MVB Financial (MVBF) 10-Q 8 Aug 22 2022 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Jun. 30, 2022	Aug. 05, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	001-38314
Entity Registrant Name	MVB Financial Corp
Entity Incorporation, State or Country Code	WV
Entity Tax Identification Number	20-0034461
Entity Address, Address Line One	301 Virginia Avenue
Entity Address, City or Town	Fairmont
Entity Address, State or Province	WV
Entity Address, Postal Zip Code	26554
City Area Code	304
Local Phone Number	363-4800
Title of 12(b) Security	Common stock, $1.00 par value
Trading Symbol	MVBF
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		12,229,028
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Amendment Flag	false
Entity Central Index Key	0001277902

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Cash and cash equivalents:
Cash and due from banks	$ 5,973	$ 8,878
Interest-bearing balances with banks	155,788	298,559
Total cash and cash equivalents	161,761	307,437
Certificates of deposit with banks	496	2,719
Investment securities available-for-sale	376,737	421,466
Equity securities	34,250	32,402
Loans held-for-sale	11,856	0
Loans receivable	2,215,114	1,869,838
Allowance for loan losses	(22,734)	(18,266)
Loans receivable, net	2,192,380	1,851,572
Premises and equipment, net	25,272	25,052
Bank-owned life insurance	42,744	42,257
Equity method investments	39,787	40,013
Accrued interest receivable and other assets	95,157	65,543
Goodwill	3,988	3,988
TOTAL ASSETS	2,984,428	2,792,449
Deposits:
Noninterest-bearing	1,342,916	1,120,433
Interest-bearing	1,272,054	1,257,172
Total deposits	2,614,970	2,377,605
Accrued interest payable and other liabilities	32,238	55,126
Repurchase agreements	11,152	11,385
Subordinated debt	73,158	73,030
Total liabilities	2,731,518	2,517,146
STOCKHOLDERS’ EQUITY
Common stock - par value $1; 20,000,000 shares authorized; 13,077,044 and 12,229,028 shares issued and outstanding, respectively, as of June 30, 2022 and 12,934,966 and 12,086,950 shares issued and outstanding, respectively, as of December 31, 2021	13,077	12,935
Additional paid-in capital	145,480	143,521
Retained earnings	139,904	138,219
Accumulated other comprehensive loss	(29,420)	(3,606)
Treasury stock - 848,016 shares as of June 30, 2022 and December 31, 2021, at cost	(16,741)	(16,741)
Total equity attributable to parent	252,300	274,328
Noncontrolling interest	610	975
Total stockholders' equity	252,910	275,303
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,984,428	$ 2,792,449

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Jun. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	13,077,044	12,934,966
Common stock, shares outstanding (in shares)	12,229,028	12,086,950
Treasury stock, shares (in shares)	848,016	848,016

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST INCOME
Interest and fees on loans	$ 25,837	$ 18,753	$ 47,285	$ 35,645
Interest on deposits with banks	313	98	540	220
Interest on investment securities	838	625	1,486	1,256
Interest on tax-exempt loans and securities	1,102	1,357	2,041	2,775
Total interest income	28,090	20,833	51,352	39,896
INTEREST EXPENSE
Interest on deposits	661	1,236	1,317	2,284
Interest on short-term borrowings	9	52	14	96
Interest on subordinated debt	760	490	1,513	956
Total interest expense	1,430	1,778	2,844	3,336
NET INTEREST INCOME	26,660	19,055	48,508	36,560
Provision (release of allowance) for loan losses	5,100	(1,540)	6,380	(922)
Net interest income after provision for loan losses	21,560	20,595	42,128	37,482
NONINTEREST INCOME
Payment card and service charge income	4,015	1,926	6,657	3,419
Insurance and investment services income	218	247	472	471
Gain on sale of available-for-sale securities, net	0	1,708	650	2,851
Gain on sale of equity securities, net	100	5	100	5
Gain on sale of loans, net	1,405	1,447	2,488	2,217
Holding gain (loss) on equity securities, net	(26)	699	(85)	1,214
Compliance and consulting income	3,750	1,868	7,619	3,149
Equity method investment income	549	4,528	1,687	10,997
Equity method investment gain	71	0	1,874	0
Other operating income	1,827	1,216	2,317	1,779
Total noninterest income	11,909	13,644	23,779	26,102
NONINTEREST EXPENSES
Salaries and employee benefits	18,983	13,661	36,944	25,572
Occupancy expense	907	1,115	1,879	2,273
Equipment depreciation and maintenance	1,267	1,206	2,493	2,247
Data processing and communications	1,055	1,420	2,071	2,329
Marketing, contributions and sponsorships	195	146	520	211
Professional fees	2,529	2,450	5,350	4,192
Insurance, tax and assessment expense	614	500	1,150	1,038
Travel, entertainment, dues and subscriptions	2,343	1,204	4,321	2,088
Other operating expenses	1,926	1,701	3,953	2,571
Total noninterest expense	29,819	23,403	58,681	42,521
Income before income taxes	3,650	10,836	7,226	21,063
Income taxes	859	1,673	1,764	3,842
Net income before noncontrolling interest	2,791	9,163	5,462	17,221
Net loss attributable to noncontrolling interest	165	84	358	111
Net income attributable to parent	2,956	9,247	5,820	17,332
Preferred dividends	0	0	0	35
Net income available to common shareholders	$ 2,956	$ 9,247	$ 5,820	$ 17,297
Earnings per common shareholder - basic (in dollars per share)	$ 0.24	$ 0.79	$ 0.48	$ 1.49
Earnings per common shareholder - diluted (in dollars per share)	$ 0.23	$ 0.73	$ 0.45	$ 1.39
Weighted average shares outstanding - basic (in shares)	12,176,805	11,639,237	12,135,223	11,585,059
Weighted average shares outstanding - diluted (in shares)	12,895,581	12,612,030	12,870,892	12,449,973

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income before noncontrolling interest	$ 2,791	$ 9,163	$ 5,462	$ 17,221
Other comprehensive income (loss):
Unrealized holding gain (loss) on securities available-for-sale	(16,631)	3,371	(34,150)	(2,960)
Reclassification adjustment for gain recognized in income	0	(1,708)	(650)	(2,851)
Change in defined benefit pension plan	320	321	689	2,026
Reclassification adjustment for amortization of net actuarial loss recognized in income	107	127	214	254
Reclassification adjustment for carrying value adjustment - investment hedge (gain) loss recognized in income	(187)	359	(197)	623
Other comprehensive income (loss), before tax	(16,391)	2,470	(34,094)	(2,908)
Income taxes related to items of other comprehensive income (loss):
Unrealized holding gain (loss) on securities available-for-sale	4,194	(790)	8,298	693
Reclassification adjustment for gain recognized in income	0	400	152	668
Change in defined benefit pension plan	(81)	(75)	(167)	(474)
Reclassification adjustment for amortization of net actuarial loss recognized in income	(27)	(30)	(52)	(60)
Reclassification adjustment for carrying value adjustment - investment hedge (gain) loss recognized in income	47	(84)	49	(146)
Income taxes related to items of other comprehensive income (loss)	4,133	(579)	8,280	681
Total other comprehensive income (loss), net of tax	(12,258)	1,891	(25,814)	(2,227)
Comprehensive loss attributable to noncontrolling interest	165	84	358	111
Comprehensive income (loss)	$ (9,302)	$ 11,138	$ (19,994)	$ 15,105

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred stock	Common stock	Additional paid-in capital	Retained earnings	Accumulated other comprehensive income (loss)	Treasury stock	Total stockholders' equity attributable to parent	Noncontrolling interest
Beginning balance (in shares) at Dec. 31, 2020		733
Beginning balance (in shares) at Dec. 31, 2020			12,374,322
Beginning balance (in shares) at Dec. 31, 2020							848,016
Beginning balance at Dec. 31, 2020	$ 239,483	$ 7,334	$ 12,374	$ 129,119	$ 105,171	$ 2,226	$ (16,741)	$ 239,483	$ 0
Increase (Decrease) in Stockholders' Equity
Net income (loss)	8,058				8,085			8,085	(27)
Other comprehensive loss	(4,118)					(4,118)		(4,118)
Dividends on common stock	(1,153)				(1,153)			(1,153)
Dividends on preferred stock	(35)				(35)			(35)
Stock-based compensation	592			592				592
Redemption of preferred stock (in shares)		(733)
Redemption of preferred stock	(7,334)	$ (7,334)						(7,334)
Common stock options exercised (in shares)			52,584
Common stock options exercised	690		$ 53	637				690
Restricted stock units issued (in shares)			11,155
Restricted stock units issued	0		$ 11	(11)				0
Noncontrolling interests due to acquisition	500								500
Ending balance (in shares) at Mar. 31, 2021		0
Ending balance (in shares) at Mar. 31, 2021			12,438,061
Ending balance (in shares) at Mar. 31, 2021							848,016
Ending balance at Mar. 31, 2021	236,683	$ 0	$ 12,438	130,337	112,068	(1,892)	$ (16,741)	236,210	473
Beginning balance (in shares) at Dec. 31, 2020		733
Beginning balance (in shares) at Dec. 31, 2020			12,374,322
Beginning balance (in shares) at Dec. 31, 2020							848,016
Beginning balance at Dec. 31, 2020	239,483	$ 7,334	$ 12,374	129,119	105,171	2,226	$ (16,741)	239,483	0
Increase (Decrease) in Stockholders' Equity
Net income (loss)	17,221
Other comprehensive loss	(2,227)
Common stock issued related to acquisitions	600
Ending balance (in shares) at Jun. 30, 2021		0
Ending balance (in shares) at Jun. 30, 2021			12,622,075
Ending balance (in shares) at Jun. 30, 2021							(848,016)
Ending balance at Jun. 30, 2021	249,400	$ 0	$ 12,622	132,821	119,910	(1)	$ (16,741)	248,611	789
Beginning balance (in shares) at Mar. 31, 2021		0
Beginning balance (in shares) at Mar. 31, 2021			12,438,061
Beginning balance (in shares) at Mar. 31, 2021							848,016
Beginning balance at Mar. 31, 2021	236,683	$ 0	$ 12,438	130,337	112,068	(1,892)	$ (16,741)	236,210	473
Increase (Decrease) in Stockholders' Equity
Net income (loss)	9,163				9,247			9,247	(84)
Other comprehensive loss	1,891					1,891		1,891
Dividends on common stock	(1,405)				(1,405)			(1,405)
Stock-based compensation	692			692				692
Common stock options exercised (in shares)			108,511
Common stock options exercised	1,607		$ 108	1,499				1,607
Restricted stock units issued (in shares)			57,906				0
Restricted stock units issued	0		$ 58	(58)			$ 0	0
Minimum tax withholding on restricted stock units issued	(231)			(231)				(231)
Noncontrolling interests due to acquisition	400								400
Common stock issued related to acquisition (in shares)			17,597
Common stock issued related to acquisitions	600		$ 18	582				600
Ending balance (in shares) at Jun. 30, 2021		0
Ending balance (in shares) at Jun. 30, 2021			12,622,075
Ending balance (in shares) at Jun. 30, 2021							(848,016)
Ending balance at Jun. 30, 2021	$ 249,400	$ 0	$ 12,622	132,821	119,910	(1)	$ (16,741)	248,611	789
Beginning balance (in shares) at Dec. 31, 2021		0
Beginning balance (in shares) at Dec. 31, 2021	12,086,950		12,934,966
Beginning balance (in shares) at Dec. 31, 2021							848,016
Beginning balance at Dec. 31, 2021	$ 275,303	$ 0	$ 12,935	143,521	138,219	(3,606)	$ (16,741)	274,328	975
Increase (Decrease) in Stockholders' Equity
Net income (loss)	2,671				2,864			2,864	(193)
Other comprehensive loss	(13,556)					(13,556)		(13,556)
Dividends on common stock	(2,059)				(2,059)			(2,059)
Stock-based compensation	674			674				674
Stock-based compensation related to equity method investment	104			104				104
Common stock options exercised (in shares)			56,174
Common stock options exercised	725		$ 56	669				725
Ending balance (in shares) at Mar. 31, 2022		0
Ending balance (in shares) at Mar. 31, 2022			12,991,140
Ending balance (in shares) at Mar. 31, 2022							848,016
Ending balance at Mar. 31, 2022	$ 263,862	$ 0	$ 12,991	144,968	139,024	(17,162)	$ (16,741)	263,080	782
Beginning balance (in shares) at Dec. 31, 2021		0
Beginning balance (in shares) at Dec. 31, 2021	12,086,950		12,934,966
Beginning balance (in shares) at Dec. 31, 2021							848,016
Beginning balance at Dec. 31, 2021	$ 275,303	$ 0	$ 12,935	143,521	138,219	(3,606)	$ (16,741)	274,328	975
Increase (Decrease) in Stockholders' Equity
Net income (loss)	5,462
Other comprehensive loss	(25,814)
Common stock issued related to acquisitions	$ 0
Ending balance (in shares) at Jun. 30, 2022		0
Ending balance (in shares) at Jun. 30, 2022	12,229,028		13,077,044
Ending balance (in shares) at Jun. 30, 2022							848,016
Ending balance at Jun. 30, 2022	$ 252,910	$ 0	$ 13,077	145,480	139,904	(29,420)	$ (16,741)	252,300	610
Beginning balance (in shares) at Mar. 31, 2022		0
Beginning balance (in shares) at Mar. 31, 2022			12,991,140
Beginning balance (in shares) at Mar. 31, 2022							848,016
Beginning balance at Mar. 31, 2022	263,862	$ 0	$ 12,991	144,968	139,024	(17,162)	$ (16,741)	263,080	782
Increase (Decrease) in Stockholders' Equity
Net income (loss)	2,791				2,956			2,956	(165)
Other comprehensive loss	(12,258)					(12,258)		(12,258)
Dividends on common stock	(2,076)				(2,076)			(2,076)
Stock-based compensation	757			757				757
Stock-based compensation related to equity method investment	173			173				173
Common stock options exercised (in shares)			30,200
Common stock options exercised	392		$ 30	362				392
Restricted stock units issued (in shares)			73,300
Restricted stock units issued	0		$ 73	(73)				0
Minimum tax withholding on restricted stock units issued (in shares)			(17,596)
Minimum tax withholding on restricted stock units issued	(691)		$ (17)	(674)				(691)
Stock purchase from noncontrolling interest	$ (40)			(33)				(33)
Ending balance (in shares) at Jun. 30, 2022		0
Ending balance (in shares) at Jun. 30, 2022	12,229,028		13,077,044
Ending balance (in shares) at Jun. 30, 2022							848,016
Ending balance at Jun. 30, 2022	$ 252,910	$ 0	$ 13,077	$ 145,480	$ 139,904	$ (29,420)	$ (16,741)	$ 252,300	$ 610

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends paid (in dollars per share)	$ 0.17	$ 0.17	$ 0.12	$ 0.10

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
OPERATING ACTIVITIES
Net income before noncontrolling interest	$ 5,462	$ 17,221
Adjustments to reconcile net income to net cash from operating activities:
Net amortization and accretion of investments	1,320	1,909
Net amortization of deferred loan costs	1,269	1,322
Provision (release of allowance) for loan losses	6,380	(922)
Depreciation and amortization	1,780	2,018
Stock-based compensation	1,431	1,284
Stock-based compensation related to equity method investment	277	0
Loans originated for sale	(28,308)	(21,867)
Proceeds of loans sold	45,361	13,693
Holding (gain) loss on equity securities	85	(1,214)
Gain on sale of available-for-sale securities, net	(650)	(2,851)
Gain on sale of equity securities, net	(100)	(5)
Gain on sale of loans	(2,488)	(2,217)
Gain on sale of other real estate owned	(2)	0
Income on bank-owned life insurance	(487)	(500)
Deferred income taxes	12	(1,718)
Equity method investment income	(1,687)	(10,997)
Equity method investment gain	(1,874)	0
Return on equity method investment	3,775	22,720
Other assets	(19,913)	5,321
Other liabilities	(22,188)	(18,402)
Net cash from operating activities	(10,545)	4,795
INVESTING ACTIVITIES
Purchases of available-for-sale investment securities	(67,867)	(144,633)
Maturities/paydowns of available-for-sale investment securities	14,874	24,236
Sales of available-for-sale investment securities	60,635	75,316
Purchases of premises and equipment	(2,109)	(2,457)
Net increase in loans	(374,878)	(288,169)
Purchases of restricted bank stock	(2,962)	(1,044)
Redemptions of restricted bank stock	2,325	0
Proceeds from maturities of certificates of deposit with banks	2,223	0
Proceeds from sale of other real estate owned	1,004	267
Purchase of equity securities	(2,859)	(3,222)
Sales of equity securities	1,100	61
Cash paid for acquisitions, net of cash acquired	0	(772)
Net cash from investing activities	(368,514)	(340,417)
FINANCING ACTIVITIES
Net increase in deposits	237,365	412,486
Net change in repurchase agreements	(233)	1,095
Net change in FHLB and other borrowings	0	100
Preferred stock redemption	0	(7,334)
Common stock options exercised	1,117	2,297
Withholding cash issued in lieu of restricted stock	(691)	(231)
Cash dividends paid on common stock	(4,135)	(2,558)
Cash dividends paid on preferred stock	0	(35)
Stock purchase from noncontrolling interest	(40)	0
Net cash from financing activities	233,383	405,820
Net change in cash and cash equivalents	(145,676)	70,198
Cash and cash equivalents, beginning of period	307,437	263,893
Cash and cash equivalents, end of period	161,761	334,091
Cash payments for:
Interest on deposits, repurchase agreements and borrowings	3,450	3,389
Income taxes	316	7,942
Business combination non-cash disclosures:
Assets acquired in business combination, net of cash acquired	0	739
Liabilities assumed in business combination	0	605
Supplemental disclosure of cash flow information:
Fair value of noncontrolling interests at acquisition date	0	900
Loans transferred to other real estate owned	0	116
Change in unrealized holding losses on securities available-for-sale	36,355	5,625
Restricted stock units vested	73	69
Employee stock-based compensation tax withholding obligations	(17)	0
Common stock issued related to acquisitions	$ 0	$ 600

Nature of Operations and Basis

Nature of Operations and Basis of Presentation	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Nature of Operations and Basis of Presentation	Note 1 – Nature of Operations and Basis of Presentation Business and Organization MVB Financial Corp. is a financial holding company organized as a West Virginia corporation in 2003 that operates principally through its wholly-owned subsidiary, MVB Bank, Inc. The Bank’s subsidiaries include MVB Insurance, LLC, (“MVB Insurance”), MVB Community Development Corporation (“MVB CDC”), ProCo Global, Inc. (“Chartwell”, which began doing business under the registered trade name Chartwell Compliance), Paladin Fraud, LLC (“Paladin Fraud”) and MVB Edge Ventures, Inc. (“Edge Ventures”). The Bank owns a controlling interest in Trabian Technology, Inc. (“Trabian”), and Edge Ventures wholly-owns Victor Technologies Inc. ("Victor"), as well as controlling interests in MVB Technology, LLC ("MVB Technology") and Flexia Payments, LLC (“Flexia”). The Bank also owns equity method investments in Intercoastal Mortgage Company, LLC (“ICM”) and Interchecks Technologies, Inc. ("Interchecks"), and MVB Financial Corp. owns an equity method investment in Ayers Socure II, LLC ("Ayers Socure II"). Edge Ventures serves as a management company providing oversight, alignment and structure for MVB’s Fintech companies and allocates resources to help incubate venture businesses and technologies acquired and developed by MVB. Through our professional services entities, which include Chartwell, Paladin Fraud and Trabian, we provide compliance and consulting solutions to assist Fintech and corporate clients in building digital products and meeting their regulatory compliance and fraud defense needs. We conduct a wide range of business activities through the Bank, primarily commercial and retail (“CoRe”) banking services, as well as Fintech banking. CoRe Banking We offer our customers a full range of products and services including: l Various demand deposit accounts, savings accounts, money market accounts and certificates of deposit; l Commercial, consumer and real estate mortgage loans and lines of credit; l Debit cards; l Cashier’s checks; l Safe deposit rental facilities; and l Non-deposit investment services offered through an association with a broker-dealer. Fintech Banking We provide innovative strategies to independent banking and corporate clients throughout the United States. Our dedicated Fintech sales team specializes in providing banking services to corporate Fintech clients, with a primary focus on operational risk management and compliance. Managing banking relationships with clients in the payments, digital savings, cryptocurrency, crowd funding, lottery and gaming industries is complex, from both an operational and regulatory perspective. We believe that the complexity of serving these industries causes them to be underserved with quality banking services and provides us with a significantly expanded pool of potential customers. When serviced in a safe and efficient manner, we believe these industries offer an excellent source of stable, low cost deposits and noninterest, fee-based income. We analyze each industry thoroughly, both from an operational and regulatory viewpoint. Principles of Consolidation and Basis of Presentation The financial statements are consolidated to include the accounts of MVB and its subsidiaries, including the Bank and the Bank’s subsidiaries. In our opinion, the accompanying consolidated financial statements contain all normal recurring adjustments necessary for a fair presentation of our financial statements for interim periods in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and with instructions for Form 10-Q and Article 10 of Regulation S-X of the SEC. All significant intercompany accounts and transactions have been eliminated in consolidated financial statements. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. GAAP have been omitted. The consolidated balance sheet as of December 31, 2021 has been derived from audited financial statements included in the 2021 Form 10-K. The information presented in this Quarterly Report on Form 10-Q should be read in conjunction with our audited consolidated financial statements and notes thereto included in the 2021 Form 10-K. Operating results for the three and six months ended June 30, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. Wholly-owned investments or investments in which we have a controlling financial interest, whether majority owned or in certain circumstances a minority interest, are required to be consolidated into our financial statements. We evaluate investments in entities on an ongoing basis to determine the need to consolidate. The Bank owns a controlling interests in Flexia, Trabian and MVB Technology. We own an 80.0% interest in Flexia, an 80.8% interest in Trabian and a 93.4% interest in MVB Technology. Accordingly, we are required to consolidate 100% of each entity within the consolidated financial statements. The remaining interests of these entities are accounted for separately as noncontrolling interests within our consolidated financial statements. Noncontrolling interest represents the portion of ownership and profit or loss that is attributable to the minority owners of these entities. Unconsolidated investments where we have the ability to exercise significant influence over the operating and financial policies of the respective investee are accounted for using the equity method of accounting. Those investments that are not consolidated or accounted for using the equity method of accounting are accounted for under cost or fair value accounting. For investments accounted for under the equity method, we record our investment in non-consolidated affiliates and the portion of income or loss in equity in earnings of non-consolidated affiliates. We periodically evaluate these investments for impairment. As of June 30, 2022, we hold three equity method investments. Preparation of our consolidated financial statements in accordance with U.S. GAAP requires us to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates are based upon the best available information and actual results could differ from those estimates. An estimate that is particularly significant to the consolidated financial statements relates to the determination of the allowance for loan losses (“ALL”). In certain instances, amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation. We have evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. COVID-19 Pandemic Since 2020 and continuing in 2022, economies throughout the world have been severely disrupted as a result of the outbreak of COVID-19. The outbreak and any preventative or protective actions that we or our clients may take related to this virus may result in a period of disruption, including our financial reporting capabilities, our operations generally and could potentially impact our clients, providers and third parties. While significant progress has been made to combat the outbreak of COVID-19, the extent to which the COVID-19 pandemic will continue to impact our future operating results will depend on future developments, including resurgences, such as the recent acceleration of the spread of variants and related sub-variants of COVID-19, which are highly uncertain and cannot be predicted. Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments and subsequent amendments to the initial guidance in November 2018, ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments – Credit Losses , in April 2019, ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments – Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments , in May 2019, ASU 2019-05, Financial Instruments – Credit Losses, Topic 326 and in November 2019, ASU 2019-10, Financial Instruments – Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates and ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments – Credit Losses , all of which clarifies codification and corrects unintended application of the guidance. The new guidance replaces the incurred loss impairment methodology in current U.S. GAAP with an expected credit loss methodology and requires consideration of a broader range of information to determine credit loss estimates. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. Purchased credit impaired ("PCI") loans will receive an allowance account at the acquisition date that represents a component of the purchase price allocation. Credit losses relating to available-for-sale debt securities will be recorded through an allowance for credit losses, with such allowance limited to the amount by which fair value is below amortized cost. The guidance was initially effective for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. On November 15, 2019, the FASB issued ASU 2019-10, Financial Investments – Credit Issues (Topic 326), Derivatives and Hedging (Topic 815) and Leases (Topic 842): Effective Dates , which finalizes a delay in the effective date of the standard for smaller reporting companies (“SRCs”). Effective as of the first quarter of 2022, we no longer qualified as an SRC. However, because we met the criteria to be an SRC as of the issuance date of this guidance, we are eligible for the delay in effective date and plan to adopt this standard for fiscal years ending after December 15, 2022. We currently expect to recognize a one-time cumulative effect adjustment to the ALL as of January 1, 2023, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In that regard, we have formed a cross-functional implementation team. This cross-functional team is currently in the process of testing the model and completing the implementation plan, which will include assessment and documentation of processes, internal controls and data sources; model testing and documentation; and system configuration, among other things. We are also in the process of implementing a third-party vendor solution to assist us in the application of this standard. The adoption of this standard could result in an increase in the ALL as a result of changing from an “incurred loss” model, which encompasses allowances for current known and inherent losses within the portfolio, to an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. While we are currently unable to reasonably estimate the impact of adopting ASU 2016-13, we expect that the impact of adoption will be significantly influenced by the composition, characteristics and quality of our loan portfolio, as well as the prevailing economic conditions and forecasts as of the adoption date. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The amendments provide optional expedients and exceptions for certain contracts, hedging relationships and other transactions that reference LIBOR or another reference rate expected to be discontinued because of rate reform. The guidance is effective from the date of issuance until December 31, 2022. The guidance permits entities to not apply modification accounting or remeasure lease payments in lease contracts if the changes to the contract are related to the discontinuation of the reference rate. If certain criteria are met, the amendments also allow exceptions to the de-designation criteria of the hedging relationship and the assessment of hedge effectiveness during the transition period. In January 2021, ASU 2021-01 was issued by the FASB and clarifies that certain exceptions in reference rate reform apply to derivatives that are affected by the discounting transition. We will continue to assess the impact as the reference rate transition occurs over the next year. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures . The amendments eliminate the accounting guidance for troubled debt restructurings ("TDRs") in subtopic 310-40, Receivables - Troubled Debt Restructurings by Creditors , while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. Rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 of the codification to determine whether a modification results in a new loan or a continuation of an existing loan. The amendments also include provisions for disclosure of current-period gross writeoffs by year of origination for financing receivables and net investment in leases within the scope of subtopic 326-20, Financial Instruments - Credit Losses - Measured at Amortized Cost . Gross writeoff information must be included in the vintage disclosures required for public business entities which requires that an entity disclose the amortized cost basis of financing receivables by credit-quality indicator and class of financing receivables by year of origination. This amendment is effective concurrently with the amendments in ASU 2016-13 which is currently effective for fiscal years beginning after December 15, 2022. These amendments primarily impact disclosure requirements and we do not believe they will have a material impact on our consolidated financial statements. In March 2022, the SEC released Staff Accounting Bulletin No. 121 ("SAB 121") , which updates the SEC's position regarding the accounting for obligations to safeguard crypto-assets an entity holds for platform users. When a reporting entity holds crypto-assets for platform users and maintains the cryptographic key information necessary to access the crypto-asset, the reporting entity should present a liability on its balance sheet to reflect its obligation to safeguard the crypto-assets held for platform users. The liability represents the loss exposure due to the risks associated with safeguarding crypto-assets. The entity should also record an asset at the same time that recognizes the fair value of the crypto-assets held for its platform users. SAB 121 is effective no later than the first interim or annual period ending after June 15, 2022, with retrospective application as of the beginning of the fiscal year to which the interim or annual period relates. We do not currently expect this update to impact our consolidated financial statements. In June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions . The amendments clarify that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security, and therefore, is not considered in measuring fair value. The amendments also clarify that an entity cannot recognize and measure a contractual sale restriction as a separate unit of account and require additional disclosures related to equity securities with contractual sale restrictions. The amendment is

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 2 – Investment Securities The following tables present amortized cost and fair values of investment securities available-for-sale as of the periods shown: June 30, 2022 (Dollars in thousands) Amortized Cost Unrealized Gain Unrealized Loss Fair Value United States government agency securities $ 53,885 $ 58 $ (4,232) $ 49,711 United States sponsored mortgage-backed securities 72,074 — (9,006) 63,068 United States treasury securities 111,963 — (7,683) 104,280 Municipal securities 158,703 5,337 (19,516) 144,524 Corporate debt securities 6,794 7 (2) 6,799 Other debt securities 7,500 — — 7,500 Total debt securities 410,919 5,402 (40,439) 375,882 Other securities 855 — — 855 Total investment securities available-for-sale $ 411,774 $ 5,402 $ (40,439) $ 376,737 December 31, 2021 (Dollars in thousands) Amortized Cost Unrealized Gain Unrealized Loss Fair Value United States government agency securities $ 41,105 $ 228 $ (896) $ 40,437 United States sponsored mortgage-backed securities 77,519 222 (1,633) 76,108 United States treasury securities 112,133 — (1,744) 110,389 Municipal securities 171,044 4,334 (366) 175,012 Corporate debt securities 11,093 49 — 11,142 Other debt securities 7,500 — — 7,500 Total debt securities 420,394 4,833 (4,639) 420,588 Other securities 878 — — 878 Total investment securities available-for-sale $ 421,272 $ 4,833 $ (4,639) $ 421,466 The following table presents amortized cost and fair values of available-for-sale debt securities by contractual maturity as of the period shown: June 30, 2022 (Dollars in thousands) Amortized Cost Fair Value Within one year $ 5 $ 5 After one year, but within five years 124,228 116,460 After five years, but within ten years 34,270 31,690 After ten years 252,416 227,727 Total $ 410,919 $ 375,882 The table above reflects contractual maturities. Actual results will differ as the loans underlying the mortgage-backed securities may be repaid sooner than scheduled. Investment securities with a carrying value of $159.4 million and $244.6 million at June 30, 2022 and December 31, 2021, respectively, were pledged to secure public funds, repurchase agreements and potential borrowings at the Federal Reserve Discount Window. Our investment portfolio includes securities that are in an unrealized loss position as of June 30, 2022, the details of which are included in the following table. Although these securities would result in a pretax loss of $40.4 million if sold at June 30, 2022, we currently have no intention of selling the applicable securities at such fair values, and believe that we have the ability to hold these securities until all principal has been recovered. It is more likely than not that we will not, for liquidity purposes, sell any securities at a loss. Declines in the fair value of these securities can be traced to general market conditions, which reflect the prospect for the economy as a whole. When determining other-than-temporary impairment on securities, we consider such factors as adverse conditions specifically related to a certain security or to specific conditions in an industry or geographic area, the time frame securities have been in an unrealized loss position, our ability to hold the security for a period of time sufficient to allow for anticipated recovery in value, whether or not the security has been downgraded by a rating agency and whether or not the financial condition of the security issuer has severely deteriorated. As of June 30, 2022, we consider all securities with unrealized loss positions to be temporarily impaired. As a result, we do not believe we will sustain any material realized losses as a result of the current decline in fair value. The following tables disclose the length of time that investments have remained in an unrealized loss position at June 30, 2022 and December 31, 2021: June 30, 2022 (Dollars in thousands) Less than 12 months 12 months or more Description and number of positions Fair Value Unrealized Loss Fair Value Unrealized Loss United States government agency securities (31) $ 27,421 $ (1,585) $ 17,376 $ (2,647) United States sponsored mortgage-backed securities (51) 21,091 (2,402) 41,978 (6,604) United States treasury securities (24) 104,280 (7,683) — — Municipal securities (150) 90,708 (18,121) 8,120 (1,395) Corporate debt securities (3) 1,498 (2) — — Total $ 244,998 $ (29,793) $ 67,474 $ (10,646) December 31, 2021 (Dollars in thousands) Less than 12 months 12 months or more Description and number of positions Fair Value Unrealized Loss Fair Value Unrealized Loss United States government agency securities (21) $ 5,101 $ (77) $ 21,770 $ (819) United States sponsored mortgage-backed securities (30) 55,354 (1,346) 7,845 (287) United States treasury securities (24) 110,389 (1,744) — — Municipal securities (53) 32,221 (270) 7,001 (96) Total $ 203,065 $ (3,437) $ 36,616 $ (1,202) The following table summarizes investment sales, related gains and losses and unrealized holding gains for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Proceeds from sales of available-for-sale securities $ — $ 34,279 $ 60,635 $ 75,316 Gains, gross — 1,708 717 2,864 Losses, gross — — 67 13 Proceeds from sales of equity securities $ 1,100 $ 61 $ 1,100 $ 61 Gain, gross 100 5 100 5 Losses, gross — — — — Unrealized holding gains (losses) on equity securities (26) 699 (85) 1,214

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 3 – Loans and Allowance for Loan Losses The following table presents the components of loans as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Commercial: Business 830,180 818,986 Real estate 697,636 561,718 Acquisition, development and construction 112,256 99,823 Total commercial $ 1,640,072 $ 1,480,527 Residential real estate 440,561 306,140 Home equity 20,190 22,186 Consumer 107,885 43,919 Total loans, excluding PCI 2,208,708 1,852,772 Purchased credit impaired loans: Commercial: Business 3,180 2,629 Real estate — 11,018 Acquisition, development and construction — 257 Total commercial $ 3,180 $ 13,904 Residential real estate 2,602 4,358 Consumer — 413 Total purchased credit impaired loans 5,782 18,675 Total Loans $ 2,214,490 $ 1,871,447 Deferred loan origination costs and (fees), net 624 (1,609) Loans receivable $ 2,215,114 $ 1,869,838 We currently manage our loan portfolios and the respective exposure to credit losses (credit risk) by the following specific portfolio segments, which are levels at which we develop and document our systematic methodology to determine the allowance for credit losses attributable to each respective portfolio segment. These segments are as follows: Commercial business loans – Commercial business loans are made to provide funds for equipment and general corporate needs, as well as to finance owner-occupied real estate, and to finance future cash flows of Federal government lease contracts. Repayment of these loans primarily uses the funds obtained from the operation of the borrower’s business. Commercial business loans also include lines of credit that are utilized to finance a borrower’s short-term credit needs and/or to finance a percentage of eligible receivables and inventory. This segment includes both internally originated and purchased participation loans. Credit risk arises from the successful operation of the business, which may be affected by competition, rising interest rates, regulatory changes and adverse conditions in the local and regional economy. Commercial real estate loans – Commercial real estate loans consist of non-owner occupied properties, such as investment properties for retail, office and multifamily with a history of occupancy and cash flow. This segment includes both internally originated and purchased participation loans. These loans carry the risk of adverse changes in the local economy and a tenant’s deteriorating credit strength, lease expirations in soft markets and sustained vacancies, which can adversely impact cash flow. Commercial acquisition, development and construction loans – Commercial acquisition, development and construction loans are intended to finance the construction of commercial and residential properties, including the construction of single-family dwellings, and also includes loans for the acquisition and development of land. Construction loans represent a higher degree of risk than permanent real estate loans and may be affected by a variety of factors such as the borrower’s ability to control costs and adhere to time schedules and the risk that constructed units may not be absorbed by the market within the anticipated time frame or at the anticipated price. The loan commitment on these loans often includes an interest reserve that allows the lender to periodically advance loan funds to pay interest charges on the outstanding balance of the loan. Commercial Small Business Administration (“SBA”) loans – Loans originated through the various SBA programs have become an area of lending focus for the Bank. As of June 30, 2022, these loans have not yet been designated as a unique portfolio segment due to the relative insignificance from a loan volume perspective. These loans are currently included within the loan types noted above, based on the purpose of each loan originated. However, it is anticipated that this portfolio will continue to expand through a dedicated SBA lending focus, which we continue to monitor. When appropriate, the portfolio segments will be adjusted to segregate the SBA loan portfolio segment from the other commercial loan portfolio segments. Commercial SBA Paycheck Protection Program (“PPP”) loans – This segment includes the loan originated through the SBA PPP loan program. Credit risk is heightened as this SBA program mandates that these loans require no collateral and no guarantors of the loans. However, the loans are backed by a full guaranty of the SBA, so long as the loans were originated in accordance with the program guidelines. Additionally, these loans are eligible for full forgiveness by the SBA so long as the borrowers comply with the program guidelines as it pertains to their eligibility to borrow these funds, as well as their use of the funds. These loans are currently included within the commercial business loan type above. Residential mortgage loans – This residential real estate subsegment contains permanent and construction mortgage loans principally to consumers secured by residential real estate. Residential real estate loans are evaluated for the adequacy of repayment sources at the time of approval, based upon measures including credit scores, debt-to-income ratios and collateral values. Credit risk arises from the borrower’s, and where applicable, the builder’s, continuing financial stability, which can be adversely impacted by job loss, divorce, illness or personal bankruptcy, among other factors. Also impacting credit risk would be a shortfall in the value of the residential real estate in relation to the outstanding loan balance in the event of a default or subsequent liquidation of the real estate collateral. Home equity lines of credit – This segment includes subsegment for senior lien and subordinate lien lines of credit. Credit risk is similar to residential real estate loans described above as it is subject to the borrower’s continuing financial stability and the value of the collateral securing the loan. Consumer loans – This segment of loans includes primarily installment loans and personal lines of credit. Consumer loans include installment loans used by clients to purchase automobiles, boats and recreational vehicles. Credit risk is similar to residential real estate loans described above as it is subject to the borrower’s continuing financial stability and the value of the collateral securing the loan. This segment primarily includes loans purchased from a third-party originator that originates loans in order to finance the purchase of personal automotive vehicles for sub-prime borrowers. Credit risk is unique in comparison to the Consumer segment as this segment includes only those loans provided to consumers that cannot typically obtain financing through traditional lenders. As such, these loans are subject to a higher risk of default than the typical consumer loan. The following table presents impaired loans by class, excluding PCI loans, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of the periods shown: Impaired Loans with Specific Allowance Impaired Loans with No Specific Allowance Total Impaired Loans (Dollars in thousands) Recorded Investment Related Allowance Recorded Investment Recorded Investment Unpaid Principal Balance June 30, 2022 Commercial Business $ 3,197 $ 1,076 $ 8,756 $ 11,953 $ 13,882 Real estate 654 223 528 1,182 1,303 Acquisition, development and construction — — 1,069 1,069 2,484 Total commercial 3,851 1,299 10,353 14,204 17,669 Residential 1,212 84 7,195 8,407 8,419 Home equity — — 198 198 203 Consumer 829 212 2 831 831 Total impaired loans $ 5,892 $ 1,595 $ 17,748 $ 23,640 $ 27,122 December 31, 2021 Commercial Business $ 2,401 $ 232 $ 8,796 $ 11,197 $ 13,010 Real estate 668 243 543 1,211 1,329 Acquisition, development and construction — — 1,392 1,392 2,807 Total commercial 3,069 475 10,731 13,800 17,146 Residential — — 8,179 8,179 8,219 Home equity — — 217 217 221 Consumer — — 259 259 259 Total impaired loans $ 3,069 $ 475 $ 19,386 $ 22,455 $ 25,845 The following table presents the average recorded investment in impaired loans, excluding PCI loans, and related interest income recognized for the periods shown: Three Months Ended June 30, 2022 2021 (Dollars in thousands) Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Commercial Business $ 11,015 $ — $ — $ 6,361 $ — $ — Real estate 1,597 16 15 2,154 11 12 Acquisition, development and construction 306 — — 347 — — Total commercial 12,918 16 15 8,862 11 12 Residential 8,374 5 4 7,282 3 3 Home equity 159 — — 69 — — Consumer 754 — — 3 — — Total $ 22,205 $ 21 $ 19 $ 16,216 $ 14 $ 15 Six Months Ended June 30, 2022 2021 (Dollars in thousands) Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Commercial Business $ 10,741 $ — $ — $ 6,641 $ — $ — Real estate 1,681 33 33 2,216 22 21 Acquisition, development and construction 314 — — 352 — — Total commercial 12,736 33 33 9,209 22 21 Residential 8,372 10 9 4,613 8 7 Home equity 174 — — 69 — — Consumer 593 — — 3 — — Total $ 21,875 $ 43 $ 42 $ 13,894 $ 30 $ 28 As of June 30, 2022, the Bank’s other real estate owned balance totaled $1.3 million, all of which was related to the acquisition of The First State Bank (“First State”) in 2020. The Bank held $1.2 million, or 92.3%, of other real estate owned as a result of the foreclosure of five unrelated commercial loans. The remaining $0.1 million, or 7.7%, consists of three foreclosed residential real estate properties. There are ten additional consumer mortgage loans collateralized by residential real estate properties in the process of foreclosure, with a total recorded investment of $1.9 million as of June 30, 2022. These include five legacy Bank loans totaling $1.4 million and five loans acquired from First State totaling $0.5 million. These loans are included in the table above and have no specific allowance allocated to them. Bank management uses a nine-point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. Loans categorized as “Pass” rated have adequate sources of repayment, with little identifiable risk of collection and general conformity to the Bank's policy requirements, product guidelines and underwriting standards. Any exceptions that are identified during the underwriting and approval process have been adequately mitigated by other factors. Loans categorized as “Special Mention” rated have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose the institution to sufficient risk to warrant adverse classification. Loans categorized as “Substandard” rated are inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt and are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Loans categorized as “Doubtful” rated have all the weakness inherent in those classified Substandard with the added characteristic that the weakness makes collections or liquidation in full, on the basis of currently known facts, conditions and values, highly questionable and improbable. However, these loans are not yet rated as loss because certain events may occur which would salvage the debt. The "Special Mention" rated category includes assets that are currently protected but are potentially weak, resulting in undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. Any portion of a loan that has been or is expected to be charged off is placed in the "Loss" category. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories, unless a specific action, such as past due status, bankruptcy, repossession or death, occurs to raise awareness of a possible credit event. The Bank’s Chief Credit Officer is responsible for the timely and accurate risk rating of the loans in the portfolio at origination and on an ongoing basis. The Bank's Credit Department ensures that a review of all commercial relationships of $1.0 million or more is performed annually. Review of the appropriate risk grade is included in both the internal and external loan review process and on an ongoing basis. The Bank has an experienced Credit Department that continually reviews and assesses loans within the portfolio. The Bank engages an external consultant to conduct independent loan reviews on at least an annual basis. Generally, the external consultant reviews larger commercial relationships or criticized relationships. The Bank's Credit Department compiles detailed reviews, including plans for resolution, on loans classified as Substandard on a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance. The following table represents the classes of the loan portfolio, excluding PCI loans, summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the periods shown: (Dollars in thousands) Pass Special Mention Substandard Doubtful Total June 30, 2022 Commercial Business $ 803,435 $ 6,912 $ 19,568 $ 265 $ 830,180 Real estate 657,419 11,733 28,410 74 697,636 Acquisition, development and construction 105,452 4,595 1,428 781 112,256 Total commercial 1,566,306 23,240 49,406 1,120 1,640,072 Residential 430,273 784 7,532 1,972 440,561 Home equity 19,615 377 158 40 20,190 Consumer 107,054 — 831 — 107,885 Total loans $ 2,123,248 $ 24,401 $ 57,927 $ 3,132 $ 2,208,708 December 31, 2021 Commercial Business $ 789,413 $ 11,964 $ 17,581 $ 28 $ 818,986 Real estate 520,446 12,065 29,134 73 561,718 Acquisition, development and construction 89,768 4,960 4,031 1,064 99,823 Total commercial 1,399,627 28,989 50,746 1,165 1,480,527 Residential 294,933 899 9,815 493 306,140 Home equity 21,582 387 191 26 22,186 Consumer 43,645 15 259 — 43,919 Total loans $ 1,759,787 $ 30,290 $ 61,011 $ 1,684 $ 1,852,772 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. A loan that has deteriorated and requires additional collection efforts by the Bank could warrant non-accrual status. A complete review is presented to the Chief Credit Officer and/or the Special Asset Review Committee (“SARC”), as required with respect to any loan which is in a collection process and to make a determination as to whether the loan should be placed on non-accrual status. The placement of loans on non-accrual status is subject to applicable regulatory restrictions and guidelines. Generally, loans should be placed in non-accrual status when the loan reaches 90 days past due, becomes likely the borrower cannot or will not make scheduled principal or interest payments, full repayment of principal and interest is not expected or the loan displays potential loss characteristics. Normally, all accrued interest is charged off when a loan is placed in non-accrual status unless we believe it is likely the accrued interest will be collected. Any payments subsequently received are applied to the principal. All principal and interest due must be paid up-to-date and the Bank is reasonably sure of future satisfactory payment performance to remove a loan from non-accrual status. Usually, this requires the receipt of six The following table presents the classes of the loan portfolio, excluding PCI loans, summarized by aging categories of performing loans and non-accrual loans as of the periods shown: (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Total Loans Non-Accrual 90+ Days Still Accruing June 30, 2022 Commercial Business $ 826,892 $ 54 $ 90 $ 3,144 $ 3,288 $ 830,180 $ 9,023 $ — Real estate 695,209 — 2,295 132 2,427 697,636 185 — Acquisition, development and construction 112,012 — — 244 244 112,256 1,069 — Total commercial 1,634,113 54 2,385 3,520 5,959 1,640,072 10,277 — Residential 437,796 144 914 1,707 2,765 440,561 7,989 — Home equity 20,039 86 — 65 151 20,190 198 — Consumer 101,085 4,698 1,271 831 6,800 107,885 831 — Total loans $ 2,193,033 $ 4,982 $ 4,570 $ 6,123 $ 15,675 $ 2,208,708 $ 19,295 $ — December 31, 2021 Commercial Business $ 815,766 $ 1,718 $ 11 $ 1,491 $ 3,220 $ 818,986 $ 8,261 $ — Real estate 561,519 126 — 73 199 561,718 192 — Acquisition, development and construction 98,524 67 412 820 1,299 99,823 1,392 — Total commercial 1,475,809 1,911 423 2,384 4,718 1,480,527 9,845 — Residential 300,988 3,343 285 1,524 5,152 306,140 7,636 — Home equity 21,974 — 119 93 212 22,186 217 — Consumer 41,991 1211 461 256 1928 43,919 259 — Total loans $ 1,840,762 $ 6,465 $ 1,288 $ 4,257 $ 12,010 $ 1,852,772 $ 17,957 $ — An ALL is maintained to absorb losses from the loan portfolio. The ALL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience and the amount of non-performing loans. The Bank’s methodology for determining the ALL is based on the requirements of ASC Topic 310 - Receivables (" ASC 310 ") for loans individually evaluated for impairment and ASC Subtopic 450-20 - Contingencies for loans collectively evaluated for impairment, as well as the Interagency Policy Statements on the Allowance for Loan and Lease Losses and other bank regulatory guidance. The total of the two components represents the Bank’s ALL. The Bank analyzes certain impaired loans in homogeneous pools, rather than on an individual basis, when those loans are below specific thresholds based on outstanding principal balance. More specifically, residential mortgage loans, home equity lines of credit and consumer loans, when considered impaired, are evaluated collectively for impairment by applying allocation rates derived from the Bank’s historical losses specific to impaired loans and the reserve totaled $0.1 million as of both June 30, 2022 and December 31, 2021. These loans are included in total loans individually evaluated for impairment and in total impaired loans as these are individually identified as impaired prior to the collective application of allocation rates to calculate impairment. Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are modified by qualified factors. The loan segments described above, which are based on the federal call code assigned to each loan, provide the starting point for the ALL analysis. Management tracks the historical net charge-off activity at the call code level. A historical charge-off factor is calculated utilizing a defined number of consecutive historical quarters. All pools currently utilize a rolling 12 quarters. “Pass” rated credits are segregated from “Criticized” credits for the application of qualitative factors. Loans in the Criticized pools, which possess certain qualities or characteristics that may lead to collection and loss issues, are closely monitored by management and subject to additional qualitative factors. Management has identified a number of additional qualitative factors which it uses to supplement the historical charge-off factor because these factors are likely to cause estimated credit losses associated with the existing loan pools to differ from historical loss experience. The additional factors that are evaluated quarterly and updated using information obtained from internal, regulatory and governmental sources are: lending policies and procedures, nature and volume of the portfolio, experience and ability of lending management and staff, volume and severity of problem credits, quality of the loan review system, changes in the value of underlying collateral, effect of concentrations of credit from a loan type, industry and/or geographic standpoint, changes in economic and business conditions, consumer sentiment and other external factors. The combination of historical charge-off and qualitative factors are then weighted for each risk grade. These weightings are determined internally based upon the likelihood of loss as a loan risk grading deteriorates. To estimate the liability for off-balance sheet credit exposures, Bank management analyzed the portfolios of letters of credit, non-revolving lines of credit and revolving lines of credit and based its calculation on the expectation of future advances of each loan category. Letters of credit were determined to be highly unlikely to advance since they are generally in place only to ensure various forms of performance of the borrowers. In the Bank’s history, there have been no letters of credit drawn upon. In addition, many of the letters of credit are cash secured and do not warrant an allocation. Non-revolving lines of credit were determined to be highly likely to advance as these are typically construction lines. Meanwhile, the likelihood of revolving lines of credit advancing varies with each individual borrower. Therefore, the future usage of each line was estimated based on the average line utilization of the revolving line of credit portfolio as a whole. Once the estimated future advances were calculated, an allocation rate, which was derived from the Bank’s historical losses and qualitative environmental factors, was applied in a similar manner as those used for the allowance for loan loss calculation. The resulting estimated loss allocations were totaled to determine the liability for unfunded commitments related to these loans, which management considers necessary to anticipate potential losses on those commitments that have a reasonable probability of funding. As of June 30, 2022 and December 31, 2021, the liability for unfunded commitments related to loans held for investment, excluding loans acquired from First State, was $0.5 million. Bank management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL. The following table presents the primary segments of the ALL, excluding PCI loans, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of the periods shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial ALL balance at December 31, 2021 $ 8,027 $ 5,091 $ 982 $ 14,100 $ 948 $ 128 $ 2,427 $ 17,603 Charge-offs — — — — — — (3,652) (3,652) Recoveries 10 62 — 72 — 4 1,664 1,740 Provision (release) 40 1,488 (15) 1,513 824 9 4,697 7,043 ALL balance at June 30, 2022 $ 8,077 $ 6,641 $ 967 $ 15,685 $ 1,772 $ 141 $ 5,136 $ 22,734 Individually evaluated for impairment $ 1,076 $ 223 $ — $ 1,299 $ 84 $ — $ 212 $ 1,595 Collectively evaluated for impairment $ 7,001 $ 6,418 $ 967 $ 14,386 $ 1,688 $ 141 $ 4,924 $ 21,139 (Dollars in thousands) ALL balance at March 31, 2022 $ 6,869 $ 5,566 $ 735 $ 13,170 $ 1,127 $ 131 $ 3,766 $ 18,194 Charge-offs — — — — — — (2,529) (2,529) Recoveries 9 55 — 64 — 2 1,289 1,355 Provision 1,199 1,020 232 2,451 645 8 2,610 5,714 ALL balance at June 30, 2022 $ 8,077 $ 6,641 $ 967 $ 15,685 $ 1,772 $ 141 $ 5,136 $ 22,734 Substantially all of the charge-offs during six months ended June 30, 2022 are related to our subprime consumer automobile portfolio of loans. The following table presents the primary segments of our loan portfolio, excluding PCI loans, as of the period shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial June 30, 2022 Individually evaluated for impairment $ 11,953 $ 1,182 $ 1,069 $ 14,204 $ 8,407 $ 198 $ 831 $ 23,640 Collectively evaluated for impairment 818,227 696,454 111,187 1,625,868 432,154 19,992 107,054 2,185,068 Total loans $ 830,180 $ 697,636 $ 112,256 $ 1,640,072 $ 440,561 $ 20,190 $ 107,885 $ 2,208,708 The following table presents the primary segments of the ALL, excluding PCI loans, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of the periods shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial ALL balance at December 31, 2020 $ 12,193 $ 9,079 $ 2,761 $ 24,033 $ 1,378 $ 298 $ 51 $ 25,760 Charge-offs (265) — — (265) — — — (265) Recoveries 198 16 214 — 8 3 225 Provision (release) 788 (1,148) (963) (1,323) (15) (22) 522 (838) ALL balance at June 30, 2021 $ 12,914 $ 7,947 $ 1,798 $ 22,659 $ 1,363 $ 284 $ 576 $ 24,882 Individually evaluated for impairment $ 841 $ 243 $ — $ 1,084 $ — $ 69 $ — $ 1,153 Collectively evaluated for impairment $ 12,073 $ 7,704 $ 1,798 $ 21,575 $ 1,363 $ 215 $ 576 $ 23,729 (Dollars in thousands) ALL balance at March 31, 2021 $ 11,718 $ 9,724 $ 2,837 $ 24,279 $ 1,513 $ 283 $ 49 $ 26,124 Charge-offs — — — — — — — — Recoveries 188 16 — 204 — 4 — 208 Provision (release) 1,008 (1,793) (1,039) (1,824) (150) (3) 527 (1,450) ALL balance at June 30, 2021 $ 12,914 $ 7,947 $ 1,798 $ 22,659 $ 1,363 $ 284 $ 576 $ 24,882 The following table presents the primary segments of our loan portfolio, excluding PCI loans, as of the period shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial June 30, 2021 Individually evaluated for impairment $ 7,238 $ 1,189 $ 1,527 $ 9,954 $ 6,966 $ 95 $ 3 $ 17,018 Collectively evaluated for impairment 791,702 485,715 98,478 1,375,895 248,969 24,738 10,109 1,659,711 Total Loans $ 798,940 $ 486,904 $ 100,005 $ 1,385,849 $ 255,935 $ 24,833 $ 10,112 $ 1,676,729 The ALL is based on estimates and actual losses will vary from current estimates. Management believes that the granularity of the homogeneous pools and the related historical loss ratios and other qualitative factors, as well as the consistency in the application of assumptions, result in an ALL that is representative of the risk found in the components of the portfolio at any given date. Troubled Debt Restructurings At June 30, 2022 and December 31, 2021, the Bank had specific reserve allocations for TDRs of $0.4 million and $0.5 million, respectively. Loans considered to be troubled debt restructured loans totaled $12.3 million and $12.6 million as of June 30, 2022 and December 31, 2021, respectively. Of these totals, $4.3 million and $4.5 million represent accruing troubled debt restructured loans June 30, 2022 and December 31, 2021, respectively, and represent 19% and 21%, respectively, of total impaired loans. Meanwhile, as of June 30, 2022, $2.2 million represent three loans to two borrowers that have defaulted under the restructured terms during the previous 12 months. The largest of these loans, totaling $1.9 million, is a commercial loan, and the other three of these loans, totaling $0.3 million, are commercial acquisition and development loans that were considered TDRs due to extended interest-only periods and/or unsatisfactory repayment structures once transitioned to principal and interest payments. These borrowers have experienced continued financial difficulty and are considered non-performing loans as of June 30, 2022 and December 31, 2021. During the six months ended June 30, 2022 and 2021, no additional loans were classified as TDRs and no restructured loan defaulted under their modified terms that were not already classified as non-performing for having previously defaulted under their modified terms. Purchased Credit Impaired Loans As a result of the acquisition of First State, we have PCI loans. The following table presents the carrying amount of the PCI loan portfolio for the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Commercial Business 3,180 2,629 Real estate — 11,018 Acquisition, development and construction — 257 Total commercial $ 3,180 $ 13,904 Residential 2,602 4,358 Consumer — 413 Outstanding balance $ 5,782 $ 18,675 Carrying amount, net of allowance $ 5,782 $ 18,012 In June 2022, we sold PCI loans with an unpaid principal balance of $11.8 million, resulting in the recognition of additional accretion income of $1.0 million during the three months ended June 30, 2022. The following table presents the accretable yield, or income expected to be collected, as of the periods shown: Three Months Ended June 30, (Dollars in thousands) 2022 2021 Beginning balance $ 6,253 $ 8,247 Accretion of income (985) (939) Accretion from disposals (1,041) — Disposals (1,271) — Other changes in expected cash flows (1,047) (33) Ending balance $ 1,909 $ 7,275 Six Months Ended June 30, 2022 2021 Beginning balance $ 6,505 $ 8,313 Accretion of income (1,793) (1,960) Accretion from disposals (1,041) — Disposals (1,271) — Other changes in expected cash flows (491) 922 Ending balance $ 1,909 $ 7,275 Income is not recognized on PCI loans if we cannot reasonably estimate cash flows expected to be collected and, as of June 30, 2022, we held no such loans. The following tables summarize the primary segments of the ALL, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment for the PCI loan portfolio as of the periods shown: Commercial (Dollars in thousands) Business Real Estate Total Commercial Residential Consumer Total ALL balance as of December 31, 2021 $ — $ — $ — $ 544 $ 119 $ 663 Release — — — (544) (119) (663) ALL balance as of June 30, 2022 $ — $ — $ — $ — $ — $ — ALL balance as of March 31, 2022 $ 112 $ 53 $ 165 $ 323 $ 126 $ 614 Release (112) (53) (165) (323) (126) (614) ALL balance as of June 30, 2022 $ — $ — $ — $ — $ — $ — (Dollars in thousands) Commercial Business Residential Total ALL balance as of December 31, 2020 $ — $ 84 $ 84 Release — (84) (84) ALL balance as of June 30, 2021 $ — $ — $ — ALL balance as of March 31, 2021 $ 90 $ — $ 90 Release (90) — (90) ALL balance as of June 30, 2021 $ — $ — $ — As of June 30, 2022, the loans in our PCI portfolio were all collectively evaluated for impairment and are segmented into three categories: commercial loans totaling $3.2 million and residential loans totaling $2.6 million, for a portfolio total of $5.8 million. The following table presents the classes of the PCI loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the periods shown: (Dollars in thousands) Pass Special Mention Substandard Doubtful Total June 30, 2022 Commercial: Business $ 389 $ — $ 46 $ 2,745 $ 3,180 Total commercial 389 — 46 2,745 3,180 Residential 2,210 — 392 2,602

Premises and Equipment

Premises and Equipment	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Premises and Equipment	Note 4 – Premises and Equipment The following table presents the components of premises and equipment as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Land $ 3,465 $ 3,465 Buildings and improvements 13,393 13,393 Furniture, fixtures and equipment 17,719 16,841 Software 5,367 4,176 Construction in progress 502 531 Leasehold improvements 2,963 2,895 43,409 41,301 Accumulated depreciation (18,137) (16,249) Premises and equipment, net $ 25,272 $ 25,052 We lease certain premises and equipment under operating and finance leases. At June 30, 2022, we had lease liabilities totaling $15.7 million, substantially all of which was related to operating leases, and right-of-use assets totaling $14.6 million, substantially all of which was related to operating leases. Lease liabilities and right-of-use assets are reflected in other liabilities and other assets, respectively. At June 30, 2022, the weighted-average remaining lease term for operating leases was 11.9 years and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.0%. At June 30, 2022, the weighted-average remaining lease term for finance leases was 2.2 years and the weighted-average discount rate used in the measurement of finance lease liabilities was 1.4%. At December 31, 2021, we had lease liabilities totaling $18.6 million, of which $18.5 million was related to operating leases and $0.1 million was related to finance leases, and right-of-use assets totaling $17.5 million, of which $17.5 million was related to operating leases. Lease liabilities and right-of-use assets are reflected in other liabilities and other assets, respectively. At December 31, 2021, the weighted-average remaining lease term for operating leases was 12 years and the weighted-average discount rate used in the measurement of operating lease liabilities was 2.8%. At December 31, 2021, the weighted-average remaining lease term for finance leases was 1.8 years and the weighted-average discount rate used in the measurement of finance lease liabilities was 2.0%. The following table presents lease costs for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Operating lease cost $ 445 $ 477 $ 890 $ 954 Short-term lease cost 8 2 14 3 Variable lease cost 10 9 19 19 Amortization of right-of-use assets, finance leases 14 14 29 28 Interest on lease liabilities, finance leases — — — 1 Total lease cost $ 477 $ 502 $ 952 $ 1,005 For operating leases with initial or remaining terms of one year or more as of June 30, 2022, the following table presents future minimum payments for the twelve month periods ended June 30: (Dollars in thousands) Operating Leases 2023 $ 851 2024 1,651 2025 1,579 2026 1,576 2027 1,584 2028 and thereafter 11,735 Total future minimum lease payments $ 18,976 Less: Amounts representing interest (3,340) Present value of net future minimum lease payments $ 15,636 There are no material future minimum payments on finance leases as of June 30, 2022.
Premises and Equipment	Note 4 – Premises and Equipment The following table presents the components of premises and equipment as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Land $ 3,465 $ 3,465 Buildings and improvements 13,393 13,393 Furniture, fixtures and equipment 17,719 16,841 Software 5,367 4,176 Construction in progress 502 531 Leasehold improvements 2,963 2,895 43,409 41,301 Accumulated depreciation (18,137) (16,249) Premises and equipment, net $ 25,272 $ 25,052 We lease certain premises and equipment under operating and finance leases. At June 30, 2022, we had lease liabilities totaling $15.7 million, substantially all of which was related to operating leases, and right-of-use assets totaling $14.6 million, substantially all of which was related to operating leases. Lease liabilities and right-of-use assets are reflected in other liabilities and other assets, respectively. At June 30, 2022, the weighted-average remaining lease term for operating leases was 11.9 years and the weighted-average discount rate used in the measurement of operating lease liabilities was 3.0%. At June 30, 2022, the weighted-average remaining lease term for finance leases was 2.2 years and the weighted-average discount rate used in the measurement of finance lease liabilities was 1.4%. At December 31, 2021, we had lease liabilities totaling $18.6 million, of which $18.5 million was related to operating leases and $0.1 million was related to finance leases, and right-of-use assets totaling $17.5 million, of which $17.5 million was related to operating leases. Lease liabilities and right-of-use assets are reflected in other liabilities and other assets, respectively. At December 31, 2021, the weighted-average remaining lease term for operating leases was 12 years and the weighted-average discount rate used in the measurement of operating lease liabilities was 2.8%. At December 31, 2021, the weighted-average remaining lease term for finance leases was 1.8 years and the weighted-average discount rate used in the measurement of finance lease liabilities was 2.0%. The following table presents lease costs for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Operating lease cost $ 445 $ 477 $ 890 $ 954 Short-term lease cost 8 2 14 3 Variable lease cost 10 9 19 19 Amortization of right-of-use assets, finance leases 14 14 29 28 Interest on lease liabilities, finance leases — — — 1 Total lease cost $ 477 $ 502 $ 952 $ 1,005 For operating leases with initial or remaining terms of one year or more as of June 30, 2022, the following table presents future minimum payments for the twelve month periods ended June 30: (Dollars in thousands) Operating Leases 2023 $ 851 2024 1,651 2025 1,579 2026 1,576 2027 1,584 2028 and thereafter 11,735 Total future minimum lease payments $ 18,976 Less: Amounts representing interest (3,340) Present value of net future minimum lease payments $ 15,636 There are no material future minimum payments on finance leases as of June 30, 2022.

Equity Method Investments

Equity Method Investments	6 Months Ended
	Jun. 30, 2022
Equity Method Investments and Joint Ventures [Abstract]
Equity Method Investments	Note 5 – Equity Method Investments In accordance with Rule 10-01(b)(1) of Regulation S-X, we must assess whether our equity method investments are significant. In evaluating the significance of these investments, we performed the income and investment tests described in S-X 1-02(w) for each equity method investment. Rule 10-01(b)(1) of Regulation S-X requires summarized financial information in a quarterly report if any of the tests exceeds 20% and if the investee for which separate financial statements would otherwise be required for annual periods. Under the income test, our proportionate share of the net income of ICM exceeded the applicable threshold of 20%, and criteria for reporting separate financial statements is also applicable, accordingly, we are requir ed to provide summarized income statement information for this investee for all periods presented. There were no other equity method investments which met any of the applicable thresholds for interim reporting as of the quarter ended June 30, 2022. Our equity method investments are initially recorded at fair value and subsequently adjusted for changes in the valuation of the entities and our share of the entities' earnings. ICM The following table presents summarized income statement information for our equity method investment in ICM for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Total revenues $ 22,063 $ 40,080 $ 44,179 $ 90,877 Net income $ 1,938 $ 10,921 $ 5,169 $ 26,785 Gain on sale of loans $ 14,872 $ 44,308 $ 29,961 $ 91,902 Volume of loans sold $ 692,553 $ 1,492,309 $ 1,380,646 $ 3,270,399 Our ownership percentage of 40% of ICM allows us to have significant influence over the operations and decision making at ICM. Accordingly, the investment is accounted for as an equity method investment. Our share of ICM's net income totaled $0.7 million and $2.0 million for the three and six months ended June 30, 2022, respectively, and $4.5 million and $11.0 million for the three and six months ended June 30, 2021 , respectively. As of June 30, 2022 and December 31, 2021 , the mortgage pipeline was $1.11 billion an d $1.01 billion, respectively. Interchecks Our ownership percentage of 16% of Interchecks allows us to have significant influence over the operations a nd decision making at Interchecks. Accordingly, the investment is accounted for as an equity method investment. Our share of net loss from Interchecks totaled $0.2 million and $0.3 million for the three and six months ended June 30, 2022, respectively. During the six months ended June 30, 2022, we recorded a gain due to an observable transaction based on an in-substance sale of ownership in the amount of $1.9 million. The equity method investment in Interchecks is not considered a significant investment based on the criteria of Rule 10-01(b)(1) of Regulation S-X. We have multiple business relationships with Interchecks beyond our investment. Interchecks is a banking client of ours and utilizes the software developed by Victor, which provides revenue to us. Additionally, Interchecks provides management services to MVB Technology, which provides revenue to Interchecks. Such revenues have not been material. Ayers Socure II Our ownership percentage of 10% of Ayers Socure II allows us to have significant influence over the company. Accordingly, the investment is accounted for as an equity method investment. Our share of net income from Ayers Socure II for the six months ended June 30, 2022 was not significant. The equity method investment in Ayers Socure II is not considered a significant investment based on the criteria of Rule 10-01(b)(1) of Regulation S-X.

Deposits

Deposits	6 Months Ended
	Jun. 30, 2022
Deposits [Abstract]
Deposits	Note 6 – Deposits The following table presents the components of deposits as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Noninterest-bearing demand $ 1,342,916 $ 1,120,433 Interest-bearing demand 726,950 651,016 Savings and money markets 376,790 510,068 Time deposits, including CDs and IRAs 168,314 96,088 Total deposits $ 2,614,970 $ 2,377,605 Time deposits that meet or exceed the FDIC insurance limit $ 9,073 $ 9,573 The following table presents the maturities of time deposits for the twelve month periods ended June 30: (Dollars in thousands) 2023 $ 151,754 2024 10,664 2025 4,218 2026 986 2027 692 Total $ 168,314 As of June 30, 2022, overdrawn deposit accounts totaling $3.7 million were reclassified as loan balances.

Borrowed Funds

Borrowed Funds	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Borrowed Funds	Note 7 – Borrowed Funds The Bank is a member of the Federal Home Loan Bank ("FHLB") of Pittsburgh, Pennsylvania. As of June 30, 2022, the Bank's maximum borrowing capacity with the FHLB was $459.4 million and the remaining borrowing capacity was $380.7 million, with the difference being deposit letters of credit. Short-term borrowings As of June 30, 2022 and December 31, 2021, the Bank had no borrowings under Fed Funds purchased outstanding. The following table presents information related to short-term borrowings as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ — $ — Average balance during the period 1,163 25,275 Maximum month-end balance — 130,047 Weighted-average rate during the period 1.91 % 0.05 % Weighted-average rate at end of period — % — % Long-term borrowings As of June 30, 2022 and December 31, 2021, the Bank had no long-term borrowings with the FHLB or the Federal Reserve Bank. Repurchase agreements Along with traditional deposits, the Bank has access to securities sold under agreements to repurchase (“repurchase agreements”) with clients representing funds deposited by clients, on an overnight basis, that are collateralized by investment securities owned by us. All repurchase agreements are subject to terms and conditions of repurchase/security agreements between us and the client and are accounted for as secured borrowings. Our repurchase agreements reflected in liabilities consist of client accounts and securities which are pledged on an individual security basis. We monitor the fair value of the underlying securities on a monthly basis. Repurchase agreements are reflected in the amount of cash received in connection with the transaction. The primary risk with our repurchase agreements is the market risk associated with the investments securing the transactions, as we may be required to provide additional collateral based on fair value changes of the underlying investments. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agents. As of June 30, 2022 and December 31, 2021, all of our repurchase agreements were overnight agreements. These borrowings were collateralized with investment securities with a carrying value of $11.5 million and $15.8 million at June 30, 2022 and December 31, 2021, respectively, and were comprised of United States government agency securities and United States sponsored mortgage-backed securities. Declines in the value of the collateral would require us to increase the amounts of securities pledged. The following table presents information related to repurchase agreements as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ 11,152 $ 11,385 Average balance during the period 11,693 10,821 Maximum month-end balance 12,680 11,398 Weighted-average rate during the period 0.05 % 0.12 % Weighted-average rate at end of period 0.05 % 0.05 % Subordinated debt The following table presents information related to subordinated debt as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ 73,158 $ 73,030 Average balance during the period 73,094 51,149 Maximum month-end balance 73,158 73,030 Weighted-average rate during the period 4.17 % 4.28 % Weighted-average rate at end of period 3.80 % 3.71 % In September 2021, MVB completed the private placement of $30.0 million fixed-to-floating rate subordinated notes to certain qualified institutional investors. These notes are unsecured and have a 10-year term, maturing October 1, 2031, and will bear interest at a fixed rate of 3.25%, payable semi-annually in arrears, for the first five years of the term. Thereafter, the interest rate will reset quarterly to an interest rate per annum equal to a benchmark rate, which is expected to be Three-Month Term SOFR, plus 254 basis points, payable quarterly in arrears. These notes have been structured to qualify as Tier 2 capital for regulatory capital purposes. In November 2020, MVB completed the private placement of $40.0 million fixed-to-floating rate subordinated notes to certain qualified institutional investors. These notes are unsecured and have a 10-year term, maturing December 1, 2030, and will bear interest at a fixed rate of 4.25%, payable semi-annually in arrears, for the first five years of the term. Thereafter, the interest rate will reset quarterly to an interest rate per annum equal to a benchmark rate, which is expected to be Three-Month Term SOFR, plus 401 basis points, payable quarterly in arrears. These notes have been structured to qualify as Tier 2 capital for regulatory capital purposes. In March 2007, we completed the private placement of $4.0 million Floating Rate, Trust Preferred Securities through our MVB Financial Statutory Trust I subsidiary (the “Trust”). We established the Trust for the sole purpose of issuing the Trust Preferred Securities pursuant to an Amended and Restated Declaration of Trust. The Trust Preferred Securities and the Debentures mature in 2037 and have been redeemable by us since 2012. Interest payments are due in March, June, September and December and are adjusted at the interest due dates at a rate of 1.62% over the three-month LIBOR Rate. The obligations we provide with respect to the issuance of the trust preferred securities constitute a full and unconditional guarantee by us of the Trust’s obligations with respect to the trust preferred securities to the extent set forth in the related guarantees. The securities issued by the Trust are includable for regulatory purposes as a component of our Tier 1 capital.

Pension and Supplemental Execut

Pension and Supplemental Executive Retirement Plans	6 Months Ended
	Jun. 30, 2022
Retirement Benefits [Abstract]
Pension and Supplemental Executive Retirement Plans	Note 8 – Pension and Supplemental Executive Retirement Plans Supplemental executive retirement plan In June 2017, we approved a Supplemental Executive Retirement Plan (the “SERP”), pursuant to which the Chief Executive Officer of Potomac Mortgage Group ("PMG") is entitled to receive certain supplemental nonqualified retirement benefits. The SERP took effect on December 31, 2017. As the executive completed three years of continuous employment with PMG prior to retirement date (which shall be no earlier than the date he attains age 55) he will, upon retirement, be entitled to receive $1.8 million payable in 180 equal consecutive monthly installments of $10 thousand. The liability is calculated by discounting the anticipated future cash flows at 4.0%. The liability accrued for this obligation was $1.3 million as of both June 30, 2022 and December 31, 2021 . Service costs were not material for any periods covered by this report. Pension plan We participate in a trusteed pension plan known as the Allegheny Group Retirement Plan. Benefits are based on years of service and the employee’s compensation. Accruals under the plan were frozen as of May 31, 2014. Freezing the plan resulted in a remeasurement of the pension obligations and plan assets as of the freeze date. The pension obligation was remeasured using the discount rate based on the Citigroup Above Median Pension Discount Curve in effect on May 31, 2014 of 4.5%. The following table presents information pertaining to the activity in our defined benefit plan, using the latest available actuarial valuations with a measurement date of June 30, 2022 and 2021 for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Interest cost $ 85 $ 78 170 156 Expected return on plan assets (167) (118) (334) (236) Amortization of net actuarial loss 107 127 214 254 Net periodic benefit cost $ 25 $ 87 $ 50 $ 174 Contributions paid $ — $ — $ — $ 3,835 There was no service cost or amortization of prior service cost for the three and six months ended June 30, 2022 and 2021.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 9 – Fair Value of Financial InstrumentsThe following table presents the carrying values and estimated fair values of our financial instruments as of the periods shown: (Dollars in thousands) Carrying Value Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) June 30, 2022 Financial Assets: Cash and cash equivalents $ 161,761 $ 161,761 $ 161,761 $ — $ — Certificates of deposit with banks 496 496 — 496 — Securities available-for-sale 376,737 376,737 — 339,702 37,035 Equity securities 34,250 34,250 264 — 33,986 Loans held-for-sale 11,856 11,856 — 11,856 — Loans receivable, net 2,192,380 2,177,104 — — 2,177,104 Servicing rights 1,040 1,063 — — 1,063 Interest rate swap 4,398 4,398 — 4,398 — Fair value hedge 204 204 — 204 — Accrued interest receivable 9,202 9,202 — 2,249 6,953 Bank-owned life insurance 42,744 42,744 — 42,744 — Financial Liabilities: Deposits $ 2,614,970 $ 2,440,813 $ — $ 2,440,813 $ — Repurchase agreements 11,152 11,152 — 11,152 — Interest rate swap 4,398 4,398 — 4,398 — Accrued interest payable 632 632 — 632 — Subordinated debt 73,158 73,531 — 73,531 — December 31, 2021 Financial assets: Cash and cash equivalents $ 307,437 $ 307,437 $ 307,437 $ — $ — Certificates of deposits with banks 2,719 2,738 — 2,738 — Securities available-for-sale 421,466 421,466 — 379,703 41,763 Equity securities 32,402 32,402 247 — 32,155 Loans held-for-sale — — — — — Loans receivable, net 1,851,572 1,865,013 — — 1,865,013 Servicing rights 2,812 2,831 — — 2,831 Interest rate swap 6,702 6,702 — 6,702 — Fair value hedge 1,552 1,552 — 1,552 Accrued interest receivable 7,860 7,860 — 2,402 5,458 Bank-owned life insurance 42,257 42,257 — 42,257 — Financial liabilities: Deposits $ 2,377,605 $ 2,338,868 $ — $ 2,338,868 $ — Repurchase agreements 11,385 11,385 — 11,385 — Interest rate swap 6,702 6,702 — 6,702 — Fair value hedge 807 807 — 807 — Accrued interest payable 690 690 — 690 — Subordinated debt 73,030 74,774 — 74,774 —

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10 – Fair Value Measurements Fair value estimates are made at a specific point in time, based on relevant market information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time of our entire holdings of a particular financial instrument. Because no market exists for a significant portion of our financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on-and-off balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. The methods of determining the fair value of assets and liabilities presented in this footnote are consistent with our methodologies disclosed in Note 1 - Summary of Significant Accounting Policies of the Notes to the Consolidated Financial Statements included in Item 8, Financial Statements and Supplementary Data , of the 2021 Form 10-K. Assets Measured on a Recurring Basis As required by accounting standards, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. We classified investments in government securities as Level II instruments and valued them using the market approach. The following measurements are made on a recurring basis: Available-for-sale investment securities – Available-for-sale investment securities are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level I securities include those traded on an active exchange, such as the New York Stock Exchange and money market funds. Level II securities include mortgage-backed securities issued by government-sponsored entities and private label entities, municipal bonds, United States Treasury securities that are traded by dealers or brokers in inactive over-the-counter markets and corporate debt securities. There have been no changes in valuation techniques for the three and six months ended June 30, 2022. Valuation techniques are consistent with techniques used in prior periods. Certain local municipal securities related to tax increment financing (“TIF”) are independently valued and classified as Level III instruments. We classified investments in government securities as Level II instruments and valued them using the market approach. Equity securities – Certain equity securities are recorded at fair value on both a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security's credit rating, prepayment assumptions and other factors such as credit loss assumptions. The valuation methodologies utilized may include significant unobservable inputs. There have been no changes in valuation techniques for the three and six months ended June 30, 2022. Valuation techniques are consistent with techniques used in prior periods. Interest rate swap – Interest rate swaps are recorded at fair value based on third-party vendors who compile prices from various sources and may determine the fair value of identical or similar instruments by using pricing models that consider observable market data. Fair value hedge – Treated like an interest rate swap, fair value hedges are recorded at fair value based on third-party vendors who compile prices from various sources and may determine fair value of identical or similar instruments by using pricing models that consider observable market data. Loans held-for-sale - The fair value of loans held-for-sale is determined, when possible, using quoted secondary-market prices or investor commitments. If no such quoted price exists, the fair value of a loan is determined using quoted prices for a similar asset or assets, adjusted for the specific attributes of that loan, which would be used by other market participants. If the fair value at the reporting date exceeds the amortized cost of a loan, the loan is reported at amortized cost. Bank-owned life insurance - Life insurance where the bank is both the policy beneficiary and owner. Bank-owned life insurance ("BOLI") is recorded at fair value on a recurring basis, and increases in cash surrender, contract value and net insurance proceeds at maturity are recorded as other income. The following tables present assets and liabilities reported on the consolidated statements of financial condition at their fair value on a recurring basis as of the periods shown by level within the fair value hierarchy: June 30, 2022 (Dollars in thousands) Level I Level II Level III Total Assets: United States government agency securities $ — $ 49,711 $ — $ 49,711 United States sponsored mortgage-backed securities — 63,068 — 63,068 United States treasury securities — 104,280 — 104,280 Municipal securities — 107,489 37,035 144,524 Corporate debt securities — 6,794 — 6,794 Other securities — 855 — 855 Equity securities 264 — — 264 Loans held-for-sale — 11,856 — 11,856 Interest rate swap — 4,398 — 4,398 Fair value hedge — 204 — 204 Bank-owned life insurance — 42,744 — 42,744 Liabilities: Interest rate swap — 4,398 — 4,398 Fair value hedge — (142) — (142) December 31, 2021 (Dollars in thousands) Level I Level II Level III Total Assets: United States government agency securities $ — $ 40,437 $ — $ 40,437 United States sponsored mortgage-backed securities — 76,108 — 76,108 United States treasury securities — 110,389 — 110,389 Municipal securities — 133,249 41,763 175,012 Corporate debt securities — 11,142 — 11,142 Other debt securities — 7,500 — 7,500 Other securities — 878 — 878 Equity securities 247 — — 247 Interest rate swap — 6,702 — 6,702 Fair value hedge — 1,552 — 1,552 Bank-owned life insurance — 42,257 — 42,257 Liabilities: Interest rate swap — 6,702 — 6,702 Fair value hedge — 807 — 807 The following table represents recurring Level III assets, consisting of only municipal securities, as of the periods shown: (Dollars in thousands) Total Balance at March 31, 2022 $ 39,668 Realized and unrealized gains included in earnings 1 Purchase of securities 186 Maturities/calls (785) Unrealized loss included in other comprehensive income (loss) (2,035) Balance at June 30, 2022 $ 37,035 Balance at December 31, 2021 $ 41,763 Realized and unrealized gains included in earnings 8 Purchase of securities 1,048 Maturities/calls (3,075) Unrealized loss included in other comprehensive income (loss) (2,709) Balance at June 30, 2022 $ 37,035 Balance at March 31, 2021 $ 40,272 Realized and unrealized losses included in earnings 1 Purchase of securities 627 Maturities/calls (1,241) Unrealized gain included in other comprehensive income (loss) 3,293 Unrealized loss included in other comprehensive income (loss) (3,182) Balance at June 30, 2021 $ 39,770 Balance at December 31, 2020 $ 43,679 Realized and unrealized gains included in earnings 20 Purchase of securities 1,818 Maturities/calls (5,174) Unrealized gain included in other comprehensive income (loss) 4,420 Unrealized loss included in other comprehensive income (loss) (4,993) Balance at June 30, 2021 $ 39,770 Assets Measured on a Nonrecurring Basis From time to time, we may be required to measure certain financial and non-financial assets and liabilities at fair value on a nonrecurring basis in accordance with U.S. GAAP. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a nonrecurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and liabilities measured at fair value in the second step of a goodwill impairment test and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a nonrecurring basis during 2022 and 2021 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other noninterest expense. Impaired loans – Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level II inputs based on observable market data or Level III inputs based on customized discounting criteria. For a majority of impaired real estate-related loans, we obtain a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information. Other real estate owned – Other real estate owned, which is obtained through the Bank’s foreclosure process, is valued utilizing the appraised collateral value. Collateral values are estimated using Level II inputs based on observable market data or Level III inputs based on customized discounting criteria. At the time the foreclosure is completed, we obtain a current external appraisal. Other debt securities – Certain debt securities are recorded at fair value on a nonrecurring basis. These other debt securities are securities without a readily determinable fair value and are measured at cost minus impairment, if any, plus or minus any changes resulting from observable price changes in orderly transactions, as defined, for identical or similar investments of the same issuer. Equity securities – Certain equity securities are recorded at fair value on a nonrecurring basis. Equity securities without a readily determinable fair value are measured at cost minus impairment, if any, plus or minus any changes resulting from observable price changes in orderly transactions, as defined, for identical or similar investments of the same issuer. The following table presents the fair value of these assets as of the periods shown: June 30, 2022 (Dollars in thousands) Level I Level II Level III Total Impaired loans $ — $ — $ 22,045 $ 22,045 Other real estate owned — — 1,334 1,334 Other debt securities — — 7,500 7,500 Equity securities — — 33,986 33,986 December 31, 2021 (Dollars in thousands) Level I Level II Level III Total Impaired loans $ — $ — $ 21,980 $ 21,980 Other real estate owned — — 2,330 2,330 Other debt securities — — 7,500 7,500 Equity securities — — 32,155 32,155 The following tables present quantitative information about the Level III significant unobservable inputs for assets and liabilities measured at fair value as of the periods shown: Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range June 30, 2022 Nonrecurring measurements: Impaired loans $ 22,045 Appraisal of collateral 1 Appraisal adjustments 2 0% - 20% Liquidation expense 2 6% Other real estate owned $ 1,334 Appraisal of collateral 1 Appraisal adjustments 2 0% - 20% Liquidation expense 2 6% Other debt securities $ 7,500 Net asset value Cost minus impairment —% Equity securities $ 33,986 Net asset value Cost minus impairment —% Recurring measurements: Municipal securities 5 $ 37,035 Appraisal of bond 3 Bond appraisal adjustment 4 5% - 15% December 31, 2021 Nonrecurring measurements: Impaired loans $ 21,980 Appraisal of collateral 1 Appraisal adjustments 2 10% - 20% Liquidation expense 2 5% - 10% Other real estate owned $ 2,330 Appraisal of collateral 1 Appraisal adjustments 2 10% - 20% Liquidation expense 2 5% - 10% Other debt securities $ 7,500 Net asset value Cost minus impairment —% Equity securities $ 32,155 Net asset value Cost minus impairment —% Recurring measurements: Municipal securities 5 $ 41,763 Appraisal of bond 3 Bond appraisal adjustment 4 1% - 20% 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level III inputs that are not identifiable. 2 Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. 3 Fair value is determined through independent analysis of liquidity, rating, yield and duration. 4 Appraisals may be adjusted for qualitative factors, such as local economic conditions, liquidity, marketability and legal structure. 5 Municipal securities classified as Level III instruments are comprised of TIF bonds related to certain local municipal securities.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings per Share	Note 11 – Earnings per Share We determine basic earnings per share (“EPS”) by dividing net income available to common shareholders by the weighted-average number of common shares outstanding during the period. Diluted EPS is determined by dividing net income available to common shareholders by the weighted-average number of shares outstanding, increased by both the number of shares that would be issued assuming the exercise of instruments under our incentive stock plan. The following table presents our calculation of EPS for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands except shares and per share data) 2022 2021 2022 2021 Numerator for basic and diluted earnings per share: Net income $ 2,956 $ 9,247 $ 5,820 $ 17,332 Less: Dividends on preferred stock — — — 35 Net income available to common shareholders $ 2,956 $ 9,247 $ 5,820 $ 17,297 Denominator: Total weighted-average shares outstanding 12,176,805 11,639,237 12,135,223 11,585,059 Effect of dilutive stock options and restricted stock units 718,776 972,793 735,669 864,914 Total diluted weighted-average shares outstanding 12,895,581 12,612,030 12,870,892 12,449,973 Earnings per share - basic $ 0.24 $ 0.79 $ 0.48 $ 1.49 Earnings per share - diluted $ 0.23 $ 0.73 $ 0.45 $ 1.39 Securities not included in the computation of diluted EPS because the effect would be antidilutive 499,887 225,991 496,625 213,652

Comprehensive Income

Comprehensive Income	6 Months Ended
	Jun. 30, 2022
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Comprehensive Income	Note 12 – Comprehensive Income The following tables present the reclassified components of accumulated other comprehensive income (“AOCI”) as of and for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Details about AOCI components Amount reclassified from AOCI Amount reclassified from AOCI Amount reclassified from AOCI Amount reclassified from AOCI Affected income statement line item Available-for-sale securities Unrealized holding gains $ — $ 1,708 $ 650 $ 2,851 Gain on sale of available-for-sale securities — (400) (152) (668) Income tax effect — 1,308 498 2,183 Net of tax Defined benefit pension plan items Amortization of net actuarial loss (107) $ (127) $ (214) $ (254) Salaries and employee benefits 27 30 52 59 Income tax effect (80) (97) (162) (195) Net of tax Investment hedge Carrying value adjustment 187 (359) 197 (623) Interest on investment securities (47) 84 (49) 146 Income tax effect 140 (275) 148 (477) Net of tax Total reclassifications $ 60 $ 936 $ 484 $ 1,511 (Dollars in thousands) Unrealized gains (losses) on available for-sale securities Defined benefit pension plan items Investment hedge Total Balance at March 31, 2022 $ (13,766) $ (3,704) $ 308 $ (17,162) Other comprehensive income (loss) before reclassification (12,437) 239 — (12,198) Amounts reclassified from accumulated other comprehensive income (loss) — 80 (140) (60) Net current period other comprehensive income (loss) (12,437) 319 (140) (12,258) Balance at June 30, 2022 $ (26,203) $ (3,385) $ 168 $ (29,420) Balance at December 31, 2021 147 (4,069) 316 (3,606) Other comprehensive income (loss) before reclassification (25,852) 522 — (25,330) Amounts reclassified from accumulated other comprehensive income (loss) (498) 162 (148) (484) Net current period other comprehensive income (loss) (26,350) 684 (148) (25,814) Balance at June 30, 2022 $ (26,203) $ (3,385) $ 168 $ (29,420) Balance at March 31, 2021 $ 1,863 $ (3,644) $ (111) $ (1,892) Other comprehensive income before reclassification 2,581 246 — 2,827 Amounts reclassified from accumulated other comprehensive income (loss) (1,308) 97 275 (936) Net current period other comprehensive income 1,273 343 275 1,891 Balance at June 30, 2021 $ 3,136 $ (3,301) $ 164 $ (1) Balance at December 31, 2020 7,586 (5,047) (313) 2,226 Other comprehensive income (loss) before reclassification (2,267) 1,551 — (716) Amounts reclassified from accumulated other comprehensive income (loss) (2,183) 195 477 (1,511) Net current period other comprehensive income (loss) (4,450) 1,746 477 (2,227) Balance at June 30, 2021 $ 3,136 $ (3,301) $ 164 $ (1)

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Segment Reporting	Note 13 – Segment Reporting We have identified five reportable segments: CoRe banking; mortgage banking; professional services; Edge Ventures; and financial holding company. Revenue from CoRe banking activities consists primarily of interest earned on loans and investment securities and service charges on deposit accounts. Our Fintech division and MVB CDC are included in the CoRe banking segment. Revenue from our mortgage banking segment is primarily comprised of our share of net income from mortgage banking activities of our equity method investment in ICM. Professional services is the aggregate of Chartwell, Trabian and Paladin Fraud. Revenue from these operating segments is made up of primarily of professional consulting income to banks and Fintech companies. Edge Ventures is the aggregate of Victor, MVB Technology, Flexia and the Edge Ventures holding company. These operating segments are aggregated together as Edge Ventures and are all start-up Fintech software development companies. Revenue from financial holding company activities is mainly comprised of intercompany service income and dividends. The following tables present information about the reportable segments and reconciliation to the consolidated financial statements for the periods shown: Three Months Ended June 30, 2022 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 27,910 $ 103 $ — $ — $ 87 $ (10) $ 28,090 Interest expense 672 — 8 — 760 (10) 1,430 Net interest income (expense) 27,238 103 (8) — (673) — 26,660 Provision for loan losses 5,100 — — — — — 5,100 Net interest income (expense) after provision for loan losses 22,138 103 (8) — (673) — 21,560 Total noninterest income 7,093 787 5,686 110 3,228 (4,995) 11,909 Noninterest Expenses: Salaries and employee benefits 9,948 — 3,872 724 4,439 — 18,983 Other expenses 10,913 94 1,407 1,170 2,247 (4,995) 10,836 Total noninterest expenses 20,861 94 5,279 1,894 6,686 (4,995) 29,819 Income (loss) before income taxes 8,370 796 399 (1,784) (4,131) — 3,650 Income taxes 1,771 207 95 (399) (815) — 859 Net income (loss) 6,599 589 304 (1,385) (3,316) — 2,791 Net loss attributable to noncontrolling interest — — 63 102 — — 165 Net income (loss) available to common shareholders $ 6,599 $ 589 $ 367 $ (1,283) $ (3,316) $ — $ 2,956 Capital expenditures for the three months ended June 30, 2022 $ — $ — $ 5 $ 829 $ 47 $ — $ 881 Total assets as of June 30, 2022 $ 3,003,459 $ 52,519 $ 16,463 $ 17,777 $ 338,132 $ (443,922) $ 2,984,428 Total assets as of December 31, 2021 $ 2,804,840 $ 50,202 $ — $ — $ 363,971 $ (449,688) $ 2,792,449 Goodwill as of June 30, 2022 $ — $ — $ 3,988 $ — $ — $ — $ 3,988 Goodwill as of December 31, 2021 $ — $ — $ 3,988 $ — $ — $ — $ 3,988 Three Months Ended June 30, 2021 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 20,736 $ 98 $ — $ — $ — $ (1) $ 20,833 Interest expense 1,287 — 3 — 490 (2) 1,778 Net interest income (expense) 19,449 98 (3) — (490) 1 19,055 Release of allowance for loan losses (1,540) — — — — — (1,540) Net interest income (expense) after provision for loan losses 20,989 98 (3) — (490) 1 20,595 Total noninterest income 6,700 4,546 3,286 — 2,309 (3,197) 13,644 Noninterest Expenses: Salaries and employee benefits 8,038 — 2,212 134 3,277 — 13,661 Other expenses 10,289 23 1,167 122 1,337 (3,196) 9,742 Total noninterest expenses 18,327 23 3,379 256 4,614 (3,196) 23,403 Income (loss) before income taxes 9,362 4,621 (96) (256) (2,795) — 10,836 Income taxes 1,266 1,120 (32) (66) (615) — 1,673 Net income (loss) 8,096 3,501 (64) (190) (2,180) — 9,163 Net loss attributable to noncontrolling interest — — 46 38 — — 84 Net income (loss) available to common shareholders $ 8,096 $ 3,501 $ (18) $ (152) $ (2,180) $ — $ 9,247 Capital expenditures for the three months ended June 30, 2021 $ 687 $ 22 $ 7 $ — $ — $ — $ 716 Six Months Ended June 30, 2022 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 51,081 $ 206 $ — $ — $ 80 $ (15) $ 51,352 Interest expense 1,331 — 15 — 1,513 (15) 2,844 Net interest income (expense) 49,750 206 (15) — (1,433) — 48,508 Provision for loan losses 6,380 — — — — — 6,380 Net interest income (expense) after provision for loan losses 43,370 206 (15) — (1,433) — 42,128 Total noninterest income 13,991 2,010 11,243 185 5,899 (9,549) 23,779 Noninterest Expenses: Salaries and employee benefits 19,456 — 7,670 1,323 8,495 — 36,944 Other expenses 21,961 94 2,562 2,217 4,452 (9,549) 21,737 Total noninterest expenses 41,417 94 10,232 3,540 12,947 (9,549) 58,681 Income (loss) before income taxes 15,944 2,122 996 (3,355) (8,481) — 7,226 Income taxes 3,402 548 259 (761) (1,684) — 1,764 Net income (loss) 12,542 1,574 737 (2,594) (6,797) — 5,462 Net loss attributable to noncontrolling interest — — 158 200 — — 358 Net income (loss) available to common shareholders $ 12,542 $ 1,574 $ 895 $ (2,394) $ (6,797) $ — $ 5,820 Capital expenditures for the six months ended June 30, 2022 $ 250 $ — $ 26 $ 1,448 $ 385 $ — $ 2,109 Six Months Ended June 30, 2021 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 39,695 $ 202 $ — $ — $ 1 $ (2) $ 39,896 Interest expense 2,379 — 3 — 956 (2) 3,336 Net interest income (expense) 37,316 202 (3) — (955) — 36,560 Release of allowance for loan losses (920) (2) — — — — (922) Net interest income (expense) after provision for loan losses 38,236 204 (3) — (955) — 37,482 Total noninterest income 11,445 10,953 4,978 — 3,890 (5,164) 26,102 Noninterest Expenses: Salaries and employee benefits 15,874 — 3,106 246 6,346 — 25,572 Other expenses 17,729 86 1,685 193 2,420 (5,164) 16,949 Total noninterest expenses 33,603 86 4,791 439 8,766 (5,164) 42,521 Income (loss) before income taxes 16,078 11,071 184 (439) (5,831) — 21,063 Income taxes 2,403 2,684 27 (113) (1,159) — 3,842 Net income (loss) 13,675 8,387 157 (326) (4,672) — 17,221 Net loss attributable to noncontrolling interest — — 46 65 — — 111 Net income (loss) attributable to parent 13,675 8,387 203 (261) (4,672) — 17,332 Preferred stock dividends — — — — 35 — 35 Net income (loss) available to common shareholders $ 13,675 $ 8,387 $ 203 $ (261) $ (4,707) $ — $ 17,297 Capital expenditures for the six months ended June 30, 2021 $ 928 $ 22 $ 7 $ 1,500 $ — $ — $ 2,457

Pending Acquisition

Pending Acquisition	6 Months Ended
	Jun. 30, 2022
Business Combination and Asset Acquisition [Abstract]
Pending Acquisition	Note 14 – Pending Acquisition Warp Speed Holdings LLC In March 2022, the Bank entered into an Equity Purchase Agreement (the “Purchase Agreement”) with Warp Speed Holdings LLC, a Wyoming limited liability company (“Warp Speed”), pursuant to which the Bank agreed to purchase Class B Common Units of Warp Speed in an amount equal to 37.5% of the outstanding equity interests of Warp Speed on a fully-diluted basis (the “MVB Investment”). On April 28, 2022, MVB Financial Corp. assumed the Bank's obligations under the Purchase Agreement. The aggregate consideration to be paid for the MVB Investment at closing pursuant to the Purchase Agreement is $38.4 million in cash, plus $9.6 million in shares of MVB common stock, with the number of shares of MVB common stock to be issued based on the volume-weighted average closing price for shares of MVB common stock for the 20 trading days ending the day prior to the closing date, which is currently expected to occur during the third quarter of 2022.

Subsequent Event

Subsequent Event	6 Months Ended
	Jun. 30, 2022
Subsequent Events [Abstract]
Subsequent Event	Note 15 – Subsequent Event In August 2022, the Bank executed an amendment to an existing program management agreement with CK Progress, Inc., a subsidiary of Credit Karma, LLC, whereby the term of the agreement was renewed for a 24-month period through July 31, 2024.

Nature of Operations and Basi_2

Nature of Operations and Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Principles of Consolidation	The financial statements are consolidated to include the accounts of MVB and its subsidiaries, including the Bank and the Bank’s subsidiaries.
Basis of Presentation	In our opinion, the accompanying consolidated financial statements contain all normal recurring adjustments necessary for a fair presentation of our financial statements for interim periods in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and with instructions for Form 10-Q and Article 10 of Regulation S-X of the SEC. All significant intercompany accounts and transactions have been eliminated in consolidated financial statements. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. GAAP have been omitted. The consolidated balance sheet as of December 31, 2021 has been derived from audited financial statements included in the 2021 Form 10-K. The information presented in this Quarterly Report on Form 10-Q should be read in conjunction with our audited consolidated financial statements and notes thereto included in the 2021 Form 10-K. Operating results for the three and six months ended June 30, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022.
Reclassification	In certain instances, amounts reported in prior periods’ consolidated financial statements have been reclassified to conform to the current presentation.
Subsequent Events	We have evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments and subsequent amendments to the initial guidance in November 2018, ASU 2018-19, Codification Improvements to Topic 326, Financial Instruments – Credit Losses , in April 2019, ASU 2019-04, Codification Improvements to Topic 326, Financial Instruments – Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments , in May 2019, ASU 2019-05, Financial Instruments – Credit Losses, Topic 326 and in November 2019, ASU 2019-10, Financial Instruments – Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842): Effective Dates and ASU 2019-11, Codification Improvements to Topic 326, Financial Instruments – Credit Losses , all of which clarifies codification and corrects unintended application of the guidance. The new guidance replaces the incurred loss impairment methodology in current U.S. GAAP with an expected credit loss methodology and requires consideration of a broader range of information to determine credit loss estimates. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. Purchased credit impaired ("PCI") loans will receive an allowance account at the acquisition date that represents a component of the purchase price allocation. Credit losses relating to available-for-sale debt securities will be recorded through an allowance for credit losses, with such allowance limited to the amount by which fair value is below amortized cost. The guidance was initially effective for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. On November 15, 2019, the FASB issued ASU 2019-10, Financial Investments – Credit Issues (Topic 326), Derivatives and Hedging (Topic 815) and Leases (Topic 842): Effective Dates , which finalizes a delay in the effective date of the standard for smaller reporting companies (“SRCs”). Effective as of the first quarter of 2022, we no longer qualified as an SRC. However, because we met the criteria to be an SRC as of the issuance date of this guidance, we are eligible for the delay in effective date and plan to adopt this standard for fiscal years ending after December 15, 2022. We currently expect to recognize a one-time cumulative effect adjustment to the ALL as of January 1, 2023, but cannot yet determine the magnitude of any such one-time adjustment or the overall impact of the new guidance on the consolidated financial statements. In that regard, we have formed a cross-functional implementation team. This cross-functional team is currently in the process of testing the model and completing the implementation plan, which will include assessment and documentation of processes, internal controls and data sources; model testing and documentation; and system configuration, among other things. We are also in the process of implementing a third-party vendor solution to assist us in the application of this standard. The adoption of this standard could result in an increase in the ALL as a result of changing from an “incurred loss” model, which encompasses allowances for current known and inherent losses within the portfolio, to an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. While we are currently unable to reasonably estimate the impact of adopting ASU 2016-13, we expect that the impact of adoption will be significantly influenced by the composition, characteristics and quality of our loan portfolio, as well as the prevailing economic conditions and forecasts as of the adoption date. In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting . The amendments provide optional expedients and exceptions for certain contracts, hedging relationships and other transactions that reference LIBOR or another reference rate expected to be discontinued because of rate reform. The guidance is effective from the date of issuance until December 31, 2022. The guidance permits entities to not apply modification accounting or remeasure lease payments in lease contracts if the changes to the contract are related to the discontinuation of the reference rate. If certain criteria are met, the amendments also allow exceptions to the de-designation criteria of the hedging relationship and the assessment of hedge effectiveness during the transition period. In January 2021, ASU 2021-01 was issued by the FASB and clarifies that certain exceptions in reference rate reform apply to derivatives that are affected by the discounting transition. We will continue to assess the impact as the reference rate transition occurs over the next year. In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures . The amendments eliminate the accounting guidance for troubled debt restructurings ("TDRs") in subtopic 310-40, Receivables - Troubled Debt Restructurings by Creditors , while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. Rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance in paragraphs 310-20-35-9 through 35-11 of the codification to determine whether a modification results in a new loan or a continuation of an existing loan. The amendments also include provisions for disclosure of current-period gross writeoffs by year of origination for financing receivables and net investment in leases within the scope of subtopic 326-20, Financial Instruments - Credit Losses - Measured at Amortized Cost . Gross writeoff information must be included in the vintage disclosures required for public business entities which requires that an entity disclose the amortized cost basis of financing receivables by credit-quality indicator and class of financing receivables by year of origination. This amendment is effective concurrently with the amendments in ASU 2016-13 which is currently effective for fiscal years beginning after December 15, 2022. These amendments primarily impact disclosure requirements and we do not believe they will have a material impact on our consolidated financial statements. In March 2022, the SEC released Staff Accounting Bulletin No. 121 ("SAB 121") , which updates the SEC's position regarding the accounting for obligations to safeguard crypto-assets an entity holds for platform users. When a reporting entity holds crypto-assets for platform users and maintains the cryptographic key information necessary to access the crypto-asset, the reporting entity should present a liability on its balance sheet to reflect its obligation to safeguard the crypto-assets held for platform users. The liability represents the loss exposure due to the risks associated with safeguarding crypto-assets. The entity should also record an asset at the same time that recognizes the fair value of the crypto-assets held for its platform users. SAB 121 is effective no later than the first interim or annual period ending after June 15, 2022, with retrospective application as of the beginning of the fiscal year to which the interim or annual period relates. We do not currently expect this update to impact our consolidated financial statements. In June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions . The amendments clarify that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security, and therefore, is not considered in measuring fair value. The amendments also clarify that an entity cannot recognize and measure a contractual sale restriction as a separate unit of account and require additional disclosures related to equity securities with contractual sale restrictions. The amendment is

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Values of Investment Securities Available-for-sale	The following tables present amortized cost and fair values of investment securities available-for-sale as of the periods shown: June 30, 2022 (Dollars in thousands) Amortized Cost Unrealized Gain Unrealized Loss Fair Value United States government agency securities $ 53,885 $ 58 $ (4,232) $ 49,711 United States sponsored mortgage-backed securities 72,074 — (9,006) 63,068 United States treasury securities 111,963 — (7,683) 104,280 Municipal securities 158,703 5,337 (19,516) 144,524 Corporate debt securities 6,794 7 (2) 6,799 Other debt securities 7,500 — — 7,500 Total debt securities 410,919 5,402 (40,439) 375,882 Other securities 855 — — 855 Total investment securities available-for-sale $ 411,774 $ 5,402 $ (40,439) $ 376,737 December 31, 2021 (Dollars in thousands) Amortized Cost Unrealized Gain Unrealized Loss Fair Value United States government agency securities $ 41,105 $ 228 $ (896) $ 40,437 United States sponsored mortgage-backed securities 77,519 222 (1,633) 76,108 United States treasury securities 112,133 — (1,744) 110,389 Municipal securities 171,044 4,334 (366) 175,012 Corporate debt securities 11,093 49 — 11,142 Other debt securities 7,500 — — 7,500 Total debt securities 420,394 4,833 (4,639) 420,588 Other securities 878 — — 878 Total investment securities available-for-sale $ 421,272 $ 4,833 $ (4,639) $ 421,466 The following table presents amortized cost and fair values of available-for-sale debt securities by contractual maturity as of the period shown: June 30, 2022 (Dollars in thousands) Amortized Cost Fair Value Within one year $ 5 $ 5 After one year, but within five years 124,228 116,460 After five years, but within ten years 34,270 31,690 After ten years 252,416 227,727 Total $ 410,919 $ 375,882
Investments in an Unrealized Loss Position	The following tables disclose the length of time that investments have remained in an unrealized loss position at June 30, 2022 and December 31, 2021: June 30, 2022 (Dollars in thousands) Less than 12 months 12 months or more Description and number of positions Fair Value Unrealized Loss Fair Value Unrealized Loss United States government agency securities (31) $ 27,421 $ (1,585) $ 17,376 $ (2,647) United States sponsored mortgage-backed securities (51) 21,091 (2,402) 41,978 (6,604) United States treasury securities (24) 104,280 (7,683) — — Municipal securities (150) 90,708 (18,121) 8,120 (1,395) Corporate debt securities (3) 1,498 (2) — — Total $ 244,998 $ (29,793) $ 67,474 $ (10,646) December 31, 2021 (Dollars in thousands) Less than 12 months 12 months or more Description and number of positions Fair Value Unrealized Loss Fair Value Unrealized Loss United States government agency securities (21) $ 5,101 $ (77) $ 21,770 $ (819) United States sponsored mortgage-backed securities (30) 55,354 (1,346) 7,845 (287) United States treasury securities (24) 110,389 (1,744) — — Municipal securities (53) 32,221 (270) 7,001 (96) Total $ 203,065 $ (3,437) $ 36,616 $ (1,202)
Realized Gain (Loss) on Investments	The following table summarizes investment sales, related gains and losses and unrealized holding gains for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Proceeds from sales of available-for-sale securities $ — $ 34,279 $ 60,635 $ 75,316 Gains, gross — 1,708 717 2,864 Losses, gross — — 67 13 Proceeds from sales of equity securities $ 1,100 $ 61 $ 1,100 $ 61 Gain, gross 100 5 100 5 Losses, gross — — — — Unrealized holding gains (losses) on equity securities (26) 699 (85) 1,214

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Components of Loans in the Consolidated Balance Sheet	The following table presents the components of loans as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Commercial: Business 830,180 818,986 Real estate 697,636 561,718 Acquisition, development and construction 112,256 99,823 Total commercial $ 1,640,072 $ 1,480,527 Residential real estate 440,561 306,140 Home equity 20,190 22,186 Consumer 107,885 43,919 Total loans, excluding PCI 2,208,708 1,852,772 Purchased credit impaired loans: Commercial: Business 3,180 2,629 Real estate — 11,018 Acquisition, development and construction — 257 Total commercial $ 3,180 $ 13,904 Residential real estate 2,602 4,358 Consumer — 413 Total purchased credit impaired loans 5,782 18,675 Total Loans $ 2,214,490 $ 1,871,447 Deferred loan origination costs and (fees), net 624 (1,609) Loans receivable $ 2,215,114 $ 1,869,838
Impaired Loans by Class	The following table presents impaired loans by class, excluding PCI loans, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of the periods shown: Impaired Loans with Specific Allowance Impaired Loans with No Specific Allowance Total Impaired Loans (Dollars in thousands) Recorded Investment Related Allowance Recorded Investment Recorded Investment Unpaid Principal Balance June 30, 2022 Commercial Business $ 3,197 $ 1,076 $ 8,756 $ 11,953 $ 13,882 Real estate 654 223 528 1,182 1,303 Acquisition, development and construction — — 1,069 1,069 2,484 Total commercial 3,851 1,299 10,353 14,204 17,669 Residential 1,212 84 7,195 8,407 8,419 Home equity — — 198 198 203 Consumer 829 212 2 831 831 Total impaired loans $ 5,892 $ 1,595 $ 17,748 $ 23,640 $ 27,122 December 31, 2021 Commercial Business $ 2,401 $ 232 $ 8,796 $ 11,197 $ 13,010 Real estate 668 243 543 1,211 1,329 Acquisition, development and construction — — 1,392 1,392 2,807 Total commercial 3,069 475 10,731 13,800 17,146 Residential — — 8,179 8,179 8,219 Home equity — — 217 217 221 Consumer — — 259 259 259 Total impaired loans $ 3,069 $ 475 $ 19,386 $ 22,455 $ 25,845 (Dollars in thousands) June 30, 2022 December 31, 2021 Commercial Business 3,180 2,629 Real estate — 11,018 Acquisition, development and construction — 257 Total commercial $ 3,180 $ 13,904 Residential 2,602 4,358 Consumer — 413 Outstanding balance $ 5,782 $ 18,675 Carrying amount, net of allowance $ 5,782 $ 18,012
Average Recorded Investment in Impaired Loans and Related Interest Income Recognized	The following table presents the average recorded investment in impaired loans, excluding PCI loans, and related interest income recognized for the periods shown: Three Months Ended June 30, 2022 2021 (Dollars in thousands) Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Commercial Business $ 11,015 $ — $ — $ 6,361 $ — $ — Real estate 1,597 16 15 2,154 11 12 Acquisition, development and construction 306 — — 347 — — Total commercial 12,918 16 15 8,862 11 12 Residential 8,374 5 4 7,282 3 3 Home equity 159 — — 69 — — Consumer 754 — — 3 — — Total $ 22,205 $ 21 $ 19 $ 16,216 $ 14 $ 15 Six Months Ended June 30, 2022 2021 (Dollars in thousands) Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Average Investment in Impaired Loans Interest Income Recognized on Accrual Basis Interest Income Recognized on Cash Basis Commercial Business $ 10,741 $ — $ — $ 6,641 $ — $ — Real estate 1,681 33 33 2,216 22 21 Acquisition, development and construction 314 — — 352 — — Total commercial 12,736 33 33 9,209 22 21 Residential 8,372 10 9 4,613 8 7 Home equity 174 — — 69 — — Consumer 593 — — 3 — — Total $ 21,875 $ 43 $ 42 $ 13,894 $ 30 $ 28
Classes of the Loan Portfolio Summarized by the Aggregate Pass and the Criticized Categories	The following table represents the classes of the loan portfolio, excluding PCI loans, summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the periods shown: (Dollars in thousands) Pass Special Mention Substandard Doubtful Total June 30, 2022 Commercial Business $ 803,435 $ 6,912 $ 19,568 $ 265 $ 830,180 Real estate 657,419 11,733 28,410 74 697,636 Acquisition, development and construction 105,452 4,595 1,428 781 112,256 Total commercial 1,566,306 23,240 49,406 1,120 1,640,072 Residential 430,273 784 7,532 1,972 440,561 Home equity 19,615 377 158 40 20,190 Consumer 107,054 — 831 — 107,885 Total loans $ 2,123,248 $ 24,401 $ 57,927 $ 3,132 $ 2,208,708 December 31, 2021 Commercial Business $ 789,413 $ 11,964 $ 17,581 $ 28 $ 818,986 Real estate 520,446 12,065 29,134 73 561,718 Acquisition, development and construction 89,768 4,960 4,031 1,064 99,823 Total commercial 1,399,627 28,989 50,746 1,165 1,480,527 Residential 294,933 899 9,815 493 306,140 Home equity 21,582 387 191 26 22,186 Consumer 43,645 15 259 — 43,919 Total loans $ 1,759,787 $ 30,290 $ 61,011 $ 1,684 $ 1,852,772 The following table presents the classes of the PCI loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the periods shown: (Dollars in thousands) Pass Special Mention Substandard Doubtful Total June 30, 2022 Commercial: Business $ 389 $ — $ 46 $ 2,745 $ 3,180 Total commercial 389 — 46 2,745 3,180 Residential 2,210 — 392 2,602 Total loans $ 2,599 $ — $ 438 $ 2,745 $ 5,782 December 31, 2021 Commercial: Business $ 2,257 $ 159 $ 207 $ 6 $ 2,629 Real estate 7,499 1,571 1,948 — 11,018 Acquisition, development and construction 178 79 — — 257 Total commercial 9,934 1,809 2,155 6 13,904 Residential 3,406 — 952 — 4,358 Consumer 36 — 377 — 413 Total loans $ 13,376 $ 1,809 $ 3,484 $ 6 $ 18,675
Classes of the Loan Portfolio Summarized by Aging Categories	The following table presents the classes of the loan portfolio, excluding PCI loans, summarized by aging categories of performing loans and non-accrual loans as of the periods shown: (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Total Loans Non-Accrual 90+ Days Still Accruing June 30, 2022 Commercial Business $ 826,892 $ 54 $ 90 $ 3,144 $ 3,288 $ 830,180 $ 9,023 $ — Real estate 695,209 — 2,295 132 2,427 697,636 185 — Acquisition, development and construction 112,012 — — 244 244 112,256 1,069 — Total commercial 1,634,113 54 2,385 3,520 5,959 1,640,072 10,277 — Residential 437,796 144 914 1,707 2,765 440,561 7,989 — Home equity 20,039 86 — 65 151 20,190 198 — Consumer 101,085 4,698 1,271 831 6,800 107,885 831 — Total loans $ 2,193,033 $ 4,982 $ 4,570 $ 6,123 $ 15,675 $ 2,208,708 $ 19,295 $ — December 31, 2021 Commercial Business $ 815,766 $ 1,718 $ 11 $ 1,491 $ 3,220 $ 818,986 $ 8,261 $ — Real estate 561,519 126 — 73 199 561,718 192 — Acquisition, development and construction 98,524 67 412 820 1,299 99,823 1,392 — Total commercial 1,475,809 1,911 423 2,384 4,718 1,480,527 9,845 — Residential 300,988 3,343 285 1,524 5,152 306,140 7,636 — Home equity 21,974 — 119 93 212 22,186 217 — Consumer 41,991 1211 461 256 1928 43,919 259 — Total loans $ 1,840,762 $ 6,465 $ 1,288 $ 4,257 $ 12,010 $ 1,852,772 $ 17,957 $ — The following table presents the classes of the PCI loan portfolio summarized by aging categories of performing loans and non-accrual loans as of the periods shown: (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Total Past Due Total Loans June 30, 2022 Commercial: Business $ 592 $ — $ — $ 2,588 $ 2,588 $ 3,180 Total commercial 592 — — 2,588 2,588 3,180 Residential 2,210 — — 392 392 2,602 Total loans $ 2,802 $ — $ — $ 2,980 $ 2,980 $ 5,782 December 31, 2021 Commercial: Business $ 2,416 $ — $ — $ 213 $ 213 $ 2,629 Real estate 7,680 649 — 2689 3338 11,018 Acquisition, development and construction 243 — — 14 14 257 Total commercial 10,339 649 — 2,916 3,565 13,904 Residential 3,081 325 — 952 1,277 4,358 Consumer 36 — — 377 377 413 Total loans $ 13,456 $ 974 $ — $ 4,245 $ 5,219 $ 18,675
Allowance Activity	The following table presents the primary segments of the ALL, excluding PCI loans, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of the periods shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial ALL balance at December 31, 2021 $ 8,027 $ 5,091 $ 982 $ 14,100 $ 948 $ 128 $ 2,427 $ 17,603 Charge-offs — — — — — — (3,652) (3,652) Recoveries 10 62 — 72 — 4 1,664 1,740 Provision (release) 40 1,488 (15) 1,513 824 9 4,697 7,043 ALL balance at June 30, 2022 $ 8,077 $ 6,641 $ 967 $ 15,685 $ 1,772 $ 141 $ 5,136 $ 22,734 Individually evaluated for impairment $ 1,076 $ 223 $ — $ 1,299 $ 84 $ — $ 212 $ 1,595 Collectively evaluated for impairment $ 7,001 $ 6,418 $ 967 $ 14,386 $ 1,688 $ 141 $ 4,924 $ 21,139 (Dollars in thousands) ALL balance at March 31, 2022 $ 6,869 $ 5,566 $ 735 $ 13,170 $ 1,127 $ 131 $ 3,766 $ 18,194 Charge-offs — — — — — — (2,529) (2,529) Recoveries 9 55 — 64 — 2 1,289 1,355 Provision 1,199 1,020 232 2,451 645 8 2,610 5,714 ALL balance at June 30, 2022 $ 8,077 $ 6,641 $ 967 $ 15,685 $ 1,772 $ 141 $ 5,136 $ 22,734 Substantially all of the charge-offs during six months ended June 30, 2022 are related to our subprime consumer automobile portfolio of loans. The following table presents the primary segments of our loan portfolio, excluding PCI loans, as of the period shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial June 30, 2022 Individually evaluated for impairment $ 11,953 $ 1,182 $ 1,069 $ 14,204 $ 8,407 $ 198 $ 831 $ 23,640 Collectively evaluated for impairment 818,227 696,454 111,187 1,625,868 432,154 19,992 107,054 2,185,068 Total loans $ 830,180 $ 697,636 $ 112,256 $ 1,640,072 $ 440,561 $ 20,190 $ 107,885 $ 2,208,708 The following table presents the primary segments of the ALL, excluding PCI loans, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of the periods shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial ALL balance at December 31, 2020 $ 12,193 $ 9,079 $ 2,761 $ 24,033 $ 1,378 $ 298 $ 51 $ 25,760 Charge-offs (265) — — (265) — — — (265) Recoveries 198 16 214 — 8 3 225 Provision (release) 788 (1,148) (963) (1,323) (15) (22) 522 (838) ALL balance at June 30, 2021 $ 12,914 $ 7,947 $ 1,798 $ 22,659 $ 1,363 $ 284 $ 576 $ 24,882 Individually evaluated for impairment $ 841 $ 243 $ — $ 1,084 $ — $ 69 $ — $ 1,153 Collectively evaluated for impairment $ 12,073 $ 7,704 $ 1,798 $ 21,575 $ 1,363 $ 215 $ 576 $ 23,729 (Dollars in thousands) ALL balance at March 31, 2021 $ 11,718 $ 9,724 $ 2,837 $ 24,279 $ 1,513 $ 283 $ 49 $ 26,124 Charge-offs — — — — — — — — Recoveries 188 16 — 204 — 4 — 208 Provision (release) 1,008 (1,793) (1,039) (1,824) (150) (3) 527 (1,450) ALL balance at June 30, 2021 $ 12,914 $ 7,947 $ 1,798 $ 22,659 $ 1,363 $ 284 $ 576 $ 24,882 The following table presents the primary segments of our loan portfolio, excluding PCI loans, as of the period shown: Commercial Residential Home Equity Consumer Total (Dollars in thousands) Business Real Estate Acquisition, development and construction Total Commercial June 30, 2021 Individually evaluated for impairment $ 7,238 $ 1,189 $ 1,527 $ 9,954 $ 6,966 $ 95 $ 3 $ 17,018 Collectively evaluated for impairment 791,702 485,715 98,478 1,375,895 248,969 24,738 10,109 1,659,711 Total Loans $ 798,940 $ 486,904 $ 100,005 $ 1,385,849 $ 255,935 $ 24,833 $ 10,112 $ 1,676,729 The following tables summarize the primary segments of the ALL, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment for the PCI loan portfolio as of the periods shown: Commercial (Dollars in thousands) Business Real Estate Total Commercial Residential Consumer Total ALL balance as of December 31, 2021 $ — $ — $ — $ 544 $ 119 $ 663 Release — — — (544) (119) (663) ALL balance as of June 30, 2022 $ — $ — $ — $ — $ — $ — ALL balance as of March 31, 2022 $ 112 $ 53 $ 165 $ 323 $ 126 $ 614 Release (112) (53) (165) (323) (126) (614) ALL balance as of June 30, 2022 $ — $ — $ — $ — $ — $ — (Dollars in thousands) Commercial Business Residential Total ALL balance as of December 31, 2020 $ — $ 84 $ 84 Release — (84) (84) ALL balance as of June 30, 2021 $ — $ — $ — ALL balance as of March 31, 2021 $ 90 $ — $ 90 Release (90) — (90) ALL balance as of June 30, 2021 $ — $ — $ —
Schedule of Accretable Yield	The following table presents the accretable yield, or income expected to be collected, as of the periods shown: Three Months Ended June 30, (Dollars in thousands) 2022 2021 Beginning balance $ 6,253 $ 8,247 Accretion of income (985) (939) Accretion from disposals (1,041) — Disposals (1,271) — Other changes in expected cash flows (1,047) (33) Ending balance $ 1,909 $ 7,275 Six Months Ended June 30, 2022 2021 Beginning balance $ 6,505 $ 8,313 Accretion of income (1,793) (1,960) Accretion from disposals (1,041) — Disposals (1,271) — Other changes in expected cash flows (491) 922 Ending balance $ 1,909 $ 7,275

Premises and Equipment (Tables)

Premises and Equipment (Tables)	6 Months Ended
	Jun. 30, 2022
Leases [Abstract]
Schedule of Premises and Equipment	The following table presents the components of premises and equipment as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Land $ 3,465 $ 3,465 Buildings and improvements 13,393 13,393 Furniture, fixtures and equipment 17,719 16,841 Software 5,367 4,176 Construction in progress 502 531 Leasehold improvements 2,963 2,895 43,409 41,301 Accumulated depreciation (18,137) (16,249) Premises and equipment, net $ 25,272 $ 25,052
Summary of Lease Cost	The following table presents lease costs for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Operating lease cost $ 445 $ 477 $ 890 $ 954 Short-term lease cost 8 2 14 3 Variable lease cost 10 9 19 19 Amortization of right-of-use assets, finance leases 14 14 29 28 Interest on lease liabilities, finance leases — — — 1 Total lease cost $ 477 $ 502 $ 952 $ 1,005
Summary of Finance Lease Liability	For operating leases with initial or remaining terms of one year or more as of June 30, 2022, the following table presents future minimum payments for the twelve month periods ended June 30: (Dollars in thousands) Operating Leases 2023 $ 851 2024 1,651 2025 1,579 2026 1,576 2027 1,584 2028 and thereafter 11,735 Total future minimum lease payments $ 18,976 Less: Amounts representing interest (3,340) Present value of net future minimum lease payments $ 15,636
Summary of Operating Lease Liability	For operating leases with initial or remaining terms of one year or more as of June 30, 2022, the following table presents future minimum payments for the twelve month periods ended June 30: (Dollars in thousands) Operating Leases 2023 $ 851 2024 1,651 2025 1,579 2026 1,576 2027 1,584 2028 and thereafter 11,735 Total future minimum lease payments $ 18,976 Less: Amounts representing interest (3,340) Present value of net future minimum lease payments $ 15,636

Equity Method Investments (Tabl

Equity Method Investments (Tables)	6 Months Ended
	Jun. 30, 2022
Equity Method Investments and Joint Ventures [Abstract]
Equity Method Investments	The following table presents summarized income statement information for our equity method investment in ICM for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Total revenues $ 22,063 $ 40,080 $ 44,179 $ 90,877 Net income $ 1,938 $ 10,921 $ 5,169 $ 26,785 Gain on sale of loans $ 14,872 $ 44,308 $ 29,961 $ 91,902 Volume of loans sold $ 692,553 $ 1,492,309 $ 1,380,646 $ 3,270,399

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2022
Deposits [Abstract]
Schedule of Deposits	The following table presents the components of deposits as of the periods shown: (Dollars in thousands) June 30, 2022 December 31, 2021 Noninterest-bearing demand $ 1,342,916 $ 1,120,433 Interest-bearing demand 726,950 651,016 Savings and money markets 376,790 510,068 Time deposits, including CDs and IRAs 168,314 96,088 Total deposits $ 2,614,970 $ 2,377,605 Time deposits that meet or exceed the FDIC insurance limit $ 9,073 $ 9,573
Maturities of Time Deposits	The following table presents the maturities of time deposits for the twelve month periods ended June 30: (Dollars in thousands) 2023 $ 151,754 2024 10,664 2025 4,218 2026 986 2027 692 Total $ 168,314

Borrowed Funds (Tables)

Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2022
Debt Disclosure [Abstract]
Information Related to Short-term Borrowings	The following table presents information related to short-term borrowings as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ — $ — Average balance during the period 1,163 25,275 Maximum month-end balance — 130,047 Weighted-average rate during the period 1.91 % 0.05 % Weighted-average rate at end of period — % — %
Information Related To Repurchase Agreements	The following table presents information related to repurchase agreements as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ 11,152 $ 11,385 Average balance during the period 11,693 10,821 Maximum month-end balance 12,680 11,398 Weighted-average rate during the period 0.05 % 0.12 % Weighted-average rate at end of period 0.05 % 0.05 %
Information Related to Subordinated Debt	The following table presents information related to subordinated debt as of and for the periods shown: (Dollars in thousands) Six Months Ended June 30, 2022 Year Ended December 31, 2021 Balance at end of period $ 73,158 $ 73,030 Average balance during the period 73,094 51,149 Maximum month-end balance 73,158 73,030 Weighted-average rate during the period 4.17 % 4.28 % Weighted-average rate at end of period 3.80 % 3.71 %

Pension and Supplemental Exec_2

Pension and Supplemental Executive Retirement Plans (Tables)	6 Months Ended
	Jun. 30, 2022
Retirement Benefits [Abstract]
Activity in the Defined Benefit Plan	The following table presents information pertaining to the activity in our defined benefit plan, using the latest available actuarial valuations with a measurement date of June 30, 2022 and 2021 for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Interest cost $ 85 $ 78 170 156 Expected return on plan assets (167) (118) (334) (236) Amortization of net actuarial loss 107 127 214 254 Net periodic benefit cost $ 25 $ 87 $ 50 $ 174 Contributions paid $ — $ — $ — $ 3,835

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Carrying Values and Estimated Fair Values of Financial Instruments	The following table presents the carrying values and estimated fair values of our financial instruments as of the periods shown: (Dollars in thousands) Carrying Value Estimated Fair Value Quoted Prices in Active Markets for Identical Assets (Level I) Significant Other Observable Inputs (Level II) Significant Unobservable Inputs (Level III) June 30, 2022 Financial Assets: Cash and cash equivalents $ 161,761 $ 161,761 $ 161,761 $ — $ — Certificates of deposit with banks 496 496 — 496 — Securities available-for-sale 376,737 376,737 — 339,702 37,035 Equity securities 34,250 34,250 264 — 33,986 Loans held-for-sale 11,856 11,856 — 11,856 — Loans receivable, net 2,192,380 2,177,104 — — 2,177,104 Servicing rights 1,040 1,063 — — 1,063 Interest rate swap 4,398 4,398 — 4,398 — Fair value hedge 204 204 — 204 — Accrued interest receivable 9,202 9,202 — 2,249 6,953 Bank-owned life insurance 42,744 42,744 — 42,744 — Financial Liabilities: Deposits $ 2,614,970 $ 2,440,813 $ — $ 2,440,813 $ — Repurchase agreements 11,152 11,152 — 11,152 — Interest rate swap 4,398 4,398 — 4,398 — Accrued interest payable 632 632 — 632 — Subordinated debt 73,158 73,531 — 73,531 — December 31, 2021 Financial assets: Cash and cash equivalents $ 307,437 $ 307,437 $ 307,437 $ — $ — Certificates of deposits with banks 2,719 2,738 — 2,738 — Securities available-for-sale 421,466 421,466 — 379,703 41,763 Equity securities 32,402 32,402 247 — 32,155 Loans held-for-sale — — — — — Loans receivable, net 1,851,572 1,865,013 — — 1,865,013 Servicing rights 2,812 2,831 — — 2,831 Interest rate swap 6,702 6,702 — 6,702 — Fair value hedge 1,552 1,552 — 1,552 Accrued interest receivable 7,860 7,860 — 2,402 5,458 Bank-owned life insurance 42,257 42,257 — 42,257 — Financial liabilities: Deposits $ 2,377,605 $ 2,338,868 $ — $ 2,338,868 $ — Repurchase agreements 11,385 11,385 — 11,385 — Interest rate swap 6,702 6,702 — 6,702 — Fair value hedge 807 807 — 807 — Accrued interest payable 690 690 — 690 — Subordinated debt 73,030 74,774 — 74,774 —

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2022
Fair value of assets and liabilities
Schedule of Recurring Level III Assets	The following table represents recurring Level III assets, consisting of only municipal securities, as of the periods shown: (Dollars in thousands) Total Balance at March 31, 2022 $ 39,668 Realized and unrealized gains included in earnings 1 Purchase of securities 186 Maturities/calls (785) Unrealized loss included in other comprehensive income (loss) (2,035) Balance at June 30, 2022 $ 37,035 Balance at December 31, 2021 $ 41,763 Realized and unrealized gains included in earnings 8 Purchase of securities 1,048 Maturities/calls (3,075) Unrealized loss included in other comprehensive income (loss) (2,709) Balance at June 30, 2022 $ 37,035 Balance at March 31, 2021 $ 40,272 Realized and unrealized losses included in earnings 1 Purchase of securities 627 Maturities/calls (1,241) Unrealized gain included in other comprehensive income (loss) 3,293 Unrealized loss included in other comprehensive income (loss) (3,182) Balance at June 30, 2021 $ 39,770 Balance at December 31, 2020 $ 43,679 Realized and unrealized gains included in earnings 20 Purchase of securities 1,818 Maturities/calls (5,174) Unrealized gain included in other comprehensive income (loss) 4,420 Unrealized loss included in other comprehensive income (loss) (4,993) Balance at June 30, 2021 $ 39,770
Quantitative Information About the Level III Significant Unobservable Inputs for Assets and Liabilities Measured at Fair Value on Nonrecurring Basis	The following tables present quantitative information about the Level III significant unobservable inputs for assets and liabilities measured at fair value as of the periods shown: Quantitative Information about Level III Fair Value Measurements (Dollars in thousands) Fair Value Valuation Technique Unobservable Input Range June 30, 2022 Nonrecurring measurements: Impaired loans $ 22,045 Appraisal of collateral 1 Appraisal adjustments 2 0% - 20% Liquidation expense 2 6% Other real estate owned $ 1,334 Appraisal of collateral 1 Appraisal adjustments 2 0% - 20% Liquidation expense 2 6% Other debt securities $ 7,500 Net asset value Cost minus impairment —% Equity securities $ 33,986 Net asset value Cost minus impairment —% Recurring measurements: Municipal securities 5 $ 37,035 Appraisal of bond 3 Bond appraisal adjustment 4 5% - 15% December 31, 2021 Nonrecurring measurements: Impaired loans $ 21,980 Appraisal of collateral 1 Appraisal adjustments 2 10% - 20% Liquidation expense 2 5% - 10% Other real estate owned $ 2,330 Appraisal of collateral 1 Appraisal adjustments 2 10% - 20% Liquidation expense 2 5% - 10% Other debt securities $ 7,500 Net asset value Cost minus impairment —% Equity securities $ 32,155 Net asset value Cost minus impairment —% Recurring measurements: Municipal securities 5 $ 41,763 Appraisal of bond 3 Bond appraisal adjustment 4 1% - 20% 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level III inputs that are not identifiable. 2 Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal. 3 Fair value is determined through independent analysis of liquidity, rating, yield and duration. 4 Appraisals may be adjusted for qualitative factors, such as local economic conditions, liquidity, marketability and legal structure. 5 Municipal securities classified as Level III instruments are comprised of TIF bonds related to certain local municipal securities.
Recurring
Fair value of assets and liabilities
Financial Assets and Liabilities Measured at Fair Value	The following tables present assets and liabilities reported on the consolidated statements of financial condition at their fair value on a recurring basis as of the periods shown by level within the fair value hierarchy: June 30, 2022 (Dollars in thousands) Level I Level II Level III Total Assets: United States government agency securities $ — $ 49,711 $ — $ 49,711 United States sponsored mortgage-backed securities — 63,068 — 63,068 United States treasury securities — 104,280 — 104,280 Municipal securities — 107,489 37,035 144,524 Corporate debt securities — 6,794 — 6,794 Other securities — 855 — 855 Equity securities 264 — — 264 Loans held-for-sale — 11,856 — 11,856 Interest rate swap — 4,398 — 4,398 Fair value hedge — 204 — 204 Bank-owned life insurance — 42,744 — 42,744 Liabilities: Interest rate swap — 4,398 — 4,398 Fair value hedge — (142) — (142) December 31, 2021 (Dollars in thousands) Level I Level II Level III Total Assets: United States government agency securities $ — $ 40,437 $ — $ 40,437 United States sponsored mortgage-backed securities — 76,108 — 76,108 United States treasury securities — 110,389 — 110,389 Municipal securities — 133,249 41,763 175,012 Corporate debt securities — 11,142 — 11,142 Other debt securities — 7,500 — 7,500 Other securities — 878 — 878 Equity securities 247 — — 247 Interest rate swap — 6,702 — 6,702 Fair value hedge — 1,552 — 1,552 Bank-owned life insurance — 42,257 — 42,257 Liabilities: Interest rate swap — 6,702 — 6,702 Fair value hedge — 807 — 807
Non-recurring
Fair value of assets and liabilities
Financial Assets and Liabilities Measured at Fair Value	The following table presents the fair value of these assets as of the periods shown: June 30, 2022 (Dollars in thousands) Level I Level II Level III Total Impaired loans $ — $ — $ 22,045 $ 22,045 Other real estate owned — — 1,334 1,334 Other debt securities — — 7,500 7,500 Equity securities — — 33,986 33,986 December 31, 2021 (Dollars in thousands) Level I Level II Level III Total Impaired loans $ — $ — $ 21,980 $ 21,980 Other real estate owned — — 2,330 2,330 Other debt securities — — 7,500 7,500 Equity securities — — 32,155 32,155

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Schedule of Net Income Per Common Share	The following table presents our calculation of EPS for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands except shares and per share data) 2022 2021 2022 2021 Numerator for basic and diluted earnings per share: Net income $ 2,956 $ 9,247 $ 5,820 $ 17,332 Less: Dividends on preferred stock — — — 35 Net income available to common shareholders $ 2,956 $ 9,247 $ 5,820 $ 17,297 Denominator: Total weighted-average shares outstanding 12,176,805 11,639,237 12,135,223 11,585,059 Effect of dilutive stock options and restricted stock units 718,776 972,793 735,669 864,914 Total diluted weighted-average shares outstanding 12,895,581 12,612,030 12,870,892 12,449,973 Earnings per share - basic $ 0.24 $ 0.79 $ 0.48 $ 1.49 Earnings per share - diluted $ 0.23 $ 0.73 $ 0.45 $ 1.39 Securities not included in the computation of diluted EPS because the effect would be antidilutive 499,887 225,991 496,625 213,652

Comprehensive Income (Tables)

Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2022
Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]
Reclassification out of Accumulated Other Comprehensive Income	The following tables present the reclassified components of accumulated other comprehensive income (“AOCI”) as of and for the periods shown: Three Months Ended June 30, Six Months Ended June 30, (Dollars in thousands) 2022 2021 2022 2021 Details about AOCI components Amount reclassified from AOCI Amount reclassified from AOCI Amount reclassified from AOCI Amount reclassified from AOCI Affected income statement line item Available-for-sale securities Unrealized holding gains $ — $ 1,708 $ 650 $ 2,851 Gain on sale of available-for-sale securities — (400) (152) (668) Income tax effect — 1,308 498 2,183 Net of tax Defined benefit pension plan items Amortization of net actuarial loss (107) $ (127) $ (214) $ (254) Salaries and employee benefits 27 30 52 59 Income tax effect (80) (97) (162) (195) Net of tax Investment hedge Carrying value adjustment 187 (359) 197 (623) Interest on investment securities (47) 84 (49) 146 Income tax effect 140 (275) 148 (477) Net of tax Total reclassifications $ 60 $ 936 $ 484 $ 1,511
Components of Accumulated Other Comprehensive Income	(Dollars in thousands) Unrealized gains (losses) on available for-sale securities Defined benefit pension plan items Investment hedge Total Balance at March 31, 2022 $ (13,766) $ (3,704) $ 308 $ (17,162) Other comprehensive income (loss) before reclassification (12,437) 239 — (12,198) Amounts reclassified from accumulated other comprehensive income (loss) — 80 (140) (60) Net current period other comprehensive income (loss) (12,437) 319 (140) (12,258) Balance at June 30, 2022 $ (26,203) $ (3,385) $ 168 $ (29,420) Balance at December 31, 2021 147 (4,069) 316 (3,606) Other comprehensive income (loss) before reclassification (25,852) 522 — (25,330) Amounts reclassified from accumulated other comprehensive income (loss) (498) 162 (148) (484) Net current period other comprehensive income (loss) (26,350) 684 (148) (25,814) Balance at June 30, 2022 $ (26,203) $ (3,385) $ 168 $ (29,420) Balance at March 31, 2021 $ 1,863 $ (3,644) $ (111) $ (1,892) Other comprehensive income before reclassification 2,581 246 — 2,827 Amounts reclassified from accumulated other comprehensive income (loss) (1,308) 97 275 (936) Net current period other comprehensive income 1,273 343 275 1,891 Balance at June 30, 2021 $ 3,136 $ (3,301) $ 164 $ (1) Balance at December 31, 2020 7,586 (5,047) (313) 2,226 Other comprehensive income (loss) before reclassification (2,267) 1,551 — (716) Amounts reclassified from accumulated other comprehensive income (loss) (2,183) 195 477 (1,511) Net current period other comprehensive income (loss) (4,450) 1,746 477 (2,227) Balance at June 30, 2021 $ 3,136 $ (3,301) $ 164 $ (1)

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2022
Segment Reporting [Abstract]
Information About the Reportable Segments and Reconciliation to the Consolidated Financial Statements	The following tables present information about the reportable segments and reconciliation to the consolidated financial statements for the periods shown: Three Months Ended June 30, 2022 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 27,910 $ 103 $ — $ — $ 87 $ (10) $ 28,090 Interest expense 672 — 8 — 760 (10) 1,430 Net interest income (expense) 27,238 103 (8) — (673) — 26,660 Provision for loan losses 5,100 — — — — — 5,100 Net interest income (expense) after provision for loan losses 22,138 103 (8) — (673) — 21,560 Total noninterest income 7,093 787 5,686 110 3,228 (4,995) 11,909 Noninterest Expenses: Salaries and employee benefits 9,948 — 3,872 724 4,439 — 18,983 Other expenses 10,913 94 1,407 1,170 2,247 (4,995) 10,836 Total noninterest expenses 20,861 94 5,279 1,894 6,686 (4,995) 29,819 Income (loss) before income taxes 8,370 796 399 (1,784) (4,131) — 3,650 Income taxes 1,771 207 95 (399) (815) — 859 Net income (loss) 6,599 589 304 (1,385) (3,316) — 2,791 Net loss attributable to noncontrolling interest — — 63 102 — — 165 Net income (loss) available to common shareholders $ 6,599 $ 589 $ 367 $ (1,283) $ (3,316) $ — $ 2,956 Capital expenditures for the three months ended June 30, 2022 $ — $ — $ 5 $ 829 $ 47 $ — $ 881 Total assets as of June 30, 2022 $ 3,003,459 $ 52,519 $ 16,463 $ 17,777 $ 338,132 $ (443,922) $ 2,984,428 Total assets as of December 31, 2021 $ 2,804,840 $ 50,202 $ — $ — $ 363,971 $ (449,688) $ 2,792,449 Goodwill as of June 30, 2022 $ — $ — $ 3,988 $ — $ — $ — $ 3,988 Goodwill as of December 31, 2021 $ — $ — $ 3,988 $ — $ — $ — $ 3,988 Three Months Ended June 30, 2021 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 20,736 $ 98 $ — $ — $ — $ (1) $ 20,833 Interest expense 1,287 — 3 — 490 (2) 1,778 Net interest income (expense) 19,449 98 (3) — (490) 1 19,055 Release of allowance for loan losses (1,540) — — — — — (1,540) Net interest income (expense) after provision for loan losses 20,989 98 (3) — (490) 1 20,595 Total noninterest income 6,700 4,546 3,286 — 2,309 (3,197) 13,644 Noninterest Expenses: Salaries and employee benefits 8,038 — 2,212 134 3,277 — 13,661 Other expenses 10,289 23 1,167 122 1,337 (3,196) 9,742 Total noninterest expenses 18,327 23 3,379 256 4,614 (3,196) 23,403 Income (loss) before income taxes 9,362 4,621 (96) (256) (2,795) — 10,836 Income taxes 1,266 1,120 (32) (66) (615) — 1,673 Net income (loss) 8,096 3,501 (64) (190) (2,180) — 9,163 Net loss attributable to noncontrolling interest — — 46 38 — — 84 Net income (loss) available to common shareholders $ 8,096 $ 3,501 $ (18) $ (152) $ (2,180) $ — $ 9,247 Capital expenditures for the three months ended June 30, 2021 $ 687 $ 22 $ 7 $ — $ — $ — $ 716 Six Months Ended June 30, 2022 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 51,081 $ 206 $ — $ — $ 80 $ (15) $ 51,352 Interest expense 1,331 — 15 — 1,513 (15) 2,844 Net interest income (expense) 49,750 206 (15) — (1,433) — 48,508 Provision for loan losses 6,380 — — — — — 6,380 Net interest income (expense) after provision for loan losses 43,370 206 (15) — (1,433) — 42,128 Total noninterest income 13,991 2,010 11,243 185 5,899 (9,549) 23,779 Noninterest Expenses: Salaries and employee benefits 19,456 — 7,670 1,323 8,495 — 36,944 Other expenses 21,961 94 2,562 2,217 4,452 (9,549) 21,737 Total noninterest expenses 41,417 94 10,232 3,540 12,947 (9,549) 58,681 Income (loss) before income taxes 15,944 2,122 996 (3,355) (8,481) — 7,226 Income taxes 3,402 548 259 (761) (1,684) — 1,764 Net income (loss) 12,542 1,574 737 (2,594) (6,797) — 5,462 Net loss attributable to noncontrolling interest — — 158 200 — — 358 Net income (loss) available to common shareholders $ 12,542 $ 1,574 $ 895 $ (2,394) $ (6,797) $ — $ 5,820 Capital expenditures for the six months ended June 30, 2022 $ 250 $ — $ 26 $ 1,448 $ 385 $ — $ 2,109 Six Months Ended June 30, 2021 CoRe Banking Mortgage Banking Professional Services Edge Ventures Financial Holding Company Intercompany Eliminations Consolidated (Dollars in thousands) Interest income $ 39,695 $ 202 $ — $ — $ 1 $ (2) $ 39,896 Interest expense 2,379 — 3 — 956 (2) 3,336 Net interest income (expense) 37,316 202 (3) — (955) — 36,560 Release of allowance for loan losses (920) (2) — — — — (922) Net interest income (expense) after provision for loan losses 38,236 204 (3) — (955) — 37,482 Total noninterest income 11,445 10,953 4,978 — 3,890 (5,164) 26,102 Noninterest Expenses: Salaries and employee benefits 15,874 — 3,106 246 6,346 — 25,572 Other expenses 17,729 86 1,685 193 2,420 (5,164) 16,949 Total noninterest expenses 33,603 86 4,791 439 8,766 (5,164) 42,521 Income (loss) before income taxes 16,078 11,071 184 (439) (5,831) — 21,063 Income taxes 2,403 2,684 27 (113) (1,159) — 3,842 Net income (loss) 13,675 8,387 157 (326) (4,672) — 17,221 Net loss attributable to noncontrolling interest — — 46 65 — — 111 Net income (loss) attributable to parent 13,675 8,387 203 (261) (4,672) — 17,332 Preferred stock dividends — — — — 35 — 35 Net income (loss) available to common shareholders $ 13,675 $ 8,387 $ 203 $ (261) $ (4,707) $ — $ 17,297 Capital expenditures for the six months ended June 30, 2021 $ 928 $ 22 $ 7 $ 1,500 $ — $ — $ 2,457

Nature of Operations and Basi_3

Nature of Operations and Basis of Presentation - Narrative (Details)	Jun. 30, 2022 investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of equity method investments	3
Flexia
Accounts, Notes, Loans and Financing Receivable [Line Items]
Ownership percentage	80%
Trabian
Accounts, Notes, Loans and Financing Receivable [Line Items]
Ownership percentage	80.80%
MVB Technology
Accounts, Notes, Loans and Financing Receivable [Line Items]
Ownership percentage	93.40%

Investment Securities - Availab

Investment Securities - Available-for-sale (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 411,774	$ 421,272
Unrealized Gain	5,402	4,833
Unrealized Loss	(40,439)	(4,639)
Fair Value	376,737	421,466
United States government agency securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	53,885	41,105
Unrealized Gain	58	228
Unrealized Loss	(4,232)	(896)
Fair Value	49,711	40,437
United States sponsored mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	72,074	77,519
Unrealized Gain	0	222
Unrealized Loss	(9,006)	(1,633)
Fair Value	63,068	76,108
United States treasury securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	111,963	112,133
Unrealized Gain	0	0
Unrealized Loss	(7,683)	(1,744)
Fair Value	104,280	110,389
Municipal securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	158,703	171,044
Unrealized Gain	5,337	4,334
Unrealized Loss	(19,516)	(366)
Fair Value	144,524	175,012
Corporate debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	6,794	11,093
Unrealized Gain	7	49
Unrealized Loss	(2)	0
Fair Value	6,799	11,142
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	7,500	7,500
Unrealized Gain	0	0
Unrealized Loss	0	0
Fair Value	7,500	7,500
Total debt securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	410,919	420,394
Unrealized Gain	5,402	4,833
Unrealized Loss	(40,439)	(4,639)
Fair Value	375,882	420,588
Other securities
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	855	878
Unrealized Gain	0	0
Unrealized Loss	0	0
Fair Value	$ 855	$ 878

Investment Securities - Summary

Investment Securities - Summary of Maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Available for sale, Amortized Cost
Amortized Cost	$ 411,774	$ 421,272
Available for sale, Fair Value
Fair Value	376,737	421,466
Total debt securities
Available for sale, Amortized Cost
Within one year	5
After one year, but within five years	124,228
After five years, but within ten years	34,270
After ten years	252,416
Amortized Cost	410,919	420,394
Available for sale, Fair Value
Within one year	5
After one year, but within five years	116,460
After five years, but within ten years	31,690
After ten years	227,727
Fair Value	$ 375,882	$ 420,588

Investment Securities - Summa_2

Investment Securities - Summary of Unrealized Loss Positions (Details) $ in Thousands	Jun. 30, 2022 USD ($) loan	Dec. 31, 2021 USD ($) loan
Investments in an unrealized loss position
Amortized Cost	$ 411,774	$ 421,272
Amount of pretax loss if securities in an unrealized loss position are sold	40,400
Investments in an Unrealized Loss Position
Less than 12 months, fair value	244,998	203,065
Less than 12 months, unrealized loss	(29,793)	(3,437)
12 months or more, fair value	67,474	36,616
12 months or more, unrealized loss	(10,646)	(1,202)
Asset Pledged as Collateral | Public Funds, Repurchase Agreements, and Potential Borrowings
Investments in an unrealized loss position
Amortized Cost	159,400	244,600
United States government agency securities
Investments in an unrealized loss position
Amortized Cost	$ 53,885	$ 41,105
Description and Number of Positions
Number of investments in an unrealized loss position | loan	31	21
Investments in an Unrealized Loss Position
Less than 12 months, fair value	$ 27,421	$ 5,101
Less than 12 months, unrealized loss	(1,585)	(77)
12 months or more, fair value	17,376	21,770
12 months or more, unrealized loss	(2,647)	(819)
United States sponsored mortgage-backed securities
Investments in an unrealized loss position
Amortized Cost	$ 72,074	$ 77,519
Description and Number of Positions
Number of investments in an unrealized loss position | loan	51	30
Investments in an Unrealized Loss Position
Less than 12 months, fair value	$ 21,091	$ 55,354
Less than 12 months, unrealized loss	(2,402)	(1,346)
12 months or more, fair value	41,978	7,845
12 months or more, unrealized loss	(6,604)	(287)
United States treasury securities
Investments in an unrealized loss position
Amortized Cost	$ 111,963	$ 112,133
Description and Number of Positions
Number of investments in an unrealized loss position | loan	24	24
Investments in an Unrealized Loss Position
Less than 12 months, fair value	$ 104,280	$ 110,389
Less than 12 months, unrealized loss	(7,683)	(1,744)
12 months or more, fair value	0	0
12 months or more, unrealized loss	$ 0	$ 0
Municipal securities
Description and Number of Positions
Number of investments in an unrealized loss position | loan	150	53
Investments in an Unrealized Loss Position
Less than 12 months, fair value	$ 90,708	$ 32,221
Less than 12 months, unrealized loss	(18,121)	(270)
12 months or more, fair value	8,120	7,001
12 months or more, unrealized loss	(1,395)	(96)
Corporate debt securities
Investments in an unrealized loss position
Amortized Cost	$ 6,794	$ 11,093
Description and Number of Positions
Number of investments in an unrealized loss position | loan	3
Investments in an Unrealized Loss Position
Less than 12 months, fair value	$ 1,498
Less than 12 months, unrealized loss	(2)
12 months or more, fair value	0
12 months or more, unrealized loss	$ 0

Investment Securities - Gains (

Investment Securities - Gains (losses) on sales of investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales of available-for-sale securities	$ 0	$ 34,279	$ 60,635	$ 75,316
Gains, gross	0	1,708	717	2,864
Losses, gross	0	0	67	13
Proceeds from sales of equity securities	1,100	61	1,100	61
Gain, gross	100	5	100	5
Losses, gross	0	0	0	0
Unrealized holding gains (losses) on equity securities	$ (26)	$ 699	$ (85)	$ 1,214

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Loan Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Components of loans
Total loans, excluding PCI	$ 2,208,708	$ 1,852,772	$ 1,676,729
Collectively evaluated for impairment	2,185,068		1,659,711
Total loans	2,214,490	1,871,447
Deferred loan origination costs and (fees), net	624	(1,609)
Loans receivable	2,215,114	1,869,838
Purchased credit impaired loans
Components of loans
Collectively evaluated for impairment	5,800
Total loans	5,782	18,675
Total commercial
Components of loans
Total loans, excluding PCI	1,640,072	1,480,527	1,385,849
Collectively evaluated for impairment	1,625,868		1,375,895
Total commercial | Business
Components of loans
Total loans, excluding PCI	830,180	818,986	798,940
Collectively evaluated for impairment	818,227		791,702
Total commercial | Real estate
Components of loans
Total loans, excluding PCI	697,636	561,718	486,904
Collectively evaluated for impairment	696,454		485,715
Total commercial | Acquisition, development and construction
Components of loans
Total loans, excluding PCI	112,256	99,823	100,005
Collectively evaluated for impairment	111,187		98,478
Total commercial | Purchased credit impaired loans
Components of loans
Collectively evaluated for impairment	3,180	13,904
Total loans	3,180	13,904
Total commercial | Purchased credit impaired loans | Business
Components of loans
Collectively evaluated for impairment	3,180	2,629
Total loans	3,180	2,629
Total commercial | Purchased credit impaired loans | Real estate
Components of loans
Collectively evaluated for impairment	0	11,018
Total loans		11,018
Total commercial | Purchased credit impaired loans | Acquisition, development and construction
Components of loans
Collectively evaluated for impairment	0	257
Total loans		257
Residential real estate
Components of loans
Total loans, excluding PCI	440,561	306,140	255,935
Collectively evaluated for impairment	432,154		248,969
Residential real estate | Purchased credit impaired loans
Components of loans
Collectively evaluated for impairment	2,602	4,358
Total loans	2,602	4,358
Home equity
Components of loans
Total loans, excluding PCI	20,190	22,186
Consumer
Components of loans
Total loans, excluding PCI	107,885	43,919	10,112
Collectively evaluated for impairment	107,054		$ 10,109
Consumer | Purchased credit impaired loans
Components of loans
Collectively evaluated for impairment	$ 0	413
Total loans		$ 413

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Impaired loans by class
Impaired loans with specific allowance, recorded investment	$ 5,892		$ 5,892		$ 3,069
Impaired loans with specific allowance, related allowance	1,595		1,595		475
Impaired loans with no specific allowance, recorded investment	17,748		17,748		19,386
Total impaired loans, recorded investment	23,640		23,640		22,455
Total impaired loans, unpaid principal balance	27,122		27,122		25,845
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	22,205	$ 16,216	21,875	$ 13,894
Interest Income Recognized on Accrual Basis	21	14	43	30
Interest Income Recognized on Cash Basis	19	15	42	28
Total commercial
Impaired loans by class
Impaired loans with specific allowance, recorded investment	3,851		3,851		3,069
Impaired loans with specific allowance, related allowance	1,299		1,299		475
Impaired loans with no specific allowance, recorded investment	10,353		10,353		10,731
Total impaired loans, recorded investment	14,204		14,204		13,800
Total impaired loans, unpaid principal balance	17,669		17,669		17,146
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	12,918	8,862	12,736	9,209
Interest Income Recognized on Accrual Basis	16	11	33	22
Interest Income Recognized on Cash Basis	15	12	33	21
Total commercial | Business
Impaired loans by class
Impaired loans with specific allowance, recorded investment	3,197		3,197		2,401
Impaired loans with specific allowance, related allowance	1,076		1,076		232
Impaired loans with no specific allowance, recorded investment	8,756		8,756		8,796
Total impaired loans, recorded investment	11,953		11,953		11,197
Total impaired loans, unpaid principal balance	13,882		13,882		13,010
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	11,015	6,361	10,741	6,641
Interest Income Recognized on Accrual Basis	0	0	0	0
Interest Income Recognized on Cash Basis	0	0	0	0
Total commercial | Real estate
Impaired loans by class
Impaired loans with specific allowance, recorded investment	654		654		668
Impaired loans with specific allowance, related allowance	223		223		243
Impaired loans with no specific allowance, recorded investment	528		528		543
Total impaired loans, recorded investment	1,182		1,182		1,211
Total impaired loans, unpaid principal balance	1,303		1,303		1,329
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	1,597	2,154	1,681	2,216
Interest Income Recognized on Accrual Basis	16	11	33	22
Interest Income Recognized on Cash Basis	15	12	33	21
Total commercial | Acquisition, development and construction
Impaired loans by class
Impaired loans with specific allowance, recorded investment	0		0		0
Impaired loans with specific allowance, related allowance	0		0		0
Impaired loans with no specific allowance, recorded investment	1,069		1,069		1,392
Total impaired loans, recorded investment	1,069		1,069		1,392
Total impaired loans, unpaid principal balance	2,484		2,484		2,807
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	306	347	314	352
Interest Income Recognized on Accrual Basis	0	0	0	0
Interest Income Recognized on Cash Basis	0	0	0	0
Residential real estate
Impaired loans by class
Impaired loans with specific allowance, recorded investment	1,212		1,212		0
Impaired loans with specific allowance, related allowance	84		84		0
Impaired loans with no specific allowance, recorded investment	7,195		7,195		8,179
Total impaired loans, recorded investment	8,407		8,407		8,179
Total impaired loans, unpaid principal balance	8,419		8,419		8,219
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	8,374	7,282	8,372	4,613
Interest Income Recognized on Accrual Basis	5	3	10	8
Interest Income Recognized on Cash Basis	4	3	9	7
Home Equity
Impaired loans by class
Impaired loans with specific allowance, recorded investment	0		0		0
Impaired loans with specific allowance, related allowance	0		0		0
Impaired loans with no specific allowance, recorded investment	198		198		217
Total impaired loans, recorded investment	198		198		217
Total impaired loans, unpaid principal balance	203		203		221
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	159	69	174	69
Interest Income Recognized on Accrual Basis	0	0	0	0
Interest Income Recognized on Cash Basis	0	0	0	0
Consumer
Impaired loans by class
Impaired loans with specific allowance, recorded investment	829		829		0
Impaired loans with specific allowance, related allowance	212		212		0
Impaired loans with no specific allowance, recorded investment	2		2		259
Total impaired loans, recorded investment	831		831		259
Total impaired loans, unpaid principal balance	831		831		$ 259
Average recorded investment in impaired loans and related interest income recognized
Average Investment in Impaired Loans	754	3	593	3
Interest Income Recognized on Accrual Basis	0	0	0	0
Interest Income Recognized on Cash Basis	$ 0	$ 0	$ 0	$ 0

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Narrative (Details)	6 Months Ended
	Jun. 30, 2022 USD ($) loan numberOfQuarters component property category	Dec. 31, 2021 USD ($)
Financing Receivable, Impaired [Line Items]
Foreclosed properties held	$ 1,300,000
Investment in loans in the process of foreclosure	1,900,000
Investment in loans in the process of foreclosure, related allowance	$ 0
Number of points in internal risk rating system | category	9
Number of categories in internal risk rating system considered as not criticized | category	6
Commercial relationship credit review threshold amount	$ 1,000,000
Past due period before loans placed in non-accrual status	90 days
Recent loan payment history before removal from non-accrual status	6 months
Allowance for loan losses, number of evaluation components | component	2
Impaired loans, related reserves	$ 100,000	$ 100,000
Number of rolling quarters | numberOfQuarters	12
Liability for unfunded commitments	$ 500,000	$ 500,000
Residential real estate
Financing Receivable, Impaired [Line Items]
Foreclosed properties held	$ 1,200,000
Increase (decrease) in impaired loans (as a percentage)	92.30%
Number foreclosed properties held | property	3
Residential real estate | Other Loan Relationships
Financing Receivable, Impaired [Line Items]
Foreclosed properties held	$ 100,000
Increase (decrease) in impaired loans (as a percentage)	7.70%
Total commercial
Financing Receivable, Impaired [Line Items]
Number foreclosed properties held | loan	5
Consumer
Financing Receivable, Impaired [Line Items]
Number of additional collateralized loans in the process of foreclosure | loan	10
Investment in loans in the process of foreclosure	$ 1,400,000
The First State Bank
Financing Receivable, Impaired [Line Items]
Foreclosed properties held	1,300,000
The First State Bank | Consumer
Financing Receivable, Impaired [Line Items]
Investment in loans in the process of foreclosure	$ 500,000

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Internal Risk Rating Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	$ 2,208,708	$ 1,852,772	$ 1,676,729
Total loans	2,214,490	1,871,447
Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	1,640,072	1,480,527	1,385,849
Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	830,180	818,986	798,940
Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	697,636	561,718	486,904
Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	112,256	99,823	100,005
Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	440,561	306,140	255,935
Home Equity
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	20,190	22,186	24,833
Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	107,885	43,919	$ 10,112
Purchased credit impaired loans
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	5,782	18,675
Purchased credit impaired loans | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	3,180	13,904
Purchased credit impaired loans | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	3,180	2,629
Purchased credit impaired loans | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		11,018
Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		257
Purchased credit impaired loans | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,602	4,358
Purchased credit impaired loans | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		413
Pass
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	2,123,248	1,759,787
Pass | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	1,566,306	1,399,627
Pass | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	803,435	789,413
Pass | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	657,419	520,446
Pass | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	105,452	89,768
Pass | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	430,273	294,933
Pass | Home Equity
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	19,615	21,582
Pass | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	107,054	43,645
Pass | Purchased credit impaired loans
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,599	13,376
Pass | Purchased credit impaired loans | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	389	9,934
Pass | Purchased credit impaired loans | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	389	2,257
Pass | Purchased credit impaired loans | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		7,499
Pass | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		178
Pass | Purchased credit impaired loans | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,210	3,406
Pass | Purchased credit impaired loans | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		36
Special Mention
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	24,401	30,290
Special Mention | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	23,240	28,989
Special Mention | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	6,912	11,964
Special Mention | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	11,733	12,065
Special Mention | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	4,595	4,960
Special Mention | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	784	899
Special Mention | Home Equity
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	377	387
Special Mention | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	0	15
Special Mention | Purchased credit impaired loans
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	0	1,809
Special Mention | Purchased credit impaired loans | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	0	1,809
Special Mention | Purchased credit impaired loans | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	0	159
Special Mention | Purchased credit impaired loans | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		1,571
Special Mention | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		79
Special Mention | Purchased credit impaired loans | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	0	0
Special Mention | Purchased credit impaired loans | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		0
Substandard
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	57,927	61,011
Substandard | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	49,406	50,746
Substandard | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	19,568	17,581
Substandard | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	28,410	29,134
Substandard | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	1,428	4,031
Substandard | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	7,532	9,815
Substandard | Home Equity
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	158	191
Substandard | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	831	259
Substandard | Purchased credit impaired loans
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	438	3,484
Substandard | Purchased credit impaired loans | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	46	2,155
Substandard | Purchased credit impaired loans | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	46	207
Substandard | Purchased credit impaired loans | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		1,948
Substandard | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		0
Substandard | Purchased credit impaired loans | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	392	952
Substandard | Purchased credit impaired loans | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		377
Doubtful
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	3,132	1,684
Doubtful | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	1,120	1,165
Doubtful | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	265	28
Doubtful | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	74	73
Doubtful | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	781	1,064
Doubtful | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	1,972	493
Doubtful | Home Equity
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	40	26
Doubtful | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans, excluding PCI	0	0
Doubtful | Purchased credit impaired loans
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,745	6
Doubtful | Purchased credit impaired loans | Total commercial
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,745	6
Doubtful | Purchased credit impaired loans | Total commercial | Business
Classes of the loan portfolio summarized by credit quality indicators:
Total loans	2,745	6
Doubtful | Purchased credit impaired loans | Total commercial | Real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		0
Doubtful | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		0
Doubtful | Purchased credit impaired loans | Residential real estate
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		0
Doubtful | Purchased credit impaired loans | Consumer
Classes of the loan portfolio summarized by credit quality indicators:
Total loans		$ 0

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Aging (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	$ 2,208,708	$ 1,852,772	$ 1,676,729
Total loans	2,214,490	1,871,447
Non-Accrual	19,295	17,957
90+ Days Still Accruing	0	0
Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	1,640,072	1,480,527	1,385,849
Non-Accrual	10,277	9,845
90+ Days Still Accruing	0	0
Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	830,180	818,986	798,940
Non-Accrual	9,023	8,261
90+ Days Still Accruing	0	0
Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	697,636	561,718	486,904
Non-Accrual	185	192
90+ Days Still Accruing	0	0
Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	112,256	99,823	100,005
Non-Accrual	1,069	1,392
90+ Days Still Accruing	0	0
Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	440,561	306,140	255,935
Non-Accrual	7,989	7,636
90+ Days Still Accruing	0	0
Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	20,190	22,186	24,833
Non-Accrual	198	217
90+ Days Still Accruing	0	0
Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	107,885	43,919	$ 10,112
Non-Accrual	831	259
90+ Days Still Accruing	0	0
Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	5,782	18,675
Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	3,180	13,904
Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	3,180	2,629
Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		11,018
Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		257
Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	2,602	4,358
Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		413
Current
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	2,193,033	1,840,762
Current | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	1,634,113	1,475,809
Current | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	826,892	815,766
Current | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	695,209	561,519
Current | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	112,012	98,524
Current | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	437,796	300,988
Current | Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	20,039	21,974
Current | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	101,085	41,991
Current | Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	2,802	13,456
Current | Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	592	10,339
Current | Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	592	2,416
Current | Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		7,680
Current | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		243
Current | Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	2,210	3,081
Current | Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		36
30-59 Days Past Due
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	4,982	6,465
30-59 Days Past Due | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	54	1,911
30-59 Days Past Due | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	54	1,718
30-59 Days Past Due | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	0	126
30-59 Days Past Due | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	0	67
30-59 Days Past Due | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	144	3,343
30-59 Days Past Due | Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	86	0
30-59 Days Past Due | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	4,698	1,211
30-59 Days Past Due | Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	0	974
30-59 Days Past Due | Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	0	649
30-59 Days Past Due | Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	0	0
30-59 Days Past Due | Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		649
30-59 Days Past Due | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		0
30-59 Days Past Due | Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	0	325
30-59 Days Past Due | Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		0
60-89 Days Past Due
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	4,570	1,288
60-89 Days Past Due | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	2,385	423
60-89 Days Past Due | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	90	11
60-89 Days Past Due | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	2,295	0
60-89 Days Past Due | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	0	412
60-89 Days Past Due | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	914	285
60-89 Days Past Due | Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	0	119
60-89 Days Past Due | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	1,271	461
60-89 Days Past Due | Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	0	0
60-89 Days Past Due | Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	0	0
60-89 Days Past Due | Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	0	0
60-89 Days Past Due | Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		0
60-89 Days Past Due | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		0
60-89 Days Past Due | Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	0	0
60-89 Days Past Due | Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		0
90+ Days Past Due
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	6,123	4,257
90+ Days Past Due | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	3,520	2,384
90+ Days Past Due | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	3,144	1,491
90+ Days Past Due | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	132	73
90+ Days Past Due | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	244	820
90+ Days Past Due | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	1,707	1,524
90+ Days Past Due | Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	65	93
90+ Days Past Due | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	831	256
90+ Days Past Due | Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	2,980	4,245
90+ Days Past Due | Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	2,588	2,916
90+ Days Past Due | Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	2,588	213
90+ Days Past Due | Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		2,689
90+ Days Past Due | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		14
90+ Days Past Due | Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	392	952
90+ Days Past Due | Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		377
Total Past Due
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	15,675	12,010
Total Past Due | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	5,959	4,718
Total Past Due | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	3,288	3,220
Total Past Due | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	2,427	199
Total Past Due | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	244	1,299
Total Past Due | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	2,765	5,152
Total Past Due | Home Equity
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	151	212
Total Past Due | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans, excluding PCI	6,800	1,928
Total Past Due | Purchased credit impaired loans
Aging categories of performing loans and nonaccrual loans
Total loans	2,980	5,219
Total Past Due | Purchased credit impaired loans | Total commercial
Aging categories of performing loans and nonaccrual loans
Total loans	2,588	3,565
Total Past Due | Purchased credit impaired loans | Total commercial | Business
Aging categories of performing loans and nonaccrual loans
Total loans	2,588	213
Total Past Due | Purchased credit impaired loans | Total commercial | Real estate
Aging categories of performing loans and nonaccrual loans
Total loans		3,338
Total Past Due | Purchased credit impaired loans | Total commercial | Acquisition, development and construction
Aging categories of performing loans and nonaccrual loans
Total loans		14
Total Past Due | Purchased credit impaired loans | Residential real estate
Aging categories of performing loans and nonaccrual loans
Total loans	$ 392	1,277
Total Past Due | Purchased credit impaired loans | Consumer
Aging categories of performing loans and nonaccrual loans
Total loans		$ 377

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Allowance (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	$ 18,194	$ 26,124	$ 17,603	$ 25,760
Balance at beginning of period			18,266
Charge-offs	(2,529)	0	(3,652)	(265)
Recoveries	1,355	208	1,740	225
Provision (release)	5,714	(1,450)	7,043	(838)
Ending balance, excluding PCI loans acquired	22,734	24,882	22,734	24,882
Balance at end of period	22,734		22,734
Individually evaluated for impairment	1,595	1,153	1,595	1,153
Collectively evaluated for impairment	21,139	23,729	21,139	23,729
Purchased credit impaired loans
Changes in the allowance for loan losses
Balance at beginning of period	614	90	663	84
Provision (release)	(614)	(90)	(663)	(84)
Balance at end of period	0	0	0	0
Total commercial
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	13,170	24,279	14,100	24,033
Charge-offs	0	0	0	(265)
Recoveries	64	204	72	214
Provision (release)	2,451	(1,824)	1,513	(1,323)
Ending balance, excluding PCI loans acquired	15,685	22,659	15,685	22,659
Individually evaluated for impairment	1,299	1,084	1,299	1,084
Collectively evaluated for impairment	14,386	21,575	14,386	21,575
Total commercial | Business
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	6,869	11,718	8,027	12,193
Charge-offs	0	0	0	(265)
Recoveries	9	188	10	198
Provision (release)	1,199	1,008	40	788
Ending balance, excluding PCI loans acquired	8,077	12,914	8,077	12,914
Individually evaluated for impairment	1,076	841	1,076	841
Collectively evaluated for impairment	7,001	12,073	7,001	12,073
Total commercial | Real estate
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	5,566	9,724	5,091	9,079
Charge-offs	0	0	0	0
Recoveries	55	16	62	16
Provision (release)	1,020	(1,793)	1,488	(1,148)
Ending balance, excluding PCI loans acquired	6,641	7,947	6,641	7,947
Individually evaluated for impairment	223	243	223	243
Collectively evaluated for impairment	6,418	7,704	6,418	7,704
Total commercial | Acquisition, development and construction
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	735	2,837	982	2,761
Charge-offs	0	0	0	0
Recoveries	0	0	0
Provision (release)	232	(1,039)	(15)	(963)
Ending balance, excluding PCI loans acquired	967	1,798	967	1,798
Individually evaluated for impairment	0	0	0	0
Collectively evaluated for impairment	967	1,798	967	1,798
Total commercial | Purchased credit impaired loans
Changes in the allowance for loan losses
Balance at beginning of period	165		0
Provision (release)	(165)		0
Balance at end of period	0		0
Total commercial | Purchased credit impaired loans | Business
Changes in the allowance for loan losses
Balance at beginning of period	112	90	0	0
Provision (release)	(112)	(90)	0	0
Balance at end of period	0	0	0	0
Total commercial | Purchased credit impaired loans | Real estate
Changes in the allowance for loan losses
Balance at beginning of period	53		0
Provision (release)	(53)		0
Balance at end of period	0		0
Residential real estate
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	1,127	1,513	948	1,378
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (release)	645	(150)	824	(15)
Ending balance, excluding PCI loans acquired	1,772	1,363	1,772	1,363
Individually evaluated for impairment	84	0	84	0
Collectively evaluated for impairment	1,688	1,363	1,688	1,363
Residential real estate | Purchased credit impaired loans
Changes in the allowance for loan losses
Balance at beginning of period	323	0	544	84
Provision (release)	(323)	0	(544)	(84)
Balance at end of period	0	0	0	0
Home Equity
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	131	283	128	298
Charge-offs	0	0	0	0
Recoveries	2	4	4	8
Provision (release)	8	(3)	9	(22)
Ending balance, excluding PCI loans acquired	141	284	141	284
Individually evaluated for impairment	0	69	0	69
Collectively evaluated for impairment	141	215	141	215
Consumer
Changes in the allowance for loan losses
Beginning balance, excluding PCI loans acquired	3,766	49	2,427	51
Charge-offs	(2,529)	0	(3,652)	0
Recoveries	1,289	0	1,664	3
Provision (release)	2,610	527	4,697	522
Ending balance, excluding PCI loans acquired	5,136	576	5,136	576
Individually evaluated for impairment	212	0	212	0
Collectively evaluated for impairment	4,924	$ 576	4,924	$ 576
Consumer | Purchased credit impaired loans
Changes in the allowance for loan losses
Balance at beginning of period	126		119
Provision (release)	(126)		(119)
Balance at end of period	$ 0		$ 0

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Primary Segments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021
Components of loans
Individually evaluated for impairment	$ 23,640		$ 17,018
Collectively evaluated for impairment	2,185,068		1,659,711
Total loans, excluding acquired	2,208,708	$ 1,852,772	1,676,729
Total loans	2,214,490	1,871,447
Total commercial
Components of loans
Individually evaluated for impairment	14,204		9,954
Collectively evaluated for impairment	1,625,868		1,375,895
Total loans, excluding acquired	1,640,072	1,480,527	1,385,849
Total commercial | Business
Components of loans
Individually evaluated for impairment	11,953		7,238
Collectively evaluated for impairment	818,227		791,702
Total loans, excluding acquired	830,180	818,986	798,940
Total commercial | Real estate
Components of loans
Individually evaluated for impairment	1,182		1,189
Collectively evaluated for impairment	696,454		485,715
Total loans, excluding acquired	697,636	561,718	486,904
Total commercial | Acquisition, development and construction
Components of loans
Individually evaluated for impairment	1,069		1,527
Collectively evaluated for impairment	111,187		98,478
Total loans, excluding acquired	112,256	99,823	100,005
Residential real estate
Components of loans
Individually evaluated for impairment	8,407		6,966
Collectively evaluated for impairment	432,154		248,969
Total loans, excluding acquired	440,561	306,140	255,935
Home Equity
Components of loans
Individually evaluated for impairment	198		95
Collectively evaluated for impairment	19,992		24,738
Total loans, excluding acquired	20,190	22,186	24,833
Consumer
Components of loans
Individually evaluated for impairment	831		3
Collectively evaluated for impairment	107,054		10,109
Total loans, excluding acquired	$ 107,885	$ 43,919	$ 10,112

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details) $ in Millions	6 Months Ended		12 Months Ended
	Jun. 30, 2022 USD ($) borrower loan	Jun. 30, 2021 loan	Dec. 31, 2021 USD ($)
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Specific reserve allocations for TDR's	$ 0.4		$ 0.5
Troubled debt restructuring loans	$ 12.3		12.6
Number of loans to defaulted borrowers | loan	0	0
Acquisition, development and construction
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Loans defaulted under the restructured terms	$ 2.2
Number of loans to defaulted borrowers | loan	3
Number of borrower defaulted | borrower	2
Commercial Borrower Two | Acquisition, development and construction
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Loans defaulted under the restructured terms	$ 1.9
Commercial Borrower One | Acquisition, development and construction
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Loans defaulted under the restructured terms	0.3
Accruing
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Troubled debt restructuring loans	$ 4.3		$ 4.5
Accruing | Portfolio Risk | Troubled Debt Restructured Loans
Details related to loans identified as Troubled Debt Restructurings (TDRs):
Percentage of total impaired loans	19%		21%

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Carrying Amount of PCI Loans (Details) - Purchased credit impaired loans - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Outstanding balance	$ 5,782		$ 5,782		$ 18,675
Carrying amount, net of allowance	5,782		5,782		18,012
Unpaid principal balance of disposals	11,800		11,800
Accretion from disposals	1,041	$ 0	1,041	$ 0
Total commercial
Financing Receivable, Impaired [Line Items]
Outstanding balance	3,180		3,180		13,904
Total commercial | Business
Financing Receivable, Impaired [Line Items]
Outstanding balance	3,180		3,180		2,629
Total commercial | Real estate
Financing Receivable, Impaired [Line Items]
Outstanding balance	0		0		11,018
Total commercial | Acquisition, development and construction
Financing Receivable, Impaired [Line Items]
Outstanding balance	0		0		257
Residential real estate
Financing Receivable, Impaired [Line Items]
Outstanding balance	2,602		2,602		4,358
Consumer
Financing Receivable, Impaired [Line Items]
Outstanding balance	$ 0		$ 0		$ 413

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - Accretiable Yield (Details) - Purchased credit impaired loans - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Beginning balance	$ 6,253	$ 8,247	$ 6,505	$ 8,313
Accretion of income	(985)	(939)	(1,793)	(1,960)
Accretion from disposals	(1,041)	0	(1,041)	0
Disposals	(1,271)	0	(1,271)	0
Other changes in expected cash flows	(1,047)	(33)	(491)	922
Ending balance	$ 1,909	$ 7,275	$ 1,909	$ 7,275

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses - PPP Loans and CARES Act Deferrals (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Total loans	$ 2,214,490	$ 1,871,447
SBA PPP
Financing Receivable, Impaired [Line Items]
Original balance of loans	9,800
Total loans	$ 12,600

Premises and Equipment - Premis

Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Premises and equipment
Gross premises and equipment	$ 43,409	$ 41,301
Accumulated depreciation	(18,137)	(16,249)
Premises and equipment, net	25,272	25,052
Land
Premises and equipment
Gross premises and equipment	3,465	3,465
Buildings and improvements
Premises and equipment
Gross premises and equipment	13,393	13,393
Furniture, fixtures and equipment
Premises and equipment
Gross premises and equipment	17,719	16,841
Software
Premises and equipment
Gross premises and equipment	5,367	4,176
Construction in progress
Premises and equipment
Gross premises and equipment	502	531
Leasehold improvements
Premises and equipment
Gross premises and equipment	$ 2,963	$ 2,895

Premises and Equipment - Narrat

Premises and Equipment - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Leases [Abstract]
Lease liability	$ 15,700	$ 18,600
Right-of-use asset	$ 14,600	$ 17,500
Operating lease, weighted average remaining lease term (in years)	11 years 10 months 24 days	12 years
Operating lease, weighted average discount rate, (as a percentage)	3%	2.80%
Finance lease, weighted average remaining lease term (in years)	2 years 2 months 12 days	1 year 9 months 18 days
Finance lease, weighted average discount rate, (as a percentage)	1.40%	2%
Operating lease liability	$ 15,636	$ 18,500
Finance lease liability		100
Operating lease, right of use asset		$ 17,500

Premises and Equipment - Lease

Premises and Equipment - Lease Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Leases [Abstract]
Operating lease cost	$ 445	$ 477	$ 890	$ 954
Short-term lease cost	8	2	14	3
Variable lease cost	10	9	19	19
Amortization of right-of-use assets, finance leases	14	14	29	28
Interest on lease liabilities, finance leases	0	0	0	1
Total lease cost	$ 477	$ 502	$ 952	$ 1,005

Premises and Equipment - Summar

Premises and Equipment - Summary of Lease Liability (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Operating Leases
2023	$ 851
2024	1,651
2025	1,579
2026	1,576
2027	1,584
2028 and thereafter	11,735
Total future minimum lease payments	18,976
Less: Amounts representing interest	(3,340)
Present value of net future minimum lease payments	$ 15,636	$ 18,500

Equity Method Investments (Deta

Equity Method Investments (Details) loan in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 USD ($) loan	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 USD ($) loan	Dec. 31, 2021 USD ($)
Schedule of Equity Method Investments [Line Items]
Net income	$ 2,956	$ 9,247	$ 5,820	$ 17,332
Equity method investment income	549	4,528	1,687	10,997
Locked mortgage pipeline	1,110,000		1,110,000		$ 1,010,000
Share of net loss from equity method investment			(1,687)	(10,997)
Equity method investment gain	71	0	1,874	0
Intercoastal
Schedule of Equity Method Investments [Line Items]
Equity method investment income	$ 700	4,500	$ 2,000	11,000
Socure Inc.
Schedule of Equity Method Investments [Line Items]
Ownership percentage in equity security investment	1%		1%
Equity Method Investment, Nonconsolidated Investee or Group of Investees | Intercoastal
Schedule of Equity Method Investments [Line Items]
Total revenues	$ 22,063	40,080	$ 44,179	90,877
Net income	1,938	10,921	5,169	26,785
Gain on sale of loans	$ 14,872	$ 44,308	$ 29,961	$ 91,902
Volume of loans sold | loan	692,553	1,492,309	1,380,646	3,270,399
Intercoastal
Schedule of Equity Method Investments [Line Items]
Ownership percentage	40%		40%
Interchecks
Schedule of Equity Method Investments [Line Items]
Ownership percentage	16%		16%
Share of net loss from equity method investment	$ 200		$ 300
Equity method investment gain			$ 1,900
Ayers Socure II
Schedule of Equity Method Investments [Line Items]
Ownership percentage	10%		10%

Deposits - Schedule of Deposits

Deposits - Schedule of Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Deposits [Abstract]
Noninterest-bearing demand	$ 1,342,916	$ 1,120,433
Interest-bearing demand	726,950	651,016
Savings and money markets	376,790	510,068
Time deposits, including CDs and IRAs	168,314	96,088
Total deposits	2,614,970	2,377,605
Time deposits that meet or exceed the FDIC insurance limit	$ 9,073	$ 9,573

Deposits - Maturities (Details)

Deposits - Maturities (Details) $ in Thousands	Jun. 30, 2022 USD ($)
Deposits [Abstract]
2023	$ 151,754
2024	10,664
2025	4,218
2026	986
2027	692
Total	168,314
Overdrawn deposits	$ 3,700

Borrowed Funds - Short-term Bor

Borrowed Funds - Short-term Borrowings, Long-term borrowings and Repurchase Agreements (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Borrowed funds
FHLB maximum borrowing capacity	$ 459,400,000
FHLB, remaining borrowing capacity	380,700,000
Short-term Borrowings and Repurchase Agreements
Long-term notes from the FHLB	0	$ 0
Short-term Borrowings from FHLB
Short-term Borrowings and Repurchase Agreements
Balance at end of period	0	0
Average balance during the period	1,163,000	25,275,000
Maximum month-end balance	$ 0	$ 130,047,000
Weighted-average rate during the period	1.91%	0.05%
Weighted-average rate at end of period	0%	0%
Investment Securities
Short-term Borrowings and Repurchase Agreements
Investment securities held as collateral	$ 11,500,000	$ 15,800,000
Repurchase Agreements
Short-term Borrowings and Repurchase Agreements
Balance at end of period	11,152,000	11,385,000
Average balance during the period	11,693,000	10,821,000
Maximum month-end balance	$ 12,680,000	$ 11,398,000
Weighted-average rate during the period	0.05%	0.12%
Weighted-average rate at end of period	0.05%	0.05%

Borrowed Funds - Subordinated D

Borrowed Funds - Subordinated Debt (Details) - USD ($) $ in Thousands	1 Months Ended		6 Months Ended	12 Months Ended
	Sep. 30, 2021	Nov. 30, 2020	Jun. 30, 2022	Dec. 31, 2021	Mar. 31, 2007
Subordinated Debt
Balance at end of period			$ 73,158	$ 73,030
Subordinated Debt
Subordinated Debt
Balance at end of period			73,158	73,030
Average balance during the period			73,094	51,149
Maximum month-end balance			$ 73,158	$ 73,030
Weighted-average rate during the period			4.17%	4.28%
Weighted-average rate at end of period			3.80%	3.71%
Face amount of debt issued	$ 30,000	$ 40,000
Term of debt instrument	10 years	10 years
Interest rate on debt security	3.25%	4.25%
Subordinated Debt | SOFR
Subordinated Debt
Variable rate basis spread	2.54%	4.01%
Subordinated Debt | Subordinated Debentures
Subordinated Debt
Face amount of debt issued					$ 4,000
Subordinated Debt | Subordinated Debentures | LIBOR
Subordinated Debt
Variable rate basis spread			1.62%

Pension and Supplemental Exec_3

Pension and Supplemental Executive Retirement Plans - Narrative (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($) installment	Dec. 31, 2021 USD ($)	May 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Discount rate used to re-measure pension obligation			4.50%
Supplemental Employee Retirement Plan
Defined Benefit Plan Disclosure [Line Items]
Employment period	3 years
Benefit obligation	$ 1,800
Number of equal consecutive installments | installment	180
Consecutive installments, amount	$ 10
Discount rate used to re-measure pension obligation	4%
Accrued liability	$ 1,300	$ 1,300

Pension and Supplemental Exec_4

Pension and Supplemental Executive Retirement Plans - Defined Benefit Plan Activity (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Components of net periodic pension cost
Interest cost	$ 85	$ 78	$ 170	$ 156
Expected return on plan assets	(167)	(118)	(334)	(236)
Amortization of net actuarial loss	107	127	214	254
Net periodic benefit cost	25	87	50	174
Contributions paid	0	0	0	3,835
Service cost	0	0	0	0
Amortization of prior service cost	$ 0	$ 0	$ 0	$ 0

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Carrying Values and Estimated Fair Values (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial Assets:
Cash and cash equivalents	$ 161,761	$ 307,437
Certificates of deposit with banks	496	2,719
Investment securities available-for-sale	376,737	421,466
Equity securities	34,250	32,402
Bank-owned life insurance	42,744	42,257
Carrying Value
Financial Assets:
Cash and cash equivalents	161,761	307,437
Certificates of deposit with banks	496	2,719
Investment securities available-for-sale	376,737	421,466
Equity securities	34,250	32,402
Loans held-for-sale	11,856	0
Loans receivable, net	2,192,380	1,851,572
Servicing rights	1,040	2,812
Accrued interest receivable	9,202	7,860
Bank-owned life insurance	42,744	42,257
Financial Liabilities:
Deposits	2,614,970	2,377,605
Repurchase agreements	11,152	11,385
Accrued interest payable	632	690
Subordinated debt	73,158	73,030
Estimated Fair Value
Financial Assets:
Cash and cash equivalents	161,761	307,437
Certificates of deposit with banks	496	2,738
Investment securities available-for-sale	376,737	421,466
Equity securities	34,250	32,402
Loans held-for-sale	11,856	0
Loans receivable, net	2,177,104	1,865,013
Servicing rights	1,063	2,831
Accrued interest receivable	9,202	7,860
Bank-owned life insurance	42,744	42,257
Financial Liabilities:
Deposits	2,440,813	2,338,868
Repurchase agreements	11,152	11,385
Accrued interest payable	632	690
Subordinated debt	73,531	74,774
Interest rate swap | Carrying Value
Financial Assets:
Derivative asset	4,398	6,702
Financial Liabilities:
Derivative liability	4,398	6,702
Interest rate swap | Estimated Fair Value
Financial Assets:
Derivative asset	4,398	6,702
Financial Liabilities:
Derivative liability	4,398	6,702
Fair value hedge | Carrying Value
Financial Assets:
Derivative asset	204	1,552
Financial Liabilities:
Derivative liability		807
Fair value hedge | Estimated Fair Value
Financial Assets:
Derivative asset	204	1,552
Financial Liabilities:
Derivative liability		807
Quoted Prices in Active Markets for Identical Assets (Level I) | Estimated Fair Value
Financial Assets:
Cash and cash equivalents	161,761	307,437
Certificates of deposit with banks	0	0
Investment securities available-for-sale	0	0
Equity securities	264	247
Loans held-for-sale		0
Loans receivable, net	0	0
Servicing rights	0	0
Accrued interest receivable	0	0
Bank-owned life insurance		0
Financial Liabilities:
Deposits	0	0
Repurchase agreements	0	0
Accrued interest payable	0	0
Subordinated debt	0	0
Quoted Prices in Active Markets for Identical Assets (Level I) | Interest rate swap | Estimated Fair Value
Financial Assets:
Derivative asset	0	0
Financial Liabilities:
Derivative liability	0	0
Quoted Prices in Active Markets for Identical Assets (Level I) | Fair value hedge | Estimated Fair Value
Financial Assets:
Derivative asset	0	0
Financial Liabilities:
Derivative liability		0
Significant Other Observable Inputs (Level II) | Estimated Fair Value
Financial Assets:
Cash and cash equivalents	0	0
Certificates of deposit with banks	496	2,738
Investment securities available-for-sale	339,702	379,703
Equity securities	0	0
Loans held-for-sale		0
Loans receivable, net	0	0
Servicing rights	0	0
Accrued interest receivable	2,249	2,402
Bank-owned life insurance		42,257
Financial Liabilities:
Deposits	2,440,813	2,338,868
Repurchase agreements	11,152	11,385
Accrued interest payable	632	690
Subordinated debt	73,531	74,774
Significant Other Observable Inputs (Level II) | Interest rate swap | Estimated Fair Value
Financial Assets:
Derivative asset	4,398	6,702
Financial Liabilities:
Derivative liability	4,398	6,702
Significant Other Observable Inputs (Level II) | Fair value hedge | Estimated Fair Value
Financial Assets:
Derivative asset	204	1,552
Financial Liabilities:
Derivative liability		807
Significant Unobservable Inputs (Level III) | Estimated Fair Value
Financial Assets:
Cash and cash equivalents	0	0
Certificates of deposit with banks	0	0
Investment securities available-for-sale	37,035	41,763
Equity securities	33,986	32,155
Loans held-for-sale		0
Loans receivable, net	2,177,104	1,865,013
Servicing rights	1,063	2,831
Accrued interest receivable	6,953	5,458
Bank-owned life insurance		0
Financial Liabilities:
Deposits	0	0
Repurchase agreements	0	0
Accrued interest payable	0	0
Subordinated debt	0	0
Significant Unobservable Inputs (Level III) | Interest rate swap | Estimated Fair Value
Financial Assets:
Derivative asset	0	0
Financial Liabilities:
Derivative liability	0	0
Significant Unobservable Inputs (Level III) | Fair value hedge | Estimated Fair Value
Financial Assets:
Derivative asset	$ 0
Financial Liabilities:
Derivative liability		$ 0

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair value of assets and liabilities
Investment securities available-for-sale	$ 376,737	$ 421,466
Equity securities	34,250	32,402
Bank-owned life insurance	42,744	42,257
Estimated Fair Value
Fair value of assets and liabilities
Investment securities available-for-sale	376,737	421,466
Equity securities	34,250	32,402
Loans held-for-sale	11,856	0
Bank-owned life insurance	42,744	42,257
Level I | Estimated Fair Value
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Equity securities	264	247
Loans held-for-sale		0
Bank-owned life insurance		0
Level II | Estimated Fair Value
Fair value of assets and liabilities
Investment securities available-for-sale	339,702	379,703
Equity securities	0	0
Loans held-for-sale		0
Bank-owned life insurance		42,257
Level III | Estimated Fair Value
Fair value of assets and liabilities
Investment securities available-for-sale	37,035	41,763
Equity securities	33,986	32,155
Loans held-for-sale		0
Bank-owned life insurance		0
Recurring
Fair value of assets and liabilities
Equity securities	264	247
Bank-owned life insurance		42,257
Recurring | Estimated Fair Value
Fair value of assets and liabilities
Loans held-for-sale	11,856
Bank-owned life insurance	42,744
Recurring | Level I
Fair value of assets and liabilities
Equity securities	264	247
Bank-owned life insurance		0
Recurring | Level I | Estimated Fair Value
Fair value of assets and liabilities
Loans held-for-sale	0
Bank-owned life insurance	0
Recurring | Level II
Fair value of assets and liabilities
Equity securities	0	0
Bank-owned life insurance		42,257
Recurring | Level II | Estimated Fair Value
Fair value of assets and liabilities
Loans held-for-sale	11,856
Bank-owned life insurance	42,744
Recurring | Level III
Fair value of assets and liabilities
Equity securities	0	0
Bank-owned life insurance		0
Recurring | Level III | Estimated Fair Value
Fair value of assets and liabilities
Loans held-for-sale	0
Bank-owned life insurance	0
United States government agency securities
Fair value of assets and liabilities
Investment securities available-for-sale	49,711	40,437
United States government agency securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	49,711	40,437
United States government agency securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
United States government agency securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	49,711	40,437
United States government agency securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
United States sponsored mortgage-backed securities
Fair value of assets and liabilities
Investment securities available-for-sale	63,068	76,108
United States sponsored mortgage-backed securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	63,068	76,108
United States sponsored mortgage-backed securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
United States sponsored mortgage-backed securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	63,068	76,108
United States sponsored mortgage-backed securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
United States treasury securities
Fair value of assets and liabilities
Investment securities available-for-sale	104,280	110,389
United States treasury securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	104,280	110,389
United States treasury securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
United States treasury securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	104,280	110,389
United States treasury securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Municipal securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	144,524	175,012
Municipal securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Municipal securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	107,489	133,249
Municipal securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	37,035	41,763
Corporate debt securities
Fair value of assets and liabilities
Investment securities available-for-sale	6,799	11,142
Corporate debt securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	6,794	11,142
Corporate debt securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Corporate debt securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	6,794	11,142
Corporate debt securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Other debt securities
Fair value of assets and liabilities
Investment securities available-for-sale	7,500	7,500
Other debt securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale		7,500
Other debt securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale		0
Other debt securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale		7,500
Other debt securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale		0
Other securities
Fair value of assets and liabilities
Investment securities available-for-sale	855	878
Other securities | Recurring
Fair value of assets and liabilities
Investment securities available-for-sale	855	878
Other securities | Recurring | Level I
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Other securities | Recurring | Level II
Fair value of assets and liabilities
Investment securities available-for-sale	855	878
Other securities | Recurring | Level III
Fair value of assets and liabilities
Investment securities available-for-sale	0	0
Interest rate swap | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	4,398	6,702
Derivative liability	4,398	6,702
Interest rate swap | Level I | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	0	0
Interest rate swap | Level II | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	4,398	6,702
Derivative liability	4,398	6,702
Interest rate swap | Level III | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	0	0
Interest rate swap | Recurring
Fair value of assets and liabilities
Derivative asset	4,398	6,702
Derivative liability	4,398	6,702
Interest rate swap | Recurring | Level I
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	0	0
Interest rate swap | Recurring | Level II
Fair value of assets and liabilities
Derivative asset	4,398	6,702
Derivative liability	4,398	6,702
Interest rate swap | Recurring | Level III
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	0	0
Fair value hedge | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	204	1,552
Derivative liability		807
Fair value hedge | Level I | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability		0
Fair value hedge | Level II | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	204	1,552
Derivative liability		807
Fair value hedge | Level III | Estimated Fair Value
Fair value of assets and liabilities
Derivative asset	0
Derivative liability		0
Fair value hedge | Recurring
Fair value of assets and liabilities
Derivative asset	204	1,552
Derivative liability	(142)	807
Fair value hedge | Recurring | Level I
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	0	0
Fair value hedge | Recurring | Level II
Fair value of assets and liabilities
Derivative asset	204	1,552
Derivative liability	(142)	807
Fair value hedge | Recurring | Level III
Fair value of assets and liabilities
Derivative asset	0	0
Derivative liability	$ 0	$ 0

Fair Value Measurements - Recur

Fair Value Measurements - Recurring Level III Assets (Details) - Level III - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance			$ 41,763	$ 43,679
Realized and unrealized gains included in earnings			8	20
Purchase of securities			1,048	1,818
Maturities/calls			(3,075)	(5,174)
Unrealized gain included in other comprehensive income (loss)				4,420
Unrealized loss included in other comprehensive income (loss)			(2,709)	(4,993)
Ending balance	$ 37,035	$ 39,770	37,035	39,770
Municipal Securities | Total debt securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	39,668	40,272
Realized and unrealized gains included in earnings	1	1
Purchase of securities	186	627
Maturities/calls	(785)	(1,241)
Unrealized gain included in other comprehensive income (loss)		3,293
Unrealized loss included in other comprehensive income (loss)	(2,035)	(3,182)
Ending balance	$ 37,035	$ 39,770	$ 37,035	$ 39,770

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on Nonrecurring Basis (Details) - Non-recurring - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 22,045	$ 21,980
Impaired loans | Level I
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Impaired loans | Level II
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Impaired loans | Level III
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	22,045	21,980
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,334	2,330
Other real estate owned | Level I
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Other real estate owned | Level II
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Other real estate owned | Level III
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,334	2,330
Other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,500	7,500
Other debt securities | Level I
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Other debt securities | Level II
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Other debt securities | Level III
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,500	7,500
Equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	33,986	32,155
Equity securities | Level I
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Equity securities | Level II
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Equity securities | Level III
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 33,986	$ 32,155

Fair Value Measurements - Quant

Fair Value Measurements - Quantitative Information About Level III Significant Unobservable Inputs (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Non-recurring | Other debt securities | Level III
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	$ 7,500	$ 7,500
Non-recurring | Equity securities | Level III
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	33,986	32,155
Non-recurring | Impaired loans
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	22,045	21,980
Non-recurring | Impaired loans | Level III
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	22,045	21,980
Non-recurring | Other real estate owned
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	1,334	2,330
Non-recurring | Other real estate owned | Level III
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	1,334	2,330
Recurring | Municipal Securities | Level III
Quantitative Information about Level III Fair Value Measurements
Assets, fair value	$ 37,035	$ 41,763
Appraisal adjustments | Non-recurring | Impaired loans | Appraisal of collateral | Level III | Minimum
Quantitative Information about Level III Fair Value Measurements
Impaired loans	0	0.10
Appraisal adjustments | Non-recurring | Impaired loans | Appraisal of collateral | Level III | Maximum
Quantitative Information about Level III Fair Value Measurements
Impaired loans	0.20	0.20
Appraisal adjustments | Non-recurring | Other real estate owned | Appraisal of collateral | Level III | Minimum
Quantitative Information about Level III Fair Value Measurements
Other real estate owned	0	0.10
Appraisal adjustments | Non-recurring | Other real estate owned | Appraisal of collateral | Level III | Maximum
Quantitative Information about Level III Fair Value Measurements
Other real estate owned	0.20	0.20
Appraisal adjustments | Recurring | Municipal Securities | Appraisal of bond | Level III | Minimum
Quantitative Information about Level III Fair Value Measurements
Municipal securities	0.05	0.01
Appraisal adjustments | Recurring | Municipal Securities | Appraisal of bond | Level III | Maximum
Quantitative Information about Level III Fair Value Measurements
Municipal securities	0.15	0.20
Liquidation expense | Non-recurring | Impaired loans | Appraisal of collateral | Level III | Minimum
Quantitative Information about Level III Fair Value Measurements
Impaired loans	0.06	0.05
Liquidation expense | Non-recurring | Impaired loans | Appraisal of collateral | Level III | Maximum
Quantitative Information about Level III Fair Value Measurements
Impaired loans		0.10
Liquidation expense | Non-recurring | Other real estate owned | Appraisal of collateral | Level III | Minimum
Quantitative Information about Level III Fair Value Measurements
Other real estate owned	0.06	0.05
Liquidation expense | Non-recurring | Other real estate owned | Appraisal of collateral | Level III | Maximum
Quantitative Information about Level III Fair Value Measurements
Other real estate owned		0.10
Cost minus impairment | Non-recurring | Other debt securities | Net asset value | Level III
Quantitative Information about Level III Fair Value Measurements
Securities	0	0
Cost minus impairment | Non-recurring | Equity securities | Net asset value | Level III
Quantitative Information about Level III Fair Value Measurements
Securities		0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Numerator for basic and diluted earnings per share:
Net income	$ 2,956	$ 9,247	$ 5,820	$ 17,332
Less: Dividends on preferred stock	0	0	0	35
Net income available to common shareholders	$ 2,956	$ 9,247	$ 5,820	$ 17,297
Denominator:
Total weighted-average shares outstanding (in shares)	12,176,805	11,639,237	12,135,223	11,585,059
Effect of dilutive stock options and restricted stock units (in shares)	718,776	972,793	735,669	864,914
Total diluted weighted-average shares outstanding (in shares)	12,895,581	12,612,030	12,870,892	12,449,973
Earnings per share - basic (in dollars per share)	$ 0.24	$ 0.79	$ 0.48	$ 1.49
Earnings per share - diluted (in dollars per share)	$ 0.23	$ 0.73	$ 0.45	$ 1.39
Stock option
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded form computation of earnings per share (in shares)	499,887	225,991	496,625	213,652

Comprehensive Income - Reclassi

Comprehensive Income - Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Comprehensive Income
Gain on sale of available-for-sale securities	$ 0	$ 1,708	$ 650	$ 2,851
Income tax expense	(859)	(1,673)	(1,764)	(3,842)
Net of tax	2,956	9,247	5,820	17,332
Salaries and employee benefits	(18,983)	(13,661)	(36,944)	(25,572)
Interest on investment securities	838	625	1,486	1,256
Amount reclassified from AOCI
Comprehensive Income
Net of tax	60	936	484	1,511
Available-for-sale securities | Amount reclassified from AOCI
Comprehensive Income
Gain on sale of available-for-sale securities	0	1,708	650	2,851
Income tax expense	0	(400)	(152)	(668)
Net of tax	0	1,308	498	2,183
Defined benefit pension plan items | Amount reclassified from AOCI
Comprehensive Income
Income tax expense	27	30	52	59
Net of tax	(80)	(97)	(162)	(195)
Salaries and employee benefits	(107)	(127)	(214)	(254)
Investment hedge | Amount reclassified from AOCI
Comprehensive Income
Income tax expense	(47)	84	(49)	146
Net of tax	140	(275)	148	(477)
Interest on investment securities	$ 187	$ (359)	$ 197	$ (623)

Comprehensive Income - Componen

Comprehensive Income - Components of AOCI (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Accumulated Other Comprehensive Income (AOCI)
Beginning balance			$ 274,328
Other comprehensive income (loss) before reclassification	$ (12,198)	$ 2,827	(25,330)	$ (716)
Amounts reclassified from accumulated other comprehensive income (loss)	(60)	(936)	(484)	(1,511)
Net current period other comprehensive income (loss)	(12,258)	1,891	(25,814)	(2,227)
Ending balance	252,300		252,300
Unrealized gains (losses) on available for-sale securities
Accumulated Other Comprehensive Income (AOCI)
Beginning balance	(13,766)	1,863	147	7,586
Other comprehensive income (loss) before reclassification	(12,437)	2,581	(25,852)	(2,267)
Amounts reclassified from accumulated other comprehensive income (loss)	0	(1,308)	(498)	(2,183)
Net current period other comprehensive income (loss)	(12,437)	1,273	(26,350)	(4,450)
Ending balance	(26,203)	3,136	(26,203)	3,136
Defined benefit pension plan items
Accumulated Other Comprehensive Income (AOCI)
Beginning balance	(3,704)	(3,644)	(4,069)	(5,047)
Other comprehensive income (loss) before reclassification	239	246	522	1,551
Amounts reclassified from accumulated other comprehensive income (loss)	80	97	162	195
Net current period other comprehensive income (loss)	319	343	684	1,746
Ending balance	(3,385)	(3,301)	(3,385)	(3,301)
Investment hedge
Accumulated Other Comprehensive Income (AOCI)
Beginning balance	308	(111)	316	(313)
Other comprehensive income (loss) before reclassification	0	0	0	0
Amounts reclassified from accumulated other comprehensive income (loss)	(140)	275	(148)	477
Net current period other comprehensive income (loss)	(140)	275	(148)	477
Ending balance	168	164	168	164
Accumulated other comprehensive income (loss)
Accumulated Other Comprehensive Income (AOCI)
Beginning balance	(17,162)	(1,892)	(3,606)	2,226
Ending balance	$ (29,420)	$ (1)	$ (29,420)	$ (1)

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Jun. 30, 2021 USD ($)	Mar. 31, 2021 USD ($)	Jun. 30, 2022 USD ($) segment	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment					5
Interest income	$ 28,090		$ 20,833		$ 51,352	$ 39,896
Interest expense	1,430		1,778		2,844	3,336
NET INTEREST INCOME	26,660		19,055		48,508	36,560
Provision (release of allowance) for loan losses	5,100		(1,540)		6,380	(922)
Net interest income after provision for loan losses	21,560		20,595		42,128	37,482
Noninterest Income:
Total noninterest income	11,909		13,644		23,779	26,102
Noninterest Expenses:
Salaries and employee benefits	18,983		13,661		36,944	25,572
Other expenses	10,836		9,742		21,737	16,949
Total noninterest expense	29,819		23,403		58,681	42,521
Income before income taxes	3,650		10,836		7,226	21,063
Income taxes	859		1,673		1,764	3,842
Net income before noncontrolling interest	2,791	$ 2,671	9,163	$ 8,058	5,462	17,221
Net loss attributable to noncontrolling interest	165		84		358	111
Net income attributable to parent	2,956		9,247		5,820	17,332
Preferred stock dividends	0		0		0	35
Net income available to common shareholders	2,956		9,247		5,820	17,297
Capital expenditures	881		716		2,109	2,457
Assets	2,984,428				2,984,428		$ 2,792,449
Goodwill	3,988				3,988		3,988
Operating Segments | CoRe Banking
Segment Reporting Information [Line Items]
Interest income	27,910		20,736		51,081	39,695
Interest expense	672		1,287		1,331	2,379
NET INTEREST INCOME	27,238		19,449		49,750	37,316
Provision (release of allowance) for loan losses	5,100		(1,540)		6,380	(920)
Net interest income after provision for loan losses	22,138		20,989		43,370	38,236
Noninterest Income:
Total noninterest income	7,093		6,700		13,991	11,445
Noninterest Expenses:
Salaries and employee benefits	9,948		8,038		19,456	15,874
Other expenses	10,913		10,289		21,961	17,729
Total noninterest expense	20,861		18,327		41,417	33,603
Income before income taxes	8,370		9,362		15,944	16,078
Income taxes	1,771		1,266		3,402	2,403
Net income before noncontrolling interest	6,599		8,096		12,542	13,675
Net loss attributable to noncontrolling interest	0		0		0	0
Net income attributable to parent						13,675
Preferred stock dividends						0
Net income available to common shareholders	6,599		8,096		12,542	13,675
Capital expenditures	0		687		250	928
Assets	3,003,459				3,003,459		2,804,840
Goodwill	0				0		0
Operating Segments | Mortgage Banking
Segment Reporting Information [Line Items]
Interest income	103		98		206	202
Interest expense	0		0		0	0
NET INTEREST INCOME	103		98		206	202
Provision (release of allowance) for loan losses	0		0		0	(2)
Net interest income after provision for loan losses	103		98		206	204
Noninterest Income:
Total noninterest income	787		4,546		2,010	10,953
Noninterest Expenses:
Salaries and employee benefits	0		0		0	0
Other expenses	94		23		94	86
Total noninterest expense	94		23		94	86
Income before income taxes	796		4,621		2,122	11,071
Income taxes	207		1,120		548	2,684
Net income before noncontrolling interest	589		3,501		1,574	8,387
Net loss attributable to noncontrolling interest	0		0		0	0
Net income attributable to parent						8,387
Preferred stock dividends						0
Net income available to common shareholders	589		3,501		1,574	8,387
Capital expenditures	0		22		0	22
Assets	52,519				52,519		50,202
Goodwill	0				0		0
Operating Segments | Professional Services
Segment Reporting Information [Line Items]
Interest income	0		0		0	0
Interest expense	8		3		15	3
NET INTEREST INCOME	(8)		(3)		(15)	(3)
Provision (release of allowance) for loan losses	0		0		0	0
Net interest income after provision for loan losses	(8)		(3)		(15)	(3)
Noninterest Income:
Total noninterest income	5,686		3,286		11,243	4,978
Noninterest Expenses:
Salaries and employee benefits	3,872		2,212		7,670	3,106
Other expenses	1,407		1,167		2,562	1,685
Total noninterest expense	5,279		3,379		10,232	4,791
Income before income taxes	399		(96)		996	184
Income taxes	95		(32)		259	27
Net income before noncontrolling interest	304		(64)		737	157
Net loss attributable to noncontrolling interest	63		46		158	46
Net income attributable to parent						203
Preferred stock dividends						0
Net income available to common shareholders	367		(18)		895	203
Capital expenditures	5		7		26	7
Assets	16,463				16,463		0
Goodwill	3,988				3,988		3,988
Operating Segments | Edge Ventures
Segment Reporting Information [Line Items]
Interest income	0		0		0	0
Interest expense	0		0		0	0
NET INTEREST INCOME	0		0		0	0
Provision (release of allowance) for loan losses	0		0		0	0
Net interest income after provision for loan losses	0		0		0	0
Noninterest Income:
Total noninterest income	110		0		185	0
Noninterest Expenses:
Salaries and employee benefits	724		134		1,323	246
Other expenses	1,170		122		2,217	193
Total noninterest expense	1,894		256		3,540	439
Income before income taxes	(1,784)		(256)		(3,355)	(439)
Income taxes	(399)		(66)		(761)	(113)
Net income before noncontrolling interest	(1,385)		(190)		(2,594)	(326)
Net loss attributable to noncontrolling interest	102		38		200	65
Net income attributable to parent						(261)
Preferred stock dividends						0
Net income available to common shareholders	(1,283)		(152)		(2,394)	(261)
Capital expenditures	829		0		1,448	1,500
Assets	17,777				17,777		0
Goodwill	0				0		0
Operating Segments | Financial Holding Company
Segment Reporting Information [Line Items]
Interest income	87		0		80	1
Interest expense	760		490		1,513	956
NET INTEREST INCOME	(673)		(490)		(1,433)	(955)
Provision (release of allowance) for loan losses	0		0		0	0
Net interest income after provision for loan losses	(673)		(490)		(1,433)	(955)
Noninterest Income:
Total noninterest income	3,228		2,309		5,899	3,890
Noninterest Expenses:
Salaries and employee benefits	4,439		3,277		8,495	6,346
Other expenses	2,247		1,337		4,452	2,420
Total noninterest expense	6,686		4,614		12,947	8,766
Income before income taxes	(4,131)		(2,795)		(8,481)	(5,831)
Income taxes	(815)		(615)		(1,684)	(1,159)
Net income before noncontrolling interest	(3,316)		(2,180)		(6,797)	(4,672)
Net loss attributable to noncontrolling interest	0		0		0	0
Net income attributable to parent						(4,672)
Preferred stock dividends						35
Net income available to common shareholders	(3,316)		(2,180)		(6,797)	(4,707)
Capital expenditures	47		0		385	0
Assets	338,132				338,132		363,971
Goodwill	0				0		0
Intercompany Eliminations
Segment Reporting Information [Line Items]
Interest income	(10)		(1)		(15)	(2)
Interest expense	(10)		(2)		(15)	(2)
NET INTEREST INCOME	0		1		0	0
Provision (release of allowance) for loan losses	0		0		0	0
Net interest income after provision for loan losses	0		1		0	0
Noninterest Income:
Total noninterest income	(4,995)		(3,197)		(9,549)	(5,164)
Noninterest Expenses:
Salaries and employee benefits	0		0		0	0
Other expenses	(4,995)		(3,196)		(9,549)	(5,164)
Total noninterest expense	(4,995)		(3,196)		(9,549)	(5,164)
Income before income taxes	0		0		0	0
Income taxes	0		0		0	0
Net income before noncontrolling interest	0		0		0	0
Net loss attributable to noncontrolling interest	0		0		0	0
Net income attributable to parent						0
Preferred stock dividends						0
Net income available to common shareholders	0		0		0	0
Capital expenditures	0		$ 0		0	$ 0
Assets	(443,922)				(443,922)		(449,688)
Goodwill	$ 0				$ 0		$ 0

Pending Acquisition - Narrative

Pending Acquisition - Narrative (Details) - Warp Speed Holdings LLC - USD ($) $ in Millions	6 Months Ended
	Sep. 30, 2022	Mar. 13, 2022
Business Acquisition [Line Items]
Ownership percentage		37.50%
Forecast | Subsequent Event
Business Acquisition [Line Items]
Cash consideration	$ 38.4
Consideration issued as equity	$ 9.6

Subsequent Events (Details)

Subsequent Events (Details)	Aug. 08, 2022
Subsequent Event | CK Progress, Inc.
Subsequent Event [Line Items]
Renewal term of program management agreement	24 months