Regions Financial (RF) 10-Q 3 Nov 22 2022 Q3 Quarterly report Financial data

DOCUMENT AND ENTITY INFORMATION

DOCUMENT AND ENTITY INFORMATION - shares	9 Months Ended
	Sep. 30, 2022	Nov. 01, 2022
Entity Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-34034
Entity Registrant Name	Regions Financial Corporation
Entity Central Index Key	0001281761
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	63-0589368
Entity Address, Address Line One	1900 Fifth Avenue North
Entity Address, City or Town	Birmingham
Entity Address, State or Province	AL
Entity Address, Postal Zip Code	35203
City Area Code	800
Local Phone Number	734-4667
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		934,445,606
Common Stock [Member]
Entity Information [Line Items]
Title of 12(b) Security	Common Stock, $.01 par value
Trading Symbol	RF
Security Exchange Name	NYSE
Series B Preferred Stock [Member]
Entity Information [Line Items]
Title of 12(b) Security	6.375% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B
Trading Symbol	RF PRB
Security Exchange Name	NYSE
Series C Preferred Stock [Member]
Entity Information [Line Items]
Title of 12(b) Security	5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C
Trading Symbol	RF PRC
Security Exchange Name	NYSE
Series E Preferred Stock
Entity Information [Line Items]
Title of 12(b) Security	4.45% Non-Cumulative Perpetual Preferred Stock, Series E
Trading Symbol	RF PRE
Security Exchange Name	NYSE

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 2,117	$ 1,350
Interest-bearing deposits in other banks	13,549	28,061
Debt securities held to maturity	817	899
Debt securities available for sale	28,126	28,481
Loans held for sale	720	1,003
Loans, net of unearned income	94,711	87,784
Allowance for loan losses	(1,418)	(1,479)
Net loans	93,293	86,305
Other earning assets	1,341	1,187
Premises and equipment, net	1,744	1,814
Interest receivable	424	319
Goodwill	5,739	5,744
Residential mortgage servicing rights at fair value	809	418
Other identifiable intangible assets, net	266	305
Other assets	8,853	7,052
Total assets	157,798	162,938
Deposits:
Non-interest-bearing	54,996	58,369
Interest-bearing	80,382	80,703
Total deposits	135,378	139,072
Borrowed funds:
Long-term borrowings	2,274	2,407
Total borrowed funds	2,274	2,407
Other liabilities	4,973	3,133
Total liabilities	142,625	144,612
Equity:
Preferred stock	1,659	1,659
Common stock	10	10
Additional paid-in capital	11,976	12,189
Retained earnings	6,531	5,550
Treasury stock, at cost	(1,371)	(1,371)
Accumulated other comprehensive income (loss), net	(3,632)	289
Total shareholders’ equity	15,173	18,326
Total liabilities and equity	$ 157,798	$ 162,938

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Debt securities held to maturity, estimated fair value	$ 762	$ 950
Debt Securities, Available-for-sale, Amortized Cost	31,814	28,263
Loans held for sale, at fair value	$ 315	$ 783
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Par Value Per Share (in dollars per share)	$ 1	$ 1
Common Stock, Shares Authorized	3,000,000,000	3,000,000,000
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares, Issued	975,464,999	982,940,601
Treasury Stock, Shares	41,032,676	41,032,676
Noncumulative Preferred Stock [Member]
Preferred Stock, Shares Issued	1,403,500	1,403,500

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income on:
Loans, including fees	$ 1,072	$ 847	$ 2,880	$ 2,550
Debt securities	171	135	466	399
Interest and Fee Income, Loans & Leases Held for Sale	8	7	27	31
Other earning assets	92	17	177	45
Total interest income	1,343	1,006	3,550	3,025
Interest expense on:
Deposits	50	15	83	51
Long-term borrowings	31	26	82	79
Total interest expense	81	41	165	130
Net interest income	1,262	965	3,385	2,895
Provision for (benefit from) credit losses	135	(155)	159	(634)
Net interest income after provision for (benefit from) credit losses	1,127	1,120	3,226	3,529
Non-interest income:
Total non-interest income	605	649	1,829	1,909
Non-interest expense:
Salaries and employee benefits	593	552	1,714	1,630
Equipment and software expense	98	90	290	269
Net occupancy expense	76	75	226	227
Other	403	221	821	638
Total non-interest expense	1,170	938	3,051	2,764
Income before income taxes	562	831	2,004	2,674
Income tax expense	133	180	444	591
Net income	429	651	1,560	2,083
Net income available to common shareholders	$ 404	$ 624	$ 1,486	$ 1,986
Weighted-average number of shares outstanding:
Basic (in shares)	934	955	936	958
Diluted (in shares)	940	962	942	965
Earnings per common share:
Basic (in dollars per share)	$ 0.43	$ 0.65	$ 1.59	$ 2.07
Diluted (in dollars per share)	$ 0.43	$ 0.65	$ 1.58	$ 2.06
Service charges on deposit accounts
Non-interest income:
Total non-interest income	$ 156	$ 162	$ 489	$ 482
Card and ATM fees
Non-interest income:
Total non-interest income	126	129	383	372
Capital markets income
Non-interest income:
Total non-interest income	93	87	278	248
Mortgage income
Non-interest income:
Total non-interest income	37	50	132	193
Investment management and trust fee income
Non-interest income:
Total non-interest income	74	69	221	204
Securities gains (losses), net
Non-interest income:
Total non-interest income	(1)	1	(1)	3
Other
Non-interest income:
Total non-interest income	$ 120	$ 151	$ 327	$ 407

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) shares in Thousands, $ in Millions	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock, At Cost [Member]	Accumulated Other Comprehensive Income (Loss), Net [Member]	Noncontrolling Interest [Member]
Beginning Balance Outstanding (in shares) at Dec. 31, 2020		2,000	960,000
Beginning Balance at Dec. 31, 2020	$ 18,111	$ 1,656	$ 10	$ 12,731	$ 3,770	$ (1,371)	$ 1,315	$ 0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	642				642
Other comprehensive income (loss), net of tax	(723)						(723)
Cash dividends declared	(149)				(149)
Dividends, Preferred Stock	(28)				(28)
Impact of stock transactions under compensation plans, net and other (in shares)			1,000
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	9			9
Ending Balance Outstanding (in shares) at Mar. 31, 2021		2,000	961,000
Ending Balance at Mar. 31, 2021	17,862	$ 1,656	$ 10	12,740	4,235	(1,371)	592	0
Beginning Balance Outstanding (in shares) at Dec. 31, 2020		2,000	960,000
Beginning Balance at Dec. 31, 2020	18,111	$ 1,656	$ 10	12,731	3,770	(1,371)	1,315	0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,083
Other comprehensive income (loss), net of tax	(783)
Dividends, Preferred Stock	(84)
Net proceeds from issuance of preferred stock	390
Ending Balance Outstanding (in shares) at Sep. 30, 2021		2,000	955,000
Ending Balance at Sep. 30, 2021	18,605	$ 1,659	$ 10	12,479	5,296	(1,371)	532	18
Beginning Balance Outstanding (in shares) at Mar. 31, 2021		2,000	961,000
Beginning Balance at Mar. 31, 2021	17,862	$ 1,656	$ 10	12,740	4,235	(1,371)	592	0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	790				790
Other comprehensive income (loss), net of tax	59						59
Cash dividends declared	(147)				(147)
Dividends, Preferred Stock	(29)				(29)
Net proceeds from issuance of preferred stock	390	390
Stock Redeemed or Called During Period, Value	(500)	$ (387)		(100)	(13)
Impact of common stock share repurchases (in shares)			(8,000)
Impact of common stock share repurchases	(167)			(167)
Impact of stock transactions under compensation plans, net and other (in shares)			2,000
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	(6)			(6)
Ending Balance Outstanding (in shares) at Jun. 30, 2021		2,000	955,000
Ending Balance at Jun. 30, 2021	18,252	$ 1,659	$ 10	12,467	4,836	(1,371)	651	0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	651				651
Other comprehensive income (loss), net of tax	(119)						(119)
Cash dividends declared	(164)				(164)
Dividends, Preferred Stock	(27)				(27)
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	12			12
Other								18
Ending Balance Outstanding (in shares) at Sep. 30, 2021		2,000	955,000
Ending Balance at Sep. 30, 2021	18,605	$ 1,659	$ 10	12,479	5,296	(1,371)	532	18
Beginning Balance Outstanding (in shares) at Dec. 31, 2021		2,000	942,000
Beginning Balance at Dec. 31, 2021	18,326	$ 1,659	$ 10	12,189	5,550	(1,371)	289
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	548				548
Other comprehensive income (loss), net of tax	(1,503)						(1,503)
Cash dividends declared	(159)				(159)
Dividends, Preferred Stock	(24)				(24)
Impact of common stock share repurchases (in shares)			(9,000)
Impact of common stock share repurchases	(215)			(215)
Impact of stock transactions under compensation plans, net and other (in shares)			0
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	9			9
Ending Balance Outstanding (in shares) at Mar. 31, 2022		2,000	933,000
Ending Balance at Mar. 31, 2022	16,982	$ 1,659	$ 10	11,983	5,915	(1,371)	(1,214)	0
Beginning Balance Outstanding (in shares) at Dec. 31, 2021		2,000	942,000
Beginning Balance at Dec. 31, 2021	18,326	$ 1,659	$ 10	12,189	5,550	(1,371)	289
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,560
Other comprehensive income (loss), net of tax	(3,921)
Dividends, Preferred Stock	(74)
Net proceeds from issuance of preferred stock	0
Ending Balance Outstanding (in shares) at Sep. 30, 2022		2,000	934,000
Ending Balance at Sep. 30, 2022	15,173	$ 1,659	$ 10	11,976	6,531	(1,371)	(3,632)	0
Beginning Balance Outstanding (in shares) at Mar. 31, 2022		2,000	933,000
Beginning Balance at Mar. 31, 2022	16,982	$ 1,659	$ 10	11,983	5,915	(1,371)	(1,214)	0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	583				583
Other comprehensive income (loss), net of tax	(853)						(853)
Cash dividends declared	(159)				(159)
Dividends, Preferred Stock	$ (25)				(25)
Impact of common stock share repurchases (in shares)	(9,100)		1,000
Impact of common stock share repurchases	$ (15)			(15)
Impact of stock transactions under compensation plans, net and other (in shares)			0
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	(6)			(6)
Ending Balance Outstanding (in shares) at Jun. 30, 2022		2,000	934,000
Ending Balance at Jun. 30, 2022	16,507	$ 1,659	$ 10	11,962	6,314	(1,371)	(2,067)	0
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	429				429
Other comprehensive income (loss), net of tax	(1,565)						(1,565)
Cash dividends declared	(187)				(187)
Dividends, Preferred Stock	$ (25)				(25)
Impact of common stock share repurchases (in shares)	(725)
Impact of stock transactions under compensation plans, net and other (in shares)			0
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	$ 14			14
Ending Balance Outstanding (in shares) at Sep. 30, 2022		2,000	934,000
Ending Balance at Sep. 30, 2022	$ 15,173	$ 1,659	$ 10	$ 11,976	$ 6,531	$ (1,371)	$ (3,632)	$ 0

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities:
Net income	$ 1,560	$ 2,083
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses	159	(634)
Depreciation, amortization and accretion, net	284	293
Securities (gains) losses, net	1	(3)
Deferred income tax expense	42	200
Originations and purchases of loans held for sale	(3,852)	(5,236)
Proceeds from sales of loans held for sale	4,078	6,024
(Gain) loss on sale of loans, net	(25)	(194)
Loss on early extinguishment of debt	0	20
Net change in operating assets and liabilities:
Other earning assets	(157)	(67)
Interest receivable and other assets	(2,024)	(192)
Other liabilities	1,810	(84)
Other	(50)	59
Net cash from operating activities	1,826	2,269
Investing activities:
Proceeds from maturities of debt securities held to maturity	81	177
Proceeds from sales of debt securities available for sale	1,135	77
Proceeds from maturities of debt securities available for sale	3,588	4,400
Purchases of debt securities available for sale	(8,470)	(7,128)
Net (payments for) proceeds from bank-owned life insurance	(1)	(2)
Proceeds from sales of loans	1,718	436
Purchases of loans	(816)	(1,004)
Purchases of residential mortgage servicing rights	(262)	(58)
Net change in loans	(7,983)	2,804
Net purchases of other assets	(62)	(54)
Net cash from investing activities	(11,072)	(352)
Financing activities:
Net change in deposits	(3,694)	9,560
Proceeds from Issuance of Debt	0	647
Payments on long-term borrowings	0	(1,749)
Net proceeds from issuance of preferred stock	0	390
Payments for Repurchase of Preferred Stock and Preference Stock	0	500
Cash dividends on common stock	(478)	(446)
Cash dividends on preferred stock	(74)	(84)
Repurchases of common stock	(230)	(167)
Taxes paid related to net share settlement of equity awards	(23)	(20)
Other	0	3
Net cash from financing activities	(4,499)	7,634
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	(13,745)	9,551
Cash and cash equivalents at beginning of year	29,411	17,956
Cash and cash equivalents at end of period	$ 15,666	$ 27,507
Document Fiscal Year Focus	2022

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 429	$ 651	$ 1,560	$ 2,083
Unrealized losses on securities transferred to held to maturity during the period, net of tax	0	0	0	0
Less: Reclassification Adjustments for Amortization of Unrealized Losses on Securities Transferred to Held to Maturity, Net of Tax	0	(2)	(2)	(5)
Net change in unrealized losses on securities transferred to held to maturity, net of tax	0	2	2	5
Unrealized holding gains (losses) arising during the period on securities available for sale (net of tax)	(1,102)	(75)	(2,913)	(414)
Less: reclassification adjustments for securities gains (losses) realized in net income (net of tax)	(1)	0	(1)	2
Net change in unrealized gains (losses) on securities available for sale, net of tax	(1,101)	(75)	(2,912)	(416)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax	(471)	18	(891)	(174)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax	0	81	140	235
Net change in unrealized gains (losses) on derivative instruments, net of tax	(471)	(63)	(1,031)	(409)
Net actuarial gains (losses) arising during the period (net of tax)	0	0	0	0
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, after Tax	7	17	20	37
Net change from defined benefit pension plans and other post employment benefits, net of tax	7	17	20	37
Other comprehensive income (loss), net of tax	(1,565)	(119)	(3,921)	(783)
Comprehensive income (loss)	$ (1,136)	$ 532	$ (2,361)	$ 1,300

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Unrealized losses on securities transferred to held to maturity during the period, tax	$ 0	$ 0	$ 0	$ 0
Amortization of unrealized losses on securities transferred to held to maturity, tax	1	0	1	(1)
Unrealized holding gains (losses) on available for sale securities, tax	(376)	(24)	(994)	(139)
Reclassification adjustments for securities gains (losses) realized in net income, tax	0	1	0	1
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax	(161)	6	(301)	(59)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax	0	27	48	79
Net actuarial gains and losses arising during the period, tax	0	0	0	0
Reclassification adjustments for amortization of actuarial loss realized in net income, and other, tax	$ (2)	$ (4)	$ (5)	$ (11)

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	NOTE 1. BASIS OF PRESENTATION Regions Financial Corporation (“Regions” or the "Company”) provides a full range of banking and bank-related services to individual and corporate customers through its subsidiaries and branch offices located across the South, Midwest and Texas as well as delivering specialty capabilities nationwide. Regions is subject to the regulations of certain government agencies and undergoes periodic examinations by certain regulatory authorities. The accounting and reporting policies of Regions and the methods of applying those policies that materially affect the consolidated financial statements conform with GAAP and with general financial services industry practices. The accompanying interim financial statements have been prepared in accordance with the instructions for Form 10-Q and, therefore, do not include all information and notes to the consolidated financial statements necessary for a complete presentation of financial position, results of operations, comprehensive income (loss) and cash flows in conformity with GAAP. In the opinion of management, all adjustments, consisting of normal and recurring items, necessary for the fair presentation of the consolidated financial statements have been included. These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto in Regions’ Annual Report on Form 10-K for the year ended December 31, 2021. Regions has evaluated all subsequent events for potential recognition and disclosure through the filing date of this Form 10-Q.

Securities

Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	NOTE 2. DEBT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair value of debt securities held to maturity and debt securities available for sale are as follows: September 30, 2022 Recognized in OCI (1) Not Recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 301 $ — $ (10) $ 291 $ — $ (25) $ 266 Commercial agency 527 — (1) 526 — (30) 496 $ 828 $ — $ (11) $ 817 $ — $ (55) $ 762 Debt securities available for sale: U.S. Treasury securities $ 1,329 $ — $ (128) $ 1,201 $ 1,201 Federal agency securities 801 — (63) 738 738 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 20,013 36 (2,754) 17,295 17,295 Residential non-agency 1 — — 1 1 Commercial agency 8,168 — (687) 7,481 7,481 Commercial non-agency 271 — (14) 257 257 Corporate and other debt securities 1,229 — (78) 1,151 1,151 $ 31,814 $ 36 $ (3,724) $ 28,126 $ 28,126 December 31, 2021 Recognized in OCI (1) Not Recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 370 $ — $ (13) $ 357 $ 20 $ — $ 377 Commercial agency 543 — (1) 542 31 — 573 $ 913 $ — $ (14) $ 899 $ 51 $ — $ 950 Debt securities available for sale: U.S. Treasury securities $ 1,137 $ 2 $ (7) $ 1,132 $ 1,132 Federal agency securities 94 1 (3) 92 92 Obligations of states and political subdivisions 4 — — 4 4 Mortgage-backed securities: Residential agency 18,873 287 (198) 18,962 18,962 Residential non-agency 1 — — 1 1 Commercial agency 6,271 163 (61) 6,373 6,373 Commercial non-agency 532 4 — 536 536 Corporate and other debt securities 1,351 36 (6) 1,381 1,381 $ 28,263 $ 493 $ (275) $ 28,481 $ 28,481 _________ (1) The gross unrealized losses recognized in OCI on securities held to maturity resulted from a transfer of securities available for sale to held to maturity in the second quarter of 2013. Debt securities with carrying values of $9.0 billion and $9.2 billion at September 30, 2022 and December 31, 2021, respectively, were pledged to secure public funds, trust deposits and certain borrowing arrangements. The amortized cost and estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2022, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 301 $ 266 Commercial agency 527 496 $ 828 $ 762 Debt securities available for sale: Due in one year or less $ 214 $ 211 Due after one year through five years 2,251 2,094 Due after five years through ten years 788 698 Due after ten years 108 89 Mortgage-backed securities: Residential agency 20,013 17,295 Residential non-agency 1 1 Commercial agency 8,168 7,481 Commercial non-agency 271 257 $ 31,814 $ 28,126 The following tables present gross unrealized losses and the related estimated fair value of debt securities held to maturity at September 30, 2022 and debt securities available for sale are presented at September 30, 2022 and December 31, 2021. For debt securities transferred to held to maturity from available for sale, the analysis in the tables below compares the securities' original amortized cost to its current estimated fair value; there were no unrealized losses on debt securities held to maturity using this analysis at December 31, 2021. These securities are segregated between investments that have been in a continuous unrealized loss position for less than twelve months and for twelve months or more. September 30, 2022 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 266 $ (35) $ — $ — $ 266 $ (35) Commercial agency 496 (31) — — 496 (31) $ 762 $ (66) $ — $ — $ 762 $ (66) Debt securities available for sale: U.S. Treasury securities $ 889 $ (81) $ 307 $ (47) $ 1,196 $ (128) Federal agency securities 684 (51) 53 (12) 737 (63) Mortgage-backed securities: Residential agency 11,549 (1,495) 5,711 (1,259) 17,260 (2,754) Commercial agency 6,090 (440) 1,389 (247) 7,479 (687) Commercial non-agency 227 (13) 30 (1) 257 (14) Corporate and other debt securities 885 (55) 254 (23) 1,139 (78) $ 20,324 $ (2,135) $ 7,744 $ (1,589) $ 28,068 $ (3,724) December 31, 2021 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities available for sale: U.S. Treasury securities $ 1,010 $ (7) $ — $ — $ 1,010 $ (7) Federal agency securities 63 (3) — — 63 (3) Mortgage-backed securities: Residential agency 9,528 (171) 686 (27) 10,214 (198) Commercial agency 1,333 (29) 760 (32) 2,093 (61) Corporate and other debt securities 444 (6) — — 444 (6) $ 12,378 $ (216) $ 1,446 $ (59) $ 13,824 $ (275) The number of individual debt positions in an unrealized loss position in the tables above increased from 479 at December 31, 2021, to 1,818 at September 30, 2022. The increase in the number of securities and the total amount of unrealized losses from year-end 2021 was primarily due to changes in market interest rates. In instances where an unrealized loss existed, there was no indication of an adverse change in credit on the underlying positions in the tables above. As it relates to these positions, management believes no individual unrealized loss represented credit impairment as of those dates. The Company does not intend to sell, and it is not more likely than not that the Company will be required to sell, the positions before the recovery of their amortized cost basis, which may be at maturity. Gross realized gains and gross realized losses on sales of debt securities available for sale for the nine months ended September 30, 2022 is presented below. Gross realized gains and gross realized losses on sales of debt securities available for sale were immaterial for the three months ended September 30, 2022 and the three and nine months ended September 30, 2021. The cost of securities sold is based on the specific identification method. As part of the Company's normal process for evaluating impairment, management did not identify any positions where impairment was believed to exist in either of the three and nine months ended September 30, 2022 or 2021. Nine Months Ended September 30, 2022 (in millions) Gross realized gains $ 17 Gross realized losses (18) Securities gains (losses), net $ (1)

Loans and the Allowance for Cre

Loans and the Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans and the Allowance for Credit Losses	NOTE 3. LOANS AND THE ALLOWANCE FOR CREDIT LOSSES LOANS The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income: September 30, 2022 December 31, 2021 (In millions) Commercial and industrial $ 49,591 $ 43,758 Commercial real estate mortgage—owner-occupied 5,167 5,287 Commercial real estate construction—owner-occupied 282 264 Total commercial 55,040 49,309 Commercial investor real estate mortgage 6,295 5,441 Commercial investor real estate construction 1,824 1,586 Total investor real estate 8,119 7,027 Residential first mortgage 18,399 17,512 Home equity lines 3,521 3,744 Home equity loans 2,515 2,510 Consumer credit card 1,186 1,184 Other consumer-exit portfolio 662 1,071 Other consumer 5,269 5,427 Total consumer 31,552 31,448 Total loans, net of unearned income $ 94,711 $ 87,784 At September 30, 2022, $15.4 billion in net eligible loans held by Regions were pledged for potential borrowings from the FHLB. At September 30, 2022, an additional $14.1 billion in net eligible loans held by Regions were pledged to the FRB for potential borrowings. Included in the commercial and industrial loan balance are sales-type and direct financing leases totaling $1.3 billion as of September 30, 2022, with related income of $38 million for the nine months ended September 30, 2022. ALLOWANCE FOR CREDIT LOSSES Regions determines the appropriate level of the allowance on a quarterly basis. Refer to Note 1 "Summary of Significant Accounting Policies" to the consolidated financial statements to the Annual Report on Form 10-K for the year ended December 31, 2021, for a description of the methodology. Reflected in the allowance is the impact of the sale of $1.2 billion of unsecured consumer loans at the end of the third quarter of 2022 with an associated allowance of $94 million. In conjunction with the sale, the Company recognized a $63 million fair value mark recorded through charge-offs resulting in a net provision benefit of $31 million. ROLLFORWARD OF ALLOWANCE FOR CREDIT LOSSES The following tables present analyses of the allowance by portfolio segment for the three and nine months ended September 30, 2022 and 2021. Three Months Ended September 30, 2022 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2022 $ 597 $ 91 $ 737 $ 1,425 Provision for (benefit from) loan losses 78 8 17 103 Loan losses: Charge-offs (20) — (115) (135) Recoveries 13 — 12 25 Net loan (losses) recoveries (7) — (103) (110) Allowance for loan losses, September 30, 2022 668 99 651 1,418 Reserve for unfunded credit commitments, July 1, 2022 57 10 22 89 Provision for (benefit from) unfunded credit commitments 10 7 15 32 Reserve for unfunded credit commitments, September 30, 2022 67 17 37 121 Allowance for credit losses, September 30, 2022 $ 735 $ 116 $ 688 $ 1,539 Three Months Ended September 30, 2021 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2021 $ 858 $ 91 $ 648 $ 1,597 Provision for (benefit from) loan losses (122) (3) (14) (139) Loan losses: Charge-offs (22) — (37) (59) Recoveries 16 1 12 29 Net loan (losses) recoveries (6) 1 (25) (30) Allowance for loan losses, September 30, 2021 730 89 609 1,428 Reserve for unfunded credit commitments, July 1, 2021 61 13 13 87 Provision for (benefit from) unfunded credit commitments (7) (5) (4) (16) Reserve for unfunded credit commitments, September 30, 2021 54 8 9 71 Allowance for credit losses, September 30, 2021 $ 784 $ 97 $ 618 $ 1,499 Nine Months Ended September 30, 2022 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2022 $ 682 $ 79 $ 718 $ 1,479 Provision for (benefit from) loan losses 15 19 99 133 Loan losses: Charge-offs (68) — (214) (282) Recoveries 39 1 48 88 Net loan (losses) recoveries (29) 1 (166) (194) Allowance for loan losses, September 30, 2022 668 99 651 1,418 Reserve for unfunded credit commitments, January 1, 2022 58 8 29 95 Provision for (benefit from) unfunded credit commitments 9 9 8 26 Reserve for unfunded credit commitments, September 30, 2022 67 17 37 121 Allowance for credit losses, September 30, 2022 $ 735 $ 116 $ 688 $ 1,539 Nine Months Ended September 30, 2021 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2021 $ 1,196 $ 183 $ 788 $ 2,167 Provision for (benefit from) loan losses (408) (78) (93) (579) Loan losses: Charge-offs (105) (19) (132) (256) Recoveries 47 3 46 96 Net loan (losses) recoveries (58) (16) (86) (160) Allowance for loan losses, September 30, 2021 730 89 609 1,428 Reserve for unfunded credit commitments, January 1, 2021 97 14 15 126 Provision for (benefit from) unfunded credit commitments (43) (6) (6) (55) Reserve for unfunded credit commitments, September 30, 2021 54 8 9 71 Allowance for credit losses, September 30, 2021 $ 784 $ 97 $ 618 $ 1,499 PORTFOLIO SEGMENT RISK FACTORS Regions’ portfolio segments are commercial, investor real estate and consumer. Classes within each segment present unique credit risks. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for information regarding Regions’ portfolio segments and related classes, as well as the risks specific to each. CREDIT QUALITY INDICATORS The commercial and investor real estate portfolio segments’ primary credit quality indicator is internal risk ratings which are detailed by categories related to underlying credit quality and probability of default. Regions assigns these risk ratings at loan origination and reviews the relationship utilizing a risk-based approach on, at minimum, an annual basis or at any time management becomes aware of information affecting the borrowers' ability to fulfill their obligations. Both quantitative and qualitative factors are considered in this review process. Regions' ratings are aligned to federal banking regulators’ definitions and are utilized to develop the associated allowance. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for information regarding commercial risk ratings. Regions' consumer portfolio segment has various classes that present unique credit risks. Regions considers factors such as periodic updates of FICO scores, accrual status, days past due status, unemployment rates, home prices and geography as credit quality indicators for the consumer loan portfolio. FICO scores are obtained at origination as part of Regions' formal underwriting process. Refreshed FICO scores are obtained by the Company quarterly for all consumer loans, including residential first mortgage loans. Current FICO data is not available for certain loans in the portfolio for various reasons; for example, if customers do not use sufficient credit, an updated score may not be available. These categories are utilized to develop the associated allowance for credit losses. The higher the FICO score the less probability of default and vice versa. The following tables present applicable credit quality indicators for the loan portfolio segments and classes, excluding loans held for sale, by vintage year as of September 30, 2022 and December 31, 2021. Classes in the commercial and investor real estate portfolio segments are disclosed by risk rating. Classes in the consumer portfolio segment are disclosed by current FICO scores. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for more information regarding Regions' credit quality indicators. September 30, 2022 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2022 2021 2020 2019 2018 Prior (In millions) Commercial and industrial: Risk Rating: Pass (2) $ 9,606 $ 7,836 $ 3,601 $ 2,511 $ 1,240 $ 3,497 $ 19,250 $ — $ 97 $ 47,638 Special Mention 196 94 117 94 6 1 240 — — 748 Substandard Accrual 85 80 93 64 41 16 493 — — 872 Non-accrual 34 81 11 9 42 13 143 — — 333 Total commercial and industrial $ 9,921 $ 8,091 $ 3,822 $ 2,678 $ 1,329 $ 3,527 $ 20,126 $ — $ 97 $ 49,591 Commercial real estate mortgage—owner-occupied: Risk Rating: Pass $ 924 $ 1,200 $ 942 $ 534 $ 541 $ 697 $ 104 $ — $ (5) $ 4,937 Special Mention 7 35 43 10 14 12 2 — — 123 Substandard Accrual 7 13 10 35 5 7 1 — — 78 Non-accrual 1 — 8 1 4 14 1 — — 29 Total commercial real estate mortgage—owner-occupied: $ 939 $ 1,248 $ 1,003 $ 580 $ 564 $ 730 $ 108 $ — $ (5) $ 5,167 Commercial real estate construction—owner-occupied: Risk Rating: Pass $ 90 $ 78 $ 24 $ 16 $ 15 $ 41 $ 2 $ — $ — $ 266 Special Mention — — — — 5 — — — — 5 Substandard Accrual 2 — 2 — — 1 — — — 5 Non-accrual — — 1 1 — 4 — — — 6 Total commercial real estate construction—owner-occupied: $ 92 $ 78 $ 27 $ 17 $ 20 $ 46 $ 2 $ — $ — $ 282 Total commercial $ 10,952 $ 9,417 $ 4,852 $ 3,275 $ 1,913 $ 4,303 $ 20,236 $ — $ 92 $ 55,040 Commercial investor real estate mortgage: Risk Rating: Pass $ 2,042 $ 1,411 $ 776 $ 677 $ 294 $ 110 $ 500 $ — $ (7) $ 5,803 Special Mention 49 — 18 18 — 5 — — — 90 Substandard Accrual 32 27 76 138 68 2 — — — 343 Non-accrual — 1 — 58 — — — — — 59 Total commercial investor real estate mortgage $ 2,123 $ 1,439 $ 870 $ 891 $ 362 $ 117 $ 500 $ — $ (7) $ 6,295 Commercial investor real estate construction: Risk Rating: Pass $ 249 $ 445 $ 187 $ 105 $ 31 $ 1 $ 741 $ — $ (15) $ 1,744 Special Mention 39 — 23 — — — — — — 62 Substandard Accrual — — 18 — — — — — — 18 Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 288 $ 445 $ 228 $ 105 $ 31 $ 1 $ 741 $ — $ (15) $ 1,824 Total investor real estate $ 2,411 $ 1,884 $ 1,098 $ 996 $ 393 $ 118 $ 1,241 $ — $ (22) $ 8,119 September 30, 2022 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2022 2021 2020 2019 2018 Prior (In millions) Residential first mortgage: FICO scores: Above 720 $ 1,937 $ 4,418 $ 4,868 $ 924 $ 342 $ 2,553 $ — $ — $ — $ 15,042 681-720 282 404 319 92 45 306 — — — 1,448 620-680 134 192 136 49 32 299 — — — 842 Below 620 23 80 67 52 40 393 — — — 655 Data not available 26 44 46 19 5 97 9 — 166 412 Total residential first mortgage $ 2,402 $ 5,138 $ 5,436 $ 1,136 $ 464 $ 3,648 $ 9 $ — $ 166 $ 18,399 Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,634 $ 47 $ — $ 2,681 681-720 — — — — — — 365 12 — 377 620-680 — — — — — — 213 12 — 225 Below 620 — — — — — — 101 8 — 109 Data not available — — — — — — 95 4 30 129 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,408 $ 83 $ 30 $ 3,521 Home equity loans: FICO scores: Above 720 $ 376 $ 483 $ 262 $ 123 $ 113 $ 623 $ — $ — $ — $ 1,980 681-720 65 65 28 17 15 75 — — — 265 620-680 26 30 12 12 9 59 — — — 148 Below 620 3 7 3 6 7 41 — — — 67 Data not available 1 3 3 3 3 24 — — 18 55 Total home equity loans $ 471 $ 588 $ 308 $ 161 $ 147 $ 822 $ — $ — $ 18 $ 2,515 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 678 $ — $ — $ 678 681-720 — — — — — — 239 — — 239 620-680 — — — — — — 195 — — 195 Below 620 — — — — — — 83 — — 83 Data not available — — — — — — 9 — (18) (9) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,204 $ — $ (18) $ 1,186 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ 114 $ 202 $ 116 $ — $ — $ — $ 432 681-720 — — — 33 46 28 — — — 107 620-680 — — — 19 33 20 — — — 72 Below 620 — — — 7 20 13 — — — 40 Data not available — — — 1 3 4 — — 3 11 Total Other consumer—exit portfolios $ — $ — $ — $ 174 $ 304 $ 181 $ — $ — $ 3 $ 662 Other consumer: FICO scores: Above 720 $ 1,624 $ 753 $ 418 $ 235 $ 110 $ 90 $ 118 $ — $ — $ 3,348 681-720 367 220 115 56 26 22 65 — — 871 620-680 247 167 80 38 20 17 53 — — 622 Below 620 60 69 38 21 13 10 20 — — 231 Data not available 70 7 5 135 76 5 2 — (103) 197 Total other consumer $ 2,368 $ 1,216 $ 656 $ 485 $ 245 $ 144 $ 258 $ — $ (103) $ 5,269 Total consumer loans $ 5,241 $ 6,942 $ 6,400 $ 1,956 $ 1,160 $ 4,795 $ 4,879 $ 83 $ 96 $ 31,552 Total Loans $ 18,604 $ 18,243 $ 12,350 $ 6,227 $ 3,466 $ 9,216 $ 26,356 $ 83 $ 166 $ 94,711 December 31, 2021 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2021 2020 2019 2018 2017 Prior (In millions) Commercial and industrial: Risk Rating: Pass (2) $ 11,098 $ 5,231 $ 3,711 $ 1,781 $ 1,625 $ 2,611 $ 15,794 $ — $ (60) $ 41,791 Special Mention 54 43 177 147 25 77 383 — — 906 Substandard Accrual 83 76 57 90 17 12 421 — — 756 Non-accrual 70 22 45 9 11 15 133 — — 305 Total commercial and industrial $ 11,305 $ 5,372 $ 3,990 $ 2,027 $ 1,678 $ 2,715 $ 16,731 $ — $ (60) $ 43,758 Commercial real estate mortgage—owner-occupied: Risk Rating: Pass $ 1,404 $ 1,095 $ 671 $ 663 $ 381 $ 724 $ 122 $ — $ (7) $ 5,053 Special Mention 7 48 12 11 12 16 1 — — 107 Substandard Accrual 3 8 34 11 6 12 1 — — 75 Non-accrual 3 6 7 10 12 14 — — — 52 Total commercial real estate mortgage—owner-occupied: $ 1,417 $ 1,157 $ 724 $ 695 $ 411 $ 766 $ 124 $ — $ (7) $ 5,287 Commercial real estate construction—owner-occupied: Risk Rating: Pass $ 68 $ 61 $ 24 $ 30 $ 20 $ 42 $ 1 $ — $ — $ 246 Special Mention — — — 2 1 2 — — — 5 Substandard Accrual — — — 2 — — — — — 2 Non-accrual 1 1 — — 1 8 — — — 11 Total commercial real estate construction—owner-occupied: $ 69 $ 62 $ 24 $ 34 $ 22 $ 52 $ 1 $ — $ — $ 264 Total commercial $ 12,791 $ 6,591 $ 4,738 $ 2,756 $ 2,111 $ 3,533 $ 16,856 $ — $ (67) $ 49,309 Commercial investor real estate mortgage: Risk Rating: Pass $ 1,783 $ 808 $ 900 $ 580 $ 144 $ 95 $ 487 $ — $ (4) $ 4,793 Special Mention 23 84 223 21 1 9 — — — 361 Substandard Accrual 52 85 94 31 15 — 7 — — 284 Non-accrual — — — 1 — 2 — — — 3 Total commercial investor real estate mortgage $ 1,858 $ 977 $ 1,217 $ 633 $ 160 $ 106 $ 494 $ — $ (4) $ 5,441 Commercial investor real estate construction: Risk Rating: Pass $ 135 $ 343 $ 404 $ 82 $ 1 $ 1 $ 593 $ — $ (11) $ 1,548 Special Mention — 12 26 — — — — — — 38 Substandard Accrual — — — — — — — — — — Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 135 $ 355 $ 430 $ 82 $ 1 $ 1 $ 593 $ — $ (11) $ 1,586 Total investor real estate $ 1,993 $ 1,332 $ 1,647 $ 715 $ 161 $ 107 $ 1,087 $ — $ (15) $ 7,027 Residential first mortgage: FICO scores: Above 720 $ 4,020 $ 5,280 $ 1,106 $ 426 $ 612 $ 2,601 $ — $ — $ — $ 14,045 681-720 449 366 108 57 69 353 — — — 1,402 620-680 246 161 78 50 44 378 — — — 957 Below 620 39 58 49 47 47 451 — — — 691 Data not available 56 46 20 7 11 111 9 — 157 417 Total residential first mortgage $ 4,810 $ 5,911 $ 1,361 $ 587 $ 783 $ 3,894 $ 9 $ — $ 157 $ 17,512 December 31, 2021 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2021 2020 2019 2018 2017 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,761 $ 49 $ — $ 2,810 681-720 — — — — — — 380 12 — 392 620-680 — — — — — — 254 11 — 265 Below 620 — — — — — — 132 8 — 140 Data not available — — — — — — 105 5 27 137 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,632 $ 85 $ 27 $ 3,744 Home equity loans: FICO scores: Above 720 $ 544 $ 320 $ 155 $ 144 $ 217 $ 588 $ — $ — $ — $ 1,968 681-720 82 35 26 22 23 71 — — — 259 620-680 34 14 13 12 15 59 — — — 147 Below 620 6 3 6 7 11 46 — — — 79 Data not available 2 3 3 4 5 22 — — 18 57 Total home equity loans $ 668 $ 375 $ 203 $ 189 $ 271 $ 786 $ — $ — $ 18 $ 2,510 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 675 $ — $ — $ 675 681-720 — — — — — — 240 — — 240 620-680 — — — — — — 194 — — 194 Below 620 — — — — — — 81 — — 81 Data not available — — — — — — 8 — (14) (6) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,198 $ — $ (14) $ 1,184 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ 157 $ 318 $ 135 $ 81 $ — $ — $ — $ 691 681-720 — — 47 71 32 20 — — — 170 620-680 — — 28 50 24 17 — — — 119 Below 620 — — 10 31 16 13 — — — 70 Data not available — — 2 5 4 3 — — 7 21 Total other consumer—exit portfolios $ — $ — $ 244 $ 475 $ 211 $ 134 $ — $ — $ 7 $ 1,071 Other consumer: FICO scores: Above 720 $ 1,555 $ 844 $ 543 $ 222 $ 66 $ 76 $ 116 $ — $ — $ 3,422 681-720 381 203 131 58 19 18 56 — — 866 620-680 232 125 72 37 15 13 40 — — 534 Below 620 66 50 33 20 8 7 17 — — 201 Data not available 62 7 156 91 4 4 2 — 78 404 Total other consumer $ 2,296 $ 1,229 $ 935 $ 428 $ 112 $ 118 $ 231 $ — $ 78 $ 5,427 Total consumer loans $ 7,774 $ 7,515 $ 2,743 $ 1,679 $ 1,377 $ 4,932 $ 5,070 $ 85 $ 273 $ 31,448 Total Loans $ 22,558 $ 15,438 $ 9,128 $ 5,150 $ 3,649 $ 8,572 $ 23,013 $ 85 $ 191 $ 87,784 _________ (1) These amounts consist of fees that are not allocated at the loan level and loans serviced by third parties wherein Regions does not receive FICO or vintage information. (2) Commercial and industrial lending includes PPP lending in the 2021 and 2020 vintage years. AGING AND NON-ACCRUAL ANALYSIS The following tables include an aging analysis of DPD and loans on non-accrual status for each portfolio segment and class as of September 30, 2022 and December 31, 2021. Loans on non-accrual status with no related allowance are comprised of commercial and investor real estate loans and totaled $254 million and $127 million as of September 30, 2022 and December 31, 2021, respectively. Non–accrual loans with no related allowance typically include loans where the underlying collateral is deemed sufficient to recover all remaining principal. Loans that have been fully charged-off do not appear in the tables below. September 30, 2022 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 52 $ 25 $ 4 $ 81 $ 49,258 $ 333 $ 49,591 Commercial real estate mortgage—owner-occupied 3 2 — 5 5,138 29 5,167 Commercial real estate construction—owner-occupied — — — — 276 6 282 Total commercial 55 27 4 86 54,672 368 55,040 Commercial investor real estate mortgage 1 — — 1 6,236 59 6,295 Commercial investor real estate construction — — — — 1,824 — 1,824 Total investor real estate 1 — — 1 8,060 59 8,119 Residential first mortgage 89 35 76 200 18,370 29 18,399 Home equity lines 14 6 17 37 3,489 32 3,521 Home equity loans 8 3 8 19 2,508 7 2,515 Consumer credit card 11 6 13 30 1,186 — 1,186 Other consumer—exit portfolios 7 3 1 11 662 — 662 Other consumer 34 15 12 61 5,269 — 5,269 Total consumer 163 68 127 358 31,484 68 31,552 $ 219 $ 95 $ 131 $ 445 $ 94,216 $ 495 $ 94,711 December 31, 2021 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 35 $ 29 $ 5 $ 69 $ 43,453 $ 305 $ 43,758 Commercial real estate mortgage—owner-occupied 3 1 1 5 5,235 52 5,287 Commercial real estate construction—owner-occupied — — — — 253 11 264 Total commercial 38 30 6 74 48,941 368 49,309 Commercial investor real estate mortgage — — — — 5,438 3 5,441 Commercial investor real estate construction — — — — 1,586 — 1,586 Total investor real estate — — — — 7,024 3 7,027 Residential first mortgage 73 31 123 227 17,479 33 17,512 Home equity lines 15 6 21 42 3,704 40 3,744 Home equity loans 7 4 12 23 2,503 7 2,510 Consumer credit card 9 6 12 27 1,184 — 1,184 Other consumer—exit portfolios 10 4 2 16 1,071 — 1,071 Other consumer 31 15 13 59 5,427 — 5,427 Total consumer 145 66 183 394 31,368 80 31,448 $ 183 $ 96 $ 189 $ 468 $ 87,333 $ 451 $ 87,784 TROUBLED DEBT RESTRUCTURINGS Regions regularly modifies commercial and investor real estate loans in order to facilitate a workout strategy. Similarly, Regions works to meet the individual needs of consumer borrowers to stem foreclosure through its CAP. Refer to Note 1 "Summary of Significant Accounting Policies" and Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for additional information regarding the Company's TDRs, including their impact on the allowance and designation of TDRs in periods subsequent to the modification. As provided initially in the CARES Act and subsequently extended through the Consolidated Appropriations Act, certain loan modifications related to the COVID-19 pandemic beginning March 1, 2020 through January 1, 2022 were eligible for relief from TDR classification. Regions elected this provision of both Acts; therefore, modified loans that met the required guidelines for relief were not considered TDRs and are excluded from the 2021 disclosures below. The following tables present the end of period balance for loans modified in a TDR during the periods presented by portfolio segment and class, and the financial impact of those modifications. The tables include modifications made to new TDRs, as well as renewals of existing TDRs. Three Months Ended September 30, 2022 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 16 $ 55 $ — Commercial real estate mortgage—owner-occupied 1 — — Commercial real estate construction—owner-occupied — 3 — Total commercial 17 58 — Commercial investor real estate mortgage 2 — — Commercial investor real estate construction — — — Total investor real estate 2 — — Residential first mortgage 118 16 1 Home equity lines 21 1 1 Home equity loans 45 3 — Consumer credit card — — — Other consumer—exit portfolios — — — Other consumer — — — Total consumer 184 20 2 203 $ 78 $ 2 Three Months Ended September 30, 2021 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 18 $ 24 $ — Commercial real estate mortgage—owner-occupied 10 4 — Commercial real estate construction—owner-occupied 1 1 — Total commercial 29 29 — Commercial investor real estate mortgage 1 1 — Commercial investor real estate construction — — — Total investor real estate 1 1 — Residential first mortgage 99 16 2 Home equity lines 1 — — Home equity loans 33 3 — Consumer credit card 1 — — Other consumer—exit portfolios — — — Other consumer 16 1 — Total consumer 150 20 2 180 $ 50 $ 2 Nine Months Ended September 30, 2022 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 36 $ 115 $ — Commercial real estate mortgage—owner-occupied 10 3 — Commercial real estate construction—owner-occupied — 3 — Total commercial 46 121 — Commercial investor real estate mortgage 4 35 — Commercial investor real estate construction — — — Total investor real estate 4 35 — Residential first mortgage 843 116 5 Home equity lines 75 5 3 Home equity loans 155 11 — Consumer credit card 2 — — Other consumer—exit portfolios — — — Other consumer 4 — — Total consumer 1,079 132 8 1,129 $ 288 $ 8 Nine Months Ended September 30, 2021 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 59 $ 74 $ — Commercial real estate mortgage—owner-occupied 24 7 — Commercial real estate construction—owner-occupied 2 2 — Total commercial 85 83 — Commercial investor real estate mortgage 7 77 — Commercial investor real estate construction — — — Total investor real estate 7 77 — Residential first mortgage 435 77 7 Home equity lines 6 1 — Home equity loans 40 4 — Consumer credit card 1 — — Other consumer—exit portfolios — — — Other consumer 68 2 — Total consumer 550 84 7 642 $ 244 $ 7

Servicing of Financial Assets

Servicing of Financial Assets	9 Months Ended
	Sep. 30, 2022
Transfers and Servicing of Financial Assets [Abstract]
Servicing of Financial Assets	NOTE 4. SERVICING OF FINANCIAL ASSETS RESIDENTIAL MORTGAGE BANKING ACTIVITIES The fair value of residential MSRs is calculated using various assumptions including future cash flows, market discount rates, expected prepayment rates, servicing costs and other factors. A significant change in prepayments of mortgages in the servicing portfolio could result in significant changes in the valuation adjustments, thus creating potential volatility in the carrying amount of residential MSRs. The Company compares fair value estimates and assumptions to observable market data where available, and also considers recent market activity and actual portfolio experience. The table below presents an analysis of residential MSRs under the fair value measurement method: Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Carrying value, beginning of period $ 770 $ 392 $ 418 $ 296 Additions 9 18 38 58 Purchases (1) 25 21 281 58 Increase (decrease) in fair value: Due to change in valuation inputs or assumptions 28 (3) 127 49 Economic amortization associated with borrower repayments (2) (23) (18) (55) (51) Carrying value, end of period $ 809 $ 410 $ 809 $ 410 ________ (1) Purchases of residential MSRs can be structured with cash hold back provisions, therefore the timing of payment may be made in future periods. (2) Includes both total loan payoffs as well as partial paydowns. Regions' residential MSR decay methodology is a discounted net cash flow approach. Data and assumptions used in the fair value calculation, as well as the valuation’s sensitivity to rate fluctuations, related to residential MSRs (excluding related derivative instruments) are as follows: September 30 2022 2021 (Dollars in millions) Unpaid principal balance $ 53,947 $ 36,370 Weighted-average CPR (%) 7.6 % 10.3 % Estimated impact on fair value of a 10% increase $ (56) $ (30) Estimated impact on fair value of a 20% increase $ (96) $ (53) Option-adjusted spread (basis points) 479 530 Estimated impact on fair value of a 10% increase $ (17) $ (9) Estimated impact on fair value of a 20% increase $ (35) $ (18) Weighted-average coupon interest rate 3.5 % 3.6 % Weighted-average remaining maturity (months) 309 294 Weighted-average servicing fee (basis points) 27.1 27.3 The sensitivity calculations above are hypothetical and should not be considered to be predictive of future performance. Changes in fair value based on adverse changes in assumptions generally cannot be extrapolated because the relationship of the change in assumption to the change in fair value may not be linear. Also, the effect of an adverse variation in a particular assumption on the fair value of the residential MSRs is calculated without changing any other assumption, while in reality changes in one factor may result in changes in another, which may either magnify or counteract the effect of the change. The derivative instruments utilized by Regions would serve to reduce the estimated impacts to fair value included in the table above. Servicing related fees, which includes contractually specified servicing fees, late fees and other ancillary income resulting from the servicing of residential mortgage loans totaled $40 million and $26 million for the three months ended September 30, 2022 and 2021, respectively, and $95 million and $75 million for the nine months ended September 30, 2022 and 2021, respectively. Residential mortgage loans are sold in the secondary market with standard representations and warranties regarding certain characteristics such as the quality of the loan, the absence of fraud, the eligibility of the loan for sale and the future servicing associated with the loan. Regions may be required to repurchase these loans at par, or make-whole or indemnify the purchasers for losses incurred when representations and warranties are breached.

Stockholders' Equity and Accumu

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Stockholders' Equity and Accumulated Other Comprehensive Income (Loss)	NOTE 5. SHAREHOLDERS’ EQUITY AND ACCUMULATED OTHER COMPREHENSIVE INCOME PREFERRED STOCK The following table presents a summary of the non-cumulative perpetual preferred stock: September 30, 2022 December 31, 2021 Issuance Date Earliest Redemption Date Dividend Rate (1) Liquidation Amount Liquidation Preference per Share Liquidation preference per Depositary Share Ownership Interest per Depositary Share Carrying Amount Carrying Amount (Dollars in millions) Series B 4/29/2014 9/15/2024 6.375 % (2) $ 500 1,000 25 1/40th $ 433 $ 433 Series C 4/30/2019 5/15/2029 5.700 % (3) 500 1,000 25 1/40th 490 490 Series D 6/5/2020 9/15/2025 5.750 % (4) 350 100,000 1,000 1/100th 346 346 Series E 5/4/2021 6/15/2026 4.450 % 400 1,000 25 1/40th 390 390 $ 1,750 $ 1,659 $ 1,659 _________ (1) Dividends on all series of preferred stock, if declared, accrue and are payable quarterly in arrears. (2) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2024, 6.375%, and (ii) for each period beginning on or after September 15, 2024, three-month LIBOR plus 3.536%. (3) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to August 15, 2029, 5.700%, and (ii) for each period beginning on or after August 15, 2029, three-month LIBOR plus 3.148%. (4) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2025, 5.750%, and (ii) for each period beginning on or after September 15, 2025, the five-year treasury rate as of the most recent reset dividend determination date plus 5.426%. All series of preferred stock have no stated maturity and redemption is solely at Regions' option, subject to regulatory approval, in whole, or in part, after the earliest redemption date or in whole, but not in part, at any time following a regulatory capital treatment event for the Series B, Series C, Series D, and Series E preferred stock. The Board declared a total of $61 million in cash dividends on Series B, Series C, and Series D preferred stock during both the first nine months of 2022 and 2021. The Board declared cash dividends of $13 million on Series E preferred stock for the first nine months of 2022; the initial quarterly dividend of $7 million for the Series E preferred stock was declared in the third quarter of 2021. Additionally, total cash dividends for the first nine months of 2021 includes $16 million in cash dividends on Series A preferred stock, which were fully redeemed during the second quarter of 2021. Therefore, a total of $74 million in cash dividends on total preferred stock was declared in the first nine months of 2022 compared to the total of $84 million in cash dividends on total preferred stock for the same period in 2021. In the event Series B, Series C, Series D or Series E preferred shares are redeemed at the liquidation amounts, $67 million, $10 million, $4 million, or $10 million in excess of the redemption amount over the carrying amount will be recognized, respectively. Approximately $52 million of Series B preferred dividends that were recorded as a reduction of preferred stock, including related surplus, will be recorded as a reduction to common shareholders' equity. The remaining amounts listed represent issuance costs that were recorded as reductions to preferred stock, including related surplus, and will be recorded as reductions to net income available to common shareholders. COMMON STOCK As a result of Regions' voluntary participation in 2021 CCAR, effective October 1, 2021, Regions' SCB requirement for the fourth quarter of 2021 through the third quarter of 2022 was floored at 2.5 percent. Regions' 2022 stress testing results from the FRB reflected that the Company exceeded all minimum capital levels and the SCB will continue to be floored at 2.5 percent for the fourth quarter of 2022 through the third quarter of 2023. As part of the Company's 2021 capital plan, the Board authorized the repurchase of up to $2.5 billion of the Company's common stock, permitting purchases from the second quarter of 2021 through the first quarter of 2022. During the three months ended March 31, 2022, Regions repurchased approximately 9.1 million shares of common stock at a total cost of $215 million and concluded the plan in the first quarter of 2022. All of these shares were immediately retired upon repurchase and therefore were not included in treasury stock. On April 20, 2022, the Board authorized the repurchase of up to $2.5 billion of the Company's common stock, permitting purchases from the second quarter of 2022 through the fourth quarter of 2024. As of September 30, 2022, Regions had repurchased approximately 725 thousand shares of common stock at a total cost of $15 million under this plan. All of these shares were immediately retired upon repurchase and therefore were not included in treasury stock. In the third quarter of 2022, the Board declared a cash dividend of $0.20. per share, an 18 percent increase to the quarterly common stock dividend. The cash dividends declared for both the first and second quarter of 2022 were $0.17 per share. Therefore, Regions declared a total of $0.54 per common share for the first nine months of 2022 compared to a total of $0.48 per share for the first nine months of 2021. ACCUMULATED OTHER COMPREHENSIVE INCOME The following tables present the balances and activity in AOCI on a pre-tax and net of tax basis for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (2,772) $ 705 $ (2,067) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (12) $ 3 $ (9) Reclassification adjustments for amortization of unrealized losses (2) 1 (1) — Ending balance $ (11) $ 2 $ (9) Unrealized gains (losses) on securities available for sale: Beginning balance $ (2,211) $ 563 $ (1,648) Unrealized gains (losses) arising during the period (1,478) 376 (1,102) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (1,477) 376 (1,101) Ending balance $ (3,688) $ 939 $ (2,749) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 82 $ (21) $ 61 Unrealized holding gains (losses) on derivatives arising during the period (632) 161 (471) Ending balance $ (550) $ 140 $ (410) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (631) $ 160 $ (471) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 9 (2) 7 Ending balance $ (622) $ 158 $ (464) Total other comprehensive income (loss) (2,099) 534 (1,565) Total accumulated other comprehensive income (loss), end of period $ (4,871) $ 1,239 $ (3,632) Three Months Ended September 30, 2021 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 871 $ (220) $ 651 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (17) $ 4 $ (13) Reclassification adjustments for amortization of unrealized losses (2) 2 — 2 Ending balance $ (15) $ 4 $ (11) Unrealized gains (losses) on securities available for sale: Beginning balance $ 606 $ (153) $ 453 Unrealized gains (losses) arising during the period (99) 24 (75) Reclassification adjustments for securities (gains) losses realized in net income (3) (1) 1 — Change in AOCI from securities available for sale activity in the period (100) 25 (75) Ending balance $ 506 $ (128) $ 378 Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 1,147 $ (289) $ 858 Unrealized holding gains (losses) on derivatives arising during the period 24 (6) 18 Reclassification adjustments for (gains) losses realized in net income (2) (108) 27 (81) Change in AOCI from derivative activity in the period (84) 21 (63) Ending balance $ 1,063 $ (268) $ 795 Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (865) $ 218 $ (647) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 21 (4) 17 Ending balance $ (844) $ 214 $ (630) Total other comprehensive income (loss) (161) 42 (119) Total accumulated other comprehensive income (loss), end of period $ 710 $ (178) $ 532 Nine Months Ended September 30, 2022 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 387 $ (98) $ 289 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (14) $ 3 $ (11) Reclassification adjustments for amortization of unrealized losses (2) 3 (1) 2 Ending balance $ (11) $ 2 $ (9) Unrealized gains (losses) on securities available for sale: Beginning balance $ 218 $ (55) $ 163 Unrealized gains (losses) arising during the period (3,907) 994 (2,913) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (3,906) 994 (2,912) Ending balance $ (3,688) $ 939 $ (2,749) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 830 $ (209) $ 621 Unrealized holding gains (losses) on active hedges arising during the period (1,192) 301 (891) Reclassification adjustments for (gains) losses realized in net income (2) (188) 48 (140) Change in AOCI from derivative activity in the period (1,380) 349 (1,031) Ending balance $ (550) $ 140 $ (410) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (647) $ 163 $ (484) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 25 (5) 20 Ending balance $ (622) $ 158 $ (464) Total other comprehensive income (loss) (5,258) 1,337 (3,921) Total accumulated other comprehensive income (loss), end of period $ (4,871) $ 1,239 $ (3,632) Nine Months Ended September 30, 2021 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 1,759 $ (444) $ 1,315 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (21) $ 5 $ (16) Reclassification adjustments for amortization of unrealized losses (2) 6 (1) 5 Ending balance $ (15) $ 4 $ (11) Unrealized gains (losses) on securities available for sale: Beginning balance $ 1,062 $ (268) $ 794 Unrealized gains (losses) arising during the period (553) 139 (414) Reclassification adjustments for securities (gains) losses realized in net income (3) (3) 1 (2) Change in AOCI from securities available for sale activity in the period (556) 140 (416) Ending balance $ 506 $ (128) $ 378 Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 1,610 $ (406) $ 1,204 Unrealized holding gains (losses) on derivatives arising during the period (233) 59 (174) Reclassification adjustments for (gains) losses realized in net income (2) (314) 79 (235) Change in AOCI from derivative activity in the period (547) 138 (409) Ending balance $ 1,063 $ (268) $ 795 Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (892) $ 225 $ (667) Amounts reclassified for amortization of actuarial gains (losses) and settlements realized in net income (4) 48 (11) 37 Ending balance $ (844) $ 214 $ (630) Total other comprehensive income (1,049) 266 (783) Total accumulated other comprehensive income, end of period $ 710 $ (178) $ 532 _________ (1) The impact of all AOCI activity is shown net of the related tax impact, calculated using an effective tax rate of approximately 25%. (2) Reclassification amount is recognized in net interest income in the consolidated statements of income. (3) Reclassification amount is recognized in securities gains (losses), net in the consolidated statements of income. (4) Reclassification amount is recognized in other non-interest expense in the consolidated statements of income. Additionally, these accumulated other comprehensive income (loss) components are included in the computation of net periodic pension cost (see Note 7 for additional details).

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 6. EARNINGS PER COMMON SHARE The following table sets forth the computation of basic earnings per common share and diluted earnings per common share: Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions, except per share amounts) Numerator: Net income $ 429 $ 651 $ 1,560 $ 2,083 Preferred stock dividends and other (1) (25) (27) (74) (97) Net income available to common shareholders $ 404 $ 624 $ 1,486 $ 1,986 Denominator: Weighted-average common shares outstanding—basic 934 955 936 958 Potential common shares 6 7 6 7 Weighted-average common shares outstanding—diluted 940 962 942 965 Earnings per common share: Basic $ 0.43 $ 0.65 $ 1.59 $ 2.07 Diluted $ 0.43 $ 0.65 $ 1.58 $ 2.06 _________ (1) Preferred stock dividends and other for the nine months ended September 30, 2021 includes $13 million of issuance costs associated with the redemption of Series A preferred shares. The effects from the assumed exercise of 5 million and 4 million in restricted stock units and awards and performance stock units for the three and nine months ended September 30, 2022, respectively, were not included in the above computations of diluted earnings per common share because such amounts would have had an antidilutive effect on earnings per common share. The effects from the assumed exercise of 4 million in restricted stock units and awards and performance stock units for both the three and nine months ended September 30, 2021 were not included in the above computations of diluted earnings per common share because such amounts would have had an antidilutive effect on earnings per common share.

Pension and Other Postretiremen

Pension and Other Postretirement Benefits	9 Months Ended
	Sep. 30, 2022
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]
Pension and Other Postretirement Benefits	NOTE 7. PENSION AND OTHER POSTRETIREMENT BENEFITS Regions' defined benefit pension plans cover certain employees as the pension plans are closed to new entrants. The Company also sponsors a SERP, which is a non-qualified pension plan that provides certain senior executive officers defined benefits in relation to their compensation. Net periodic pension cost (credit) includes the following components: Three Months Ended September 30 2022 2021 2022 2021 2022 2021 Qualified Plans Non-qualified Plans Total (In millions) Service cost $ 7 $ 9 $ 1 $ — $ 8 $ 9 Interest cost 14 12 1 — 15 12 Expected return on plan assets (35) (35) — — (35) (35) Amortization of actuarial loss 7 12 2 1 9 13 Settlement charge — — — 8 — 8 Net periodic pension cost (credit) $ (7) $ (2) $ 4 $ 9 $ (3) $ 7 Nine Months Ended September 30 2022 2021 2022 2021 2022 2021 Qualified Plans Non-qualified Plans Total (In millions) Service cost $ 25 $ 28 $ 2 $ 3 $ 27 $ 31 Interest cost 42 36 2 1 44 37 Expected return on plan assets (105) (106) — — (105) (106) Amortization of actuarial loss 20 35 5 5 25 40 Settlement charge — — — 8 — 8 Net periodic pension cost (credit) $ (18) $ (7) $ 9 $ 17 $ (9) $ 10 The service cost component of net periodic pension cost (credit) is recorded in salaries and employee benefits on the consolidated statements of income. Components other than service cost are recorded in other non-interest expense on the consolidated statements of income.

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	NOTE 8. DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES The following tables present the notional amount and estimated fair value of derivative instruments on a gross basis. September 30, 2022 December 31, 2021 Notional Estimated Fair Value Notional Estimated Fair Value Gain (1) Loss (1) Gain (1) Loss (1) (In millions) Derivatives in fair value hedging relationships: Interest rate swaps $ 7,923 $ 41 $ 168 $ 7,900 $ — $ 32 Derivatives in cash flow hedging relationships: Interest rate swaps 33,100 1 763 20,650 171 29 Total derivatives designated as hedging instruments $ 41,023 $ 42 $ 931 $ 28,550 $ 171 $ 61 Derivatives not designated as hedging instruments: Interest rate swaps $ 89,472 $ 2,350 $ 2,418 $ 81,327 $ 748 $ 794 Interest rate options 16,844 122 111 15,990 48 19 Interest rate futures and forward commitments 1,771 27 5 2,739 11 3 Other contracts 11,525 296 230 9,456 133 135 Total derivatives not designated as hedging instruments $ 119,612 $ 2,795 $ 2,764 $ 109,512 $ 940 $ 951 Total derivatives $ 160,635 $ 2,837 $ 3,695 $ 138,062 $ 1,111 $ 1,012 Total gross derivative instruments, before netting $ 2,837 $ 3,695 $ 1,111 $ 1,012 Less: Netting adjustments (2) 2,646 2,106 699 932 Total gross derivative instruments, after netting $ 191 $ 1,589 $ 412 $ 80 _________ (1) Derivatives in a gain position are recorded as other assets and derivatives in a loss position are recorded as other liabilities on the consolidated balance sheets. Includes accrued interest as applicable. (2) Netting adjustments represent amounts recorded to convert derivative assets and derivative liabilities from a gross basis to a net basis in accordance with applicable accounting guidance. The net basis takes into account the impact of cash collateral received or posted, legally enforceable master netting agreements, and variation margin that allow Regions to settle derivative contracts with the counterparty on a net basis and to offset the net position with the related cash collateral. HEDGING DERIVATIVES Derivatives entered into to manage interest rate risk and facilitate asset/liability management strategies are designated as hedging derivatives. Derivative financial instruments that qualify in a hedging relationship are classified, based on the exposure being hedged, as either fair value hedges or cash flow hedges. See Note 1 "Summary of Significant Accounting Policies" of the Annual Report on Form 10-K for the year ended December 31, 2021, for additional information regarding accounting policies for derivatives. FAIR VALUE HEDGES Fair value hedge relationships mitigate exposure to the change in fair value of an asset, liability or firm commitment. Regions enters into interest rate swap agreements to manage interest rate exposure on the Company’s fixed-rate borrowings. These agreements involve the receipt of fixed-rate amounts in exchange for floating-rate interest payments over the life of the agreements. Regions also enters into interest rate swap agreements to manage interest rate exposure on certain of the Company's fixed-rate prepayable and non-prepayable debt securities available for sale. These agreements involve the payment of fixed-rate amounts in exchange for floating-rate interest receipts. CASH FLOW HEDGES Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. Regions enters into interest rate swaps, floors, and agreements with a combination of these instruments to manage overall cash flow changes related to interest rate risk exposure on variable rate loans. The agreements effectively modify the Company’s exposure to interest rate risk by utilizing receive fixed/pay LIBOR or SOFR interest rate swaps and interest rate floors. As of September 30, 2022, Regions is hedging its exposure to the variability in future cash flows through 2029. The following table presents the pre-tax impact of previously terminated cash flow hedges on AOCI. The balance of terminated cash flow hedges in AOCI will be amortized into earnings through 2026. Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Unrealized gains on terminated hedges included in AOCI - beginning of period $ 548 $ 494 $ 700 $ 121 Unrealized gains (losses) on terminated hedges arising during the period (290) 243 (290) 658 Reclassification adjustments for amortization of unrealized (gains) on terminated hedges into net income (58) (49) (210) (91) Unrealized gains on terminated hedges included in AOCI - end of period $ 200 $ 688 $ 200 $ 688 Regions expects to reclassify into earnings approximately $122 million in pre-tax expenses due to the net receipt/payment of interest payments and amortization on all cash flow hedges within the next twelve months. Included in this amount is $82 million in pre-tax net gains related to the amortization of terminated cash flow hedges. The following tables present the effect of hedging derivative instruments on the consolidated statements of income and the total amounts for the respective line items effected: Three Months Ended September 30, 2022 Interest Income Interest Expense Debt Securities Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 171 $ 1,072 (31 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (6) Recognized on derivatives (3) — (45) Recognized on hedged items (4) — 45 Income (expense) recognized on fair value hedges $ — $ — $ (6) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ — $ — Income (expense) recognized on cash flow hedges $ — $ — $ — Three Months Ended September 30, 2021 Interest Income Interest Expense Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 847 (26 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ 3 Recognized on derivatives — (11) Recognized on hedged items — 11 Income (expense) recognized on fair value hedges $ — $ 3 Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ 108 $ — Income (expense) recognized on cash flow hedges $ 108 $ — Nine Months Ended September 30, 2022 Interest Income Interest Expense Debt Securities Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 466 $ 2,880 (82 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (5) Recognized on derivatives 33 — (133) Recognized on hedged items (40) — 133 Income (expense) recognized on fair value hedges $ — $ — $ (5) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ 188 $ — Income (expense) recognized on cash flow hedges $ — $ 188 $ — Nine Months Ended September 30, 2021 Interest Income Interest Expense Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 2,550 (79 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ 17 Recognized on derivatives — (37) Recognized on hedged items — 37 Income (expense) recognized on fair value hedges $ — $ 17 Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ 314 $ — Income (expense) recognized on cash flow hedges $ 314 $ — ___ (1) See Note 5 for gain or (loss) recognized for cash flow hedges in AOCI. (2) Pre-tax. The following tables present the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships. September 30, 2022 December 31, 2021 Hedged Items Currently Designated Hedged Items Currently Designated Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment (In millions) Debt securities available for sale (1)(2) $ 8,737 $ (41) $ 9,901 $ — Long-term borrowings (1,230) 168 (1,363) 34 ______ ( 1) Carrying amount represents amortized cost. (2) In the fourth quarter of 2021, the Company designated interest rate swaps as fair value hedges of debt securities available for sale under the portfolio layer method, which are included in this amount. At both September 30, 2022 and December 31, 2021, the Company had designated $5.8 billion as the hedged amount from a closed portfolio of prepayable financial assets with an associated carrying amount of $8.0 billion at September 30, 2022 and $9.1 billion at December 31, 2021. DERIVATIVES NOT DESIGNATED AS HEDGING INSTRUMENTS The Company holds a portfolio of interest rate swaps, option contracts, and futures and forward commitments that result from transactions with its commercial customers in which they manage their risks by entering into a derivative with Regions. The Company monitors and manages the net risk in this customer portfolio and enters into separate derivative contracts in order to reduce the overall exposure to pre-defined limits. For both derivatives with its end customers and derivatives Regions enters into to mitigate the risk in this portfolio, the Company is subject to market risk and the risk that the counterparty will default. The contracts in this portfolio are not designated as accounting hedges and are marked-to-market through earnings (in capital markets fee income) and included in other assets and other liabilities, as appropriate. Regions enters into interest rate lock commitments, which are commitments to originate mortgage loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. At September 30, 2022 and December 31, 2021, Regions had $224 million and $419 million, respectively, in total notional amount of interest rate lock commitments. Regions manages market risk on interest rate lock commitments and mortgage loans held for sale with corresponding forward sale commitments. Residential mortgage loans held for sale are recorded at fair value with changes in fair value recorded in mortgage income. Commercial mortgage loans held for sale are recorded at either the lower of cost or market or at fair value based on management's election. At September 30, 2022 and December 31, 2021, Regions had $427 million and $987 million, respectively, in total notional amounts related to these forward sale commitments. Changes in mark-to-market from both interest rate lock commitments and corresponding forward sale commitments related to residential mortgage loans are included in mortgage income. Changes in mark-to-market from both interest rate lock commitments and corresponding forward sale commitments related to commercial mortgage loans are included in capital markets income. Regions has elected to account for residential MSRs at fair value with any changes to fair value recorded in mortgage income. Concurrent with the election to use the fair value measurement method, Regions began using various derivative instruments in the form of forward rate commitments, futures contracts, swaps and swaptions to mitigate the effect of changes in the fair value of its residential MSRs in its consolidated statements of income. As of September 30, 2022 and December 31, 2021, the total notional amount related to these contracts was $3.9 billion and $4.5 billion, respectively. The following table presents the location and amount of gain or (loss) recognized in income on derivatives not designated as hedging instruments in the consolidated statements of income for the periods presented below: Three Months Ended September 30 Nine Months Ended September 30 Derivatives Not Designated as Hedging Instruments 2022 2021 2022 2021 (In millions) Capital markets income: Interest rate swaps $ 44 $ 5 $ 111 $ 25 Interest rate options 4 8 20 25 Interest rate futures and forward commitments 8 2 7 14 Other contracts 11 1 19 8 Total capital markets income 67 16 157 72 Mortgage income: Interest rate swaps (28) (8) (112) (46) Interest rate options (8) (9) (17) (24) Interest rate futures and forward commitments 19 6 14 17 Total mortgage income (17) (11) (115) (53) $ 50 $ 5 $ 42 $ 19 CREDIT DERIVATIVES Regions has both bought and sold credit protection in the form of participations on interest rate swaps (swap participations). These swap participations, which meet the definition of credit derivatives, were entered into in the ordinary course of business to serve the credit needs of customers. Swap participations, whereby Regions has purchased credit protection, entitle Regions to receive a payment from the counterparty if the customer fails to make payment on any amounts due to Regions upon early termination of the swap transaction and have maturities between 2022 and 2029. Swap participations, whereby Regions has sold credit protection have maturities between 2022 and 2038. For contracts where Regions sold credit protection, Regions would be required to make payment to the counterparty if the customer fails to make payment on any amounts due to the counterparty upon early termination of the swap transaction. Regions bases the current status of the prepayment/performance risk on bought and sold credit derivatives on recently issued internal risk ratings consistent with the risk management practices of unfunded commitments. Regions’ maximum potential amount of future payments under these contracts as of September 30, 2022 was approximately $405 million. This scenario would occur if variable interest rates were at zero percent and all counterparties defaulted with zero recovery. The fair value of sold protection at September 30, 2022 and 2021 was immaterial. In transactions where Regions has sold credit protection, recourse to collateral associated with the original swap transaction is available to offset some or all of Regions’ obligation. Regions has bought credit protection in the form of credit default indices. These indices, which meet the definition of credit derivatives, were entered into in the ordinary course of business to economically hedge credit spread risk in commercial mortgage loans held for sale whereby the fair value option has been elected. Credit derivatives, whereby Regions has purchased credit protection, entitle Regions to receive a payment from the counterparty if losses on the underlying index exceed a certain threshold, dependent upon the tranche rating of the capital structure. CONTINGENT FEATURES Certain of Regions’ derivative instrument contracts with broker-dealers contain credit-related termination provisions and/or credit-related provisions regarding the posting of collateral, allowing those broker-dealers to terminate the contracts in the event that Regions’ and/or Regions Bank’s credit ratings falls below specified ratings from certain major credit rating agencies. The aggregate fair values of all derivative instruments with any credit-risk-related contingent features that were in a liability position on September 30, 2022 and December 31, 2021, were $8 million and $81 million, respectively, for which Regions had posted collateral of $14 million and $84 million, respectively, in the normal course of business.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 9. FAIR VALUE MEASUREMENTS See Note 1 "Summary of Significant Accounting Policies" to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2021 for a description of valuation methodologies for assets and liabilities measured at fair value on a recurring and non-recurring basis. Assets and liabilities measured at fair value rarely transfer between Level 1 and Level 2 measurements. Marketable equity securities and debt securities available for sale may be periodically transferred to or from Level 3 valuation based on management’s conclusion regarding the observability of inputs used in valuing the securities. Such transfers are accounted for as if they occur at the beginning of a reporting period. The following table presents assets and liabilities measured at estimated fair value on a recurring basis: September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 (1) Total Estimated Fair Value Level 1 Level 2 Level 3 (1) Total Estimated Fair Value (In millions) Recurring fair value measurements Debt securities available for sale: U.S. Treasury securities $ 1,201 $ — $ — $ 1,201 $ 1,132 $ — $ — $ 1,132 Federal agency securities — 738 — 738 — 92 — 92 Obligations of states and political subdivisions — 2 — 2 — 4 — 4 Mortgage-backed securities (MBS): Residential agency — 17,295 — 17,295 — 18,962 — 18,962 Residential non-agency — — 1 1 — — 1 1 Commercial agency — 7,481 — 7,481 — 6,373 — 6,373 Commercial non-agency — 257 — 257 — 536 — 536 Corporate and other debt securities — 1,150 1 1,151 — 1,380 1 1,381 Total debt securities available for sale $ 1,201 $ 26,923 $ 2 $ 28,126 $ 1,132 $ 27,347 $ 2 $ 28,481 Loans held for sale $ — $ 250 $ 65 $ 315 $ — $ 693 $ 90 $ 783 Marketable equity securities $ 512 $ — $ — $ 512 $ 464 $ — $ — $ 464 Residential mortgage servicing rights $ — $ — $ 809 $ 809 $ — $ — $ 418 $ 418 Derivative assets (2) : Interest rate swaps $ — $ 2,392 $ — $ 2,392 $ — $ 919 $ — $ 919 Interest rate options — 118 4 122 — 36 12 48 Interest rate futures and forward commitments — 27 — 27 — 11 — 11 Other contracts — 296 — 296 — 132 1 133 Total derivative assets $ — $ 2,833 $ 4 $ 2,837 $ — $ 1,098 $ 13 $ 1,111 Derivative liabilities (2) : Interest rate swaps $ — $ 3,349 $ — $ 3,349 $ — $ 855 $ — $ 855 Interest rate options — 108 3 111 — 19 — 19 Interest rate futures and forward commitments — 5 — 5 — 3 — 3 Other contracts — 228 2 230 — 132 3 135 Total derivative liabilities $ — $ 3,690 $ 5 $ 3,695 $ — $ 1,009 $ 3 $ 1,012 _________ (1) All following disclosures related to Level 3 recurring assets do not include those deemed to be immaterial. (2) As permitted under U.S. GAAP, variation margin collateral payments made or received for derivatives that are centrally cleared are legally characterized as settled. As such, these derivative assets and derivative liabilities and the related variation margin collateral are presented on a net basis on the balance sheet. Assets and liabilities in all levels could result in volatile and material price fluctuations. Realized and unrealized gains and losses on Level 3 assets represent only a portion of the risk to market fluctuations in Regions’ consolidated balance sheets. Further, derivatives included in Levels 2 and 3 are used by ALCO in a holistic approach to managing price fluctuation risks. The following tables present an analysis for residential MSRs for the three and nine months ended September 30, 2022 and 2021, respectively. An analysis of commercial mortgage loans held for sale is also presented only for the nine months ended September 30, 2022 as the activity for the three months ended September 30, 2022 and the three and nine months ended September 30, 2021 is immaterial. Residential mortgage servicing rights Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Carrying value, beginning of period $ 770 $ 392 $ 418 $ 296 Total realized/unrealized gains (losses) included in earnings (1) 5 (21) 72 (2) Additions 9 18 38 58 Purchases 25 21 281 58 Carrying value, end of period $ 809 $ 410 $ 809 $ 410 _________ (1) Included in mortgage income. Amounts presented exclude offsetting impact from related derivatives. Commercial mortgage loans held for sale Nine Months Ended September 30 2022 (In millions) Carrying value, beginning of period $ 90 Total realized/unrealized gains (losses) included in earnings (1) (8) Additions 108 Sales (125) Carrying value, end of period $ 65 _________ (1) Included in capital markets income. RECURRING FAIR VALUE MEASUREMENTS USING SIGNIFICANT UNOBSERVABLE INPUTS Residential mortgage servicing rights The significant unobservable inputs used in the fair value measurement of residential MSRs are OAS and CPR. This valuation requires generating cash flow projections over multiple interest rate scenarios and discounting those cash flows at a risk-adjusted rate. Additionally, the impact of prepayments and changes in the OAS are based on a variety of underlying inputs including servicing costs. Increases or decreases to the underlying cash flow inputs will have a corresponding impact on the value of the MSR asset. The net change in unrealized gains (losses) included in earnings related to MSRs held at period end are disclosed as the changes in valuation inputs or assumptions included in the MSR rollforward table in Note 4. Commercial mortgage loans held for sale The significant unobservable inputs used in the fair value measurement of commercial mortgage loans held for sale are credit spreads for bonds in commercial mortgage-backed securitization. Commercial mortgage loans held for sale are valued based on traded market prices for comparable commercial mortgage-backed securitizations, into which the loans will be placed, adjusted for movements of interest rates and credit spreads. Increases or decreases in credit spreads would result in an inverse impact to fair value. The following tables present detailed information regarding material assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2022, and December 31, 2021. The tables include the valuation techniques and the significant unobservable inputs utilized. The range of each significant unobservable input as well as the weighted-average within the range utilized at September 30, 2022, and December 31, 2021, are included. Following the tables are descriptions of the valuation techniques and the sensitivity of the techniques to changes in the significant unobservable inputs. September 30, 2022 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $809 Discounted cash flow Weighted-average CPR (%) 6.2% - 15.7% (7.6%) OAS (%) 4.5% - 8.2% (4.8%) _________ (1) See Note 4 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. December 31, 2021 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $418 Discounted cash flow Weighted-average CPR (%) 7.2% - 22.2% (10.5%) OAS (%) 3.7% - 7.7% (4.5%) Commercial mortgage loans held for sale $90 Discounted cash flow Credit spreads for bonds in the 0.2% - 19.4% (1.3%) _________ (1) See Note 6 to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2021 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. FAIR VALUE OPTION As discussed above, the Company elected the option to measure certain commercial mortgage loans held for sale at fair value. At September 30, 2022, the balance of these loans was immaterial. At December 31, 2021, commercial mortgage loans held for sale at fair value had both an aggregate fair value and unpaid principal balance of $90 million. The Company has elected the option to measure certain commercial and industrial loans held for sale at fair value, as these loans are actively traded in the secondary market. The Company is able to obtain fair value estimates for substantially all of these loans through a third party valuation service that is broadly used by market participants. While most of the loans are traded in the market, the volume and level of trading activity is subject to variability and the loans are not exchange-traded. The balance of these loans held for sale was immaterial at September 30, 2022 and December 31, 2021. Regions has elected the fair value option for all eligible agency residential first mortgage loans originated with the intent to sell. This election allows for a more effective offset of the changes in fair values of the loans and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting. Fair values of residential first mortgage loans held for sale are based on traded market prices of similar assets where available and/or discounted cash flows at market interest rates, adjusted for securitization activities that include servicing values and market conditions, and are recorded in loans held for sale. The following table summarizes the difference between the aggregate fair value and the aggregate unpaid principal balance for residential first mortgage loans held for sale measured at fair value: September 30, 2022 December 31, 2021 Aggregate Aggregate Aggregate Fair Aggregate Aggregate Aggregate Fair (In millions) Residential first mortgage loans held for sale, at fair value $ 245 $ 252 $ (7) $ 680 $ 659 $ 21 Interest income on mortgage loans held for sale is recognized based on contractual rates and is reflected in interest income on loans held for sale. The following table details net gains and losses resulting from changes in fair value of residential mortgage loans held for sale, which were recorded in mortgage income in the consolidated statements of income during the three and nine months ended September 30, 2022 and 2021. These changes in fair value are mostly offset by economic hedging activities. An immaterial portion of these amounts was attributable to changes in instrument-specific credit risk. Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Net gains (losses) resulting for the change in fair value of residential first mortgage loans held for sale $ (11) $ (10) $ (27) $ (50) NON-RECURRING FAIR VALUE MEASUREMENTS Items measured at fair value on a non-recurring basis include loans held for sale for which the fair value option has not been elected, foreclosed property and other real estate and equity investments without a readily determinable fair value; all of which may be considered either Level 2 or Level 3 valuation measurements. Non-recurring fair value adjustments related to loans held for sale, foreclosed property and other real estate are typically a result of the application of lower of cost or fair value accounting during the period. Non-recurring fair value adjustments related to equity investments without readily determinable fair values are the result of impairments or price changes from observable transactions. The balances of each of these assets, as well as the related fair value adjustments during the periods, were immaterial at both September 30, 2022 and December 31, 2021. FAIR VALUE OF FINANCIAL INSTRUMENTS The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2022 are as follows: September 30, 2022 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 15,666 $ 15,666 $ 15,666 $ — $ — Debt securities held to maturity 817 762 — 762 — Debt securities available for sale 28,126 28,126 1,201 26,923 2 Loans held for sale 720 720 — 649 71 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 91,816 87,044 — — 87,044 Other earning assets 1,341 1,341 512 829 — Derivative assets 2,837 2,837 — 2,833 4 Financial liabilities: Derivative liabilities 3,695 3,695 — 3,690 5 Deposits (4) 135,378 135,301 — 135,301 — Long-term borrowings 2,274 2,330 — 2,328 2 Loan commitments and letters of credit 154 154 — — 154 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at September 30, 2022 was $4.8 billion or 5.2 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.5 billion at September 30, 2022. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, money market accounts and certain other time deposit accounts is the amount payable on demand at the reporting date (i.e., the carrying amount). Fair values for certificates of deposit are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates. The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company's financial instruments as of December 31, 2021 are as follows: December 31, 2021 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 29,411 $ 29,411 $ 29,411 $ — $ — Debt securities held to maturity 899 950 — 950 — Debt securities available for sale 28,481 28,481 1,132 27,347 2 Loans held for sale 1,003 1,003 — 899 104 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 84,866 85,086 — — 85,086 Other earning assets (4) 1,104 1,104 464 640 — Derivative assets 1,111 1,111 — 1,098 13 Financial liabilities: Derivative liabilities 1,012 1,012 — 1,009 3 Deposits (5) 139,072 139,101 — 139,101 — Long-term borrowings 2,407 2,847 — 2,845 2 Loan commitments and letters of credit 123 123 — — 123 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value premium on the loan portfolio's net carrying amount at December 31, 2021 was $220 million or 0.3 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.4 billion at December 31, 2021. (4) Excluded from this table is the operating lease carrying amount of $83 million at December 31, 2021. (5) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, money market accounts and certain other time deposit accounts is the amount payable on demand at the reporting date (i.e., the carrying amount). Fair values for certificates of deposit are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates.

Business Segment Information

Business Segment Information	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Business Segment Information	NOTE 10. BUSINESS SEGMENT INFORMATION Each of Regions’ reportable segments is a strategic business unit that serves specific needs of Regions’ customers based on the products and services provided. The segments are based on the manner in which management views the financial performance of the business. The Company has three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with the remainder in Other. Additional information about the Company's reportable segments is included in Regions' Annual Report on Form 10-K for the year ended December 31, 2021. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable segment may be periodically revised. Accordingly, the prior periods were updated to reflect these enhancements. The following tables present financial information for each reportable segment for the periods indicated. Three Months Ended September 30, 2022 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 509 $ 702 $ 51 $ — $ 1,262 Provision for (benefit from) credit losses 72 73 2 (12) 135 Non-interest income 210 283 108 4 605 Non-interest expense 304 583 104 179 1,170 Income (loss) before income taxes 343 329 53 (163) 562 Income tax expense (benefit) 86 82 14 (49) 133 Net income (loss) $ 257 $ 247 $ 39 $ (114) $ 429 Average assets $ 66,384 $ 37,138 $ 2,098 $ 52,802 $ 158,422 Three Months Ended September 30, 2021 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 444 $ 487 $ 34 $ — $ 965 Provision for (benefit from) credit losses 73 58 2 (288) (155) Non-interest income 208 307 96 38 649 Non-interest expense 274 532 97 35 938 Income before income taxes 305 204 31 291 831 Income tax expense 77 51 7 45 180 Net income $ 228 $ 153 $ 24 $ 246 $ 651 Average assets $ 58,644 $ 33,003 $ 2,030 $ 61,953 $ 155,630 Nine Months Ended September 30, 2022 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,408 $ 1,849 $ 128 $ — $ 3,385 Provision for (benefit from) credit losses 208 213 7 (269) 159 Non-interest income (loss) 629 898 316 (14) 1,829 Non-interest expense 868 1,707 302 174 3,051 Income before income taxes 961 827 135 81 2,004 Income tax expense (benefit) 240 206 33 (35) 444 Net income $ 721 $ 621 $ 102 $ 116 $ 1,560 Average assets $ 63,351 $ 36,571 $ 2,123 $ 58,602 $ 160,647 Nine Months Ended September 30, 2021 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,319 $ 1,473 $ 103 $ — $ 2,895 Provision for (benefit from) credit losses 223 182 8 (1,047) (634) Non-interest income 564 952 288 105 1,909 Non-interest expense 803 1,597 283 81 2,764 Income before income taxes 857 646 100 1,071 2,674 Income tax expense 214 161 25 191 591 Net income $ 643 $ 485 $ 75 $ 880 $ 2,083 Average assets $ 59,315 $ 33,498 $ 2,037 $ 57,470 $ 152,320

Commitments, Contingencies and

Commitments, Contingencies and Guarantees	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments, Contingencies and Guarantees	NOTE 11. COMMITMENTS, CONTINGENCIES AND GUARANTEES COMMERCIAL COMMITMENTS Regions issues off-balance sheet financial instruments in connection with lending activities. The credit risk associated with these instruments is essentially the same as that involved in extending loans to customers and is subject to Regions’ normal credit approval policies and procedures. Regions measures inherent risk associated with these instruments by recording a reserve for unfunded commitments based on an assessment of the likelihood that the guarantee will be funded and the creditworthiness of the customer or counterparty. Collateral is obtained based on management’s assessment of the creditworthiness of the customer. Credit risk is represented in unused commitments to extend credit, standby letters of credit and commercial letters of credit. Refer to Note 23 "Commitments, Contingencies and Guarantees" in the Annual Report on Form 10-K for the year ended December 31, 2021 for more information regarding these instruments. Credit risk associated with these instruments is represented by the contractual amounts indicated in the following table: September 30, 2022 December 31, 2021 (In millions) Unused commitments to extend credit $ 66,907 $ 60,935 Standby letters of credit 1,979 1,779 Commercial letters of credit 48 97 Liabilities associated with standby letters of credit 33 28 Assets associated with standby letters of credit 33 29 Reserve for unfunded credit commitments 121 95 LEGAL CONTINGENCIES Regions and its subsidiaries are subject to loss contingencies related to litigation, claims, investigations and legal and administrative cases and proceedings arising in the ordinary course of business. Regions evaluates these contingencies based on information currently available, including advice of counsel. Regions establishes accruals for those matters when a loss contingency is considered probable and the related amount is reasonably estimable. Any accruals are periodically reviewed and may be adjusted as circumstances change. Some of Regions' exposure with respect to loss contingencies may be offset by applicable insurance coverage. In determining the amounts of any accruals or estimates of possible loss contingencies however, Regions does not take into account the availability of insurance coverage. To the extent that Regions has an insurance recovery, the proceeds are recorded in the period the recovery is received. When it is practicable, Regions estimates possible loss contingencies, whether or not there is an accrued probable loss. When Regions is able to estimate such possible losses, and when it is reasonably possible that Regions could incur losses in excess of amounts accrued, Regions discloses the aggregate estimation of such possible losses. Regions currently estimates that it is reasonably possible that it may experience losses in excess of what Regions has accrued in an aggregate amount of up to approximately $20 million as of September 30, 2022, with it also being reasonably possible that Regions could incur no losses in excess of amounts accrued. As available information changes, the matters for which Regions is able to estimate, as well as the estimates themselves, will be adjusted accordingly. Assessments of litigation and claims exposure are difficult because they involve inherently unpredictable factors including, but not limited to, the following: whether the proceeding is in the early stages; whether damages are unspecified, unsupported, or uncertain; whether there is a potential for punitive or other pecuniary damages; whether the matter involves legal uncertainties, including novel issues of law; whether the matter involves multiple parties and/or jurisdictions; whether discovery has begun or is not complete; whether meaningful settlement discussions have commenced; and whether the lawsuit involves class allegations. Assessments of class action litigation, which is generally more complex than other types of litigation, are particularly difficult, especially in the early stages of the proceeding when it is not known whether a class will be certified or how a potential class, if certified, will be defined. As a result, Regions may be unable to estimate reasonably possible losses with respect to some matters, and the aggregated estimated amount discussed above may not include an estimate for every pending matter. Regions is involved in formal and informal information-gathering requests, investigations, reviews, examinations and proceedings by various governmental regulatory agencies, law enforcement authorities and self-regulatory bodies regarding Regions’ business, Regions' business practices and policies, and the conduct of persons with whom Regions does business. Additional inquiries from such governmental regulatory agencies, law enforcement authorities and self-regulatory bodies will arise from time to time. In connection with those inquiries, Regions receives document requests, subpoenas and other requests for information. The inquiries could develop into administrative, civil or criminal proceedings or enforcement actions that could result in consequences that have a material effect on Regions' business, consolidated financial position, results of operations or cash flows as a whole. Such consequences could include adverse judgments, findings, settlements, penalties, fines, orders, injunctions, restitution, or alterations in our business practices, and could result in additional expenses and collateral costs, including reputational damage. While the final outcomes of litigation, claims, investigations and legal and administrative cases and proceedings are inherently unpredictable, management is currently of the opinion that the outcomes of pending and threatened matters will not have a material effect on Regions’ business, consolidated financial position, results of operations or cash flows as a whole. However, in the event of unexpected future developments, it is reasonably possible that an adverse outcome in any such matter could be material to Regions’ business, consolidated financial position, results of operations or cash flows as a whole for any particular reporting period of occurrence. On September 28, 2022, Regions entered into a Consent Order with the CFPB regarding the previously disclosed investigation by the CFPB into certain of Regions' historical overdraft practices and policies. A copy of the Consent Order is available on the CFPB’s website. The terms of the Consent Order include payment by Regions of a non-tax deductible $50 million civil monetary penalty and customer redress of approximately $141 million, which will be mitigated by $50 million in insurance reimbursement proceeds that are expected to be received in the fourth quarter of 2022. GUARANTEES FANNIE MAE LOSS SHARE GUARANTEE Regions sells commercial loans to Fannie Mae through the DUS lending program and through other platforms. The DUS program provides liquidity to the multi-family housing market. Regions services loans sold to Fannie Mae and is required to provide a loss share guarantee equal to one-third of the principal balance for the majority of the commercial servicing portfolio. At September 30, 2022 and December 31, 2021, the Company's DUS servicing portfolio totaled approximately $4.9 billion and $4.7 billion, respectively. Regions has additional loans sold to Fannie Mae outside of the DUS program that are also subject to a loss share guarantee and at September 30, 2022 and December 31, 2021 these serviced loans totaled approximately $493 million and $400 million, respectively. Regions' maximum quantifiable contingent liability related to all loans subject to a loss share guarantee was approximately $1.8 billion at September 30, 2022 and $1.7 billion at December 31, 2021, respectively. The Company would be liable for this amount only if all of the loans it services for Fannie Mae, for which the Company retains some risk of loss, were to default and all of the collateral underlying these loans was determined to be without value at the time of settlement. Therefore, the maximum quantifiable contingent liability is not representative of the actual loss the Company would be expected to incur. The estimated fair value of the associated loss share guarantee recorded as a liability on the Company's consolidated balance sheets was approximately $7 million at both September 30, 2022 and December 31, 2021. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2021, for additional information.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2022
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements	NOTE 12. RECENT ACCOUNTING PRONOUNCEMENTS Standard Description Required Date of Adoption Effect on Regions' financial statements or other significant matters Standards Adopted (or partially adopted) in 2022 ASU 2020-06, Debt—Debt with Conversion and Other Options (Subtopic 470-20) and Derivatives and Hedging— Contracts in Entity’s Own Equity (Subtopic 815-40) This Update simplifies accounting for convertible instruments by removing certain separation models. Additionally, it revises and clarifies guidance on the derivatives scope exception to make the exception easier to apply. January 1, 2022 The adoption of this guidance did not have a material impact. ASU 2021-04, Earnings Per Share (Topic 260), Debt—Modifications and Extinguishments (Subtopic 470-50), Compensation — Stock Compensation (Topic 718), and Derivatives and Hedging — Contracts in Entity’s Own Equity (Subtopic 815-40) This Update clarifies how an issuer should account for modifications made to equity-classified written call options (i.e. a warrant to purchase the issuer’s common stock). The guidance in the Update requires the issuer to treat a modification of an equity-classified warrant that does not cause the warrant to become liability-classified as an exchange of the original warrant for a new warrant. This guidance applies whether the modification is structured as an amendment to the terms and conditions of the warrant or as termination of the original warrant and issuance of a new warrant. January 1, 2022 The adoption of this guidance did not have a material impact. ASU 2021-05 Leases (Topic 842): Lessors—Certain Leases with Variable Lease Payments This Update amends the lessor lease classification guidance under ASC 842. Under the amendments, a lessor must classify a lease that includes variable lease payments that do not depend on an index or rate as an operating lease if it would otherwise be classified as a sales-type or direct financing lease and would result in the recognition of a loss at a lease commencement. The amendments address concerns raised during the FASB’s post implementation review regarding recognition of an immediate loss for these leases, as would otherwise be required. January 1, 2022 The adoption of this guidance did not have a material impact. Standard Description Required Date of Adoption Effect on Regions' financial statements or other significant matters Standards Adopted (or partially adopted) in 2022 ASU 2021-08, Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers The amendments in this Update require that an entity (acquirer) recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, Revenue from Contracts with Customers, rather than using fair value. At the acquisition date, an acquirer should account for the related revenue contracts in accordance with Topic 606 as if it had originated the contracts. January 1, 2023 Early adoption is permitted. The early adoption of this guidance did not have a material impact. ASU 2022-01—Derivatives and Hedging (Topic 815): Fair Value Hedging—Portfolio Layer Method This Update represents the final amended guidance to the ‘last-of-layer’ hedge model for fair value hedge relationships. The last-of-layer method allowed for essentially a single hedge for a given portfolio of only prepayable assets. The ‘portfolio layer’ method will make the hedging asset side of the balance sheet easier as it allows for more flexibility in the use of derivatives and structures that best align with management's objectives for hedging purposes. Multiple hedged layers are permitted in fair value hedge relationships for a closed portfolio of financial assets. Both prepayable and non-prepayable financial instruments may be used and included. The Update permits reclassification of debt securities from held-to-maturity to available-for-sale upon adoption with restrictions. Portfolio layer method hedging must be applied to those debt securities. Also, the decision to reclassify must be within 30 days after the date of adoption, and securities would need to be included in a closed portfolio that is designed in a portfolio layer method hedge within that 30-day period. January 1, 2023 Early adoption is permitted. The early adoption of this guidance did not have a material impact. Standard Description Required Date of Adoption Effect on Regions' financial statements or other significant matters Standards Not Yet Adopted ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures This Update is intended to improve the decision usefulness of information provided to investors about certain loan refinancing, restructurings, and write-offs. The amendments in the Update eliminate the accounting guidance for TDRs by creditors that have adopted CECL while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors made to borrowers experiencing financial difficulty. The Update also requires that a public business entity disclose current-period gross write-offs by year of origination for financing receivables and net investment in leases. The amendments in this Update should be applied prospectively, except for the transition method related to the recognition and measurement of TDRs for which there is an option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. January 1, 2023 Regions is evaluating the impact upon adoption; however, the impact is not expected to be material. 2022-03, Fair Value Measurement of This Update clarifies how the fair value of equity securities subject to contractual sale restrictions is determined. ASU 2022-03 clarifies that a contractual sale restriction should not be considered in measuring fair value. It also requires entities with investments in equity securities subject to contractual sale restrictions to disclose certain qualitative and quantitative information about such securities. January 1, 2023 Regions is evaluating the impact upon adoption; however, the impact is not expected to be material.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule Of Amortized Cost, Gross Unrealized Gains and Losses, And Estimated Fair Value Of Debt Securities Available For Sale And Debt Securities Held To Maturity	The amortized cost, gross unrealized gains and losses, and estimated fair value of debt securities held to maturity and debt securities available for sale are as follows: September 30, 2022 Recognized in OCI (1) Not Recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 301 $ — $ (10) $ 291 $ — $ (25) $ 266 Commercial agency 527 — (1) 526 — (30) 496 $ 828 $ — $ (11) $ 817 $ — $ (55) $ 762 Debt securities available for sale: U.S. Treasury securities $ 1,329 $ — $ (128) $ 1,201 $ 1,201 Federal agency securities 801 — (63) 738 738 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 20,013 36 (2,754) 17,295 17,295 Residential non-agency 1 — — 1 1 Commercial agency 8,168 — (687) 7,481 7,481 Commercial non-agency 271 — (14) 257 257 Corporate and other debt securities 1,229 — (78) 1,151 1,151 $ 31,814 $ 36 $ (3,724) $ 28,126 $ 28,126 December 31, 2021 Recognized in OCI (1) Not Recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 370 $ — $ (13) $ 357 $ 20 $ — $ 377 Commercial agency 543 — (1) 542 31 — 573 $ 913 $ — $ (14) $ 899 $ 51 $ — $ 950 Debt securities available for sale: U.S. Treasury securities $ 1,137 $ 2 $ (7) $ 1,132 $ 1,132 Federal agency securities 94 1 (3) 92 92 Obligations of states and political subdivisions 4 — — 4 4 Mortgage-backed securities: Residential agency 18,873 287 (198) 18,962 18,962 Residential non-agency 1 — — 1 1 Commercial agency 6,271 163 (61) 6,373 6,373 Commercial non-agency 532 4 — 536 536 Corporate and other debt securities 1,351 36 (6) 1,381 1,381 $ 28,263 $ 493 $ (275) $ 28,481 $ 28,481 _________ (1) The gross unrealized losses recognized in OCI on securities held to maturity resulted from a transfer of securities available for sale to held to maturity in the second quarter of 2013.
Schedule Of Cost And Estimated Fair Value Of Debt Securities Available For Sale And Debt Securities Held To Maturity By Contractual Maturity	The amortized cost and estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2022, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 301 $ 266 Commercial agency 527 496 $ 828 $ 762 Debt securities available for sale: Due in one year or less $ 214 $ 211 Due after one year through five years 2,251 2,094 Due after five years through ten years 788 698 Due after ten years 108 89 Mortgage-backed securities: Residential agency 20,013 17,295 Residential non-agency 1 1 Commercial agency 8,168 7,481 Commercial non-agency 271 257 $ 31,814 $ 28,126
Schedule Of Gross Unrealized Losses And Estimated Fair Value Of Debt Securities Available For Sale and Held to Maturity	The following tables present gross unrealized losses and the related estimated fair value of debt securities held to maturity at September 30, 2022 and debt securities available for sale are presented at September 30, 2022 and December 31, 2021. For debt securities transferred to held to maturity from available for sale, the analysis in the tables below compares the securities' original amortized cost to its current estimated fair value; there were no unrealized losses on debt securities held to maturity using this analysis at December 31, 2021. These securities are segregated between investments that have been in a continuous unrealized loss position for less than twelve months and for twelve months or more. September 30, 2022 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 266 $ (35) $ — $ — $ 266 $ (35) Commercial agency 496 (31) — — 496 (31) $ 762 $ (66) $ — $ — $ 762 $ (66) Debt securities available for sale: U.S. Treasury securities $ 889 $ (81) $ 307 $ (47) $ 1,196 $ (128) Federal agency securities 684 (51) 53 (12) 737 (63) Mortgage-backed securities: Residential agency 11,549 (1,495) 5,711 (1,259) 17,260 (2,754) Commercial agency 6,090 (440) 1,389 (247) 7,479 (687) Commercial non-agency 227 (13) 30 (1) 257 (14) Corporate and other debt securities 885 (55) 254 (23) 1,139 (78) $ 20,324 $ (2,135) $ 7,744 $ (1,589) $ 28,068 $ (3,724) December 31, 2021 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities available for sale: U.S. Treasury securities $ 1,010 $ (7) $ — $ — $ 1,010 $ (7) Federal agency securities 63 (3) — — 63 (3) Mortgage-backed securities: Residential agency 9,528 (171) 686 (27) 10,214 (198) Commercial agency 1,333 (29) 760 (32) 2,093 (61) Corporate and other debt securities 444 (6) — — 444 (6) $ 12,378 $ (216) $ 1,446 $ (59) $ 13,824 $ (275)
Schedule of Realized Gain (Loss)	Gross realized gains and gross realized losses on sales of debt securities available for sale for the nine months ended September 30, 2022 is presented below. Gross realized gains and gross realized losses on sales of debt securities available for sale were immaterial for the three months ended September 30, 2022 and the three and nine months ended September 30, 2021. The cost of securities sold is based on the specific identification method. As part of the Company's normal process for evaluating impairment, management did not identify any positions where impairment was believed to exist in either of the three and nine months ended September 30, 2022 or 2021. Nine Months Ended September 30, 2022 (in millions) Gross realized gains $ 17 Gross realized losses (18) Securities gains (losses), net $ (1)

Loans and the Allowance for C_2

Loans and the Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income: September 30, 2022 December 31, 2021 (In millions) Commercial and industrial $ 49,591 $ 43,758 Commercial real estate mortgage—owner-occupied 5,167 5,287 Commercial real estate construction—owner-occupied 282 264 Total commercial 55,040 49,309 Commercial investor real estate mortgage 6,295 5,441 Commercial investor real estate construction 1,824 1,586 Total investor real estate 8,119 7,027 Residential first mortgage 18,399 17,512 Home equity lines 3,521 3,744 Home equity loans 2,515 2,510 Consumer credit card 1,186 1,184 Other consumer-exit portfolio 662 1,071 Other consumer 5,269 5,427 Total consumer 31,552 31,448 Total loans, net of unearned income $ 94,711 $ 87,784
Analysis of the Allowance for Credit Losses by Portfolio Segment	The following tables present analyses of the allowance by portfolio segment for the three and nine months ended September 30, 2022 and 2021. Three Months Ended September 30, 2022 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2022 $ 597 $ 91 $ 737 $ 1,425 Provision for (benefit from) loan losses 78 8 17 103 Loan losses: Charge-offs (20) — (115) (135) Recoveries 13 — 12 25 Net loan (losses) recoveries (7) — (103) (110) Allowance for loan losses, September 30, 2022 668 99 651 1,418 Reserve for unfunded credit commitments, July 1, 2022 57 10 22 89 Provision for (benefit from) unfunded credit commitments 10 7 15 32 Reserve for unfunded credit commitments, September 30, 2022 67 17 37 121 Allowance for credit losses, September 30, 2022 $ 735 $ 116 $ 688 $ 1,539 Three Months Ended September 30, 2021 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2021 $ 858 $ 91 $ 648 $ 1,597 Provision for (benefit from) loan losses (122) (3) (14) (139) Loan losses: Charge-offs (22) — (37) (59) Recoveries 16 1 12 29 Net loan (losses) recoveries (6) 1 (25) (30) Allowance for loan losses, September 30, 2021 730 89 609 1,428 Reserve for unfunded credit commitments, July 1, 2021 61 13 13 87 Provision for (benefit from) unfunded credit commitments (7) (5) (4) (16) Reserve for unfunded credit commitments, September 30, 2021 54 8 9 71 Allowance for credit losses, September 30, 2021 $ 784 $ 97 $ 618 $ 1,499 Nine Months Ended September 30, 2022 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2022 $ 682 $ 79 $ 718 $ 1,479 Provision for (benefit from) loan losses 15 19 99 133 Loan losses: Charge-offs (68) — (214) (282) Recoveries 39 1 48 88 Net loan (losses) recoveries (29) 1 (166) (194) Allowance for loan losses, September 30, 2022 668 99 651 1,418 Reserve for unfunded credit commitments, January 1, 2022 58 8 29 95 Provision for (benefit from) unfunded credit commitments 9 9 8 26 Reserve for unfunded credit commitments, September 30, 2022 67 17 37 121 Allowance for credit losses, September 30, 2022 $ 735 $ 116 $ 688 $ 1,539 Nine Months Ended September 30, 2021 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2021 $ 1,196 $ 183 $ 788 $ 2,167 Provision for (benefit from) loan losses (408) (78) (93) (579) Loan losses: Charge-offs (105) (19) (132) (256) Recoveries 47 3 46 96 Net loan (losses) recoveries (58) (16) (86) (160) Allowance for loan losses, September 30, 2021 730 89 609 1,428 Reserve for unfunded credit commitments, January 1, 2021 97 14 15 126 Provision for (benefit from) unfunded credit commitments (43) (6) (6) (55) Reserve for unfunded credit commitments, September 30, 2021 54 8 9 71 Allowance for credit losses, September 30, 2021 $ 784 $ 97 $ 618 $ 1,499
Financing Receivable Credit Quality Indicators	The following tables present applicable credit quality indicators for the loan portfolio segments and classes, excluding loans held for sale, by vintage year as of September 30, 2022 and December 31, 2021. Classes in the commercial and investor real estate portfolio segments are disclosed by risk rating. Classes in the consumer portfolio segment are disclosed by current FICO scores. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2021 for more information regarding Regions' credit quality indicators. September 30, 2022 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2022 2021 2020 2019 2018 Prior (In millions) Commercial and industrial: Risk Rating: Pass (2) $ 9,606 $ 7,836 $ 3,601 $ 2,511 $ 1,240 $ 3,497 $ 19,250 $ — $ 97 $ 47,638 Special Mention 196 94 117 94 6 1 240 — — 748 Substandard Accrual 85 80 93 64 41 16 493 — — 872 Non-accrual 34 81 11 9 42 13 143 — — 333 Total commercial and industrial $ 9,921 $ 8,091 $ 3,822 $ 2,678 $ 1,329 $ 3,527 $ 20,126 $ — $ 97 $ 49,591 Commercial real estate mortgage—owner-occupied: Risk Rating: Pass $ 924 $ 1,200 $ 942 $ 534 $ 541 $ 697 $ 104 $ — $ (5) $ 4,937 Special Mention 7 35 43 10 14 12 2 — — 123 Substandard Accrual 7 13 10 35 5 7 1 — — 78 Non-accrual 1 — 8 1 4 14 1 — — 29 Total commercial real estate mortgage—owner-occupied: $ 939 $ 1,248 $ 1,003 $ 580 $ 564 $ 730 $ 108 $ — $ (5) $ 5,167 Commercial real estate construction—owner-occupied: Risk Rating: Pass $ 90 $ 78 $ 24 $ 16 $ 15 $ 41 $ 2 $ — $ — $ 266 Special Mention — — — — 5 — — — — 5 Substandard Accrual 2 — 2 — — 1 — — — 5 Non-accrual — — 1 1 — 4 — — — 6 Total commercial real estate construction—owner-occupied: $ 92 $ 78 $ 27 $ 17 $ 20 $ 46 $ 2 $ — $ — $ 282 Total commercial $ 10,952 $ 9,417 $ 4,852 $ 3,275 $ 1,913 $ 4,303 $ 20,236 $ — $ 92 $ 55,040 Commercial investor real estate mortgage: Risk Rating: Pass $ 2,042 $ 1,411 $ 776 $ 677 $ 294 $ 110 $ 500 $ — $ (7) $ 5,803 Special Mention 49 — 18 18 — 5 — — — 90 Substandard Accrual 32 27 76 138 68 2 — — — 343 Non-accrual — 1 — 58 — — — — — 59 Total commercial investor real estate mortgage $ 2,123 $ 1,439 $ 870 $ 891 $ 362 $ 117 $ 500 $ — $ (7) $ 6,295 Commercial investor real estate construction: Risk Rating: Pass $ 249 $ 445 $ 187 $ 105 $ 31 $ 1 $ 741 $ — $ (15) $ 1,744 Special Mention 39 — 23 — — — — — — 62 Substandard Accrual — — 18 — — — — — — 18 Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 288 $ 445 $ 228 $ 105 $ 31 $ 1 $ 741 $ — $ (15) $ 1,824 Total investor real estate $ 2,411 $ 1,884 $ 1,098 $ 996 $ 393 $ 118 $ 1,241 $ — $ (22) $ 8,119 September 30, 2022 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2022 2021 2020 2019 2018 Prior (In millions) Residential first mortgage: FICO scores: Above 720 $ 1,937 $ 4,418 $ 4,868 $ 924 $ 342 $ 2,553 $ — $ — $ — $ 15,042 681-720 282 404 319 92 45 306 — — — 1,448 620-680 134 192 136 49 32 299 — — — 842 Below 620 23 80 67 52 40 393 — — — 655 Data not available 26 44 46 19 5 97 9 — 166 412 Total residential first mortgage $ 2,402 $ 5,138 $ 5,436 $ 1,136 $ 464 $ 3,648 $ 9 $ — $ 166 $ 18,399 Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,634 $ 47 $ — $ 2,681 681-720 — — — — — — 365 12 — 377 620-680 — — — — — — 213 12 — 225 Below 620 — — — — — — 101 8 — 109 Data not available — — — — — — 95 4 30 129 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,408 $ 83 $ 30 $ 3,521 Home equity loans: FICO scores: Above 720 $ 376 $ 483 $ 262 $ 123 $ 113 $ 623 $ — $ — $ — $ 1,980 681-720 65 65 28 17 15 75 — — — 265 620-680 26 30 12 12 9 59 — — — 148 Below 620 3 7 3 6 7 41 — — — 67 Data not available 1 3 3 3 3 24 — — 18 55 Total home equity loans $ 471 $ 588 $ 308 $ 161 $ 147 $ 822 $ — $ — $ 18 $ 2,515 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 678 $ — $ — $ 678 681-720 — — — — — — 239 — — 239 620-680 — — — — — — 195 — — 195 Below 620 — — — — — — 83 — — 83 Data not available — — — — — — 9 — (18) (9) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,204 $ — $ (18) $ 1,186 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ 114 $ 202 $ 116 $ — $ — $ — $ 432 681-720 — — — 33 46 28 — — — 107 620-680 — — — 19 33 20 — — — 72 Below 620 — — — 7 20 13 — — — 40 Data not available — — — 1 3 4 — — 3 11 Total Other consumer—exit portfolios $ — $ — $ — $ 174 $ 304 $ 181 $ — $ — $ 3 $ 662 Other consumer: FICO scores: Above 720 $ 1,624 $ 753 $ 418 $ 235 $ 110 $ 90 $ 118 $ — $ — $ 3,348 681-720 367 220 115 56 26 22 65 — — 871 620-680 247 167 80 38 20 17 53 — — 622 Below 620 60 69 38 21 13 10 20 — — 231 Data not available 70 7 5 135 76 5 2 — (103) 197 Total other consumer $ 2,368 $ 1,216 $ 656 $ 485 $ 245 $ 144 $ 258 $ — $ (103) $ 5,269 Total consumer loans $ 5,241 $ 6,942 $ 6,400 $ 1,956 $ 1,160 $ 4,795 $ 4,879 $ 83 $ 96 $ 31,552 Total Loans $ 18,604 $ 18,243 $ 12,350 $ 6,227 $ 3,466 $ 9,216 $ 26,356 $ 83 $ 166 $ 94,711 December 31, 2021 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2021 2020 2019 2018 2017 Prior (In millions) Commercial and industrial: Risk Rating: Pass (2) $ 11,098 $ 5,231 $ 3,711 $ 1,781 $ 1,625 $ 2,611 $ 15,794 $ — $ (60) $ 41,791 Special Mention 54 43 177 147 25 77 383 — — 906 Substandard Accrual 83 76 57 90 17 12 421 — — 756 Non-accrual 70 22 45 9 11 15 133 — — 305 Total commercial and industrial $ 11,305 $ 5,372 $ 3,990 $ 2,027 $ 1,678 $ 2,715 $ 16,731 $ — $ (60) $ 43,758 Commercial real estate mortgage—owner-occupied: Risk Rating: Pass $ 1,404 $ 1,095 $ 671 $ 663 $ 381 $ 724 $ 122 $ — $ (7) $ 5,053 Special Mention 7 48 12 11 12 16 1 — — 107 Substandard Accrual 3 8 34 11 6 12 1 — — 75 Non-accrual 3 6 7 10 12 14 — — — 52 Total commercial real estate mortgage—owner-occupied: $ 1,417 $ 1,157 $ 724 $ 695 $ 411 $ 766 $ 124 $ — $ (7) $ 5,287 Commercial real estate construction—owner-occupied: Risk Rating: Pass $ 68 $ 61 $ 24 $ 30 $ 20 $ 42 $ 1 $ — $ — $ 246 Special Mention — — — 2 1 2 — — — 5 Substandard Accrual — — — 2 — — — — — 2 Non-accrual 1 1 — — 1 8 — — — 11 Total commercial real estate construction—owner-occupied: $ 69 $ 62 $ 24 $ 34 $ 22 $ 52 $ 1 $ — $ — $ 264 Total commercial $ 12,791 $ 6,591 $ 4,738 $ 2,756 $ 2,111 $ 3,533 $ 16,856 $ — $ (67) $ 49,309 Commercial investor real estate mortgage: Risk Rating: Pass $ 1,783 $ 808 $ 900 $ 580 $ 144 $ 95 $ 487 $ — $ (4) $ 4,793 Special Mention 23 84 223 21 1 9 — — — 361 Substandard Accrual 52 85 94 31 15 — 7 — — 284 Non-accrual — — — 1 — 2 — — — 3 Total commercial investor real estate mortgage $ 1,858 $ 977 $ 1,217 $ 633 $ 160 $ 106 $ 494 $ — $ (4) $ 5,441 Commercial investor real estate construction: Risk Rating: Pass $ 135 $ 343 $ 404 $ 82 $ 1 $ 1 $ 593 $ — $ (11) $ 1,548 Special Mention — 12 26 — — — — — — 38 Substandard Accrual — — — — — — — — — — Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 135 $ 355 $ 430 $ 82 $ 1 $ 1 $ 593 $ — $ (11) $ 1,586 Total investor real estate $ 1,993 $ 1,332 $ 1,647 $ 715 $ 161 $ 107 $ 1,087 $ — $ (15) $ 7,027 Residential first mortgage: FICO scores: Above 720 $ 4,020 $ 5,280 $ 1,106 $ 426 $ 612 $ 2,601 $ — $ — $ — $ 14,045 681-720 449 366 108 57 69 353 — — — 1,402 620-680 246 161 78 50 44 378 — — — 957 Below 620 39 58 49 47 47 451 — — — 691 Data not available 56 46 20 7 11 111 9 — 157 417 Total residential first mortgage $ 4,810 $ 5,911 $ 1,361 $ 587 $ 783 $ 3,894 $ 9 $ — $ 157 $ 17,512 December 31, 2021 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total Origination Year 2021 2020 2019 2018 2017 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,761 $ 49 $ — $ 2,810 681-720 — — — — — — 380 12 — 392 620-680 — — — — — — 254 11 — 265 Below 620 — — — — — — 132 8 — 140 Data not available — — — — — — 105 5 27 137 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,632 $ 85 $ 27 $ 3,744 Home equity loans: FICO scores: Above 720 $ 544 $ 320 $ 155 $ 144 $ 217 $ 588 $ — $ — $ — $ 1,968 681-720 82 35 26 22 23 71 — — — 259 620-680 34 14 13 12 15 59 — — — 147 Below 620 6 3 6 7 11 46 — — — 79 Data not available 2 3 3 4 5 22 — — 18 57 Total home equity loans $ 668 $ 375 $ 203 $ 189 $ 271 $ 786 $ — $ — $ 18 $ 2,510 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 675 $ — $ — $ 675 681-720 — — — — — — 240 — — 240 620-680 — — — — — — 194 — — 194 Below 620 — — — — — — 81 — — 81 Data not available — — — — — — 8 — (14) (6) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,198 $ — $ (14) $ 1,184 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ 157 $ 318 $ 135 $ 81 $ — $ — $ — $ 691 681-720 — — 47 71 32 20 — — — 170 620-680 — — 28 50 24 17 — — — 119 Below 620 — — 10 31 16 13 — — — 70 Data not available — — 2 5 4 3 — — 7 21 Total other consumer—exit portfolios $ — $ — $ 244 $ 475 $ 211 $ 134 $ — $ — $ 7 $ 1,071 Other consumer: FICO scores: Above 720 $ 1,555 $ 844 $ 543 $ 222 $ 66 $ 76 $ 116 $ — $ — $ 3,422 681-720 381 203 131 58 19 18 56 — — 866 620-680 232 125 72 37 15 13 40 — — 534 Below 620 66 50 33 20 8 7 17 — — 201 Data not available 62 7 156 91 4 4 2 — 78 404 Total other consumer $ 2,296 $ 1,229 $ 935 $ 428 $ 112 $ 118 $ 231 $ — $ 78 $ 5,427 Total consumer loans $ 7,774 $ 7,515 $ 2,743 $ 1,679 $ 1,377 $ 4,932 $ 5,070 $ 85 $ 273 $ 31,448 Total Loans $ 22,558 $ 15,438 $ 9,128 $ 5,150 $ 3,649 $ 8,572 $ 23,013 $ 85 $ 191 $ 87,784 _________ (1) These amounts consist of fees that are not allocated at the loan level and loans serviced by third parties wherein Regions does not receive FICO or vintage information.
Past Due Financing Receivables	The following tables include an aging analysis of DPD and loans on non-accrual status for each portfolio segment and class as of September 30, 2022 and December 31, 2021. Loans on non-accrual status with no related allowance are comprised of commercial and investor real estate loans and totaled $254 million and $127 million as of September 30, 2022 and December 31, 2021, respectively. Non–accrual loans with no related allowance typically include loans where the underlying collateral is deemed sufficient to recover all remaining principal. Loans that have been fully charged-off do not appear in the tables below. September 30, 2022 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 52 $ 25 $ 4 $ 81 $ 49,258 $ 333 $ 49,591 Commercial real estate mortgage—owner-occupied 3 2 — 5 5,138 29 5,167 Commercial real estate construction—owner-occupied — — — — 276 6 282 Total commercial 55 27 4 86 54,672 368 55,040 Commercial investor real estate mortgage 1 — — 1 6,236 59 6,295 Commercial investor real estate construction — — — — 1,824 — 1,824 Total investor real estate 1 — — 1 8,060 59 8,119 Residential first mortgage 89 35 76 200 18,370 29 18,399 Home equity lines 14 6 17 37 3,489 32 3,521 Home equity loans 8 3 8 19 2,508 7 2,515 Consumer credit card 11 6 13 30 1,186 — 1,186 Other consumer—exit portfolios 7 3 1 11 662 — 662 Other consumer 34 15 12 61 5,269 — 5,269 Total consumer 163 68 127 358 31,484 68 31,552 $ 219 $ 95 $ 131 $ 445 $ 94,216 $ 495 $ 94,711 December 31, 2021 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 35 $ 29 $ 5 $ 69 $ 43,453 $ 305 $ 43,758 Commercial real estate mortgage—owner-occupied 3 1 1 5 5,235 52 5,287 Commercial real estate construction—owner-occupied — — — — 253 11 264 Total commercial 38 30 6 74 48,941 368 49,309 Commercial investor real estate mortgage — — — — 5,438 3 5,441 Commercial investor real estate construction — — — — 1,586 — 1,586 Total investor real estate — — — — 7,024 3 7,027 Residential first mortgage 73 31 123 227 17,479 33 17,512 Home equity lines 15 6 21 42 3,704 40 3,744 Home equity loans 7 4 12 23 2,503 7 2,510 Consumer credit card 9 6 12 27 1,184 — 1,184 Other consumer—exit portfolios 10 4 2 16 1,071 — 1,071 Other consumer 31 15 13 59 5,427 — 5,427 Total consumer 145 66 183 394 31,368 80 31,448 $ 183 $ 96 $ 189 $ 468 $ 87,333 $ 451 $ 87,784
Troubled Debt Restructurings on Financing Receivables	The following tables present the end of period balance for loans modified in a TDR during the periods presented by portfolio segment and class, and the financial impact of those modifications. The tables include modifications made to new TDRs, as well as renewals of existing TDRs. Three Months Ended September 30, 2022 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 16 $ 55 $ — Commercial real estate mortgage—owner-occupied 1 — — Commercial real estate construction—owner-occupied — 3 — Total commercial 17 58 — Commercial investor real estate mortgage 2 — — Commercial investor real estate construction — — — Total investor real estate 2 — — Residential first mortgage 118 16 1 Home equity lines 21 1 1 Home equity loans 45 3 — Consumer credit card — — — Other consumer—exit portfolios — — — Other consumer — — — Total consumer 184 20 2 203 $ 78 $ 2 Three Months Ended September 30, 2021 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 18 $ 24 $ — Commercial real estate mortgage—owner-occupied 10 4 — Commercial real estate construction—owner-occupied 1 1 — Total commercial 29 29 — Commercial investor real estate mortgage 1 1 — Commercial investor real estate construction — — — Total investor real estate 1 1 — Residential first mortgage 99 16 2 Home equity lines 1 — — Home equity loans 33 3 — Consumer credit card 1 — — Other consumer—exit portfolios — — — Other consumer 16 1 — Total consumer 150 20 2 180 $ 50 $ 2 Nine Months Ended September 30, 2022 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 36 $ 115 $ — Commercial real estate mortgage—owner-occupied 10 3 — Commercial real estate construction—owner-occupied — 3 — Total commercial 46 121 — Commercial investor real estate mortgage 4 35 — Commercial investor real estate construction — — — Total investor real estate 4 35 — Residential first mortgage 843 116 5 Home equity lines 75 5 3 Home equity loans 155 11 — Consumer credit card 2 — — Other consumer—exit portfolios — — — Other consumer 4 — — Total consumer 1,079 132 8 1,129 $ 288 $ 8 Nine Months Ended September 30, 2021 Financial Impact Number of Recorded Increase in (Dollars in millions) Commercial and industrial 59 $ 74 $ — Commercial real estate mortgage—owner-occupied 24 7 — Commercial real estate construction—owner-occupied 2 2 — Total commercial 85 83 — Commercial investor real estate mortgage 7 77 — Commercial investor real estate construction — — — Total investor real estate 7 77 — Residential first mortgage 435 77 7 Home equity lines 6 1 — Home equity loans 40 4 — Consumer credit card 1 — — Other consumer—exit portfolios — — — Other consumer 68 2 — Total consumer 550 84 7 642 $ 244 $ 7

Servicing of Financial Assets (

Servicing of Financial Assets (Tables)	9 Months Ended
	Sep. 30, 2022
Transfers and Servicing of Financial Assets [Abstract]
Schedule of Residential Mortgage Servicing Rights Under The Fair Value Measurement Method	The table below presents an analysis of residential MSRs under the fair value measurement method: Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Carrying value, beginning of period $ 770 $ 392 $ 418 $ 296 Additions 9 18 38 58 Purchases (1) 25 21 281 58 Increase (decrease) in fair value: Due to change in valuation inputs or assumptions 28 (3) 127 49 Economic amortization associated with borrower repayments (2) (23) (18) (55) (51) Carrying value, end of period $ 809 $ 410 $ 809 $ 410 ________ (1) Purchases of residential MSRs can be structured with cash hold back provisions, therefore the timing of payment may be made in future periods. (2) Includes both total loan payoffs as well as partial paydowns. Regions' residential MSR decay methodology is a discounted net cash flow approach.
Data And Assumptions Used In The Fair Value Calculation As Well As The Valuation's Sensitivity To Rate Fluctuations Related To Residential Mortgage Servicing Rights	Data and assumptions used in the fair value calculation, as well as the valuation’s sensitivity to rate fluctuations, related to residential MSRs (excluding related derivative instruments) are as follows: September 30 2022 2021 (Dollars in millions) Unpaid principal balance $ 53,947 $ 36,370 Weighted-average CPR (%) 7.6 % 10.3 % Estimated impact on fair value of a 10% increase $ (56) $ (30) Estimated impact on fair value of a 20% increase $ (96) $ (53) Option-adjusted spread (basis points) 479 530 Estimated impact on fair value of a 10% increase $ (17) $ (9) Estimated impact on fair value of a 20% increase $ (35) $ (18) Weighted-average coupon interest rate 3.5 % 3.6 % Weighted-average remaining maturity (months) 309 294 Weighted-average servicing fee (basis points) 27.1 27.3

Stockholders' Equity and Accu_2

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Summary of the non-cumulative perpetual preferred stock	The following table presents a summary of the non-cumulative perpetual preferred stock: September 30, 2022 December 31, 2021 Issuance Date Earliest Redemption Date Dividend Rate (1) Liquidation Amount Liquidation Preference per Share Liquidation preference per Depositary Share Ownership Interest per Depositary Share Carrying Amount Carrying Amount (Dollars in millions) Series B 4/29/2014 9/15/2024 6.375 % (2) $ 500 1,000 25 1/40th $ 433 $ 433 Series C 4/30/2019 5/15/2029 5.700 % (3) 500 1,000 25 1/40th 490 490 Series D 6/5/2020 9/15/2025 5.750 % (4) 350 100,000 1,000 1/100th 346 346 Series E 5/4/2021 6/15/2026 4.450 % 400 1,000 25 1/40th 390 390 $ 1,750 $ 1,659 $ 1,659 _________ (1) Dividends on all series of preferred stock, if declared, accrue and are payable quarterly in arrears. (2) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2024, 6.375%, and (ii) for each period beginning on or after September 15, 2024, three-month LIBOR plus 3.536%. (3) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to August 15, 2029, 5.700%, and (ii) for each period beginning on or after August 15, 2029, three-month LIBOR plus 3.148%.
Schedule of Accumulated Other Comprehensive Income (Loss)	The following tables present the balances and activity in AOCI on a pre-tax and net of tax basis for the three and nine months ended September 30, 2022 and 2021: Three Months Ended September 30, 2022 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (2,772) $ 705 $ (2,067) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (12) $ 3 $ (9) Reclassification adjustments for amortization of unrealized losses (2) 1 (1) — Ending balance $ (11) $ 2 $ (9) Unrealized gains (losses) on securities available for sale: Beginning balance $ (2,211) $ 563 $ (1,648) Unrealized gains (losses) arising during the period (1,478) 376 (1,102) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (1,477) 376 (1,101) Ending balance $ (3,688) $ 939 $ (2,749) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 82 $ (21) $ 61 Unrealized holding gains (losses) on derivatives arising during the period (632) 161 (471) Ending balance $ (550) $ 140 $ (410) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (631) $ 160 $ (471) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 9 (2) 7 Ending balance $ (622) $ 158 $ (464) Total other comprehensive income (loss) (2,099) 534 (1,565) Total accumulated other comprehensive income (loss), end of period $ (4,871) $ 1,239 $ (3,632) Three Months Ended September 30, 2021 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 871 $ (220) $ 651 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (17) $ 4 $ (13) Reclassification adjustments for amortization of unrealized losses (2) 2 — 2 Ending balance $ (15) $ 4 $ (11) Unrealized gains (losses) on securities available for sale: Beginning balance $ 606 $ (153) $ 453 Unrealized gains (losses) arising during the period (99) 24 (75) Reclassification adjustments for securities (gains) losses realized in net income (3) (1) 1 — Change in AOCI from securities available for sale activity in the period (100) 25 (75) Ending balance $ 506 $ (128) $ 378 Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 1,147 $ (289) $ 858 Unrealized holding gains (losses) on derivatives arising during the period 24 (6) 18 Reclassification adjustments for (gains) losses realized in net income (2) (108) 27 (81) Change in AOCI from derivative activity in the period (84) 21 (63) Ending balance $ 1,063 $ (268) $ 795 Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (865) $ 218 $ (647) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 21 (4) 17 Ending balance $ (844) $ 214 $ (630) Total other comprehensive income (loss) (161) 42 (119) Total accumulated other comprehensive income (loss), end of period $ 710 $ (178) $ 532 Nine Months Ended September 30, 2022 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 387 $ (98) $ 289 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (14) $ 3 $ (11) Reclassification adjustments for amortization of unrealized losses (2) 3 (1) 2 Ending balance $ (11) $ 2 $ (9) Unrealized gains (losses) on securities available for sale: Beginning balance $ 218 $ (55) $ 163 Unrealized gains (losses) arising during the period (3,907) 994 (2,913) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (3,906) 994 (2,912) Ending balance $ (3,688) $ 939 $ (2,749) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 830 $ (209) $ 621 Unrealized holding gains (losses) on active hedges arising during the period (1,192) 301 (891) Reclassification adjustments for (gains) losses realized in net income (2) (188) 48 (140) Change in AOCI from derivative activity in the period (1,380) 349 (1,031) Ending balance $ (550) $ 140 $ (410) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (647) $ 163 $ (484) Reclassification adjustments for amortization of actuarial gains (losses) and settlements realized in net income (4) 25 (5) 20 Ending balance $ (622) $ 158 $ (464) Total other comprehensive income (loss) (5,258) 1,337 (3,921) Total accumulated other comprehensive income (loss), end of period $ (4,871) $ 1,239 $ (3,632) Nine Months Ended September 30, 2021 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ 1,759 $ (444) $ 1,315 Unrealized losses on securities transferred to held to maturity: Beginning balance $ (21) $ 5 $ (16) Reclassification adjustments for amortization of unrealized losses (2) 6 (1) 5 Ending balance $ (15) $ 4 $ (11) Unrealized gains (losses) on securities available for sale: Beginning balance $ 1,062 $ (268) $ 794 Unrealized gains (losses) arising during the period (553) 139 (414) Reclassification adjustments for securities (gains) losses realized in net income (3) (3) 1 (2) Change in AOCI from securities available for sale activity in the period (556) 140 (416) Ending balance $ 506 $ (128) $ 378 Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ 1,610 $ (406) $ 1,204 Unrealized holding gains (losses) on derivatives arising during the period (233) 59 (174) Reclassification adjustments for (gains) losses realized in net income (2) (314) 79 (235) Change in AOCI from derivative activity in the period (547) 138 (409) Ending balance $ 1,063 $ (268) $ 795 Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (892) $ 225 $ (667) Amounts reclassified for amortization of actuarial gains (losses) and settlements realized in net income (4) 48 (11) 37 Ending balance $ (844) $ 214 $ (630) Total other comprehensive income (1,049) 266 (783) Total accumulated other comprehensive income, end of period $ 710 $ (178) $ 532 _________ (1) The impact of all AOCI activity is shown net of the related tax impact, calculated using an effective tax rate of approximately 25%. (2) Reclassification amount is recognized in net interest income in the consolidated statements of income. (3) Reclassification amount is recognized in securities gains (losses), net in the consolidated statements of income. (4) Reclassification amount is recognized in other non-interest expense in the consolidated statements of income. Additionally, these accumulated other comprehensive income (loss) components are included in the computation of net periodic pension cost (see Note 7 for additional details).

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table sets forth the computation of basic earnings per common share and diluted earnings per common share: Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions, except per share amounts) Numerator: Net income $ 429 $ 651 $ 1,560 $ 2,083 Preferred stock dividends and other (1) (25) (27) (74) (97) Net income available to common shareholders $ 404 $ 624 $ 1,486 $ 1,986 Denominator: Weighted-average common shares outstanding—basic 934 955 936 958 Potential common shares 6 7 6 7 Weighted-average common shares outstanding—diluted 940 962 942 965 Earnings per common share: Basic $ 0.43 $ 0.65 $ 1.59 $ 2.07 Diluted $ 0.43 $ 0.65 $ 1.58 $ 2.06 _________ (1) Preferred stock dividends and other for the nine months ended September 30, 2021 includes $13 million of issuance costs associated with the redemption of Series A preferred shares.

Pension and Other Postretirem_2

Pension and Other Postretirement Benefits (Tables)	9 Months Ended
	Sep. 30, 2022
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]
Schedule of Net Periodic Pension Cost	Net periodic pension cost (credit) includes the following components: Three Months Ended September 30 2022 2021 2022 2021 2022 2021 Qualified Plans Non-qualified Plans Total (In millions) Service cost $ 7 $ 9 $ 1 $ — $ 8 $ 9 Interest cost 14 12 1 — 15 12 Expected return on plan assets (35) (35) — — (35) (35) Amortization of actuarial loss 7 12 2 1 9 13 Settlement charge — — — 8 — 8 Net periodic pension cost (credit) $ (7) $ (2) $ 4 $ 9 $ (3) $ 7 Nine Months Ended September 30 2022 2021 2022 2021 2022 2021 Qualified Plans Non-qualified Plans Total (In millions) Service cost $ 25 $ 28 $ 2 $ 3 $ 27 $ 31 Interest cost 42 36 2 1 44 37 Expected return on plan assets (105) (106) — — (105) (106) Amortization of actuarial loss 20 35 5 5 25 40 Settlement charge — — — 8 — 8 Net periodic pension cost (credit) $ (18) $ (7) $ 9 $ 17 $ (9) $ 10

Derivative Financial Instrume_2

Derivative Financial Instruments and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule Of Derivative Instruments Notional And Fair Values	The following tables present the notional amount and estimated fair value of derivative instruments on a gross basis. September 30, 2022 December 31, 2021 Notional Estimated Fair Value Notional Estimated Fair Value Gain (1) Loss (1) Gain (1) Loss (1) (In millions) Derivatives in fair value hedging relationships: Interest rate swaps $ 7,923 $ 41 $ 168 $ 7,900 $ — $ 32 Derivatives in cash flow hedging relationships: Interest rate swaps 33,100 1 763 20,650 171 29 Total derivatives designated as hedging instruments $ 41,023 $ 42 $ 931 $ 28,550 $ 171 $ 61 Derivatives not designated as hedging instruments: Interest rate swaps $ 89,472 $ 2,350 $ 2,418 $ 81,327 $ 748 $ 794 Interest rate options 16,844 122 111 15,990 48 19 Interest rate futures and forward commitments 1,771 27 5 2,739 11 3 Other contracts 11,525 296 230 9,456 133 135 Total derivatives not designated as hedging instruments $ 119,612 $ 2,795 $ 2,764 $ 109,512 $ 940 $ 951 Total derivatives $ 160,635 $ 2,837 $ 3,695 $ 138,062 $ 1,111 $ 1,012 Total gross derivative instruments, before netting $ 2,837 $ 3,695 $ 1,111 $ 1,012 Less: Netting adjustments (2) 2,646 2,106 699 932 Total gross derivative instruments, after netting $ 191 $ 1,589 $ 412 $ 80 _________ (1) Derivatives in a gain position are recorded as other assets and derivatives in a loss position are recorded as other liabilities on the consolidated balance sheets. Includes accrued interest as applicable.
Schedule of Discontinued Cash Flow Hedges	The following table presents the pre-tax impact of previously terminated cash flow hedges on AOCI. The balance of terminated cash flow hedges in AOCI will be amortized into earnings through 2026. Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Unrealized gains on terminated hedges included in AOCI - beginning of period $ 548 $ 494 $ 700 $ 121 Unrealized gains (losses) on terminated hedges arising during the period (290) 243 (290) 658 Reclassification adjustments for amortization of unrealized (gains) on terminated hedges into net income (58) (49) (210) (91) Unrealized gains on terminated hedges included in AOCI - end of period $ 200 $ 688 $ 200 $ 688
Schedule Of Effect Of Hedging Derivative Instruments On Statements Of Operations	The following tables present the effect of hedging derivative instruments on the consolidated statements of income and the total amounts for the respective line items effected: Three Months Ended September 30, 2022 Interest Income Interest Expense Debt Securities Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 171 $ 1,072 (31 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (6) Recognized on derivatives (3) — (45) Recognized on hedged items (4) — 45 Income (expense) recognized on fair value hedges $ — $ — $ (6) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ — $ — Income (expense) recognized on cash flow hedges $ — $ — $ — Three Months Ended September 30, 2021 Interest Income Interest Expense Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 847 (26 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ 3 Recognized on derivatives — (11) Recognized on hedged items — 11 Income (expense) recognized on fair value hedges $ — $ 3 Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ 108 $ — Income (expense) recognized on cash flow hedges $ 108 $ — Nine Months Ended September 30, 2022 Interest Income Interest Expense Debt Securities Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 466 $ 2,880 (82 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (5) Recognized on derivatives 33 — (133) Recognized on hedged items (40) — 133 Income (expense) recognized on fair value hedges $ — $ — $ (5) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ 188 $ — Income (expense) recognized on cash flow hedges $ — $ 188 $ — Nine Months Ended September 30, 2021 Interest Income Interest Expense Loans, Including Fees Long-term Borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 2,550 (79 ) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ 17 Recognized on derivatives — (37) Recognized on hedged items — 37 Income (expense) recognized on fair value hedges $ — $ 17 Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ 314 $ — Income (expense) recognized on cash flow hedges $ 314 $ — ___ (1) See Note 5 for gain or (loss) recognized for cash flow hedges in AOCI. (2) Pre-tax.
Schedule of Fair Value Hedging Basis Adjustments	The following tables present the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships. September 30, 2022 December 31, 2021 Hedged Items Currently Designated Hedged Items Currently Designated Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment (In millions) Debt securities available for sale (1)(2) $ 8,737 $ (41) $ 9,901 $ — Long-term borrowings (1,230) 168 (1,363) 34 ______ ( 1) Carrying amount represents amortized cost. (2) In the fourth quarter of 2021, the Company designated interest rate swaps as fair value hedges of debt securities available for sale under the portfolio layer method, which are included in this amount. At both September 30, 2022 and December 31, 2021, the Company had designated $5.8 billion as the hedged amount from a closed portfolio of prepayable financial assets with an associated carrying amount of $8.0 billion at September 30, 2022 and $9.1 billion at December 31, 2021.
Schedule of Gains (Losses) Recognized Related to Derivatives Not Designated as Hedging Instruments	The following table presents the location and amount of gain or (loss) recognized in income on derivatives not designated as hedging instruments in the consolidated statements of income for the periods presented below: Three Months Ended September 30 Nine Months Ended September 30 Derivatives Not Designated as Hedging Instruments 2022 2021 2022 2021 (In millions) Capital markets income: Interest rate swaps $ 44 $ 5 $ 111 $ 25 Interest rate options 4 8 20 25 Interest rate futures and forward commitments 8 2 7 14 Other contracts 11 1 19 8 Total capital markets income 67 16 157 72 Mortgage income: Interest rate swaps (28) (8) (112) (46) Interest rate options (8) (9) (17) (24) Interest rate futures and forward commitments 19 6 14 17 Total mortgage income (17) (11) (115) (53) $ 50 $ 5 $ 42 $ 19

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule Of Assets And Liabilities At Fair Value Measured On A Recurring Basis And Non-Recurring Basis	The following table presents assets and liabilities measured at estimated fair value on a recurring basis: September 30, 2022 December 31, 2021 Level 1 Level 2 Level 3 (1) Total Estimated Fair Value Level 1 Level 2 Level 3 (1) Total Estimated Fair Value (In millions) Recurring fair value measurements Debt securities available for sale: U.S. Treasury securities $ 1,201 $ — $ — $ 1,201 $ 1,132 $ — $ — $ 1,132 Federal agency securities — 738 — 738 — 92 — 92 Obligations of states and political subdivisions — 2 — 2 — 4 — 4 Mortgage-backed securities (MBS): Residential agency — 17,295 — 17,295 — 18,962 — 18,962 Residential non-agency — — 1 1 — — 1 1 Commercial agency — 7,481 — 7,481 — 6,373 — 6,373 Commercial non-agency — 257 — 257 — 536 — 536 Corporate and other debt securities — 1,150 1 1,151 — 1,380 1 1,381 Total debt securities available for sale $ 1,201 $ 26,923 $ 2 $ 28,126 $ 1,132 $ 27,347 $ 2 $ 28,481 Loans held for sale $ — $ 250 $ 65 $ 315 $ — $ 693 $ 90 $ 783 Marketable equity securities $ 512 $ — $ — $ 512 $ 464 $ — $ — $ 464 Residential mortgage servicing rights $ — $ — $ 809 $ 809 $ — $ — $ 418 $ 418 Derivative assets (2) : Interest rate swaps $ — $ 2,392 $ — $ 2,392 $ — $ 919 $ — $ 919 Interest rate options — 118 4 122 — 36 12 48 Interest rate futures and forward commitments — 27 — 27 — 11 — 11 Other contracts — 296 — 296 — 132 1 133 Total derivative assets $ — $ 2,833 $ 4 $ 2,837 $ — $ 1,098 $ 13 $ 1,111 Derivative liabilities (2) : Interest rate swaps $ — $ 3,349 $ — $ 3,349 $ — $ 855 $ — $ 855 Interest rate options — 108 3 111 — 19 — 19 Interest rate futures and forward commitments — 5 — 5 — 3 — 3 Other contracts — 228 2 230 — 132 3 135 Total derivative liabilities $ — $ 3,690 $ 5 $ 3,695 $ — $ 1,009 $ 3 $ 1,012 _________ (1) All following disclosures related to Level 3 recurring assets do not include those deemed to be immaterial.
Rollforward For Assets And Liabilities Measured At Fair Value On A Recurring Basis With Level 3 Significant Unobservable Inputs	The following tables present an analysis for residential MSRs for the three and nine months ended September 30, 2022 and 2021, respectively. An analysis of commercial mortgage loans held for sale is also presented only for the nine months ended September 30, 2022 as the activity for the three months ended September 30, 2022 and the three and nine months ended September 30, 2021 is immaterial. Residential mortgage servicing rights Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Carrying value, beginning of period $ 770 $ 392 $ 418 $ 296 Total realized/unrealized gains (losses) included in earnings (1) 5 (21) 72 (2) Additions 9 18 38 58 Purchases 25 21 281 58 Carrying value, end of period $ 809 $ 410 $ 809 $ 410 _________ (1) Included in mortgage income. Amounts presented exclude offsetting impact from related derivatives. Commercial mortgage loans held for sale Nine Months Ended September 30 2022 (In millions) Carrying value, beginning of period $ 90 Total realized/unrealized gains (losses) included in earnings (1) (8) Additions 108 Sales (125) Carrying value, end of period $ 65 _________ (1) Included in capital markets income.
Summary Of Quantitative Information About Level 3 Measurements	The following tables present detailed information regarding material assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2022, and December 31, 2021. The tables include the valuation techniques and the significant unobservable inputs utilized. The range of each significant unobservable input as well as the weighted-average within the range utilized at September 30, 2022, and December 31, 2021, are included. Following the tables are descriptions of the valuation techniques and the sensitivity of the techniques to changes in the significant unobservable inputs. September 30, 2022 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $809 Discounted cash flow Weighted-average CPR (%) 6.2% - 15.7% (7.6%) OAS (%) 4.5% - 8.2% (4.8%) _________ (1) See Note 4 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. December 31, 2021 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $418 Discounted cash flow Weighted-average CPR (%) 7.2% - 22.2% (10.5%) OAS (%) 3.7% - 7.7% (4.5%) Commercial mortgage loans held for sale $90 Discounted cash flow Credit spreads for bonds in the 0.2% - 19.4% (1.3%) _________ (1) See Note 6 to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2021 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights.
Fair Value Option, Fair Value and Unpaid Principal Balance	The following table summarizes the difference between the aggregate fair value and the aggregate unpaid principal balance for residential first mortgage loans held for sale measured at fair value: September 30, 2022 December 31, 2021 Aggregate Aggregate Aggregate Fair Aggregate Aggregate Aggregate Fair (In millions) Residential first mortgage loans held for sale, at fair value $ 245 $ 252 $ (7) $ 680 $ 659 $ 21 Interest income on mortgage loans held for sale is recognized based on contractual rates and is reflected in interest income on loans held for sale. The following table details net gains and losses resulting from changes in fair value of residential mortgage loans held for sale, which were recorded in mortgage income in the consolidated statements of income during the three and nine months ended September 30, 2022 and 2021. These changes in fair value are mostly offset by economic hedging activities. An immaterial portion of these amounts was attributable to changes in instrument-specific credit risk. Three Months Ended September 30 Nine Months Ended September 30 2022 2021 2022 2021 (In millions) Net gains (losses) resulting for the change in fair value of residential first mortgage loans held for sale $ (11) $ (10) $ (27) $ (50) NON-RECURRING FAIR VALUE MEASUREMENTS Items measured at fair value on a non-recurring basis include loans held for sale for which the fair value option has not been elected, foreclosed property and other real estate and equity investments without a readily determinable fair value; all of which may be considered either Level 2 or Level 3 valuation measurements. Non-recurring fair value adjustments related to loans held for sale, foreclosed property and other real estate are typically a result of the application of lower of cost or fair value accounting during the period. Non-recurring fair value adjustments related to equity investments without readily determinable fair values are the result of impairments or price changes from observable transactions. The balances of each of these assets, as well as the related fair value adjustments during the periods, were immaterial at both September 30, 2022 and December 31, 2021. FAIR VALUE OF FINANCIAL INSTRUMENTS
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2022 are as follows: September 30, 2022 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 15,666 $ 15,666 $ 15,666 $ — $ — Debt securities held to maturity 817 762 — 762 — Debt securities available for sale 28,126 28,126 1,201 26,923 2 Loans held for sale 720 720 — 649 71 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 91,816 87,044 — — 87,044 Other earning assets 1,341 1,341 512 829 — Derivative assets 2,837 2,837 — 2,833 4 Financial liabilities: Derivative liabilities 3,695 3,695 — 3,690 5 Deposits (4) 135,378 135,301 — 135,301 — Long-term borrowings 2,274 2,330 — 2,328 2 Loan commitments and letters of credit 154 154 — — 154 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at September 30, 2022 was $4.8 billion or 5.2 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.5 billion at September 30, 2022. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, money market accounts and certain other time deposit accounts is the amount payable on demand at the reporting date (i.e., the carrying amount). Fair values for certificates of deposit are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates. The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company's financial instruments as of December 31, 2021 are as follows: December 31, 2021 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 29,411 $ 29,411 $ 29,411 $ — $ — Debt securities held to maturity 899 950 — 950 — Debt securities available for sale 28,481 28,481 1,132 27,347 2 Loans held for sale 1,003 1,003 — 899 104 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 84,866 85,086 — — 85,086 Other earning assets (4) 1,104 1,104 464 640 — Derivative assets 1,111 1,111 — 1,098 13 Financial liabilities: Derivative liabilities 1,012 1,012 — 1,009 3 Deposits (5) 139,072 139,101 — 139,101 — Long-term borrowings 2,407 2,847 — 2,845 2 Loan commitments and letters of credit 123 123 — — 123 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value premium on the loan portfolio's net carrying amount at December 31, 2021 was $220 million or 0.3 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.4 billion at December 31, 2021. (4) Excluded from this table is the operating lease carrying amount of $83 million at December 31, 2021. (5) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, money market accounts and certain other time deposit accounts is the amount payable on demand at the reporting date (i.e., the carrying amount). Fair values for certificates of deposit are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates.

Business Segment Information (T

Business Segment Information (Tables)	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Schedule Of Financial Information By Reportable Segment	The following tables present financial information for each reportable segment for the periods indicated. Three Months Ended September 30, 2022 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 509 $ 702 $ 51 $ — $ 1,262 Provision for (benefit from) credit losses 72 73 2 (12) 135 Non-interest income 210 283 108 4 605 Non-interest expense 304 583 104 179 1,170 Income (loss) before income taxes 343 329 53 (163) 562 Income tax expense (benefit) 86 82 14 (49) 133 Net income (loss) $ 257 $ 247 $ 39 $ (114) $ 429 Average assets $ 66,384 $ 37,138 $ 2,098 $ 52,802 $ 158,422 Three Months Ended September 30, 2021 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 444 $ 487 $ 34 $ — $ 965 Provision for (benefit from) credit losses 73 58 2 (288) (155) Non-interest income 208 307 96 38 649 Non-interest expense 274 532 97 35 938 Income before income taxes 305 204 31 291 831 Income tax expense 77 51 7 45 180 Net income $ 228 $ 153 $ 24 $ 246 $ 651 Average assets $ 58,644 $ 33,003 $ 2,030 $ 61,953 $ 155,630 Nine Months Ended September 30, 2022 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,408 $ 1,849 $ 128 $ — $ 3,385 Provision for (benefit from) credit losses 208 213 7 (269) 159 Non-interest income (loss) 629 898 316 (14) 1,829 Non-interest expense 868 1,707 302 174 3,051 Income before income taxes 961 827 135 81 2,004 Income tax expense (benefit) 240 206 33 (35) 444 Net income $ 721 $ 621 $ 102 $ 116 $ 1,560 Average assets $ 63,351 $ 36,571 $ 2,123 $ 58,602 $ 160,647 Nine Months Ended September 30, 2021 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,319 $ 1,473 $ 103 $ — $ 2,895 Provision for (benefit from) credit losses 223 182 8 (1,047) (634) Non-interest income 564 952 288 105 1,909 Non-interest expense 803 1,597 283 81 2,764 Income before income taxes 857 646 100 1,071 2,674 Income tax expense 214 161 25 191 591 Net income $ 643 $ 485 $ 75 $ 880 $ 2,083 Average assets $ 59,315 $ 33,498 $ 2,037 $ 57,470 $ 152,320

Commitments, Contingencies an_2

Commitments, Contingencies and Guarantees (Tables)	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Credit Risk Of Off-Balance Sheet Financial Instruments By Contractual Amounts	Credit risk associated with these instruments is represented by the contractual amounts indicated in the following table: September 30, 2022 December 31, 2021 (In millions) Unused commitments to extend credit $ 66,907 $ 60,935 Standby letters of credit 1,979 1,779 Commercial letters of credit 48 97 Liabilities associated with standby letters of credit 33 28 Assets associated with standby letters of credit 33 29 Reserve for unfunded credit commitments 121 95

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost, Gross Unrealized Gains And Losses, And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	$ 828	$ 913
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(11)	(14)
Debt Securities held to maturity	817	899
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	51
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(55)	0
Debt Securities held to maturity, estimated fair value	762	950
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	31,814	28,263
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	36	493
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(3,724)	(275)
Available-for-sale debt securities, net carrying value	28,126	28,481
Debt securities available for sale	28,126	28,481
US Treasury Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	1,329	1,137
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	2
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(128)	(7)
Available-for-sale debt securities, net carrying value	1,201	1,132
Debt securities available for sale	1,201	1,132
Federal Agency Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	801	94
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	1
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(63)	(3)
Available-for-sale debt securities, net carrying value	738	92
Debt securities available for sale	738	92
Obligations
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	2	4
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale debt securities, net carrying value	2	4
Debt securities available for sale	2	4
Residential Agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	301	370
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(10)	(13)
Debt Securities held to maturity	291	357
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	20
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(25)	0
Debt Securities held to maturity, estimated fair value	266	377
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	20,013	18,873
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	36	287
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(2,754)	(198)
Available-for-sale debt securities, net carrying value	17,295	18,962
Debt securities available for sale	17,295	18,962
Residential Non-Agency [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	1	1
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale debt securities, net carrying value	1	1
Debt securities available for sale	1	1
Commercial Agency [Member]
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	527	543
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(1)	(1)
Debt Securities held to maturity	526	542
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	31
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(30)	0
Debt Securities held to maturity, estimated fair value	496	573
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	8,168	6,271
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	163
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(687)	(61)
Available-for-sale debt securities, net carrying value	7,481	6,373
Debt securities available for sale	7,481	6,373
Commercial Non-Agency [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	271	532
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	4
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(14)	0
Available-for-sale debt securities, net carrying value	257	536
Debt securities available for sale	257	536
Corporate and other debt securities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	1,229	1,351
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	36
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(78)	(6)
Available-for-sale debt securities, net carrying value	1,151	1,381
Debt securities available for sale	$ 1,151	$ 1,381

Securities (Schedule Of Cost An

Securities (Schedule Of Cost And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity By Contractual Maturity) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Debt Securities held to maturity, amortized cost	$ 828	$ 913
Debt Securities held to maturity, estimated fair value	762	950
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost	214
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value	211
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost	2,251
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value	2,094
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	788
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value	698
Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost	108
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value	89
Debt Securities, Available-for-sale, Amortized Cost	31,814	28,263
Debt securities available for sale	28,126	28,481
Residential Agency [Member]
Debt Securities held to maturity, amortized cost	301	370
Debt Securities held to maturity, estimated fair value	266	377
Debt Securities, Available-for-sale, Amortized Cost	20,013	18,873
Debt securities available for sale	17,295	18,962
Residential Non-Agency [Member]
Debt Securities, Available-for-sale, Amortized Cost	1	1
Debt securities available for sale	1	1
Commercial Agency [Member]
Debt Securities held to maturity, amortized cost	527	543
Debt Securities held to maturity, estimated fair value	496	573
Debt Securities, Available-for-sale, Amortized Cost	8,168	6,271
Debt securities available for sale	7,481	6,373
Commercial Non-Agency [Member]
Debt Securities, Available-for-sale, Amortized Cost	271	532
Debt securities available for sale	$ 257	$ 536

Securities (Schedule Of Gross U

Securities (Schedule Of Gross Unrealized Losses And Estimated Fair Value Of Securities Available For Sale and Held to Maturity) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Unrealized Loss And Fair Value On Securities [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	$ 762
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(66)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	762
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	66
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	20,324	$ 12,378
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	2,135	216
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	7,744	1,446
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,589	59
Debt Securities, Available-for-sale, Unrealized Loss Position	28,068	13,824
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	3,724	275
US Treasury Securities [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	889	1,010
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	81	7
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	307	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	47	0
Debt Securities, Available-for-sale, Unrealized Loss Position	1,196	1,010
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	128	7
Federal Agency Securities [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	684	63
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	51	3
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	53	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	12	0
Debt Securities, Available-for-sale, Unrealized Loss Position	737	63
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	63	3
Residential Agency [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	266
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(35)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	266
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	35
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	11,549	9,528
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	1,495	171
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	5,711	686
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1,259	27
Debt Securities, Available-for-sale, Unrealized Loss Position	17,260	10,214
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	2,754	198
Commercial Agency [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	496
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(31)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	0
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	496
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	31
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	6,090	1,333
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	440	29
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	1,389	760
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	247	32
Debt Securities, Available-for-sale, Unrealized Loss Position	7,479	2,093
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	687	61
Commercial Non-Agency [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	227
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	13
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	30
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	1
Debt Securities, Available-for-sale, Unrealized Loss Position	257
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	14
Corporate and other debt securities [Member]
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	885	444
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	55	6
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	254	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	23	0
Debt Securities, Available-for-sale, Unrealized Loss Position	1,139	444
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 78	$ 6

Securities (Schedule of Realize

Securities (Schedule of Realized Gain (Loss)) (Details) $ in Millions	9 Months Ended
	Sep. 30, 2022 USD ($)
Investments, Debt and Equity Securities [Abstract]
Debt Securities, Available-for-sale, Realized Gain	$ 17
Gross Realized Losses	(18)
Gross Realized Gain (Loss), net	$ (1)

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Millions	Sep. 30, 2022 USD ($) security	Dec. 31, 2021 USD ($) security
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale	$ 28,126	$ 28,481
Number of individual debt positions in unrealized loss position | security	479	1,818
Asset Pledged as Collateral
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale	$ 9,000	$ 9,200

Loans and the Allowance for C_3

Loans and the Allowance for Credit Losses (Schedule Of Loan Portfolio, Net Of Unearned Income) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 94,711	$ 87,784
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	49,591	43,758
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,167	5,287
Commercial Real Estate Construction - Owner-Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	282	264
Commercial Investor Real Estate Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,295	5,441
Commercial Investor Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,824	1,586
Residential First Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,399	17,512
Home Equity Line [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,521	3,744
Home Equity Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,515	2,510
Consumer Credit Card [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,186	1,184
OtherConsumerExitPortfoliosMember
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	662	1,071
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,269	5,427
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	55,040	49,309
Total Investor Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,119	7,027
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 31,552	$ 31,448

Loans and the Allowance for C_4

Loans and the Allowance for Credit Losses (Analysis of the Allowance for Credit Losses by Portfolio Segment) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Allowance for Loan and Lease Losses [Roll Forward]
Total allowance for loan losses	$ 1,418	$ 1,428	$ 1,418	$ 1,428
Provision (credit) for loan and lease losses	103	(139)	133	(579)
Loan losses:
Charge-offs	(135)	(59)	(282)	(256)
Recoveries	25	29	88	96
Net loan losses	(110)	(30)	(194)	(160)
Allowance for loan losses, beginning of period	1,425	1,597	1,479	2,167
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve For Unfunded Credit Commitments, beginning of period	89	87	95	126
Provision (credit) for unfunded credit losses	32	(16)	26	(55)
Reserve For Unfunded Credit Commitments, end of period	121	71	121	71
Allowance for Credit Losses, end of period	1,539	1,499	1,539	1,499
Commercial Portfolio Segment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Total allowance for loan losses	668	730	668	730
Provision (credit) for loan and lease losses	78	(122)	15	(408)
Loan losses:
Charge-offs	(20)	(22)	(68)	(105)
Recoveries	13	16	39	47
Net loan losses	(7)	(6)	(29)	(58)
Allowance for loan losses, beginning of period	597	858	682	1,196
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve For Unfunded Credit Commitments, beginning of period	57	61	58	97
Provision (credit) for unfunded credit losses	10	(7)	9	(43)
Reserve For Unfunded Credit Commitments, end of period	67	54	67	54
Allowance for Credit Losses, end of period	735	784	735	784
Total Investor Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Total allowance for loan losses	99	89	99	89
Provision (credit) for loan and lease losses	8	(3)	19	(78)
Loan losses:
Charge-offs	0	0	0	(19)
Recoveries	0	1	1	3
Net loan losses	0	1	1	(16)
Allowance for loan losses, beginning of period	91	91	79	183
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve For Unfunded Credit Commitments, beginning of period	10	13	8	14
Provision (credit) for unfunded credit losses	7	(5)	9	(6)
Reserve For Unfunded Credit Commitments, end of period	17	8	17	8
Allowance for Credit Losses, end of period	116	97	116	97
Consumer Portfolio Segment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Total allowance for loan losses	651	609	651	609
Provision (credit) for loan and lease losses	17	(14)	99	(93)
Loan losses:
Charge-offs	(115)	(37)	(214)	(132)
Recoveries	12	12	48	46
Net loan losses	(103)	(25)	(166)	(86)
Allowance for loan losses, beginning of period	737	648	718	788
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve For Unfunded Credit Commitments, beginning of period	22	13	29	15
Provision (credit) for unfunded credit losses	15	(4)	8	(6)
Reserve For Unfunded Credit Commitments, end of period	37	9	37	9
Allowance for Credit Losses, end of period	$ 688	$ 618	$ 688	$ 618

Loans and the Allowance for C_5

Loans and the Allowance for Credit Losses (Credit Quality Indicators) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	$ 18,604	$ 22,558
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	18,243	15,438
Financing Receivable, Originated Two Years before Latest Fiscal Year	12,350	9,128
Financing Receivable, Originated Three Years before Latest Fiscal Year	6,227	5,150
Financing Receivable, Originated Four Years before Latest Fiscal Year	3,466	3,649
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	9,216	8,572
Financing Receivable, Revolving	26,356	23,013
Financing Receivable, Revolving Converted to Amortizing	83	85
Financing Receivable, Unallocated	166	191
Loans, net of unearned income	(94,711)	(87,784)
Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	9,921	11,305
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	8,091	5,372
Financing Receivable, Originated Two Years before Latest Fiscal Year	3,822	3,990
Financing Receivable, Originated Three Years before Latest Fiscal Year	2,678	2,027
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,329	1,678
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,527	2,715
Financing Receivable, Revolving	20,126	16,731
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	97	(60)
Loans, net of unearned income	(49,591)	(43,758)
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	939	1,417
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,248	1,157
Financing Receivable, Originated Two Years before Latest Fiscal Year	1,003	724
Financing Receivable, Originated Three Years before Latest Fiscal Year	580	695
Financing Receivable, Originated Four Years before Latest Fiscal Year	564	411
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	730	766
Financing Receivable, Revolving	108	124
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(5)	(7)
Loans, net of unearned income	(5,167)	(5,287)
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	92	69
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	78	62
Financing Receivable, Originated Two Years before Latest Fiscal Year	27	24
Financing Receivable, Originated Three Years before Latest Fiscal Year	17	34
Financing Receivable, Originated Four Years before Latest Fiscal Year	20	22
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	46	52
Financing Receivable, Revolving	2	1
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(282)	(264)
Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,123	1,858
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,439	977
Financing Receivable, Originated Two Years before Latest Fiscal Year	870	1,217
Financing Receivable, Originated Three Years before Latest Fiscal Year	891	633
Financing Receivable, Originated Four Years before Latest Fiscal Year	362	160
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	117	106
Financing Receivable, Revolving	500	494
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(7)	(4)
Loans, net of unearned income	(6,295)	(5,441)
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	288	135
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	445	355
Financing Receivable, Originated Two Years before Latest Fiscal Year	228	430
Financing Receivable, Originated Three Years before Latest Fiscal Year	105	82
Financing Receivable, Originated Four Years before Latest Fiscal Year	31	1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	1	1
Financing Receivable, Revolving	741	593
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(15)	(11)
Loans, net of unearned income	(1,824)	(1,586)
Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,402	4,810
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	5,138	5,911
Financing Receivable, Originated Two Years before Latest Fiscal Year	5,436	1,361
Financing Receivable, Originated Three Years before Latest Fiscal Year	1,136	587
Financing Receivable, Originated Four Years before Latest Fiscal Year	464	783
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,648	3,894
Financing Receivable, Revolving	9	9
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	166	157
Loans, net of unearned income	(18,399)	(17,512)
Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	3,408	3,632
Financing Receivable, Revolving Converted to Amortizing	83	85
Financing Receivable, Unallocated	30	27
Loans, net of unearned income	(3,521)	(3,744)
Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	471	668
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	588	375
Financing Receivable, Originated Two Years before Latest Fiscal Year	308	203
Financing Receivable, Originated Three Years before Latest Fiscal Year	161	189
Financing Receivable, Originated Four Years before Latest Fiscal Year	147	271
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	822	786
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	18	18
Loans, net of unearned income	(2,515)	(2,510)
Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	1,204	1,198
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(18)	(14)
Loans, net of unearned income	(1,186)	(1,184)
OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	244
Financing Receivable, Originated Three Years before Latest Fiscal Year	174	475
Financing Receivable, Originated Four Years before Latest Fiscal Year	304	211
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	181	134
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	3	7
Loans, net of unearned income	(662)	(1,071)
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,368	2,296
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,216	1,229
Financing Receivable, Originated Two Years before Latest Fiscal Year	656	935
Financing Receivable, Originated Three Years before Latest Fiscal Year	485	428
Financing Receivable, Originated Four Years before Latest Fiscal Year	245	112
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	144	118
Financing Receivable, Revolving	258	231
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(103)	78
Loans, net of unearned income	(5,269)	(5,427)
Pass [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	9,606	11,098
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	7,836	5,231
Financing Receivable, Originated Two Years before Latest Fiscal Year	3,601	3,711
Financing Receivable, Originated Three Years before Latest Fiscal Year	2,511	1,781
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,240	1,625
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,497	2,611
Financing Receivable, Revolving	19,250	15,794
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	97	(60)
Loans, net of unearned income	(47,638)	(41,791)
Pass [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	924	1,404
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,200	1,095
Financing Receivable, Originated Two Years before Latest Fiscal Year	942	671
Financing Receivable, Originated Three Years before Latest Fiscal Year	534	663
Financing Receivable, Originated Four Years before Latest Fiscal Year	541	381
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	697	724
Financing Receivable, Revolving	104	122
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(5)	(7)
Loans, net of unearned income	(4,937)	(5,053)
Pass [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	90	68
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	78	61
Financing Receivable, Originated Two Years before Latest Fiscal Year	24	24
Financing Receivable, Originated Three Years before Latest Fiscal Year	16	30
Financing Receivable, Originated Four Years before Latest Fiscal Year	15	20
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	41	42
Financing Receivable, Revolving	2	1
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(266)	(246)
Pass [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,042	1,783
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,411	808
Financing Receivable, Originated Two Years before Latest Fiscal Year	776	900
Financing Receivable, Originated Three Years before Latest Fiscal Year	677	580
Financing Receivable, Originated Four Years before Latest Fiscal Year	294	144
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	110	95
Financing Receivable, Revolving	500	487
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(7)	(4)
Loans, net of unearned income	(5,803)	(4,793)
Pass [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	249	135
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	445	343
Financing Receivable, Originated Two Years before Latest Fiscal Year	187	404
Financing Receivable, Originated Three Years before Latest Fiscal Year	105	82
Financing Receivable, Originated Four Years before Latest Fiscal Year	31	1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	1	1
Financing Receivable, Revolving	741	593
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(15)	(11)
Loans, net of unearned income	(1,744)	(1,548)
Special Mention [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	196	54
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	94	43
Financing Receivable, Originated Two Years before Latest Fiscal Year	117	177
Financing Receivable, Originated Three Years before Latest Fiscal Year	94	147
Financing Receivable, Originated Four Years before Latest Fiscal Year	6	25
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	1	77
Financing Receivable, Revolving	240	383
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(748)	(906)
Special Mention [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	7	7
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	35	48
Financing Receivable, Originated Two Years before Latest Fiscal Year	43	12
Financing Receivable, Originated Three Years before Latest Fiscal Year	10	11
Financing Receivable, Originated Four Years before Latest Fiscal Year	14	12
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	12	16
Financing Receivable, Revolving	2	1
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(123)	(107)
Special Mention [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	2
Financing Receivable, Originated Four Years before Latest Fiscal Year	5	1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	2
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(5)	(5)
Special Mention [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	49	23
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	84
Financing Receivable, Originated Two Years before Latest Fiscal Year	18	223
Financing Receivable, Originated Three Years before Latest Fiscal Year	18	21
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	5	9
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(90)	(361)
Special Mention [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	39	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	12
Financing Receivable, Originated Two Years before Latest Fiscal Year	23	26
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(62)	(38)
Substandard [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	85	83
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	80	76
Financing Receivable, Originated Two Years before Latest Fiscal Year	93	57
Financing Receivable, Originated Three Years before Latest Fiscal Year	64	90
Financing Receivable, Originated Four Years before Latest Fiscal Year	41	17
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	16	12
Financing Receivable, Revolving	493	421
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(872)	(756)
Substandard [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	7	3
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	13	8
Financing Receivable, Originated Two Years before Latest Fiscal Year	10	34
Financing Receivable, Originated Three Years before Latest Fiscal Year	35	11
Financing Receivable, Originated Four Years before Latest Fiscal Year	5	6
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	7	12
Financing Receivable, Revolving	1	1
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(78)	(75)
Substandard [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	2	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	2
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	1	0
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(5)	(2)
Substandard [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	32	52
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	27	85
Financing Receivable, Originated Two Years before Latest Fiscal Year	76	94
Financing Receivable, Originated Three Years before Latest Fiscal Year	138	31
Financing Receivable, Originated Four Years before Latest Fiscal Year	68	15
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2	0
Financing Receivable, Revolving	0	7
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(343)	(284)
Substandard [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	18	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(18)	0
Non Accrual [Member] | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	34	70
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	81	22
Financing Receivable, Originated Two Years before Latest Fiscal Year	11	45
Financing Receivable, Originated Three Years before Latest Fiscal Year	9	9
Financing Receivable, Originated Four Years before Latest Fiscal Year	42	11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	13	15
Financing Receivable, Revolving	143	133
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(333)	(305)
Non Accrual [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1	3
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	6
Financing Receivable, Originated Two Years before Latest Fiscal Year	8	7
Financing Receivable, Originated Three Years before Latest Fiscal Year	1	10
Financing Receivable, Originated Four Years before Latest Fiscal Year	4	12
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	14	14
Financing Receivable, Revolving	1	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(29)	(52)
Non Accrual [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	1
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	1
Financing Receivable, Originated Two Years before Latest Fiscal Year	1	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	1	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	4	8
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(6)	(11)
Non Accrual [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	58	1
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	2
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(59)	(3)
Non Accrual [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	0	0
Commercial Portfolio Segment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	10,952	12,791
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	9,417	6,591
Financing Receivable, Originated Two Years before Latest Fiscal Year	4,852	4,738
Financing Receivable, Originated Three Years before Latest Fiscal Year	3,275	2,756
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,913	2,111
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	4,303	3,533
Financing Receivable, Revolving	20,236	16,856
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	92	(67)
Loans, net of unearned income	(55,040)	(49,309)
Total Investor Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,411	1,993
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,884	1,332
Financing Receivable, Originated Two Years before Latest Fiscal Year	1,098	1,647
Financing Receivable, Originated Three Years before Latest Fiscal Year	996	715
Financing Receivable, Originated Four Years before Latest Fiscal Year	393	161
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	118	107
Financing Receivable, Revolving	1,241	1,087
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(22)	(15)
Loans, net of unearned income	(8,119)	(7,027)
Consumer Portfolio Segment [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	5,241	7,774
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	6,942	7,515
Financing Receivable, Originated Two Years before Latest Fiscal Year	6,400	2,743
Financing Receivable, Originated Three Years before Latest Fiscal Year	1,956	1,679
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,160	1,377
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	4,795	4,932
Financing Receivable, Revolving	4,879	5,070
Financing Receivable, Revolving Converted to Amortizing	83	85
Financing Receivable, Unallocated	96	273
Loans, net of unearned income	(31,552)	(31,448)
FICO Scores, Above 720 [Member] | Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1,937	4,020
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	4,418	5,280
Financing Receivable, Originated Two Years before Latest Fiscal Year	4,868	1,106
Financing Receivable, Originated Three Years before Latest Fiscal Year	924	426
Financing Receivable, Originated Four Years before Latest Fiscal Year	342	612
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2,553	2,601
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(15,042)	(14,045)
FICO Scores, Above 720 [Member] | Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	2,634	2,761
Financing Receivable, Revolving Converted to Amortizing	47	49
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(2,681)	(2,810)
FICO Scores, Above 720 [Member] | Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	376	544
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	483	320
Financing Receivable, Originated Two Years before Latest Fiscal Year	262	155
Financing Receivable, Originated Three Years before Latest Fiscal Year	123	144
Financing Receivable, Originated Four Years before Latest Fiscal Year	113	217
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	623	588
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(1,980)	(1,968)
FICO Scores, Above 720 [Member] | Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	678	675
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(678)	(675)
FICO Scores, Above 720 [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	157
Financing Receivable, Originated Three Years before Latest Fiscal Year	114	318
Financing Receivable, Originated Four Years before Latest Fiscal Year	202	135
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	116	81
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(432)	(691)
FICO Scores, Above 720 [Member] | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1,624	1,555
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	753	844
Financing Receivable, Originated Two Years before Latest Fiscal Year	418	543
Financing Receivable, Originated Three Years before Latest Fiscal Year	235	222
Financing Receivable, Originated Four Years before Latest Fiscal Year	110	66
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	90	76
Financing Receivable, Revolving	118	116
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(3,348)	(3,422)
FICO Scores, 681-720 [Member] | Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	282	449
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	404	366
Financing Receivable, Originated Two Years before Latest Fiscal Year	319	108
Financing Receivable, Originated Three Years before Latest Fiscal Year	92	57
Financing Receivable, Originated Four Years before Latest Fiscal Year	45	69
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	306	353
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(1,448)	(1,402)
FICO Scores, 681-720 [Member] | Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	365	380
Financing Receivable, Revolving Converted to Amortizing	12	12
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(377)	(392)
FICO Scores, 681-720 [Member] | Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	65	82
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	65	35
Financing Receivable, Originated Two Years before Latest Fiscal Year	28	26
Financing Receivable, Originated Three Years before Latest Fiscal Year	17	22
Financing Receivable, Originated Four Years before Latest Fiscal Year	15	23
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	75	71
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(265)	(259)
FICO Scores, 681-720 [Member] | Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	239	240
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(239)	(240)
FICO Scores, 681-720 [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	47
Financing Receivable, Originated Three Years before Latest Fiscal Year	33	71
Financing Receivable, Originated Four Years before Latest Fiscal Year	46	32
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	28	20
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(107)	(170)
FICO Scores, 681-720 [Member] | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	367	381
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	220	203
Financing Receivable, Originated Two Years before Latest Fiscal Year	115	131
Financing Receivable, Originated Three Years before Latest Fiscal Year	56	58
Financing Receivable, Originated Four Years before Latest Fiscal Year	26	19
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	22	18
Financing Receivable, Revolving	65	56
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(871)	(866)
FICO Scores, 620-680 [Member] | Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	134	246
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	192	161
Financing Receivable, Originated Two Years before Latest Fiscal Year	136	78
Financing Receivable, Originated Three Years before Latest Fiscal Year	49	50
Financing Receivable, Originated Four Years before Latest Fiscal Year	32	44
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	299	378
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(842)	(957)
FICO Scores, 620-680 [Member] | Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	213	254
Financing Receivable, Revolving Converted to Amortizing	12	11
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(225)	(265)
FICO Scores, 620-680 [Member] | Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	26	34
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	30	14
Financing Receivable, Originated Two Years before Latest Fiscal Year	12	13
Financing Receivable, Originated Three Years before Latest Fiscal Year	12	12
Financing Receivable, Originated Four Years before Latest Fiscal Year	9	15
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	59	59
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(148)	(147)
FICO Scores, 620-680 [Member] | Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	195	194
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(195)	(194)
FICO Scores, 620-680 [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	28
Financing Receivable, Originated Three Years before Latest Fiscal Year	19	50
Financing Receivable, Originated Four Years before Latest Fiscal Year	33	24
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	20	17
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(72)	(119)
FICO Scores, 620-680 [Member] | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	247	232
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	167	125
Financing Receivable, Originated Two Years before Latest Fiscal Year	80	72
Financing Receivable, Originated Three Years before Latest Fiscal Year	38	37
Financing Receivable, Originated Four Years before Latest Fiscal Year	20	15
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	17	13
Financing Receivable, Revolving	53	40
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(622)	(534)
FICO Scores, Below 620 [Member] | Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	23	39
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	80	58
Financing Receivable, Originated Two Years before Latest Fiscal Year	67	49
Financing Receivable, Originated Three Years before Latest Fiscal Year	52	47
Financing Receivable, Originated Four Years before Latest Fiscal Year	40	47
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	393	451
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(655)	(691)
FICO Scores, Below 620 [Member] | Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	101	132
Financing Receivable, Revolving Converted to Amortizing	8	8
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(109)	(140)
FICO Scores, Below 620 [Member] | Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	3	6
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	7	3
Financing Receivable, Originated Two Years before Latest Fiscal Year	3	6
Financing Receivable, Originated Three Years before Latest Fiscal Year	6	7
Financing Receivable, Originated Four Years before Latest Fiscal Year	7	11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	41	46
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(67)	(79)
FICO Scores, Below 620 [Member] | Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	83	81
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(83)	(81)
FICO Scores, Below 620 [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	10
Financing Receivable, Originated Three Years before Latest Fiscal Year	7	31
Financing Receivable, Originated Four Years before Latest Fiscal Year	20	16
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	13	13
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(40)	(70)
FICO Scores, Below 620 [Member] | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	60	66
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	69	50
Financing Receivable, Originated Two Years before Latest Fiscal Year	38	33
Financing Receivable, Originated Three Years before Latest Fiscal Year	21	20
Financing Receivable, Originated Four Years before Latest Fiscal Year	13	8
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	10	7
Financing Receivable, Revolving	20	17
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	0	0
Loans, net of unearned income	(231)	(201)
FICO Scores, Data not available [Member] [Member] | Residential First Mortgage [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	26	56
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	44	46
Financing Receivable, Originated Two Years before Latest Fiscal Year	46	20
Financing Receivable, Originated Three Years before Latest Fiscal Year	19	7
Financing Receivable, Originated Four Years before Latest Fiscal Year	5	11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	97	111
Financing Receivable, Revolving	9	9
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	166	157
Loans, net of unearned income	(412)	(417)
FICO Scores, Data not available [Member] [Member] | Home Equity Line [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	95	105
Financing Receivable, Revolving Converted to Amortizing	4	5
Financing Receivable, Unallocated	30	27
Loans, net of unearned income	(129)	(137)
FICO Scores, Data not available [Member] [Member] | Home Equity Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1	2
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	3	3
Financing Receivable, Originated Two Years before Latest Fiscal Year	3	3
Financing Receivable, Originated Three Years before Latest Fiscal Year	3	4
Financing Receivable, Originated Four Years before Latest Fiscal Year	3	5
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	24	22
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	18	18
Loans, net of unearned income	(55)	(57)
FICO Scores, Data not available [Member] [Member] | Consumer Credit Card [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0	0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0	0
Financing Receivable, Revolving	9	8
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(18)	(14)
Loans, net of unearned income	(9)	(6)
FICO Scores, Data not available [Member] [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0	0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0	0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0	2
Financing Receivable, Originated Three Years before Latest Fiscal Year	1	5
Financing Receivable, Originated Four Years before Latest Fiscal Year	3	4
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	4	3
Financing Receivable, Revolving	0	0
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	3	7
Loans, net of unearned income	(11)	(21)
FICO Scores, Data not available [Member] [Member] | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Originated in Current Fiscal Year	70	62
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	7	7
Financing Receivable, Originated Two Years before Latest Fiscal Year	5	156
Financing Receivable, Originated Three Years before Latest Fiscal Year	135	91
Financing Receivable, Originated Four Years before Latest Fiscal Year	76	4
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	5	4
Financing Receivable, Revolving	2	2
Financing Receivable, Revolving Converted to Amortizing	0	0
Financing Receivable, Unallocated	(103)	78
Loans, net of unearned income	$ (197)	$ (404)

Loans and the Allowance for C_6

Loans and the Allowance for Credit Losses (Schedule of Aging Analysis Of Days Past Due (DPD) For Each Portfolio Class) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	$ 131	$ 189
Financing Receivable, Total 30 Days for more past due	445	468
Total Accrual	94,216	87,333
Nonaccrual	495	451
Loans, net of unearned income	94,711	87,784
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	4	5
Financing Receivable, Total 30 Days for more past due	81	69
Total Accrual	49,258	43,453
Nonaccrual	333	305
Loans, net of unearned income	49,591	43,758
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	1
Financing Receivable, Total 30 Days for more past due	5	5
Total Accrual	5,138	5,235
Nonaccrual	29	52
Loans, net of unearned income	5,167	5,287
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Financing Receivable, Total 30 Days for more past due	0	0
Total Accrual	276	253
Nonaccrual	6	11
Loans, net of unearned income	282	264
Commercial Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	4	6
Financing Receivable, Total 30 Days for more past due	86	74
Total Accrual	54,672	48,941
Nonaccrual	368	368
Loans, net of unearned income	55,040	49,309
Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Financing Receivable, Total 30 Days for more past due	1	0
Total Accrual	6,236	5,438
Nonaccrual	59	3
Loans, net of unearned income	6,295	5,441
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Financing Receivable, Total 30 Days for more past due	0	0
Total Accrual	1,824	1,586
Nonaccrual	0	0
Loans, net of unearned income	1,824	1,586
Total Investor Real Estate [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Financing Receivable, Total 30 Days for more past due	1	0
Total Accrual	8,060	7,024
Nonaccrual	59	3
Loans, net of unearned income	8,119	7,027
Residential First Mortgage [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	76	123
Financing Receivable, Total 30 Days for more past due	200	227
Total Accrual	18,370	17,479
Nonaccrual	29	33
Loans, net of unearned income	18,399	17,512
Home Equity Line [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	17	21
Financing Receivable, Total 30 Days for more past due	37	42
Total Accrual	3,489	3,704
Nonaccrual	32	40
Loans, net of unearned income	3,521	3,744
Home Equity Loan [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	8	12
Financing Receivable, Total 30 Days for more past due	19	23
Total Accrual	2,508	2,503
Nonaccrual	7	7
Loans, net of unearned income	2,515	2,510
Consumer Credit Card [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	13	12
Financing Receivable, Total 30 Days for more past due	30	27
Total Accrual	1,186	1,184
Nonaccrual	0	0
Loans, net of unearned income	1,186	1,184
OtherConsumerExitPortfoliosMember
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	1	2
Financing Receivable, Total 30 Days for more past due	11	16
Total Accrual	662	1,071
Nonaccrual	0	0
Loans, net of unearned income	662	1,071
Other consumer
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	12	13
Financing Receivable, Total 30 Days for more past due	61	59
Total Accrual	5,269	5,427
Nonaccrual	0	0
Loans, net of unearned income	5,269	5,427
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
90 plus DPD, Accrual Loans	127	183
Financing Receivable, Total 30 Days for more past due	358	394
Total Accrual	31,484	31,368
Nonaccrual	68	80
Loans, net of unearned income	31,552	31,448
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	95	96
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	25	29
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	2	1
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	27	30
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Total Investor Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Residential First Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	35	31
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Line [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	6	6
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	3	4
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Credit Card [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	6	6
Financial Asset, 60 to 89 Days Past Due [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	3	4
Financial Asset, 60 to 89 Days Past Due [Member] | Other consumer
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	15	15
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	68	66
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	219	183
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	52	35
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	3	3
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	55	38
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	1	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Total Investor Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	1	0
Financial Asset, 30 to 59 Days Past Due [Member] | Residential First Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	89	73
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Line [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	14	15
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	8	7
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Credit Card [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	11	9
Financial Asset, 30 to 59 Days Past Due [Member] | OtherConsumerExitPortfoliosMember
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	7	10
Financial Asset, 30 to 59 Days Past Due [Member] | Other consumer
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	34	31
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receiable, Past Due between 30 and 89 Days	$ 163	$ 145

Loans and the Allowance for C_7

Loans and the Allowance for Credit Losses (Loans By Class Modified In TDR) (Details) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) obligor	Sep. 30, 2021 USD ($) obligor	Sep. 30, 2022 USD ($) obligor	Sep. 30, 2021 USD ($) obligor
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	203	180	1,129	642
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 78	$ 50	$ 288	$ 244
Increase in Allowance at Modification	$ 2	$ 2	$ 8	$ 7
Commercial And Industrial [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	16	18	36	59
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 55	$ 24	$ 115	$ 74
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	1	10	10	24
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 4	$ 3	$ 7
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	0	1	0	2
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 3	$ 1	$ 3	$ 2
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Commercial investor real estate mortgage [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	2	1	4	7
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 1	$ 35	$ 77
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 0	$ 0	$ 0
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Residential First Mortgage [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	118	99	843	435
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 16	$ 16	$ 116	$ 77
Increase in Allowance at Modification	$ 1	$ 2	$ 5	$ 7
Home Equity Line [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	21	1	75	6
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 1	$ 0	$ 5	$ 1
Increase in Allowance at Modification	$ 1	$ 0	$ 3	$ 0
Home Equity Loan [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	45	33	155	40
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 3	$ 3	$ 11	$ 4
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Consumer Credit Card [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	0	1	2	1
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 0	$ 0	$ 0
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
OtherConsumerExitPortfoliosMember
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 0	$ 0	$ 0
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Other consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	0	16	4	68
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 1	$ 0	$ 2
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Commercial Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	17	29	46	85
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 58	$ 29	$ 121	$ 83
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Total Investor Real Estate [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	2	1	4	7
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 0	$ 1	$ 35	$ 77
Increase in Allowance at Modification	$ 0	$ 0	$ 0	$ 0
Consumer Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Obligors | obligor	184	150	1,079	550
Financing Receivable, Troubled Debt Restructuring, Postmodification	$ 20	$ 20	$ 132	$ 84
Increase in Allowance at Modification	$ 2	$ 2	$ 8	$ 7

Loans and the Allowance for C_8

Loans and the Allowance for Credit Losses (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Federal Home Loan Bank (FHLB)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged financial instruments, loans receivable, FHLB	$ 15,400	$ 15,400
Federal Reserve Bank [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Pledged Assets, Loans Receivable, FRB	14,100	14,100
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Sales-type and direct financing lease receivable	1,300	1,300
Sales-Type and Direct Financing		38
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Nonaccrual, No Allowance			$ 127
Consumer Unsecured Loans sold in period
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivables, book balance sold in period	1,200
Allowance for loan losses, related to loans sold prior to sale	94	94
Financing Receiable, Allowance for Credit loss, writeoff on loans sold	63
Allowance for Loan and Lease Losses, Loans Sold	31
CommercialandInvestorRealEstatePortfoliosSegmentMember
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Nonaccrual, No Allowance	$ 254	$ 254

Servicing of Financial Assets_2

Servicing of Financial Assets (Analysis Of Residential Mortgage Servicing Rights Under The Fair Value Measurement Method) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Servicing Asset at Fair Value, Amount [Roll Forward]
Carrying value, beginning of period			$ 418
Carrying value, end of period	$ 809		809
Residential Mortgage [Member]
Servicing Asset at Fair Value, Amount [Roll Forward]
Carrying value, beginning of period	770	$ 392	418	$ 296
Additions	9	18	38	58
Purchases	25	21	281	58
Increase (decrease) in fair value, due to change in valuation inputs or assumptions	28	(3)	127	49
Increase (decrease) in fair value, economic amortization associated with borrower repayments	(23)	(18)	(55)	(51)
Carrying value, end of period	$ 809	$ 410	$ 809	$ 410

Servicing of Financial Assets_3

Servicing of Financial Assets (Data And Assumptions Used In The Fair Value Calculation As Well As The Valuation's Sensitivity To Rate Fluctuations Related To Residential Mortgage Servicing Rights) (Details) $ in Millions	9 Months Ended
	Sep. 30, 2022 USD ($) basis_point	Sep. 30, 2021 USD ($) basis_point
Servicing Assets at Fair Value [Line Items]
Unpaid principal balance	$ 53,947	$ 36,370
Weighted-average prepayment speed (CPR; percentage)	7.60%	10.30%
Estimated impact on fair value of a 10% increase in prepayment speed	$ (56)	$ (30)
Estimated impact on fair value of a 20% increase in prepayment speed	$ (96)	$ (53)
Option-adjusted spread (basis points) | basis_point	479	530
Estimated impact on fair value of a 10% increase in other assumptions	$ (17)	$ (9)
Estimated impact on fair value of a 20% increase in other assumptions	$ (35)	$ (18)
Weighted-average coupon interest rate	3.50%	3.60%
Assumption for Fair Value of Assets or Liabilities that relate to Transferor's Continuing Involvement, Weighted Average Life	309 months	294 months
Weighted Average Servicing Fee Basis Points | basis_point	27.1	27.3

Servicing of Financial Assets_4

Servicing of Financial Assets (Analysis of Commercial Mortgage Banking Servicing Rights Under Amortized Cost) (Details) - Commercial Real Estate [Member] - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Servicing Asset at Amortized Cost, Balance [Roll Forward]
Servicing Asset at Amortized Cost, Beginning Balance	$ 82	$ 86	$ 86	$ 74
Servicing Asset at Amortized Cost, Additions	4	5	9	24
Servicing Asset at Amortized Cost, Amortization	(4)	(4)	(13)	(11)
Servicing Asset at Amortized Cost, Ending Balance	$ 82	$ 87	$ 82	$ 87

Servicing of Financial Assets_5

Servicing of Financial Assets (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Residential Mortgage [Member]
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	$ 40	$ 26	$ 95	$ 75
Commercial Real Estate [Member]
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	6	$ 8	20	$ 18
Servicing Assets at Fair Value [Line Items]
Servicing Asset at Amortized Cost, Fair Value	$ 95		$ 95		$ 96

Preferred Stock Issuances (Deta

Preferred Stock Issuances (Details) - USD ($) $ / shares in Units, $ in Millions			9 Months Ended	120 Months Ended
	Aug. 15, 2029	Sep. 15, 2025	Sep. 30, 2022	Sep. 15, 2024	Dec. 31, 2021
Class of Stock [Line Items]
Preferred Stock, Liquidation Preference, Value			$ 1,750
Preferred stock			$ 1,659		$ 1,659
Series B Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage			6.375%
Preferred Stock, Liquidation Preference, Value			$ 500
Preferred Stock, Liquidation Preference Per Share			$ 1,000
Preferred stock			$ 433		433
Series C Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage			5.70%
Preferred Stock, Liquidation Preference, Value			$ 500
Preferred Stock, Liquidation Preference Per Share			$ 1,000
Preferred stock			$ 490		490
Series D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage			5.75%
Preferred Stock, Liquidation Preference, Value			$ 350
Preferred Stock, Liquidation Preference Per Share			$ 100,000
Preferred stock			$ 346		346
Series E Preferred Stock
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage			4.45%
Preferred Stock, Liquidation Preference, Value			$ 400
Preferred Stock, Liquidation Preference Per Share			$ 1,000
Preferred stock			$ 390		$ 390
Forecast [Member] | Series B Preferred Stock Dividend Scenario 1 [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage				6.375%
Forecast [Member] | Series C Preferred Stock Dividend Scenario 1 [Member] [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage	5.70%
Plus 3-Month LIBOR [Member] | Forecast [Member] | Series B Preferred Stock Dividend Scenario 2 [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage				3.536%
Plus 3-Month LIBOR [Member] | Forecast [Member] | Series C Preferred Stock Dividend Scenario 2 [Member] [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage	3.148%
Plus 5-year Treasury rate [Member] | Forecast [Member] | Series D Preferred Stock Dividend Scenario 1 [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Percentage		5.75%
Plus 5-year Treasury rate [Member] | Forecast [Member] | Series D Preferred Stock Dividend Scenario 2 [Member]
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage		5.426%
Depositary Shares [Member] | Series B Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Liquidation Preference Per Share			$ 25
Depositary Shares [Member] | Series C Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Liquidation Preference Per Share			25
Depositary Shares [Member] | Series D Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Liquidation Preference Per Share			1,000
Depositary Shares [Member] | Series E Preferred Stock
Class of Stock [Line Items]
Preferred Stock, Liquidation Preference Per Share			$ 25

Schedule of Accumulated Other C

Schedule of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Millions	3 Months Ended						9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2022	Sep. 30, 2021
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Pre-tax AOCI activity, period start	$ (2,772)		$ 387	$ 871		$ 1,759	$ 387	$ 1,759
Other Comprehensive Income (Loss), before Tax	(2,099)			(161)			(5,258)	(1,049)
Pre-tax AOCI activity, period end	(4,871)	$ (2,772)		710	$ 871		(4,871)	710
AOCI, tax, effect, period start	705		(98)	(220)		(444)	(98)	(444)
Unrealized holding gains (losses) on available for sale securities, tax	(376)			(24)			(994)	(139)
Other Comprehensive Income (Loss), Tax	534			42			1,337	266
AOCI, tax effect, period end	1,239	705		(178)	(220)		1,239	(178)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(2,067)		289	651		1,315	289	1,315
Unrealized holding gains (losses) arising during the period on securities available for sale (net of tax)	(1,102)			(75)			(2,913)	(414)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	1			0			1	(2)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax	(471)			18			(891)	(174)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	(471)			(63)			(1,031)	(409)
Other comprehensive income (loss), net of tax	(1,565)	(853)	(1,503)	(119)	59	(723)	(3,921)	(783)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(3,632)	(2,067)		532	651		(3,632)	532
Accumulated Net Unrealized Loss on Held To Maturity Securities [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Pre-tax AOCI activity, period start	(12)		(14)	(17)		(21)	(14)	(21)
Other Comprehensive Loss, Held-to-maturity Security, Reclassification Adjustment from AOCI for Noncredit Portion of OTTI, before Tax	1			2			3	6
Pre-tax AOCI activity, period end	(11)	(12)		(15)	(17)		(11)	(15)
AOCI, tax, effect, period start	3		3	4		5	3	5
Other Comprehensive Loss, Held-to-maturity Security, Reclassification Adjustment from AOCI for Noncredit Portion of OTTI, Tax	(1)			0			(1)	(1)
AOCI, tax effect, period end	2	3		4	4		2	4
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(9)		(11)	(13)		(16)	(11)	(16)
Other Comprehensive Loss, Held-to-maturity Security, Adjustment from AOCI for Accretion of Noncredit Portion of OTTI, after Tax	0			2			2	5
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(9)	(9)		(11)	(13)		(9)	(11)
Accumulated Net Unrealized Securities Available For Sale Gain (Loss) [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Pre-tax AOCI activity, period start	(2,211)		218	606		1,062	218	1,062
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax	(1,478)			(99)			(3,907)	(553)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	1			1			1	(3)
Other Comprehensive Income (Loss), before Tax	(1,477)			(100)			(3,906)	(556)
Pre-tax AOCI activity, period end	(3,688)	(2,211)		506	606		(3,688)	506
AOCI, tax, effect, period start	563		(55)	(153)		(268)	(55)	(268)
Unrealized holding gains (losses) on available for sale securities, tax	376			24			994	139
Reclassification from AOCI, Current Period, Tax	0			1			0	(1)
Other Comprehensive Income (Loss), Tax	376			25			994	140
AOCI, tax effect, period end	939	563		(128)	(153)		939	(128)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(1,648)		163	453		794	163	794
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	1			0			1	(2)
Other comprehensive income (loss), net of tax	(1,101)			(75)			(2,912)	(416)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(2,749)	(1,648)		378	453		(2,749)	378
Accumulated Net Gain (Loss) from Derivative Instruments Designated as Cash Flow Hedges [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Pre-tax AOCI activity, period start	82		830	1,147		1,610	830	1,610
OCI, before Reclassifications, before Tax, Attributable to Parent	(632)			24			(1,192)	(233)
Reclassification from AOCI, Current Period, before Tax, Attributable to Parent				108			188	314
Other Comprehensive Income (Loss), before Tax				(84)			(1,380)	(547)
Pre-tax AOCI activity, period end	(550)	82		1,063	1,147		(550)	1,063
AOCI, tax, effect, period start	(21)		(209)	(289)		(406)	(209)	(406)
Other Comprehensive Income (Loss) before Reclassifications, Tax	161			(6)			301	59
Reclassification from AOCI, Current Period, Tax				(27)			(48)	(79)
Other Comprehensive Income (Loss), Tax				21			349	138
AOCI, tax effect, period end	140	(21)		(268)	(289)		140	(268)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	61		621	858		1,204	621	1,204
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent				(81)			(140)	(235)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax				(63)			(1,031)	(409)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(410)	61		795	858		(410)	795
Accumulated Defined Benefit Plans Adjustment [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Pre-tax AOCI activity, period start	(631)		(647)	(865)		(892)	(647)	(892)
Other Comprehensive (Income) Loss, Defined Benefit Plan, Reclassification Adjustment from AOCI, before Tax	9			21			25	48
Pre-tax AOCI activity, period end	(622)	(631)		(844)	(865)		(622)	(844)
AOCI, tax, effect, period start	160		163	218		225	163	225
Other Comprehensive (Income) Loss, Defined Benefit Plan, Reclassification Adjustment from AOCI, Tax	(2)			(4)			(5)	(11)
AOCI, tax effect, period end	158	160		214	218		158	214
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(471)		$ (484)	(647)		$ (667)	(484)	(667)
Other Comprehensive (Income) Loss, Defined Benefit Plan, Reclassification Adjustment from AOCI, after Tax	7			17			20	37
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	$ (464)	$ (471)		$ (630)	$ (647)		$ (464)	$ (630)

Stockholders' Equity And Accu_3

Stockholders' Equity And Accumulated Other Comprehensive Income (Loss) (Narrative) (Details) $ / shares in Units, shares in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2022 USD ($) $ / shares shares	Jun. 30, 2022 USD ($) $ / shares shares	Mar. 31, 2022 USD ($) $ / shares	Sep. 30, 2021 USD ($)	Jun. 30, 2021 USD ($)	Mar. 31, 2021 USD ($)	Sep. 30, 2022 USD ($) $ / shares	Sep. 30, 2021 USD ($) $ / shares	May 15, 2029 USD ($)	Sep. 15, 2025 USD ($)	Sep. 15, 2024 USD ($)	Apr. 20, 2022 USD ($)	Apr. 21, 2021 USD ($)
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Dividends, Preferred Stock	$ (25,000,000)	$ (25,000,000)	$ (24,000,000)	$ (27,000,000)	$ (29,000,000)	$ (28,000,000)	$ (74,000,000)	$ (84,000,000)
Stock repurchase plan, authorized amount												$ 2,500,000,000	$ 2,500,000,000
Stock Repurchased During Period, Value	$ 15,000,000	$ 215,000,000
Cash dividend declared (in dollars per share) | $ / shares	$ 0.2	$ 0.17	$ 0.17				$ 0.54	$ 0.48
Stock repurchased (in shares) | shares	725	9,100
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	2.5						2.5
Series A Preferred Stock
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Dividends, Preferred Stock								$ (16,000,000)
Series E Preferred Stock
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Dividends, Preferred Stock				$ (7,000,000)			$ (13,000,000)
Series B, C and D Preferred Stock
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Dividends, Preferred Stock							$ (61,000,000)	$ (61,000,000)
Subsequent Event [Member] | Series B Preferred Stock [Member]
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount											$ 67,000,000
PreferredDividendsReductiontoRetainedEarningsatRedemption											$ 52,000,000
Subsequent Event [Member] | Series C Preferred Stock [Member]
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount									$ 10,000,000
Subsequent Event [Member] | Series D Preferred Stock [Member]
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount										$ 4,000,000
Subsequent Event [Member] | Series E Preferred Stock
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount										$ 10,000,000

Earnings Per Common Share (Comp

Earnings Per Common Share (Computation Of Basic And Diluted Earnings Per Common Share) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Numerator:
Net income			$ 1,560	$ 2,083
Preferred stock dividends and other (1)	$ (25)	$ (27)	(74)	(97)
Net income available to common shareholders	$ 404	$ 624	$ 1,486	$ 1,986
Denominator:
Weighted-average common shares outstanding—basic (in shares)	934,000	955,000	936,000	958,000
Potential common shares (in shares)	6,000	7,000	6,000	7,000
Weighted-average common shares outstanding—diluted (in shares)	940,000	962,000	942,000	965,000
Earnings per common share:
Basic (in dollars per share)	$ 0.43	$ 0.65	$ 1.59	$ 2.07
Diluted (in dollars per share)	$ 0.43	$ 0.65	$ 1.58	$ 2.06
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share (in shares)	5,000	4,000	4,000	4,000
PreferredStockIssuanceCostReductiontoNetIncome				$ 13
Document Fiscal Year Focus			2022

Pension and Other Postretirem_3

Pension and Other Postretirement Benefits (Schedule of Net Periodic Pension Cost) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Defined Benefit Plan Disclosure [Line Items]
Service Cost	$ 8	$ 9	$ 27	$ 31
Interest Cost	15	12	44	37
Expected Return on Plan Assets	(35)	(35)	(105)	(106)
Amortization of Actuarial Loss	9	13	25	40
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement	0	8	0	8
Net Periodic Pension Cost (Credit)	(3)	7	$ (9)	10
Document Fiscal Year Focus			2022
Pension Plan [Member] | Qualified Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Service Cost	7	9	$ 25	28
Interest Cost	14	12	42	36
Expected Return on Plan Assets	(35)	(35)	(105)	(106)
Amortization of Actuarial Loss	7	12	20	35
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement	0	0	0	0
Net Periodic Pension Cost (Credit)	(7)	(2)	(18)	(7)
Supplemental Employee Retirement Plan [Member] | Nonqualified Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Service Cost	1	0	2	3
Interest Cost	1	0	2	1
Expected Return on Plan Assets	0	0	0	0
Amortization of Actuarial Loss	2	1	5	5
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement	0	8	0	8
Net Periodic Pension Cost (Credit)	$ 4	$ 9	$ 9	$ 17

Derivative Financial Instrume_3

Derivative Financial Instruments and Hedging Activities (Schedule of Derivative Instruments Notional and Fair Value) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Notional Amount	$ 160,635	$ 138,062
Derivative Asset, Fair Value, Gross Asset	2,837	1,111
Derivative Liabilities, Fair Value, Gross Liability	3,695	1,012
Derivative Asset netting adjustments	2,646	699
Derivative Liability, netting adjustments	2,106	932
Derivative Assets	191	412
Derivative Liabilities	1,589	80
Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	41,023	28,550
Derivative Asset, Fair Value, Gross Asset	42	171
Derivative Liabilities, Fair Value, Gross Liability	931	61
Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	119,612	109,512
Derivative Asset, Fair Value, Gross Asset	2,795	940
Derivative Liabilities, Fair Value, Gross Liability	2,764	951
Interest Rate Swaps [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	89,472	81,327
Interest Rate Swaps [Member] | Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	2,350	748
Interest Rate Swaps [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	2,418	794
Interest Rate Options [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	16,844	15,990
Interest Rate Options [Member] | Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	122	48
Interest Rate Options [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	111	19
Interest Rate Futures And Forward Commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	1,771	2,739
Interest Rate Futures And Forward Commitments [Member] | Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	27	11
Interest Rate Futures And Forward Commitments [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	5	3
Other Contract [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	11,525	9,456
Other Contract [Member] | Not Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	296	133
Other Contract [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	230	135
Fair Value Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	7,923	7,900
Fair Value Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	41	0
Fair Value Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	168	32
Cash Flow Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	33,100	20,650
Cash Flow Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Derivative Asset, Fair Value, Gross Asset	1	171
Cash Flow Hedging [Member] | Interest Rate Swaps [Member] | Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Derivative Liabilities, Fair Value, Gross Liability	$ 763	$ 29

Derivative Financial Instrume_4

Derivative Financial Instruments and Hedging Activities (Schedule of Terminated Cash Flows) (Details) - Accumulated Net Gain (Loss) from Derivative Instruments Designated as Cash Flow Hedges [Member] - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income related to discontinued cash flow hedges, before tax	$ 548	$ 494	$ 700	$ 121
Other Comprehensive Income (loss), Unrealized Gain (loss) on terminated cash flow hedges arising during the period, before tax	(290)	243	(290)	658
Other Comprehensive Income (loss), Reclassification Adjustment from AOCI on terminated cash flow hedges, before tax	(58)	(49)	(210)	(91)
Accumulated Other Comprehensive Income related to discontinued cash flow hedges, before tax	$ 200	$ 688	$ 200	$ 688

Derivative Financial Instrume_5

Derivative Financial Instruments And Hedging Activities (Schedule Of The Effect Of Derivative Instruments On The Statements Of Operations) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Derivative Instruments, Gain (Loss) [Line Items]
Debt securities	$ 171	$ 135	$ 466	$ 399
Loans, including fees	1,072	847	2,880	2,550
Fair Value Hedging [Member] | Interest Rate Contract [Member] | Taxable Debt Securities in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	7		7
Gain or (Loss) Recognized in Income on Derivatives	(3)		33
Gain or (Loss) Recognized in Income on Related Hedged Item	(4)		(40)
Gain (Loss) on Fair Value Hedges Recognized in Earnings	0		0
Fair Value Hedging [Member] | Interest Rate Contract [Member] | Loans Including Fees in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	0	0	0	0
Gain or (Loss) Recognized in Income on Derivatives	0	0	0	0
Gain or (Loss) Recognized in Income on Related Hedged Item	0	0	0	0
Gain (Loss) on Fair Value Hedges Recognized in Earnings	0	0	0	0
Fair Value Hedging [Member] | Interest Rate Contract [Member] | Long-term Borrowings In Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	(6)	3	(5)	17
Gain or (Loss) Recognized in Income on Derivatives	(45)	(11)	(133)	(37)
Gain or (Loss) Recognized in Income on Related Hedged Item	45	11	133	37
Gain (Loss) on Fair Value Hedges Recognized in Earnings	(6)	3	(5)	17
Cash Flow Hedging [Member] | Interest Rate Contract [Member] | Taxable Debt Securities in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0		0
Net Income (Expense) Recognized on Cash Flow Hedges	0		0
Cash Flow Hedging [Member] | Interest Rate Contract [Member] | Loans Including Fees in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0	108	188	314
Net Income (Expense) Recognized on Cash Flow Hedges	0	108	188	314
Cash Flow Hedging [Member] | Interest Rate Contract [Member] | Long-term Borrowings In Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0	0	0	0
Net Income (Expense) Recognized on Cash Flow Hedges	$ 0	$ 0	$ 0	$ 0

Derivative Financial Instrume_6

Derivative Financial Instruments and Hedging Activities (Schedule of Fair Value Hedging Basis Adjustments) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset, Fair Value, Portfolio Layer, Amount	$ 5,800	$ 5,800
Closed Portfolio and Beneficial Interest, Portfolio Layer, Amortized Cost	8,000	9,100
Designated as Hedging Item [Member] | Debt Available-for-sale Securities [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset, Fair Value Hedge	8,737	9,901
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	(41)	0
Designated as Hedging Item [Member] | Long-term Debt [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Liability, Fair Value Hedge	(1,230)	(1,363)
Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease)	$ 168	$ 34

Derivative Financial Instrume_7

Derivative Financial Instruments and Hedging Activities (Schedule of Gains (Losses) Recognized Related to Derivatives Not Designated as Hedging Instruments) (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	$ 50	$ 5	$ 42	$ 19
Capital markets income
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	67	16	157	72
Capital markets income | Interest Rate Swaps [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	44	5	111	25
Capital markets income | Interest Rate Options [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	4	8	20	25
Capital markets income | Interest Rate Futures And Forward Commitments [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	8	2	7	14
Capital markets income | Other Contract [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	11	1	19	8
Mortgage Income [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	(17)	(11)	(115)	(53)
Mortgage Income [Member] | Interest Rate Swaps [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	(28)	(8)	(112)	(46)
Mortgage Income [Member] | Interest Rate Options [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	(8)	(9)	(17)	(24)
Mortgage Income [Member] | Interest Rate Futures And Forward Commitments [Member]
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	$ 19	$ 6	$ 14	$ 17

Derivative Financial Instrume_8

Derivative Financial Instruments And Hedging Activities (Narrative) (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months	$ (122)
Pre-tax net income related to amortization of discontinued cash flow hedges	82
Notional Amount	160,635	$ 138,062
Maximum potential future exposure on swap participations	405
Aggregate fair value of all derivative instruments with credit risk	8	81
Posted collateral related to derivative instruments with credit risk	14	84
Not Designated as Hedging Instrument [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional Amount	119,612	109,512
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional Amount	224	419
Forward Sale Commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional Amount	427	987
Forward Rate Commitments and Futures Contracts [Member] | Not Designated as Hedging Instrument [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional Amount	3,900	4,500
Interest Rate Swaps [Member] | Not Designated as Hedging Instrument [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional Amount	$ 89,472	$ 81,327

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets And Liabilities At Fair Value Measured On A Recurring Basis And Non-Recurring Basis) (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 28,126,000,000	$ 28,481,000,000
Loans held for sale, at fair value	315,000,000	783,000,000
Residential mortgage servicing rights	809,000,000	418,000,000
Derivative Asset, Fair Value, Gross Asset	2,837,000,000	1,111,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,695,000,000	1,012,000,000
Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	28,126,000,000	28,481,000,000
Loans held for sale, at fair value	315,000,000	783,000,000
Marketable Equity Securities	512,000,000	464,000,000
Residential mortgage servicing rights	809,000,000	418,000,000
Derivative Asset, Fair Value, Gross Asset	2,837,000,000	1,111,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,695,000,000	1,012,000,000
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,201,000,000	1,132,000,000
Loans held for sale, at fair value	0	0
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,201,000,000	1,132,000,000
Loans held for sale, at fair value	0	0
Marketable Equity Securities	512,000,000	464,000,000
Residential mortgage servicing rights	0	0
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	26,923,000,000	27,347,000,000
Loans held for sale, at fair value	649,000,000	899,000,000
Derivative Asset, Fair Value, Gross Asset	2,833,000,000	1,098,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,690,000,000	1,009,000,000
Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	26,923,000,000	27,347,000,000
Loans held for sale, at fair value	250,000,000	693,000,000
Marketable Equity Securities	0	0
Residential mortgage servicing rights	0	0
Derivative Asset, Fair Value, Gross Asset	2,833,000,000	1,098,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,690,000,000	1,009,000,000
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,000,000	2,000,000
Loans held for sale, at fair value	71,000,000	104,000,000
Derivative Asset, Fair Value, Gross Asset	4,000,000	13,000,000
Derivative Liabilities, Fair Value, Gross Liability	5,000,000	3,000,000
Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,000,000	2,000,000
Loans held for sale, at fair value	65,000,000	90,000,000
Marketable Equity Securities	0	0
Residential mortgage servicing rights	809,000,000	418,000,000
Derivative Asset, Fair Value, Gross Asset	4,000,000	13,000,000
Derivative Liabilities, Fair Value, Gross Liability	5,000,000	3,000,000
Interest Rate Swaps [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	2,392,000,000	919,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,349,000,000	855,000,000
Interest Rate Swaps [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Interest Rate Swaps [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	2,392,000,000	919,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,349,000,000	855,000,000
Interest Rate Swaps [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Interest Rate Options [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	122,000,000	48,000,000
Derivative Liabilities, Fair Value, Gross Liability	111,000,000	19,000,000
Interest Rate Options [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Interest Rate Options [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	118,000,000	36,000,000
Derivative Liabilities, Fair Value, Gross Liability	108,000,000	19,000,000
Interest Rate Options [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	4,000,000	12,000,000
Derivative Liabilities, Fair Value, Gross Liability	3,000,000	0
Interest Rate Futures And Forward Commitments [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	27,000,000	11,000,000
Derivative Liabilities, Fair Value, Gross Liability	5,000,000	3,000,000
Interest Rate Futures And Forward Commitments [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Interest Rate Futures And Forward Commitments [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	27,000,000	11,000,000
Derivative Liabilities, Fair Value, Gross Liability	5,000,000	3,000,000
Interest Rate Futures And Forward Commitments [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Other Contract [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	296,000,000	133,000,000
Derivative Liabilities, Fair Value, Gross Liability	230,000,000	135,000,000
Other Contract [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	0
Derivative Liabilities, Fair Value, Gross Liability	0	0
Other Contract [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	296,000,000	132,000,000
Derivative Liabilities, Fair Value, Gross Liability	228,000,000	132,000,000
Other Contract [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Fair Value, Gross Asset	0	1,000,000
Derivative Liabilities, Fair Value, Gross Liability	2,000,000	3,000,000
US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,201,000,000	1,132,000,000
US Treasury Securities [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,201,000,000	1,132,000,000
US Treasury Securities [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,201,000,000	1,132,000,000
US Treasury Securities [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
US Treasury Securities [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Federal Agency Securities [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	738,000,000	92,000,000
Federal Agency Securities [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Federal Agency Securities [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	738,000,000	92,000,000
Federal Agency Securities [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
US States and Political Subdivisions Debt Securities | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,000,000	4,000,000
US States and Political Subdivisions Debt Securities | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
US States and Political Subdivisions Debt Securities | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,000,000	4,000,000
US States and Political Subdivisions Debt Securities | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	17,295,000,000	18,962,000,000
Residential Agency [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	17,295,000,000	18,962,000,000
Residential Agency [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential Agency [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	17,295,000,000	18,962,000,000
Residential Agency [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential Non-Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,000,000	1,000,000
Residential Non-Agency [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,000,000	1,000,000
Residential Non-Agency [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential Non-Agency [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential Non-Agency [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,000,000	1,000,000
Commercial Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	7,481,000,000	6,373,000,000
Commercial Agency [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	7,481,000,000	6,373,000,000
Commercial Agency [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial Agency [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	7,481,000,000	6,373,000,000
Commercial Agency [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial Non-Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	257,000,000	536,000,000
Commercial Non-Agency [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	257,000,000	536,000,000
Commercial Non-Agency [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial Non-Agency [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	257,000,000	536,000,000
Commercial Non-Agency [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Corporate and other debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,151,000,000	1,381,000,000
Corporate and other debt securities [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,151,000,000	1,381,000,000
Corporate and other debt securities [Member] | Level 1 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Corporate and other debt securities [Member] | Level 2 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	1,150,000,000	1,380,000,000
Corporate and other debt securities [Member] | Level 3 [Member] | Recurring Fair Value Measurements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 1,000,000	$ 1,000,000

Fair Value Measurements (Rollfo

Fair Value Measurements (Rollforward For Assets And Liabilities Measured At Fair Value On A Recurring Basis With Level 3 Significant Unobservable Inputs) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Residential mortgage servicing rights	$ 809		$ 809			$ 418
Residential Mortgage [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Residential mortgage servicing rights	809	$ 410	809	$ 410	$ 770	$ 418	$ 392	$ 296
Gain (Loss) Included in Earnings	5	(21)	72	(2)
Additions	9	18	38	58
Purchases	25	$ 21	281	$ 58
Commercial Mortgage Loans Held For Sale
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Opening balance			90
Gain (Loss) Included in Earnings			(8)
Purchases			108
Sales			(125)
Closing balance	$ 65		$ 65

Fair Value Measurements (Summar

Fair Value Measurements (Summary Of Quantitative Information About Level 3 Fair Value Measurements) (Details) $ in Millions	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Residential mortgage servicing rights	$ 809	$ 418
Loans held for sale, at fair value	315	783
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for sale, at fair value	71	104
Recurring Fair Value Measurements [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Residential mortgage servicing rights	809	418
Loans held for sale, at fair value	315	783
Recurring Fair Value Measurements [Member] | Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Residential mortgage servicing rights	809	418
Loans held for sale, at fair value	65	90
Recurring Fair Value Measurements [Member] | Mortgage Servicing Rights [Member] | Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Residential mortgage servicing rights	$ 809	$ 418
Recurring Fair Value Measurements [Member] | Mortgage Servicing Rights [Member] | Minimum [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.062	0.072
Option-Adjusted Spread	4.50%	3.70%
Recurring Fair Value Measurements [Member] | Mortgage Servicing Rights [Member] | Maximum [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.157	0.222
Option-Adjusted Spread	8.20%	7.70%
Recurring Fair Value Measurements [Member] | Mortgage Servicing Rights [Member] | Weighted Average [Member] | Discounted Cash Flow [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.076	0.105
Option-Adjusted Spread	4.80%	4.50%
Recurring Fair Value Measurements [Member] | Commercial Mortgage Loans Held For Sale | Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for sale, at fair value		$ 90
Recurring Fair Value Measurements [Member] | Commercial Mortgage Loans Held For Sale | Minimum [Member] | Valuation Technique, Discounted Cash Flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans Held-for-sale, Measurement Input		0.002
Recurring Fair Value Measurements [Member] | Commercial Mortgage Loans Held For Sale | Maximum [Member] | Valuation Technique, Discounted Cash Flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans Held-for-sale, Measurement Input		0.194
Recurring Fair Value Measurements [Member] | Commercial Mortgage Loans Held For Sale | Weighted Average [Member] | Valuation Technique, Discounted Cash Flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans Held-for-sale, Measurement Input		0.013

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Option, Fair Value and Unpaid Principal Balance) (Details) - Mortgage loans held for sale [Member] - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Option, Quantitative Disclosures [Line Items]
Mortgages Held-for-sale, Fair Value Disclosure	$ 245		$ 245		$ 680
Fair Value Option Mortgages Held For Sale Aggregate Unpaid Principal	252		252		659
Aggregate Fair Value Less Aggregate Unpaid Principal	(7)		(7)		$ 21
Net gains (losses) resulting from changes in fair value	$ (11)	$ (10)	$ (27)	$ (50)

Fair Value Measurements (Sche_2

Fair Value Measurements (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Financial Assets [Abstract]
Debt securities held to maturity, estimated fair value	$ 762,000,000	$ 950,000,000
Debt securities available for sale	28,126,000,000	28,481,000,000
Loans held for sale, at fair value	315,000,000	783,000,000
Other earning assets	1,341,000,000	1,187,000,000
Derivative Asset, Fair Value, Gross Asset	2,837,000,000	1,111,000,000
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	3,695,000,000	1,012,000,000
Fair Value Premium on Loan Portfolio, Amount		$ 220,000,000
Fair Value Premium on Loan Portfolio, Rate		0.30%
Capital leases, carrying amount excluded	1,500,000,000	$ 1,400,000,000
Operating leases, carrying amount excluded		83,000,000
Fair value of loans, discount, amount	$ 4,800,000,000
Fair Value Discount on Loan Portfolio, Rate	5.20%
Estimate of Fair Value [Member]
Financial Assets [Abstract]
Cash and cash equivalents	$ 15,666,000,000	29,411,000,000
Debt securities held to maturity, estimated fair value	762,000,000	950,000,000
Debt securities available for sale	28,126,000,000	28,481,000,000
Loans held for sale, at fair value	720,000,000	1,003,000,000
Loans (excluding leases), net of unearned income and allowance for loan losses	87,044,000,000	85,086,000,000
Other earning assets	1,341,000,000	1,104,000,000
Derivative Asset, Fair Value, Gross Asset	2,837,000,000	1,111,000,000
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	3,695,000,000	1,012,000,000
Deposits	135,301,000,000	139,101,000,000
Long-term borrowings	2,330,000,000	2,847,000,000
Loan commitments and letters of credit	154,000,000	123,000,000
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and cash equivalents	15,666,000,000	29,411,000,000
Debt securities held to maturity, estimated fair value	817,000,000	899,000,000
Debt securities available for sale	28,126,000,000	28,481,000,000
Loans held for sale, at fair value	720,000,000	1,003,000,000
Loans (excluding leases), net of unearned income and allowance for loan losses	91,816,000,000	84,866,000,000
Other earning assets	1,341,000,000	1,104,000,000
Derivative Asset, Fair Value, Gross Asset	2,837,000,000	1,111,000,000
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	3,695,000,000	1,012,000,000
Deposits	135,378,000,000	139,072,000,000
Long-term borrowings	2,274,000,000	2,407,000,000
Loan commitments and letters of credit	154,000,000	123,000,000
Level 1 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	15,666,000,000	29,411,000,000
Debt securities held to maturity, estimated fair value	0	0
Debt securities available for sale	1,201,000,000	1,132,000,000
Loans held for sale, at fair value	0	0
Loans (excluding leases), net of unearned income and allowance for loan losses	0	0
Other earning assets	512,000,000	464,000,000
Derivative Asset, Fair Value, Gross Asset	0	0
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	0	0
Deposits	0	0
Long-term borrowings	0	0
Loan commitments and letters of credit	0	0
Level 2 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0	0
Debt securities held to maturity, estimated fair value	762,000,000	950,000,000
Debt securities available for sale	26,923,000,000	27,347,000,000
Loans held for sale, at fair value	649,000,000	899,000,000
Loans (excluding leases), net of unearned income and allowance for loan losses	0	0
Other earning assets	829,000,000	640,000,000
Derivative Asset, Fair Value, Gross Asset	2,833,000,000	1,098,000,000
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	3,690,000,000	1,009,000,000
Deposits	135,301,000,000	139,101,000,000
Long-term borrowings	2,328,000,000	2,845,000,000
Loan commitments and letters of credit	0	0
Level 3 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0	0
Debt securities held to maturity, estimated fair value	0	0
Debt securities available for sale	2,000,000	2,000,000
Loans held for sale, at fair value	71,000,000	104,000,000
Loans (excluding leases), net of unearned income and allowance for loan losses	87,044,000,000	85,086,000,000
Other earning assets	0	0
Derivative Asset, Fair Value, Gross Asset	4,000,000	13,000,000
Financial Liabilities [Abstract]
Derivative Liabilities, Fair Value, Gross Liability	5,000,000	3,000,000
Deposits	0	0
Long-term borrowings	2,000,000	2,000,000
Loan commitments and letters of credit	$ 154,000,000	$ 123,000,000

Business Segment Information (S

Business Segment Information (Schedule Of Financial Information By Reportable Segment) (Details) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) segment	Sep. 30, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment			3
Provision (Credit) for Credit Losses	$ 135	$ (155)	$ 159	$ (634)
Total non-interest income	605	649	1,829	1,909
Non-interest expense	1,170	938	3,051	2,764
Income tax expense	133	180	444	591
Corporate Bank [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	509	444	1,408	1,319
Provision (Credit) for Credit Losses	72	73	208	223
Total non-interest income	210	208	629	564
Non-interest expense	304	274	868	803
Income before income taxes	343	305	961	857
Income tax expense	86	77	240	214
Net income	257	228	721	643
Average assets	66,384	58,644	63,351	59,315
Consumer Bank [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	702	487	1,849	1,473
Provision (Credit) for Credit Losses	73	58	213	182
Total non-interest income	283	307	898	952
Non-interest expense	583	532	1,707	1,597
Income before income taxes	329	204	827	646
Income tax expense	82	51	206	161
Net income	247	153	621	485
Average assets	37,138	33,003	36,571	33,498
Wealth Management [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	51	34	128	103
Provision (Credit) for Credit Losses	2	2	7	8
Total non-interest income	108	96	316	288
Non-interest expense	104	97	302	283
Income before income taxes	53	31	135	100
Income tax expense	14	7	33	25
Net income	39	24	102	75
Average assets	2,098	2,030	2,123	2,037
Other [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	0	0	0	0
Provision (Credit) for Credit Losses	(12)	(288)	(269)	(1,047)
Total non-interest income	4	38	(14)	105
Non-interest expense	179	35	174	81
Income before income taxes	(163)	291	81	1,071
Income tax expense	(49)	45	(35)	191
Net income	(114)	246	116	880
Average assets	52,802	61,953	58,602	57,470
Consolidated [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	1,262	965	3,385	2,895
Provision (Credit) for Credit Losses	135	(155)	159	(634)
Total non-interest income	605	649	1,829	1,909
Non-interest expense	1,170	938	3,051	2,764
Income before income taxes	562	831	2,004	2,674
Income tax expense	133	180	444	591
Net income	429	651	1,560	2,083
Average assets	$ 158,422	$ 155,630	$ 160,647	$ 152,320

Commitments, Contingencies an_3

Commitments, Contingencies and Guarantees (Credit Risk Of Off-Balance Sheet Financial Instruments By Contractual Amounts) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Other Commitments [Line Items]
Unused commitments to extend credit	$ 66,907		$ 60,935
Standby Letters Of Credit Commitment	1,979		1,779
Commercial letters of credit	48		97
Liabilities associated with standby letters of credit	33		28
Assets associated with standby letters of credit	33		29
Reserve for unfunded credit commitments	$ 121	$ 89	$ 95	$ 71	$ 87	$ 126

Commitments, Contingencies an_4

Commitments, Contingencies and Guarantees (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Loss Contingency, Range of Possible Loss, Portion Not Accrued	$ 20
Long-term Purchase Commitment [Line Items]
Fannie Mae DUS Servicing Portfolio, Amount	4,900	$ 4,700
Maximum Quantifiable Fannie Mae DUS Loss Share Guarantee	1,700	1,700
Estimated Fair Value of the Fannie Mae DUS Loss Share Guarantee	7	7
Fannie Mae Servicing Portfolio, Other, Amount	493	$ 400
Loss Contingency, Receivable	50
Civil monetary penalty	50
Customer redress	$ 141