Regions Financial 8K Regulation FD Disclosure | RF 19 Apr 07

Annual Shareholder Meeting

April 19, 2007

Exhibit 99.1

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Company Profile

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Strategic Growth Opportunities

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Integration Update

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Financial Performance

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The New Regions

A Top Ten U.S. Bank Holding Company

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Market Capitalization

$26 billion

9th

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Assets

$138 billion

8th

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Loans, net of unearned income

$94 billion

9th

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Deposits

$95 billion

8th

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Branches

1,913

7th

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ATMs

2,590

8th

National Rank¹

As of December 31, 2006.

Franchise Footprint

Source: SNL DataSource. Deposit data as of 30-Jun-2006.

NOTE: Divestitures are not included

State

Dep. ($B)

Mkt. Share

Rank

$20.8

30%

18.4

17.6

7.8

6.5

5.5

4.4

2.9

#19

2.3

1.9

#10

Other

4.3

—

Regions

Morgan Keegan

Insurance

Daily Customer Interaction With Regions

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5.2 million checks are processed

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800,000 deposits / withdrawals are made with our tellers

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225,000 customers use our ATMs for cash withdrawals

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405,000 customers call us for account information

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52,000 additional customers call one of our telephone bankers

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470,000 customers access our Web site

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425,000 additional customers use our Internet banking product

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50,000 bills are paid by using our Internet banking product

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1,160,000 purchases are made with our debit card

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Company Profile

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Strategic Growth Opportunities

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Integration Update

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Financial Performance

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The New Regions

Strategic Growth Opportunities

Florida

De Novo Branching

Morgan Keegan

Improved Market

Density

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Increased deposit market share in one of the

highest growth states in the United States

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Leverage de novo branching expertise

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Branch expansion across high-growth areas

of footprint

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Additional opportunities to leverage Morgan

Keegan across franchise

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Attractive markets

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Benefit from size and diversity

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Company Profile

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Strategic Growth Opportunities

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Integration Update

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Financial Performance

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The New Regions

Integration Accomplishments

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Announced Key Organizational Decisions

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Identified Major Systems and Started Conversions

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Introduced New Culture and Brand Identity

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Completed Divestitures

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Began Executing Branch Consolidation Plans

Branch Conversion Schedule

Branch Conversion Schedule

Branch Conversion Schedule

Branch Conversion Schedule

Technology Investments: Keeping Focused

on Customers

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Customers to experience faster loan approvals

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Plans in place to protect customer information in

aftermath of a disaster

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Event Command Center established to track

status of all four conversion events

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Company Profile

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Strategic Growth Opportunities

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Integration Update

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Financial Performance

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The New Regions

Financial Performance

0.20%

0.22%

Net Charge Off Ratio

Asset Quality

0.45%

0.40%

Nonperforming Assets as a % of Loans

1.18%

1.17%

Allowance for Credit Losses as a % of Loans

6.52%

6.53%

Tangible Equity/ Tangible Assets

Capital Strength

24.96%

24.83%

Return on Avg. Tangible Equity

1.46%

1.52%

Return on Avg. Assets

56.56%

56.32%

Operating Efficiency

3.99%

4.17%

Net Interest Margin

Profitability*

2006

1Q07

* Excluding discontinued operations and merger-related charges

Total Shareholder Return

Regions

S&P 500

Index

S&P

Bank

Index

Regions

S&P 500

Index

S&P

Bank

Index

Regions

S&P 500

Index

S&P

Bank

Index

1 Year

3 Years

5 Years

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Company Profile

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Strategic Growth Opportunities

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Integration Update

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Financial Performance

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The New Regions

Our Brand Promise to Customers

“You can expect more

from Regions. Yes, we

are in the business of

banking. But we are also

in the business of life.

And while our financial

solutions will help you get

Regions Financial (RF) 8-KRegulation FD Disclosure