Bank of the James Financial (BOTJ) 10-Q 10 May 19 2019 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 09, 2019
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2019
Entity Registrant Name	BANK OF THE JAMES FINANCIAL GROUP INC
Entity Central Index Key	0001275101
Entity Small Business	true
Entity Emerging Growth Company	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		4,378,436

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 28,533	$ 26,725
Federal funds sold	20,207	23,600
Total cash and cash equivalents	48,740	50,325
Securities held-to-maturity (fair value of $3,640 in 2019 and $3,515 in 2018)	3,697	3,700
Securities available-for-sale, at fair value	53,497	52,727
Restricted stock, at cost	1,462	1,462
Loans, net of allowance for loan losses of $4,673 in 2019 and $4,581 in 2018	535,959	530,016
Loans held for sale	2,604	1,670
Premises and equipment, net	14,473	13,426
Interest receivable	1,946	1,742
Cash value - bank owned life insurance	13,442	13,359
Other real estate owned	2,253	2,430
Income taxes receivable	797	1,102
Deferred tax asset, net	1,480	1,755
Other assets	4,038	1,183
Total assets	684,388	674,897
Deposits
Noninterest bearing demand	93,624	91,356
NOW, money market and savings	331,848	331,298
Time	191,272	189,389
Total deposits	616,744	612,043
Capital notes	5,000	5,000
Interest payable	154	127
Other liabilities	5,313	2,584
Total liabilities	627,211	619,754
Commitments and Contingencies
Stockholders' equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,378,436 as of March 31, 2019 and December 31, 2018	9,370	9,370
Additional paid-in-capital	31,522	31,495
Retained earnings	17,492	16,521
Accumulated other comprehensive (loss)	(1,207)	(2,243)
Total stockholders' equity	57,177	55,143
Total liabilities and stockholders' equity	$ 684,388	$ 674,897

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Consolidated Balance Sheets [Abstract]
Securities held-to-maturity, fair value	$ 3,640	$ 3,515
Loans, allowance for loan losses	$ 4,673	$ 4,581
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.14	$ 2.14
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,378,436	4,378,436
Common stock, shares outstanding	4,378,436	4,378,436

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest Income
Loans	$ 6,654,000	$ 5,674,000
Securities
US Government and agency obligations	185,000	198,000
Mortgage backed securities	61,000	68,000
Municipals - taxable	78,000	79,000
Municipals - tax exempt	3,000	3,000
Dividends	18,000	8,000
Other (Corporates)	23,000	23,000
Interest bearing deposits	91,000	35,000
Federal Funds sold	121,000	67,000
Total interest income	7,234,000	6,155,000
Deposits
NOW, money market savings	306,000	192,000
Time Deposits	748,000	581,000
FHLB borrowings		1,000
Capital notes 4% due 1/24/2022	50,000	50,000
Total interest expense	1,104,000	824,000
Net interest income	6,130,000	5,331,000
Provision for loan losses	210,000	22,000
Net interest income after provision for loan losses	5,920,000	5,309,000
Noninterest income
Gain on sales of loans held for sale	691,000	620,000
Service charges, fees and commissions	439,000	464,000
Increase in cash value of life insurance	83,000	85,000
Other	6,000	17,000
Total noninterest income	1,219,000	1,186,000
Noninterest expenses
Salaries and employee benefits	2,928,000	2,713,000
Occupancy	421,000	395,000
Equipment	458,000	379,000
Supplies	162,000	149,000
Professional, data processing, and other outside expense	815,000	815,000
Marketing	145,000	140,000
Credit expense	127,000	125,000
Other real estate expenses	139,000	40,000
FDIC insurance expense	94,000	101,000
Other	310,000	240,000
Total noninterest expenses	5,599,000	5,097,000
Income before income taxes	1,540,000	1,398,000
Income tax expense	306,000	275,000
Net Income	$ 1,234,000	$ 1,123,000
Weighted average shares outstanding - basic	4,378,436	4,378,436
Weighted average shares outstanding- diluted	4,380,959	4,378,526
Earnings per common share - basic	$ 0.28	$ 0.26
Earnings per common share - diluted	$ 0.28	$ 0.26

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements Of Comprehensive Income [Abstract]
Net Income	$ 1,234,000	$ 1,123,000
Other comprehensive income (loss):
Unrealized gains (losses) on securities available-for-sale	1,311,000	(1,076,000)
Unrealized gains (losses) on securities available-for-sale, Tax effect	(275,000)	226,000
Other comprehensive income (loss), net of tax	1,036,000	(850,000)
Comprehensive income	$ 2,270,000	$ 273,000

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Cash flows from operating activities
Net Income	$ 1,234,000	$ 1,123,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	239,000	213,000
Stock-based compensation expense	27,000
Net amortization and accretion of premiums and discounts on securities	100,000	104,000
(Gain) on sales of loans held for sale	(691,000)	(620,000)
Proceeds from sales of loans held for sale	20,428,000	24,947,000
Origination of loans held for sale	(20,671,000)	(25,149,000)
Provision for loan losses	210,000	22,000	$ 716,000
Loss (gain) on sale of other real estate owned	13,000	(5,000)	39,000
Impairment of other real estate owned	115,000	34,000
(Increase) in cash value of life insurance	(83,000)	(85,000)
(Increase) in interest receivable	(204,000)	(114,000)
(Decrease) increase in other assets	135,000	(78,000)
Decrease in income taxes receivable	305,000	354,000
Increase (decrease) in interest payable	27,000	(3,000)
(Decrease) increase in other liabilities	(261,000)	264,000
Net cash provided by operating activities	923,000	1,007,000
Cash flows from investing activities
Proceeds from calls of securities held-to-maturity		2,000,000
Purchases of securities available-for-sale		(998,000)
Proceeds from maturities, calls and paydowns of securities available-for-sale	444,000	502,000
Purchase of Federal Reserve Bank stock		(382,000)
Proceeds from sale of other real estate owned	349,000	525,000
Origination of loans, net of principal collected	(6,453,000)	(10,877,000)
Purchases of premises and equipment	(1,286,000)	(267,000)
Net cash (used in) investing activities	(6,946,000)	(9,497,000)
Cash flows from financing activities
Net increase in deposits	4,701,000	17,023,000
Proceeds from Federal Home Loan Bank advances		10,000,000
Dividends paid to common stockholders	(263,000)	(263,000)
Net cash provided by financing activities	4,438,000	26,760,000
(Decrease) increase in cash and cash equivalents	(1,585,000)	18,270,000
Cash and cash equivalents at beginning of period	50,325,000	37,018,000	37,018,000
Cash and cash equivalents at end of period	48,740,000	55,288,000	50,325,000
Non cash transactions
Transfer of loans to other real estate owned	300,000		$ 850,000
Fair value adjustment for securities available-for-sale	1,311,000	(1,076,000)
Lease liabilities arising from right-of-use assets	2,990,000
Cash transactions
Cash paid for interest	1,077,000	827,000
Cash paid for income taxes

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders' Equity - USD ($)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) [Member]	Total
Balance at Dec. 31, 2017	$ 9,370,000	$ 31,495,000	$ 12,269,000	$ (1,469,000)	$ 51,665,000
Balance, shares at Dec. 31, 2017	4,378,436
Net Income			1,123,000		1,123,000
Dividends paid on common stock			(263,000)		(263,000)
Other comprehensive income (loss)				(850,000)	(850,000)
Balance at Mar. 31, 2018	$ 9,370,000	31,495,000	13,129,000	(2,319,000)	51,675,000
Balance, shares at Mar. 31, 2018	4,378,436
Balance at Dec. 31, 2018	$ 9,370,000	31,495,000	16,521,000	(2,243,000)	55,143,000
Balance, shares at Dec. 31, 2018	4,378,436
Net Income			1,234,000		1,234,000
Dividends paid on common stock			(263,000)		(263,000)
Stock-based compensation expense		27,000			27,000
Other comprehensive income (loss)				1,036,000	1,036,000
Balance at Mar. 31, 2019	$ 9,370,000	$ 31,522,000	$ 17,492,000	$ (1,207,000)	$ 57,177,000
Balance, shares at Mar. 31, 2019	4,378,436

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements Of Changes In Stockholders' Equity [Abstract]
Dividend on common stock, per share	$ 0.06	$ 0.06

Basis Of Presentation

Basis Of Presentation	3 Months Ended
	Mar. 31, 2019
Basis Of Presentation [Abstract]
Basis Of Presentation	Note 1 – Basis of Presentation The unaudited consolidated financial statements have been prepared by Bank of the James Financial Group, Inc. (“Financial” or the “Company”) pursuant to the rules and regulations of the Securities and Exchange Commission. In management’s opinion the accompanying financial statements, which unless otherwise noted are unaudited, reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of March 31, 2019 and for the three months ended March 31, 2019 and 2018 in conformity with accounting principles generally accepted in the United States of America. Additional information concerning the organization and business of Financial, accounting policies followed, and other related information is contained in Financial’s Annual Report on Form 10-K for the year ended December 31, 2018. These financial statements should be read in conjunction with the audited consolidated financial statements and footnotes for the year ended December 31, 2018 included in Financial’s Annual Report on Form 10-K. Results for the three-month period ended March 31, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. Certain immaterial reclassifications have been made to prior period balances to conform to the current period presentation. Reclassifications had no effect on prior year net income or stockholders’ equity. The Company’s primary market area consists of the area commonly referred to as Region 2000 which encompasses the seven jurisdictions of the Town of Altavista, Amherst County, Appomattox County, the Town of Bedford, Bedford County, Campbell County, and the City of Lynchburg. Recently, the Company has expanded into Charlottesville, Roanoke, and Harrisonburg. Financial’s critical accounting policies include the evaluation of the allowance for loan losses which is based on management’s estimate of an amount that is adequate to absorb probable losses inherent in the loan portfolio of Bank of the James (the “Bank”), Financial’s wholly-owned subsidiary. The allowance for loan losses is established through a provision for loan losses based on available information including the composition of the loan portfolio, historical loan losses, specific impaired loans, availability and quality of collateral, age of the various portfolios, changes in local economic conditions, and loan performance and quality of the portfolio. Different assumptions used in evaluating the adequacy of the Bank’s allowance for loan losses could result in material changes in Financial’s financial condition and results of operations. The Bank’s policy with respect to the methodology for determining the allowance for loan losses involves a higher degree of complexity and requires management to make subjective judgments that often require assumptions or estimates about uncertain matters. This critical policy and its assumptions are periodically reviewed with the Board of Directors.  Financial also considers valuation of other real estate owned (OREO) a critical accounting policy. OREO consists of properties acquired through foreclosure or deed in lieu of foreclosure. These properties are carried at fair value less estimated costs to sell at the date of foreclosure. Losses from the acquisition of property in full or partial satisfaction of loans are charged against the allowance for loan losses. Subsequent write-downs, if any, are charged against expense. Gains and losses on the sales of foreclosed properties are included in determining net income in the year of the sale. Operating costs after acquisition are expensed. 

Use Of Estimates

Use Of Estimates	3 Months Ended
	Mar. 31, 2019
Use Of Estimates [Abstract]
Use Of Estimates	 Note 2 – Use of Estimates The consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America which require management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

Earnings Per Common Share (EPS)

Earnings Per Common Share (EPS)	3 Months Ended
	Mar. 31, 2019
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Common Share (EPS)	Note 3 – Earnings Per Common Share (EPS) The following is a summary of the earnings per share calculation for the three months ended March 31, 2019 and 2018.     Three Months Ended  March 31,  2019 2018   Net income $ 1,234,000 $ 1,123,000   Weighted average number of shares 4,378,436 4,378,436  Restricted stock units/stock options affect of incremental shares 2,523 90   Weighted average diluted shares 4,380,959 4,378,526    Basic EPS (weighted avg shares) $ 0.28 $ 0.26   Diluted EPS (Including incremental shares) $ 0.28 $ 0.26 No restricted stock units or stock option s were excluded in calculating diluted earnings per share for any of the periods presented.

Stock Based Compensation

Stock Based Compensation	3 Months Ended
	Mar. 31, 2019
Stock Based Compensation [Abstract]
Stock Based Compensation	 Note 4 – Stock Based Compensation Accounting standards require companies to recognize the cost of employee services received in exchange for awards of equity instruments, such as stock options and restricted stock, based on the fair value of those awards at the date of grant. Note 4 – Stock Based Compensation (continued) At December 31, 2018, there were no stock-based compensation awards outstanding that were issued under the Company’s 1999 Stock Option Plan. The final stock-based compensation issued under this plan consisting solely of employee stock options expired during the second quarter of 2018, At the annual meeting of shareholders held on May 15, 2018, the shareholders approved the Bank of the James Financial Group, Inc. 2018 Equity Incentive Plan (the “2018 Incentive Plan”). The 2018 Incentive Plan permits the issuance of up to 250,000 shares of common stock for awards to key employees of the Company and its subsidiaries in the form of stock options, restricted stock, restricted stock units, stock awards and performance units. On January 2, 2019 , the Company granted its first block of equity compensation under the 2018 Incentive Plan consisting of 24,500 restricted stock units . The recipients of restricted stock units do not receive shares of the Company’s stock immediately, but instead receive shares upon satisfying the requisite service period specified by the terms and conditions of the grant. Additionally, the recipients of restricted stock units do not enjoy the rights of holder of the Company’s common stock until the units have vested and as such, they do not have voting rights or rights to nonforfeitable dividends. The related compensation expense is based on the grant date fair value of the Company’s stock of $13.00 per share . S hares vest over 3 years in thirds with the first one -third vesting one year from the grant date. The total expense recognized for the three months ended March 31, 2019 , in connection with the restricted stock unit awards was approximately $27,000. There were no forfeitures during the three -month period ending March 31, 2019 .  At March 31, 2019 , the unrecognized stock- based compensation expense related to unvested restricted stock awards amounted to $292,000 . The unrecognized expense will be recognized ratably over the remaining vesting period of 2.75 years. The Company accounts for forfeitures as they occur.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2019
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 5 – Fair Value Measurements Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market and in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in the principal or most advantageous market and in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume Note 5 – Fair Value Measurements (continued) and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. Fair Value Hierarchy In accordance with this guidance, the Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. · Level 1 inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets. · Level 2 inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. · Level 3 inputs to the valuation methodology are unobservable and significant to the fair value measurement. Fair Value on a Recurring Basis Securities Available-for-Sale Fair values of securities available-for sale are based on quoted prices available in an active market. If quoted prices are available, these securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s securities are considered to be Level 2 securities. The following table summarizes the Company’s financial assets that were measured at fair value on a recurring basis during the period. Note 5 – Fair Value Measurements (continued)   Carrying Value at March 31, 2019 (in thousands) Description Balance as of March 31 , 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,893 $ - $1,893 $ -  US agency obligations 23,880 - 23,880 -  Mortgage-backed securities 11,604 - 11,604 -  Municipals 12,198 - 12,198 -  Corporates 3,922 - 3,922 -   Total available-for-sale securities $53,497 $ - $53,497 $ -  Carrying Value at December 31, 2018 (in thousands) Description Balance as of December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,845 $ $1,845 $  US agency obligations 23,267 - 23,267 -  Mortgage-backed securities 11,876 - 11,876 -  Municipals 12,009 - 12,009 -  Corporates 3,730 - 3,730 -   Total available-for-sale securities $52,727 $ - $52,727 $ - Fair Value on a Non-recurring Basis Impaired loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected when due. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral. Fair value is measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputs, the value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. Note 5 – Fair Value Measurements (continued) Loans held for sale Loans held for sale are carried at cost which approximates estimated fair value. These loans currently consist of one-to-four family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). As such, the Company records fair value adjustments on a nonrecurring basis. No nonrecurring fair value adjustments were recorded on loans held for sale during the period ended March 31, 2019. Gains and losses on the sale of loans are recorded within gains on sales of loans held for sale, net on the Consolidated Statements of Income. Other real estate owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of ASC 820. Real estate acquired through foreclosure is transferred to OREO. The measurement of loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. The value of OREO property is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Bank using observable market data (Level 2). Any fair value adjustments are recorded in the period incurred and expensed against current earnings. However, in situations where the collateral is a house or building in the process of construction, the appraisal is more than 12 months old, management has determined the fair value of the collateral is further impaired below the appraised value, or the appraisal is not based solely on market comparables adjusted for observable inputs, the value is considered Level 3. The following table summarizes the Company’s impaired loans, loans held for sale, and OREO measured at fair value on a nonrecurring basis during the period (in thousands).   Carrying Value at March 31, 2019 Description Balance as of March 31, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,680 $ - $ - $1,680  Other real estate owned 2,253 - - 2,253 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 2018 Description Balance as of December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,587 $ - $ - $1,587  Other real estate owned 2,430 - - 2,430 * Includes loans charged down to the net realizable value of the collateral. Note 5 – Fair Value Measurements (continued) The following table sets forth information regarding the quantitative inputs used to value assets classified as Level 3:    Quantitative information about Level 3 Fair Value Measurements for March 31, 2019 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,680 Discounted appraised value Selling cost 0 % - 10 % ( 8 %)  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6 %)   OREO 2,253 Discounted appraised value Selling cost 0 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)     Quantitative information about Level 3 Fair Value Measurements for December 31, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,587 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )   OREO 2,430 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) Financial Instruments FASB ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments, including those financial assets and financial liabilities that are not required to be measured and reported at fair value on a recurring or nonrecurring basis. ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The carrying amounts and estimated fair values of the Company’s financial instruments are presented in the following tables whether or not recognized on the Consolidated Balance Sheets at fair value. Note 5 – Fair Value Measurements (continued) The estimated fair values, and related carrying or notional amounts, of Financial’s financial instruments and their placement in the fair value hierarchy at March 31, 2019 and December 31, 201 8 was as follows (in thousands):    Fair Value Measurements at March 31, 2019 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $28,533 $28,533 $ - $ - $28,533  Fed funds sold 20,207 20,207 - - 20,207 Securities  Available-for-sale 53,497 - 53,497 - 53,497  Held-to-maturity 3,697 - 3,640 - 3,640  Restricted stock 1,462 1,462 - 1,462  Loans, net (1) 535,959 - - 534,401 534,401  Loans held for sale 2,604 - 2,604 - 2,604  Interest receivable 1,946 - 1,946 - 1,946  BOLI 13,442 - 13,442 - 13,442  Liabilities  Deposits $616,744 $ - $617,404 $ - $617,404  Capital notes 5,000 - 4,731 - 4,731  Interest payable 154 - 154 - 154    Fair Value Measurements at December 31, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $26,725 $26,725 $ - $ - $26,725  Fed funds sold 23,600 23,600 23,600 Securities  Available-for-sale 52,727 - 52,727 - 52,727  Held-to-maturity 3,700 - 3,515 - 3,515  Restricted stock 1,462 - 1,462 1,462  Loans, net (1) 530,016 - - 522,782 522,782  Loans held for sale 1,670 - 1,670 - 1,670  Interest receivable 1,742 - 1,742 - 1,742  BOLI 13,359 - 13,359 - 13,359  Liabilities  Deposits $612,043 $ - $612,532 $ - $612,532 Capital notes 5,000 - 4,710 4,710  Interest payable 127 - 127 - 127 (1) Carrying amount is net of unearned income and the Allowance. 

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	Note 6 – Leases On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases (Topic 842)” and all subsequent ASUs that modified Topic 842. The Company elected the prospective application approach provided by ASU 2018-11 and did not adjust prior periods for ASC 842. The Company also elected certain practical expedients within the standard and consistent with such elections did not reassess whether any expired or existing contracts are or contain leases, did not reassess the lease classification for any expired or existing leases, and did not reassess any initial direct costs for existing leases. As stated in the Company’s 2018 Form 10-K, the implementation of the new standard resulted in recognition of right-of-use asset s and lease liabilit ies of $3.0 million at the date of adoption, which is related to the Company’s lease of premises used in operations. The right-of-use asset s and lease liabilit ies are included in other assets and other liabilities, respectively, in the Consolidated Balance Sheets.  Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor.  The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations.  The following tables present information about the Company’s leases:   (Dollars in thousands) March 31, 2019  Lease liabilities $ 2,856  Right-of-use assets $ 2,852 Weighted average remaining lease term 10.8 years  Weighted average discount rate 3.08 %   Lease cost (in thousands) For the Three Months Ended March 31, 2019  Operating lease cost $ 161  Total lease cost $ 161   Cash paid for amounts included in the measurement of lease liabilities $ 156   Note 6 – Leases (continued) A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows:  Lease payments due (in thousands) As of March 31, 2019  Nine months ending December 31, 2019 $ 381  Twelve months ending December 31, 2020 418  Twelve months ending December 31, 2021 346  Twelve months ending December 31, 2022 344  Twelve months ending December 31, 2023 346  Twelve months ending December 31, 2024 249  Thereafter 1,352  Total undiscounted cash flows $ 3,436  Discount (580)  Lease liabilities $ 2,856 

Securities

Securities	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Securities	 Note 7 - Securities The following tables summarize the Bank’s holdings for both securities held-to-maturity and securities available-for-sale as of March 31, 2019 and December 31, 2018 (amounts in thousands):   March 31, 2019  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,697 $2 $(59) $3,640  Available-for-Sale  US Treasuries 1,962 - (69) 1,893  US agency obligations 24,658 6 (784) 23,880  Mortgage-backed securities 11,932 5 (333) 11,604  Municipals 12,375 17 (194) 12,198  Corporates 4,098 - (176) 3,922  $55,025 $28 $(1,556) $53,497   December 31, 2018  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,700 $3 $(185) $3,515  Available-for-Sale  US Treasuries 1,961 - (116) 1,845  US agency obligations 24,701 - (1,434) 23,267  Mortgage-backed securities 12,390 - (514) 11,876  Municipals 12,412 3 (406) 12,009  Corporates 4,102 - (372) 3,730  $55,566 $3 $(2,842) $52,727 Note 7 – Securities (continued) The following tables show the gross unrealized losses and fair value of the Bank’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2019 and December 31, 201 8 (amounts in thousands):   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2019 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $ - $ - $3,640 $59 $3,640 $59  Available-for-sale  US Treasuries - - 1,893 69 1,893 69  US agency obligations - - 21,504 784 21,504 784  Mortgage-backed securities - - 10,617 333 10,617 333  Municipals - - 9,994 194 9,994 194  Corporates - - 3,922 176 3,922 176  Total $ - $ - $47,930 $1,556 $47,930 $1,556   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2018 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $ - $ - $3,515 $185 $3,515 $185  Available-for-sale  US Treasuries - - 1,845 116 1,845 116  US agency obligations - - 23,267 1,434 23,267 1,434  Mortgage-backed securities 966 20 10,910 494 11,876 514  Municipals - - 10,994 406 10,994 406  Corporates - - 3,730 372 3,730 372  Total $966 $20 $50,746 $2,822 $51,712 $2,842 Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and may do so more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) the intent of Financial, if any, to sell the security; (4) whether Financial more likely than not will be required to sell the security before recovering its cost; and (5) whether Financial does not expect to recover the security’s entire amortized cost basis (even if Financial does not intend to sell the security). Note 7 – Securities (continued) At March 31, 2019 , the Company did not consider the unrealized losses as other-than-temporary losses due to the nature of the securities involved. As of March 31, 2019 , the Bank owned 53 securities in an unrealized loss position that were being evaluated for other than temporary impairment. Eleven of these securities were S&P rated AAA , 39 were rated AA, two were rated A , and one was rated BBB+ . As of March 31, 2019 , 32 of these securities were direct obligations of the U.S. government or government sponsored entities, 16 were municipal issues, and five were investments in domestic corporate issued securities. Based on the analysis performed by management as mandated by the Bank’s investment policy, management believes the default risk to be minimal. Because management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery, and the decline in fair value is largely due to change in interest rates and other market conditions, no declines currently are deemed to be other-than-temporary. Th ere were no gross gains on sales of available-for-sale securities during the three-month periods ended March 31, 2019 and 2018. There were no gross losses on sales of available-for-sale securities and no sales of held-to-maturity securities during the three-month periods ended March 31, 2019 and 2018.

Business Segments

Business Segments	3 Months Ended
	Mar. 31, 2019
Business Segments [Abstract]
Business Segments	Note 8 – Business Segments The Company has two reportable business segments: (i) a traditional full-service community banking segment and, (ii) a mortgage loan origination business. The community banking business segment includes Bank of the James which provides loans, deposits, investments and insurance to retail and commercial customers throughout Region 2000 and other areas within Central Virginia. The mortgage segment provides a variety of mortgage loan products principally within Region 2000. Mortgage loans are originated and sold in the secondary market through purchase commitments from investors with servicing released. Because of the pre-arranged purchase commitments, there is minimal risk to the Company. Both of the Company’s reportable segments are service based. The mortgage business is a gain on sale business while the Bank’s primary source of revenue is net interest income. The Bank also provides a referral network for the mortgage origination business. The mortgage business may also be in a position to refer its customers to the Bank for banking services when appropriate. Information about reportable business segments and reconciliation of such information to the consolidated financial statements for the three months ended March 31, 2019 and 2018 was as follows (dollars in thousands): Note 8 – Business Segments (continued)       Business Segments   Community  Banking Mortgage Total  Three months ended March 31, 2019  Net interest income $ 6,130 $ - $ 6,130  Provision for loan losses 210 - 210  Net interest income after provision for loan losses 5,920 - 5,920  Noninterest income 528 691 1,219  Noninterest expenses 5,025 574 5,599  Income before income taxes 1,423 117 1,540  Income tax expense 281 25 306  Net income $ 1,142 $ 92 $ 1,234  Total assets $ 681,531 $ 2,857 $ 684,388   Three months ended March 31, 2018  Net interest income $ 5,331 $ - $ 5,331  Provision for loan losses 22 - 22  Net interest income after provision for loan losses 5,309 - 5,309  Noninterest income 566 620 1,186  Noninterest expenses 4,604 493 5,097  Income before income taxes 1,271 127 1,398  Income tax expense 248 27 275  Net income $ 1,023 $ 100 $ 1,123  Total assets $ 650,068 $ 3,567 $ 653,635  

Loans, Allowance For Loan Losse

Loans, Allowance For Loan Losses And OREO	3 Months Ended
	Mar. 31, 2019
Loans, Allowance For Loan Losses And OREO [Abstract]
Loans, Allowance For Loan Losses And OREO	Note 9 – Loans , allowance for loan losses and OREO Management has an established methodology used to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented certain loans in the portfolio by product type. Within these segments, the Bank has sub-segmented its portfolio into classes, based on the associated risks. The classifications set forth below do not correspond directly to the classifications set forth in the call report (Form FFIEC 041). Management has determined that the classifications set forth below are more appropriate for use in identifying and managing risk in the loan portfolio. Loan Segments: Loan Classes: Commercial Commercial and industrial loans Commercial real estate Commercial mortgages – owner occupied  Commercial mortgages – non-owner occupied  Commercial construction Consumer Consumer unsecured  Consumer secured Residential Residential mortgages  Residential consumer construction  Note 9 – Loans, allowance for loan losses and OREO (continued) A summary of loans, net is as follows (dollars in thousands):   As of:  March 31 , De c ember 31,  2019 2018   Commercial $99,327 $92,877  Commercial real estate 289,964 289,171  Consumer 85,289 86,191  Residential 66,052 66,358   Total loans (1) 540,632 534,597   Less allowance for loan losses 4,673 4,581   Net loans $535,959 $530,016 (1) Includes net deferred costs and premiums of $ 454 and $45 7 as of March 31, 2019 and December 31, 2018, respectively . The Bank’s internal risk rating system is in place to grade commercial and commercial real estate loans. Category ratings are reviewed periodically by lenders and the credit review area of the Bank based on the borrower’s individual situation. Additionally, internal and external monitoring and review of credits are conducted on an annual basis. Below is a summary and definition of the Bank’s risk rating categories:  RATING 1 Excellent RATING 2 Above Average RATING 3 Satisfactory RATING 4 Acceptable / Low Satisfactory RATING 5 Monitor RATING 6 Special Mention RATING 7 Substandard RATING 8 Doubtful RATING 9 Loss We segregate loans into the above categories based on the following criteria and we review the characteristics of each rating at least annually, generally during the first quarter. The characteristics of these ratings are as follows: · “Pass.” These are loans having risk ratings of 1 through 4. Pass loans are to persons or business entities with an acceptable financial condition, appropriate collateral margins, appropriate cash flow to service the existing loan, and an appropriate leverage ratio. The borrower has paid all obligations as agreed and it is expected that this type of payment history will continue. When necessary, acceptable personal guarantors support the loan. · “Monitor.” These are loans having a risk rating of 5. Monitor loans have currently acceptable risk but may have the potential for a specific defined weakness in the borrower’s operations and the borrower’s ability to generate positive cash flow on a sustained basis. The borrower’s recent payment history may currently or in the future be characterized by late payments. The Bank’s risk exposure is mitigated by collateral supporting the loan. The collateral is considered to be well-margined, well maintained, accessible and readily marketable. · “Special Mention.” These are loans having a risk rating of 6. Special Mention loans have weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the bank’s credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. These loans do warrant more than routine monitoring due to a weakness caused by adverse events. · “Substandard.” These are loans having a risk rating of 7. Substandard loans are considered to have specific and well-defined weaknesses that jeopardize the viability of the Bank’s credit extension. The payment history for the loan has been inconsistent and the expected or projected primary repayment source may be inadequate to service the loan. The estimated net liquidation value of the collateral pledged and/or ability of the personal guarantor(s) to pay the loan may not adequately protect the Bank. There is a distinct possibility that the Bank will sustain some loss if the deficiencies associated with the loan are not corrected in the near term. A substandard loan would not automatically meet our definition of impaired unless the loan is significantly past due and the borrower’s performance and financial condition provides evidence that it is probable that the Bank will be unable to collect all amounts due. · “Doubtful.” These are loans having a risk rating of 8. Doubtful rated loans have all the weaknesses inherent in a loan that is classified substandard but with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high. · “Loss.” These are loans having a risk rating of 9. Loss rated loans are not considered collectible under normal circumstances and there is no realistic expectation for any future payment on the loan. Loss rated loans are fully charged off.   Note 9 – Loans, allowance for loan losses and OREO (continued)   Loans on Non-Accrual Status  ( dollars in thousands )  As of  March 31, 2019 December 31, 2018  Commercial $992 $973 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 308 317  Commercial Mortgages-Non-Owner Occupied 629 173  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 254 84 Residential:  Residential Mortgages 1,439 1,391  Residential Consumer Construction - -   Totals $3,622 $2,939 We also classify other real estate owned (OREO) as a nonperforming asset. OREO represents real property owned by the Bank which was acquired through purchase at foreclosure or from the borrower through a deed in lieu of foreclosure. OREO decreased to $2, 253 on March 31, 2019 from $2,430 on December 31, 201 8 . The following table represents the changes in OREO balance during the three months ended March 31, 2019 and year ended December 31, 201 8 .  OREO Changes ( dollars in thousands )  Three months ended Year ended  March 31, 2019 December 31, 2018  Balance at the beginning of the year (net) $2,430 $2,650  Transfers from loans 300 850  Capitalized costs - -  Valuation adjustments (115) (185)  Sales proceeds (349) (846)  Loss on disposition (13) (39)  Balance at the end of the period (net) $2,253 $2,430  At March 31, 2019 and December 31, 201 8 , the Company had no consumer mortgage loans secured by residential real estate for which foreclosure was in process. The Company held one re sidential real estate property carried on the books in other real estate owned at a value of $68 as of March 31, 2019 and four residential real estate properties carried on the books at a value of $156 in other real estate owned as of December 31, 201 8 . Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Three months Ended March 31, 2019  Unpaid Average Interest  Recorded Principal Related Recorded Income 2019 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $1,418 $1,933 $ - $1,424 $11  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,514 2,613 - 2,464 44  Commercial Mortgage Non-Owner Occupied 629 645 - 380 7  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 86 86 - 87 1 Residential  Residential Mortgages 2,066 2,134 - 1,971 26  Residential Consumer Construction - - - - -   With An Allowance Recorded:  Commercial $53 $53 $37 $42 $1  Commercial Real Estate  Commercial Mortgages-Owner Occupied 33 124 27 36 2  Commercial Mortgage Non-Owner Occupied 17 17 12 54 -  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - 1 -  Consumer Secured 197 205 39 151 - Residential  Residential Mortgages 305 317 51 340 4  Residential Consumer Construction - - - - -  Totals:  Commercial $1,471 $1,986 $37 $1,466 $12  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,547 2,737 27 2,500 46  Commercial Mortgage Non-Owner Occupied 646 662 12 434 7  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - 1 -  Consumer Secured 283 291 39 238 1 Residential  Residential Mortgages 2,371 2,451 51 2,311 30  Residential Consumer Construction - - - - -  $7,318 $8,127 $166 $6,950 $96 Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income 2018 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $1,430 $1,922 $ - $1,178 $24 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,414 2,511 - 2,421 167  Commercial Mortgage Non-Owner Occupied 131 132 - 403 8  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 88 88 - 184 6 Residential  Residential Mortgages 1,876 1,953 - 1,728 89  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $31 $31 $15 $174 $3 Commercial Real Estate  Commercial Mortgages-Owner Occupied 39 132 36 352 3  Commercial Mortgage Non-Owner Occupied 90 90 20 82 6  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 105 105 105 266 7 Residential  Residential Mortgages 375 390 61 263 11  Residential Consumer Construction - - - - -  Totals:  Commercial $1,461 $1,953 $15 $1,352 $27 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,453 2,643 36 2,773 170  Commercial Mortgage Non-Owner Occupied 221 222 20 485 14  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 193 193 105 450 13 Residential  Residential Mortgages 2,251 2,343 61 1,991 100  Residential Consumer Construction - - - - -  $6,580 $7,355 $238 $7,138 $324   Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Three months Ended March 31, 2019   Commercial 2019 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,136 $1,831 $956 $658 $4,581  Charge-offs - (6) (106) (21) (133)  Recoveries 1 - 12 2 15  Provision 129 32 29 20 210  Ending Balance $1,266 $1,857 $891 $659 $4,673   Ending Balance: Individually evaluated for impairment $37 $39 $39 $51 $166   Ending Balance: Collectively evaluated for impairment 1,229 1,818 852 608 4,507    Totals: $1,266 $1,857 $891 $659 $4,673  Loans:   Ending Balance: Individually evaluated for impairment $1,471 $3,193 $283 $2,371 $7,318   Ending Balance: Collectively evaluated for impairment 97,856 286,771 85,006 63,681 533,314   Totals: $99,327 $289,964 $85,289 $66,052 $540,632      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2018   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (395) (230) (405) (34) (1,064)  Recoveries 113 4 60 - 177  Provision 154 319 129 114 716  Ending Balance $1,136 $1,831 $956 $658 $4,581   Ending Balance: Individually evaluated for impairment $15 $56 $106 $61 $238   Ending Balance: Collectively evaluated for impairment 1,121 1,775 850 597 4,343    Totals: $1,136 $1,831 $956 $658 $4,581  Loans:   Ending Balance: Individually evaluated for impairment $1,461 $2,674 $194 $2,251 $6,580   Ending Balance: Collectively evaluated for impairment 91,416 286,497 85,997 64,107 528,017   Totals: $92,877 $289,171 $86,191 $66,358 $534,597      Note 9 – Loans, allowance for loan losses and OREO (continued)   Age Analysis of Past Due Loans as of  March 31, 2019  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2019 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $25 $29 $244 $298 $99,029 $99,327 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 456 - 299 755 98,701 99,456 -  Commercial Mortgages-Non-Owner Occupied 17 - 501 518 173,797 174,315 -  Commercial Construction - - - - 16,193 16,193 - Consumer:  Consumer Unsecured 187 - - 187 8,354 8,541 -  Consumer Secured 531 17 197 745 76,003 76,748 - Residential:  Residential Mortgages 732 162 420 1,314 55,771 57,085 -  Residential Consumer Construction - - - - 8,967 8,967 -  Total $1,948 $208 $1,661 $3,817 $536,815 $540,632 $ -    Age Analysis of Past Due Loans as of  December 31, 2018  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2018 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $54 $56 $220 $330 $92,547 $92,877 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 209 - 307 516 97,910 98,426 -  Commercial Mortgages-Non-Owner Occupied 149 468 - 617 174,657 175,274 -  Commercial Construction - - - - 15,471 15,471 - Consumer:  Consumer Unsecured 8 1 - 9 8,745 8,754 -  Consumer Secured 369 44 - 413 77,024 77,437 - Residential:  Residential Mortgages 882 164 567 1,613 56,559 58,172 -  Residential Consumer Construction - - - - 8,186 8,186 -  Total $1,671 $733 $1,094 $3,498 $531,099 $534,597 $ -  Note 9 – Loans, allowance for loan losses and OREO (continued)     Credit Quality Information - by Class  March 31, 2019  ( dollars in thousands ) 2019 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $92,958 $312 $4,506 $1,551 $ - $99,327 Commercial Real Estate:  Commercial Mortgages -Owner Occupied 87,093 5,763 4,053 2,547 - 99,456  Commercial Mortgages-Non - Owner Occupied 170,980 2,175 422 738 - 174,315  Commercial Construction 15,613 580 - - - 16,193 Consumer  Consumer Unsecured 8,493 39 9 - - 8,541  Consumer Secured 76,222 118 88 320 - 76,748 Residential:  Residential Mortgages 53,529 896 - 2,660 - 57,085  Residential Consumer Construction 8,967 - - - - 8,967   Totals $513,855 $9,883 $9,078 $7,816 $ - $540,632      Credit Quality Information - by Class  December 31, 2018  ( dollars in thousands ) 2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $90,142 $818 $374 $1,543 $ - $92,877 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 90,995 1,461 3,517 2,453 - 98,426  Commercial Mortgages-Non - Owner Occupied 172,342 2,285 332 315 - 175,274  Commercial Construction 14,892 579 - - - 15,471 Consumer  Consumer Unsecured 8,747 - 6 1 - 8,754  Consumer Secured 77,092 - 88 257 - 77,437 Residential:  Residential Mortgages 55,336 334 - 2,502 - 58,172  Residential Consumer Construction 8,186 - - - - 8,186   Totals $517,732 $5,477 $4,317 $7,071 $- $534,597 Note 9 – Loans, allowance for loan losses and OREO (continued) Trou bled Debt Restructurings (TDR) There were no loan modifications that would have been classified as TDRs during the three months ended March 31, 2019 and 2018. There were no loan modifications classified as TDRs within the last twelve months that defaulted during the three months ended March 31, 2019 and 2018. At March 31, 2019 and December 31, 2018, the Bank had no outstanding commitments to disburse additional funds on loans classified as TDRs. 

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2019
Revenue Recognition [Abstract]
Revenue Recognition	Note 10 – Revenue Recognition  On January 1, 2018, the Company adopted ASU No. 2014-09 “Revenue from Contracts with Customers” (Topic 606) and all subsequent ASUs that modified Topic 606. The implementation of the new standard did not have a material impact on the measurement or recognition of revenue; as such, a cumulative effect adjustment to opening retained earnings was not deemed necessary. Results for reporting periods beginning after January 1, 2018 are presented under Topic 606, while prior period amounts were not adjusted and continue to be reported in accordance with our historic accounting under Topic 605.  Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. Topic 606 is applicable to noninterest revenue streams such as deposit related fees, interchange fees, merchant income, and annuity and insurance commissions. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams in-scope of Topic 606 are discussed below.  Service Charges on Deposit Accounts  Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or at the end of the month through a direct charge to customers’ accounts.  Fees, Exchange, and Other Service Charges  Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, treasury services income and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Treasury services income primarily represents fees charged to customers for sweep, positive pay and lockbox services. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s   Note 10 – Revenue Recognition (continued)  performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or at the end of the month.  Other  Other noninterest income consists of other recurring revenue streams such as commissions from sales of mutual funds and other investments, safety deposit box rental fees, and other miscellaneous revenue streams. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2019
Impact Of Recently Issued Accounting Standards [Abstract]
Recent Accounting Pronouncements	 Note 11 – Recent accounting pronouncements  In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements The Company has been in discussions with its core processor to coordinate its plans for implementation and has contracted with an additional vendor to begin implementation. It is too early to determine the impact of ASU 2016-13. Management anticipates that it will be able to test a preliminary version of the model that the Company believes will comply with ASU 2016-13 in the third quarter of 2019.  In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. 

Earnings Per Common Share (EP_2

Earnings Per Common Share (EPS) (Tables)	3 Months Ended
	Mar. 31, 2019
Earnings Per Common Share (EPS) [Abstract]
Earnings Per Share	   Three Months Ended  March 31,  2019 2018   Net income $ 1,234,000 $ 1,123,000   Weighted average number of shares 4,378,436 4,378,436  Restricted stock units/stock options affect of incremental shares 2,523 90   Weighted average diluted shares 4,380,959 4,378,526    Basic EPS (weighted avg shares) $ 0.28 $ 0.26   Diluted EPS (Including incremental shares) $ 0.28 $ 0.26 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Measurements [Abstract]
Fair Value Assets Measured On Recurring Basis	  Carrying Value at March 31, 2019 (in thousands) Description Balance as of March 31 , 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,893 $ - $1,893 $ -  US agency obligations 23,880 - 23,880 -  Mortgage-backed securities 11,604 - 11,604 -  Municipals 12,198 - 12,198 -  Corporates 3,922 - 3,922 -   Total available-for-sale securities $53,497 $ - $53,497 $ -  Carrying Value at December 31, 2018 (in thousands) Description Balance as of December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  US Treasuries $1,845 $ $1,845 $  US agency obligations 23,267 - 23,267 -  Mortgage-backed securities 11,876 - 11,876 -  Municipals 12,009 - 12,009 -  Corporates 3,730 - 3,730 -   Total available-for-sale securities $52,727 $ - $52,727 $ - 
Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis	 Carrying Value at March 31, 2019 Description Balance as of March 31, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,680 $ - $ - $1,680  Other real estate owned 2,253 - - 2,253 * Includes loans charged down to the net realizable value of the collateral.   Carrying Value at December 31, 2018 Description Balance as of December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3)  Impaired loans* $1,587 $ - $ - $1,587  Other real estate owned 2,430 - - 2,430 * Includes loans charged down to the net realizable value of the collateral.
Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3	  Quantitative information about Level 3 Fair Value Measurements for March 31, 2019 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,680 Discounted appraised value Selling cost 0 % - 10 % ( 8 %)  Discount for lack of marketability and age of appraisal 0 % - 20 % ( 6 %)   OREO 2,253 Discounted appraised value Selling cost 0 % - 10 % ( 6 %)  Discount for lack of marketability and age of appraisal 0 % - 25 % ( 15 %)     Quantitative information about Level 3 Fair Value Measurements for December 31, 2018 (dollars in thousands)  Fair Value Valuation Te chnique(s) Unobservable Input Range (Weighted Average) Assets  Impaired loans $1,587 Discounted appraised value Selling cost 0% - 10% ( 8% )  Discount for lack of marketability and age of appraisal 0% - 20% ( 6% )   OREO 2,430 Discounted appraised value Selling cost 0% - 10% ( 6% )  Discount for lack of marketability and age of appraisal 0% - 25% ( 15% ) 
Fair Value Carrying And Notional Amounts	   Fair Value Measurements at March 31, 2019 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $28,533 $28,533 $ - $ - $28,533  Fed funds sold 20,207 20,207 - - 20,207 Securities  Available-for-sale 53,497 - 53,497 - 53,497  Held-to-maturity 3,697 - 3,640 - 3,640  Restricted stock 1,462 1,462 - 1,462  Loans, net (1) 535,959 - - 534,401 534,401  Loans held for sale 2,604 - 2,604 - 2,604  Interest receivable 1,946 - 1,946 - 1,946  BOLI 13,442 - 13,442 - 13,442  Liabilities  Deposits $616,744 $ - $617,404 $ - $617,404  Capital notes 5,000 - 4,731 - 4,731  Interest payable 154 - 154 - 154    Fair Value Measurements at December 31, 2018 using  Quoted Prices Significant  in Active Other Significant  Markets for Observable Unobservable  Carrying Identical Assets Inputs Inputs Assets Amounts (Level 1) (Level 2) (Level 3) Balance  Cash and due from banks $26,725 $26,725 $ - $ - $26,725  Fed funds sold 23,600 23,600 23,600 Securities  Available-for-sale 52,727 - 52,727 - 52,727  Held-to-maturity 3,700 - 3,515 - 3,515  Restricted stock 1,462 - 1,462 1,462  Loans, net (1) 530,016 - - 522,782 522,782  Loans held for sale 1,670 - 1,670 - 1,670  Interest receivable 1,742 - 1,742 - 1,742  BOLI 13,359 - 13,359 - 13,359  Liabilities  Deposits $612,043 $ - $612,532 $ - $612,532 Capital notes 5,000 - 4,710 4,710  Interest payable 127 - 127 - 127 (1) Carrying amount is net of unearned income and the Allowance.

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Information On Leases	 (Dollars in thousands) March 31, 2019  Lease liabilities $ 2,856  Right-of-use assets $ 2,852 Weighted average remaining lease term 10.8 years  Weighted average discount rate 3.08 % 
Schedule Of Lease Cost	 Lease cost (in thousands) For the Three Months Ended March 31, 2019  Operating lease cost $ 161  Total lease cost $ 161   Cash paid for amounts included in the measurement of lease liabilities $ 156  
Maturity Analysis For Operating Lease Liabilities And Reconciliation Of Undiscounted Cash Flows	 Lease payments due (in thousands) As of March 31, 2019  Nine months ending December 31, 2019 $ 381  Twelve months ending December 31, 2020 418  Twelve months ending December 31, 2021 346  Twelve months ending December 31, 2022 344  Twelve months ending December 31, 2023 346  Twelve months ending December 31, 2024 249  Thereafter 1,352  Total undiscounted cash flows $ 3,436  Discount (580)  Lease liabilities $ 2,856 

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Summary Of Securities Held-To-Maturity And Securities Available-For-Sale	  March 31, 2019  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,697 $2 $(59) $3,640  Available-for-Sale  US Treasuries 1,962 - (69) 1,893  US agency obligations 24,658 6 (784) 23,880  Mortgage-backed securities 11,932 5 (333) 11,604  Municipals 12,375 17 (194) 12,198  Corporates 4,098 - (176) 3,922  $55,025 $28 $(1,556) $53,497   December 31, 2018  Amortized Gross Unrealized Fair Value  Costs Gains (Losses) Held-to-Maturity  US agency obligations $3,700 $3 $(185) $3,515  Available-for-Sale  US Treasuries 1,961 - (116) 1,845  US agency obligations 24,701 - (1,434) 23,267  Mortgage-backed securities 12,390 - (514) 11,876  Municipals 12,412 3 (406) 12,009  Corporates 4,102 - (372) 3,730  $55,566 $3 $(2,842) $52,727 
Gross Unrealized Losses And Fair Value Of The Bank's Investments	  Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2019 Value Losses Value Losses Value Losses Description of securities Held-to-maturity  US agency obligations $ - $ - $3,640 $59 $3,640 $59  Available-for-sale  US Treasuries - - 1,893 69 1,893 69  US agency obligations - - 21,504 784 21,504 784  Mortgage-backed securities - - 10,617 333 10,617 333  Municipals - - 9,994 194 9,994 194  Corporates - - 3,922 176 3,922 176  Total $ - $ - $47,930 $1,556 $47,930 $1,556   Less than 12 months More than 12 months Total  Fair Unrealized Fair Unrealized Fair Unrealized  December 31, 2018 Value Losses Value Losses Value Losses  Description of securities Held-to-maturity  US agency obligations $ - $ - $3,515 $185 $3,515 $185  Available-for-sale  US Treasuries - - 1,845 116 1,845 116  US agency obligations - - 23,267 1,434 23,267 1,434  Mortgage-backed securities 966 20 10,910 494 11,876 514  Municipals - - 10,994 406 10,994 406  Corporates - - 3,730 372 3,730 372  Total $966 $20 $50,746 $2,822 $51,712 $2,842 

Business Segments (Tables)

Business Segments (Tables)	3 Months Ended
	Mar. 31, 2019
Business Segments [Abstract]
Schedule Of Segment Reporting Information, By Segment	  Business Segments   Community  Banking Mortgage Total  Three months ended March 31, 2019  Net interest income $ 6,130 $ - $ 6,130  Provision for loan losses 210 - 210  Net interest income after provision for loan losses 5,920 - 5,920  Noninterest income 528 691 1,219  Noninterest expenses 5,025 574 5,599  Income before income taxes 1,423 117 1,540  Income tax expense 281 25 306  Net income $ 1,142 $ 92 $ 1,234  Total assets $ 681,531 $ 2,857 $ 684,388   Three months ended March 31, 2018  Net interest income $ 5,331 $ - $ 5,331  Provision for loan losses 22 - 22  Net interest income after provision for loan losses 5,309 - 5,309  Noninterest income 566 620 1,186  Noninterest expenses 4,604 493 5,097  Income before income taxes 1,271 127 1,398  Income tax expense 248 27 275  Net income $ 1,023 $ 100 $ 1,123  Total assets $ 650,068 $ 3,567 $ 653,635  

Loans, Allowance For Loan Los_2

Loans, Allowance For Loan Losses And OREO (Tables)	3 Months Ended
	Mar. 31, 2019
Loans, Allowance For Loan Losses And OREO [Abstract]
Summary Of Loans, Net	  As of:  March 31 , De c ember 31,  2019 2018   Commercial $99,327 $92,877  Commercial real estate 289,964 289,171  Consumer 85,289 86,191  Residential 66,052 66,358   Total loans (1) 540,632 534,597   Less allowance for loan losses 4,673 4,581   Net loans $535,959 $530,016 (1) Includes net deferred costs and premiums of $ 454 and $45 7 as of March 31, 2019 and December 31, 2018, respectively .
Loans On Non-Accrual Status	  Loans on Non-Accrual Status  ( dollars in thousands )  As of  March 31, 2019 December 31, 2018  Commercial $992 $973 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 308 317  Commercial Mortgages-Non-Owner Occupied 629 173  Commercial Construction - - Consumer  Consumer Unsecured - -  Consumer Secured 254 84 Residential:  Residential Mortgages 1,439 1,391  Residential Consumer Construction - -   Totals $3,622 $2,939 
Changes In OREO Balance	 OREO Changes ( dollars in thousands )  Three months ended Year ended  March 31, 2019 December 31, 2018  Balance at the beginning of the year (net) $2,430 $2,650  Transfers from loans 300 850  Capitalized costs - -  Valuation adjustments (115) (185)  Sales proceeds (349) (846)  Loss on disposition (13) (39)  Balance at the end of the period (net) $2,253 $2,430 
Impaired Loans	  Impaired Loans  ( dollars in thousands)  As of and For the Three months Ended March 31, 2019  Unpaid Average Interest  Recorded Principal Related Recorded Income 2019 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $1,418 $1,933 $ - $1,424 $11  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,514 2,613 - 2,464 44  Commercial Mortgage Non-Owner Occupied 629 645 - 380 7  Commercial Construction - - - - -  Consumer  Consumer Unsecured - - - - -  Consumer Secured 86 86 - 87 1 Residential  Residential Mortgages 2,066 2,134 - 1,971 26  Residential Consumer Construction - - - - -   With An Allowance Recorded:  Commercial $53 $53 $37 $42 $1  Commercial Real Estate  Commercial Mortgages-Owner Occupied 33 124 27 36 2  Commercial Mortgage Non-Owner Occupied 17 17 12 54 -  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - 1 -  Consumer Secured 197 205 39 151 - Residential  Residential Mortgages 305 317 51 340 4  Residential Consumer Construction - - - - -  Totals:  Commercial $1,471 $1,986 $37 $1,466 $12  Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,547 2,737 27 2,500 46  Commercial Mortgage Non-Owner Occupied 646 662 12 434 7  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - 1 -  Consumer Secured 283 291 39 238 1 Residential  Residential Mortgages 2,371 2,451 51 2,311 30  Residential Consumer Construction - - - - -  $7,318 $8,127 $166 $6,950 $96 Note 9 – Loans, allowance for loan losses and OREO (continued)   Impaired Loans  ( dollars in thousands)  As of and For the Year Ended December 31, 2018  Unpaid Average Interest  Recorded Principal Related Recorded Income 2018 Investment Balance Allowance Investment Recognized With No Related Allowance Recorded:  Commercial $1,430 $1,922 $ - $1,178 $24 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,414 2,511 - 2,421 167  Commercial Mortgage Non-Owner Occupied 131 132 - 403 8  Commercial Construction - - - - - Consumer  Consumer Unsecured - - - - -  Consumer Secured 88 88 - 184 6 Residential  Residential Mortgages 1,876 1,953 - 1,728 89  Residential Consumer Construction - - - - -  With An Allowance Recorded:  Commercial $31 $31 $15 $174 $3 Commercial Real Estate  Commercial Mortgages-Owner Occupied 39 132 36 352 3  Commercial Mortgage Non-Owner Occupied 90 90 20 82 6  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 105 105 105 266 7 Residential  Residential Mortgages 375 390 61 263 11  Residential Consumer Construction - - - - -  Totals:  Commercial $1,461 $1,953 $15 $1,352 $27 Commercial Real Estate  Commercial Mortgages-Owner Occupied 2,453 2,643 36 2,773 170  Commercial Mortgage Non-Owner Occupied 221 222 20 485 14  Commercial Construction - - - 85 - Consumer  Consumer Unsecured 1 1 1 2 -  Consumer Secured 193 193 105 450 13 Residential  Residential Mortgages 2,251 2,343 61 1,991 100  Residential Consumer Construction - - - - -  $6,580 $7,355 $238 $7,138 $324 
Allowance For Loan Losses And Recorded Investment In Loans	  Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Three months Ended March 31, 2019   Commercial 2019 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,136 $1,831 $956 $658 $4,581  Charge-offs - (6) (106) (21) (133)  Recoveries 1 - 12 2 15  Provision 129 32 29 20 210  Ending Balance $1,266 $1,857 $891 $659 $4,673   Ending Balance: Individually evaluated for impairment $37 $39 $39 $51 $166   Ending Balance: Collectively evaluated for impairment 1,229 1,818 852 608 4,507    Totals: $1,266 $1,857 $891 $659 $4,673  Loans:   Ending Balance: Individually evaluated for impairment $1,471 $3,193 $283 $2,371 $7,318   Ending Balance: Collectively evaluated for impairment 97,856 286,771 85,006 63,681 533,314   Totals: $99,327 $289,964 $85,289 $66,052 $540,632      Note 9 – Loans, allowance for loan losses and OREO (continued)   Allowance for Loan Losses and Recorded Investment in Loans ( dollars in thousands) As of and For the Year Ended December 31, 2018   Commercial 2018 Commercial Real Estate Consumer Residential Total  Allowance for Loan Losses:  Beginning Balance $1,264 $1,738 $1,172 $578 $4,752  Charge-offs (395) (230) (405) (34) (1,064)  Recoveries 113 4 60 - 177  Provision 154 319 129 114 716  Ending Balance $1,136 $1,831 $956 $658 $4,581   Ending Balance: Individually evaluated for impairment $15 $56 $106 $61 $238   Ending Balance: Collectively evaluated for impairment 1,121 1,775 850 597 4,343    Totals: $1,136 $1,831 $956 $658 $4,581  Loans:   Ending Balance: Individually evaluated for impairment $1,461 $2,674 $194 $2,251 $6,580   Ending Balance: Collectively evaluated for impairment 91,416 286,497 85,997 64,107 528,017   Totals: $92,877 $289,171 $86,191 $66,358 $534,597 
Age Analysis Of Past Due Financing Receivables	  Age Analysis of Past Due Loans as of  March 31, 2019  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2019 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $25 $29 $244 $298 $99,029 $99,327 $ - Commercial Real Estate:  Commercial Mortgages- Owner Occupied 456 - 299 755 98,701 99,456 -  Commercial Mortgages-Non-Owner Occupied 17 - 501 518 173,797 174,315 -  Commercial Construction - - - - 16,193 16,193 - Consumer:  Consumer Unsecured 187 - - 187 8,354 8,541 -  Consumer Secured 531 17 197 745 76,003 76,748 - Residential:  Residential Mortgages 732 162 420 1,314 55,771 57,085 -  Residential Consumer Construction - - - - 8,967 8,967 -  Total $1,948 $208 $1,661 $3,817 $536,815 $540,632 $ -    Age Analysis of Past Due Loans as of  December 31, 2018  ( dollars in thousands )  Greater Recorded Investment  30-59 Days 60-89 Days than Total Past Total > 90 Days & 2018 Past Due Past Due 90 Days Due Current Loans Accruing  Commercial $54 $56 $220 $330 $92,547 $92,877 $ - Commercial Real Estate:  Commercial Mortgages-Owner Occupied 209 - 307 516 97,910 98,426 -  Commercial Mortgages-Non-Owner Occupied 149 468 - 617 174,657 175,274 -  Commercial Construction - - - - 15,471 15,471 - Consumer:  Consumer Unsecured 8 1 - 9 8,745 8,754 -  Consumer Secured 369 44 - 413 77,024 77,437 - Residential:  Residential Mortgages 882 164 567 1,613 56,559 58,172 -  Residential Consumer Construction - - - - 8,186 8,186 -  Total $1,671 $733 $1,094 $3,498 $531,099 $534,597 $ - 
Credit Quality Information-By Class	    Credit Quality Information - by Class  March 31, 2019  ( dollars in thousands ) 2019 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $92,958 $312 $4,506 $1,551 $ - $99,327 Commercial Real Estate:  Commercial Mortgages -Owner Occupied 87,093 5,763 4,053 2,547 - 99,456  Commercial Mortgages-Non - Owner Occupied 170,980 2,175 422 738 - 174,315  Commercial Construction 15,613 580 - - - 16,193 Consumer  Consumer Unsecured 8,493 39 9 - - 8,541  Consumer Secured 76,222 118 88 320 - 76,748 Residential:  Residential Mortgages 53,529 896 - 2,660 - 57,085  Residential Consumer Construction 8,967 - - - - 8,967   Totals $513,855 $9,883 $9,078 $7,816 $ - $540,632      Credit Quality Information - by Class  December 31, 2018  ( dollars in thousands ) 2018 Pass Monitor Special Substandard Doubtful Totals  Mention  Commercial $90,142 $818 $374 $1,543 $ - $92,877 Commercial Real Estate:  Commercial Mortgages-Owner Occupied 90,995 1,461 3,517 2,453 - 98,426  Commercial Mortgages-Non - Owner Occupied 172,342 2,285 332 315 - 175,274  Commercial Construction 14,892 579 - - - 15,471 Consumer  Consumer Unsecured 8,747 - 6 1 - 8,754  Consumer Secured 77,092 - 88 257 - 77,437 Residential:  Residential Mortgages 55,336 334 - 2,502 - 58,172  Residential Consumer Construction 8,186 - - - - 8,186   Totals $517,732 $5,477 $4,317 $7,071 $- $534,597 

Basis Of Presentation (Narrativ

Basis Of Presentation (Narrative) (Details)	3 Months Ended
	Mar. 31, 2019item
Basis Of Presentation [Abstract]
Number of jurisdictions	7

Earnings Per Common Share (EP_3

Earnings Per Common Share (EPS) (Narrative) (Details) - shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Earnings Per Common Share (EPS) [Abstract]
Options excluded from calculating diluted EPS because their effect was anti-dilutive	0	0

Earnings Per Common Share (EP_4

Earnings Per Common Share (EPS) (Earnings Per Share) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Earnings Per Common Share (EPS) [Abstract]
Net Income	$ 1,234,000	$ 1,123,000
Weighted average number of shares	4,378,436	4,378,436
Restricted stock units/stock options affect of incremental shares	2,523	90
Weighted average-diluted shares	4,380,959	4,378,526
Basic EPS (weighted avg shares)	$ 0.28	$ 0.26
Diluted EPS (Including incremental shares)	$ 0.28	$ 0.26

Stock Based Compensation (Narra

Stock Based Compensation (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 01, 2019	Mar. 31, 2019	Dec. 31, 2018	May 15, 2018
1999 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding options			0
The 2018 Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized				250,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted	24,500
Shares forfeited		0
Price per share	$ 13
Vested period		3 years
Stock based compensation expense		$ 27,000
Unrecognized stock basd compensation expense		$ 292,000
Unrecognized expense period		2 years 9 months
Year One [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of shares vested		0.333%

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value adjustment	$ 0

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	$ 53,497	$ 52,727
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	53,497	52,727
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,893	1,845
US Treasuries [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Treasuries [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	1,893	1,845
US Treasuries [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	23,880	23,267
US Agency Obligations [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
US Agency Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	23,880	23,267
US Agency Obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,604	11,876
Mortgage-Backed Securities [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Mortgage-Backed Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	11,604	11,876
Mortgage-Backed Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,198	12,009
Municipals [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	12,198	12,009
Municipals [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,922	3,730
Corporates [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value
Corporates [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value	3,922	3,730
Corporates [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale, at fair value

Fair Value Measurements (Impair

Fair Value Measurements (Impaired Loans And Other Real Estate Owned Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	$ 1,680	$ 1,587
Other real estate owned		2,253	2,430	$ 2,650
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]
Other real estate owned
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans	[1]	1,680	1,587
Other real estate owned		$ 2,253	$ 2,430
[1]	Includes loans charged down to the net realizable value of the collateral.

Fair Value Measurements (Inform

Fair Value Measurements (Information Regarding Quantitative Inputs Used To Value Assets Classified As Level 3) (Details) - Significant Unobservable Inputs (Level 3) [Member] - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 1,680,000	$ 1,587,000
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	0	0
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	10	10
Impaired Loans [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	20	20
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	8	8
Impaired Loans [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6	6
OREO [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, Fair Value	$ 2,253,000	$ 2,430,000
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	0	0
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	10	10
OREO [Member] | Maximum [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	25	25
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Selling Cost [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	6	6
OREO [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Discount For Lack Of Marketability And Age Of Appraisal [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
OREO	15	15

Fair Value Measurements (Fair_2

Fair Value Measurements (Fair Value Carrying And Notional Amounts) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	$ 28,533	$ 26,725
Fed funds sold	20,207	23,600
Available-for-sale Securities	53,497	52,727
Held-to-maturity Securities	3,697	3,700
Restricted stock	1,462	1,462
Loans held for sale	2,604	1,670
Interest receivable	1,946	1,742
BOLI	13,442	13,359
Interest payable	154	127
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	28,533	26,725
Fed funds sold	20,207	23,600
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Fed funds sold
Available-for-sale Securities	53,497	52,727
Held-to-maturity Securities	3,640	3,515
Restricted stock	1,462	1,462
Loans, net
Loans held for sale	2,604	1,670
Interest receivable	1,946	1,742
BOLI	13,442	13,359
Deposits	617,404	612,532
Capital notes	4,731	4,710
Interest payable	154	127
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks
Fed funds sold
Available-for-sale Securities
Held-to-maturity Securities
Restricted stock
Loans, net	534,401	522,782	[1]
Loans held for sale
Interest receivable
BOLI
Deposits
Capital notes
Interest payable
Carrying Amounts [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	28,533	26,725
Fed funds sold	20,207	23,600
Available-for-sale Securities	53,497	52,727
Held-to-maturity Securities	3,697	3,700
Restricted stock	1,462	1,462
Loans, net	535,959	530,016	[1]
Loans held for sale	2,604	1,670
Interest receivable	1,946	1,742
BOLI	13,442	13,359
Deposits	616,744	612,043
Capital notes	5,000	5,000
Interest payable	154	127
Fair Values [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and due from banks	28,533	26,725
Fed funds sold	20,207	23,600
Available-for-sale Securities	53,497	52,727
Held-to-maturity Securities	3,640	3,515
Restricted stock	1,462	1,462
Loans, net	534,401	522,782	[1]
Loans held for sale	2,604	1,670
Interest receivable	1,946	1,742
BOLI	13,442	13,359
Deposits	617,404	612,532
Capital notes	4,731	4,710
Interest payable	$ 154	$ 127
[1]	Carrying amount is net of unearned income and the Allowance.

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Millions	Jan. 01, 2019USD ($)
Accounting Standards Update 2016-02 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Effect of change in assets and liabilities	$ 3

Leases (Information On Leases)

Leases (Information On Leases) (Details) $ in Thousands	Mar. 31, 2019USD ($)
Leases [Abstract]
Lease liabilities	$ 2,856
Right-of-use assets	$ 2,852
Weighted average remaining lease term	10 years 9 months 18 days
Weighted average discount rate	3.08%

Leases (Schedule Of Lease Cost)

Leases (Schedule Of Lease Cost) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Leases [Abstract]
Operating lease cost	$ 161
Total lease cost	161
Cash paid for amounts included in the measurement of lease liabilities	$ 156

Leases (Maturity Analysis For O

Leases (Maturity Analysis For Operating Lease Liabilities And Reconciliation Of Undiscounted Cash Flows) (Details) $ in Thousands	Mar. 31, 2019USD ($)
Leases [Abstract]
Nine months ending December 31, 2019	$ 381
Twelve months ending December 31, 2020	418
Twelve months ending December 31, 2021	346
Twelve months ending December 31, 2022	344
Twelve months ending December 31, 2023	346
Twelve months ending December 31, 2024	249
Thereafter	1,352
Total undiscounted cash flows	3,436
Discount	(580)
Lease liabilities	$ 2,856

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)security	Mar. 31, 2018USD ($)
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	53
Available-for-sale Securities, Gross Realized Gains | $	$ 0	$ 0
Available-for-sale Securities, Gross Realized Losses | $	0	0
Held-to-maturity securities sales | $	$ 0	$ 0
US Agency Obligations [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	32
Municipals [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	16
Corporates [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	5
S&P Rated AAA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	11
S&P Rated AA [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	39
S&P Rated A [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	2
S&P Rated BBB+ [Member]
Number Of Securities Evaluated For Other Than Temporary Impairment [Line Items]
Securities evaluated for other than temporary impairment	1

Securities (Summary Of Securiti

Securities (Summary Of Securities Held-To-Maturity And Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	$ 3,697	$ 3,700
Held-to-Maturity, Fair Value	3,640	3,515
Available-for-Sale, Amortized Costs	55,025	55,566
Available-for-Sale, Gross Unrealized Gains	28	3
Available-for-Sale, Gross Unrealized Losses	(1,556)	(2,842)
Available-for-sale, Fair Value	53,497	52,727
US Treasuries [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	1,962	1,961
Available-for-Sale, Gross Unrealized Losses	(69)	(116)
Available-for-sale, Fair Value	1,893	1,845
US Agency Obligations [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Held-to-maturity	3,697	3,700
Held-to-maturity, Gross Unrealized Gains	2	3
Held-to-maturity, Gross Unrealized Losses	(59)	(185)
Held-to-Maturity, Fair Value	3,640	3,515
Available-for-Sale, Amortized Costs	24,658	24,701
Available-for-Sale, Gross Unrealized Gains	6
Available-for-Sale, Gross Unrealized Losses	(784)	(1,434)
Available-for-sale, Fair Value	23,880	23,267
Mortgage-Backed Securities [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	11,932	12,390
Available-for-Sale, Gross Unrealized Gains	5
Available-for-Sale, Gross Unrealized Losses	(333)	(514)
Available-for-sale, Fair Value	11,604	11,876
Municipals [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	12,375	12,412
Available-for-Sale, Gross Unrealized Gains	17	3
Available-for-Sale, Gross Unrealized Losses	(194)	(406)
Available-for-sale, Fair Value	12,198	12,009
Corporates [Member]
Schedule Of Available-For-Sale Securities And Held-To-Maturity Securities [Line Items]
Available-for-Sale, Amortized Costs	4,098	4,102
Available-for-Sale, Gross Unrealized Losses	(176)	(372)
Available-for-sale, Fair Value	$ 3,922	$ 3,730

Securities (Gross Unrealized Lo

Securities (Gross Unrealized Losses And Fair Value Of The Bank's Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months		$ 966
Unrealized Losses, Less than 12 months		20
Fair Value, More than 12 months	$ 47,930	50,746
Unrealized Losses, More than 12 months	1,556	2,822
Fair Value, Total	47,930	51,712
Unrealized Losses, Total	1,556	2,842
US Treasuries [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, More than 12 months	1,893	1,845
Unrealized Losses, More than 12 months	69	116
Fair Value, Total	1,893	1,845
Unrealized Losses, Total	69	116
US Agency Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, More than 12 months, Held-to-maturity	3,640	3,515
Unrealized Losses, More than 12 months, Held-to-maturity	59	185
Fair Value, Total, Held-to-maturity	3,640	3,515
Unrealized Losses, Total, Held-to-maturity	59	185
Fair Value, Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, More than 12 months	21,504	23,267
Unrealized Losses, More than 12 months	784	1,434
Fair Value, Total	21,504	23,267
Unrealized Losses, Total	784	1,434
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months		966
Unrealized Losses, Less than 12 months		20
Fair Value, More than 12 months	10,617	10,910
Unrealized Losses, More than 12 months	333	494
Fair Value, Total	10,617	11,876
Unrealized Losses, Total	333	514
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, More than 12 months	9,994	10,994
Unrealized Losses, More than 12 months	194	406
Fair Value, Total	9,994	10,994
Unrealized Losses, Total	194	406
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than 12 months
Unrealized Losses, Less than 12 months
Fair Value, More than 12 months	3,922	3,730
Unrealized Losses, More than 12 months	176	372
Fair Value, Total	3,922	3,730
Unrealized Losses, Total	$ 176	$ 372

Business Segments (Narrative) (

Business Segments (Narrative) (Details)	3 Months Ended
	Mar. 31, 2019segment
Business Segments [Abstract]
Number of reportable segments	2

Business Segments (Schedule Of

Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Segment Reporting Information [Line Items]
Net interest income	$ 6,130,000	$ 5,331,000
Provision for loan losses	210,000	22,000	$ 716,000
Net interest income after provision for loan losses	5,920,000	5,309,000
Noninterest income	1,219,000	1,186,000
Noninterest expenses	5,599,000	5,097,000
Income before income taxes	1,540,000	1,398,000
Income tax expense	306,000	275,000
Net Income	1,234,000	1,123,000
Total assets	684,388,000	653,635,000	$ 674,897,000
Community Banking [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Net interest income	6,130,000	5,331,000
Provision for loan losses	210,000	22,000
Net interest income after provision for loan losses	5,920,000	5,309,000
Noninterest income	528,000	566,000
Noninterest expenses	5,025,000	4,604,000
Income before income taxes	1,423,000	1,271,000
Income tax expense	281,000	248,000
Net Income	1,142,000	1,023,000
Total assets	681,531,000	650,068,000
Mortgage [Member] | Operating Segments [Member]
Segment Reporting Information [Line Items]
Noninterest income	691,000	620,000
Noninterest expenses	574,000	493,000
Income before income taxes	117,000	127,000
Income tax expense	25,000	27,000
Net Income	92,000	100,000
Total assets	$ 2,857,000	$ 3,567,000

Loans, Allowance For Loan Los_3

Loans, Allowance For Loan Losses And OREO (Narrative) (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)contractitem	Mar. 31, 2018contract	Dec. 31, 2018USD ($)contractitem	Dec. 31, 2017USD ($)
Financing Receivable, Modifications [Line Items]
Loan modifications that would have been classified as TDRs	0	0
Loan modifications classified as TDRs	0	0
Outstanding commitments to disburse additional funds on TDR's	0		0
Other real estate owned | $	$ 2,253		$ 2,430	$ 2,650
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of real estate properties held | item	1		4
Other real estate owned | $	$ 68		$ 156

Loans, Allowance For Loan Los_4

Loans, Allowance For Loan Losses And OREO (Summary Of Loans, Net) (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Loans, Allowance For Loan Losses And OREO [Abstract]
Commercial		$ 99,327	$ 92,877
Commercial real estate		289,964	289,171
Consumer		85,289	86,191
Residential		66,052	66,358
Total loans	[1]	540,632	534,597
Less allowance for loan losses		4,673	4,581
Net loans		535,959	530,016
Deferred loan costs		$ 454	$ 457
[1]	Includes net deferred costs and premiums of $454 and $457 as of March 31, 2019 and December 31, 2018, respectively.

Loans, Allowance For Loan Los_5

Loans, Allowance For Loan Losses And OREO (Loans On Non-Accrual Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	$ 3,622	$ 2,939
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	992	973
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	308	317
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	629	173
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	254	84
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status	1,439	1,391
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivables on Non-Accrual Status

Loans, Allowance For Loan Los_6

Loans, Allowance For Loan Losses And OREO (Changes In OREO Balance) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Loans, Allowance For Loan Losses And OREO [Abstract]
Balance at the beginning of the year (net)	$ 2,430	$ 2,650	$ 2,650
Transfers from loans	300		850
Capitalized costs
Valuation adjustments	(115)		(185)
Sales proceeds	(349)		(846)
Loss on disposition	(13)	$ 5	(39)
Balance at the end of the period (net)	$ 2,253		$ 2,430

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses (Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Totals: Recorded Investment	$ 7,318	$ 6,580
Totals: Unpaid Principal Balance	8,127	7,355
Totals: Related Allowance	166	238
Totals: Average Recorded Investment	6,950	7,138
Totals: Interest Income Recognized	96	324
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	2,514	2,414
With No Related Allowance Recorded: Unpaid Principal Balance	2,613	2,511
With No Related Allowance Recorded: Average Recorded Investment	2,464	2,421
With No Related Allowance Recorded: Interest Income Recognized	44	167
With An Allowance Recorded: Recorded Investment	33	39
With An Allowance Recorded: Unpaid Principal Balance	124	132
With An Allowance Recorded: Average Recorded Investment	36	352
With An Allowance Recorded: Interest Income Recognized	2	3
Totals: Recorded Investment	2,547	2,453
Totals: Unpaid Principal Balance	2,737	2,643
Totals: Related Allowance	27	36
Totals: Average Recorded Investment	2,500	2,773
Totals: Interest Income Recognized	46	170
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	629	131
With No Related Allowance Recorded: Unpaid Principal Balance	645	132
With No Related Allowance Recorded: Average Recorded Investment	380	403
With No Related Allowance Recorded: Interest Income Recognized	7	8
With An Allowance Recorded: Recorded Investment	17	90
With An Allowance Recorded: Unpaid Principal Balance	17	90
With An Allowance Recorded: Average Recorded Investment	54	82
With An Allowance Recorded: Interest Income Recognized		6
Totals: Recorded Investment	646	221
Totals: Unpaid Principal Balance	662	222
Totals: Related Allowance	12	20
Totals: Average Recorded Investment	434	485
Totals: Interest Income Recognized	7	14
Commercial Construction [Member]
Financing Receivable, Impaired [Line Items]
With An Allowance Recorded: Average Recorded Investment		85
Totals: Average Recorded Investment		85
Consumer Unsecured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment		1
With An Allowance Recorded: Unpaid Principal Balance		1
With An Allowance Recorded: Average Recorded Investment	1	2
Totals: Recorded Investment		1
Totals: Unpaid Principal Balance		1
Totals: Related Allowance		1
Totals: Average Recorded Investment	1	2
Consumer Secured [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	86	88
With No Related Allowance Recorded: Unpaid Principal Balance	86	88
With No Related Allowance Recorded: Average Recorded Investment	87	184
With No Related Allowance Recorded: Interest Income Recognized	1	6
With An Allowance Recorded: Recorded Investment	197	105
With An Allowance Recorded: Unpaid Principal Balance	205	105
With An Allowance Recorded: Average Recorded Investment	151	266
With An Allowance Recorded: Interest Income Recognized		7
Totals: Recorded Investment	283	193
Totals: Unpaid Principal Balance	291	193
Totals: Related Allowance	39	105
Totals: Average Recorded Investment	238	450
Totals: Interest Income Recognized	1	13
Residential Mortgages [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	2,066	1,876
With No Related Allowance Recorded: Unpaid Principal Balance	2,134	1,953
With No Related Allowance Recorded: Average Recorded Investment	1,971	1,728
With No Related Allowance Recorded: Interest Income Recognized	26	89
With An Allowance Recorded: Recorded Investment	305	375
With An Allowance Recorded: Unpaid Principal Balance	317	390
With An Allowance Recorded: Average Recorded Investment	340	263
With An Allowance Recorded: Interest Income Recognized	4	11
Totals: Recorded Investment	2,371	2,251
Totals: Unpaid Principal Balance	2,451	2,343
Totals: Related Allowance	51	61
Totals: Average Recorded Investment	2,311	1,991
Totals: Interest Income Recognized	30	100
Residential Consumer Construction [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment
With No Related Allowance Recorded: Unpaid Principal Balance
With No Related Allowance Recorded: Average Recorded Investment
With No Related Allowance Recorded: Interest Income Recognized
With An Allowance Recorded: Recorded Investment
With An Allowance Recorded: Unpaid Principal Balance
With An Allowance Recorded: Average Recorded Investment
With An Allowance Recorded: Interest Income Recognized
Totals: Recorded Investment
Totals: Unpaid Principal Balance
Totals: Related Allowance
Totals: Average Recorded Investment
Totals: Interest Income Recognized
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With No Related Allowance Recorded: Recorded Investment	1,418	1,430
With No Related Allowance Recorded: Unpaid Principal Balance	1,933	1,922
With No Related Allowance Recorded: Average Recorded Investment	1,424	1,178
With No Related Allowance Recorded: Interest Income Recognized	11	24
With An Allowance Recorded: Recorded Investment	53	31
With An Allowance Recorded: Unpaid Principal Balance	53	31
With An Allowance Recorded: Average Recorded Investment	42	174
With An Allowance Recorded: Interest Income Recognized	1	3
Totals: Recorded Investment	1,471	1,461
Totals: Unpaid Principal Balance	1,986	1,953
Totals: Related Allowance	37	15
Totals: Average Recorded Investment	1,466	1,352
Totals: Interest Income Recognized	$ 12	$ 27

Loans And Allowance For Loan _2

Loans And Allowance For Loan Losses (Allowance For Loan Losses And Recorded Investment In Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		$ 4,581	$ 4,752	$ 4,752
Allowance for Credit Losses: Charge-offs		(133)		(1,064)
Allowance for Credit Losses: Recoveries		15		177
Allowance for credit losses: Provision		210	22	716
Allowance for Credit Losses: Ending Balance		4,673		4,581
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		166		238
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		4,507		4,343
Allowance for Credit Losses: Totals		4,673		4,581
Financing Receivables: Ending Balance: Individually evaluated for impairment		7,318		6,580
Financing Receivables: Ending Balance: Collectively evaluated for impairment		533,314		528,017
Total loans	[1]	540,632		534,597
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,136	1,264	1,264
Allowance for Credit Losses: Charge-offs				(395)
Allowance for Credit Losses: Recoveries		1		113
Allowance for credit losses: Provision		129		154
Allowance for Credit Losses: Ending Balance		1,266		1,136
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		37		15
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,229		1,121
Allowance for Credit Losses: Totals		1,266		1,136
Financing Receivables: Ending Balance: Individually evaluated for impairment		1,471		1,461
Financing Receivables: Ending Balance: Collectively evaluated for impairment		97,856		91,416
Total loans		99,327		92,877
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		1,831	1,738	1,738
Allowance for Credit Losses: Charge-offs		(6)		(230)
Allowance for Credit Losses: Recoveries				4
Allowance for credit losses: Provision		32		319
Allowance for Credit Losses: Ending Balance		1,857		1,831
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		39		56
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		1,818		1,775
Allowance for Credit Losses: Totals		1,857		1,831
Financing Receivables: Ending Balance: Individually evaluated for impairment		3,193		2,674
Financing Receivables: Ending Balance: Collectively evaluated for impairment		286,771		286,497
Total loans		289,964		289,171
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		956	1,172	1,172
Allowance for Credit Losses: Charge-offs		(106)		(405)
Allowance for Credit Losses: Recoveries		12		60
Allowance for credit losses: Provision		29		129
Allowance for Credit Losses: Ending Balance		891		956
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		39		106
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		852		850
Allowance for Credit Losses: Totals		891		956
Financing Receivables: Ending Balance: Individually evaluated for impairment		283		194
Financing Receivables: Ending Balance: Collectively evaluated for impairment		85,006		85,997
Total loans		85,289		86,191
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses: Beginning Balance		658	$ 578	578
Allowance for Credit Losses: Charge-offs		(21)		(34)
Allowance for Credit Losses: Recoveries		2
Allowance for credit losses: Provision		20		114
Allowance for Credit Losses: Ending Balance		659		658
Allowance for Credit Losses: Ending Balance: Individually evaluated for impairment		51		61
Allowance for Credit Losses: Ending Balance: Collectively evaluated for impairment		608		597
Allowance for Credit Losses: Totals		659		658
Financing Receivables: Ending Balance: Individually evaluated for impairment		2,371		2,251
Financing Receivables: Ending Balance: Collectively evaluated for impairment		63,681		64,107
Total loans		$ 66,052		$ 66,358
[1]	Includes net deferred costs and premiums of $454 and $457 as of March 31, 2019 and December 31, 2018, respectively.

Loans And Allowance For Loan _3

Loans And Allowance For Loan Losses (Age Analysis Of Past Due Financing Receivables) (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 3,817	$ 3,498
Current		536,815	531,099
Total loans	[1]	540,632	534,597
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		755	516
Current		98,701	97,910
Total loans		99,456	98,426
Recorded Investment > 90 Days & Accruing
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		518	617
Current		173,797	174,657
Total loans		174,315	175,274
Recorded Investment > 90 Days & Accruing
Commercial Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		16,193	15,471
Total loans		16,193	15,471
Recorded Investment > 90 Days & Accruing
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		187	9
Current		8,354	8,745
Total loans		8,541	8,754
Recorded Investment > 90 Days & Accruing
Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		745	413
Current		76,003	77,024
Total loans		76,748	77,437
Recorded Investment > 90 Days & Accruing
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,314	1,613
Current		55,771	56,559
Total loans		57,085	58,172
Recorded Investment > 90 Days & Accruing
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current		8,967	8,186
Total loans		8,967	8,186
Recorded Investment > 90 Days & Accruing
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,948	1,671
30 to 59 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		456	209
30 to 59 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		17	149
30 to 59 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		187	8
30 to 59 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		531	369
30 to 59 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		732	882
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		208	733
60 to 89 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			468
60 to 89 Days Past Due [Member] | Consumer Unsecured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			1
60 to 89 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		17	44
60 to 89 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		162	164
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,661	1,094
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		299	307
Greater than 90 Days Past Due [Member] | Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		501
Greater than 90 Days Past Due [Member] | Consumer Secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		197
Greater than 90 Days Past Due [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		420	567
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		298	330
Current		99,029	92,547
Total loans		99,327	92,877
Recorded Investment > 90 Days & Accruing
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		25	54
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		29	56
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		244	220
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		289,964	289,171
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		66,052	66,358
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans		$ 85,289	$ 86,191
[1]	Includes net deferred costs and premiums of $454 and $457 as of March 31, 2019 and December 31, 2018, respectively.

Loans And Allowance For Loan _4

Loans And Allowance For Loan Losses (Credit Quality Information-By Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 540,632	$ 534,597
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	513,855	517,732
Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,883	5,477
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9,078	4,317
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	7,816	7,071
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	99,456	98,426
Commercial Mortgages-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	87,093	90,995
Commercial Mortgages-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	5,763	1,461
Commercial Mortgages-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,053	3,517
Commercial Mortgages-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,547	2,453
Commercial Mortgages-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Mortgages-Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	174,315	175,274
Commercial Mortgages-Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	170,980	172,342
Commercial Mortgages-Non-Owner Occupied [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,175	2,285
Commercial Mortgages-Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	422	332
Commercial Mortgages-Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	738	315
Commercial Mortgages-Non-Owner Occupied [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	16,193	15,471
Commercial Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	15,613	14,892
Commercial Construction [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	580	579
Commercial Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Unsecured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,541	8,754
Consumer Unsecured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,493	8,747
Consumer Unsecured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	39
Consumer Unsecured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	9	6
Consumer Unsecured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables		1
Consumer Unsecured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Consumer Secured [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,748	77,437
Consumer Secured [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	76,222	77,092
Consumer Secured [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	118
Consumer Secured [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	88	88
Consumer Secured [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	320	257
Consumer Secured [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	57,085	58,172
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	53,529	55,336
Residential Mortgages [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	896	334
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	2,660	2,502
Residential Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Residential Consumer Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,967	8,186
Residential Consumer Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	8,967	8,186
Residential Consumer Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	99,327	92,877
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	92,958	90,142
Commercial [Member] | Monitor [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	312	818
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	4,506	374
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables	$ 1,551	1,543
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing receivables