized Losses, More than 12 months	341	175
Fair Value, Total	3,765	3,942
Unrealized Losses, Total	$ 341	$ 175

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	9 Months Ended
	Sep. 30, 2018segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Segment Reporting Information [Line Items]
Net interest income	$ 5,990	$ 5,284	$ 17,124	$ 15,262
Provision for loan losses	190	200	527	745	$ 993
Net interest income after provision for loan losses	5,800	5,084	16,597	14,517
Noninterest income	1,420	1,319	4,047	3,454
Noninterest expenses	5,465	4,914	15,868	14,237
Income before income taxes	1,755	1,489	4,776	3,734
Income tax expense	351	474	949	1,172
Net Income	1,404	1,015	3,827	2,562
Total assets	668,438	619,336	668,438	619,336	$ 626,341
Community Banking [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Net interest income	5,990	5,284	17,124	15,262
Provision for loan losses	190	200	527	745
Net interest income after provision for loan losses	5,800	5,084	16,597	14,517
Noninterest income	653	625	1,785	1,791
Noninterest expenses	4,816	4,321	14,023	12,880
Income before income taxes	1,637	1,388	4,359	3,428
Income tax expense	345	438	891	1,068
Net Income	1,292	950	3,468	2,360
Total assets	665,698	617,720	665,698	617,720
Mortgage [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Noninterest income	767	694	2,262	1,663
Noninterest expenses	649	593	1,845	1,357
Income before income taxes	118	101	417	306
Income tax expense	6	36	58	104
Net Income	112	65	359	202
Total assets	$ 2,740	$ 1,616	$ 2,740	$ 1,616

Loans, Allowance For Loan Los_3

Loans, Allowance For Loan Losses And OREO (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018USD ($)contractitem	Sep. 30, 2017contract	Sep. 30, 2018USD ($)contractitem	Sep. 30, 2017contract	Dec. 31, 2017USD ($)contractitem	Dec. 31, 2016USD ($)
Financing Receivable, Modifications [Line Items]
Other real estate owned | $	$ 2,455		$ 2,455		$ 2,650	$ 2,370
Loan modifications that would have been classified as TDRs | contract	0	0	0	0
Loan modifications classified as TDRs | contract	0	0	0	0
Outstanding commitments to disburse additional funds on TDR's | contract			0		0
Consumer mortgage loan secured by residential real estate | $	$ 0		$ 0		$ 0
Number of real estate properties held | item	4		4		3
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Other real estate owned | $	$ 180		$ 180		$ 520

Loans, Allowance For Loan Los_4

Loans, Allowance For Loan Losses And OREO (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Commercial		$ 94,520	$ 96,127
Commercial real estate		283,715	251,807
Consumer		84,692	83,746
Residential		65,738	64,094
Total loans	[1]	528,665	495,774
Less allowance for loan losses		4,561	4,752
Net loans		524,104	491,022
Deferred loan costs		$ 583	$ 940
[1]	Includes net deferred costs and premiums of $583 and $940 as of September 30, 2018 and December 31, 2017, respectively.

Loans, Allowance For Loan Los_5

Loans, Allowance For Loan Losses And OREO (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 2,348	$ 4,309
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	700	727
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	317	1,465
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	37	468
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	89	566
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	405	1,025
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 800	$ 58

Loans, Allowance For Loan Los_6

Loans, Allowance For Loan Losses And OREO (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Loans, Allowance For Loan Losses And OREO [Abstract]
Balance at the beginning of the year (net)	$ 2,650	$ 2,370	$ 2,370
Transfers from loans	850	$ 815	815
Capitalized costs			40
Valuation adjustments	(160)		(60)
Sales proceeds	(846)		(514)
Gain (Loss) on disposition	(39)		(1)
Balance at the end of the period (net)	$ 2,455		$ 2,650

Loans, Allowance For Loan Los_7

Loans, Allowance For Loan Losses And OREO (Impaired Loans) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 5,872	$ 7,690
Totals: Unpaid Principal Balance	6,668	9,071
Totals: Related Allowance	345	563
Totals: Average Recorded Investment	6,784	8,747
Totals: Interest Income Recognized	231	411
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,841	2,427
With No Related Allowance Recorded: Unpaid Principal Balance	1,934	2,539
With No Related Allowance Recorded: Average Recorded Investment	2,134	2,723
With No Related Allowance Recorded: Interest Income Recognized	100	179
With An Allowance Recorded: Recorded Investment	498	665
With An Allowance Recorded: Unpaid Principal Balance	498	665
With An Allowance Recorded: Average Recorded Investment	582	1,126
With An Allowance Recorded: Interest Income Recognized	22	39
Totals: Recorded Investment	2,339	3,092
Totals: Unpaid Principal Balance	2,432	3,204
Totals: Related Allowance	62	93
Totals: Average Recorded Investment	2,716	3,849
Totals: Interest Income Recognized	122	218
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	132	675
With No Related Allowance Recorded: Unpaid Principal Balance	132	690
With No Related Allowance Recorded: Average Recorded Investment	404	512
With No Related Allowance Recorded: Interest Income Recognized	6	30
With An Allowance Recorded: Recorded Investment	71	73
With An Allowance Recorded: Unpaid Principal Balance	71	73
With An Allowance Recorded: Average Recorded Investment	72	74
With An Allowance Recorded: Interest Income Recognized	4	5
Totals: Recorded Investment	203	748
Totals: Unpaid Principal Balance	203	763
Totals: Related Allowance	5	18
Totals: Average Recorded Investment	476	586
Totals: Interest Income Recognized	10	35
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With An Allowance Recorded: Recorded Investment		169
With An Allowance Recorded: Unpaid Principal Balance		695
With An Allowance Recorded: Average Recorded Investment	85	169
Totals: Recorded Investment		169
Totals: Unpaid Principal Balance		695
Totals: Related Allowance		79
Totals: Average Recorded Investment	85	169
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	100
With No Related Allowance Recorded: Unpaid Principal Balance	100
With No Related Allowance Recorded: Average Recorded Investment	50
With No Related Allowance Recorded: Interest Income Recognized	6
With An Allowance Recorded: Recorded Investment	1	2
With An Allowance Recorded: Unpaid Principal Balance	1	2
With An Allowance Recorded: Average Recorded Investment	2	1
Totals: Recorded Investment	101	2
Totals: Unpaid Principal Balance	101	2
Totals: Related Allowance	1	2
Totals: Average Recorded Investment	52	1
Totals: Interest Income Recognized	6
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	85	279
With No Related Allowance Recorded: Unpaid Principal Balance	85	283
With No Related Allowance Recorded: Average Recorded Investment	182	149
With No Related Allowance Recorded: Interest Income Recognized	4	11
With An Allowance Recorded: Recorded Investment	106	427
With An Allowance Recorded: Unpaid Principal Balance	106	445
With An Allowance Recorded: Average Recorded Investment	267	269
With An Allowance Recorded: Interest Income Recognized	5	11
Totals: Recorded Investment	191	706
Totals: Unpaid Principal Balance	191	728
Totals: Related Allowance	106	255
Totals: Average Recorded Investment	449	418
Totals: Interest Income Recognized	9	22
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,066	1,580
With No Related Allowance Recorded: Unpaid Principal Balance	1,134	1,673
With No Related Allowance Recorded: Average Recorded Investment	1,323	1,568
With No Related Allowance Recorded: Interest Income Recognized	39	63
With An Allowance Recorded: Recorded Investment	145	151
With An Allowance Recorded: Unpaid Principal Balance	153	178
With An Allowance Recorded: Average Recorded Investment	148	425
With An Allowance Recorded: Interest Income Recognized	3	3
Totals: Recorded Investment	1,211	1,731
Totals: Unpaid Principal Balance	1,287	1,851
Totals: Related Allowance	38	4
Totals: Average Recorded Investment	1,471	1,993
Totals: Interest Income Recognized	42	66
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	800
With No Related Allowance Recorded: Unpaid Principal Balance	820
With No Related Allowance Recorded: Average Recorded Investment	400
With No Related Allowance Recorded: Interest Income Recognized	23
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment	800
Totals: Unpaid Principal Balance	820
Totals: Related Allowance
Totals: Average Recorded Investment	400
Totals: Interest Income Recognized	23
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	790	925
With No Related Allowance Recorded: Unpaid Principal Balance	989	1,505
With No Related Allowance Recorded: Average Recorded Investment	858	812
With No Related Allowance Recorded: Interest Income Recognized	18	54
With An Allowance Recorded: Recorded Investment	237	317
With An Allowance Recorded: Unpaid Principal Balance	645	323
With An Allowance Recorded: Average Recorded Investment	277	919
With An Allowance Recorded: Interest Income Recognized	1	16
Totals: Recorded Investment	1,027	1,242
Totals: Unpaid Principal Balance	1,634	1,828
Totals: Related Allowance	133	112
Totals: Average Recorded Investment	1,135	1,731
Totals: Interest Income Recognized	$ 19	$ 70

Loans, Allowance For Loan Los_8

Loans, Allowance For Loan Losses And OREO (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				$ 4,752	$ 5,716	$ 5,716
Allowance for Credit Losses: Charge-offs				(879)		(2,094)
Allowance for Credit Losses: Recoveries				161		137
Allowance for credit losses: Provision		$ 190	$ 200	527	745	993
Allowance for Credit Losses: Ending Balance		4,561		4,561		4,752
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		345		345		563
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		4,216		4,216		4,189
Allowance for Credit Losses: Totals		4,561		4,561		4,752
Financing Receivables: Ending Balance: Individually evaluated for impairment		5,872		5,872		7,690
Financing Receivables: Ending Balance: Collectively evaluated for impairment		522,793		522,793		488,084
Total loans	[1]	528,665		528,665		495,774
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				1,264	2,192	2,192
Allowance for Credit Losses: Charge-offs				(320)		(1,652)
Allowance for Credit Losses: Recoveries				102		6
Allowance for credit losses: Provision				292		718
Allowance for Credit Losses: Ending Balance		1,338		1,338		1,264
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		133		133		112
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,205		1,205		1,152
Allowance for Credit Losses: Totals		1,338		1,338		1,264
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,027		1,027		1,242
Financing Receivables: Ending Balance: Collectively evaluated for impairment		93,493		93,493		94,885
Total loans		94,520		94,520		96,127
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				1,738	2,109	2,109
Allowance for Credit Losses: Charge-offs				(144)		(91)
Allowance for Credit Losses: Recoveries				4		41
Allowance for credit losses: Provision				81		(321)
Allowance for Credit Losses: Ending Balance		1,679		1,679		1,738
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		67		67		190
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,612		1,612		1,548
Allowance for Credit Losses: Totals		1,679		1,679		1,738
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,542		2,542		4,009
Financing Receivables: Ending Balance: Collectively evaluated for impairment		281,173		281,173		247,798
Total loans		283,715		283,715		251,807
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				1,172	954	954
Allowance for Credit Losses: Charge-offs				(403)		(246)
Allowance for Credit Losses: Recoveries				55		51
Allowance for credit losses: Provision				93		413
Allowance for Credit Losses: Ending Balance		917		917		1,172
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		107		107		257
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		810		810		915
Allowance for Credit Losses: Totals		917		917		1,172
Financing Receivables: Ending Balance: Individually evaluated for impairment		292		292		708
Financing Receivables: Ending Balance: Collectively evaluated for impairment		84,400		84,400		83,038
Total loans		84,692		84,692		83,746
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance				578	$ 461	461
Allowance for Credit Losses: Charge-offs				(12)		(105)
Allowance for Credit Losses: Recoveries						39
Allowance for credit losses: Provision				61		183
Allowance for Credit Losses: Ending Balance		627		627		578
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		38		38		4
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		589		589		574
Allowance for Credit Losses: Totals		627		627		578
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,011		2,011		1,731
Financing Receivables: Ending Balance: Collectively evaluated for impairment		63,727		63,727		62,363
Total loans		$ 65,738		$ 65,738		$ 64,094
[1]	Includes net deferred costs and premiums of $583 and $940 as of September 30, 2018 and December 31, 2017, respectively.

Loans, Allowance For Loan Los_9

Loans, Allowance For Loan Losses And OREO (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 6,057	$ 5,103
Current		522,608	490,671
Total loans	[1]	528,665	495,774
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,278	1,145
Current		102,371	92,504
Total loans		103,649	93,649
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		724	660
Current		164,284	138,101
Total loans		165,008	138,761
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			169
Current		15,058	19,228
Total loans		15,058	19,397
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		6	3
Current		8,273	6,977
Total loans		8,279	6,980
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		233	846
Current		76,180	75,920
Total loans		76,413	76,766
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,044	1,652
Current		54,649	51,545
Total loans		56,693	53,197
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		800	58
Current		8,245	10,839
Total loans		9,045	10,897
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3,317	2,178
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		769	904
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		724
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		6	3
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		229	245
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,503	706
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		709	978
60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		192	64
60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			361
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		4	139
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		198	414
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,031	1,947
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		317	177
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			299
Greater than 90 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			169
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			462
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		343	532
Greater than 90 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		800	58
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		972	570
Current		93,548	95,557
Total loans		94,520	96,127
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		86	320
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		315
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		571	250
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		283,715	251,807
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		65,738	64,094
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 84,692	$ 83,746
[1]	Includes net deferred costs and premiums of $583 and $940 as of September 30, 2018 and December 31, 2017, respectively.

Loans, Allowance For Loan Lo_10

Loans, Allowance For Loan Losses And OREO (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 528,665	$ 495,774
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	513,207	476,090
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,808	6,131
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	5,246	4,936
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	6,404	8,617
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	103,649	93,649
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	95,544	83,834
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,482	2,926
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,284	3,734
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,339	3,155
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	165,008	138,761
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	162,798	135,855
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,574	1,898
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	335	152
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	301	856
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	15,058	19,397
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	15,058	18,423
Commercial Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		805
Commercial Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		169
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,279	6,980
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,168	6,978
Consumer Unsecured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	10
Consumer Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	101	2
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,413	76,766
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,064	75,774
Consumer Secured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		90
Consumer Secured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	89
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	260	902
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	56,693	53,197
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	55,203	50,816
Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		241
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,490	2,140
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,045	10,897
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,245	10,839
Residential Consumer Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	800	58
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	94,520	96,127
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	92,127	93,571
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	752	1,217
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	528	4
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 1,113	1,335
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables