Citizens Bancorp of Virginia 10K 2008 Annual report | CZBT Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	8th grade Avg

New words: AAA, achieve, adhering, adjoining, aiding, analytic, announced, approach, attached, AU, audio, automatic, bandwidth, BB, BBB, BHC, bid, blank, block, Blocked, bond, briefly, Budget, budgeted, CBB, center, chart, chosen, Clarification, clear, CMO, coincide, combating, comment, comparison, consecutive, contact, convenience, copied, copy, corroborated, costly, coverage, CPP, create, created, creditor, DC, de, debit, decided, depositor, desire, detriment, differentiation, disaster, diversity, division, document, downgrade, downgraded, downturn, Dramatic, duration, EESA, element, English, erred, ESSA, everyday, exhausted, exit, expended, expressly, extreme, facilitate, fallen, Fannie, Farm, FBI, FDI, FDIRA, FHA, FHLMC, Fitch, flexibility, FNMA, forfeit, Freddie, freeze, fuel, GAAP, gathering, global, harboring, hardware, healthiest, heating, hierarchy, hurt, illiquidity, image, inactive, incurrence, indirectly, Infinex, infusion, inspection, intangible, intentionally, Interpretation, introduced, Investigation, IV, jumbo, Kincer, lack, laundering, lead, leading, left, licensed, Likewise, list, living, loyalty, lump, Lynn, Mac, Mae, misconduct, modification, Moody, nationwide, nongovernmental, nonpayment, nonperforming, notice, notify, OFAC, oil, ongoing, orderly, OTCBB, OTTI, outcome, page, paper, Patriot, physical, plain, play, postal, prepaid, prepayment, presence, prime, proactive, prolonged, promote, quickly, rapid, reciprocity, recommend, recrediting, recurring, reform, resignation, resumption, Rhonda, Richmond, riskier, riskiest, risky, role, Room, safekeeping, school, Scott, screening, send, Shekleton, simply, site, slowdown, slowly, smallest, spending, split, stance, statute, stricter, Stringfellow, substitute, successor, suspected, swing, terrorism, terrorist, theft, tied, tightening, TLGP, track, tranche, Transferor, Treasury, truncation, turbulence, uncollected, uncollectible, unlimited, unnecessarily, unobservable, update, updated, upgrading, USA, USDA, VA, valid, vast, verification, Vice, web, whichever, worsening, York

Removed: acronym, agreed, APB, assistance, attention, begin, BSA, capitalization, card, collectibility, commenced, complementary, concept, confidence, conservative, contrast, danger, deceptive, developed, directive, easily, encourage, entirety, exchanged, fear, focusing, impermissible, improved, improving, independence, insolvent, limitation, merge, nonaffiliated, offense, opted, processed, recognizing, reimbursement, reliability, restore, rotation, separating, slightly, strict, travel, Uninsured, work

Citizens Bancorp of Virginia (CZBT) Inactive 10-K2008 FY Annual report

Content analysis