Bank of the James Financial (BOTJ) 10-K2019 FY Annual report

Filed: 20 Mar 20, 2:22pm

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New words: adherence, assumption, Biographical, bring, CECL, closure, compliant, disease, DRR, eleven, filer, footage, irrevocably, judged, labor, nominal, nonforfeitable, outbreak, PCD, peaked, prepaid, push, ratably, reassessment, remeasured, requisite, residual, Resource, SAB, seat, Shenandoah, shorter, simplification, St, stance, systematic, Task, TRG, undiscounted, unvested, Valley, war, widespread, wrote

Removed: Avenue, Boonsboro, bore, building, caption, ceased, comparative, demolished, deteriorating, Developed, earliest, Electric, flexible, heightened, Highway, lessee, Locally, Moody, nonaccrual, retrospective, Rolkin, Village, Walk

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Exhibit 21.1

List of Subsidiaries


Subsidiary	Jurisdiction or State of Incorporation	Names Under Which Subsidiary Does Business
Bank of the James	Virginia	Bank of the James Bank of the James Mortgage Bank of the James Mortgage, a Division of Bank of the James BOTJ Investment Services

BOTJ Insurance, Inc.	Virginia	BOTJ Insurance, Inc.

BOTJ Investment Group, Inc.	Virginia	Inactive

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