Bank of the James Financial (BOTJ) 10-K 22 Mar 19 2018 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2018	Mar. 22, 2019	Jun. 30, 2018
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2018
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2018
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	0001275101
Entity Small Business	true
Entity Emerging Growth Company	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		4,378,436
Entity Public Float			$ 64,727,398
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No
Entity Shell Company	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 26,725	$ 20,267
Federal funds sold	23,600	16,751
Total cash and cash equivalents	50,325	37,018
Securities held-to-maturity (fair value of $3,515 in 2018 and $5,619 in 2017)	3,700	5,713
Securities available-for-sale, at fair value	52,727	55,312
Restricted stock, at cost	1,462	1,505
Loans, net of allowance for loan losses of $4,581 in 2018 and $4,752 in 2017	530,016	491,022
Loans held for sale	1,670	2,626
Premises and equipment, net	13,426	12,055
Interest receivable	1,742	1,713
Cash value - bank owned life insurance	13,359	13,018
Other real estate owned	2,430	2,650
Income taxes receivable	1,102	1,366
Deferred tax asset, net	1,755	1,418
Other assets	1,183	925
Total assets	674,897	626,341
Deposits
Noninterest bearing demand	91,356	74,102
NOW, money market and savings	331,298	307,987
Time	189,389	185,404
Total deposits	612,043	567,493
Capital notes	5,000	5,000
Interest payable	127	111
Other liabilities	2,584	2,072
Total liabilities	619,754	574,676
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of December 31, 2018 and 2017	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	16,521	12,269
Accumulated other comprehensive (loss)	(2,243)	(1,469)
Total stockholders' equity	55,143	51,665
Total liabilities and stockholders' equity	$ 674,897	$ 626,341

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,515	$ 5,619
Loans, allowance for loan losses	$ 4,581	$ 4,752
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Interest Income
Loans	$ 24,836	$ 22,081
Securities
US Government and agency obligations	760	550
Mortgage backed securities	256	299
Municipals - taxable	324	313
Municipals - tax exempt	7	29
Dividends	74	73
Other (Corporates)	94	105
Interest bearing deposits	227	82
Federal Funds sold	393	133
Total interest income	26,971	23,665
Deposits
NOW, money market savings	961	722
Time Deposits	2,617	2,071
FHLB borrowings	17
Reverse repurchase agreements		13
Capital notes	200	187
Total interest expense	3,795	2,993
Net interest income	23,176	20,672
Provision for loan losses	716	993
Net interest income after provision for loan losses	22,460	19,679
Noninterest income
Gain on sales of loans held for sale	2,918	2,434
Service charges, fees and commissions	1,871	1,759
Increase in cash value of life insurance	341	345
Other	105	76
Gain on sales and calls of securities, net		113
Total noninterest income	5,235	4,727
Noninterest expenses
Salaries and employee benefits	11,279	10,012
Occupancy	1,522	1,493
Equipment	1,600	1,521
Supplies	548	520
Professional, data processing, and other outside expenses	3,226	2,795
Marketing	611	739
Credit expense	528	467
Other real estate expenses	277	88
FDIC insurance expense	398	375
Other	1,075	1,036
Total noninterest expenses	21,064	19,046
Income before income taxes	6,631	5,360
Income tax expense	1,329	2,438
Net Income	$ 5,302	$ 2,922
Weighted average shares outstanding - basic	4,378,436	4,378,436
Weighted average shares outstanding- diluted	4,378,459	4,378,521
Earnings per common share - basic	$ 1.21	$ 0.67
Earnings per common share - diluted	$ 1.21	$ 0.67

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income		$ 5,302	$ 2,922
Other comprehensive income (loss):
Unrealized gains (losses) on securities available-for-sale		(979)	677
Unrealized gains (losses) on securities available-for-sale, Tax effect		205	(230)
Reclassification adjustment for gains included in net income	[1]		(113)
Reclassification adjustment for gains included in net income, Tax effect	[2]		38
Other comprehensive income (loss), net of tax		(774)	372
Comprehensive income		$ 4,528	$ 3,294
[1]	Gains are included in "gain on sales and calls of available-for-sale securities, net" on the consolidated statements of income.
[2]	The tax effect on these reclassifications is reflected in "income tax expense" on the consolidated statements of income.

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) [Member]	Total
Balance at Dec. 31, 2016	$ 9,370	$ 31,495	$ 10,156	$ (1,600)	$ 49,421
Balance, shares at Dec. 31, 2016	4,378,436
Net Income			2,922		2,922
Dividends paid on common stock			(1,050)		(1,050)
Other Comprehensive income (loss)				372	372
Balance at Dec. 31, 2017	$ 9,370	31,495	12,269	(1,469)	51,665
Balance, shares at Dec. 31, 2017	4,378,436
Net Income			5,302		5,302
Dividends paid on common stock			(1,050)		(1,050)
Reclassification of Standard Tax Effects from Change in Tax Rate			241	(241)
Other Comprehensive income (loss)				(774)	(774)
Balance at Dec. 31, 2018	$ 9,370	$ 31,495	$ 16,521	$ (2,243)	$ 55,143
Balance, shares at Dec. 31, 2018	4,378,436

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.24	$ 0.24

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities
Net Income	$ 5,302	$ 2,922
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	930	811
Net amortization and accretion of premiums and discounts on securities	413	386
(Gain) on sales of available-for-sale securities		(113)
(Gain) on sales of loans held for sale	(2,918)	(2,434)
Provision for loan losses	716	993
Loss on sale of other real estate owned	39	1
(Benefit) expense for deferred income taxes	(132)	764
(Increase) in cash value of life insurance	(341)	(345)
(Increase) in interest receivable	(29)	(335)
(Increase) in other assets	(258)	(3)
Decrease (increase) in income taxes receivable	264	(152)
Increase in interest payable	16	23
Increase in other liabilities	512	498
Proceeds from sales of loans held for sale	119,205	93,163
Origination of loans held for sale	(115,331)	(89,522)
Valuation Adjustment on other real estate owned	185	60
Net cash provided by operating activities	8,573	6,717
Cash flows from investing activities
Purchases of securities held-to-maturity		(2,437)
Proceeds from maturities and calls of securities held-to-maturity	2,000
Purchases of securities available-for-sale	(998)	(27,395)
Proceeds from maturities, calls and paydowns of securities available-for-sale	2,204	3,233
Proceeds from sale of securities available-for-sale		9,940
(Purchase) of Federal Reserve Bank stock		(90)
Redemption (purchase) of Federal Home Loan Bank stock	43	(42)
Proceeds from sale of other real estate owned	846	514
Improvements to other real estate owned		(40)
Origination of loans, net of principal collected	(40,560)	(18,824)
Purchases of loans, net of principle collected		(9,653)
Purchases of premises and equipment	(2,301)	(1,919)
Net cash (used in) investing activities	(38,766)	(46,713)
Cash flows from financing activities
Net increase in deposits	44,550	44,381
Dividends paid to common stockholders	(1,050)	(1,050)
Proceeds from sale of 4% capital notes due 1/24/2022		5,000
Net cash provided by financing activities	43,500	48,331
Increase in cash and cash equivalents	13,307	8,335
Cash and cash equivalents at beginning of period	37,018	28,683
Cash and cash equivalents at end of period	50,325	37,018
Non cash transactions
Transfer of loans to other real estate owned	850	815
Unrealized (losses) gains on securities available-for-sale	(979)	564
Cash transactions
Cash paid for interest	3,779	2,970
Cash paid for income taxes	$ 1,275	$ 1,825

Consolidated Statements Of Ca_2

Consolidated Statements Of Cash Flows (Parenthetical) - Capital Notes 4% Due 1/24/2022 [Member]	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Capital notes, interest rate		4.00%
Capital notes, maturity date	Jan. 24, 2022

Organization

Organization	12 Months Ended
	Dec. 31, 2018
Organization [Abstract]
Organization	Note 1 – Organization  Bank of the James Financial Group, Inc. (“Financial” or the “Company”), a Virginia corporation, was organized in 2003 and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. Financial is headquartered in Lynchburg, Virginia. Financial conducts its business activities through the branch offices and loan production offices of its wholly owned subsidiary bank, Bank of the James (the “Bank”), the Bank’s wholly-owned subsidiary, BOTJ Insurance, Inc. (“BOTJ-Ins.”), and through the Bank’s two divisions, Bank of the James Mortgage division (“Mortgage Division”) and BOTJ Investment Services division (“Investment Division”). The Mortgage Division originates conforming and non-conforming home mortgages in the Region 2000 area, which includes the counties of Amherst, Appomattox, Bedford and Campbell (which includes the Town of Altavista), the Town of Bedford and the City of Lynchburg, Virginia, as well as the cities of Charlottesville, Harrisonburg, Roanoke and Blacksburg. Financial exists primarily for the purpose of holding the stock of its subsidiaries, the Bank and such other subsidiaries as it may acquire or establish. Financial also has one wholly-owned non-operating subsidiary.  Bank of the James was incorporated on October 23, 1998, and began banking operations on July 22, 1999. The Bank is a Virginia chartered bank and is engaged in lending and deposit gathering activities in Region 2000 and other markets in Central Virginia. It operates under the laws of Virginia and the Rules and Regulations of the Federal Reserve System and the Federal Deposit Insurance Corporation. The Bank’s locations consist of f ive branches ( one of which is a limited service branch) in Lynchburg, Virginia, one in Forest, Virginia which includes the Mortgage Division, one in Madison Heights, Virginia, one in the Town of Amherst, Virginia, one in the Town of Bedford, Virginia, one in the Town of Altavista, Virginia, and one in the Town of Appomattox. The Bank also operates one full-service branch, two limited service branches and a loan production office in Charlottesville, Virginia, a full-service branch in Harrisonburg, Virginia, a full-service branch in Roanoke, Virginia, and a mortgage origination office in Blacksburg, Virginia.

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2018
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 2 - Summary of significant accounting policies  Consolidation The consolidated financial statements include the accounts of Bank of the James Financial Group, Inc. and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.  Basis of presentation and use of estimates The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the financial Note 2 - Summary of significant accounting policies (continued)  statements, as well as the amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and valuation of other real estate owned.  Cash and cash equivalents Cash and cash equivalents include cash and balances due from banks and federal funds sold, all of which mature within ninety days. Generally, federal funds are purchased and sold for one-day periods.  Securities Certain debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Trading securities are recorded at fair value with changes in fair value included in earnings. Securities not classified as held-to-maturity or trading, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Impairment of securities occurs when the fair value of a security is less than its amortized cost. For debt securities, impairment is considered other-than-temporary and recognized in its entirety in net income if either (1) the Bank intends to sell the security or (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis. If, however, the Bank does not intend to sell the security and it is not more likely than not that the Bank will be required to sell the security before recovery, the Bank must determine what portion of the impairment is attributable to a credit loss, which occurs when the amortized cost of the security exceeds the present value of the cash flows expected to be collected from the security. If there is no credit loss, there is no other-than temporary impairment. If there is a credit loss, other-than-temporary impairment exists, and the credit loss must be recognized in net income and the remaining portion of impairment must be recognized in other comprehensive income. We regularly review each investment security for other-than-temporary impairment based on criteria that include the extent to which cost exceeds market price, the duration of that market decline, the financial health of and specific prospects for the issuer, our best estimate of the present value of cash flows expected to be collected from debt securities, our intention with regard to holding the security to maturity, and the likelihood that we would be required to sell the security before recovery.  Restricted investments As members of the Federal Reserve Bank (FRB) and the Federal Home Loan Bank of Atlanta (FHLBA), the Bank is required to maintain certain minimum investments in the common stock of the FRB and FHLBA. Required levels of investment are based upon the Bank’s capital and a percentage of qualifying assets. The Bank also maintains stock ownership in Community Bankers’ Bank (CBB). The investment in CBB is minimal and is not mandated but qualifies the Bank for preferred pricing on services offered by CBB. Based on liquidation restrictions, all of these investments are carried at cost.  Note 2 - Summary of significant accounting policies (continued)  Loans Financial makes real estate, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by real estate loans collateralized by real estate within Region 2000. The ability of Financial’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the area.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.  Past due status Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non-accrual and potentially charged-off at an earlier date if collection of principal or interest is considered doubtful.  Non-accrual status Financial stops accruing interest on a loan at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. At the time the loan is placed on non-accrual status, all previously accrued but not collected interest is reversed against interest income. While the loan is classified as non-accrual, any payments collected are accounted for using the cost-recovery method which requires the entire amount of the payment to be applied directly to principal, until qualifying for return to performing status. Loans may be, but are not always, returned to performing status when all the principal and interest amounts contractually due are brought current (within 90 days past due), future payments are reasonably assured, and contractually required payments have been made on a timely basis for at least six consecutive months.  Charge-off At the time a loan is placed on non-accrual status, it is generally reevaluated for expected loss and a specific reserve, if not already assigned, is established against the loan. Consumer term loans are typically charged-off no later than 120 days whereas consumer revolving credit loans are typically charged-off no later than 180 days. Although the goal for commercial and commercial real estate loans is for charge off no later than 180 days, a commercial or commercial real estate loan may not be fully charged off until there is reasonable certainty that no additional workout efforts, troubled debt restructurings or any other types of concession can or will be made by Financial.  Loans Held for Sale Loans originated and intended for sale in the secondary market are sold, servicing released, and carried at the lower of cost or fair value, which is determined in the aggregate based on sales commitments to permanent investors or on current market rates for loans of similar quality and type. In addition, the Company requires a firm purchase commitment from a permanent investor before a loan can be closed, thus limiting interest rate risk.  Allowance for loan losses The allowance for loan losses is management’s estimate of probable losses inherent in the loan portfolio and is recorded through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Note 2 - Summary of significant accounting policies (continued) The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as doubtful or substandard. For such loans that are also classified as impaired, an allowance is established when the collateral value of the impaired loan or discounted cash flows is lower than the carrying value of that loan. The historical component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The qualitative factors used to derive the general component of the allowance may include but are not limited to:  1. Known improvement or deterioration in certain classes of loans or collateral; 2. Trends in portfolio volume, maturity, or composition; 3. Volume and trends in delinquencies and non-accruals; 4. Local economic and industrial conditions; 5. Lending, charge-off, and collection policies; and 6. Experience, ability, and depth of lending staff.  A loan is considered impaired when, based on current information and events, it is probable that Financial will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by evaluating the discounted cash flows or fair value of the underlying collateral, if the loan is collateral dependent. Management considers the following four components when calculating its loan loss reserve requirement: o In accordance with current accounting rules (ASC 310) and the Bank’s impairment methodology, the Bank performs an individual impairment analysis on all loans having a principal balance greater than $100,000 (unless related to another classified relationship or a TDR) with a risk rating of substandard, doubtful, and loss (our internal risk ratings of 7 through 9). o In accordance with current accounting rules (ASC 450), the Bank examines historical charge-off data by segment in order to determine a portion of the reserve related to homogeneous pools. The Bank updates its historical charge-off data quarterly and adjusts the reserve accordingly. Note 2 - Summary of significant accounting policies (continued) o The Bank applies various risk factors, including, for example, levels of trends in delinquencies, current and expected economic conditions, and levels of and trends in recoveries of prior charge-offs. o The Bank applies factors to determine the method by which to determine the general reserve for inherent losses related to the loan pool, including, for example, loan concentrations, policy and procedure changes, national and local economic trends and conditions, and overall portfolio quality. Troubled debt restructurings In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a troubled debt restructuring (“TDR”). Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loans reach nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. In cases where borrowers are granted new terms that generally (although not required to be considered a TDR) provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. The Bank had $ 424 and $440 classified as TDRs as of December 31, 2018 and 2017, respectively. Premises, equipment and depreciation Premises and equipment, including leasehold improvements, are stated at cost less accumulated depreciation. Depreciation is provided over the estimated useful lives of the respective assets on the straight-line basis, which range from 3 to 7 years for equipment and 10 to 39.5 years for buildings and improvements. Leasehold improvements are amortized over a term which includes the remaining lease term and probable renewal periods. Land is carried at cost and is not depreciable. Expenditures for major renewals and betterments are capitalized and those for maintenance and repairs are charged to operating expenses as incurred. Bank owned life insurance Financial has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value. Other real estate owned Other real estate owned consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure establishing a new cost basis. These properties are subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. Transfers of financial assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the  Note 2 - Summary of significant accounting policies (continued) Bank – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absences of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Business Segments We operate two business segments, community banking and mortgage banking. The community banking segment includes both commercial and consumer lending and provides customers such products as commercial loans, real estate loans, and other business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products, including demand deposit accounts, savings accounts and certificates of deposit. The mortgage banking segment engages primarily in the origination of residential mortgages for sale into the secondary market. For addition information, refer to Note 9 “Business Segments.” Retirement Plans Employee 401(k) and profit sharing expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Note 2 - Summary of significant accounting policies (continued)  Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. At December 31, 2018 and 2017, there were no liabilities recorded for unrecognized tax benefits. Stock-based compensation plans Compensation cost is recognized for stock options and restricted stock awards issued to employees based on the fair value of the awards at the date of grant. The Black-Scholes valuation model is utilized to estimate the fair value of stock options and the market value of the Company’s common stock on the date of grant is used for restricted stock awards. Compensation cost is recognized over the vesting period of the awards and the Company’s policy is to recognize forfeitures as they occur.  At December 31, 2018, there were no stock-based compensation awards outstanding that were issued under the Company’s 1999 Stock Option Plan. Also at December 31, 2018, the Company had not granted any awards under the 2018 Bank of the James Financial Group, Inc. Equity Incentive Plan. The Company’s ability to grant awards under the Equity Incentive Plan is ongoing.  Earnings per common share Basic earnings per common share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to stock options outstanding during the periods, and are determined using the treasury stock method.  Reclassification Management has made certain immaterial reclassifications to the prior year financial statements to conform to the 2018 presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. Comprehensive income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains (losses) on available-for-sale securities. Marketing The Company expenses advertising costs as incurred. Advertising expenses were $ 611 and $739 for 2018 and 2017, respectively.

Restrictions On Cash

Restrictions On Cash	12 Months Ended
	Dec. 31, 2018
Restrictions On Cash [Abstract]
Restrictions On Cash	Note 3 - Restrictions on cash To comply with Federal Reserve regulations, the Bank is required to maintain certain average cash reserve balances. The daily average cash reserve requirements were approximately $ 11,279 and $6,733 for the weeks including December 31, 2018 and 2017, respectively.

Securities

Securities	12 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Securities	 Note 4 - Securities A summary of the amortized cost and fair value of securities, with gross unrealized gains and losses, follows:   December 31, 2018  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held- to-maturity  U.S. agency obligations $3,700 $ - $(185) $3,515  Available-for-sale  U.S. Treasuries $1,961 $ - $(116) $1,845  U.S. agency obligations 24,701 - (1,434) 23,267  Mortgage-backed securities 12,390 - (514) 11,876  Municipals 12,412 3 (406) 12,009  Corporates 4,102 - (372) 3,730   $55,566 $3 $(2,842) $52,727     December 31, 2017  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $5,713 $8 $(102) $5,619  Available-for-sale  U.S. Treasuries $1,956 $ - $(98) $1,858  U.S. agency obligations 24,881 5 (1,036) 23,850  Mortgage-backed securities 13,662 2 (276) 13,388  Municipals 12,556 16 (298) 12,274  Corporates 4,117 - (175) 3,942   $57,172 $23 $(1,883) $55,312 Temporarily Impaired Securities  The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length Note 4 –Securities (continued)  of time that individual securities have been in a continuous unrealized loss position, at December 31, 2018 and 2017:  Dece mber 31, 2018 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $ - $ - $3,515 $185 $3,515 $185  Available-for-sale  U.S. Treasuries - - 1,845 116 1,845 116  U.S. agency obligations - - 23,267 1,434 23,267 1,434  Mortgage-backed securities 966 20 10,910 494 11,876 514  Municipals - - 10,994 406 10,994 406  Corporates - - 3,730 372 3,730 372   Total temporarily impaired securities $966 $20 $50,746 $2,822 $51,712 $2,842    Decem ber 31, 2017 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $2,367 $70 $1,243 $32 $3,610 $102  Available-for-sale  U.S. Treasuries - - 1,858 98 1,858 98  U.S. agency obligations 11,465 215 12,379 821 23,844 1,036  Mortgage-backed securities 2,802 26 9,712 250 12,514 276  Municipals 4,823 41 5,644 257 10,467 298  Corporates - - 3,942 175 3,942 175   Total temporarily impaired securities $19,090 $282 $33,535 $1,601 $52,625 $1,883     Note 4 –Securities (continued)  U.S. Treasuries. The unrealized losses on these two investments in U.S. Treasuries at December 31, 2018 were caused by an increase in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 2018. Each of these two investments carries a Moody’s investment grade rating of AA.  U.S. agency obligations. The unrealized losses on the 21 investments in U.S. agency obligations at December 31, 2018 were caused by an increase in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 2018. Each of these 21 investments carries an S&P investment grade rating of AA or better.  Mortgage-backed securities. The unrealized loss on the 12 investments in U.S. government agency mortgage-backed securities at December 31, 2018 was caused by an increase in interest rates. The contractual terms of those investments does not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of the amortized cost basis, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 2018. Each of these 12 investments carries an S&P investment grade rating of AA. Municipals. The unrealized losses on the 19 investments in municipal obligations at December 31, 2018 were caused by an increase in interest rates. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 2018. Each of these 19 investments carries an S&P investment grade rating of A or above.  Corporates. The unrealized losses on the five investments in domestic corporate issued securities at December 31, 2018 were caused by an increase in interest rates. The contractual terms of those investments does not permit the issuer to settle the securities at a price less than the amortized cost basis of the investments. Because the Bank does not intend to sell the investments and it is not more likely than not that the Bank will be required to sell the investments before recovery of the amortized cost basis, which may be maturity, the Bank does not consider those investments to be other-than-temporarily impaired at December 31, 2018. Each of these five investments carries an S&P investment grade rating of BBB+ or above.  The amortized costs and fair values of securities at December 31, 2018, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Note 4 –Securities (continued)  Held-to-Maturity Available-for-Sale  Amortized Fair Amortized Fair  Cost Values Cost Values   Due in one year or less $ - $ - $ - $ -  Due after one year through five years - - 4,969 4,802  Due after five years through ten years - - 29,041 27,412  Due after ten years 3,700 3,515 21,556 20,513   $3,700 $3,515 $55,566 $52,727  The Bank sold no securities in 2018. The Bank received $9,940 in proceeds from sales of securities available-for-sale in 2017. Gross realized gains amounted to $113 and gross realized losses amounted to $ 0 . At December 31, 2018 and 2017, securities with a carrying value of $19,401 and $12,123 , respectively, were pledged as collateral for public deposits and for other purposes as required or permitted by law.

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	12 Months Ended
	Dec. 31, 2018
Loans And Allowance For Loan Losses [Abstract]
Loans And Allowance For Loan Losses	Note 5 - Loans and allowance for loan losses The allowance represents an amount that, in management’s judgment, will be adequate to absorb probable losses inherent in the loan portfolio. Management’s judgment in determining the level of the allowance is based on evaluations of the collectability of loans while taking into consideration such factors as trends in delinquencies and charge-offs, changes in the nature and volume of the loan portfolio, current economic conditions that may affect a borrower’s ability to repay and the value of collateral, overall portfolio quality and review of specific potential losses. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio by classes within the segments, based on the associated risks within these classes. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio.  Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied Commercial mortgages – non-owner occupied Commercial construction Consumer Consumer unsecured Consumer secured Residential Residential mortgages Residential consumer construction Note 5 - Loans and allowance for loan losses (continued) The evaluation also considers the following risk characteristics of each loan segment: · Commercial loans carry risks associated with the successful operation of a business because the repayment of these loans may be dependent upon the profitability and cash flows of the business or project. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time and cannot be appraised with as much precision. · Commercial real estate loans carry risks associated with a real estate project and other risks associated with the ownership of real estate. In addition, for real estate construction loans there is a risk that the project will not be finished according to schedule, the project will not be finished according to budget and the value of the collateral may, at any point in time, be less than the principal amount of the loan. Construction loans also bear the risk that the general contractor, who may or may not be a loan customer, may be unable to finish the construction project as planned because of financial pressure unrelated to the project. · Consumer loans carry risks associated with the continued credit-worthiness of the borrower and the value of the collateral (e.g., rapidly-depreciating assets such as automobiles), or lack thereof. Consumer loans are more likely than real estate loans to be immediately adversely affected by job loss, divorce, illness or personal bankruptcy. Unsecured consumer loans carry additional risks associated with the continued credit-worthiness of borrowers who may be unable to meet payment obligations. · Residential mortgage and construction loans carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. Equity lines of credit carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Below is a summary and definition of the Bank’s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss Based on the above criteria, we segregate loans into the above categories for special mention, substandard, doubtful and loss from non-classified, or pass rated, loans. We review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: Note 5 - Loans and allowance for loan losses (continued) · “Pass.” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “Monitor.” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “Special Mention.” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “Substandard.” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provide evidence that it is probable that the Bank will be unable to collect all amounts due. · “Doubtful.” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is high. · “Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off. Note 5 - Loans and allowance for loan losses (continued) The Bank grants primarily commercial, real estate, and installment loans to customers throughout its market area. The real estate portfolio can be affected by the condition of the local real estate markets. The commercial and installment loan portfolio can be affected by the local economic conditions.  A summary of loans, net is as follows:    December 31,  2018 2017   Commercial $92,877 $96,127  Commercial real estate 289,171 251,807  Consumer 86,191 83,746  Residential 66,358 64,094   Total loans (1) 534,597 495,774   Less allowance for loan losses 4,581 4,752   Net loans $530,016 $491,022  (1) Includes net deferred costs and premiums of $457 and $940 , respectively. The amount of overdrafts reclassified as loans was $ 27 and $ 36 as of December 31, 2018 and 2017, respectively.  The Company’s officers, directors and their related interests have various types of loan relationships with the Bank. The total outstanding balances of these related party loans at December 31, 2018 and 2017 were $ 14,213 an d $14,592 respectively. During 2018, new loans and advances amounted to $3,453 and repayments amounted to $ 3,832 . Note 5 - Loans and allowance for loan losses (continued)  The following tables set forth information regarding impaired and non-accrual loans as of December 31, 2018 and 2017:    Loans on Non-Accrual Status    As of December 31,  201 8 2017  Comm ercial $973 $727 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 317 1,465  Commercial Mortgages-Non-Owner Occupied 173 468  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 84 566 Residential:  Residential Mortgages 1,391 1,025  Residential Consumer Construction - 58   Totals $2,939 $4,309  Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income  2018 Investment Balance Allowance Investment Recognized  With No Related Allowance Recorded:  Commercial $ 1,430 $ 1,922 $ - $ 1,178 $ 24  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,414 2,511 - 2,421 167  Commercial Mortgage Non-Owner Occupied 131 132 - 403 8  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 88 88 - 184 6  Residential  Residential Mortgages 1,876 1,953 - 1,728 89  Residential Consumer Construction - - - - -   With an Allowance Recorded:  Commercial $ 31 $ 31 $ 15 $ 174 $ 3  Commercial Real Estate  Commercial Mortgages-Owner Occupied 39 132 36 352 3  Commercial Mortgage Non-Owner Occupied 90 90 20 82 6  Commercial Construction - - - 85 -  Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 105 105 105 266 7  Residential  Residential Mortgages 375 390 61 263 11  Residential Consumer Construction - - - - -   Totals:  Commercial $ 1,461 $ 1,953 $ 15 $ 1,352 $ 27  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,453 2,643 36 2,773 170  Commercial Mortgage Non-Owner Occupied 221 222 20 485 14  Commercial Construction - - - 85 -  Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 193 193 105 450 13  Residential  Residential Mortgages 2,251 2,343 61 1,991 100  Residential Consumer Construction - - - - -  $ 6,580 $ 7,355 $ 238 $ 7,138 $ 324   Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $ 925 $ 1,505 $ - $ 812 $ 54  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,427 2,539 - 2,723 179  Commercial Mortgage Non-Owner Occupied 675 690 - 512 30  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 279 283 - 149 11  Residential  Residential Mortgages 1,580 1,673 - 1,568 63  Residential Consumer Construction - - - - -  With an Allowance Recorded:  Commercial $ 317 $ 323 $ 112 $ 919 $ 16  Commercial Real Estate  Commercial Mortgages-Owner Occupied 665 665 93 1,126 39  Commercial Mortgage Non-Owner Occupied 73 73 18 74 5  Commercial Construction 169 695 79 169 -  Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 427 445 255 269 11  Residential  Residential Mortgages 151 178 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $ 1,242 $ 1,828 $ 112 $ 1,731 $ 70  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,092 3,204 93 3,849 218  Commercial Mortgage Non-Owner Occupied 748 763 18 586 35  Commercial Construction 169 695 79 169 -  Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 706 728 255 418 22  Residential  Residential Mortgages 1,731 1,851 4 1,993 66  Residential Consumer Construction - - - - -  $ 7,690 $ 9,071 $ 563 $ 8,747 $ 411 Note 5 - Loans and allowance for loan losses (continued) The following tables set forth the allowance for loan losses activity for the years ended December 31, 2018 and 2017: Allowance for Loan Losses and Recorded Investment in Loans As of and for the Year Ended December 31, 201 8   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (395) (230) (405) (34) (1,064)  Recoveries 113 4 60 - 177  Provision 154 319 129 114 716  Ending Balance $1,136 $1,831 $956 $658 $4,581   Ending Balance: Individually evaluated for impairment $15 $56 $106 $61 $238   Ending Balance: Collectively evaluated for impairment 1,121 1,775 850 597 4,343    Totals: $1,136 $1,831 $956 $658 $4,581  Loans:   Ending Balance: Individually evaluated for impairment $1,461 $2,674 $194 $2,251 $6,580   Ending Balance: Collectively evaluated for impairment 91,416 286,497 85,997 64,107 528,017   Totals: $92,877 $289,171 $86,191 $66,358 $534,597       Note 5 - Loans and allowance for loan losses (continued)   Allowance for Loan Losses and Recorded Investment in Loans As of and for the Year Ended December 31, 201 7    Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (1,652) (91) (246) (105) (2,094)  Recoveries 6 41 51 39 137  Provision 718 (321) 413 183 993  Ending Balance $1,264 $1,738 $1,172 $578 $4,752   Ending Balance: Individually evaluated for impairment $112 $190 $257 $4 $563   Ending Balance: Collectively evaluated for impairment 1,152 1,548 915 574 4,189    Totals: $1,264 $1,738 $1,172 $578 $4,752  Loans:   Ending Balance: Individually evaluated for impairment $1,242 $4,009 $708 $1,731 $7,690   Ending Balance: Collectively evaluated for impairment 94,885 247,798 83,038 62,363 488,084   Totals: $96,127 $251,807 $83,746 $64,094 $495,774    Note 5 - Loans and allowance for loan losses (continued)  Age Analysis of Past Due Loans as of December 31, 2018 2018 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $54 $56 $220 $330 $92,547 $92,877 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 209 - 307 516 97,910 98,426 -  Commercial Mortgages-Non-Owner Occupied 149 468 - 617 174,657 175,274 -  Commercial Construction - - - - 15,471 15,471 - Consumer:  Consumer Unsecured 8 1 - 9 8,745 8,754 -  Consumer Secured 369 44 - 413 77,024 77,437 - Residential:  Residential Mortgages 882 164 567 1,613 56,559 58,172 -  Residential Consumer Construction - - - - 8,186 8,186 -  Total $1,671 $733 $1,094 $3,498 $531,099 $534,597 $ -    Age Analysis of Past Due Loans as of December 31, 2017 2017 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $320 $ - $250 $570 $95,557 $96,127 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 904 64 177 1,145 92,504 93,649 -  Commercial Mortgages-Non-Owner Occupied - 361 299 660 138,101 138,761 -  Commercial Construction - - 169 169 19,228 19,397 - Consumer:  Consumer Unsecured 3 - - 3 6,977 6,980 -  Consumer Secured 245 139 462 846 75,920 76,766 - Residential:  Residential Mortgages 706 414 532 1,652 51,545 53,197 -  Residential Consumer Construction - - 58 58 10,839 10,897 -  Total $2,178 $978 $1,947 $5,103 $490,671 $495,774 $ -  Note 5 - Loans and allowance for loan losses (continued) Credit Quality Information - by Class December 31, 2018  2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $90,142 $818 $374 $1,543 $ - $92,877  Commercial Real Estate:  Commercial Mortgages-Owner Occupied 90,995 1,461 3,517 2,453 - 98,426  Commercial Mortgages-Non-Owner Occupied 172,342 2,285 332 315 - 175,274  Commercial Construction 14,892 579 - - - 15,471 Consumer  Consumer Unsecured 8,74 - 6 1 - 8,754  Consumer Secured 77,092 - 88 257 - 77,437 Residential:  Residential Mortgages 55,336 334 - 2,502 - 58,172  Residential Consumer Construction 8,186 - - - - 8,186   Totals $517,732 $5,477 $4,317 $7,071 $ - $534,597     Credit Quality Information - by Class December 31, 2017  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $93,571 $1,217 $4 $1,335 $ - $96,127 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,834 2,926 3,734 3,155 - 93,649  Commercial Mortgages-Non-Owner Occupied 135,855 1,898 152 856 - 138,761  Commercial Construction 18,423 - 805 169 - 19,397 Consumer  Consumer Unsecured 6,978 - - 2 - 6,980  Consumer Secured 75,774 90 - 902 - 76,766 Residential:  Residential Mortgages 50,816 - 241 2,140 - 53,197  Residential Consumer Construction 10,839 - - 58 - 10,897   Totals $476,090 $6,131 $4,936 $8,617 $ - $495,774  Note 5 - Loans and allowance for loan losses (continued) Troubled Debt Restructurings (TDRs) There were no loan modifications that would have been classified as Troubled Debt Restructurings (TDR) during the twelve months ended December 31, 2018 or 2017. Loans that were previously classified as TDRS and currently on the Bank’s balance sheet are factored into the determination of the allowance for loan losses as of the period indicated and are included in the Bank’s impaired loan analysis and individually evaluated for impairment. At December 31, 2018 and December 31, 2017, the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. There were no loan modifications classified as TDRs within the last twelve months that defaulted (90 days past due) during the twelve months ended December 31, 2018 and 2017. 

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2018
Other Real Estate Owned [Abstract]
Other Real Estate Owned	Note 6 - Other real estate owned At December 31, 2018 and 2017, OREO was $2,430 and $2,650 respectively. OREO is primarily comprised of residential properties and non-residential properties associated with commercial relationships. As of December 31, 2018 and 2017 respectively, there were no consumer mortgage loans secured by residential real estate that were in the process of foreclosure. The following table represents the changes in OREO balance in 2018 and 2017.  OREO Changes  Year Ended December 31,  2018 2017  Balance at the beginning of the year $2,650 $2,370  Transfers from Loans 850 815  Capitalized costs - 40  Valuation adjustments (185) (60)  Sales (846) (514)  Gain (loss) on sales (39) (1)  Balance at the end of the year $2,430 $2,650  There were four residential properties being carried in OREO at a value of $156 as of December 31, 2018. There were three residential properties being carried in OREO at a value of $520 as of December 31, 2017.

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2018
Premises And Equipment [Abstract]
Premises And Equipment	 Note 7 – Premises and equipment  Premises and equipment at December 31, 2018 and 2017 are summarized as follows:    December 31,  2018 2017  Land $3,302 $3,302  Building and improvements 6,986 6,921  Property for future expansion 2,523 814  Furniture and equipment 7,749 7,476  Leasehold improvements 2,571 2,473  Software 2,481 2,337  25,612 23,323  Less accumulated depreciation 12,186 11,268   Net premises and equipment $13,426 $12,055  Total depreciation and amortization expense related to premises and equipment for the years ended December 31, 2018 and 2017 was $ 930 and $ 811 , respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Deposits	 Note 8 - Deposits  A summary of deposit accounts is as follows:    December 31,  2018 2017 Demand  Noninterest bearing $91,356 $74,102  Interest bearing 231,257 205,131  Savings 100,041 102,856  Time, $250,000 or more (1) 47,522 42,507  Other time 141,867 142,897   $612,043 $567,493  (1) Includes brokered certificates of deposit of $20,064 as of December 31, 2018 and 2017.  Note 8 – Deposits (continued)  At December 31, 2018, maturities of time deposits are scheduled as follows:    Yea r Ending December 31, Amount   2019 $104,840  2020 39,272  2021 27,652  2022 9,906  2023 7,719   $189,389  The Bank held deposits from the Company’s officers, directors and their related interests of $11,613 and $ 8,404 at December 31, 2018 and 2017, respectively.

Business Segments

Business Segments	12 Months Ended
	Dec. 31, 2018
Business Segments [Abstract]
Business Segments	Note 9 – Business Segments The Company has two reportable business segments: (i) a traditional full-service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout the Bank’s market areas. The mortgage segment provides a variety of mortgage loan products principally within the Bank’s market areas. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a fee-based business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Note 9 – Business Segments (continued) Information about reportable business segments and reconciliation of such information to the consolidated financial statements for years ended December 31, 2018 and 2017 was as follows:    Business Segments   Community  Banking Mortgage Total  For the year ended December 31, 2018  Net interest income $ 23,176 $ - $ 23,176  Provision for loan losses 716 - 716  Net interest income after provision for loan losses 22,460 - 22,460  Noninterest income 2,317 2,918 5,235  Noninterest expenses 18,660 2,404 21,064  Income before income taxes 6,117 514 6,631  Income tax expense 1,250 79 1,329  Net income $ 4,867 $ 435 $ 5,302  Total assets $ 673,114 $ 1,783 $ 674,897   For the year ended December 31, 2017  Net interest income $ 20,672 $ - $ 20,672  Provision for loan losses 993 - 993  Net interest income after provision for loan losses 19,679 - 19,679  Noninterest income 2,293 2,434 4,727  Noninterest expenses 17,127 1,919 19,046  Income before income taxes 4,845 515 5,360  Income tax expense 2,263 175 2,438  Net income $ 2,582 $ 340 $ 2,922  Total assets $ 623,547 $ 2,794 $ 626,341  

Capital Notes

Capital Notes	12 Months Ended
	Dec. 31, 2018
Capital Notes [Abstract]
Capital Notes	Note 10 – Capital notes On January 25, 2017 , Financial closed a private placement of unregistered debt securities (the “2017 Offering”) p ursuant to which Financial issued $5,000,000 in principal of notes (the “2017 Notes”). The 2017 Notes bear interest at the rate of 4% per year with interest payable quarterly in arrears. The 2017 Notes are to mature on January 24, 2022 , but are subject to prepayment in whole or in part on or after January 24, 2018 at Financial’s sole discretion on 30 days written notice to the holders. Of the proceeds, $3,000,000 was injected into the Bank as equity capital in March 2017. T he remaining $2,000,000 has been used and is currently being used for debt service on the 2017 Notes. 

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2018
Other Borrowings [Abstract]
Other Borrowings	 Note 11 – Other borrowings Other borrowings consisted of the following as of or for the years ended December 31, 2018 and 2017:    As of or for the Years Ended December 31, Short Term: 2018 2017 Federal funds purchased  Balance at end of year $ - $ -  Maximum month-end outstanding balance - -  Average outstanding balance during the year 1 1  Average interest rate during the year 0.00% 0.00%  Average interest rate at end of year N/A N/A   Reverse repurchase agreements  Balance at end of year $ - $ -  Maximum month-end outstanding balance - 5,000  Average outstanding balance during the year - 795  Average interest rate during the year 0.00% 1.76%  Average interest rate at end of year N/A N/A    Short-term borrowings may consist of securities sold under agreements to repurchase, which are secured transactions with customers and generally mature the day following the date sold. Short-term borrowings may also include Federal funds purchased, which are unsecured overnight borrowings from other financial institutions.  Unsecured federal fund lines and their respective limits are maintained with the following institutions: Community Bankers’ Bank, $ 13,000 , Zions Bank, $ 4,000 , PNC Bank, $6,000 and Suntrust Bank, $ 3,000 . In addition, the Bank maintains a $ 5,000 reverse repurchase agreement with Suntrust whereby securities may be pledged as collateral in exchange for funds for a minimum of 30 days with a maximum of 90 days. The Bank also maintains a secured federal funds line with Community Bankers’ Bank whereby it may pledge securities as collateral with no specified minimum or maximum amount or term. The current amount available on the secured line based on the securities currently pledged is $9,757 .  The Bank is also a member of the Federal Home Loan Bank of Atlanta (“FHLBA”). The Bank’s available credit through the FHLBA was $ 166,858 as of December 31, 2018, the most recent calculation. The Bank must pledge collateral in order to access the FHLBA available credit. Currently the Bank has pledged to the FHLBA approximately $47,400 in 1-4 family residential mortgages which, after adjustments for the loan-to-value requirements by the FHLBA, would allow the Bank to access up to $31,059 in credit without pledging any additional collateral.  As of December 31, 2018, and 2017 there are no outstanding balances on any of the credit facilities mentioned above.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2018
Income Taxes [Abstract]
Income Taxes	 Note 12 - Income taxes  The Company files income tax returns in the U.S. federal jurisdiction and the state of Virginia. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for years prior to 2015. Income tax expense attributable to income before income tax expense is summarized as follows:  December 31,  2018 2017  Curren t federal income tax expense $1,461 $1,674  Deferred federal income tax (benefit) expense (132) 764  Income tax expense $1,329 $2,438  Income tax expense differed from amounts computed by applying the U.S. Federal income tax rate of 21 % to income before income tax expense as a result of the following:  2018 2017  Compu ted “expected” income tax expense $1,393 $1,822  Increase (reduction) in income tax resulting from:  Non-taxable income (73) (127)  Non-deductible expenses 13 18  Other (4) (146)  Change in net deferred tax asset/liability due to rate change - 871  Income tax expense $1,329 $2,438  The results for the year ended December 31, 2017 include the effect of the Tax Cuts and Jobs Act (the Act), which was signed into law on December 22, 2017. Among other things, the Act permanently lowered the federal corporate income tax rate to 21% from the maximum rate prior to the passage of the Act of 35% , effective January 1, 2018. As a result of the reduction of the federal corporate income tax rate, U.S. GAAP requires companies to re-measure their deferred tax assets and deferred tax liabilities, including those accounted for in accumulated other comprehensive income, as of the date of the Act’s enactment and record the corresponding effects in income tax expense in the fourth quarter of 2017. As a result of the permanent reduction in the corporate income tax rate, the Company recognized a $871,000 reduction in the value of its net deferred tax asset and recorded a corresponding incremental income tax expense of $871,000 in the Company’s consolidated results of operations for the fourth quarter of 2017. The Company’s evaluation of the effect of the Act was subject to refinement for up to one year after enactment.  Note 12 - Income taxes (continued) The tax effects of temporary differences result in deferred tax assets and liabilities as presented below:    December 31,  2018 2017  Deferred tax assets  Allowance for loan losses $962 $790  Unrealized losses on available-for-sale securities 596 391  OREO 138 100  Non-accrual interest 243 263  Deferred Compensation 75 70  Other 8 10  Gross deferred tax assets 2,022 1,624    Deferred tax liabilities  Depreciation 189 130  Other 78 76  Gross deferred tax liabilities 267 206  Net deferred tax asset $1,755 $1,418  

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	12 Months Ended
	Dec. 31, 2018
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 13 – Earnings per common share (EPS)  Basic EPS excludes dilution and is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock, or resulted in the issuance of common stock that then shared in the earnings of the entity. Note 13 – Earnings per common share (EPS) (continued) The basic and diluted earnings per share calculations are as follows:   Years ended December 31,  2018 2017 Numerator:  Net income available to stockholders $5,302 $2,922   Basic EPS weighted average shares outstanding 4,378,436 4,378,436 Effect of dilutive securities:  Incremental shares attributable to stock options 23 85   Diluted EPS weighted-average shares outstanding 4,378,459 4,378,521   Basic earnings per common share $1.21 $0.67  Diluted earnings per common share $1.21 $0.67  No option shares were excluded from the 2018 and 2017 earnings per share calculations because they were anti-dilutive.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2018
Employee Benefit Plans [Abstract]
Employee Benefit Plans	Note 14 – Employee Benefit plans  Defined contribution benefit plan. The Company adopted a 401(k) defined contribution plan on October 1, 2000, which is administered by the Virginia Bankers’ Association. Participants have the right to contribute up to a maximum of 19 % of pretax annual compensation or the maximum allowed under Section 401(g) of the Internal Revenue Code, whichever is less. The Company contributed $301 and $270 to the plan on behalf of the employees for the years ended December 31, 2018 and 2017, respectively. Supplemental Executive Retirement Plan . A Supplemental Executive Retirement Plan (SERP) was established to provide participating executives (as determined by the Company’s Board of Directors) with benefits that cannot be provided under the 401(k) as a result of limitations imposed by the Internal Revenue Code. The SERP will also provide benefits to eligible employees or their survivors, as applicable, if they die, retire, or are terminated under certain circumstances. SERP expense totaled $ 357 and $ 331 for the years ended December 31, 2018 and 2017, respectively.  The Company funds the plan through a modified endowment contract. Income recorded for the plan represents life insurance income as recorded based on the projected increases in cash surrender values of life insurance policies. As of December 31, 2018 and 2017, the life insurance policies had cash surrender values of approximate ly $ 13,359 and $ 13,018 , respectively. Employee Stock Purchase Plan .

Stock-based Compensation Plans

Stock-based Compensation Plans	12 Months Ended
	Dec. 31, 2018
Stock-based Compensation Plans [Abstract]
Stock-based Compensation Plans	  Note 15 – Stock-based compensation plans  On October 21, 1999, the Board of Directors adopted the “1999 Stock Option Plan” for officers and employees. The ability to grant shares under the 1999 Stock Option Plan expired on October 21, 2009. The plan expired with 25,832 shares not granted.  Stock option plan activity under the 1999 Stock Option Plan for the year ended December 31, 2018 is summarized below:     Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2018 636 $ 12.79  Granted - -  Exercised - -  Forfeited or expired (636) 12.79  Options outstanding, December 31, 2018 - - - $ -  Options exercisable, December 31, 2018 - $ - - $ - No options were exercised in 2018 and 2017. There are no longer any options outstanding from the 1999 Stock Option Plan.   On March 20, 2018, the Board of Directors adopted the “2018 Bank of the James Financial Group, Inc. Equity Incentive Plan,” which was approved by the shareholders on May 15, 2018. This plan allows the Company to grant stock options, restricted stock, and restricted stock units to certain officers and employees. No awards had been granted under the plan as of December 31, 2018.

Dividend Reinvestment Plan

Dividend Reinvestment Plan	12 Months Ended
	Dec. 31, 2018
Dividend Reinvestment Plan [Abstract]
Dividend Reinvestment Plan	 Note 16 – Dividend Reinvestment Plan  The Company has in effect a Dividend Reinvestment Plan (DRIP) which provides an automatic conversion of dividends into common stock for enrolled shareholders. The Company may issue common shares to the DRIP or purchase common shares on the open market. Common shares are purchased on the open market at a price that based on the weighted average price of all shares purchased by the broker-dealer on the open market from each aggregate order placed by the Plan Administrator. In 2017 and 2018, all shares purchased through the DRIP were purchased on the open market and consequently the Company issued no common shares to the DRIP during the years ended December 31, 2017 and 2018.

Stockholders' Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2018
Stockholders' Equity [Abstract]
Stockholders' Equity	 Note 17 – Stockholders’ equity  The Bank is subject to certain legal and regulatory restrictions on the amount of cash dividends it may declare. Financial is a legal entity, separate and distinct from the Bank. Financial currently does not have any significant sources of revenue other than cash dividends paid to it by its subsidiaries. Both Financial and the Bank are subject to laws and regulations that limit the payment of cash dividends, including requirements to maintain capital at or above regulatory minimums.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2018
Regulatory Matters [Abstract]
Regulatory Matters	Note 18 - Regulatory matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.  Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital to average assets (as defined). Management believes, as of December 31, 2018 that the Bank meets all capital adequacy requirements to which it is subject. The Bank’s actual regulatory capital amounts and ratios for December 31, 2018 and 2017 are also presented in the table below. On June 7, 2012, the Federal Reserve issued a series of proposed rules that would revise and strengthen its risk-based and leverage capital requirements and its method for calculating risk-weighted assets. The rules were proposed to implement the Basel III regulatory capital reforms from the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act. On July 2, 2013, the Federal Reserve approved certain revisions to the proposals and finalized new capital requirements for banking organizations. Effective January 1, 2015, the final rules required the Bank to comply with the following new minimum capital ratios: (i) a new common equity Tier 1 capital ratio of 4.5% of risk-weighted assets; (ii) a Tier 1 capital ratio of 6.0% of risk-weighted assets (increased from the previous requirement of 4.0% ); (iii) a total capital ratio of 8.0% of risk-weighted assets (unchanged from previous requirement); and (iv) a leverage ratio of 4.0% of total assets. Note 18 - Regulatory matters (continued) These are the initial capital requirements, which will be phased in over a five -year period. When fully phased in on January 1, 2019, the rules will require the Bank to maintain (i) a minimum ratio of common equity Tier 1 to risk-weighted assets of at least 4.5%, plus a 2.5% “capital conservation buffer” (which is added to the 4.5% common equity Tier 1 ratio as that buffer is phased in, effectively resulting in a minimum ratio of common equity Tier 1 to risk-weighted assets of at least 7.0% upon full implementation), (ii) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 6.0%, plus the capital conservation buffer (which is added to the 6.0% Tier 1 capital ratio as that buffer is phased in, effectively resulting in a minimum Tier 1 capital ratio of 8.5% upon full implementation), (iii) a minimum ratio of total capital to risk-weighted assets of at least 8.0%, plus the capital conservation buffer (which is added to the 8.0% total capital ratio as that buffer is phased in, effectively resulting in a minimum total capital ratio of 10.5% upon full implementation), and (iv) a minimum leverage ratio of 4.0%, calculated as the ratio of Tier 1 capital to average assets. The capital conservation buffer requirement was phased in beginning January 1, 2016, at 0.625% of risk-weighted assets, increasing each year until fully implemented at 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Banking institutions with a ratio of common equity Tier 1 to risk-weighted assets above the minimum but below the conservation buffer will face constraints on dividends, equity repurchases, and compensation based on the amount of the shortfall. With respect to the Bank, the rules also revised the “prompt corrective action” regulations pursuant to Section 38 of the FDIA by (i) introducing a common equity Tier 1 capital ratio requirement at each level (other than critically undercapitalized), with the required ratio being 6.5% for well-capitalized status; (ii) increasing the minimum Tier 1 capital ratio requirement for each category, with the minimum ratio for well-capitalized status being 8.0% (as compared to the previous 6.0% as of December 31, 2014); and (iii) eliminating the current provision that provides that a bank with a composite supervisory rating of 1 may have a 3.0% Tier 1 leverage ratio and still be well-capitalized. The capital requirements from 2015 also include changes in the risk weights of assets to better reflect credit risk and other risk exposures. These include a 150% risk weight (up from 100% ) for certain high volatility commercial real estate acquisition, development and construction loans and nonresidential mortgage loans that are 90 days past due or otherwise on nonaccrual status, a 20% (up from 0% ) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable, a 250% risk weight (up from 100% ) for mortgage servicing rights and deferred tax assets that are not deducted from capital, and increased risk-weights (from 0% to up to 600% ) for equity exposures. As of December 31, 2018, the most recent notification from the Federal Reserve Bank of Richmond categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, CET1, Tier I risk-based and Tier I leverage ratios as set forth in the following table. There are no conditions or events since that notification that management believes have changed the Bank’s category.  Note 18 - Regulatory matters (continued)  The capital ratios for the Bank for 2018 and 2017 are set forth in the following table:  December 31, 2018  To Be Well  Capitalized Under  Minimum Capital Prompt Corrective  Actual Requirement Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $66,633 11.81% $59,239 >10.500% $56,418 > 10.00%  Tier I capital  (to risk-weighted assets) $62,052 11.00% $47,956 >8.50% $45,135 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $62,052 11.00% $39,493 >7.00% $36,672 >6.50% Tier I capital (leverage)  (to average assets) $62,052 9.25% $26,835 > 4.00% $33,544 > 5.00%  (1) Includes capital conservation buffer after full phase-in where applicable.   December 31, 2017  To Be Well  Capitalized Under  Minimum Capital Prompt Corrective  Actual Requirement Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $61,888 12.05% $53,909 >10.500% $51,342 > 10.00% Tier I capital  (to risk-weighted assets) $57,136 11.13% $43,641 >8.50% $41,074 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $57,136 11.13% $35,939 >7.00% $33,372 >6.50% Tier I capital (leverage)  (to average assets) $57,136 9.12% $25,057 > 4.00% $31,321 > 5.00% (1) Includes capital conservation buffer after full phase-in where applicable.   Note 18 - Regulatory matters (continued) The above tables set forth the capital position and analysis for the Bank only. Because total assets on a consolidated basis are less than $3,000,000, Financial is not subject to the consolidated capital requirements imposed by the Bank Holding Company Act. Consequently, Financial does not calculate its financial ratios on a consolidated basis. If calculated, the capital ratios for the Company on a consolidated basis would no longer be comparable to the capital ratios of the Bank because the proceeds of the private placement do not qualify as equity capital on a consolidated basis.

Contingent Liabilities

Contingent Liabilities	12 Months Ended
	Dec. 31, 2018
Contingent Liabilities [Abstract]
Contingent Liabilities	Note 19 – Contingent liabilities The Bank rents, under non-cancelable leases, six of its banking facilities and one commercial loan production office. The original lease for 615 Church Street expired on July 31, 2009. On August 1, 2009, the Bank elected to enter into a new 10 year lease for this property. The Bank has 0.5 years remaining on this lease. The Bank entered into a lease agreement for 828 Main Street with Jamesview Investments, LLC, a related party which is wholly-owned by William C. Bryant III, a member of the Board of Directors of both Financial and the Bank. The initial term of the lease was 10 years with two five year renewal options for a total of 20 years. The Bank has 5.5 years remaining on this lease including option periods. The total expense to be incurred by the Bank over the remaining course of the lease, including options to extend, is estimated to be $ 1,311 . In December 2005, the Bank entered into a lease agreement for 4935 Boonsboro Road. The initial term of the lease was five years with two five-year renewal options for a total of 15 years. The Bank has 2 years remaining on this lease and no remaining option periods. In September 2013, the Bank entered into a lease agreement for 1430 Rolkin Court in Charlottesville, VA. Lease payments did not begin on the property until the upfit was completed on January 1, 2014. The initial term of the lease was five years with one five-year renewal option for a total of 10 years. The Bank has elected not to renew for an additional five-year period and is currently renting under a month to month agreement. The Rolkin Court location will be moved to 550 Water Street, Charlottesville, Virginia at the completion of the up-fit currently going on at this location. In July 2015, the Bank entered into a lease agreement for 225 Merchant Walk Avenue, Charlottesville, VA. Lease payments did not begin on the property until the upfit was completed in November 2016. The initial term of the lease was 10 years with two five -year renewal options for a total of 20 years. The Bank has 18 years remaining on this lease including the two option periods. In November 2016, the Bank entered into a lease agreement for 3562 Electric Road, Roanoke, VA. Lease payments did not begin on the property until February 1, 2017. The initial term of the lease was five years with two five year renewal options for a total of 15 years. The Bank has 13 years remaining on this lease including the two option periods. In February 2018, the Bank entered into a lease agreement for 2001 South Main Street, Unit #107, Blacksburg, Virginia. This location is operated solely as a mortgage origination office and is not a bank branch. Lease payments did not begin on the property until March 1, 2018. The term of the lease was three years with no renewal options. The Bank has 2 years remaining on this lease.  Note 19 – Contingent liabilities (continued) Rental expenses under operating leases were $ 675 and $ 692 for the years ended December 31, 2018 and 2017, respectively. The current minimum annual rental commitments under the non-cancelable leases in effect at December 31, 2018 are as follows:    Year Ending Amount  2019 $545  2020 426  2021 353  2022 317  2023 314  Thereafter 361   $2,316 

Financial Instruments With Off-

Financial Instruments With Off-Balance-Sheet Risk	12 Months Ended
	Dec. 31, 2018
Financial Instruments With Off Balance Sheet Risk[Abstract]
Financial Instruments With Off Balance Sheet Risk	Note 20 - Financial instruments with off-balance-sheet risk  The Bank is not a party to derivative financial instruments with off-balance-sheet risks such as futures, forwards, swaps and options. The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These instruments may involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets. The contract amounts of these instruments reflect the extent of involvement the Bank has in particular classes of financial instruments.  Credit risk is defined as the possibility of sustaining a loss because the other party to a financial instrument fails to perform in accordance with the terms of the contract. The Bank’s maximum exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of the instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.  The Bank requires collateral or other security to support financial instruments when it is deemed necessary. The Bank evaluates each customer’s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counterparty. Types of collateral vary but may include marketable securities, accounts receivable, inventory, and property, plant and equipment.  At December 31, 2018, the Bank had rate lock commitments to originate mortgage loans through its Mortgage Division amounting to approximately $6,334 and loans held for sale of $1,670 . The Bank has entered into corresponding commitments with third party investors to sell each of these loans that close. No other obligation exists. As a result of these contractual relationships with these investors, the Bank is not exposed to losses nor will it realize gains related to its rate lock commitments due to changes in interest rates.  Note 20 - Financial instruments with off-balance-sheet risk (continued)  Financial instruments whose contract amounts represent credit risk are as follows:   Contract Amounts at  December 31,  2018 2017   Commitm ents to extend credit $129,485 $115,152   Standby letters of credit $2,972 $2,770  Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is generally less than that involved in extending loans to customers because the Bank generally holds deposits equal to the commitment. Management does not anticipate any material losses as a result of these transactions.

Concentration Of Credit Risk

Concentration Of Credit Risk	12 Months Ended
	Dec. 31, 2018
Concentration Of Credit Risk [Abstract]
Concentration Of Credit Risk	Note 21 – Concentration of credit risk The Bank has a diversified loan portfolio consisting of commercial, real estate and consumer (installment) loans. Substantially all of the Bank’s customers are residents or operate business ventures in its market area consisting primarily of the Lynchburg metropolitan area. Therefore, a substantial portion of its debtors’ ability to honor their contracts and the Bank’s ability to realize the value of any underlying collateral, if needed, is influenced by the economic conditions in this market area. The Bank maintains a significant portion of its cash balances with one financial institution. Uninsured cash balances as of December 31, 2018 were approximately $ 6,700 which consisted of the total balances in one account at the Federal Home Loan Bank of Atlanta (FHLBA) and the balances (net of $250 FDIC coverage) held in one account at Community Bankers’ Bank, one account at Suntrust, and one account at Zions Bank. Uninsured cash balances as of December 31, 2017 were approximately $3,100 which consisted of the total balances in the same accounts referenced for 2018 above. 

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2018
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 22 – Fair value measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market and in an orderly transaction Note 22 – Fair value measurements (continued) between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in the principal or most advantageous market for an asset or liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. " Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. " Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. " Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Securities Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Note 22 – Fair value measurements (continued)  Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities. The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period.   Fair Value at December 31, 201 8 Descript ion Balance as of December 31, 201 8 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,845 $ - $1,845 $ -  U.S. agency obligations 23,267 - 23,267 -  Mortgage-backed securities 11,876 - 11,876 -  Municipals 12,009 - 12,009 -  Corporates 3,730 - 3,730 -   Total available-for-sale securities $52,727 $ - $52,727 $ -    Fair Value at December 31, 201 7 Descrip tion Balance as of December 31, 201 7 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,858 $ - $1,858 $ -  U.S. agency obligations 23,850 - 23,850 -  Mortgage-backed securities 13,388 - 13,388 -  Municipals 12,274 - 12,274 -  Corporates 3,942 - 3,942 -   Total available-for-sale securities $55,312 $ - $55,312 $ -  Note 22 – Fair value measurements (continued) Loans held for sale Loans held for sale are measured at lower of cost or fair value. Under ASC 820, market value is to represent fair value. Management obtains quotes or bids on all or part of these loans directly from the purchasing financial institutions. Premiums received or to be received on the quotes or bids are indicative of the fact that cost is lower than fair value. Because quotes and bids on loans held for sale are available in active markets, loans held for sale are considered to be Level 2. No nonrecurring fair value adjustments were recorded during the years ended December 31, 2018 and 2017. Gains and losses on the sale of loans are recorded in non-interest income on the Consolidated Statements of Income. Impaired loans ASC 820 applies to loans measured for impairment at an observable market price (if available), or at the fair value of the loan’s collateral (if the loan is collateral dependent). Fair value of the loan’s collateral, when the loan is dependent on collateral, is determined by appraisals or independent valuation which is then adjusted for the cost related to liquidation of the collateral. Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’s financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. The carrying values of all impaired loans are considered to be Level 3. Other Real Estate Owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to other real estate owned (“OREO”). The measurement of loss associated with OREO is based on the fair value of the collateral less anticipated selling costs compared to the unpaid loan balance. The value of OREO collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using market data. Note 22 – Fair value measurements (continued) Any fair value adjustments are recorded in the period incurred and expensed against current earnings. The carrying values of all OREO are considered to be Level 3. The following table summarizes the Company’s impaired loans and OREO measured at fair value on a nonrecurring basis during the period.    Fair Value at December 31, 201 8 Descri ption Balance as of December 31, 201 8 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $1,587 $ - $ - $1,587   Other real estate $2,430 $ - $ - $2,430  * Includes loans charged down to the net realizable value of the collateral.    Fair Value at December 31, 201 7 Descriptio n Balance as of December 31, 201 7 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,523 $ - $ - $2,523   Other real estate $2,650 $ - $ - $2,650  *Includes loans charged down to the net realizable value of the collateral. The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3: Note 22 – Fair value measurements (continued)  Quantitative information about Level 3 Fair Value Measurements for December 31, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impair ed loans $1,587 Discounted appraised value Selling cost 0% - 10 % ( 8% )  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6% )  OREO $2,430 Discounted appraised value Selling cost 0% - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impaire d loans $2,523 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )  OREO $2,650 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% )  Financial Instruments  FASB ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments, including those financial assets and financial liabilities that are not required to be measured and reported at fair value on a recurring or nonrecurring basis. ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The carrying amounts and estimated fair values of the Company's financial instruments are presented in the following tables whether or not recognized on the Consolidated Balance Sheets at fair value. Fair values for December 31, 2018 were estimated using an exit price notion in accordance with the prospective adoption of ASU 2016-01, “Recognition and Measurement of Financial Note 22 – Fair value measurements (continued) Assets and Financial Liabilities.” Fair values for December 31, 2017 were estimated using the guidance in effect for that period, which permitted the use of an entry price notion in the compilation of this disclosure.   Fair Value Measurements at December 31, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $26,725 $26,725 $ - $ - $26,725  Fed funds sold 23,600 23,600 - - 23,600 Securities  Available-for-sale 52,727 - 52,727 - 52,727  Held-to-maturity 3,700 - 3,515 - 3,515  Restricted stock 1,462 - 1,462 - 1,462  Loans, net 530,016 - - 522,782 522,782  Loans held for sale 1,670 - 1,670 - 1,670  Interest receivable 1,742 - 1,742 - 1,742  BOLI 13,359 - 13,359 - 13,359 Liabilities  Deposits $612,043 $ - $612,532 $ - $612,532  Capital notes 5,000 - 4,710 - 4,710  Interest payable 127 - 127 - 127    Fair Value Measurements at December 31, 2017 using  Carrying Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $20,267 $20,267 $ - $ - $20,267  Fed funds sold 16,751 16,751 - - 16,751  Securities  Available-for-sale 55,312 - 55,312 - 55,312  Held-to-maturity 5,713 - 5,619 - 5,619  Restricted stock 1,505 - 1,505 - 1,505  Loans, net 491,022 - - 492,397 492,397  Loans held for sale 2,626 - 2,626 - 2,626  Interest receivable 1,713 - 1,713 - 1,713  BOLI 13,018 - 13,018 - 13,018  Liabilities  Deposits $567,493 $ - $568,224 $ - $568,224  Capital notes 5,000 - 5,310 - 5,310  I nterest payable 111 - 111 - 111  

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2018
Revenue Recognition [Abstract]
Revenue Recognition	Note 23 – Revenue Recognition  On January 1, 2018, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (Topic 606) and all subsequent ASUs that modified Topic 606. The implementation of the new standard did not have a material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. Results for reporting periods beginning after January 1, 2018 are presented under Topic 606, while prior period amounts were not adjusted and continue to be reported in accordance with our historic accounting under Topic 605.  Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. Topic 606 is applicable to noninterest revenue streams such as deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams in-scope of Topic 606 are discussed below.  Service Charges on Deposit Accounts  Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or at the end of the month through a direct charge to customers’ accounts.  Fees, Exchange, and Other Service Charges  Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, treasury services income and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Treasury services income primarily represents fees charged to customers for sweep, positive pay and lockbox services. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or at the end of the month.  Other  Other noninterest income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, safety deposit box rental fees, and other miscellaneous revenue streams. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. Safe deposit box rental fees are charged to the  Note 23 – Revenue Recognition (continued)  customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.

Impact Of Recently Issued Accou

Impact Of Recently Issued Accounting Standards	12 Months Ended
	Dec. 31, 2018
Impact Of Recently Issued Accounting Standards [Abstract]
Impact Of Recently Issued Accounting Standards	Note 24 - Impact of recently issued accounting standards  In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee‘s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018-10 (“Codification Improvements to Topic 842, Leases.”) and ASU 2018-11 (“Leases (Topic 842): Targeted Improvements.”) Among these amendments is the provision in ASU 2018-11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity’s reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP (Topic 840, Leases). The Company adopted this standard on January 1, 2019 using the optional transition method. The effect of adopting this standard on January 1, 2019 was an approximate $3.0 million increase in assets and liabilities on our consolidated balance sheet. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements. The Company has been in discussions with its core processor to coordinate its plans for implementation and has contracted with an additional vendor to begin implementation.    Note 24 - Impact of recently issued accounting standards (continued) In March 2017, the FASB issued ASU 2017 ‐ 08, “Receivables—Nonrefundable Fees and Other Costs (Subtopic 310 ‐ 20), Premium Amortization on Purchased Callable Debt Securities.” The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. The Company does not expect the adoption of ASU 2017-08 to have a material impact on its consolidated financial statements. In June 2018, the FASB issued ASU 2018-07, “Compensation- Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting.” The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to nonemployees and employees more similarly. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company does not expect the adoption of ASU 2018-07 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. 

Condensed Financial Statements

Condensed Financial Statements Of Parent Company	12 Months Ended
	Dec. 31, 2018
Condensed Financial Statements Of Parent Company [Abstract]
Condensed Financial Statements Of Parent Company	 Note 25- Condensed financial statements of parent company  Financial information pertaining only to Bank of the James Financial Group, Inc. is as follows: Balance Sheet    December 31,  2018 2017 Assets  Cash $349 $859  Taxes receivable 25 120   Investment in subsidiaries 59,808 55,668   Other assets 19 18   Total assets $60,201 $56,665  Liabilities and stockholders’ equity   Capital notes $5,000 $5,000 Other liabilities 58 -  Total Liabilities $5,058 $5,000   Common stock $2.14 par value $9,370 $9,370  Additional paid-in-capital 31,495 31,495  Retained earnings 16,521 12,269  Accumulated other comprehensive (loss) (2,243) (1,469)  Total stockholders’ equity $55,143 $51,665   Total liabilities and stockholders’ equity $60,201 $56,665  Note 25 – Condensed financial statements of parent company (continued)   Statem ents of Income  Years Ended December 31,  2018 2017 Income  Dividends from subsidiary $800 $ -  Operating expenses  Interest on capital notes 200 187  Legal and professional fees 217 174  Other expense 104 131   Total expenses 521 492   Income tax (benefit) (109) (167)   (Loss) income before equity in undistributed income of subsidiaries 388 (325)   Equity in undistributed income of subsidiaries 4,914 3,247   Net income $5,302 $2,922  Note 25 – Condensed financial statements of parent company (continued)   Stateme nts of Cash Flows  Years Ended December 31,  2018 2017  Cash flows from operating activities  Net income $5,302 $2,922  Adjustments to reconcile net income to net cash provided by (used in) operating activities  Decrease (increase) in income taxes receivable 95 (47)  (Increase) in other assets (1) -  Increase in other liabilities 58 -  Equity in undistributed net (income) of subsidiaries (4,914) (3,247)   Net cash provided by (used in) operating activities $540 $(372)   Cash flows from investing activities Capital contribution to subsidiary Bank of the James $ - $(3,000)  Net cash (used in) investing activities $ - $(3,000)   Cash flows from financing activities  Dividends paid to common stockholders $(1,050) $(1,050)  Proceeds from sale of 4% capital notes due 1/24/2022 - 5,000   Net cash provided by financing activities $(1,050) $3,950   (Decrease) increase in cash and cash equivalents $(510) $578   Cash and cash equivalents at beginning of period 859 281   Cash and cash equivalents at end of period $349 $859 

Summary Of Significant Accoun_2

Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2018
Summary Of Significant Accounting Policies [Abstract]
Consolidation	Consolidation The consolidated financial statements include the accounts of Bank of the James Financial Group, Inc. and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.
Basis Of Presentation And Use Of Estimates	Basis of presentation and use of estimates The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities at the date of the financial Note 2 - Summary of significant accounting policies (continued)  statements, as well as the amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and valuation of other real estate owned.
Cash And Cash Equivalents	Cash and cash equivalents Cash and cash equivalents include cash and balances due from banks and federal funds sold, all of which mature within ninety days. Generally, federal funds are purchased and sold for one-day periods.
Securities	Securities Certain debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Trading securities are recorded at fair value with changes in fair value included in earnings. Securities not classified as held-to-maturity or trading, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Impairment of securities occurs when the fair value of a security is less than its amortized cost. For debt securities, impairment is considered other-than-temporary and recognized in its entirety in net income if either (1) the Bank intends to sell the security or (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis. If, however, the Bank does not intend to sell the security and it is not more likely than not that the Bank will be required to sell the security before recovery, the Bank must determine what portion of the impairment is attributable to a credit loss, which occurs when the amortized cost of the security exceeds the present value of the cash flows expected to be collected from the security. If there is no credit loss, there is no other-than temporary impairment. If there is a credit loss, other-than-temporary impairment exists, and the credit loss must be recognized in net income and the remaining portion of impairment must be recognized in other comprehensive income. We regularly review each investment security for other-than-temporary impairment based on criteria that include the extent to which cost exceeds market price, the duration of that market decline, the financial health of and specific prospects for the issuer, our best estimate of the present value of cash flows expected to be collected from debt securities, our intention with regard to holding the security to maturity, and the likelihood that we would be required to sell the security before recovery.
Restricted Investments	Restricted investments As members of the Federal Reserve Bank (FRB) and the Federal Home Loan Bank of Atlanta (FHLBA), the Bank is required to maintain certain minimum investments in the common stock of the FRB and FHLBA. Required levels of investment are based upon the Bank’s capital and a percentage of qualifying assets. The Bank also maintains stock ownership in Community Bankers’ Bank (CBB). The investment in CBB is minimal and is not mandated but qualifies the Bank for preferred pricing on services offered by CBB. Based on liquidation restrictions, all of these investments are carried at cost.
Loans	Loans Financial makes real estate, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by real estate loans collateralized by real estate within Region 2000. The ability of Financial’s debtors to honor their contracts is dependent upon the real estate and general economic conditions in the area.  Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method.
Past Due Status	Past due status Past due status is based on the contractual terms of the loan. In all cases, loans are placed on non-accrual and potentially charged-off at an earlier date if collection of principal or interest is considered doubtful.
Non-Accrual Status	Non-accrual status Financial stops accruing interest on a loan at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. At the time the loan is placed on non-accrual status, all previously accrued but not collected interest is reversed against interest income. While the loan is classified as non-accrual, any payments collected are accounted for using the cost-recovery method which requires the entire amount of the payment to be applied directly to principal, until qualifying for return to performing status. Loans may be, but are not always, returned to performing status when all the principal and interest amounts contractually due are brought current (within 90 days past due), future payments are reasonably assured, and contractually required payments have been made on a timely basis for at least six consecutive months.
Charge-Off	Charge-off At the time a loan is placed on non-accrual status, it is generally reevaluated for expected loss and a specific reserve, if not already assigned, is established against the loan. Consumer term loans are typically charged-off no later than 120 days whereas consumer revolving credit loans are typically charged-off no later than 180 days. Although the goal for commercial and commercial real estate loans is for charge off no later than 180 days, a commercial or commercial real estate loan may not be fully charged off until there is reasonable certainty that no additional workout efforts, troubled debt restructurings or any other types of concession can or will be made by Financial.
Loans Held For Sale	Loans Held for Sale Loans originated and intended for sale in the secondary market are sold, servicing released, and carried at the lower of cost or fair value, which is determined in the aggregate based on sales commitments to permanent investors or on current market rates for loans of similar quality and type. In addition, the Company requires a firm purchase commitment from a permanent investor before a loan can be closed, thus limiting interest rate risk.
Allowance For Loan Losses	Allowance for loan losses The allowance for loan losses is management’s estimate of probable losses inherent in the loan portfolio and is recorded through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Note 2 - Summary of significant accounting policies (continued) The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as doubtful or substandard. For such loans that are also classified as impaired, an allowance is established when the collateral value of the impaired loan or discounted cash flows is lower than the carrying value of that loan. The historical component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The qualitative factors used to derive the general component of the allowance may include but are not limited to:  1. Known improvement or deterioration in certain classes of loans or collateral; 2. Trends in portfolio volume, maturity, or composition; 3. Volume and trends in delinquencies and non-accruals; 4. Local economic and industrial conditions; 5. Lending, charge-off, and collection policies; and 6. Experience, ability, and depth of lending staff.  A loan is considered impaired when, based on current information and events, it is probable that Financial will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by evaluating the discounted cash flows or fair value of the underlying collateral, if the loan is collateral dependent. Management considers the following four components when calculating its loan loss reserve requirement: o In accordance with current accounting rules (ASC 310) and the Bank’s impairment methodology, the Bank performs an individual impairment analysis on all loans having a principal balance greater than $100,000 (unless related to another classified relationship or a TDR) with a risk rating of substandard, doubtful, and loss (our internal risk ratings of 7 through 9). o In accordance with current accounting rules (ASC 450), the Bank examines historical charge-off data by segment in order to determine a portion of the reserve related to homogeneous pools. The Bank updates its historical charge-off data quarterly and adjusts the reserve accordingly. Note 2 - Summary of significant accounting policies (continued) o The Bank applies various risk factors, including, for example, levels of trends in delinquencies, current and expected economic conditions, and levels of and trends in recoveries of prior charge-offs. o The Bank applies factors to determine the method by which to determine the general reserve for inherent losses related to the loan pool, including, for example, loan concentrations, policy and procedure changes, national and local economic trends and conditions, and overall portfolio quality.
Troubled Debt Restructurings	Troubled debt restructurings In situations where, for economic or legal reasons related to a borrower’s financial condition, management may grant a concession to the borrower that it would not otherwise consider, the related loan is classified as a troubled debt restructuring (“TDR”). Management strives to identify borrowers in financial difficulty early and work with them to modify their loan to more affordable terms before their loans reach nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of collateral. In cases where borrowers are granted new terms that generally (although not required to be considered a TDR) provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. The Bank had $ 424 and $440 classified as TDRs as of December 31, 2018 and 2017, respectively.
Premises, Equipment And Depreciation	Premises, equipment and depreciation Premises and equipment, including leasehold improvements, are stated at cost less accumulated depreciation. Depreciation is provided over the estimated useful lives of the respective assets on the straight-line basis, which range from 3 to 7 years for equipment and 10 to 39.5 years for buildings and improvements. Leasehold improvements are amortized over a term which includes the remaining lease term and probable renewal periods. Land is carried at cost and is not depreciable. Expenditures for major renewals and betterments are capitalized and those for maintenance and repairs are charged to operating expenses as incurred.
Bank Owned Life Insurance	Bank owned life insurance Financial has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value.
Other Real Estate Owned	Other real estate owned Other real estate owned consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure establishing a new cost basis. These properties are subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed.
Transfers Of Financial Assets	Transfers of financial assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the  Note 2 - Summary of significant accounting policies (continued) Bank – put presumptively beyond reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.
Fair Value Of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absences of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
Business Segments	Business Segments We operate two business segments, community banking and mortgage banking. The community banking segment includes both commercial and consumer lending and provides customers such products as commercial loans, real estate loans, and other business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products, including demand deposit accounts, savings accounts and certificates of deposit. The mortgage banking segment engages primarily in the origination of residential mortgages for sale into the secondary market. For addition information, refer to Note 9 “Business Segments.”
Retirement Plans	Retirement Plans Employee 401(k) and profit sharing expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Income Taxes	Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and gives current recognition to changes in tax rates and laws. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Note 2 - Summary of significant accounting policies (continued)  Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. At December 31, 2018 and 2017, there were no liabilities recorded for unrecognized tax benefits.
Stock-based Compensation Plans	Stock-based compensation plans Compensation cost is recognized for stock options and restricted stock awards issued to employees based on the fair value of the awards at the date of grant. The Black-Scholes valuation model is utilized to estimate the fair value of stock options and the market value of the Company’s common stock on the date of grant is used for restricted stock awards. Compensation cost is recognized over the vesting period of the awards and the Company’s policy is to recognize forfeitures as they occur.  At December 31, 2018, there were no stock-based compensation awards outstanding that were issued under the Company’s 1999 Stock Option Plan. Also at December 31, 2018, the Company had not granted any awards under the 2018 Bank of the James Financial Group, Inc. Equity Incentive Plan. The Company’s ability to grant awards under the Equity Incentive Plan is ongoing. 
Earnings Per Common Share	Earnings per common share Basic earnings per common share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate solely to stock options outstanding during the periods, and are determined using the treasury stock method.
Reclassification	Reclassification Management has made certain immaterial reclassifications to the prior year financial statements to conform to the 2018 presentation. Reclassifications had no effect on prior year net income or stockholders’ equity.
Comprehensive Income	Comprehensive income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains (losses) on available-for-sale securities.
Marketing	Marketing The Company expenses advertising costs as incurred. Advertising expenses were $ 611 and $739 for 2018 and 2017, respectively.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	   December 31, 2018  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held- to-maturity  U.S. agency obligations $3,700 $ - $(185) $3,515  Available-for-sale  U.S. Treasuries $1,961 $ - $(116) $1,845  U.S. agency obligations 24,701 - (1,434) 23,267  Mortgage-backed securities 12,390 - (514) 11,876  Municipals 12,412 3 (406) 12,009  Corporates 4,102 - (372) 3,730   $55,566 $3 $(2,842) $52,727     December 31, 2017  Amortized Gross Unrealized Fair  Cost Gains Losses Value Held-to -maturity  U.S. agency obligations $5,713 $8 $(102) $5,619  Available-for-sale  U.S. Treasuries $1,956 $ - $(98) $1,858  U.S. agency obligations 24,881 5 (1,036) 23,850  Mortgage-backed securities 13,662 2 (276) 13,388  Municipals 12,556 16 (298) 12,274  Corporates 4,117 - (175) 3,942   $57,172 $23 $(1,883) $55,312 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  Dece mber 31, 2018 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $ - $ - $3,515 $185 $3,515 $185  Available-for-sale  U.S. Treasuries - - 1,845 116 1,845 116  U.S. agency obligations - - 23,267 1,434 23,267 1,434  Mortgage-backed securities 966 20 10,910 494 11,876 514  Municipals - - 10,994 406 10,994 406  Corporates - - 3,730 372 3,730 372   Total temporarily impaired securities $966 $20 $50,746 $2,822 $51,712 $2,842    Decem ber 31, 2017 Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses Held-to-maturity  U.S. agency obligations $2,367 $70 $1,243 $32 $3,610 $102  Available-for-sale  U.S. Treasuries - - 1,858 98 1,858 98  U.S. agency obligations 11,465 215 12,379 821 23,844 1,036  Mortgage-backed securities 2,802 26 9,712 250 12,514 276  Municipals 4,823 41 5,644 257 10,467 298  Corporates - - 3,942 175 3,942 175   Total temporarily impaired securities $19,090 $282 $33,535 $1,601 $52,625 $1,883 
Contractual Maturities Of Investment Securities	 Note 4 –Securities (continued)  Held-to-Maturity Available-for-Sale  Amortized Fair Amortized Fair  Cost Values Cost Values   Due in one year or less $ - $ - $ - $ -  Due after one year through five years - - 4,969 4,802  Due after five years through ten years - - 29,041 27,412  Due after ten years 3,700 3,515 21,556 20,513   $3,700 $3,515 $55,566 $52,727 

Loans And Allowance For Loan _2

Loans And Allowance For Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2018
Loans And Allowance For Loan Losses [Abstract]
Summary Of Loans, Net	  December 31,  2018 2017   Commercial $92,877 $96,127  Commercial real estate 289,171 251,807  Consumer 86,191 83,746  Residential 66,358 64,094   Total loans (1) 534,597 495,774   Less allowance for loan losses 4,581 4,752   Net loans $530,016 $491,022  (1) Includes net deferred costs and premiums of $457 and $940 , respectively.
Loans On Non-Accrual Status	   Loans on Non-Accrual Status    As of December 31,  201 8 2017  Comm ercial $973 $727 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 317 1,465  Commercial Mortgages-Non-Owner Occupied 173 468  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 84 566 Residential:  Residential Mortgages 1,391 1,025  Residential Consumer Construction - 58   Totals $2,939 $4,309 
Impaired Loans	 Impaired Loans  As of and for the Year Ended December 31, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income  2018 Investment Balance Allowance Investment Recognized  With No Related Allowance Recorded:  Commercial $ 1,430 $ 1,922 $ - $ 1,178 $ 24  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,414 2,511 - 2,421 167  Commercial Mortgage Non-Owner Occupied 131 132 - 403 8  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 88 88 - 184 6  Residential  Residential Mortgages 1,876 1,953 - 1,728 89  Residential Consumer Construction - - - - -   With an Allowance Recorded:  Commercial $ 31 $ 31 $ 15 $ 174 $ 3  Commercial Real Estate  Commercial Mortgages-Owner Occupied 39 132 36 352 3  Commercial Mortgage Non-Owner Occupied 90 90 20 82 6  Commercial Construction - - - 85 -  Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 105 105 105 266 7  Residential  Residential Mortgages 375 390 61 263 11  Residential Consumer Construction - - - - -   Totals:  Commercial $ 1,461 $ 1,953 $ 15 $ 1,352 $ 27  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,453 2,643 36 2,773 170  Commercial Mortgage Non-Owner Occupied 221 222 20 485 14  Commercial Construction - - - 85 -  Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 193 193 105 450 13  Residential  Residential Mortgages 2,251 2,343 61 1,991 100  Residential Consumer Construction - - - - -  $ 6,580 $ 7,355 $ 238 $ 7,138 $ 324   Note 5 - Loans and allowance for loan losses (continued)    Impaired Loans  As of and for the Year Ended December 31, 2017  Unpaid Average Interest  Recorded Principal Related Recorded Income 2017 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $ 925 $ 1,505 $ - $ 812 $ 54  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,427 2,539 - 2,723 179  Commercial Mortgage Non-Owner Occupied 675 690 - 512 30  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 279 283 - 149 11  Residential  Residential Mortgages 1,580 1,673 - 1,568 63  Residential Consumer Construction - - - - -  With an Allowance Recorded:  Commercial $ 317 $ 323 $ 112 $ 919 $ 16  Commercial Real Estate  Commercial Mortgages-Owner Occupied 665 665 93 1,126 39  Commercial Mortgage Non-Owner Occupied 73 73 18 74 5  Commercial Construction 169 695 79 169 -  Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 427 445 255 269 11  Residential  Residential Mortgages 151 178 4 425 3  Residential Consumer Construction - - - - -  Totals:  Commercial $ 1,242 $ 1,828 $ 112 $ 1,731 $ 70  Commercial Real Estate  Commercial Mortgages-Owner Occupied 3,092 3,204 93 3,849 218  Commercial Mortgage Non-Owner Occupied 748 763 18 586 35  Commercial Construction 169 695 79 169 -  Consumer  Consumer Unsecured 2 2 2 1 -  Consumer Secured 706 728 255 418 22  Residential  Residential Mortgages 1,731 1,851 4 1,993 66  Residential Consumer Construction - - - - -  $ 7,690 $ 9,071 $ 563 $ 8,747 $ 411 
Allowance For Loan Losses And Recorded Investment In Loans	Allowance for Loan Losses and Recorded Investment in Loans As of and for the Year Ended December 31, 201 8   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (395) (230) (405) (34) (1,064)  Recoveries 113 4 60 - 177  Provision 154 319 129 114 716  Ending Balance $1,136 $1,831 $956 $658 $4,581   Ending Balance: Individually evaluated for impairment $15 $56 $106 $61 $238   Ending Balance: Collectively evaluated for impairment 1,121 1,775 850 597 4,343    Totals: $1,136 $1,831 $956 $658 $4,581  Loans:   Ending Balance: Individually evaluated for impairment $1,461 $2,674 $194 $2,251 $6,580   Ending Balance: Collectively evaluated for impairment 91,416 286,497 85,997 64,107 528,017   Totals: $92,877 $289,171 $86,191 $66,358 $534,597       Note 5 - Loans and allowance for loan losses (continued)   Allowance for Loan Losses and Recorded Investment in Loans As of and for the Year Ended December 31, 201 7    Commercial 2017 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:   Beginning Balance $2,192 $2,109 $954 $461 $5,716  Charge-offs (1,652) (91) (246) (105) (2,094)  Recoveries 6 41 51 39 137  Provision 718 (321) 413 183 993  Ending Balance $1,264 $1,738 $1,172 $578 $4,752   Ending Balance: Individually evaluated for impairment $112 $190 $257 $4 $563   Ending Balance: Collectively evaluated for impairment 1,152 1,548 915 574 4,189    Totals: $1,264 $1,738 $1,172 $578 $4,752  Loans:   Ending Balance: Individually evaluated for impairment $1,242 $4,009 $708 $1,731 $7,690   Ending Balance: Collectively evaluated for impairment 94,885 247,798 83,038 62,363 488,084   Totals: $96,127 $251,807 $83,746 $64,094 $495,774 
Age Analysis Of Past Due Financing Receivables	 Age Analysis of Past Due Loans as of December 31, 2018 2018 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $54 $56 $220 $330 $92,547 $92,877 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 209 - 307 516 97,910 98,426 -  Commercial Mortgages-Non-Owner Occupied 149 468 - 617 174,657 175,274 -  Commercial Construction - - - - 15,471 15,471 - Consumer:  Consumer Unsecured 8 1 - 9 8,745 8,754 -  Consumer Secured 369 44 - 413 77,024 77,437 - Residential:  Residential Mortgages 882 164 567 1,613 56,559 58,172 -  Residential Consumer Construction - - - - 8,186 8,186 -  Total $1,671 $733 $1,094 $3,498 $531,099 $534,597 $ -    Age Analysis of Past Due Loans as of December 31, 2017 2017 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Recorded Investment > 90 Days & Accruing  Commercial $320 $ - $250 $570 $95,557 $96,127 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 904 64 177 1,145 92,504 93,649 -  Commercial Mortgages-Non-Owner Occupied - 361 299 660 138,101 138,761 -  Commercial Construction - - 169 169 19,228 19,397 - Consumer:  Consumer Unsecured 3 - - 3 6,977 6,980 -  Consumer Secured 245 139 462 846 75,920 76,766 - Residential:  Residential Mortgages 706 414 532 1,652 51,545 53,197 -  Residential Consumer Construction - - 58 58 10,839 10,897 -  Total $2,178 $978 $1,947 $5,103 $490,671 $495,774 $ - 
Credit Quality Information-By Class	Credit Quality Information - by Class December 31, 2018  2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $90,142 $818 $374 $1,543 $ - $92,877  Commercial Real Estate:  Commercial Mortgages-Owner Occupied 90,995 1,461 3,517 2,453 - 98,426  Commercial Mortgages-Non-Owner Occupied 172,342 2,285 332 315 - 175,274  Commercial Construction 14,892 579 - - - 15,471 Consumer  Consumer Unsecured 8,74 - 6 1 - 8,754  Consumer Secured 77,092 - 88 257 - 77,437 Residential:  Residential Mortgages 55,336 334 - 2,502 - 58,172  Residential Consumer Construction 8,186 - - - - 8,186   Totals $517,732 $5,477 $4,317 $7,071 $ - $534,597     Credit Quality Information - by Class December 31, 2017  2017 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $93,571 $1,217 $4 $1,335 $ - $96,127 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 83,834 2,926 3,734 3,155 - 93,649  Commercial Mortgages-Non-Owner Occupied 135,855 1,898 152 856 - 138,761  Commercial Construction 18,423 - 805 169 - 19,397 Consumer  Consumer Unsecured 6,978 - - 2 - 6,980  Consumer Secured 75,774 90 - 902 - 76,766 Residential:  Residential Mortgages 50,816 - 241 2,140 - 53,197  Residential Consumer Construction 10,839 - - 58 - 10,897   Totals $476,090 $6,131 $4,936 $8,617 $ - $495,774 

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2018
Other Real Estate Owned [Abstract]
Changes In OREO Balance	 OREO Changes  Year Ended December 31,  2018 2017  Balance at the beginning of the year $2,650 $2,370  Transfers from Loans 850 815  Capitalized costs - 40  Valuation adjustments (185) (60)  Sales (846) (514)  Gain (loss) on sales (39) (1)  Balance at the end of the year $2,430 $2,650 

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2018
Premises And Equipment [Abstract]
Schedule Of Property And Equipment	  December 31,  2018 2017  Land $3,302 $3,302  Building and improvements 6,986 6,921  Property for future expansion 2,523 814  Furniture and equipment 7,749 7,476  Leasehold improvements 2,571 2,473  Software 2,481 2,337  25,612 23,323  Less accumulated depreciation 12,186 11,268   Net premises and equipment $13,426 $12,055 

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Summary Of Deposit Accounts	 December 31,  2018 2017 Demand  Noninterest bearing $91,356 $74,102  Interest bearing 231,257 205,131  Savings 100,041 102,856  Time, $250,000 or more (1) 47,522 42,507  Other time 141,867 142,897   $612,043 $567,493  (1) Includes brokered certificates of deposit of $20,064 as of December 31, 2018 and 2017.
Schedule Of Time Deposit Maturities	  Yea r Ending December 31, Amount   2019 $104,840  2020 39,272  2021 27,652  2022 9,906  2023 7,719   $189,389 

Business Segments (Tables)

Business Segments (Tables)	12 Months Ended
	Dec. 31, 2018
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  For the year ended December 31, 2018  Net interest income $ 23,176 $ - $ 23,176  Provision for loan losses 716 - 716  Net interest income after provision for loan losses 22,460 - 22,460  Noninterest income 2,317 2,918 5,235  Noninterest expenses 18,660 2,404 21,064  Income before income taxes 6,117 514 6,631  Income tax expense 1,250 79 1,329  Net income $ 4,867 $ 435 $ 5,302  Total assets $ 673,114 $ 1,783 $ 674,897   For the year ended December 31, 2017  Net interest income $ 20,672 $ - $ 20,672  Provision for loan losses 993 - 993  Net interest income after provision for loan losses 19,679 - 19,679  Noninterest income 2,293 2,434 4,727  Noninterest expenses 17,127 1,919 19,046  Income before income taxes 4,845 515 5,360  Income tax expense 2,263 175 2,438  Net income $ 2,582 $ 340 $ 2,922  Total assets $ 623,547 $ 2,794 $ 626,341  

Other Borrowings (Tables)

Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2018
Other Borrowings [Abstract]
Summary Of Short Term Borrowings	  As of or for the Years Ended December 31, Short Term: 2018 2017 Federal funds purchased  Balance at end of year $ - $ -  Maximum month-end outstanding balance - -  Average outstanding balance during the year 1 1  Average interest rate during the year 0.00% 0.00%  Average interest rate at end of year N/A N/A   Reverse repurchase agreements  Balance at end of year $ - $ -  Maximum month-end outstanding balance - 5,000  Average outstanding balance during the year - 795  Average interest rate during the year 0.00% 1.76%  Average interest rate at end of year N/A N/A 

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2018
Income Taxes [Abstract]
Schedule Of Income Tax Expense	 December 31,  2018 2017  Curren t federal income tax expense $1,461 $1,674  Deferred federal income tax (benefit) expense (132) 764  Income tax expense $1,329 $2,438 
Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate	 2018 2017  Compu ted “expected” income tax expense $1,393 $1,822  Increase (reduction) in income tax resulting from:  Non-taxable income (73) (127)  Non-deductible expenses 13 18  Other (4) (146)  Change in net deferred tax asset/liability due to rate change - 871  Income tax expense $1,329 $2,438 
Schedule Of Deferred Tax Assets And Liabilities	   December 31,  2018 2017  Deferred tax assets  Allowance for loan losses $962 $790  Unrealized losses on available-for-sale securities 596 391  OREO 138 100  Non-accrual interest 243 263  Deferred Compensation 75 70  Other 8 10  Gross deferred tax assets 2,022 1,624    Deferred tax liabilities  Depreciation 189 130  Other 78 76  Gross deferred tax liabilities 267 206  Net deferred tax asset $1,755 $1,418 

Earnings Per Common Share (EP_2

Earnings Per Common Share (EPS) (Tables)	12 Months Ended
	Dec. 31, 2018
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	  Years ended December 31,  2018 2017 Numerator:  Net income available to stockholders $5,302 $2,922   Basic EPS weighted average shares outstanding 4,378,436 4,378,436 Effect of dilutive securities:  Incremental shares attributable to stock options 23 85   Diluted EPS weighted-average shares outstanding 4,378,459 4,378,521   Basic earnings per common share $1.21 $0.67  Diluted earnings per common share $1.21 $0.67 

Stock-based Compensation Plans

Stock-based Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2018
Stock-based Compensation Plans [Abstract]
Summary Of Stock Option Activity	  Weighted  Weighted Average  Average Remaining  Exercise Contractual Intrinsic  Shares Price Life (in years) Value   Options outstanding, January 1, 2018 636 $ 12.79  Granted - -  Exercised - -  Forfeited or expired (636) 12.79  Options outstanding, December 31, 2018 - - - $ -  Options exercisable, December 31, 2018 - $ - - $ - 

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2018
Regulatory Matters [Abstract]
Schedule Of Capital Ratios For The Bank	 December 31, 2018  To Be Well  Capitalized Under  Minimum Capital Prompt Corrective  Actual Requirement Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $66,633 11.81% $59,239 >10.500% $56,418 > 10.00%  Tier I capital  (to risk-weighted assets) $62,052 11.00% $47,956 >8.50% $45,135 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $62,052 11.00% $39,493 >7.00% $36,672 >6.50% Tier I capital (leverage)  (to average assets) $62,052 9.25% $26,835 > 4.00% $33,544 > 5.00%  (1) Includes capital conservation buffer after full phase-in where applicable.   December 31, 2017  To Be Well  Capitalized Under  Minimum Capital Prompt Corrective  Actual Requirement Action Provisions  Amount Ratio Amount Ratio (1) Amount Ratio Total capital  (to risk-weighted assets) $61,888 12.05% $53,909 >10.500% $51,342 > 10.00% Tier I capital  (to risk-weighted assets) $57,136 11.13% $43,641 >8.50% $41,074 > 8.00% Common Equity Tier 1 capital  (to risk-weighted assets) $57,136 11.13% $35,939 >7.00% $33,372 >6.50% Tier I capital (leverage)  (to average assets) $57,136 9.12% $25,057 > 4.00% $31,321 > 5.00% (1) Includes capital conservation buffer after full phase-in where applicable.

Contingent Liabilities (Tables)

Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Contingent Liabilities [Abstract]
Schedule Of Current Minimum Annual Rental Commitments Under Non-Cancelable Leases	  Year Ending Amount  2019 $545  2020 426  2021 353  2022 317  2023 314  Thereafter 361   $2,316 

Financial Instruments With Of_2

Financial Instruments With Off-Balance-Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2018
Financial Instruments With Off Balance Sheet Risk[Abstract]
Summary Of Financial Instruments With Contract Amounts Representing Credit Risk	  Contract Amounts at  December 31,  2018 2017   Commitm ents to extend credit $129,485 $115,152   Standby letters of credit $2,972 $2,770 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2018
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Fair Value at December 31, 201 8 Descript ion Balance as of December 31, 201 8 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,845 $ - $1,845 $ -  U.S. agency obligations 23,267 - 23,267 -  Mortgage-backed securities 11,876 - 11,876 -  Municipals 12,009 - 12,009 -  Corporates 3,730 - 3,730 -   Total available-for-sale securities $52,727 $ - $52,727 $ -    Fair Value at December 31, 201 7 Descrip tion Balance as of December 31, 201 7 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  U.S. Treasuries $1,858 $ - $1,858 $ -  U.S. agency obligations 23,850 - 23,850 -  Mortgage-backed securities 13,388 - 13,388 -  Municipals 12,274 - 12,274 -  Corporates 3,942 - 3,942 -   Total available-for-sale securities $55,312 $ - $55,312 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	   Fair Value at December 31, 201 8 Descri ption Balance as of December 31, 201 8 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $1,587 $ - $ - $1,587   Other real estate $2,430 $ - $ - $2,430  * Includes loans charged down to the net realizable value of the collateral.    Fair Value at December 31, 201 7 Descriptio n Balance as of December 31, 201 7 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)   Impaired loans* $2,523 $ - $ - $2,523   Other real estate $2,650 $ - $ - $2,650  *Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	 Quantitative information about Level 3 Fair Value Measurements for December 31, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impair ed loans $1,587 Discounted appraised value Selling cost 0% - 10 % ( 8% )  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6% )  OREO $2,430 Discounted appraised value Selling cost 0% - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)    Quantitative information about Level 3 Fair Value Measurements for December 31, 2017 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average)  Impaire d loans $2,523 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )  OREO $2,650 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	 Fair Value Measurements at December 31, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $26,725 $26,725 $ - $ - $26,725  Fed funds sold 23,600 23,600 - - 23,600 Securities  Available-for-sale 52,727 - 52,727 - 52,727  Held-to-maturity 3,700 - 3,515 - 3,515  Restricted stock 1,462 - 1,462 - 1,462  Loans, net 530,016 - - 522,782 522,782  Loans held for sale 1,670 - 1,670 - 1,670  Interest receivable 1,742 - 1,742 - 1,742  BOLI 13,359 - 13,359 - 13,359 Liabilities  Deposits $612,043 $ - $612,532 $ - $612,532  Capital notes 5,000 - 4,710 - 4,710  Interest payable 127 - 127 - 127    Fair Value Measurements at December 31, 2017 using  Carrying Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $20,267 $20,267 $ - $ - $20,267  Fed funds sold 16,751 16,751 - - 16,751  Securities  Available-for-sale 55,312 - 55,312 - 55,312  Held-to-maturity 5,713 - 5,619 - 5,619  Restricted stock 1,505 - 1,505 - 1,505  Loans, net 491,022 - - 492,397 492,397  Loans held for sale 2,626 - 2,626 - 2,626  Interest receivable 1,713 - 1,713 - 1,713  BOLI 13,018 - 13,018 - 13,018  Liabilities  Deposits $567,493 $ - $568,224 $ - $568,224  Capital notes 5,000 - 5,310 - 5,310 

Condensed Financial Statement_2

Condensed Financial Statements Of Parent Company (Tables)	12 Months Ended
	Dec. 31, 2018
Condensed Financial Statements Of Parent Company [Abstract]
Condensed Balance Sheet Of Parent Company	  December 31,  2018 2017 Assets  Cash $349 $859  Taxes receivable 25 120   Investment in subsidiaries 59,808 55,668   Other assets 19 18   Total assets $60,201 $56,665  Liabilities and stockholders’ equity   Capital notes $5,000 $5,000 Other liabilities 58 -  Total Liabilities $5,058 $5,000   Common stock $2.14 par value $9,370 $9,370  Additional paid-in-capital 31,495 31,495  Retained earnings 16,521 12,269  Accumulated other comprehensive (loss) (2,243) (1,469)  Total stockholders’ equity $55,143 $51,665   Total liabilities and stockholders’ equity $60,201 $56,665 
Condensed Statements Of Income Of Parent Company	 Statem ents of Income  Years Ended December 31,  2018 2017 Income  Dividends from subsidiary $800 $ -  Operating expenses  Interest on capital notes 200 187  Legal and professional fees 217 174  Other expense 104 131   Total expenses 521 492   Income tax (benefit) (109) (167)   (Loss) income before equity in undistributed income of subsidiaries 388 (325)   Equity in undistributed income of subsidiaries 4,914 3,247   Net income $5,302 $2,922 
Condensed Statements Of Cash Flows Of Parent Company	 Stateme nts of Cash Flows  Years Ended December 31,  2018 2017  Cash flows from operating activities  Net income $5,302 $2,922  Adjustments to reconcile net income to net cash provided by (used in) operating activities  Decrease (increase) in income taxes receivable 95 (47)  (Increase) in other assets (1) -  Increase in other liabilities 58 -  Equity in undistributed net (income) of subsidiaries (4,914) (3,247)   Net cash provided by (used in) operating activities $540 $(372)   Cash flows from investing activities Capital contribution to subsidiary Bank of the James $ - $(3,000)  Net cash (used in) investing activities $ - $(3,000)   Cash flows from financing activities  Dividends paid to common stockholders $(1,050) $(1,050)  Proceeds from sale of 4% capital notes due 1/24/2022 - 5,000   Net cash provided by financing activities $(1,050) $3,950   (Decrease) increase in cash and cash equivalents $(510) $578   Cash and cash equivalents at beginning of period 859 281   Cash and cash equivalents at end of period $349 $859 

Organization (Narrative) (Detai

Organization (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018item
Number of wholly-owned non-operating subsidiaries	1
Number of bank locations	5
Lynchburg Virginia [Member]
Limited service bank branch	1
Forest Virginia [Member]
Number of bank locations	1
Madison Heights [Member]
Number of bank locations	1
Amherst Virginia [Member]
Number of bank locations	1
Bedford Virginia [Member]
Number of bank locations	1
Altavista Virginia [Member]
Number of bank locations	1
Appomattox Virginia [Member]
Number of bank locations	1
Charlottesville Virginia [Member]
Number of bank locations	1
Limited service bank branch	2

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018USD ($)segmentshares	Dec. 31, 2017USD ($)shares
Summary Of Significant Accounting Policies [Line Items]
Maximum maturing period for cash and cash equivalents	90 days
Duration of loans interest stops accruing	90 days
Duration of consecutive payments before future payments assured	6 months
Duration of consumer term loans charged-off	120 days
Duration of consumer revolving credit loans charged-off	180 days
Impaired loans TDR	$ 424,000	$ 440,000
Minimum principal loan balance for individual impairment test	100,000,000
Unrecognized tax liabilities	$ 0	$ 0
Number of reportable segments | segment	2
Outstanding options | shares		636
Advertising expense	$ 611,000	$ 739,000
Equipment [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	7 years
Equipment [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	3 years
Building and Building Improvements [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	39 years 6 months
Building and Building Improvements [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life	10 years
1999 Stock Option Plan [Member]
Summary Of Significant Accounting Policies [Line Items]
Outstanding options | shares	0
2018 Bank Of The James Financial Group, Inc. Equity Incentive Plan [Member]
Summary Of Significant Accounting Policies [Line Items]
Number of options granted | shares	0

Restrictions On Cash (Narrative

Restrictions On Cash (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Restrictions On Cash [Abstract]
Daily average cash reserve	$ 11,279	$ 6,733

Securities (Narrative) (Details

Securities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018USD ($)securityitem	Dec. 31, 2017USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 19,401,000	$ 12,123,000
Available-for-sale Securities	52,727,000	55,312,000
Reportable Legal Entities [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities, Gross Realized Losses	113,000	0
Available-for-sale Securities	0	9,940,000
US Treasuries [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	1,845,000	1,858,000
Mortgage Backed Securities, Other [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	11,876,000	13,388,000
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	23,267,000	23,850,000
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	12,009,000	12,274,000
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Available-for-sale Securities	$ 3,730,000	$ 3,942,000
S&P Rated AA [Member] | Mortgage Backed Securities, Other [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | security	12
S&P Rated AA [Member] | US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | item	21
S&P Rated A [Member] | Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | item	19
S&P Rated BBB+ [Member] | Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Number Of Securities Held | security	5

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	$ 3,700	$ 5,713
Held-to-Maturity, Fair Value	3,515	5,619
Available-for-Sale, Amortized Costs	55,566	57,172
Available-for-Sale, Gross Unrealized Gains	3	23
Available-for-Sale, Gross Unrealized Losses	(2,842)	(1,883)
Available-for-sale, Fair Value	52,727	55,312
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,961	1,956
Available-for-Sale, Gross Unrealized Losses	(116)	(98)
Available-for-sale, Fair Value	1,845	1,858
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	3,700	5,713
Held-to-maturity, Gross Unrealized Gains		8
Held-to-maturity, Gross Unrealized Losses	(185)	(102)
Held-to-Maturity, Fair Value	3,515	5,619
Available-for-Sale, Amortized Costs	24,701	24,881
Available-for-Sale, Gross Unrealized Gains		5
Available-for-Sale, Gross Unrealized Losses	(1,434)	(1,036)
Available-for-sale, Fair Value	23,267	23,850
Mortgage Backed Securities, Other [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,390	13,662
Available-for-Sale, Gross Unrealized Gains		2
Available-for-Sale, Gross Unrealized Losses	(514)	(276)
Available-for-sale, Fair Value	11,876	13,388
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,412	12,556
Available-for-Sale, Gross Unrealized Gains	3	16
Available-for-Sale, Gross Unrealized Losses	(406)	(298)
Available-for-sale, Fair Value	12,009	12,274
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	4,102	4,117
Available-for-Sale, Gross Unrealized Losses	(372)	(175)
Available-for-sale, Fair Value	$ 3,730	$ 3,942

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	$ 966	$ 19,090
Unrealized Losses, Less than 12 months	20	282
Fair Value, More than 12 months	50,746	33,535
Unrealized Losses, More than 12 months	2,822	1,601
Fair Value, Total	51,712	52,625
Unrealized Losses, Total	2,842	1,883
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, More than 12 months	1,845	1,858
Unrealized Losses, More than 12 months	116	98
Fair Value, Total	1,845	1,858
Unrealized Losses, Total	116	98
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months, Held-to-maturity		2,367
Unrealized Losses, Less than 12 months, Held-to-maturity		70
Fair Value, More than 12 months, Held-to-maturity	3,515	1,243
Unrealized Losses, More than 12 months, Held-to-maturity	185	32
Fair Value, Total, Held-to-maturity	3,515	3,610
Unrealized Losses, Total, Held-to-maturity	185	102
Fair Value, Less than 12 months		11,465
Unrealized Losses, Less than 12 months		215
Fair Value, More than 12 months	23,267	12,379
Unrealized Losses, More than 12 months	1,434	821
Fair Value, Total	23,267	23,844
Unrealized Losses, Total	1,434	1,036
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months	966	2,802
Unrealized Losses, Less than 12 months	20	26
Fair Value, More than 12 months	10,910	9,712
Unrealized Losses, More than 12 months	494	250
Fair Value, Total	11,876	12,514
Unrealized Losses, Total	514	276
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months		4,823
Unrealized Losses, Less than 12 months		41
Fair Value, More than 12 months	10,994	5,644
Unrealized Losses, More than 12 months	406	257
Fair Value, Total	10,994	10,467
Unrealized Losses, Total	406	298
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, More than 12 months	3,730	3,942
Unrealized Losses, More than 12 months	372	175
Fair Value, Total	3,730	3,942
Unrealized Losses, Total	$ 372	$ 175

Securities (Contractual Maturit

Securities (Contractual Maturities Of Investment Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities [Abstract]
Held-to-Maturity, Amortized Cost, Due in one year or less
Held-to-Maturity, Amortized Cost, Due after ten years	3,700
Held-to-maturity	3,700	$ 5,713
Held-to-Maturity, Fair Values, Due in one year or less
Held-to-Maturity, Fair Values, Due after ten years	3,515
Held-to-Maturity, Fair Value	3,515	$ 5,619
Available-for-Sale, Amortized Cost, Due in one year or less
Available-for-Sale, Amortized Cost, Due after one year through five years	4,969
Available-for-Sale, Amortized Cost, Due after five years through ten years	29,041
Available-for-Sale, Amortized Cost, Due after ten years	21,556
Available-for-Sale, Amortized Cost	55,566
Available-for-Sale, Fair Values, Due in one year or less
Available-for-Sale, Fair Values, Due after one year through five years	4,802
Available-for-Sale, Fair Values, Due after five years through ten years	27,412
Available-for-Sale, Fair Values, Due after ten years	20,513
Available-for-Sale, Fair Values	$ 52,727

Loans And Allowance For Loan _3

Loans And Allowance For Loan Losses (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)contractitem	Dec. 31, 2017USD ($)contractitem
Loans And Allowance For Loan Losses [Abstract]
Overdrafts reclassified as loans	$ 27	$ 36
Outstanding balances of related party loans	14,213	$ 14,592
New loans and advances from related party	3,453
Repayments from related party	$ 3,832
Loan modifications that would have been classified as TDRs | contract	0	0
Loan modifications classified as TDRs | contract	0	0
Outstanding commitments to disburse additional funds on TDR's | item	0	0

Loans And Allowance For Loan _4

Loans And Allowance For Loan Losses (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Loans And Allowance For Loan Losses [Abstract]
Commercial		$ 92,877	$ 96,127
Commercial real estate		289,171	251,807
Consumer		86,191	83,746
Residential		66,358	64,094
Total loans	[1]	534,597	495,774
Less allowance for loan losses		4,581	4,752
Net loans		530,016	491,022
Deferred loan costs		$ 457	$ 940
[1]	Includes net deferred costs and premiums of $457 and $940, respectively.

Loans And Allowance For Loan _5

Loans And Allowance For Loan Losses (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 2,939	$ 4,309
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	973	727
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	317	1,465
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	173	468
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	84	566
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	1,391	1,025
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status		$ 58

Loans And Allowance For Loan _6

Loans And Allowance For Loan Losses (Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 6,580	$ 7,690
Totals: Unpaid Principal Balance	7,355	9,071
Totals: Related Allowance	238	563
Totals: Average Recorded Investment	7,138	8,747
Totals: Interest Income Recognized	324	411
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	2,414	2,427
With No Related Allowance Recorded: Unpaid Principal Balance	2,511	2,539
With No Related Allowance Recorded: Average Recorded Investment	2,421	2,723
With No Related Allowance Recorded: Interest Income Recognized	167	179
With An Allowance Recorded: Recorded Investment	39	665
With An Allowance Recorded: Unpaid Principal Balance	132	665
With An Allowance Recorded: Average Recorded Investment	352	1,126
With An Allowance Recorded: Interest Income Recognized	3	39
Totals: Recorded Investment	2,453	3,092
Totals: Unpaid Principal Balance	2,643	3,204
Totals: Related Allowance	36	93
Totals: Average Recorded Investment	2,773	3,849
Totals: Interest Income Recognized	170	218
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	131	675
With No Related Allowance Recorded: Unpaid Principal Balance	132	690
With No Related Allowance Recorded: Average Recorded Investment	403	512
With No Related Allowance Recorded: Interest Income Recognized	8	30
With An Allowance Recorded: Recorded Investment	90	73
With An Allowance Recorded: Unpaid Principal Balance	90	73
With An Allowance Recorded: Average Recorded Investment	82	74
With An Allowance Recorded: Interest Income Recognized	6	5
Totals: Recorded Investment	221	748
Totals: Unpaid Principal Balance	222	763
Totals: Related Allowance	20	18
Totals: Average Recorded Investment	485	586
Totals: Interest Income Recognized	14	35
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With An Allowance Recorded: Recorded Investment		169
With An Allowance Recorded: Unpaid Principal Balance		695
With An Allowance Recorded: Average Recorded Investment	85	169
Totals: Recorded Investment		169
Totals: Unpaid Principal Balance		695
Totals: Related Allowance		79
Totals: Average Recorded Investment	85	169
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment	1	2
With An Allowance Recorded: Unpaid Principal Balance	1	2
With An Allowance Recorded: Average Recorded Investment	2	1
Totals: Recorded Investment	1	2
Totals: Unpaid Principal Balance	1	2
Totals: Related Allowance	1	2
Totals: Average Recorded Investment	2	1
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	88	279
With No Related Allowance Recorded: Unpaid Principal Balance	88	283
With No Related Allowance Recorded: Average Recorded Investment	184	149
With No Related Allowance Recorded: Interest Income Recognized	6	11
With An Allowance Recorded: Recorded Investment	105	427
With An Allowance Recorded: Unpaid Principal Balance	105	445
With An Allowance Recorded: Average Recorded Investment	266	269
With An Allowance Recorded: Interest Income Recognized	7	11
Totals: Recorded Investment	193	706
Totals: Unpaid Principal Balance	193	728
Totals: Related Allowance	105	255
Totals: Average Recorded Investment	450	418
Totals: Interest Income Recognized	13	22
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,876	1,580
With No Related Allowance Recorded: Unpaid Principal Balance	1,953	1,673
With No Related Allowance Recorded: Average Recorded Investment	1,728	1,568
With No Related Allowance Recorded: Interest Income Recognized	89	63
With An Allowance Recorded: Recorded Investment	375	151
With An Allowance Recorded: Unpaid Principal Balance	390	178
With An Allowance Recorded: Average Recorded Investment	263	425
With An Allowance Recorded: Interest Income Recognized	11	3
Totals: Recorded Investment	2,251	1,731
Totals: Unpaid Principal Balance	2,343	1,851
Totals: Related Allowance	61	4
Totals: Average Recorded Investment	1,991	1,993
Totals: Interest Income Recognized	100	66
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment
Totals: Unpaid Principal Balance
Totals: Related Allowance
Totals: Average Recorded Investment
Totals: Interest Income Recognized
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,430	925
With No Related Allowance Recorded: Unpaid Principal Balance	1,922	1,505
With No Related Allowance Recorded: Average Recorded Investment	1,178	812
With No Related Allowance Recorded: Interest Income Recognized	24	54
With An Allowance Recorded: Recorded Investment	31	317
With An Allowance Recorded: Unpaid Principal Balance	31	323
With An Allowance Recorded: Average Recorded Investment	174	919
With An Allowance Recorded: Interest Income Recognized	3	16
Totals: Recorded Investment	1,461	1,242
Totals: Unpaid Principal Balance	1,953	1,828
Totals: Related Allowance	15	112
Totals: Average Recorded Investment	1,352	1,731
Totals: Interest Income Recognized	$ 27	$ 70

Loans And Allowance For Loan _7

Loans And Allowance For Loan Losses (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		$ 4,752	$ 5,716
Allowance for Credit Losses: Charge-offs		(1,064)	(2,094)
Allowance for Credit Losses: Recoveries		177	137
Allowance for credit losses: Provision		716	993
Allowance for Credit Losses: Ending Balance		4,581	4,752
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		238	563
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		4,343	4,189
Allowance for Credit Losses: Totals		4,581	4,752
Financing Receivables: Ending Balance: Individually evaluated for impairment		6,580	7,690
Financing Receivables: Ending Balance: Collectively evaluated for impairment		528,017	488,084
Total loans	[1]	534,597	495,774
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,264	2,192
Allowance for Credit Losses: Charge-offs		(395)	(1,652)
Allowance for Credit Losses: Recoveries		113	6
Allowance for credit losses: Provision		154	718
Allowance for Credit Losses: Ending Balance		1,136	1,264
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		15	112
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,121	1,152
Allowance for Credit Losses: Totals		1,136	1,264
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,461	1,242
Financing Receivables: Ending Balance: Collectively evaluated for impairment		91,416	94,885
Total loans		92,877	96,127
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,738	2,109
Allowance for Credit Losses: Charge-offs		(230)	(91)
Allowance for Credit Losses: Recoveries		4	41
Allowance for credit losses: Provision		319	(321)
Allowance for Credit Losses: Ending Balance		1,831	1,738
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		56	190
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,775	1,548
Allowance for Credit Losses: Totals		1,831	1,738
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,674	4,009
Financing Receivables: Ending Balance: Collectively evaluated for impairment		286,497	247,798
Total loans		289,171	251,807
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,172	954
Allowance for Credit Losses: Charge-offs		(405)	(246)
Allowance for Credit Losses: Recoveries		60	51
Allowance for credit losses: Provision		129	413
Allowance for Credit Losses: Ending Balance		956	1,172
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		106	257
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		850	915
Allowance for Credit Losses: Totals		956	1,172
Financing Receivables: Ending Balance: Individually evaluated for impairment		194	708
Financing Receivables: Ending Balance: Collectively evaluated for impairment		85,997	83,038
Total loans		86,191	83,746
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		578	461
Allowance for Credit Losses: Charge-offs		(34)	(105)
Allowance for Credit Losses: Recoveries			39
Allowance for credit losses: Provision		114	183
Allowance for Credit Losses: Ending Balance		658	578
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		61	4
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		597	574
Allowance for Credit Losses: Totals		658	578
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,251	1,731
Financing Receivables: Ending Balance: Collectively evaluated for impairment		64,107	62,363
Total loans		$ 66,358	$ 64,094
[1]	Includes net deferred costs and premiums of $457 and $940, respectively.

Loans And Allowance For Loan _8

Loans And Allowance For Loan Losses (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 3,498	$ 5,103
Current		531,099	490,671
Total loans	[1]	534,597	495,774
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		516	1,145
Current		97,910	92,504
Total loans		98,426	93,649
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		617	660
Current		174,657	138,101
Total loans		175,274	138,761
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			169
Current		15,471	19,228
Total loans		15,471	19,397
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9	3
Current		8,745	6,977
Total loans		8,754	6,980
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		413	846
Current		77,024	75,920
Total loans		77,437	76,766
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,613	1,652
Current		56,559	51,545
Total loans		58,172	53,197
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			58
Current		8,186	10,839
Total loans		8,186	10,897
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,671	2,178
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		209	904
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		149
30 to 59 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		8	3
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		369	245
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		882	706
30 to 59 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		733	978
60 to 89 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			64
60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		468	361
60 to 89 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
60 to 89 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		44	139
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		164	414
60 to 89 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,094	1,947
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		307	177
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			299
Greater than 90 Days Past Due [Member] | Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			169
Greater than 90 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			462
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		567	532
Greater than 90 Days Past Due [Member] | Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			58
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		330	570
Current		92,547	95,557
Total loans		92,877	96,127
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		54	320
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		56
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		220	250
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		289,171	251,807
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		66,358	64,094
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 86,191	$ 83,746
[1]	Includes net deferred costs and premiums of $457 and $940, respectively.

Loans And Allowance For Loan _9

Loans And Allowance For Loan Losses (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 534,597	$ 495,774
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	517,732	476,090
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	5,477	6,131
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,317	4,936
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,071	8,617
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	98,426	93,649
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	90,995	83,834
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,461	2,926
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	3,517	3,734
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,453	3,155
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	175,274	138,761
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	172,342	135,855
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,285	1,898
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	332	152
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	315	856
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	15,471	19,397
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	14,892	18,423
Commercial Construction [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	579
Commercial Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		805
Commercial Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		169
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,754	6,980
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	874	6,978
Consumer Unsecured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	6
Consumer Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1	2
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	77,437	76,766
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	77,092	75,774
Consumer Secured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		90
Consumer Secured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	88
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	257	902
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	58,172	53,197
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	55,336	50,816
Residential Mortgages [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	334
Residential Mortgages [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		241
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,502	2,140
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,186	10,897
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,186	10,839
Residential Consumer Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		58
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	92,877	96,127
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	90,142	93,571
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	818	1,217
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	374	4
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	1,543	$ 1,335
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables

Other Real Estate Owned (Narrat

Other Real Estate Owned (Narrative) (Details)	Dec. 31, 2018USD ($)item	Dec. 31, 2017USD ($)item	Dec. 31, 2016USD ($)
Other Real Estate	$ 2,430,000	$ 2,650,000	$ 2,370,000
Three Residential Real Estate Properties [Member]
Other Real Estate	$ 156,000
Number of real estate properties held | item	4
One Residential Real Estate Properties [Member]
Other Real Estate		$ 520,000
Number of real estate properties held | item		3
Consumer [Member]
Other Real Estate	$ 0	$ 0

Other Real Estate Owned (Change

Other Real Estate Owned (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Other Real Estate Owned [Abstract]
Balance at the beginning of the year	$ 2,650	$ 2,370
Transfers from Loans	850	815
Capitalized Costs		40
Valuation adjustments	(185)	(60)
Sales proceeds	(846)	(514)
Gain (loss) on sales	(39)	(1)
Balance at the end of the year	$ 2,430	$ 2,650

Premises And Equipment Schedule

Premises And Equipment Schedule Of Property And Equipment (Schedule Of Property And Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Premises And Equipment [Abstract]
Land	$ 3,302	$ 3,302
Building and improvements	6,986	6,921
Property for future expansion	2,523	814
Furniture and equipment	7,749	7,476
Leasehold improvements	2,571	2,473
Software	2,481	2,337
Gross property and equipment	25,612	23,323
Less accumulated depreciation	12,186	11,268
Net premises and equipment	13,426	12,055
Total depreciation expense	$ 930	$ 811

Deposits (Summary Of Deposit Ac

Deposits (Summary Of Deposit Accounts) (Details) - USD ($)		Dec. 31, 2018	Dec. 31, 2017
Deposits [Abstract]
Noninterest bearing		$ 91,356,000	$ 74,102,000
Interest bearing		231,257,000	205,131,000
Savings		100,041,000	102,856,000
Time, $250,000 or more	[1]	47,522,000	42,507,000
Other time		141,867,000	142,897,000
Total deposits		612,043,000	567,493,000
Brokered certificates of deposit		$ 20,064	$ 20,064
[1]	Includes brokered certificates of deposit of $20,064 as of December 31, 2018 and 2017.

Deposits (Schedule Of Time Depo

Deposits (Schedule Of Time Deposit Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Deposits [Abstract]
2019	$ 104,840
2020	39,272
2021	27,652
2022	9,906
2023	7,719
Time Deposits, Total	189,389	$ 185,404
Related party deposits	$ 11,613	$ 8,404

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Net interest income	$ 23,176	$ 20,672
Provision for loan losses	716	993
Net interest income after provision for loan losses	22,460	19,679
Noninterest income	5,235	4,727
Noninterest expenses	21,064	19,046
Income before income taxes	6,631	5,360
Income tax expense	1,329	2,438
Net Income	5,302	2,922
Total assets	674,897	626,341
Community Banking [Member]
Segment Reporting Information [Line Items]
Net interest income	23,176	20,672
Provision for loan losses	716	993
Net interest income after provision for loan losses	22,460	19,679
Noninterest income	2,317	2,293
Noninterest expenses	18,660	17,127
Income before income taxes	6,117	4,845
Income tax expense	1,250	2,263
Net Income	4,867	2,582
Total assets	673,114	623,547
Mortgage [Member]
Segment Reporting Information [Line Items]
Noninterest income	2,918	2,434
Noninterest expenses	2,404	1,919
Income before income taxes	514	515
Income tax expense	79	175
Net Income	435	340
Total assets	$ 1,783	$ 2,794

Capital Notes (Narrative) (Deta

Capital Notes (Narrative) (Details) - USD ($)	1 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Jan. 25, 2017
Debt Instrument [Line Items]
Capital note proceeds			$ 5,000,000
2017 Notes [Member]
Debt Instrument [Line Items]
Capital note issued				$ 5,000,000
Capital notes, interest rate				4.00%
Capital notes, maturity date		Jan. 24, 2022
Capital Notes 4% Due 1/24/2022 [Member]
Debt Instrument [Line Items]
Capital notes, interest rate			4.00%
Capital notes, maturity date		Jan. 24, 2022
Capital Notes 4% Due 1/24/2022 [Member] | 2017 Notes [Member]
Debt Instrument [Line Items]
Duration of written notice to holders		30 days
Capital Notes 4% Due 1/24/2022 [Member] | Equity Capital [Member]
Debt Instrument [Line Items]
Capital note proceeds	$ 3,000,000
Capital Notes 4% Due 1/24/2022 [Member] | Debt Services [Member]
Debt Instrument [Line Items]
Capital note proceeds		$ 2,000,000

Other Borrowings (Narrative) (D

Other Borrowings (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Short-term Debt [Line Items]
Reverse repurchase agreements	$ 5,000,000
FHLBA additional credit	31,059,000
Borrowed amount from FHLBA	47,400,000
Unsecured Federal Funds Outstanding Amount	0	$ 0
Community Bankers Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	13,000,000
Available credit	9,757,000
Zions Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	4,000,000
PNC Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	6,000,000
Suntrust Bank [Member]
Short-term Debt [Line Items]
Unsecured federal fund lines	3,000,000
FHLBA [Member]
Short-term Debt [Line Items]
Available credit	$ 166,858,000
Maximum [Member]
Short-term Debt [Line Items]
Period allowed to exchange securities pledged as collateral for funds	90 days
Minimum [Member]
Short-term Debt [Line Items]
Period allowed to exchange securities pledged as collateral for funds	30 days

Other Borrowings (Summary Of Sh

Other Borrowings (Summary Of Short Term Borrowings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Short Term [Member]
Short-term Debt [Line Items]
Balance at end of year
Average outstanding balance during the year	$ 1	$ 1
Average interest rate during the year	0.00%	0.00%
Reverse Repurchase Agreements [Member]
Short-term Debt [Line Items]
Maximum month-end outstanding balance		$ 5,000
Average outstanding balance during the year		$ 795
Average interest rate during the year	0.00%	1.76%

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
U.S. Federal income tax rate		21.00%	35.00%
Tax Cuts And Jobs Act [Member]
U.S. Federal income tax rate		21.00%
Deferred tax asset			$ 871,000
Income tax expense	$ 871,000

Income Taxes (Schedule Of Incom

Income Taxes (Schedule Of Income Tax Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Income Taxes [Abstract]
Current federal income tax expense	$ 1,461	$ 1,674
Deferred federal income tax (benefit) expense	(132)	764
Income Tax Expense	$ 1,329	$ 2,438

Income Taxes (Schedule Of Inc_2

Income Taxes (Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Income Taxes [Abstract]
Computed "expected" income tax expense	$ 1,393	$ 1,822
Increase (reduction) in income tax resulting from: Non-taxable income	(73)	(127)
Increase (reduction) in income tax resulting from: Non-deductible expenses	13	18
Increase (reduction) in income tax resulting from: Other	(4)	(146)
Change in net deferred tax asset/liability due to rate change		871
Income Tax Expense	$ 1,329	$ 2,438

Income Taxes (Schedule Of Defer

Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Income Taxes [Abstract]
Allowance for loan losses	$ 962	$ 790
Unrealized losses on available-for-sale securities	596	391
OREO	138	100
Non-accrual interest	243	263
Deferred Compensation	75	70
Other	8	10
Gross deferred tax assets	2,022	1,624
Depreciation	189	130
Other	78	76
Gross deferred tax liabilities	267	206
Net deferred tax assets	$ 1,755	$ 1,418

Earnings Per Common Share (EP_3

Earnings Per Common Share (EPS) (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	0	0

Earnings Per Common Share (EP_4

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Common Share (EPS) [Abstract]
Net income available to stockholders	$ 5,302	$ 2,922
Basic EPS weighted average shares outstanding	4,378,436	4,378,436
Incremental shares attributable to stock options	23	85
Diluted EPS weighted average shares outstanding	4,378,459	4,378,521
Basic earnings per common share	$ 1.21	$ 0.67
Diluted earnings per common share	$ 1.21	$ 0.67

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Common stock, shares issued	4,378,436	4,378,436
401(K) Defined Contribution Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Maximum contribution percentage of pretax annual compensation	19.00%
Defined contribution benefit plan, company contribution	$ 301,000	$ 270,000
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
SERP expense	357,000	331,000
Cash surrender values of life insurance policies	13,359,000	$ 13,018,000
Employee Stock Purchase Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined contribution benefit plan, company contribution	$ 0
Common stock, shares issued	0

Stock-based Compensation Plan_2

Stock-based Compensation Plans (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Oct. 21, 2009
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercised
Number of Options		636
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercised	0	0
1999 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares not granted			25,832
Number of Options	0
2018 Bank Of The James Financial Group, Inc. Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options granted	0

Stock-based Compensation Plan_3

Stock-based Compensation Plans (Summary Of Stock Option Activity) (Details)	12 Months Ended
	Dec. 31, 2018$ / sharesshares
Stock-based Compensation Plans [Abstract]
Options outstanding, January 1, 2018, Shares | shares	636
Options outstanding, granted, Shares | shares
Options, Outstanding, Exercised, Shares | shares
Options outstanding, forfeited or expired, Shares | shares	(636)
Options outstanding, December 31, 2018, Shares | shares
Options exercisable, December 31, 2018, Shares | shares
Options outstanding, January 1, 2018, Weighted Average Exercise Price | $ / shares	$ 12.79
Options outstanding, granted, Weighted Average Exercise Price | $ / shares
Options outstanding, exercised, Weighted Average Exercise Price | $ / shares
Options outstanding, forfeited or expired, Weighted Average Exercise Price | $ / shares	12.79
Options outstanding, December 31, 2018, Weighted Average Exercise Price | $ / shares
Options exercisable, December 31, 2018, Weighted Average Exercise Price | $ / shares
Options outstanding, December 31, 2018, Weighted Average Remaining Contractual Life (in years)	0 years
Options exercisable, December 31, 2018, Weighted Average Remaining Contractual Life (in years)	0 years

Dividend Reinvestment Plan (Nar

Dividend Reinvestment Plan (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Dividend Reinvestment Plan [Abstract]
Stock Issued During Period, Shares, Dividend Reinvestment Plan	0	0

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details)		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity tier 1 ratio		7.00%	[1]	7.00%	[1]		4.50%
Tier 1 capital ratio		8.50%	[1]	8.50%	[1]		6.00%	4.00%
Total capital ratio		10.50%	[1]	10.50%	[1]		8.00%
Leverage ratio	[1]	4.00%		4.00%
Capital requirements phased period		5 years
Capital conservation buffer						0.625%
Capital conservation buffer, full implementation		2.50%
Common equity tier 1 capital ratio, full implementation		7.00%
Tier 1 capital ratio, full implementation		8.50%
Total capital ratio, full implementation		10.50%
Well-Capitalized ratio		6.50%		6.50%
Tier 1 Capital well-capitalized ratio		8.00%		8.00%				6.00%
Tier 1 Leverage Ratio		3.00%
Risk Weight For Loans		150.00%		100.00%
Credit Conversion Factor		20.00%		0.00%
Risk wieght for servicing rights and deferred tax assets		250.00%		100.00%
Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk weight for equity exposures		0.00%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk weight for equity exposures		600.00%
[1]	Includes capital conservation buffer after full phase-in where applicable.

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Capital Ratios For The Bank) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2015	Dec. 31, 2014
Regulatory Matters [Abstract]
Total capital (to risk-weighted assets), Actual, Amount		$ 66,633		$ 61,888
Total capital (to risk-weighted assets), Actual, Ratio		11.81%		12.05%
Total capital (to risk-weighted assets), Minimum Capital Requirement, Amount		$ 59,239		$ 53,909
Total capital (to risk-weighted assets), Minimum Capital Requirement, Ratio		10.50%	[1]	10.50%	[1]	8.00%
Total capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 56,418		$ 51,342
Total capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		10.00%		10.00%
Tier I capital (to risk-weighted assets), Actual, Amount		$ 62,052		$ 57,136
Tier I capital (to risk-weighted assets), Actual, Ratio		11.00%		11.13%
Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Amount		$ 47,956		$ 43,641
Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Ratio		8.50%	[1]	8.50%	[1]	6.00%	4.00%
Tier I capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 45,135		$ 41,074
Tier I capital (to risk-weighted assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		8.00%		8.00%			6.00%
Common Equity Tier I capital (to risk-weighted assets) Actual , Amount		$ 62,052		$ 57,136
Common Equity Tier I capital (to risk-weighted assets) Actual , Ratio		11.00%		11.13%
Common Equity Tier I capital (to risk-weighted assets) Minimum Capital Requirement, Amount		$ 39,493		$ 35,939
Common Equity Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Ratio		7.00%	[1]	7.00%	[1]	4.50%
Common Equity Tier 1 capital (to risk-weighted assets) To Be Well Capitalized Under Prompt Corrective Action Provisions, amount		$ 36,672		$ 33,372
Common Equity Tier I capital (to risk-weighted assets) To Be Well Capitalized Under Promp Corrective Action Provisions, Ratio		6.50%		6.50%
Tier I capital (leverage) (to average assets), Actual, Amount		$ 62,052		$ 57,136
Tier I capital (leverage) (to average assets), Actual, Ratio		9.25%		9.12%
Tier I capital (leverage) (to average assets), Minimum Capital Requirement, Amount		$ 26,835		$ 25,057
Tier I capital (leverage) (to average assets), Minimum Capital Requirement, Ratio	[1]	4.00%		4.00%
Tier I capital (leverage) (to average assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount		$ 33,544		$ 31,321
Tier I capital (leverage) (to average assets), To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio		5.00%		5.00%
[1]	Includes capital conservation buffer after full phase-in where applicable.

Contingent Liabilities (Narrati

Contingent Liabilities (Narrative) (Details) $ in Thousands	Aug. 01, 2009	Nov. 30, 2016item	Jul. 31, 2015item	Sep. 30, 2013item	Dec. 31, 2005item	Dec. 31, 2018USD ($)item	Dec. 31, 2017USD ($)
Contingent Liabilities [Line Items]
Total expense | $						$ 2,316
Rental expense | $						$ 675	$ 692
Banking Facility [Member]
Contingent Liabilities [Line Items]
Number of leases						6
Commercial Loan Production Office [Member]
Contingent Liabilities [Line Items]
Number of leases						1
615 Church Street [Member]
Contingent Liabilities [Line Items]
Period of lease	10 years
Remaining period on lease (in years)	6 months
828 Main Street [Member]
Contingent Liabilities [Line Items]
Period of lease						10 years
Number of renewals						2
Period of renewal (in years)						5 years
Period of lease after of renewal options (in years)						20 years
Remaining period on lease (in years)						5 years 6 months
Total expense | $						$ 1,311
4935 Boonsboro Road [Member]
Contingent Liabilities [Line Items]
Period of lease					5 years
Number of renewals					2
Period of lease after of renewal options (in years)					15 years
Remaining period on lease (in years)					2 years
1430 Rolkin Court [Member]
Contingent Liabilities [Line Items]
Period of lease				5 years
Number of renewals				1
Period of lease after of renewal options (in years)				10 years
225 Merchant Walk Avenue [Member]
Contingent Liabilities [Line Items]
Period of lease			10 years
Number of renewals			2
Period of renewal (in years)			5 years
Period of lease after of renewal options (in years)			20 years
Remaining period on lease (in years)			18 years
Number of option periods			2
3562 Electric Road [Member]
Contingent Liabilities [Line Items]
Period of lease		5 years
Number of renewals		2
Period of renewal (in years)		5 years
Period of lease after of renewal options (in years)		15 years
Remaining period on lease (in years)		13 years
Number of option periods		2
2001 South Main Street, Unit #107 [Member]
Contingent Liabilities [Line Items]
Period of lease						3 years
Number of renewals						0
Remaining period on lease (in years)						2 years

Contingent Liabilities (Schedul

Contingent Liabilities (Schedule Of Current Minimum Annual Rental Commitments Under Non-Cancelable Leases) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]
2019	$ 545
2020	426
2021	353
2022	317
2023	314
Thereafter	361
Total	$ 2,316

Financial Instruments With Of_3

Financial Instruments With Off-Balance-Sheet Risk (Narrative) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Loan Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 6,334
Loans Held For Sale [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 1,670

Financial Instruments With Of_4

Financial Instruments With Off-Balance-Sheet Risk (Summary Of Financial Instruments With Contract Amounts Representing Credit Risk) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 2,972	$ 2,770
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value off balance sheet risks	$ 129,485	$ 115,152

Concentration Of Credit Risk (N

Concentration Of Credit Risk (Narrative) (Details)	Dec. 31, 2018USD ($)item	Dec. 31, 2017USD ($)
Accounts secured by FDIC	1
FDIC coverage amount | $	$ 250,000
Uninsured cash balances | $	$ 6,700,000	$ 3,100,000
Community Bankers Bank [Member]
Accounts secured by FDIC	1
Suntrust Bank [Member]
Accounts secured by FDIC	1
Zions Bank [Member]
Accounts secured by FDIC	1

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018USD ($)
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value adjustment	$ 0

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 52,727	$ 55,312
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	52,727	55,312
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,845	1,858
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,845	1,858
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	23,267	23,850
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	23,267	23,850
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,876	13,388
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,876	13,388
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,009	12,274
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,009	12,274
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,730	3,942
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,730	3,942
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 1,587	$ 2,523
Loans held for sale		1,670	2,626
Other real estate owned		2,430	2,650
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Other real estate owned
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Loans held for sale		1,670	2,626
Other real estate owned
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	1,587	2,523
Other real estate owned		$ 2,430	$ 2,650
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 1,587,000	$ 2,523,000
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	10	10
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	20	20
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	8	8
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6	6
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,430,000	$ 2,650,000
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	10	10
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	25	25
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	6	6
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	15	15

Fair Value Measurements (Fair_2

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 26,725	$ 20,267
Fed funds sold	23,600	16,751
Available-for-sale Securities	52,727	55,312
Held-to-maturity Securities	3,700	5,713
Restricted stock	1,462	1,505
Loans held for sale	1,670	2,626
Interest receivable	1,742	1,713
BOLI	13,359	13,018
Interest payable	127	111
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	26,725	20,267
Fed funds sold	23,600	16,751
Available-for-sale Securities
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities	52,727	55,312
Held-to-maturity Securities	3,515	5,619
Restricted stock	1,462	1,505
Loans held for sale	1,670	2,626
Interest receivable	1,742	1,713
BOLI	13,359	13,018
Deposits	612,532	568,224
Capital notes	4,710	5,310
Interest payable	127	111
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available-for-sale Securities
Loans, net	522,782	492,397
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	26,725	20,267
Fed funds sold	23,600	16,751
Available-for-sale Securities	52,727	55,312
Held-to-maturity Securities	3,700	5,713
Restricted stock	1,462	1,505
Loans, net	530,016	491,022
Loans held for sale	1,670	2,626
Interest receivable	1,742	1,713
BOLI	13,359	13,018
Deposits	612,043	567,493
Capital notes	5,000	5,000
Interest payable	127	111
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	26,725	20,267
Fed funds sold	23,600	16,751
Available-for-sale Securities	52,727	55,312
Held-to-maturity Securities	3,515	5,619
Restricted stock	1,462	1,505
Loans, net	522,782	492,397
Loans held for sale	1,670	2,626
Interest receivable	1,742	1,713
BOLI	13,359	13,018
Deposits	612,532	568,224
Capital notes	4,710	5,310
Interest payable	$ 127	$ 111

Impact Of Recently Issued Acc_2

Impact Of Recently Issued Accounting Standards (Narrative) (Details) $ in Millions	Jan. 01, 2019USD ($)
Accounting Standards Update 2016-02 [Member] | Subsequent Event [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Effect of change in assets and liabilities	$ 3

Condensed Financial Statement_3

Condensed Financial Statements Of Parent Company (Condensed Balance Sheet Of Parent Company) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Condensed Balance Sheet Statements, Captions [Line Items]
Taxes receivable	$ 1,102	$ 1,366
Other assets	1,183	925
Total assets	674,897	626,341
Capital notes	5,000	5,000
Other liabilities	2,584	2,072
Total liabilities	619,754	574,676
Common stock $2.14 par value	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	16,521	12,269
Accumulated other comprehensive (loss)	(2,243)	(1,469)
Total stockholders' equity	55,143	51,665	$ 49,421
Total liabilities and stockholders' equity	$ 674,897	$ 626,341
Common stock, par value	$ 2.14	$ 2.14
Parent Company [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash	$ 349	$ 859
Taxes receivable	25	120
Investments in subsidiaries	59,808	55,668
Other assets	19	18
Total assets	60,201	56,665
Capital notes	5,000	5,000
Other liabilities	58
Total liabilities	5,058	5,000
Common stock $2.14 par value	9,370	9,370
Additional paid-in-capital	31,495	31,495
Retained earnings	16,521	12,269
Accumulated other comprehensive (loss)	(2,243)	(1,469)
Total stockholders' equity	55,143	51,665
Total liabilities and stockholders' equity	$ 60,201	$ 56,665
Common stock, par value	$ 2.14	$ 2.14

Condensed Financial Statement_4

Condensed Financial Statements Of Parent Company (Condensed Statements Of Income Of Parent Company) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Condensed Income Statements, Captions [Line Items]
Interest on capital notes	$ 200	$ 187
Income tax (benefit)	1,329	2,438
Net Income	5,302	2,922
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiary	800
Interest on capital notes	200	187
Legal and professional fees	217	174
Other expenses	104	131
Total expenses	521	492
Income tax (benefit)	(109)	(167)
(Loss) before equity in undistributed income of subsidiaries	388	(325)
Equity in undistributed income of subsidiaries	4,914	3,247
Net Income	$ 5,302	$ 2,922

Condensed Financial Statement_5

Condensed Financial Statements Of Parent Company (Condensed Statements Of Cash Flows Of Parent Company) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	$ 5,302	$ 2,922
Decrease (increase) in income taxes receivable	264	(152)
(Increase) in other assets	(258)	(3)
Increase in other liabilities	512	498
Net cash provided by (used in) operating activities	8,573	6,717
Net cash (used in) investing activities	(38,766)	(46,713)
Dividends paid to common stockholders	(1,050)	(1,050)
Proceeds from sale of 4% capital notes due 1/24/2022		5,000
Net cash provided by financing activities	43,500	48,331
(Decrease) increase in cash and cash equivalents	13,307	8,335
Cash and cash equivalents at beginning of period	37,018	28,683
Cash and cash equivalents at end of period	$ 50,325	$ 37,018
Capital Notes 4% Due 1/24/2022 [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Capital notes, interest rate		4.00%
Capital notes, maturity date	Jan. 24, 2022
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net Income	$ 5,302	$ 2,922
Decrease (increase) in income taxes receivable	95	(47)
(Increase) in other assets	(1)
Increase in other liabilities	58
Equity in undistributed net (income) of subsidiaries	(4,914)	(3,247)
Net cash provided by (used in) operating activities	540	(372)
Capital contributions to subsidiary Bank of the James		(3,000)
Net cash (used in) investing activities		(3,000)
Dividends paid to common stockholders	(1,050)	(1,050)
Proceeds from sale of 4% capital notes due 1/24/2022		5,000
Net cash provided by financing activities	(1,050)	3,950
(Decrease) increase in cash and cash equivalents	(510)	578
Cash and cash equivalents at beginning of period	859	281
Cash and cash equivalents at end of period	$ 349	$ 859
Parent Company [Member] | Capital Notes 4% Due 1/24/2022 [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Capital notes, interest rate		4.00%
Capital notes, maturity date	Jan. 24, 2022