Genworth Financial (GNW) 8-K Results of Operations and Financial Condition

Exhibit 99.1

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Table of Contents	Page
Investor Letter	3
Use of Non-GAAP Measures	4
Financial Highlights	5
Fourth Quarter Results
Reconciliation of Net Income to Net Operating Income	7
Net Income and Net Operating Income	8
Consolidated Net Income and Net Operating Income by Quarter	9
Consolidated Balance Sheet	10-11
Deferred Acquisition Costs Rollforward	12
Quarterly Results by Segment
Consolidated Segment Net Income and Segment Net Operating Income	15-19
Segment Net Income and Segment Net Operating Income and Sales—Retirement and Protection	20-32
Segment Net Income and Segment Net Operating Income and Sales—International	33-41
Segment Net Income and Segment Net Operating Income and Sales—U.S. Mortgage Insurance	42-47
Net Loss and Net Operating Loss—Corporate and Other	48-49
Additional Financial Data
Investments Summary	51
Fixed Maturities Summary	52
Commercial Mortgage Loans Data	53
General Account GAAP Net Investment Income Yields	54
Reconciliations of Non-GAAP Measures	55-59
Corporate Information
Industry Ratings	61-62

2

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Dear Investor,

In conjunction with Genworth’s realignment, announced in January 2007, we have prepared this fourth quarter financial supplement that reflects the changes in segment reporting structure and presents the group life and health businesses as discontinued operations.

All prior periods included herein have been represented to reflect the above-mentioned changes in accordance with U.S. Generally Accepted Accounting Principles (GAAP).

Please feel free to call one of us with any additional questions.

Regards,

Alicia Charity

Vice President

Investor Relations

804-662-2248

Linnea Olsen

Director

Investor Relations

804-662-2536

3

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income.” The company defines net operating income as net income from continuing operations, excluding after-tax net investment gains (losses), net of taxes and other adjustments, changes in accounting principles and infrequent or unusual non-operating items. There were no infrequent or unusual non-operating items excluded from net operating income for the periods presented in this financial supplement.

Management believes that analysis of net operating income enhances understanding and comparability of performance by highlighting underlying business activity and profitability drivers. However, net operating income should not be viewed as a substitute for GAAP net income. In addition, the company’s definition of net operating income may differ from the definitions used by other companies. The table on page 7 of this report provides a reconciliation of net income to net operating income (as defined above) for the three and twelve months ended December 31, 2006 and 2005.

During 2006, we began allocating net investment gains (losses) to the segments in determining segment net income. We exclude net investment gains (losses), net of taxes and other adjustments, from segment net operating income for each of the segments. Other adjustments represent amortization of deferred acquisition costs and other intangible assets associated with net investment gains (losses). During 2005, all net investment gains (losses) were recorded in Corporate and Other.

This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 56 through 59 of this financial supplement.

(1) U.S. Generally Accepted Accounting Principles

4

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)

Balance Sheet Data				2006							2005
	Q4			Q3			Q2		Q1		Q4		Q3		Q2		Q1
Total stockholders’ equity, excluding accumulated other comprehensive income	$	12,173		$	12,143		$	11,977	$	11,738	$	11,906	$	11,615	$	11,343	$	11,062
Total accumulated other comprehensive income		1,157			1,166			233		740		1,404		1,713		2,163		1,458
Total stockholders’ equity	$	13,330		$	13,309		$	12,210	$	12,478	$	13,310	$	13,328	$	13,506	$	12,520
Book value per common share	$	30.09		$	29.44		$	26.84	$	27.37	$	28.26	$	28.31	$	28.69	$	26.62
Book value per common share, excluding accumulated other comprehensive income	$	27.48		$	26.86		$	26.33	$	25.74	$	25.28	$	24.67	$	24.10	$	23.52
Common shares outstanding as of balance sheet date		443.0			452.1			454.9		456.0		470.9		470.8		470.7		470.2
	Twelve months ended
Return on Equity (ROE)	December 31, 2006			December 31, 2005
GAAP Basis ROE		11.1	%		10.7	%
Operating ROE		11.0	%		10.4	%

See page 56 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Basic and Diluted Shares	Three months ended December 31, 2006		Twelve months ended December 31, 2006
Weighted-average shares used in basic earnings per common share calculations		447.4	455.9
Dilutive securities:
Stock purchase contracts underlying equity units(1)		7.8	7.7
Stock options, restricted stock units and stock appreciation rights		5.5	5.8
Weighted-average shares used in diluted earnings per common share calculations		460.7	469.4
(1)     For more information on our Equity Units, see note 13 (d) in our audited financial statements filed on Form 10-K for the year ended December 31, 2006.
Dilutive Effect of Stock Purchase Contracts Underlying Equity Units	Average market price		Incremental shares(a)
	$	31.00	6.1
	$	32.00	6.7
	$	33.00	7.3
	$	34.00	7.8
	$	35.00	8.3
	$	36.00	8.8
	$	37.00	9.3
	$	38.00	9.7
	$	39.00	10.1
	$	40.00	10.5

^(a) Incremental shares are calculated using the treasury stock method.

5

Fourth Quarter Results

6

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Reconciliation of Net Income to Net Operating Income

(amounts in millions, except per share data)

	Three months ended December 31,						Twelve months ended December 31,
	2006			2005			2006			2005
Net income	$	373		$	307		$	1,328		$	1,221
Less income from discontinued operations, net of taxes		(12	)		(9	)		(41	)		(35	)
Less cumulative effect of accounting change, net of taxes		—			—			(4	)		—
Income from continuing operations before accounting change		361			298			1,283			1,186
Net investment (gains) losses, net of taxes and other adjustments		(6	)		(7	)		34			1
Net operating income	$	355		$	291		$	1,317		$	1,187
Net earnings per common share:
Basic	$	0.83		$	0.65		$	2.91		$	2.57
Diluted	$	0.81		$	0.64		$	2.83		$	2.52
Net operating earnings per common share:
Basic	$	0.79		$	0.62		$	2.89		$	2.50
Diluted	$	0.77		$	0.60		$	2.81		$	2.45
Weighted-average common shares outstanding:
Basic		447.4			470.9			455.9			475.3
Diluted		460.7			482.6			469.4			484.6
	Three months ended December 31,						Twelve months ended December 31,
Adjusted for foreign exchange	2006(1)			2005			2006(1)			2005
Net income	$	367		$	307		$	1,316		$	1,221
Net operating income	$	349		$	291		$	1,305		$	1,187
Net earnings per common share:
Basic	$	0.82		$	0.65		$	2.89		$	2.57
Diluted	$	0.80		$	0.64		$	2.80		$	2.52
Net operating earnings per common share:
Basic	$	0.78		$	0.62		$	2.86		$	2.50
Diluted	$	0.76		$	0.60		$	2.78		$	2.45

⁽¹⁾ The 2006 amounts exclude the effects of changes in foreign exchange rates on the current period ended and were calculated by applying the same prior year comparable period foreign exchange rates to the current period.

7

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Net Income and Net Operating Income

(amounts in millions)

	Three months ended December 31,						Twelve months ended December 31,
	2006			2005			2006			2005
REVENUES:
Premiums	$	1,446		$	1,366		$	5,802		$	5,638
Net investment income		1,003			929			3,787			3,489
Net investment gains (losses)		8			11			(69	)		(1	)
Policy fees and other income		200			169			765			660
Total revenues		2,657			2,475			10,285			9,786
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,050			940			4,004			3,753
Interest credited		388			373			1,520			1,423
Acquisition and operating expenses, net of deferrals		446			471			1,858			1,821
Amortization of deferred acquisition costs and intangibles		165			166			686			751
Interest expense		107			80			364			293
Total benefits and expenses		2,156			2,030			8,432			8,041
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		501			445			1,853			1,745
Provision for income taxes		140			147			570			559
Effective tax rate		28.0	%		33.0	%		30.8	%		32.0	%
NET INCOME FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		361			298			1,283			1,186
Net income from discontinued operations, net of taxes		12			9			41			35
NET INCOME BEFORE ACCOUNTING CHANGE		373			307			1,324			1,221
Cumulative effect of accounting change, net of taxes		—			—			4			—
NET INCOME		373			307			1,328			1,221
ADJUSTMENTS TO NET INCOME:
Net income from discontinued operations, net of taxes		(12	)		(9	)		(41	)		(35	)
Net investment (gains) losses, net of taxes and other adjustments		(6	)		(7	)		34			1
Cumulative effect of accounting change, net of taxes		—			—			(4	)		—
NET OPERATING INCOME	$	355		$	291		$	1,317		$	1,187
Effective tax rate (operating income)		27.6	%		32.9	%		30.8	%		32.0	%

8

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Net Income and Net Operating Income by Quarter

(amounts in millions, except per share amounts)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,446		$	1,505		$	1,480		$	1,371		$	5,802		$	1,366		$	1,380		$	1,450		$	1,442		$	5,638
Net investment income		1,003			932			940			912			3,787			929			890			830			840			3,489
Net investment gains (losses)		8			(6	)		(49	)		(22	)		(69	)		11			(6	)		—			(6	)		(1	)
Policy fees and other income		200			184			200			181			765			169			183			151			157			660
Total revenues		2,657			2,615			2,571			2,442			10,285			2,475			2,447			2,431			2,433			9,786
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,050			1,061			978			915			4,004			940			911			938			964			3,753
Interest credited		388			382			378			372			1,520			373			364			346			340			1,423
Acquisition and operating expenses, net of deferrals		446			493			483			436			1,858			471			465			482			403			1,821
Amortization of deferred acquisition costs and intangibles		165			160			197			164			686			166			205			197			183			751
Interest expense		107			87			88			82			364			80			72			69			72			293
Total benefits and expenses		2,156			2,183			2,124			1,969			8,432			2,030			2,017			2,032			1,962			8,041
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		501			432			447			473			1,853			445			430			399			471			1,745
Provision for income taxes		140			138			141			151			570			147			131			123			158			559
NET INCOME FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		361			294			306			322			1,283			298			299			276			313			1,186
Net income from discontinued operations, net of taxes		12			10			11			8			41			9			8			9			9			35
NET INCOME BEFORE ACCOUNTING CHANGE		373			304			317			330			1,324			307			307			285			322			1,221
Cumulative effect of accounting change, net of taxes		—			—			—			4			4			—			—			—			—			—
NET INCOME		373			304			317			334			1,328			307			307			285			322			1,221
ADJUSTMENTS TO NET INCOME:
Net income from discontinued operations, net of taxes		(12	)		(10	)		(11	)		(8	)		(41	)		(9	)		(8	)		(9	)		(9	)		(35	)
Net investment (gains) losses, net of taxes and other adjustments		(6	)		3			22			15			34			(7	)		4			—			4			1
Cumulative effect of accounting change, net of taxes		—			—			—			(4	)		(4	)		—			—			—			—			—
NET OPERATING INCOME	$	355		$	297		$	328		$	337		$	1,317		$	291		$	303		$	276		$	317		$	1,187
Effective tax rate (operating income)		27.6	%		31.9	%		32.1	%		31.9	%		30.8	%		32.9	%		30.5	%		30.8	%		33.5	%		32.0	%
Earnings Per Share Data:
Earnings Per Share
Basic	$	0.83		$	0.67		$	0.70		$	0.72		$	2.91		$	0.65		$	0.65		$	0.61		$	0.66		$	2.57
Diluted	$	0.81		$	0.65		$	0.68		$	0.70		$	2.83		$	0.64		$	0.64		$	0.60		$	0.65		$	2.52
Operating Earnings Per Share
Basic	$	0.79		$	0.65		$	0.72		$	0.72		$	2.89		$	0.62		$	0.64		$	0.59		$	0.65		$	2.50
Diluted	$	0.77		$	0.64		$	0.70		$	0.70		$	2.81		$	0.60		$	0.63		$	0.58		$	0.64		$	2.45
Shares Outstanding
Basic		447.4			453.8			455.8			467.0			455.9			470.9			470.7			470.4			488.8			475.3
Diluted		460.7			467.2			468.3			479.5			469.4			482.6			481.1			477.4			494.3			484.6

9

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet

(amounts in millions)

	December 31, 2006		September 30, 2006		June 30, 2006		March 31, 2006		December 31, 2005
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	54,684	$	53,516	$	51,554	$	52,758	$	53,135
Equity securities available-for-sale, at fair value		197		192		187		193		206
Commercial mortgage loans		8,357		8,182		8,072		7,769		7,476
Policy loans		1,489		1,493		1,480		1,356		1,344
Restricted investments held by securitization entities		—		—		—		—		685
Other invested assets		3,846		3,050		1,840		2,738		3,174
Total investments		68,573		66,433		63,133		64,814		66,020
Cash and cash equivalents		2,436		2,296		2,346		1,891		1,854
Accrued investment income		742		751		653		778		722
Deferred acquisition costs		6,183		6,026		5,905		5,682		5,452
Intangible assets		831		877		936		811		775
Goodwill		1,602		1,353		1,351		1,316		1,315
Reinsurance recoverable		16,783		16,907		17,035		17,254		17,513
Other assets		864		1,193		760		720		955
Separate account assets		10,875		10,084		9,625		9,700		9,106
Assets associated with discontinued operations		1,982		1,927		1,902		1,941		1,942
Total assets	$	110,871	$	107,847	$	103,646	$	104,907	$	105,654

10

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet (continued)

(amounts in millions)

	December 31, 2006			September 30, 2006			June 30, 2006			March 31, 2006			December 31, 2005
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	63,299		$	62,777		$	62,802		$	62,833		$	62,967
Liability for policy and contract claims		3,114			2,971			2,882			2,848			2,928
Unearned premiums		4,229			4,179			3,955			3,704			3,646
Other policyholder liabilities		385			454			423			379			443
Other liabilities		5,709			5,111			3,596			4,468			4,848
Non-recourse funding obligations		2,765			2,450			2,150			2,150			1,400
Short-term borrowings		199			295			295			380			152
Long-term borrowings		3,321			2,730			2,741			2,729			2,736
Senior notes underlying equity units		600			600			600			600			600
Mandatorily redeemable preferred stock		100			100			100			100			100
Deferred tax liability		1,522			1,411			897			1,132			1,357
Borrowings related to securitization entities		—			—			—			—			660
Separate account liabilities		10,875			10,084			9,625			9,700			9,106
Liabilities associated with discontinued operations		1,423			1,376			1,370			1,406			1,401
Total liabilities		97,541			94,538			91,436			92,429			92,344
Commitments and contingencies
Stockholders’ equity:
Common stock		—			—			—			—			—
Additional paid-in capital		10,759			10,737			10,713			10,682			10,671
Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses)		435			437			(312	)		223			760
Derivatives qualifying as hedges		375			377			212			280			389
Foreign currency translation and other adjustments		347			352			333			237			255
Total accumulated other comprehensive income (loss)		1,157			1,166			233			740			1,404
Retained earnings		2,914			2,581			2,317			2,035			1,735
Treasury stock, at cost		(1,500	)		(1,175	)		(1,053	)		(979	)		(500	)
Total stockholders’ equity		13,330			13,309			12,210			12,478			13,310
Total liabilities and stockholders’ equity	$	110,871		$	107,847		$	103,646		$	104,907		$	105,654

11

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs Rollforward

(amounts in millions)

Deferred Acquisition Costs Rollforward	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of September 30, 2006	$	5,173		$	744		$	58		$	—	$	5,975
Costs deferred		213			123			8			—		344
Amortization, net of interest accretion(1)		(78	)		(53	)		(6	)		—		(137	)
Impact of foreign currency translation		—			21			—			—		21
Transfers(2)		—			(44	)		—			—		(44	)
Unamortized balance as of December 31, 2006		5,308			791			60			—		6,159
Accumulated effect of net unrealized investment gains (losses)		24			—			—			—		24
Balance as of December 31, 2006	$	5,332		$	791		$	60		$	—	$	6,183

⁽¹⁾ Amortization, net of interest accretion, includes $3 million of amortization related to net investment gains (losses) for our investment contracts.

⁽²⁾ Reflects balance reclassified to other liabilities related to certain reinsurance assumed business that was reclassified from reinsurance accounting to the deposit method of accounting.

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Quarterly Results by Segment

14

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Net Income and Segment Net Operating Income

(amounts in millions, except per share amounts)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Managed Money	$	7		$	5		$	6		$	2		$	20		$	3		$	3		$	2		$	2		$	10
Retirement Income		49			39			38			49			175			54			50			47			49			200
Spread-Based Institutional		10			9			13			10			42			11			6			11			9			37
Life Insurance		83			79			77			74			313			79			73			55			68			275
Long-Term Care Insurance		35			38			37			43			153			43			41			46			42			172
Total Retirement and Protection		184			170			171			178			703			190			173			161			170			694
International:
International Mortgage Insurance—Canada		57			54			51			46			208			46			38			35			34			153
—Australia		46			26			35			30			137			24			28			25			29			106
—Other International		4			1			4			1			10			2			2			—			6			10
Payment Protection Insurance		33			26			29			25			113			21			23			24			22			90
Total International		140			107			119			102			468			93			91			84			91			359
U.S. MortgageInsurance		62			53			72			72			259			47			58			61			72			238
Corporate and Other		(31	)		(33	)		(34	)		(15	)		(113	)		(39	)		(19	)		(30	)		(16	)		(104	)
NET OPERATING INCOME		355			297			328			337			1,317			291			303			276			317			1,187
ADJUSTMENTS TO NET OPERATING INCOME:
Net income from discontinued operations, net of taxes		12			10			11			8			41			9			8			9			9			35
Net investment gains (losses), net of taxes and other adjustments		6			(3	)		(22	)		(15	)		(34	)		7			(4	)		—			(4	)		(1	)
Cumulative effect of accounting change, net of taxes		—			—			—			4			4			—			—			—			—			—
NET INCOME	$	373		$	304		$	317		$	334		$	1,328		$	307		$	307		$	285		$	322		$	1,221
Earnings Per Share Data:
Earnings Per Share
Basic	$	0.83		$	0.67		$	0.70		$	0.72		$	2.91		$	0.65		$	0.65		$	0.61		$	0.66		$	2.57
Diluted	$	0.81		$	0.65		$	0.68		$	0.70		$	2.83		$	0.64		$	0.64		$	0.60		$	0.65		$	2.52
Operating Earnings Per Share
Basic	$	0.79		$	0.65		$	0.72		$	0.72		$	2.89		$	0.62		$	0.64		$	0.59		$	0.65		$	2.50
Diluted	$	0.77		$	0.64		$	0.70		$	0.70		$	2.81		$	0.60		$	0.63		$	0.58		$	0.64		$	2.45
Shares Outstanding
Basic		447.4			453.8			455.8			467.0			455.9			470.9			470.7			470.4			488.8			475.3
Diluted		460.7			467.2			468.3			479.5			469.4			482.6			481.1			477.4			494.3			484.6

15

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Segment Net Income and Segment Net Operating Income

(amounts in millions)

	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other			Total
Three months ended December 31, 2006	Managed Money			Retirement Income			Spread- Based Institutional			Life Insurance			Long- Term Care Insurance			Total			Mortgage Insurance- Canada			Mortgage Insurance- Australia			Other Mortgage Insurance			Payment Protection Insurance			Total
REVENUES:
Premiums	$	—		$	146		$	—		$	225		$	490		$	861		$	88		$	110		$	22		$	226		$	446		$	136		$	3		$	1,446
Net investment income		1			330			157			156			196			840			30			22			4			45			101			34			28			1,003
Net investment gains (losses)		—			(7	)		—			—			1			(6	)		2			(1	)		—			—			1			4			9			8
Policy fees and other income		64			40			—			82			3			189			—			—			1			2			3			4			4			200
Total revenues		65			509			157			463			690			1,884			120			131			27			273			551			178			44			2,657
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			223			—			178			492			893			14			52			1			36			103			54			—			1,050
Interest credited		—			153			139			59			37			388			—			—			—			—			—			—			—			388
Acquisition and operating expenses, net of deferrals		53			31			2			32			89			207			15			11			20			142			188			30			21			446
Amortization of deferred acquisition costs and intangibles		—			52			—			33			18			103			3			5			2			45			55			6			1			165
Interest expense		—			1			—			42			—			43			—			—			—			6			6			—			58			107
Total benefits and expenses		53			460			141			344			636			1,634			32			68			23			229			352			90			80			2,156
INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		12			49			16			119			54			250			88			63			4			44			199			88			(36	)		501
Provision (benefit) for income taxes		5			3			6			36			18			68			30			17			—			11			58			24			(10	)		140
SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS		7			46			10			83			36			182			58			46			4			33			141			64			(26	)		361
ADJUSTMENTS TO SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			3			—			—			(1	)		2			(1	)		—			—			—			(1	)		(2	)		(5	)		(6	)
SEGMENT NET OPERATING INCOME (LOSS)	$	7		$	49		$	10		$	83		$	35		$	184		$	57		$	46		$	4		$	33		$	140		$	62		$	(31	)	$	355
Effective tax rate (operating income)		41.7	%		7.9	%		37.5	%		30.3	%		34.0	%		27.4	%		33.7	%		28.1	%		0.0	%		25.0	%		29.3	%		26.2	%		31.1	%		27.6	%

16

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Segment Net Income and Segment Net Operating Income (continued)

(amounts in millions)

	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other			Total
Three months ended December 31, 2005	Managed Money			Retirement Income			Spread- Based Institutional			Life Insurance			Long- Term Care Insurance			Total			Mortgage Insurance- Canada			Mortgage Insurance- Australia			Other Mortgage Insurance			Payment Protection Insurance			Total
REVENUES:
Premiums	$	—		$	181		$	—		$	207		$	429		$	817		$	67		$	37		$	13		$	307		$	424		$	112		$	13		$	1,366
Net investment income		—			367			126			134			171			798			25			16			3			22			66			33			32			929
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			—			—			11			11
Policy fees and other income		35			28			—			80			5			148			4			1			—			6			11			6			4			169
Total revenues		35			576			126			421			605			1,763			96			54			16			335			501			151			60			2,475
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			255			—			158			399			812			8			7			1			61			77			50			1			940
Interest credited		—			170			106			59			38			373			—			—			—			—			—			—			—			373
Acquisition and operating expenses, net of deferrals		31			33			4			36			79			183			16			8			12			176			212			38			38			471
Amortization of deferred acquisition costs and intangibles		—			39			—			26			22			87			2			2			1			63			68			9			2			166
Interest expense		—			1			—			19			—			20			—			—			—			—			—			—			60			80
Total benefits and expenses		31			498			110			298			538			1,475			26			17			14			300			357			97			101			2,030
INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		4			78			16			123			67			288			70			37			2			35			144			54			(41	)		445
Provision (benefit) for income taxes		1			24			5			44			24			98			24			13			—			14			51			7			(9	)		147
SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS		3			54			11			79			43			190			46			24			2			21			93			47			(32	)		298
ADJUSTMENTS TO SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—			—			—			(7	)		(7	)
SEGMENT NET OPERATING INCOME (LOSS)	$	3		$	54		$	11		$	79		$	43		$	190		$	46		$	24		$	2		$	21		$	93		$	47		$	(39	)	$	291
Effective tax rate (operating income)		25.0	%		30.8	%		31.3	%		35.8	%		35.8	%		34.0	%		34.3	%		35.1	%		0.0	%		40.0	%		35.4	%		13.0	%		25.0	%		32.9	%

17

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Segment Net Income and Segment Net Operating Income

(amounts in millions)

	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other			Total
Twelve months ended December 31, 2006	Managed Money			Retirement Income			Spread- Based Institutional			Life Insurance			Long- Term Care Insurance			Total			Mortgage Insurance- Canada			Mortgage Insurance- Australia			Other Mortgage Insurance			Payment Protection Insurance			Total
REVENUES:
Premiums	$	—		$	736		$	—		$	900		$	1,858		$	3,494		$	306		$	266		$	74		$	1,149		$	1,795		$	486		$	27		$	5,802
Net investment income		2			1,335			578			586			736			3,237			108			75			18			113			314			140			96			3,787
Net investment gains (losses)		—			(63	)		(6	)		(4	)		9			(64	)		3			(2	)		—			—			1			6			(12	)		(69	)
Policy fees and other income		197			153			—			325			23			698			11			—			1			22			34			19			14			765
Total revenues		199			2,161			572			1,807			2,626			7,365			428			339			93			1,284			2,144			651			125			10,285
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			1,015			—			715			1,791			3,521			41			101			10			187			339			141			3			4,004
Interest credited		—			634			504			238			144			1,520			—			—			—			—			—			—			—			1,520
Acquisition and operating expenses, net of deferrals		167			139			8			142			351			807			66			37			64			683			850			129			72			1,858
Amortization of deferred acquisition costs and intangibles		—			173			1			99			95			368			11			15			5			252			283			30			5			686
Interest expense		—			5			—			135			—			140			—			—			—			6			6			—			218			364
Total benefits and expenses		167			1,966			513			1,329			2,381			6,356			118			153			79			1,128			1,478			300			298			8,432
INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		32			195			59			478			245			1,009			310			186			14			156			666			351			(173	)		1,853
Provision (benefit) for income taxes		12			50			21			167			86			336			101			49			4			43			197			89			(52	)		570
		20			145			38			311			159			673			209			137			10			113			469			262			(121	)		1,283
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			4			4
SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS		20			145			38			311			159			673			209			137			10			113			469			262			(117	)		1,287
ADJUSTMENTS TO SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			30			4			2			(6	)		30			(1	)		—			—			—			(1	)		(3	)		8			34
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			(4	)		(4	)
SEGMENT NET OPERATING INCOME (LOSS)	$	20		$	175		$	42		$	313		$	153		$	703		$	208		$	137		$	10		$	113		$	468		$	259		$	(113	)	$	1,317
Effective tax rate (operating income)		37.5	%		27.2	%		35.4	%		35.1	%		35.2	%		33.4	%		32.2	%		27.1	%		28.6	%		27.6	%		29.6	%		24.9	%		29.8	%		30.8	%

18

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Consolidated Segment Net Income and Segment Net Operating Income (continued)

(amounts in millions)

	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other			Total
Twelve months ended December 31, 2005	Managed Money			Retirement Income			Spread-Based Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance- Canada			Mortgage Insurance- Australia			Other Mortgage Insurance			Payment Protection Insurance			Total
REVENUES:
Premiums	$	—		$	855		$	—		$	813		$	1,680		$	3,348		$	228		$	149		$	58		$	1,369		$	1,804		$	447		$	39		$	5,638
Net investment income		—			1,371			442			493			652			2,958			87			58			12			97			254			130			147			3,489
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			—			—			(1	)		(1	)
Policy fees and other income		132			112			—			317			15			576			17			2			—			26			45			26			13			660
Total revenues		132			2,338			442			1,623			2,347			6,882			332			209			70			1,492			2,103			603			198			9,786
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			1,111			—			663			1,547			3,321			29			9			7			263			308			117			7			3,753
Interest credited		—			681			375			235			132			1,423			—			—			—			—			—			—			—			1,423
Acquisition and operating expenses, net of deferrals		118			131			10			134			298			691			55			28			45			747			875			161			94			1,821
Amortization of deferred acquisition costs and intangibles		—			131			—			111			103			345			8			9			4			340			361			35			10			751
Interest expense		—			3			—			52			—			55			—			—			—			—			—			—			238			293
Total benefits and expenses		118			2,057			385			1,195			2,080			5,835			92			46			56			1,350			1,544			313			349			8,041
INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		14			281			57			428			267			1,047			240			163			14			142			559			290			(151	)		1,745
Provision (benefit) for income taxes		4			81			20			153			95			353			87			57			4			52			200			52			(46	)		559
SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS		10			200			37			275			172			694			153			106			10			90			359			238			(105	)		1,186
ADJUSTMENTS TO SEGMENT NET INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—			—			—			1			1
SEGMENT NET OPERATING INCOME (LOSS)	$	10		$	200		$	37		$	275		$	172		$	694		$	153		$	106		$	10		$	90		$	359		$	238		$	(104	)	$	1,187
Effective tax rate (operating income)		28.6	%		28.8	%		35.1	%		35.7	%		35.6	%		33.7	%		36.3	%		35.0	%		28.6	%		36.6	%		35.8	%		17.9	%		30.7	%		32.0	%

19

Retirement and Protection

20

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income—Retirement and Protection

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	861		$	923		$	884		$	826		$	3,494		$	817		$	813		$	865		$	853		$	3,348
Net investment income		840			803			817			777			3,237			798			742			708			710			2,958
Net investment gains (losses)		(6	)		(6	)		(47	)		(5	)		(64	)		—			—			—			—			—
Policy fees and other income		189			166			178			165			698			148			161			129			138			576
Total revenues		1,884			1,886			1,832			1,763			7,365			1,763			1,716			1,702			1,701			6,882
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		893			935			873			820			3,521			812			804			837			868			3,321
Interest credited		388			382			378			372			1,520			373			364			346			340			1,423
Acquisition and operating expenses, net of deferrals		207			203			208			189			807			183			182			168			158			691
Amortization of deferred acquisition costs and intangibles		103			76			106			83			368			87			91			103			64			345
Interest expense		43			36			35			26			140			20			14			12			9			55
Total benefits and expenses		1,634			1,632			1,600			1,490			6,356			1,475			1,455			1,466			1,439			5,835
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		250			254			232			273			1,009			288			261			236			262			1,047
Provision for income taxes		68			87			83			98			336			98			88			75			92			353
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		182			167			149			175			673			190			173			161			170			694
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		2			3			22			3			30			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	184		$	170		$	171		$	178		$	703		$	190		$	173		$	161		$	170		$	694
Effective tax rate (operating income)		27.4	%		34.1	%		35.7	%		36.0	%		33.4	%		34.0	%		33.7	%		31.8	%		35.1	%		33.7	%

21

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Managed Money

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		1			—			1			—			2			—			—			—			—			—
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—
Policy fees and other income		64			46			46			41			197			35			33			32			32			132
Total revenues		65			46			47			41			199			35			33			32			32			132
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		53			38			39			37			167			31			29			29			29			118
Amortization of deferred acquisition costs and intangibles		—			—			—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—			—
Total benefits and expenses		53			38			39			37			167			31			29			29			29			118
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		12			8			8			4			32			4			4			3			3			14
Provision for income taxes		5			3			2			2			12			1			1			1			1			4
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		7			5			6			2			20			3			3			2			2			10
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	7		$	5		$	6		$	2		$	20		$	3		$	3		$	2		$	2		$	10
Effective tax rate (operating income)		41.7	%		37.5	%		25.0	%		50.0	%		37.5	%		25.0	%		25.0	%		33.3	%		33.3	%		28.6	%
SALES:
Sales by Distribution Channel:
Independent Producers	$	984		$	373		$	417		$	299		$	2,073		$	226		$	210		$	222		$	193		$	851
Dedicated Sales Specialist		233			229			226			283			971			247			219			156			130			752
Total Sales	$	1,217		$	602		$	643		$	582		$	3,044		$	473		$	429		$	378		$	323		$	1,603
Assets Under Management:
Account value, beginning of the period	$	6,766		$	6,143		$	5,824		$	5,180		$	5,180		$	4,777		$	4,335		$	4,046		$	3,973		$	3,973
Acquisitions(1)		9,110			—			—			—			9,110			—			—			—			—			—
Deposits		1,217			602			643			582			3,044			473			429			359			324			1,585
Interest credited and investment performance		696			154			(159	)		254			945			72			160			58			(96	)		194
Surrenders, benefits and product charges		(496	)		(133	)		(165	)		(192	)		(986	)		(142	)		(147	)		(128	)		(155	)		(572	)
Account value, end of period	$	17,293		$	6,766		$	6,143		$	5,824		$	17,293		$	5,180		$	4,777		$	4,335		$	4,046		$	5,180

Managed Money results represent AssetMark Investment Services, Inc., Genworth Financial Asset Management, Inc., Genworth Financial Advisers Corporation, Genworth Financial Trust Company and Capital Brokerage Corporation.

⁽¹⁾ On October 20, 2006, we acquired AssetMark Investment Services, Inc., an investment management and advisory company. Assets under management at acquisition date were $9,110 million.

22

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income—Retirement Income

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	146		$	210		$	200		$	180		$	736		$	181		$	189		$	241		$	244		$	855
Net investment income		330			331			341			333			1,335			367			342			327			335			1,371
Net investment gains (losses)		(7	)		(7	)		(42	)		(7	)		(63	)		—			—			—			—			—
Policy fees and other income		40			39			38			36			153			28			28			30			26			112
Total revenues		509			573			537			542			2,161			576			559			598			605			2,338
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		223			284			267			241			1,015			255			247			301			308			1,111
Interest credited		153			158			159			164			634			170			173			170			168			681
Acquisition and operating expenses, net of deferrals		31			36			39			33			139			33			35			35			28			131
Amortization of deferred acquisition costs and intangibles		52			45			40			36			173			39			33			32			27			131
Interest expense		1			2			1			1			5			1			1			1			—			3
Total benefits and expenses		460			525			506			475			1,966			498			489			539			531			2,057
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		49			48			31			67			195			78			70			59			74			281
Provision for income taxes		3			13			11			23			50			24			20			12			25			81
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		46			35			20			44			145			54			50			47			49			200
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		3			4			18			5			30			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	49		$	39		$	38		$	49		$	175		$	54		$	50		$	47		$	49		$	200
Effective tax rate (operating income)		7.9	%		26.4	%		36.7	%		33.8	%		27.2	%		30.8	%		28.6	%		20.3	%		33.8	%		28.8	%

23

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		5			5			5			4			19			6			4			5			4			19
Net investment gains (losses)		1			(1	)		—			—			—			—			—			—			—			—
Policy fees and other income		36			33			31			30			130			23			24			25			23			95
Total revenues		42			37			36			34			149			29			28			30			27			114
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3			3			3			1			10			—			2			4			1			7
Interest credited		3			3			4			4			14			5			1			4			3			13
Acquisition and operating expenses, net of deferrals		6			9			10			6			31			5			6			4			(2	)		13
Amortization of deferred acquisition costs and intangibles		6			6			6			5			23			5			5			4			3			17
Interest expense		—			—			—			—			—			—			—			—			—			—
Total benefits and expenses		18			21			23			16			78			15			14			16			5			50
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		24			16			13			18			71			14			14			14			22			64
Provision for income taxes		5			1			4			5			15			3			3			2			7			15
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		19			15			9			13			56			11			11			12			15			49
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		1			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	18		$	16		$	9		$	13		$	56		$	11		$	11		$	12		$	15		$	49
Effective tax rate (operating income)		22.6	%		5.9	%		30.8	%		27.8	%		21.4	%		21.4	%		21.4	%		14.3	%		31.8	%		23.4	%
SALES:
Sales by Product:
Income Distribution Series(1)	$	400		$	327		$	307		$	264		$	1,298		$	201		$	99		$	95		$	86		$	481
Traditional Variable Annuities		130			111			140			138			519			134			142			159			178			613
Variable Life		3			3			1			4			11			3			3			5			3			14
Total Sales	$	533		$	441		$	448		$	406		$	1,828		$	338		$	244		$	259		$	267		$	1,108
Sales by Distribution Channel:
Financial Intermediaries	$	498		$	408		$	420		$	375		$	1,701		$	308		$	221		$	243		$	247		$	1,019
Independent Producers		10			12			9			9			40			10			8			6			9			33
Dedicated Sales Specialist		25			21			19			22			87			20			15			10			11			56
Total Sales	$	533		$	441		$	448		$	406		$	1,828		$	338		$	244		$	259		$	267		$	1,108

Sales from our fee-based products represent new and additional premiums/deposits.

⁽¹⁾ Income Distribution Series products are comprised of our retirement income and annuity product and variable annuity riders that provide similar income features.

24

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Fee-Based

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series(1)
Account value, net of reinsurance, beginning of period	$	1,929		$	1,555		$	1,235		$	911		$	911		$	747		$	634		$	540		$	462		$	462
Deposits		411			334			350			281			1,376			170			109			92			85			456
Interest credited and investment performance		105			68			(5	)		59			227			6			13			8			(4	)		23
Surrenders, benefits and product charges		(43	)		(28	)		(25	)		(16	)		(112	)		(12	)		(9	)		(6	)		(3	)		(30	)
Account value, net of reinsurance, end of period		2,402			1,929			1,555			1,235			2,402			911			747			634			540			911
Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		1,585			1,458			1,360			1,182			1,182			1,048			902			747			632			632
Deposits		126			105			147			132			510			123			137			145			143			548
Interest credited and investment performance		104			54			(19	)		78			217			32			35			29			(13	)		83
Surrenders, benefits and product charges		(35	)		(32	)		(30	)		(32	)		(129	)		(21	)		(26	)		(19	)		(15	)		(81	)
Account value, net of reinsurance, end of period		1,780			1,585			1,458			1,360			1,780			1,182			1,048			902			747			1,182
Variable Life Insurance
Account value, beginning of the period		371			367			377			363			363			355			347			335			345			345
Deposits		7			7			7			9			30			8			7			11			8			34
Interest credited and investment performance		23			10			(5	)		18			46			12			13			11			(11	)		25
Surrenders, benefits and product charges		(10	)		(13	)		(12	)		(13	)		(48	)		(12	)		(12	)		(10	)		(7	)		(41	)
Account value, end of period		391			371			367			377			391			363			355			347			335			363
Total Retirement Income—Fee-Based	$	4,573		$	3,885		$	3,380		$	2,972		$	4,573		$	2,456		$	2,150		$	1,883		$	1,622		$	2,456

⁽¹⁾ Income Distribution Series products are comprised of our retirement income and annuity product and variable annuity riders that provide similar income features.

25

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	146		$	210		$	200		$	180		$	736		$	181		$	189		$	241		$	244		$	855
Net investment income		325			326			336			329			1,316			361			338			322			331			1,352
Net investment gains (losses)		(8	)		(6	)		(42	)		(7	)		(63	)		—			—			—			—			—
Policy fees and other income		4			6			7			6			23			5			4			5			3			17
Total revenues		467			536			501			508			2,012			547			531			568			578			2,224
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		220			281			264			240			1,005			255			245			297			307			1,104
Interest credited		150			155			155			160			620			165			172			166			165			668
Acquisition and operating expenses, net of deferrals		25			27			29			27			108			28			29			31			30			118
Amortization of deferred acquisition costs and intangibles		46			39			34			31			150			34			28			28			24			114
Interest expense		1			2			1			1			5			1			1			1			—			3
Total benefits and expenses		442			504			483			459			1,888			483			475			523			526			2,007
																			��
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		25			32			18			49			124			64			56			45			52			217
Provision (benefit) for income taxes		(2	)		12			7			18			35			21			17			10			18			66
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		27			20			11			31			89			43			39			35			34			151
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		4			3			18			5			30			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	31		$	23		$	29		$	36		$	119		$	43		$	39		$	35		$	34		$	151
Effective tax rate (operating income)		-3.3	%		36.1	%		38.3	%		35.7	%		29.6	%		32.8	%		30.4	%		22.2	%		34.6	%		30.4	%
SALES:
Sales by Product:
Structured Settlements	$	10		$	37		$	43		$	47		$	137		$	51		$	50		$	93		$	153		$	347
Single Premium Immediate Annuities		228			250			215			200			893			193			190			164			166			713
Fixed Annuities		202			360			261			189			1,012			343			378			686			364			1,771
Total Sales	$	440		$	647		$	519		$	436		$	2,042		$	587		$	618		$	943		$	683		$	2,831
Sales by Distribution Channel:
Financial Intermediaries	$	322		$	517		$	409		$	323		$	1,571		$	467		$	487		$	771		$	441		$	2,166
Independent Producers		108			112			106			107			433			113			124			164			230			631
Dedicated Sales Specialists		10			18			4			6			38			7			7			8			12			34
Total Sales	$	440		$	647		$	519		$	436		$	2,042		$	587		$	618		$	943		$	683		$	2,831
Premiums by Product:
Single Premium Immediate Annuities	$	137		$	178		$	160		$	129		$	604		$	144		$	129		$	139		$	141		$	553
Structured Settlements		9			32			40			51			132			37			60			102			103			302
Total Premiums	$	146		$	210		$	200		$	180		$	736		$	181		$	189		$	241		$	244		$	855

Sales from our life-contingent spread-based retail products represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Sales from our non-life-contingent spread-based retail products represent new and additional premiums/deposits.

26

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Spread-Based

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	14,449		$	14,835		$	15,241		$	15,547		$	15,547		$	15,676		$	15,540		$	15,214		$	15,113		$	15,113
Deposits		245			424			326			267			1,262			356			530			699			285			1,870
Interest credited		133			137			139			145			554			151			154			150			150			605
Surrenders, benefits and product charges		(855	)		(947	)		(871	)		(718	)		(3,391	)		(636	)		(548	)		(523	)		(334	)		(2,041	)
Account value, net of reinsurance, end of period		13,972			14,449			14,835			15,241			13,972			15,547			15,676			15,540			15,214			15,547
Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,064			5,888			5,772			5,680			5,680			5,578			5,488			5,415			5,344			5,344
Premiums and deposits		269			294			290			250			1,103			240			230			215			212			897
Interest credited		83			82			78			80			323			79			77			80			77			313
Surrenders, benefits and product charges		(242	)		(200	)		(252	)		(238	)		(932	)		(217	)		(217	)		(222	)		(218	)		(874	)
Account value, net of reinsurance, end of period		6,174			6,064			5,888			5,772			6,174			5,680			5,578			5,488			5,415			5,680
Structured Settlements
Account value, net of reinsurance, beginning of period		1,003			966			925			871			871			831			765			653			533			533
Premiums and deposits		9			37			45			58			149			41			69			116			124			350
Interest credited		14			14			13			12			53			12			11			11			11			45
Surrenders, benefits and product charges		(15	)		(14	)		(17	)		(16	)		(62	)		(13	)		(14	)		(15	)		(15	)		(57	)
Account value, net of reinsurance, end of period		1,011			1,003			966			925			1,011			871			831			765			653			871
Total Retirement Income—Spread-Based, net of reinsurance	$	21,157		$	21,516		$	21,689		$	21,938		$	21,157		$	22,098		$	22,085		$	21,793		$	21,282		$	22,098

27

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Spread-Based Institutional

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		157			144			145			132			578			126			113			105			98			442
Net investment gains (losses)		—			(1	)		(3	)		(2	)		(6	)		—			—			—			—			—
Policy fees and other income		—			—			—			—			—			—			—			—			—			—
Total revenues		157			143			142			130			572			126			113			105			98			442
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—			—
Interest credited		139			128			123			114			504			106			101			86			82			375
Acquisition and operating expenses, net of deferrals		2			2			2			2			8			4			2			2			2			10
Amortization of deferred acquisition costs and intangibles		—			1			—			—			1			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—			—
Total benefits and expenses		141			131			125			116			513			110			103			88			84			385
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		16			12			17			14			59			16			10			17			14			57
Provision for income taxes		6			4			6			5			21			5			4			6			5			20
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		10			8			11			9			38			11			6			11			9			37
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			1			2			1			4			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	10		$	9		$	13		$	10		$	42		$	11		$	6		$	11		$	9		$	37
Effective tax rate (operating income)		37.5	%		30.8	%		35.0	%		37.5	%		35.4	%		31.3	%		40.0	%		35.3	%		35.7	%		35.1	%
SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	85		$	146		$	29		$	57		$	317		$	31		$	81		$	105		$	49		$	266
Funding Agreements Backing Notes		800			450			300			700			2,250			500			1,000			150			300			1,950
Funding Agreements		—			—			50			—			50			—			—			100			—			100
Total Sales	$	885		$	596		$	379		$	757		$	2,617		$	531		$	1,081		$	355		$	349		$	2,316

Sales from our spread-based institutional products represent new and additional premiums/deposits. These products are sold through specialized brokers and investment brokers as well as directly to the contractholder.

28

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Assets Under Management by Contract Type —Spread-Based Institutional

(amounts in millions)

				2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements and Funding Agreements Backing Notes
Account value, net of reinsurance, beginning of period	$	9,812		$	9,886		$	9,766		$	9,777		$	9,777		$	9,998		$	9,162		$	9,408		$	9,541		$	9,541
Deposits		971			676			498			980			3,125			587			1,402			871			841			3,701
Interest credited		139			128			123			114			504			107			101			86			82			376
Surrenders and benefits		(439	)		(878	)		(501	)		(1,105	)		(2,923	)		(915	)		(667	)		(1,203	)		(1,056	)		(3,841	)
Account value, end of period	$	10,483		$	9,812		$	9,886		$	9,766		$	10,483		$	9,777		$	9,998		$	9,162		$	9,408		$	9,777
By Contract Type:
Guaranteed Investment Contracts	$	2,241		$	2,373		$	2,619		$	2,849					$	3,142		$	3,217		$	3,264		$	3,302
Funding agreements backing notes		5,544			4,741			4,569			4,270						3,957			4,054			3,172			3,381
Funding agreements		2,698			2,698			2,698			2,647						2,678			2,727			2,726			2,725
	$	10,483		$	9,812		$	9,886		$	9,766					$	9,777		$	9,998		$	9,162		$	9,408
Funding agreements by liquidity provisions:
90 day	$	425		$	425		$	425		$	425					$	558		$	858		$	1,108		$	1,308
180 day		450			450			450			450						450			550			350			150
No put		1,235			1,235			1,485			1,485						1,385			1,035			985			1,010
13 month rolling maturity		575			575			325			275						275			275			275			250
Accrued interest		13			13			13			12						10			9			8			7
Total funding agreements	$	2,698		$	2,698		$	2,698		$	2,647					$	2,678		$	2,727		$	2,726		$	2,725

29

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Life Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	225		$	228		$	226		$	221		$	900		$	207		$	212		$	193		$	201		$	813
Net investment income		156			146			146			138			586			134			122			116			121			493
Net investment gains (losses)		—			(3	)		(1	)		—			(4	)		—			—			—			—			—
Policy fees and other income		82			74			86			83			325			80			94			65			78			317
Total revenues		463			445			457			442			1,807			421			428			374			400			1,623
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		178			183			171			183			715			158			168			165			172			663
Interest credited		59			59			60			60			238			59			59			58			59			235
Acquisition and operating expenses, net of deferrals		32			39			35			36			142			36			36			28			34			134
Amortization of deferred acquisition costs and intangibles		33			7			38			21			99			26			39			26			20			111
Interest expense		42			34			34			25			135			19			13			11			9			52
Total benefits and expenses		344			322			338			325			1,329			298			315			288			294			1,195
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		119			123			119			117			478			123			113			86			106			428
Provision for income taxes		36			45			43			43			167			44			40			31			38			153
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		83			78			76			74			311			79			73			55			68			275
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			1			1			—			2			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	83		$	79		$	77		$	74		$	313		$	79		$	73		$	55		$	68		$	275
Effective tax rate (operating income)		30.3	%		37.3	%		35.8	%		36.8	%		35.1	%		35.8	%		35.4	%		36.0	%		35.8	%		35.7	%
SALES:
Sales by Product:
Term Life	$	33		$	36		$	37		$	34		$	140		$	37		$	38		$	34		$	29		$	138
Universal Life:
Annualized first-year deposits		13			9			10			9			41			7			7			6			7			27
Excess deposits(1)		33			24			22			19			98			20			12			8			6			46
Total Universal Life		46			33			32			28			139			27			19			14			13			73
Total Sales	$	79		$	69		$	69		$	62		$	279		$	64		$	57		$	48		$	42		$	211
Sales by Distribution Channel:
Financial Intermediaries	$	1		$	1		$	1		$	1		$	4		$	1		$	1		$	1		$	3		$	6
Independent Producers		78			68			68			61			275			63			56			47			39			205
Total Sales	$	79		$	69		$	69		$	62		$	279		$	64		$	57		$	48		$	42		$	211

Sales from our term life insurance product represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Sales from our universal life product represent annualized first-year deposits and excess deposits.

⁽¹⁾ Excess deposits reported in the fourth quarter of 2006 include $8 million of sales from the second and third quarters of 2006 not previously recognized.

30

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Life Insurance In-force

(amounts in millions)

			2006						2005
	Q4		Q3		Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	429,803	$	422,163	$	409,103	$	393,812	$	379,378	$	366,131	$	350,224	$	337,927
Life insurance in-force before reinsurance	$	595,045	$	583,780	$	571,014	$	554,472	$	540,257	$	525,264	$	508,330	$	494,431
Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	40,669	$	41,595	$	40,850	$	40,890	$	40,711	$	41,722	$	42,110	$	42,428
Life insurance in-force before reinsurance	$	49,572	$	49,337	$	49,207	$	49,335	$	49,353	$	49,613	$	49,846	$	50,805
Total life insurance
Life insurance in-force, net of reinsurance	$	470,472	$	463,758	$	449,953	$	434,702	$	420,089	$	407,853	$	392,334	$	380,355
Life insurance in-force before reinsurance	$	644,617	$	633,117	$	620,221	$	603,807	$	589,610	$	574,877	$	558,176	$	545,236

31

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Long-Term Care Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	490		$	485		$	458		$	425		$	1,858		$	429		$	412		$	431		$	408		$	1,680
Net investment income		196			182			184			174			736			171			165			160			156			652
Net investment gains (losses)		1			5			(1	)		4			9			—			—			—			—			—
Policy fees and other income		3			7			8			5			23			5			6			2			2			15
Total revenues		690			679			649			608			2,626			605			583			593			566			2,347
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		492			468			435			396			1,791			399			389			371			388			1,547
Interest credited		37			37			36			34			144			38			31			32			31			132
Acquisition and operating expenses, net of deferrals		89			88			93			81			351			79			80			74			65			298
Amortization of deferred acquisition costs and intangibles		18			23			28			26			95			22			19			45			17			103
Interest expense		—			—			—			—			—			—			—			—			—			—
Total benefits and expenses		636			616			592			537			2,381			538			519			522			501			2,080
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		54			63			57			71			245			67			64			71			65			267
Provision for income taxes		18			22			21			25			86			24			23			25			23			95
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		36			41			36			46			159			43			41			46			42			172
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(3	)		1			(3	)		(6	)		—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	35		$	38		$	37		$	43		$	153		$	43		$	41		$	46		$	42		$	172
Effective tax rate (operating income)		34.0	%		34.5	%		36.2	%		35.8	%		35.2	%		35.8	%		35.9	%		35.2	%		35.4	%		35.6	%
SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	7		$	6		$	5		$	6		$	24		$	5		$	4		$	5		$	5		$	19
Independent Producers		24			27			22			21			94			19			18			17			18			72
Dedicated Sales Specialist		11			11			14			14			50			14			16			16			15			61
Total Individual Long-Term Care		42			44			41			41			168			38			38			38			38			152
Group Long-Term Care		—			—			1			—			1			5			—			1			—			6
Medicare Supplement and Other A&H		7			7			9			7			30			3			3			3			3			12
Linked Benefit		3			—			—			—			3			—			—			—			—			—
Total Sales	$	52		$	51		$	51		$	48		$	202		$	46		$	41		$	42		$	41		$	170
Total Long-Term Care
Earned Premium	$	423		$	418		$	407		$	399		$	1,647		$	402		$	389		$	400		$	381		$	1,572
Loss Ratio(a)		71.5	%		65.6	%		64.4	%		59.6	%		65.4	%		58.7	%		64.0	%		55.6	%		65.1	%		60.8	%
Gross Benefits Ratio(b)		106.3	%		99.1	%		98.0	%		92.7	%		99.1	%		94.1	%		96.7	%		87.3	%		96.1	%		93.5	%
Medicare Supplement and A&H
Earned Premium	$	64		$	68		$	53		$	26		$	211		$	27		$	27		$	27		$	26		$	107
Loss Ratio(a)		60.7	%		76.5	%		67.6	%		94.6	%		71.4	%		74.5	%		46.1	%		72.1	%		79.0	%		67.9	%

Sales from our long-term care products represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period.

^(a) We calculate the loss ratio for our products by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

^(b) We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premium.

32

International

33

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income—International

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	446		$	454		$	473		$	422		$	1,795		$	424		$	450		$	459		$	471		$	1,804
Net investment income		101			75			71			67			314			66			62			61			65			254
Net investment gains (losses)		1			(1	)		—			1			1			—			—			—			—			—
Policy fees and other income		3			10			12			9			34			11			13			13			8			45
Total revenues		551			538			556			499			2,144			501			525			533			544			2,103
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		103			81			80			75			339			77			77			75			79			308
Interest credited		—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		188			228			226			208			850			212			208			244			211			875
Amortization of deferred acquisition costs and intangibles		55			73			83			72			283			68			98			84			111			361
Interest expense		6			—			—			—			6			—			—			—			—			—
Total benefits and expenses		352			382			389			355			1,478			357			383			403			401			1,544
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		199			156			167			144			666			144			142			130			143			559
Provision for income taxes		58			49			48			42			197			51			51			46			52			200
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		141			107			119			102			469			93			91			84			91			359
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			—			—			(1	)		—			—			—			—			—
SEGMENT NET OPERATING INCOME(a)	$	140		$	107		$	119		$	102		$	468		$	93		$	91		$	84		$	91		$	359
Effective tax rate (operating income)		29.3	%		31.8	%		28.7	%		28.7	%		29.6	%		35.4	%		35.9	%		35.4	%		36.4	%		35.8	%

^(a) Segment net operating income adjusted for foreign exchange for our international segment was $134 million and $456 million for the three and twelve months ended December 31, 2006, respectively.

34

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	88		$	78		$	72		$	68		$	306		$	67		$	57		$	52		$	52		$	228
Net investment income		30			27			26			25			108			25			21			19			22			87
Net investment gains (losses)		2			—			—			1			3			—			—			—			—			—
Policy fees and other income		—			3			5			3			11			4			6			5			2			17
Total revenues		120			108			103			97			428			96			84			76			76			332
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		14			11			5			11			41			8			6			7			8			29
Acquisition and operating expenses, net of deferrals		15			16			19			16			66			16			14			14			11			55
Amortization of deferred acquisition costs and intangibles		3			3			3			2			11			2			2			2			2			8
Total benefits and expenses		32			30			27			29			118			26			22			23			21			92
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		88			78			76			68			310			70			62			53			55			240
Provision for income taxes		30			24			25			22			101			24			24			18			21			87
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		58			54			51			46			209			46			38			35			34			153
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			—			—			(1	)		—			—			—			—			—
SEGMENT NET OPERATING INCOME(a)	$	57		$	54		$	51		$	46		$	208		$	46		$	38		$	35		$	34		$	153
Effective tax rate (operating income)		33.7	%		30.8	%		32.9	%		31.3	%		32.2	%		34.3	%		38.7	%		34.0	%		38.2	%		36.3	%
SALES:
New Insurance Written (NIW):
Flow	$	6,515		$	8,080		$	6,005		$	4,007		$	24,607		$	5,198		$	5,579		$	4,375		$	3,173		$	18,325
Bulk		301			2,731			140			31			3,203			2,195			319			257			166			2,937
Total International Mortgage Insurance Canada NIW	$	6,816		$	10,811		$	6,145		$	4,038		$	27,810		$	7,393		$	5,898		$	4,632		$	3,339		$	21,262

Sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued mortgage insurance during the specified period.

^(a) Segment net operating income for our Canada platform adjusted for foreign exchange was $56 million and $194 million for the three and twelve months ended December 31, 2006, respectively.

35

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	110		$	48		$	57		$	51		$	266		$	37		$	37		$	41		$	34		$	149
Net investment income		22			20			17			16			75			16			14			14			14			58
Net investment gains (losses)		(1	)		(1	)		—			—			(2	)		—			—			—			—			—
Policy fees and other income		—			—			—			—			—			1			—			—			1			2
Total revenues		131			67			74			67			339			54			51			55			49			209
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		52			18			17			14			101			7			2			5			(5	)		9
Acquisition and operating expenses, net of deferrals		11			8			9			9			37			8			6			7			7			28
Amortization of deferred acquisition costs and intangibles		5			4			2			4			15			2			2			3			2			9
Total benefits and expenses		68			30			28			27			153			17			10			15			4			46
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		63			37			46			40			186			37			41			40			45			163
Provision for income taxes		17			11			11			10			49			13			13			15			16			57
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		46			26			35			30			137			24			28			25			29			106
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME(a)	$	46		$	26		$	35		$	30		$	137		$	24		$	28		$	25		$	29		$	106
Effective tax rate (operating income)		28.1	%		31.6	%		23.9	%		25.0	%		27.1	%		35.1	%		31.7	%		37.5	%		35.6	%		35.0	%
SALES:
New Insurance Written (NIW):
Flow	$	9,833		$	10,679		$	9,467		$	11,904		$	41,883		$	10,060		$	10,254		$	7,552		$	7,866		$	35,732
Bulk		754			1,823			196			465			3,238			314			1,929			3,785			1,334			7,362
Total International Mortgage Insurance Australia NIW	$	10,587		$	12,502		$	9,663		$	12,369		$	45,121		$	10,374		$	12,183		$	11,337		$	9,200		$	43,094

Sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued mortgage insurance during the specified period.

^(a) Segment net operating income for our Australia platform adjusted for foreign exchange was $44 million and $139 million for the three and twelve months ended December 31, 2006, respectively.

36

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Other International Mortgage Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	22		$	18		$	22		$	12		$	74		$	13		$	13		$	14		$	18		$	58
Net investment income		4			5			5			4			18			3			4			3			2			12
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—
Policy fees and other income		1			—			—			—			1			—			—			—			—			—
Total revenues		27			23			27			16			93			16			17			17			20			70
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1			3			4			2			10			1			1			2			3			7
Acquisition and operating expenses, net of deferrals		20			17			16			11			64			12			12			14			7			45
Amortization of deferred acquisition costs and intangibles		2			1			1			1			5			1			1			1			1			4
Total benefits and expenses		23			21			21			14			79			14			14			17			11			56
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		4			2			6			2			14			2			3			—			9			14
Provision for income taxes		—			1			2			1			4			—			1			—			3			4
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		4			1			4			1			10			2			2			—			6			10
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME(a)	$	4		$	1		$	4		$	1		$	10		$	2		$	2		$	—		$	6		$	10
Effective tax rate (operating income)		0.0	%		50.0	%		33.3	%		50.0	%		28.6	%		0.0	%		33.3	%		0.0	%		33.3	%		28.6	%
SALES:
New Insurance Written (NIW):
Flow	$	5,393		$	4,536		$	4,518		$	3,803		$	18,250		$	3,972		$	2,723		$	2,143		$	1,704		$	10,542
Bulk		2,788			825			1,341			171			5,125			141			226			3,291			—			3,658
Total Other International NIW	$	8,181		$	5,361		$	5,859		$	3,974		$	23,375		$	4,113		$	2,949		$	5,434		$	1,704		$	14,200

Sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued mortgage insurance during the specified period.

^(a) Segment net operating income for our Other International platform adjusted for foreign exchange was $3 million and $9 million for the three and twelve months ended December 31, 2006, respectively.

37

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
New Insurance Written
Canada(a)	$	6,800		$	10,800		$	6,200		$	4,000		$	27,800		$	7,400		$	5,900		$	4,600		$	3,300		$	21,200
Australia(b)		10,600			12,500			9,600			12,400			45,100			10,400			12,200			11,400			9,200			43,200
Other International(c)		8,200			5,400			5,900			4,000			23,500			4,100			2,900			5,400			1,700			14,100
Total International New Insurance Written	$	25,600		$	28,700		$	21,700		$	20,400		$	96,400		$	21,900		$	21,000		$	21,400		$	14,200		$	78,500
Net Premiums Written
Canada	$	145		$	178		$	123		$	79		$	525		$	110		$	114		$	92		$	67		$	383
Australia		75			91			74			93			333			73			67			59			59			258
Other International		62			42			47			32			183			29			23			17			11			80
Total International Net Premiums Written	$	282		$	311		$	244		$	204		$	1,041		$	212		$	204		$	168		$	137		$	721
Loss Ratio(d)
Canada		16	%		14	%		7	%		16	%		13	%		12	%		10	%		13	%		15	%		12	%
Australia		47	%		37	%		30	%		29	%		38	%		20	%		5	%		13	%		-14	%		7	%
Other International		6	%		18	%		15	%		14	%		13	%		9	%		9	%		11	%		17	%		12	%
Total International Loss Ratio		30	%		22	%		17	%		21	%		24	%		14	%		8	%		13	%		6	%		10	%
Expense Ratio(e)
Canada		13	%		11	%		18	%		23	%		15	%		16	%		15	%		17	%		19	%		16	%
Australia		22	%		13	%		15	%		14	%		16	%		13	%		14	%		16	%		15	%		14	%
Other International		34	%		43	%		34	%		41	%		37	%		50	%		52	%		90	%		79	%		63	%
Total International Expense Ratio		20	%		16	%		20	%		21	%		19	%		19	%		18	%		24	%		22	%		21	%
Primary Insurance In-force
Canada	$	113,200		$	112,200		$	101,900		$	92,800					$	89,300		$	81,000		$	71,500		$	77,100
Australia		174,100			167,300			133,100			133,600						127,300			123,800			114,900			110,800
Other International		44,700			40,100			36,600			30,400						27,600			26,200			23,800			22,000
Total International Primary Insurance In-force	$	332,000		$	319,600		$	271,600		$	256,800					$	244,200		$	231,000		$	210,200		$	209,900
Total Risk In-force(f)
Canada	$	39,600		$	39,300		$	35,700		$	32,500					$	31,200		$	28,300		$	25,000		$	27,000
Australia		61,000			58,500			46,600			46,700						44,600			43,300			40,300			38,800
Other International		5,700			4,900			4,300			3,600						3,200			2,900			2,500			2,200
Total International Risk In-force	$	106,300		$	102,700		$	86,600		$	82,800					$	79,000		$	74,500		$	67,800		$	68,000

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

^(a) New insurance written for our Canada platform adjusted for foreign exchange was $6,600 and $25,900 for the three and twelve months ended December 31, 2006, respectively.

^(b) New insurance written for our Australia platform adjusted for foreign exchange was $10,400 and $46,000 for the three and twelve months ended December 31, 2006, respectively.

^(c) New insurance written for our Other International platform adjusted for foreign exchange was $7,400 and $23,100 for the three and twelve months ended December 31, 2006, respectively.

^(d) The ratio of incurred losses and loss adjustment expense to net premiums earned.

^(e) The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

^(f) Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an “Effective Risk In-force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

38

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Premium Recognition Curve and Loss Factor Update

(amounts in millions)

	International Mortgage Insurance
	Q4 2006 Before Impact of Adjustments			Adjustments				Q4 2006 Reported
				Australia		Canada
REVENUES:
Premiums	$	160		$	52	$	8	$	220
Net investment income		56			—		—		56
Net investment gains (losses)		1			—		—		1
Policy fees and other income		1			—		—		1
Total revenues		218			52		8		278
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		33			34		—		67
Acquisition and operating expenses, net of deferrals		46			—		—		46
Amortization of deferred acquisition costs and intangibles		7			3		—		10
Total benefits and expenses		86			37		—		123
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		132			15		8		155
Provision for income taxes		39			5		3		47
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		93			10		5		108
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—		—		(1	)
SEGMENT NET OPERATING INCOME	$	92		$	10	$	5	$	107
Loss Ratio(1)		21	%						30	%
Loss Ratio by Platform
Australia(1)		31	%(2)						47	%
Canada(1)		18	%						16	%

⁽¹⁾ Loss ratios are calculated by dividing benefits and other changes in policy reserves by premiums.

⁽²⁾ The Australia loss ratio before impact of adjustments includes $6 million of premiums recognized from excess cancellations. Excluding the excess cancellations during the quarter, our loss ratio is 35%.

Non-GAAP Definition of Loss Ratio Before Impact of Adjustments

The results and ratios “before impact of adjustments” are non-GAAP measures based on financial information not in accordance with GAAP. The adjustments included on this page include the impact of the cumulative adjustment of earned premiums, with a related amortization of deferred acquisition costs adjustment, and the increase to losses due to an update of loss factors. The cumulative adjustment of earned premiums is the result of a study to update the amortization pattern of unearned premiums based on historical experience and estimated expected future expiration of risk. Management believes the loss ratios before the impact of the adjustments enhances understanding of our loss experience of our International Mortgage Insurance business. However, the loss ratios “before impact of adjustments” should not be viewed as a substitute for the loss ratios calculated based on GAAP financial information.

39

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Payment Protection Insurance

(amounts in millions)

				2006												2005
	Q4(a)			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	226		$	310		$	322		$	291		$	1,149		$	307		$	343		$	352		$	367		$	1,369
Net investment income		45			23			23			22			113			22			23			25			27			97
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—
Policy fees and other income		2			7			7			6			22			6			7			8			5			26
Total revenues		273			340			352			319			1,284			335			373			385			399			1,492
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		36			49			54			48			187			61			68			61			73			263
Interest credited		—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		142			187			182			172			683			176			176			209			186			747
Amortization of deferred acquisition costs and intangibles		45			65			77			65			252			63			93			78			106			340
Interest expense		6			—			—			—			6			—			—			—			—			—
Total benefits and expenses		229			301			313			285			1,128			300			337			348			365			1,350
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			39			39			34			156			35			36			37			34			142
Provision for income taxes		11			13			10			9			43			14			13			13			12			52
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		33			26			29			25			113			21			23			24			22			90
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME(b)	$	33		$	26		$	29		$	25		$	113		$	21		$	23		$	24		$	22		$	90
Effective tax rate (operating income)		25.0	%		33.3	%		25.6	%		26.5	%		27.6	%		40.0	%		36.1	%		35.1	%		35.3	%		36.6	%
SALES:
Payment Protection:
Traditional indemnity premiums	$	203		$	424		$	454		$	389		$	1,470		$	394		$	429		$	474		$	432		$	1,729
Premium equivalents for administrative services only business		51			31			14			30			126			27			25			27			21			100
Reinsurance premiums assumed accounted for under the deposit method		437			97			32			—			566			—			—			—			—			—
Total Payment Protection		691			552			500			419			2,162			421			454			501			453			1,829
Mexico operations		18			18			15			16			67			16			14			12			12			54
Total Sales(c)	$	709		$	570		$	515		$	435		$	2,229		$	437		$	468		$	513		$	465		$	1,883

Sales from our payment protection insurance business represent total written premiums, deposits and premium equivalents for third-party administered business, gross of ceded reinsurance and cancellations, during the specified period.

Beginning in 2006, our Mexico-domiciled insurer is reported within the payment protection insurance business. All quarters presented have been revised to combine our Mexico-domiciled insurer operations with payment protection insurance. The revision has also been made to reflect the impact on Corporate and Other where our Mexico-domiciled insurer was previously reported. Sales from our Mexico-domiciled insurer represent net written premium, net of cancellations.

^(a) During the fourth quarter of 2006, approximately $73 million of premiums related to certain reinsurance assumed business were reclassified from reinsurance accounting to the deposit method of accounting. This change in accounting also resulted in reclassifications in the investment income, benefits and other changes in policyholder reserves and interest expense captions on the income statement, but had no impact on segment net income or segment net operating income in the fourth quarter of 2006. The fourth quarter 2006 reclassification to the deposit method of accounting presented above was a cumulative catch-up for the previous three quarters of 2006. To better facilitate the analysis of PPI’s sales, revenue and expense trends, page 41 presents all 2006 and 2005 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on segment net income from continuing operations or segment net operating income for all periods presented.

^(b) Segment net operating income adjusted for foreign exchange for our payment protection insurance business was $31 million and $114 million for the three and twelve months ended December 31, 2006, respectively.

^(c) Sales adjusted for foreign exchange for our payment protection insurance business was $653 million and $2,207 million for the three and twelve months ended December 31, 2006, respectively.

40

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—Payment Protection Insurance

(Supplemental Analysis—Prior Quarters Adjusted for Change in Accounting)

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	277		$	287		$	306		$	279		$	1,149		$	292		$	328		$	343		$	357		$	1,320
Net investment income		29			31			28			25			113			25			26			28			30			109
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—
Policy fees and other income		8			3			5			6			22			6			7			8			5			26
Total revenues		314			321			339			310			1,284			323			361			379			392			1,455
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		54			41			48			44			187			56			65			58			75			254
Interest credited		—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		151			183			179			170			683			165			162			200			173			700
Amortization of deferred acquisition costs and intangibles		64			56			72			60			252			67			98			84			110			359
Interest expense		1			2			1			2			6			—			—			—			—			—
Total benefits and expenses		270			282			300			276			1,128			288			325			342			358			1,313
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			39			39			34			156			35			36			37			34			142
Provision for income taxes		11			13			10			9			43			14			13			13			12			52
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		33			26			29			25			113			21			23			24			22			90
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	33		$	26		$	29		$	25		$	113		$	21		$	23		$	24		$	22		$	90
Effective tax rate (operating income)		25.0	%		33.3	%		25.6	%		26.5	%		27.6	%		40.0	%		36.1	%		35.1	%		35.3	%		36.6	%
SALES:
Payment Protection:
Traditional indemnity premiums	$	476		$	307		$	369		$	318		$	1,470		$	348		$	383		$	435		$	399		$	1,565
Premium equivalents for administrative services only business		51			31			14			30			126			27			25			27			21			100
Reinsurance premiums assumed accounted for under the deposit method		164			214			117			71			566			46			46			39			33			164
Total Payment Protection		691			552			500			419			2,162			421			454			501			453			1,829
Mexico operations		18			18			15			16			67			16			14			12			12			54
Total Sales	$	709		$	570		$	515		$	435		$	2,229		$	437		$	468		$	513		$	465		$	1,883
Details of Premiums:
Continuing business	$	271		$	265		$	269		$	254		$	1,059		$	241		$	248		$	262		$	266		$	1,017
Travel and runoff block		6			22			37			25			90			51			80			81			91			303
Total Premiums	$	277		$	287		$	306		$	279		$	1,149		$	292		$	328		$	343		$	357		$	1,320

Supplemental Analysis for Change in Accounting:

During the fourth quarter of 2006, approximately $73 million of premiums related to certain reinsurance assumed business were reclassified from reinsurance accounting to the deposit method of accounting. This change in accounting also resulted in reclassifications in the investment income, benefits and other changes in policyholder reserves and interest expense captions on the income statement, but had no impact on segment net income or segment net operating income in the fourth quarter of 2006. The fourth quarter 2006 reclassification to the deposit method of accounting presented on page 40 was treated as a cumulative catch-up for the previous three quarters of 2006.

To better facilitate the analysis of PPI’s sales, revenue and expense trends, the above represents all 2006 and 2005 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on segment net income from continuing operations or segment net operating income for all periods presented.

41

U.S. Mortgage Insurance

42

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Segment Net Income and Segment Net Operating Income and Sales—U.S. Mortgage Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	136		$	118		$	116		$	116		$	486		$	112		$	111		$	113		$	111		$	447
Net investment income		34			34			37			35			140			33			34			32			31			130
Net investment gains (losses)		4			1			1			—			6			—			—			—			—			—
Policy fees and other income		4			5			6			4			19			6			6			7			7			26
Total revenues		178			158			160			155			651			151			151			152			149			603
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		54			44			24			19			141			50			27			25			15			117
Acquisition and operating expenses, net of deferrals		30			35			32			32			129			38			49			40			34			161
Amortization of deferred acquisition costs and intangibles		6			9			7			8			30			9			13			7			6			35
Total benefits and expenses		90			88			63			59			300			97			89			72			55			313
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		88			70			97			96			351			54			62			80			94			290
Provision for income taxes		24			17			24			24			89			7			4			19			22			52
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		64			53			73			72			262			47			58			61			72			238
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		—			(1	)		—			(3	)		—			—			—			—			—
SEGMENT NET OPERATING INCOME	$	62		$	53		$	72		$	72		$	259		$	47		$	58		$	61		$	72		$	238
Effective tax rate (operating income)		26.2	%		23.2	%		25.0	%		25.0	%		24.9	%		13.0	%		6.5	%		23.8	%		23.4	%		17.9	%
SALES:
New Insurance Written (NIW):
Flow	$	7,211		$	6,951		$	6,651		$	5,544		$	26,357		$	6,567		$	7,073		$	6,533		$	4,983		$	25,156
Bulk		8,113			1,172			1,462			1,258			12,005			62			147			687			683			1,579
Pool		261			74			63			41			439			61			—			—			—			61
Total U.S. Mortgage NIW	$	15,585		$	8,197		$	8,176		$	6,843		$	38,801		$	6,690		$	7,220		$	7,220		$	5,666		$	26,796

Sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued mortgage insurance during the specified period.

43

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—U.S. Mortgage Insurance

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
New Insurance Written	$	15,600		$	8,200		$	8,200		$	6,800		$	38,800		$	6,700		$	7,200		$	7,200		$	5,700		$	26,800
Net Premiums Written	$	138		$	121		$	119		$	115		$	493		$	112		$	112		$	111		$	109		$	444
New Risk Written
Flow	$	1,776		$	1,773		$	1,697		$	1,404		$	6,650		$	1,667		$	1,820		$	1,713		$	1,263		$	6,463
Bulk		257			40			41			102			440			2			10			19			9			40
Total Primary		2,033			1,813			1,738			1,506			7,090			1,669			1,830			1,732			1,272			6,503
Pool		9			3			2			2			16			2			—			—			—			2
Total New Risk Written	$	2,042		$	1,816		$	1,740		$	1,508		$	7,106		$	1,671		$	1,830		$	1,732		$	1,272		$	6,505
Loss Ratio(a)		40	%		37	%		21	%		16	%		29	%		45	%		24	%		22	%		14	%		26	%
Expense Ratio(b)		26	%		36	%		33	%		35	%		32	%		42	%		55	%		42	%		37	%		44	%
Primary Insurance In-force	$	113,400		$	104,000		$	102,000		$	100,500					$	100,200		$	101,900		$	104,300		$	106,000
Risk In-force
Flow	$	22,484		$	21,962		$	21,555		$	21,328					$	21,375		$	21,500		$	21,848		$	22,103
Bulk		783			534			498			460						363			370			369			284
Total Primary		23,267			22,496			22,053			21,788						21,738			21,870			22,217			22,387
Pool		452			468			494			516						554			590			643			682
Total Risk In-force	$	23,719		$	22,964		$	22,547		$	22,304					$	22,292		$	22,460		$	22,860		$	23,069

^(a) The ratio of incurred losses and loss adjustment expense to net premiums earned.

^(b) The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

44

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—U.S. Mortgage Insurance

(dollar amounts in millions)

				2006									2005
	Q4			Q3			Q2			Q1			Q4			Q3			Q2			Q1
Risk In-force by Credit Quality
Flow by FICO Scores >619 (%)		91	%		91	%		92	%		92	%		92	%		92	%		92	%		92	%
Flow by FICO Scores 575-619		7	%		7	%		6	%		6	%		6	%		6	%		6	%		6	%
Flow by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%		2	%		2	%
Bulk by FICO Scores >619		97	%		95	%		95	%		94	%		96	%		95	%		95	%		92	%
Bulk by FICO Scores 575-619		2	%		3	%		3	%		4	%		2	%		3	%		3	%		4	%
Bulk by FICO Scores <575		1	%		2	%		2	%		2	%		2	%		2	%		2	%		4	%
Primary A minus and sub-prime		11.2	%		11.1	%		10.8	%		10.6	%		10.4	%		10.1	%		9.9	%		9.9	%
Primary Loans
Primary total loans in-force		778,311			744,867			740,091			740,562			744,970			763,988			786,959			804,839
Primary total loans in default		24,296			23,083			22,069			23,127			27,391			24,478			23,613			24,376
Primary loans total default rate		3.1	%		3.1	%		3.0	%		3.1	%		3.7	%		3.2	%		3.0	%		3.0	%
Flow loans in default		22,966			22,001			21,021			22,070			26,163			23,284			22,392			22,891
Flow loans default rate		3.6	%		3.5	%		3.3	%		3.5	%		4.1	%		3.5	%		3.3	%		3.3	%
Bulk loans in default		1,330			1,082			1,048			1,057			1,228			1,194			1,221			1,485
Bulk loans default rate		1.0	%		1.0	%		0.9	%		1.0	%		1.2	%		1.1	%		1.1	%		1.4	%
A minus and sub-prime loans in default		7,258			6,773			6,185			6,064			7,072			6,420			5,930			6,058
A minus and sub-prime loans default rate		9.6	%		9.3	%		8.8	%		8.8	%		10.5	%		9.6	%		8.9	%		8.9	%
Pool Loans
Pool loans in default		402			446			477			500			597			542			597			648
Pool loans default rate		1.9	%		2.5	%		2.6	%		2.7	%		3.1	%		2.7	%		2.8	%		2.7	%
Claims Paid
Primary Claims Paid (includes LAE)	$	36.0		$	36.0		$	32.2		$	30.6		$	33.8		$	34.0		$	37.9		$	39.6
Pool Claims Paid (includes LAE)	$	0.2		$	—		$	0.4		$	0.1		$	0.1		$	—		$	0.2		$	0.1
Primary Average Claim Severity		99	%		98	%		95	%		96	%		95	%		94	%		95	%		95	%
Other Measures
Flow Persistency(a)		76	%		74	%		71	%		72	%		68	%		59	%		63	%		66	%
Gross written premiums ceded to captives/total direct written premiums		23	%		23	%		24	%		24	%		24	%		24	%		24	%		25	%
Risk to capital ratio(b)		8.6:1			7.9:1			8.0:1			8.1:1			8.2:1			8.6:1			8.9:1			9.4:1

^(a) Excludes bulk transactions and the effect of periodic reconciliations involving single premium mortgage insurance. Including the effect of the periodic reconciliations, flow persistency would be 71% and 65% for the three months ended March 31, 2006 and December 31, 2005, respectively. All other periods shown were unafffected.

^(b) Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

45

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Primary Risk In-force and Primary Default Rate

by Region and State

	December 31, 2006				December 31, 2005
	% of Primary Risk In-force		Primary Default Rate		% of Primary Risk In-force		Primary Default Rate
By Region
Southeast(1)	26	%	3.36	%	25	%	4.03	%
South Central(2)	17		3.18	%	17		4.91	%
Northeast(3)	13		3.34	%	14		3.66	%
North Central(4)	12		2.80	%	12		2.84	%
Great Lakes(5)	10		4.75	%	9		4.96	%
Pacific(6)	8		1.44	%	9		1.79	%
Plains(7)	6		2.52	%	6		2.60	%
New England(8)	4		2.66	%	4		2.56	%
Mid-Atlantic(9)	4		2.21	%	4		2.52	%
Total	100	%	3.12	%	100	%	3.68	%
By State
Florida	9	%	2.17	%	9	%	2.43	%
Texas	7	%	3.89	%	7	%	5.09	%
New York	6	%	2.59	%	6	%	2.87	%
Illinois	5	%	3.08	%	5	%	3.16	%
Georgia	4	%	4.22	%	4	%	4.51	%
North Carolina	4	%	4.04	%	4	%	4.51	%
Pennsylvania	4	%	4.47	%	4	%	4.83	%
Ohio	4	%	4.96	%	4	%	5.40	%
New Jersey	3	%	3.14	%	3	%	3.36	%
California	3	%	0.99	%	3	%	1.14	%

⁽¹⁾ Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾ Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾ New Jersey, New York and Pennsylvania

⁽⁴⁾ Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾ Indiana, Kentucky, Michigan and Ohio

⁽⁶⁾ Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁷⁾ Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾ Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

⁽⁹⁾ Delaware, Maryland, Virginia, Washington D.C. and West Virginia

46

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Premium Recognition Curve and Loss Factor Update

(amounts in millions)

	U.S. Mortgage Insurance
	Q4 2006 Before Impact of Adjustments			Adjustments		Q4 2006 Reported
REVENUES:
Premiums	$	128		$	8	$	136
Net investment income		34			—		34
Net investment gains (losses)		4			—		4
Policy fees and other income		4			—		4
Total revenues		170			8		178
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		54			—		54
Acquisition and operating expenses, net of deferrals		30			—		30
Amortization of deferred acquisition costs and intangibles		6			—		6
Total benefits and expenses		90			—		90
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		80			8		88
Provision for income taxes		21			3		24
SEGMENT NET INCOME FROM CONTINUING OPERATIONS		59			5		64
ADJUSTMENT TO SEGMENT NET INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		—		(2	)
SEGMENT NET OPERATING INCOME	$	57		$	5	$	62
Loss Ratio(1)		42	%				40	%

⁽¹⁾ Loss ratios are calculated by dividing benefits and other changes in policy reserves by premiums.

Non-GAAP Definition of Loss Ratio Before Impact of Adjustments

The results and ratios “before impact of adjustments” are non-GAAP measures based on financial information not in accordance with GAAP. The adjustments included on this page include the impact of the cumulative adjustment of earned premiums, with a related amortization of deferred acquisition costs adjustment, and the increase to losses due to an update of loss factors. The cumulative adjustment of earned premiums is the result of a study to update the amortization pattern of unearned premiums based on historical experience and estimated expected future expiration of risk. Management believes the loss ratios before the impact of the adjustments enhances understanding of our loss experience of our U.S. Mortgage Insurance business. However, the loss ratios “before impact of adjustments” should not be viewed as a substitute for the loss ratios calculated based on GAAP financial information.

47

Corporate and Other

48

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Net Loss and Net Operating Loss—Corporate and Other

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	3		$	10		$	7		$	7		$	27		$	13		$	6		$	13		$	7		$	39
Net investment income		28			20			15			33			96			32			52			29			34			147
Net investment gains (losses)		9			—			(3	)		(18	)		(12	)		11			(6	)		—			(6	)		(1	)
Policy fees and other income		4			3			4			3			14			4			3			2			4			13
Total revenues		44			33			23			25			125			60			55			44			39			198
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			1			1			1			3			1			3			1			2			7
Acquisition and operating expenses, net of deferrals		21			27			17			7			72			38			26			30			—			94
Amortization of deferred acquisition costs and intangibles		1			2			1			1			5			2			3			3			2			10
Interest expense		58			51			53			56			218			60			58			57			63			238
Total benefits and expenses		80			81			72			65			298			101			90			91			67			349
LOSS FROM CONTINUING OPERATIONS BEFORE INCOME		(36	)		(48	)		(49	)		(40	)		(173	)		(41	)		(35	)		(47	)		(28	)		(151	)
TAXES AND ACCOUNTING CHANGE
Benefit from income taxes		(10	)		(15	)		(14	)		(13	)		(52	)		(9	)		(12	)		(17	)		(8	)		(46	)
NET LOSS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		(26	)		(33	)		(35	)		(27	)		(121	)		(32	)		(23	)		(30	)		(20	)		(105	)
Cumulative effect of accounting change, net of taxes		—			—			—			4			4			—			—			—			—			—
NET LOSS FROM CONTINUING OPERATIONS		(26	)		(33	)		(35	)		(23	)		(117	)		(32	)		(23	)		(30	)		(20	)		(105	)
ADJUSTMENT TO SEGMENT NET LOSS FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(5	)		—			1			12			8			(7	)		4			—			4			1
Cumulative effect of accounting change, net of taxes		—			—			—			(4	)		(4	)		—			—			—			—			—
NET OPERATING LOSS	$	(31	)	$	(33	)	$	(34	)	$	(15	)	$	(113	)	$	(39	)	$	(19	)	$	(30	)	$	(16	)	$	(104	)
Effective tax rate (operating income)		31.1	%		31.3	%		26.1	%		31.8	%		29.8	%		25.0	%		34.5	%		36.2	%		27.3	%		30.7	%

49

ADDITIONAL FINANCIAL DATA

50

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)

	December 31, 2006				September 30, 2006				June 30, 2006				March 31, 2006				December 31, 2005
	Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade
Other public	$	24,604	35	%	$	24,259	36	%	$	23,087	35	%	$	23,752	36	%	$	24,807	37	%
Other private		10,653	15			10,476	15			10,193	16			10,163	15			10,093	15
Mortgage and asset-backed		14,438	20			13,170	19			12,629	19			13,158	20			12,506	18
Tax exempt		2,231	3			2,720	4			2,801	4			2,900	4			2,885	4
Non-investment grade		2,758	4			2,891	4			2,844	4			2,785	4			2,844	4
Equity securities:
Common stocks and mutual funds		52	—			45	—			44	—			45	—			54	—
Preferred stocks		145	—			147	—			143	—			148	—			152	—
Commercial mortgage loans		8,357	12			8,182	12			8,072	12			7,769	12			7,476	11
Policy loans		1,489	2			1,493	2			1,480	2			1,356	2			1,344	2
Restricted investments held by securitization entities		—	—			—	—			—	—			—	—			685	1
Cash, cash equivalents and short-term investments		2,449	4			2,301	3			2,349	4			1,944	3			1,879	3
Securities lending		2,277	3			1,621	3			935	2			1,597	2			1,820	3
Other invested assets		1,556	2			1,424	2			902	2			1,088	2			1,329	2
Total invested assets and cash	$	71,009	100	%	$	68,729	100	%	$	65,479	100	%	$	66,705	100	%	$	67,874	100	%

			December 31, 2006				September 30, 2006				June 30, 2006				March 31, 2006				December 31, 2005
Public Fixed Maturities—Credit Quality:			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
	NAIC Designation	Rating Agency Equivalent Designation
	1	Aaa/Aa/A	$	30,041	76	%	$	29,341	74	%	$	28,204	74	%	$	28,800	74	%	$	28,831	72	%
	2	Baa		7,496	19			7,971	20			7,758	20			8,347	21			8,902	23
	3	Ba		1,320	3			1,425	4			1,430	4			1,496	4			1,457	4
	4	B		611	2			647	2			616	2			544	1			552	1
	5	Caa and lower		76	—			22	—			25	—			77	—			75	—
	6	In or near default		9	—			9	—			9	—			9	—			12	—
	Not rated	Not rated		—	—			—	—			—	—			5	—			57	—
		Total public fixed maturities	$	39,553	100	%	$	39,415	100	%	$	38,042	100	%	$	39,278	100	%	$	39,886	100	%
Private Fixed Maturities—Credit Quality:
	NAIC Designation	Rating Agency Equivalent Designation
	1	Aaa/Aa/A	$	8,897	59	%	$	7,972	57	%	$	7,530	56	%	$	7,634	57	%	$	7,380	56	%
	2	Baa		5,493	36			5,341	38			5,231	39			5,193	39			5,179	39
	3	Ba		579	4			592	4			535	4			445	3			466	4
	4	B		132	1			172	1			163	1			160	1			157	1
	5	Caa and lower		5	—			12	—			13	—			13	—			16	—
	6	In or near default		7	—			11	—			39	—			34	—			34	—
	Not rated	Not rated		18	—			1	—			1	—			1	—			17	—
		Total private fixed maturities	$	15,131	100	%	$	14,101	100	%	$	13,512	100	%	$	13,480	100	%	$	13,249	100	%

51

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)

	December 31, 2006				September 30, 2006				June 30, 2006				March 31, 2006				December 31, 2005
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
Fixed Maturities—Security Sector:
U.S. government, agencies & government sponsored entities	$	864	2	%	$	689	1	%	$	665	1	%	$	635	1	%	$	780	2	%
Tax exempt		2,231	4			2,720	5			2,802	5			2,900	6			2,889	5
Foreign government		1,765	3			1,770	3			1,842	4			1,824	4			1,806	3
U.S. corporate		24,656	45			24,730	46			24,051	47			24,950	47			25,751	48
Foreign corporate		10,632	19			10,335	20			9,457	18			9,183	17			9,282	18
Mortgage-backed		9,212	17			8,508	16			8,130	16			8,633	16			8,641	16
Asset-backed		5,324	10			4,764	9			4,607	9			4,633	9			3,986	8
Total fixed maturities	$	54,684	100	%	$	53,516	100	%	$	51,554	100	%	$	52,758	100	%	$	53,135	100	%
Corporate Bond Holdings—Industry Sector:
Finance and insurance	$	12,461	35	%	$	11,832	34	%	$	11,202	33	%	$	11,485	34	%	$	11,256	32	%
Utilities and energy		6,238	18			6,345	18			6,073	18			6,472	19			6,754	19
Consumer—non cyclical		4,136	12			4,219	12			4,085	12			4,419	13			4,576	13
Consumer—cyclical		2,497	7			2,464	7			2,413	7			2,306	7			2,616	7
Capital goods		2,115	6			1,954	6			1,840	6			1,798	5			2,005	6
Industrial		1,762	5			1,998	6			2,027	6			2,016	6			2,096	6
Technology and communications		2,469	7			2,497	7			2,431	7			2,511	7			2,403	7
Transportation		1,230	3			1,235	3			1,207	4			1,217	3			1,304	4
Other		2,380	7			2,521	7			2,230	7			1,909	6			2,023	6
Total	$	35,288	100	%	$	35,065	100	%	$	33,508	100	%	$	34,133	100	%	$	35,033	100	%
Fixed Maturities—Contractual Maturity Dates:
Due in one year or less	$	2,342	4	%	$	2,902	5	%	$	2,867	6	%	$	2,729	5	%	$	2,789	5	%
Due after one year through five years		10,416	19			9,984	19			9,567	18			9,780	19			9,997	19
Due after five years through ten years		9,900	18			10,264	19			10,229	20			10,512	20			10,994	21
Due after ten years		17,490	32			17,094	32			16,154	31			16,471	31			16,728	31
Subtotal		40,148	73			40,244	75			38,817	75			39,492	75			40,508	76
Mortgage and asset-backed		14,536	27			13,272	25			12,737	25			13,266	25			12,627	24
Total fixed maturities	$	54,684	100	%	$	53,516	100	%	$	51,554	100	%	$	52,758	100	%	$	53,135	100	%

52

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Data

(amounts in millions)

	December 31, 2006						September 30, 2006					June 30, 2006					March 31, 2006					December 31, 2005
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total			Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
Geographic Region
Pacific	$	2,321			28	%	$	2,372		29	%	$	2,359		29	%	$	2,267		29	%	$	2,255		30	%
South Atlantic		1,798			21			1,721		21			1,703		21			1,634		21			1,552		21
Middle Atlantic		1,115			13			1,117		14			1,105		14			1,105		14			1,080		14
East North Central		835			10			829		10			835		10			867		11			792		11
Mountain		815			10			759		9			718		9			609		8			576		8
West South Central		357			4			331		4			365		4			344		4			338		4
West North Central		535			7			531		6			473		6			451		6			442		6
East South Central		280			3			306		4			303		4			293		4			281		4
New England		311			4			224		3			219		3			222		3			183		2
Subtotal		8,367			100	%		8,190		100	%		8,080		100	%		7,792		100	%		7,499		100	%
Allowance for losses		(15	)					(14	)				(15	)				(30	)				(31	)
Unamortized fees and costs		5						6					7					7					8
Total	$	8,357					$	8,182				$	8,072				$	7,769				$	7,476
Property Type
Office	$	2,319			28	%	$	2,334		29	%	$	2,349		29	%	$	2,291		29	%	$	2,196		29	%
Industrial		2,211			26			2,184		27			2,174		27			2,155		28			2,090		28
Retail		2,203			26			2,158		26			2,089		26			2,067		27			2,056		28
Apartments		987			12			995		12			976		12			950		12			831		11
Mixed use/other		647			8			519		6			492		6			329		4			326		4
Subtotal		8,367			100	%		8,190		100	%		8,080		100	%		7,792		100	%		7,499		100	%
Allowance for losses		(15	)					(14	)				(15	)				(30	)				(31	)
Unamortized fees and costs		5						6					7					7					8
Total	$	8,357					$	8,182				$	8,072				$	7,769				$	7,476
	Principal Balance			% of Total			Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
Loan Size
Under $5 million	$	3,557			43	%	$	3,545		43	%	$	3,491		43	%	$	3,757		48	%	$	3,353		45	%
$5 million but less than $10 million		1,885			23			1,845		23			1,870		23			1,813		24			1,802		24
$10 million but less than $20 million		1,638			19			1,640		20			1,537		19			1,342		17			1,427		19
$20 million but less than $30 million		507			6			558		7			548		7			474		6			448		6
$30 million and over		781			9			603		7			635		8			407		5			469		6
Subtotal		8,368			100	%		8,191		100	%		8,081		100	%		7,793		100	%		7,499		100	%
Net premium/discount		(1	)					(1	)				(1	)				(1	)				—
Total	$	8,367					$	8,190				$	8,080				$	7,792				$	7,499
	December 31, 2006			December 31, 2005
Allowance for Losses on Commercial Mortgage Loans
Balance, beginning of year	$	31		$	52
Provisions		1			11
Releases		(17	)		(32	)
Balance, end of year	$	15		$	31

53

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable(1)	$	778		$	724		$	720		$	708		$	2,930		$	695		$	679		$	647		$	654		$	2,675
Fixed maturities—non-taxable		28			32			31			31			122			32			31			32			33			128
Commercial mortgage loans		127			125			136			119			507			144			115			97			98			454
Equity securities		3			6			7			7			23			7			6			6			6			25
Other investments		19			9			12			11			51			12			25			19			17			73
Policy loans		34			32			32			30			128			29			27			27			26			109
Restricted investments held by securitization entities		—			—			—			7			7			11			12			13			14			50
Cash, cash equivalents and short-term investments		35			23			20			17			95			18			13			5			9			45
Gross investment income before expenses and fees		1,024			951			958			930			3,863			948			908			846			857			3,559
Expenses and fees		(21	)		(19	)		(18	)		(18	)		(76	)		(19	)		(18	)		(16	)		(17	)		(70	)
Net investment income	$	1,003		$	932		$	940		$	912		$	3,787		$	929		$	890		$	830		$	840		$	3,489
Annualized Yields
Fixed maturities—taxable(1)		6.1	%		5.8	%		5.8	%		5.7	%		5.8	%		5.7	%		5.7	%		5.4	%		5.5	%		5.6	%
Fixed maturities—non-taxable		4.8	%		4.7	%		4.5	%		4.4	%		4.7	%		4.5	%		4.5	%		4.5	%		4.5	%		4.5	%
Commercial mortgage loans		6.1	%		6.2	%		6.9	%		6.3	%		6.4	%		7.8	%		6.6	%		6.0	%		6.4	%		6.7	%
Equity securities		8.0	%		15.9	%		16.1	%		12.3	%		12.3	%		9.4	%		0.3	%		8.6	%		8.8	%		8.9	%
Other investments		12.2	%		6.7	%		10.3	%		10.5	%		9.9	%		5.3	%		9.9	%		8.6	%		8.5	%		8.1	%
Policy loans		9.0	%		8.5	%		9.1	%		8.8	%		8.9	%		8.6	%		8.5	%		8.9	%		8.3	%		8.6	%
Restricted investments held by securitization entities		—			—			—			8.2	%		5.1	%		6.2	%		6.3	%		6.3	%		6.9	%		6.4	%
Cash, cash equivalents and short-term investments		5.8	%		4.0	%		3.6	%		3.6	%		4.3	%		3.9	%		3.0	%		1.4	%		1.9	%		2.5	%
Gross investment income before expenses and fees		6.1	%		5.8	%		5.9	%		5.8	%		5.9	%		5.9	%		5.8	%		5.5	%		5.6	%		5.7	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%
Net investment income		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%		5.8	%		5.7	%		5.4	%		5.5	%		5.6	%

Yields for fixed maturities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other investments, are calculated net of the corresponding securities lending liability. All other yields are based on average carrying values.

⁽¹⁾ Includes a $22 million adjustment in the fourth quarter of 2006 related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the current quarter to reflect deposit accounting.

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RECONCILIATIONS OF NON-GAAP MEASURES

55

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Reconciliation of Operating ROE

(amounts in millions)

	Twelve months ended
	December 31, 2006			December 31, 2005
GAAP Basis ROE
Net income for the twelve months ended (1)	$	1,328		$	1,221
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (2)	$	11,987		$	11,437
GAAP Basis ROE (1) divided by (2)		11.1	%		10.7	%
Operating ROE
Net operating income for the twelve months ended (1)	$	1,317		$	1,187
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (2)	$	11,987		$	11,437
Operating ROE (1) divided by (2)		11.0	%		10.4	%

⁽¹⁾ The twelve months ended information is derived by adding the four quarters of net income and net operating income from page 9 herein.

⁽²⁾ Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, for the most recent five quarters.

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income divided by average ending stockholders’ equity.

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GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Reconciliation of Expense Ratio

(amounts in millions)

				2006												2005
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals (1)	$	446		$	493		$	483		$	436		$	1,858		$	471		$	465		$	482		$	403		$	1,821
Total revenues (2)	$	2,657		$	2,615		$	2,571		$	2,442		$	10,285		$	2,475		$	2,447		$	2,431		$	2,433		$	9,786
Expense ratio (1) divided by (2)		16.8	%		18.9	%		18.8	%		17.9	%		18.1	%		19.0	%		19.0	%		19.8	%		16.6	%		18.6	%
GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	446		$	493		$	483		$	436		$	1,858		$	471		$	465		$	482		$	403		$	1,821
Less payment protection insurance business		142			187			182			172			683			176			176			209			186			747
Adjusted acquisition and operating expenses, net of deferrals (3)	$	304		$	306		$	301		$	264		$	1,175		$	295		$	289		$	273		$	217		$	1,074
Total revenues	$	2,657		$	2,615		$	2,571		$	2,442		$	10,285		$	2,475		$	2,447		$	2,431		$	2,433		$	9,786
Less payment protection insurance business		273			340			352			319			1,284			335			373			385			399			1,492
Less net investment gains (losses)		8			(6	)		(49	)		(22	)		(69	)		11			(6	)		—			(6	)		(1	)
Adjusted total revenues (4)	$	2,376		$	2,281		$	2,268		$	2,145		$	9,070		$	2,129		$	2,080		$	2,046		$	2,040		$	8,295
Adjusted expense ratio (3) divided by (4)		12.8	%		13.4	%		13.3	%		12.3	%		13.0	%		13.9	%		13.9	%		13.3	%		10.6	%		12.9	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s payment protection insurance business. The payment protection insurance business is excluded from this ratio as its expense base is comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

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GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Reconciliation of Core Premiums

(amounts in millions)

				2006								2005
	Q4			Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
Reported premiums	$	1,446		$	1,505	$	1,480	$	1,371	$	5,802	$	1,366	$	1,380	$	1,450	$	1,442	$	5,638
Less payment protection insurance run-off premiums		6			22		35		19		82		34		64		64		74		236
Less spread-based retail premiums		146			210		200		180		736		181		189		241		244		855
Core premiums	$	1,294		$	1,273	$	1,245	$	1,172	$	4,984	$	1,151	$	1,127	$	1,145	$	1,124	$	4,547
Reported premium percentage change from prior year		5.9	%
Core premium percentage change from prior year		12.4	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums on a run-off block in our payment protection insurance business and less premiums from our spread-based retail business. The spread-based retail premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

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GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Reconciliation of Core Yield

					2006									2005
	(Assets—amounts in billions)	Q4			Q3			Q2			Q1			Q4			Q3			Q2			Q1
	Reported—Total Invested Assets and Cash	$	71.0		$	68.7		$	65.5		$	66.7		$	67.9		$	67.5		$	66.9		$	65.8
	Subtract:
	Securities lending		2.3			1.6			0.9			1.6			1.8			2.2			2.7			3.0
	Unrealized gains (losses)		1.2			0.6			(0.7	)		0.2			1.2			1.7			2.6			1.5
	Derivative counterparty collateral		0.4			0.4			0.2			0.3			0.4			—			—			—
	Adjusted end-of-period invested assets	$	67.1		$	66.1		$	65.1		$	64.6		$	64.5		$	63.6		$	61.6		$	61.3
(A)	Average Invested Assets used in Reported Yield	$	66.6		$	65.6		$	64.8		$	64.5		$	64.0		$	62.6		$	61.5		$	61.2
	Subtract: limited partnership investments (average balance)		0.2			0.2			0.1			0.1			0.1			0.2			0.2			0.2
(B)	Average Invested Assets used in Core Yield Calculation		66.4			65.4			64.7			64.4			63.9			62.4			61.3			61.0
	Subtract: portfolios supporting floating and short-term products		11.0			10.4			10.0			9.1			8.3			7.6			6.9			6.8
(C)	Average Invested Assets used in Core Yield (excl. Floating & Short-Term) Calculation	$	55.4		$	55.0		$	54.7		$	55.3		$	55.6		$	54.8		$	54.4		$	54.2
	(Income—amounts in millions)
(D)	Reported—Net Investment Income	$	1,003		$	932		$	940		$	912		$	929		$	890		$	830		$	840
	Subtract certain investment items(1)		54			9			38			27			67			49			14			24
(E)	Core Net Investment Income		949			923			902			885			862			841			816			816
	Subtract: investment income from portfolios supporting floating and short-term products		165			147			139			120			100			83			74			59
(F)	Core Net Investment Income (excl. Floating and Short-Term)	$	784		$	776		$	763		$	765		$	762		$	758		$	742		$	757
(D) / (A)	Reported Yield		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%		5.7	%		5.4	%		5.5	%
(E) / (B)	Core Yield		5.7	%		5.6	%		5.6	%		5.5	%		5.4	%		5.4	%		5.3	%		5.3	%
(F) / (C)	Core Yield (excl. Floating and Short-Term)		5.7	%		5.6	%		5.6	%		5.5	%		5.5	%		5.5	%		5.5	%		5.6	%

Notes: —Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾ Includes bond calls, prepayments, limited partnerships, non-qualifying derivatives, commercial mortgage loan loss reserves and other items. This amount also includes a $22 million reclassification in the fourth quarter of 2006 related to certain reinsurance assumed in our payment protection insurance business reclassified from reinsurance accounting to the deposit method of accounting.

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CORPORATE INFORMATION

60

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, S&P, Moody’s and Fitch as follows:

Company	A.M. Best rating	S&P rating	Moody’s rating	Fitch rating
Genworth Life Insurance Company of New York	A+	AA-	Aa3	AA-
Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	AA-
Genworth Life and Annuity Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life and Health Insurance Company	A	AA-	Not rated	Not rated
Genworth Life Insurance Company	A+	AA-	Aa3	AA-
Genworth Life Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Continental Life Insurance Company of Brentwood, Tennessee	A-	Not rated	Not rated	Not rated

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:

Company	S&P rating	Moody’s rating	Fitch rating
Genworth Mortgage Insurance Corporation	AA	Aa2	AA
Genworth Financial Mortgage Insurance Pty. Limited	AA	Aa2	AA
Genworth Financial Mortgage Insurance Limited	AA	Aa2	AA
Genworth Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA
Private Residential Mortgage Insurance Corporation	Not rated	Aa2	AA
Genworth Financial Mortgage Insurance Company Canada(a)	AA	Not rated	Not rated

^(a) Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A+” (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “S”.

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 20 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong.

61

GENWORTH FINANCIAL, INC.

4Q 2006 FINANCIAL SUPPLEMENT

Industry Ratings (continued)

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P1” is the highest rating and shows superior ability for repayment of short-term debt obligations.

Fitch states that “AA” (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The “AA” rating category is the second-highest of eight financial strength rating categories, which range from “AAA” to “D.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of Fitch’s 24 ratings categories.

DBRS states that long-term debt rated AA is of superior credit quality, and protection of interest and principal is considered high. In many cases they differ from long-term debt rated AAA only to a small degree. Given the extremely restrictive definition DBRS has for the AAA category, entities rated AA are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

On June 2, 2006, A.M. Best removed Continental Life Insurance Company of Brentwood, Tennessee from under review and upgraded the financial strength ratings to A- (excellent) from B++ (very good). The outlook for the rating is positive.

On October 25, 2006, Fitch Ratings and Moody’s Investor Services assigned a rating to Private Residential Mortgage Insurance Corporation (PRMIC). PRMIC has been reactivated in order to insure certain types of loans that would not be permitted under Genworth Mortgage Insurance Corporation existing monoline insurance charter.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Genworth Financial, Inc.

Jean Peters, 804-662-2693

jean.peters@genworth.com

Alicia Charity, 804-662-2248

alicia.charity@genworth.com

Linnea Olsen, 804-662-2536

linnea.olsen@genworth.com

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