MVB Financial (MVBF) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 14, 2013
Document and Entity Information	'	'
Entity Registrant Name	'MVB FINANCIAL CORP	'
Entity Central Index Key	'0001277902	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	3,455,765
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$27,111	$21,637
Interest bearing balances	21,371	3,703
Certificates of deposits in other banks	9,427	9,427
Investment securities:	'	'
Securities held-to-maturity, at cost	55,208	35,370
Securities available-for-sale, at fair value	109,829	79,502
Loans:	522,146	446,443
Less: Allowance for loan losses	-4,688	-4,076
Net loans	517,458	442,367
Loans held for sale	46,655	85,529
Bank premises, furniture and equipment, net	14,957	11,354
Bank owned life insurance	15,945	10,524
Accrued interest receivable and other assets	17,555	9,734
Goodwill	17,622	17,622
Total assets	853,138	726,769
Deposits	'	'
Non-interest bearing	60,020	54,620
Interest bearing	559,990	431,899
Total deposits	620,010	486,519
Accrued interest, taxes and other liabilities	7,665	6,726
Repurchase agreements	86,147	70,234
Federal Home Loan Bank and other borrowings	52,246	91,617
Subordinated debt	4,124	4,124
Total liabilities	770,192	659,220
Stockholders' equity	'	'
Preferred stock, $1,000 par value, 8,500 shares authorized and issued	8,500	8,500
Common stock, $1 par value, 10,000,000 and 4,000,000 authorized, 3,506,842 and 2,932,901 issued	3,507	2,933
Additional paid-in capital	62,002	48,750
Treasury stock, 51,077 and 51,077 shares, respectively	-1,084	-1,084
Retained earnings	12,920	9,945
Accumulated other comprehensive (loss)	-2,899	-1,495
Total stockholders' equity	82,946	67,549
Total liabilities and stockholders' equity	$853,138	$726,769

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Consolidated Balance Sheets	'	'
Preferred stock, par value (in dollars per share)	$1,000	$1,000
Preferred stock, shares authorized	8,500	8,500
Preferred stock, shares issued	8,500	8,500
Common stock, par value (in dollars per share)	$1	$1
Common stock, shares authorized	10,000,000	4,000,000
Common stock, shares issued	3,506,842	2,932,901
Treasury stock, shares	51,077	51,077

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'	'	'
Interest and fees on loans	$5,008	$4,855	$14,843	$14,078
Interest on deposits with other banks	54	47	151	156
Interest on investment securities - taxable	363	335	917	1,168
Interest on tax exempt loans and securities	589	381	1,560	1,006
Total interest income	6,014	5,618	17,471	16,408
Interest expense	'	'	'	'
Deposits	1,065	974	2,921	2,893
Repurchase agreements	131	116	402	359
FHLB and other borrowings	86	113	301	351
Subordinated debt	20	22	59	66
Total interest expense	1,302	1,225	3,683	3,669
Net interest income	4,712	4,393	13,788	12,739
Provision for loan losses	326	775	1,993	2,125
Net interest income after provision for loan losses	4,386	3,618	11,795	10,614
Other income	'	'	'	'
Service charges on deposit accounts	183	197	489	536
Income on bank owned life insurance	118	75	342	231
Visa debit card income	148	120	410	345
Income on loans held for sale	5,623	618	18,385	1,686
Capitalized servicing retained income	93	'	749	'
Insurance commissions income	781	'	781	'
Other operating income	750	560	2,153	1,006
Gain on sale of securities, net	'	113	82	186
Gain on sale of subsidiary	626	'	626	'
Gain (loss) on derivative, net	-276	'	423	'
Total other income	8,046	1,683	24,440	3,990
Other expense	'	'	'	'
Salary and employee benefits	7,215	2,129	20,872	6,248
Occupancy expense	448	207	1,358	620
Equipment expense	341	185	916	518
Data processing	279	173	730	390
Mortgage processing	723	'	1,908	'
Visa debit card expense	132	110	345	295
Advertising	540	229	1,109	578
Legal and accounting fees	370	85	755	269
Printing, stationery and supplies	137	50	387	141
Consulting fees	196	132	421	356
FDIC insurance	90	121	364	202
Other taxes	46	47	156	137
Other operating expenses	1,065	383	2,649	1,111
Total other expense	11,582	3,851	31,970	10,865
Income before income taxes	850	1,450	4,265	3,739
Income tax expense	93	402	836	1,013
Net income	757	1,048	3,429	2,726
Preferred dividends	21	21	64	115
Net income available to common shareholders	$736	$1,027	$3,365	$2,611
Basic net income per share after preferred dividends (in dollars per share)	$0.21	$0.47	$1.03	$1.19
Diluted net income per share after preferred dividends (in dollars per share)	$0.21	$0.46	$0.99	$1.17
Basic weighted average shares outstanding (in shares)	3,454,396	2,195,761	3,276,088	2,188,580
Diluted weighted average shares outstanding (in shares)	3,570,408	2,245,818	3,392,100	2,238,637
Cash dividends paid per share	$0	$0	$0.07	$0.07

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Comprehensive Income	'	'	'	'
Net Income	$757	$1,048	$3,429	$2,726
Securities available for sale not other than temporarily impaired:	'	'	'	'
Unrealized holding (losses) gains during the year	-685	8	-2,422	225
Income tax effect	274	-3	969	-90
Reclassification adjustment for gain recognized in income	'	113	82	186
Income tax effect	'	-45	-33	-74
Other comprehensive (loss) income	-411	73	-1,404	247
Comprehensive income	$346	$1,121	$2,025	$2,973

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Operating activities	'	'
Net income	$3,429	$2,726
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	1,993	2,125
Deferred income tax (benefit) expense	-87	49
Depreciation	661	393
Stock based compensation	126	119
Loans originated for sale	-777,016	-87,014
Proceeds of loans sold	834,275	89,278
Income on sale of loans held for resale	-18,385	-1,686
Loss on sale of other real estate owned	'	2
(Gain) on sale of investment securities	-82	-186
(Gain) on sale of subsidiary	-626	'
Income on bank owned life insurance	-342	-231
(Gain) on derivatives	-423	'
Amortization, net of accretion	888	890
(Increase) decrease in interest receivable and other assets	-5,774	652
Increase (decrease) in accrued interest, taxes, and other liabilities	939	-435
Net cash provided by operating activities	39,576	6,682
Investing activities	'	'
(Increase) in loans made to customers	-77,084	-73,871
Purchases of premises and equipment	-4,264	-1,459
Decrease (increase) in deposits with FHLB and Fed, net	-17,668	-3,496
Maturities of certificates of deposit in other banks	'	491
Purchases of investment securities held-to-maturity	-20,042	-19,436
Purchases of investment securities available-for-sale	-47,807	-28,022
Proceeds from sales, maturities and calls of securities available-for-sale	14,540	42,842
Proceeds from sales and calls of securities held-to-maturity	'	115
Proceeds from sale of other real estate owned	24	30
Adjustment of branch acquisition	-157	'
Purchase of bank owned life insurance	-5,079	'
Net cash (used in) investing activities	-157,537	-82,806
Financing activities	'	'
Net increase in deposits	133,491	80,686
Net increase (decrease) in repurchase agreements	15,913	-8,571
Proceeds from Federal Home Loan Bank borrowings	410,418	99,127
Principal payments on Federal Home Loan Bank borrowings	-449,789	-93,747
Net proceeds of stock offering	13,707	266
Cash dividend on common stock	-241	-153
Dividends on preferred stock	-64	-115
Net cash provided by financing activities	123,435	77,493
Increase in cash and cash equivalents	5,474	1,369
Cash and cash equivalents - beginning of period	21,637	9,763
Cash and cash equivalents - end of period	27,111	11,132
Cash payments for:	'	'
Interest on deposits, repurchase agreements and borrowings	3,691	3,651
Income taxes	$776	$768

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation	'
Basis of Presentation	'
	Note 1 — Basis of Presentation
	These consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with instructions to Form 10-Q.  Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for annual year-end financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation, have been included and are of a normal, recurring nature. The balance sheet as of December 31, 2012 has been derived from the audited financial statements at that date, but does not include all of the information and footnotes required by generally accepted accounting principles.  Operating results for the nine and three months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013.
	The accounting and reporting policies of MVB Financial Corp. (“MVB”) and its subsidiaries (“Subsidiaries”), including MVB Bank, Inc. (the “Bank”), the Bank’s subsidiary Potomac Mortgage Group, Inc. (“PMG” which, following July 15, 2013, is doing business under the registered trade name “MVB Mortgage”), and MVB Insurance, LLC, conform to accounting principles generally accepted in the United States and practices in the banking industry. The preparation of the financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Estimates, such as the allowance for loan losses, are based upon known facts and circumstances. Estimates are revised by management in the period such facts and circumstances change.  Actual results could differ from those estimates. All significant inter-company accounts and transactions have been eliminated in consolidation.
	The consolidated balance sheet as of December 31, 2012 has been extracted from audited financial statements included in the Company’s 2012 filing on Form 10-K and the amended filing on Form 10-K/A. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in MVB’s December 31, 2012, Form 10-K and subsequent amended Form 10-K/A filed with the Securities and Exchange Commission.
	Information is presented in these notes with dollars expressed in thousands, unless otherwise noted or specified.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Recent Accounting Pronouncements	'
Recent Accounting Pronouncements	'
	Note 2 — Recent Accounting Pronouncements
	In April 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-07, Presentation of Financial Statements (Topic 205): Liquidation Basis of Accounting. The amendments in this Update are being issued to clarify when an entity should apply the liquidation basis of accounting. In addition, the guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting. The amendments require an entity to prepare its financial statements using the liquidation basis of accounting when liquidation is imminent. Liquidation is imminent when the likelihood is remote that the entity will return from liquidation and either (a) a plan for liquidation is approved by the person or persons with the authority to make such a plan effective and the likelihood is remote that the execution of the plan will be blocked by other parties or (b) a plan for liquidation is being imposed by other forces (for example, involuntary bankruptcy). If a plan for liquidation was specified in the entity’s governing documents from the entity’s inception (for example, limited-life entities), the entity should apply the liquidation basis of accounting only if the approved plan for liquidation differs from the plan for liquidation that was specified at the entity’s inception. The amendments are effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein. Entities should apply the requirements prospectively from the day that liquidation becomes imminent. Early adoption is permitted. Entities that use the liquidation basis of accounting as of the effective date in accordance with other Topics (for example, terminating employee benefit plans) are not required to apply the amendments. Instead, those entities should continue to apply the guidance in those other Topics until they have completed liquidation.  This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2013, the FASB issued ASU 2013-08, Financial Services — Investment Companies (Topic 946): Amendments to the Scope, Measurement, and Disclosure Requirements. The amendments in this Update affect the scope, measurement, and disclosure requirements for investment companies under U.S. GAAP. The amendments do all of the following: 1. Change the approach to the investment company assessment in Topic 946, clarify the characteristics of an investment company, and provide comprehensive guidance for assessing whether an entity is an investment Company. 2. Require an investment company to measure noncontrolling ownership interests in other investment companies at fair value rather than using the equity method of accounting. 3. Require the following additional disclosures: (a) the fact that the entity is an investment company and is applying the guidance in Topic 946, (b) information about changes, if any, in an entity’s status as an investment company, and (c) information about financial support provided or contractually required to be provided by an investment company to any of its investees. The amendments in this Update are effective for an entity’s interim and annual reporting periods in fiscal years that begin after December 15, 2013. Earlier application is prohibited. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB ASU 2013-09, Fair Value Measurement (Topic 820): Deferral of the Effective Date of Certain Disclosures for Nonpublic Employee Benefit Plans in Update No. 2011-04. The amendments in this Update apply to certain quantitative disclosure requirements for an employee benefit plan, other than those plans that are subject to the Securities and Exchange Commission’s filing requirements (hereafter “nonpublic employee benefit plan”), that holds investments in its plan sponsor’s own nonpublic entity equity securities, including equity securities of its plan sponsor’s nonpublic affiliated entities and that are within the scope of the disclosure requirements contained in FASB Accounting Standards Update No. 2011-04, Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs. The amendments in this Update defer indefinitely the effective date of certain required disclosures in Update 2011-04 (Topic 820) of quantitative information about the significant unobservable inputs used in Level 3 fair value measurements for investments held by a nonpublic employee benefit plan in its plan sponsor’s own nonpublic entity equity securities, including equity securities of its plan sponsor’s nonpublic affiliated entities. The amendments in this Update do not defer the effective date for those certain quantitative disclosures for other nonpublic entity equity securities held in the nonpublic employee benefit plan or any qualitative disclosures. The deferral in this amendment is effective upon issuance for financial statements that have not been issued.  This ASU did not have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-10, Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes. The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013.  This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  This ASU is not expected to have a significant impact on the Company’s financial statements.

Investments

Investments	9 Months Ended
	Sep. 30, 2013
Investments	'
Investments	'
	Note 3 — Investments
	Amortized cost and fair values of investment securities held-to-maturity at December 31, 2012, including gross unrealized gains and losses, are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	Municipal securities	$	35,370	$	988		$	(140	)	$	36,218
		$	35,370	$	988		$	(140	)	$	36,218
	Amortized cost and fair values of investment securities held-to-maturity at September 30, 2013, including gross unrealized gains and losses, are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	Municipal securities	$	55,208	$	458		$	(2,783	)	$	52,883
		$	55,208	$	458		$	(2,783	)	$	52,883
	Amortized cost and fair values of investment securities available-for-sale at December 31, 2012 are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	U. S. Agency securities	$	21,951	$	247		$	(6	)	$	22,192
	Mortgage-backed securities	56,217		328			(169		)	56,376
	Other securities	934		—			—			934
		$	79,102	$	575		$	(175	)	$	79,502
	Amortized cost and fair values of investment securities available-for-sale at September 30, 2013 are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	U. S. Agency securities	$	61,078	$	73		$	(1,362	)	$	59,789
	Mortgage-backed securities	49,756		123			(773		)	49,106
	Other securities	934		—			—			934
		$	111,768	$	196		$	(2,135	)	$	109,829
	The following tables summarize amortized cost and fair values of securities (with dollars in thousands) by maturity:
		September 30, 2013
		Held to Maturity					Available for sale
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Within one year	$	755	$	769		$	—		$	—
	After one year, but within five	3,211		3,311			25,439			25,261
	After five years, but within ten	10,844		10,873			48,330			47,239
	After ten Years	40,398		37,930			37,999			37,329
	Total	$	55,208	$	52,883		$	111,768		$	109,829
	Investment securities with a carrying value of $159,537 and $84,301 at September 30, 2013 and 2012, respectively, were pledged to secure public funds, repurchase agreements and potential borrowings at the Federal Reserve discount window.
	The Company’s investment portfolio includes securities that are in an unrealized loss position as of September 30, 2013, the details of which are included in the following table.  Although these securities, if sold at September 30, 2013 would result in a pretax loss of $4,918, the Company has no intent to sell the applicable securities at such market values, and maintains the Company has the ability to hold these securities until all principal has been recovered.  Declines in the market values of these securities can be traced to general market conditions which reflect the prospect for the economy as a whole.  When determining other-than-temporary impairment on securities, the Company considers such factors as adverse conditions specifically related to a certain security or to specific conditions in an industry or geographic area, the time frame securities have been in an unrealized loss position, the Company’s ability to hold the security for a period of time sufficient to allow for anticipated recovery in value, whether or not the security has been downgraded by a rating agency, and whether or not the financial condition of the security issuer has severely deteriorated.  As of September 30, 2013, the Company considers all securities with unrealized loss positions to be temporarily impaired, and consequently, does not believe the Company will sustain any material realized losses as a result of the current temporary decline in market value.
	The following table discloses investments in an unrealized loss position: (with dollars in thousands)
	At December 31, 2012, total temporary impairment totaled $315.
	Description and number	Less than 12 months					12 months or more
	of positions	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agencies(3)	$	9,676	$	(6	)	$	—		$	—
	Mortgage-backed securities(11)	28,688		(169		)	—			—
	Municipal securities(28)	11,216		(140		)	—			—
		$	49,580	$	(315	)	$	—		$	—
	At September 30, 2013, total temporary impairment (with dollars in thousands) totaled $4,918.
	Description and number	Less than 12 months					12 months or more
	of positions	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agencies(16)	$	52,619	$	(1,362	)	$	—		$	—
	Mortgage-backed securities(14)	24,746		(600		)	6,203			(173		)
	Municipal securities(98)	33,659		(2,461		)	3,740			(322		)
		$	111,024	$	(4,423	)	$	9,943		$	(495	)

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans	'
Loans	'
	Note 4 - Loans
	The following table summarizes the primary segments of the allowance for loan losses (“ALL”), segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2013.  Activity in the allowance is presented for the periods indicated (in thousands):
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 6/30/12	$	2,553		$	419		$	241		$	247		$	20		$	3,480
	Charge-offs	(374		)	—			(75		)	(117		)	—			(566		)
	Recoveries	1			—			1			1			—			3
	Provision	570			14			70			121			—			775
	ALL balance 9/30/12	$	2,750		$	433		$	237		$	252		$	20		$	3,692
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 12/31/11	$	2,164		$	366		$	249		$	255		$	11		$	3,045
	Charge-offs	(1,290		)	—			(84		)	(123		)	—			(1,497		)
	Recoveries	3			—			3			13			—			19
	Provision	1,873			67			69			107			9			2,125
	ALL balance 9/30/12	$	2,750		$	433		$	237		$	252		$	20		$	3,692
	Individually evaluated for impairment	$	503		$	16		$	—		$	7		$	—		$	526
	Collectively evaluated for impairment	$	2,247		$	417		$	237		$	245		$	20		$	3,166
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 6/30/13	$	3,740		$	490		$	351		$	231		$	16		$	4,828
	Charge-offs	(485		)	(36		)	—			—			—			(521		)
	Recoveries	30			24			1			—			—			55
	Provision	135			57			96			38			—			326
	ALL balance 9/30/13	$	3,420		$	535		$	448		$	269		$	16		$	4,688
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 12/31/12	$	3,107		$	514		$	242		$	200		$	13		$	4,076
	Charge-offs	(1,457		)	(38		)	—			—			(11		)	(1,506		)
	Recoveries	55			60			9			1			—			125
	Provision	1,715			(1		)	197			68			14			1,993
	ALL balance 9/30/13	$	3,420		$	535		$	448		$	269		$	16		$	4,688
	Individually evaluated for impairment	$	871		$	180		$	—		$	11		$	—		$	1,061
	Collectively evaluated for impairment	$	2,549		$	355		$	448		$	258		$	16		$	3,627
	The ALL is based on estimates, and actual losses will vary from current estimates.  Company and Bank management believe that the granularity of the homogeneous pools and the related historical loss ratios and other qualitative factors, as well as the consistency in the application of assumptions, result in an ALL that is representative of the risk found in the components of the portfolio at any given date.
	The following table summarizes the primary segments of the Company loan portfolio as of December 31, 2012 (in thousands):
	December 31, 2012	Commercial			Residential			Home			Installment			Credit			Total
								Equity						Cards
	Total Loans	$	299,639		$	113,212		$	16,800		$	16,174		$	618		$	446,443
	Individually evaluated for impairment	$	3,074		$	43		$	0		$	1		$	0		$	3,118
	Collectively evaluated for impairment	$	296,565		$	113,169		$	16,800		$	16,173		$	618		$	443,325
	The following table summarizes the primary segments of the Company loan portfolio as of September 30, 2013 (in thousands):
	September 30, 2013	Commercial			Residential			Home			Installment			Credit			Total
								Equity						Cards
	Total Loans	$	352,624		$	124,820		$	25,489		$	18,604		$	609		$	522,146
	Individually evaluated for impairment	$	3,539		$	264		$	—		$	20		$	—		$	3,823
	Collectively evaluated for impairment	$	349,085		$	124,556		$	25,489		$	18,584		$	609		$	518,323
	Of the $3,823 in impaired loans presented above, only $270 were non-performing loans as of September 30, 2013. The remaining $3,553 represents troubled debt restructured loans that are performing under modified terms.
	Bank management evaluates individual loans in all of the commercial segments for possible impairment.  Loans are considered to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.  Factors considered by Bank management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Bank management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  The Bank also separately evaluates individual consumer and residential mortgage loans for impairment.
	Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods:  (a) the present value of expected future cash flows discounted at the loan’s effective interest rate; (b) the loan’s observable market price; or (c) the fair value of the collateral less selling costs.  The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method.  The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis.
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of December 31, 2012 (in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
	31-Dec-12	Investment			Allowance			Investment			Investment			Balance
	Commercial	$	3,074		$	683		$	—		$	3,074		$	3,074
	Residential	43			16			—			43			43
	Home Equity	—			—			—			—			—
	Installment	1			24			—			1			1
	Credit Card	—			—			—			—			—
Total impaired loans	$	3,118		$	723		$	—		$	3,118		$	3,118
The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of September 30, 2013 (in thousands):
							Impaired
							Loans with
	Impaired Loans with						No Specific
	Specific Allowance						Allowance			Total Impaired Loans
													Unpaid
	Recorded			Related			Recorded			Recorded			Principal
Sept. 30, 2013	Investment			Allowance			Investment			Investment			Balance
Commercial	$	3,420		$	871		$	119		$	3,539		$	3,641
Residential	264			180			—			264			264
Home Equity	—			—			—			—			—
Installment	20			11			—			20			20
Credit Card	—			—			—			—			—
Total impaired loans	$	3,704		$	1,061		$	119		$	3,823		$	3,925
The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands):
	Nine months						Three Months
	September 30						September 30
	2013			2012			2013			2012
Average investment in impaired loans	$	4,578		$	3,681		$	4,241		$	3,397
Interest income recognized on an accrual basis on impaired loans	$	86		$	109		$	33		$	35
Bank management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio.  The first six categories are considered not criticized, and are aggregated as “Pass” rated.  The criticized rating categories utilized by Bank management generally follow bank regulatory definitions.  The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.  Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.  All loans greater than 90 days past due are considered Substandard.  The portion of any loan that represents a specific allocation of the allowance for loan losses is placed in the Doubtful category.  Any portion of a loan that has been charged off is placed in the Loss category.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.  Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, repossession, or death occurs to raise awareness of a possible credit event.  The Bank’s Chief Credit Officer is responsible for the timely and accurate risk rating of the loans in the portfolio at origination and on an ongoing basis.  The Bank’s Credit Department performs an annual review of all commercial relationships $750,000 or greater.  Confirmation of the appropriate risk grade is included in the review on an ongoing basis.  The Bank has an experienced Credit Department that continually reviews and assesses loans within the portfolio.  The Bank engages an external consultant to conduct loan reviews on at least an annual basis.  Generally, the external consultant reviews larger commercial relationships or criticized relationships.  The Bank’s Credit Department compiles detailed reviews, including plans for resolution, on loans classified as Substandard on a quarterly basis.  Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.
The following table represents the classes of the Company loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2012 and September 30, 2013 (in thousands):
				Special
Dec. 31, 2012	Pass			Mention			Substandard			Doubtful			Total
Commercial	$	286,472		$	8,646		$	1,770		$	2,751		$	299,639
Residential	110,663			2,260			289			—			113,212
Home Equity	16,540			260			—			—			16,800
Installment	15,806			354			13			1			16,174
Credit Card	589			29			—			—			618
Total	$	430,070		$	11,549		$	2,072		$	2,752		$	446,443
				Special
September 30, 2013	Pass			Mention			Substandard			Doubtful			Total
Commercial	$	334,137		$	13,335		$	5,152		$	—		$	352,624
Residential	121,789			2,766			265			—			124,820
Home Equity	25,153			336			—			—			25,489
Installment	18,106			479			18			1			18,604
Credit Card	597			12			—			—			609
Total	$	499,782		$	16,928		$	5,435		$	1		$	522,146
Bank management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.  The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2012 and September 30, 2013 (in thousands):
Dec. 31, 2012	Current			30-59			60-89			90			Total			Non-			Total
				Days			Days			Days			Past Due			Accrual			Loans
				Past Due			Past Due			Past Due
Commercial	$	295,295		$	767		$	221		$	275		$	1,263		$	3,081		$	299,639
Residential	111,053			1,772			293			51			2,116			43			113,212
Home Equity	16,772			28			—			—			28			—			16,800
Installment	15,991			179			—			3			182			1			16,174
Credit Card	589			24			5			—			29			—			618
Total	$	439,700		$	2,770		$	519		$	329		$	3,618		$	3,125		$	446,443
				30-59			60-89			90
				Days			Days			Days			Total			Non-			Total
Sept. 30, 2013	Current			Past Due			Past Due			Past Due			Past Due			Accrual			Loans
Commercial	$	349,581		$	1,337		$	994		$	472		$	2,803		$	240		$	352,624
Residential	124,154			36			573			28			637			29			124,820
Home Equity	25,433			28			—			28			56			—			25,489
Installment	18,391			130			79			3			212			1			18,604
Credit Card	584			13			—			12			25			—			609
Total	$	518,143		$	1,544		$	1,646		$	543		$	3,733		$	270		$	522,146
The ALL is maintained to absorb losses from the loan portfolio.  The ALL is based on the Bank management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.
The Bank’s methodology for determining the ALL is based on the requirements of ASC Section 310-10-35 for loans individually evaluated for impairment (discussed above) and ASC Subtopic 450-20 for loans collectively evaluated for impairment, as well as the Interagency Policy Statements on the Allowance for Loan and Lease Losses and other bank regulatory guidance.  The total of the two components represents the Bank’s ALL.
Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate.  For general allowances, historical loss trends are used in the estimation of losses in the current portfolio.  These historical loss amounts are modified by other qualified factors.
The classes described above, which are based on the Federal call code assigned to each loan, provide the starting point for the ALL analysis.  Company and Bank management track the historical net charge-off activity at the call code level.  A historical charge-off factor is calculated utilizing a defined number of consecutive historical quarters.  Commercial, Mortgage and Consumer pools currently utilize a rolling 12 quarters.
“Pass” rated credits are segregated from “Criticized” credits for the application of qualitative factors.  Loans in the criticized pools, which possess certain qualities or characteristics that may lead to collection and loss issues, are closely monitored by management and subject to additional qualitative factors.
Company and Bank management have identified a number of additional qualitative factors which it uses to supplement the historical charge-off factor because these factors are likely to cause estimated credit losses associated with the existing loan pools to differ from historical loss experience.  The additional factors that are evaluated quarterly and updated using information obtained from internal, regulatory, and governmental sources are:  national and local economic trends and conditions; levels of and trends in delinquency rates and non-accrual loans; trends in volume and terms of loans; effects of changes in lending policies; experience, ability, and depth of lending staff; value of underlying collateral; and concentrations of credit from a loan type, industry and/or geographic standpoint.
Bank management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL.  When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.
Historically, management has utilized an internally developed spreadsheet to track and apply the various components of the allowance.
The following table presents details related to loans identified as Troubled Debt Restructurings (“TDRs”) for the periods indicated (in thousands):
	New TDRs (1)
	For the Nine months Ended								For the Three Months Ended
	September 30, 2013								September 30, 2013
(Unaudited, dollars in thousands)	Number of		Pre-			Post-			Number		Pre-			Post-
	Contracts		Modification			Modification			of		Modification			Modification
			Outstanding			Outstanding			Contracts		Outstanding			Outstanding
			Recorded			Recorded					Recorded			Recorded
			Investment			Investment					Investment			Investment
Commercial real estate:	1		$	352		$	250		—		$	—		$	—
Land and construction	2		1,617			1,616			1		280			279
Other	—		—			—			—		—			—
Total commercial real estate	3		1,969			1,866			1		280			279
Commercial and industrial	2		119			119			—		—			—
Residential real estate	—		—			—			—		—			—
Home equity	—		—			—			—		—			—
Consumer	3		8			7			—		—			—
Total	8		$	2,096		$	1,992		1		$	280		$	279
(1)         Excludes loans that were either paid off or charged-off by period end.  The pre-modification balance represents the balance outstanding at the beginning of the period.  The post-modification balance represents the outstanding balance at period end.

Borrowed_Funds

Borrowed Funds	9 Months Ended
	Sep. 30, 2013
Borrowed Funds	'
Borrowed Funds	'
	Note 5 - Borrowed Funds
	The Bank is a party to repurchase agreements with certain customers.  As of September 30, 2013 and December 31, 2012, the Bank had repurchase agreements of $86.1 million and $70.2 million.
	The Bank is a member of the Federal Home Loan Bank (“FHLB”) of Pittsburgh, Pennsylvania.  Borrowings from the FHLB are secured by stock in the FHLB of Pittsburgh, qualifying first mortgage loans, mortgage-backed securities and certain investment securities.  The remaining maximum borrowing capacity with the FHLB at September 30, 2013 was approximately $209.5 million.
	Borrowings from the FHLB were as follows:	Sept 30		Dec 31
	(dollars in thousands)	2013		2012
	Fixed interest rate note, originating April 1999, due April 2014, interest of 5.41% is payable monthly.	$	1,000	$	1,000
	Fixed interest rate note, originating January 2005, due January 2020, interest of 5.14% is payable in monthly installments of $11.	—		763
	Fixed interest rate note, originating April 2002, due May 2017, interest of 5.90% is payable monthly.	602		615
	Fixed interest rate note, originating July 2006, due July 2016, interest of 4.50% is payable in monthly installments of $8.	1,225		1,258
	Fixed interest rate note, originating October 2006, due October 2021, interest of 5.20% is payable in monthly installments of $6.	1,030		1,047
	Fixed interest rate note, originating February 2007, due February 2022, interest of 5.22% is payable in monthly installments of $5.	865		879
	Fixed interest rate note, originating April 2007, due April 2022, interest of 5.18% is payable in monthly installments of $6.	979		995
	Floating interest rate note, originating March 2003, interest of 0.25% payable monthly.	45,588		23,065
	Fixed interest rate note, originating December 2007, due December 2017, interest of 5.25% is payable in monthly installments of $7.	957		978
	Fixed interest rate note originating March 2008, due March 2013, interest of 2.37% payable quarterly.	—		2,000
		$	52,246	$	32,600
	In March 2007, the Company completed the private placement of $4 million Floating Rate, Trust Preferred Securities through its MVB Financial Statutory Trust I subsidiary (the “Trust”).  The Company established the trust for the sole purpose of issuing the Trust Preferred Securities pursuant to an Amended and Restated Declaration of Trust.  The proceeds from the sale of the Trust Preferred Securities were loaned to the Company under subordinated Debentures (the “Debentures”) issued to the Trust pursuant to an Indenture.  The Debentures are the only asset of the Trust.  The Trust Preferred Securities have been issued to a pooling vehicle that will use the distributions on the Trust Preferred Securities to securitize note obligations.  The securities issued by the Trust are includable for regulatory purposes as a component of the Company’s Tier I capital.
	The Trust Preferred Securities and the Debentures mature in 30 years and are redeemable by the Company after five years.  Interest payments are due in March, June, September and December and are adjusted at the interest due dates at a rate of 1.62% over the three month LIBOR Rate.  The Company reflects borrowed funds in the amount of $4.1 million as of September 30, 2013 and 2012 and interest expense of $59 and $66 for the periods ended September 30, 2013 and 2012.
	Bank subsidiary PMG had borrowings of $59.0 million at December 31, 2012, which were comprised of three floating rate lines of credit with other banks. The three floating rate lines have since been paid off and PMG now utilizes FHLB borrowings.
	A summary of maturities of these borrowings over the next five years is as follows:
	(dollars in thousands)
	Year	Amount
	2013	$	39
	2014	1,161
	2015	169
	2016	1,246
	2017	1,470
	Thereafter	48,161
		$	52,246

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	Note 6 — Fair Value of Financial Instruments
	Level I:       Quoted prices are available in active markets for identical assets or liabilities as of the reported date.
	Level II:        Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date.  The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.
	Level III:       Assets and liabilities that have little to no pricing observability as of the reported date.  These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.
	The following tables present the assets and liabilities reported on the consolidated statements of financial condition at their fair value as of December 31, 2012 and September 30, 2013 by level within the fair value hierarchy.  Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.  All measurements are made on a recurring basis, with the exception of other real estate and impaired loans, which are measured on a non-recurring basis.
		December 31, 2012
	(In Thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	22,192		$	—	$	22,192
	U.S. Sponsored Mortgage backed securities	—		56,376			—		56,376
	Other Securities	—		934					934
	Loans held for sale	—		85,529			—		85,529
	Derivative on loans held for sale	—		1,261			—		1,261
	Other Real Estate Owned	—		—			207		207
	Impaired Loans	—		—			2,395		2,395
		September 30, 2013
	(In Thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	59,789		$	—	$	59,789
	U.S. Sponsored Mortgage backed securities	—		49,106			—		49,106
	Other Securities	—		934			—		934
	Loans held for sale	—		46,655			—		46,655
	Derivative on loans held for sale	—		2,636			—		2,636
	Other Real Estate Owned	—		—			647		647
	Impaired loans	—		—			2,762		2,762
	The following table’s present additional quantitative information about assets measured at fair value on a non-recurring basis and for which MVB has utilized Level 3 inputs to determine fair value:
		Quantitative Information about Level 3 Fair Value Measurements
	(in thousands)	Fair Value		Valuation		Unobservable		Range
		Estimate		Techniques		Input		(Weighted
								Average)
	December 31, 2012:
	Impaired loans	$	2,395	Appraisal of collateral (1)		Appraisal adjustments (2)		0% to -50.0%
						Liquidation expenses (2)		(-25.2%)
								-1.5% to 8.0%
								(-5.5%)
	Other real estate owned and repossessed assets	$	207	Appraisal of collateral (1),(3)
	September 30, 2013:
	Impaired loans	$	2,762	Appraisal of collateral (1)		Appraisal adjustments (2)		0% to -50.0%
						Liquidation expenses (2)		(-25.2%)
								-1.5% to 8.0%
								(-5.5%)
	Other real estate owned and repossessed assets	$	647	Appraisal of collateral (1),(3)
	(1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
	(2)  Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	(3)  Includes qualitative adjustments by management and estimated liquidation expenses.
	The following summarizes the methods and significant assumptions used by the Company, the Bank, and as appropriate, other Subsidiaries, in estimating its fair value disclosures for financial instruments.
	Cash and due from banks and interest bearing balances: The carrying values of short-term financial instruments including cash and due from banks, interest bearing balances, and certificates of deposit in other banks approximate the fair value of these instruments.
	Certificates of deposits: The estimated fair values of certificates of deposits held by Bank at other banks.
	Securities:  Estimated fair values of securities are based on quoted market prices, where available.  If quoted market prices are not available, estimated fair values are based on quoted market prices of comparable securities.
	Loans:  The estimated fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms of borrowers of similar credit quality.  No prepayments of principal are assumed.
	Loans held for sale: Estimated fair values of loans held for sale approximate their carrying values.
	Derivative on loans held for sale: Estimated fair values of the derivative on loans held for sale approximate their carrying values.
	Bank owned life insurance: Estimated fair values of bank owned life insurance approximate the cash surrender value of the policies.
	Accrued interest receivable and payable:  The carrying values of accrued interest receivable and payable approximate their estimated fair values.
	Deposits:  The estimated fair values of demand deposits (i.e., non-interest bearing checking, NOW and money market), savings accounts and other variable rate deposits approximate their carrying values.  Fair values of fixed maturity deposits are estimated using a discounted cash flow methodology at rates currently offered for deposits with similar remaining maturities.  Any intangible value of long-term relationships with depositors is not considered in estimating the fair values disclosed.
	Repurchase agreements:  The fair values of repurchase agreements approximate their carrying values.
	FHLB and other borrowings: The fair values of FHLB and other borrowings are based upon rates currently available for borrowings with similar terms and maturities.
	Subordinated debt: The fair value of long-term debt approximates its fair value.
	Off-balance sheet instruments:  The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of agreements and the present credit standing of the counterparties.  The amounts of fees currently charged on commitments and standby letters of credit are deemed significant, and therefore, the estimated fair values and carrying values are not shown.
	The carrying values and estimated fair values of the Company’s financial instruments are summarized as follows:
							Fair Value Measurements at
							December 31, 2012
	(Dollars in thousands)	Carrying		Estimated			Quoted		Significant		Significant
Value		Fair Value		Prices in			Other		Unobservable
				Active			Observable		Inputs
				Markets			Inputs		(Level 3)
				For			(Level 2)
				Identical
				Assets
				(Level 1)
Financial assets:
Cash and due from banks	$	21,637	$	21,637		$	21,637	$	—	$	—
Interest bearing balances	3,703		4,127			4,127		—		—
Certificates of deposits	9,427		9,427			9,427		—		—
Securities available-for-sale	79,502		79,502			—		79,502		—
Securities held-to-maturity	35,370		36,218			—		36,218		—
Loans	442,367		453,082			—		—		453,082
Loans held for sale	85,529		85,529			85,529		—		—
Derivative on loans held for sale	1,261		1,261			1,261		—		—
Bank owned life insurance	10,524		10,524			10,524		—		—
Accrued interest receivable	1,778		1,778			1,778		—		—
	$	691,098	$	703,085		$	134,283	$	115,720	$	453,082
Financial liabilities:
Deposits	$	486,519	$	498,244		$	329,083	$	—	$	169,161
Repurchase agreements	70,234		70,234			70,234		—		—
FHLB and other Borrowings	91,617		94,487			—		—		94,487
Accrued interest payable	329		329			329		—		—
Subordinated debt	4,124		4,664			4,664		—		—
	$	652,823	$	667,958		$	404,310	$	—	$	263,648
						Fair Value Measurements at
						September 30, 2013
(Dollars in thousands)	Carrying		Estimated			Quoted Prices		Significant		Significant
	Value		Fair Value			in		Other		Unobservable
						Active Markets		Observable		Inputs
						For Identical		Inputs		(Level 3)
						Assets (Level 1)		(Level 2)
Financial assets:
Cash and due from banks	$	27,111	$	27,111		$	27,111	$	—	$	—
Interest bearing balances	21,371		21,371			21,371		—		—
Certificates of deposits	9,427		9,427			9,427		—		—
Securities available-for-sale	109,829		109,829			—		109,829		—
Securities held-to-maturity	55,208		52,883			—		52,883		—
Loans	517,458		524,768			—		—		524,768
Loans held for sale	46,655		46,655			46,655		—		—
Derivative on loans held for sale	2,636		2,636			2,636		—		—
Bank owned life insurance	15,945		15,945			15,945		—		—
Accrued interest receivable	2,210		2,210			2,210		—		—
	$	807,850	$	812,835		$	125,355	$	162,712	$	524,768
Financial liabilities:
Deposits	$	620,010	$	610,834		398,977		—		211,857
Repurchase agreements	86,147		86,147			86,147		—		—
FHLB and other Borrowings	52,246		46,656			—		—		46,656
Accrued interest payable	321		321			321		—		—
Subordinated debt	4,124		4,664			4,664		—		—
	$	762,848	$	748,622		$	490,109	$	—	$	258,513
Fair value estimates are made at a specific point in time, based on relevant market information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s or the Bank’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s or the Bank’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.  Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.

Stock_Offering

Stock Offering	9 Months Ended
	Sep. 30, 2013
Stock Offering	'
Stock Offering	'
	Note 7 — Stock Offering
	In late December 2012 the Company began a confidential offering to accredited investors that resulted in the issuance of 1,132,527 shares of common stock totaling $27.2 million in additional capital. This offering was completed during March of 2013.

Net_Income_Per_Common_Share

Net Income Per Common Share	9 Months Ended
	Sep. 30, 2013
Net Income Per Common Share	'
Net Income Per Common Share	'
	Note 8 — Net Income Per Common Share
	The Company determines basic earnings per share by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is determined by dividing net income by the weighted average number of shares outstanding increased by the number of shares that would be issued assuming the exercise of stock options. At September 30, 2013 and 2012, stock options to purchase 199,306 and 172,880 shares at an average price of $16.09 and $15.63, respectively, were outstanding.  For the nine months ended September 30, 2013 and 2012, the dilutive effect of stock options was 116,012 and 50,057 shares, respectively.

Comprehensive_Income

Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Comprehensive Income	'
Comprehensive Income	'
	Note 9 — Comprehensive Income
	The following table presents the components of accumulated OCI (in thousands):
	Details about AOCI	Amount			Amount			Affected line item in the
	Components	Reclassified from			Reclassified from			Statement where net
		AOCI for Nine			AOCI for Three			income is presented
		months Ended			Months Ended
		September 30			September 30
	Available—for-sale securities
	Unrealized holding gains	$	82		$	—		Gain on sale of securities
		82			—			Total before tax
		33			—			Income tax expense
	Total reclassifications	49			—			Net of tax
	Item 1: These items are included in the computation of net periodic pension cost. See Note 10, Pension Plan, for additional information.
	(Dollars in thousands)	Unrealized			Defined benefit			Total
		gains/(losses) on			pension plan
		available-for-sale			items for nine
		securities for nine			months ended
		months ended			September 30
		September 30
	Beginning balance, December 31, 2012	$	240		$	(1,735	)	$	(1,495	)
	Other comprehensive (loss) before reclassification	(1,453		)	—			(1,453		)
	Amounts reclassified from AOCI	49			—			49
	Net current period OCI	(1,404		)	—			(1,404		)
	Ending balance	$	(1,164	)	$	(1,735	)	$	(2,899	)
	(Dollars in thousands)	Unrealized			Defined benefit			Total
		gains/(losses) on			pension plan
		available-for-sale			items for three
		securities for three			months ended
		months ended			September 30
		September 30
	Beginning balance, June 30, 2013	$	(753	)	$	(1,735	)	$	(2,488	)
	Other comprehensive (loss) before reclassification	(411		)	—			(411		)
	Amounts reclassified from AOCI	—			—			—
	Net current period OCI	(411		)	—			(411		)
	Ending balance	$	(1,164	)	$	(1,735	)	$	(2,899	)
	(Dollars in thousands)	September 30,
		2013
	Net unrealized gain on securities available-for-sale	$	(1,164	)
	Net unrecognized pension cost	(1,735		)
	Total	$	(2,899	)

Pension_Plan

Pension Plan	9 Months Ended
	Sep. 30, 2013
Pension Plan	'
Pension Plan	'
	Note 10 — Pension Plan
	The Company participates in a trusteed pension plan known as the Allegheny Group Retirement Plan covering virtually all full-time employees. Benefits are based on years of service and the employee’s compensation.

Subsequent_Event

Subsequent Event	9 Months Ended
	Sep. 30, 2013
Subsequent Event	'
Subsequent Event	'
	Note 11 — Subsequent Event
	On October 23, 2013, the Company and the Bank have entered into a Purchase and Assumption Agreement with CFG Community Bank (“CFG”) and its parent, Capital Funding Bancorp, Inc., to purchase certain assets and assume certain liabilities of CFG and its subsidiaries for approximately $30 million in cash and MVB Financial common shares.
	Consummation of this transaction is subject to certain customary closing conditions, including requisite regulatory approvals and material third-party consents, the absence of certain legal impediments to the consummation of the transaction and subject to certain exceptions, the accuracy of the representations and warranties and compliance with the covenants of each party.

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2013
Investments	'
Schedule of amortized cost and fair values of investment securities held-to-maturity	'
	Amortized cost and fair values of investment securities held-to-maturity at December 31, 2012, including gross unrealized gains and losses, are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	Municipal securities	$	35,370	$	988		$	(140	)	$	36,218
		$	35,370	$	988		$	(140	)	$	36,218
	Amortized cost and fair values of investment securities held-to-maturity at September 30, 2013, including gross unrealized gains and losses, are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	Municipal securities	$	55,208	$	458		$	(2,783	)	$	52,883
		$	55,208	$	458		$	(2,783	)	$	52,883
Schedule of amortized cost and fair values of investment securities available-for-sale	'
	Amortized cost and fair values of investment securities available-for-sale at December 31, 2012 are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	U. S. Agency securities	$	21,951	$	247		$	(6	)	$	22,192
	Mortgage-backed securities	56,217		328			(169		)	56,376
	Other securities	934		—			—			934
		$	79,102	$	575		$	(175	)	$	79,502
	Amortized cost and fair values of investment securities available-for-sale at September 30, 2013 are summarized (with dollars in thousands) as follows:
		Amortized		Unrealized			Unrealized			Fair
		Cost		Gain			Loss			Value
	U. S. Agency securities	$	61,078	$	73		$	(1,362	)	$	59,789
	Mortgage-backed securities	49,756		123			(773		)	49,106
	Other securities	934		—			—			934
		$	111,768	$	196		$	(2,135	)	$	109,829
Schedule of amortized cost and fair values of securities by maturity	'
	The following tables summarize amortized cost and fair values of securities (with dollars in thousands) by maturity:
		September 30, 2013
		Held to Maturity					Available for sale
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Within one year	$	755	$	769		$	—		$	—
	After one year, but within five	3,211		3,311			25,439			25,261
	After five years, but within ten	10,844		10,873			48,330			47,239
	After ten Years	40,398		37,930			37,999			37,329
	Total	$	55,208	$	52,883		$	111,768		$	109,829
Schedule of investments in an unrealized loss position	'
	The following table discloses investments in an unrealized loss position: (with dollars in thousands)
	Description and number	Less than 12 months					12 months or more
	of positions	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agencies(3)	$	9,676	$	(6	)	$	—		$	—
	Mortgage-backed securities(11)	28,688		(169		)	—			—
	Municipal securities(28)	11,216		(140		)	—			—
		$	49,580	$	(315	)	$	—		$	—
	At September 30, 2013, total temporary impairment (with dollars in thousands) totaled $4,918.
	Description and number	Less than 12 months					12 months or more
	of positions	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agencies(16)	$	52,619	$	(1,362	)	$	—		$	—
	Mortgage-backed securities(14)	24,746		(600		)	6,203			(173		)
	Municipal securities(98)	33,659		(2,461		)	3,740			(322		)
		$	111,024	$	(4,423	)	$	9,943		$	(495	)

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans	'
Schedule of activity in the allowance	'
	Activity in the allowance is presented for the periods indicated (in thousands):
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 6/30/12	$	2,553		$	419		$	241		$	247		$	20		$	3,480
	Charge-offs	(374		)	—			(75		)	(117		)	—			(566		)
	Recoveries	1			—			1			1			—			3
	Provision	570			14			70			121			—			775
	ALL balance 9/30/12	$	2,750		$	433		$	237		$	252		$	20		$	3,692
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 12/31/11	$	2,164		$	366		$	249		$	255		$	11		$	3,045
	Charge-offs	(1,290		)	—			(84		)	(123		)	—			(1,497		)
	Recoveries	3			—			3			13			—			19
	Provision	1,873			67			69			107			9			2,125
	ALL balance 9/30/12	$	2,750		$	433		$	237		$	252		$	20		$	3,692
	Individually evaluated for impairment	$	503		$	16		$	—		$	7		$	—		$	526
	Collectively evaluated for impairment	$	2,247		$	417		$	237		$	245		$	20		$	3,166
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 6/30/13	$	3,740		$	490		$	351		$	231		$	16		$	4,828
	Charge-offs	(485		)	(36		)	—			—			—			(521		)
	Recoveries	30			24			1			—			—			55
	Provision	135			57			96			38			—			326
	ALL balance 9/30/13	$	3,420		$	535		$	448		$	269		$	16		$	4,688
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance 12/31/12	$	3,107		$	514		$	242		$	200		$	13		$	4,076
	Charge-offs	(1,457		)	(38		)	—			—			(11		)	(1,506		)
	Recoveries	55			60			9			1			—			125
	Provision	1,715			(1		)	197			68			14			1,993
	ALL balance 9/30/13	$	3,420		$	535		$	448		$	269		$	16		$	4,688
	Individually evaluated for impairment	$	871		$	180		$	—		$	11		$	—		$	1,061
	Collectively evaluated for impairment	$	2,549		$	355		$	448		$	258		$	16		$	3,627
Summary of the primary segments of the Company loan portfolio	'
	The following table summarizes the primary segments of the Company loan portfolio as of December 31, 2012 (in thousands):
	December 31, 2012	Commercial			Residential			Home			Installment			Credit			Total
								Equity						Cards
	Total Loans	$	299,639		$	113,212		$	16,800		$	16,174		$	618		$	446,443
	Individually evaluated for impairment	$	3,074		$	43		$	0		$	1		$	0		$	3,118
	Collectively evaluated for impairment	$	296,565		$	113,169		$	16,800		$	16,173		$	618		$	443,325
	The following table summarizes the primary segments of the Company loan portfolio as of September 30, 2013 (in thousands):
	September 30, 2013	Commercial			Residential			Home			Installment			Credit			Total
								Equity						Cards
	Total Loans	$	352,624		$	124,820		$	25,489		$	18,604		$	609		$	522,146
	Individually evaluated for impairment	$	3,539		$	264		$	—		$	20		$	—		$	3,823
	Collectively evaluated for impairment	$	349,085		$	124,556		$	25,489		$	18,584		$	609		$	518,323
Schedule of impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary	'
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of December 31, 2012 (in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
	31-Dec-12	Investment			Allowance			Investment			Investment			Balance
	Commercial	$	3,074		$	683		$	—		$	3,074		$	3,074
	Residential	43			16			—			43			43
	Home Equity	—			—			—			—			—
	Installment	1			24			—			1			1
	Credit Card	—			—			—			—			—
	Total impaired loans	$	3,118		$	723		$	—		$	3,118		$	3,118
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of September 30, 2013 (in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
	Sept. 30, 2013	Investment			Allowance			Investment			Investment			Balance
	Commercial	$	3,420		$	871		$	119		$	3,539		$	3,641
	Residential	264			180			—			264			264
	Home Equity	—			—			—			—			—
	Installment	20			11			—			20			20
	Credit Card	—			—			—			—			—
	Total impaired loans	$	3,704		$	1,061		$	119		$	3,823		$	3,925
Schedule of the average recorded investment in impaired loans and related interest income recognized	'
	The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands):
		Nine months						Three Months
		September 30						September 30
		2013			2012			2013			2012
	Average investment in impaired loans	$	4,578		$	3,681		$	4,241		$	3,397
	Interest income recognized on an accrual basis on impaired loans	$	86		$	109		$	33		$	35
Schedule of classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system	'
	The following table represents the classes of the Company loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of December 31, 2012 and September 30, 2013 (in thousands):
					Special
	Dec. 31, 2012	Pass			Mention			Substandard			Doubtful			Total
	Commercial	$	286,472		$	8,646		$	1,770		$	2,751		$	299,639
	Residential	110,663			2,260			289			—			113,212
	Home Equity	16,540			260			—			—			16,800
	Installment	15,806			354			13			1			16,174
	Credit Card	589			29			—			—			618
	Total	$	430,070		$	11,549		$	2,072		$	2,752		$	446,443
					Special
	September 30, 2013	Pass			Mention			Substandard			Doubtful			Total
	Commercial	$	334,137		$	13,335		$	5,152		$	—		$	352,624
	Residential	121,789			2,766			265			—			124,820
	Home Equity	25,153			336			—			—			25,489
	Installment	18,106			479			18			1			18,604
	Credit Card	597			12			—			—			609
	Total	$	499,782		$	16,928		$	5,435		$	1		$	522,146
Schedule of classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans	'
	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of December 31, 2012 and September 30, 2013 (in thousands):
	Dec. 31, 2012	Current			30-59			60-89			90			Total			Non-			Total
					Days			Days			Days			Past Due			Accrual			Loans
					Past Due			Past Due			Past Due
	Commercial	$	295,295		$	767		$	221		$	275		$	1,263		$	3,081		$	299,639
	Residential	111,053			1,772			293			51			2,116			43			113,212
	Home Equity	16,772			28			—			—			28			—			16,800
	Installment	15,991			179			—			3			182			1			16,174
	Credit Card	589			24			5			—			29			—			618
	Total	$	439,700		$	2,770		$	519		$	329		$	3,618		$	3,125		$	446,443
					30-59			60-89			90
					Days			Days			Days			Total			Non-			Total
	Sept. 30, 2013	Current			Past Due			Past Due			Past Due			Past Due			Accrual			Loans
	Commercial	$	349,581		$	1,337		$	994		$	472		$	2,803		$	240		$	352,624
	Residential	124,154			36			573			28			637			29			124,820
	Home Equity	25,433			28			—			28			56			—			25,489
	Installment	18,391			130			79			3			212			1			18,604
	Credit Card	584			13			—			12			25			—			609
	Total	$	518,143		$	1,544		$	1,646		$	543		$	3,733		$	270		$	522,146
Schedule of loans identified as Troubled Debt Restructurings ("TDRs")	'
	The following table presents details related to loans identified as Troubled Debt Restructurings (“TDRs”) for the periods indicated (in thousands):
		New TDRs (1)
		For the Nine months Ended								For the Three Months Ended
		September 30, 2013								September 30, 2013
	(Unaudited, dollars in thousands)	Number of		Pre-			Post-			Number		Pre-			Post-
		Contracts		Modification			Modification			of		Modification			Modification
				Outstanding			Outstanding			Contracts		Outstanding			Outstanding
				Recorded			Recorded					Recorded			Recorded
				Investment			Investment					Investment			Investment
	Commercial real estate:	1		$	352		$	250		—		$	—		$	—
	Land and construction	2		1,617			1,616			1		280			279
	Other	—		—			—			—		—			—
	Total commercial real estate	3		1,969			1,866			1		280			279
	Commercial and industrial	2		119			119			—		—			—
	Residential real estate	—		—			—			—		—			—
	Home equity	—		—			—			—		—			—
	Consumer	3		8			7			—		—			—
	Total	8		$	2,096		$	1,992		1		$	280		$	279
	(1)         Excludes loans that were either paid off or charged-off by period end.  The pre-modification balance represents the balance outstanding at the beginning of the period.  The post-modification balance represents the outstanding balance at period end.

Borrowed_Funds_Tables

Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2013
Borrowed Funds	'
Schedule of borrowings from the FHLB	'
	Borrowings from the FHLB were as follows:	Sept 30		Dec 31
	(dollars in thousands)	2013		2012
	Fixed interest rate note, originating April 1999, due April 2014, interest of 5.41% is payable monthly.	$	1,000	$	1,000
	Fixed interest rate note, originating January 2005, due January 2020, interest of 5.14% is payable in monthly installments of $11.	—		763
	Fixed interest rate note, originating April 2002, due May 2017, interest of 5.90% is payable monthly.	602		615
	Fixed interest rate note, originating July 2006, due July 2016, interest of 4.50% is payable in monthly installments of $8.	1,225		1,258
	Fixed interest rate note, originating October 2006, due October 2021, interest of 5.20% is payable in monthly installments of $6.	1,030		1,047
	Fixed interest rate note, originating February 2007, due February 2022, interest of 5.22% is payable in monthly installments of $5.	865		879
	Fixed interest rate note, originating April 2007, due April 2022, interest of 5.18% is payable in monthly installments of $6.	979		995
	Floating interest rate note, originating March 2003, interest of 0.25% payable monthly.	45,588		23,065
	Fixed interest rate note, originating December 2007, due December 2017, interest of 5.25% is payable in monthly installments of $7.	957		978
	Fixed interest rate note originating March 2008, due March 2013, interest of 2.37% payable quarterly.	—		2,000
		$	52,246	$	32,600
Schedule of maturities of borrowings over the next five years	'
	(dollars in thousands)
	Year	Amount
	2013	$	39
	2014	1,161
	2015	169
	2016	1,246
	2017	1,470
	Thereafter	48,161
		$	52,246

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Schedule of assets and liabilities reported at their fair value, by level within the fair value hierarchy	'
		December 31, 2012
	(In Thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	22,192		$	—	$	22,192
	U.S. Sponsored Mortgage backed securities	—		56,376			—		56,376
	Other Securities	—		934					934
	Loans held for sale	—		85,529			—		85,529
	Derivative on loans held for sale	—		1,261			—		1,261
	Other Real Estate Owned	—		—			207		207
	Impaired Loans	—		—			2,395		2,395
		September 30, 2013
	(In Thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	59,789		$	—	$	59,789
	U.S. Sponsored Mortgage backed securities	—		49,106			—		49,106
	Other Securities	—		934			—		934
	Loans held for sale	—		46,655			—		46,655
	Derivative on loans held for sale	—		2,636			—		2,636
	Other Real Estate Owned	—		—			647		647
	Impaired loans	—		—			2,762		2,762
Schedule of quantitative information about assets measured at fair value on a non-recurring basis	'
		Quantitative Information about Level 3 Fair Value Measurements
	(in thousands)	Fair Value		Valuation		Unobservable		Range
		Estimate		Techniques		Input		(Weighted
								Average)
	December 31, 2012:
	Impaired loans	$	2,395	Appraisal of collateral (1)		Appraisal adjustments (2)		0% to -50.0%
						Liquidation expenses (2)		(-25.2%)
								-1.5% to 8.0%
								(-5.5%)
	Other real estate owned and repossessed assets	$	207	Appraisal of collateral (1),(3)
	September 30, 2013:
	Impaired loans	$	2,762	Appraisal of collateral (1)		Appraisal adjustments (2)		0% to -50.0%
						Liquidation expenses (2)		(-25.2%)
								-1.5% to 8.0%
								(-5.5%)
	Other real estate owned and repossessed assets	$	647	Appraisal of collateral (1),(3)
	(1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
	(2)  Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	(3)  Includes qualitative adjustments by management and estimated liquidation expenses.
Schedule of carrying values and estimated fair values of the Company's financial instruments	'
							Fair Value Measurements at
							December 31, 2012
	(Dollars in thousands)	Carrying		Estimated			Quoted		Significant		Significant
		Value		Fair Value			Prices in		Other		Unobservable
							Active		Observable		Inputs
							Markets		Inputs		(Level 3)
							For		(Level 2)
							Identical
							Assets
							(Level 1)
	Financial assets:
	Cash and due from banks	$	21,637	$	21,637		$	21,637	$	—	$	—
	Interest bearing balances	3,703		4,127			4,127		—		—
	Certificates of deposits	9,427		9,427			9,427		—		—
	Securities available-for-sale	79,502		79,502			—		79,502		—
	Securities held-to-maturity	35,370		36,218			—		36,218		—
	Loans	442,367		453,082			—		—		453,082
	Loans held for sale	85,529		85,529			85,529		—		—
	Derivative on loans held for sale	1,261		1,261			1,261		—		—
	Bank owned life insurance	10,524		10,524			10,524		—		—
	Accrued interest receivable	1,778		1,778			1,778		—		—
		$	691,098	$	703,085		$	134,283	$	115,720	$	453,082
	Financial liabilities:
	Deposits	$	486,519	$	498,244		$	329,083	$	—	$	169,161
	Repurchase agreements	70,234		70,234			70,234		—		—
	FHLB and other Borrowings	91,617		94,487			—		—		94,487
	Accrued interest payable	329		329			329		—		—
	Subordinated debt	4,124		4,664			4,664		—		—
		$	652,823	$	667,958		$	404,310	$	—	$	263,648
							Fair Value Measurements at
							September 30, 2013
	(Dollars in thousands)	Carrying		Estimated			Quoted Prices		Significant		Significant
		Value		Fair Value			in		Other		Unobservable
							Active Markets		Observable		Inputs
							For Identical		Inputs		(Level 3)
							Assets (Level 1)		(Level 2)
	Financial assets:
	Cash and due from banks	$	27,111	$	27,111		$	27,111	$	—	$	—
	Interest bearing balances	21,371		21,371			21,371		—		—
	Certificates of deposits	9,427		9,427			9,427		—		—
	Securities available-for-sale	109,829		109,829			—		109,829		—
	Securities held-to-maturity	55,208		52,883			—		52,883		—
	Loans	517,458		524,768			—		—		524,768
	Loans held for sale	46,655		46,655			46,655		—		—
	Derivative on loans held for sale	2,636		2,636			2,636		—		—
	Bank owned life insurance	15,945		15,945			15,945		—		—
	Accrued interest receivable	2,210		2,210			2,210		—		—
		$	807,850	$	812,835		$	125,355	$	162,712	$	524,768
	Financial liabilities:
	Deposits	$	620,010	$	610,834		398,977		—		211,857
	Repurchase agreements	86,147		86,147			86,147		—		—
	FHLB and other Borrowings	52,246		46,656			—		—		46,656
	Accrued interest payable	321		321			321		—		—
	Subordinated debt	4,124		4,664			4,664		—		—
		$	762,848	$	748,622		$	490,109	$	—	$	258,513

Comprehensive_Income_Tables

Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Comprehensive Income	'
Schedule of reclassifications from AOCI components	'
	The following table presents the components of accumulated OCI (in thousands):
	Details about AOCI	Amount			Amount			Affected line item in the
	Components	Reclassified from			Reclassified from			Statement where net
		AOCI for Nine			AOCI for Three			income is presented
		months Ended			Months Ended
		September 30			September 30
	Available—for-sale securities
	Unrealized holding gains	$	82		$	—		Gain on sale of securities
		82			—			Total before tax
		33			—			Income tax expense
	Total reclassifications	49			—			Net of tax
Schedule of the components of accumulated OCI	'
	(Dollars in thousands)	Unrealized			Defined benefit			Total
		gains/(losses) on			pension plan
		available-for-sale			items for nine
		securities for nine			months ended
		months ended			September 30
		September 30
	Beginning balance, December 31, 2012	$	240		$	(1,735	)	$	(1,495	)
	Other comprehensive (loss) before reclassification	(1,453		)	—			(1,453		)
	Amounts reclassified from AOCI	49			—			49
	Net current period OCI	(1,404		)	—			(1,404		)
	Ending balance	$	(1,164	)	$	(1,735	)	$	(2,899	)
	(Dollars in thousands)	Unrealized			Defined benefit			Total
		gains/(losses) on			pension plan
		available-for-sale			items for three
		securities for three			months ended
		months ended			September 30
		September 30
	Beginning balance, June 30, 2013	$	(753	)	$	(1,735	)	$	(2,488	)
	Other comprehensive (loss) before reclassification	(411		)	—			(411		)
	Amounts reclassified from AOCI	—			—			—
	Net current period OCI	(411		)	—			(411		)
	Ending balance	$	(1,164	)	$	(1,735	)	$	(2,899	)
	(Dollars in thousands)	September 30,
		2013
	Net unrealized gain on securities available-for-sale	$	(1,164	)
	Net unrecognized pension cost	(1,735		)
	Total	$	(2,899	)

Investments_Details

Investments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost and fair values of investment securities held-to-maturity	'	'
Amortized Cost	$55,208	$35,370
Unrealized Gain	458	988
Unrealized Loss	-2,783	-140
Fair Value	52,883	36,218
Municipal securities	'	'
Amortized cost and fair values of investment securities held-to-maturity	'	'
Amortized Cost	55,208	35,370
Unrealized Gain	458	988
Unrealized Loss	-2,783	-140
Fair Value	$52,883	$36,218

Investments_Details_2

Investments (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost and fair values of investment securities available-for-sale	'	'
Fair Value	$109,829	$79,502
Debt Securities	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	111,768	79,102
Unrealized Gain	196	575
Unrealized Loss	-2,135	-175
Fair Value	109,829	79,502
U.S. Agency securities	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	61,078	21,951
Unrealized Gain	73	247
Unrealized Loss	-1,362	-6
Fair Value	59,789	22,192
Mortgage-backed securities	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	49,756	56,217
Unrealized Gain	123	328
Unrealized Loss	-773	-169
Fair Value	49,106	56,376
Other securities	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	934	934
Fair Value	$934	$934

Investments_Details_3

Investments (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Held to Maturity, Amortized Cost	'	'	'
Within one year	$755	'	'
After one year, but within five	3,211	'	'
After five years, but within ten	10,844	'	'
After ten Years	40,398	'	'
Total	55,208	'	'
Held to Maturity, Fair Value	'	'	'
Within one year	769	'	'
After one year, but within five	3,311	'	'
After five years, but within ten	10,873	'	'
After ten Years	37,930	'	'
Fair Value	52,883	36,218	'
Available for sale, Amortized Cost	'	'	'
After one year, but within five	25,439	'	'
After five years, but within ten	48,330	'	'
After ten Years	37,999	'	'
Total	111,768	'	'
Available for sale, Fair Value	'	'	'
After one year, but within five	25,261	'	'
After five years, but within ten	47,239	'	'
After ten Years	37,329	'	'
Fair Value	109,829	79,502	'
Carrying value of investment securities pledged	$159,537	'	$84,301

Investments_Details_4

Investments (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investments	'	'
Total temporary impairment	$4,918	$315
Investments in an unrealized loss position	'	'
Less than 12 months, Fair Value	111,024	49,580
Less than 12 months, Unrealized Loss	-4,423	-315
12 months or more, Fair Value	9,943	'
12 months or more, Unrealized Loss	-495	'
U.S. Agencies	'	'
Investments in an unrealized loss position	'	'
Number of investments in an unrealized loss position	16	3
Less than 12 months, Fair Value	52,619	9,676
Less than 12 months, Unrealized Loss	-1,362	-6
Mortgage-backed securities	'	'
Investments in an unrealized loss position	'	'
Number of investments in an unrealized loss position	14	11
Less than 12 months, Fair Value	24,746	28,688
Less than 12 months, Unrealized Loss	-600	-169
12 months or more, Fair Value	6,203	'
12 months or more, Unrealized Loss	-173	'
Municipal securities	'	'
Investments in an unrealized loss position	'	'
Number of investments in an unrealized loss position	98	28
Less than 12 months, Fair Value	33,659	11,216
Less than 12 months, Unrealized Loss	-2,461	-140
12 months or more, Fair Value	3,740	'
12 months or more, Unrealized Loss	($322)	'

Loans_Details

Loans (Details) (USD $)	3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
					Commercial	Commercial	Commercial	Commercial	Residential	Residential	Residential	Residential	Home Equity	Home Equity	Home Equity	Home Equity	Installment	Installment	Installment	Installment	Credit Card	Credit Card	Credit Card	Credit Card
Activity in the allowance for loan losses:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
ALL balance at the beginning of period	$4,828	$3,480	$4,076	$3,045	$3,740	$2,553	$3,107	$2,164	$490	$419	$514	$366	$351	$241	$242	$249	$231	$247	$200	$255	$13	$11	$16	$20
Charge-offs	-521	-566	-1,506	-1,497	-485	-374	-1,457	-1,290	-36	'	-38	'	'	-75	'	-84	'	-117	'	-123	-11	'	'	'
Recoveries	55	3	125	19	30	1	55	3	24	'	60	'	1	1	9	3	'	1	1	13	'	'	'	'
Provision	326	775	1,993	2,125	135	570	1,715	1,873	57	14	-1	67	96	70	197	69	38	121	68	107	14	9	'	'
ALL balance at the end of period	4,688	3,692	4,688	3,692	3,420	2,750	3,420	2,750	535	433	535	433	448	237	448	237	269	252	269	252	16	20	16	20
Individually evaluated for impairment	1,061	526	1,061	526	871	503	871	503	180	16	180	16	'	'	'	'	11	7	11	7	'	'	'	'
Collectively evaluated for impairment	$3,627	$3,166	$3,627	$3,166	$2,549	$2,247	$2,549	$2,247	$355	$417	$355	$417	$448	$237	$448	$237	$258	$245	$258	$245	$16	$20	'	'

Loans_Details_2

Loans (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Primary segments of the loan portfolio:	'	'
Total Loans	$522,146	$446,443
Individually evaluated for impairment	3,823	3,118
Collectively evaluated for impairment	518,323	443,325
Performing loans	'	'
Primary segments of the loan portfolio:	'	'
Individually evaluated for impairment	3,553	'
Non-performing loans	'	'
Primary segments of the loan portfolio:	'	'
Individually evaluated for impairment	270	'
Commercial	'	'
Primary segments of the loan portfolio:	'	'
Total Loans	352,624	299,639
Individually evaluated for impairment	3,539	3,074
Collectively evaluated for impairment	349,085	296,565
Residential	'	'
Primary segments of the loan portfolio:	'	'
Total Loans	124,820	113,212
Individually evaluated for impairment	264	43
Collectively evaluated for impairment	124,556	113,169
Home Equity	'	'
Primary segments of the loan portfolio:	'	'
Total Loans	25,489	16,800
Collectively evaluated for impairment	25,489	16,800
Installment	'	'
Primary segments of the loan portfolio:	'	'
Total Loans	18,604	16,174
Individually evaluated for impairment	20	1
Collectively evaluated for impairment	18,584	16,173
Credit Cards	'	'
Primary segments of the loan portfolio:	'	'
Total Loans	609	618
Individually evaluated for impairment	'	0
Collectively evaluated for impairment	$609	$618

Loans_Details_3

Loans (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	$3,704	$3,118
Impaired Loans with Specific Allowance, Related Allowance	1,061	723
Impaired Loans with No Specific Allowance, Recorded Investment	119	'
Total Impaired Loans, Recorded Investment	3,823	3,118
Total Impaired Loans, Unpaid Principal Balance	3,925	3,118
Commercial	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	3,420	3,074
Impaired Loans with Specific Allowance, Related Allowance	871	683
Impaired Loans with No Specific Allowance, Recorded Investment	119	'
Total Impaired Loans, Recorded Investment	3,539	3,074
Total Impaired Loans, Unpaid Principal Balance	3,641	3,074
Residential	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	264	43
Impaired Loans with Specific Allowance, Related Allowance	180	16
Total Impaired Loans, Recorded Investment	264	43
Total Impaired Loans, Unpaid Principal Balance	264	43
Installment	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	20	1
Impaired Loans with Specific Allowance, Related Allowance	11	24
Total Impaired Loans, Recorded Investment	20	1
Total Impaired Loans, Unpaid Principal Balance	$20	$1

Loans_Details_4

Loans (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
			item
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	$4,241	$3,397	$4,578	$3,681
Interest income recognized on an accrual basis on impaired loans	$33	$35	$86	$109
Number of points in internal risk rating system	'	'	9	'
Number of categories in internal risk rating system considered as not criticized	'	'	6	'
Maximum period above which loans past due are considered Substandard	'	'	'90 days	'

Loans_Details_5

Loans (Details 5) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Minimum threshold for performing annual review of commercial relationship	$750,000	'
Total Loans	522,146,000	446,443,000
Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	499,782,000	430,070,000
Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	16,928,000	11,549,000
Substandard	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	5,435,000	2,072,000
Doubtful	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	1,000	2,752,000
Commercial	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	352,624,000	299,639,000
Commercial | Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	334,137,000	286,472,000
Commercial | Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	13,335,000	8,646,000
Commercial | Substandard	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	5,152,000	1,770,000
Commercial | Doubtful	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	'	2,751,000
Residential	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	124,820,000	113,212,000
Residential | Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	121,789,000	110,663,000
Residential | Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	2,766,000	2,260,000
Residential | Substandard	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	265,000	289,000
Home Equity	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	25,489,000	16,800,000
Home Equity | Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	25,153,000	16,540,000
Home Equity | Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	336,000	260,000
Installment	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	18,604,000	16,174,000
Installment | Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	18,106,000	15,806,000
Installment | Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	479,000	354,000
Installment | Substandard	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	18,000	13,000
Installment | Doubtful	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	1,000	1,000
Credit Card	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	609,000	618,000
Credit Card | Pass	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	597,000	589,000
Credit Card | Special Mention	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'
Total Loans	$12,000	$29,000

Loans_Details_6

Loans (Details 6) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
	item
Aging categories of performing loans and nonaccrual loans	'	'
Current	$518,143	$439,700
30-59 Days Past Due	1,544	2,770
60-89 Days Past Due	1,646	519
90 Days Past Due	543	329
Total Past Due	3,733	3,618
Non-Accrual	270	3,125
Total Loans	522,146	446,443
Number of rolling quarters utilized by Commercial, Mortgage and Consumer pools	12	'
Commercial	'	'
Aging categories of performing loans and nonaccrual loans	'	'
Current	349,581	295,295
30-59 Days Past Due	1,337	767
60-89 Days Past Due	994	221
90 Days Past Due	472	275
Total Past Due	2,803	1,263
Non-Accrual	240	3,081
Total Loans	352,624	299,639
Residential	'	'
Aging categories of performing loans and nonaccrual loans	'	'
Current	124,154	111,053
30-59 Days Past Due	36	1,772
60-89 Days Past Due	573	293
90 Days Past Due	28	51
Total Past Due	637	2,116
Non-Accrual	29	43
Total Loans	124,820	113,212
Home Equity	'	'
Aging categories of performing loans and nonaccrual loans	'	'
Current	25,433	16,772
30-59 Days Past Due	28	28
90 Days Past Due	28	'
Total Past Due	56	28
Total Loans	25,489	16,800
Installment	'	'
Aging categories of performing loans and nonaccrual loans	'	'
Current	18,391	15,991
30-59 Days Past Due	130	179
60-89 Days Past Due	79	'
90 Days Past Due	3	3
Total Past Due	212	182
Non-Accrual	1	1
Total Loans	18,604	16,174
Credit Card	'	'
Aging categories of performing loans and nonaccrual loans	'	'
Current	584	589
30-59 Days Past Due	13	24
60-89 Days Past Due	'	5
90 Days Past Due	12	'
Total Past Due	25	29
Total Loans	$609	$618

Loans_Details_7

Loans (Details 7) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
	contract	contract
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	1	8
Pre-Modification Outstanding Recorded Investment	$280	$2,096
Post-Modification Outstanding Recorded Investment	279	1,992
Commercial real estate	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	'	1
Pre-Modification Outstanding Recorded Investment	'	352
Post-Modification Outstanding Recorded Investment	'	250
Land and construction	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	1	2
Pre-Modification Outstanding Recorded Investment	280	1,617
Post-Modification Outstanding Recorded Investment	279	1,616
Total commercial real estate	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	1	3
Pre-Modification Outstanding Recorded Investment	280	1,969
Post-Modification Outstanding Recorded Investment	279	1,866
Commercial and industrial	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	'	2
Pre-Modification Outstanding Recorded Investment	'	119
Post-Modification Outstanding Recorded Investment	'	119
Consumer	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'
Number of Contracts	'	3
Pre-Modification Outstanding Recorded Investment	'	8
Post-Modification Outstanding Recorded Investment	'	$7

Borrowed_Funds_Details

Borrowed Funds (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Borrowed Funds	'	'
Repurchase agreements	$86,147,000	$70,234,000
Remaining maximum borrowing capacity with the FHLB	209,500,000	'
Borrowed funds	'	'
Borrowings from the FHLB	52,246,000	32,600,000
Fixed interest rate note, originating April 1999, due April 2014	'	'
Borrowed funds	'	'
Borrowings from the FHLB	1,000,000	1,000,000
Interest rate on debt security (as a percent)	5.41%	5.41%
Fixed interest rate note, originating January 2005, due January 2020	'	'
Borrowed funds	'	'
Borrowings from the FHLB	'	763,000
Interest rate on debt security (as a percent)	'	5.14%
Monthly installments	'	11,000
Fixed interest rate note, originating April 2002, due May 2017	'	'
Borrowed funds	'	'
Borrowings from the FHLB	602,000	615,000
Interest rate on debt security (as a percent)	5.90%	5.90%
Fixed interest rate note, originating July 2006, due July 2016	'	'
Borrowed funds	'	'
Borrowings from the FHLB	1,225,000	1,258,000
Interest rate on debt security (as a percent)	4.50%	4.50%
Monthly installments	8,000	8,000
Fixed interest rate note, originating October 2006, due October 2021	'	'
Borrowed funds	'	'
Borrowings from the FHLB	1,030,000	1,047,000
Interest rate on debt security (as a percent)	5.20%	5.20%
Monthly installments	6,000	6,000
Fixed interest rate note, originating February 2007, due February 2022	'	'
Borrowed funds	'	'
Borrowings from the FHLB	865,000	879,000
Interest rate on debt security (as a percent)	5.22%	5.22%
Monthly installments	5,000	5,000
Fixed interest rate note, originating April 2007, due April 2022	'	'
Borrowed funds	'	'
Borrowings from the FHLB	979,000	995,000
Interest rate on debt security (as a percent)	5.18%	5.18%
Monthly installments	6,000	6,000
Floating interest rate note, originating March 2003	'	'
Borrowed funds	'	'
Borrowings from the FHLB	45,588,000	23,065,000
Interest rate on debt security at period end (as a percent)	0.25%	0.25%
Fixed interest rate note, originating December 2007, due December 2017	'	'
Borrowed funds	'	'
Borrowings from the FHLB	957,000	978,000
Interest rate on debt security (as a percent)	5.25%	5.25%
Monthly installments	7,000	7,000
Fixed interest rate note originating March 2008, due March 2013	'	'
Borrowed funds	'	'
Borrowings from the FHLB	'	$2,000,000
Interest rate on debt security (as a percent)	'	2.37%

Borrowed_Funds_Details_2

Borrowed Funds (Details 2) (USD $)	1 Months Ended	3 Months Ended		9 Months Ended
	Mar. 31, 2007	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Trust Preferred Securities and Subordinated Debentures	'	'	'	'	'	'
Period after issuance that securities become redeemable	'5 years	'	'	'	'	'
Borrowed funds	'	$4,124,000	'	$4,124,000	'	$4,124,000
Interest expense on borrowed funds	'	20,000	22,000	59,000	66,000	'
PMG	'	'	'	'	'	'
Trust Preferred Securities and Subordinated Debentures	'	'	'	'	'	'
Line of credit outstanding	'	'	'	'	'	59,000,000
Number of floating rate lines of credit with other banks	'	'	'	'	'	3
Subordinated Debentures	'	'	'	'	'	'
Trust Preferred Securities and Subordinated Debentures	'	'	'	'	'	'
Face amount of debt issued	4,000,000	'	'	'	'	'
Term of debt instrument	'30 years	'	'	'	'	'
Variable rate basis spread (as a percent)	'	'	'	1.62%	'	'
Debt instrument interest rate description	'	'	'	'three month LIBOR Rate	'	'
Borrowed funds	'	4,100,000	4,100,000	4,100,000	4,100,000	'
Interest expense on borrowed funds	'	'	'	$59,000	$66,000	'

Borrowed_Funds_Details_3

Borrowed Funds (Details 3) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Maturities of borrowings over the next five years	'
2013	$39
2014	1,161
2015	169
2016	1,246
2017	1,470
Thereafter	48,161
Total	$52,246

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Recurring	'	'
Fair value of assets and liabilities	'	'
Loans held for sale	$46,655	$85,529
Derivative on loans held for sale	2,636	1,261
Recurring | Level II	'	'
Fair value of assets and liabilities	'	'
Loans held for sale	46,655	85,529
Derivative on loans held for sale	2,636	1,261
Recurring | U.S. Government Agency Securities	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	59,789	22,192
Recurring | U.S. Government Agency Securities | Level II	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	59,789	22,192
Recurring | U.S. Sponsored Mortgage backed securities	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	49,106	56,376
Recurring | U.S. Sponsored Mortgage backed securities | Level II	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	49,106	56,376
Recurring | Other Securities	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	934	934
Recurring | Other Securities | Level II	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	934	934
Non-recurring	'	'
Fair value of assets and liabilities	'	'
Other Real Estate Owned	647	207
Impaired loans	2,762	2,395
Non-recurring | Level III	'	'
Fair value of assets and liabilities	'	'
Other Real Estate Owned	647	207
Impaired loans	$2,762	$2,395

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments (Details 2) (Non-recurring, Appraisal of collateral, Level 3 inputs, USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired loans	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Fair Value Estimate	$2,762	$2,395
Impaired loans | Minimum	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	0.00%	0.00%
Liquidation expenses (as a percent)	-1.50%	-1.50%
Impaired loans | Maximum	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	-50.00%	-50.00%
Liquidation expenses (as a percent)	8.00%	8.00%
Impaired loans | Weighted Average	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	-25.20%	-25.20%
Liquidation expenses (as a percent)	-5.50%	-5.50%
Other real estate owned and repossessed assets	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Fair Value Estimate	$647	$207

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments (Details 3) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value of Financial Instruments	'	'	'	'
Prepayments of principal amount of loans assumed	$0	'	'	'
Financial assets:	'	'	'	'
Cash and due from banks	27,111	21,637	11,132	9,763
Interest bearing balances	21,371	3,703	'	'
Certificates of deposits	9,427	9,427	'	'
Securities available-for-sale	109,829	79,502	'	'
Securities held-to-maturity	52,883	36,218	'	'
Bank owned life insurance	15,945	10,524	'	'
Financial liabilities:	'	'	'	'
FHLB and other Borrowings	52,246	91,617	'	'
Carrying Value	'	'	'	'
Financial assets:	'	'	'	'
Cash and due from banks	27,111	21,637	'	'
Interest bearing balances	21,371	3,703	'	'
Certificates of deposits	9,427	9,427	'	'
Securities available-for-sale	109,829	79,502	'	'
Securities held-to-maturity	55,208	35,370	'	'
Loans	517,458	442,367	'	'
Loans held for sale	46,655	85,529	'	'
Derivative on loans held for sale	2,636	1,261	'	'
Bank owned life insurance	15,945	10,524	'	'
Accrued interest receivable	2,210	1,778	'	'
Financial assets	807,850	691,098	'	'
Financial liabilities:	'	'	'	'
Deposits	620,010	486,519	'	'
Repurchase agreements	86,147	70,234	'	'
FHLB and other Borrowings	52,246	91,617	'	'
Accrued interest payable	321	329	'	'
Subordinated debt	4,124	4,124	'	'
Financial liabilities	762,848	652,823	'	'
Estimated Fair Value	'	'	'	'
Financial assets:	'	'	'	'
Cash and due from banks	27,111	21,637	'	'
Interest bearing balances	21,371	4,127	'	'
Certificates of deposits	9,427	9,427	'	'
Securities available-for-sale	109,829	79,502	'	'
Securities held-to-maturity	52,883	36,218	'	'
Loans	524,768	453,082	'	'
Loans held for sale	46,655	85,529	'	'
Derivative on loans held for sale	2,636	1,261	'	'
Bank owned life insurance	15,945	10,524	'	'
Accrued interest receivable	2,210	1,778	'	'
Financial assets	812,835	703,085	'	'
Financial liabilities:	'	'	'	'
Deposits	610,834	498,244	'	'
Repurchase agreements	86,147	70,234	'	'
FHLB and other Borrowings	46,656	94,487	'	'
Accrued interest payable	321	329	'	'
Subordinated debt	4,664	4,664	'	'
Financial liabilities	748,622	667,958	'	'
Estimated Fair Value | Quoted Prices in Active Markets For Identical Assets (Level 1)	'	'	'	'
Financial assets:	'	'	'	'
Cash and due from banks	27,111	21,637	'	'
Interest bearing balances	21,371	4,127	'	'
Certificates of deposits	9,427	9,427	'	'
Loans held for sale	46,655	85,529	'	'
Derivative on loans held for sale	2,636	1,261	'	'
Bank owned life insurance	15,945	10,524	'	'
Accrued interest receivable	2,210	1,778	'	'
Financial assets	125,355	134,283	'	'
Financial liabilities:	'	'	'	'
Deposits	398,977	329,083	'	'
Repurchase agreements	86,147	70,234	'	'
Accrued interest payable	321	329	'	'
Subordinated debt	4,664	4,664	'	'
Financial liabilities	490,109	404,310	'	'
Estimated Fair Value | Significant Other Observable Inputs (Level 2)	'	'	'	'
Financial assets:	'	'	'	'
Securities available-for-sale	109,829	79,502	'	'
Securities held-to-maturity	52,883	36,218	'	'
Financial assets	162,712	115,720	'	'
Estimated Fair Value | Significant Unobservable Inputs (Level 3)	'	'	'	'
Financial assets:	'	'	'	'
Loans	524,768	453,082	'	'
Financial assets	524,768	453,082	'	'
Financial liabilities:	'	'	'	'
Deposits	211,857	169,161	'	'
FHLB and other Borrowings	46,656	94,487	'	'
Financial liabilities	$258,513	$263,648	'	'

Stock_Offering_Details

Stock Offering (Details) (USD $)	1 Months Ended
In Millions, except Share data, unless otherwise specified	Mar. 31, 2013
Stock Offering	'
Stock offering (in shares)	1,132,527
Stock offering	$27.20

Net_Income_Per_Common_Share_De

Net Income Per Common Share (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Net Income Per Common Share	'	'
Number of options outstanding (in shares)	199,306	172,880
Weighted average exercise price of options outstanding (in dollars per share)	$16.09	$15.63
Dilutive effect of stock options (in shares)	116,012	50,057

Comprehensive_Income_Details

Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Comprehensive Income	'	'	'	'
Gain on sale of securities	'	$113	$82	$186
Income before income taxes	850	1,450	4,265	3,739
Income tax expense	93	402	836	1,013
Net income	757	1,048	3,429	2,726
Amount Reclassified from AOCI	'	'	'	'
Comprehensive Income	'	'	'	'
Net income	'	'	49	'
Available-for-sale securities, Unrealized holding gains | Amount Reclassified from AOCI	'	'	'	'
Comprehensive Income	'	'	'	'
Gain on sale of securities	'	'	82	'
Income before income taxes	'	'	82	'
Income tax expense	'	'	$33	'

Comprehensive_Income_Details_2

Comprehensive Income (Details 2) (USD $)	3 Months Ended	9 Months Ended	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
			Unrealized gains/(losses) on available-for-sale securities	Unrealized gains/(losses) on available-for-sale securities	Defined benefit pension plan items	Defined benefit pension plan items	Defined benefit pension plan items
Accumulated other comprehensive income (loss), net of tax	'	'	'	'	'	'	'
Beginning balance	($2,488)	($1,495)	($753)	$240	($1,735)	($1,735)	($1,735)
Other comprehensive (loss) before reclassification	-411	-1,453	-411	-1,453	'	'	'
Amounts reclassified from AOCI	'	49	'	49	'	'	'
Net current period OCI	-411	-1,404	-411	-1,404	'	'	'
Ending balance	($2,899)	($2,899)	($1,164)	($1,164)	($1,735)	($1,735)	($1,735)

Subsequent_Event_Details

Subsequent Event (Details) (Subsequent event, CFG and its subsidiaries, Forecast, USD $)	0 Months Ended
In Millions, unless otherwise specified	Oct. 23, 2013
Subsequent event | CFG and its subsidiaries | Forecast	'
Subsequent event	'
Cash to be paid for the purchase and assumption agreement	$30