Five Star Bancorp (FSBC) 10-Q 13 Aug 21 2021 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2021	Aug. 09, 2021
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2021
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021
Current Fiscal Year End Date	--12-31
Entity File Number	001-40379
Entity Registrant Name	FIVE STAR BANCORP
Entity Central Index Key	0001275168
Entity Tax Identification Number	75-3100966
Entity Incorporation, State or Country Code	CA
Entity Address, Address Line One	3100 Zinfandel Drive
Entity Address, Address Line Two	Suite 100
Entity Address, City or Town	Rancho Cordova
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	95670
City Area Code	(916)
Local Phone Number	626-5000
Title of 12(b) Security	Common stock, no par value per share
Trading Symbol	FSBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Elected Not To Use the Extended Transition Period	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		17,225,508

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from financial institutions	$ 165,927	$ 46,028
Interest-bearing deposits in banks	370,677	244,465
Cash and cash equivalents	536,604	290,493
Time deposits in banks	19,451	23,705
Securities – available-for-sale, at fair value	160,074	114,949
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)	6,473	7,979
Loans held for sale	2,340	4,820
Loans, net of allowance for loan losses of $22,153 and $22,189 at June 30, 2021 and December 31, 2020, respectively	1,563,309	1,480,970
Federal Home Loan Bank of San Francisco (“FHLB”) stock	6,723	6,232
Premises and equipment, net of accumulated depreciation of $3,686 and $3,421 at June 30, 2021 and December 31, 2020, respectively	1,649	1,663
Bank owned life insurance	11,074	8,662
Interest receivable and other assets	20,170	14,292
Assets	2,327,867	1,953,765
Deposits
Non-interest-bearing	829,036	695,687
Interest-bearing	1,237,249	1,088,314
Total deposits	2,066,285	1,784,001
Subordinated notes, net	28,353	28,320
Interest payable and other liabilities	14,915	7,669
Total liabilities	2,109,553	1,819,990
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized; 17,225,508 shares issued and outstanding as of June 30, 2021; 11,000,273 shares issued and outstanding as of December 31, 2020	218,026	110,082
Retained earnings		22,348
Accumulated other comprehensive income, net	288	1,345
Total shareholders’ equity	218,314	133,775
Liabilities and Shareholders’ Equity	$ 2,327,867	$ 1,953,765

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Securities, Held-to-Maturity	$ 6,858	$ 8,755
Loans and Leases Receivable, Allowance	22,153	22,189
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	$ 3,686	$ 3,421
Common Stock, Par or Stated Value Per Share	$ 0	$ 0
Common Stock, Shares Authorized	50,000,000	50,000,000
Common Stock, Shares, Outstanding	17,225,508	11,000,273
Common Stock, Shares, Issued	17,225,508	11,000,273

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest and dividend income
Loans, including fees	$ 18,626	$ 17,523	$ 37,239	$ 33,584
Taxable securities	338	329	597	715
Nontaxable securities	219	63	433	131
Interest-bearing deposits in other banks	125	370	229	874
Interest and dividend income	19,308	18,285	38,498	35,304
Interest expense
Deposits	568	2,259	1,267	4,626
Subordinated notes	444	443	887	887
Interest expense	1,012	2,702	2,154	5,513
Net interest income	18,296	15,583	36,344	29,791
Provision for loan losses		1,550	200	4,150
Net interest income after provision for loan losses	18,296	14,033	36,144	25,641
Non-interest income
Service charges on deposit accounts	106	76	196	176
Net gains on sales of securities available-for-sale	92	434	274	966
Gain on sale of loans	1,091	802	2,022	1,441
Loan-related fees	211	947	333	1,165
FHLB stock dividends	92	64	170	153
Earnings on bank-owned life insurance	60	58	112	115
Other	194	93	355	211
Noninterest Income	1,846	2,474	3,462	4,227
Non-interest expense
Salaries and employee benefits	4,939	3,029	9,636	6,475
Occupancy and equipment	441	412	892	792
Data processing and software	598	452	1,227	904
Federal deposit insurance	150	342	430	547
Professional services	1,311	368	2,843	707
Advertising and promotional	265	247	435	502
Loan-related expenses	218	194	447	325
Other operating expenses	1,658	972	2,474	1,860
Noninterest expense	9,580	6,016	18,384	12,112
Income before provision for income taxes	10,562	10,491	21,222	17,756
Provision for income taxes	734	368	1,116	627
Net income	$ 9,828	$ 10,123	$ 20,106	$ 17,129
Basic earnings per share	$ 0.67	$ 1.05	$ 1.57	$ 1.77
Diluted earnings per share	$ 0.67	$ 1.05	$ 1.57	$ 1.77

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Statement [Abstract]
Net income	$ 9,828	$ 10,123	$ 20,106	$ 17,129
Net unrealized holding gains (losses) on securities available-for-sale during the period	903	1,464	(711)	2,213
Reclassification adjustment for net realized gains included in net income	(92)	(434)	(274)	(966)
Income tax expense related to other comprehensive income	133	37	72	45
Other comprehensive income (loss)	678	993	(1,057)	1,202
Total comprehensive income	$ 10,506	$ 11,116	$ 19,049	$ 18,331

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance, value	$ 96,114	$ 12,789	$ (26)	$ 108,877
Beginning balance, value at Dec. 31, 2019	$ 96,114	12,789	(26)	108,877
Beginning balance, Shares at Dec. 31, 2019	9,674,875
Net income		17,129		17,129
Other comprehensive income			1,202	1,202
Stock offering
Stock issued under stock award plans
Stock issued under stock award plans, Shares	8,148
Stock compensation expense	$ 129			129
Cash dividends paid ($1.20 per share)		(11,614)		(11,614)
Ending balance, value at Jun. 30, 2020	$ 96,243	18,304	1,176	115,723
Ending balance, Shares at Jun. 30, 2020	9,683,023
Balance, value	$ 96,178	13,023	183	109,384
Beginning balance, value at Mar. 31, 2020	$ 96,178	13,023	183	109,384
Beginning balance, Shares at Mar. 31, 2020	9,683,023
Net income		10,123		10,123
Other comprehensive income			993	993
Stock compensation expense	65			65
Cash dividends paid ($1.20 per share)		(4,842)		(4,842)
Ending balance, value at Jun. 30, 2020	$ 96,243	18,304	1,176	115,723
Ending balance, Shares at Jun. 30, 2020	9,683,023
Balance, value	$ 96,243	18,304	1,176	115,723
Balance, value	110,082	22,348	1,345	133,775
Beginning balance, value at Dec. 31, 2020	$ 110,082	22,348	1,345	133,775
Beginning balance, Shares at Dec. 31, 2020	11,000,273
Net income		20,106		20,106
Other comprehensive income			(1,057)	(1,057)
Stock offering	$ 111,243			111,243
Stock offering, Shares	6,054,750
Stock issued under stock award plans
Stock issued under stock award plans, Shares	132,707
Stock compensation expense	$ 212			212
Stock issued to directors	$ 810			810
Stock issued to directors, Shares	40,500
Stock forfeitures
Stock forfeitures, Shares	(2,722)
Reclassification of retained deficit	$ (4,321)	4,321
Cash dividends paid ($1.20 per share)		(46,775)		(46,775)
Ending balance, value at Jun. 30, 2021	$ 218,026		288	218,314
Ending balance, Shares at Jun. 30, 2021	17,225,508
Balance, value	$ 110,114	21,623	(390)	131,377
Beginning balance, value at Mar. 31, 2021	$ 110,114	21,623	(390)	131,377
Beginning balance, Shares at Mar. 31, 2021	11,007,005
Net income		9,828		9,828
Other comprehensive income			678	678
Stock offering	$ 111,243			111,243
Stock offering, Shares	6,054,750
Stock issued under stock award plans
Stock issued under stock award plans, Shares	123,253
Stock compensation expense	$ 150			150
Stock issued to directors	$ 810			810
Stock issued to directors, Shares	40,500
Reclassification of retained deficit	$ (4,321)	4,321
Cash dividends paid ($1.20 per share)		(35,772)		(35,772)
Ending balance, value at Jun. 30, 2021	$ 218,026		288	218,314
Ending balance, Shares at Jun. 30, 2021	17,225,508
Balance, value	$ 218,026		$ 288	$ 218,314

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Cash Flows from Operating Activities:
Net income	$ 20,106	$ 17,129
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	200	4,150
Loans originated for sale	(22,355)	(29,008)
Gain on sale of loans	(2,022)	(1,441)
Proceeds from sales of loans	22,037	27,081
Net gains on sales of securities available-for-sale	(274)	(966)
Earnings on bank owned life insurance	(112)	(115)
Stock compensation expense	212	129
Director stock compensation expense	810
Change in deferred loan fees	843	6,988
Amortization and accretion of security premiums and discounts	736	488
Amortization of subordinated notes issuance costs	27	33
Depreciation and amortization	265	208
Net changes in:
Interest receivable and other assets	(5,950)	(1,582)
Interest payable and other liabilities	7,246	(286)
Net cash provided by operating activities	21,769	22,808
Cash Flows from Investing Activities:
Proceeds on sale of available-for-sale securities	16,182	32,234
Maturities, prepayments, and calls of securities available-for-sale	7,822	7,769
Purchases of securities available-for-sale	(69,070)	(32,641)
Increase in time deposits in banks	4,254	8,363
Loan originations, net of repayments	(78,562)	(339,713)
Purchase of premises and equipment	(245)	(421)
Purchase of FHLB stock	(491)	(1,152)
Purchase of bank owned life insurance	(2,300)
Net cash used in investing activities	(122,410)	(325,561)
Cash Flows from Financing Activities:
Net change in deposits	282,284	647,065
Proceeds from issuance of stock	111,243
FHLB repayment		(25,000)
Cash dividends paid	(46,775)	(11,614)
Net cash provided by financing activities	346,752	610,451
Net change in cash and cash equivalents	246,111	307,698
Cash and cash equivalents at beginning of period	290,493	177,366
Cash and cash equivalents at end of period	536,604	485,064
Supplemental disclosure of cash flow information:
Interest paid	2,217	5,783
Income taxes paid	1,050	930
Supplemental disclosure of noncash investing and financing activities:
Transfer from loans held for investment to loans held for sale	4,820	6,527
Unrealized (loss) gains on securities	$ (1,057)	$ 1,202

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation Nature of Operations and Principles of Consolidation Five Star Bank (the “Bank”) was chartered on October 26, 1999 and began operations on December 20, 1999. Five Star Bancorp (“Bancorp” or the “Company”) was incorporated on September 16, 2002, and subsequently obtained approval from the Board of Governors of the Federal Reserve System (“Federal Reserve”) to be a bank holding company in connection with its acquisition of the Bank. The Company became the sole shareholder of the Bank on June 2, 2003 in a statutory merger, pursuant to which each outstanding share of the Bank’s common stock was exchanged for one share of common stock of the Company. The Company, through the Bank, provides financial services to customers who are predominately small and middle-market businesses, professionals, and individuals residing in the northern California region. Its primary loan products are commercial real estate loans, land development loans, construction loans, and operating lines of credit; and its primary deposit products are checking accounts, savings accounts, money market accounts, and term certificate accounts. The Bank currently has seven branch offices in Roseville, Natomas, Rancho Cordova, Redding, Elk Grove, Chico, and Yuba City, and two loan production offices in Santa Rosa and Sacramento. The Company terminated its status as a Subchapter S corporation as of May 5, 2021, in connection with the Company’s Initial Public Offering (“IPO”) and became a taxable C Corporation. Prior to that date, as an S Corporation, the Company had no U.S. federal income tax expense. On April 9, 2021, the Company publicly filed a Registration Statement on Form S-1 with the U.S. Securities and Exchange Commission (“SEC”) in connection with its IPO (the “Registration Statement”), which was subsequently amended on April 26, 2021 and May 3, 2021. The Registration Statement was declared effective by the SEC on May 4, 2021. In connection with the IPO, the Company issued 6,054,750 shares of common stock, no par value, which included 789,750 shares sold pursuant to the underwriters’ exercise of their option to purchase additional shares. The securities were sold to the public at a price of $20.00 per share and began trading on the Nasdaq Stock Market LLC on May 5, 2021. On May 7, 2021, the closing date of the IPO, the Company received total net proceeds of $111.2 million. The net proceeds less other related expenses, including audit fees, legal fees, listing fees, and other expenses totaled $109.1 million. Basis of financial statement presentation and consolidation The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) as contained within the Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) and rules and regulations of the SEC, including the instructions to Regulation S-X. These interim unaudited consolidated financial statements reflect all adjustments (consisting solely of normal recurring adjustments and accruals) which, in the opinion of management, are necessary for a fair presentation of financial position, results of operations and comprehensive income, changes in shareholders’ equity, and cash flows for the interim periods presented. These unaudited consolidated financial statements have been prepared on a basis consistent with, and should be read in conjunction with, the audited consolidated financial statements as of and for the year ended December 31, 2020, and the notes thereto, as filed in the Company’s Form S-1, which was declared effective by the SEC on May 4, 2021. The unaudited consolidated financial statements include Five Star Bancorp and its wholly owned subsidiary, Five Star Bank. All significant intercompany transactions and balances are eliminated in consolidation. The results of operations for the three and six months ended June 30, 2021 are not necessarily indicative of the results of operations that may be expected for any other interim period or for the year ending December 31, 2021. While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed, and financial performance is evaluated, on a Company-wide basis. Discrete financial information is not available other than on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. The Company’s accounting and reporting policies conform to GAAP and to general practices within the banking industry. The Company qualifies as an emerging growth company as defined in the Jumpstart Our Business Startups Act of 2012, and, as such, may take advantage of specified reduced reporting requirements and is relieved of other significant requirements that are otherwise generally applicable to other public companies. Use of Estimates Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. These estimates and assumptions affect the amounts reported in the unaudited consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses is the most significant accounting estimate reflected in the Company’s consolidated financial statements. Earnings Per Share (“EPS”) Basic EPS is net income divided by the weighted average number of common shares outstanding during the period less average unvested restricted stock awards. Diluted EPS includes the dilutive effect of additional potential common shares related to unvested restricted stock awards using the treasury stock method. The Company has two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings, and therefore are considered participating securities. However, under the two-class method, the difference in EPS is not significant for these participating securities. Schedule of Earning Per Share For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income $ 9,828 $ 10,123 $ 20,106 $ 17,129 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,596 — 8,841 — Weighted average diluted common shares outstanding 14,667,804 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77 Diluted EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77 During the three and six months ended June 30, 2021 and 2020, there were no outstanding stock options. Anti-dilutive shares, which are excluded from the dilutive EPS calculation, were deemed to be immaterial. Pro forma EPS is calculated by applying a C Corporation effective tax rate of 29.56% to net income before provision for income taxes and using the determined pro forma net income balance to calculate EPS. The following reconciliation table provides a detailed calculation of pro forma EPS: Schedule of Pro forma Earning Per Share For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income before provision for income taxes - GAAP $ 10,562 $ 10,491 $ 21,222 $ 17,756 Pro forma provision for income taxes (3,122 ) (3,101 ) (6,273 ) (5,249 ) Pro forma net income 7,440 7,390 14,949 12,507 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,586 — 8,841 — Weighted average diluted common shares outstanding 14,667,794 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.51 $ 0.76 $ 1.17 $ 1.29 Diluted EPS $ 0.51 $ 0.76 $ 1.16 $ 1.29

Recently Issued Accounting Stan

Recently Issued Accounting Standards	6 Months Ended
	Jun. 30, 2021
Accounting Changes and Error Corrections [Abstract]
Recently Issued Accounting Standards	Note 2: Recently Issued Accounting Standards The following reflect recent accounting standards that are pending adoption by the Company. As discussed in Note 1, Basis of Presentation, the Company qualifies as an emerging growth company, and as such, has elected to use the extended transition period for complying with new or revised accounting standards and is not subject to the new or revised accounting standards applicable to public companies during the extended transition period. The accounting standards discussed below reflect effective dates for the Company as an emerging growth company with the extended transition period. Accounting Standards Not Yet Adopted In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) Codification Improvements to Topic 842, Leases Leases (Topic 842): Targeted Improvements In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments In August 2017, the FASB issued ASU No. 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities. In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848) Reference Rate Reform (Topic 848),

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities	Note 3: Fair Value of Assets and Liabilities Fair Value Hierarchy and Fair Value Measurement Accounting standards require the Company to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Level 2 Level 3 The fair values of securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The following table summarizes the Company’s assets and liabilities that were required to be recorded at fair value on a recurring basis. Schedule of Fair Value Assets and Liabilities on Recurring Basis (in thousands) Carrying Quoted Prices in Significant Significant Measurement 1 June 30, 2021 Assets: Securities available-for-sale: U.S. government treasuries, U.S. government agencies, mortgage-backed securities, obligations of states and political subdivisions, and collateralized mortgage obligations $ 160,074 $ — $ 160,074 $ — OCI Derivatives – interest rate swap 119 — 119 — NI Liabilities: Derivatives – interest rate swap 119 — 119 — NI December 31, 2020 Assets: Securities available-for-sale: U.S. government agencies, mortgage-backed securities, obligations of states and political subdivisions, and collateralized mortgage obligations $ 114,949 $ — $ 114,949 $ — OCI Derivatives – interest rate swap 149 — 149 — NI Liabilities: Derivatives – interest rate swap 149 — 149 $ — NI 1 Other comprehensive income (“OCI”) or net income (“NI”). Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, management obtains pricing information from a reputable third-party service provider, who may utilize valuation techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity, and credit spreads (Level 2). Level 2 securities include U.S. agencies or government-sponsored agencies’ debt securities, mortgage-backed securities, government agency issued bonds, privately issued collateralized mortgage obligations, and corporate bonds. As of June 30, 2021 and December 31, 2020, there were no Level 1 or Level 3 securities. On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date. Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction. Valuation adjustments may be made to reflect both the Company’s credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. A similar credit risk adjustment, correlated to the credit standing of the counterparty, is made when collateral posted by the counterparty does not fully cover their liability to the Company. For further discussion on the Company’s methodology in valuing its derivative financial instruments, refer to Note 11, Derivative Financial Instruments and Hedging Activities. Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as impaired loans that are collateral dependent and other real estate owned (“OREO”). As of June 30, 2021 and December 31, 2020, the Company did not carry any assets measured at fair value on a non-recurring basis. Disclosures about Fair Value of Financial Instruments The table below is a summary of fair value estimates for financial instruments as of June 30, 2021 and December 31, 2020. The carrying amounts in the following table are recorded in the consolidated balance sheets under the indicated captions. Further, management has not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies (“BOLI”). Schedule of fair value estimates for financial instruments June 30, 2021 December 31, 2020 (in thousands) Carrying Fair Fair Value Carrying Fair Fair Value Financial assets (recorded at amortized cost) Cash and cash equivalents $ 536,604 $ 536,604 Level 1 $ 290,493 $ 290,493 Level 1 Time deposits in banks 19,451 19,581 Level 1 23,705 23,705 Level 1 Securities – available-for-sale 160,074 160,074 Level 2 114,949 114,949 Level 2 Securities – held-to-maturity 6,473 6,858 Level 3 7,979 8,755 Level 3 Loans – held for sale 2,340 2,447 Level 2 4,820 5,012 Level 2 Loans – held for investment 1,563,309 1,525,826 Level 3 1,480,970 1,464,794 Level 3 Interest receivable 5,774 5,774 Level 3 5,422 5,422 Level 3 Financial liabilities (recorded at amortized cost) Deposits 2,066,285 2,050,244 Level 2 1,784,001 1,785,944 Level 2 Interest payable 12 12 Level 3 75 75 Level 3 Subordinated notes 28,353 28,355 Level 3 28,320 28,320 Level 3 The following methods and assumptions were used by the Company to estimate the fair value of its financial instruments at June 30, 2021 and December 31, 2020: Cash and cash equivalents and time deposits in banks Investment securities Loans held for sale Loans held for investment: Interest receivable and payable Derivatives - interest rate swap Deposits Subordinated Notes

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The Company’s investment securities portfolio consists of obligations of state and political subdivisions, U.S. federal government agencies such as Government National Mortgage Association (“GNMA”) and Small Business Administration (“SBA”), U.S. government treasuries, and U.S. government-sponsored enterprises (“GSEs”), such as Federal National Mortgage Association (“FNMA”), Federal Home Loan Mortgage Corporation (“FHLMC”), and Federal Home Loan Bank of San Francisco (“FHLB”). The Company also invests in residential and commercial mortgage-backed securities (“MBS”/ “CMBS”) and collateralized mortgage obligations (“CMOs”) issued or guaranteed by the GSEs, as reflected in the following tables. A summary of the amortized cost and fair value related to securities held-to-maturity as of June 30, 2021 and December 31, 2020 is presented below. Schedule of Securities Held-To-Maturity Held-to-maturity: Gross Unrealized (in thousands) Amortized Gains (Losses) Fair June 30, 2021 Obligations of state and political subdivisions 6,473 385 — 6,858 Total held-to-maturity $ 6,473 $ 385 $ — $ 6,858 December 31, 2020 Obligations of state and political subdivisions 7,979 776 — 8,755 Total held-to-maturity $ 7,979 $ 776 $ — $ 8,755 For securities issued by states and political subdivisions, management considers (i) issuer and/or guarantor credit ratings, (ii) historical probability of default and loss given default rates for given bond ratings and remaining maturity, (iii) whether issuers continue to make timely principal and interest payments under the contractual terms of the securities, (iv) internal credit review of the financial information, and (v) whether or not such securities have credit enhancements such as guarantees, contain a defeasance clause, or are pre-refunded by the issuers. A summary of the amortized cost and fair value related to securities available-for-sale as of June 30, 2021 and December 31, 2020 is presented below. Schedule of Securities Available-for-Sale Available-for-sale: Gross Unrealized (in thousands) Amortized Gains (Losses) Fair June 30, 2021 Mortgage-backed securities $ 70,257 $ 179 $ (438 ) $ 69,998 U.S. government agencies 29,284 215 (255 ) 29,244 U.S. government treasuries 10,058 11 (1 ) 10,068 Obligations of state and political subdivisions 49,440 812 (129 ) 50,123 Collateralized mortgage obligations 626 15 — 641 Total available-for-sale $ 159,665 $ 1,232 $ (823 ) $ 160,074 December 31, 2020 Mortgage-backed securities $ 23,601 $ 338 $ (7 ) $ 23,932 U.S. government agencies 32,069 111 (352 ) 31,828 Obligations of state and political subdivisions 57,137 1,291 (8 ) 58,420 Collateralized mortgage obligations 748 21 — 769 Total available-for-sale $ 113,555 $ 1,761 $ (367 ) $ 114,949 The amortized cost and fair value of investment debt securities by contractual maturity at June 30, 2021 and December 31, 2020 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties. Schedule of Investment Securities by Contractual Maturity June 30, 2021 December 31, 2020 Held-to-Maturity Available-for-Sale Held-to-Maturity Available-for-Sale (in thousands) Amortized Fair Value Amortized Fair Value Amortized Fair Value Amortized Fair Value Within one year $ 420 $ 445 $ — $ — $ 494 $ 543 $ — $ — After one but within five years 1,950 2,066 510 532 2,143 2,351 1,141 1,206 After five years through ten years 2,755 2,919 6,713 6,835 2,755 3,023 8,340 8,599 After ten years 1,348 1,428 42,217 42,756 2,587 2,838 47,656 48,615 Investment securities not due at a single maturity date: Mortgage-backed securities — — 70,257 69,998 — — 23,601 23,932 Collateralized mortgage obligations — — 626 641 — — 748 769 U.S. government treasuries — — 10,058 10,068 — — — — U.S. government agencies — — 29,284 29,244 — — 32,069 31,828 Total $ 6,473 $ 6,858 $ 159,665 $ 160,074 $ 7,979 $ 8,755 $ 113,555 $ 114,949 Sales of investment securities and gross gains and losses are shown in the following table: Schedule of Investment Securities Available-for-Sale Gross Realized Gain and Losses For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Available-for-sale: Sales proceeds $ 4,726 $ 13,538 $ 16,182 $ 32,234 Gross realized gains 92 434 274 966 Pledged investment securities are shown in the following table: (in thousands) June 30, 2021 December 31, 2020 Pledged to the State of California: Secure deposits of public funds and borrowings $ 48,663 $ 52,897 Total pledged investment securities $ 48,663 $ 52,897 The following table details the gross unrealized losses and fair values aggregated by investment category and length of time that individual available-for-sale securities have been in a continuous unrealized loss position at June 30, 2021 and December 31, 2020: Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time (in thousands) < 12 continuous months ≥ 12 continuous months Total securities Fair value Unrealized loss Fair value Unrealized loss Fair value Unrealized loss June 30, 2021 Mortgage-backed securities $ 53,204 $ (438 ) $ — $ — $ 53,204 $ (438 ) U.S. government agencies 4,021 (43 ) 11,516 (212 ) 15,537 (255 ) Obligations of state and political subdivisions 15,759 (129 ) — — 15,759 (129 ) U.S. government treasuries 2,190 (1 ) — — 2,190 (1 ) Total temporarily impaired securities $ 75,174 $ (611 ) $ 11,516 $ (212 ) $ 86,690 $ (823 ) (in thousands) < 12 continuous months ≥ 12 continuous months Total securities Fair value Unrealized loss Fair value Unrealized loss Fair value Unrealized loss December 31, 2020 Mortgage-backed securities $ 1,786 $ (7 ) $ — $ — $ 1,786 $ (7 ) U.S. government agencies 10,800 (56 ) 15,195 (296 ) 25,995 (352 ) Obligations of state and political subdivisions 3,922 (8 ) — — 3,922 (8 ) Total temporarily impaired securities $ 16,508 $ (71 ) $ 15,195 $ (296 ) $ 31,703 $ (367 ) There were 81 31 11 70 The Company periodically evaluates each available-for-sale investment security in an unrealized loss position to determine if the impairment is temporary or other than temporary and has determined that no investment security is other than temporarily impaired. The unrealized losses are due primarily to interest rate changes and the Company does not intend to sell the securities and it is more likely than not that the Company will not be required to sell the securities before the earlier of the forecasted recovery or the maturity of the underlying debt security. There were no held-to-maturity securities in a continuous loss position at June 30, 2021 or December 31, 2020. Obligations issued or guaranteed by government agencies such as GNMA and SBA or GSEs under conservatorship such as FNMA and FHLMC are guaranteed or sponsored by agencies of the U.S. government and have strong credit profiles. The Company therefore expects to receive all contractual interest payments on time and believes the risk of credit losses on these securities is remote. The Company’s investment in obligations of state and political subdivisions are deemed credit worthy after management’s comprehensive analysis of the issuers’ latest financial information, credit ratings by major credit agencies, and/or credit enhancements. Non-Marketable Securities Included in Other Assets FHLB Capital Stock

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 5: Loans and Allowance for Loan Losses The Company’s loan portfolio is its largest class of earning assets and typically provides higher yields than other types of earning assets. Associated with the higher yields is an inherent amount of credit risk which the Company attempts to mitigate with strong underwriting. As of June 30, 2021 and December 31, 2020, the carrying value of total loans held for investment amounted to $1.6 billion and $1.5 billion, respectively. The following table presents the balance of each major product type within the Company’s portfolio as of the dates indicated. Schedule of Loan Portfolio (in thousands) June 30, 2021 December 31, 2020 Real estate: Commercial $ 1,153,600 $ 1,002,497 Commercial land and development 10,472 10,600 Commercial construction 67,984 91,760 Residential construction 6,362 11,914 Residential 26,447 30,431 Farmland 48,888 50,164 Commercial: Secured 127,237 138,676 Unsecured 20,772 17,526 Paycheck Protection Program (“PPP”) 120,936 147,965 Consumer and other 6,902 4,921 Subtotal 1,589,600 1,506,454 Less: Net deferred loan fees 4,138 3,295 Less: Allowance for loan losses 22,153 22,189 Total loans, net $ 1,563,309 $ 1,480,970 Underwriting Commercial loans Real estate loans Construction loans Residential real estate loans Farmland loans Consumer loans Credit Quality Indicators The Company has established a loan risk rating system to measure and monitor the quality of the loan portfolio. All loans are assigned a risk rating from the inception of the loan until the loan is paid off. The primary loan grades are as follows: Loans Rated Pass Loans Rated Watch Loans Rated Substandard Loans Rated Doubtful The following table summarizes the credit quality indicators related to the Company’s loans by class as of June 30, 2021: Schedule of Loan by credit quality (in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 1,102,858 $ 15,223 $ 35,519 $ — $ 1,153,600 Commercial land and development 10,472 — — — 10,472 Commercial construction 62,084 5,900 — — 67,984 Residential construction 6,362 — — — 6,362 Residential 26,266 — 181 — 26,447 Farmland 48,888 — — — 48,888 Commercial: Secured 126,211 — 1,026 — 127,237 Unsecured 20,772 — — — 20,772 PPP 120,936 — — — 120,936 Consumer 6,902 — — — 6,902 Loans and Leases Receivable, Gross $ 1,531,751 $ 21,123 $ 36,726 $ — $ 1,589,600 The following table summarizes the credit quality indicators related to the Company’s loans by class as of December 31, 2020: (in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 950,118 $ 16,836 $ 35,543 $ — $ 1,002,497 Commercial land and development 10,600 — — — 10,600 Commercial construction 85,860 5,900 — — 91,760 Residential construction 11,914 — — — 11,914 Residential 30,248 — 183 — 30,431 Farmland 50,164 — — — 50,164 Commercial: Secured 136,992 1,552 132 — 138,676 Unsecured 17,526 — — — 17,526 PPP 147,965 — — — 147,965 Consumer 4,921 — — — 4,921 $ 1,446,308 $ 24,288 $ 35,858 $ — $ 1,506,454 Management regularly reviews the Company’s loans for accuracy of risk grades whenever new information is received. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk, and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. Management monitors construction loans monthly. Management reviews other consumer loans based on delinquency. Management also reviews loans graded “Watch” or worse, regardless of loan type, no less than quarterly. The age analysis of past due loans by class as of June 30, 2021 consisted of the following: Schedule of Age Analysis of Past Due Loan Past Due (in thousands) 30-89 Greater Than Total Past Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,153,600 $ 1,153,600 Commercial land and development — — — 10,472 10,472 Commercial construction — — — 67,984 67,984 Residential construction — — — 6,362 6,362 Residential — — — 26,447 26,447 Farmland — — — 48,888 48,888 Commercial loans: Secured — — — 127,237 127,237 Unsecured — — — 20,772 20,772 PPP — — — 120,936 120,936 Consumer and other — — — 6,902 6,902 Total Loans $ — $ — $ — $ 1,589,600 $ 1,589,600 There were no loans between 30-89 days past due nor any loans greater than 90 days past due and still accruing as of June 30, 2021. The age analysis of past due loans by class as of December 31, 2020 consisted of the following: Past Due (in thousands ) 30-89 Greater Than Total Past Due Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,002,497 $ 1,002,497 Commercial land and development — — — 10,600 10,600 Commercial construction — — — 91,760 91,760 Residential construction — — — 11,914 11,914 Residential — — — 30,431 30,431 Farmland — — — 50,164 50,164 Commercial loans: Secured — — — 138,676 138,676 Unsecured — — — 17,526 17,526 PPP — — — 147,965 147,965 Consumer and other 137 — 137 4,784 4,921 Total Loans $ 137 $ — $ 137 $ 1,506,317 $ 1,506,454 There were no loans between 60-89 days past due nor any loans greater than 90 days past due and still accruing as of December 31, 2020. Impaired Loans Information related to impaired loans as of June 30, 2021 and December 31, 2020 consisted of the following: Schedule of Impaired Loans by class of Loans (in thousands) Recorded Unpaid Related Average Interest June 30, 2021 Commercial real estate $ 130 $ 130 $ — $ 134 $ — Residential real estate 181 181 — 182 — Commercial secured 120 120 — 126 — Consumer and other — — — — — Total impaired loans $ 431 $ 431 $ — $ 442 $ — December 31, 2020 Commercial real estate $ 137 $ 137 $ — $ 69 $ — Residential real estate 183 183 — 92 — Commercial secured 132 132 — 65 — Total impaired loans $ 452 $ 452 $ — $ 226 $ — No collateral dependent loans were in process of foreclosure at June 30, 2021 or December 31, 2020. In addition, the weighted average loan-to-value of impaired, collateral dependent loans was approximately 44.76% at June 30, 2021 and 50.51% at December 31, 2020. Nonaccrual loans, segregated by class, are as follows as of June 30, 2021 and December 31, 2020: Schedule of Nonaccural Loans, sefregated by class (in thousands) June 30, 2021 December 31, 2020 Real estate loans: Commercial $ 130 $ 137 Residential 181 183 Commercial Secured 120 132 Consumer and other — — Total nonaccrual loans $ 431 $ 452 The amount of foregone interest income related to nonaccrual loans was $ 6,776 13,583 6,108 17,864 Troubled Debt Restructuring The Company’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring (“TDR”), which are loans for which concessions in terms have been granted because of the borrowers’ financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions. Certain TDRs are placed on non-accrual status at the time of restructure and may only be returned to accruing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. When a loan is modified, it is measured based upon the present value of future cash flows discounted at the contractual interest rate of the original loan agreement, or the fair value of collateral less selling costs if the loan is collateral dependent. If the value of the modified loan is less than the recorded investment in the loan, impairment is recognized through a specific allowance or a charge-off of the loan. There were no loans outstanding with a TDR designation at June 30, 2021, December 31, 2020, and June 30, 2020. Section 4013 of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), as subsequently amended by the Consolidated Appropriations Act, 2021, provided TDR relief for borrowers affected by the COVID-19 pandemic. Specifically, the CARES Act, as amended, specified that to be eligible not to be considered a TDR, a loan modification must be (1) related to the COVID-19 pandemic; (2) executed on a loan that was not more than 30 days past due as of December 31, 2019; and (3) executed between March 1, 2020, and the earlier of (a) 60 days after the date of termination of the federal national emergency, or (b) January 1, 2022. In accordance with section 4013 of the CARES Act, the Company elected to apply the temporary accounting relief provisions for loan modifications that met certain criteria, which would otherwise be designated TDRs under existing GAAP. As of June 30, 2021, eight borrowing relationships with ten loans totaling $12.9 million were continuing to benefit from payment relief. The Company accrues and recognizes interest income on loans under payment relief based on the original contractual interest rates. When payments resume at the end of the relief period, the payments will generally be applied to accrued interest due until accrued interest is fully paid. The following table discloses activity in the allowance for loan losses for the periods presented. Schedule of activity in the allowance for loan losses Allowance for Loan Losses Rollforward Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total Three months ended June 30, 2021 Beginning balance $ 10,219 $ 80 $ 504 $ 57 $ 188 $ 578 $ 8,918 $ 195 $ — $ 600 $ 932 $ 22,271 Charge-offs — — — — — — (183 ) — — (72 ) — (255 ) Recoveries — — — — — — 47 — — 90 — 137 Provision (recapture) (111 ) (5 ) (13 ) (11 ) — 16 412 14 — (134 ) (168 ) — Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Three months ended June 30, 2020 Beginning balance $ 7,752 $ 128 $ 919 $ 156 $ 241 $ 1,533 $ 4,720 $ 114 $ — $ 710 $ 218 $ 16,491 Charge-offs — — — — — — (103 ) — — (262 ) — (365 ) Recoveries — — — — 90 — 108 — — 31 — 229 Provision (recapture) (251 ) (17 ) 42 (41 ) (113 ) (652 ) 2,361 5 — 397 (181 ) 1,550 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Six months ended June 30, 2021 Beginning balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Charge-offs — — — — — — (440 ) — — (72 ) — (512) Recoveries — — — — — — 134 — — 142 — 276 Provision (recapture) 750 (2 ) (330 ) (41 ) (32 ) (21 ) 24 30 — (218 ) 40 200 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Six months ended June 30, 2020 Beginning balance $ 6,331 $ 109 $ 661 $ 116 $ 224 $ 1,382 $ 4,976 $ 88 $ — $ 601 $ 427 $ 14,915 Charge-offs — — — — — — (936 ) — — (487 ) — (1,423) Recoveries — — — — 90 — 116 — — 58 (1 ) 263 Provision (recapture) 1,170 2 300 (1 ) (96 ) (501 ) 2,930 31 — 704 (389 ) 4,150 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 The following table summarizes the allocation of the allowance for loan losses by impairment methodology for the periods presented. Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total As of June 30, 2021: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 10,108 75 491 46 188 594 9,194 209 — 484 764 22,153 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Loans: Ending balance individually evaluated for impairment $ 130 $ — $ — $ — $ 181 $ — $ 120 $ — $ — $ — $ — $ 431 Ending balance collectively evaluated for impairment 1,153,470 10,472 67,984 6,362 26,266 48,888 127,117 20,772 120,936 6,902 — 1,589,169 Ending balance $ 1,153,600 $ 10,472 $ 67,984 $ 6,362 $ 26,447 $ 48,888 $ 127,237 $ 20,772 $ 120,936 $ 6,902 $ — $ 1,589,600 As of December 31, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 9,358 77 821 87 220 615 9,476 179 — 632 724 22,189 Ending balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Loans: Ending balance individually evaluated for impairment $ 137 $ — $ — $ — $ 183 $ — $ 132 $ — $ — $ — $ — $ 452 Ending balance collectively evaluated for impairment 1,002,360 10,600 91,760 11,914 30,248 50,164 138,544 17,526 147,965 4,921 — 1,506,002 Ending balance $ 1,002,497 $ 10,600 $ 91,760 $ 11,914 $ 30,431 $ 50,164 $ 138,676 $ 17,526 $ 147,965 $ 4,921 $ — $ 1,506,454 As of June 30, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 49 $ — $ 49 Loans collectively evaluated for impairment 7,501 111 961 115 218 881 7,086 119 — 827 37 17,856 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Loans: Ending balance: individually evaluated for impairment $ 145 $ — $ — $ — $ 186 $ — $ — $ — $ — $ 49 $ — $ 380 Ending balance: collectively evaluated for impairment 881,876 15,573 131,284 16,194 30,515 51,451 127,386 11,878 253,286 6,501 — 1,525,944 Ending balance $ 882,021 $ 15,573 $ 131,284 $ 16,194 $ 30,701 $ 51,451 $ 127,386 $ 11,878 $ 253,286 $ 6,550 $ — $ 1,526,324 Pledged Loans The Company’s FHLB line of credit is secured under terms of a collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of $ 702.2 1.1 42.4 61.6 Related Party Loans The Company has, and expects to have in the future, banking transactions in the ordinary course of its business with directors, officers, principal shareholders, and their businesses or associates. In accordance with applicable regulations and Bank policies, these loans are granted on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with persons not related to us. Likewise, these transactions do not involve more than the normal risk of collectability or present other unfavorable features. Loan commitment to insiders and affiliates, net of cash collateral, totaled $ 5.5 1.6

Interest-Bearing Deposits

Interest-Bearing Deposits	6 Months Ended
	Jun. 30, 2021
Interest-bearing Deposits
Interest-Bearing Deposits	Note 6: Interest-Bearing Deposits Interest-bearing deposits consisted of the following as of June 30, 2021 and December 31, 2020: Schedule of Interest-bearing deposits. (in thousands) June 30, 2021 December 31, 2020 Savings $ 73,481 $ 49,714 Money market 972,758 844,445 Interest checking accounts 136,336 146,553 Time, $250 or more 28,168 7,568 Other time 26,506 40,034 Total interest-bearing deposits $ 1,237,249 $ 1,088,314 Time deposits totaled $54.7 million and $ 47.6 Schedule of Maturities of Time Deposits (in thousands) June 30, 2021 Year 2021 $ 53,320 2022 834 2023 509 2024 11 2025 — Total time deposits $ 54,674 Total deposits include deposits offered through the IntraFi Network (formerly Promontory Interfinancial Network) that are comprised of Certificate of Deposit Account Registry Service® (“CDARS”) balances included in time deposits and Insured Cash Sweep® (“ICS”) balances included in money market deposits. Through this network the Company offers customers access to Federal Deposit Insurance Corporation (“FDIC”) insured deposit products in aggregate amounts exceeding current insurance limits. When funds are deposited through CDARS and ICS on behalf of a customer, the Company has the option of receiving matching deposits through the network’s reciprocal deposit program or placing deposits “one-way,” for which the Company receives no matching deposits. The Company considers the reciprocal deposits to be in-market deposits as distinguished from traditional out-of-market brokered deposits. The following table shows the composition of network deposits for June 30, 2021 and December 31, 2020. There were no one-way deposits at June 30, 2021 and December 30, 2020. The composition of network deposits as of June 30, 2021 and December 31, 2020 was as follows: Schedule of Composition of Network Deposits (in thousands) June 30, 2021 December 31, 2020 CDARS $ 22,397 $ 35,534 ICS 344,796 266,519 Total network deposits $ 367,193 $ 302,053 As of June 30, 2021 and December 31, 2020, deposits from related parties (directors, shareholders, and officers) totaled $ 57.8 42.5 Interest expense recognized on interest-bearing deposits for periods ended June 30, 2021, and 2020 consisted of the following: For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Savings $ 19 $ 24 $ 34 $ 63 Money market 475 1,665 1,057 3,406 Interest checking accounts 37 103 75 218 Time, $250 or more 8 333 15 719 Other time 29 134 86 220 Total interest expense on interest-bearing deposits $ 568 $ 2,259 $ 1,267 $ 4,626

Long Term Debt and Other Borrow

Long Term Debt and Other Borrowings	6 Months Ended
	Jun. 30, 2021
Debt Disclosure [Abstract]
Long Term Debt and Other Borrowings	Note 7: Long Term Debt and Other Borrowings Subordinated Notes 3.75 September 15, 2027 5.50% 3.67% The Company has $ 25.0 September 15, 2027 6.00% 4.17% The subordinated notes have been structured to qualify as Tier 2 capital for regulatory capital purposes. Debt issuance costs incurred in conjunction with the notes were $0.6 million, of which $0.2 million has been amortized through June 30, 2021. The Company reflects debt issuance costs as a direct deduction from the face of the note. The debt issuance costs are amortized into interest expense through the maturity period. At June 30, 2021 and December 31, 2020, the Company’s subordinated debt outstanding was $28.4 million and $28.3 million, respectively. Other Borrowings: 319.5 293.5 As of June 30, 2021, LCs totaling $29.5 million were pledged to secure State of California deposits and $290.0 million were pledged to secure local agency deposits. As of December 31, 2020, LCs totaling $13.5 million were pledged to secure State of California deposits and $280.0 million were pledged to secure local agency deposits. The outstanding borrowings and the LCs issued reduced the Company’s available borrowing capacity to $197.2 million and $284.8 million as of June 30, 2021 and December 31, 2020, respectively. At June 30, 2021 and December 31, 2020, the Company also had three unsecured federal funds lines of credit totaling $75.0 million with three of its correspondent banks, respectively. There were no amounts outstanding at June 30, 2021 and December 31, 2020. At June 30, 2021 and December 31, 2020, the Company had the ability to borrow from the Federal Reserve Discount Window. At June 30, 2021 and December 31, 2020, the borrowing capacity under this arrangement was $26.5 million and $25.9 million, respectively. There were no amounts outstanding at June 30, 2021 and December 31, 2020. The borrowing line is secured by liens on the Company’s construction and agricultural loan portfolios.

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Note 8: Income Taxes The Company terminated its status as a Subchapter S corporation as of May 5, 2021, in connection with the IPO and became a taxable C Corporation. Prior to that date, as an S Corporation, the Company had no U.S. federal income tax expense. As such, any periods prior to May 5, 2021 will only reflect an effective state income tax rate and corresponding tax expense. Pro forma net income is calculated by adding back S Corporation tax to net income and using a combined C Corporation effective tax rate for federal and state income taxes of 29.56%. The following reconciliation table provides a detailed calculation of pro forma provision for income taxes: Schedule of Pro forma provision of income taxes For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income before provision for income taxes $ 10,562 $ 10,491 $ 21,222 $ 17,756 Pro forma tax rate 29.56 % 29.56 % 29.56 % 29.56 % Pro forma provision for income taxes $ 3,122 $ 3,101 $ 6,273 $ 5,249 In conjunction with the termination of the Subchapter S corporation status, the C Corporation deferred tax assets and liabilities were estimated for future tax consequences attributable to differences between the financial statement carrying amounts of the Company’s existing assets and liabilities and their respective tax bases. The deferred tax assets and liabilities were measured using tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of the change in tax rates resulting from becoming a C Corporation was recognized as a net deferred tax asset of $5.4 million and a reduction to the provision for income taxes of $4.6 million during the three and six months ended June 30, 2021. The provision for income tax for the three and six months ended June 30, 2021 and 2020 differs from the statutory federal rate of 21% due to the following items, which relate primarily to the Company’s conversion from an S Corporation to a C Corporation: For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Statutory U.S. federal income tax $ 2,218 $ 2,203 $ 4,457 $ 3,279 Increase (decrease) resulting from: Benefit of S Corporation status (766 ) (2,203 ) (3,004 ) (3,279 ) State taxes 1,444 368 1,825 627 C Corp conversion federal rate change 1,484 — 1,484 — Deferred tax asset adjustment (4,638 ) — (4,638 ) — Other 992 — 992 — Provision for income taxes $ 734 $ 368 $ 1,116 $ 627 For the three and six months ended June 30, 2021, the Company’s effective tax rate differed from the statutory California tax rate of 3.50% used prior to May 5, 2021 and the statutory federal and state tax rate, net of federal benefit, of 29.56%, used May 5, 2021 and after, as the effective tax rate primarily represents the weighted average rate between the S Corporation tax rate of 3.50% and the C Corporation tax rate of 29.56% based on the number of days the Company was each type of corporation during 2021.

Shareholders_ Equity

Shareholders’ Equity	6 Months Ended
	Jun. 30, 2021
Equity [Abstract]
Shareholders’ Equity	Note 9: Shareholders’ Equity Dividends and Retained Deficit On April 6, 2021, the board of directors declared a $ 0.80 8.8 Stock-Based Incentive Arrangement The Company’s stock-based compensation consists of restricted stock awards (“RSAs”) issued under its historical stock-based incentive arrangement (the “Historical Incentive Plan”) and RSAs issued under the Five Star Bancorp 2021 Equity Incentive Plan (the “Equity Incentive Plan”). The Historical Incentive Plan consisted of RSAs for certain executive officers of the Company including the Chief Executive Officer, Chief Operating Officer, Chief Credit Officer, Chief Regulatory Officer, and Chief Banking Officer. The arrangement, which may be renewed annually at the sole discretion of the board of directors, provides that these executive officers will receive shares of restricted common stock of the Company, with the number of shares granted based upon achieving certain performance objectives, that vest over three years. These objectives include, but are not limited to, net income adjusted for the provision for loan losses, deposit growth, efficiency ratio, net interest margin, and asset quality. Compensation expense is recognized over the service period, which is equal to the vesting period of the shares based on the fair value of the shares at issue date. In connection with its IPO in May 2021, the Company granted RSAs under the Equity Incentive Plan to employees, officers, executives, and non-employee directors. Shares granted to non-employee directors vested immediately upon grant, while shares granted to employees, officers, and executives vest ratably over three, five, or seven years (as defined in the respective agreements). All RSAs were granted at the fair value of common stock at the time of the award. The RSAs are considered fixed awards as the number of shares and fair value are known at the date of grant and the fair value at the grant date is amortized over the service period. The Company granted 163,755 no 173,207 8,148 2,722 1.0 0.1 1.0 0.1 At June 30, 2021 and 2020, respectively, there were 129,551 11,568 The following table summarizes information about restricted shares: For the three months ended June 30, For the six months ended June 30, 2021 2020 2021 2020 Nonvested Shares Shares Weighted Shares Weighted Shares Weighted Shares Weighted Beginning of the period balance 6,296 $ 18.91 11,568 $ 21.25 11,568 $ 21.25 15,794 $ 21.03 Shares granted 163,755 20.00 — — 173,207 19.89 8,148 21.00 Shares vested (40,500 ) 20.00 — — (52,502 ) 20.10 (12,374 ) 20.81 Shares forfeited — — — — (2,722 ) 18.88 — — End of the period balance 129,551 $ 19.95 11,568 $ 21.25 129,551 $ 19.95 11,568 $ 21.25

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 10: Commitments and Contingencies Financial Instruments with Off-Balance Sheet Risk Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Substantially all of these commitments are at variable interest rates, based on an index, and have fixed expiration dates. Off-balance sheet risk to loan loss exists up to the face amount of these instruments, although material losses are not anticipated. The Company uses the same credit policies in making commitments to originate loans and lines of credit as it does for on-balance sheet instruments, including obtaining collateral at exercise of the commitment. The contractual amount of unfunded loan commitments and standby letters of credit not reflected in the consolidated balance sheets are as follows: Schedule of Unfunded Loan Commitments and Standby Letter of Credit (in thousands) June 30, 2021 December 31, 2020 Commercial Lines of Credit $ 114,145 $ 107,231 Undisbursed Construction Loans 26,078 50,442 Undisbursed Commercial Real Estate Loans 43,376 39,946 Agricultural Lines of Credit 13,174 11,553 Undisbursed Agricultural Real Estate Loans 3,474 5,945 Other 6,544 920 Total commitments and standby letters of credit $ 206,791 $ 216,037 The Company records an allowance for loan losses on unfunded loan commitments at the consolidated balance sheet date based on estimates of the probability that these commitments will be drawn upon according to historical utilization experience of the different types of commitments and historical loss rates determined for pooled funded loans. The allowance for loan losses on unfunded commitments totaled $0.1 million as of June 30, 2021 and December 31, 2020, which is recorded in interest payable and other liabilities in the consolidated balance sheets. Concentrations of Credit Risk In management’s judgment, a concentration of loans exists in real estate related loans, which represented approximately 82.53% of the Company’s loan portfolio at June 30, 2021 and 79.23% of the Company’s loan portfolio at December 31, 2020. Although management believes such concentrations have no more than the normal risk of collectability, a substantial decline in the economy in general, or a decline in real estate values in the Company’s primary market areas in particular, could have an adverse impact on the collectability of these loans. Personal and business incomes represent the primary source of repayment for the majority of these loans. Deposits Concentrations 62 51.28% 175.7 8.50% Contingencies Correspondent Banking Agreements 297.0 118.0 Leases The Company leases office space for its banking operations under non-cancelable operating leases of various terms. The leases expire at dates through 2032 and provide for renewal options from zero to five years. In the normal course of business, it is expected that these leases will be renewed or replaced by leases on other properties. One of the leases provides for increases in future minimum annual rental payments based on defined increases in the Consumer Price Index, while the remaining leases include pre-defined rental increases over the term of the lease. The Company has a sublease agreement for space adjacent to the Redding location. The sublease has renewal terms extended to December 31, 2021. The Company leases its Natomas branch and Sacramento loan production office from a partnership comprised of some of the Company’s shareholders and certain members of the board of directors. The Natomas branch lease extends through February 2025, and the Sacramento loan production office lease extends through April 2023. Rent expense was $ 0.1 0.1 The following table shows the future minimum lease payments (in thousands) June 30, 2021 2021 $ 521 2022 1,078 2023 1,009 2024 984 2025 768 Thereafter 1,756 Total $ 6,116 Weighted average remaining term (in years) 5.15 Litigation Matters The Company is subject to legal proceedings and claims which arise in the ordinary course of business. In the opinion of management, the amount of ultimate liability with respect to such actions will not materially affect the consolidated financial position or results of operations of the Company.

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	6 Months Ended
	Jun. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	Note 11: Derivative Financial Instruments and Hedging Activities The Company has a lending arrangement with one of its borrowers that contains a structured prepayment provision and interest rate swap, which for accounting purposes is considered a derivative. The transaction between the Company and the borrower in effect is a floating rate loan combined with a pay floating/receive fixed interest rate swap. To offset the interest rate risk of this lending arrangement, management entered into a separate interest rate swap with a separate counterparty that mirrors the interest rate swap with the borrower. The net economic effect of the arrangement for the borrower is a fixed rate loan of 7.81%, and for the Company is a floating rate loan of LIBOR plus 2.35%, adjusting monthly. The loan balance as of June 30, 2021 and December 31, 2020 was $0.8 million, with monthly amortization through its maturity in April 2027. The notional amounts of the two interest rate swaps are the same as the loan balance, and they amortize and mature similarly. The notional amounts of the interest rate swap transactions do not represent amounts exchanged by the parties. The amounts exchanged are determined by reference to the notional amounts and the other terms of the individual interest rate swap agreements. The two derivatives are carried at fair value and $0.1 million and $0.01 million were reported in other assets at June 30, 2021 and December 31, 2020, respectively. The related liabilities of $0.1 million and $0.1 million were reported in other liabilities at June 30, 2021 and December 31, 2020, respectively.

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2021
Subsequent Events [Abstract]
Subsequent Events	Note 12: Subsequent Events On July 6, 2021, the board of directors declared a $ 0.15 2.6

Basis of Presentation (Policies

Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations and Principles of Consolidation	Nature of Operations and Principles of Consolidation Five Star Bank (the “Bank”) was chartered on October 26, 1999 and began operations on December 20, 1999. Five Star Bancorp (“Bancorp” or the “Company”) was incorporated on September 16, 2002, and subsequently obtained approval from the Board of Governors of the Federal Reserve System (“Federal Reserve”) to be a bank holding company in connection with its acquisition of the Bank. The Company became the sole shareholder of the Bank on June 2, 2003 in a statutory merger, pursuant to which each outstanding share of the Bank’s common stock was exchanged for one share of common stock of the Company. The Company, through the Bank, provides financial services to customers who are predominately small and middle-market businesses, professionals, and individuals residing in the northern California region. Its primary loan products are commercial real estate loans, land development loans, construction loans, and operating lines of credit; and its primary deposit products are checking accounts, savings accounts, money market accounts, and term certificate accounts. The Bank currently has seven branch offices in Roseville, Natomas, Rancho Cordova, Redding, Elk Grove, Chico, and Yuba City, and two loan production offices in Santa Rosa and Sacramento. The Company terminated its status as a Subchapter S corporation as of May 5, 2021, in connection with the Company’s Initial Public Offering (“IPO”) and became a taxable C Corporation. Prior to that date, as an S Corporation, the Company had no U.S. federal income tax expense. On April 9, 2021, the Company publicly filed a Registration Statement on Form S-1 with the U.S. Securities and Exchange Commission (“SEC”) in connection with its IPO (the “Registration Statement”), which was subsequently amended on April 26, 2021 and May 3, 2021. The Registration Statement was declared effective by the SEC on May 4, 2021. In connection with the IPO, the Company issued 6,054,750 shares of common stock, no par value, which included 789,750 shares sold pursuant to the underwriters’ exercise of their option to purchase additional shares. The securities were sold to the public at a price of $20.00 per share and began trading on the Nasdaq Stock Market LLC on May 5, 2021. On May 7, 2021, the closing date of the IPO, the Company received total net proceeds of $111.2 million. The net proceeds less other related expenses, including audit fees, legal fees, listing fees, and other expenses totaled $109.1 million.
Basis of financial statement presentation and consolidation	Basis of financial statement presentation and consolidation The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) as contained within the Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) and rules and regulations of the SEC, including the instructions to Regulation S-X. These interim unaudited consolidated financial statements reflect all adjustments (consisting solely of normal recurring adjustments and accruals) which, in the opinion of management, are necessary for a fair presentation of financial position, results of operations and comprehensive income, changes in shareholders’ equity, and cash flows for the interim periods presented. These unaudited consolidated financial statements have been prepared on a basis consistent with, and should be read in conjunction with, the audited consolidated financial statements as of and for the year ended December 31, 2020, and the notes thereto, as filed in the Company’s Form S-1, which was declared effective by the SEC on May 4, 2021. The unaudited consolidated financial statements include Five Star Bancorp and its wholly owned subsidiary, Five Star Bank. All significant intercompany transactions and balances are eliminated in consolidation. The results of operations for the three and six months ended June 30, 2021 are not necessarily indicative of the results of operations that may be expected for any other interim period or for the year ending December 31, 2021. While the chief decision-makers monitor the revenue streams of the various products and services, operations are managed, and financial performance is evaluated, on a Company-wide basis. Discrete financial information is not available other than on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. The Company’s accounting and reporting policies conform to GAAP and to general practices within the banking industry. The Company qualifies as an emerging growth company as defined in the Jumpstart Our Business Startups Act of 2012, and, as such, may take advantage of specified reduced reporting requirements and is relieved of other significant requirements that are otherwise generally applicable to other public companies.
Use of Estimates	Use of Estimates Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. These estimates and assumptions affect the amounts reported in the unaudited consolidated financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses is the most significant accounting estimate reflected in the Company’s consolidated financial statements.
Earnings Per Share (“EPS”)	Earnings Per Share (“EPS”) Basic EPS is net income divided by the weighted average number of common shares outstanding during the period less average unvested restricted stock awards. Diluted EPS includes the dilutive effect of additional potential common shares related to unvested restricted stock awards using the treasury stock method. The Company has two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings, and therefore are considered participating securities. However, under the two-class method, the difference in EPS is not significant for these participating securities. Schedule of Earning Per Share For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income $ 9,828 $ 10,123 $ 20,106 $ 17,129 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,596 — 8,841 — Weighted average diluted common shares outstanding 14,667,804 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77 Diluted EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77 During the three and six months ended June 30, 2021 and 2020, there were no outstanding stock options. Anti-dilutive shares, which are excluded from the dilutive EPS calculation, were deemed to be immaterial. Pro forma EPS is calculated by applying a C Corporation effective tax rate of 29.56% to net income before provision for income taxes and using the determined pro forma net income balance to calculate EPS. The following reconciliation table provides a detailed calculation of pro forma EPS: Schedule of Pro forma Earning Per Share For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income before provision for income taxes - GAAP $ 10,562 $ 10,491 $ 21,222 $ 17,756 Pro forma provision for income taxes (3,122 ) (3,101 ) (6,273 ) (5,249 ) Pro forma net income 7,440 7,390 14,949 12,507 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,586 — 8,841 — Weighted average diluted common shares outstanding 14,667,794 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.51 $ 0.76 $ 1.17 $ 1.29 Diluted EPS $ 0.51 $ 0.76 $ 1.16 $ 1.29

Basis of Presentation (Tables)

Basis of Presentation (Tables)	6 Months Ended
	Jun. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of Earning Per Share	Schedule of Earning Per Share
Basis of Presentation	For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income $ 9,828 $ 10,123 $ 20,106 $ 17,129 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,596 — 8,841 — Weighted average diluted common shares outstanding 14,667,804 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77 Diluted EPS $ 0.67 $ 1.05 $ 1.57 $ 1.77
Schedule of Pro forma Earning Per Share	Pro forma EPS is calculated by applying a C Corporation effective tax rate of 29.56% to net income before provision for income taxes and using the determined pro forma net income balance to calculate EPS. The following reconciliation table provides a detailed calculation of pro forma EPS: Schedule of Pro forma Earning Per Share
Basis of Presentation (Details 2)	For the three months ended For the six months ended (in thousands, except per share data) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income before provision for income taxes - GAAP $ 10,562 $ 10,491 $ 21,222 $ 17,756 Pro forma provision for income taxes (3,122 ) (3,101 ) (6,273 ) (5,249 ) Pro forma net income 7,440 7,390 14,949 12,507 Weighted average basic common shares outstanding 14,650,208 9,671,455 12,824,125 9,670,361 Add: Dilutive effects of assumed vesting of restricted stock 17,586 — 8,841 — Weighted average diluted common shares outstanding 14,667,794 9,671,455 12,832,966 9,670,361 Income per common share: Basic EPS $ 0.51 $ 0.76 $ 1.17 $ 1.29 Diluted EPS $ 0.51 $ 0.76 $ 1.16 $ 1.29

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Schedule of Fair Value Assets and Liabilities on Recurring Basis	The following table summarizes the Company’s assets and liabilities that were required to be recorded at fair value on a recurring basis. Schedule of Fair Value Assets and Liabilities on Recurring Basis
Fair Value of Assets and Liabilities	(in thousands) Carrying Quoted Prices in Significant Significant Measurement 1 June 30, 2021 Assets: Securities available-for-sale: U.S. government treasuries, U.S. government agencies, mortgage-backed securities, obligations of states and political subdivisions, and collateralized mortgage obligations $ 160,074 $ — $ 160,074 $ — OCI Derivatives – interest rate swap 119 — 119 — NI Liabilities: Derivatives – interest rate swap 119 — 119 — NI December 31, 2020 Assets: Securities available-for-sale: U.S. government agencies, mortgage-backed securities, obligations of states and political subdivisions, and collateralized mortgage obligations $ 114,949 $ — $ 114,949 $ — OCI Derivatives – interest rate swap 149 — 149 — NI Liabilities: Derivatives – interest rate swap 149 — 149 $ — NI
Schedule of fair value estimates for financial instruments	Schedule of fair value estimates for financial instruments
Fair Value of Assets and Liabilities (Details 2)	June 30, 2021 December 31, 2020 (in thousands) Carrying Fair Fair Value Carrying Fair Fair Value Financial assets (recorded at amortized cost) Cash and cash equivalents $ 536,604 $ 536,604 Level 1 $ 290,493 $ 290,493 Level 1 Time deposits in banks 19,451 19,581 Level 1 23,705 23,705 Level 1 Securities – available-for-sale 160,074 160,074 Level 2 114,949 114,949 Level 2 Securities – held-to-maturity 6,473 6,858 Level 3 7,979 8,755 Level 3 Loans – held for sale 2,340 2,447 Level 2 4,820 5,012 Level 2 Loans – held for investment 1,563,309 1,525,826 Level 3 1,480,970 1,464,794 Level 3 Interest receivable 5,774 5,774 Level 3 5,422 5,422 Level 3 Financial liabilities (recorded at amortized cost) Deposits 2,066,285 2,050,244 Level 2 1,784,001 1,785,944 Level 2 Interest payable 12 12 Level 3 75 75 Level 3 Subordinated notes 28,353 28,355 Level 3 28,320 28,320 Level 3

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities Held-To-Maturity	A summary of the amortized cost and fair value related to securities held-to-maturity as of June 30, 2021 and December 31, 2020 is presented below. Schedule of Securities Held-To-Maturity
Investment Securities	Held-to-maturity: Gross Unrealized (in thousands) Amortized Gains (Losses) Fair June 30, 2021 Obligations of state and political subdivisions 6,473 385 — 6,858 Total held-to-maturity $ 6,473 $ 385 $ — $ 6,858 December 31, 2020 Obligations of state and political subdivisions 7,979 776 — 8,755 Total held-to-maturity $ 7,979 $ 776 $ — $ 8,755
Schedule of Securities Available-for-Sale	A summary of the amortized cost and fair value related to securities available-for-sale as of June 30, 2021 and December 31, 2020 is presented below. Schedule of Securities Available-for-Sale
Investment Securities (Details 2)	Available-for-sale: Gross Unrealized (in thousands) Amortized Gains (Losses) Fair June 30, 2021 Mortgage-backed securities $ 70,257 $ 179 $ (438 ) $ 69,998 U.S. government agencies 29,284 215 (255 ) 29,244 U.S. government treasuries 10,058 11 (1 ) 10,068 Obligations of state and political subdivisions 49,440 812 (129 ) 50,123 Collateralized mortgage obligations 626 15 — 641 Total available-for-sale $ 159,665 $ 1,232 $ (823 ) $ 160,074 December 31, 2020 Mortgage-backed securities $ 23,601 $ 338 $ (7 ) $ 23,932 U.S. government agencies 32,069 111 (352 ) 31,828 Obligations of state and political subdivisions 57,137 1,291 (8 ) 58,420 Collateralized mortgage obligations 748 21 — 769 Total available-for-sale $ 113,555 $ 1,761 $ (367 ) $ 114,949
Schedule of Investment Securities by Contractual Maturity	The amortized cost and fair value of investment debt securities by contractual maturity at June 30, 2021 and December 31, 2020 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties. Schedule of Investment Securities by Contractual Maturity
Investment Securities (Details 3)	June 30, 2021 December 31, 2020 Held-to-Maturity Available-for-Sale Held-to-Maturity Available-for-Sale (in thousands) Amortized Fair Value Amortized Fair Value Amortized Fair Value Amortized Fair Value Within one year $ 420 $ 445 $ — $ — $ 494 $ 543 $ — $ — After one but within five years 1,950 2,066 510 532 2,143 2,351 1,141 1,206 After five years through ten years 2,755 2,919 6,713 6,835 2,755 3,023 8,340 8,599 After ten years 1,348 1,428 42,217 42,756 2,587 2,838 47,656 48,615 Investment securities not due at a single maturity date: Mortgage-backed securities — — 70,257 69,998 — — 23,601 23,932 Collateralized mortgage obligations — — 626 641 — — 748 769 U.S. government treasuries — — 10,058 10,068 — — — — U.S. government agencies — — 29,284 29,244 — — 32,069 31,828 Total $ 6,473 $ 6,858 $ 159,665 $ 160,074 $ 7,979 $ 8,755 $ 113,555 $ 114,949
Schedule of Investment Securities Available-for-Sale Gross Realized Gain and Losses	Sales of investment securities and gross gains and losses are shown in the following table: Schedule of Investment Securities Available-for-Sale Gross Realized Gain and Losses
Investment Securities (Details 4)	For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Available-for-sale: Sales proceeds $ 4,726 $ 13,538 $ 16,182 $ 32,234 Gross realized gains 92 434 274 966
Pledged investment securities are shown in the following table:	Pledged investment securities are shown in the following table:
Investment Securities (Details 5)	(in thousands) June 30, 2021 December 31, 2020 Pledged to the State of California: Secure deposits of public funds and borrowings $ 48,663 $ 52,897 Total pledged investment securities $ 48,663 $ 52,897
Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time	The following table details the gross unrealized losses and fair values aggregated by investment category and length of time that individual available-for-sale securities have been in a continuous unrealized loss position at June 30, 2021 and December 31, 2020: Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time
Investment Securities (Details 6)	(in thousands) < 12 continuous months ≥ 12 continuous months Total securities Fair value Unrealized loss Fair value Unrealized loss Fair value Unrealized loss June 30, 2021 Mortgage-backed securities $ 53,204 $ (438 ) $ — $ — $ 53,204 $ (438 ) U.S. government agencies 4,021 (43 ) 11,516 (212 ) 15,537 (255 ) Obligations of state and political subdivisions 15,759 (129 ) — — 15,759 (129 ) U.S. government treasuries 2,190 (1 ) — — 2,190 (1 ) Total temporarily impaired securities $ 75,174 $ (611 ) $ 11,516 $ (212 ) $ 86,690 $ (823 ) (in thousands) < 12 continuous months ≥ 12 continuous months Total securities Fair value Unrealized loss Fair value Unrealized loss Fair value Unrealized loss December 31, 2020 Mortgage-backed securities $ 1,786 $ (7 ) $ — $ — $ 1,786 $ (7 ) U.S. government agencies 10,800 (56 ) 15,195 (296 ) 25,995 (352 ) Obligations of state and political subdivisions 3,922 (8 ) — — 3,922 (8 ) Total temporarily impaired securities $ 16,508 $ (71 ) $ 15,195 $ (296 ) $ 31,703 $ (367 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Schedule of Loan Portfolio	Schedule of Loan Portfolio
Loans and Allowance for Loan Losses	(in thousands) June 30, 2021 December 31, 2020 Real estate: Commercial $ 1,153,600 $ 1,002,497 Commercial land and development 10,472 10,600 Commercial construction 67,984 91,760 Residential construction 6,362 11,914 Residential 26,447 30,431 Farmland 48,888 50,164 Commercial: Secured 127,237 138,676 Unsecured 20,772 17,526 Paycheck Protection Program (“PPP”) 120,936 147,965 Consumer and other 6,902 4,921 Subtotal 1,589,600 1,506,454 Less: Net deferred loan fees 4,138 3,295 Less: Allowance for loan losses 22,153 22,189 Total loans, net $ 1,563,309 $ 1,480,970
Schedule of Loan by credit quality	The following table summarizes the credit quality indicators related to the Company’s loans by class as of June 30, 2021: Schedule of Loan by credit quality (in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 1,102,858 $ 15,223 $ 35,519 $ — $ 1,153,600 Commercial land and development 10,472 — — — 10,472 Commercial construction 62,084 5,900 — — 67,984 Residential construction 6,362 — — — 6,362 Residential 26,266 — 181 — 26,447 Farmland 48,888 — — — 48,888 Commercial: Secured 126,211 — 1,026 — 127,237 Unsecured 20,772 — — — 20,772 PPP 120,936 — — — 120,936 Consumer 6,902 — — — 6,902 Loans and Leases Receivable, Gross $ 1,531,751 $ 21,123 $ 36,726 $ — $ 1,589,600 The following table summarizes the credit quality indicators related to the Company’s loans by class as of December 31, 2020: (in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 950,118 $ 16,836 $ 35,543 $ — $ 1,002,497 Commercial land and development 10,600 — — — 10,600 Commercial construction 85,860 5,900 — — 91,760 Residential construction 11,914 — — — 11,914 Residential 30,248 — 183 — 30,431 Farmland 50,164 — — — 50,164 Commercial: Secured 136,992 1,552 132 — 138,676 Unsecured 17,526 — — — 17,526 PPP 147,965 — — — 147,965 Consumer 4,921 — — — 4,921 $ 1,446,308 $ 24,288 $ 35,858 $ — $ 1,506,454
[custom:DisclosureLoansAndAllowanceForLoanLossesDetails2Abstract]	(in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 1,102,858 $ 15,223 $ 35,519 $ — $ 1,153,600 Commercial land and development 10,472 — — — 10,472 Commercial construction 62,084 5,900 — — 67,984 Residential construction 6,362 — — — 6,362 Residential 26,266 — 181 — 26,447 Farmland 48,888 — — — 48,888 Commercial: Secured 126,211 — 1,026 — 127,237 Unsecured 20,772 — — — 20,772 PPP 120,936 — — — 120,936 Consumer 6,902 — — — 6,902 Loans and Leases Receivable, Gross $ 1,531,751 $ 21,123 $ 36,726 $ — $ 1,589,600 The following table summarizes the credit quality indicators related to the Company’s loans by class as of December 31, 2020: (in thousands) Pass Watch Substandard Doubtful Total Real estate loans: Commercial $ 950,118 $ 16,836 $ 35,543 $ — $ 1,002,497 Commercial land and development 10,600 — — — 10,600 Commercial construction 85,860 5,900 — — 91,760 Residential construction 11,914 — — — 11,914 Residential 30,248 — 183 — 30,431 Farmland 50,164 — — — 50,164 Commercial: Secured 136,992 1,552 132 — 138,676 Unsecured 17,526 — — — 17,526 PPP 147,965 — — — 147,965 Consumer 4,921 — — — 4,921 $ 1,446,308 $ 24,288 $ 35,858 $ — $ 1,506,454
Schedule of Age Analysis of Past Due Loan	The age analysis of past due loans by class as of June 30, 2021 consisted of the following: Schedule of Age Analysis of Past Due Loan Past Due (in thousands) 30-89 Greater Than Total Past Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,153,600 $ 1,153,600 Commercial land and development — — — 10,472 10,472 Commercial construction — — — 67,984 67,984 Residential construction — — — 6,362 6,362 Residential — — — 26,447 26,447 Farmland — — — 48,888 48,888 Commercial loans: Secured — — — 127,237 127,237 Unsecured — — — 20,772 20,772 PPP — — — 120,936 120,936 Consumer and other — — — 6,902 6,902 Total Loans $ — $ — $ — $ 1,589,600 $ 1,589,600 There were no loans between 30-89 days past due nor any loans greater than 90 days past due and still accruing as of June 30, 2021. The age analysis of past due loans by class as of December 31, 2020 consisted of the following: Past Due (in thousands ) 30-89 Greater Than Total Past Due Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,002,497 $ 1,002,497 Commercial land and development — — — 10,600 10,600 Commercial construction — — — 91,760 91,760 Residential construction — — — 11,914 11,914 Residential — — — 30,431 30,431 Farmland — — — 50,164 50,164 Commercial loans: Secured — — — 138,676 138,676 Unsecured — — — 17,526 17,526 PPP — — — 147,965 147,965 Consumer and other 137 — 137 4,784 4,921 Total Loans $ 137 $ — $ 137 $ 1,506,317 $ 1,506,454 There were no loans between 60-89 days past due nor any loans greater than 90 days past due and still accruing as of December 31, 2020.
[custom:DisclosureLoansAndAllowanceForLoanLossesDetails3Abstract]	Past Due (in thousands) 30-89 Greater Than Total Past Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,153,600 $ 1,153,600 Commercial land and development — — — 10,472 10,472 Commercial construction — — — 67,984 67,984 Residential construction — — — 6,362 6,362 Residential — — — 26,447 26,447 Farmland — — — 48,888 48,888 Commercial loans: Secured — — — 127,237 127,237 Unsecured — — — 20,772 20,772 PPP — — — 120,936 120,936 Consumer and other — — — 6,902 6,902 Total Loans $ — $ — $ — $ 1,589,600 $ 1,589,600 There were no loans between 30-89 days past due nor any loans greater than 90 days past due and still accruing as of June 30, 2021. The age analysis of past due loans by class as of December 31, 2020 consisted of the following: Past Due (in thousands ) 30-89 Greater Than Total Past Due Current Total Loans Real estate loans: Commercial $ — $ — $ — $ 1,002,497 $ 1,002,497 Commercial land and development — — — 10,600 10,600 Commercial construction — — — 91,760 91,760 Residential construction — — — 11,914 11,914 Residential — — — 30,431 30,431 Farmland — — — 50,164 50,164 Commercial loans: Secured — — — 138,676 138,676 Unsecured — — — 17,526 17,526 PPP — — — 147,965 147,965 Consumer and other 137 — 137 4,784 4,921 Total Loans $ 137 $ — $ 137 $ 1,506,317 $ 1,506,454 There were no loans between 60-89 days past due nor any loans greater than 90 days past due and still accruing as of December 31, 2020.
Schedule of Impaired Loans by class of Loans	Information related to impaired loans as of June 30, 2021 and December 31, 2020 consisted of the following: Schedule of Impaired Loans by class of Loans
Loans and Allowance for Loan Losses (Details 4)	(in thousands) Recorded Unpaid Related Average Interest June 30, 2021 Commercial real estate $ 130 $ 130 $ — $ 134 $ — Residential real estate 181 181 — 182 — Commercial secured 120 120 — 126 — Consumer and other — — — — — Total impaired loans $ 431 $ 431 $ — $ 442 $ — December 31, 2020 Commercial real estate $ 137 $ 137 $ — $ 69 $ — Residential real estate 183 183 — 92 — Commercial secured 132 132 — 65 — Total impaired loans $ 452 $ 452 $ — $ 226 $ —
Schedule of Nonaccural Loans, sefregated by class	Nonaccrual loans, segregated by class, are as follows as of June 30, 2021 and December 31, 2020: Schedule of Nonaccural Loans, sefregated by class
Loans and Allowance for Loan Losses (Details 5)	(in thousands) June 30, 2021 December 31, 2020 Real estate loans: Commercial $ 130 $ 137 Residential 181 183 Commercial Secured 120 132 Consumer and other — — Total nonaccrual loans $ 431 $ 452
Schedule of activity in the allowance for loan losses	The following table discloses activity in the allowance for loan losses for the periods presented. Schedule of activity in the allowance for loan losses Allowance for Loan Losses Rollforward Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total Three months ended June 30, 2021 Beginning balance $ 10,219 $ 80 $ 504 $ 57 $ 188 $ 578 $ 8,918 $ 195 $ — $ 600 $ 932 $ 22,271 Charge-offs — — — — — — (183 ) — — (72 ) — (255 ) Recoveries — — — — — — 47 — — 90 — 137 Provision (recapture) (111 ) (5 ) (13 ) (11 ) — 16 412 14 — (134 ) (168 ) — Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Three months ended June 30, 2020 Beginning balance $ 7,752 $ 128 $ 919 $ 156 $ 241 $ 1,533 $ 4,720 $ 114 $ — $ 710 $ 218 $ 16,491 Charge-offs — — — — — — (103 ) — — (262 ) — (365 ) Recoveries — — — — 90 — 108 — — 31 — 229 Provision (recapture) (251 ) (17 ) 42 (41 ) (113 ) (652 ) 2,361 5 — 397 (181 ) 1,550 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Six months ended June 30, 2021 Beginning balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Charge-offs — — — — — — (440 ) — — (72 ) — (512) Recoveries — — — — — — 134 — — 142 — 276 Provision (recapture) 750 (2 ) (330 ) (41 ) (32 ) (21 ) 24 30 — (218 ) 40 200 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Six months ended June 30, 2020 Beginning balance $ 6,331 $ 109 $ 661 $ 116 $ 224 $ 1,382 $ 4,976 $ 88 $ — $ 601 $ 427 $ 14,915 Charge-offs — — — — — — (936 ) — — (487 ) — (1,423) Recoveries — — — — 90 — 116 — — 58 (1 ) 263 Provision (recapture) 1,170 2 300 (1 ) (96 ) (501 ) 2,930 31 — 704 (389 ) 4,150 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 The following table summarizes the allocation of the allowance for loan losses by impairment methodology for the periods presented. Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total As of June 30, 2021: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 10,108 75 491 46 188 594 9,194 209 — 484 764 22,153 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Loans: Ending balance individually evaluated for impairment $ 130 $ — $ — $ — $ 181 $ — $ 120 $ — $ — $ — $ — $ 431 Ending balance collectively evaluated for impairment 1,153,470 10,472 67,984 6,362 26,266 48,888 127,117 20,772 120,936 6,902 — 1,589,169 Ending balance $ 1,153,600 $ 10,472 $ 67,984 $ 6,362 $ 26,447 $ 48,888 $ 127,237 $ 20,772 $ 120,936 $ 6,902 $ — $ 1,589,600 As of December 31, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 9,358 77 821 87 220 615 9,476 179 — 632 724 22,189 Ending balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Loans: Ending balance individually evaluated for impairment $ 137 $ — $ — $ — $ 183 $ — $ 132 $ — $ — $ — $ — $ 452 Ending balance collectively evaluated for impairment 1,002,360 10,600 91,760 11,914 30,248 50,164 138,544 17,526 147,965 4,921 — 1,506,002 Ending balance $ 1,002,497 $ 10,600 $ 91,760 $ 11,914 $ 30,431 $ 50,164 $ 138,676 $ 17,526 $ 147,965 $ 4,921 $ — $ 1,506,454 As of June 30, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 49 $ — $ 49 Loans collectively evaluated for impairment 7,501 111 961 115 218 881 7,086 119 — 827 37 17,856 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Loans: Ending balance: individually evaluated for impairment $ 145 $ — $ — $ — $ 186 $ — $ — $ — $ — $ 49 $ — $ 380 Ending balance: collectively evaluated for impairment 881,876 15,573 131,284 16,194 30,515 51,451 127,386 11,878 253,286 6,501 — 1,525,944 Ending balance $ 882,021 $ 15,573 $ 131,284 $ 16,194 $ 30,701 $ 51,451 $ 127,386 $ 11,878 $ 253,286 $ 6,550 $ — $ 1,526,324
[custom:DisclosureLoansAndAllowanceForLoanLossesDetails6Abstract]	Allowance for Loan Losses Rollforward Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total Three months ended June 30, 2021 Beginning balance $ 10,219 $ 80 $ 504 $ 57 $ 188 $ 578 $ 8,918 $ 195 $ — $ 600 $ 932 $ 22,271 Charge-offs — — — — — — (183 ) — — (72 ) — (255 ) Recoveries — — — — — — 47 — — 90 — 137 Provision (recapture) (111 ) (5 ) (13 ) (11 ) — 16 412 14 — (134 ) (168 ) — Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Three months ended June 30, 2020 Beginning balance $ 7,752 $ 128 $ 919 $ 156 $ 241 $ 1,533 $ 4,720 $ 114 $ — $ 710 $ 218 $ 16,491 Charge-offs — — — — — — (103 ) — — (262 ) — (365 ) Recoveries — — — — 90 — 108 — — 31 — 229 Provision (recapture) (251 ) (17 ) 42 (41 ) (113 ) (652 ) 2,361 5 — 397 (181 ) 1,550 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Six months ended June 30, 2021 Beginning balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Charge-offs — — — — — — (440 ) — — (72 ) — (512) Recoveries — — — — — — 134 — — 142 — 276 Provision (recapture) 750 (2 ) (330 ) (41 ) (32 ) (21 ) 24 30 — (218 ) 40 200 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Six months ended June 30, 2020 Beginning balance $ 6,331 $ 109 $ 661 $ 116 $ 224 $ 1,382 $ 4,976 $ 88 $ — $ 601 $ 427 $ 14,915 Charge-offs — — — — — — (936 ) — — (487 ) — (1,423) Recoveries — — — — 90 — 116 — — 58 (1 ) 263 Provision (recapture) 1,170 2 300 (1 ) (96 ) (501 ) 2,930 31 — 704 (389 ) 4,150 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 The following table summarizes the allocation of the allowance for loan losses by impairment methodology for the periods presented. Real Estate Commercial (in thousands) Comml Comml Comml Resid Resid Farm- Secured Unsec PPP Consu Unal Total As of June 30, 2021: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 10,108 75 491 46 188 594 9,194 209 — 484 764 22,153 Ending balance $ 10,108 $ 75 $ 491 $ 46 $ 188 $ 594 $ 9,194 $ 209 $ — $ 484 $ 764 $ 22,153 Loans: Ending balance individually evaluated for impairment $ 130 $ — $ — $ — $ 181 $ — $ 120 $ — $ — $ — $ — $ 431 Ending balance collectively evaluated for impairment 1,153,470 10,472 67,984 6,362 26,266 48,888 127,117 20,772 120,936 6,902 — 1,589,169 Ending balance $ 1,153,600 $ 10,472 $ 67,984 $ 6,362 $ 26,447 $ 48,888 $ 127,237 $ 20,772 $ 120,936 $ 6,902 $ — $ 1,589,600 As of December 31, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Loans collectively evaluated for impairment 9,358 77 821 87 220 615 9,476 179 — 632 724 22,189 Ending balance $ 9,358 $ 77 $ 821 $ 87 $ 220 $ 615 $ 9,476 $ 179 $ — $ 632 $ 724 $ 22,189 Loans: Ending balance individually evaluated for impairment $ 137 $ — $ — $ — $ 183 $ — $ 132 $ — $ — $ — $ — $ 452 Ending balance collectively evaluated for impairment 1,002,360 10,600 91,760 11,914 30,248 50,164 138,544 17,526 147,965 4,921 — 1,506,002 Ending balance $ 1,002,497 $ 10,600 $ 91,760 $ 11,914 $ 30,431 $ 50,164 $ 138,676 $ 17,526 $ 147,965 $ 4,921 $ — $ 1,506,454 As of June 30, 2020: Ending allowance balance allocated to: Loans individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ 49 $ — $ 49 Loans collectively evaluated for impairment 7,501 111 961 115 218 881 7,086 119 — 827 37 17,856 Ending balance $ 7,501 $ 111 $ 961 $ 115 $ 218 $ 881 $ 7,086 $ 119 $ — $ 876 $ 37 $ 17,905 Loans: Ending balance: individually evaluated for impairment $ 145 $ — $ — $ — $ 186 $ — $ — $ — $ — $ 49 $ — $ 380 Ending balance: collectively evaluated for impairment 881,876 15,573 131,284 16,194 30,515 51,451 127,386 11,878 253,286 6,501 — 1,525,944 Ending balance $ 882,021 $ 15,573 $ 131,284 $ 16,194 $ 30,701 $ 51,451 $ 127,386 $ 11,878 $ 253,286 $ 6,550 $ — $ 1,526,324

Interest-Bearing Deposits (Tabl

Interest-Bearing Deposits (Tables)	6 Months Ended
	Jun. 30, 2021
Interest-bearing Deposits
Schedule of Interest-bearing deposits.	Interest-bearing deposits consisted of the following as of June 30, 2021 and December 31, 2020: Schedule of Interest-bearing deposits.
Interest Bearing Deposits	(in thousands) June 30, 2021 December 31, 2020 Savings $ 73,481 $ 49,714 Money market 972,758 844,445 Interest checking accounts 136,336 146,553 Time, $250 or more 28,168 7,568 Other time 26,506 40,034 Total interest-bearing deposits $ 1,237,249 $ 1,088,314
Schedule of Maturities of Time Deposits	Schedule of Maturities of Time Deposits
Interest Bearing Deposits (Details 2)	(in thousands) June 30, 2021 Year 2021 $ 53,320 2022 834 2023 509 2024 11 2025 — Total time deposits $ 54,674
Schedule of Composition of Network Deposits	Schedule of Composition of Network Deposits
Interest Bearing Deposits (Details 3)	(in thousands) June 30, 2021 December 31, 2020 CDARS $ 22,397 $ 35,534 ICS 344,796 266,519 Total network deposits $ 367,193 $ 302,053
Interest expense recognized on interest-bearing deposits for periods ended June 30, 2021, and 2020 consisted of the following:	Interest expense recognized on interest-bearing deposits for periods ended June 30, 2021, and 2020 consisted of the following:
Interest Bearing Deposits (Details 4)	For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Savings $ 19 $ 24 $ 34 $ 63 Money market 475 1,665 1,057 3,406 Interest checking accounts 37 103 75 218 Time, $250 or more 8 333 15 719 Other time 29 134 86 220 Total interest expense on interest-bearing deposits $ 568 $ 2,259 $ 1,267 $ 4,626

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Schedule of Pro forma provision of income taxes	Schedule of Pro forma provision of income taxes
Income Taxes	For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Net income before provision for income taxes $ 10,562 $ 10,491 $ 21,222 $ 17,756 Pro forma tax rate 29.56 % 29.56 % 29.56 % 29.56 % Pro forma provision for income taxes $ 3,122 $ 3,101 $ 6,273 $ 5,249
The provision for income tax for the three and six months ended June 30, 2021 and 2020 differs from the statutory federal rate of 21% due to the following items, which relate primarily to the Company’s conversion from an S Corporation to a C Corporation:	The provision for income tax for the three and six months ended June 30, 2021 and 2020 differs from the statutory federal rate of 21% due to the following items, which relate primarily to the Company’s conversion from an S Corporation to a C Corporation:
Income Taxes (Details 2)	For the three months ended For the six months ended (in thousands) June 30, 2021 June 30, 2020 June 30, 2021 June 30, 2020 Statutory U.S. federal income tax $ 2,218 $ 2,203 $ 4,457 $ 3,279 Increase (decrease) resulting from: Benefit of S Corporation status (766 ) (2,203 ) (3,004 ) (3,279 ) State taxes 1,444 368 1,825 627 C Corp conversion federal rate change 1,484 — 1,484 — Deferred tax asset adjustment (4,638 ) — (4,638 ) — Other 992 — 992 — Provision for income taxes $ 734 $ 368 $ 1,116 $ 627

Shareholders_ Equity (Tables)

Shareholders’ Equity (Tables)	6 Months Ended
	Jun. 30, 2021
Equity [Abstract]
summarizes information about restricted shares:	The following table summarizes information about restricted shares:
Shareholders' Equity	For the three months ended June 30, For the six months ended June 30, 2021 2020 2021 2020 Nonvested Shares Shares Weighted Shares Weighted Shares Weighted Shares Weighted Beginning of the period balance 6,296 $ 18.91 11,568 $ 21.25 11,568 $ 21.25 15,794 $ 21.03 Shares granted 163,755 20.00 — — 173,207 19.89 8,148 21.00 Shares vested (40,500 ) 20.00 — — (52,502 ) 20.10 (12,374 ) 20.81 Shares forfeited — — — — (2,722 ) 18.88 — — End of the period balance 129,551 $ 19.95 11,568 $ 21.25 129,551 $ 19.95 11,568 $ 21.25

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Schedule of Unfunded Loan Commitments and Standby Letter of Credit	Schedule of Unfunded Loan Commitments and Standby Letter of Credit
Commitments and Contingencies	(in thousands) June 30, 2021 December 31, 2020 Commercial Lines of Credit $ 114,145 $ 107,231 Undisbursed Construction Loans 26,078 50,442 Undisbursed Commercial Real Estate Loans 43,376 39,946 Agricultural Lines of Credit 13,174 11,553 Undisbursed Agricultural Real Estate Loans 3,474 5,945 Other 6,544 920 Total commitments and standby letters of credit $ 206,791 $ 216,037
future minimum lease payments	The following table shows the future minimum lease payments
Commitments and Contingencies (Details 2)	(in thousands) June 30, 2021 2021 $ 521 2022 1,078 2023 1,009 2024 984 2025 768 Thereafter 1,756 Total $ 6,116 Weighted average remaining term (in years) 5.15

Basis of Presentation (Details)

Basis of Presentation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Net income	$ 9,828	$ 10,123	$ 20,106	$ 17,129
Weighted average basic common shares outstanding	14,650,208	9,671,455	12,824,125	9,670,361
Add: Dilutive effects of assumed vesting of restricted stock	17,596		8,841
Weighted average diluted common shares outstanding	14,667,804	9,671,455	12,832,966	9,670,361
Basic EPS	$ 0.67	$ 1.05	$ 1.57	$ 1.77
Diluted EPS	$ 0.67	$ 1.05	$ 1.57	$ 1.77

Basis of Presentation (Details

Basis of Presentation (Details 2) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Net income before provision for income taxes - GAAP	$ 10,562	$ 10,491	$ 21,222	$ 17,756
Pro forma provision for income taxes	(3,122)	(3,101)	(6,273)	(5,249)
Pro forma net income	$ 7,440	$ 7,390	$ 14,949	$ 12,507
Weighted average basic common shares outstanding	14,650,208	9,671,455	12,824,125	9,670,361
Add: Dilutive effects of assumed vesting of restricted stock	17,586		8,841
Weighted average diluted common shares outstanding	14,667,794	9,671,455	12,832,966	9,670,361
Basic EPS	$ 0.51	$ 0.76	$ 1.17	$ 1.29
Diluted EPS	$ 0.51	$ 0.76	$ 1.16	$ 1.29

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 160,074	$ 114,949
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	160,074	114,949
Assets, Total [Member] | US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Assets, Total [Member] | US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	160,074	114,949
Assets, Total [Member] | US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Assets, Total [Member] | US Treasury Securities [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	160,074	114,949
Assets, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Assets, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	119	149
Assets, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Assets, Total [Member] | Interest Rate Swap [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	119	149
Liabilities, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Liabilities, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	119	149
Liabilities, Total [Member] | Interest Rate Swap [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Liabilities, Total [Member] | Interest Rate Swap [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 119	$ 149

Fair Value of Assets and Liab_4

Fair Value of Assets and Liabilities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019
Financial assets (recorded at amortized cost)
Cash and cash equivalents	$ 536,604	$ 290,493	$ 485,064	$ 177,366
Time deposits in banks	19,451	23,705
Securities – available-for-sale	160,074	114,949
Debt Securities, Available-for-sale	160,074	114,949
Securities – held-to-maturity	6,473	7,979
Debt Securities, Held-to-maturity, Fair Value	6,858	8,755
Loans – held for sale	2,340	4,820
Loans – held for investment	1,563,309	1,480,970
Interest receivable	20,170	14,292
Financial liabilities (recorded at amortized cost)
Deposits	2,066,285	1,784,001
Interest payable	14,915	7,669
Subordinated notes	28,353	28,320
Reported Value Measurement [Member]
Financial assets (recorded at amortized cost)
Cash and cash equivalents	536,604	290,493
Time deposits in banks	19,451	23,705
Securities – available-for-sale	160,074	114,949
Securities – held-to-maturity	6,473	7,979
Loans – held for sale	2,340	4,820
Loans – held for investment	1,563,309	1,480,970
Interest receivable	5,774	5,422
Financial liabilities (recorded at amortized cost)
Deposits	2,066,285	1,784,001
Interest payable	12	75
Subordinated notes	28,353	28,320
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets (recorded at amortized cost)
Cash and Cash Equivalents, Fair Value Disclosure	536,604	290,493
Deposits, Fair Value Disclosure	19,581	23,705
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets (recorded at amortized cost)
Deposits, Fair Value Disclosure	2,050,244	1,785,944
Debt Securities, Available-for-sale	160,074	114,949
Loans Held-for-sale, Fair Value Disclosure	2,447	5,012
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets (recorded at amortized cost)
Debt Securities, Held-to-maturity, Fair Value	6,858	8,755
Loans Receivable, Fair Value Disclosure	1,525,826	1,464,794
Accounts Receivable, Fair Value Disclosure	5,774	5,422
Financial liabilities (recorded at amortized cost)
Accounts Payable, Fair Value Disclosure	12	75
Subordinated Debt Obligations, Fair Value Disclosure	$ 28,355	$ 28,320

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Marketable Securities [Line Items]
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	$ 6,473		$ 7,979
Debt Securities, Held-to-maturity, Fair Value	6,858		8,755
Held to Maturity Securities Gross Unrealized Gains	385	$ 776
Held to Maturity Securities Gross Unrealized Loss
US States and Political Subdivisions Debt Securities [Member]
Marketable Securities [Line Items]
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	6,473		7,979
Debt Securities, Held-to-maturity, Fair Value	6,858		$ 8,755
Held to Maturity Securities Gross Unrealized Gains	385	776
Held to Maturity Securities Gross Unrealized Loss

Investment Securities (Details

Investment Securities (Details 2) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 159,665		$ 113,555
Available-for-sale Securities	160,074		114,949
Available-for-sale Securities, Gross Unrealized Gain	1,232	$ 1,761
Available-for-sale Securities, Gross Unrealized Loss	(823)	(367)
Available-for-sale Securities, Gross Unrealized Loss	823	367
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	70,257		23,601
Available-for-sale Securities	69,998		23,932
Available-for-sale Securities, Gross Unrealized Gain	179	338
Available-for-sale Securities, Gross Unrealized Loss	(438)	(7)
Available-for-sale Securities, Gross Unrealized Loss	438	7
US Government Agencies Debt Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	29,284		32,069
Available-for-sale Securities	29,244		31,828
Available-for-sale Securities, Gross Unrealized Gain	215	111
Available-for-sale Securities, Gross Unrealized Loss	(255)	(352)
Available-for-sale Securities, Gross Unrealized Loss	255	352
US Treasury Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	10,058
Available-for-sale Securities	10,068
Available-for-sale Securities, Gross Unrealized Gain	11
Available-for-sale Securities, Gross Unrealized Loss	(1)
Available-for-sale Securities, Gross Unrealized Loss	1
US States and Political Subdivisions Debt Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	49,440		57,137
Available-for-sale Securities	50,123		58,420
Available-for-sale Securities, Gross Unrealized Gain	812	1,291
Available-for-sale Securities, Gross Unrealized Loss	(129)	(8)
Available-for-sale Securities, Gross Unrealized Loss	129	8
Collateralized Debt Obligations [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	626		748
Available-for-sale Securities	641		$ 769
Available-for-sale Securities, Gross Unrealized Gain	15	21
Available-for-sale Securities, Gross Unrealized Loss
Available-for-sale Securities, Gross Unrealized Loss

Investment Securities (Detail_2

Investment Securities (Details 3) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Marketable Securities [Line Items]
Held-to-Maturity, Amortized Cost, Within One Year	$ 420	$ 494
Held-to-Maturity, Fair Value, Within One Year	445	543
Available-for-Sale, Amortized Cost, Within One Year
Available-for-Sale, Fair Value, Within One Year
Held-to-Maturity, Amortized Cost, After One But Within Five Years	1,950	2,143
Held-to-Maturity, Fair Value, After One But Within Five Years	2,066	2,351
Available-for-Sale, Amortized Cost, After One But Within Five Years	510	1,141
Available-for-Sale, Fair Value, After One But Within Five Years	532	1,206
Held-to-Maturity, Amortized Cost, After Five But Within Ten Years	2,755	2,755
Held-to-Maturity, Fair Value, After Five But Within Ten Years	2,919	3,023
Available-for-Sale, Amortized Cost, After Five But Within Ten Years	6,713	8,340
Available-for-Sale, Fair Value, After Five But Within Ten Years	6,835	8,599
Held-to-Maturity, Amortized Cost, After Ten Years	1,348	2,587
Held-to-Maturity, Fair Value, After Ten Years	1,428	2,838
Available-for-Sale, Amortized Cost, After Ten Years	42,217	47,656
Available-for-Sale, Fair Value, After Ten Years	42,756	48,615
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)	6,473	7,979
Held-to-Maturity, Fair Value	6,858	8,755
Available-for-Sale, Amortized Cost	159,665	113,555
Available-for-Sale, Fair Value	160,074	114,949
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)
Held-to-Maturity, Fair Value
Available-for-Sale, Amortized Cost	70,257	23,601
Available-for-Sale, Fair Value	69,998	23,932
Collateralized Debt Obligations [Member]
Marketable Securities [Line Items]
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)
Held-to-Maturity, Fair Value
Available-for-Sale, Amortized Cost	626	748
Available-for-Sale, Fair Value	641	769
US Treasury Securities [Member]
Marketable Securities [Line Items]
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)
Held-to-Maturity, Fair Value
Available-for-Sale, Amortized Cost	10,058
Available-for-Sale, Fair Value	10,068
US Government Agencies Debt Securities [Member]
Marketable Securities [Line Items]
Securities – held-to-maturity, at amortized cost (fair value of $6,858 and $8,755 at June 30, 2021 and December 31, 2020, respectively)
Held-to-Maturity, Fair Value
Available-for-Sale, Amortized Cost	29,284	32,069
Available-for-Sale, Fair Value	$ 29,244	$ 31,828

Investment Securities (Detail_3

Investment Securities (Details 4) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Sales proceeds	$ 4,726	$ 13,538	$ 16,182	$ 32,234
Gross realized gains	$ 92	$ 434	$ 274	$ 966

Investment Securities (Detail_4

Investment Securities (Details 5) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Pledged Assets Separately Reported, Mortgage-Related Securities Available-for-sale or Held-for-investment	$ 48,663	$ 52,897
California [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Line Items]
Pledged Assets Separately Reported, Mortgage-Related Securities Available-for-sale or Held-for-investment	$ 48,663	$ 52,897

Investment Securities (Detail_5

Investment Securities (Details 6) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 75,174	$ 16,508
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(611)	(71)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	11,516	15,195
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(212)	(296)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	86,690	31,703
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(823)	(367)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	53,204	1,786
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(438)	(7)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	53,204	1,786
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(438)	(7)
US Government Agencies Debt Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	4,021	10,800
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(43)	(56)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	11,516	15,195
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(212)	(296)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,537	25,995
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(255)	(352)
US States and Political Subdivisions Debt Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	15,759	3,922
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(129)	(8)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	15,759	3,922
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(129)	$ (8)
US Treasury Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,190
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(1)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	2,190
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ (1)

Investment Securities (Detail_6

Investment Securities (Details Narrative) - Number	Jun. 30, 2021	Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Number of Securities with Gross Unrealized Losses	81	31
Number of Securities with Gross Unrealized Losses, Less Than 12 Months	11
Number of Securities with Gross Unrealized Losses, More Than 12 Months	70

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Subtotal	$ 1,589,600		$ 1,506,454	$ 1,526,324
Less: Net deferred loan fees	4,138		3,295
Less: Allowance for loan losses	22,153	$ 22,271	22,189	17,905	$ 16,491	$ 14,915
Total loans, net	1,563,309		1,480,970
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	1,153,600		1,002,497	882,021
Less: Allowance for loan losses	10,108	10,219	9,358	7,501	7,752	6,331
Real Estate Commercial Land and Development [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	10,472		10,600	15,573
Less: Allowance for loan losses	75	80	77	111	128	109
Real Estate Commercial Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	67,984		91,760	131,284
Less: Allowance for loan losses	491	504	821	961	919	661
Real Estate Residential Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	6,362		11,914	16,194
Less: Allowance for loan losses	46	57	87	115	156	116
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	26,447		30,431	30,701
Less: Allowance for loan losses	188	188	220	218	241	224
Real Estate Farmland [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	48,888		50,164	51,451
Less: Allowance for loan losses	594	578	615	881	1,533	1,382
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	127,237		138,676	127,386
Less: Allowance for loan losses	9,194	8,918	9,476	7,086	4,720	4,976
Unsecured Debt [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	20,772		17,526	11,878
Less: Allowance for loan losses	209	195	179	119	114	88
Paycheck Protection Program ("PPP") [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	120,936		147,965	253,286
Less: Allowance for loan losses
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Subtotal	6,902		4,921	6,550
Less: Allowance for loan losses	$ 484	$ 600	$ 632	$ 876	$ 710	$ 601

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Financing Receivable, Past Due [Line Items]
	$ 1,589,600	$ 1,506,454	$ 1,526,324
Pass [Member]
Financing Receivable, Past Due [Line Items]
	1,531,751	1,446,308
Watch [Member]
Financing Receivable, Past Due [Line Items]
	21,123	24,288
Substandard [Member]
Financing Receivable, Past Due [Line Items]
	36,726	35,858
Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
	1,153,600	1,002,497	882,021
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	1,102,858	950,118
Commercial Real Estate [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
	15,223	16,836
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
	35,519	35,543
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Commercial Land and Development [Member]
Financing Receivable, Past Due [Line Items]
	10,472	10,600	15,573
Real Estate Commercial Land and Development [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	10,472	10,600
Real Estate Commercial Land and Development [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Commercial Land and Development [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Commercial Land and Development [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Commercial Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
	67,984	91,760	131,284
Real Estate Commercial Construction Loans [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	62,084	85,860
Real Estate Commercial Construction Loans [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
	5,900	5,900
Real Estate Commercial Construction Loans [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Commercial Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Residential Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
	6,362	11,914	16,194
Real Estate Residential Construction Loans [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	6,362	11,914
Real Estate Residential Construction Loans [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Residential Construction Loans [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Residential Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
	26,447	30,431	30,701
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	26,266	30,248
Residential Real Estate [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
	181	183
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Farmland [Member]
Financing Receivable, Past Due [Line Items]
	48,888	50,164	51,451
Real Estate Farmland [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	48,888	50,164
Real Estate Farmland [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Farmland [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Farmland [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
	127,237	138,676	127,386
Secured Debt [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	126,211	136,992
Secured Debt [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
		1,552
Secured Debt [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
	1,026	132
Secured Debt [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Unsecured Debt [Member]
Financing Receivable, Past Due [Line Items]
	20,772	17,526	11,878
Unsecured Debt [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	20,772	17,526
Unsecured Debt [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Unsecured Debt [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Unsecured Debt [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Paycheck Protection Program ("PPP") [Member]
Financing Receivable, Past Due [Line Items]
	120,936	147,965	253,286
Paycheck Protection Program ("PPP") [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	120,936	147,965
Paycheck Protection Program ("PPP") [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Paycheck Protection Program ("PPP") [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Paycheck Protection Program ("PPP") [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
	6,902	4,921	$ 6,550
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
	6,902	4,921
Consumer Portfolio Segment [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Financing Receivable, Past Due [Line Items]
Total Loans	$ 1,589,600	$ 1,506,454	$ 1,526,324
Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans		137
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans		137
Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	1,589,600	1,506,317
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	1,153,600	1,002,497	882,021
Commercial Real Estate [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Commercial Real Estate [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	1,153,600	1,002,497
Real Estate Commercial Land and Development [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	10,472	10,600	15,573
Real Estate Commercial Land and Development [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Land and Development [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Land and Development [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Land and Development [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	10,472	10,600
Real Estate Commercial Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	67,984	91,760	131,284
Real Estate Commercial Construction Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Construction Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Commercial Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	67,984	91,760
Real Estate Residential Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	6,362	11,914	16,194
Real Estate Residential Construction Loans [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Residential Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Residential Construction Loans [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Residential Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	6,362	11,914
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	26,447	30,431	30,701
Residential Real Estate [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Residential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Residential Real Estate [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Residential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	26,447	30,431
Real Estate Farmland [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	48,888	50,164	51,451
Real Estate Farmland [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Farmland [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Real Estate Farmland [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	48,888	50,164
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	127,237	138,676	127,386
Secured Debt [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Secured Debt [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Secured Debt [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Secured Debt [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	127,237	138,676
Unsecured Debt [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	20,772	17,526	11,878
Unsecured Debt [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Unsecured Debt [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Unsecured Debt [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Unsecured Debt [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	20,772	17,526
Paycheck Protection Program ("PPP") [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	120,936	147,965	253,286
Paycheck Protection Program ("PPP") [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Paycheck Protection Program ("PPP") [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Paycheck Protection Program ("PPP") [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Paycheck Protection Program ("PPP") [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	120,936	147,965
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	6,902	4,921	$ 6,550
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans		137
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans		137
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	$ 6,902	$ 4,784

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 431		$ 452
Impaired Financing Receivable, Unpaid Principal Balance	431		452
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment	442	$ 226
Impaired Financing Receivable, Interest Income, Accrual Method
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Impaired Financing Receivable, Recorded Investment	130		137
Impaired Financing Receivable, Unpaid Principal Balance	130		137
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment	134	69
Impaired Financing Receivable, Interest Income, Accrual Method
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Impaired Financing Receivable, Recorded Investment	181		183
Impaired Financing Receivable, Unpaid Principal Balance	181		183
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment	182	92
Impaired Financing Receivable, Interest Income, Accrual Method
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
Impaired Financing Receivable, Recorded Investment	120		132
Impaired Financing Receivable, Unpaid Principal Balance	120		132
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment	126	65
Impaired Financing Receivable, Interest Income, Accrual Method
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Impaired Financing Receivable, Recorded Investment
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment
Impaired Financing Receivable, Interest Income, Accrual Method

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 431	$ 452
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	130	137
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	181	183
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	120	132
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Beginning balance	$ 22,271	$ 16,491	$ 22,189	$ 14,915
Charge-offs	(255)	(365)	(512)	(1,423)
Recoveries	137	229	276	263
Provision (recapture)		1,550	200	4,150
Ending balance	22,153	17,905	22,153	17,905
Loans individually evaluated for impairment		49		49
Loans collectively evaluated for impairment	22,153	17,856	22,153	17,856	22,189
Ending balance	22,153	17,905	22,153	17,905	22,189
Ending balance: individually evaluated for impairment	431	380	431	380	452
Ending balance: collectively evaluated for impairment	1,589,169	1,525,944	1,589,169	1,525,944	1,506,002
Subtotal	1,589,600	1,526,324	1,589,600	1,526,324	1,506,454
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	10,219	7,752	9,358	6,331
Charge-offs
Recoveries
Provision (recapture)	(111)	(251)	750	1,170
Ending balance	10,108	7,501	10,108	7,501
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	10,108	7,501	10,108	7,501	9,358
Ending balance	10,108	7,501	10,108	7,501	9,358
Ending balance: individually evaluated for impairment	130	145	130	145	137
Ending balance: collectively evaluated for impairment	1,153,470	881,876	1,153,470	881,876	1,002,360
Subtotal	1,153,600	882,021	1,153,600	882,021	1,002,497
Real Estate Commercial Land and Development [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	80	128	77	109
Charge-offs
Recoveries
Provision (recapture)	(5)	(17)	(2)	2
Ending balance	75	111	75	111
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	75	111	75	111	77
Ending balance	75	111	75	111	77
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	10,472	15,573	10,472	15,573	10,600
Subtotal	10,472	15,573	10,472	15,573	10,600
Real Estate Commercial Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	504	919	821	661
Charge-offs
Recoveries
Provision (recapture)	(13)	42	(330)	300
Ending balance	491	961	491	961
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	491	961	491	961	821
Ending balance	491	961	491	961	821
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	67,984	131,284	67,984	131,284	91,760
Subtotal	67,984	131,284	67,984	131,284	91,760
Real Estate Residential Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	57	156	87	116
Charge-offs
Recoveries
Provision (recapture)	(11)	(41)	(41)	(1)
Ending balance	46	115	46	115
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	46	115	46	115	87
Ending balance	46	115	46	115	87
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	6,362	16,194	6,362	16,194	11,914
Subtotal	6,362	16,194	6,362	16,194	11,914
Residential Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	188	241	220	224
Charge-offs
Recoveries		90		90
Provision (recapture)		(113)	(32)	(96)
Ending balance	188	218	188	218
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	188	218	188	218	220
Ending balance	188	218	188	218	220
Ending balance: individually evaluated for impairment	181	186	181	186	183
Ending balance: collectively evaluated for impairment	26,266	30,515	26,266	30,515	30,248
Subtotal	26,447	30,701	26,447	30,701	30,431
Real Estate Farmland [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	578	1,533	615	1,382
Charge-offs
Recoveries
Provision (recapture)	16	(652)	(21)	(501)
Ending balance	594	881	594	881
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	594	881	594	881	615
Ending balance	594	881	594	881	615
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	48,888	51,451	48,888	51,451	50,164
Subtotal	48,888	51,451	48,888	51,451	50,164
Secured Debt [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	8,918	4,720	9,476	4,976
Charge-offs	(183)	(103)	(440)	(936)
Recoveries	47	108	134	116
Provision (recapture)	412	2,361	24	2,930
Ending balance	9,194	7,086	9,194	7,086
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	9,194	7,086	9,194	7,086	9,476
Ending balance	9,194	7,086	9,194	7,086	9,476
Ending balance: individually evaluated for impairment	120		120		132
Ending balance: collectively evaluated for impairment	127,117	127,386	127,117	127,386	138,544
Subtotal	127,237	127,386	127,237	127,386	138,676
Unsecured Debt [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	195	114	179	88
Charge-offs
Recoveries
Provision (recapture)	14	5	30	31
Ending balance	209	119	209	119
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	209	119	209	119	179
Ending balance	209	119	209	119	179
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	20,772	11,878	20,772	11,878	17,526
Subtotal	20,772	11,878	20,772	11,878	17,526
Paycheck Protection Program ("PPP") [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance
Charge-offs
Recoveries
Provision (recapture)
Ending balance
Loans individually evaluated for impairment
Loans collectively evaluated for impairment
Ending balance
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment	120,936	253,286	120,936	253,286	147,965
Subtotal	120,936	253,286	120,936	253,286	147,965
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	600	710	632	601
Charge-offs	(72)	(262)	(72)	(487)
Recoveries	90	31	142	58
Provision (recapture)	(134)	397	(218)	704
Ending balance	484	876	484	876
Loans individually evaluated for impairment		49		49
Loans collectively evaluated for impairment	484	827	484	827	632
Ending balance	484	876	484	876	632
Ending balance: individually evaluated for impairment		49		49
Ending balance: collectively evaluated for impairment	6,902	6,501	6,902	6,501	4,921
Subtotal	6,902	6,550	6,902	6,550	4,921
Unallocated Financing Receivables [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance	932	218	724	427
Charge-offs
Recoveries				(1)
Provision (recapture)	(168)	(181)	40	(389)
Ending balance	764	37	764	37
Loans individually evaluated for impairment
Loans collectively evaluated for impairment	764	37	764	37	724
Ending balance	764	37	764	37	724
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Subtotal

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses (Details Narrative) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Nonaccural Loan Interest Income foregone	$ 6,776	$ 6,108	$ 13,583	$ 17,864
Line of Credit	319,500		319,500		$ 293,500
Unfunded Loan Commitment [Member]
Financing Receivable, Past Due [Line Items]
Cash Collateral for Borrowed Securities	5,500		5,500		1,600
Federal Home Loan Bank of San Francisco [Member]
Financing Receivable, Past Due [Line Items]
Line of Credit	702,200		702,200		1,100
Securities Pledged with FHLB	$ 42,400		$ 42,400		$ 61,600

Interest Bearing Deposits (Deta

Interest Bearing Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Interest-bearing Deposits
Savings	$ 73,481	$ 49,714
Money market	972,758	844,445
Interest checking accounts	136,336	146,553
Time, $250 or more	28,168	7,568
Other time	$ 26,506	$ 40,034

Interest Bearing Deposits (De_2

Interest Bearing Deposits (Details 2) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Interest-bearing Deposits
2021	$ 53,320
2022	834
2023	509
2024	11
2025
Total time deposits	$ 54,674	$ 47,600

Interest Bearing Deposits (De_3

Interest Bearing Deposits (Details 3) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
SEC Schedule, 12-17, Insurance Companies, Reinsurance [Line Items]
Total network deposits	$ 367,193	$ 302,053
C D A R S [Member]
SEC Schedule, 12-17, Insurance Companies, Reinsurance [Line Items]
Total network deposits	22,397	35,534
I C S [Member]
SEC Schedule, 12-17, Insurance Companies, Reinsurance [Line Items]
Total network deposits	$ 344,796	$ 266,519

Interest Bearing Deposits (De_4

Interest Bearing Deposits (Details 4) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest-bearing Deposits
Savings	$ 19	$ 24	$ 34	$ 63
Money market	475	1,665	1,057	3,406
Interest checking accounts	37	103	75	218
Time, $250 or more	8	333	15	719
Other time	29	134	86	220
Total interest expense on interest-bearing deposits	$ 568	$ 2,259	$ 1,267	$ 4,626

Interest-Bearing Deposits (Deta

Interest-Bearing Deposits (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Interest-bearing Deposits
Interest-bearing Domestic Deposit, Time Deposits	$ 54,674	$ 47,600
Related Party Deposit Liabilities	$ 57,800	$ 42,500

Long Term Debt and Other Borr_2

Long Term Debt and Other Borrowings (Details Narrative) - USD ($) $ in Thousands	Nov. 08, 2019	Mar. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Subordinated Debt			$ 28,353	$ 28,320
Long-term Line of Credit			$ 319,500	$ 293,500
Subordinated Debt [Member]
Debt Instrument [Line Items]
Subordinated Debt	$ 3,750	$ 25,000
Subordinated Borrowing, Due Date	Sep. 15, 2027
Subordinated Borrowing, Interest Rate	5.50%		3.67%
Subordinated Debt [Member] | Entity Controller by Member of Board of Directors and Three Shareholder [Member]
Debt Instrument [Line Items]
Subordinated Borrowing, Due Date		Sep. 15, 2027
Subordinated Borrowing, Interest Rate		6.00%	4.17%

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Net income before provision for income taxes	$ 10,562	$ 10,491	$ 21,222	$ 17,756
Pro forma tax rate	29.56%	29.56%	29.56%	29.56%
Pro forma provision for income taxes	$ 3,122	$ 3,101	$ 6,273	$ 5,249

Income Taxes (Details 2)

Income Taxes (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Statutory U.S. federal income tax	$ 2,218	$ 2,203	$ 4,457	$ 3,279
Benefit of S Corporation status	(766)	(2,203)	(3,004)	(3,279)
State taxes	1,444	368	1,825	627
C Corp conversion federal rate change	1,484		1,484
Deferred tax asset adjustment	(4,638)		(4,638)
Other	992		992
Provision for income taxes	$ 734	$ 368	$ 1,116	$ 627

Shareholders' Equity (Details)

Shareholders' Equity (Details) - Restricted Stock [Member] - $ / shares	Feb. 28, 2021	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Beginning Balance		6,296	11,568	11,568	15,794
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Beginning Balance		$ 18.91	$ 21.25	$ 21.25	$ 21.03
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		163,755	0	173,207	8,148
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value		$ 20	$ 0	$ 19.89	$ 21
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period		(40,500)		(52,502)	(12,374)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value		$ 20	$ 0	$ 20.10	$ 20.81
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period	(2,722)			(2,722)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value			$ 0	$ 18.88
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period	2,722			2,722
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Ending Balance		129,551	11,568	129,551	11,568
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance		$ 19.95	$ 21.25	$ 19.95	$ 21.25

Shareholders_ Equity (Details N

Shareholders’ Equity (Details Narrative) - USD ($) $ / shares in Units, $ in Thousands	Apr. 06, 2021	Feb. 28, 2021	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common Stock, Dividends, Per Share, Declared	$ 0.80
Dividends Payable	$ 8,800
Non-cash Stock Compensation Expense			$ 1,000	$ 100	$ 1,000	$ 100
Unvested Restricted Shares			129,551		129,551		11,568
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			163,755	0	173,207	8,148
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period		2,722			2,722

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	$ 206,791	$ 216,037
Commercial Lines of Credit [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	114,145	107,231
Undisbursed Construction Loans [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	26,078	50,442
Undisbursed Commercial Real Estate Loans [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	43,376	39,946
Agricultural Lines of Credit [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	13,174	11,553
Undisbursed Agricultural Real Estate Loans [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	3,474	5,945
Other Commitments [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit	$ 6,544	$ 920

Commitments and Contingencies_3

Commitments and Contingencies (Details 2) $ in Thousands	Jun. 30, 2021USD ($)
Commitments and Contingencies Disclosure [Abstract]
2021	$ 521
2022	1,078
2023	1,009
2024	984
2025	768
Thereafter	1,756
Total	$ 6,116
Operating Lease, Weighted Average Remaining Lease Term	51 months 24 days

Commitments and Contingencies_4

Commitments and Contingencies (Details Narrative) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)Number	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)Number	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Commitments and Contingencies Disclosure [Abstract]
Number of Deposits | Number	62		62
Percentage of Depsoits over 5 millions to Deposits	51.28%		51.28%
Largest Single Deposit	$ 175,700		$ 175,700
Percentage of Largest Single Deposit to Total Deposits	8.50%		8.50%
Deposit Liability, Uninsured	$ 297,000		$ 297,000		$ 118,000
Operating Leases, Rent Expense	$ 100	$ 100	$ 100	$ 100

Subsequent Events (Details Narr

Subsequent Events (Details Narrative) - USD ($) $ / shares in Units, $ in Thousands	Jul. 06, 2021	Apr. 06, 2021
Subsequent Event [Line Items]
Common Stock, Dividends, Per Share, Declared		$ 0.80
Dividends Payable		$ 8,800
Subsequent Event [Member]
Subsequent Event [Line Items]
Common Stock, Dividends, Per Share, Declared	$ 0.15
Dividends Payable	$ 2,600