Filed pursuant to Rule 433
Registration Nos.:333-179309,333-179309-01,333-179309-02 and333-179309-03
Free Writing Prospectus, dated June 24, 2014
American Express Credit Account Master Trust Issuing Entity
SERIES 2014-2
$500,000,000* Class A [—]% Asset Backed Certificates $21,676,000* Class B [—]% Asset Backed Certificates
American Express Receivables Financing Corporation II American Express Receivables Financing Corporation III LLC American Express Receivables Financing Corporation IV LLC Depositors and Transferors
American Express Travel Related Services Company, Inc. Servicer
American Express Centurion Bank American Express Bank, FSB Sponsors |
The depositors and transferors have prepared a preliminary prospectus supplement dated June 24, 2014 and prospectus dated June 24, 2014 which describe the certificates to be issued by the issuing entity. You should review the preliminary prospectus supplement and the prospectus in their entirety before deciding to purchase any of the certificates.
* | Subject to increase or decrease as further described in the preliminary prospectus supplement. |
Ratings
The depositors and transferors expect that the certificates issued by the issuing entity will receive the indicated ratings from the nationally recognized statistical rating organizations, or “rating agencies,” listed below.
Fitch, Inc. | Moody’s Investors | |||||||
Class A certificates | AAA sf | Aaa (sf) | ||||||
Class B certificates | A+ sf | A2 (sf) |
It is a condition to the issuance of the certificates that each class of certificates receive the ratings listed above, except that the minimum required rating by Fitch, Inc. of the Class B certificates is A.
Underwriters of the Class A certificates
Citigroup | J.P. Morgan | Mitsubishi UFJ Securities |
ANZ Securities | ||||||||||
BMO Capital Markets | ||||||||||
Mischler Financial Group, Inc. | ||||||||||
nabSecurities, LLC | ||||||||||
The Williams Capital Group, L.P. |
Underwriters of the Class B certificates**
Citigroup | J.P. Morgan | Mitsubishi UFJ Securities |
The depositors and transferors have filed a registration statement (including a prospectus supplement and prospectus) with the Securities and Exchange Commission (“SEC”) (SEC FileNo. 333-179309) for the offering to which this communication relates. Before you invest, you should read the prospectus supplement and the prospectus in that registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuing entity and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositors and the transferors, any underwriter or any dealer participating in the offering will arrange to send you the prospectus supplement and prospectus if you request it by calling1-877-858-5407.
** | All or a portion of the Class B certificates may be purchased directly by an affiliate of the transferors. There will be no underwriting arrangement for any Class B certificates purchased directly by that affiliate. |