Regions Financial (RF) 10-Q 5 Nov 24 2024 Q3 Quarterly report Financial data

DOCUMENT AND ENTITY INFORMATION

DOCUMENT AND ENTITY INFORMATION - shares	9 Months Ended
	Sep. 30, 2024	Nov. 04, 2024
Entity Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-34034
Entity Registrant Name	Regions Financial Corporation
Amendment Flag	false
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Entity Central Index Key	0001281761
Current Fiscal Year End Date	--12-31
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	63-0589368
Entity Address, Address Line One	1900 Fifth Avenue North
Entity Address, City or Town	Birmingham
Entity Address, State or Province	AL
Entity Address, Postal Zip Code	35203
City Area Code	800
Local Phone Number	734-4667
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		908,863,765
Common Stock
Entity Information [Line Items]
Title of 12(b) Security	Common Stock, $.01 par value
Trading Symbol	RF
Security Exchange Name	NYSE
Series C
Entity Information [Line Items]
Title of 12(b) Security	5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C
Trading Symbol	RF PRC
Security Exchange Name	NYSE
Series E
Entity Information [Line Items]
Title of 12(b) Security	4.45% Non-Cumulative Perpetual Preferred Stock, Series E
Trading Symbol	RF PRE
Security Exchange Name	NYSE
Series F Preferred Stock
Entity Information [Line Items]
Title of 12(b) Security	Non-Cumulative Perpetual Preferred Stock, Series F
Trading Symbol	RF PRF
Security Exchange Name	NYSE

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 2,665	$ 2,635
Interest-bearing deposits in other banks	7,856	4,166
Debt Securities held to maturity	2,787	754
Debt securities available for sale	28,698	28,104
Loans held for sale	522	400
Loans, net of unearned income	96,789	98,379
Allowance for loan losses	(1,607)	(1,576)
Net loans	95,182	96,803
Other earning assets	1,625	1,417
Premises, equipment and software, net	1,648	1,642
Interest receivable	596	614
Goodwill	5,733	5,733
Servicing Asset at Fair Value, Amount	971	906
Other identifiable intangible assets, net	$ 178	205
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets
Other assets	$ 8,965	8,815
Total assets	157,426	152,194
Deposits:
Noninterest-bearing Deposit Liabilities	39,698	42,368
Interest-bearing	86,678	85,420
Total deposits	126,376	127,788
Borrowed funds:
Short-term borrowings	1,500	0
Long-term borrowings	6,016	2,330
Total borrowed funds	$ 7,516	2,330
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities
Other liabilities	$ 4,807	4,583
Total liabilities	138,699	134,701
Equity:
Preferred stock	1,715	1,659
Common stock	10	10
Additional paid-in capital	11,438	11,757
Retained earnings	8,778	8,186
Treasury stock, at cost	(1,371)	(1,371)
Accumulated other comprehensive income (loss), net	(1,894)	(2,812)
Total shareholders’ equity	18,676	17,429
Equity, Attributable to Noncontrolling Interest	51	64
Equity, Including Portion Attributable to Noncontrolling Interest, Total	18,727	17,493
Total liabilities and equity	$ 157,426	$ 152,194

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Debt Securities held to maturity, estimated fair value	$ 2,759	$ 716
Debt Securities, Available-for-sale, Amortized Cost	$ 30,090	$ 30,864
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, par value per share (in usd per share)	$ 1	$ 1
Preferred stock, shares issued	1,403,500	1,403,500
Common Stock, Shares Authorized	3,000,000,000	3,000,000,000
Common stock, par value per share (in usd per share)	$ 0.01	$ 0.01
Common stock, shares issued	951,606,236	963,375,681
Treasury stock, common shares	41,032,676	41,032,676
Recurring Fair Value Measurements
Loans held for sale	$ 255	$ 201

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest income on:
Loans, including fees	$ 1,463	$ 1,462	$ 4,316	$ 4,276
Debt securities	241	185	669	557
Loans held for sale	11	14	28	31
Other earning assets	105	105	293	282
Total interest income	1,820	1,766	5,306	5,146
Interest expense on:
Deposits	507	367	1,504	806
Short-term borrowings	10	39	24	86
Long-term borrowings	85	69	190	165
Total Interest Expense	602	475	1,718	1,057
Net interest income	1,218	1,291	3,588	4,089
Provision (benefit from) for credit losses	113	145	367	398
Net interest income after provision for credit losses	1,105	1,146	3,221	3,691
Non-interest income:
Total Noninterest Income	572	566	1,680	1,676
Non-interest expense:
Salaries and employee benefits	645	589	1,912	1,808
Equipment and Software Expense	101	107	302	310
Net occupancy expense	69	72	$ 211	218
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]			Other
Other	254	325	$ 779	895
Total non-interest expense	1,069	1,093	3,204	3,231
Income before income taxes	608	619	1,697	2,136
Income tax expense	118	129	338	453
Net income	490	490	1,359	1,683
Net income available to common shareholders	$ 446	$ 465	$ 1,266	$ 1,609
Weighted Average Number of Shares Outstanding, Diluted [Abstract]
Basic	914	939	917	938
Diluted	918	940	919	940
Earnings Per Share [Abstract]
Basic	$ 0.49	$ 0.49	$ 1.38	$ 1.72
Diluted	$ 0.49	$ 0.49	$ 1.38	$ 1.71
Service charges on deposit accounts
Non-interest income:
Total Noninterest Income	$ 158	$ 142	$ 457	$ 449
Card and ATM fees
Non-interest income:
Total Noninterest Income	118	126	354	377
Investment management and trust fee income
Non-interest income:
Total Noninterest Income	85	79	249	232
Capital Markets [Member]
Non-interest income:
Total Noninterest Income	92	64	251	174
Mortgage income
Non-interest income:
Total Noninterest Income	36	28	111	78
Securities gains, net [Member]
Non-interest income:
Total Noninterest Income	(78)	(1)	(178)	(3)
Other [Member]
Non-interest income:
Total Noninterest Income	$ 161	$ 128	$ 436	$ 369

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 490	$ 490	$ 1,359	$ 1,683
Unrealized losses on securities transferred from available for sale during the period	(325)	0	(325)	0
Less: reclassification adjustments for amortization of unrealized losses on securities transferred to held to maturity	(1)	0	(2)	(1)
Net change in unrealized losses on securities transferred to held to maturity, net of tax	(324)	0	(323)	1
Unrealized losses on securities transferred to held to maturity during the period	325	0	325	0
Unrealized holding gains (losses) arising during the period on securities available for sale, net of tax	870	(595)	560	(518)
Less: reclassification adjustments for securities gains (losses) realized in net income (net of tax)	(58)	(1)	(133)	(3)
Net change in unrealized gains (losses) on securities available for sale, net of tax	1,253	(594)	1,018	(515)
Unrealized holding gains (losses) on derivatives arising during the period	354	(274)	(46)	(496)
Less: reclassification adjustments for gains (losses) on derivative instruments realized in net income (net of tax)	(82)	(61)	(255)	(96)
Net change in unrealized gains (losses) on derivative instruments, net of tax	436	(213)	209	(400)
Net actuarial gains (losses) arising during the period (net of tax)	0	0	0	0
Unrealized holding gains (losses) on derivatives arising during the period	(6)	(11)	(14)	(21)
Net change from defined benefit pension plans and other post employment benefits, net of tax	6	11	14	21
Other comprehensive income (loss), net of tax	1,371	(796)	918	(893)
Comprehensive income	$ 1,861	$ (306)	$ 2,277	$ 790

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Unrealized losses on securities transferred to held to maturity during the period, tax	$ (111)	$ 0	$ (111)	$ 0
Amortization of unrealized losses on securities transferred to held to maturity, tax	0	0	0	0
OCIDebtSecuritiesAvailableForSaleUnrealizedGainLossTransferredToHeldToMaturityBeforeAdjustmentTax	111	0	111	0
Unrealized holding gains (losses) on available for sale securities, tax	298	(203)	193	(177)
Reclassification adjustments for securities gains (losses) realized in net income, tax	(20)	0	(45)	0
Cash flow hedging gain (loss), tax	121	(93)	(16)	(169)
Cash flow hedging gain (loss) reclassification, tax	(28)	(21)	(88)	(33)
Net actuarial gains and losses arising during the period, tax	0	0	0	0
Reclassification adjustments for amortization of actuarial loss and settlements realized in net income, and other, tax	$ (1)	$ (3)	$ (5)	$ (6)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) shares in Millions, $ in Millions	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock, At Cost	Accumulated Other Comprehensive Income (Loss), Net	Non- controlling Interest	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjustment Retained Earnings
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect from change in accounting guidance									$ 28	$ 28
Beginning Balance Outstanding (shares) at Dec. 31, 2022		2	934
Beginning Balance at Dec. 31, 2022	$ 15,947	$ 1,659	$ 10	$ 11,988	$ 7,004	$ (1,371)	$ (3,343)	$ 4
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	612				612
Other comprehensive income (loss), net of tax	499						499
Cash dividends declared	(187)				(187)
Preferred stock dividends	(24)				(24)
Impact of stock transactions under compensation plans, net and other, shares			0
Impact of stock transactions under compensation plans, net and other	8			8
Other								15
Ending Balance Outstanding (shares) at Mar. 31, 2023		2	934
Ending Balance at Mar. 31, 2023	16,883	$ 1,659	$ 10	11,996	7,433	(1,371)	(2,844)	19
Beginning Balance Outstanding (shares) at Dec. 31, 2022		2	934
Beginning Balance at Dec. 31, 2022	15,947	$ 1,659	$ 10	11,988	7,004	(1,371)	(3,343)	4
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,683
Other comprehensive income (loss), net of tax	(893)
Net proceeds from issuance of preferred stock	0
Ending Balance Outstanding (shares) at Sep. 30, 2023		2	939
Ending Balance at Sep. 30, 2023	16,100	$ 1,659	$ 10	11,996	8,042	(1,371)	(4,236)	25
Beginning Balance Outstanding (shares) at Mar. 31, 2023		2	934
Beginning Balance at Mar. 31, 2023	16,883	$ 1,659	$ 10	11,996	7,433	(1,371)	(2,844)	19
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	581				581
Other comprehensive income (loss), net of tax	(596)						(596)
Cash dividends declared	(187)				(187)
Preferred stock dividends	(25)				(25)
Impact of stock transactions under compensation plans, net and other, shares			5
Impact of stock transactions under compensation plans, net and other	(17)			(17)
Other								3
Ending Balance Outstanding (shares) at Jun. 30, 2023		2	939
Ending Balance at Jun. 30, 2023	16,639	$ 1,659	$ 10	11,979	7,802	(1,371)	(3,440)	22
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	490				490
Other comprehensive income (loss), net of tax	(796)						(796)
Cash dividends declared	(225)				(225)
Preferred stock dividends	(25)				(25)
Impact of stock transactions under compensation plans, net and other, shares			0
Impact of stock transactions under compensation plans, net and other	17			17
Other								3
Ending Balance Outstanding (shares) at Sep. 30, 2023		2	939
Ending Balance at Sep. 30, 2023	16,100	$ 1,659	$ 10	11,996	8,042	(1,371)	(4,236)	25
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect from change in accounting guidance									$ (5)	$ (5)
Beginning Balance Outstanding (shares) at Dec. 31, 2023		2	924
Beginning Balance at Dec. 31, 2023	17,429	$ 1,659	$ 10	11,757	8,186	(1,371)	(2,812)	64
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	368				368
Other comprehensive income (loss), net of tax	(412)						(412)
Cash dividends declared	(220)				(220)
Preferred stock dividends	(25)				(25)
Shares repurchased (in shares)			(6)
Impact of share repurchase, value	(102)			(102)
Impact of stock transactions under compensation plans, net and other, shares			0
Impact of stock transactions under compensation plans, net and other	11			11
Other								(30)
Ending Balance Outstanding (shares) at Mar. 31, 2024		2	918
Ending Balance at Mar. 31, 2024	17,044	$ 1,659	$ 10	11,666	8,304	(1,371)	(3,224)	34
Beginning Balance Outstanding (shares) at Dec. 31, 2023		2	924
Beginning Balance at Dec. 31, 2023	17,429	$ 1,659	$ 10	11,757	8,186	(1,371)	(2,812)	64
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	1,359
Other comprehensive income (loss), net of tax	918
Net proceeds from issuance of preferred stock	489
Ending Balance Outstanding (shares) at Sep. 30, 2024		2	911
Ending Balance at Sep. 30, 2024	18,676	$ 1,715	$ 10	11,438	8,778	(1,371)	(1,894)	51
Beginning Balance Outstanding (shares) at Mar. 31, 2024		2	918
Beginning Balance at Mar. 31, 2024	17,044	$ 1,659	$ 10	11,666	8,304	(1,371)	(3,224)	34
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	501				501
Other comprehensive income (loss), net of tax	(41)						(41)
Cash dividends declared	(220)				(220)
Preferred stock dividends	(24)				(24)
Shares repurchased (in shares)			(4)
Impact of share repurchase, value	(87)			(87)
Impact of stock transactions under compensation plans, net and other, shares			1
Impact of stock transactions under compensation plans, net and other	(4)			(4)
Other								(1)
Ending Balance Outstanding (shares) at Jun. 30, 2024		2	915
Ending Balance at Jun. 30, 2024	17,169	$ 1,659	$ 10	11,575	8,561	(1,371)	(3,265)	33
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	490				490
Other comprehensive income (loss), net of tax	1,371						1,371
Cash dividends declared	(229)				(229)
Preferred stock dividends	(29)				(29)
Net proceeds from issuance of preferred stock	489	489
Redemption of Series B preferred stock	(500)	$ (433)		(52)	(15)
Shares repurchased (in shares)			(4)
Impact of share repurchase, value	(101)			(101)
Impact of stock transactions under compensation plans, net and other, shares			0
Impact of stock transactions under compensation plans, net and other	16			16
Other								18
Ending Balance Outstanding (shares) at Sep. 30, 2024		2	911
Ending Balance at Sep. 30, 2024	$ 18,676	$ 1,715	$ 10	$ 11,438	$ 8,778	$ (1,371)	$ (1,894)	$ 51

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Operating activities:
Net income	$ 1,359	$ 1,683
Adjustments to reconcile net income to net cash from operating activities:
Provision (benefit from) for credit losses	367	398
Depreciation, amortization and accretion, net	123	183
Securities (gains) losses, net	178	3
Deferred income tax expense	33	24
Originations and purchases of loans held for sale	(4,443)	(3,591)
Proceeds from sales of loans held for sale	4,347	3,489
(Gain) loss on sale of loans, net	(43)	(25)
Net change in operating assets and liabilities:
Other earning assets	(208)	(244)
Interest receivable and other assets	332	(225)
Other liabilities	(306)	(270)
Other	79	28
Net cash from operating activities	1,818	1,453
Investing activities:
Proceeds from maturities of debt securities held to maturity	31	37
Proceeds from sales of debt securities available for sale	3,825	49
Proceeds from maturities of debt securities available for sale	2,356	2,245
Purchases of debt securities available for sale	(8,074)	(1,346)
Net (payments for) proceeds from bank-owned life insurance	14	0
Proceeds from sales of loans	73	184
Purchases of loans	(536)	(327)
Net change in loans	1,792	(2,042)
Purchases of mortgage servicing rights	(137)	(136)
Net purchases of other assets	(104)	(115)
Net cash from investing activities	(760)	(1,451)
Financing activities:
Net change in deposits	(1,412)	(5,544)
Net change in short-term borrowings	1,500	2,000
Proceeds from long-term borrowings	3,740	2,000
Repayments of Debt	100	0
Cash dividends on common stock	(662)	(561)
Cash dividends on preferred stock	(78)	(74)
Net proceeds from issuance of preferred stock	489	0
Payments for Repurchase of Redeemable Preferred Stock	(500)	0
Repurchases of common stock	(290)	0
Taxes paid related to net share settlement of equity awards	(25)	(34)
Net cash from financing activities	2,662	(2,213)
Net change in cash and cash equivalents	3,720	(2,211)
Cash and cash equivalents at beginning of year	6,801	11,227
Cash and cash equivalents at end of year	$ 10,521	$ 9,016

Basis Of Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis Of Presentation	NOTE 1. BASIS OF PRESENTATION Regions Financial Corporation (“Regions” or the "Company”) provides a full range of banking and bank-related services to individual and corporate customers through its subsidiaries and branch offices located across the South, Midwest and Texas as well as delivering specialty capabilities nationwide. Regions is subject to the regulations of certain government agencies and undergoes periodic examinations by certain regulatory authorities. The accounting and reporting policies of Regions and the methods of applying those policies that materially affect the consolidated financial statements conform with GAAP and with general financial services industry practices. The accompanying interim financial statements have been prepared in accordance with the instructions for Form 10-Q and, therefore, do not include all information and notes to the consolidated financial statements necessary for a complete presentation of financial position, results of operations, comprehensive income (loss) and cash flows in conformity with GAAP. In the opinion of management, all adjustments, consisting of normal and recurring items, necessary for the fair presentation of the consolidated financial statements have been included. These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto in Regions’ Annual Report on Form 10-K for the year ended December 31, 2023. Regions has evaluated all subsequent events for potential recognition and disclosure through the filing date of this Form 10-Q. During 2024, the Company adopted new accounting guidance. See below and Note 13 for related disclosures. BASIS OF PRESENTATION AND PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of Regions, its subsidiaries and certain VIEs. See Note 1 in Regions’ Annual Report on Form 10-K for the year ended December 31, 2023 for additional information about consolidation principals surrounding VIEs. On January 1, 2024, the Company adopted new accounting guidance that allows entities to elect to account for qualifying tax credit investments using the proportional amortization method, on a tax-credit program by tax-credit program basis, if certain conditions are met. Regions adopted the guidance under the modified-retrospective transition approach, with an immaterial cumulative impact recorded to retained earnings. Previously, Regions recognized equity investments in economic development projects at cost, with periodic adjustments for impairment, and applied proportional amortization to investments in affordable housing projects in accordance with other guidance. Refer to Note 2 for additional disclosures.

Variable Interest Entities

Variable Interest Entities	9 Months Ended
	Sep. 30, 2024
Disclosure Variable Interest Entities Schedule Of Equity Method Investments [Abstract]
Variable Interest Entities	NOTE 2. VARIABLE INTEREST ENTITIES Regions is involved in various entities that are considered to be VIEs, as defined by authoritative accounting literature. Generally, a VIE is a corporation, partnership, trust or other legal structure that either does not have equity investors with substantive voting rights or has equity investors that do not provide sufficient financial resources for the entity to support its activities. The following discusses the VIEs in which Regions has a significant interest. Regions periodically invests in various limited partnerships that sponsor affordable housing projects and economic development projects, which then provide tax credits to Regions. These investments are funded through a combination of debt and equity. These partnerships meet the definition of a VIE and are collectively referred to as tax credit investments in the table below. On January 1, 2024, the Company adopted accounting guidance that allows the Company to utilize the proportional amortization method of accounting for economic development projects, which has historically been used for affordable housing projects. Economic development projects are not presented in prior periods as their balances were not material. Due to the nature of the management activities of the general partner, Regions is not the primary beneficiary of these partnerships. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023, for additional details. Additionally, Regions has loans or letters of credit commitments with certain limited partnerships. The funded portion of the loans and letters of credit are classified as commercial and industrial loans or investor real estate loans as applicable in Note 4 . A summary of Regions’ tax credit investments and related loans and letters of credit, representing Regions’ maximum exposure to loss, is as follows: September 30, 2024 December 31, 2023 (In millions) Tax credit investments included in other assets $ 1,495 $ 1,415 Unfunded tax credit commitments included in other liabilities 589 592 Loans and letters of credit commitments 674 730 Funded portion of loans and letters of credit commitments 346 395 Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions) Tax credits and other tax benefits recognized $ 59 $ 51 $ 175 $ 151 Tax credit amortization expense included in income tax expense 49 42 142 125

Debt Securities

Debt Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	NOTE 3. DEBT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair value of debt securities held to maturity and debt securities available for sale are as follows: September 30, 2024 Recognized in OCI (1) Not recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 2,718 $ — $ (442) $ 2,276 $ — $ (16) $ 2,260 Commercial agency 512 — (1) 511 — (12) 499 $ 3,230 $ — $ (443) $ 2,787 $ — $ (28) $ 2,759 Debt securities available for sale: U.S. Treasury securities $ 2,102 $ 13 $ (69) $ 2,046 $ 2,046 Federal agency securities 461 6 (10) 457 457 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 21,564 199 (1,304) 20,459 20,459 Commercial agency 5,135 10 (223) 4,922 4,922 Commercial non-agency 92 — (7) 85 85 Corporate and other debt securities 734 6 (13) 727 727 $ 30,090 $ 234 $ (1,626) $ 28,698 $ 28,698 December 31, 2023 Recognized in OCI (1) Not recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 247 $ — $ (8) $ 239 $ — $ (16) $ 223 Commercial agency 516 — (1) 515 — (22) 493 $ 763 $ — $ (9) $ 754 $ — $ (38) $ 716 Debt securities available for sale: U.S. Treasury securities $ 1,322 $ — $ (99) $ 1,223 $ 1,223 Federal agency securities 1,085 4 (46) 1,043 1,043 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 19,450 52 (2,130) 17,372 17,372 Commercial agency 7,807 2 (502) 7,307 7,307 Commercial non-agency 93 — (10) 83 83 Corporate and other debt securities 1,105 4 (35) 1,074 1,074 $ 30,864 $ 62 $ (2,822) $ 28,104 $ 28,104 _________ (1) Securities held to maturity gross unrealized losses recognized in OCI resulted from transfers of securities available for sale to held to maturity. In the third quarter of 2024, the Company reclassified securities with an amortized cost, excluding items recognized in OCI, of $2.5 billion from available for sale to held to maturity. The Company determined it has both the positive intent and ability to hold these securities to maturity. The securities were transferred at amortized cost, in addition to the amount of any remaining unrealized holding gain or loss reported in AOCI, and represented a non-cash transaction. OCI included net pre-tax unrealized losses of $436 million at the date of transfer and the offsetting OCI components are being amortized into net interest income over the remaining life of the related securities as a yield adjustment, resulting in no impact on future net income. Debt securities with carrying values of $20.8 billion and $24.0 billion at September 30, 2024 and December 31, 2023, respectively, were pledged to secure public funds, trust deposits and other borrowing arrangements. The amortized cost and estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 2,718 $ 2,260 Commercial agency 512 499 $ 3,230 $ 2,759 Debt securities available for sale: Due in one year or less $ 411 $ 405 Due after one year through five years 2,023 1,967 Due after five years through ten years 726 731 Due after ten years 139 129 Mortgage-backed securities: Residential agency 21,564 20,459 Commercial agency 5,135 4,922 Commercial non-agency 92 85 $ 30,090 $ 28,698 The following tables present gross unrealized losses and the related estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2024 and December 31, 2023. For debt securities transferred to held to maturity from available for sale, the analysis in the tables below compares the securities' original amortized cost to its current estimated fair value. All securities in an unrealized position are segregated between investments that have been in a continuous unrealized loss position for less than twelve months and for twelve months or more. September 30, 2024 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ — $ — $ 2,260 $ (458) $ 2,260 $ (458) Commercial agency — — 499 (13) 499 (13) $ — $ — $ 2,759 $ (471) $ 2,759 $ (471) Debt securities available for sale: U.S Treasury securities $ 92 $ — $ 1,122 $ (69) $ 1,214 $ (69) Federal agency securities — — 200 (10) 200 (10) Mortgage-backed securities: Residential agency 1,216 (6) 12,079 (1,298) 13,295 (1,304) Commercial agency 383 (3) 3,709 (220) 4,092 (223) Commercial non-agency — — 84 (7) 84 (7) Corporate and other debt securities 18 — 444 (13) 462 (13) $ 1,709 $ (9) $ 17,638 $ (1,617) $ 19,347 $ (1,626) December 31, 2023 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ — $ — $ 223 $ (23) $ 223 $ (23) Commercial agency — — 493 (23) 493 (23) $ — $ — $ 716 $ (46) $ 716 $ (46) Debt securities available for sale: U.S. Treasury securities $ 6 $ — $ 1,201 $ (99) $ 1,207 $ (99) Federal agency securities 237 (5) 666 (41) 903 (46) Mortgage-backed securities: Residential agency 241 (3) 15,144 (2,127) 15,385 (2,130) Commercial agency 612 (7) 6,583 (495) 7,195 (502) Commercial non-agency — — 82 (10) 82 (10) Corporate and other debt securities 23 — 879 (35) 902 (35) $ 1,119 $ (15) $ 24,555 $ (2,807) $ 25,674 $ (2,822) The number of individual debt positions in an unrealized loss position in the tables above decreased to 1,540 at September 30, 2024 from 1,703 at December 31, 2023. The decrease in the total amount of unrealized losses was impacted by changes in market interest rates. In instances where an unrealized loss existed, there was no indication of an adverse change in credit on the underlying positions in the tables above. As it relates to these positions, management believes no individual unrealized loss represented credit impairment as of those dates. At September 30, 2024, the Company does not intend to sell, and it is not more likely than not that the Company will be required to sell, the positions before the recovery of their amortized cost bases, which may be at maturity.

Loans And The Allowance For Cre

Loans And The Allowance For Credit Losses	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans And The Allowance For Credit Losses	NOTE 4. LOANS AND THE ALLOWANCE FOR CREDIT LOSSES LOANS The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income: September 30, 2024 December 31, 2023 (In millions) Commercial and industrial $ 49,565 $ 50,865 Commercial real estate mortgage—owner-occupied 4,873 4,887 Commercial real estate construction—owner-occupied 341 281 Total commercial 54,779 56,033 Commercial investor real estate mortgage 6,562 6,605 Commercial investor real estate construction 2,250 2,245 Total investor real estate 8,812 8,850 Residential first mortgage 20,125 20,207 Home equity lines 3,130 3,221 Home equity loans 2,404 2,439 Consumer credit card 1,372 1,341 Other consumer—exit portfolio 9 43 Other consumer 6,158 6,245 Total consumer 33,198 33,496 Total loans, net of unearned income $ 96,789 $ 98,379 ALLOWANCE FOR CREDIT LOSSES Regions determines the appropriate level of the allowance on a quarterly basis. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023, for a description of the methodology. ROLLFORWARD OF ALLOWANCE FOR CREDIT LOSSES The following tables present analyses of the allowance for credit losses by portfolio segment for three and nine months ended September 30, 2024, and 2023. Three Months Ended September 30, 2024 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2024 $ 736 $ 233 $ 652 $ 1,621 Provision for loan losses 47 10 46 103 Loan losses: Charge-offs (71) (12) (60) (143) Recoveries 15 — 11 26 Net loan losses (56) (12) (49) (117) Allowance for loan losses, September 30, 2024 727 231 649 1,607 Reserve for unfunded credit commitments, July 1, 2024 85 8 18 111 Provision for (benefit from) unfunded credit commitments 8 2 — 10 Reserve for unfunded credit commitments, September 30, 2024 93 10 18 121 Allowance for credit losses, September 30, 2024 $ 820 $ 241 $ 667 $ 1,728 Three Months Ended September 30, 2023 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2023 $ 708 $ 151 $ 654 $ 1,513 Provision for loan losses 25 17 93 135 Loan losses: Charge-offs (54) — (70) (124) Recoveries 13 — 10 23 Net loan losses (41) — (60) (101) Allowance for loan losses, September 30, 2023 692 168 687 1,547 Reserve for unfunded credit commitments, July 1, 2023 82 19 19 120 Provision for unfunded credit commitments 8 — 2 10 Reserve for unfunded credit commitments, September 30, 2023 90 19 21 130 Allowance for credit losses, September 30, 2023 $ 782 $ 187 $ 708 $ 1,677 Nine Months Ended September 30, 2024 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2024 $ 722 $ 192 $ 662 $ 1,576 Provision for loan losses 166 54 150 370 Loan losses: Charge-offs (194) (17) (196) (407) Recoveries 33 2 33 68 Net loan losses (161) (15) (163) (339) Allowance for loan losses, September 30, 2024 727 231 649 1,607 Reserve for unfunded credit commitments, January 1, 2024 92 13 19 124 Provision for (benefit from) unfunded credit losses 1 (3) (1) (3) Reserve for unfunded credit commitments, September 30, 2024 93 10 18 121 Allowance for credit losses, September 30, 2024 $ 820 $ 241 $ 667 $ 1,728 Nine Months Ended September 30, 2023 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, December 31, 2022 $ 665 $ 121 $ 678 $ 1,464 Cumulative effect of accounting guidance (1) (3) (3) (32) (38) Allowance for loan losses, January 1, 2023 (adjusted for change in accounting guidance) $ 662 $ 118 $ 646 $ 1,426 Provision for loan losses 141 50 195 386 Loan losses: Charge-offs (155) — (186) (341) Recoveries 44 — 32 76 Net loan losses (111) — (154) (265) Allowance for loan losses, September 30, 2023 692 168 687 1,547 Reserve for unfunded credit commitments, January 1, 2023 72 21 25 118 Provision for (benefit from) unfunded credit losses 18 (2) (4) 12 Reserve for unfunded credit commitments, September 30, 2023 90 19 21 130 Allowance for credit losses, September 30, 2023 $ 782 $ 187 $ 708 $ 1,677 _____ (1) See Note 1 in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information. PORTFOLIO SEGMENT RISK FACTORS Regions' portfolio segments are commercial, investor real estate, and consumer. Classes within each segment present unique credit risks. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2023 for information regarding Regions' portfolio segments and related classes, as well as the risks specific to each. CREDIT QUALITY INDICATORS The commercial and investor real estate portfolio segments' primary credit quality indicator is internal risk ratings which are detailed by categories related to underlying credit quality and probability of default. Regions assigns these risk ratings at loan origination and reviews the relationship utilizing a risk-based approach on, at minimum, an annual basis or at any time management becomes aware of information affecting the borrowers' ability to fulfill their obligations. Both quantitative and qualitative factors are considered in this review process. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2023 for information regarding commercial risk ratings. Regions' consumer portfolio segment has various classes that present unique credit risks. Regions considers factors such as periodic updates of FICO scores, accrual status, days past due status, unemployment rates, and home prices as credit quality indicators for the consumer loan portfolio. FICO scores are obtained at origination as part of Regions' formal underwriting process. Refreshed FICO scores are obtained by the Company quarterly for all consumer loans, including residential first mortgage loans. Current FICO data is not available for certain loans in the portfolio for various reasons; for example, if customers do not use sufficient credit, an updated score may not be available. These categories are utilized to develop the associated allowance for credit losses. The higher the FICO score the less probability of default and vice versa. The following tables present applicable credit quality indicators for the loan portfolio segments and classes, excluding loans held for sale as of September 30, 2024 and December 31, 2023 and gross charge-offs for the year to date period ended September 30, 2024 and 2023, both by vintage year. Regions defines the vintage date for the purposes of disclosure as the date of the most recent credit decision. In general, renewals that are categorized as new credit decisions reflect the renewal date as the vintage date. Classes in the commercial and investor real estate portfolio segments are disclosed by risk rating. Classes in the consumer portfolio segment are disclosed by current FICO scores. Refer to Note 5 "Allowance for Credit Losses" in the Annual Report on Form 10-K for the year ended December 31, 2023 for more information regarding Regions' credit quality indicators. September 30, 2024 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2024 2023 2022 2021 2020 Prior (In millions) Commercial and industrial: Risk rating: Pass $ 5,714 $ 5,710 $ 6,969 $ 3,774 $ 1,775 $ 3,855 $ 18,878 $ — $ 99 $ 46,774 Special Mention 76 292 177 19 54 8 327 — — $ 953 Substandard Accrual 52 278 263 93 8 73 641 — — $ 1,408 Non-accrual 10 104 165 26 5 23 97 — — $ 430 Total commercial and industrial $ 5,852 $ 6,384 $ 7,574 $ 3,912 $ 1,842 $ 3,959 $ 19,943 $ — $ 99 $ 49,565 Commercial real estate mortgage—owner-occupied: Risk rating: Pass $ 630 $ 705 $ 845 $ 858 $ 544 $ 883 $ 94 $ — $ (5) $ 4,554 Special Mention 4 18 47 26 13 48 1 — — $ 157 Substandard Accrual 2 5 32 34 11 33 2 — — $ 119 Non-accrual 3 2 6 18 5 9 — — — $ 43 Total commercial real estate mortgage—owner-occupied: $ 639 $ 730 $ 930 $ 936 $ 573 $ 973 $ 97 $ — $ (5) $ 4,873 Commercial real estate construction—owner-occupied: Risk rating: Pass $ 98 $ 74 $ 43 $ 33 $ 21 $ 42 $ 6 $ — $ — $ 317 Special Mention — 6 8 — — — — — — $ 14 Substandard Accrual — — 4 — — — — — — $ 4 Non-accrual — — — — 1 5 — — — $ 6 Total commercial real estate construction—owner-occupied: $ 98 $ 80 $ 55 $ 33 $ 22 $ 47 $ 6 $ — $ — $ 341 Total commercial $ 6,589 $ 7,194 $ 8,559 $ 4,881 $ 2,437 $ 4,979 $ 20,046 $ — $ 94 $ 54,779 Commercial investor real estate mortgage: Risk rating: Pass $ 979 $ 854 $ 1,645 $ 996 $ 326 $ 248 $ 325 $ — $ (2) $ 5,371 Special Mention 63 38 209 39 79 9 4 — — $ 441 Substandard Accrual 146 63 120 24 — 2 108 — — $ 463 Non-accrual 139 46 51 — — 51 — — — $ 287 Total commercial investor real estate mortgage $ 1,327 $ 1,001 $ 2,025 $ 1,059 $ 405 $ 310 $ 437 $ — $ (2) $ 6,562 Commercial investor real estate construction: Risk rating: Pass $ 123 $ 340 $ 641 $ — $ — $ 2 $ 791 $ — $ (14) $ 1,883 Special Mention — 28 183 — — — 71 — — $ 282 Substandard Accrual — — 63 — — — 22 — — $ 85 Non-accrual — — — — — — — — — $ — Total commercial investor real estate construction $ 123 $ 368 $ 887 $ — $ — $ 2 $ 884 $ — $ (14) $ 2,250 Total investor real estate $ 1,450 $ 1,369 $ 2,912 $ 1,059 $ 405 $ 312 $ 1,321 $ — $ (16) $ 8,812 Residential first mortgage: FICO scores: Above 720 $ 825 $ 1,986 $ 2,798 $ 4,154 $ 4,087 $ 2,830 $ — $ — $ — $ 16,680 681-720 88 198 265 284 236 307 — — — 1,378 620-680 38 83 130 134 103 300 — — — 788 Below 620 8 60 131 141 95 425 — — — 860 Data not available 19 32 17 41 45 90 3 — 172 419 Total residential first mortgage $ 978 $ 2,359 $ 3,341 $ 4,754 $ 4,566 $ 3,952 $ 3 $ — $ 172 $ 20,125 September 30, 2024 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2024 2023 2022 2021 2020 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,314 $ 48 $ — $ 2,362 681-720 — — — — — — 344 10 — 354 620-680 — — — — — — 184 10 — 194 Below 620 — — — — — — 95 7 — 102 Data not available — — — — — — 83 5 30 118 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,020 $ 80 $ 30 $ 3,130 Home equity loans: FICO scores: Above 720 $ 252 $ 278 $ 322 $ 344 $ 171 $ 506 $ — $ — $ — $ 1,873 681-720 40 44 51 42 18 60 — — — 255 620-680 16 20 24 21 9 51 — — — 141 Below 620 1 6 13 14 5 38 — — — 77 Data not available 1 1 4 6 4 26 — — 16 58 Total home equity loans $ 310 $ 349 $ 414 $ 427 $ 207 $ 681 $ — $ — $ 16 $ 2,404 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 790 $ — $ — $ 790 681-720 — — — — — — 266 — — 266 620-680 — — — — — — 218 — — 218 Below 620 — — — — — — 106 — — 106 Data not available — — — — — — 23 — (31) (8) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,403 $ — $ (31) $ 1,372 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ — $ — $ 5 $ — $ — $ — $ 5 681-720 — — — — — 1 — — — 1 620-680 — — — — — 2 — — — 2 Below 620 — — — — — 2 — — — 2 Data not available — — — — — — — — (1) (1) Total other consumer—exit portfolios $ — $ — $ — $ — $ — $ 10 $ — $ — $ — $ (1) $ 9 Other consumer (2) : FICO scores: Above 720 $ 717 $ 1,091 $ 1,387 $ 441 $ 246 $ 227 $ 116 $ — $ — $ 4,225 681-720 122 215 306 102 54 43 62 — — 904 620-680 63 126 203 72 33 28 51 — — 576 Below 620 12 47 120 45 21 16 32 — — 293 Data not available 82 4 10 7 5 161 2 — (111) 160 Total other consumer $ 996 $ 1,483 $ 2,026 $ 667 $ 359 $ 475 $ 263 $ — $ (111) $ 6,158 Total consumer loans $ 2,284 $ 4,191 $ 5,781 $ 5,848 $ 5,132 $ 5,118 $ 4,689 $ 80 $ 75 $ 33,198 Total Loans $ 10,323 $ 12,754 $ 17,252 $ 11,788 $ 7,974 $ 10,409 $ 26,056 $ 80 $ 153 $ 96,789 December 31, 2023 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2023 2022 2021 2020 2019 Prior (In millions) Commercial and industrial: Risk rating: Pass $ 8,272 $ 9,123 $ 5,267 $ 2,326 $ 1,376 $ 3,210 $ 18,561 $ — $ 53 $ 48,188 Special Mention 87 186 71 109 26 90 484 — — 1,053 Substandard Accrual 141 212 74 38 7 3 678 — — 1,153 Non-accrual 128 102 37 6 20 10 168 — — 471 Total commercial and industrial $ 8,628 $ 9,623 $ 5,449 $ 2,479 $ 1,429 $ 3,313 $ 19,891 $ — $ 53 $ 50,865 Commercial real estate mortgage—owner-occupied: Risk rating: Pass $ 799 $ 954 $ 988 $ 658 $ 343 $ 801 $ 76 $ — $ (5) $ 4,614 Special Mention 21 13 33 20 7 13 14 — — 121 Substandard Accrual 3 34 32 14 8 24 1 — — 116 Non-accrual 4 3 10 8 3 8 — — — 36 Total commercial real estate mortgage—owner-occupied: $ 827 $ 1,004 $ 1,063 $ 700 $ 361 $ 846 $ 91 $ — $ (5) $ 4,887 Commercial real estate construction—owner-occupied: Risk rating: Pass $ 89 $ 53 $ 44 $ 24 $ 11 $ 38 $ 3 $ — $ — $ 262 Special Mention — 7 — — — 1 — — — 8 Substandard Accrual — 1 — 1 — 1 — — — 3 Non-accrual 2 — — 2 — 4 — — — 8 Total commercial real estate construction—owner-occupied: $ 91 $ 61 $ 44 $ 27 $ 11 $ 44 $ 3 $ — $ — $ 281 Total commercial $ 9,546 $ 10,688 $ 6,556 $ 3,206 $ 1,801 $ 4,203 $ 19,985 $ — $ 48 $ 56,033 Commercial investor real estate mortgage: Risk rating: Pass $ 1,130 $ 1,587 $ 1,135 $ 488 $ 296 $ 110 $ 383 $ — $ (4) $ 5,125 Special Mention 269 247 52 59 30 — 90 — — 747 Substandard Accrual 134 197 — 67 67 3 32 — — 500 Non-accrual 99 57 37 — 12 28 — — — 233 Total commercial investor real estate mortgage $ 1,632 $ 2,088 $ 1,224 $ 614 $ 405 $ 141 $ 505 $ — $ (4) $ 6,605 Commercial investor real estate construction: Risk rating: Pass $ 256 $ 836 $ 280 $ 26 $ 2 $ 1 $ 649 $ — $ (15) $ 2,035 Special Mention — 122 — — — — 59 — — 181 Substandard Accrual — 25 — — — — 4 — — 29 Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 256 $ 983 $ 280 $ 26 $ 2 $ 1 $ 712 $ — $ (15) $ 2,245 Total investor real estate $ 1,888 $ 3,071 $ 1,504 $ 640 $ 407 $ 142 $ 1,217 $ — $ (19) $ 8,850 Residential first mortgage: FICO scores: Above 720 $ 1,939 $ 2,863 $ 4,358 $ 4,390 $ 816 $ 2,353 $ — $ — $ — $ 16,719 681-720 226 298 355 255 52 294 — — — 1,480 620-680 86 153 153 112 43 270 — — — 817 Below 620 21 90 122 87 53 389 — — — 762 Data not available 33 16 49 46 11 92 1 — 181 429 Total residential first mortgage $ 2,305 $ 3,420 $ 5,037 $ 4,890 $ 975 $ 3,398 $ 1 $ — $ 181 $ 20,207 December 31, 2023 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2023 2022 2021 2020 2019 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,399 $ 45 $ — $ 2,444 681-720 — — — — — — 346 11 — 357 620-680 — — — — — — 184 9 — 193 Below 620 — — — — — — 97 7 — 104 Data not available — — — — — — 85 5 33 123 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,111 $ 77 $ 33 $ 3,221 Home equity loans: FICO scores: Above 720 $ 322 $ 370 $ 397 $ 205 $ 93 $ 529 $ — $ — $ — $ 1,916 681-720 53 62 49 22 14 60 — — — 260 620-680 19 27 23 8 8 52 — — — 137 Below 620 2 8 12 5 7 35 — — — 69 Data not available 1 4 5 3 3 25 — — 16 57 Total home equity loans $ 397 $ 471 $ 486 $ 243 $ 125 $ 701 $ — $ — $ 16 $ 2,439 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 780 $ — $ — $ 780 681-720 — — — — — — 254 — — 254 620-680 — — — — — — 210 — — 210 Below 620 — — — — — — 95 — — 95 Data not available — — — — — — 20 — (18) 2 Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,359 $ — $ (18) $ 1,341 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ — $ 2 $ 22 $ — $ — $ — $ 24 681-720 — — — — 1 4 — — — 5 620-680 — — — — — 5 — — — 5 Below 620 — — — — 1 7 — — — 8 Data not available — — — — — 1 — — — 1 Total other consumer—exit portfolios $ — $ — $ — $ — $ 4 $ 39 $ — $ — $ — $ 43 Other consumer (2) : FICO scores: Above 720 $ 1,312 $ 1,519 $ 501 $ 284 $ 155 $ 118 $ 119 $ — $ — $ 4,008 681-720 270 409 136 74 34 29 67 — — 1,019 620-680 178 294 103 50 21 20 53 — — 719 Below 620 52 147 65 31 14 13 30 — — 352 Data not available 94 10 7 5 114 65 1 — (149) 147 Total other consumer $ 1,906 $ 2,379 $ 812 $ 444 $ 338 $ 245 $ 270 $ — $ (149) $ 6,245 Total consumer loans $ 4,608 $ 6,270 $ 6,335 $ 5,577 $ 1,442 $ 4,383 $ 4,741 $ 77 $ 63 $ 33,496 Total Loans $ 16,042 $ 20,029 $ 14,395 $ 9,423 $ 3,650 $ 8,728 $ 25,943 $ 77 $ 92 $ 98,379 ________ (1) These amounts consist of fees that are not allocated at the loan level and loans serviced by third parties wherein Regions does not receive FICO or vintage information. (2) Other consumer class includes overdrafts which are included in the current vintage year. The following tables present gross charge-offs by vintage year for the nine months ended September 30, 2024 and 2023. Nine Months Ended September 30, 2024 Term Loans Revolving Loans Total 2024 2023 2022 2021 2020 Prior (In millions) Commercial and industrial $ 6 $ 52 $ 51 $ 12 $ 6 $ 9 $ 56 $ 192 Commercial real estate mortgage—owner-occupied — — — 1 — 1 — 2 Total commercial 6 52 51 13 6 10 56 194 Commercial investor real estate mortgage — — 6 5 — 6 — 17 Total investor real estate — — 6 5 — 6 — 17 Residential first mortgage — — — — — 1 — 1 Home equity lines — — — — — — 3 3 Consumer credit card — — — — — — 47 47 Other consumer—exit portfolios — — — — — 1 — 1 Other consumer (1) 28 30 46 15 7 11 7 144 Total consumer 28 30 46 15 7 13 57 196 Total gross charge-offs $ 34 $ 82 $ 103 $ 33 $ 13 $ 29 $ 113 $ 407 Nine Months Ended September 30, 2023 Term Loans Revolving Loans Total 2023 2022 2021 2020 2019 Prior (In millions) Commercial and industrial $ 3 $ 49 $ 47 $ 22 $ 12 $ 12 $ 9 $ 154 Commercial real estate mortgage—owner-occupied 1 — — — — — — 1 Total commercial 4 49 47 22 12 12 9 155 Residential first mortgage — — — — — 1 — 1 Home equity lines — — — — — — 3 3 Home equity loans — — — — — 1 — 1 Consumer credit card — — — — — — 38 38 Other consumer—exit portfolios — — — — 4 7 — 11 Other consumer (1) 38 40 25 13 7 9 — 132 Total consumer 38 40 25 13 11 18 41 186 Total gross charge-offs $ 42 $ 89 $ 72 $ 35 $ 23 $ 30 $ 50 $ 341 ______ (1) Other consumer class includes overdraft gross charge-offs. The majority of overdraft gross charge-offs for the nine months ended September 30, 2024 and 2023 are included in the current vintage year. AGING AND NON-ACCRUAL ANALYSIS The following tables include an aging analysis of DPD and loans on non-accrual status for each portfolio segment and class as of September 30, 2024 and December 31, 2023. Loans on non-accrual status with no related allowance totaled $195 million and $280 million and were comprised of commercial and investor real estate loans at September 30, 2024 and December 31, 2023, respectively. Non–accrual loans with no related allowance typically include loans where the underlying collateral is deemed sufficient to recover all remaining principal. Loans that have been fully charged-off do not appear in the tables below. September 30, 2024 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 39 $ 43 $ 3 $ 85 $ 49,135 $ 430 $ 49,565 Commercial real estate mortgage—owner-occupied 3 1 1 5 4,830 43 4,873 Commercial real estate construction—owner-occupied — — — — 335 6 341 Total commercial 42 44 4 90 54,300 479 54,779 Commercial investor real estate mortgage 45 — 40 85 6,275 287 6,562 Commercial investor real estate construction — — — — 2,250 — 2,250 Total investor real estate 45 — 40 85 8,525 287 8,812 Residential first mortgage 112 55 121 288 20,102 23 20,125 Home equity lines 15 9 16 40 3,104 26 3,130 Home equity loans 8 4 7 19 2,398 6 2,404 Consumer credit card 10 9 19 38 1,372 — 1,372 Other consumer—exit portfolios 1 — — 1 9 — 9 Other consumer 45 22 22 89 6,158 — 6,158 Total consumer 191 99 185 475 33,143 55 33,198 $ 278 $ 143 $ 229 $ 650 $ 95,968 $ 821 $ 96,789 December 31, 2023 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 43 $ 21 $ 11 $ 75 $ 50,394 $ 471 $ 50,865 Commercial real estate mortgage—owner-occupied 3 2 — 5 4,851 36 4,887 Commercial real estate construction—owner-occupied — 1 — 1 273 8 281 Total commercial 46 24 11 81 55,518 515 56,033 Commercial investor real estate mortgage — — 23 23 6,372 233 6,605 Commercial investor real estate construction — — — — 2,245 — 2,245 Total investor real estate — — 23 23 8,617 233 8,850 Residential first mortgage 104 48 95 247 20,185 22 20,207 Home equity lines 17 10 20 47 3,192 29 3,221 Home equity loans 10 4 7 21 2,433 6 2,439 Consumer credit card 11 8 20 39 1,341 — 1,341 Other consumer—exit portfolios 2 1 — 3 43 — 43 Other consumer 60 31 29 120 6,245 — 6,245 Total consumer 204 102 171 477 33,439 57 33,496 $ 250 $ 126 $ 205 $ 581 $ 97,574 $ 805 $ 98,379 At September 30, 2024 and December 31, 2023, the Company had collateral-dependent commercial loans of $218 million and $220 million, respectively. At September 30, 2024 and December 31, 2023, the Company had collateral-dependent investor real estate loans of $199 million and $92 million, respectively. The collateral for commercial and investor real estate loans generally consists of business assets including real estate, receivables and equipment. At September 30, 2024 and December 31, 2023, the Company had collateral-dependent residential mortgage and home equity loans and lines totaling $113 million and $93 million, respectively. The collateral for these loans consists of residential real estate. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional details for the criteria of collateral dependent loans. MODIFICATIONS TO BORROWERS EXPERIENCING FINANCIAL DIFFICULTY The majority of Regions' commercial and investor real estate modifications to troubled borrowers are the result of renewals of classified loans wherein there has been an interest rate reduction and/or maturity extension (that is considered other than insignificant). Similarly, Regions works to meet the individual needs of troubled consumer borrowers through its CAP. Regions designed the program to allow for customer-tailored modifications with the goal of keeping customers in their homes and avoiding foreclosure where possible. Modifications may be offered to any borrower experiencing financial hardship regardless of the borrower's payment status. Consumer modifications to troubled borrowers primarily involve an interest rate reduction and/or a payment deferral or maturity extension that is considered other than insignificant. All CAP modifications that involve an interest rate reduction, principal forgiveness, other than insignificant payment deferral or term extension and/or a combination of these are disclosed as modifications to troubled borrowers because the customer documents a financial hardship in order to participate. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information regarding the Company's modifications to troubled borrowers. For each portfolio segment and class, the following tables present the end of period balances of new modifications to troubled borrowers and the related percentage of the loan portfolio period-end balance by the type of modification that occurred in the three and nine months ended September 30, 2024 and 2023. Three Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Other Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 21 0.04 % $ — — % $ 33 0.07 % $ — — % $ 54 0.11 % Commercial real estate mortgage—owner-occupied 2 0.04 % — — % — — % — — % 2 0.04 % Total commercial 23 0.04 % — — % 33 0.06 % — — % 56 0.10 % Commercial investor real estate mortgage 72 1.10 % — — % — — % 29 0.44 % 101 1.54 % Total investor real estate 72 0.82 % — — % — — % 29 0.33 % 101 1.14 % Residential first mortgage 37 0.18 % 1 0.01 % 2 0.01 % — — % 40 0.20 % Home equity lines — — % — — % 4 0.13 % — — % 4 0.13 % Home equity loans 1 0.05 % — — % 2 0.08 % — — % 3 0.13 % Total consumer 38 0.11 % 1 — % 8 0.02 % — — % 47 0.14 % $ 133 0.14 % $ 1 — % $ 41 0.04 % $ 29 0.03 % $ 204 0.21 % Three Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 197 0.38 % $ 9 0.02 % $ — — % $ 48 0.09 % $ 254 0.49 % Commercial real estate mortgage—owner-occupied 3 0.06 % — — % — — % — — % 3 0.06 % Total commercial 200 0.35 % 9 0.02 % — — % 48 0.08 % 257 0.45 % Commercial investor real estate mortgage 89 1.39 % — — % — — % — — % 89 1.39 % Commercial investor real estate construction 2 0.08 % — — % — — % — — % 2 0.08 % Total investor real estate 91 1.04 % — — % — — % — — % 91 1.04 % Residential first mortgage 25 0.12 % 2 0.01 % 1 0.01 % — — % 28 0.14 % Home equity lines — — % — — % 2 0.04 % — — % 2 0.05 % Home equity loans 1 0.04 % — — % 1 0.05 % — — % 2 0.09 % Total consumer 26 0.08 % 2 0.01 % 4 0.01 % — — % 32 0.10 % Total $ 317 0.32 % $ 11 0.01 % $ 4 — % $ 48 0.05 % $ 380 0.38 % Nine Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Other Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 51 0.10 % $ — — % $ 33 0.07 % $ — — % $ 84 0.17 % Commercial real estate mortgage—owner-occupied 4 0.08 % — — % — — % — — % 4 0.09 % Total commercial 55 0.10 % — — % 33 0.06 % — — % 88 0.16 % Commercial investor real estate mortgage 99 1.51 % — — % — — % 29 0.44 % 128 1.95 % Total investor real estate 99 1.13 % — — % — — % 29 0.33 % 128 1.46 % Residential first mortgage 115 0.57 % 2 0.01 % 4 0.02 % — — % 121 0.60 % Home equity lines — 0.01 % — — % 7 0.21 % — — % 7 0.22 % Home equity loans 3 0.13 % — — % 6 0.24 % — — % 9 0.37 % Total consumer 118 0.36 % 2 0.01 % 17 0.05 % — — % 137 0.41 % $ 272 0.28 % $ 2 — % $ 50 0.05 % $ 29 0.03 % $ 353 0.36 % Nine Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 255 0.49 % $ 148 0.29 % $ — — % $ 48 0.09 % $ 451 0.87 % Commercial real estate mortgage—owner-occupied 9 0.18 % — — % — — % — — % 9 0.18 % Commercial real estate construction—owner-occupied 2 0.71 % — — % — — % — — % 2 0.86 % Total commercial 266 0.47 % 148 0.26 % — — % 48 0.08 % 462 0.81 % Commercial investor real estate mortgage 151 2.35 % — — % — — % — — % 151 2.35 % Commercial investor real estate construction 2 0.08 % — — % — — % — — % 2 0.08 % Total investor real estate 153 1.75 % — — % — — % — — % 153 1.75 % Residential first mortgage 72 0.36 % 3 0.01 % 3 0.02 % — — % 78 0.39 % Home equity lines 1 0.02 % — — % 2 0.08 % — — % 3 0.10 % Home equity loans 3 0.13 % — — % 4 0.15 % — — % 7 0.29 % Total consumer 76 0.23 % 3 0.01 % 9 0.03 % — — % 88 0.26 % Total $ 495 0.45 % $ 151 0.15 % $ 9 0.01 % $ 48 0.05 % $ 703 0.71 % ____ (1) Amounts calculated based upon whole dollar values. The end of period balance of unfunded commitments related to modifications to troubled borrowers at September 30, 2024 was $65 million and at December 31, 2023 was $106 million. The following tables present the financial impact of modifications to troubled borrowers during the three and nine months ended September 30, 2024 and 2023 by portfolio segment, class of financing receivable, and the type of modification. The tables include new modifications to troubled borrowers, as well as renewals of existing modifications to troubled borrowers. Three Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate (In years, except for percentage data) Commercial and industrial 1.08 — 1.17 less than 2% Commercial real estate mortgage—owner-occupied 1.42 — — — Commercial investor real estate mortgage 0.17 — — — Residential first mortgage 7 0.42 4 less than 1% Home equity lines — — 24 2 % Home equity loans 16 — 24 3 % Three Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate Weighted-Average Term Extension Weighted-Average Payment Deferral (In years, except for percentage data) Commercial and industrial 0.67 0.25 — — 2 2 Commercial real estate mortgage—owner-occupied 0.92 — — — — — Commercial investor real estate mortgage 0.58 — — — — — Commercial investor real estate construction 0.42 — — — — — Residential first mortgage 7 0.92 7 1 % — — Home equity lines — — 20 2 % — — Home equity loans 12 — 15 2 % — — Nine Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate (In years, except for percentage data) Commercial and industrial 1.83 — 1.17 less than 2% Commercial real estate mortgage—owner-occupied 1.00 — — — Commercial investor real estate mortgage 0.75 — — — Residential first mortgage 7 0.5 5 less than 1% Home equity lines — — 23 2 % Home equity loans 12 — 25 2 % Nine Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate Weighted-Average Term Extension Weighted-Average Payment Deferral (In years, except for percentage data) Commercial and industrial 0.75 0.5 — — 2 2 Commercial real estate mortgage—owner-occupied 0.83 — — — — — Commercial real estate construction—owner-occupied 0.25 — — — Commercial investor real estate mortgage 0.67 — — — — — Commercial investor real estate construction 0.42 — — — — — Residential first mortgage 6 0.92 7 1 % — — Home equity lines 18 — 19 2 % — — Home equity loans 14 — 15 2 % — — In addition to the financial impacts in the table above, during the three and nine months ended September 30, 2024, the Company had an other modification type in which a commercial investor real estate loan was modified from amortizing to an interest-only structure. Under this structure the interest was extended for an average of two months and principal payments were deferred. Also during the nine months ended September 30, 2023, there were instances of commercial and industrial payment deferrals in which the amortization period was doubled to maturity. The following tables include the end of period balances of aging and non-accrual performance for modifications to troubled borrowers modified in the previous twelve-month period by portfolio segment and class as of September 30, 2024 and in the previous nine-month period since adoption of the related accounting guidance by portfolio segment and class as of September 30, 2023. Refer to Note 1 and Note 5 in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information on the adoption of new accounting guidance. September 30, 2024 Current 30-89 DPD 90+ DPD Non-Performing Loans Total (In millions) Commercial and industrial $ 101 $ — $ — $ 46 $ 147 Commercial real estate mortgage—owner-occupied 3 — — 2 5 Total commercial 104 — — 48 152 Commercial investor real estate mortgage 103 27 — 134 264 Total investor real estate 103 27 — 134 264 Residential first mortgage 106 20 11 5 142 Home equity lines 7 — — 1 8 Home equity loans 8 1 — 1 10 Total consumer 121 21 11 7 160 $ 328 $ 48 $ 11 $ 189 $ 576 September 30, 2023 Current 30-89 DPD 90+ DPD Non-Performing Loans Total (In millions) Commercial and industrial $ 258 $ 2 $ 5 $ 186 $ 451 Commercial real estate mortgage—owner-occupied 4 — — 5 9 Commercial real estate construction—owner-occupied — — — 2 2 Total commercial 262 2 5 193 462 Commercial investor real estate mortgage 40 48 — 63 151 Commercial investor real estate construction 2 — — — 2 Total investor real estate 42 48 — 63 153 Residential first mortgage 63 10 3 2 78 Home equity lines 3 — — — 3 Home equity loans 5 — — 2 7 Total consumer 71 10 3 4 88 $ 375 $ 60 $ 8 $ 260 $ 703 For modifications to troubled borrowers, a subsequent payment default is defined in terms of delinquency when a principal or interest payment is 90 days past due, or classified as non-accrual status during the reporting period. As of September 30, 2024, subsequent defaults of the loans restructured as a modification to a troubled borrower during the three and nine months ended September 30, 2024 totaled $49 mi

Servicing of Financial Assets

Servicing of Financial Assets	3 Months Ended
	Sep. 30, 2024
Transfers and Servicing of Financial Assets [Abstract]
Servicing of Financial Assets	NOTE 5. SERVICING OF FINANCIAL ASSETS RESIDENTIAL MORTGAGE BANKING ACTIVITIES The fair value of residential MSRs is calculated using various assumptions including future cash flows, market discount rates, expected prepayment rates, servicing costs and other factors. A significant change in prepayments of mortgages in the servicing portfolio could result in significant changes in the valuation adjustments, thus creating potential volatility in the carrying amount of residential MSRs. The Company compares fair value estimates and assumptions to observable market data where available, and also considers recent market activity and actual portfolio experience. The table below presents an analysis of residential MSRs under the fair value measurement method: Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions) Carrying value, beginning of period $ 1,020 $ 801 $ 906 $ 812 Additions 8 8 20 20 Purchases (1) 4 106 134 138 Increase (decrease) in fair value (2) : Due to change in valuation inputs or assumptions (28) 45 4 41 Economic amortization associated with borrower repayments (3) (33) (28) (93) (79) Carrying value, end of period $ 971 $ 932 $ 971 $ 932 _________ (1) Purchases of residential MSRs can be structured with cash hold back provisions, therefore the timing of payment may be made in future periods. (2) Included in mortgage income. Amounts presented exclude offsetting impact from related derivatives. (3) Includes both total loan payoffs as well as partial paydowns. Regions' MSR decay methodology is a discounted net cash flow approach. Data and assumptions used in the fair value calculation, as well as the valuation’s sensitivity to rate fluctuations, related to residential MSRs (excluding related derivative instruments): September 30 2024 2023 (Dollars in millions) Unpaid principal balance $ 68,361 $ 61,452 Weighted-average CPR (%) 9.0 % 7.7 % Estimated impact on fair value of a 10% increase $ (46) $ (59) Estimated impact on fair value of a 20% increase $ (87) $ (100) Option-adjusted spread (basis points) 496 483 Estimated impact on fair value of a 10% increase $ (21) $ (20) Estimated impact on fair value of a 20% increase $ (43) $ (40) Weighted-average coupon interest rate 3.8 % 3.7 % Weighted-average remaining maturity (months) 298 303 Weighted-average servicing fee (basis points) 27.3 27.3 The sensitivity calculations above are hypothetical and should not be considered to be predictive of future performance. Changes in fair value based on adverse changes in assumptions generally cannot be extrapolated because the relationship of the change in assumption to the change in fair value may not be linear. Also, the effect of an adverse variation in a particular assumption on the fair value of the residential MSRs is calculated without changing any other assumption, while in reality changes in one factor may result in changes in another, which may either magnify or counteract the effect of the change. The derivative instruments utilized by Regions would serve to reduce the estimated impacts to fair value included in the table above. Servicing related fees, which include contractually specified servicing fees, late fees and other ancillary income resulting from the servicing of residential mortgage loans totaled $53 million and $42 million for the three months ended September 30, 2024 and 2023, respectively and $143 million and $119 million for the nine months ended September 30, 2024 and 2023, respectively. Residential mortgage loans are sold in the secondary market with standard representations and warranties regarding certain characteristics such as the quality of the loan, the absence of fraud, the eligibility of the loan for sale and the future servicing associated with the loan. Regions may be required to repurchase these loans at par, or make-whole or indemnify the purchasers for losses incurred when representations and warranties are breached. Regions maintains an immaterial repurchase liability related to residential mortgage loans sold with representations and warranty provisions. This repurchase liability is reported in other liabilities on the consolidated balance sheets and reflects management’s estimate of losses based on historical repurchase and loss trends, as well as other factors that may result in anticipated losses different from historical loss trends. Adjustments to this reserve are recorded in other non-interest expense on the consolidated statements of income. COMMERCIAL MORTGAGE BANKING ACTIVITIES Regions is an approved DUS lender. The DUS program provides liquidity to the multi-family housing market. In connection with the DUS program, Regions services commercial mortgage loans, retains commercial MSRs and intangible assets associated with the DUS license, and assumes a loss share guarantee associated with the loans. See Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information. Also see Note 12 for additional information related to the guarantee. Regions' DUS portfolio of MSRs totaled $86 million and $87 million at September 30, 2024 and December 31, 2023, respectively. Regions periodically evaluates DUS MSRs for impairment based on fair value. The estimated fair value of the DUS MSRs was approximately $108 million at September 30, 2024 and $109 million at December 31, 2023. Servicing related fees in connection with the DUS program, which include contractually specified servicing fees, late fees and other ancillary income resulting from the servicing of DUS commercial mortgage loans totaled $6 million and $5 million for the three months ended September 30, 2024 and 2023, respectively and $19 million and $17 million for the nine months ended September 30, 2024 and 2023.

Stockholders' Equity and Accumu

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Stockholders' Equity and Accumulated Other Comprehensive Income (Loss)	NOTE 6. SHAREHOLDERS' EQUITY AND ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) PREFERRED STOCK The following table presents a summary of the non-cumulative perpetual preferred stock: September 30, 2024 December 31, 2023 Issuance Date Earliest Redemption Date Dividend Rate (1) Liquidation Amount Liquidation preference per Share Liquidation preference per Depositary Share Ownership Interest per Depositary Share Shares Issued and Outstanding Carrying Amount Carrying Amount (Dollars in millions, except for share and per share amounts) Series B (2) 4/29/2014 9/15/2024 6.375 % $ — $ 1,000 $ 25 1/40th — $ — $ 433 Series C 4/30/2019 5/15/2029 5.700 % (3) 500 1,000 25 1/40th 500,000 490 490 Series D 6/5/2020 9/15/2025 5.750 % (4) 350 100,000 1,000 1/100th 3,500 346 346 Series E 5/4/2021 6/15/2026 4.450 % 400 1,000 25 1/40th 400,000 390 390 Series F 7/29/2024 9/15/2029 6.950 % (5) 500 1,000 25 1/40th 500,000 489 — $ 1,750 1,403,500 $ 1,715 $ 1,659 _________ (1) Dividends on all series of preferred stock, if declared, accrue and are payable quarterly in arrears. (2) The shares were fully redeemed on September 16, 2024. (3) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to August 15, 2029, 5.700%, and (ii) for each period beginning on or after August 15, 2029, three-month CME Term SOFR plus 3.410% which includes a 0.262% spread adjustment for the transition to SOFR in accordance with ISDA protocols. (4) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2025, 5.750%, and (ii) for each period beginning on or after September 15, 2025, the five-year Treasury rate as of the most recent reset dividend determination date plus 5.426%. (5) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2024, 6.950% and (ii) for each period beginning on or after September 15, 2029, the five-year Treasury rate as of the most recent reset dividend determination date plus 2.771% All series of preferred stock have no stated maturity and redemption is solely at Regions' option, subject to regulatory approval, in whole, or in part, after the earliest redemption date or in whole, but not in part, at any time following a regulatory capital treatment event for the Series C, Series D, Series E, and Series F preferred stock. The Board of Directors declared cash dividends of $74 million on Series B, Series C, Series D, and Series E of preferred stock during both the first nine months of 2024 and 2023. The initial quarterly cash dividend for Series F preferred stock was declared in the third quarter of 2024 (representing a partial dividend period) for $4 million. Therefore, a total of $78 million in cash dividends on total preferred stock was declared in the first nine months of 2024. During the third quarter of 2024, Regions issued $500 million in depositary shares each representing a 1/40th ownership interest in a share of the Company's Non-Cumulative Perpetual Preferred Stock, Series F, par value $1.00 per share ("Series F preferred stock"), with a liquidation preference of $1,000 per share of Series F preferred stock (equivalent to $25.00 per depositary share). The Company incurred $11 million of issuance costs associated with the transaction. During the third quarter of 2024, the Company redeemed all 500,000 outstanding shares of Series B non-cumulative perpetual preferred stock and the corresponding depositary fractional shares at par for $500 million. Upon redemption, additional paid-in-capital was reduced by $52 million related to Series B preferred dividends that were recorded as a reduction of preferred stock, including related surplus, and net income available to common shareholders was reduced by $15 million related to issuance costs. In the event Series C, Series D, Series E, or Series F preferred shares are redeemed in full at their respective liquidation amounts, $10 million, $4 million, $10 million, or $11 million in excess of the redemption amount over the carrying amount will be recognized, respectively. These excess amounts represent issuance costs that were recorded as reductions to preferred stock, including related surplus, and will be recorded as reductions to net income available to common shareholders. COMMON STOCK The Company's SCB from the fourth quarter of 2023 through the third quarter of 2024 was 2.5 percent. On June 28, 2024, Regions announced that the Company received its results of the 2024 stress test from the FRB, reflecting that the Company exceeded all minimum capital levels. The Company's preliminary SCB will remain floored at 2.5 percent from the fourth quarter of 2024 through the third quarter of 2025. On April 20, 2022, the Board authorized the repurchase of up to $2.5 billion of the Company's common stock, permitting purchases from the second quarter of 2022 through the fourth quarter of 2024. As of September 30, 2024, Regions had repurchased approximately 31 million shares of common stock at a total cost of $557 million under this plan. All of these shares were immediately retired upon repurchase and therefore were not included in treasury stock. In the third quarter of 2024, the Board declared a cash dividend of $0.25 per share, a $0.01 increase to the quarterly common stock dividend. The cash dividends declared for the first and second quarters of 2024 were $0.24 per common share. Therefore, Regions declared total dividends of $0.73 per common share for the first nine months of 2024 as compared to $0.64 per common share first nine months of 2023. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following tables present the balances and activity in AOCI on a pre-tax and net of tax basis for the three and nine months ended September 30, 2024 and 2023 : Three Months Ended September 30, 2024 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,379) $ 1,114 $ (3,265) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (8) $ 1 $ (7) Unrealized gains (losses) on securities transferred from available for sale during the period (436) 111 (325) Reclassification adjustments for amortization on unrealized losses on securities transferred to held for maturity (2) 1 — 1 Change in AOCI from securities held to maturity activity in the period (435) 111 (324) Ending balance $ (443) $ 112 $ (331) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,074) $ 783 $ (2,291) Unrealized (gains) losses on securities transferred to held to maturity during the period 436 (111) 325 Unrealized gains (losses) arising during the period 1,168 (298) 870 Reclassification adjustments for securities (gains) losses realized in net income (3) 78 (20) 58 Change in AOCI from securities available for sale activity in the period 1,682 (429) 1,253 Ending balance $ (1,392) $ 354 $ (1,038) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (703) $ 179 $ (524) Unrealized gains (losses) on derivatives arising during the period 475 (121) 354 Reclassification adjustments for (gains) losses realized in net income (2) 110 (28) 82 Change in AOCI from derivative activity in the period 585 (149) 436 Ending balance $ (118) $ 30 $ (88) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (594) $ 151 $ (443) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 7 (1) 6 Ending balance $ (587) $ 150 $ (437) Total other comprehensive income (loss) 1,839 (468) 1,371 Total accumulated other comprehensive income (loss), end of period $ (2,540) $ 646 $ (1,894) Three Months Ended September 30, 2023 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,613) $ 1,173 $ (3,440) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (10) $ 2 $ (8) Reclassification adjustments for amortization on unrealized losses (2) — — — Ending balance $ (10) $ 2 $ (8) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,328) $ 846 $ (2,482) Unrealized gains (losses) arising during the period (798) 203 (595) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (797) 203 (594) Ending balance $ (4,125) $ 1,049 $ (3,076) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (719) $ 183 $ (536) Unrealized gains (losses) on derivatives arising during the period (367) 93 (274) Reclassification adjustments for (gains) losses realized in net income (2) 82 (21) 61 Change in AOCI from derivative activity in the period (285) 72 (213) Ending balance $ (1,004) $ 255 $ (749) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (556) $ 142 $ (414) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 14 (3) 11 Ending balance $ (542) $ 139 $ (403) Total other comprehensive income (loss) (1,068) 272 (796) Total accumulated other comprehensive income (loss), end of period $ (5,681) $ 1,445 $ (4,236) Nine Months Ended September 30, 2024 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (3,773) $ 961 $ (2,812) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (9) $ 1 $ (8) Unrealized gains (losses) on securities transferred from available for sale during the period (436) 111 (325) Reclassification adjustments for amortization on unrealized losses on securities transferred to held for maturity (2) 2 — 2 Change in AOCI from securities held to maturity activity in the period (434) 111 (323) Ending balance $ (443) $ 112 $ (331) Unrealized gains (losses) on securities available for sale: Beginning balance $ (2,759) $ 703 $ (2,056) Unrealized (gains) losses on securities transferred to held to maturity during the period 436 (111) 325 Unrealized gains (losses) arising during the period 753 (193) 560 Reclassification adjustments for securities (gains) losses realized in net income (3) 178 (45) 133 Change in AOCI from securities available for sale activity in the period 1,367 (349) 1,018 Ending balance $ (1,392) $ 354 $ (1,038) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (399) $ 102 $ (297) Unrealized gains (losses) on derivatives arising during the period (62) 16 (46) Reclassification adjustments for (gains) losses realized in net income (2) 343 (88) 255 Change in AOCI from derivative activity in the period 281 (72) 209 Ending balance $ (118) $ 30 $ (88) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (606) $ 155 $ (451) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 19 (5) 14 Ending balance $ (587) $ 150 $ (437) Total other comprehensive income (loss) 1,233 (315) 918 Total accumulated other comprehensive income (loss), end of period $ (2,540) $ 646 $ (1,894) Nine Months Ended September 30, 2023 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,481) $ 1,138 $ (3,343) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (11) $ 2 $ (9) Reclassification adjustments for amortization on unrealized losses (2) 1 — 1 Ending balance $ (10) $ 2 $ (8) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,433) $ 872 $ (2,561) Unrealized gains (losses) arising during the period (695) 177 (518) Reclassification adjustments for securities (gains) losses realized in net income (3) 3 — 3 Change in AOCI from securities available for sale activity in the period (692) 177 (515) Ending balance $ (4,125) $ 1,049 $ (3,076) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (468) $ 119 $ (349) Unrealized gains (losses) on derivatives arising during the period (665) 169 (496) Reclassification adjustments for (gains) losses realized in net income (2) 129 (33) 96 Change in AOCI from derivative activity in the period (536) 136 (400) Ending balance $ (1,004) $ 255 $ (749) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (569) $ 145 $ (424) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 27 (6) 21 Ending balance $ (542) $ 139 $ (403) Total other comprehensive income (loss) (1,200) 307 (893) Total accumulated other comprehensive income (loss), end of period $ (5,681) $ 1,445 $ (4,236) ____ (1) The impact of all AOCI activity is shown net of the related tax impact, calculated using an effective tax rate of approximately 25 percent. (2) Reclassification amount is recognized in net interest income in the consolidated statements of income. (3) Reclassification amount is recognized in securities gains (losses), net in the consolidated statements of income. (4) Reclassification amount is recognized in other non-interest expense in the consolidated statements of income. Additionally, these accumulated other comprehensive income (loss) components are included in the computation of net periodic pension cost (see Note 8 for additional details).

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 7. EARNINGS PER COMMON SHARE The following table sets forth the computation of basic earnings per common share and diluted earnings per common share: Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions, except per share data) Numerator: Net income $ 490 $ 490 $ 1,359 $ 1,683 Preferred stock dividends and other (1) (44) (25) (93) (74) Net income available to common shareholders $ 446 $ 465 $ 1,266 $ 1,609 Denominator: Weighted-average common shares outstanding—basic $ 914 $ 939 $ 917 $ 938 Potential common shares 4 1 2 2 Weighted-average common shares outstanding—diluted $ 918 $ 940 $ 919 $ 940 Earnings per common share: Basic $ 0.49 $ 0.49 $ 1.38 $ 1.72 Diluted 0.49 0.49 $ 1.38 $ 1.71 ______ (1) Preferred stock dividends and other for the three and nine months ended September 30, 2024 included $15 million of issuance costs associated with the redemption of Series B preferred shares in the third quarter of 2024. See Note 6 for additional information. The effects from the assumed exercise of 4 million and 5 million in restricted stock units and awards and performance stock units for the three and nine months ended September 30, 2024, respectively, were not included in the above computations of diluted earnings per common share because such amounts would have had an antidilutive effect on earnings per common share.

Pension and Other Postretiremen

Pension and Other Postretirement Benefits	9 Months Ended
	Sep. 30, 2024
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]
Pension and Other Postretirement Benefits	NOTE 8. PENSION AND OTHER POSTRETIREMENT BENEFITS Regions' defined benefit pension plans cover certain employees as the pension plans are closed to new entrants. The Company also sponsors a SERP, which is a non-qualified pension plan that provides certain senior executive officers defined benefits in relation to their compensation. Net periodic pension cost included the following components: Three Months Ended September 30 Qualified Plans Non-qualified Plans Total 2024 2023 2024 2023 2024 2023 (In millions) Service cost $ 6 $ 6 $ — $ — $ 6 $ 6 Interest cost 21 22 2 2 23 24 Expected return on plan assets (31) (30) — — (31) (30) Amortization of actuarial loss 7 5 — 2 7 7 Settlement charge — — — 7 — 7 Net periodic pension cost $ 3 $ 3 $ 2 $ 11 $ 5 $ 14 Nine Months Ended September 30 Qualified Plans Non-qualified Plans Total 2024 2023 2024 2023 2024 2023 (In millions) Service cost $ 16 $ 17 $ 1 $ 1 $ 17 $ 18 Interest cost 62 64 4 5 66 69 Expected return on plan assets (93) (90) — — (93) (90) Amortization of actuarial loss 18 17 1 3 19 20 Settlement charge — — — 7 — 7 Net periodic pension cost $ 3 $ 8 $ 6 $ 16 $ 9 $ 24 The service cost component of net periodic pension cost is recorded in salaries and employee benefits on the consolidated statements of income. Components other than service cost are recorded in other non-interest expense on the consolidated statements of income. The 2023 settlement charge related to the settlement of liabilities under the SERP for certain plan participants. Regions' funding policy for the qualified plans is to contribute annually at least the amount required by IRS minimum funding standards. Regions made no contributions to qualified plans during the nine months ended September 30, 2024.

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	NOTE 9. DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES The following tables present the notional amount and estimated fair value of derivative instruments. September 30, 2024 December 31, 2023 Notional Amount (1) Estimated Fair Value Notional Estimated Fair Value Gain (1) Loss (1) Gain (1) Loss (1) (In millions) Derivatives in fair value hedging relationships: Interest rate swaps $ 4,934 $ 4 $ 85 $ 2,975 $ 1 $ 121 Derivatives in cash flow hedging relationships: Interest rate swaps 32,300 101 307 29,550 43 580 Interest rate options 2,000 12 6 2,000 21 13 Total derivatives in cash flow hedging relationships 34,300 113 313 31,550 64 593 Total derivatives designated as hedging instruments $ 39,234 $ 117 $ 398 $ 34,525 $ 65 $ 714 Derivatives not designated as hedging instruments: Interest rate swaps $ 99,981 $ 1,330 $ 1,258 $ 99,892 $ 1,769 $ 1,718 Interest rate options 12,151 40 27 13,497 66 57 Interest rate futures and forward commitments 1,376 7 2 655 7 12 Other contracts 12,497 146 123 12,007 198 190 Total derivatives not designated as hedging instruments $ 126,006 $ 1,523 $ 1,410 $ 126,051 $ 2,040 $ 1,977 Total derivatives $ 165,240 $ 1,640 $ 1,808 $ 160,576 $ 2,105 $ 2,691 Total gross derivative instruments, before netting $ 1,640 $ 1,808 $ 2,105 $ 2,691 Less: Netting adjustments (2) 1,434 1,124 2,029 1,560 Total gross derivative instruments, after netting $ 206 $ 684 $ 76 $ 1,131 _________ (1) Derivatives in a gain position are recorded as other assets and derivatives in a loss position are recorded as other liabilities on the consolidated balance sheets. Includes accrued interest as applicable. The table reflects net notional presentation and gross asset and liability presentation to capture the economic impact of the trades. (2) Netting adjustments represent amounts recorded to convert derivative assets and derivative liabilities from a gross basis to a net basis in accordance with applicable accounting guidance. The net basis takes into account the impact of cash collateral received or posted, legally enforceable master netting agreements, and variation margin that allow Regions to settle derivative contracts with the counterparty on a net basis and to offset the net position with the related cash collateral. Cash collateral, all of which is included as a netting adjustment, totaled $120 million and $243 million for derivative assets at September 30, 2024 and December 31, 2023, respectively. Cash collateral totaled $67 million and $43 million for derivative liabilities at September 30, 2024 and December 31, 2023, respectively. HEDGING DERIVATIVES Derivatives entered into to manage interest rate risk and facilitate asset/liability management strategies are designated as hedging derivatives. Derivative financial instruments that qualify in a hedging relationship are classified, based on the exposure being hedged, as either fair value hedges or cash flow hedges. See Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information regarding accounting policies for derivatives. FAIR VALUE HEDGES Fair value hedge relationships mitigate exposure to the change in fair value of an asset, liability or firm commitment. Regions enters into interest rate swap agreements to manage interest rate exposure on the Company’s fixed-rate borrowings and time deposits. These agreements involve the receipt of fixed-rate amounts in exchange for floating-rate interest payments over the life of the agreements. Regions also enters into interest rate swap agreements to manage interest rate exposure on certain of the Company's fixed-rate prepayable and non-prepayable debt securities available for sale. These agreements involve the payment of fixed-rate amounts in exchange for floating-rate interest receipts. CASH FLOW HEDGES Cash flow hedge relationships mitigate exposure to the variability of future cash flows or other forecasted transactions. Regions enters into interest rate swaps, options (e.g., floors, caps and collars), and agreements with a combination of these instruments to manage overall cash flow changes related to interest rate risk exposure on variable rate loans. The agreements effectively modify the Company’s exposure to interest rate risk by utilizing receive fixed/pay SOFR interest rate swaps and interest rate options. As of September 30, 2024, Regions was hedging its exposure to the variability in future cash flows into 2031. As of September 30, 2024, cash flow hedges were held at a pre-tax net loss of $118 million, which includes pre-tax net gains of $43 million related to terminated cash flow floors and swaps. Regions expects to reclassify into earnings approximately $138 million in pre-tax losses due to the net receipt/ payment of interest and amortization on all cash flow hedges within the next twelve months. Included in this amount is $39 million in pre-tax net gains related to the amortization of terminated cash flow floors and swaps. The following tables present the effect of hedging derivative instruments on the consolidated statements of income and the total amounts for the respective line items affected: Three Months Ended September 30, 2024 Interest Income Interest Income Interest Expense Interest Expense Debt securities Loans, including fees Long-term borrowings Deposits (In millions) Total income (expense) presented in the consolidated statements of income $ 241 $ 1,463 $ (85) $ (507) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 2 $ — $ (18) $ — Recognized on derivatives (8) — 39 1 Recognized on hedged items 9 — (39) (1) Income (expense) recognized on fair value hedges $ 3 $ — $ (18) $ — Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (110) $ — $ — Income (expense) recognized on cash flow hedges $ — $ (110) $ — $ — Three Months Ended September 30, 2023 Interest Income Interest Income Interest Expense Debt securities Loans, including fees Long-term borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 185 $ 1,462 $ (69) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ — $ (18) Recognized on derivatives — — (3) Recognized on hedged items — — 3 Income (expense) recognized on fair value hedges $ — $ — $ (18) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (82) $ — Income (expense) recognized on cash flow hedges $ — $ (82) $ — Nine Months Ended September 30, 2024 Interest Income Interest Income Interest Expense Interest Expense Debt securities Loans, including fees Long-term borrowings Deposits (In millions) Total income (expense) presented in the consolidated statements of income $ 669 $ 4,316 $ (190) $ (1,504) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (52) (1) Recognized on derivatives (2) — 45 — Recognized on hedged items 2 — (45) — Income (expense) recognized on fair value hedges $ 7 $ — $ (52) $ (1) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (343) $ — $ — Income (expense) recognized on cash flow hedges $ — $ (343) $ — $ — Nine Months Ended September 30, 2023 Interest Income Interest Expense Debt securities Loans, including fees Long-term borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 557 $ 4,276 $ (165) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ — $ (47) Recognized on derivatives — — 6 Recognized on hedged items — — (6) Income (expense) recognized on fair value hedges $ — $ — $ (47) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (129) $ — Income (expense) recognized on cash flow hedges $ — $ (129) $ — _____ (1) See Note 6 for gain or (loss) recognized for cash flow hedges in AOCI. (2) Pre-tax The following tables present the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships. September 30, 2024 December 31, 2023 Hedged Items Currently Designated Hedged Items Currently Designated Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment (In millions) (In millions) Debt securities available for sale (1)(2) $ 1,754 $ 7 $ 1,653 $ 5 Long-term borrowings (3,081) 68 (1,286) 112 Time deposits (10) — (252) — _____ (1) At December 31, 2023, the Company designated interest rate swaps as fair value hedges of debt securities available for sale under the portfolio layer method under which the Company designated $1.0 billion as the hedged amount from a closed portfolio of prepayable financial assets with a carrying amount of $1.3 billion. (2) Carrying amount represents amortized cost. DERIVATIVES NOT DESIGNATED AS HEDGING INSTRUMENTS The Company holds a portfolio of interest rate swaps, option contracts, and futures and forward commitments that result from transactions with its commercial customers in which they manage their risks by entering into a derivative with Regions. The Company monitors and manages the net risk in this customer portfolio and enters into separate derivative contracts in order to reduce the overall exposure to pre-defined limits. For both derivatives with its end customers and derivatives Regions enters into to mitigate the risk in this portfolio, the Company is subject to market risk and the risk that the counterparty will default. The contracts in this portfolio are not designated as accounting hedges and are marked-to market through earnings (in capital markets income) and included in other assets and other liabilities, as appropriate. Regions enters into interest rate lock commitments, which are commitments to originate mortgage loans whereby the interest rate on the loan is determined prior to funding and the customers have locked into that interest rate. At September 30, 2024 and December 31, 2023, Regions had $173 million and $124 million, respectively, in total notional amount of interest rate lock commitments. Regions manages market risk on interest rate lock commitments and mortgage loans held for sale with corresponding forward sale commitments. Residential mortgage loans held for sale are recorded at fair value with changes in fair value recorded in mortgage income. Commercial mortgage loans held for sale are recorded at either the lower of cost or market or at fair value based on management's election. At September 30, 2024 and December 31, 2023, Regions had $358 million and $267 million, respectively, in total notional amounts related to these forward sale commitments. Changes in mark-to-market from both interest rate lock commitments and corresponding forward sale commitments related to residential mortgage loans are included in mortgage income. Changes in mark-to-market from both interest rate lock commitments and corresponding forward sale commitments related to commercial mortgage loans are included in capital markets income. Regions elected to account for residential MSRs at fair value with any changes to fair value recorded in mortgage income. Concurrent with the election to use the fair value measurement method, Regions uses various derivative instruments in the form of forward rate commitments, futures contracts, swaps and swaptions to mitigate the effect of changes in the fair value of its residential MSRs in its consolidated statements of income. As of September 30, 2024 and December 31, 2023, the total notional amount related to these contracts was $3.6 billion and $3.3 billion, respectively. The following table presents the location and amount of gain or (loss) recognized in income on derivatives not designated as hedging instruments in the consolidated statements of income for the periods presented below: Three Months Ended September 30 Nine Months Ended September 30 Derivatives Not Designated as Hedging Instruments 2024 2023 2024 2023 (In millions) Capital markets income: Interest rate swaps $ 3 $ 16 $ 18 $ (8) Interest rate options 15 14 38 35 Interest rate futures and forward commitments 4 2 18 10 Other contracts 12 4 17 10 Total capital markets income 34 36 91 47 Mortgage income: Interest rate swaps 26 (38) 3 (38) Interest rate options (1) (1) (2) — Interest rate futures and forward commitments 3 (4) 11 (4) Total mortgage income 28 (43) 12 (42) $ 62 $ (7) $ 103 $ 5 CREDIT DERIVATIVES Regions has both bought and sold credit protection in the form of participations on interest rate swaps (swap participations). These swap participations, which meet the definition of credit derivatives, were entered into in the ordinary course of business to serve the credit needs of customers. Swap participations, whereby Regions has purchased credit protection, entitle Regions to receive a payment from the counterparty if the customer fails to make payment on any amounts due to Regions upon early termination of the swap transaction and have maturities between 2024 and 2030. Swap participations, whereby Regions has sold credit protection have maturities between 2024 and 2035. For contracts where Regions sold credit protection, Regions would be required to make payment to the counterparty if the customer fails to make payment on any amounts due to the counterparty upon early termination of the swap transaction. Regions bases the current status of the prepayment/performance risk on bought and sold credit derivatives on recently issued internal risk ratings consistent with the risk management practices of unfunded commitments. Regions’ maximum potential amount of future payments under these contracts as of September 30, 2024 was approximately $334 million. This scenario occurs if variable interest rates were at zero percent and all counterparties defaulted with zero recovery. The fair value of sold protection at September 30, 2024 and 2023 was immaterial. In transactions where Regions has sold credit protection, recourse to collateral associated with the original swap transaction is available to offset some or all of Regions’ obligation. CONTINGENT FEATURES Certain of Regions’ derivative instrument contracts with broker-dealers contain credit-related termination provisions and/or credit-related provisions regarding the posting of collateral, allowing those broker-dealers to terminate the contracts in the event that Regions’ and/or Regions Bank’s credit ratings falls below specified ratings from certain major credit rating agencies. The aggregate fair values of all derivative instruments with any credit-risk-related contingent features that were in a liability position on September 30, 2024 and December 31, 2023, were $45 million and $29 million, respectively, for which Regions had posted collateral of $43 million and $32 million, respectively, in the normal course of business.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 10. FAIR VALUE MEASUREMENTS See Note 1 "Summary of Significant Accounting Policies" to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2023 for a description of valuation methodologies for assets and liabilities measured at fair value on a recurring and non-recurring basis. Assets and liabilities measured at fair value rarely transfer between Level 1 and Level 2 measurements. Marketable equity securities and debt securities available for sale may be periodically transferred to or from Level 3 valuation based on management’s conclusion regarding the observability of inputs used in valuing the securities. Such transfers are accounted for as if they occur at the beginning of a reporting period. The following table presents assets and liabilities measured at estimated fair value on a recurring basis: September 30, 2024 December 31, 2023 Level 1 Level 2 Level 3 (1) Total Level 1 Level 2 Level 3 (1) Total (In millions) Recurring fair value measurements Debt securities available for sale: U.S. Treasury securities $ 2,046 $ — $ — $ 2,046 $ 1,223 $ — $ — $ 1,223 Federal agency securities — 457 — 457 — 1,043 — 1,043 Obligations of states and political subdivisions — 2 — 2 — 2 — 2 Mortgage-backed securities: Residential agency — 20,459 — 20,459 — 17,372 — 17,372 Commercial agency — 4,922 — 4,922 — 7,307 — 7,307 Commercial non-agency — 85 — 85 — 83 — 83 Corporate and other debt securities — 724 3 727 — 1,073 1 1,074 Total debt securities available for sale $ 2,046 $ 26,649 $ 3 $ 28,698 $ 1,223 $ 26,880 $ 1 $ 28,104 Loans held for sale $ — $ 255 $ — $ 255 $ — $ 201 $ — $ 201 Marketable equity securities in other earning assets $ 804 $ — $ — $ 804 $ 813 $ — $ — $ 813 Residential mortgage servicing rights $ — $ — $ 971 $ 971 $ — $ — $ 906 $ 906 Derivative assets (2) : Interest rate swaps $ — $ 1,435 $ — $ 1,435 $ — $ 1,813 $ — $ 1,813 Interest rate options — 41 11 52 — 83 4 87 Interest rate futures and forward commitments — 7 — 7 — 7 — 7 Other contracts 12 134 — 146 — 198 — 198 Total derivative assets $ 12 $ 1,617 $ 11 $ 1,640 $ — $ 2,101 $ 4 $ 2,105 Derivative liabilities (2) : Interest rate swaps $ — $ 1,650 $ — $ 1,650 $ — $ 2,419 $ — $ 2,419 Interest rate options — 33 — 33 — 70 — 70 Interest rate futures and forward commitments — 2 — 2 — 12 — 12 Other contracts — 123 — 123 — 189 1 190 Total derivative liabilities $ — $ 1,808 $ — $ 1,808 $ — $ 2,690 $ 1 $ 2,691 _________ (1) All following disclosures related to Level 3 recurring assets do not include those deemed to be immaterial. (2) As permitted under U.S. GAAP, variation margin collateral payments made or received for derivatives that are centrally cleared are legally characterized as settled. As such, these derivative assets and derivative liabilities and the related variation margin collateral are presented on a net basis on the balance sheet. Assets and liabilities in all levels could result in volatile and material price fluctuations. Realized and unrealized gains and losses on Level 3 assets represent only a portion of the risk to market fluctuations in Regions’ consolidated balance sheets. See Note 5 for a reconciliation of beginning and ending balances of residential MSRs for the three and nine months ended September 30, 2024 and 2023. RECURRING FAIR VALUE MEASUREMENTS USING SIGNIFICANT UNOBSERVABLE INPUTS Residential mortgage servicing rights The significant unobservable inputs used in the fair value measurement of residential MSRs are OAS and CPR. This valuation requires generating cash flow projections over multiple interest rate scenarios and discounting those cash flows at a risk-adjusted rate. Additionally, the impact of prepayments and changes in the OAS are based on a variety of underlying inputs including servicing costs. Increases or decreases to the underlying cash flow inputs will have a corresponding impact on the value of the MSR asset. The net change in unrealized gains (losses) included in earnings related to MSRs held at period end are disclosed as the changes in valuation inputs or assumptions included in the MSR rollforward table in Note 5 . The following tables present detailed information regarding material assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2024 and December 31, 2023. The tables include the valuation techniques and the significant unobservable inputs utilized. The range of each significant unobservable input as well as the weighted-average within the range utilized at September 30, 2024 and December 31, 2023 are included. Following the tables are descriptions of the valuation techniques and the sensitivity of the techniques to changes in the significant unobservable inputs. September 30, 2024 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $971 Discounted cash flow Weighted-average CPR (%) 4.5% - 35.4% (9.0%) OAS (%) 4.7% - 7.7% (5.0%) _________ (1) See Note 5 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. December 31, 2023 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $906 Discounted cash flow Weighted-average CPR (%) 5.6% - 21.5% (8.2%) OAS (%) 4.5% -8.2% (4.8%) _______ (1) See Note 6 to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2023 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. FAIR VALUE OPTION The Company has elected the option to measure certain commercial and industrial loans held for sale at fair value, as these loans are actively traded in the secondary market. The Company is able to obtain fair value estimates for substantially all of these loans through a third party valuation service that is broadly used by market participants. While most of the loans are traded in the market, the volume and level of trading activity is subject to variability and the loans are not exchange-traded. The balance of these loans held for sale was immaterial at September 30, 2024 and December 31, 2023. Regions has elected the fair value option for all eligible agency residential first mortgage loans originated with the intent to sell. This election allows for a more effective offset of the changes in fair values of the loans and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting. Fair values of residential first mortgage loans held for sale are based on traded market prices of similar assets where available and/or discounted cash flows at market interest rates, adjusted for securitization activities that include servicing values and market conditions, and are recorded in loans held for sale. At September 30, 2024, the aggregate fair value of these loans totaled $248 million compared to aggregate unpaid principal of $243 million. At December 31, 2023, the aggregate fair value of these loans totaled $184 million compared to aggregate unpaid principal of $177 million. Interest income on mortgage loans held for sale is recognized based on contractual rates and is reflected in interest income on loans held for sale. Net gains and losses resulting from changes in fair value of residential mortgage loans held for sale, which were recorded in mortgage income in the consolidated statements of income during the three and nine months ended September 30, 2024 and 2023, were immaterial. These changes in fair value are mostly offset by economic hedging activities. An immaterial portion of these amounts was attributable to changes in instrument-specific credit risk. NON-RECURRING FAIR VALUE MEASUREMENTS Items measured at fair value on a non-recurring basis include loans held for sale for which the fair value option has not been elected, foreclosed property and other real estate and equity investments without a readily determinable fair value; all of which may be considered either Level 2 or Level 3 valuation measurements. Non-recurring fair value adjustments related to loans held for sale, foreclosed property and other real estate are typically a result of the application of lower of cost or fair value accounting during the period. Non-recurring fair value adjustments related to equity investments without readily determinable fair values are the result of impairments or price changes from observable transactions. The balances of each of these assets, as well as the related fair value adjustments during the periods, were immaterial at both September 30, 2024 and December 31, 2023. FAIR VALUE OF FINANCIAL INSTRUMENTS The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2024 are as follows: September 30, 2024 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 10,521 $ 10,521 $ 10,521 $ — $ — Debt securities held to maturity 2,787 2,759 — 2,759 — Debt securities available for sale 28,698 28,698 2,046 26,649 3 Loans held for sale 522 522 — 509 13 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 93,359 90,562 — — 90,562 Other earning assets 1,625 1,625 804 821 — Derivative assets 1,640 1,640 12 1,617 11 Financial liabilities: Derivative liabilities 1,808 1,808 — 1,808 — Deposits with no stated maturity (4) 110,692 110,692 — 110,692 — Time deposits (4) 15,684 15,673 — 15,673 — Short-term borrowings 1,500 1,500 — 1,500 — Long-term borrowings 6,016 6,147 — 6,146 1 Loan commitments and letters of credit 154 154 — — 154 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at September 30, 2024 was $2.8 billion or 3.0 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.8 billion at September 30, 2024. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, and money market accounts is the amount payable on demand at the reporting date (i.e., the carrying amount) as these instruments have an indeterminate maturity date. Fair values for time deposits are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates. The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company's financial instruments as of December 31, 2023 are as follows: December 31, 2023 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 6,801 $ 6,801 $ 6,801 $ — $ — Debt securities held to maturity 754 716 — 716 — Debt securities available for sale 28,104 28,104 1,223 26,880 1 Loans held for sale 400 400 — 397 3 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 95,141 91,352 — — 91,352 Other earning assets 1,417 1,417 813 604 — Derivative assets 2,105 2,105 — 2,101 4 Financial liabilities: Derivative liabilities 2,691 2,691 — 2,690 1 Deposits with no stated maturity (4) 112,816 112,816 — 112,816 — Time deposits (4) 14,972 14,905 — 14,905 — Long-term borrowings 2,330 2,319 — 2,318 1 Loan commitments and letters of credit 156 156 — — 156 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at December 31, 2023 was $3.8 billion or 4.0 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.7 billion at December 31, 2023. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, and money market accounts is the amount payable on demand at the reporting date (i.e., the carrying amount) as these instruments have an indeterminate maturity date. Fair values for time deposits are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates.

Business Segment Information

Business Segment Information	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
Business Segment Information	NOTE 11. BUSINESS SEGMENT INFORMATION Each of Regions’ reportable segments is a strategic business unit that serves specific needs of Regions’ customers based on the products and services provided. The segments are based on the manner in which management views the financial performance of the business. The Company has three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with the remainder in Other. Additional information about the Company's reportable segments is included in Regions' Annual Report on Form 10-K for the year ended December 31, 2023. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable segment may be periodically revised and the prior periods updated to reflect these enhancements. The following tables present financial information for each reportable segment for the periods indicated: Three Months Ended September 30, 2024 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 459 $ 718 $ 41 $ — $ 1,218 Provision for (benefit from) credit losses 91 67 2 (47) 113 Non-interest income (loss) 240 264 130 (62) 572 Non-interest expense 319 603 114 33 1,069 Income (loss) before income taxes 289 312 55 (48) 608 Income tax expense (benefit) 73 78 13 (46) 118 Net income (loss) $ 216 $ 234 $ 42 $ (2) $ 490 Average assets $ 69,364 $ 37,882 $ 2,088 $ 45,333 $ 154,667 Three Months Ended September 30, 2023 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 488 $ 760 $ 43 $ — $ 1,291 Provision for (benefit from) credit losses 87 70 2 (14) 145 Non-interest income 181 256 113 16 566 Non-interest expense 303 672 105 13 1,093 Income before income taxes 279 274 49 17 619 Income tax expense (benefit) 70 69 12 (22) 129 Net income $ 209 $ 205 $ 37 $ 39 $ 490 Average assets $ 70,032 $ 38,108 $ 2,018 $ 43,326 $ 153,484 Nine Months Ended September 30, 2024 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,359 $ 2,107 $ 122 $ — $ 3,588 Provision for (benefit from) credit losses 272 202 6 (113) 367 Non-interest income (loss) 657 780 374 (131) 1,680 Non-interest expense 950 1,800 333 121 3,204 Income (loss) before income taxes 794 885 157 (139) 1,697 Income tax expense (benefit) 199 221 40 (122) 338 Net income (loss) $ 595 $ 664 $ 117 $ (17) $ 1,359 Average assets $ 69,081 $ 37,974 $ 2,059 $ 43,884 $ 152,998 Nine Months Ended September 30, 2023 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,531 $ 2,410 $ 148 $ — $ 4,089 Provision for (benefit from) credit losses 252 208 6 (68) 398 Non-interest income 525 783 339 29 1,676 Non-interest expense 932 1,946 320 33 3,231 Income before income taxes 872 1,039 161 64 2,136 Income tax expense (benefit) 218 260 40 (65) 453 Net income $ 654 $ 779 $ 121 $ 129 $ 1,683 Average assets $ 69,773 $ 37,625 $ 2,053 $ 43,997 $ 153,448

Commitments, Contingencies and

Commitments, Contingencies and Guarantees	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitment, Contingencies and Guarantees	NOTE 12. COMMITMENTS, CONTINGENCIES AND GUARANTEES COMMERCIAL COMMITMENTS Regions issues off-balance sheet financial instruments in connection with lending activities. The credit risk associated with these instruments is essentially the same as that involved in extending loans to customers and is subject to Regions’ normal credit approval policies and procedures. Regions measures inherent risk associated with these instruments by recording a reserve for unfunded commitments based on an assessment of the likelihood that the guarantee will be funded and the creditworthiness of the customer or counterparty. Collateral is obtained based on management’s assessment of the creditworthiness of the customer. Credit risk is represented in unused commitments to extend credit, standby letters of credit and commercial letters of credit. Refer to Note 23 "Commitments, Contingencies and Guarantees" in the Annual Report on Form 10-K for the year ended December 31, 2023 for more information regarding these instruments. Credit risk associated with these instruments is represented by the contractual amounts indicated in the following table: September 30, 2024 December 31, 2023 (In millions) Unused commitments to extend credit $ 64,642 $ 63,631 Standby letters of credit 2,094 1,997 Commercial letters of credit 62 78 Liabilities associated with standby letters of credit 33 32 Assets associated with standby letters of credit 34 34 Reserve for unfunded credit commitments 121 124 LEGAL CONTINGENCIES Regions and its subsidiaries are routinely subject to actual or threatened legal proceedings, including litigation and regulatory matters, arising in the ordinary course of business. Litigation matters range from individual actions involving a single plaintiff to class action lawsuits and can involve claims for substantial or indeterminate alleged damages or for injunctive or other relief. Regulatory investigations and enforcement matters may involve formal or informal proceedings and other inquiries initiated by various governmental agencies, law enforcement authorities, and self-regulatory organizations, and can result in fines, penalties, restitution, changes to Regions’ business practices, and other related costs, including reputational damage. At any given time, these legal proceedings are at varying stages of adjudication, arbitration, or investigation, and may relate to a variety of topics, including common law tort and contract claims, as well as statutory consumer protection-related claims, among others. Assessment of exposure that could result from legal proceedings is complex because these proceedings often involve inherently unpredictable factors, including, but not limited to, the following: whether the proceeding is in early stages; whether damages or the amount of potential fines, penalties, and restitution are unspecified, unsupported, or uncertain; whether there is a potential for punitive or other pecuniary damages; whether the matter involves legal uncertainties, including novel issues of law; whether the matter involves multiple parties and/or jurisdictions; whether discovery or other investigation has begun or is not complete; whether material facts may be disputed or unsubstantiated; whether meaningful settlement discussions have commenced; and whether the matter involves class allegations. As a result of these complexities, Regions may be unable to develop an estimate or range of loss. Regions evaluates legal proceedings based on information currently available, including advice of counsel. Regions establishes accruals for those matters when a loss is considered probable and the related amount is reasonably estimable. Additionally, when it is practicable and reasonably possible that it may experience losses in excess of established accruals, Regions estimates possible loss contingencies. Regions currently estimates that the aggregate amount of reasonably possible losses that it may experience, in excess of what has been accrued, is immaterial. While the final outcomes of legal proceedings are inherently unpredictable, management is currently of the opinion that the outcomes of pending and threatened matters will not have a material effect on Regions’ business, consolidated financial position, results of operations or cash flows as a whole. As available information changes, the matters for which Regions is able to estimate, as well as the estimates themselves, will be adjusted accordingly. Regions’ estimates are subject to significant judgment and uncertainties, and the matters underlying the estimates will change from time to time. In the event of unexpected future developments, it is possible that an adverse outcome in any such matter could be material to Regions’ business, consolidated financial position, results of operations, or cash flows as a whole for any particular reporting period of occurrence. Some of Regions’ exposure with respect to loss contingencies may be offset by applicable insurance coverage. However, in determining the amounts of any accruals or estimates of possible loss contingencies, Regions does not take into account the availability of insurance coverage. To the extent that Regions has an insurance recovery, the proceeds are recorded in the period the recovery is received. GUARANTEES FANNIE MAE LOSS SHARE GUARANTEE Regions sells commercial loans to Fannie Mae through the DUS lending program and through other platforms. The DUS program provides liquidity to the multi-family housing market. Regions services loans sold to Fannie Mae and is required to provide a loss share guarantee equal to one-third of the principal balance for the majority of the commercial servicing portfolio. At September 30, 2024 and December 31, 2023, the Company's DUS servicing portfolio totaled approximately $6.7 billion and $6.2 billion, respectively. Regions has additional loans sold to Fannie Mae outside of the DUS program that are also subject to a loss share guarantee and at September 30, 2024 and December 31, 2023, these serviced loans totaled approximately $634 million and $653 million, respectively. Regions' maximum quantifiable contingent liability related to all loans subject to a loss share guarantee was approximately $2.3 billion at both September 30, 2024 and December 31, 2023. The Company would be liable for this amount only if all of the loans it services for Fannie Mae, for which the Company retains some risk of loss, were to default and all of the collateral underlying these loans was determined to be without value at the time of settlement. Therefore, the maximum quantifiable contingent liability is not representative of the actual loss the Company would be expected to incur. The estimated fair value of the associated loss share guarantee recorded as a liability on the Company's consolidated balance sheets was immaterial at both September 30, 2024 and December 31, 2023. Refer to Note 1 "Summary of Significant Accounting Policies" in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements	NOTE 13. RECENT ACCOUNTING PRONOUNCEMENTS The following table provides a brief description of accounting standards adopted in 2024 and those that could have a material impact to Regions’ consolidated financial statements upon adoption in the future. Standard Description Required Date of Adoption Effect on Regions' financial statements or other significant matters Standards Adopted (or partially adopted) in 2024 ASU 2023-02, Investments —Equity Method and Joint Ventures (Topic 323) Accounting for Investments in Tax Credit Structures This Update allows entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions were met. The Update also sets forth the conditions needed to apply the proportional amortization method. The Update further eliminates certain low income housing tax credit-specific guidance to align the accounting more closely for low income housing tax credits with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution apply only to tax equity investments accounted for using the proportional amortization method. January 1, 2024 Regions adopted this guidance as of January 1, 2024 with ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures The Update requires entities to provide disclosure of significant segment expenses, as defined within the standard, and requires that entities disclose other segment items by reportable segment. These disclosures are required to be made on an annual and interim basis. January 1, 2024 for the annual reporting period ending December 31, 2024 and for the interim reporting periods beginning in 2025. Regions adopted this guidance as of January 1, 2024 with Standards Not Yet Adopted ASU 2023-05, Business Combinations— This Update requires certain joint ventures, upon formation, to use a new basis of accounting by applying most aspects of the acquisition method for business combinations. New joint ventures generally will recognize and initially measure assets and liabilities at fair value. The Update is effective for all joint ventures with a formation date on or after January 1, 2025. Early adoption is permitted. January 1, 2025 The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption. ASU 2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative This Update incorporates into the Codification 14 of the 27 disclosures referred by the SEC in Release No. 33‐10532, Disclosure Update and Simplification. This Update clarifies and improves the disclosure and presentation requirements of a variety of Topics in the Codification to align with the SEC's regulations. The date on which the SEC’s removal of that related disclosure from Regulation S-X or Regulation S-K becomes effective. The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption. ASU 2023-09, Income Taxes (Topic 740) Improvements to Income Tax Disclosures The ASU improves the transparency of income tax disclosures by requiring (1) consistent categories and greater disaggregation of information in the rate reconciliation and (2) income taxes paid disaggregated by jurisdiction. It also includes certain other amendments to improve the effectiveness of income tax disclosures. January 1, 2025 The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption.

Basis Of Presentation (Policies

Basis Of Presentation (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis Of Presentation And Principles Of Consolidation	BASIS OF PRESENTATION AND PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of Regions, its subsidiaries and certain VIEs. See Note 1 in Regions’ Annual Report on Form 10-K for the year ended December 31, 2023 for additional information about consolidation principals surrounding VIEs. On January 1, 2024, the Company adopted new accounting guidance that allows entities to elect to account for qualifying tax credit investments using the proportional amortization method, on a tax-credit program by tax-credit program basis, if certain conditions are met. Regions adopted the guidance under the modified-retrospective transition approach, with an immaterial cumulative impact recorded to retained earnings. Previously, Regions recognized equity investments in economic development projects at cost, with periodic adjustments for impairment, and applied proportional amortization to investments in affordable housing projects in accordance with other guidance. Refer to Note 2 for additional disclosures.

Accounting Changes and Error Co

Accounting Changes and Error Corrections (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	RECENT ACCOUNTING PRONOUNCEMENTS The following table provides a brief description of accounting standards adopted in 2024 and those that could have a material impact to Regions’ consolidated financial statements upon adoption in the future. Standard Description Required Date of Adoption Effect on Regions' financial statements or other significant matters Standards Adopted (or partially adopted) in 2024 ASU 2023-02, Investments —Equity Method and Joint Ventures (Topic 323) Accounting for Investments in Tax Credit Structures This Update allows entities to elect to account for equity investments made primarily for the purpose of receiving income tax credits using the proportional amortization method, regardless of the tax credit program through which the investment earns income tax credits, if certain conditions were met. The Update also sets forth the conditions needed to apply the proportional amortization method. The Update further eliminates certain low income housing tax credit-specific guidance to align the accounting more closely for low income housing tax credits with the accounting for other equity investments in tax credit structures and require that the delayed equity contribution apply only to tax equity investments accounted for using the proportional amortization method. January 1, 2024 Regions adopted this guidance as of January 1, 2024 with ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures The Update requires entities to provide disclosure of significant segment expenses, as defined within the standard, and requires that entities disclose other segment items by reportable segment. These disclosures are required to be made on an annual and interim basis. January 1, 2024 for the annual reporting period ending December 31, 2024 and for the interim reporting periods beginning in 2025. Regions adopted this guidance as of January 1, 2024 with Standards Not Yet Adopted ASU 2023-05, Business Combinations— This Update requires certain joint ventures, upon formation, to use a new basis of accounting by applying most aspects of the acquisition method for business combinations. New joint ventures generally will recognize and initially measure assets and liabilities at fair value. The Update is effective for all joint ventures with a formation date on or after January 1, 2025. Early adoption is permitted. January 1, 2025 The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption. ASU 2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative This Update incorporates into the Codification 14 of the 27 disclosures referred by the SEC in Release No. 33‐10532, Disclosure Update and Simplification. This Update clarifies and improves the disclosure and presentation requirements of a variety of Topics in the Codification to align with the SEC's regulations. The date on which the SEC’s removal of that related disclosure from Regulation S-X or Regulation S-K becomes effective. The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption. ASU 2023-09, Income Taxes (Topic 740) Improvements to Income Tax Disclosures The ASU improves the transparency of income tax disclosures by requiring (1) consistent categories and greater disaggregation of information in the rate reconciliation and (2) income taxes paid disaggregated by jurisdiction. It also includes certain other amendments to improve the effectiveness of income tax disclosures. January 1, 2025 The adoption of this guidance is not likely to have a material impact. Regions will continue to evaluate through date of adoption.

Variable Interest Entities (Tab

Variable Interest Entities (Tables)	9 Months Ended
	Sep. 30, 2024
Disclosure Variable Interest Entities Schedule Of Equity Method Investments [Abstract]
Affordable Housing Tax Credit Investments	A summary of Regions’ tax credit investments and related loans and letters of credit, representing Regions’ maximum exposure to loss, is as follows: September 30, 2024 December 31, 2023 (In millions) Tax credit investments included in other assets $ 1,495 $ 1,415 Unfunded tax credit commitments included in other liabilities 589 592 Loans and letters of credit commitments 674 730 Funded portion of loans and letters of credit commitments 346 395 Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions) Tax credits and other tax benefits recognized $ 59 $ 51 $ 175 $ 151 Tax credit amortization expense included in income tax expense 49 42 142 125

Debt Securities (Tables)

Debt Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule Of Amortized Cost, Gross Unrealized Gains And Losses, And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity	NOTE 3. DEBT SECURITIES The amortized cost, gross unrealized gains and losses, and estimated fair value of debt securities held to maturity and debt securities available for sale are as follows: September 30, 2024 Recognized in OCI (1) Not recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 2,718 $ — $ (442) $ 2,276 $ — $ (16) $ 2,260 Commercial agency 512 — (1) 511 — (12) 499 $ 3,230 $ — $ (443) $ 2,787 $ — $ (28) $ 2,759 Debt securities available for sale: U.S. Treasury securities $ 2,102 $ 13 $ (69) $ 2,046 $ 2,046 Federal agency securities 461 6 (10) 457 457 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 21,564 199 (1,304) 20,459 20,459 Commercial agency 5,135 10 (223) 4,922 4,922 Commercial non-agency 92 — (7) 85 85 Corporate and other debt securities 734 6 (13) 727 727 $ 30,090 $ 234 $ (1,626) $ 28,698 $ 28,698 December 31, 2023 Recognized in OCI (1) Not recognized in OCI Amortized Gross Unrealized Gains Gross Unrealized Losses Carrying Value Gross Gross Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 247 $ — $ (8) $ 239 $ — $ (16) $ 223 Commercial agency 516 — (1) 515 — (22) 493 $ 763 $ — $ (9) $ 754 $ — $ (38) $ 716 Debt securities available for sale: U.S. Treasury securities $ 1,322 $ — $ (99) $ 1,223 $ 1,223 Federal agency securities 1,085 4 (46) 1,043 1,043 Obligations of states and political subdivisions 2 — — 2 2 Mortgage-backed securities: Residential agency 19,450 52 (2,130) 17,372 17,372 Commercial agency 7,807 2 (502) 7,307 7,307 Commercial non-agency 93 — (10) 83 83 Corporate and other debt securities 1,105 4 (35) 1,074 1,074 $ 30,864 $ 62 $ (2,822) $ 28,104 $ 28,104 _________ (1) Securities held to maturity gross unrealized losses recognized in OCI resulted from transfers of securities available for sale to held to maturity.
Schedule Of Cost And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity By Contractual Maturity	The amortized cost and estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Estimated (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ 2,718 $ 2,260 Commercial agency 512 499 $ 3,230 $ 2,759 Debt securities available for sale: Due in one year or less $ 411 $ 405 Due after one year through five years 2,023 1,967 Due after five years through ten years 726 731 Due after ten years 139 129 Mortgage-backed securities: Residential agency 21,564 20,459 Commercial agency 5,135 4,922 Commercial non-agency 92 85 $ 30,090 $ 28,698
Schedule Of Gross Unrealized Losses And Estimated Fair Value Of Securities Available For Sale and Held To Maturity	The following tables present gross unrealized losses and the related estimated fair value of debt securities held to maturity and debt securities available for sale at September 30, 2024 and December 31, 2023. For debt securities transferred to held to maturity from available for sale, the analysis in the tables below compares the securities' original amortized cost to its current estimated fair value. All securities in an unrealized position are segregated between investments that have been in a continuous unrealized loss position for less than twelve months and for twelve months or more. September 30, 2024 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ — $ — $ 2,260 $ (458) $ 2,260 $ (458) Commercial agency — — 499 (13) 499 (13) $ — $ — $ 2,759 $ (471) $ 2,759 $ (471) Debt securities available for sale: U.S Treasury securities $ 92 $ — $ 1,122 $ (69) $ 1,214 $ (69) Federal agency securities — — 200 (10) 200 (10) Mortgage-backed securities: Residential agency 1,216 (6) 12,079 (1,298) 13,295 (1,304) Commercial agency 383 (3) 3,709 (220) 4,092 (223) Commercial non-agency — — 84 (7) 84 (7) Corporate and other debt securities 18 — 444 (13) 462 (13) $ 1,709 $ (9) $ 17,638 $ (1,617) $ 19,347 $ (1,626) December 31, 2023 Less Than Twelve Months Twelve Months or More Total Estimated Gross Estimated Gross Estimated Gross (In millions) Debt securities held to maturity: Mortgage-backed securities: Residential agency $ — $ — $ 223 $ (23) $ 223 $ (23) Commercial agency — — 493 (23) 493 (23) $ — $ — $ 716 $ (46) $ 716 $ (46) Debt securities available for sale: U.S. Treasury securities $ 6 $ — $ 1,201 $ (99) $ 1,207 $ (99) Federal agency securities 237 (5) 666 (41) 903 (46) Mortgage-backed securities: Residential agency 241 (3) 15,144 (2,127) 15,385 (2,130) Commercial agency 612 (7) 6,583 (495) 7,195 (502) Commercial non-agency — — 82 (10) 82 (10) Corporate and other debt securities 23 — 879 (35) 902 (35) $ 1,119 $ (15) $ 24,555 $ (2,807) $ 25,674 $ (2,822)

Loans And The Allowance For C_2

Loans And The Allowance For Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Schedule Of Loan Portfolio, Net Of Unearned Income	The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income: September 30, 2024 December 31, 2023 (In millions) Commercial and industrial $ 49,565 $ 50,865 Commercial real estate mortgage—owner-occupied 4,873 4,887 Commercial real estate construction—owner-occupied 341 281 Total commercial 54,779 56,033 Commercial investor real estate mortgage 6,562 6,605 Commercial investor real estate construction 2,250 2,245 Total investor real estate 8,812 8,850 Residential first mortgage 20,125 20,207 Home equity lines 3,130 3,221 Home equity loans 2,404 2,439 Consumer credit card 1,372 1,341 Other consumer—exit portfolio 9 43 Other consumer 6,158 6,245 Total consumer 33,198 33,496 Total loans, net of unearned income $ 96,789 $ 98,379
Analysis Of The Allowance For Credit Losses By Portfolio Segment	Three Months Ended September 30, 2024 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2024 $ 736 $ 233 $ 652 $ 1,621 Provision for loan losses 47 10 46 103 Loan losses: Charge-offs (71) (12) (60) (143) Recoveries 15 — 11 26 Net loan losses (56) (12) (49) (117) Allowance for loan losses, September 30, 2024 727 231 649 1,607 Reserve for unfunded credit commitments, July 1, 2024 85 8 18 111 Provision for (benefit from) unfunded credit commitments 8 2 — 10 Reserve for unfunded credit commitments, September 30, 2024 93 10 18 121 Allowance for credit losses, September 30, 2024 $ 820 $ 241 $ 667 $ 1,728 Three Months Ended September 30, 2023 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, July 1, 2023 $ 708 $ 151 $ 654 $ 1,513 Provision for loan losses 25 17 93 135 Loan losses: Charge-offs (54) — (70) (124) Recoveries 13 — 10 23 Net loan losses (41) — (60) (101) Allowance for loan losses, September 30, 2023 692 168 687 1,547 Reserve for unfunded credit commitments, July 1, 2023 82 19 19 120 Provision for unfunded credit commitments 8 — 2 10 Reserve for unfunded credit commitments, September 30, 2023 90 19 21 130 Allowance for credit losses, September 30, 2023 $ 782 $ 187 $ 708 $ 1,677 Nine Months Ended September 30, 2024 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, January 1, 2024 $ 722 $ 192 $ 662 $ 1,576 Provision for loan losses 166 54 150 370 Loan losses: Charge-offs (194) (17) (196) (407) Recoveries 33 2 33 68 Net loan losses (161) (15) (163) (339) Allowance for loan losses, September 30, 2024 727 231 649 1,607 Reserve for unfunded credit commitments, January 1, 2024 92 13 19 124 Provision for (benefit from) unfunded credit losses 1 (3) (1) (3) Reserve for unfunded credit commitments, September 30, 2024 93 10 18 121 Allowance for credit losses, September 30, 2024 $ 820 $ 241 $ 667 $ 1,728 Nine Months Ended September 30, 2023 Commercial Investor Real Consumer Total (In millions) Allowance for loan losses, December 31, 2022 $ 665 $ 121 $ 678 $ 1,464 Cumulative effect of accounting guidance (1) (3) (3) (32) (38) Allowance for loan losses, January 1, 2023 (adjusted for change in accounting guidance) $ 662 $ 118 $ 646 $ 1,426 Provision for loan losses 141 50 195 386 Loan losses: Charge-offs (155) — (186) (341) Recoveries 44 — 32 76 Net loan losses (111) — (154) (265) Allowance for loan losses, September 30, 2023 692 168 687 1,547 Reserve for unfunded credit commitments, January 1, 2023 72 21 25 118 Provision for (benefit from) unfunded credit losses 18 (2) (4) 12 Reserve for unfunded credit commitments, September 30, 2023 90 19 21 130 Allowance for credit losses, September 30, 2023 $ 782 $ 187 $ 708 $ 1,677 _____
Financing Receivable Credit Quality Indicators	September 30, 2024 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2024 2023 2022 2021 2020 Prior (In millions) Commercial and industrial: Risk rating: Pass $ 5,714 $ 5,710 $ 6,969 $ 3,774 $ 1,775 $ 3,855 $ 18,878 $ — $ 99 $ 46,774 Special Mention 76 292 177 19 54 8 327 — — $ 953 Substandard Accrual 52 278 263 93 8 73 641 — — $ 1,408 Non-accrual 10 104 165 26 5 23 97 — — $ 430 Total commercial and industrial $ 5,852 $ 6,384 $ 7,574 $ 3,912 $ 1,842 $ 3,959 $ 19,943 $ — $ 99 $ 49,565 Commercial real estate mortgage—owner-occupied: Risk rating: Pass $ 630 $ 705 $ 845 $ 858 $ 544 $ 883 $ 94 $ — $ (5) $ 4,554 Special Mention 4 18 47 26 13 48 1 — — $ 157 Substandard Accrual 2 5 32 34 11 33 2 — — $ 119 Non-accrual 3 2 6 18 5 9 — — — $ 43 Total commercial real estate mortgage—owner-occupied: $ 639 $ 730 $ 930 $ 936 $ 573 $ 973 $ 97 $ — $ (5) $ 4,873 Commercial real estate construction—owner-occupied: Risk rating: Pass $ 98 $ 74 $ 43 $ 33 $ 21 $ 42 $ 6 $ — $ — $ 317 Special Mention — 6 8 — — — — — — $ 14 Substandard Accrual — — 4 — — — — — — $ 4 Non-accrual — — — — 1 5 — — — $ 6 Total commercial real estate construction—owner-occupied: $ 98 $ 80 $ 55 $ 33 $ 22 $ 47 $ 6 $ — $ — $ 341 Total commercial $ 6,589 $ 7,194 $ 8,559 $ 4,881 $ 2,437 $ 4,979 $ 20,046 $ — $ 94 $ 54,779 Commercial investor real estate mortgage: Risk rating: Pass $ 979 $ 854 $ 1,645 $ 996 $ 326 $ 248 $ 325 $ — $ (2) $ 5,371 Special Mention 63 38 209 39 79 9 4 — — $ 441 Substandard Accrual 146 63 120 24 — 2 108 — — $ 463 Non-accrual 139 46 51 — — 51 — — — $ 287 Total commercial investor real estate mortgage $ 1,327 $ 1,001 $ 2,025 $ 1,059 $ 405 $ 310 $ 437 $ — $ (2) $ 6,562 Commercial investor real estate construction: Risk rating: Pass $ 123 $ 340 $ 641 $ — $ — $ 2 $ 791 $ — $ (14) $ 1,883 Special Mention — 28 183 — — — 71 — — $ 282 Substandard Accrual — — 63 — — — 22 — — $ 85 Non-accrual — — — — — — — — — $ — Total commercial investor real estate construction $ 123 $ 368 $ 887 $ — $ — $ 2 $ 884 $ — $ (14) $ 2,250 Total investor real estate $ 1,450 $ 1,369 $ 2,912 $ 1,059 $ 405 $ 312 $ 1,321 $ — $ (16) $ 8,812 Residential first mortgage: FICO scores: Above 720 $ 825 $ 1,986 $ 2,798 $ 4,154 $ 4,087 $ 2,830 $ — $ — $ — $ 16,680 681-720 88 198 265 284 236 307 — — — 1,378 620-680 38 83 130 134 103 300 — — — 788 Below 620 8 60 131 141 95 425 — — — 860 Data not available 19 32 17 41 45 90 3 — 172 419 Total residential first mortgage $ 978 $ 2,359 $ 3,341 $ 4,754 $ 4,566 $ 3,952 $ 3 $ — $ 172 $ 20,125 September 30, 2024 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2024 2023 2022 2021 2020 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,314 $ 48 $ — $ 2,362 681-720 — — — — — — 344 10 — 354 620-680 — — — — — — 184 10 — 194 Below 620 — — — — — — 95 7 — 102 Data not available — — — — — — 83 5 30 118 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,020 $ 80 $ 30 $ 3,130 Home equity loans: FICO scores: Above 720 $ 252 $ 278 $ 322 $ 344 $ 171 $ 506 $ — $ — $ — $ 1,873 681-720 40 44 51 42 18 60 — — — 255 620-680 16 20 24 21 9 51 — — — 141 Below 620 1 6 13 14 5 38 — — — 77 Data not available 1 1 4 6 4 26 — — 16 58 Total home equity loans $ 310 $ 349 $ 414 $ 427 $ 207 $ 681 $ — $ — $ 16 $ 2,404 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 790 $ — $ — $ 790 681-720 — — — — — — 266 — — 266 620-680 — — — — — — 218 — — 218 Below 620 — — — — — — 106 — — 106 Data not available — — — — — — 23 — (31) (8) Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,403 $ — $ (31) $ 1,372 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ — $ — $ 5 $ — $ — $ — $ 5 681-720 — — — — — 1 — — — 1 620-680 — — — — — 2 — — — 2 Below 620 — — — — — 2 — — — 2 Data not available — — — — — — — — (1) (1) Total other consumer—exit portfolios $ — $ — $ — $ — $ — $ 10 $ — $ — $ — $ (1) $ 9 Other consumer (2) : FICO scores: Above 720 $ 717 $ 1,091 $ 1,387 $ 441 $ 246 $ 227 $ 116 $ — $ — $ 4,225 681-720 122 215 306 102 54 43 62 — — 904 620-680 63 126 203 72 33 28 51 — — 576 Below 620 12 47 120 45 21 16 32 — — 293 Data not available 82 4 10 7 5 161 2 — (111) 160 Total other consumer $ 996 $ 1,483 $ 2,026 $ 667 $ 359 $ 475 $ 263 $ — $ (111) $ 6,158 Total consumer loans $ 2,284 $ 4,191 $ 5,781 $ 5,848 $ 5,132 $ 5,118 $ 4,689 $ 80 $ 75 $ 33,198 Total Loans $ 10,323 $ 12,754 $ 17,252 $ 11,788 $ 7,974 $ 10,409 $ 26,056 $ 80 $ 153 $ 96,789 December 31, 2023 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2023 2022 2021 2020 2019 Prior (In millions) Commercial and industrial: Risk rating: Pass $ 8,272 $ 9,123 $ 5,267 $ 2,326 $ 1,376 $ 3,210 $ 18,561 $ — $ 53 $ 48,188 Special Mention 87 186 71 109 26 90 484 — — 1,053 Substandard Accrual 141 212 74 38 7 3 678 — — 1,153 Non-accrual 128 102 37 6 20 10 168 — — 471 Total commercial and industrial $ 8,628 $ 9,623 $ 5,449 $ 2,479 $ 1,429 $ 3,313 $ 19,891 $ — $ 53 $ 50,865 Commercial real estate mortgage—owner-occupied: Risk rating: Pass $ 799 $ 954 $ 988 $ 658 $ 343 $ 801 $ 76 $ — $ (5) $ 4,614 Special Mention 21 13 33 20 7 13 14 — — 121 Substandard Accrual 3 34 32 14 8 24 1 — — 116 Non-accrual 4 3 10 8 3 8 — — — 36 Total commercial real estate mortgage—owner-occupied: $ 827 $ 1,004 $ 1,063 $ 700 $ 361 $ 846 $ 91 $ — $ (5) $ 4,887 Commercial real estate construction—owner-occupied: Risk rating: Pass $ 89 $ 53 $ 44 $ 24 $ 11 $ 38 $ 3 $ — $ — $ 262 Special Mention — 7 — — — 1 — — — 8 Substandard Accrual — 1 — 1 — 1 — — — 3 Non-accrual 2 — — 2 — 4 — — — 8 Total commercial real estate construction—owner-occupied: $ 91 $ 61 $ 44 $ 27 $ 11 $ 44 $ 3 $ — $ — $ 281 Total commercial $ 9,546 $ 10,688 $ 6,556 $ 3,206 $ 1,801 $ 4,203 $ 19,985 $ — $ 48 $ 56,033 Commercial investor real estate mortgage: Risk rating: Pass $ 1,130 $ 1,587 $ 1,135 $ 488 $ 296 $ 110 $ 383 $ — $ (4) $ 5,125 Special Mention 269 247 52 59 30 — 90 — — 747 Substandard Accrual 134 197 — 67 67 3 32 — — 500 Non-accrual 99 57 37 — 12 28 — — — 233 Total commercial investor real estate mortgage $ 1,632 $ 2,088 $ 1,224 $ 614 $ 405 $ 141 $ 505 $ — $ (4) $ 6,605 Commercial investor real estate construction: Risk rating: Pass $ 256 $ 836 $ 280 $ 26 $ 2 $ 1 $ 649 $ — $ (15) $ 2,035 Special Mention — 122 — — — — 59 — — 181 Substandard Accrual — 25 — — — — 4 — — 29 Non-accrual — — — — — — — — — — Total commercial investor real estate construction $ 256 $ 983 $ 280 $ 26 $ 2 $ 1 $ 712 $ — $ (15) $ 2,245 Total investor real estate $ 1,888 $ 3,071 $ 1,504 $ 640 $ 407 $ 142 $ 1,217 $ — $ (19) $ 8,850 Residential first mortgage: FICO scores: Above 720 $ 1,939 $ 2,863 $ 4,358 $ 4,390 $ 816 $ 2,353 $ — $ — $ — $ 16,719 681-720 226 298 355 255 52 294 — — — 1,480 620-680 86 153 153 112 43 270 — — — 817 Below 620 21 90 122 87 53 389 — — — 762 Data not available 33 16 49 46 11 92 1 — 181 429 Total residential first mortgage $ 2,305 $ 3,420 $ 5,037 $ 4,890 $ 975 $ 3,398 $ 1 $ — $ 181 $ 20,207 December 31, 2023 Term Loans Revolving Loans Revolving Loans Converted to Amortizing Unallocated (1) Total 2023 2022 2021 2020 2019 Prior (In millions) Home equity lines: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 2,399 $ 45 $ — $ 2,444 681-720 — — — — — — 346 11 — 357 620-680 — — — — — — 184 9 — 193 Below 620 — — — — — — 97 7 — 104 Data not available — — — — — — 85 5 33 123 Total home equity lines $ — $ — $ — $ — $ — $ — $ 3,111 $ 77 $ 33 $ 3,221 Home equity loans: FICO scores: Above 720 $ 322 $ 370 $ 397 $ 205 $ 93 $ 529 $ — $ — $ — $ 1,916 681-720 53 62 49 22 14 60 — — — 260 620-680 19 27 23 8 8 52 — — — 137 Below 620 2 8 12 5 7 35 — — — 69 Data not available 1 4 5 3 3 25 — — 16 57 Total home equity loans $ 397 $ 471 $ 486 $ 243 $ 125 $ 701 $ — $ — $ 16 $ 2,439 Consumer credit card: FICO scores: Above 720 $ — $ — $ — $ — $ — $ — $ 780 $ — $ — $ 780 681-720 — — — — — — 254 — — 254 620-680 — — — — — — 210 — — 210 Below 620 — — — — — — 95 — — 95 Data not available — — — — — — 20 — (18) 2 Total consumer credit card $ — $ — $ — $ — $ — $ — $ 1,359 $ — $ (18) $ 1,341 Other consumer—exit portfolios: FICO scores: Above 720 $ — $ — $ — $ — $ 2 $ 22 $ — $ — $ — $ 24 681-720 — — — — 1 4 — — — 5 620-680 — — — — — 5 — — — 5 Below 620 — — — — 1 7 — — — 8 Data not available — — — — — 1 — — — 1 Total other consumer—exit portfolios $ — $ — $ — $ — $ 4 $ 39 $ — $ — $ — $ 43 Other consumer (2) : FICO scores: Above 720 $ 1,312 $ 1,519 $ 501 $ 284 $ 155 $ 118 $ 119 $ — $ — $ 4,008 681-720 270 409 136 74 34 29 67 — — 1,019 620-680 178 294 103 50 21 20 53 — — 719 Below 620 52 147 65 31 14 13 30 — — 352 Data not available 94 10 7 5 114 65 1 — (149) 147 Total other consumer $ 1,906 $ 2,379 $ 812 $ 444 $ 338 $ 245 $ 270 $ — $ (149) $ 6,245 Total consumer loans $ 4,608 $ 6,270 $ 6,335 $ 5,577 $ 1,442 $ 4,383 $ 4,741 $ 77 $ 63 $ 33,496 Total Loans $ 16,042 $ 20,029 $ 14,395 $ 9,423 $ 3,650 $ 8,728 $ 25,943 $ 77 $ 92 $ 98,379 ________ (1) These amounts consist of fees that are not allocated at the loan level and loans serviced by third parties wherein Regions does not receive FICO or vintage information. (2) Other consumer class includes overdrafts which are included in the current vintage year. The following tables present gross charge-offs by vintage year for the nine months ended September 30, 2024 and 2023. Nine Months Ended September 30, 2024 Term Loans Revolving Loans Total 2024 2023 2022 2021 2020 Prior (In millions) Commercial and industrial $ 6 $ 52 $ 51 $ 12 $ 6 $ 9 $ 56 $ 192 Commercial real estate mortgage—owner-occupied — — — 1 — 1 — 2 Total commercial 6 52 51 13 6 10 56 194 Commercial investor real estate mortgage — — 6 5 — 6 — 17 Total investor real estate — — 6 5 — 6 — 17 Residential first mortgage — — — — — 1 — 1 Home equity lines — — — — — — 3 3 Consumer credit card — — — — — — 47 47 Other consumer—exit portfolios — — — — — 1 — 1 Other consumer (1) 28 30 46 15 7 11 7 144 Total consumer 28 30 46 15 7 13 57 196 Total gross charge-offs $ 34 $ 82 $ 103 $ 33 $ 13 $ 29 $ 113 $ 407 Nine Months Ended September 30, 2023 Term Loans Revolving Loans Total 2023 2022 2021 2020 2019 Prior (In millions) Commercial and industrial $ 3 $ 49 $ 47 $ 22 $ 12 $ 12 $ 9 $ 154 Commercial real estate mortgage—owner-occupied 1 — — — — — — 1 Total commercial 4 49 47 22 12 12 9 155 Residential first mortgage — — — — — 1 — 1 Home equity lines — — — — — — 3 3 Home equity loans — — — — — 1 — 1 Consumer credit card — — — — — — 38 38 Other consumer—exit portfolios — — — — 4 7 — 11 Other consumer (1) 38 40 25 13 7 9 — 132 Total consumer 38 40 25 13 11 18 41 186 Total gross charge-offs $ 42 $ 89 $ 72 $ 35 $ 23 $ 30 $ 50 $ 341 ______ (1) Other consumer class includes overdraft gross charge-offs. The majority of overdraft gross charge-offs for the nine months ended September 30, 2024 and 2023 are included in the current vintage year.
Past Due Financing Receivables	The following tables include an aging analysis of DPD and loans on non-accrual status for each portfolio segment and class as of September 30, 2024 and December 31, 2023. Loans on non-accrual status with no related allowance totaled $195 million and $280 million and were comprised of commercial and investor real estate loans at September 30, 2024 and December 31, 2023, respectively. Non–accrual loans with no related allowance typically include loans where the underlying collateral is deemed sufficient to recover all remaining principal. Loans that have been fully charged-off do not appear in the tables below. September 30, 2024 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 39 $ 43 $ 3 $ 85 $ 49,135 $ 430 $ 49,565 Commercial real estate mortgage—owner-occupied 3 1 1 5 4,830 43 4,873 Commercial real estate construction—owner-occupied — — — — 335 6 341 Total commercial 42 44 4 90 54,300 479 54,779 Commercial investor real estate mortgage 45 — 40 85 6,275 287 6,562 Commercial investor real estate construction — — — — 2,250 — 2,250 Total investor real estate 45 — 40 85 8,525 287 8,812 Residential first mortgage 112 55 121 288 20,102 23 20,125 Home equity lines 15 9 16 40 3,104 26 3,130 Home equity loans 8 4 7 19 2,398 6 2,404 Consumer credit card 10 9 19 38 1,372 — 1,372 Other consumer—exit portfolios 1 — — 1 9 — 9 Other consumer 45 22 22 89 6,158 — 6,158 Total consumer 191 99 185 475 33,143 55 33,198 $ 278 $ 143 $ 229 $ 650 $ 95,968 $ 821 $ 96,789 December 31, 2023 Accrual Loans 30-59 DPD 60-89 DPD 90+ DPD Total Total Non-accrual Total (In millions) Commercial and industrial $ 43 $ 21 $ 11 $ 75 $ 50,394 $ 471 $ 50,865 Commercial real estate mortgage—owner-occupied 3 2 — 5 4,851 36 4,887 Commercial real estate construction—owner-occupied — 1 — 1 273 8 281 Total commercial 46 24 11 81 55,518 515 56,033 Commercial investor real estate mortgage — — 23 23 6,372 233 6,605 Commercial investor real estate construction — — — — 2,245 — 2,245 Total investor real estate — — 23 23 8,617 233 8,850 Residential first mortgage 104 48 95 247 20,185 22 20,207 Home equity lines 17 10 20 47 3,192 29 3,221 Home equity loans 10 4 7 21 2,433 6 2,439 Consumer credit card 11 8 20 39 1,341 — 1,341 Other consumer—exit portfolios 2 1 — 3 43 — 43 Other consumer 60 31 29 120 6,245 — 6,245 Total consumer 204 102 171 477 33,439 57 33,496 $ 250 $ 126 $ 205 $ 581 $ 97,574 $ 805 $ 98,379
Modifications by class and segment	For each portfolio segment and class, the following tables present the end of period balances of new modifications to troubled borrowers and the related percentage of the loan portfolio period-end balance by the type of modification that occurred in the three and nine months ended September 30, 2024 and 2023. Three Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Other Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 21 0.04 % $ — — % $ 33 0.07 % $ — — % $ 54 0.11 % Commercial real estate mortgage—owner-occupied 2 0.04 % — — % — — % — — % 2 0.04 % Total commercial 23 0.04 % — — % 33 0.06 % — — % 56 0.10 % Commercial investor real estate mortgage 72 1.10 % — — % — — % 29 0.44 % 101 1.54 % Total investor real estate 72 0.82 % — — % — — % 29 0.33 % 101 1.14 % Residential first mortgage 37 0.18 % 1 0.01 % 2 0.01 % — — % 40 0.20 % Home equity lines — — % — — % 4 0.13 % — — % 4 0.13 % Home equity loans 1 0.05 % — — % 2 0.08 % — — % 3 0.13 % Total consumer 38 0.11 % 1 — % 8 0.02 % — — % 47 0.14 % $ 133 0.14 % $ 1 — % $ 41 0.04 % $ 29 0.03 % $ 204 0.21 % Three Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 197 0.38 % $ 9 0.02 % $ — — % $ 48 0.09 % $ 254 0.49 % Commercial real estate mortgage—owner-occupied 3 0.06 % — — % — — % — — % 3 0.06 % Total commercial 200 0.35 % 9 0.02 % — — % 48 0.08 % 257 0.45 % Commercial investor real estate mortgage 89 1.39 % — — % — — % — — % 89 1.39 % Commercial investor real estate construction 2 0.08 % — — % — — % — — % 2 0.08 % Total investor real estate 91 1.04 % — — % — — % — — % 91 1.04 % Residential first mortgage 25 0.12 % 2 0.01 % 1 0.01 % — — % 28 0.14 % Home equity lines — — % — — % 2 0.04 % — — % 2 0.05 % Home equity loans 1 0.04 % — — % 1 0.05 % — — % 2 0.09 % Total consumer 26 0.08 % 2 0.01 % 4 0.01 % — — % 32 0.10 % Total $ 317 0.32 % $ 11 0.01 % $ 4 — % $ 48 0.05 % $ 380 0.38 % Nine Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Other Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 51 0.10 % $ — — % $ 33 0.07 % $ — — % $ 84 0.17 % Commercial real estate mortgage—owner-occupied 4 0.08 % — — % — — % — — % 4 0.09 % Total commercial 55 0.10 % — — % 33 0.06 % — — % 88 0.16 % Commercial investor real estate mortgage 99 1.51 % — — % — — % 29 0.44 % 128 1.95 % Total investor real estate 99 1.13 % — — % — — % 29 0.33 % 128 1.46 % Residential first mortgage 115 0.57 % 2 0.01 % 4 0.02 % — — % 121 0.60 % Home equity lines — 0.01 % — — % 7 0.21 % — — % 7 0.22 % Home equity loans 3 0.13 % — — % 6 0.24 % — — % 9 0.37 % Total consumer 118 0.36 % 2 0.01 % 17 0.05 % — — % 137 0.41 % $ 272 0.28 % $ 2 — % $ 50 0.05 % $ 29 0.03 % $ 353 0.36 % Nine Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Total $ % (1) $ % (1) $ % (1) $ % (1) $ % (1) (Dollars in millions) Commercial and industrial $ 255 0.49 % $ 148 0.29 % $ — — % $ 48 0.09 % $ 451 0.87 % Commercial real estate mortgage—owner-occupied 9 0.18 % — — % — — % — — % 9 0.18 % Commercial real estate construction—owner-occupied 2 0.71 % — — % — — % — — % 2 0.86 % Total commercial 266 0.47 % 148 0.26 % — — % 48 0.08 % 462 0.81 % Commercial investor real estate mortgage 151 2.35 % — — % — — % — — % 151 2.35 % Commercial investor real estate construction 2 0.08 % — — % — — % — — % 2 0.08 % Total investor real estate 153 1.75 % — — % — — % — — % 153 1.75 % Residential first mortgage 72 0.36 % 3 0.01 % 3 0.02 % — — % 78 0.39 % Home equity lines 1 0.02 % — — % 2 0.08 % — — % 3 0.10 % Home equity loans 3 0.13 % — — % 4 0.15 % — — % 7 0.29 % Total consumer 76 0.23 % 3 0.01 % 9 0.03 % — — % 88 0.26 % Total $ 495 0.45 % $ 151 0.15 % $ 9 0.01 % $ 48 0.05 % $ 703 0.71 % ____ (1) Amounts calculated based upon whole dollar values.
Financial impact of modifications to troubled borrowers	The following tables present the financial impact of modifications to troubled borrowers during the three and nine months ended September 30, 2024 and 2023 by portfolio segment, class of financing receivable, and the type of modification. The tables include new modifications to troubled borrowers, as well as renewals of existing modifications to troubled borrowers. Three Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate (In years, except for percentage data) Commercial and industrial 1.08 — 1.17 less than 2% Commercial real estate mortgage—owner-occupied 1.42 — — — Commercial investor real estate mortgage 0.17 — — — Residential first mortgage 7 0.42 4 less than 1% Home equity lines — — 24 2 % Home equity loans 16 — 24 3 % Three Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate Weighted-Average Term Extension Weighted-Average Payment Deferral (In years, except for percentage data) Commercial and industrial 0.67 0.25 — — 2 2 Commercial real estate mortgage—owner-occupied 0.92 — — — — — Commercial investor real estate mortgage 0.58 — — — — — Commercial investor real estate construction 0.42 — — — — — Residential first mortgage 7 0.92 7 1 % — — Home equity lines — — 20 2 % — — Home equity loans 12 — 15 2 % — — Nine Months Ended September 30, 2024 Term Extension Payment Deferral Term Extension and Interest Rate Modification Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate (In years, except for percentage data) Commercial and industrial 1.83 — 1.17 less than 2% Commercial real estate mortgage—owner-occupied 1.00 — — — Commercial investor real estate mortgage 0.75 — — — Residential first mortgage 7 0.5 5 less than 1% Home equity lines — — 23 2 % Home equity loans 12 — 25 2 % Nine Months Ended September 30, 2023 Term Extension Payment Deferral Term Extension and Interest Rate Modification Term Extension and Payment Deferral Weighted-Average Term Extension Weighted-Average Payment Deferral Weighted-Average Term Extension Weighted-Average Reduction in Interest Rate Weighted-Average Term Extension Weighted-Average Payment Deferral (In years, except for percentage data) Commercial and industrial 0.75 0.5 — — 2 2 Commercial real estate mortgage—owner-occupied 0.83 — — — — — Commercial real estate construction—owner-occupied 0.25 — — — Commercial investor real estate mortgage 0.67 — — — — — Commercial investor real estate construction 0.42 — — — — — Residential first mortgage 6 0.92 7 1 % — — Home equity lines 18 — 19 2 % — — Home equity loans 14 — 15 2 % — —
Aging and non-accrual performance for modifications to troubled borrowers	The following tables include the end of period balances of aging and non-accrual performance for modifications to troubled borrowers modified in the previous twelve-month period by portfolio segment and class as of September 30, 2024 and in the previous nine-month period since adoption of the related accounting guidance by portfolio segment and class as of September 30, 2023. Refer to Note 1 and Note 5 in the Annual Report on Form 10-K for the year ended December 31, 2023 for additional information on the adoption of new accounting guidance. September 30, 2024 Current 30-89 DPD 90+ DPD Non-Performing Loans Total (In millions) Commercial and industrial $ 101 $ — $ — $ 46 $ 147 Commercial real estate mortgage—owner-occupied 3 — — 2 5 Total commercial 104 — — 48 152 Commercial investor real estate mortgage 103 27 — 134 264 Total investor real estate 103 27 — 134 264 Residential first mortgage 106 20 11 5 142 Home equity lines 7 — — 1 8 Home equity loans 8 1 — 1 10 Total consumer 121 21 11 7 160 $ 328 $ 48 $ 11 $ 189 $ 576 September 30, 2023 Current 30-89 DPD 90+ DPD Non-Performing Loans Total (In millions) Commercial and industrial $ 258 $ 2 $ 5 $ 186 $ 451 Commercial real estate mortgage—owner-occupied 4 — — 5 9 Commercial real estate construction—owner-occupied — — — 2 2 Total commercial 262 2 5 193 462 Commercial investor real estate mortgage 40 48 — 63 151 Commercial investor real estate construction 2 — — — 2 Total investor real estate 42 48 — 63 153 Residential first mortgage 63 10 3 2 78 Home equity lines 3 — — — 3 Home equity loans 5 — — 2 7 Total consumer 71 10 3 4 88 $ 375 $ 60 $ 8 $ 260 $ 703

Servicing of Financial Assets (

Servicing of Financial Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Transfers and Servicing of Financial Assets [Abstract]
Schedule of Residential Mortgage Servicing Rights Under The Fair Value Measurement Method	The table below presents an analysis of residential MSRs under the fair value measurement method: Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions) Carrying value, beginning of period $ 1,020 $ 801 $ 906 $ 812 Additions 8 8 20 20 Purchases (1) 4 106 134 138 Increase (decrease) in fair value (2) : Due to change in valuation inputs or assumptions (28) 45 4 41 Economic amortization associated with borrower repayments (3) (33) (28) (93) (79) Carrying value, end of period $ 971 $ 932 $ 971 $ 932 _________ (1) Purchases of residential MSRs can be structured with cash hold back provisions, therefore the timing of payment may be made in future periods. (2) Included in mortgage income. Amounts presented exclude offsetting impact from related derivatives. (3)
Data And Assumptions Used In The Fair Value Calculation As Well As The Valuation's Sensitivity To Rate Fluctuations Related To Mortgage Servicing Rights	Data and assumptions used in the fair value calculation, as well as the valuation’s sensitivity to rate fluctuations, related to residential MSRs (excluding related derivative instruments): September 30 2024 2023 (Dollars in millions) Unpaid principal balance $ 68,361 $ 61,452 Weighted-average CPR (%) 9.0 % 7.7 % Estimated impact on fair value of a 10% increase $ (46) $ (59) Estimated impact on fair value of a 20% increase $ (87) $ (100) Option-adjusted spread (basis points) 496 483 Estimated impact on fair value of a 10% increase $ (21) $ (20) Estimated impact on fair value of a 20% increase $ (43) $ (40) Weighted-average coupon interest rate 3.8 % 3.7 % Weighted-average remaining maturity (months) 298 303 Weighted-average servicing fee (basis points) 27.3 27.3

Stockholders' Equity and Accu_2

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Summary of the non-cumulative perpetual preferred stock	The following table presents a summary of the non-cumulative perpetual preferred stock: September 30, 2024 December 31, 2023 Issuance Date Earliest Redemption Date Dividend Rate (1) Liquidation Amount Liquidation preference per Share Liquidation preference per Depositary Share Ownership Interest per Depositary Share Shares Issued and Outstanding Carrying Amount Carrying Amount (Dollars in millions, except for share and per share amounts) Series B (2) 4/29/2014 9/15/2024 6.375 % $ — $ 1,000 $ 25 1/40th — $ — $ 433 Series C 4/30/2019 5/15/2029 5.700 % (3) 500 1,000 25 1/40th 500,000 490 490 Series D 6/5/2020 9/15/2025 5.750 % (4) 350 100,000 1,000 1/100th 3,500 346 346 Series E 5/4/2021 6/15/2026 4.450 % 400 1,000 25 1/40th 400,000 390 390 Series F 7/29/2024 9/15/2029 6.950 % (5) 500 1,000 25 1/40th 500,000 489 — $ 1,750 1,403,500 $ 1,715 $ 1,659 _________ (1) Dividends on all series of preferred stock, if declared, accrue and are payable quarterly in arrears. (2) The shares were fully redeemed on September 16, 2024. (3) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to August 15, 2029, 5.700%, and (ii) for each period beginning on or after August 15, 2029, three-month CME Term SOFR plus 3.410% which includes a 0.262% spread adjustment for the transition to SOFR in accordance with ISDA protocols. (4) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2025, 5.750%, and (ii) for each period beginning on or after September 15, 2025, the five-year Treasury rate as of the most recent reset dividend determination date plus 5.426%. (5) Dividends, if declared, will be paid quarterly at an annual rate equal to (i) for each period beginning prior to September 15, 2024, 6.950% and (ii) for each period beginning on or after September 15, 2029, the five-year Treasury rate as of the most recent reset dividend determination date plus 2.771%
Schedule of Accumulated Other Comprehensive Income (Loss)	The following tables present the balances and activity in AOCI on a pre-tax and net of tax basis for the three and nine months ended September 30, 2024 and 2023 : Three Months Ended September 30, 2024 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,379) $ 1,114 $ (3,265) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (8) $ 1 $ (7) Unrealized gains (losses) on securities transferred from available for sale during the period (436) 111 (325) Reclassification adjustments for amortization on unrealized losses on securities transferred to held for maturity (2) 1 — 1 Change in AOCI from securities held to maturity activity in the period (435) 111 (324) Ending balance $ (443) $ 112 $ (331) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,074) $ 783 $ (2,291) Unrealized (gains) losses on securities transferred to held to maturity during the period 436 (111) 325 Unrealized gains (losses) arising during the period 1,168 (298) 870 Reclassification adjustments for securities (gains) losses realized in net income (3) 78 (20) 58 Change in AOCI from securities available for sale activity in the period 1,682 (429) 1,253 Ending balance $ (1,392) $ 354 $ (1,038) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (703) $ 179 $ (524) Unrealized gains (losses) on derivatives arising during the period 475 (121) 354 Reclassification adjustments for (gains) losses realized in net income (2) 110 (28) 82 Change in AOCI from derivative activity in the period 585 (149) 436 Ending balance $ (118) $ 30 $ (88) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (594) $ 151 $ (443) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 7 (1) 6 Ending balance $ (587) $ 150 $ (437) Total other comprehensive income (loss) 1,839 (468) 1,371 Total accumulated other comprehensive income (loss), end of period $ (2,540) $ 646 $ (1,894) Three Months Ended September 30, 2023 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,613) $ 1,173 $ (3,440) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (10) $ 2 $ (8) Reclassification adjustments for amortization on unrealized losses (2) — — — Ending balance $ (10) $ 2 $ (8) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,328) $ 846 $ (2,482) Unrealized gains (losses) arising during the period (798) 203 (595) Reclassification adjustments for securities (gains) losses realized in net income (3) 1 — 1 Change in AOCI from securities available for sale activity in the period (797) 203 (594) Ending balance $ (4,125) $ 1,049 $ (3,076) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (719) $ 183 $ (536) Unrealized gains (losses) on derivatives arising during the period (367) 93 (274) Reclassification adjustments for (gains) losses realized in net income (2) 82 (21) 61 Change in AOCI from derivative activity in the period (285) 72 (213) Ending balance $ (1,004) $ 255 $ (749) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (556) $ 142 $ (414) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 14 (3) 11 Ending balance $ (542) $ 139 $ (403) Total other comprehensive income (loss) (1,068) 272 (796) Total accumulated other comprehensive income (loss), end of period $ (5,681) $ 1,445 $ (4,236) Nine Months Ended September 30, 2024 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (3,773) $ 961 $ (2,812) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (9) $ 1 $ (8) Unrealized gains (losses) on securities transferred from available for sale during the period (436) 111 (325) Reclassification adjustments for amortization on unrealized losses on securities transferred to held for maturity (2) 2 — 2 Change in AOCI from securities held to maturity activity in the period (434) 111 (323) Ending balance $ (443) $ 112 $ (331) Unrealized gains (losses) on securities available for sale: Beginning balance $ (2,759) $ 703 $ (2,056) Unrealized (gains) losses on securities transferred to held to maturity during the period 436 (111) 325 Unrealized gains (losses) arising during the period 753 (193) 560 Reclassification adjustments for securities (gains) losses realized in net income (3) 178 (45) 133 Change in AOCI from securities available for sale activity in the period 1,367 (349) 1,018 Ending balance $ (1,392) $ 354 $ (1,038) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (399) $ 102 $ (297) Unrealized gains (losses) on derivatives arising during the period (62) 16 (46) Reclassification adjustments for (gains) losses realized in net income (2) 343 (88) 255 Change in AOCI from derivative activity in the period 281 (72) 209 Ending balance $ (118) $ 30 $ (88) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (606) $ 155 $ (451) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 19 (5) 14 Ending balance $ (587) $ 150 $ (437) Total other comprehensive income (loss) 1,233 (315) 918 Total accumulated other comprehensive income (loss), end of period $ (2,540) $ 646 $ (1,894) Nine Months Ended September 30, 2023 Pre-tax AOCI Activity Tax Effect (1) Net AOCI Activity (In millions) Total accumulated other comprehensive income (loss), beginning of period $ (4,481) $ 1,138 $ (3,343) Unrealized losses on securities transferred to held to maturity: Beginning balance $ (11) $ 2 $ (9) Reclassification adjustments for amortization on unrealized losses (2) 1 — 1 Ending balance $ (10) $ 2 $ (8) Unrealized gains (losses) on securities available for sale: Beginning balance $ (3,433) $ 872 $ (2,561) Unrealized gains (losses) arising during the period (695) 177 (518) Reclassification adjustments for securities (gains) losses realized in net income (3) 3 — 3 Change in AOCI from securities available for sale activity in the period (692) 177 (515) Ending balance $ (4,125) $ 1,049 $ (3,076) Unrealized gains (losses) on derivative instruments designated as cash flow hedges: Beginning balance $ (468) $ 119 $ (349) Unrealized gains (losses) on derivatives arising during the period (665) 169 (496) Reclassification adjustments for (gains) losses realized in net income (2) 129 (33) 96 Change in AOCI from derivative activity in the period (536) 136 (400) Ending balance $ (1,004) $ 255 $ (749) Defined benefit pension plans and other post employment benefit plans: Beginning balance $ (569) $ 145 $ (424) Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (4) 27 (6) 21 Ending balance $ (542) $ 139 $ (403) Total other comprehensive income (loss) (1,200) 307 (893) Total accumulated other comprehensive income (loss), end of period $ (5,681) $ 1,445 $ (4,236) ____ (1) The impact of all AOCI activity is shown net of the related tax impact, calculated using an effective tax rate of approximately 25 percent. (2) Reclassification amount is recognized in net interest income in the consolidated statements of income. (3) Reclassification amount is recognized in securities gains (losses), net in the consolidated statements of income. (4) Reclassification amount is recognized in other non-interest expense in the consolidated statements of income. Additionally, these accumulated other comprehensive income (loss) components are included in the computation of net periodic pension cost (see Note 8 for additional details).

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table sets forth the computation of basic earnings per common share and diluted earnings per common share: Three Months Ended September 30 Nine Months Ended September 30 2024 2023 2024 2023 (In millions, except per share data) Numerator: Net income $ 490 $ 490 $ 1,359 $ 1,683 Preferred stock dividends and other (1) (44) (25) (93) (74) Net income available to common shareholders $ 446 $ 465 $ 1,266 $ 1,609 Denominator: Weighted-average common shares outstanding—basic $ 914 $ 939 $ 917 $ 938 Potential common shares 4 1 2 2 Weighted-average common shares outstanding—diluted $ 918 $ 940 $ 919 $ 940 Earnings per common share: Basic $ 0.49 $ 0.49 $ 1.38 $ 1.72 Diluted 0.49 0.49 $ 1.38 $ 1.71 ______ (1) Preferred stock dividends and other for the three and nine months ended September 30, 2024 included $15 million of issuance costs associated with the redemption of Series B preferred shares in the third quarter of 2024. See Note 6 for additional information.

Pension and Other Postretirem_2

Pension and Other Postretirement Benefits (Tables)	9 Months Ended
	Sep. 30, 2024
Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Abstract]
Components Of Net Periodic Benefit Costs	Net periodic pension cost included the following components: Three Months Ended September 30 Qualified Plans Non-qualified Plans Total 2024 2023 2024 2023 2024 2023 (In millions) Service cost $ 6 $ 6 $ — $ — $ 6 $ 6 Interest cost 21 22 2 2 23 24 Expected return on plan assets (31) (30) — — (31) (30) Amortization of actuarial loss 7 5 — 2 7 7 Settlement charge — — — 7 — 7 Net periodic pension cost $ 3 $ 3 $ 2 $ 11 $ 5 $ 14 Nine Months Ended September 30 Qualified Plans Non-qualified Plans Total 2024 2023 2024 2023 2024 2023 (In millions) Service cost $ 16 $ 17 $ 1 $ 1 $ 17 $ 18 Interest cost 62 64 4 5 66 69 Expected return on plan assets (93) (90) — — (93) (90) Amortization of actuarial loss 18 17 1 3 19 20 Settlement charge — — — 7 — 7 Net periodic pension cost $ 3 $ 8 $ 6 $ 16 $ 9 $ 24

Derivative Financial Instrume_2

Derivative Financial Instruments and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule Of Derivative Instruments Notional And Fair Values	The following tables present the notional amount and estimated fair value of derivative instruments. September 30, 2024 December 31, 2023 Notional Amount (1) Estimated Fair Value Notional Estimated Fair Value Gain (1) Loss (1) Gain (1) Loss (1) (In millions) Derivatives in fair value hedging relationships: Interest rate swaps $ 4,934 $ 4 $ 85 $ 2,975 $ 1 $ 121 Derivatives in cash flow hedging relationships: Interest rate swaps 32,300 101 307 29,550 43 580 Interest rate options 2,000 12 6 2,000 21 13 Total derivatives in cash flow hedging relationships 34,300 113 313 31,550 64 593 Total derivatives designated as hedging instruments $ 39,234 $ 117 $ 398 $ 34,525 $ 65 $ 714 Derivatives not designated as hedging instruments: Interest rate swaps $ 99,981 $ 1,330 $ 1,258 $ 99,892 $ 1,769 $ 1,718 Interest rate options 12,151 40 27 13,497 66 57 Interest rate futures and forward commitments 1,376 7 2 655 7 12 Other contracts 12,497 146 123 12,007 198 190 Total derivatives not designated as hedging instruments $ 126,006 $ 1,523 $ 1,410 $ 126,051 $ 2,040 $ 1,977 Total derivatives $ 165,240 $ 1,640 $ 1,808 $ 160,576 $ 2,105 $ 2,691 Total gross derivative instruments, before netting $ 1,640 $ 1,808 $ 2,105 $ 2,691 Less: Netting adjustments (2) 1,434 1,124 2,029 1,560 Total gross derivative instruments, after netting $ 206 $ 684 $ 76 $ 1,131 _________ (1) Derivatives in a gain position are recorded as other assets and derivatives in a loss position are recorded as other liabilities on the consolidated balance sheets. Includes accrued interest as applicable. The table reflects net notional presentation and gross asset and liability presentation to capture the economic impact of the trades. (2)
Schedule Of Effect Of Hedging Derivative Instruments On Statements Of Operations	The following tables present the effect of hedging derivative instruments on the consolidated statements of income and the total amounts for the respective line items affected: Three Months Ended September 30, 2024 Interest Income Interest Income Interest Expense Interest Expense Debt securities Loans, including fees Long-term borrowings Deposits (In millions) Total income (expense) presented in the consolidated statements of income $ 241 $ 1,463 $ (85) $ (507) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 2 $ — $ (18) $ — Recognized on derivatives (8) — 39 1 Recognized on hedged items 9 — (39) (1) Income (expense) recognized on fair value hedges $ 3 $ — $ (18) $ — Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (110) $ — $ — Income (expense) recognized on cash flow hedges $ — $ (110) $ — $ — Three Months Ended September 30, 2023 Interest Income Interest Income Interest Expense Debt securities Loans, including fees Long-term borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 185 $ 1,462 $ (69) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ — $ (18) Recognized on derivatives — — (3) Recognized on hedged items — — 3 Income (expense) recognized on fair value hedges $ — $ — $ (18) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (82) $ — Income (expense) recognized on cash flow hedges $ — $ (82) $ — Nine Months Ended September 30, 2024 Interest Income Interest Income Interest Expense Interest Expense Debt securities Loans, including fees Long-term borrowings Deposits (In millions) Total income (expense) presented in the consolidated statements of income $ 669 $ 4,316 $ (190) $ (1,504) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ 7 $ — $ (52) (1) Recognized on derivatives (2) — 45 — Recognized on hedged items 2 — (45) — Income (expense) recognized on fair value hedges $ 7 $ — $ (52) $ (1) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (343) $ — $ — Income (expense) recognized on cash flow hedges $ — $ (343) $ — $ — Nine Months Ended September 30, 2023 Interest Income Interest Expense Debt securities Loans, including fees Long-term borrowings (In millions) Total income (expense) presented in the consolidated statements of income $ 557 $ 4,276 $ (165) Gains/(losses) on fair value hedging relationships: Interest rate contracts: Amounts related to interest settlements on derivatives $ — $ — $ (47) Recognized on derivatives — — 6 Recognized on hedged items — — (6) Income (expense) recognized on fair value hedges $ — $ — $ (47) Gains/(losses) on cash flow hedging relationships: (1) Interest rate contracts: Realized gains (losses) reclassified from AOCI into net income (2) $ — $ (129) $ — Income (expense) recognized on cash flow hedges $ — $ (129) $ — _____ (1) See Note 6 for gain or (loss) recognized for cash flow hedges in AOCI. (2) Pre-tax
Schedule of Fair Value Hedging Basis Adjustments	The following tables present the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships. September 30, 2024 December 31, 2023 Hedged Items Currently Designated Hedged Items Currently Designated Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment Carrying Amount of Assets/(Liabilities) Hedge Accounting Basis Adjustment (In millions) (In millions) Debt securities available for sale (1)(2) $ 1,754 $ 7 $ 1,653 $ 5 Long-term borrowings (3,081) 68 (1,286) 112 Time deposits (10) — (252) — _____ (1) At December 31, 2023, the Company designated interest rate swaps as fair value hedges of debt securities available for sale under the portfolio layer method under which the Company designated $1.0 billion as the hedged amount from a closed portfolio of prepayable financial assets with a carrying amount of $1.3 billion. (2) Carrying amount represents amortized cost.
Schedule Of Gains (Losses) Recognized In Income Related To Derivatives Not Designated As Hedging Instruments	The following table presents the location and amount of gain or (loss) recognized in income on derivatives not designated as hedging instruments in the consolidated statements of income for the periods presented below: Three Months Ended September 30 Nine Months Ended September 30 Derivatives Not Designated as Hedging Instruments 2024 2023 2024 2023 (In millions) Capital markets income: Interest rate swaps $ 3 $ 16 $ 18 $ (8) Interest rate options 15 14 38 35 Interest rate futures and forward commitments 4 2 18 10 Other contracts 12 4 17 10 Total capital markets income 34 36 91 47 Mortgage income: Interest rate swaps 26 (38) 3 (38) Interest rate options (1) (1) (2) — Interest rate futures and forward commitments 3 (4) 11 (4) Total mortgage income 28 (43) 12 (42) $ 62 $ (7) $ 103 $ 5

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	The following table presents assets and liabilities measured at estimated fair value on a recurring basis: September 30, 2024 December 31, 2023 Level 1 Level 2 Level 3 (1) Total Level 1 Level 2 Level 3 (1) Total (In millions) Recurring fair value measurements Debt securities available for sale: U.S. Treasury securities $ 2,046 $ — $ — $ 2,046 $ 1,223 $ — $ — $ 1,223 Federal agency securities — 457 — 457 — 1,043 — 1,043 Obligations of states and political subdivisions — 2 — 2 — 2 — 2 Mortgage-backed securities: Residential agency — 20,459 — 20,459 — 17,372 — 17,372 Commercial agency — 4,922 — 4,922 — 7,307 — 7,307 Commercial non-agency — 85 — 85 — 83 — 83 Corporate and other debt securities — 724 3 727 — 1,073 1 1,074 Total debt securities available for sale $ 2,046 $ 26,649 $ 3 $ 28,698 $ 1,223 $ 26,880 $ 1 $ 28,104 Loans held for sale $ — $ 255 $ — $ 255 $ — $ 201 $ — $ 201 Marketable equity securities in other earning assets $ 804 $ — $ — $ 804 $ 813 $ — $ — $ 813 Residential mortgage servicing rights $ — $ — $ 971 $ 971 $ — $ — $ 906 $ 906 Derivative assets (2) : Interest rate swaps $ — $ 1,435 $ — $ 1,435 $ — $ 1,813 $ — $ 1,813 Interest rate options — 41 11 52 — 83 4 87 Interest rate futures and forward commitments — 7 — 7 — 7 — 7 Other contracts 12 134 — 146 — 198 — 198 Total derivative assets $ 12 $ 1,617 $ 11 $ 1,640 $ — $ 2,101 $ 4 $ 2,105 Derivative liabilities (2) : Interest rate swaps $ — $ 1,650 $ — $ 1,650 $ — $ 2,419 $ — $ 2,419 Interest rate options — 33 — 33 — 70 — 70 Interest rate futures and forward commitments — 2 — 2 — 12 — 12 Other contracts — 123 — 123 — 189 1 190 Total derivative liabilities $ — $ 1,808 $ — $ 1,808 $ — $ 2,690 $ 1 $ 2,691 _________ (1) All following disclosures related to Level 3 recurring assets do not include those deemed to be immaterial. (2) As permitted under U.S. GAAP, variation margin collateral payments made or received for derivatives that are centrally cleared are legally characterized as settled. As such, these derivative assets and derivative liabilities and the related variation margin collateral are presented on a net basis on the balance sheet.
Summary Of Quantitative Information About Level 3 Measurements	The following tables present detailed information regarding material assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2024 and December 31, 2023. The tables include the valuation techniques and the significant unobservable inputs utilized. The range of each significant unobservable input as well as the weighted-average within the range utilized at September 30, 2024 and December 31, 2023 are included. Following the tables are descriptions of the valuation techniques and the sensitivity of the techniques to changes in the significant unobservable inputs. September 30, 2024 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $971 Discounted cash flow Weighted-average CPR (%) 4.5% - 35.4% (9.0%) OAS (%) 4.7% - 7.7% (5.0%) _________ (1) See Note 5 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights. December 31, 2023 Level 3 Valuation Unobservable Quantitative Range of (Dollars in millions) Recurring fair value measurements: Residential mortgage servicing rights (1) $906 Discounted cash flow Weighted-average CPR (%) 5.6% - 21.5% (8.2%) OAS (%) 4.5% -8.2% (4.8%) _______ (1) See Note 6 to the consolidated financial statements of the Annual Report on Form 10-K for the year ended December 31, 2023 for additional disclosures related to assumptions used in the fair value calculation for residential mortgage servicing rights.
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2024 are as follows: September 30, 2024 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 10,521 $ 10,521 $ 10,521 $ — $ — Debt securities held to maturity 2,787 2,759 — 2,759 — Debt securities available for sale 28,698 28,698 2,046 26,649 3 Loans held for sale 522 522 — 509 13 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 93,359 90,562 — — 90,562 Other earning assets 1,625 1,625 804 821 — Derivative assets 1,640 1,640 12 1,617 11 Financial liabilities: Derivative liabilities 1,808 1,808 — 1,808 — Deposits with no stated maturity (4) 110,692 110,692 — 110,692 — Time deposits (4) 15,684 15,673 — 15,673 — Short-term borrowings 1,500 1,500 — 1,500 — Long-term borrowings 6,016 6,147 — 6,146 1 Loan commitments and letters of credit 154 154 — — 154 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at September 30, 2024 was $2.8 billion or 3.0 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.8 billion at September 30, 2024. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, and money market accounts is the amount payable on demand at the reporting date (i.e., the carrying amount) as these instruments have an indeterminate maturity date. Fair values for time deposits are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates. The carrying amounts and estimated fair values, as well as the level within the fair value hierarchy, of the Company's financial instruments as of December 31, 2023 are as follows: December 31, 2023 Carrying Estimated Fair Value (1) Level 1 Level 2 Level 3 (In millions) Financial assets: Cash and cash equivalents $ 6,801 $ 6,801 $ 6,801 $ — $ — Debt securities held to maturity 754 716 — 716 — Debt securities available for sale 28,104 28,104 1,223 26,880 1 Loans held for sale 400 400 — 397 3 Loans (excluding leases), net of unearned income and allowance for loan losses (2)(3) 95,141 91,352 — — 91,352 Other earning assets 1,417 1,417 813 604 — Derivative assets 2,105 2,105 — 2,101 4 Financial liabilities: Derivative liabilities 2,691 2,691 — 2,690 1 Deposits with no stated maturity (4) 112,816 112,816 — 112,816 — Time deposits (4) 14,972 14,905 — 14,905 — Long-term borrowings 2,330 2,319 — 2,318 1 Loan commitments and letters of credit 156 156 — — 156 _________ (1) Estimated fair values are consistent with an exit price concept. The assumptions used to estimate the fair values are intended to approximate those that a market participant would use in a hypothetical orderly transaction. In estimating fair value, the Company makes adjustments for estimated changes in interest rates, market liquidity and credit spreads in the periods they are deemed to have occurred. (2) The estimated fair value of portfolio loans assumes sale of the loans to a third-party financial investor. Accordingly, the value to the Company if the loans were held to maturity is not reflected in the fair value estimate. The fair value discount on the loan portfolio's net carrying amount at December 31, 2023 was $3.8 billion or 4.0 percent. (3) Excluded from this table is the sales-type, direct financing, and leveraged lease carrying amount of $1.7 billion at December 31, 2023. (4) The fair value of non-interest-bearing demand accounts, interest-bearing checking accounts, savings accounts, and money market accounts is the amount payable on demand at the reporting date (i.e., the carrying amount) as these instruments have an indeterminate maturity date. Fair values for time deposits are estimated by using discounted cash flow analyses, based on market spreads to benchmark rates.

Business Segment Information (T

Business Segment Information (Tables)	9 Months Ended
	Sep. 30, 2024
Segment Reporting [Abstract]
Schedule Of Financial Information By Reportable Segment	he following tables present financial information for each reportable segment for the periods indicated: Three Months Ended September 30, 2024 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 459 $ 718 $ 41 $ — $ 1,218 Provision for (benefit from) credit losses 91 67 2 (47) 113 Non-interest income (loss) 240 264 130 (62) 572 Non-interest expense 319 603 114 33 1,069 Income (loss) before income taxes 289 312 55 (48) 608 Income tax expense (benefit) 73 78 13 (46) 118 Net income (loss) $ 216 $ 234 $ 42 $ (2) $ 490 Average assets $ 69,364 $ 37,882 $ 2,088 $ 45,333 $ 154,667 Three Months Ended September 30, 2023 Corporate Bank Consumer Wealth Other Consolidated (In millions) Net interest income $ 488 $ 760 $ 43 $ — $ 1,291 Provision for (benefit from) credit losses 87 70 2 (14) 145 Non-interest income 181 256 113 16 566 Non-interest expense 303 672 105 13 1,093 Income before income taxes 279 274 49 17 619 Income tax expense (benefit) 70 69 12 (22) 129 Net income $ 209 $ 205 $ 37 $ 39 $ 490 Average assets $ 70,032 $ 38,108 $ 2,018 $ 43,326 $ 153,484 Nine Months Ended September 30, 2024 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,359 $ 2,107 $ 122 $ — $ 3,588 Provision for (benefit from) credit losses 272 202 6 (113) 367 Non-interest income (loss) 657 780 374 (131) 1,680 Non-interest expense 950 1,800 333 121 3,204 Income (loss) before income taxes 794 885 157 (139) 1,697 Income tax expense (benefit) 199 221 40 (122) 338 Net income (loss) $ 595 $ 664 $ 117 $ (17) $ 1,359 Average assets $ 69,081 $ 37,974 $ 2,059 $ 43,884 $ 152,998 Nine Months Ended September 30, 2023 Corporate Bank Consumer Bank Wealth Other Consolidated (In millions) Net interest income $ 1,531 $ 2,410 $ 148 $ — $ 4,089 Provision for (benefit from) credit losses 252 208 6 (68) 398 Non-interest income 525 783 339 29 1,676 Non-interest expense 932 1,946 320 33 3,231 Income before income taxes 872 1,039 161 64 2,136 Income tax expense (benefit) 218 260 40 (65) 453 Net income $ 654 $ 779 $ 121 $ 129 $ 1,683 Average assets $ 69,773 $ 37,625 $ 2,053 $ 43,997 $ 153,448

Commitments, Contingencies an_2

Commitments, Contingencies and Guarantees (Tables)	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Credit Risk Of Off- Balance Sheet Financial Instruments By Contractual Amounts	Credit risk associated with these instruments is represented by the contractual amounts indicated in the following table: September 30, 2024 December 31, 2023 (In millions) Unused commitments to extend credit $ 64,642 $ 63,631 Standby letters of credit 2,094 1,997 Commercial letters of credit 62 78 Liabilities associated with standby letters of credit 33 32 Assets associated with standby letters of credit 34 34 Reserve for unfunded credit commitments 121 124

Variable Interest Entities Affo

Variable Interest Entities Affordable Housing Tax Credit Investments (Details) - Tax Credit Investments - Variable Interest Entity, Not Primary Beneficiary - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Variable Interest Entity [Line Items]
Tax credit investments included in other assets	$ 1,495		$ 1,495		$ 1,415
Unfunded tax credit commitments included in other liabilities	589		589		592
Loans and letters of credit commitments	674		674		730
Funded portion of loans and letters of credit commitments	346		346		$ 395
Tax credits and other tax benefits recognized	59	$ 51	175	$ 151
Tax credit amortization expense included in provision for income taxes	$ 49	$ 42	$ 142	$ 125

Debt Securities (Schedule Of Am

Debt Securities (Schedule Of Amortized Cost, Gross Unrealized Gains And Losses, And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	$ 30,090	$ 30,864
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	234	62
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(1,626)	(2,822)
Available-for-sale debt securities, net carrying value	28,698	28,104
Debt securities available for sale	28,698	28,104
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	3,230	763
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(443)	(9)
Debt Securities held to maturity	2,787	754
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	0
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(28)	(38)
Debt Securities held to maturity, estimated fair value	2,759	716
U.S. Treasury securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	2,102	1,322
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	13	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(69)	(99)
Available-for-sale debt securities, net carrying value	2,046	1,223
Debt securities available for sale	2,046	1,223
Federal agency securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	461	1,085
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	6	4
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(10)	(46)
Available-for-sale debt securities, net carrying value	457	1,043
Debt securities available for sale	457	1,043
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	2	2
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	0
Available-for-sale debt securities, net carrying value	2	2
Debt securities available for sale	2	2
Residential agency
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	21,564	19,450
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	199	52
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(1,304)	(2,130)
Available-for-sale debt securities, net carrying value	20,459	17,372
Debt securities available for sale	20,459	17,372
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	2,718	247
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(442)	(8)
Debt Securities held to maturity	2,276	239
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	0
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(16)	(16)
Debt Securities held to maturity, estimated fair value	2,260	223
Commercial agency
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	5,135	7,807
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	10	2
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(223)	(502)
Available-for-sale debt securities, net carrying value	4,922	7,307
Debt securities available for sale	4,922	7,307
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities held to maturity, amortized cost	512	516
Held To Maturity Debt Securities Gross Unrealized Gains	0	0
Held To Maturity Debt Securities Gross Unrealized Losses	(1)	(1)
Debt Securities held to maturity	511	515
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Gain	0	0
Held-to-maturity Debt Securities, Accumulated Unrecognized Holding Loss	(12)	(22)
Debt Securities held to maturity, estimated fair value	499	493
Commercial non-agency
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	92	93
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(7)	(10)
Available-for-sale debt securities, net carrying value	85	83
Debt securities available for sale	85	83
Corporate and other debt securities
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	734	1,105
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	6	4
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(13)	(35)
Available-for-sale debt securities, net carrying value	727	1,074
Debt securities available for sale	$ 727	$ 1,074

Debt Securities (Schedule Of Co

Debt Securities (Schedule Of Cost And Estimated Fair Value Of Securities Available For Sale And Securities Held To Maturity By Contractual Maturity) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Debt Securities held to maturity, amortized cost	$ 3,230	$ 763
Debt Securities held to maturity, estimated fair value	2,759	716
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost	411
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value	405
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost	2,023
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value	1,967
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	726
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value	731
Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost	139
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value	129
Debt Securities, Available-for-sale, Amortized Cost	30,090	30,864
Debt securities available for sale	28,698	28,104
Residential agency
Debt Securities held to maturity, amortized cost	2,718	247
Debt Securities held to maturity, estimated fair value	2,260	223
Debt Securities, Available-for-sale, Amortized Cost	21,564	19,450
Debt securities available for sale	20,459	17,372
Commercial agency
Debt Securities held to maturity, amortized cost	512	516
Debt Securities held to maturity, estimated fair value	499	493
Debt Securities, Available-for-sale, Amortized Cost	5,135	7,807
Debt securities available for sale	4,922	7,307
Commercial non-agency
Debt Securities, Available-for-sale, Amortized Cost	92	93
Debt securities available for sale	$ 85	$ 83

Debt Securities (Schedule Of Gr

Debt Securities (Schedule Of Gross Unrealized Losses And Estimated Fair Value Of Securities Available For Sale) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 1,709	$ 1,119
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(9)	(15)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	17,638	24,555
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,617)	(2,807)
Debt Securities, Available-for-sale, Unrealized Loss Position	19,347	25,674
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,626)	(2,822)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	0	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	2,759	716
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(471)	(46)
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	2,759	716
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(471)	(46)
U.S. Treasury securities
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	92	6
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	1,122	1,201
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(69)	(99)
Debt Securities, Available-for-sale, Unrealized Loss Position	1,214	1,207
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(69)	(99)
Federal agency securities
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	237
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	(5)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	200	666
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(10)	(41)
Debt Securities, Available-for-sale, Unrealized Loss Position	200	903
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(10)	(46)
Residential agency
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	1,216	241
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(6)	(3)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	12,079	15,144
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,298)	(2,127)
Debt Securities, Available-for-sale, Unrealized Loss Position	13,295	15,385
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,304)	(2,130)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	0	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	2,260	223
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(458)	(23)
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	2,260	223
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(458)	(23)
Commercial agency
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	383	612
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(3)	(7)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	3,709	6,583
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(220)	(495)
Debt Securities, Available-for-sale, Unrealized Loss Position	4,092	7,195
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(223)	(502)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Estimated Fair Value	0	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Estimated Fair Value	499	493
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(13)	(23)
Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value	499	493
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss	(13)	(23)
Commercial non-agency
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	84	82
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(7)	(10)
Debt Securities, Available-for-sale, Unrealized Loss Position	84	82
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(7)	(10)
Corporate and other debt securities
Unrealized Loss And Fair Value On Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	18	23
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	444	879
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(13)	(35)
Debt Securities, Available-for-sale, Unrealized Loss Position	462	902
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ (13)	$ (35)

Debt Securities (Narrative) (De

Debt Securities (Narrative) (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2024 USD ($) security	Sep. 30, 2024 USD ($) security	Dec. 31, 2023 USD ($) security
Debt Securities, Available-for-sale [Line Items]
Debt securities available for sale	$ 28,698,000,000	$ 28,698,000,000	$ 28,104,000,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	1,540	1,540	1,703
Debt Securities, Available-for-Sale, Realized Loss	$ 92,000,000	$ 192,000,000
Debt Securities, Available-for-sale, Realized Gain	14,000,000	14,000,000
Gross Realized Gain (Loss), net	78,000,000	178,000,000
Debt Securities Transferred from Available for Sale to Held to Maturity, Amortized Cost	2,500,000,000	2,500,000,000
OCIDebtSecuritiesAvailableForSaleTransferToHeldToMaturityUnrealizedGainLossBeforeAdjustmentBeforeTax	436,000,000
Asset Pledged as Collateral
Debt Securities, Available-for-sale [Line Items]
Debt securities available for sale	$ 20,800,000,000	$ 20,800,000,000	$ 24,000,000,000

Loans And The Allowance For C_3

Loans And The Allowance For Credit Losses (Loans by Segment) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 96,789	$ 98,379
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54,779	56,033
Total Investor Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,812	8,850
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	33,198	33,496
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	49,565	50,865
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,873	4,887
Commercial Real Estate Construction - Owner-Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	341	281
Commercial Investor Real Estate Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,562	6,605
Commercial Investor Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,250	2,245
Residential First Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,125	20,207
Home Equity Lines of Credit[Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,130	3,221
Home Equity Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,404	2,439
Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,372	1,341
OtherConsumerExitPortfolioMember [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9	43
Other Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 6,158	$ 6,245

Loans And The Allowance For C_4

Loans And The Allowance For Credit Losses (Analysis Of The Allowance For Credit Losses By Portfolio Segment) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, beginning of period	$ 1,621	$ 1,513	$ 1,576	$ 1,464
Cumulative change in accounting guidance					$ (38)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance					1,426
Provision (credit) for loan losses	103	135	370	386
Loan Losses:
Charge-offs	(143)	(124)	(407)	(341)
Recoveries	26	23	68	76
Net loan losses	(117)	(101)	(339)	(265)
Total allowance for loan losses	1,607	1,547	1,607	1,547
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve for unfunded credit commitments, beginning of year	111	120	124	118
Provision (credit) for unfunded credit losses	10	10	(3)	12
Reserve for unfunded credit commitments, end of year	121	130	121	130
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	1,728	1,677	1,728	1,677
Commercial Portfolio Segment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, beginning of period	736	708	722	665
Cumulative change in accounting guidance					(3)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance					662
Provision (credit) for loan losses	47	25	166	141
Loan Losses:
Charge-offs	(71)	(54)	(194)	(155)
Recoveries	15	13	33	44
Net loan losses	(56)	(41)	(161)	(111)
Total allowance for loan losses	727	692	727	692
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve for unfunded credit commitments, beginning of year	85	82	92	72
Provision (credit) for unfunded credit losses	8	8	1	18
Reserve for unfunded credit commitments, end of year	93	90	93	90
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	820	782	820	782
Total Investor Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, beginning of period	233	151	192	121
Cumulative change in accounting guidance					(3)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance					118
Provision (credit) for loan losses	10	17	54	50
Loan Losses:
Charge-offs	(12)	0	(17)	0
Recoveries	0	0	2	0
Net loan losses	(12)	0	(15)	0
Total allowance for loan losses	231	168	231	168
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve for unfunded credit commitments, beginning of year	8	19	13	21
Provision (credit) for unfunded credit losses	2	0	(3)	(2)
Reserve for unfunded credit commitments, end of year	10	19	10	19
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	241	187	241	187
Consumer Portfolio Segment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, beginning of period	652	654	662	678
Cumulative change in accounting guidance					(32)
LoanandLeaseReceivableAllowanceBeginningBalanceadjustedforchangeinaccountingguidance					$ 646
Provision (credit) for loan losses	46	93	150	195
Loan Losses:
Charge-offs	(60)	(70)	(196)	(186)
Recoveries	11	10	33	32
Net loan losses	(49)	(60)	(163)	(154)
Total allowance for loan losses	649	687	649	687
Reserve For Unfunded Credit Commitments [Roll Forward]
Reserve for unfunded credit commitments, beginning of year	18	19	19	25
Provision (credit) for unfunded credit losses	0	2	(1)	(4)
Reserve for unfunded credit commitments, end of year	18	21	18	21
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	$ 667	$ 708	$ 667	$ 708

Loans And The Allowance For C_5

Loans And The Allowance For Credit Losses (Financing Receivables Credit Quality Indicators) (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	$ 10,323		$ 16,042
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	12,754		20,029
Financing Receivable, Originated Two Years before Latest Fiscal Year	17,252		14,395
Financing Receivable, Originated Three Years before Latest Fiscal Year	11,788		9,423
Financing Receivable, Originated Four Years before Latest Fiscal Year	7,974		3,650
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	10,409		8,728
Financing Receivable, Revolving	26,056		25,943
Financing Receivable, Revolving Converted to Amortizing	80		77
Financing Receivable, Unallocated	153		92
Loans, net of unearned income	96,789		98,379
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	34	$ 42
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	82	89
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	103	72
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	33	35
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	13	23
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	29	30
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	113	50
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	407	341
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	5,852		8,628
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	6,384		9,623
Financing Receivable, Originated Two Years before Latest Fiscal Year	7,574		5,449
Financing Receivable, Originated Three Years before Latest Fiscal Year	3,912		2,479
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,842		1,429
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,959		3,313
Financing Receivable, Revolving	19,943		19,891
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	99		53
Loans, net of unearned income	49,565		50,865
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	6	3
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	52	49
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	51	47
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	12	22
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	6	12
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	9	12
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	56	9
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	192	154
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	639		827
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	730		1,004
Financing Receivable, Originated Two Years before Latest Fiscal Year	930		1,063
Financing Receivable, Originated Three Years before Latest Fiscal Year	936		700
Financing Receivable, Originated Four Years before Latest Fiscal Year	573		361
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	973		846
Financing Receivable, Revolving	97		91
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(5)		(5)
Loans, net of unearned income	4,873		4,887
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0	1
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	1	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	1	0
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	2	1
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	98		91
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	80		61
Financing Receivable, Originated Two Years before Latest Fiscal Year	55		44
Financing Receivable, Originated Three Years before Latest Fiscal Year	33		27
Financing Receivable, Originated Four Years before Latest Fiscal Year	22		11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	47		44
Financing Receivable, Revolving	6		3
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	341		281
Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1,327		1,632
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,001		2,088
Financing Receivable, Originated Two Years before Latest Fiscal Year	2,025		1,224
Financing Receivable, Originated Three Years before Latest Fiscal Year	1,059		614
Financing Receivable, Originated Four Years before Latest Fiscal Year	405		405
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	310		141
Financing Receivable, Revolving	437		505
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(2)		(4)
Loans, net of unearned income	6,562		6,605
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	6
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	6
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	17
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	123		256
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	368		983
Financing Receivable, Originated Two Years before Latest Fiscal Year	887		280
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		26
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		2
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2		1
Financing Receivable, Revolving	884		712
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(14)		(15)
Loans, net of unearned income	2,250		2,245
Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	978		2,305
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	2,359		3,420
Financing Receivable, Originated Two Years before Latest Fiscal Year	3,341		5,037
Financing Receivable, Originated Three Years before Latest Fiscal Year	4,754		4,890
Financing Receivable, Originated Four Years before Latest Fiscal Year	4,566		975
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,952		3,398
Financing Receivable, Revolving	3		1
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	172		181
Loans, net of unearned income	20,125		20,207
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	1	1
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	1	1
Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	3,020		3,111
Financing Receivable, Revolving Converted to Amortizing	80		77
Financing Receivable, Unallocated	30		33
Loans, net of unearned income	3,130		3,221
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	3	3
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	3	3
Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	310		397
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	349		471
Financing Receivable, Originated Two Years before Latest Fiscal Year	414		486
Financing Receivable, Originated Three Years before Latest Fiscal Year	427		243
Financing Receivable, Originated Four Years before Latest Fiscal Year	207		125
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	681		701
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	16		16
Loans, net of unearned income	2,404		2,439
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff		0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year		0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff		0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff		0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff		0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff		1
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff		0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff		1
Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	1,403		1,359
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(31)		(18)
Loans, net of unearned income	1,372		1,341
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	47	38
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	47	38
Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		4
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	10		39
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(1)		0
Loans, net of unearned income	9		43
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0	4
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	1	7
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	0	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	1	11
Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	996		1,906
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,483		2,379
Financing Receivable, Originated Two Years before Latest Fiscal Year	2,026		812
Financing Receivable, Originated Three Years before Latest Fiscal Year	667		444
Financing Receivable, Originated Four Years before Latest Fiscal Year	359		338
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	475		245
Financing Receivable, Revolving	263		270
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(111)		(149)
Loans, net of unearned income	6,158		6,245
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	28	38
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	30	40
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	46	25
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	15	13
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	7	7
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	11	9
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	7	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	144	132
Pass [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	5,714		8,272
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	5,710		9,123
Financing Receivable, Originated Two Years before Latest Fiscal Year	6,969		5,267
Financing Receivable, Originated Three Years before Latest Fiscal Year	3,774		2,326
Financing Receivable, Originated Four Years before Latest Fiscal Year	1,775		1,376
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	3,855		3,210
Financing Receivable, Revolving	18,878		18,561
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	99		53
Loans, net of unearned income	46,774		48,188
Pass [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	630		799
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	705		954
Financing Receivable, Originated Two Years before Latest Fiscal Year	845		988
Financing Receivable, Originated Three Years before Latest Fiscal Year	858		658
Financing Receivable, Originated Four Years before Latest Fiscal Year	544		343
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	883		801
Financing Receivable, Revolving	94		76
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(5)		(5)
Loans, net of unearned income	4,554		4,614
Pass [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	98		89
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	74		53
Financing Receivable, Originated Two Years before Latest Fiscal Year	43		44
Financing Receivable, Originated Three Years before Latest Fiscal Year	33		24
Financing Receivable, Originated Four Years before Latest Fiscal Year	21		11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	42		38
Financing Receivable, Revolving	6		3
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	317		262
Pass [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	979		1,130
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	854		1,587
Financing Receivable, Originated Two Years before Latest Fiscal Year	1,645		1,135
Financing Receivable, Originated Three Years before Latest Fiscal Year	996		488
Financing Receivable, Originated Four Years before Latest Fiscal Year	326		296
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	248		110
Financing Receivable, Revolving	325		383
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(2)		(4)
Loans, net of unearned income	5,371		5,125
Pass [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	123		256
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	340		836
Financing Receivable, Originated Two Years before Latest Fiscal Year	641		280
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		26
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		2
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2		1
Financing Receivable, Revolving	791		649
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(14)		(15)
Loans, net of unearned income	1,883		2,035
Special Mention [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	76		87
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	292		186
Financing Receivable, Originated Two Years before Latest Fiscal Year	177		71
Financing Receivable, Originated Three Years before Latest Fiscal Year	19		109
Financing Receivable, Originated Four Years before Latest Fiscal Year	54		26
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	8		90
Financing Receivable, Revolving	327		484
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	953		1,053
Special Mention [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	4		21
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	18		13
Financing Receivable, Originated Two Years before Latest Fiscal Year	47		33
Financing Receivable, Originated Three Years before Latest Fiscal Year	26		20
Financing Receivable, Originated Four Years before Latest Fiscal Year	13		7
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	48		13
Financing Receivable, Revolving	1		14
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	157		121
Special Mention [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	6		7
Financing Receivable, Originated Two Years before Latest Fiscal Year	8		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		1
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	14		8
Special Mention [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	63		269
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	38		247
Financing Receivable, Originated Two Years before Latest Fiscal Year	209		52
Financing Receivable, Originated Three Years before Latest Fiscal Year	39		59
Financing Receivable, Originated Four Years before Latest Fiscal Year	79		30
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	9		0
Financing Receivable, Revolving	4		90
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	441		747
Special Mention [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	28		122
Financing Receivable, Originated Two Years before Latest Fiscal Year	183		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	71		59
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	282		181
Substandard [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	52		141
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	278		212
Financing Receivable, Originated Two Years before Latest Fiscal Year	263		74
Financing Receivable, Originated Three Years before Latest Fiscal Year	93		38
Financing Receivable, Originated Four Years before Latest Fiscal Year	8		7
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	73		3
Financing Receivable, Revolving	641		678
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	1,408		1,153
Substandard [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2		3
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	5		34
Financing Receivable, Originated Two Years before Latest Fiscal Year	32		32
Financing Receivable, Originated Three Years before Latest Fiscal Year	34		14
Financing Receivable, Originated Four Years before Latest Fiscal Year	11		8
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	33		24
Financing Receivable, Revolving	2		1
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	119		116
Substandard [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		1
Financing Receivable, Originated Two Years before Latest Fiscal Year	4		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		1
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		1
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	4		3
Substandard [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	146		134
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	63		197
Financing Receivable, Originated Two Years before Latest Fiscal Year	120		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	24		67
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		67
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2		3
Financing Receivable, Revolving	108		32
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	463		500
Substandard [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		25
Financing Receivable, Originated Two Years before Latest Fiscal Year	63		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	22		4
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	85		29
Non-Accrual [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	10		128
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	104		102
Financing Receivable, Originated Two Years before Latest Fiscal Year	165		37
Financing Receivable, Originated Three Years before Latest Fiscal Year	26		6
Financing Receivable, Originated Four Years before Latest Fiscal Year	5		20
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	23		10
Financing Receivable, Revolving	97		168
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	430		471
Non-Accrual [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	3		4
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	2		3
Financing Receivable, Originated Two Years before Latest Fiscal Year	6		10
Financing Receivable, Originated Three Years before Latest Fiscal Year	18		8
Financing Receivable, Originated Four Years before Latest Fiscal Year	5		3
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	9		8
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	43		36
Non-Accrual [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		2
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		2
Financing Receivable, Originated Four Years before Latest Fiscal Year	1		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	5		4
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	6		8
Non-Accrual [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	139		99
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	46		57
Financing Receivable, Originated Two Years before Latest Fiscal Year	51		37
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		12
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	51		28
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	287		233
Non-Accrual [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	0		0
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	6,589		9,546
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	7,194		10,688
Financing Receivable, Originated Two Years before Latest Fiscal Year	8,559		6,556
Financing Receivable, Originated Three Years before Latest Fiscal Year	4,881		3,206
Financing Receivable, Originated Four Years before Latest Fiscal Year	2,437		1,801
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	4,979		4,203
Financing Receivable, Revolving	20,046		19,985
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	94		48
Loans, net of unearned income	54,779		56,033
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	6	4
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	52	49
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	51	47
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	13	22
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	6	12
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	10	12
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	56	9
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	194	155
Total Investor Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1,450		1,888
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,369		3,071
Financing Receivable, Originated Two Years before Latest Fiscal Year	2,912		1,504
Financing Receivable, Originated Three Years before Latest Fiscal Year	1,059		640
Financing Receivable, Originated Four Years before Latest Fiscal Year	405		407
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	312		142
Financing Receivable, Revolving	1,321		1,217
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(16)		(19)
Loans, net of unearned income	8,812		8,850
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	6
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	5
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	6
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	17
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	2,284		4,608
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	4,191		6,270
Financing Receivable, Originated Two Years before Latest Fiscal Year	5,781		6,335
Financing Receivable, Originated Three Years before Latest Fiscal Year	5,848		5,577
Financing Receivable, Originated Four Years before Latest Fiscal Year	5,132		1,442
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	5,118		4,383
Financing Receivable, Revolving	4,689		4,741
Financing Receivable, Revolving Converted to Amortizing	80		77
Financing Receivable, Unallocated	75		63
Loans, net of unearned income	33,198		33,496
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	28	38
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	30	40
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	46	25
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	15	13
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	7	11
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	13	18
Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff	57	41
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	196	$ 186
FICO Scores, Above 720 [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	825		1,939
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,986		2,863
Financing Receivable, Originated Two Years before Latest Fiscal Year	2,798		4,358
Financing Receivable, Originated Three Years before Latest Fiscal Year	4,154		4,390
Financing Receivable, Originated Four Years before Latest Fiscal Year	4,087		816
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2,830		2,353
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	16,680		16,719
FICO Scores, Above 720 [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	2,314		2,399
Financing Receivable, Revolving Converted to Amortizing	48		45
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	2,362		2,444
FICO Scores, Above 720 [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	252		322
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	278		370
Financing Receivable, Originated Two Years before Latest Fiscal Year	322		397
Financing Receivable, Originated Three Years before Latest Fiscal Year	344		205
Financing Receivable, Originated Four Years before Latest Fiscal Year	171		93
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	506		529
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	1,873		1,916
FICO Scores, Above 720 [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	790		780
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	790		780
FICO Scores, Above 720 [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		2
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	5		22
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	5		24
FICO Scores, Above 720 [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	717		1,312
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1,091		1,519
Financing Receivable, Originated Two Years before Latest Fiscal Year	1,387		501
Financing Receivable, Originated Three Years before Latest Fiscal Year	441		284
Financing Receivable, Originated Four Years before Latest Fiscal Year	246		155
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	227		118
Financing Receivable, Revolving	116		119
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	4,225		4,008
FICO Scores, 681-720 [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	88		226
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	198		298
Financing Receivable, Originated Two Years before Latest Fiscal Year	265		355
Financing Receivable, Originated Three Years before Latest Fiscal Year	284		255
Financing Receivable, Originated Four Years before Latest Fiscal Year	236		52
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	307		294
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	1,378		1,480
FICO Scores, 681-720 [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	344		346
Financing Receivable, Revolving Converted to Amortizing	10		11
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	354		357
FICO Scores, 681-720 [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	40		53
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	44		62
Financing Receivable, Originated Two Years before Latest Fiscal Year	51		49
Financing Receivable, Originated Three Years before Latest Fiscal Year	42		22
Financing Receivable, Originated Four Years before Latest Fiscal Year	18		14
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	60		60
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	255		260
FICO Scores, 681-720 [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	266		254
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	266		254
FICO Scores, 681-720 [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	1		4
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	1		5
FICO Scores, 681-720 [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	122		270
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	215		409
Financing Receivable, Originated Two Years before Latest Fiscal Year	306		136
Financing Receivable, Originated Three Years before Latest Fiscal Year	102		74
Financing Receivable, Originated Four Years before Latest Fiscal Year	54		34
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	43		29
Financing Receivable, Revolving	62		67
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	904		1,019
FICO Scores, 620-680 [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	38		86
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	83		153
Financing Receivable, Originated Two Years before Latest Fiscal Year	130		153
Financing Receivable, Originated Three Years before Latest Fiscal Year	134		112
Financing Receivable, Originated Four Years before Latest Fiscal Year	103		43
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	300		270
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	788		817
FICO Scores, 620-680 [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	184		184
Financing Receivable, Revolving Converted to Amortizing	10		9
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	194		193
FICO Scores, 620-680 [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	16		19
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	20		27
Financing Receivable, Originated Two Years before Latest Fiscal Year	24		23
Financing Receivable, Originated Three Years before Latest Fiscal Year	21		8
Financing Receivable, Originated Four Years before Latest Fiscal Year	9		8
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	51		52
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	141		137
FICO Scores, 620-680 [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	218		210
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	218		210
FICO Scores, 620-680 [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2		5
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	2		5
FICO Scores, 620-680 [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	63		178
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	126		294
Financing Receivable, Originated Two Years before Latest Fiscal Year	203		103
Financing Receivable, Originated Three Years before Latest Fiscal Year	72		50
Financing Receivable, Originated Four Years before Latest Fiscal Year	33		21
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	28		20
Financing Receivable, Revolving	51		53
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	576		719
FICO Scores, Below 620 [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	8		21
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	60		90
Financing Receivable, Originated Two Years before Latest Fiscal Year	131		122
Financing Receivable, Originated Three Years before Latest Fiscal Year	141		87
Financing Receivable, Originated Four Years before Latest Fiscal Year	95		53
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	425		389
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	860		762
FICO Scores, Below 620 [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	95		97
Financing Receivable, Revolving Converted to Amortizing	7		7
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	102		104
FICO Scores, Below 620 [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1		2
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	6		8
Financing Receivable, Originated Two Years before Latest Fiscal Year	13		12
Financing Receivable, Originated Three Years before Latest Fiscal Year	14		5
Financing Receivable, Originated Four Years before Latest Fiscal Year	5		7
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	38		35
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	77		69
FICO Scores, Below 620 [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	106		95
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	106		95
FICO Scores, Below 620 [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		1
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	2		7
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	2		8
FICO Scores, Below 620 [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	12		52
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	47		147
Financing Receivable, Originated Two Years before Latest Fiscal Year	120		65
Financing Receivable, Originated Three Years before Latest Fiscal Year	45		31
Financing Receivable, Originated Four Years before Latest Fiscal Year	21		14
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	16		13
Financing Receivable, Revolving	32		30
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	0		0
Loans, net of unearned income	293		352
FICO Scores, Data not available [Member] [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	19		33
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	32		16
Financing Receivable, Originated Two Years before Latest Fiscal Year	17		49
Financing Receivable, Originated Three Years before Latest Fiscal Year	41		46
Financing Receivable, Originated Four Years before Latest Fiscal Year	45		11
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	90		92
Financing Receivable, Revolving	3		1
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	172		181
Loans, net of unearned income	419		429
FICO Scores, Data not available [Member] [Member] | Home Equity Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	83		85
Financing Receivable, Revolving Converted to Amortizing	5		5
Financing Receivable, Unallocated	30		33
Loans, net of unearned income	118		123
FICO Scores, Data not available [Member] [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	1		1
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	1		4
Financing Receivable, Originated Two Years before Latest Fiscal Year	4		5
Financing Receivable, Originated Three Years before Latest Fiscal Year	6		3
Financing Receivable, Originated Four Years before Latest Fiscal Year	4		3
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	26		25
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	16		16
Loans, net of unearned income	58		57
FICO Scores, Data not available [Member] [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		0
Financing Receivable, Revolving	23		20
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(31)		(18)
Loans, net of unearned income	(8)		2
FICO Scores, Data not available [Member] [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	0		0
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	0		0
Financing Receivable, Originated Two Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Three Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Four Years before Latest Fiscal Year	0		0
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	0		1
Financing Receivable, Revolving	0		0
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(1)		0
Loans, net of unearned income	(1)		1
FICO Scores, Data not available [Member] [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Originated in Current Fiscal Year	82		94
Financing Receivable, Originated in Fiscal Year before Latest Fiscal Year	4		10
Financing Receivable, Originated Two Years before Latest Fiscal Year	10		7
Financing Receivable, Originated Three Years before Latest Fiscal Year	7		5
Financing Receivable, Originated Four Years before Latest Fiscal Year	5		114
Financing Receivable, Originated Five or More Years before Latest Fiscal Year	161		65
Financing Receivable, Revolving	2		1
Financing Receivable, Revolving Converted to Amortizing	0		0
Financing Receivable, Unallocated	(111)		(149)
Loans, net of unearned income	$ 160		$ 147

Loans And The Allowance For C_6

Loans And The Allowance For Credit Losses (Past Due Financing Receivables) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	$ 229	$ 205
Total 30 plus DPD, Accrual Loans	650	581
Total Accrual	95,968	97,574
Nonaccrual	821	805
Loans, net of unearned income	96,789	98,379
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	4	11
Total 30 plus DPD, Accrual Loans	90	81
Total Accrual	54,300	55,518
Nonaccrual	479	515
Loans, net of unearned income	54,779	56,033
Total Investor Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	40	23
Total 30 plus DPD, Accrual Loans	85	23
Total Accrual	8,525	8,617
Nonaccrual	287	233
Loans, net of unearned income	8,812	8,850
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	185	171
Total 30 plus DPD, Accrual Loans	475	477
Total Accrual	33,143	33,439
Nonaccrual	55	57
Loans, net of unearned income	33,198	33,496
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	3	11
Total 30 plus DPD, Accrual Loans	85	75
Total Accrual	49,135	50,394
Nonaccrual	430	471
Loans, net of unearned income	49,565	50,865
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	1	0
Total 30 plus DPD, Accrual Loans	5	5
Total Accrual	4,830	4,851
Nonaccrual	43	36
Loans, net of unearned income	4,873	4,887
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Total 30 plus DPD, Accrual Loans	0	1
Total Accrual	335	273
Nonaccrual	6	8
Loans, net of unearned income	341	281
Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	40	23
Total 30 plus DPD, Accrual Loans	85	23
Total Accrual	6,275	6,372
Nonaccrual	287	233
Loans, net of unearned income	6,562	6,605
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Total 30 plus DPD, Accrual Loans	0	0
Total Accrual	2,250	2,245
Nonaccrual	0	0
Loans, net of unearned income	2,250	2,245
Residential First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	121	95
Total 30 plus DPD, Accrual Loans	288	247
Total Accrual	20,102	20,185
Nonaccrual	23	22
Loans, net of unearned income	20,125	20,207
Home Equity Lines of Credit[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	16	20
Total 30 plus DPD, Accrual Loans	40	47
Total Accrual	3,104	3,192
Nonaccrual	26	29
Loans, net of unearned income	3,130	3,221
Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	7	7
Total 30 plus DPD, Accrual Loans	19	21
Total Accrual	2,398	2,433
Nonaccrual	6	6
Loans, net of unearned income	2,404	2,439
Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	19	20
Total 30 plus DPD, Accrual Loans	38	39
Total Accrual	1,372	1,341
Nonaccrual	0	0
Loans, net of unearned income	1,372	1,341
Other consumer- exit portfolios
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	0	0
Total 30 plus DPD, Accrual Loans	1	3
Total Accrual	9	43
Nonaccrual	0	0
Loans, net of unearned income	9	43
Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 plus DPD, Accrual Loans	22	29
Total 30 plus DPD, Accrual Loans	89	120
Total Accrual	6,158	6,245
Nonaccrual	0	0
Loans, net of unearned income	6,158	6,245
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	278	250
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	42	46
Financing Receivables, 30 to 59 Days Past Due [Member] | Total Investor Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	45	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	191	204
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	39	43
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	3	3
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	45	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	112	104
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Lines of Credit[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	15	17
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	8	10
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	10	11
Financing Receivables, 30 to 59 Days Past Due [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	1	2
Financing Receivables, 30 to 59 Days Past Due [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	45	60
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	143	126
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	44	24
Financing Receivables, 60 to 89 Days Past Due [Member] | Total Investor Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	99	102
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	43	21
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	1	2
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	1
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Investor Real Estate Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Investor Real Estate Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	55	48
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Lines of Credit[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	9	10
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	4	4
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	9	8
Financing Receivables, 60 to 89 Days Past Due [Member] | Other consumer- exit portfolios
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	0	1
Financing Receivables, 60 to 89 Days Past Due [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Past Due less than 90 days	$ 22	$ 31

Loans And The Allowance For C_7

Loans And The Allowance For Credit Losses (Modifications By Class And Segment) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 204	$ 380	$ 353	$ 703
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.21%	0.38%	0.36%	0.71%
Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 133	$ 317	$ 272	$ 495
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.14%	0.32%	0.28%	0.45%
Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 1	$ 11	$ 2	$ 151
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0.01%	0%	0.15%
Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 41	$ 4	$ 50	$ 9
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.04%	0%	0.05%	0.01%
us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 48		$ 48
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0.05%		0.05%
Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 29		$ 29
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.03%		0.03%
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 56	$ 257	$ 88	$ 462
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.10%	0.45%	0.16%	0.81%
Commercial Portfolio Segment [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 23	$ 200	$ 55	$ 266
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.04%	0.35%	0.10%	0.47%
Commercial Portfolio Segment [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 9	$ 0	$ 148
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0.02%	0%	0.26%
Commercial Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 33	$ 0	$ 33	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.06%	0%	0.06%	0%
Commercial Portfolio Segment [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 48		$ 48
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0.08%		0.08%
Commercial Portfolio Segment [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 101	$ 91	$ 128	$ 153
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	1.14%	1.04%	1.46%	1.75%
Total Investor Real Estate [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 72	$ 91	$ 99	$ 153
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.82%	1.04%	1.13%	1.75%
Total Investor Real Estate [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Total Investor Real Estate [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Total Investor Real Estate [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Total Investor Real Estate [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 29		$ 29
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.33%		0.33%
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 47	$ 32	$ 137	$ 88
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.14%	0.10%	0.41%	0.26%
Consumer Portfolio Segment [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 38	$ 26	$ 118	$ 76
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.11%	0.08%	0.36%	0.23%
Consumer Portfolio Segment [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 1	$ 2	$ 2	$ 3
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0.01%	0.01%	0.01%
Consumer Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 8	$ 4	$ 17	$ 9
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.02%	0.01%	0.05%	0.03%
Consumer Portfolio Segment [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Consumer Portfolio Segment [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 54	$ 254	$ 84	$ 451
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.11%	0.49%	0.17%	0.87%
Commercial And Industrial [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 21	$ 197	$ 51	$ 255
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.04%	0.38%	0.10%	0.49%
Commercial And Industrial [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 9	$ 0	$ 148
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0.02%	0%	0.29%
Commercial And Industrial [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 33	$ 0	$ 33	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.07%	0%	0.07%	0%
Commercial And Industrial [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 48		$ 48
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0.09%		0.09%
Commercial And Industrial [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 2	$ 3	$ 4	$ 9
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.04%	0.06%	0.09%	0.18%
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 2	$ 3	$ 4	$ 9
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.04%	0.06%	0.08%	0.18%
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Commercial Real Estate Mortgage - Owner-Occupied [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount				$ 2
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage				0.86%
Commercial Real Estate Construction - Owner-Occupied [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount				$ 2
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage				0.71%
Commercial Real Estate Construction - Owner-Occupied [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount				$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage				0%
Commercial Real Estate Construction - Owner-Occupied [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount				$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage				0%
Commercial Real Estate Construction - Owner-Occupied [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount				$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage				0%
Commercial investor real estate mortgage [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 101	$ 89	$ 128	$ 151
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	1.54%	1.39%	1.95%	2.35%
Commercial investor real estate mortgage [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 72	$ 89	$ 99	$ 151
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	1.10%	1.39%	1.51%	2.35%
Commercial investor real estate mortgage [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Commercial investor real estate mortgage [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Commercial investor real estate mortgage [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Commercial investor real estate mortgage [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 29		$ 29
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.44%		0.44%
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 2		$ 2
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0.08%		0.08%
Commercial Investor Real Estate Construction [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 2		$ 2
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0.08%		0.08%
Commercial Investor Real Estate Construction [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Commercial Investor Real Estate Construction [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Commercial Investor Real Estate Construction [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Residential First Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 40	$ 28	$ 121	$ 78
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.20%	0.14%	0.60%	0.39%
Residential First Mortgage [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 37	$ 25	$ 115	$ 72
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.18%	0.12%	0.57%	0.36%
Residential First Mortgage [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 1	$ 2	$ 2	$ 3
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.01%	0.01%	0.01%	0.01%
Residential First Mortgage [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 2	$ 1	$ 4	$ 3
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.01%	0.01%	0.02%	0.02%
Residential First Mortgage [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Residential First Mortgage [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Home Equity Lines of Credit[Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 4	$ 2	$ 7	$ 3
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.13%	0.05%	0.22%	0.10%
Home Equity Lines of Credit[Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 1
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0.01%	0.02%
Home Equity Lines of Credit[Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Home Equity Lines of Credit[Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 4	$ 2	$ 7	$ 2
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.13%	0.04%	0.21%	0.08%
Home Equity Lines of Credit[Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Home Equity Lines of Credit[Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%
Home Equity Loan [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 3	$ 2	$ 9	$ 7
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.13%	0.09%	0.37%	0.29%
Home Equity Loan [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 1	$ 1	$ 3	$ 3
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.05%	0.04%	0.13%	0.13%
Home Equity Loan [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%	0%	0%	0%
Home Equity Loan [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 2	$ 1	$ 6	$ 4
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0.08%	0.05%	0.24%	0.15%
Home Equity Loan [Member] | us-gaap_ExtendedMaturityAndPaymentDeferralMember
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount		$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage		0%		0%
Home Equity Loan [Member] | Other Loan Modification type
Financing Receivable, Modifications [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified in Period, amount	$ 0		$ 0
Financing Receivable, Excluding Accrued Interest, Modified in Period, Percentage	0%		0%

Loans And The Allowance For C_8

Loans And The Allowance For Credit Losses (Financial Impact Of Modifications To Troubled Borrowers) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Commercial And Industrial [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	1 year 29 days	8 months 1 day	1 year 9 months 29 days	9 months
Commercial And Industrial [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financial Effect, Payments deferral		0.25		0.5
Commercial And Industrial [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	1 year 2 months 1 day		1 year 2 months 1 day
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification	200%		200%
Commercial And Industrial [Member] | Extended Maturity and Payment Deferral
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension		2 years		2 years
Financial Effect, Payments deferral		2		2
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	1 year 5 months 1 day	11 months 1 day	1 year	9 months 29 days
Commercial Real Estate Construction - Owner-Occupied [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension				3 months
Commercial investor real estate mortgage [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	2 months 1 day	6 months 29 days	9 months	8 months 1 day
Commercial Investor Real Estate Construction [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension		5 months 1 day		5 months 1 day
Residential First Mortgage [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	7 years	7 years	7 years	6 years
Residential First Mortgage [Member] | Payment Deferral
Financing Receivable, Modifications [Line Items]
Financial Effect, Payments deferral	0.42	0.92	0.5	0.92
Residential First Mortgage [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	4 years	7 years	5 years	7 years
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification	1%	1%	1%	1%
Home Equity Lines of Credit[Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension				18 years
Home Equity Lines of Credit[Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	24 years	20 years	23 years	19 years
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification	2%	2%	2%	2%
Home Equity Loan [Member] | Extended Maturity
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	16 years	12 years	12 years	14 years
Home Equity Loan [Member] | Extended Maturity and Interest Rate Reduction
Financing Receivable, Modifications [Line Items]
Financial Effect, Term Extension	24 years	15 years	25 years	15 years
Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification	3%	2%	2%	2%

Loans And The Allowance For C_9

Loans And The Allowance For Credit Losses(Aging and Non-Accrual Performance for Modifications to Troubled Borrowers (Details) - USD ($) $ in Millions	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	$ 576	$ 703
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	152	462
Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	264	153
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	160	88
Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	328	375
Current | Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	104	262
Current | Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	103	42
Current | Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	121	71
Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	48	60
Financial Asset, 30 to 89 Days Past Due | Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	2
Financial Asset, 30 to 89 Days Past Due | Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	27	48
Financial Asset, 30 to 89 Days Past Due | Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	21	10
Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	11	8
Financial Asset, Equal to or Greater than 90 Days Past Due | Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	5
Financial Asset, Equal to or Greater than 90 Days Past Due | Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due | Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	11	3
Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	189	260
Non-performing [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	48	193
Non-performing [Member] | Total Investor Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	134	63
Non-performing [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	7	4
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	147	451
Commercial And Industrial [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	101	258
Commercial And Industrial [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	2
Commercial And Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	5
Commercial And Industrial [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	46	186
Commercial Real Estate Mortgage - Owner-Occupied [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	5	9
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	3	4
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Commercial Real Estate Mortgage - Owner-Occupied [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	2	5
Commercial Real Estate Construction - Owner-Occupied [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		2
Commercial Real Estate Construction - Owner-Occupied [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Commercial Real Estate Construction - Owner-Occupied [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Commercial Real Estate Construction - Owner-Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Commercial Real Estate Construction - Owner-Occupied [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		2
Commercial investor real estate mortgage [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	264	151
Commercial investor real estate mortgage [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	103	40
Commercial investor real estate mortgage [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	27	48
Commercial investor real estate mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Commercial investor real estate mortgage [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	134	63
Commercial Investor Real Estate Construction [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		2
Commercial Investor Real Estate Construction [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		2
Commercial Investor Real Estate Construction [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Commercial Investor Real Estate Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Commercial Investor Real Estate Construction [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period		0
Residential First Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	142	78
Residential First Mortgage [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	106	63
Residential First Mortgage [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	20	10
Residential First Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	11	3
Residential First Mortgage [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	5	2
Home Equity Lines of Credit[Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	8	3
Home Equity Lines of Credit[Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	7	3
Home Equity Lines of Credit[Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Home Equity Lines of Credit[Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Home Equity Lines of Credit[Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	1	0
Home Equity Loan [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	10	7
Home Equity Loan [Member] | Current
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	8	5
Home Equity Loan [Member] | Financial Asset, 30 to 89 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	1	0
Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	0	0
Home Equity Loan [Member] | Non-performing [Member]
Financing Receivable, Modifications [Line Items]
Modifications to Troubled Borrowers, modified in the previous 12-month period	$ 1	$ 2

Loans And The Allowance For _10

Loans And The Allowance For Credit Losses (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable no allowance	$ 195	$ 195	$ 280
Loans, net of unearned income	96,789	96,789	98,379
Defaulted during period as modification to troubled borrower, twelve months prior to modification	49	183
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54,779	54,779	56,033
Commercial Portfolio Segment [Member] | Extended Maturity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Excluding Accrued Interest, Modified, Accumulated	65	65	106
Total Investor Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,812	8,812	8,850
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	33,198	33,198	33,496
Collateral Dependent Member | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	218	218	220
Collateral Dependent Member | Total Investor Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	199	199	92
Collateral Dependent Member | Consumer Portfolio Segment [Member] | residential real estate and home equity loan and lines
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 113	$ 113	$ 93

Servicing of Financial Assets_2

Servicing of Financial Assets (Analysis Of Residential MSRs Under The Fair Value Measurement Method) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Servicing Asset at Fair Value, Amount [Roll Forward]
Carrying Value, beginning of period			$ 906
Carrying value, end of period	$ 971		971
Residential Mortgage
Servicing Asset at Fair Value, Amount [Roll Forward]
Carrying Value, beginning of period	1,020	$ 801	906	$ 812
Additions	8	8	20	20
Servicing Asset, at fair value, purchases	4	106	134	138
Increase (decrease) in fair value, due to change in valuation inputs or assumptions	(28)	45	4	41
Increase (decrease) in fair value, economic amortization associated with borrower repayments	(33)	(28)	(93)	(79)
Carrying value, end of period	$ 971	$ 932	$ 971	$ 932

Servicing of Financial Assets_3

Servicing of Financial Assets (Data And Assumptions Used In The Fair Value Calculation As Well As The Valuation's Sensitivity To Rate Fluctuations Related To Mortgage Servicing Rights) (Details) $ in Millions	9 Months Ended
	Sep. 30, 2024 USD ($) basis_point	Sep. 30, 2023 USD ($) basis_point
Transfers and Servicing of Financial Assets [Abstract]
Unpaid principal balance	$ 68,361	$ 61,452
Weighted-average CPR (%)	9%	7.70%
Estimated impact on fair value of a 10% increase	$ (46)	$ (59)
Estimated impact on fair value of a 20% increase	$ (87)	$ (100)
Option-adjusted spread (basis points) | basis_point	496	483
Estimated impact on fair value of a 10% increase	$ (21)	$ (20)
Estimated impact on fair value of a 20% increase	$ (43)	$ (40)
Weighted-Average Coupon Interest Rate	3.80%	3.70%
Weighted-average remaining maturity (months)	298 months	303 months
Weighted-average servicing fee (basis points) | basis_point	27.3	27.3

Servicing of Financial Assets_4

Servicing of Financial Assets (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Servicing Assets at Fair Value [Line Items]
Servicing Asset at Fair Value, Amount	$ 971		$ 971			$ 906
Residential Mortgage
Servicing Assets at Fair Value [Line Items]
Servicing related fees and other ancillary income	53	$ 42	143	$ 119
Servicing Asset at Fair Value, Amount	971	932	971	932	$ 1,020	906	$ 801	$ 812
Fannie Mae DUS License
Servicing Assets at Fair Value [Line Items]
Servicing Asset at Amortized Cost	86		86			87
Servicing Asset at Fair Value, Amount	108		108			$ 109
Commercial Real Estate
Servicing Assets at Fair Value [Line Items]
Servicing related fees and other ancillary income	$ 6	$ 5	$ 19	$ 17

Stockholders' Equity and Accu_3

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss) (Preferred Stock Issuances) (Details) - USD ($) $ / shares in Units, $ in Millions			9 Months Ended
	Aug. 15, 2029	Sep. 15, 2025	Sep. 30, 2024	Jul. 22, 2024	Dec. 31, 2023
Class of Stock [Line Items]
Liquidation Amount			$ 1,750
Preferred stock, shares issued			1,403,500		1,403,500
Preferred stock, shares outstanding			1,403,500
Carrying Amount			$ 1,715		$ 1,659
Series B(2)
Class of Stock [Line Items]
Dividend rate, percentage			6.375%
Liquidation Amount			$ 0
Preferred stock, liquidation preference per share (in usd per share)			$ 1,000
Preferred stock, shares issued			0
Preferred stock, shares outstanding			0
Carrying Amount			$ 0		433
Series C
Class of Stock [Line Items]
Dividend rate, percentage			5.70%
Liquidation Amount			$ 500
Preferred stock, liquidation preference per share (in usd per share)			$ 1,000
Preferred stock, shares issued			500,000
Preferred stock, shares outstanding			500,000
Carrying Amount			$ 490		490
Series D
Class of Stock [Line Items]
Dividend rate, percentage			5.75%
Liquidation Amount			$ 350
Preferred stock, liquidation preference per share (in usd per share)			$ 100,000
Preferred stock, shares issued			3,500
Preferred stock, shares outstanding			3,500
Carrying Amount			$ 346		346
Series E
Class of Stock [Line Items]
Dividend rate, percentage			4.45%
Liquidation Amount			$ 400
Preferred stock, liquidation preference per share (in usd per share)			$ 1,000
Preferred stock, shares issued			400,000
Preferred stock, shares outstanding			400,000
Carrying Amount			$ 390		390
Series F Preferred Stock
Class of Stock [Line Items]
Dividend rate, percentage			6.95%
Liquidation Amount			$ 500
Preferred stock, liquidation preference per share (in usd per share)			$ 1,000	$ 1,000
Preferred stock, shares issued			500,000
Preferred stock, shares outstanding			500,000
Carrying Amount			$ 489		$ 0
Scenario, Forecast
Class of Stock [Line Items]
Preferred Stock, Basis spread on variable rate for transition to SOFR, percentage	0.262%
Scenario, Forecast | Series C Preferred Stock Dividend Scenario 1
Class of Stock [Line Items]
Dividend rate, percentage	5.70%
Scenario, Forecast | Series D Preferred Stock Dividend Scenario 1
Class of Stock [Line Items]
Dividend rate, percentage		5.75%
Scenario, Forecast | Series F Preferred Stock Dividend Scenario 1
Class of Stock [Line Items]
Dividend rate, percentage		6.95%
Plus 3-month CME Term SOFR | Scenario, Forecast | Series C Preferred Stock Dividend Scenario 2
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage	3.41%
Plus 5-year Treasury rate | Scenario, Forecast | Series D Preferred Stock Dividend Scenario 2
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage		5.426%
Plus 5-year Treasury rate | Scenario, Forecast | Series F Preferred Stock Dividend Scenario 2
Class of Stock [Line Items]
Preferred Stock, Dividend Rate, Basis Spread on Variable Rate, Percentage	2.771%
Depositary Shares | Series B(2)
Class of Stock [Line Items]
Preferred stock, liquidation preference per share (in usd per share)			$ 25
Depositary Shares | Series C
Class of Stock [Line Items]
Preferred stock, liquidation preference per share (in usd per share)			25
Depositary Shares | Series D
Class of Stock [Line Items]
Preferred stock, liquidation preference per share (in usd per share)			1,000
Depositary Shares | Series E
Class of Stock [Line Items]
Preferred stock, liquidation preference per share (in usd per share)			25
Depositary Shares | Series F Preferred Stock
Class of Stock [Line Items]
Preferred stock, liquidation preference per share (in usd per share)			$ 25	$ 25

Stockholders' Equity and Accu_4

Stockholders' Equity and Accumulated Other Comprehensive Income (Loss)(Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Millions	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Pre-tax AOCI activity, Period Start	$ (4,379)		$ (3,773)	$ (4,613)		$ (4,481)	$ (3,773)	$ (4,481)
OCIDebtSecuritiesAvailableForSaleTransferToHeldToMaturityUnrealizedGainLossBeforeAdjustmentBeforeTax	(436)
Unrealized losses on securities transferred to held to maturity during the period, tax	(111)			0			(111)	0
Unrealized losses on securities transferred from available for sale during the period	(325)			0			(325)	0
Other Comprehensive Income (Loss), before Tax	1,839			(1,068)			1,233	(1,200)
Other Comprehensive Income (Loss), Tax	(468)			272			(315)	307
Other comprehensive income (loss), net of tax	1,371	$ (41)	(412)	(796)	$ (596)	499	918	(893)
OCIDebtSecuritiesAvailableForSaleUnrealizedGainLossTransferredToHeldToMaturityBeforeAdjustmentTax	111			0			111	0
Unrealized losses on securities transferred to held to maturity during the period	325			0			325	0
Unrealized holding gains (losses) on available for sale securities, tax	298			(203)			193	(177)
Unrealized holding gains (losses) arising during the period on securities available for sale, net of tax	870			(595)			560	(518)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	20			0			45	0
Reclassification adjustments for securities gains (losses) realized in net income (net of tax)	(58)			(1)			(133)	(3)
Pre-tax AOCI activity, Period End	(2,540)	(4,379)		(5,681)	(4,613)		(2,540)	(5,681)
Unrealized holding gains (losses) on derivatives arising during the period	354			(274)			(46)	(496)
Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (net of tax)	(6)			(11)			(14)	(21)
Tax Effect, period start	1,114		961	1,173		1,138	961	1,138
Tax Effect, period end	646	1,114		1,445	1,173		646	1,445
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(3,265)		(2,812)	(3,440)		(3,343)	(2,812)	(3,343)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(1,894)	(3,265)		(4,236)	(3,440)		(1,894)	(4,236)
Net change in unrealized gains (losses) on derivative instruments, net of tax	436			(213)			209	(400)
Unrealized losses on securities transferred to held to maturity:
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Pre-tax AOCI activity, Period Start	(8)		(9)	(10)		(11)	(9)	(11)
OCIDebtSecuritiesAvailableForSaleTransferToHeldToMaturityUnrealizedGainLossBeforeAdjustmentBeforeTax	(436)						436
Unrealized losses on securities transferred to held to maturity during the period, tax	111						111
Unrealized losses on securities transferred from available for sale during the period	(325)						(325)
Other Comprehensive Loss, Held-to-maturity Security, Reclassification Adjustment from AOCI for Noncredit Portion of OTTI, before Tax	1			0			2	1
Reclassification adjustments for Amortization of Unrealized Losses on Securities Transferred to Held to Maturity, Tax	0			0			0	0
Reclassification adjustments for Amortization of Unrealized Losses on Securities Transferred to Held to Maturity (net of tax)	1			0			2	1
Other Comprehensive Income (Loss), before Tax	(435)						(434)
Other Comprehensive Income (Loss), Tax	111						111
Other comprehensive income (loss), net of tax	(324)						(323)
Pre-tax AOCI activity, Period End	(443)	(8)		(10)	(10)		(443)	(10)
Tax Effect, period start	1		1	2		2	1	2
Tax Effect, period end	112	1		2	2		112	2
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(7)		(8)	(8)		(9)	(8)	(9)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(331)	(7)		(8)	(8)		(331)	(8)
Unrealized gains (losses) on securities available for sale:
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Pre-tax AOCI activity, Period Start	(3,074)		(2,759)	(3,328)		(3,433)	(2,759)	(3,433)
Other Comprehensive Income (Loss), before Tax	1,682			(797)			1,367	(692)
Other Comprehensive Income (Loss), Tax	(429)			203			(349)	177
Other comprehensive income (loss), net of tax	1,253			(594)			1,018	(515)
OCIDebtSecuritiesAvailableForSaleUnrealizedGainLossTransferredToHeldToMaturityArisingDuringBeforeTax	436						436
OCIDebtSecuritiesAvailableForSaleUnrealizedGainLossTransferredToHeldToMaturityBeforeAdjustmentTax	(111)						111
Unrealized losses on securities transferred to held to maturity during the period	325						325
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax	1,168			(798)			753	(695)
Unrealized holding gains (losses) on available for sale securities, tax	298			203			193	177
Unrealized holding gains (losses) arising during the period on securities available for sale, net of tax	870						560
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	78			1			178	(3)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	(20)			0			(45)	0
Reclassification adjustments for securities gains (losses) realized in net income (net of tax)	58			1			133	3
Pre-tax AOCI activity, Period End	(1,392)	(3,074)		(4,125)	(3,328)		(1,392)	(4,125)
Tax Effect, period start	783		703	846		872	703	872
Tax Effect, period end	354	783		1,049	846		354	1,049
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(2,291)		(2,056)	(2,482)		(2,561)	(2,056)	(2,561)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(1,038)	(2,291)		(3,076)	(2,482)		(1,038)	(3,076)
Unrealized gains (losses) on derivative instruments designated as cash flow hedges:
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Pre-tax AOCI activity, Period Start	(703)		(399)	(719)		(468)	(399)	(468)
Other Comprehensive Income (Loss), before Tax	585			(285)			281	(536)
Other Comprehensive Income (Loss), Tax	(149)			72			(72)	136
Other comprehensive income (loss), net of tax	436			(213)				(400)
Pre-tax AOCI activity, Period End	(118)	(703)		(1,004)	(719)		(118)	(1,004)
OCI, before Reclassifications, before Tax, Attributable to Parent	475			(367)			(62)	(665)
OCI, before reclassifications, tax, attributable to parent	(121)			93			16	169
Reclassification from AOCI, Current Period, before Tax, Attributable to Parent	(110)			(82)			(343)	(129)
Reclassification from AOCI, Current Period, Tax	(28)			(21)			(88)	(33)
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent	82			61			255	(96)
Tax Effect, period start	179		102	183		119	102	119
Tax Effect, period end	30	179		255	183		30	255
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(524)		(297)	(536)		(349)	(297)	(349)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	(88)	(524)		(749)	(536)		(88)	(749)
Defined benefit pension plans and other post employment benefit plans:
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Pre-tax AOCI activity, Period Start	(594)		(606)	(556)		(569)	(606)	(569)
Pre-tax AOCI activity, Period End	(587)	(594)		(542)	(556)		(587)	(542)
Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income, before Tax	7			14			19	27
Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income, Tax	(1)			(3)			(5)	(6)
Reclassification adjustments for amortization of actuarial (gains) losses and settlements realized in net income (net of tax)	6			11			14	21
Tax Effect, period start	151		155	142		145	155	145
Tax Effect, period end	150	151		139	142		150	139
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period Start	(443)		$ (451)	(414)		$ (424)	(451)	(424)
Accumulated Other Comprehensive Income (Loss), Net of Tax, Period End	$ (437)	$ (443)		$ (403)	$ (414)		$ (437)	$ (403)

Stockholders' Equity And Accu_5

Stockholders' Equity And Accumulated Other Comprehensive Income (Loss) (Narrative) (Details) $ / shares in Units, shares in Thousands, $ in Millions		3 Months Ended						9 Months Ended		29 Months Ended
	Jul. 22, 2024 USD ($) $ / shares	Sep. 30, 2024 USD ($) $ / shares shares	Jun. 30, 2024 USD ($) $ / shares	Mar. 31, 2024 USD ($) $ / shares	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Sep. 30, 2024 USD ($) $ / shares	Sep. 30, 2023 USD ($) $ / shares	Sep. 30, 2024 USD ($) $ / shares shares	Sep. 15, 2029 USD ($)	May 15, 2029 USD ($)	Jun. 15, 2026 USD ($)	Sep. 15, 2025 USD ($)	Apr. 20, 2022 USD ($)
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock dividends		$ 29	$ 24	$ 25	$ 25	$ 25	$ 24
Stock Redeemed or Called During Period, Value		$ 500
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum		0.025						0.025		0.025
Stock Repurchase Program, Authorized Amount															$ 2,500
Stock Repurchased During Period, Shares | shares										31,000
Stock Repurchased During Period, Value										$ 557
Cash dividend declared (in dollars per share) | $ / shares		$ 0.25	$ 0.24	$ 0.24				$ 0.73	$ 0.64
Series B(2)
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		$ 1,000						1,000		$ 1,000
Stock Redeemed or Called During Period, Shares | shares		500
Stock Redeemed or Called During Period, Value		$ 500
Series B(2) | Depositary Shares
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		$ 25						25		25
Series C
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		1,000						1,000		1,000
Series C | Depositary Shares
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		25						25		25
Series C | Subsequent Event
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount												$ 10
Series D
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		100,000						100,000		100,000
Series D | Depositary Shares
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		1,000						1,000		1,000
Series D | Subsequent Event
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount														$ 4
Series E
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		1,000						1,000		1,000
Series E | Depositary Shares
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares		$ 25						25		25
Series E | Subsequent Event
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount													$ 10
Series F Preferred Stock
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock dividends		$ 4
Proceeds from Issuance of Preferred Stock and Preference Stock	$ 500
Preferred stock, liquidation preference per share (in usd per share) | $ / shares	$ 1,000	$ 1,000						1,000		1,000
Payments of Stock Issuance Costs		$ 11
Series F Preferred Stock | Depositary Shares
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock, liquidation preference per share (in usd per share) | $ / shares	$ 25	$ 25						$ 25		$ 25
Series F Preferred Stock | Subsequent Event
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
ExcessofRedemptionAmountOverCarryingAmount											$ 11
us-gaap_SeriesBandCandDand EPreferredStockMember
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock dividends									$ 74
SeriesBandCandDandEandFPreferredStock [Member]
Stockholders' Equity And Comprehensive Income (Loss) [Line Items]
Preferred stock dividends								$ 78

Earnings Per Common Share (Comp

Earnings Per Common Share (Computation Of Basic And Diluted Earnings (Loss) Per Common Share) (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended						9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Numerator:
Net income	$ 490	$ 501	$ 368	$ 490	$ 581	$ 612	$ 1,359	$ 1,683
Preferred stock dividends and other(1)	(44)			(25)			(93)	(74)
Stock Redeemed or Called During Period, Value	500
Net income available to common shareholders	$ 446			$ 465			$ 1,266	$ 1,609
Denominator:
Weighted-average common shares outstanding—basic	914			939			917	938
Potential common shares	4			1			2	2
Weighted-average common shares outstanding—diluted	918			940			919	940
Earnings per common share:
Basic	$ 0.49			$ 0.49			$ 1.38	$ 1.72
Diluted	$ 0.49			$ 0.49			$ 1.38	$ 1.71
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	4			7			5	6
Retained Earnings
Numerator:
Net income	$ 490	$ 501	$ 368	$ 490	$ 581	$ 612
Stock Redeemed or Called During Period, Value	$ 15

Pension and Other Postretirem_3

Pension and Other Postretirement Benefits (Schedule of Net Periodic Pension Cost) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 6	$ 6	$ 17	$ 18
Interest cost	23	24	66	69
Expected return on plan assets	(31)	(30)	(93)	(90)
Amortization of actuarial loss	7	7	19	20
Settlement charge	0	7	0	7
Net periodic pension cost	5	14	9	24
Pension Plan | Qualified Plans
Defined Benefit Plan Disclosure [Line Items]
Service cost	6	6	16	17
Interest cost	21	22	62	64
Expected return on plan assets	(31)	(30)	(93)	(90)
Amortization of actuarial loss	7	5	18	17
Settlement charge	0	0	0	0
Net periodic pension cost	3	3	3	8
Supplemental Employee Retirement Plan | Non-qualified Plans
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0	1	1
Interest cost	2	2	4	5
Expected return on plan assets	0	0	0	0
Amortization of actuarial loss	0	2	1	3
Settlement charge	0	7	0	7
Net periodic pension cost	$ 2	$ 11	$ 6	$ 16

Derivative Financial Instrume_3

Derivative Financial Instruments And Hedging Activities (Schedule Of Derivative Instruments Notional And Fair Values) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	$ 165,240	$ 160,576
Derivative Asset, Estimated Fair Value	1,640	2,105
Derivative Liability, Estimated Fair Value	1,808	2,691
Derivative Asset, Fair Value of Derivative Contracts Offset in Accordance with Entity's Policy that were Offset Under Master Netting Agreements	1,434	2,029
Derivative Liability, Fair Value of Derivative Contracts Offset In Accordance with Policy Election that were Offset Under Master Netting Agreements	1,124	1,560
Derivative Asset	206	76
Derivative Liability	684	1,131
Derivative Asset, Collateral, Obligation to Return Cash, Offset	120	243
Derivative Liability, Collateral, Right to Reclaim Cash, Offset	67	43
Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	39,234	34,525
Derivative Asset, Estimated Fair Value	117	65
Derivative Liability, Estimated Fair Value	398	714
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	126,006	126,051
Derivative Asset, Estimated Fair Value	1,523	2,040
Derivative Liability, Estimated Fair Value	1,410	1,977
Interest rate swaps | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	99,981	99,892
Interest rate swaps | Not Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	1,330	1,769
Interest rate swaps | Not Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	1,258	1,718
Interest rate options | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	12,151	13,497
Interest rate options | Not Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	40	66
Interest rate options | Not Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	27	57
Interest rate futures and forward commitments | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	1,376	655
Interest rate futures and forward commitments | Not Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	7	7
Interest rate futures and forward commitments | Not Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	2	12
Other contracts | Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	12,497	12,007
Other contracts | Not Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	146	198
Other contracts | Not Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	123	190
Fair Value Hedging | Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	4,934	2,975
Fair Value Hedging | Interest rate swaps | Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	4	1
Fair Value Hedging | Interest rate swaps | Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	85	121
Cash Flow Hedging | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	34,300	31,550
Derivative Asset, Estimated Fair Value	113	64
Derivative Liability, Estimated Fair Value	313	593
Cash Flow Hedging | Interest rate swaps | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	32,300	29,550
Cash Flow Hedging | Interest rate swaps | Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	101	43
Cash Flow Hedging | Interest rate swaps | Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	307	580
Cash Flow Hedging | Interest rate options | Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	2,000	2,000
Cash Flow Hedging | Interest rate options | Designated as Hedging Instrument | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset, Estimated Fair Value	12	21
Cash Flow Hedging | Interest rate options | Designated as Hedging Instrument | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability, Estimated Fair Value	$ 6	$ 13

Derivative Financial Instrume_4

Derivative Financial Instruments And Hedging Activities (Schedule Of The Effect Of Derivative Instruments On The Statements Of Operations) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
Debt securities	$ 241	$ 185	$ 669	$ 557
Loans, including fees	1,463	1,462	4,316	4,276
Fair Value Hedging | Interest Rate Contract | Taxable Debt Securities in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	2	0	7	0
Gain or (Loss) Recognized in Income on Derivatives	(8)	0	(2)	0
Gain or (Loss) Recognized in Income on Related Hedged Item	9	0	2	0
Gain (Loss) on Fair Value Hedges Recognized in Earnings	3	0	7	0
Fair Value Hedging | Interest Rate Contract | Loans Including Fees in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	0	0	0	0
Gain or (Loss) Recognized in Income on Derivatives	0	0	0	0
Gain or (Loss) Recognized in Income on Related Hedged Item	0	0	0	0
Gain (Loss) on Fair Value Hedges Recognized in Earnings	0	0	0	0
Fair Value Hedging | Interest Rate Contract | Long-term Borrowings In Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	(18)	(18)	(52)	(47)
Gain or (Loss) Recognized in Income on Derivatives	39	(3)	45	6
Gain or (Loss) Recognized in Income on Related Hedged Item	(39)	3	(45)	(6)
Gain (Loss) on Fair Value Hedges Recognized in Earnings	(18)	(18)	(52)	(47)
Fair Value Hedging | Interest Rate Contract | Deposits
Derivative Instruments, Gain (Loss) [Line Items]
Amounts Related to Interest Settlements on Derivatives	0		1
Gain or (Loss) Recognized in Income on Derivatives	1		0
Gain or (Loss) Recognized in Income on Related Hedged Item	(1)		0
Gain (Loss) on Fair Value Hedges Recognized in Earnings	0		(1)
Cash Flow Hedging | Interest Rate Contract | Taxable Debt Securities in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0	0	0	0
Net Income (Expense) Recognized on Cash Flow Hedges	0	0	0	0
Cash Flow Hedging | Interest Rate Contract | Loans Including Fees in Interest Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	(110)	(82)	(343)	(129)
Net Income (Expense) Recognized on Cash Flow Hedges	(110)	(82)	(343)	(129)
Cash Flow Hedging | Interest Rate Contract | Long-term Borrowings In Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0	0	0	0
Net Income (Expense) Recognized on Cash Flow Hedges	0	$ 0	0	$ 0
Cash Flow Hedging | Interest Rate Contract | Deposits
Derivative Instruments, Gain (Loss) [Line Items]
Gain or (Loss) Reclassified from AOCI into Income	0		0
Net Income (Expense) Recognized on Cash Flow Hedges	$ 0		$ 0

Derivative Financial Instrume_5

Derivative Financial Instruments and Hedging Activities Derivative Financial Instruments and Hedging Activities (Schedule of Fair Value Hedging Basis Adjustments) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset, Fair Value Hedge, Portfolio method, Amount		$ 1,000
Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost		1,300
Designated as Hedging Instrument | Debt Available-for-Sale Securities
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Asset, Fair Value Hedge	$ 1,754	1,653
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	7	5
Designated as Hedging Instrument | Long-term Debt
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Liability, Fair Value Hedge	(3,081)	(1,286)
Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease)	68	112
Designated as Hedging Instrument | Deposits
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Hedged Liability, Fair Value Hedge	(10)	(252)
Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease)	$ 0	$ 0

Derivative Financial Instrume_6

Derivative Financial Instruments And Hedging Activities (Schedule Of Gains (Losses) Recognized Related To Derivatives Not Designated As Hedging Instruments) (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	$ 62	$ (7)	$ 103	$ 5
Capital markets income [Member] | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	34	36	91	47
Capital markets income [Member] | Interest rate swaps | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	3	16	18	(8)
Capital markets income [Member] | Interest rate options | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	15	14	38	35
Capital markets income [Member] | Interest rate futures and forward commitments | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	4	2	18	10
Capital markets income [Member] | Other Contracts [Member] | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	12	4	17	10
Mortgage Income [Member] | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	28	(43)	12	(42)
Mortgage Income [Member] | Interest rate swaps | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	26	(38)	3	(38)
Mortgage Income [Member] | Interest rate options | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	(1)	(1)	(2)	0
Mortgage Income [Member] | Interest rate futures and forward commitments | Not Designated as Hedging Instrument
Derivative [Line Items]
Gain or (Loss) of Derivatives Not Designated as Hedging Instruments	$ 3	$ (4)	$ 11	$ (4)

Derivative Financial Instrume_7

Derivative Financial Instruments And Hedging Activities (Narrative) (Details) - USD ($)	9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Pre-tax AOCI loss	$ (2,540,000,000)	$ (4,379,000,000)	$ (3,773,000,000)	$ (5,681,000,000)	$ (4,613,000,000)	$ (4,481,000,000)
Accumulated Other Comprehensive Income related to discontinued cash flow hedges, before tax	43,000,000
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months	(138,000,000)
Pre-tax net income related to amortization of discontinued cash flow hedges	39,000,000
Derivative, Notional Amount	165,240,000,000		160,576,000,000
Maximum potential future exposure on swap participations	334,000,000
Aggregate fair value of all derivative instruments with credit risk	45,000,000		29,000,000
Posted collateral related to derivative instruments with credit risk	43,000,000		32,000,000
Unrealized gains (losses) on derivative instruments designated as cash flow hedges:
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Pre-tax AOCI loss	(118,000,000)	$ (703,000,000)	(399,000,000)	$ (1,004,000,000)	$ (719,000,000)	$ (468,000,000)
Not Designated as Hedging Instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	126,006,000,000		126,051,000,000
Interest Rate Lock Commitments | Not Designated as Hedging Instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	173,000,000		124,000,000
Forward Sale Commitments | Not Designated as Hedging Instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	358,000,000		267,000,000
Forward Rate Commitments and Futures Contracts | Not Designated as Hedging Instrument
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative, Notional Amount	$ 3,600,000,000		$ 3,300,000,000

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets And Liabilities At Fair Value Measured On A Recurring Basis) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 28,698	$ 28,104
Residential mortgage servicing rights	971	906
Derivative Asset, Estimated Fair Value	1,640	2,105
Derivative Liability, Estimated Fair Value	1,808	2,691
Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	28,698	28,104
Loans held for sale	255	201
Marketable Equity Securities carried at fair value	804	813
Residential mortgage servicing rights	971	906
Derivative Asset, Estimated Fair Value	1,640	2,105
Derivative Liability, Estimated Fair Value	1,808	2,691
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,046	1,223
Loans held for sale	0	0
Derivative Asset, Estimated Fair Value	12	0
Derivative Liability, Estimated Fair Value	0	0
Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,046	1,223
Loans held for sale	0	0
Marketable Equity Securities carried at fair value	804	813
Residential mortgage servicing rights	0	0
Derivative Asset, Estimated Fair Value	12	0
Derivative Liability, Estimated Fair Value	0	0
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	26,649	26,880
Loans held for sale	509	397
Derivative Asset, Estimated Fair Value	1,617	2,101
Derivative Liability, Estimated Fair Value	1,808	2,690
Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	26,649	26,880
Loans held for sale	255	201
Marketable Equity Securities carried at fair value	0	0
Residential mortgage servicing rights	0	0
Derivative Asset, Estimated Fair Value	1,617	2,101
Derivative Liability, Estimated Fair Value	1,808	2,690
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	3	1
Loans held for sale	13	3
Derivative Asset, Estimated Fair Value	11	4
Derivative Liability, Estimated Fair Value	0	1
Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	3	1
Loans held for sale	0	0
Marketable Equity Securities carried at fair value	0	0
Residential mortgage servicing rights	971	906
Derivative Asset, Estimated Fair Value	11	4
Derivative Liability, Estimated Fair Value	0	1
Interest rate swaps | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	1,435	1,813
Derivative Liability, Estimated Fair Value	1,650	2,419
Interest rate swaps | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	0
Interest rate swaps | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	1,435	1,813
Derivative Liability, Estimated Fair Value	1,650	2,419
Interest rate swaps | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	0
Interest rate options | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	52	87
Derivative Liability, Estimated Fair Value	33	70
Interest rate options | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	0
Interest rate options | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	41	83
Derivative Liability, Estimated Fair Value	33	70
Interest rate options | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	11	4
Derivative Liability, Estimated Fair Value	0	0
Interest rate futures and forward commitments | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	7	7
Derivative Liability, Estimated Fair Value	2	12
Interest rate futures and forward commitments | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	0
Interest rate futures and forward commitments | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	7	7
Derivative Liability, Estimated Fair Value	2	12
Interest rate futures and forward commitments | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	0
Other Contracts [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	146	198
Derivative Liability, Estimated Fair Value	123	190
Other Contracts [Member] | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	12	0
Derivative Liability, Estimated Fair Value	0	0
Other Contracts [Member] | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	134	198
Derivative Liability, Estimated Fair Value	123	189
Other Contracts [Member] | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative Asset, Estimated Fair Value	0	0
Derivative Liability, Estimated Fair Value	0	1
U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,046	1,223
U.S. Treasury securities | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,046	1,223
U.S. Treasury securities | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2,046	1,223
U.S. Treasury securities | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
U.S. Treasury securities | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Federal agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	457	1,043
Federal agency securities | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	457	1,043
Federal agency securities | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Federal agency securities | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	457	1,043
Federal agency securities | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2	2
Obligations of states and political subdivisions | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2	2
Obligations of states and political subdivisions | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Obligations of states and political subdivisions | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	2	2
Obligations of states and political subdivisions | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	20,459	17,372
Residential agency | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	20,459	17,372
Residential agency | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Residential agency | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	20,459	17,372
Residential agency | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	4,922	7,307
Commercial agency | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	4,922	7,307
Commercial agency | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial agency | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	4,922	7,307
Commercial agency | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial non-agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	85	83
Commercial non-agency | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	85	83
Commercial non-agency | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Commercial non-agency | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	85	83
Commercial non-agency | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Corporate and other debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	727	1,074
Corporate and other debt securities | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	727	1,074
Corporate and other debt securities | Level 1 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	0	0
Corporate and other debt securities | Level 2 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	724	1,073
Corporate and other debt securities | Level 3 [Member] | Recurring Fair Value Measurements
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt securities available for sale	$ 3	$ 1

Fair Value Measurements (Summar

Fair Value Measurements (Summary Of Quantitative Information About Level 3 Fair Value Measurements) (Details) - Discounted Cash Flow [Member] - Residential Mortgage $ in Millions	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Level 3 [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets, Fair Value Disclosure	$ 971	$ 906
Recurring Fair Value Measurements | Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.045	0.056
Option-Adjusted Spread	4.70%	4.50%
Recurring Fair Value Measurements | Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.354	0.215
Option-Adjusted Spread	7.70%	8.20%
Recurring Fair Value Measurements | Weighted Average [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Weighted Average CPR	0.090	0.082
Option-Adjusted Spread	5%	4.80%

Fair Value Measurements (Fair V

Fair Value Measurements (Fair Value Option, Fair Value and Unpaid Principal Balance) (Details) - Mortgage loans held for sale [Member] - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans Held for Sale	$ 248	$ 184
Fair Value Option Mortgages Held For Sale Aggregate Unpaid Principal	$ 243	$ 177

Fair Value Measurements (Sche_2

Fair Value Measurements (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Financial Assets
Debt securities held to maturity	$ 2,759	$ 716
Debt securities available for sale	28,698	28,104
Other earning assets	1,625	1,417
Derivative Asset, Estimated Fair Value	1,640	2,105
Financial Liabilities
Fair value Discount On Loan Portfolio Amount	$ (2,800)	$ (3,800)
Fair value Discount On Loan Portfolio Rate	3%	4%
Capital Leases Carrying Amount Excluded	$ 1,800	$ 1,700
Derivative Liability, Estimated Fair Value	1,808	2,691
Carrying Amount [Member]
Financial Assets
Cash and cash equivalents	10,521	6,801
Debt securities held to maturity	2,787	754
Debt securities available for sale	28,698	28,104
Loans held for sale	522	400
Loans (excluding leases), net of unearned income and allowance for loan losses	93,359	95,141
Other earning assets	1,625	1,417
Derivative Asset, Estimated Fair Value	1,640	2,105
Financial Liabilities
Deposits with no stated maturity, Fair Value Disclosure	110,692	112,816
Time deposits. fair value disclosure	15,684	14,972
Short-term Borrowings	1,500
Long-term Borrowings	6,016	2,330
Loan commitments and letters of credit	154	156
Derivative Liability, Estimated Fair Value	1,808	2,691
Estimate of Fair Value [Member]
Financial Assets
Cash and cash equivalents	10,521	6,801
Debt securities held to maturity	2,759	716
Debt securities available for sale	28,698	28,104
Loans held for sale	522	400
Loans (excluding leases), net of unearned income and allowance for loan losses	90,562	91,352
Other earning assets	1,625	1,417
Derivative Asset, Estimated Fair Value	1,640	2,105
Financial Liabilities
Deposits with no stated maturity, Fair Value Disclosure	110,692	112,816
Time deposits. fair value disclosure	15,673	14,905
Short-term Borrowings	1,500
Long-term Borrowings	6,147	2,319
Loan commitments and letters of credit	154	156
Derivative Liability, Estimated Fair Value	1,808	2,691
Level 1 [Member]
Financial Assets
Cash and cash equivalents	10,521	6,801
Debt securities held to maturity	0	0
Debt securities available for sale	2,046	1,223
Loans held for sale	0	0
Loans (excluding leases), net of unearned income and allowance for loan losses	0	0
Other earning assets	804	813
Derivative Asset, Estimated Fair Value	12	0
Financial Liabilities
Deposits with no stated maturity, Fair Value Disclosure	0	0
Time deposits. fair value disclosure	0	0
Short-term Borrowings	0
Long-term Borrowings	0	0
Loan commitments and letters of credit	0	0
Derivative Liability, Estimated Fair Value	0	0
Level 2 [Member]
Financial Assets
Cash and cash equivalents	0	0
Debt securities held to maturity	2,759	716
Debt securities available for sale	26,649	26,880
Loans held for sale	509	397
Loans (excluding leases), net of unearned income and allowance for loan losses	0	0
Other earning assets	821	604
Derivative Asset, Estimated Fair Value	1,617	2,101
Financial Liabilities
Deposits with no stated maturity, Fair Value Disclosure	110,692	112,816
Time deposits. fair value disclosure	15,673	14,905
Short-term Borrowings	1,500
Long-term Borrowings	6,146	2,318
Loan commitments and letters of credit	0	0
Derivative Liability, Estimated Fair Value	1,808	2,690
Level 3 [Member]
Financial Assets
Cash and cash equivalents	0	0
Debt securities held to maturity	0	0
Debt securities available for sale	3	1
Loans held for sale	13	3
Loans (excluding leases), net of unearned income and allowance for loan losses	90,562	91,352
Other earning assets	0	0
Derivative Asset, Estimated Fair Value	11	4
Financial Liabilities
Deposits with no stated maturity, Fair Value Disclosure	0	0
Time deposits. fair value disclosure	0	0
Short-term Borrowings	0
Long-term Borrowings	1	1
Loan commitments and letters of credit	154	156
Derivative Liability, Estimated Fair Value	$ 0	$ 1

Business Segment Information (S

Business Segment Information (Schedule Of Financial Information By Reportable Segment) (Details) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) segment	Sep. 30, 2023 USD ($)
Segment Reporting Information [Line Items]
Reportable segments | segment			3
Net interest income and other financing income (loss)	$ 1,218	$ 1,291	$ 3,588	$ 4,089
Provision (benefit from) for credit losses	113	145	367	398
Non-interest income	572	566	1,680	1,676
Non-interest expense	1,069	1,093	3,204	3,231
Income before income taxes	608	619	1,697	2,136
Income tax expense (benefit)	118	129	338	453
Net income (loss)	490	490	1,359	1,683
Average assets	154,667	153,484	152,998	153,448
Corporate Bank [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	459	488	1,359	1,531
Provision (benefit from) for credit losses	91	87	272	252
Non-interest income	240	181	657	525
Non-interest expense	319	303	950	932
Income before income taxes	289	279	794	872
Income tax expense (benefit)	73	70	199	218
Net income (loss)	216	209	595	654
Average assets	69,364	70,032	69,081	69,773
Consumer Bank [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	718	760	2,107	2,410
Provision (benefit from) for credit losses	67	70	202	208
Non-interest income	264	256	780	783
Non-interest expense	603	672	1,800	1,946
Income before income taxes	312	274	885	1,039
Income tax expense (benefit)	78	69	221	260
Net income (loss)	234	205	664	779
Average assets	37,882	38,108	37,974	37,625
Wealth Management [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	41	43	122	148
Provision (benefit from) for credit losses	2	2	6	6
Non-interest income	130	113	374	339
Non-interest expense	114	105	333	320
Income before income taxes	55	49	157	161
Income tax expense (benefit)	13	12	40	40
Net income (loss)	42	37	117	121
Average assets	2,088	2,018	2,059	2,053
Other [Member]
Segment Reporting Information [Line Items]
Net interest income and other financing income (loss)	0	0	0	0
Provision (benefit from) for credit losses	(47)	(14)	(113)	(68)
Non-interest income	(62)	16	(131)	29
Non-interest expense	33	13	121	33
Income before income taxes	(48)	17	(139)	64
Income tax expense (benefit)	(46)	(22)	(122)	(65)
Net income (loss)	(2)	39	(17)	129
Average assets	$ 45,333	$ 43,326	$ 43,884	$ 43,997

Commitments, Contingencies an_3

Commitments, Contingencies and Guarantees (Credit Risk Of Financial Instruments By Contractual Amounts) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Unused commitments to extend credit	$ 64,642		$ 63,631
Standby letters of credit	2,094		1,997
Commercial letters of credit	62		78
Liabilities associated with standby letters of credit	33		32
Assets associated with standby letters of credit	34		34
Reserve for unfunded credit commitments	$ 121	$ 111	$ 124	$ 130	$ 120	$ 118

Commitments, Contingencies an_4

Commitments, Contingencies and Guarantees (Narrative) (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Long-term Purchase Commitment [Line Items]
Fannie Mae DUS Servicing Portfolio, Amount	$ 6,700	$ 6,200
Fannie Mae Servicing Portfolio, Other, Amount	634	653
Maximum Quantifiable Fannie Mae Loss Share Guarantee	$ 2,300	$ 2,300