MVB Financial (MVBF) 10-Q 11 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 11, 2014
Document and Entity Information	'	'
Entity Registrant Name	'MVB FINANCIAL CORP	'
Entity Central Index Key	'0001277902	'
Document Type	'10-Q	'
Document Period End Date	30-Jun-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Non-accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	8,083,439
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and cash equivalents:	'	'
Cash and due from banks	$18,093	$28,907
Interest bearing balances	10,026	10,936
Total cash and cash equivalents	28,119	39,843
Certificates of deposits in other banks	9,427	9,427
Investment securities:	'	'
Securities available-for-sale	90,146	106,411
Securities held-to-maturity (fair value of $55,931 for 2014 and $54,118 for 2013)	55,978	56,670
Loans held for sale	69,209	89,186
Loans:	734,254	622,305
Less: Allowance for loan losses	-6,241	-4,935
Net loans	728,013	617,370
Bank premises, furniture and equipment	21,294	16,919
Bank owned life insurance	21,346	16,062
Accrued interest receivable and other assets	21,310	17,393
Goodwill	17,779	17,779
Total assets	1,062,621	987,060
Deposits	'	'
Non-interest bearing	62,510	63,336
Interest bearing	684,534	632,475
Total deposits	747,044	695,811
Accrued interest, taxes and other liabilities	9,483	6,878
Repurchase agreements	36,521	81,578
FHLB and other borrowings	125,769	104,647
Subordinated debt	33,437	4,124
Total liabilities	952,254	893,038
Stockholders' equity	'	'
Preferred stock, par value $1,000; 20,783 and 20,000 shares authorized and 9,283 and 8,500 shares issued in 2014 and 2013, respectively	16,334	8,500
Common stock, par value $1; 10,000,000 shares authorized; 8,083,439 and 7,705,894 shares issued; and 8,032,362 and 7,654,817 shares outstanding in 2014 and 2013, respectively	8,083	7,706
Additional paid-in capital	74,161	68,518
Retained earnings	15,110	13,343
Accumulated other comprehensive loss	-2,237	-2,961
Treasury stock, 51,077 shares, at cost	-1,084	-1,084
Total stockholders' equity	110,367	94,022
Total liabilities and stockholders' equity	$1,062,621	$987,060

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets	'	'
Securities held-to-maturity, fair value	$55,931	$54,118
Preferred stock, par value (in dollars per share)	$1,000	$1,000
Preferred stock, shares authorized	20,783	20,000
Preferred stock, shares issued	9,283	8,500
Common stock, par value (in dollars per share)	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	8,083,439	7,705,894
Common stock, shares outstanding	8,032,362	7,654,817
Treasury stock, shares	51,077	51,077

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income	'	'	'	'
Interest and fees on loans	$7,831	$5,528	$14,870	$10,898
Interest on deposits with other banks	51	52	97	97
Interest on investment securities - taxable	358	275	769	554
Interest on tax exempt loans and securities	757	489	1,511	971
Total interest income	8,997	6,344	17,247	12,520
Interest expense	'	'	'	'
Deposits	1,681	949	2,779	1,856
Repurchase agreements	107	148	233	271
FHLB and other borrowings	296	229	559	491
Subordinated debt	26	19	45	39
Total interest expense	2,110	1,345	3,616	2,657
Net interest income	6,887	4,999	13,631	9,863
Provision for loan losses	889	667	1,408	1,667
Net interest income after provision for loan losses	5,998	4,332	12,223	8,196
Noninterest income	'	'	'	'
Service charges on deposit accounts	139	169	259	306
Income on bank owned life insurance	127	132	255	224
Visa debit card income	173	139	325	262
Gain on loans held for sale	4,992	7,430	8,776	12,358
Capitalized servicing retained income	85	318	241	656
Insurance income	749	122	1,707	211
Gain on sale of securities	125	81	125	82
Gain (loss) on derivatives	604	-178	939	699
Other operating income	380	410	754	809
Total noninterest income	7,374	8,623	13,381	15,607
Noninterest expense	'	'	'	'
Salary and employee benefits	7,932	7,437	14,729	13,657
Occupancy expense	663	480	1,280	910
Equipment depreciation and maintenance	363	247	735	575
Data processing	385	246	765	451
Mortgage processing	569	678	1,115	1,185
Visa debit card expense	139	111	277	213
Advertising	347	333	627	569
Legal and accounting fees	144	183	364	385
Printing, stationery and supplies	116	162	231	250
Consulting fees	179	105	390	225
FDIC insurance	189	135	339	274
Travel	168	127	322	212
Other operating expenses	994	739	1,850	1,482
Total noninterest expense	12,188	10,983	23,024	20,388
Income before income taxes	1,184	1,972	2,580	3,415
Income tax expense	215	488	453	743
Net income	969	1,484	2,127	2,672
Preferred dividends	22	22	43	43
Net income available to common shareholders	$947	$1,462	$2,084	$2,629
Earnings per share - basic (in dollars per share)	$0.12	$0.21	$0.27	$0.41
Earnings per share - diluted (in dollars per share)	$0.12	$0.21	$0.26	$0.40
Weighted average shares outstanding - basic (in shares)	7,897,242	6,885,018	7,778,152,000	6,370,912,000
Weighted average shares outstanding - diluted (in shares)	8,110,791	7,054,548	7,991,701,000	6,540,444,000

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statements of Comprehensive Income	'	'	'	'
Net Income	$969	$1,484	$2,127	$2,672
Other comprehensive income (loss):	'	'	'	'
Unrealized holding gains (losses) during the year	1,109	-1,539	1,646	-1,573
Income tax effect	-443	615	-658	629
Reclassification adjustment for gain recognized in income	-125	-81	-125	-82
Income tax effect	50	33	50	33
Change in defined benefit pension plan	-315	'	-315	'
Income tax effect	126	'	126	'
Other comprehensive income (loss)	402	-972	724	-993
Comprehensive income	$1,371	$512	$2,851	$1,679

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Operating activities	'	'
Net income	$2,127	$2,672
Adjustments to reconcile net income to net cash provided by operating activities	'	'
Net amortization and accretion of investments	434	540
Net amortization of deferred loan cost	27	19
Provision for loan losses	1,408	1,667
Depreciation and amortization	587	417
Stock based compensation	129	77
Loans originated for sale	-381,190	-374,920
Proceeds of loans sold	409,942	396,111
Gain on sale of loans held for resale	-8,776	-12,358
Gain on sale of investment securities	-215	-82
Loss on sale of investment securities	90	'
Income on bank owned life insurance	-255	-224
Deferred taxes	-936	-87
Other, net	150	-2,395
Net cash provided by operating activities	23,522	11,437
Investing activities	'	'
Purchases of investment securities available-for-sale	-24,268	-17,769
Purchases of investment securities held-to-maturity	-250	-12,075
Maturities/paydowns of investment securities held-to-maturity	750	'
Maturities/paydowns of investment securities available-for-sale	4,759	8,089
Sales of investment securities available-for-sale	37,177	3,637
Purchases of premises and equipment	-4,962	-2,840
Net increase in loans	-112,078	-29,345
Purchases of restricted bank stock	-7,361	-3,869
Redemptions of restricted bank stock	5,937	1,062
Proceeds from sale of other real estate owned	76	'
Purchase of bank owned life insurance	-5,000	-5,078
Net cash used in investing activities	-105,220	-58,188
Financing activities	'	'
Net increase in deposits	51,232	44,819
Net (decrease) increase in repurchase agreements	-45,057	12,722
Net change in short-term FHLB borrowings	22,202	-17,915
Principal payments on FHLB borrowings	-1,080	-839
Proceeds from subordinated debt	29,313	'
Proceeds from stock offering	5,662	13,347
Preferred stock issuance	7,834	'
Dividend reinvestment plan proceeds	180	310
Common stock options exercised	48	'
Cash dividends paid on common stock	-317	-241
Cash dividends paid on preferred stock	-43	-43
Net cash provided by financing activities	69,974	52,160
(Decrease) increase in cash and cash equivalents	-11,724	5,409
Cash and cash equivalents at beginning of period	39,843	25,340
Cash and cash equivalents at end of period	28,119	30,749
Supplemental disclosure of cash flow information	'	'
Loans transferred to other real estate owned	146	'
Cash payments for:	'	'
Interest on deposits, repurchase agreements and borrowings	3,632	2,387
Income taxes	$845	$776

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Basis of Presentation	'
Basis of Presentation	'
	Note 1 — Basis of Presentation
	These consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with instructions to Form 10-Q.  Accordingly, they do not include all the information and footnotes required by GAAP for annual year-end financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation, have been included and are of a normal, recurring nature. The balance sheet as of December 31, 2013 has been derived from the audited financial statements at that date, but does not include all of the information and footnotes required by GAAP.  Operating results for the six and three months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.
	The accounting and reporting policies of MVB Financial Corp. (“the Company” or “MVB”) and its subsidiaries (“Subsidiaries”), including MVB Bank, Inc. (the “Bank”), the Bank’s subsidiary Potomac Mortgage Group, Inc., which does business as MVB Mortgage (“MVB Mortgage”) and MVB Insurance, LLC, conform to accounting principles generally accepted in the United States and practices in the banking industry. The preparation of the financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Estimates, such as the allowance for loan losses, are based upon known facts and circumstances. Estimates are revised by management in the period such facts and circumstances change.  Actual results could differ from those estimates. All significant inter-company accounts and transactions have been eliminated in consolidation.
	The consolidated balance sheet as of December 31, 2013 has been extracted from audited financial statements included in the Company’s 2013 filing on Form 10-K. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in MVB’s December 31, 2013, Form 10-K filed with the Securities and Exchange Commission.
	In certain instances, amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation. Specifically, a portion of the prior periods’ interest income and interest expense was classified as gain on loans held for sale and has been reclassified in the current presentation. In addition, all share amounts have been revised to reflect the two for one stock split effected as a stock dividend as disclosed in Note 12.
	Information is presented in these notes with dollars expressed in thousands, unless otherwise noted or specified.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2014
Recent Accounting Pronouncements	'
Recent Accounting Pronouncements	'
	Note 2 — Recent Accounting Pronouncements
	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) No. 2014-04, “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.” The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 is not expected to have a material impact on MVB Financials Corp’s Consolidated Financial Statements.
	In May 2014, the FASB issued ASU 2014-09 — Revenue from Contracts with Customers, which will supersede nearly all existing revenue recognition guidance under U.S. GAAP. The core principal of this ASU is that an entity should recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This ASU also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. This ASU will be effective for us in our first quarter of 2018. Early adoption is not permitted. The ASU allows for either full retrospective or modified retrospective adoption. We are evaluating the transition method that will be elected and the potential effects of the adoption of this ASU on our financial statements.
	In June 2014, the FASB issued an update to the accounting standards related to stock compensation and accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. The amendments clarify the proper method of accounting for share-based payments when the terms of an award provide that a performance target could as a performance condition. The performance target should not be reflected in estimating the grant-date fair value of the award. Compensation cost should be recognized be achieved after the requisite service period. This update requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated in the period in which it becomes probable that the performance target will be achieved and should represent the compensation cost attributable to the period(s) for which the requisite service has already been rendered. The amendments in this update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted.  Management is currently evaluating the impact of adoption on the consolidated financial statements, but does not believe that adoption will have a material impact.

Investments

Investments	6 Months Ended
	Jun. 30, 2014
Investments	'
Investments	'
	Note 3 — Investments
	Amortized cost and fair values of investment securities held-to-maturity at June 30, 2014, including gross unrealized gains and losses, are summarized as follows:
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	Municipal securities	$	55,978	$	1,006		$	(1,053	)	$	55,931
	Total investment securities held—to-maturity	$	55,978	$	1,006		$	(1,053	)	$	55,931
	Amortized cost and fair values of investment securities held-to-maturity at December 31, 2013, including gross unrealized gains and losses, are summarized as follows:
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	Municipal securities	$	56,670	$	367		$	(2,919	)	$	54,118
	Total investment securities held—to-maturity	$	56,670	$	367		$	(2,919	)	$	54,118
	Amortized cost and fair values of investment securities available-for-sale at June 30, 2014 are summarized as follows:
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	U.S. Agency securities	$	44,818	$	32		$	(958	)	$	43,892
	U.S. Sponsored Mortgage-backed securities	29,986		48			(539		)	29,495
	Municipal securities	15,470		315			(68		)	15,717
	Total debt securities	90,274		395			(1,565		)	89,104
	Equity and other securities	810		232			—			1,042
	Total investment securities available-for-sale	$	91,084	$	627		$	(1,565	)	$	90,146
	Amortized cost and fair values of investment securities available-for-sale at December 31, 2013 are summarized as follows:
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	U.S. Agency securities	$	60,744	$	—		$	(1,922	)	$	58,822
	U.S. Sponsored Mortgage-backed securities	47,317		118			(843		)	46,592
	Total debt securities	108,061		118			(2,765		)	105,414
	Equity and other securities	810		187			—			997
	Total investment securities available-for-sale	$	108,871	$	305		$	(2,765	)	$	106,411
	The following tables summarize amortized cost and fair values of debt securities by maturity:
		June 30, 2014
		Held to Maturity					Available for sale
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Within one year	$	—	$	—		$	—		$	—
	After one year, but within five	2,432		2,484			29,704			29,520
	After five years, but within ten	14,806		15,003			27,668			27,015
	After ten years	38,740		38,444			32,902			32,569
	Total	$	55,978	$	55,931		$	90,274		$	89,104
	Investment securities with a carrying value of $102,778 at June 30, 2014, were pledged to secure public funds, repurchase agreements and potential borrowings at the Federal Reserve discount window.
	The Company’s investment portfolio includes securities that are in an unrealized loss position as of June 30, 2014, the details of which are included in the following table.  Although these securities, if sold at June 30, 2014 would result in a pretax loss of $2,618, the Company has no intent to sell the applicable securities at such market values, and maintains the Company has the ability to hold these securities until all principal has been recovered.  Declines in the market values of these securities can be traced to general market conditions which reflect the prospect for the economy as a whole.  When determining other-than-temporary impairment on securities, the Company considers such factors as adverse conditions specifically related to a certain security or to specific conditions in an industry or geographic area, the time frame securities have been in an unrealized loss position, the Company’s ability to hold the security for a period of time sufficient to allow for anticipated recovery in value, whether or not the security has been downgraded by a rating agency, and whether or not the financial condition of the security issuer has severely deteriorated.  As of June 30, 2014, the Company considers all securities with unrealized loss positions to be temporarily impaired, and consequently, does not believe the Company will sustain any material realized losses as a result of the current temporary decline in market value.
	The following table discloses investments in an unrealized loss position at June 30, 2014:
	Description and number	Less than 12 months					12 months or more
	of positions
	(in thousands)	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agency securities (14)	$	6,888	$	(10	)	$	27,438		$	(948	)
	U.S. Sponsored Mortgage-backed securities (18)	6,034		(25		)	16,648			(514		)
	Municipal securities (183)	4,508		(93		)	25,165			(1,028		)
		$	17,430	$	(128	)	$	69,251		$	(2,490	)
	The following table discloses investments in an unrealized loss position at December 31, 2013:
	Description and number	Less than 12 months					12 months or more
	of positions
	(in thousands)	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agency securities (19)	$	58,822	$	(1,922	)	$	—		$	—
	U.S. Sponsored Mortgage-backed securities (18)	14,969		(113		)	19,781			(730		)
	Municipal securities (103)	35,502		(2,535		)	4,471			(384		)
		$	109,293	$	(4,570	)	$	24,252		$	(1,114	)
	For the six month period ended June 30, 2014 and 2013, the Company sold investments available-for-sale of $37.2 million and $3.7 million, respectively, resulting in a net gains of $125 and $82.
	For the three month period ended June 30, 2014 and 2013, the Company sold investments available-for-sale of $37.2 million and $1.7 million, respectively, resulting in a net gains of $125 and $81.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2014
Loans and Allowance for Loan Losses	'
Loans and Allowance for Loan Losses	'
	Note 4 — Loans and Allowance for Loan Losses
	The following table summarizes the primary segments of the allowance for loan losses (“ALL”), segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30, 2014.  Activity in the allowance is presented for the periods indicated (in thousands):
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance March 31, 2014	$	3,902		$	746		$	555		$	233		$	15		$	5,451
	Charge-offs					-103			-			-			-1			-104
	Recoveries		4			-			1			-			-			5
	Provision		579			42			269			-1			-			889
	ALL balance June 30, 2014	$	4,485		$	685		$	825		$	232		$	14		$	6,241
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance December 31, 2013	$	3,609		$	519		$	554		$	239		$	14		$	4,935
	Charge-offs		-			-103			-			-7			-1			-111
	Recoveries		4			-			2			3			-			9
	Provision		872			269			269			-3			1			1,408
	ALL balance June 30, 2014	$	4,485		$	685		$	825		$	232		$	14		$	6,241
	Individually evaluated for impairment	$	1,507		$	322		$	29		$	7		$			$	1,866
	Collectively evaluated for impairment	$	2,978		$	363		$	796		$	225		$	14		$	4,375
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance March 31, 2013	$	3,645		$	490		$	271		$	216		$	17		$	4,639
	Charge-offs		-472			—						—			-11			-483
	Recoveries		3						1			1			—			5
	Provision		564						79			14			10			667
	ALL balance June 30, 2013	$	3,740		$	490		$	351		$	231		$	16		$	4,828
								Home						Credit
		Commercial			Residential			Equity			Installment			Card			Total
	ALL balance December 31, 2012	$	3,107		$	514		$	242		$	200		$	13		$	4,076
	Charge-offs		-972			-2			—			—			-11			-985
	Recoveries		25			36			8			1			—			70
	Provision		1,580			-58			101			30			14			1,667
	ALL balance June 30, 2013	$	3,740		$	490		$	351		$	231		$	16		$	4,828
	Individually evaluated for impairment	$	1,094		$	195		$			$	12		$			$	1,301
	Collectively evaluated for impairment	$	2,646		$	295		$	351		$	219		$	16		$	3,527
	The allowance for loan losses is based on estimates, and actual losses will vary from current estimates.  Management believes that the granularity of the homogeneous pools and the related historical loss ratios and other qualitative factors, as well as the consistency in the application of assumptions, result in an ALL that is representative of the risk found in the components of the portfolio at any given date.
	All loan origination fees and direct loan origination costs are deferred and recognized over the life of the loan. As of June 30, 2014 and 2013, net deferred fees and costs of $1,596 and $1,171, respectively, were included in the carryings value of loans.
	During late 2013, the Bank purchased $74.3 million in commercial loans in the northern Virginia area, that were marked to fair value at the time they were recorded on the balance sheet.
	The following table summarizes the primary segments of the Company loan portfolio as of June 30, 2014:
								Home						Credit
	(in thousands)	Commercial			Residential			Equity			Installment			Cards			Total
	Individually evaluated for impairment	$	6,726		$	873		$	29		$	14		$	-		$	7,642
	Collectively evaluated for impairment		526,776			142,754			39,060			17,339			683			726,612
	Total Loans	$	533,502		$	143,627		$	39,089		$	17,353		$	683		$	734,254
	The following table summarizes the primary segments of the Company loan portfolio as of June 30, 2013 (in thousands):
								Home						Credit
	(in thousands)	Commercial			Residential			Equity			Installment			Cards			Total
	Individually evaluated for impairment	$	4,063		$	472		$	—		$	20		$	—		$	4,555
	Collectively evaluated for impairment		329,624			100,446			21,547			18,063			619			470,299
	Total Loans	$	333,687		$	100,918		$	21,547		$	18,083		$	619		$	474,854
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2014 and December 31, 2013 (in thousands):
								Impaired
								Loans with
		Impaired Loans with						No Specific
		Specific Allowance						Allowance			Total Impaired Loans
														Unpaid
		Recorded			Related			Recorded			Recorded			Principal
		Investment			Allowance			Investment			Investment			Balance
	30-Jun-14
	Commercial	$	6,603		$	1,507		$	123		$	6,726		$	6,726
	Residential		873			322			-			873			873
	Home Equity		29			29			-			29			29
	Installment		14			7			-			14			14
	Total impaired loans	$	7,519		$	1,865		$	123		$	7,642		$	7,642
31-Dec-13
Commercial	$	6,134		$	1,243		$	120		$	6,254		$	6,254
Residential		261			175			-			261			261
Home Equity		28			28			-			28			28
Installment		24			11			68			92			92
Credit Cards		1			1			-			1			1
Total impaired loans	$	6,448		$	1,458		$	188		$	6,636		$	6,636
The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands):
The following tables present the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands):
	Six Months Ended									Three Months Ended
	30-Jun-14									30-Jun-14
		Average Investment in Impaired Loans			Interest Income Recognized on Accrual Basis			Interest Income Recognized on Cash Basis			Average Investment in Impaired Loans			Interest Income Recognized on Accrual Basis			Interest Income Recognized on Cash Basis
Commercial	$	6,556		$	142		$	116		$	6,697		$	73		$	84
Residential		734			8			8			884			5			5
Home Equity		28			1			—			29			—			—
Consumer		29			1			1			14			—			—
Credit Cards		1			—			—			1			—			—
Total	$	7,348		$	152		$	125		$	7,625		$	78		$	89
	Six Months Ended									Three Months Ended
	30-Jun-13									30-Jun-13
		Average Investment in Impaired Loans			Interest Income Recognized on Accrual Basis			Interest Income Recognized on Cash Basis			Average Investment in Impaired Loans			Interest Income Recognized on Accrual Basis			Interest Income Recognized on Cash Basis
Commercial	$	$		$	$		$	$		$	$		$	$		$	$
		4,283			56			60			3,990			33			31
Residential		528			2			4			474			2			2
Consumer		21			1			1			20			1			-
Total	$	4,832		$	59		$	65		$	4,484		$	36		$	33
Bank management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio.  The first six categories are considered not criticized, and are aggregated as “Pass” rated.  The criticized rating categories utilized by Bank management generally follow bank regulatory definitions.  The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.  Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.  All loans greater than 90 days past due are considered Substandard.  The portion of any loan that represents a specific allocation of the allowance for loan losses is placed in the Doubtful category.  Any portion of a loan that has been charged off is placed in the Loss category.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.  Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, repossession, or death occurs to raise awareness of a possible credit event.  The Bank’s Chief Credit Officer is responsible for the timely and accurate risk rating of the loans in the portfolio at origination and on an ongoing basis.  The Bank’s Credit Department performs an annual review of all commercial relationships $1,000,000 or greater.  Confirmation of the appropriate risk grade is included in the review on an ongoing basis.  The Bank has an experienced Credit Department that continually reviews and assesses loans within the portfolio.  The Bank engages an external consultant to conduct loan reviews on at least an annual basis.  Generally, the external consultant reviews larger commercial relationships or criticized relationships.  The Bank’s Credit Department compiles detailed reviews, including plans for resolution, on loans classified as Substandard on a quarterly basis.  Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.
The following table represents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of June 30, 2014 and December 31, 2013 (in thousands):
				Special
	Pass			Mention			Substandard			Doubtful			Total
30-Jun-14
Commercial	$	514,673		$	10,985		$	7,610		$	234		$	533,502
Residential		141,043			1,696			888			-			143,627
Home Equity		38,809			251			29			-			39,089
Installment		16,729			608			16			-			17,353
Credit Cards		683			-			-			-			683
Total	$	711,937		$	13,540		$	8,543		$	234		$	734,254
31-Dec-13
Commercial	$	437,474		$	11,566		$	8,348		$	-		$	457,388
Residential		115,283			2,660			261			-			118,204
Home Equity		27,662			107			28			-			27,797
Installment		17,560			633			92			-			18,285
Credit Cards		628			2			1			-			631
Total	$	598,607		$	14,968		$	8,730		$	-		$	622,305
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.
A loan that has deteriorated and is in a collection process could warrant non-accrual status. A thorough review is to be presented to the Chief Credit Officer and or the Mortgage Loan Committee (“MLC”), as required with respect to any loan which is in a collection process and to make a determination as to whether the loan should be placed on non-accrual status. The placement of loans on non-accrual status will be subject to applicable regulatory restrictions and guidelines. Generally, loans should be placed in non-accrual status when the loan approaches 90 days past due, when it becomes likely the borrower cannot or will not make scheduled principal or interest payments, when full repayment of principal and interest is not expected, or when the loan displays potential loss characteristics. Normally, all accrued interest should be charged off when a loan is placed in non-accrual status. Any payments subsequently received should be applied to principal. To remove a loan from non-accrual status, all principal and interest due must be paid up to date and the bank is reasonably sure of future satisfactory payment performance. Usually, this requires a six-month recent history of payments due. Removal of a loan from non-accrual status will require the approval of the Chief Credit Officer and of MLC.
The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of June 30, 2014 and December 31, 2013 (in thousands):
										90
				30-59			60-89			Days +			Total							90+ Days
				Days			Days			Past			Past			Total		Non-		Still
	Current			Past Due			Past Due			Due			Due			Loans		Accrual		Accruing
30-Jun-14
Commercial	$	511,615		$	8,607		$	11,582		$	1,698		$	21,887		$	533,502	$	356	$	1,342
Residential		142,723			35			56			813			904			143,627		263		550
Home Equity		39,089			-			-			-			-			39,089		-		-
Installment		17,112			208			5			28			241			17,353		-		28
Credit Cards		683			-			-			-			-			683		-		-
Total	$	711,222		$	8,850		$	11,643		$	2,539		$	23,032		$	734,254	$	619	$	1,920
31-Dec-13
Commercial	$	456,864		$	216		$	24		$	284		$	524		$	457,388	$	284	$	-
Residential		116,150			1,401			193			460			2,054			118,204		30		430
Home Equity		27,741			28			-			28			56			27,797		-		28
Installment		18,119			90			-			76			166			18,285		76		-
Credit Cards		628			2			-			1			3			631		-		1
Total	$	619,502		$	1,737		$	217		$	849		$	2,803		$	622,305	$	390	$	459
The ALL is maintained to absorb losses from the loan portfolio.  The ALL is based on the Bank management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.
The Bank’s methodology for determining the ALL is based on the requirements of ASC Section 310-10-35 for loans individually evaluated for impairment (discussed above) and ASC Subtopic 450-20 for loans collectively evaluated for impairment, as well as the Interagency Policy Statements on the Allowance for Loan and Lease Losses and other bank regulatory guidance.  The total of the two components represents the Bank’s ALL.
Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate.  For general allowances, historical loss trends are used in the estimation of losses in the current portfolio.  These historical loss amounts are modified by other qualified factors.
The segments described above, which are based on the Federal call code assigned to each loan, provide the starting point for the ALL analysis.  Company and Bank management track the historical net charge-off activity at the call code level.  A historical charge-off factor is calculated utilizing a defined number of consecutive historical quarters.  All pools currently utilize a rolling 12 quarters.
“Pass” rated credits are segregated from “Criticized” credits for the application of qualitative factors.    Loans in the criticized pools, which possess certain qualities or characteristics that may lead to collection and loss issues, are closely monitored by management and subject to additional qualitative factors.
Company and Bank management have identified a number of additional qualitative factors which it uses to supplement the historical charge-off factor because these factors are likely to cause estimated credit losses associated with the existing loan pools to differ from historical loss experience.  The additional factors that are evaluated quarterly and updated using information obtained from internal, regulatory, and governmental sources are:  national and local economic trends and conditions; levels of and trends in delinquency rates and non-accrual loans; trends in volume and terms of loans; effects of changes in lending policies; experience, ability, and depth of lending staff; value of underlying collateral; and concentrations of credit from a loan type, industry and/or geographic standpoint.
Bank management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL.  When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.
Historically, management has utilized an internally developed spreadsheet to track and apply the various components of the allowance.
Troubled Debt Restructurings
The restructuring of a loan is considered a “troubled debt restructuring” if both (i) the borrower is experiencing financial difficulties and (ii) the creditor has granted a concession.  Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses.  Troubled debt restructurings during 2014 and 2013 are set forth in the following table.  No TDR’s have defaulted.
At June 30, 2014 and December 31, 2013, the Bank had specific reserve allocations for TDR’s of $1.9 million and $1.4 million, respectively.
The following tables present details related to loans identified as Troubled Debt Restructurings (“TDRs”) for the six and three months ended June 30, 2014 and 2013 (in thousands):
	New TDRs (1)
	For the Six Months Ended								For the Three Months Ended
	30-Jun-14								30-Jun-14
			Pre-			Post-					Pre-			Post-
			Modification			Modification					Modification			Modification
			Outstanding			Outstanding			Number		Outstanding			Outstanding
	Number of		Recorded			Recorded			of		Recorded			Recorded
	Contracts		Investment			Investment			Contracts		Investment			Investment
Commercial	1		$	496		$	492		-		$	-		$	-
Residential real estate	1			389			388		-			-			-
Total	2		$	885		$	880		-		$	-		$	-
	New TDRs (1)
	For the Six Months Ended								For the Three Months Ended
	30-Jun-13								30-Jun-13
			Pre-			Post-					Pre-			Post-
			Modification			Modification					Modification			Modification
			Outstanding			Outstanding			Number		Outstanding			Outstanding
	Number of		Recorded			Recorded			of		Recorded			Recorded
	Contracts		Investment			Investment			Contracts		Investment			Investment
Commercial	3		$	1,814		$	1,808		2		$	119		$	119
Consumer	3			8			8		-			-			-
Total	6		$	1,822		$	1,816		2		$	$		$	$
												119			119
The pre-modification and post-modification balances represent the balances outstanding immediately before and after modification of the loan.

BORROWED_FUNDS

BORROWED FUNDS	6 Months Ended
	Jun. 30, 2014
BORROWED FUNDS	'
BORROWED FUNDS	'
	NOTE 5 - BORROWED FUNDS
	Short-term Borrowings and Repurchase Agreements
	Along with traditional deposits, the Bank has access to both overnight repurchase agreements and short-term borrowings from FHLB to fund its operations and investments. As of June 30, 2014 and December 31, 2013, the Bank had repurchase agreements of $36.5 million and $81.6 million, respectively. Short-term borrowings from FHLB totaled $120.2 million at June 30, 2014, compared to $98.0 million at December 31, 2013.
	Information related to short-term borrowings and repurchase agreements is summarized below:
	(Dollars in thousands)	June 30,			December 31,
		2014			2013
	Balance at end of period	$	156,750		$	179,606
	Average balance during the three and twelve months ended	172,930			135,852
	Maximum month-end balance during the three and twelve months ended	204,010			179,606
	Weighted-average rate during the three and twelve months ended	0.49		%	0.52		%
	Rate at end of period	0.30		%	0.43		%
	Average balances in the table above were calculated using daily averages for the related accounts.
	Term notes from the FHLB were as follows:
		June 30			Dec 31
	(Dollars in thousands)	2014			2013
	Fixed interest rate notes, originating between April 1999 and December 2007, due between April 2014 and April 2022, interest of between 4.50% and 5.90% payable monthly	$	4,689		$	5,759
	Amortizing fixed interest rate note, originating February 2007, due February 2022, payable in monthly installments of $5, including interest of 5.22%	850			860
		$	5,539		$	6,619
	Subordinated Debt
	In March 2007, the Company completed the private placement of $4 million Floating Rate, Trust Preferred Securities through its MVB Financial Statutory Trust I subsidiary (the “Trust”).  The Company established the trust for the sole purpose of issuing the Trust Preferred Securities pursuant to an Amended and Restated Declaration of Trust.  The proceeds from the sale of the Trust Preferred Securities were loaned to the Company under subordinated Debentures (the “Debentures”) issued to the Trust pursuant to an Indenture.  The Debentures are the only asset of the Trust.  The Trust Preferred Securities have been issued to a pooling vehicle that will use the distributions on the Trust Preferred Securities to securitize note obligations.  The obligations of the Company with respect to the issuance of the trust preferred securities constitute a full and unconditional guarantee by the Company of the Trust’s obligations with respect to the trust preferred securities to the extent set forth in the related guarantees. The securities issued by the Trust are includable for regulatory purposes as a component of the Company’s Tier I capital.
	The Trust Preferred Securities and the Debentures mature in 2037 and have been redeemable by the Company since 2012.  Interest payments are due in March, June, September and December and are adjusted at the interest due dates at a rate of 1.62% over the three month LIBOR Rate.
	On June 30, 2014, MVB Financial Corp. (the “Company”) issued its Convertible Subordinated Promissory Notes Due 2024 (the “Notes”) to various investors in the aggregate principal amount of $29,400,000.  The Notes were issued in $100,000 increments per Note subject to a minimum investment of $1,000,000.  The Notes expire 10 years after the initial issuance date of the Notes (the “Maturity Date”).
	Interest on the Notes accrues on the unpaid principal amount of each Note (paid quarterly in arrears on January 1, April 1, July 1 and October 1 of each year) which rate shall be dependent upon the principal invested in the Notes and the holder’s ownership of common stock in the Company.  For investments of less than $3,000,000 in Notes, an ownership of Company common stock representing at least 30% of the principal of the Notes acquired, the interest rate on the Notes is 7% per annum.  For investments of $3,000,000 or greater in Notes and ownership of the Company’s common stock representing at least 30% of the principal of the Notes acquired, the interest rate on the Notes is 7.5% per annum.  For investments of $10,000,000 or greater, the interest rate on the Notes is 7% per annum, regardless of whether the holder owns or acquires MVB common stock.  The principal on the Notes shall be paid in full at the Maturity Date.  On the fifth anniversary of the issuance of the Notes, a holder may elect to continue to receive the stated fixed rate on the Notes or a floating rate determined by LIBOR plus 5% up to a maximum rate of 9%, adjusted quarterly.
	The Notes are unsecured and subject to the terms and conditions of any senior debt and after consultation with the Board of Governors of the Federal Reserve System, the Company may, after the Notes have been outstanding for five years, and without premium or penalty, prepay all or a portion of the unpaid principal amount of any Note together with the unpaid interest accrued on such portion of the principal amount of such Note.  All such prepayments shall be made pro rata among the holders of all outstanding Notes.
	At the election of a holder, any or all of the Notes may be converted into shares of common stock during the 30-day period after the first, second, third, fourth, and fifth anniversaries of the issuance of the Notes or upon a notice to prepay by the Company.  The Notes will convert into common stock based on $32 per share of the Company’s common stock.  The conversion price will be subject to anti-dilution adjustments for certain events such as stock splits, reclassifications, non-cash distributions, extraordinary cash dividends, pro rata repurchases of common stock, and business combination transactions.  The Company must give 20 days’ notice to the holders of the Company’s intent to prepay the Notes, so that holders may execute the conversion right set forth above if a holder so desires.
	Repayment of the Notes is subordinated to the Company’s outstanding senior debt including (if any) without limitation, senior secured loans.  No payment will be made by the Company, directly or indirectly, on the Notes, unless and until all of the senior debt then due has been paid in full.  Notwithstanding the foregoing, so long as there exists no event of default under any senior debt, the Company would make, and a holder would receive and retain for the holder’s account, regularly scheduled payments of accrued interest and principal pursuant to the terms of the Notes.
	The Company must obtain a consent of the holders of the Notes prior to issuing any new senior debt in excess of $15,000,000 after the date of issuance of the Notes and prior to the Maturity Date.
	An event of default will occur upon the Company’s bankruptcy or any failure to pay interest, principal, or other amounts owing on the Notes when due.   Upon the occurrence and during the continuance of an event of default (but subject to the subordination provisions of the Notes) the holders of a majority of the outstanding principal amount of the Notes may declare all or any portion of the outstanding principal amount of the Notes due and payable and demand immediate payment of such amount.
	The Notes are redeemable, in whole or in part, at a redemption price equal to 100% of the principal amount of the Notes to be redeemed on any interest payment date after a date five years from the original issue date.
	The Company reflects borrowed funds in the amount of $33.4 million and $4.1 million as of June 30, 2014 and December 31, 2013 and interest expense of $45 and $39 for the six months ended June 30, 2014 and 2013.
	A summary of maturities of borrowings over the next five years is as follows:
	(dollars in thousands)
	Year	Amount
	2014	$	120,311
	2015	169
	2016	1,246
	2017	1,470
	2018	81
	Thereafter	35,929
		$	159,206

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2014
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	Note 6 — Fair Value of Financial Instruments
	The following summarizes the methods and significant assumptions used by the Company in estimating its fair value disclosures for financial instruments.
	Level I:     Quoted prices are available in active markets for identical assets or liabilities as of the reported date.
	Level II:    Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date.  The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.
	Level III:    Assets and liabilities that have little to no pricing observability as of the reported date.  These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.
	As required by accounting standards, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.  The Company classified investments in government securities as Level 2 instruments and valued them using the market approach.  All measurements are made on a recurring basis, with the exception of loans held for sale, derivative on loans held for sale, other real estate and impaired loans, which are measured on a non-recurring basis.
	The following tables present the assets reported on the consolidated statements of financial condition at their fair value on a recurring basis as of June 30, 2014 and December 31, 2013 by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
			June 30, 2014
	(in thousands)		Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities		$	—	$	43,892		$	—	$	43,892
	U.S. Sponsored Mortgage backed securities		—		29,495			—		29,495
	Municipal securities		—		15,717			—		15,717
	Equity and Other Securities		232		810					1,042
			December 31, 2013
	(in thousands)		Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities		$	—	$	58,822		$	—	$	58,822
	U.S. Sponsored Mortgage backed securities		—		46,592			—		46,592
	Equity and Other Securities		187		810			—		997
	The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a non-recurring basis during 2014 and 2013 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense.
		·		Loans held for sale — Loans held for sale are carried at the lower of cost or market value. These loans currently consist of one-to-four-family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level II).
		·		Derivative on loans held for sale - Derivatives on loans held for sale are used to mitigate interest rate risk for residential mortgage loans held for sale and interest rate locks. These instruments are considered derivatives and are recorded at fair value, based on (i) committed sales prices from investors for commitments to sell mortgage loans or (ii) observable market data inputs for commitments to sell mortgage backed securities. The Company’s mortgage banking hedge instruments are classified as Level II.  For mortgage interest rate locks, the fair value is based on either (i) the price of the underlying loans obtained from an investor for loans that will be delivered on a best efforts basis or (ii) the observable price for individual loans traded in the secondary market for loans that will be delivered on a mandatory basis. All of the Company’s mortgage interest rate locks are classified as Level II.
		·		Impaired Loans - Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.
		·		Other Real Estate owned — Other real estate owned, which is obtained through the Bank’s foreclosure process is valued utilizing the appraised collateral value. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. At the time, the foreclosure is completed, the Company obtains a current external appraisal.
	Assets measured at fair value on a nonrecurring basis as of June 30, 2014 and December 31, 2013 are included in the table below:
			June 30, 2014
	(in thousands)		Level I		Level II			Level III		Total
	Assets:
	Derivative on loans held for sale		$	—	$	—		$	3,210	$	3,210
	Impaired loans		—		—			5,777		5,777
	Other real estate owned		—		—			502		502
			December 31, 2013
	(in thousands)		Level I		Level II			Level III		Total
	Assets:
	Derivative on loans held for sale		$	—	$	—		$	2,271	$	2,271
	Impaired loans		—		—			5,178		5,178
	Other real estate owned		—		—			375		375
	The following tables present quantitative information about the Level 3 significant unobservable inputs for assets and liabilities measured at fair value on a nonrecurring basis at June 30, 2014 and December 31, 2013.
			Quantitative Information about Level 3 Fair Value Measurements
	(Dollars in thousands)		Fair Value		Valuation		Unobservable		Range
					Technique		Input
	June 30, 2014:
	Impaired loans		$	5,777	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
							Liquidation expense (2)		5% - 10%
	Other real estate owned		$	502	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
							Liquidation expense (2)		5% - 10%
	Derivative on loans held for sale		$	3,210	Market or Committed Sale Price		Expected Funding Percentage		77%
			Quantitative Information about Level 3 Fair Value Measurements
	(Dollars in thousands)		Fair Value		Valuation		Unobservable		Range
					Technique		Input
	December 31, 2013:
	Impaired loans		$	5,178	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
							Liquidation expense (2)		5% - 10%
	Other real estate owned		$	375	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
							Liquidation expense (2)		5% - 10%
	Derivative on loans held for sale		$	2,271	Market or Committed Sale Price		Expected Funding Percentage		80%
	(1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not observable.
	(2)  Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	The following summarizes the methods and significant assumptions used by the Company in estimating its fair value disclosures for financial instruments.
	Cash and cash equivalents: The carrying amounts for cash and cash equivalents approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.
	Certificates of deposits: The fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms of borrowers of similar credit quality.  No prepayments of principal are assumed.
	Securities:  Fair values of securities are based on quoted market prices, where available.  If quoted market prices are not available, estimated fair values are based on quoted market prices of comparable securities.
Loans:  The fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms of borrowers of similar credit quality.  No prepayments of principal are assumed.
Loans held for sale: Loans held for sale are carried at the lower of cost or market value. These loans currently consist of one-to-four-family residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level II).
Derivative on loans held for sale: Derivatives on loans held for sale are used to mitigate interest rate risk for residential mortgage loans held for sale and interest rate locks and manage expected funding percentages. These instruments are considered derivatives and are recorded at fair value, based on (i) committed sales prices from investors for commitments to sell mortgage loans or (ii) observable market data inputs for commitments to sell mortgage backed securities. The Company’s mortgage banking hedge instruments are classified as Level II.  For mortgage interest rate locks, the fair value is based on either (i) the price of the underlying loans obtained from an investor for loans that will be delivered on a best efforts basis or (ii) the observable price for individual loans traded in the secondary market for loans that will be delivered on a mandatory basis. All of the Company’s mortgage interest rate locks are classified as Level III.
Accrued interest receivable and payable and repurchase agreements:  The carrying values of accrued interest receivable and payable approximate their fair values.
Deposits:  The fair values of demand deposits (i.e., non-interest bearing checking, NOW and money market), savings accounts and other variable rate deposits approximate their carrying values.  Fair values of fixed maturity deposits are estimated using a discounted cash flow methodology at rates currently offered for deposits with similar remaining maturities.  Any intangible value of long-term relationships with depositors is not considered in estimating the fair values disclosed.
FHLB and other borrowings: The fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms of borrowers of similar credit quality.  No prepayments of principal are assumed.
Subordinated debt: The fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms of borrowers of similar credit quality.  No prepayments of principal are assumed.
Off-balance sheet instruments:  The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of agreements and the present credit standing of the counterparties.  The amounts of fees currently charged on commitments and standby letters of credit are deemed insignificant, and therefore, the estimated fair values and carrying values are not shown.
The carrying values and estimated fair values of the Company’s financial instruments are summarized as follows (in thousands):
Fair Value Measurements at:
June 30, 2014		Carrying		Estimated			Quoted Prices		Significant		Significant
		Value		Fair			in		Other		Unobservable
				Value			Active		Observable		Inputs
							Markets For		Inputs		(Level 3)
							Identical		(Level 2)
							Assets (Level
							1)
Financial assets:
Cash and cash equivalents		$	28,119	$	28,119		$	28,119	$	—	$	—
Certificates of deposits with other banks		9,427		10,013			—		10,013		—
Securities available-for-sale		90,146		90,146			232		89,914		—
Securities held-to-maturity		55,978		55,931			—		55,931		—
Loans held for sale		69,209		69,209			—		69,209		—
Loans, net		728,013		738,349			—		—		738,349
Derivative on loans held for sale		3,210		3,210			—		—		3,210
Accrued interest receivable		2,812		2,812			—		2,812		—
Financial liabilities:
Deposits		$	747,044	$	747,944		—		$	500,913	$	247,031
Repurchase agreements		36,521		36,521			—		36,521		—
FHLB and other borrowings		125,769		125,824			—		120,229		5,595
Accrued interest payable		286		286			—		286		—
Subordinated debt		33,437		33,437			—		33,437		—
December 31, 2013
Financial assets:
Cash and cash equivalents		$	39,843	$	39,843		$	39,843	$	—	$	—
Certificates of deposits with other banks		9,427		9,616			—		9,616		—
Securities available-for-sale		106,411		106,411			187		106,224		—
Securities held-to-maturity		56,670		54,118			—		54,118		—
Loans held for sale		89,186		89,186			—		89,186		—
Loans, net		617,370		620,295			—		—		620,295
Derivative on loans held for sale		2,271		2,271			—		—		2,271
Accrued interest receivable		2,764		2,764			—		2,764		—
Financial liabilities:
Deposits		$	695,811	$	697,301		$	—	$	454,658	$	242,643
Repurchase agreements		81,578		81,578			—		81,578		—
FHLB and other borrowings		104,647		104,742			—		98,028		6,714
Accrued interest payable		327		327			—		327		—
Subordinated debt		4,124		4,124			—		4,124		—
Fair value estimates are made at a specific point in time, based on relevant market information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.  Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments

Stock_Offerings

Stock Offerings	6 Months Ended
	Jun. 30, 2014
Stock Offerings	'
Stock Offerings	'
	Note 7 — Stock Offerings
	On June 30, 2014, the Company filed Certificates of Designations for its Convertible Noncumulative Perpetual Preferred Stock, Series B (“Class B Preferred”) and its Convertible Noncumulative Perpetual Preferred Stock, Series C (“Class C Preferred”).  The Class B Preferred Certificate designated 400 shares of preferred stock as Class B Preferred shares.  The Class B Preferred shares carry an annual dividend rate of 6% and are convertible into shares of Company common stock within thirty days after the first, second, third, fourth and fifth anniversaries of the original issue date, based on a common stock price of $16 per share, as adjusted for future corporate activities.  The Class B Preferred shares are redeemable by the Company on or after the fifth anniversary of the original issue date for Liquidation Amount, as defined therein, plus declared and unpaid dividends.  Redemption is subject to any necessary regulatory approvals.  In the event of liquidation of the Company, shares of Class B Preferred stock shall be junior to creditors of the Company and to the shares of Senior Noncumulative Perpetual Preferred Stock, Series A.  Holders of Class B Preferred shares shall have no voting rights, except for authorization of senior shares of stock, amendment to the Class B Preferred shares, share exchanges, reclassifications or changes of control, or as required by law.
	The Class C Preferred Certificate designated 383.4 shares of preferred stock as Class C Preferred shares.  The Class C Preferred shares carry an annual dividend rate of 6.5% and are convertible into shares of Company common stock within thirty days after the first, second, third, fourth and fifth anniversaries of the original issue date, based on a common stock price of $16 per share, as adjusted for future corporate activities.  The Class C Preferred shares are redeemable by the Company on or after the fifth anniversary of the original issue date for Liquidation Amount, as defined therein, plus declared and unpaid dividends.  Redemption is subject to any necessary regulatory approvals.  In the event of liquidation of the Company, shares of Class C Preferred stock shall be junior to creditors of the Company and to the shares of Senior Noncumulative Perpetual Preferred Stock, Series A and the Class B Preferred shares.  Holders of Class C Preferred shares shall have no voting rights, except for authorization of senior shares of stock, amendment to the Class C Preferred shares, share exchanges, reclassifications or changes of control, or as required by law.
	The proceeds of these preferred stock offerings will be used in connection with the acquisition of CFG Community Bank and continued growth of the Company and its Subsidiaries.
	During 2013, the Company commenced a private offering under Rule 506 of Regulation D of its common stock to accredited investors.  As of December 31, 2013, the Company had received subscriptions for 610,194 common stock shares totaling $9.8 million in additional capital.  During the six month period ended June 30, 2014, the Company received additional subscriptions for 361,865 common stock shares totaling $5.8 million in additional capital at June 30, 2014.  The proceeds of this offering are also being used in connection with the acquisition of CFG Community Bank and to support continued growth of the Company and its Subsidiaries.
	During the first quarter of 2013, the Company completed a private offering to accredited investors which resulted in the issuance of 2,265,054 shares totaling $27.1 million in additional capital.  The proceeds of this offering were used to support the acquisition of Potomac Mortgage Group, Inc. (which now does business as MVB Mortgage) as well as the continued growth of the Company.
	On September 8, 2011 MVB received $8.5 million in Small Business Lending Fund (SBLF) capital.  MVB issued 8,500 shares of $1,000 per share preferred stock with dividends payable in arrears on January 1, April 1, July 1 and October 1 each year.  At December 31, 2013 and 2012, MVB’s loan production qualified for the lowest dividend rate possible of 1%.  MVB may continue to utilize the SBLF capital through March 8, 2016 at the 1% dividend rate. After that time, if the SBLF is not retired, the dividend rate increases to 9%.

Net_Income_Per_Common_Share

Net Income Per Common Share	6 Months Ended
	Jun. 30, 2014
Net Income Per Common Share	'
Net Income Per Common Share	'
	Note 8 — Net Income Per Common Share
	The Company determines basic earnings per share by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is determined by dividing net income by the weighted average number of shares outstanding increased by the number of shares that would be issued assuming the exercise of stock options. At June 30, 2014 and 2013, stock options to purchase 494,470 and 391,280 shares at an average price of $9.09 and $8.00, respectively, were outstanding.  For the six months ended June 30, 2014 and 2013, the dilutive effect of stock options was 213,549 and 169,532 shares, respectively.

Segment_Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2014
Segment Reporting	'
Segment Reporting	'
	Note 9 — Segment Reporting
	During the fourth quarter of 2013, the Company identified three reportable segments: commercial and retail banking; mortgage banking; and insurance services. Revenue from commercial and retail banking activities consists primarily of interest earned on loans and investment securities and service charges on deposit accounts.
	Revenue from the mortgage banking activities is comprised of interest earned on loans and fees received as a result of the mortgage origination process. The mortgage banking services are conducted by MVB Mortgage.
	Information about the reportable segments and reconciliation to the consolidated financial statements for the six-month period ended June 30, 2014 is as follows:
	(in thousands)	Commercial		Mortgage		Insurance			Intercompany			Consolidated
		&		Banking					Eliminations
		Retail Banking
	Revenues:
	Interest income	$	15,713	$	1,408	$	—		$	126		$	17,247
	Gain on loans held for sale	750		8,139		—			(113		)	8,776
	Insurance income	—		—		1,707			—			1,707
	Other income	4,966		1,051		—			(3,119		)	2,898
	Total operating income	21,429		10,598		1,707			(3,106		)	30,628
	Expenses:
	Interest expense	3,261		775		—			(420		)	3,616
	Salaries and employee benefits	6,362		6,632		1,735			—			14,729
	Provision for loan losses	1,408		—		—			—			1,408
	Other expense	7,993		2,595		393			(2,686		)	8,295
	Total operating expenses	19,024		10,002		2,128			(3,106		)	28,048
	Income (loss) before income taxes	2,405		596		(421		)	—			2,580
	Income tax expense (benefit)	375		238		(160		)	—			453
	Net income (loss)	2,030		358		(261		)	—			2,127
	Preferred stock dividends	43		—		—			—			43
	Net income (loss) available to common shareholders	$	1,987	$	358	$	(261	)	$	—		$	2,084
	Capital expenditures for the six-month period ended June 30, 2014	$	4,428	$	191	$	343		$	—		$	4,962
	Total assets as of June 30, 2014	1,143,107		101,609		4,431			(186,526		)	1,062,621
	Total assets as of December 31, 2013	1,021,097		92,290		3,012			(129,339		)	987,060
	Goodwill as of June 30, 2014	897		16,882		—			—			17,779
	Goodwill as of December 31, 2013	$	897	$	16,882	$	—		$	—		$	17,779

Pension_Plan

Pension Plan	6 Months Ended
	Jun. 30, 2014
Pension Plan	'
Pension Plan	'
	Note 10 — Pension Plan
	The Company participates in a trusteed pension plan known as the Allegheny Group Retirement Plan covering virtually all full-time employees.  Benefits are based on years of service and the employee’s compensation.  Accruals under the Plan were frozen as of May 31, 2014. Freezing the plan resulted in a re-measurement of the pension obligations and plan assets as of the freeze date. The pension obligation was re-measured using the discount rate based on the Citigroup Above Median Pension Discount Curve in effect on May 31, 2014 of 4.46%.
	The plan freeze lowered the pension cost in the second quarter of 2014 by approximately $71. The freeze is expected to reduce pension cost in the second half of 2014 by approximately $430.
	Information pertaining to the activity in the Company’s defined benefit plan, using the latest available actuarial valuations for the six and three months ended June 30, 2014 and 2013 is as follows:
	(in thousands)	For the six months ended			For the six months ended
		June 30, 2014			June 30, 2013
	Service cost	$	346		$	326
	Interest cost	155			124
	Expected Return on Plan Assets	(158		)	(136		)
	Amortization of Net Actuarial Loss	70			93
	Amortization of Prior Service Cost	—			1
	Net Periodic Benefit Cost	$	413		$	408
	Contributions Paid	$	188		$	170
	(in thousands)	For the three months ended			For the three months ended
		June 30, 2014			June 30, 2013
	Service cost	$	138		$	163
	Interest cost	77			62
	Expected Return on Plan Assets	(79		)	(68		)
	Amortization of Net Actuarial Loss	35			47
	Amortization of Prior Service Cost	—			—
	Net Periodic Benefit Cost	$	171		$	204
	Contributions Paid	$	94		$	85

Mergers_and_Acquisitions

Mergers and Acquisitions	6 Months Ended
	Jun. 30, 2014
Mergers and Acquisitions	'
Mergers and Acquisitions	'
	Note 11 — Mergers and Acquisitions
	The Company and its subsidiary, the Bank, have entered into an Purchase and Assumption Agreement (“Agreement”) and an Amendment (“Agreement Amendment”) with CFG Community Bank (“CFG Bank”) and its parent, Capital Funding Bancorp, Inc., and affiliates, Capital Finance, LLC and Capital Funding, LLC, based upon the terms and subject to the conditions set forth in the Agreement and modified by the Amendment, pursuant to which, upon the terms and subject to the conditions set forth in the Agreement and Amendment, the Bank would, subject to regulatory approvals, purchase certain assets and assume certain liabilities of CFG Bank and its subsidiaries for $30 million in consideration, consisting of $26 million in cash and $4 million in shares of Company common stock, subject to certain adjustments.
	Consummation of this transaction is subject to certain customary closing conditions, including requisite regulatory approvals and material third-party consents, the absence of certain legal impediments to the consummation of the transaction and subject to certain exceptions, the accuracy of the representations and warranties and compliance with the covenants of each party.
	The parties have made customary representations, warranties and covenants in the Agreement, including among others, covenants by CFG Bank with respect to the conduct of its business during the interim period between the execution of the agreement and the closing of the transaction.
	The following acquisition related costs are included in the consolidated statements of income for the periods indicated (in thousands):
		Six Months Ended		Three Months Ended
		June 30, 2014		June 30, 2014
	Consulting	$	51	$	—
	Advertising	4		2
	Printing, stationery and supplies	8		1
	Legal and accounting fees	21		3
	Equipment depreciation and maintenance	6		1
	Meals and Entertainment	8		3
	Travel	65		38
	Total	$	163	$	48

Stock_Split

Stock Split	6 Months Ended
	Jun. 30, 2014
Stock Split	'
Stock Split	'
	Note 12 — Stock Split
	Common shares outstanding at December 31, 2013 and for the three and six month periods ended June 30, 2013, have been adjusted for the effect of a two for one stock split effected as a stock dividend paid on February 11, 2014.

Investments_Tables

Investments (Tables)	6 Months Ended
	Jun. 30, 2014
Investments	'
Schedule of amortized cost and fair values of investment securities held-to-maturity	'
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	Municipal securities	$	55,978	$	1,006		$	(1,053	)	$	55,931
	Total investment securities held—to-maturity	$	55,978	$	1,006		$	(1,053	)	$	55,931
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	Municipal securities	$	56,670	$	367		$	(2,919	)	$	54,118
	Total investment securities held—to-maturity	$	56,670	$	367		$	(2,919	)	$	54,118
Schedule of amortized cost and fair values of investment securities available-for-sale	'
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	U.S. Agency securities	$	44,818	$	32		$	(958	)	$	43,892
	U.S. Sponsored Mortgage-backed securities	29,986		48			(539		)	29,495
	Municipal securities	15,470		315			(68		)	15,717
	Total debt securities	90,274		395			(1,565		)	89,104
	Equity and other securities	810		232			—			1,042
	Total investment securities available-for-sale	$	91,084	$	627		$	(1,565	)	$	90,146
		Amortized		Unrealized			Unrealized			Fair
	(in thousands)	Cost		Gain			Loss			Value
	U.S. Agency securities	$	60,744	$	—		$	(1,922	)	$	58,822
	U.S. Sponsored Mortgage-backed securities	47,317		118			(843		)	46,592
	Total debt securities	108,061		118			(2,765		)	105,414
	Equity and other securities	810		187			—			997
	Total investment securities available-for-sale	$	108,871	$	305		$	(2,765	)	$	106,411
Schedule of amortized cost and fair values of debt securities by maturity	'
		June 30, 2014
		Held to Maturity					Available for sale
		Amortized		Fair			Amortized			Fair
		Cost		Value			Cost			Value
	Within one year	$	—	$	—		$	—		$	—
	After one year, but within five	2,432		2,484			29,704			29,520
	After five years, but within ten	14,806		15,003			27,668			27,015
	After ten years	38,740		38,444			32,902			32,569
	Total	$	55,978	$	55,931		$	90,274		$	89,104
Schedule of investments in an unrealized loss position	'
	Description and number	Less than 12 months					12 months or more
	of positions
	(in thousands)	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agency securities (14)	$	6,888	$	(10	)	$	27,438		$	(948	)
	U.S. Sponsored Mortgage-backed securities (18)	6,034		(25		)	16,648			(514		)
	Municipal securities (183)	4,508		(93		)	25,165			(1,028		)
		$	17,430	$	(128	)	$	69,251		$	(2,490	)
	Description and number	Less than 12 months					12 months or more
	of positions
	(in thousands)	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss
	U.S. Agency securities (19)	$	58,822	$	(1,922	)	$	—		$	—
	U.S. Sponsored Mortgage-backed securities (18)	14,969		(113		)	19,781			(730		)
	Municipal securities (103)	35,502		(2,535		)	4,471			(384		)
		$	109,293	$	(4,570	)	$	24,252		$	(1,114	)

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Loans and Allowance for Loan Losses	'
Schedule of activity in the allowance	'
	The following table summarizes the primary segments of the allowance for loan losses (“ALL”), segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30, 2014.  Activity in the allowance is presented for the periods indicated (in thousands):
									Home						Credit
			Commercial			Residential			Equity			Installment			Card			Total
	ALL balance March 31, 2014		$	3,902		$	746		$	555		$	233		$	15		$	5,451
	Charge-offs		—			(103		)	—			—			(1		)	(104		)
	Recoveries		4			—			1			—			—			5
	Provision		579			42			269			(1		)	—			889
	ALL balance June 30, 2014		$	4,485		$	685		$	825		$	232		$	14		$	6,241
									Home						Credit
			Commercial			Residential			Equity			Installment			Card			Total
	ALL balance December 31, 2013		$	3,609		$	519		$	554		$	239		$	14		$	4,935
	Charge-offs		—			(103		)	—			(7		)	(1		)	(111		)
	Recoveries		4			—			2			3			—			9
	Provision		872			269			269			(3		)	1			1,408
	ALL balance June 30, 2014		$	4,485		$	685		$	825		$	232		$	14		$	6,241
	Individually evaluated for impairment		$	1,507		$	322		$	29		$	7		$	—		$	1,866
	Collectively evaluated for impairment		$	2,978		$	363		$	796		$	225		$	14		$	4,375
									Home						Credit
			Commercial			Residential			Equity			Installment			Card			Total
	ALL balance March 31, 2013		$	3,645		$	490		$	271		$	216		$	17		$	4,639
	Charge-offs		(472		)	—			—			—			(11		)	(483		)
	Recoveries		3			—			1			1			—			5
	Provision		564			—			79			14			10			667
	ALL balance June 30, 2013		$	3,740		$	490		$	351		$	231		$	16		$	4,828
									Home						Credit
			Commercial			Residential			Equity			Installment			Card			Total
	ALL balance December 31, 2012		$	3,107		$	514		$	242		$	200		$	13		$	4,076
	Charge-offs		(972		)	(2		)	—			—			(11		)	(985		)
	Recoveries		25			36			8			1			—			70
	Provision		1,580			(58		)	101			30			14			1,667
	ALL balance June 30, 2013		$	3,740		$	490		$	351		$	231		$	16		$	4,828
	Individually evaluated for impairment		$	1,094		$	195		$	—		$	12		$	—		$	1,301
	Collectively evaluated for impairment		$	2,646		$	295		$	351		$	219		$	16		$	3,527
Summary of the primary segments of the loan portfolio	'
	(in thousands)		Commercial			Residential			Home			Installment			Credit			Total
									Equity						Cards
	Individually evaluated for impairment		$	6,726		$	873		$	29		$	14		$	—		$	7,642
	Collectively evaluated for impairment		526,776			142,754			39,060			17,339			683			726,612
	Total Loans		$	533,502		$	143,627		$	39,089		$	17,353		$	683		$	734,254
	(in thousands)		Commercial			Residential			Home			Installment			Credit			Total
									Equity						Cards
	Individually evaluated for impairment		$	4,063		$	472		$	—		$	20		$	—		$	4,555
	Collectively evaluated for impairment		329,624			100,446			21,547			18,063			619			470,299
	Total Loans		$	333,687		$	100,918		$	21,547		$	18,083		$	619		$	474,854
Schedule of impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary	'
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2014 and December 31, 2013 (in thousands):
									Impaired
									Loans with
			Impaired Loans with						No Specific
			Specific Allowance						Allowance			Total Impaired Loans
															Unpaid
			Recorded			Related			Recorded			Recorded			Principal
			Investment			Allowance			Investment			Investment			Balance
	June 30, 2014
	Commercial		$	6,603		$	1,507		$	123		$	6,726		$	6,725
	Residential		873			322			—			873			873
	Home Equity		29			29			—			29			29
	Installment		14			7			—			14			14
	Total impaired loans		$	7,519		$	1,865		$	123		$	7,642		$	7,641
	December 31, 2013
	Commercial		$	6,134		$	1,243		$	120		$	6,254		$	6,254
	Residential		261			175			—			261			261
	Home Equity		28			28			—			28			28
	Installment		24			11			68			92			92
	Credit Cards		1			1			—			1			1
	Total impaired loans		$	6,448		$	1,458		$	188		$	6,636		$	6,636
Schedule of the average recorded investment in impaired loans and related interest income recognized	'
	The following tables present the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands):
			Six months ended									Three months ended
			June 30, 2014									June 30, 2014
			Average			Interest Income			Interest Income			Average			Interest Income			Interest Income
			Investment in			Recognized on			Recognized on			Investment in			Recognized on			Recognized on Cash
			Impaired			Accrual Basis			Cash Basis			Impaired			Accrual Basis			Basis
			Loans									Loans
	Commercial		$	6,556		$	142		$	116		$	6,697		$	73		$	84
	Residential		734			8			8			884			5			5
	Home Equity		28			1			—			29			—			—
	Consumer		29			1			1			14			—			—
	Credit Cards		1			—			—			1			—			—
	Total		$	7,348		$	152		$	125		$	7,625		$	78		$	89
			Six months ended									Three months ended
			June 30, 2013									June 30, 2013
			Average			Interest Income			Interest Income			Average			Interest Income			Interest Income
			Investment in			Recognized on			Recognized on			Investment in			Recognized on			Recognized on Cash
			Impaired			Accrual Basis			Cash Basis			Impaired			Accrual Basis			Basis
			Loans									Loans
	Commercial		$	4,283		$	56		$	60		$	3,990		$	33		$	31
	Residential		528			2			4			474			2			2
	Consumer		21			1			1			20			1			—
	Total		$	4,832		$	59		$	65		$	4,484		$	36		$	33
Schedule of classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system	'
	The following table represents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of June 30, 2014 and December 31, 2013 (in thousands):
						Special
			Pass			Mention			Substandard			Doubtful			Total
	June 30, 2014
	Commercial		$	514,673		$	10,985		$	7,610		$	234		$	533,502
	Residential		141,043			1,696			888			—			143,627
	Home Equity		38,809			251			29			—			39,089
	Installment		16,729			608			16			—			17,353
	Credit Cards		683			—			—			—			683
	Total Loans		$	711,937		$	13,540		$	8,543		$	234		$	734,254
						Special
			Pass			Mention			Substandard			Doubtful			Total
	December 31, 2013
	Commercial		$	437,474		$	11,566		$	8,348		$	—		$	457,388
	Residential		115,283			2,660			261			—			118,204
	Home Equity		27,662			107			28			—			27,797
	Installment		17,560			633			92			—			18,285
	Credit Cards		628			2			1			—			631
	Total Loans		$	598,607		$	14,968		$	8,730		$	—		$	622,305
Schedule of classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans	'
	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of June 30, 2014 and December 31, 2013 (in thousands):
			Current			30-59			60-89			90			Total			Total			Non-		90+ Days
						Days			Days			Days +			Past			Loans			Accrual		Still
						Past Due			Past Due			Past			Due								Accruing
												Due
	June 30, 2014
	Commercial		$	511,615		$	8,607		$	11,582		$	1,698		$	21,887		$	533,502		$	356	$	1,342
	Residential		142,723			35			56			813			904			143,627			263		550
	Home Equity		39,089			—			—			—			—			39,089			—		—
	Consumer		17,112			208			5			28			241			17,353			—		28
	Credit Cards		683			—			—			—			—			683			—		—
	Total		$	711,222		$	8,850		$	11,643		$	2,539		$	23,032		$	734,254		$	619	$	1,920
			Current			30-59			60-89			90			Total			Total			Non-		90+ Days
						Days			Days			Days +			Past			Loans			Accrual		Still
						Past Due			Past Due			Past			Due								Accruing
												Due
	December 31, 2013
	Commercial		$	456,864		$	216		$	24		$	284		$	524		$	457,388		$	284	$	—
	Residential		116,150			1,401			193			460			2,054			118,204			30		430
	Home Equity		27,741			28			—			28			56			27,797			—		28
	Installment		18,119			90			—			76			166			18,285			76		—
	Credit Cards		628			2			—			1			3			631			—		1
	Total		$	619,502		$	1,737		$	217		$	849		$	2,803		$	622,305		$	390	$	459
Schedule of loans identified as Troubled Debt Restructurings	'
	The following tables present details related to loans identified as Troubled Debt Restructurings (“TDRs”) for the six and three months ended June 30, 2014 and 2013 (in thousands):
			New TDRs (1)
			For the Six Months Ended								For the Three Months Ended
			June 30, 2014								June 30, 2014
			Number of		Pre-			Post-			Number		Pre-			Post-
			Contracts		Modification			Modification			of		Modification			Modification
					Outstanding			Outstanding			Contracts		Outstanding			Outstanding
					Recorded			Recorded					Recorded			Recorded
					Investment			Investment					Investment			Investment
	Commercial		1		$	496		$	492		—		$	—		$	—
	Residential real estate		1		389			388			—		—			—
	Total		2		$	885		$	880		—		$	—		$	—
		-1		The pre-modification and post-modification balances represent the balances outstanding immediately before and after modification of the loan.
			New TDRs (1)
			For the Six Months Ended								For the Three Months Ended
			June 30, 2013								June 30, 2013
			Number of		Pre-			Post-			Number		Pre-			Post-
			Contracts		Modification			Modification			of		Modification			Modification
					Outstanding			Outstanding			Contracts		Outstanding			Outstanding
					Recorded			Recorded					Recorded			Recorded
					Investment			Investment					Investment			Investment
	Commercial		3		$	1,814		$	1,808		2		$	119		$	119
	Consumer		3		8			8			—		—			—
	Total		6		$	1,822		$	1,816		2		$	119		$	119
	The pre-modification and post-modification balances represent the balances outstanding immediately before and after modification of the loan.

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	6 Months Ended
	Jun. 30, 2014
BORROWED FUNDS	'
Schedule of information related to short-term borrowings and repurchase agreements	'
	(Dollars in thousands)	June 30,			December 31,
		2014			2013
	Balance at end of period	$	156,750		$	179,606
	Average balance during the three and twelve months ended	172,930			135,852
	Maximum month-end balance during the three and twelve months ended	204,010			179,606
	Weighted-average rate during the three and twelve months ended	0.49		%	0.52		%
	Rate at end of period	0.30		%	0.43		%
Schedule of borrowings from the FHLB	'
		June 30			Dec 31
	(Dollars in thousands)	2014			2013
	Fixed interest rate notes, originating between April 1999 and December 2007, due between April 2014 and April 2022, interest of between 4.50% and 5.90% payable monthly	$	4,689		$	5,759
	Amortizing fixed interest rate note, originating February 2007, due February 2022, payable in monthly installments of $5, including interest of 5.22%	850			860
		$	5,539		$	6,619
Summary of maturities of borrowings over the next five years	'
	(dollars in thousands)
	Year	Amount
	2014	$	120,311
	2015	169
	2016	1,246
	2017	1,470
	2018	81
	Thereafter	35,929
		$	159,206

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Measurements Recurring [Member]	'
Fair value of assets and liabilities	'
Schedule of assets measured at fair value	'
		June 30, 2014
	(in thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	43,892		$	—	$	43,892
	U.S. Sponsored Mortgage backed securities	—		29,495			—		29,495
	Municipal securities	—		15,717			—		15,717
	Equity and Other Securities	232		810					1,042
		December 31, 2013
	(in thousands)	Level I		Level II			Level III		Total
	Assets:
	U.S. Government Agency Securities	$	—	$	58,822		$	—	$	58,822
	U.S. Sponsored Mortgage backed securities	—		46,592			—		46,592
	Equity and Other Securities	187		810			—		997
Fair Value Measurements Nonrecurring [Member]	'
Fair value of assets and liabilities	'
Schedule of assets measured at fair value	'
		June 30, 2014
	(in thousands)	Level I		Level II			Level III		Total
	Assets:
	Derivative on loans held for sale	$	—	$	—		$	3,210	$	3,210
	Impaired loans	—		—			5,777		5,777
	Other real estate owned	—		—			502		502
		December 31, 2013
	(in thousands)	Level I		Level II			Level III		Total
	Assets:
	Derivative on loans held for sale	$	—	$	—		$	2,271	$	2,271
	Impaired loans	—		—			5,178		5,178
	Other real estate owned	—		—			375		375
Schedule of quantitative information about assets measured at fair value on a non-recurring basis	'
		Quantitative Information about Level 3 Fair Value Measurements
	(Dollars in thousands)	Fair Value		Valuation		Unobservable		Range
				Technique		Input
	June 30, 2014:
	Impaired loans	$	5,777	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
						Liquidation expense (2)		5% - 10%
	Other real estate owned	$	502	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
						Liquidation expense (2)		5% - 10%
	Derivative on loans held for sale	$	3,210	Market or Committed Sale Price		Expected Funding Percentage		77%
		Quantitative Information about Level 3 Fair Value Measurements
	(Dollars in thousands)	Fair Value		Valuation		Unobservable		Range
				Technique		Input
	December 31, 2013:
	Impaired loans	$	5,178	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
						Liquidation expense (2)		5% - 10%
	Other real estate owned	$	375	Appraisal of collateral (1)		Appraisal adjustments (2)		20% - 30%
						Liquidation expense (2)		5% - 10%
	Derivative on loans held for sale	$	2,271	Market or Committed Sale Price		Expected Funding Percentage		80%
	(1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not observable.
	(2)  Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Schedule of carrying values and estimated fair values of the Company's financial instruments	'
	The carrying values and estimated fair values of the Company’s financial instruments are summarized as follows (in thousands):
	Fair Value Measurements at:
	June 30, 2014	Carrying		Estimated			Quoted Prices		Significant		Significant
		Value		Fair			in		Other		Unobservable
				Value			Active		Observable		Inputs
							Markets For		Inputs		(Level 3)
							Identical		(Level 2)
							Assets (Level
							1)
	Financial assets:
	Cash and cash equivalents	$	28,119	$	28,119		$	28,119	$	—	$	—
	Certificates of deposits with other banks	9,427		10,013			—		10,013		—
	Securities available-for-sale	90,146		90,146			232		89,914		—
	Securities held-to-maturity	55,978		55,931			—		55,931		—
	Loans held for sale	69,209		69,209			—		69,209		—
	Loans, net	728,013		738,349			—		—		738,349
	Derivative on loans held for sale	3,210		3,210			—		—		3,210
	Accrued interest receivable	2,812		2,812			—		2,812		—
	Financial liabilities:
	Deposits	$	747,044	$	747,944		—		$	500,913	$	247,031
	Repurchase agreements	36,521		36,521			—		36,521		—
	FHLB and other borrowings	125,769		125,824			—		120,229		5,595
	Accrued interest payable	286		286			—		286		—
	Subordinated debt	33,437		33,437			—		33,437		—
	December 31, 2013
	Financial assets:
	Cash and cash equivalents	$	39,843	$	39,843		$	39,843	$	—	$	—
	Certificates of deposits with other banks	9,427		9,616			—		9,616		—
	Securities available-for-sale	106,411		106,411			187		106,224		—
	Securities held-to-maturity	56,670		54,118			—		54,118		—
	Loans held for sale	89,186		89,186			—		89,186		—
	Loans, net	617,370		620,295			—		—		620,295
	Derivative on loans held for sale	2,271		2,271			—		—		2,271
	Accrued interest receivable	2,764		2,764			—		2,764		—
	Financial liabilities:
	Deposits	$	695,811	$	697,301		$	—	$	454,658	$	242,643
	Repurchase agreements	81,578		81,578			—		81,578		—
	FHLB and other borrowings	104,647		104,742			—		98,028		6,714
	Accrued interest payable	327		327			—		327		—
	Subordinated debt	4,124		4,124			—		4,124		—

Segment_Reporting_Tables

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2014
Segment Reporting	'
Schedule of information about the reportable segments and reconciliation to the consolidated financial statements	'
	(in thousands)	Commercial		Mortgage		Insurance			Intercompany			Consolidated
		&		Banking					Eliminations
		Retail Banking
	Revenues:
	Interest income	$	15,713	$	1,408	$	—		$	126		$	17,247
	Gain on loans held for sale	750		8,139		—			(113		)	8,776
	Insurance income	—		—		1,707			—			1,707
	Other income	4,966		1,051		—			(3,119		)	2,898
	Total operating income	21,429		10,598		1,707			(3,106		)	30,628
	Expenses:
	Interest expense	3,261		775		—			(420		)	3,616
	Salaries and employee benefits	6,362		6,632		1,735			—			14,729
	Provision for loan losses	1,408		—		—			—			1,408
	Other expense	7,993		2,595		393			(2,686		)	8,295
	Total operating expenses	19,024		10,002		2,128			(3,106		)	28,048
	Income (loss) before income taxes	2,405		596		(421		)	—			2,580
	Income tax expense (benefit)	375		238		(160		)	—			453
	Net income (loss)	2,030		358		(261		)	—			2,127
	Preferred stock dividends	43		—		—			—			43
	Net income (loss) available to common shareholders	$	1,987	$	358	$	(261	)	$	—		$	2,084
	Capital expenditures for the six-month period ended June 30, 2014	$	4,428	$	191	$	343		$	—		$	4,962
	Total assets as of June 30, 2014	1,143,107		101,609		4,431			(186,526		)	1,062,621
	Total assets as of December 31, 2013	1,021,097		92,290		3,012			(129,339		)	987,060
	Goodwill as of June 30, 2014	897		16,882		—			—			17,779
	Goodwill as of December 31, 2013	$	897	$	16,882	$	—		$	—		$	17,779

Pension_Plan_Tables

Pension Plan (Tables)	6 Months Ended
	Jun. 30, 2014
Pension Plan	'
Schedule of information pertaining to the activity in the Company's defined benefit plan	'
	(in thousands)	For the six months ended			For the six months ended
		June 30, 2014			June 30, 2013
	Service cost	$	346		$	326
	Interest cost	155			124
	Expected Return on Plan Assets	(158		)	(136		)
	Amortization of Net Actuarial Loss	70			93
	Amortization of Prior Service Cost	—			1
	Net Periodic Benefit Cost	$	413		$	408
	Contributions Paid	$	188		$	170
	(in thousands)	For the three months ended			For the three months ended
		June 30, 2014			June 30, 2013
	Service cost	$	138		$	163
	Interest cost	77			62
	Expected Return on Plan Assets	(79		)	(68		)
	Amortization of Net Actuarial Loss	35			47
	Amortization of Prior Service Cost	—			—
	Net Periodic Benefit Cost	$	171		$	204
	Contributions Paid	$	94		$	85

Mergers_and_Acquisitions_Table

Mergers and Acquisitions (Tables)	6 Months Ended
	Jun. 30, 2014
Mergers and Acquisitions	'
Schedule of acquisition related costs included in consolidated statements of income	'
	The following acquisition related costs are included in the consolidated statements of income for the periods indicated (in thousands):
		Six Months Ended		Three Months Ended
		June 30, 2014		June 30, 2014
	Consulting	$	51	$	—
	Advertising	4		2
	Printing, stationery and supplies	8		1
	Legal and accounting fees	21		3
	Equipment depreciation and maintenance	6		1
	Meals and Entertainment	8		3
	Travel	65		38
	Total	$	163	$	48

Basis_of_Presentation_Details

Basis of Presentation (Details)	0 Months Ended	6 Months Ended
	Feb. 11, 2014	Jun. 30, 2014
Basis of Presentation	'	'
Stock split ratio	2	2

Investments_Details

Investments (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized cost and fair values of investment securities held-to-maturity	'	'
Amortized Cost	$55,978	$56,670
Unrealized Gain	1,006	367
Unrealized Loss	-1,053	-2,919
Fair Value	55,931	54,118
Municipal Notes [Member]	'	'
Amortized cost and fair values of investment securities held-to-maturity	'	'
Amortized Cost	55,978	56,670
Unrealized Gain	1,006	367
Unrealized Loss	-1,053	-2,919
Fair Value	$55,931	$54,118

Investments_Details_2

Investments (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	$91,084	$108,871
Unrealized Gain	627	305
Unrealized Loss	-1,565	-2,765
Fair Value	90,146	106,411
Debt Securities [Member]	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	90,274	108,061
Unrealized Gain	395	118
Unrealized Loss	-1,565	-2,765
Fair Value	89,104	105,414
U S Government Agencies Debt Securities [Member]	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	44,818	60,744
Unrealized Gain	32	'
Unrealized Loss	-958	-1,922
Fair Value	43,892	58,822
U S Government Sponsored Enterprises Debt Securities [Member]	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	29,986	47,317
Unrealized Gain	48	118
Unrealized Loss	-539	-843
Fair Value	29,495	46,592
Municipal Notes [Member]	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	15,470	'
Unrealized Gain	315	'
Unrealized Loss	-68	'
Fair Value	15,717	'
Equity And Other Securities [Member]	'	'
Amortized cost and fair values of investment securities available-for-sale	'	'
Amortized Cost	810	810
Unrealized Gain	232	187
Fair Value	$1,042	$997

Investments_Details_3

Investments (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Held to Maturity, Amortized Cost	'	'
After one year, but within five	$2,432	'
After five years, but within ten	14,806	'
After ten years	38,740	'
Total	55,978	'
Held to Maturity, Fair Value	'	'
After one year, but within five	2,484	'
After five years, but within ten	15,003	'
After ten years	38,444	'
Fair Value	55,931	54,118
Available for sale, Amortized Cost	'	'
After one year, but within five	29,704	'
After five years, but within ten	27,668	'
After ten years	32,902	'
Total	90,274	'
Available for sale, Fair Value	'	'
After one year, but within five	29,520	'
After five years, but within ten	27,015	'
After ten years	32,569	'
Fair Value	89,104	'
Carrying value of investment securities pledged	$102,778	'

Investments_Details_4

Investments (Details 4) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Investments	'	'	'	'	'
Total temporary impairment	$2,618	'	$2,618	'	'
Investments in an unrealized loss position	'	'	'	'	'
Less than 12 months, Fair Value	17,430	'	17,430	'	109,293
Less than 12 months, Unrealized Loss	-128	'	-128	'	-4,570
12 months or more, Fair Value	69,251	'	69,251	'	24,252
12 months or more, Unrealized Loss	-2,490	'	-2,490	'	-1,114
Sales of investment securities available-for-sale	37,200	1,700	37,177	3,637	'
Gain on sale of securities	125	81	125	82	'
U S Government Agencies Debt Securities [Member]	'	'	'	'	'
Investments in an unrealized loss position	'	'	'	'	'
Number of investments in an unrealized loss position	14	'	14	'	19
Less than 12 months, Fair Value	6,888	'	6,888	'	58,822
Less than 12 months, Unrealized Loss	-10	'	-10	'	-1,922
12 months or more, Fair Value	27,438	'	27,438	'	'
12 months or more, Unrealized Loss	-948	'	-948	'	'
U S Government Sponsored Enterprises Debt Securities [Member]	'	'	'	'	'
Investments in an unrealized loss position	'	'	'	'	'
Number of investments in an unrealized loss position	18	'	18	'	18
Less than 12 months, Fair Value	6,034	'	6,034	'	14,969
Less than 12 months, Unrealized Loss	-25	'	-25	'	-113
12 months or more, Fair Value	16,648	'	16,648	'	19,781
12 months or more, Unrealized Loss	-514	'	-514	'	-730
Municipal Notes [Member]	'	'	'	'	'
Investments in an unrealized loss position	'	'	'	'	'
Number of investments in an unrealized loss position	'	'	'	'	103
Less than 12 months, Fair Value	'	'	'	'	35,502
Less than 12 months, Unrealized Loss	'	'	'	'	-2,535
12 months or more, Fair Value	'	'	'	'	4,471
12 months or more, Unrealized Loss	'	'	'	'	-384
Number of investments in an unrealized position	183	'	183	'	'
Less than 12 months, Fair Value	4,508	'	4,508	'	'
Less than 12 months, Unrealized Loss	-93	'	-93	'	'
12 months or more, Fair Value	25,165	'	25,165	'	'
12 months or more, Unrealized Loss	($1,028)	'	($1,028)	'	'

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended	3 Months Ended		6 Months Ended		3 Months Ended	6 Months Ended			3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2013	Mar. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
						Commercial Portfolio Segment [Member]	Commercial Portfolio Segment [Member]	Commercial Portfolio Segment [Member]	Commercial Portfolio Segment [Member]	Residential Portfolio Segment [Member]	Residential Portfolio Segment [Member]	Residential Portfolio Segment [Member]	Residential Portfolio Segment [Member]	Home Equity [Member]	Home Equity [Member]	Home Equity [Member]	Home Equity [Member]	Installment [Member]	Installment [Member]	Installment [Member]	Installment [Member]	Consumer Credit Card Financing Receivable [Member]	Consumer Credit Card Financing Receivable [Member]	Consumer Credit Card Financing Receivable [Member]	Consumer Credit Card Financing Receivable [Member]
Activity in the allowance for loan losses:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	$5,451,000	$4,639,000	$4,935,000	$4,076,000	$4,076,000	$3,902,000	$3,645,000	$3,609,000	$3,107,000	$746,000	$519,000	$514,000	$490,000	$555,000	$271,000	$554,000	$242,000	$233,000	$216,000	$239,000	$200,000	$15,000	$17,000	$14,000	$13,000
Charge-offs	-104,000	-483,000	-111,000	-985,000	'	'	-472,000	'	-972,000	-103,000	-103,000	-2,000	'	'	'	'	'	'	'	-7,000	'	-1,000	-11,000	-1,000	-11,000
Recoveries	5,000	5,000	9,000	70,000	'	4,000	3,000	4,000	25,000	'	'	36,000	'	1,000	1,000	2,000	8,000	'	1,000	3,000	1,000	'	'	'	'
Provision	889,000	667,000	1,408,000	1,667,000	'	579,000	564,000	872,000	1,580,000	42,000	269,000	-58,000	'	269,000	79,000	269,000	101,000	-1,000	14,000	-3,000	30,000	'	10,000	1,000	14,000
Balance at end of period	6,241,000	4,828,000	6,241,000	4,828,000	4,935,000	4,485,000	3,740,000	4,485,000	3,740,000	685,000	685,000	490,000	490,000	825,000	351,000	825,000	351,000	232,000	231,000	232,000	231,000	14,000	16,000	14,000	16,000
Individually evaluated for impairment	1,866,000	1,301,000	1,866,000	1,301,000	'	1,507,000	1,094,000	1,507,000	1,094,000	322,000	322,000	195,000	'	29,000	'	29,000	'	7,000	12,000	7,000	12,000	'	'	'	'
Collectively evaluated for impairment	4,375,000	3,527,000	4,375,000	3,527,000	'	2,978,000	2,646,000	2,978,000	2,646,000	363,000	363,000	295,000	'	796,000	351,000	796,000	351,000	225,000	219,000	225,000	219,000	14,000	16,000	14,000	16,000
Net deferred fees and costs	1,596,000	1,171,000	1,596,000	1,171,000	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Loans purchased	'	'	'	'	$74,300,000	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Primary segments of the loan portfolio:	'	'	'
Individually evaluated for impairment	$7,642	'	$4,555
Collectively evaluated for impairment	726,612	'	470,299
Total Loans	734,254	622,305	474,854
Commercial Portfolio Segment [Member]	'	'	'
Primary segments of the loan portfolio:	'	'	'
Individually evaluated for impairment	6,726	'	4,063
Collectively evaluated for impairment	526,776	'	329,624
Total Loans	533,502	457,388	333,687
Residential Portfolio Segment [Member]	'	'	'
Primary segments of the loan portfolio:	'	'	'
Individually evaluated for impairment	873	'	472
Collectively evaluated for impairment	142,754	'	100,446
Total Loans	143,627	118,204	100,918
Home Equity [Member]	'	'	'
Primary segments of the loan portfolio:	'	'	'
Individually evaluated for impairment	29	'	'
Collectively evaluated for impairment	39,060	'	21,547
Total Loans	39,089	27,797	21,547
Installment [Member]	'	'	'
Primary segments of the loan portfolio:	'	'	'
Individually evaluated for impairment	14	'	20
Collectively evaluated for impairment	17,339	'	18,063
Total Loans	17,353	18,285	18,083
Consumer Credit Card Financing Receivable [Member]	'	'	'
Primary segments of the loan portfolio:	'	'	'
Collectively evaluated for impairment	683	'	619
Total Loans	$683	$631	$619

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	$7,519	$6,448
Impaired Loans with Specific Allowance, Related Allowance	1,865	1,458
Impaired Loans with No Specific Allowance, Recorded Investment	123	188
Total Impaired Loans, Recorded Investment	7,642	6,636
Total Impaired Loans, Unpaid Principal Balance	7,642	6,636
Commercial Portfolio Segment [Member]	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	6,603	6,134
Impaired Loans with Specific Allowance, Related Allowance	1,507	1,243
Impaired Loans with No Specific Allowance, Recorded Investment	123	120
Total Impaired Loans, Recorded Investment	6,726	6,254
Total Impaired Loans, Unpaid Principal Balance	6,726	6,254
Residential Portfolio Segment [Member]	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	873	261
Impaired Loans with Specific Allowance, Related Allowance	322	175
Total Impaired Loans, Recorded Investment	873	261
Total Impaired Loans, Unpaid Principal Balance	873	261
Home Equity [Member]	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	29	28
Impaired Loans with Specific Allowance, Related Allowance	29	28
Total Impaired Loans, Recorded Investment	29	28
Total Impaired Loans, Unpaid Principal Balance	29	28
Installment [Member]	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	14	24
Impaired Loans with Specific Allowance, Related Allowance	7	11
Impaired Loans with No Specific Allowance, Recorded Investment	'	68
Total Impaired Loans, Recorded Investment	14	92
Total Impaired Loans, Unpaid Principal Balance	14	92
Consumer Credit Card Financing Receivable [Member]	'	'
Impaired loans by class	'	'
Impaired Loans with Specific Allowance, Recorded Investment	'	1
Impaired Loans with Specific Allowance, Related Allowance	'	1
Total Impaired Loans, Recorded Investment	'	1
Total Impaired Loans, Unpaid Principal Balance	'	$1

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
			item
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	$7,625	$4,484	$7,348	$4,832
Interest income recognized on an accrual basis on impaired loans	78	36	152	59
Interest income recognized on a cash basis on impaired loans	89	33	125	65
Number of points in internal risk rating system	'	'	9	'
Number of categories in internal risk rating system considered as not criticized	'	'	6	'
Maximum period above which loans past due are considered Substandard	'	'	'90 days	'
Commercial Portfolio Segment [Member]	'	'	'	'
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	6,697	3,990	6,556	4,283
Interest income recognized on an accrual basis on impaired loans	73	33	142	56
Interest income recognized on a cash basis on impaired loans	84	31	116	60
Residential Portfolio Segment [Member]	'	'	'	'
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	884	474	734	528
Interest income recognized on an accrual basis on impaired loans	5	2	8	2
Interest income recognized on a cash basis on impaired loans	5	2	8	4
Home Equity [Member]	'	'	'	'
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	29	'	28	'
Interest income recognized on an accrual basis on impaired loans	'	'	1	'
Consumer Portfolio Segment [Member]	'	'	'	'
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	14	20	29	21
Interest income recognized on an accrual basis on impaired loans	'	1	1	1
Interest income recognized on a cash basis on impaired loans	'	'	1	1
Consumer Credit Card Financing Receivable [Member]	'	'	'	'
Average recorded investment in impaired loans and related interest income recognized	'	'	'	'
Average investment in impaired loans	$1	'	$1	'

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 5) (USD $)	6 Months Ended
	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Minimum threshold for performing annual review of commercial relationship	$1,000,000	'	'
Total Loans	734,254,000	622,305,000	474,854,000
Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	711,937,000	598,607,000	'
Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	13,540,000	14,968,000	'
Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	8,543,000	8,730,000	'
Doubtful [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	234,000	'	'
Commercial Portfolio Segment [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	533,502,000	457,388,000	333,687,000
Commercial Portfolio Segment [Member] | Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	514,673,000	437,474,000	'
Commercial Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	10,985,000	11,566,000	'
Commercial Portfolio Segment [Member] | Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	7,610,000	8,348,000	'
Commercial Portfolio Segment [Member] | Doubtful [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	234,000	'	'
Residential Portfolio Segment [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	143,627,000	118,204,000	100,918,000
Residential Portfolio Segment [Member] | Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	141,043,000	115,283,000	'
Residential Portfolio Segment [Member] | Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	1,696,000	2,660,000	'
Residential Portfolio Segment [Member] | Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	888,000	261,000	'
Home Equity [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	39,089,000	27,797,000	21,547,000
Home Equity [Member] | Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	38,809,000	27,662,000	'
Home Equity [Member] | Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	251,000	107,000	'
Home Equity [Member] | Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	29,000	28,000	'
Installment [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	17,353,000	18,285,000	18,083,000
Installment [Member] | Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	16,729,000	17,560,000	'
Installment [Member] | Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	608,000	633,000	'
Installment [Member] | Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	16,000	92,000	'
Consumer Credit Card Financing Receivable [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	683,000	631,000	619,000
Consumer Credit Card Financing Receivable [Member] | Pass [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	683,000	628,000	'
Consumer Credit Card Financing Receivable [Member] | Special Mention [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	'	2,000	'
Consumer Credit Card Financing Receivable [Member] | Substandard [Member]	'	'	'
Classes of the loan portfolio summarized by credit quality indicators:	'	'	'
Total Loans	'	$1,000	'

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 6) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
	item
Loans and Allowance for Loan Losses	'	'	'
Period loan is past due when placed on non-accrual status	'90 days	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	$711,222	$619,502	'
30-59 Days Past Due	8,850	1,737	'
60-89 Days Past Due	11,643	217	'
90 Days + Past Due	2,539	849	'
Total Past Due	23,032	2,803	'
Total Loans	734,254	622,305	474,854
Non-Accrual	619	390	'
90 Days+ Still Accruing	1,920	459	'
Number of rolling quarters utilized by Commercial, Residential, Home Equity, Installment and Credit Card pools	12	'	'
Commercial Portfolio Segment [Member]	'	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	511,615	456,864	'
30-59 Days Past Due	8,607	216	'
60-89 Days Past Due	11,582	24	'
90 Days + Past Due	1,698	284	'
Total Past Due	21,887	524	'
Total Loans	533,502	457,388	333,687
Non-Accrual	356	284	'
90 Days+ Still Accruing	1,342	'	'
Residential Portfolio Segment [Member]	'	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	142,723	116,150	'
30-59 Days Past Due	35	1,401	'
60-89 Days Past Due	56	193	'
90 Days + Past Due	813	460	'
Total Past Due	904	2,054	'
Total Loans	143,627	118,204	100,918
Non-Accrual	263	30	'
90 Days+ Still Accruing	550	430	'
Home Equity [Member]	'	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	39,089	27,741	'
30-59 Days Past Due	'	28	'
90 Days + Past Due	'	28	'
Total Past Due	'	56	'
Total Loans	39,089	27,797	21,547
90 Days+ Still Accruing	'	28	'
Installment [Member]	'	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	17,112	18,119	'
30-59 Days Past Due	208	90	'
60-89 Days Past Due	5	'	'
90 Days + Past Due	28	76	'
Total Past Due	241	166	'
Total Loans	17,353	18,285	18,083
Non-Accrual	'	76	'
90 Days+ Still Accruing	28	'	'
Consumer Credit Card Financing Receivable [Member]	'	'	'
Aging categories of performing loans and nonaccrual loans	'	'	'
Current	683	628	'
30-59 Days Past Due	'	2	'
90 Days + Past Due	'	1	'
Total Past Due	'	3	'
Total Loans	683	631	619
90 Days+ Still Accruing	'	$1	'

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 7) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
	contract	contract	contract
Loans and Allowance for Loan Losses	'	'	'	'
Specific reserve allocations for TDR's	'	$1,900,000	'	$1,400,000
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'	'	'
Number of Contracts	2	2	6	'
Pre-Modification Outstanding Recorded Investment	119,000	885,000	1,822,000	'
Post-Modification Outstanding Recorded Investment	119,000	880,000	1,816,000	'
Commercial Loan [Member]	'	'	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'	'	'
Number of Contracts	2	1	3	'
Pre-Modification Outstanding Recorded Investment	119,000	496,000	1,814,000	'
Post-Modification Outstanding Recorded Investment	119,000	492,000	1,808,000	'
Residential Portfolio Segment [Member]	'	'	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'	'	'
Number of Contracts	'	1	'	'
Pre-Modification Outstanding Recorded Investment	'	389,000	'	'
Post-Modification Outstanding Recorded Investment	'	388,000	'	'
Consumer Portfolio Segment [Member]	'	'	'	'
Details related to loans identified as Troubled Debt Restructurings (TDRs):	'	'	'	'
Number of Contracts	'	'	3	'
Pre-Modification Outstanding Recorded Investment	'	'	8,000	'
Post-Modification Outstanding Recorded Investment	'	'	$8,000	'

BORROWED_FUNDS_Details

BORROWED FUNDS (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Short-term Borrowings and Repurchase Agreements	'	'
Balance at end of period	$156,750	$179,606
Average balance during the three and twelve months ended	172,930	135,852
Maximum month-end balance during the three and twelve months ended	204,010	179,606
Weighted-average rate during the three and twelve months ended	0.49%	0.52%
Rate at end of period	0.30%	0.43%
Securities Sold Under Agreements To Repurchase [Member]	'	'
Short-term Borrowings and Repurchase Agreements	'	'
Balance at end of period	36,500	81,600
Federal Home Loan Bank Advances [Member]	'	'
Short-term Borrowings and Repurchase Agreements	'	'
Balance at end of period	$120,200	$98,000

BORROWED_FUNDS_Details_2

BORROWED FUNDS (Details 2) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2014
Borrowed funds	'	'
Term notes from the FHLB	$6,619	$5,539
Federal Home Loan Bank Fixed Interest Rate Note Originating April1999 And December2007 [Member]	'	'
Borrowed funds	'	'
Term notes from the FHLB	5,759	4,689
Federal Home Loan Bank Fixed Interest Rate Note Originating April1999 And December2007 [Member] | Minimum [Member]	'	'
Borrowed funds	'	'
Interest rate on debt security (as a percent)	4.50%	4.50%
Federal Home Loan Bank Fixed Interest Rate Note Originating April1999 And December2007 [Member] | Maximum [Member]	'	'
Borrowed funds	'	'
Interest rate on debt security (as a percent)	5.90%	5.90%
Federal Home Loan Bank Fixed Interest Rate Note Originating February2007 [Member]	'	'
Borrowed funds	'	'
Term notes from the FHLB	860	850
Interest rate on debt security (as a percent)	5.22%	5.22%
Monthly installments	$5	$5

BORROWED_FUNDS_Details_3

BORROWED FUNDS (Details 3) (USD $)

3 Months Ended

6 Months Ended

6 Months Ended

6 Months Ended

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Dec. 31, 2013

Jun. 30, 2014

Mar. 31, 2007

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debt [Member]

Subordinated Debentures [Member]

Subordinated Debentures [Member]

Convertible Subordinated Promissory Notes Due2024 [Member]

Convertible Subordinated Promissory Notes Due2024 [Member]

Convertible Subordinated Promissory Notes Due2024 [Member]

Convertible Subordinated Promissory Notes Due2024 [Member]

Convertible Subordinated Promissory Notes Due2024 [Member]

London Interbank Offered Rate L I B O R [Member]

Debtholder Investments Less Than Three Million Dollars [Member]

Debtholder Investments Of Three Million Dollars Or Greater [Member]

Debtholder Investments Of Ten Million Dollars Or Greater [Member]

Subordinated Debentures

'

'

'

'

'

'

'

'

'

'

'

'

Face amount of debt issued

'

'

'

'

'

'

$4,000,000

$29,400,000

'

'

'

'

Variable rate basis spread (as a percent)

'

'

'

'

'

1.62%

'

'

'

'

'

'

Debt instrument interest rate description

'

'

'

'

'

'three month LIBOR Rate

'

'

'

'

'

'

Debt Instrument Face Amount Of Incremental Issue

'

'

'

'

'

'

'

100,000

'

'

'

'

Debt Instrument Minimum Investment Required

'

'

'

'

'

'

'

1,000,000

'

'

'

'

Term of debt instrument

'

'

'

'

'

'

'

'10 years

'

'

'

'

Debt Instrument Investment Amount Of Holder

'

'

'

'

'

'

'

'

'

3,000,000

3,000,000

10,000,000

Debt Instrument Minimum Ownership Of Common Stock As Percentage Of Principal Acquired

'

'

'

'

'

'

'

'

'

30.00%

30.00%

'

Interest rate on debt security (as a percent)

'

'

'

'

'

'

'

'

'

7.00%

7.50%

7.00%

Debt Instrument Basis Spread On Variable Rate After Fifth Anniversary

'

'

'

'

'

'

'

'

5.00%

'

'

'

Debt Instrument Maximum Interest Rate Stated Percentage After Fifth Anniversary

'

'

'

'

'

'

'

'

9.00%

'

'

'

Debt Instrument Period From Issuance That Issuer May Prepay Debt

'

'

'

'

'

'

'

'5 years

'

'

'

'

Debt Instrument Convertible Threshold Consecutive Trading Days After First Second Third Fourth And Fifth Anniversaries Of Issuance Or Prepayment Notice

'

'

'

'

'

'

'

'30 days

'

'

'

'

Debt Instrument, Convertible, Conversion Price

'

'

'

'

'

'

'

$32

'

'

'

'

Debt Instrument Convertible Notice Period Of Intent To Prepay

'

'

'

'

'

'

'

'20 days

'

'

'

'

Debt Instrument Threshold Amount Of New Senior Debt Issuance That Issuer Must Obtain Holder Consent

'

'

'

'

'

'

'

15,000,000

'

'

'

'

Debt Instrument, Redemption Price, Percentage

'

'

'

'

'

'

'

100.00%

'

'

'

'

Debt Instrument Redemption Period From Issuance

'

'

'

'

'

'

'

'5 years

'

'

'

'

Borrowed funds

33,437,000

'

33,437,000

'

4,124,000

'

'

'

'

'

'

'

Interest expense on borrowed funds

$26,000

$19,000

$45,000

$39,000

'

'

'

'

'

'

'

'

BORROWED_FUNDS_Details_4

BORROWED FUNDS (Details 4) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Maturities of borrowings over the next five years	'
2014	$120,311
2015	169
2016	1,246
2017	1,470
2018	81
Thereafter	35,929
Total	$159,206

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair value of assets and liabilities	'	'
Available-for-sale securities	$90,146	$106,411
U S Government Agencies Debt Securities [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	43,892	58,822
U S Government Sponsored Enterprises Debt Securities [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	29,495	46,592
Municipal Notes [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	15,717	'
Equity And Other Securities [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	1,042	997
Fair Value Measurements Recurring [Member] | U S Government Agencies Debt Securities [Member] | Fair Value Inputs Level2 [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	43,892	58,822
Fair Value Measurements Recurring [Member] | U S Government Agencies Debt Securities [Member] | Estimate Of Fair Value Fair Value Disclosure [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	43,892	58,822
Fair Value Measurements Recurring [Member] | U S Government Sponsored Enterprises Debt Securities [Member] | Fair Value Inputs Level2 [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	29,495	46,592
Fair Value Measurements Recurring [Member] | U S Government Sponsored Enterprises Debt Securities [Member] | Estimate Of Fair Value Fair Value Disclosure [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	29,495	46,592
Fair Value Measurements Recurring [Member] | Municipal Notes [Member] | Fair Value Inputs Level2 [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	15,717	'
Fair Value Measurements Recurring [Member] | Municipal Notes [Member] | Estimate Of Fair Value Fair Value Disclosure [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	15,717	'
Fair Value Measurements Recurring [Member] | Equity And Other Securities [Member] | Fair Value Inputs Level1 [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	232	187
Fair Value Measurements Recurring [Member] | Equity And Other Securities [Member] | Fair Value Inputs Level2 [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	810	810
Fair Value Measurements Recurring [Member] | Equity And Other Securities [Member] | Estimate Of Fair Value Fair Value Disclosure [Member]	'	'
Fair value of assets and liabilities	'	'
Available-for-sale securities	1,042	997
Fair Value Measurements Nonrecurring [Member] | Fair Value Inputs Level3 [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Derivative on loans held for sale	3,210	2,271
Impaired loans	5,777	5,178
Other real estate owned	502	375
Fair Value Measurements Nonrecurring [Member] | Estimate Of Fair Value Fair Value Disclosure [Member]	'	'
Assets measured at fair value on a nonrecurring basis	'	'
Derivative on loans held for sale	3,210	2,271
Impaired loans	5,777	5,178
Other real estate owned	$502	$375

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments (Details 2) (Fair Value Measurements Nonrecurring [Member], Fair Value Inputs Level3 [Member], USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Derivative on loans held for sale	$3,210	$2,271
Market Approach Valuation Technique [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Derivative on loans held for sale	3,210	2,271
Expected Funding Percentage	77.00%	80.00%
Impaired Financing Receivable [Member] | Appraisal Of Collateral [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Fair Value	5,777	5,178
Impaired Financing Receivable [Member] | Appraisal Of Collateral [Member] | Minimum [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	20.00%	20.00%
Liquidation expenses (as a percent)	5.00%	5.00%
Impaired Financing Receivable [Member] | Appraisal Of Collateral [Member] | Maximum [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	30.00%	30.00%
Liquidation expenses (as a percent)	10.00%	10.00%
Other Real Estate Owned [Member] | Appraisal Of Collateral [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Fair Value	$502	$375
Other Real Estate Owned [Member] | Appraisal Of Collateral [Member] | Minimum [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	20.00%	20.00%
Liquidation expenses (as a percent)	5.00%	5.00%
Other Real Estate Owned [Member] | Appraisal Of Collateral [Member] | Maximum [Member]	'	'
Quantitative information about assets measured at fair value on a non-recurring basis	'	'
Appraisal adjustments (as a percent)	30.00%	30.00%
Liquidation expenses (as a percent)	10.00%	10.00%

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments (Details 3) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
Fair Value of Financial Instruments	'	'	'	'
Prepayments of principal amount of loans assumed	$0	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	28,119	39,843	30,749	25,340
Certificates of deposits in other banks	9,427	9,427	'	'
Securities available-for-sale	90,146	106,411	'	'
Securities held-to-maturity	55,931	54,118	'	'
Financial liabilities:	'	'	'	'
FHLB and other borrowings	125,769	104,647	'	'
Carrying Reported Amount Fair Value Disclosure [Member]	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	28,119	39,843	'	'
Certificates of deposits in other banks	9,427	9,427	'	'
Securities available-for-sale	90,146	106,411	'	'
Securities held-to-maturity	55,978	56,670	'	'
Loans held for sale	69,209	89,186	'	'
Loans, net	728,013	617,370	'	'
Derivative on loans held for sale	3,210	2,271	'	'
Accrued interest receivable	2,812	2,764	'	'
Financial liabilities:	'	'	'	'
Deposits	747,044	695,811	'	'
Repurchase agreements	36,521	81,578	'	'
FHLB and other borrowings	125,769	104,647	'	'
Accrued interest payable	286	327	'	'
Subordinated debt	33,437	4,124	'	'
Estimate Of Fair Value Fair Value Disclosure [Member]	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	28,119	39,843	'	'
Certificates of deposits in other banks	10,013	9,616	'	'
Securities available-for-sale	90,146	106,411	'	'
Securities held-to-maturity	55,931	54,118	'	'
Loans held for sale	69,209	89,186	'	'
Loans, net	738,349	620,295	'	'
Derivative on loans held for sale	3,210	2,271	'	'
Accrued interest receivable	2,812	2,764	'	'
Financial liabilities:	'	'	'	'
Deposits	747,944	697,301	'	'
Repurchase agreements	36,521	81,578	'	'
FHLB and other borrowings	125,824	104,742	'	'
Accrued interest payable	286	327	'	'
Subordinated debt	33,437	4,124	'	'
Estimate Of Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level1 [Member]	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents	28,119	39,843	'	'
Securities available-for-sale	232	187	'	'
Estimate Of Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level2 [Member]	'	'	'	'
Financial assets:	'	'	'	'
Certificates of deposits in other banks	10,013	9,616	'	'
Securities available-for-sale	89,914	106,224	'	'
Securities held-to-maturity	55,931	54,118	'	'
Loans held for sale	69,209	89,186	'	'
Accrued interest receivable	2,812	2,764	'	'
Financial liabilities:	'	'	'	'
Deposits	500,913	454,658	'	'
Repurchase agreements	36,521	81,578	'	'
FHLB and other borrowings	120,229	98,028	'	'
Accrued interest payable	286	327	'	'
Subordinated debt	33,437	4,124	'	'
Estimate Of Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level3 [Member]	'	'	'	'
Financial assets:	'	'	'	'
Loans, net	738,349	620,295	'	'
Derivative on loans held for sale	3,210	2,271	'	'
Financial liabilities:	'	'	'	'
Deposits	247,031	242,643	'	'
FHLB and other borrowings	$5,595	$6,714	'	'

Stock_Offerings_Details

Stock Offerings (Details) (USD $)

6 Months Ended

6 Months Ended

3 Months Ended

6 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

6 Months Ended

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Jun. 30, 2014

Mar. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Sep. 08, 2011

Dec. 31, 2013

Dec. 31, 2012

Sep. 08, 2011

Jun. 30, 2014

Jun. 30, 2014

Series B Preferred Stock [Member]

Series C Preferred Stock [Member]

Common Class A [Member]

Common Class A [Member]

Common Class A [Member]

Preferred Class A [Member]

Preferred Class A [Member]

Preferred Class A [Member]

Preferred Class A [Member]

Preferred Class A [Member]

Preferred Class A [Member]

Through8 March2016 [Member]

After8 March2016 [Member]

Stock offering

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of shares issued

9,283

8,500

400

383.4

'

'

'

'

'

'

'

'

'

Dividend rate (as a percent)

'

'

6.00%

6.50%

'

'

'

'

1.00%

1.00%

'

1.00%

9.00%

Period from first, second, third, fourth, and fifth anniversary of original issue date that stock may be convertible

'

'

'30 days

'30 days

'

'

'

'

'

'

'

'

'

Conversion price (in dollars per share)

'

'

$16

$16

'

'

'

'

'

'

'

'

'

Stock offering (in shares)

'

'

'

'

2,265,054

361,865

610,194

8,500

'

'

'

'

'

Stock offering in process

'

'

'

'

$27,100,000

$5,800,000

$9,800,000

'

'

'

'

'

'

SBLF capital received

$7,834,000

'

'

'

'

'

'

$8,500,000

'

'

'

'

'

Preferred stock, par value (in dollars per share)

$1,000

$1,000

'

'

'

'

'

'

'

'

$1,000

'

'

Net_Income_Per_Common_Share_De

Net Income Per Common Share (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Net Income Per Common Share	'	'
Number of options outstanding (in shares)	494,470	391,280
Weighted average exercise price of options outstanding (in dollars per share)	$9.09	$8
Dilutive effect of stock options (in shares)	213,549	169,532

Segment_Reporting_Details

Segment Reporting (Details) (USD $)	3 Months Ended			6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
		item
Segment Reporting	'	'	'	'	'
Number of Reportable Segments	'	3	'	'	'
Revenues:	'	'	'	'	'
Interest income	$8,997	'	$6,344	$17,247	$12,520
Gain on loans held for sale	4,992	'	7,430	8,776	12,358
Insurance income	749	'	122	1,707	211
Other income	'	'	'	2,898	'
Total operating income	'	'	'	30,628	'
Expenses:	'	'	'	'	'
Interest expense	2,110	'	1,345	3,616	2,657
Salary and employee benefits	7,932	'	7,437	14,729	13,657
Provision for loan losses	889	'	667	1,408	1,667
Other expense	'	'	'	8,295	'
Total operating expenses	'	'	'	28,048	'
Income before income taxes	1,184	'	1,972	2,580	3,415
Income tax expense (benefit)	215	'	488	453	743
Net income	969	'	1,484	2,127	2,672
Preferred dividends	22	'	22	43	43
Net income available to common shareholders	947	'	1,462	2,084	2,629
Capital expenditures	'	'	'	4,962	2,840
Total assets	1,062,621	987,060	'	1,062,621	'
Goodwill	17,779	17,779	'	17,779	'
Commercial And Retail Banking Segment [Member]	'	'	'	'	'
Expenses:	'	'	'	'	'
Salary and employee benefits	'	'	'	6,362	'
Provision for loan losses	'	'	'	1,408	'
Income before income taxes	'	'	'	2,405	'
Income tax expense (benefit)	'	'	'	375	'
Net income	'	'	'	2,030	'
Preferred dividends	'	'	'	43	'
Net income available to common shareholders	'	'	'	1,987	'
Capital expenditures	'	'	'	4,428	'
Goodwill	897	897	'	897	'
Mortgage Banking Segment [Member]	'	'	'	'	'
Expenses:	'	'	'	'	'
Salary and employee benefits	'	'	'	6,632	'
Income before income taxes	'	'	'	596	'
Income tax expense (benefit)	'	'	'	238	'
Net income	'	'	'	358	'
Net income available to common shareholders	'	'	'	358	'
Capital expenditures	'	'	'	191	'
Goodwill	16,882	16,882	'	16,882	'
Insurance Segment [Member]	'	'	'	'	'
Revenues:	'	'	'	'	'
Insurance income	'	'	'	1,707	'
Expenses:	'	'	'	'	'
Salary and employee benefits	'	'	'	1,735	'
Income before income taxes	'	'	'	-421	'
Income tax expense (benefit)	'	'	'	-160	'
Net income	'	'	'	-261	'
Net income available to common shareholders	'	'	'	-261	'
Capital expenditures	'	'	'	343	'
Operating Segments [Member] | Commercial And Retail Banking Segment [Member]	'	'	'	'	'
Revenues:	'	'	'	'	'
Interest income	'	'	'	15,713	'
Gain on loans held for sale	'	'	'	750	'
Other income	'	'	'	4,966	'
Total operating income	'	'	'	21,429	'
Expenses:	'	'	'	'	'
Interest expense	'	'	'	3,261	'
Other expense	'	'	'	7,993	'
Total operating expenses	'	'	'	19,024	'
Total assets	1,143,107	1,021,097	'	1,143,107	'
Operating Segments [Member] | Mortgage Banking Segment [Member]	'	'	'	'	'
Revenues:	'	'	'	'	'
Interest income	'	'	'	1,408	'
Gain on loans held for sale	'	'	'	8,139	'
Other income	'	'	'	1,051	'
Total operating income	'	'	'	10,598	'
Expenses:	'	'	'	'	'
Interest expense	'	'	'	775	'
Other expense	'	'	'	2,595	'
Total operating expenses	'	'	'	10,002	'
Total assets	101,609	92,290	'	101,609	'
Operating Segments [Member] | Insurance Segment [Member]	'	'	'	'	'
Revenues:	'	'	'	'	'
Total operating income	'	'	'	1,707	'
Expenses:	'	'	'	'	'
Other expense	'	'	'	393	'
Total operating expenses	'	'	'	2,128	'
Total assets	4,431	3,012	'	4,431	'
Intersegment Elimination [Member]	'	'	'	'	'
Revenues:	'	'	'	'	'
Interest income	'	'	'	126	'
Gain on loans held for sale	'	'	'	-113	'
Other income	'	'	'	-3,119	'
Total operating income	'	'	'	-3,106	'
Expenses:	'	'	'	'	'
Interest expense	'	'	'	-420	'
Other expense	'	'	'	-2,686	'
Total operating expenses	'	'	'	-3,106	'
Total assets	($186,526)	($129,339)	'	($186,526)	'

Pension_Plan_Details

Pension Plan (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	31-May-14
Pension Plan	'	'	'	'	'
Discount rate used to re-measure pension obligation (as a percent)	'	'	'	'	4.46%
Adjustment to pension cost resulting from freezing of plan	$71	'	'	'	'
Expected reduction to pension cost in second half of 2014 due to freezing of plan	430	'	430	'	'
Components of net periodic pension cost	'	'	'	'	'
Service cost	138	163	346	326	'
Interest cost	77	62	155	124	'
Expected return on plan assets	-79	-68	-158	-136	'
Amortization of net actuarial loss	35	47	70	93	'
Amortization of prior service costs	'	'	'	1	'
Net periodic pension cost	171	204	413	408	'
Contributions paid	$94	$85	$188	$170	'

Mergers_and_Acquisitions_Detai

Mergers and Acquisitions (Details) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2014
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	$48,000	$163,000
Consulting [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	'	51,000
Advertising [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	2,000	4,000
Printing Stationery And Supplies [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	1,000	8,000
Legal And Accounting Fees [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	3,000	21,000
Equipment Depreciation And Maintenance [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	1,000	6,000
Meals And Entertainment [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	3,000	8,000
Travel [Member]	'	'
Mergers and acquisitions	'	'
Acquisition related costs included in consolidated statements of income	38,000	65,000
C F G Community Bank [Member] | M V B Bank Inc [Member] | Scenario Forecast [Member]	'	'
Mergers and acquisitions	'	'
Aggregate consideration	'	30,000,000
Consideration in cash	'	26,000,000
Consideration in shares of common stock	'	$4,000,000

Stock_Split_Details

Stock Split (Details)	0 Months Ended	6 Months Ended
	Feb. 11, 2014	Jun. 30, 2014
Stock Split	'	'
Stock split ratio	2	2