Wilshire Bancorp (WIBC) 10-Q 4 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 31, 2013
Document and Entity Information	'	'
Entity Registrant Name	'WILSHIRE BANCORP INC	'
Entity Central Index Key	'0001285224	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	70,782,269
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

CONSOLIDATED_STATEMENTS_OF_FIN

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS:	'	'
Cash and due from banks	$92,896	$118,495
Federal funds sold and other cash equivalents	55,005	55,005
Cash and cash equivalents	147,901	173,500
Securities available-for-sale, at fair value (amortized cost of $326 million and $324 million at September 30, 2013 and December 31, 2012, respectively)	325,724	332,504
Securities held-to-maturity, at amortized cost (fair value of $41 thousand and $54 thousand at September 30, 2013 and December 31, 2012, respectively)	38	50
Loans receivable (net of allowance for loan losses of $52 million and $63 million at September 30, 2013 and December 31, 2012, respectively)	2,143,688	1,943,082
Loans held-for-sale, at the lower of cost or market	56,065	145,973
Federal Home Loan Bank stock, at cost	13,280	12,090
Other real estate owned (OREO)	748	2,080
Due from customers on acceptances	328	54
Cash surrender value of bank owned life insurance	22,372	21,213
Investments in affordable housing partnerships	44,400	39,154
Bank premises and equipment	11,531	11,630
Accrued interest receivable	6,873	7,290
Deferred income taxes	19,823	20,862
Servicing assets	11,573	9,610
Goodwill	6,675	6,675
Core deposits intangibles	827	1,037
FDIC loss-share indemnification asset	4,950	5,446
Other assets	15,719	18,613
TOTAL	2,832,515	2,750,863
Deposits:	'	'
Non-interest bearing	655,864	586,003
Interest bearing:	'	'
Savings	101,790	100,784
Money market and NOW accounts	606,878	665,077
Time deposits of $100,000 or more	683,290	573,773
Other time deposits	205,795	241,172
Total deposits	2,253,617	2,166,809
Federal Home Loan Bank advances	120,000	150,000
Junior subordinated debentures	61,857	61,857
Commitments to fund investments in affordable housing partnerships	12,423	10,510
Accrued interest payable	1,808	2,037
Bank acceptances outstanding	328	54
Other liabilities	18,166	17,179
Total liabilities	2,468,199	2,408,446
SHAREHOLDERS' EQUITY:	'	'
Preferred stock, $1,000 par value - authorized, 5,000,000 shares; issued and outstanding 0 shares at September 30, 2013 and December 31, 2012, respectively	'	'
Common stock, no par value - authorized, 200,000,000 shares; issued and outstanding, 70,770,019 and 71,295,144 shares at September 30, 2013 and December 31, 2012, respectively	161,368	164,790
Accumulated other comprehensive income, net of tax	1,915	6,811
Retained earnings	201,033	170,816
Total shareholders' equity	364,316	342,417
TOTAL	$2,832,515	$2,750,863

CONSOLIDATED_STATEMENTS_OF_FIN1

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION	'	'
Securities available-for-sale, at fair value, amortized cost (in dollars)	$326,000,000	$324,000,000
Securities held-to-maturity, at amortized cost, fair value (in dollars)	41,000	54,000
Loans receivable, allowance for loan losses (in dollars)	$52,000,000	$63,000,000
Preferred stock, par value (in dollars per share)	$1,000	$1,000
Preferred stock, authorized shares	5,000,000	5,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value (in dollars per share)	'	'
Common stock, authorized shares	200,000,000	200,000,000
Common stock, issued shares	70,770,019	71,295,144
Common stock, outstanding shares	70,770,019	71,295,144

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME:	'	'	'	'
Interest and fees on loans	$27,913	$27,966	$81,768	$81,895
Interest on investment securities	1,879	1,651	5,347	4,737
Interest on federal funds sold	148	79	437	1,102
Total interest income	29,940	29,696	87,552	87,734
INTEREST EXPENSE:	'	'	'	'
Interest on deposits	2,923	3,575	8,522	11,844
Interest on FHLB advances and other borrowings	38	'	181	6
Interest on junior subordinated debentures	283	529	847	1,609
Total interest expense	3,244	4,104	9,550	13,459
NET INTEREST INCOME BEFORE CREDIT FOR LOSSES ON LOANS AND LOAN COMMITMENTS	26,696	25,592	78,002	74,275
CREDIT FOR LOSSES ON LOANS AND LOAN COMMITMENTS	'	-12,000	'	-22,000
NET INTEREST INCOME AFTER CREDIT FOR LOAN LOSSES AND LOAN COMMITMENTS	26,696	37,592	78,002	96,275
NON-INTEREST INCOME:	'	'	'	'
Service charges on deposit accounts	2,791	3,157	8,410	9,621
Gain on sale of loans, net	2,814	1,222	9,435	5,234
Loan-related servicing fees	1,173	1,334	3,866	3,872
Gain on sale or call of securities	'	'	15	3
Other income	1,054	897	3,143	2,780
Total non-interest income	7,832	6,610	24,869	21,510
NON-INTEREST EXPENSE:	'	'	'	'
Salaries and employee benefits	8,830	9,355	27,183	26,555
FDIC loss-share indemnification impairment	'	2,000	'	4,000
Occupancy and equipment	2,061	1,930	6,139	5,822
Regulatory assessment fee	336	172	980	1,923
Loss on investments in affordable housing partnerships	1,110	677	2,753	2,346
Data processing	623	680	1,881	2,129
Professional fees	1,608	628	3,638	2,730
Other operating expenses	3,269	2,900	9,629	7,933
Total non-interest expense	17,837	18,342	52,203	53,438
INCOME BEFORE INCOME TAXES	16,691	25,860	50,668	64,347
INCOME TAX PROVISION (BENEFIT)	5,357	-12,609	16,206	-12,748
NET INCOME	11,334	38,469	34,462	77,095
PREFERRED STOCK ADJUSTMENTS:	'	'	'	'
Preferred stock cash dividend	'	'	'	-830
Accretion of discount on preferred stock	'	'	'	-1,158
Adjustment from repurchase of preferred stock	'	'	'	3,389
Total preferred stock adjustments	'	'	'	1,401
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$11,334	$38,469	$34,462	$78,496
EARNINGS PER COMMON SHARE INFORMATION:	'	'	'	'
Basic (in dollars per share)	$0.16	$0.54	$0.49	$1.10
Diluted (in dollars per share)	$0.16	$0.54	$0.48	$1.10
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING:	'	'	'	'
Basic (in shares)	70,742,136	71,290,881	70,992,117	71,286,439
Diluted (in shares)	71,045,994	71,420,567	71,193,058	71,362,802

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'	'	'
NET INCOME	$11,334	$38,469	$34,462	$77,095
UNREALIZED (LOSS) GAIN ON SECURITIES AVAILABLE-FOR-SALE SECURITIES:	'	'	'	'
Unrealized (losses) gains on securities available-for-sale arising during the period	-1,165	1,058	-8,263	1,998
Reclassification adjustment for gains realized in net income	'	'	-15	-3
Unrealized (losses) gains on securities available-for-sale after reclassification	-1,165	1,058	-8,278	1,995
Less income tax benefit	-489	'	-3,477	-3
Net change in net unrealized (losses) gains on securities available-for-sale	-676	1,058	-4,801	1,998
UNREALIZED GAIN ON INTEREST-ONLY STRIP:	'	'	'	'
Net unrealized gains on interest-only strips arising during the period	3	10	33	43
Less income tax expense	1	'	14	'
Net unrealized changes in net gains on interest-only strips	2	10	19	43
BOLI UNRECOGNIZED PRIOR SERVICE COST:	'	'	'	'
BOLI unrecognized prior service cost	10	6	-114	-661
Less income tax expense	'	'	'	-372
Net changes on BOLI unrecognized prior service cost	10	6	-114	-289
TOTAL OTHER COMPREHENSIVE (LOSS) INCOME	-664	1,074	-4,896	1,752
TOTAL COMPREHENSIVE INCOME	$10,670	$39,543	$29,566	$78,847

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)	Total	Preferred Stock	Common Stock	Accumulated Other Comprehensive Income (Loss)	Retained Earnings
BALANCE at Dec. 31, 2011	$309,582,000	$61,000,000	'	'	'
BALANCE (in shares) at Dec. 31, 2011	'	62,158	'	'	'
Increase (Decrease) in Shareholders' Equity	'	'	'	'	'
Redemption of preferred stock	-56,600,000	'	'	'	'
Redemption of preferred stock (in shares)	'	-60,000	'	'	'
Accretion of discount on preferred stock	-1,100,000	'	'	'	'
Stockholders' Equity, Period Increase (Decrease)	'	2,300,000	'	'	'
BALANCE at Mar. 31, 2012	'	'	'	'	'
BALANCE at Dec. 31, 2011	309,582,000	61,000,000	164,711,000	6,761,000	77,110,000
BALANCE (in shares) at Dec. 31, 2011	'	62,158	71,282,518	'	'
Increase (Decrease) in Shareholders' Equity	'	'	'	'	'
Stock options exercised	44,000	'	44,000	'	'
Stock options exercised (in shares)	'	'	10,876	'	'
Redemption of preferred stock	-58,769,000	-62,158,000	'	'	3,389,000
Redemption of preferred stock (in shares)	'	-62,158	'	'	'
Redemption of TARP warrant	-760,000	'	-760,000	'	'
Preferred stock cash dividend declared	-830,000	'	'	'	-830,000
Share-based compensation expense	654,000	'	654,000	'	'
Accretion of discount on preferred stock	-1,158,000	1,158,000	'	'	-1,158,000
Net income	77,095,000	'	'	'	77,095,000
Other comprehensive income (loss)	1,752,000	'	'	1,752,000	'
BALANCE at Sep. 30, 2012	328,768,000	'	164,649,000	8,513,000	155,606,000
BALANCE (in shares) at Sep. 30, 2012	'	'	71,293,394	'	'
BALANCE at Dec. 31, 2012	342,417,000	'	164,790,000	6,811,000	170,816,000
BALANCE (in shares) at Dec. 31, 2012	'	'	71,295,144	'	'
Increase (Decrease) in Shareholders' Equity	'	'	'	'	'
Stock options exercised	513,000	'	513,000	'	'
Stock options exercised (in shares)	'	'	126,287	'	'
Stock repurchased	-4,287,000	'	-4,287,000	'	'
Stock repurchased (in shares)	'	'	-651,412	'	'
Common stock cash dividend declared ($0.06 per share)	-4,245,000	'	'	'	-4,245,000
Share-based compensation expense	352,000	'	352,000	'	'
Net income	34,462,000	'	'	'	34,462,000
Other comprehensive income (loss)	-4,896,000	'	'	-4,896,000	'
BALANCE at Sep. 30, 2013	$364,316,000	'	$161,368,000	$1,915,000	$201,033,000
BALANCE (in shares) at Sep. 30, 2013	'	'	70,770,019	'	'

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY	'
Common stock cash dividend declared (in dollars per share)	$0.06

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$34,462	$77,095
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Amortization of investment securities	2,254	3,779
Depreciation of bank premises and equipment	1,708	1,692
Accretion of discount on acquired loans	-454	-1,489
FDIC loss-share indemnification impairment	'	4,000
Amortization of core deposit intangibles	210	212
Credit for losses on loans and loan commitments	'	-22,000
(Credit) provision for losses on other real estate owned	-24	156
Deferred tax expense (benefit)	4,388	-21,337
(Gain) loss on disposition of bank premises and equipment	-2	1
Net realized gain on sale of loans held-for-sale	-9,435	-5,924
Valuation of held-for-sale impaired loans	'	690
Proceeds from sale of loans held-for-sale	609,067	326,668
Origination of loans held-for-sale	-512,378	-409,510
Net realized gain on sale or call of available-for-sale securities	-15	-3
Change in unrealized appreciation on servicing assets	241	159
Disposition of servicing rights	250	139
Net realized gain on sale of other real estate owned	-157	-616
Share-based compensation expense	352	654
Change in cash surrender value of life insurance	-449	-443
Servicing assets capitalized	-2,402	-1,099
Decrease in accrued interest receivable	417	548
Loss on investments in affordable housing partnerships	2,753	2,346
(Increase) decrease in other assets	-7,583	4,399
Federal Home Loan Bank stock cash dividend	347	59
Decrease in accrued interest payable	-229	-816
Increase in other liabilities	6,864	7,681
Net cash provided by (used in) operating activities	130,185	-32,959
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from principal repayment of securities held-to-maturity	12	13
Purchase of securities available-for-sale	-71,377	-57,202
Proceeds from principal repayment of securities available-for-sale	67,640	83,234
Net increase in loans receivable	-198,711	-37,628
Payment of FDIC loss-share indemnification	1,792	8,600
Proceeds from sale of other loans	488	3,855
Proceeds from sale of other real estate owned	1,985	15,318
Purchases of investments in affordable housing partnerships	-6,087	-8,431
Purchases of bank premises and equipment	-539	-418
Purchases of bank owned life insurance	-710	-404
Redemption of Federal Home Loan Bank stock	158	2,196
Purchase of Federal Home Loan Bank stock	-1,348	'
Net cash (used in) provided by investing activities	-206,697	9,133
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Proceeds from stock options exercised	513	44
Cash paid for stock repurchases	-4,287	'
Payment of cash dividend on common stock	-2,121	'
Payment of cash dividend on preferred stock	'	-1,219
Cash paid for TARP preferred stock redemption	'	-58,769
Cash paid for TARP warrant redemption	'	-760
Increase in Federal Home Loan Bank advances	20,000	'
Repayment of Federal Home Loan Bank advances	-50,000	-60,000
Cash paid for subordinated debenture redemption	'	-10,000
Net increase (decrease) in deposits	86,808	-27,457
Net cash provided by (used in) financing activities	50,913	-158,161
NET DECREASE IN CASH AND CASH EQUIVALENTS	-25,599	-181,987
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	173,500	325,250
CASH AND CASH EQUIVALENTS - END OF PERIOD	147,901	143,263
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:	'	'
Interest paid	9,779	14,275
Income taxes paid	16,173	10,912
Income tax refunds received	2	13,454
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES:	'	'
Real estate acquired through foreclosures	726	8,606
Loans transferred to held-for-sale from loans receivable	1,188	16,771
Loans transferred to loans receivable from held-for-sale	114	9,362
Other assets transferred to bank premises and equipment	1,067	674
Common stock cash dividend declared, but not paid	$2,124	'

Business_of_Wilshire_Bancorp_I

Business of Wilshire Bancorp, Inc.	9 Months Ended
	Sep. 30, 2013
Business of Wilshire Bancorp, Inc.	'
Business of Wilshire Bancorp, Inc.	'
	Note 1.     Business of Wilshire Bancorp, Inc.
	Wilshire Bancorp, Inc. (hereafter, “the Company,” “we,” “us,” or “our”) is a bank holding company offering a broad range of financial products and services primarily through our main subsidiary, Wilshire State Bank, a California state-chartered commercial bank, which we sometimes refer to in this report as “the Bank.” Our corporate headquarters and primary banking facilities are located at 3200 Wilshire Boulevard, Los Angeles, California 90010.  The Bank has 25 full-service branch offices in Southern California, Texas, New Jersey, and the greater New York City metropolitan area.  We also have 9 loan production offices, or “LPOs”, utilized primarily for the origination of loans under our Small Business Administration, or “SBA”, lending program in California, Colorado, Georgia, Texas (2 offices), New Jersey, New York, Washington, and Virginia.

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2013
Basis of Presentation	'
Basis of Presentation	'
	Note 2.     Basis of Presentation
	The consolidated financial statements of the Company have been prepared in accordance with the Securities and Exchange Commission (“SEC”) rules and regulations for interim financial reporting and therefore do not necessarily include all information and footnote disclosures normally included in annual financial statements prepared in accordance with generally accepted accounting principles in the United States of America (“GAAP”). The information provided by these interim financial statements reflect all adjustments which are, in the opinion of management, necessary for a fair presentation of the Company’s consolidated statements of financial condition as of September 30, 2013 and December 31, 2012, statements of operations, statements of comprehensive income, statements of shareholders’ equity, and statements of cash flows for the nine months ended September 30, 2013 and September 30, 2012. Operating results for interim periods are not necessarily indicative of operating results for an entire fiscal year.
	The unaudited financial statements should be read in conjunction with the audited financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012. The accounting policies used in the preparation of these interim financial statements were consistent with those used in the preparation of the financial statements for the year ended December 31, 2012.  Some items in the prior period financial statements were reclassified to conform to the current presentation.  The reclassifications had no effect on prior period net income or shareholders’ equity.

Redemption_of_TARP_Preferred_S

Redemption of TARP Preferred Stock	9 Months Ended
	Sep. 30, 2013
Redemption of TARP Preferred Stock	'
Redemption of TARP Preferred Stock	'
	Note 3.     Redemption of TARP Preferred Stock
	During the first quarter of 2012, the Company repurchased 60,000 of its 62,158 outstanding shares of preferred stock (the “Preferred Shares”) from the U.S. Department of the Treasury (“Treasury”) in connection with the Company’s participation in the TARP Capital Purchase Program (the “CPP”).  The shares were repurchased at a discount of 5.6% (or an actual cost of $56.6 million) and resulted in an adjustment to capital totaling $3.4 million offset by the accretion of $1.1 million in preferred stock discount. The result was a net increase in capital of approximately $2.3 million.  The remaining 2,158 Preferred Shares were redeemed during the second quarter of 2012 at par value or $1,000 per share (or an actual cost of $2.2 million).  During the second quarter of 2012, the Company also repurchased from Treasury the warrant to purchase 949,460 shares of the Company’s common stock.  The warrant, which had been issued to the Treasury in connection with the CPP, was repurchased at a mutually agreed upon price of $760,000.
	As a result of our participation in the CPP, among other things, we were subject to Treasury’s current standards for executive compensation and corporate governance for the periods during which Treasury held our Preferred Shares, including the first quarter of 2012. These standards were set forth in the Interim Final Rule on TARP Standards for Compensation and Corporate Governance, published June 15, 2009. Because the Preferred Shares were fully repurchased by the Company, these executive compensation and corporate governance standards are no longer applicable.

Federally_Assisted_Acquisition

Federally Assisted Acquisition of Mirae Bank	9 Months Ended
	Sep. 30, 2013
Federally Assisted Acquisition of Mirae Bank	'
Federally Assisted Acquisition of Mirae Bank	'
	Note 4.     Federally Assisted Acquisition of MiraeBank
	The FDIC placed Mirae Bank under receivership upon Mirae Bank’s closure by the California Department of Financial Institutions (a division of the California Department of Business Oversight, the “DFI”) at the close of business on June 26, 2009.  Thereafter, the Bank purchased substantially all of Mirae Bank’s assets and assumed substantially all of Mirae Bank’s deposits and certain other liabilities. Further, we entered into loss sharing agreements with the FDIC in connection with the Mirae Bank acquisition. Under the loss sharing agreements, the FDIC shares in the losses on assets covered under the agreement, which generally include loans acquired from Mirae Bank and foreclosed loan collateral existing at June 26, 2009 (referred to collectively as “covered assets”).
	The Company accounted for the receivable balances under the loss-sharing agreements as an FDIC loss-share indemnification asset in accordance with ASC 805 (Business Combinations). The FDIC loss-share indemnification was accounted for and calculated by adding the present value of all the cash flows that the Company expected to collect from the FDIC on the date of the acquisition as stated in the loss-sharing agreement. As expected and actual cash flows increase and decrease from what was expected at the time of acquisition, the FDIC loss-share indemnification will decrease and increase, respectively. Therefore, changes to expected cash flow on acquired loans results in an adjustment in the balance of the FDIC loss-share indemnification asset and is recorded as impairment, or the asset balance is increased and offset with non-interest expense. When covered assets are paid-off or sold, the FDIC loss-share indemnification asset is reduced and offset with non-interest expense. Covered assets that become impaired increase the indemnification asset.
	During the third quarter of 2013, the Company hired an outside third party to perform a valuation on the FDIC loss-share indemnification asset.  The valuation indicated that an impairment of asset was not required at September 30, 2013.  The remaining FDIC loss-share indemnification balance, net of impairment, at September 30, 2013 was $4.9 million.  The remaining covered loan balance, net of discount, at September 30, 2013 was $87.7 million. The Loss-Sharing Agreement is scheduled to expire toward the end of the second quarter of 2014.

Recent_Transactions

Recent Transactions	9 Months Ended
	Sep. 30, 2013
Recent Transactions	'
Recent Transactions	'
	Note 5.     Recent Transactions
	On July 15, 2013, the Company entered into an Agreement and Plan of Merger and Reorganization with WS Merger Acquisition Corp., a California corporation and wholly-owned subsidiary of Wilshire (“Newco”) and Saehan Bancorp, a California corporation (“Saehan”), providing for the acquisition by Wilshire of Saehan pursuant to the merger of Saehan with and into Newco, with Newco surviving the merger (the “Saehan Agreement”).  Under the terms of the Saehan Agreement each share of Saehan common stock will be converted to a right to receive, subject to allocation procedures and certain limitations, either (i) 0.06080 shares of Wilshire common stock, (ii) $0.4247 in cash, or (iii) a unit consisting of Wilshire common stock and cash. Saehan shareholders will receive a fixed amount of cash totaling approximately $50.4 million and a fixed amount of the Company’s common stock totaling approximately 7.2 million shares. The actual value received by Saehan shareholders on a per share basis for those receiving common stock will fluctuate based on the Company’s stock price. For more information, please refer to the Saehan Agreement attached as Exhibit 2.1 to the Company’s Current Report on Form 8-K filed with the SEC on July 15, 2013.
	Saehan Bancorp is a bank holding company with headquarters in Los Angeles, California. Its wholly owned subsidiary, Saehan Bank, offers a comprehensive range of financial solutions to meet the needs of multi-ethnic communities in the United States. Saehan Bank currently operates 10 branch offices all located in Southern California, in addition to two loan production offices located in New York and Washington. As of June 30, 2013, Saehan had total assets of $548.8 million, total net loans of $396.7 million, and total deposits of $464.6 million.
	On October 1, 2013, the Company acquired BankAsiana for approximately $32.5 million, which consideration was paid to BankAsiana shareholders and option holders in cash.  For more information, please refer to the BankAsiana Agreement and Plan of Merger attached as Exhibit 2.1 to our Quarterly Report on Form 10-Q for the quarter ended June 30, 2013.
	BankAsiana is a New Jersey state chartered commercial bank serving the East Coast Korean-American community.  BankAsiana operates three branch offices, two in the state of New Jersey and one in the state of New York. As of June 30, 2013, BankAsiana had total assets of $209.1 million, total net loans of $164.9 million and total deposits of $167.6 million.
	On a proforma basis, including the acquisition of BankAsiana and the pending acquisition of Saehan, as of June 30, 2013, Wilshire would have approximately $3.50 billion in total assets, $2.66 billion in net loans, and $2.81 billion in total deposits.

Fair_Value_Measurement_for_Fin

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities	9 Months Ended
	Sep. 30, 2013
Fair Value Measurement for Financial and Non-Financial Assets and Liabilities	'
Fair Value Measurement for Financial and Non-Financial Assets and Liabilities	'
	Note 6.     Fair Value Measurement for Financial and Non-Financial Assets and Liabilities
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  The fair value inputs of the instruments are classified and disclosed in one of the following three categories pursuant to ASC 820:
	Level 1 — Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. The quoted price shall not be adjusted for any type of blockage factor (i.e., size of the position relative to trading volume).
	Level 2 — Pricing inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. Fair value is determined through the use of models or other valuation methodologies, including the use of pricing matrices. If the asset or liability has a specified (contractual) term, a Level 2 input must be observable for substantially the full term of the asset or liability.
	Level 3 — Pricing inputs are inputs unobservable for the asset or liability. Unobservable inputs shall be used to measure fair value to the extent that observable inputs are not available, thereby allowing for situations in which there is little, if any, market activity for the asset or liability at the measurement date. The inputs into the determination of fair value require significant management judgment or estimation.
	In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In such cases, an asset or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability.
	The Company uses the following methods and assumptions in estimating our fair value disclosures for financial instruments. Financial assets and liabilities recorded at fair value on a recurring and non-recurring basis are listed as follows:
	Cash and cash equivalents — The carrying value of our cash and cash equivalents is approximately equal to the fair value resulting in a Level 1 classification.
	Federal funds sold — The carrying value of federal funds sold is approximately equal to the fair value resulting in a Level 1 classification.
	Investment securities — Investments securities are recorded at fair value pursuant to ASC 320-10 “Investments - Debt and Equity Securities.” Fair value measurements are based upon quoted prices for similar assets, if available (Level 1). If quoted prices are not available, fair values are measured using matrix pricing models, or other model-based valuation techniques requiring observable inputs other than quoted prices such as yield curves, prepayment speeds, and default rates (Level 2). Our existing investment security holdings as of September 30, 2013 are measured using matrix pricing models in lieu of direct price quotes and is recorded based on recurring Level 2 measurement inputs.  Level 3 measurement inputs are not utilized to measure fair value for any of our investment securities.
	Loans — The fair value of variable rate loans that have no significant changes in credit risk are based on the carrying values.  The fair values of other loans are estimated by discounting the future cash flows using current rates at which similar loans would be made to borrowers with similar risk characteristics. The aforementioned fair value techniques result in a Level 3 classification. See below for impaired loans.
	Loans held-for-sale (excluding impaired loans held-for-sale) — Small Business Administration (“SBA”) loans or mortgage loans that are held-for-sale are reported at the lower of cost or fair value. Fair value is determined based on quotes, bids, or indications directly from potential purchasing party.  We record SBA and mortgage loans held-for-sale as non-recurring Level 2 measurement inputs.
	Impaired loans — At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans are carried at fair value generally having had a charge-off through the allowance for loan losses or a specific valuation allowance.  For collateral dependent loans, fair value is commonly based on recent real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process to adjust for differences between the comparable sales and income data available.  Such adjustments may be significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may also be valued using an appraisal, net book value per the borrower’s financial statements or aging reports, adjusted or discounted based on management’s historical knowledge, based on changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and are adjusted accordingly.
	Indications of value for both collateral-dependent impaired loans and other real estate owned are obtained from third party providers or the Company’s internal Appraisal Department.  All indications of value are reviewed for reasonableness by a member of the Appraisal Department for the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value via comparison with independent data sources such as recent market data or industry-wide statistics.
	Impaired loans held-for-sale — Impaired loans that are held-for-sale are reported at the lower of cost or fair value. The fair values for impaired loans held-for-sale are determined based on appraisals or sales contracts and commitments. Any subsequent declines in fair value for impaired loans held-for-sale are recorded as held-for-sale valuation allowances.  The Company classifies impaired loans held-for-sale as non-recurring with Level 3 measurement inputs.
	Other real estate owned (“OREO”) — OREO is measured at fair value less estimated costs to sell when acquired, establishing a new cost basis.  Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process to adjust for differences between the comparable sales and income data available.  The Company records OREO as non-recurring with Level 3 measurement inputs.
	Servicing assets and interest-only strips — SBA and residential real estate loan servicing assets and interest-only (“I/O”) strips represent the value associated with servicing SBA and residential real estate loans that have been sold. The fair value for both servicing assets and I/O strips is determined through discounted cash flow analysis and utilizes discount rates, prepayment speeds, and delinquency rate assumptions as inputs. All of these assumptions require a significant degree of management estimation and judgment. The fair market valuation is performed on a quarterly basis for both servicing assets and I/O strips. The Company classifies loan servicing assets and I/O strips as recurring with Level 3 measurement inputs.
	Federal Home Loan Bank stock — It is not practical to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on the stock’s transferability.
	Accrued interest receivable — The carrying amount of accrued interest receivable approximates its fair value due to the short-term nature of this asset resulting in a Level 2 or Level 3 classification which is consistent with its underlying asset.
	FDIC loss-share indemnification asset — The fair value of the FDIC loss-share indemnification asset is estimated by discounting the estimated future cash flows using current market rates for financial instruments with similar characteristics with Level 3 classification.
	Due from customer on acceptances — The carrying value of due from customers on acceptances is approximately equal to the fair value resulting in a Level 1 classification.
	Non-interest bearings deposits — The carrying value of our non-interest bearings deposits is approximately equal to the fair value resulting in a Level 1 classification.
	Interest bearings deposits — The fair value of money market and savings accounts is estimated to be the amount that is payable on demand as of the reporting date resulting in Level 2 classification.  Fair value for fixed-rate time deposits is estimated using a discounted cash flow analysis which utilizes current interest rates offered on deposits of similar maturities resulting in a Level 2 classification.
	Junior subordinated debentures — The fair value for junior subordinated debentures is derived from a discounted cash flow analysis based on current rates that are given for securities with similar risk characteristics, resulting in a Level 2 classification.
	Short-term Federal Home Loan Bank advances — The carrying value of our short-term Federal Home Loan Bank advances are approximately equal to the fair value as the borrowings are usually variable rate overnight advances for the periods indicated.  As such short-term Federal Home Loan Bank advances have a Level 1 classification.
	Accrued Interest payable — The carrying amount of accrued interest payable approximates its fair value due to its short-term nature resulting in a Level 1 or 2 classification consistent with its underlying liabilities.
	Servicing liabilities — SBA loan servicing liabilities represent the costs associated with servicing SBA loans sold. The cost is determined through a discounted cash flow analysis which uses discount rates, prepayment speeds, and delinquency rate assumptions as inputs. All of these assumptions require a significant degree of management estimation and judgment. The fair market valuation is performed on a quarterly basis. The Company classifies SBA loan servicing liabilities as recurring with Level 3 measurement inputs.
	The table below summarizes the valuation measurements of our financial assets and liabilities in accordance with ASC 820-10 fair value hierarchy levels at September 30, 2013 and December 31, 2012:
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	(Dollars in Thousands)
		Fair Value Measurements Using:
	As of September 30, 2013	Total Fair			Quoted Prices in			Significant Other			Significant
		Value			Active Markets			Observable Inputs			Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Investments:
	Securities of government sponsored enterprises	$	35,718		$	—		$	35,718		$	—
	Mortgage-backed securities (residential)	79,011			—			79,011			—
	Collateralized mortgage obligations (residential)	143,800			—			143,800			—
	Corporate securities	39,686			—			39,686			—
	Municipal bonds	27,509			—			27,509			—
	Servicing assets	11,573			—			—			11,573
	Interest-only strips	538			—			—			538
	Servicing liabilities	(326		)	—			—			(326		)
		Fair Value Measurements Using:
	As of December 31, 2012	Total Fair			Quoted Prices in			Significant Other			Significant
		Value			Active Markets			Observable Inputs			Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Investments:
	Securities of government sponsored enterprises	$	27,919		$	—		$	27,919		$	—
	Mortgage-backed securities (residential)	60,427			—			60,427			—
	Collateralized mortgage obligations (residential)	172,532			—			172,532			—
	Corporate securities	40,370			—			40,370			—
	Municipal bonds	31,256			—			31,256			—
	Servicing assets	9,610			—			—			9,610
	Interest-only strips	540			—			—			540
	Servicing liabilities	(336		)	—			—			(336		)
	Financial instruments measured for fair value on a recurring basis, which were part of the asset or liability balances that were deemed to have Level 3 fair value inputs when determining valuation, are identified in the table below by category with a summary of changes in fair value for periods indicated:
	(Dollars in Thousands)	At July			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
		1, 2013			Losses in Net			Gains in Other			Sales and			Out of			30, 2013			Unrealized Loss in
					Income			Comprehensive			Settlements			Level 3						Accumulated
								Income (Loss)												Other Comprehensive
																				Income (Loss)
	Servicing assets	$	11,040		$	(235	)	$	—		$	768		$	—		$	11,573		$	—
Interest-only strips	549			(14		)	3			—			—			538			(339		)
Servicing liabilities	(339		)	6			—			7			—			(326		)	—
(Dollars in Thousands)	At July			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
	1, 2012			Losses in Net			Gains in Other			Sales and			Out of			30, 2012			Unrealized Loss in
				Income			Comprehensive			Settlements			Level 3						Accumulated
							Income (Loss)												Other Comprehensive
																			Income (Loss)
Servicing assets	$	9,505		$	(60	)	$	—		$	200		$	—		$	9,645		$	—
Interest-only strips	558			(12		)	10			—			—			556			(338		)
Servicing liabilities	(367		)	18			—			12			—			(337		)	—
(Dollars in Thousands)	At January			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
	1, 2013			Losses in Net			Gains in Other			Sales and			Out of			30, 2013			Unrealized Loss in
				Income			Comprehensive			Settlements			Level 3						Accumulated
							Income (Loss)												Other Comprehensive
																			Income (Loss)
Servicing assets	$	9,610		$	(241	)	$	—		$	2,204		$	—		$	11,573		$	—
Interest-only strips	540			(35		)	33			—			—			538			(339		)
Servicing liabilities	(336		)	(12		)	—			22			—			(326		)	—
(Dollars in Thousands)	At January			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
	1, 2012			Losses in Net			Gains in Other			Sales and			Out of			30, 2012			Unrealized Loss in
				Income			Comprehensive			Settlements			Level 3						Accumulated
							Income (Loss)												Other Comprehensive
																			Income (Loss)
Servicing assets	$	8,798		$	(113	)	$	—		$	960		$	—		$	9,645		$	—
Interest-only strips	551			(38		)	43			—			—			556			(338		)
Servicing liabilities	(374		)	1			—			36			—			(337		)	—
We had no transfers of financial instruments between Level 1, 2, or 3 during the quarter and the nine months ended September 30, 2013.
The following tables represent the aggregated balance of assets measured at fair value on a non-recurring basis at September 30, 2013 and September 30, 2012, and the total losses resulting from these fair value adjustments for the three and nine months ended September 30, 2013 and September 30, 2012:
September 30, 2013
													Net Realized Losses
(Dollars in Thousands)	Level 1			Level 2			Level 3			Total			3 Months			9 Months
													Ended			Ended
Collateral Dependent Impaired Loans:
Commercial Real Estate	$	—		$	—		$	40,697		$	40,697		$	(1,254	)	$	(5,090	)
Residential Real Estate	—			—			889			889			—			(65		)
OREO:
Commercial Real Estate	—			—			322			322			(10		)	(24		)
Residential Real Estate	—			—			426			426			—			—
Impaired Loans Held-For-Sale:
Commercial Real Estate	—			—			700			700			—			(724		)
Total	$	—		$	—		$	43,034		$	43,034		$	(1,264	)	$	(5,903	)
September 30, 2012
													Net Realized Losses
(Dollars in Thousands)	Level 1			Level 2			Level 3			Total			3 Months			9 Months
													Ended			Ended
Collateral Dependent Impaired Loans:
Construction	$	—		$	—		$	8,250		$	8,250		$	—		$	—
Commercial Real Estate	—			—			75,192			75,192			(114		)	(2,114		)
Residential Real Estate	—			—			4,880			4,880			(72		)	(72		)
OREO:
Commercial Real Estate	—			—			2,311			2,311			169			31
Residential Real Estate	—			—			326			326			—			—
Impaired Loans Held-For-Sale:
Commercial Real Estate	—			—			10,189			10,189			(2,330		)	(2,330		)
Total	$	—		$	—		$	101,148		$	101,148		$	(2,347	)	$	(4,485	)
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis at September 30, 2013 is presented in the table below:
(Dollars in Thousands)	Fair Value			Valuation Technique		Significant Unobservable Inputs		Range *
Servicing assets	$	11,573		Discounted cash flow		Discount rate		4.5% - 7.8%
						Constant prepayment rate		10.2% - 11.1%
Interest-only strips	538			Discounted cash flow		Discount rate		4.8% - 8.8%
						Constant prepayment rate		10.2% - 11.1%
Servicing liabilities	(326		)	Discounted cash flow		Discount rate		4.5% - 10.0%
						Constant prepayment rate		11.1% - 11.3%
Collateral dependent impaired loans:
Commercial Real Estate	40,697			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		47.99%*
Residential Real Estate	889			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		63.86%*
OREO:
Commercial Real Estate	322			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		6.67%*
Residential Real Estate	426			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		40.02%*
Impaired Loans Held-For-Sale:
Commercial Real Estate	700			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		49.15%
* Represents weighted average percentage
The fair value estimates presented herein are based on pertinent information available to management at September 30, 2013 and December 31, 2012. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since that date, and therefore, current estimates of fair value may differ significantly from the amounts presented herein.
The fair value of OREO and collateral-dependent impaired loans, including those that are held-for-sale, are based on third-party property appraisals. The majority of the appraisals utilize a single valuation approach or a combination of approaches including a market approach, where prices and other relevant information generated by market transactions involving identical or comparable properties are used to determine fair value. Appraisals may also utilize an income approach, such as the discounted cash flow method, to estimate future income and profits or cash flows. Appraisals may include an ‘as is’ sales comparison approach and an ‘upon completion’ valuation approach. Adjustments are routinely made in the appraisal process by third-party appraisers to adjust for differences between the comparable sales and income data. Adjustments also result from the consideration of relevant economic and demographic factors with the potential to affect property values. Also, prospective values are based on the market conditions which exist at the date of inspection combined with informed forecasts based on current trends in supply and demand for the property types under appraisal.
The fair value of servicing assets, servicing liabilities, and interest only strips are measured using discounted cash flow valuation. This method requires generating cash flow projections over multiple interest rate scenarios and discounting those cash flows at a risk adjusted rate. As such, increases or decrease in cash flow inputs including changes to the discount rate and constant prepayment rate will have a corresponding impact to the fair value of these assets.
The table below is a summary of fair value estimates at September 30, 2013 and December 31, 2012, for financial instruments, as defined by ASC 825-10 “Financial Instruments”, including those financial instruments for which the Company did not elect fair value option.
			September 30, 2013						December 31, 2012
	Fair Value		Carrying			Estimated			Carrying			Estimated
(Dollars in Thousands)	Level		Amount			Fair Value			Amount			Fair Value
Assets:
Cash and cash equivalents	Level 1		$	92,896		$	92,896		$	118,495		$	118,495
Federal funds sold	Level 1		55,005			55,005			55,005			55,005
Investment securities available-for-sale	Level 2		325,724			325,724			332,504			332,504
Investment securities held-to-maturity	Level 2		38			41			50			54
Loans receivable, net of allowance	Level 3		2,143,688			2,144,425			1,943,082			1,941,281
Loans held-for-sale	Level 2		56,065			61,309			145,973			154,823
Federal Home Loan Bank stock	N/A		13,280			N/A			12,090			N/A
Accrued interest receivable	Level 2/3		6,873			6,873			7,290			7,290
FDIC loss-share indemnification asset	Level 3		4,950			4,950			5,446			5,446
Due from customer on acceptances	Level 1		328			328			54			54
Liabilities:
Non-interest bearing deposits	Level 1		$	655,864		$	655,864		$	586,003		$	586,003
Interest-bearing deposits	Level 2		1,597,753			1,596,263			1,580,806			1,590,453
Junior subordinated debentures	Level 2		61,857			56,558			61,857			56,461
Short-term FHLB advances	Level 1		120,000			120,000			150,000			150,000
Accrued interest payable	Level 1/2		1,808			1,808			2,037			2,037
Bank acceptances outstanding	Level 1		328			328			54			54

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Investment Securities	'
	Note 7.     Investment Securities
	The following table summarizes the amortized cost, fair value, net unrealized gain and loss, and distribution of our investment securities for the dates indicated:
	Investment Securities Portfolio
	(Dollars in Thousands)
		As of September 30, 2013
		Amortized		Fair			Gross			Gross		Net Unrealized
		Cost		Value			Unrealized			Unrealized		Gains (Losses)
							Losses			Gains
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	38	$	41		$	—		$	3	$	3
	Total investment securities held-to-maturity	$	38	$	41		$	—		$	3	$	3
	Available-for-Sale:
	Securities of government sponsored enterprises	$	38,000	$	35,718		$	(2,282	)	$	—	$	(2,282	)
	Mortgage backed securities (residential)	80,576		79,011			(2,217		)	652		(1,565		)
	Collateralized mortgage obligations (residential)	142,151		143,800			(976		)	2,625		1,649
	Corporate securities	38,589		39,686			—			1,097		1,097
	Municipal securities	26,326		27,509			(46		)	1,229		1,183
	Total investment securities available-for-sale	$	325,642	$	325,724		$	(5,521	)	$	5,603	$	82
		As of December 31, 2012
		Amortized		Fair			Gross			Gross		Net Unrealized
		Cost		Value			Unrealized			Unrealized		Gains (Losses)
							Losses			Gains
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	50	$	54		$	—		$	4	$	4
	Total investment securities held-to-maturity	$	50	$	54		$	—		$	4	$	4
	Available-for-Sale:
	Securities of government sponsored enterprises	$	28,000	$	27,919		$	(81	)	$	—	$	(81	)
	Mortgage backed securities (residential)	59,697		60,427			(51		)	781		730
	Collateralized mortgage obligations (residential)	168,819		172,532			(180		)	3,893		3,713
	Corporate securities	39,015		40,370			—			1,355		1,355
	Municipal securities	28,612		31,256			—			2,644		2,644
	Total investment securities available-for-sale	$	324,143	$	332,504		$	(312	)	$	8,673	$	8,361
	The following table summarizes the maturity and repricing schedule of our investment securities at their carrying values (amortized cost for held-to maturity investment securities and fair value for available-for-sale investment securities) at September 30, 2013:
	Investment Maturities and Repricing Schedule
	(Dollars in Thousands)
		Within One		After One &			After Five &			After Ten		Total
		Year		Within Five			Within Ten			Years
				Years			Years
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	—	$	38		$	—		$	—	$	38
	Total investment securities held-to-maturity	$	—	$	38		$	—		$	—	$	38
	Available-for-Sale:
	Securities of government sponsored enterprises	$	—	$	—		$	35,718		$	—	$	35,718
	Mortgage backed securities (residential)	4,307		582			225			73,897		79,011
	Collateralized mortgage obligations (residential)	5,375		109,787			28,638			—		143,800
	Corporate securities	26,691		12,995			—			—		39,686
	Municipal securities	164		3,982			3,278			20,085		27,509
	Total investment securities available-for-sale	$	36,537	$	127,346		$	67,859		$	93,982	$	325,724
	The Company did not have any investment securities that were sold during the nine months ended September 30, 2013.  However the Company did realize $15,000 in gains from an investment security that was called during the second quarter of 2013.  Realized gains for the nine months ended September 30, 2012 totaled $3,000, which was related to an investment that was called during the first quarter of 2012.
	The following tables summarize the gross unrealized losses and fair values of our investments, aggregated by investment category and length of time that they have been in continuous unrealized loss positions at September 30, 2013, and December 31, 2012:
		As of September 30, 2013
		Less than 12 months					12 months or longer					Total
				Gross						Gross					Gross
	(Dollars in Thousands)			Unrealized						Unrealized					Unrealized
	Description of Securities (AFS)	Fair Value		Losses			Fair Value			Losses		Fair Value			Losses
	Securities of government sponsored enterprises	$	35,718	$	(2,282	)	$	—		$	—	$	35,718		$	(2,282	)
	Mortgage-backed securities (residential)	61,024		(2,217		)	—			—		61,024			(2,217		)
	Collateralized mortgage obligations (residential)	37,359		(976		)	—			—		37,359			(976		)
	Municipal securities	428		(46		)						428			(46		)
	Total investment securities	$	134,529	$	(5,521	)	$	—		$	—	$	134,529		$	(5,521	)
		As of December 31, 2012
		Less than 12 months					12 months or longer					Total
				Gross						Gross					Gross
(Dollars in Thousands)			Unrealized						Unrealized					Unrealized
Description of Securities (AFS)	Fair Value		Losses			Fair Value			Losses		Fair Value			Losses
Securities of government sponsored enterprises	$	27,919	$	(81	)	$	—		$	—	$	27,919		$	(81	)
Mortgage-backed securities (residential)	28,984		(51		)	—			—		28,984			(51		)
Collateralized mortgage obligations (residential)	32,389		(180		)	—			—		32,389			(180		)
Total investment securities	$	89,292	$	(312	)	$	—		$	—	$	89,292		$	(312	)
Credit related declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other-than-temporary are reflected in earnings as realized losses in the consolidated statements of operations and declines related to all other factors are reflected in other comprehensive income (loss), net of taxes.  In estimating other-than-temporary impairment losses, the Company considers, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) the Company’s intent and ability to retain the investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
The Company performs an evaluation of the investment portfolio in assessing individual positions that have fair values that have declined below cost.  In assessing whether there is other-than-temporary impairment, the Company considers:
·            Whether or not all contractual cash flows due on a security will be collected; and
·            Our positive intent and ability to hold the debt security until recovery in fair value or maturity
A number of factors are considered in the analysis, including but not limited to:
·            Issuer’s credit rating;
·            Likelihood of the issuer’s default or bankruptcy;
·            Collateral underlying the security;
·            Industry in which the issuer operates;
·            Nature of the investment;
·            Severity and duration of the decline in fair value; and
·            Analysis of the average life and effective maturity of the security.
Management determined that any individual unrealized loss as of September 30, 2013 did not represent an other-than-temporary impairment. The unrealized losses on our government-sponsored enterprises (“GSE”) and collateralized mortgage obligations (“CMOs”) were attributable to both changes in interest rates (U.S. Treasury curve) and a repricing of risk (spreads widening against risk-fee rate) in the market. We do not own any non-agency mortgage-backed securities (“MBSs”) or CMOs. All GSE bonds, GSE CMOs, and GSE MBSs are backed by U.S. Government Sponsored and Federal Agencies and therefore rated “Aaa/AAA.”  We have no exposure to the “Subprime Market” in the form of Asset Backed Securities (“ABSs”) and Collateralized Debt Obligations (“CDOs”) that are below investment grade.  At September 30, 2013, we have the intent and ability to hold these securities in an unrealized loss position until the market value recovers or the securities mature.
Municipal bonds and corporate bonds are evaluated by reviewing the credit-worthiness of the issuer and market conditions. The unrealized losses on our municipal securities were primarily attributable to both changes in interest rates and a re-pricing of risk in the market.  There were no unrealized losses on our corporate securities at September 30, 2013. As of September 30, 2013, we have the intent and ability to hold the securities in an unrealized loss position until the market values recover or the securities mature.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans	'
Loans	'
	Note 8.     Loans
	The following footnote disclosure reports the Company’s loan portfolio in segments and classes. Segments are groupings of similar loans at a level which the Company has adopted systematic methods of documentation for determining its allowance for loan and credit losses. Classes are a disaggregation of the portfolio segments. The Company’s loan portfolio segments are:
	Construction loans — The Company originates loans to finance construction projects including one to four family residences, multifamily residences, senior housing, and industrial projects. Residential construction loans are due upon the sale of the completed project and are generally collateralized by first liens on the real estate and have floating interest rates. Construction loans are considered to have higher risks than other loans due to the ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, and the availability of long-term financing. Economic conditions may also impact the Company’s ability to recover its investment in construction loans. Adverse economic conditions may negatively impact the real estate market which could affect the borrowers’ ability to complete and sell the project. Additionally, the fair value of the underlying collateral may fluctuate as market conditions change. As construction loans make up only a small percentage of the total loan portfolio, these loans are not further broken down into classes.
	Real estate secured loans — We offer real estate secured loans to finance the acquisition of, or to refinance the existing mortgages on commercial properties.  Real estate secured loans are further broken out into classes based on the type of loans and underlying collateral.  These classes include SBA loans secured by real estate, residential real estate loans, gas station loans, carwash loans, hotel/motel loans, land loans, and loans secured by other types of properties.
	Our commercial real estate loans are typically collateralized by first or junior deeds of trust on specific commercial properties, and, when possible, subject to corporate or individual guarantees from financially capable parties. The properties collateralizing real estate loans are principally located in the markets where our retail branches are located.  Real estate loans typically bear an interest rate that floats with our base rate, the prime rate, or another established index.  However, an increasing amount of new real estate secured loan originations bear fixed rather than floating interest rates due to the current competitive market environment and trends.  Commercial real estate loans typically have 7-year maturities with up to 25-year amortization of principal and interest and loan-to-value ratios of 60-70% of the appraised value or purchase price, whichever is lower at origination.  We usually impose a prepayment penalty on real estate secured loans, usually a period within three to five years of the date of the loan.
	Commercial and industrial loans — We offer commercial and industrial loans to various business enterprises.  These loans include business lines of credit and business term loans to finance operations, to provide working capital, or for specific purposes, such as to finance the purchase of assets, equipment, or inventory.  Since a borrower’s cash flow from operations is generally the primary source of repayment, our policies provide specific guidelines regarding required debt coverage and other important financial ratios.
	Lines of credit are extended to businesses or individuals based on the financial strength and integrity of the borrower. These lines of credit are secured primarily by business assets such as accounts receivable or inventory, and have a maturity of one year or less.  Such lines of credit bear an interest rate that floats with our base rate, the prime rate, or another established index.
	Business term loans are typically made to finance the acquisition of fixed assets, refinance short-term debts, or to finance the purchase of businesses. Business term loans generally have terms from one to seven years. They may be collateralized by the assets being acquired or other available assets and bear interest rates which either floats with our base rate, prime rate, another established index, or is fixed for the term of the loan.
	Commercial and industrial loans are broken down further into two different classes, SBA loans and other commercial and industrial loans.
	Consumer loans — The Company provides a broad range of consumer loans to customers, including personal lines of credit, cash secured loans, and automobile loans. Repayment of these loans is dependent on the borrowers’ ability to pay and the fair value of any underlying collateral.
	The loans in the portfolio that we purchased in the Mirae Bank acquisition are covered by the FDIC loss-share agreement and are referred to herein as “covered loans.” All loans other than the covered loans are referred to herein as “non-covered loans.”
	A summary of covered and non-covered loans is presented in the table below at the end of the period indicated:
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Non-covered loans:
	Construction	$	32,119		$	20,928		$	20,311
	Real estate secured	1,780,999			1,719,762			1,641,851
	Commercial and industrial	348,430			289,782			287,045
	Consumer	9,633			13,665			14,139
	Gross loans	2,171,181			2,044,137			1,963,346
	Unearned Income	(6,780		)	(4,826		)	(4,521		)
	Total loans	2,164,401			2,039,311			1,958,825
	Allowance for losses on loans	(48,436		)	(59,446		)	(67,288		)
	Net loans	$	2,115,965		$	1,979,865		$	1,891,537
	Covered loans:
	Construction	$	—		$	—		$	—
	Real estate secured	78,905			99,534			113,874
	Commercial and industrial	8,840			13,486			15,875
	Consumer	4			9			14
	Gross loans	87,749			113,029			129,763
	Allowance for losses on loans	(3,961		)	(3,839		)	(7,065		)
	Net loans	$	83,788		$	109,190		$	122,698
	Total loans:
	Construction	$	32,119		$	20,928		$	20,311
	Real estate secured	1,859,904			1,819,296			1,755,725
	Commercial and industrial	357,270			303,268			302,920
	Consumer	9,637			13,674			14,153
	Gross loans *	2,258,930			2,157,166			2,093,109
	Unearned Income	(6,780		)	(4,826		)	(4,521		)
	Total loans	2,252,150			2,152,340			2,088,588
	Allowance for losses on loans	(52,397		)	(63,285		)	(74,353		)
	Net loans	$	2,199,753		$	2,089,055		$	2,014,235
	* Includes loans held-for-sale, recorded at the lower of cost or market value, totaling $56.1 million, $146.0 million, and $140.1 million, at September 30, 2013, December 31, 2012, and September 30, 2012, respectively
	In accordance with ASC 310-30 (formerly AICPA Statement of Position “SOP 03-3”, Accounting for Certain Loans or Debt Securities Acquired in a Transfer), covered loans were divided into “SOP 03-3 Loans” and “Non-SOP 03-3 Loans”, at the time of acquisition.  SOP 03-3 Loans are covered loans that had evidence of deterioration in credit quality and it was probable, at the time of acquisition, that the Bank would be unable to collect all contractually required payments receivable. In contrast, Non-SOP 03-3 Loans are all other covered loans that do not qualify as SOP 03-3 Loans. Covered loans are categorized into four different loan segments by loan type: construction, real estate secured, commercial and industrial, and consumer.
	The difference between contractually required payments at the time of acquisition and the cash flows expected to be collected at the time of acquisition is referred to as the non-accretable difference which is included in the carrying amount of the loans. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent increases in cash flows result in a reversal of the provision for loan losses to the extent of prior charges, or a reversal of the non-accretable difference with a positive impact to interest income. Further, any excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable yield and is recognized as interest income over the remaining life of the loan when there is a reasonable expectation about the amount and timing of such cash flows.
	The following table represents the carrying balance, net of discount, of SOP 03-3 and Non SOP 03-3 Loans at September 30, 2013 and December 31, 2012.  The unpaid principal balance, before discount, of SOP 03-3 Loans was $1.7 million at both September 30, 2013 and December 31, 2012.
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Non SOP 03-3 loans	$	87,015		$	112,022		$	128,748
	SOP 03-3 loans	734			1,007			1,015
	Total outstanding covered loan balance	87,749			113,029			129,763
	Allowance related to covered loans	(3,961		)	(3,839		)	(7,065		)
	Carrying amount, net of allowance	$	83,788		$	109,190		$	122,698
	The following table represents by loan segment the current balance of SOP 03-3 Loans acquired for which it was probable at the time of acquisition that all of the contractually required payments would not be collected for the periods indicated:
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Breakdown of SOP 03-3 Loans
	Real Estate Secured	$	624		$	869		$	877
	Commercial & Industrial	110			138			138
	Total	$	734		$	1,007		$	1,015
	Loans acquired from the acquisition of Mirae Bank were discounted based on their estimated cash flows to be received at June 26, 2009.  The discount on acquired loans totaled $54.9 million at the time of the acquisition.  For the three and nine months ended September 30, 2013 and September 30, 2012, changes to the total discount related to loans acquired from Mirae Bank were as follows:
		Three Months Ended						Nine Months Ended
	(Dollars in Thousands)	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
	Balance at beginning of period	$	2,819		$	5,251		$	3,448		$	6,981
	Discount accretion income recognized	(48		)	(438		)	(454		)	(1,489		)
	Disposals related to charge-offs	(317		)	(34		)	(540		)	(713		)
Disposals related to loan sales	—			(799		)	—			(799		)
Balance at end of period	$	2,454		$	3,980		$	2,454		$	3,980
The following table is a breakdown of changes to the accretable portion of the discount related to covered loans for the three and nine months ended September 30, 2013 and September 30, 2012:
	Three Months Ended						Nine Months Ended
(Dollars in Thousands)	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Balance at beginning of period	$	2,646		$	4,707		$	3,275		$	6,419
Discount accretion income recognized	(48		)	(437		)	(454		)	(1,470		)
Disposals related to charge-offs	(317		)	(34		)	(540		)	(713		)
Disposals related to loan sales	—			(799		)	—			(799		)
Balance at end of period	$	2,281		$	3,437		$	2,281		$	3,437
The table below summarizes for the periods indicated, changes to the allowance for loan losses and allowance for loan commitments arising from loans charged-off, recoveries on loans previously charged-off, credit for losses on loans and loan commitments, and certain ratios related to the allowance for loan losses:
Allowance for Losses on Loans and Loan Commitments
(Dollars in Thousands)
	Three Months Ended September 30,						Nine Months Ended September 30,
	2013			2012			2013			2012
Balances:
Allowance for loan losses:
Balances at beginning of period	$	54,937		$	89,134		$	63,285		$	102,982
Charge-offs: *
Real estate secured	2,438			3,015			10,511			8,873
Commercial and industrial	764			112			2,693			2,058
Consumer	—			—			1			2
Total charge-offs	3,202			3,127			13,205			10,933
Recoveries on loans previously charged off:
Construction	—			—			—			20
Real estate secured	148			194			703			2,364
Commercial and industrial	510			151			1,601			911
Consumer	4			1			13			9
Total recoveries	662			346			2,317			3,304
Net loan charge-offs	2,540			2,781			10,888			7,629
Credit for losses on loans	—			(12,000		)	—			(21,000		)
Balances at end of period	$	52,397		$	74,353		$	52,397		$	74,353
Allowance for loan commitments:
Balances at beginning of year	$	1,023		$	2,423		$	1,023		$	3,423
Credit for losses on loan commitments	—			—			—			(1,000		)
Balance at end of period	$	1,023		$	2,423		$	1,023		$	2,423
Ratios:
Net loan charge-offs to average net loans (annualized)	0.47		%	0.57		%	0.69		%	1.61		%
Allowance for loan losses to gross loans at end of period (excluding loans held-for-sale)	2.38		%	3.81		%	2.38		%	3.81		%
Net loan charge-offs to allowance for loan losses at end of period	4.85		%	3.74		%	20.78		%	10.26		%
Net loan charge-offs to credit for loan losses and loan commitments	0		%	-23.18		%	0		%	-34.68		%
* Charge-off amount for the three months ended September 30, 2013 includes net charge-offs of covered loans amounting to $379,000 which represents gross covered loan charge-offs of $1.9 million less FDIC receivable portions totaling $1.5 million.
* Charge-off amount for the nine months ended September 30, 2013 includes net charge-offs of covered loans amounting to $578,000, which represents gross covered loan charge-offs of $2.9 million less FDIC receivable portions totaling $2.3 million.
The table below summarizes for the end of the periods indicated, the balance of our allowance for losses by loan type and the percentage of allowance for loan losses to gross loans receivable balance by loan segment:
Distribution and Percentage Composition of Allowance for Loan Losses
(Dollars in Thousands)
	September 30, 2013								December 31, 2012
	Reserve			Loans			(%)		Reserve			Loans			(%)
				Receivable								Receivable
Construction	$	471		$	32,119		1.47	%	$	453		$	20,928		2.16	%
Real estate secured	39,516			1,819,052			2.17	%	49,956			1,692,273			2.95	%
Commercial and industrial	12,265			342,057			3.59	%	12,737			284,318			4.48	%
Consumer	145			9,637			1.5	%	139			13,674			1.02	%
Total *	$	52,397		$	2,202,865		2.38	%	$	63,285		$	2,011,193		3.15	%
* Held-for-sale loans of $56.1 million and $146.0 million at September 30, 2013 and December 31, 2012, respectively, were excluded from the total.
Our real estate secured loans and commercial and industrial loans are further broken down into classes as follows when measuring for impairment and historical losses:
	September 30, 2013								December 31, 2012
Real Estate Secured Loans	Reserve			Loans			(%)		Reserve			Loans			(%)
(Dollars In Thousands)				Receivable								Receivable
Residential real estate	$	3,457		$	137,618		2.51	%	$	3,207		$	135,224		2.37	%
SBA real estate	2,112			135,634			1.56	%	1,695			119,581			1.42	%
Gas station secured	2,747			113,780			2.41	%	3,185			94,503			3.37	%
Carwash secured	2,918			43,001			6.79	%	4,003			50,428			7.94	%
Hotel/motel secured	3,751			153,497			2.44	%	6,753			123,697			5.46	%
Land secured	399			18,771			2.13	%	914			13,553			6.74	%
Other secured	24,132			1,216,751			1.98	%	30,199			1,155,287			2.61	%
Total real estate secured	$	39,516		$	1,819,052		2.17	%	$	49,956		$	1,692,273		2.95	%
	September 30, 2013								December 31, 2012
Commercial & Industrial Loans	Reserve			Loans			(%)		Reserve			Loans			(%)
(Dollars In Thousands)				Receivable								Receivable
SBA commercial	$	2,395		$	33,071		7.24	%	$	2,774		$	33,985		8.16	%
Other commercial & industrial	9,870			308,986			3.19	%	9,963			250,333			3.98	%
Total commercial & industrial	$	12,265		$	342,057		3.59	%	$	12,737		$	284,318		4.48	%
The allowance for loan losses is comprised of general valuation allowance (“GVA”) based on quantitative and qualitative analyses and specific valuation allowances (“SVA”) for impaired loans.
A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement or if a concession was granted to the borrower current undergoing financial difficulties. At September 30, 2013, the outstanding balance of impaired loans totaled $67.3 million, of which $14.0 million had specific reserves of $4.4 million. At December 31, 2012, the outstanding balance of impaired loans totaled $71.1 million, of which $32.8 million had specific reserves of $6.6 million.  The decline in impaired loans is largely due to overall improvement in credit quality and a during the nine months ended September 30, 2013.
On a quarterly basis, we utilize a classification migration model combined with individual loan impairment as starting points for determining the adequacy of our allowance for losses on loans. Our loss migration analysis tracks a certain number of quarters of individual loan loss history to determine historical losses by classification category for different loan type, except for certain loans (i.e., home mortgage loans, home equity lines of credit, overdraft loans, express business loans, and automobile loans), which are analyzed as homogeneous loan pools. These calculated loss factors are then applied to outstanding non-impaired loan balances.  The Company also records a reserve for loan commitments based on historical loss rates and an internally defined utilization rate of exposure for unused off-balance sheet loan commitments.
To establish an adequate allowance, we must be able to recognize when loans initially become a problem. A risk grade of either pass, watch, special mention, substandard, or doubtful, is assigned to every loan in the portfolio, with the exception of homogeneous loans, or loans that are evaluated together in pools of similar loans. The following is a brief description of the loan classifications or risk grades used in our allowance calculation:
Pass Loans — Loans that are past due less than 30 days that do not exhibit signs of credit deterioration.  The financial condition of the borrower is sound as well as the status of any collateral.  Loans secured by cash (principal and interest) also fall within this classification.
Watch Loans — Performing loans with borrowers that have experienced adverse financial trends, higher debt/equity ratio, or weak liquidity positions, but not to the degree that the loan is considered a problem.
Special Mention — Loans that are currently protected but exhibit an increasing degree of risk based on weakening credit strength and/or repayment sources. Contingent or remedial plans to improve the Bank’s risk exposure should be documented.
Substandard — Loans inadequately protected by the current worth and paying capacity of the borrower or pledged collateral, if any. This grade is assigned when inherent credit weakness is apparent.
Doubtful — Loans having all the weakness inherent in a “substandard” classification but collection or liquidation is highly questionable with the possibility of loss at some future date.
The total allowance for loan losses at September 30, 2013 was $52.4 million, compared to $63.3 million at December 31, 2012.  Allowance coverage of gross loans receivable (gross loans excluding loans held-for-sale) at the end of the third quarter of 2013 was 2.38%, compared to 3.15% at the end of the fourth quarter of 2012.  Total GVA at September 30, 2013 totaled $48.0 million, or 91.7% of total allowance for loan losses, and SVA on impaired loans totaled $4.4 million, or 8.3% of the total allowance for loan losses. At December 31, 2012, the GVA portion of the allowance for loan losses totaled $56.7 million, or 89.6% of total allowance, while specific reserve on impaired loan totaled $6.6 million, or 10.4% of the total allowance for loan losses.
Allowance coverage ratio of construction, real estate secured, and commercial and industrial loans receivable all declined from the fourth quarter of 2012 to the third quarter of 2013.  Consumer loan allowance coverage ratio increased from 1.02% at December 31, 2012 to 1.50% at September 30, 2013.  The reduction in allowance balance on real estate secured loans was largely due to the reduction in loss rates for the third quarter of 2013, compared to the fourth quarter of 2012.  Construction loans experienced an increase in overall allowance balance for the third quarter of 2013 compared to the fourth quarter of 2012, due to the increase in loan balance during this period.  Although real estate secured and commercial and industrial loan balances increased during the nine months ended September 30, 2013, the related allowance for loan losses balances decreased due to the large reduction in loss rates at the end of the third quarter of 2013, compared to the fourth quarter of 2012.
Impaired loan net principal balances are broken down by those with and without specific reserves are shown in the following table for September 30, 2013 and December 31, 2012:
	For Quarter Ended
(Dollars in Thousands)	September 30, 2013			December 31, 2012
With Specific Reserves
Without Charge-Offs	$	11,035		$	16,310
With Charge-Offs	2,978			16,522
Without Specific Reserves
Without Charge-Off	34,860			32,087
With Charge-Offs	18,457			6,211
Total Impaired Loans*	67,330			71,130
Allowance on Impaired Loans	(4,365		)	(6,569		)
Impaired Loans Net of Allowance	$	62,965		$	64,561
* Balances net of SBA guaranteed portions and discount on acquired loans totaled $57.0 million and $59.4 million at September 30, 2013 and December 31, 2012, respectively.
Net principal balance and average quarterly balances for impaired loans with specific reserves, and those without specific reserves, at September 30, 2013 and December 31, 2012 are presented in the following tables by loan class:
	September 30, 2013									December 31, 2012
				Related			Average						Related			Average
(Dollars In Thousands)	Balance			Allowance			Balance			Balance			Allowance			Balance
With Specific Reserves
Construction	$	—		$	—		$	—		$	—		$	—		$	—
Real Estate Secured:
Residential Real Estate	458			173			482			1,531			388			1,948
SBA Real Estate	1,501			59			331			8,818			488			3,729
Gas Station Secured	—			—			—			3,269			517			3,839
Carwash Secured	—			—			—			4,309			658			8,241
Hotel/Motel Secured	1,068			106			1,779			—			—			—
Land Secured	268			88			269			274			97			274
Other Secured	4,422			832			5,069			9,913			1,346			11,610
Commercial & Industrial:
SBA Commercial	1,157			668			1,097			1,116			921			1,280
Other Commercial & Industrial	5,139			2,439			5,212			3,602			2,154			3,480
Consumer	—			—			—			—			—			—
Total With Related Allowance	14,013			4,365			14,239			32,832			6,569			34,401
Without Specific Reserves
Construction	$	2,471		$	—		$	2,471		$	6,388		$	—		$	6,958
Real Estate Secured:
Residential Real Estate	604			—			772			563			—			563
SBA Real Estate	10,908			—			5,316			3,416			—			2,221
Gas Station Secured	6,362			—			8,956			4,863			—			5,980
Carwash Secured	2,760			—			3,688			2,022			—			2,025
Hotel/Motel Secured	2,793			—			5,196			4,103			—			5,731
Land Secured	517			—			641			—			—			—
Other Secured	25,993			—			29,796			12,983			—			13,357
Commercial & Industrial:
SBA Commercial	188			—			87			74			—			92
Other Commercial & Industrial	721			—			731			3,886			—			3,950
Consumer	—			—			—			—			—			—
Total Without Related Allowance	53,317			—			57,654			38,298			—			40,877
Total Impaired Loans	$	67,330		$	4,365		$	71,893		$	71,130		$	6,569		$	75,278
Income recognized from payments received for impaired loans is recorded on a cash basis and not accrued.  The cash basis income recognized from impaired loans for the quarters ended September 30, 2013, December 31, 2012, and September 30, 2012 totaled $324,000, $589,000, and $946,000, respectively. For the nine months ended September 30, 2013 and September 30, 2012, the total cash basis income recognized from impaired loans was $1.1 million and $1.6 million, respectively.
Delinquent loans, including non-accrual loans 30 days or more past due, at September 30, 2013 and December 31, 2012, are presented in the following tables by loan class:
	September 30, 2013
	30-59 Days			60-89 Days			90 Days or More
(Dollars In Thousands)	Past Due			Past Due			Past Due			Total Past Due*
Construction	$	—		$	—		$	2,471		$	2,471
Real Estate Secured:
Residential Real Estate	459			—			168			627
SBA Real Estate	378			312			1,298			1,988
Gas Station Secured	914			—			849			1,763
Carwash Secured	—			—			769			769
Hotel/Motel Secured	—			1,263			1,767			3,030
Land Secured	—			—			517			517
Other Secured	372			1,336			8,213			9,921
Commercial & Industrial:
SBA Commercial	453			—			56			509
Other Commercial & Industrial	807			486			39			1,332
Consumer	—			—			—			—
Total	$	3,383		$	3,397		$	16,147		$	22,927
Non-Accrual Loans Listed Above **	$	1,047		$	571		$	16,147		$	17,765
	December 31, 2012
	30-59 Days			60-89 Days			90 Days or More
(Dollars In Thousands)	Past Due			Past Due			Past Due			Total Past Due*
Real Estate Secured:
Residential Real Estate	$	169		$	193		$	1,505		$	1,867
SBA Real Estate	834			543			1,134			2,511
Gas Station Secured	—			—			1,836			1,836
Carwash Secured	—			—			3,733			3,733
Hotel/Motel Secured	320			—			—			320
Other Secured	1,328			—			4,428			5,756
Commercial & Industrial:
SBA Commercial	469			381			39			889
Other Commercial & Industrial	544			338			463			1,345
Consumer	4			—			—			4
Total	$	3,668		$	1,455		$	13,138		$	18,261
Non-Accrual Loans Listed Above **	$	609		$	281		$	13,138		$	14,028
*                 Balances are net of SBA guaranteed portions totaling $15.1 million and $15.5 million at September 30, 2013 and December 31, 2012, respectively.
**          Non-accrual loans less than 30 days past due totaling $15.3 million and $14.0 million at September 30, 2013 and December 31, 2012, respectively, are not included in the totals for non-accrual loans listed above as these loans are not considered delinquent.
Non-performing loans consisting of non-accrual loans and loans past due 90 days or more and still accruing at September 30, 2013 and December 31, 2012 are presented in the following tables by loan class:
	September 30, 2013
	Total			90 Days or More			Total
	Non-Accrual			Past Due and			Non-Performing
(Dollars In Thousands)	Loans*			Still Accruing			Loans*
Construction	$	2,471		$	—		$	2,471
Real Estate Secured:
Residential Real Estate	1,062			—			1,062
SBA Real Estate	1,657			—			1,657
Gas Station Secured	3,368			—			3,368
Carwash Secured	770			—			770
Hotel/Motel Secured	1,767			—			1,767
Land Secured	517			—			517
Other Secured	20,427			—			20,427
Commercial & Industrial:
SBA Commercial	191			—			191
Other Commercial & Industrial	813			—			813
Consumer	—			—			—
Total	$	33,043		$	—		$	33,043
	December 31, 2012
	Total			90 Days or More			Total
	Non-Accrual			Past Due and			Non-Performing
(Dollars In Thousands)	Loans*			Still Accruing			Loans*
Construction	$	5,644		$	—		$	5,644
Real Estate Secured:
Residential Real Estate	1,928			—			1,928
SBA Real Estate	1,780			—			1,780
Gas Station Secured	4,126			—			4,126
Carwash Secured	3,733			—			3,733
Hotel/Motel Secured	—			—			—
Land Secured	—			—			—
Other Secured	9,440			—			9,440
Commercial & Industrial:
SBA Commercial	222			—			222
Other Commercial & Industrial	1,080			—			1,080
Consumer	—			—			—
Total	$	27,953		$	—		$	27,953
*                 Balances are net of SBA guaranteed portions totaling $15.8 million and $18.4 million at September 30, 2013 and December 31, 2012, respectively.
No interest income related to non-accrual loans was included in interest income for the three and nine months ended September 30, 2013 and September 30, 2012. Additional income of approximately $370,000 and $823,000 would have been recorded during the three months and nine months ended September 30, 2013, respectively, had these loans been paid in accordance with their original terms throughout the period indicated. Additional income of approximately $188,000 and $907,000 would have been recorded during the three months and nine months ended September 30, 2012, respectively, had these loans been paid in accordance with their original terms throughout the period indicated.
Loans classified as special mention, substandard, and doubtful at September 30, 2013 and December 31, 2012 are presented in the following tables by classes of loans:
	September 30, 2013
(Dollars In Thousands)	Special Mention			Substandard			Doubtful			Total*
Construction	$	—		$	2,471		$	—		$	2,471
Real Estate Secured:
Residential Real Estate	394			1,856			168			2,418
SBA Real Estate	4,188			6,426			843			11,457
Gas Station Secured	3,367			10,989			849			15,205
Carwash Secured	—			12,479			770			13,249
Hotel/Motel Secured	4,854			7,934			1,767			14,555
Land Secured	666			785			—			1,451
Other Secured	18,614			61,496			2,733			82,843
Commercial & Industrial:
SBA Commercial	799			2,101			6			2,906
Other Commercial & Industrial	10,636			21,315			39			31,990
Consumer	—			3			—			3
Total	$	43,518		$	127,855		$	7,175		$	178,548
	December 31, 2012
(Dollars In Thousands)	Special Mention			Substandard			Doubtful			Total*
Construction	$	—		$	5,644		$	—		$	5,644
Real Estate Secured:
Residential Real Estate	1,060			910			1,241			3,211
SBA Real Estate	3,786			5,860			1,187			10,833
Gas Station Secured	9,410			10,598			1,836			21,844
Carwash Secured	1,680			14,403			1,926			18,009
Hotel/Motel Secured	20,304			13,006			—			33,310
Land Secured	3,290			926			—			4,216
Other Secured	35,771			79,690			607			116,068
Commercial & Industrial:
SBA Commercial	934			2,762			—			3,696
Other Commercial & Industrial	6,040			23,389			59			29,488
Consumer	—			4			—			4
Total	$	82,275		$	157,192		$	6,856		$	246,323
*                 Balances are net of SBA guaranteed portions totaling $18.9 million and $14.2 million at September 30, 2013 and December 31, 2012, respectively.
The following tables show the allowance for loan losses roll-forward and breakdown by loan segment for the three months ended September 30, 2013, and September 30, 2012:
	September 30, 2013
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance at beginning of quarter	$	606		$	41,658		$	12,537		$	136		$	54,937
Total charge-offs	—			(2,438		)	(764		)	—			(3,202		)
Total recoveries	—			148			510			4			662
(Credit) provision for losses on loans	(135		)	148			(18		)	5			—
Balance at end of quarter	$	471		$	39,516		$	12,265		$	145		$	52,397
	September 30, 2012
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance at beginning of quarter	$	3,749		$	70,180		$	15,044		$	161		$	89,134
Total charge-offs	—			(3,015		)	(112		)	—			(3,127		)
Total recoveries	—			194			151			1			346
(Credit) provision for losses on loans	(3,175		)	(7,823		)	(1,022		)	20			(12,000		)
Balance at end of quarter	$	574		$	59,536		$	14,061		$	182		$	74,353
The following tables show the allowance for loan losses roll-forward and breakdown by loan segment for the nine months ended September 30, 2013, and September 30, 2012:
	September 30, 2013
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance at beginning of period	$	453		$	49,956		$	12,737		$	139		$	63,285
Total charge-offs	—			(10,511		)	(2,693		)	(1		)	(13,205		)
Total recoveries	—			703			1,601			13			2,317
Provision (credit) for losses on loans	18			(632		)	620			(6		)	—
Balance at end of period	$	471		$	39,516		$	12,265		$	145		$	52,397
	September 30, 2012
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance at beginning of period	$	4,218		$	79,221		$	19,391		$	152		$	102,982
Total charge-offs	—			(8,873		)	(2,058		)	(2		)	(10,933		)
Total recoveries	20			2,364			911			9			3,304
(Credit) provision for losses on loans	(3,664		)	(13,176		)	(4,183		)	23			(21,000		)
Balance at end of period	$	574		$	59,536		$	14,061		$	182		$	74,353
The tables below represent the breakdown of the allowance for loan losses and gross loans receivable (gross loans excluding loans held-for-sale) balances by SVA and GVA at September 30, 2013 and December 31, 2012:
	September 30, 2013
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Gross Loans
				Secured			Industrial						Receivable
Impaired loans	$	2,471		$	57,652		$	7,207		$	—		$	67,330
Specific valuation allowance	$	—		$	1,258		$	3,107		$	—		$	4,365
Coverage ratio	0		%	2.18		%	43.11		%	0		%	6.48		%
Non-impaired loans	$	29,648		$	1,761,400		$	334,850		$	9,637		$	2,135,535
General valuation allowance	$	471		$	38,258		$	9,158		$	145		$	48,032
Coverage ratio	1.59		%	2.17		%	2.73		%	1.5		%	2.25		%
Gross loans receivable	$	32,119		$	1,819,052		$	342,057		$	9,637		$	2,202,865
Allowance for loan losses	$	471		$	39,516		$	12,265		$	145		$	52,397
Allowance coverage ratio	1.47		%	2.17		%	3.59		%	1.5		%	2.38		%
	December 31, 2012
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Gross Loans
				Secured			Industrial						Receivable
Impaired loans	$	6,388		$	56,064		$	8,678		$	—		$	71,130
Specific valuation allowance	$	—		$	3,494		$	3,075		$	—		$	6,569
Coverage ratio	0		%	6.23		%	35.43		%	0		%	9.24		%
Non-impaired loans	$	14,540		$	1,636,209		$	275,640		$	13,674		$	1,940,063
General valuation allowance	$	453		$	46,462		$	9,662		$	139		$	56,716
Coverage ratio	3.12		%	2.84		%	3.51		%	1.02		%	2.92		%
Gross loans receivable	$	20,928		$	1,692,273		$	284,318		$	13,674		$	2,011,193
Allowance for loan losses	$	453		$	49,956		$	12,737		$	139		$	63,285
Allowance coverage ratio	2.16		%	2.95		%	4.48		%	1.02		%	3.15		%
At September 30, 2013 and December 31, 2012, loans acquired with deteriorated credit quality (ASC 310-30 formerly SOP 03-3 loans) totaled $734,000 and $1.0 million, respectively.  During these periods, there was no allowance recorded for these loans.  The following is a breakdown of loan balances for loans acquired with deteriorated credit quality at September 30, 2013 and December 31, 2012:
	September 30, 2013
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance of Loans Acquired With Deteriorated Credit Quality	$	—		$	624		$	110		$	—		$	734
Total Allowance for Loans Acquired With Deteriorated Credit Quality	$	—		$	—		$	—		$	—		$	—
	December 31, 2012
(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
				Secured			Industrial
Balance of Loans Acquired With Deteriorated Credit Quality	$	—		$	869		$	138		$	—		$	1,007
Total Allowance for Loans Acquired With Deteriorated Credit Quality	$	—		$	—		$	—		$	—		$	—
A restructuring of a debt constitutes a troubled debt restructuring (“TDR”), if the Company for economic or legal reasons related to the borrower’s financial difficulties, grants a concession to the borrower that it would not otherwise consider. Restructured loans typically present an elevated level of credit risk as the borrowers are not able to perform according to the loan’s original contractual terms. Loans that are reported as TDRs are accounted for in accordance with ASC 310-10-35 and are considered impaired and measured for specific impairment.
Loans that are considered TDRs are classified as performing, unless they are on non-accrual status or greater than 90 days delinquent as of the end of the most recent quarter. All TDR loans are considered impaired by the Company regardless of whether it is performing or non-performing. At September 30, 2013, the balance of non-accrual TDR loans totaled $7.6 million, and TDRs performing in accordance with their modified terms totaled $21.9 million.  At December 31, 2012, the balance of non-accrual TDR loans totaled $6.5 million, and TDR loans performing in accordance with their modified terms totaled $29.2 million.  New TDR loans did not have a material impact to the Company’s allowance for loan losses for the three and nine months ended September 30, 2013 or the quarter ended December 31, 2012.
The following tables represent the total balance of TDR loans by types of concessions made and loan type at September 30, 2013 and December 31, 2012:
	September 30, 2013
(Dollars In Thousands, Net of SBA Guarantee)	Balance			Term/Maturity			Interest Rate			Total*
Real Estate Secured	$	8,924		$	8,514		$	5,695		$	23,133
Commercial & Industrial	2,640			1,282			2,417			6,339
Total TDR Loans	$	11,564		$	9,796		$	8,112		$	29,472
	December 31, 2012
(Dollars In Thousands, Net of SBA Guarantee)	Balance			Term/Maturity			Interest Rate			Total*
Real Estate Secured	$	17,178		$	1,801		$	9,289		$	28,268
Commercial & Industrial	3,525			1,137			2,803			7,465
Total TDR Loans	$	20,703		$	2,938		$	12,092		$	35,733
* SBA guaranteed portions totaled $2.8 million and $3.7 million at September 30, 2013 and December 31, 2012, respectively.
The following table represents the roll-forward of TDR loans with addition and reductions for the quarters ended September 30, 2013, December 31, 2012 and September 30, 2012:
(Dollars in Thousands, Net of SBA Guarantee)	September 30, 2013			December 31, 2012			September 30, 2012
Balance at Beginning of Period	$	30,401		$	36,006		$	27,702
New TDR Loans Added	3,570			903			9,366
TDR Loans Paid Off	(2,735		)	(433		)	(32		)
Reductions Due to Charge-Offs	(595		)	(141		)	(304		)
Other Changes (Payments, Amortization, & Other)	(1,169		)	(602		)	(726		)
Balance at End of Period	$	29,472		$	35,733		$	36,006
The following table represents the roll-forward of TDR loans with addition and reductions for the nine months ended September 30, 2013 and September 30, 2012:
(Dollars in Thousands, Net of SBA Guarantee)	September 30, 2013			September 30, 2012
Balance at Beginning of Period	$	35,733		$	22,383
New TDR Loans Added	6,720			22,760
Reductions Due to Sales	—			(6,387		)
TDR Loans Paid Off	(6,615		)	(1,254		)
Reductions Due to Charge-Offs	(3,961		)	(834		)
Other Changes (Payments, Amortization, & Adjustment)	(2,405		)	(662		)
Balance at End of Period	$	29,472		$	36,006
The following tables summarize the pre-modification and post-modification balances, and types of concessions provided for new TDR loans during the quarters ended September 30, 2013, December 31, 2012, and September 30, 2012:
	September 30, 2013
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
Pre-Modification Balance:
Real Estate Secured	$	244		$	4,022		$	—		$	4,266
Commercial & Industrial	75			367			—			442
Total TDR Loans	$	319		$	4,389		$	—		$	4,708
Post-Modification Balance:
Real Estate Secured	$	243		$	2,891		$	—		$	3,134
Commercial & Industrial	72			364			—			436
Total TDR Loans	$	315		$	3,255		$	—		$	3,570
Number of Loans:
Real Estate Secured	1			4			—			5
Commercial & Industrial	1			4			—			5
Total TDR Loans	2			8			—			10
	December 31, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
Pre-Modification Balance:
Real Estate Secured	$	460		$	—		$	—		$	460
Commercial & Industrial	489			—			—			489
Total TDR Loans	$	949		$	—		$	—		$	949
Post-Modification Balance:
Real Estate Secured	$	429		$	—		$	—		$	429
Commercial & Industrial	474			—			—			474
Total TDR Loans	$	903		$	—		$	—		$	903
Number of Loans:
Real Estate Secured	2			—			—			2
Commercial & Industrial	4			—			—			4
Total TDR Loans	6			—			—			6
	September 30, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
Pre-Modification Balance:
Real Estate Secured	$	3,507		$	—		$	5,045		$	8,552
Commercial & Industrial	702			159			—			861
Total TDR Loans	$	4,209		$	159		$	5,045		$	9,413
Post-Modification Balance:
Real Estate Secured	$	3,507		$	—		$	5,027		$	8,534
Commercial & Industrial	678			154			—			832
Total TDR Loans	$	4,185		$	154		$	5,027		$	9,366
Number of Loans:
Real Estate Secured	2			—			2			4
Commercial & Industrial	4			3			—			7
Total TDR Loans	6			3			2			11
The following tables summarize the pre-modification and post-modification balances, and types of concessions provided for new TDR loans during the nine months ended September 30, 2013, and September 30, 2012:
	September 30, 2013
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
Pre-Modification Balance:
Real Estate Secured	$	1,286		$	6,782		$	—		$	8,068
Commercial & Industrial	103			526			—			629
Total TDR Loans	$	1,389		$	7,308		$	—		$	8,697
Post-Modification Balance:
Real Estate Secured	$	1,268		$	4,765		$	—		$	6,033
Commercial & Industrial	72			489			—			561
Total TDR Loans	$	1,340		$	5,254		$	—		$	6,594
Number of Loans:
Real Estate Secured	3			11			—			14
Commercial & Industrial	3			8			—			11
Total TDR Loans	6			19			—			25
	September 30, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
Pre-Modification Balance:
Real Estate Secured	$	11,516		$	1,026		$	5,877		$	18,419
Commercial & Industrial	1,194			257			2,961			4,412
Total TDR Loans	$	12,710		$	1,283		$	8,838		$	22,831
Post-Modification Balance:
Real Estate Secured	$	11,342		$	1,021		$	5,851		$	18,214
Commercial & Industrial	1,067			245			2,874			4,186
Total TDR Loans	$	12,409		$	1,266		$	8,725		$	22,400
Number of Loans:
Real Estate Secured	10			3			3			16
Commercial & Industrial	13			5			3			21
Total TDR Loans	23			8			6			37
At September 30, 2013, December 31, 2012, and September 30, 2012, all TDR loans were modified with principal or payment, term or maturity, or interest rate concessions.  Principal concessions usually consist of loans restructured to reduce the monthly payment through a reduction in principal, interest, or a combination of principal and interest payment for a certain period of time.  Most of these types of concessions are usually interest only payments for three to six months.  Term or maturity concessions are loans that are restructured to extend the maturity date beyond the original contractual term of loans.  Interest rate concessions consist of TDR loans that are restructured with lower interest rates than the original term of the loans and lower than the current market interest rate for loans with similar risk characteristics.
The tables below summarize TDR loans that were modified during the past 12 months that had payment defaults during period indicated.  We consider a TDR loan to be in payment default if the loan has been transferred to non-accrual status.  This usually means the loan is past due 90 days or more, but in certain cases a loan that is less than 90 days past due can be deemed a non-accrual loan, if there exists evidence that the borrower will not be able to fulfill a portion or all of the obligated contractual payments.  Defaulted TDR loans did not have material impact to the allowance for loan losses for the three and nine months ended September 30, 2013 and the quarter ended December 31, 2012.
	TDRs With Payment Defaults During the
	Three Months Ended September 30, 2013
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	—		$	2,445		$	—		$	2,445
Commercial & Industrial	—			—			—			—
Total TDRs Defaulted	$	—		$	2,445		$	—		$	2,445
Post-Modification Balance:
Real Estate Secured	$	—		$	1,310		$	—		$	1,310
Commercial & Industrial	—			—			—			—
Total TDRs Defaulted	$	—		$	1,310		$	—		$	1,310
Number of Loans:
Real Estate Secured	—			1			—			1
Commercial & Industrial	—			—			—			—
Total TDRs Defaulted Loans	—			1			—			1
	TDRs With Payment Defaults During the
	Three Months Ended December 31, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	158		$	—		$	—		$	158
Commercial & Industrial	98			—			—			98
Total TDRs Defaulted	$	256		$	—		$	—		$	256
Post-Modification Balance:
Real Estate Secured	$	126		$	—		$	—		$	126
Commercial & Industrial	58			—			—			58
Total TDRs Defaulted	$	184		$	—		$	—		$	184
Number of Loans:
Real Estate Secured	2			—			—			2
Commercial & Industrial	3			—			—			3
Total TDRs Defaulted Loans	5			—			—			5
	TDRs With Payment Defaults During the
	Three Months Ended September 30, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	267		$	—		$	—		$	267
Commercial & Industrial	174			—			—			174
Total TDRs Defaulted	$	441		$	—		$	—		$	441
Post-Modification Balance:
Real Estate Secured	$	95		$	—		$	—		$	95
Commercial & Industrial	132			—			—			132
Total TDRs Defaulted	$	227		$	—		$	—		$	227
Number of Loans:
Real Estate Secured	1			—			—			1
Commercial & Industrial	1			—			—			1
Total TDRs Defaulted Loans	2			—			—			2
* Balances are net of SBA guaranteed portions
The tables below summarize TDR loans that were modified during the past 12 months that had a payment default during the nine months ended September 30, 2013 and September 30, 2012 by type of concessions made. Total impact to the allowance for loan losses from TDR loan that defaulted during the nine months ended September 30, 2013 was $288,000.
	TDRs With Payment Defaults During the
	Nine Months Ended September 30, 2013
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	—		$	3,072		$	—		$	3,072
Commercial & Industrial	167			207			—			374
Total TDRs Defaulted	$	167		$	3,279		$	—		$	3,446
Post-Modification Balance:
Real Estate Secured	$	—		$	1,911		$	—		$	1,911
Commercial & Industrial	156			172			—			328
Total TDRs Defaulted	$	156		$	2,083		$	—		$	2,239
Number of Loans:
Real Estate Secured	—			2			—			2
Commercial & Industrial	2			5			—			7
Total TDRs Defaulted Loans	2			7			—			9
	TDRs With Payment Defaults During the
	Nine Months Ended September 30, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	7,927		$	—		$	—		$	7,927
Commercial & Industrial	211			—			—			211
Total TDRs Defaulted	$	8,138		$	—		$	—		$	8,138
Post-Modification Balance:
Real Estate Secured	$	7,621		$	—		$	—		$	7,621
Commercial & Industrial	132			—			—			132
Total TDRs Defaulted	$	7,753		$	—		$	—		$	7,753
Number of Loans:
Real Estate Secured	5			—			—			5
Commercial & Industrial	2			—			—			2
Total TDRs Defaulted Loans	7			—			—			7
* Balances are net of SBA guaranteed portions

Shareholders_Equity

Shareholders' Equity	9 Months Ended
	Sep. 30, 2013
Shareholders' Equity	'
Shareholders' Equity	'
	Note 9.     Shareholders’ Equity
	Earnings Per Common Share
	Basic earnings per common share (“EPS”) excludes dilution and is calculated by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period.  Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock, or resulted in the issuance of common stock that would then share in the earnings of the Company. The following table provides the basic and diluted EPS computations for the periods indicated below:
		For the Three Months Ended				For the Nine Months Ended
		September 30,				September 30,
	(Dollars in Thousands, Except per Share Data)	2013		2012		2013		2012
	Numerator:	$	11,334	$	38,469	$	34,462	$	78,496
	Net income available to common shareholders
	Denominator for basic earnings per share: Weighted-average shares	70,742,136		71,290,881		70,992,117		71,286,439
	Effect of dilutive securities: Stock option dilution	303,858		129,686		200,941		76,363
	Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions	71,045,994		71,420,567		71,193,058		71,362,802
	Basic earnings per common share	$	0.16	$	0.54	$	0.49	$	1.1
	Diluted earnings per common share	$	0.16	$	0.54	$	0.48	$	1.1
	For the three months and nine months ended September 30, 2013 stock options awards totaling 90,800 and 187,475, respectively, were excluded from dilutive earnings per common share calculation because the shares were deemed to be anti-dilutive.  1.1 million stock option awards were excluded from the dilutive earnings per common share calculation for both the three and nine months ended September 30, 2012 because the shares were deemed to be anti-dilutive.
	During the first quarter of 2013, the Company’s Board of Directors authorized the repurchase of up to 5% of its outstanding shares of common stock, or approximately 3.6 million shares.  This stock repurchase program became effective on March 28, 2013 and will expire one year later on March 28, 2014, or upon the repurchase of the maximum amount of shares authorized under the repurchase program. Under this program, management is authorized to repurchase shares through Rule 10b5-1 plans, open market purchases, privately negotiated transactions, block purchases or otherwise in accordance with applicable federal securities laws. Depending on market conditions and other factors, repurchases may be made at any time or from time to time, without prior notice. The Company has no obligation to repurchase any shares under this program and may suspend or discontinue the program at any time.
	During the second quarter of 2013, the Company repurchased a total 651,412 shares of common stock through 10 different transactions.  The average weighted price of total shares purchased was $6.56 per share.  The aggregate cost of the repurchase, including commissions, totaled $4.3 million.  The shares repurchased during the second quarter of 2013 represents 18.3% of the total authorized amount.  The Company did not repurchase any shares of stock during the first or third quarter of 2013. The reduction in weighted average shares for the three and nine months ended September 30, 2013 compared to the same periods of the previous year reflect the repurchased shares that are no longer considered to be outstanding.

Change_in_Accumulated_Other_Co

Change in Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Change in Accumulated Other Comprehensive Income	'
Change in Accumulated Other Comprehensive Income	'
	Note 10. Change in Accumulated Other Comprehensive Income
	Accumulated other comprehensive income includes unrealized gain and losses on available-for-sale investments, unrealized gains and losses on interest only strip, and unrecognized prior service costs on BOLI.  Changes to other accumulated other comprehensive income are presented net of tax effect as a component of equity.  Reclassifications out of accumulated other comprehensive income are recorded on the statement of operations either as a gain or loss.  The reclassifications for available-for-sale securities are included in the Statement of Operations as gain on sale or call of securities.
	Changes to accumulated other comprehensive income by components are shown in the following tables for the periods indicated:
		For The Three Months Ended September 30, 2013
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	2,717		$	337		$	(475	)	$	2,579
	Other comprehensive income (loss) before reclassification	(1,165		)	3			10			(1,152		)
	Reclassifications from other comprehensive income	—			—			—			—
	Tax effect of current period changes	489			(1		)	—			488
	Current period changes net of taxes	(676		)	2			10			(664		)
	Balance at end of period	$	2,041		$	339		$	(465	)	$	1,915
		For The Three Months Ended September 30, 2012
	(Dollars in Thousands)r	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	7,406		$	328		$	(295	)	$	7,439
	Other comprehensive income (loss) before reclassification	1,058			10			6			1,074
	Reclassifications from other comprehensive income	—			—			—			—
	Tax effect of current period changes	—			—			—			—
	Current period changes net of taxes	1,058			10			6			1,074
	Balance at end of period	$	8,464		$	338		$	(289	)	$	8,513
		For The Nine Months Ended September 30, 2013
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	6,842		$	320		$	(351	)	$	6,811
	Other comprehensive income (loss) before reclassification	(8,263		)	33			(114		)	(8,344		)
	Reclassifications from other comprehensive income	(15		)	—			—			(15		)
	Tax effect of current period changes	3,477			(14		)	—			3,463
	Current period changes net of taxes	(4,801		)	19			(114		)	(4,896		)
	Balance at end of period	$	2,041		$	339		$	(465	)	$	1,915
		For The Nine Months Ended September 30, 2012
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	6,466		$	295		$	—		$	6,761
	Other comprehensive income before reclassification	1,998			43			(661		)	1,380
	Reclassifications from other comprehensive income	(3		)	—			—			(3		)
	Tax effect of current period changes	3			—			372			375
	Current period changes net of taxes	1,998			43			(289		)	1,752
	Balance at end of period	$	8,464		$	338		$	(289	)	$	8,513
	For the nine months ended September 30, 2013, there was one $15,000 reclassification out of comprehensive income as a realized gain due to a contractual call of an available-for-sale investment security. There were no reclassifications out of comprehensive income during the third quarter of 2013 or the third quarter of 2012. For the nine months ended September 30, 2012, there was one $3,000 reclassification out of comprehensive income from the realized gain on a called available-for-sale investment security.

Business_Segment_Reporting

Business Segment Reporting	9 Months Ended
	Sep. 30, 2013
Business Segment Reporting	'
Business Segment Reporting	'
	Note 11. Business Segment Reporting
	The following disclosure about the business segments of the Company is made in accordance with the requirements of ASC 280 “Segment Reporting.” The Company segregates its operations into three primary segments:  banking operations, SBA lending services, and trade finance services (“TFS”).  The Company determines the operating results of each segment based on an internal management system that allocates certain expenses to each segment.
	Banking Operations (“Operations”) — The Company raises funds from deposits and borrowings for loans and investments, and provides lending products, including construction, real estate, commercial, and consumer loans to its customers.
	Small Business Administration Lending Services — The SBA department mainly provides customers with access to the SBA guaranteed lending program.
	Trade Finance Services — Our TFS primarily deals in letters of credit issued to customers whose businesses involve the international sale of goods.  A letter of credit is an arrangement (usually expressed in letter form) whereby the Company, at the request of and in accordance with customers instructions, undertakes to reimburse or cause to reimburse a third party,  provided that certain documents are presented in strict compliance with its terms and conditions.  Simply put, the Company is pledging its credit on behalf of the customer. The Company’s TFS segment offers the following types of letters of credit to customers:
	·                  Commercial — An undertaking by the issuing bank to pay for a commercial transaction.
	·                  Standby — An undertaking by the issuing bank to pay for the non-performance of applicant.
	·                  Documentary Collections — A means of channeling payment for goods through a bank in order to facilitate passing of funds. The bank (banks) involved acts as a conduit through which the funds and documents are transferred between the buyer and seller of goods.
	Our TFS services include the issuance and negotiation of letters of credit, as well as the handling of documentary collections. On the export side, we provide advising and negotiation of commercial letters of credit, and we transfer and issue back-to-back letters of credit. We also provide importers with trade finance lines of credit, which allow for issuance of commercial letters of credit and financing of documents received under such letters of credit, as well as documents received under documentary collections. Exporters are assisted through export lines of credit as well as through immediate financing of clean documents presented under export letters of credit.
	The following are the results of operations of the Company’s segments for the three months and nine months ended September 30, 2013 and September 30, 2012:
	(Dollars in Thousands)	Three Months Ended September 30, 2013
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	22,792		$	718		$	3,186		$	26,696
	Provision (credit) for losses on loans and loan commitments	688			(420		)	(268		)	—
	Non-interest income	4,157			178			3,497			7,832
	Non-interest expense	14,891			608			2,338			17,837
	Income before income taxes	$	11,370		$	708		$	4,613		$	16,691
	Total assets	$	2,524,488		$	84,630		$	223,397		$	2,832,515
	(Dollars in Thousands)	Three Months Ended September 30, 2012
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	22,176		$	415		$	3,001		$	25,592
	Credit for losses on loans and loan commitments	(11,116		)	—			(884		)	(12,000		)
	Non-interest income	4,554			161			1,895			6,610
	Non-interest expense	16,110			431			1,801			18,342
	Income before income taxes	$	21,736		$	145		$	3,979		$	25,860
	Total assets	$	2,376,121		$	37,442		$	202,326		$	2,615,889
	(Dollars in Thousands)	Nine Months Ended September 30, 2013
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	66,780		$	1,927		$	9,295		$	78,002
	Provision (credit) for losses on loans and loan commitments	(376		)	206			170			—
	Non-interest income	12,433			521			11,915			24,869
	Non-interest expense	43,889			1,668			6,646			52,203
	Income before income taxes	$	35,700		$	574		$	14,394		$	50,668
	Total assets	$	2,524,488		$	84,630		$	223,397		$	2,832,515
	(Dollars in Thousands)	Nine Months Ended September 30, 2012
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	64,955		$	1,601		$	7,719		$	74,275
	(Credit) provision for losses on loans and loan commitments	(20,540		)	(1,608		)	148			(22,000		)
	Non-interest income	14,142			462			6,906			21,510
	Non-interest expense	46,805			1,323			5,310			53,438
	Income before income taxes	$	52,832		$	2,348		$	9,167		$	64,347
	Total assets	$	2,376,121		$	37,442		$	202,326		$	2,615,889

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies	'
Commitments and Contingencies	'
	Note 12.   Commitments and Contingencies
	We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers.  These financial instruments include commitments to extend credit, standby letters of credit, commercial letters of credit, commitments to fund investments in affordable housing partnerships, and operating lease commitments.  These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of financial condition.  Our exposure to credit loss in the event of nonperformance on commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments.  We use the same credit policies in making commitments and conditional obligations as we do for extending loan facilities to customers.  We evaluate each customer’s creditworthiness on a case-by-case basis.  The amount of collateral obtained, if deemed necessary upon extension of credit, is based on our credit evaluation of the counterparty.  The types of collateral that we may hold can vary and may include accounts receivable, inventory, property, plant and equipment, and income-producing properties.
	Commitments at September 30, 2013 and December 31, 2012 are summarized as follows:
	(Dollars in Thousands)	September 30, 2013		December 31, 2012
	Commitments to extend credit	$	295,527	$	254,604
	Standby letters of credit	13,324		14,565
	Commercial letters of credit	7,703		8,467
	Commitments to fund investments in affordable housing partnerships	12,423		10,510
	Operating lease commitments	14,970		15,815
	In the normal course of business, we are involved in various legal claims. We have reviewed all legal claims against us with counsel and have taken into consideration the views of such counsel as to the outcome of the claims. Loss contingencies for all legal claims totaled $250,000 at September 30, 2013 and $265,000 at both December 31, 2012 and September 30, 2012.  It is reasonably possible we may incur losses in addition to the amounts we have accrued. However, at this time, we are unable to estimate the range of additional losses that are reasonably possible because of a number of factors, including the fact that certain of these litigation matters are still in their early stages and involve claims for which, at this point, we believe have little to no merit. Management has considered these and other possible loss contingencies and does not expect the amounts to be material to any of the consolidated financial statements.

Income_Tax_Provision

Income Tax Provision	9 Months Ended
	Sep. 30, 2013
Income Tax Provision	'
Income Tax Provision	'
	Note 13.   Income Tax Provision
	For the third quarter of 2013, we had an income tax provision totaling $5.4 million on pretax income of $16.7 million, representing an effective tax rate of 32.1%, compared with an income tax benefit of $12.6 million on pretax net income of $25.9 million, representing an effective tax rate of -48.8% for the third quarter of 2012.
	For the first nine months of 2013, we recorded an income tax provision of $16.2 million on pretax income of $50.7 million, representing an effective tax rate of 32.0%, compared with an income tax benefit of $12.7 million on pretax net income of $64.3 million, representing an effective tax rate of -19.8% for the same period in 2012.
	The Company had unrecognized tax benefits of $5.2 million at September 30, 2013 and $1.6 million at December 31, 2012 that relate primarily to uncertainties associated with state income tax matters and  anticipated adjustments from the 2009 and 2010 Internal Revenue Service (IRS) examination. We anticipate a decrease of approximately $3.7 million in the unrecognized tax benefit related to an expected settlement with the IRS for the 2009 and 2010 tax year within the next twelve months. The Company recognized interest expense and penalties related to income tax matters in income tax expense. During the three and nine months ended September 30, 2013, the Company recognized approximately $33,000 and $222,000, respectively. The Company had accrued interest payable associated with unrecognized tax benefits of approximately $336,000 and $114,000, at September 30, 2013 and December 31, 2012, respectively.
	In calculating its interim income tax provision, the Company must project or estimate its pretax income for the year to determine its estimated annual effective tax rate. If the Company is unable to reliably estimate its pretax income for the year, the Company must determine its interim tax provision using the actual effective tax rate for the period. As of September 30, 2013, the Company believes it can reliably project its pretax income for 2013 and has determined the tax provision using the estimated annual effective tax rate. The Company expects to continue using the estimated annual effective tax rate to calculate tax provision for future quarters.
	The Company accounts for income taxes by recognizing deferred tax assets and liabilities based upon temporary differences between the financial reporting and tax basis of its assets and liabilities. Deferred tax valuation allowances are established when necessary to reduce the deferred tax assets when it is more-likely-than-not that a portion or all of the deferred tax assets will not be realized. Based on the analysis, the Company determined that a valuation allowance for deferred tax assets was not required as of September 30, 2013.

Fair_Value_Measurement_for_Fin1

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurement for Financial and Non-Financial Assets and Liabilities	'
Summary of valuation measurement of Company's financial assets and liabilities on a recurring basis by the fair value hierarchy levels	'
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	(Dollars in Thousands)
		Fair Value Measurements Using:
	As of September 30, 2013	Total Fair			Quoted Prices in			Significant Other			Significant
		Value			Active Markets			Observable Inputs			Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Investments:
	Securities of government sponsored enterprises	$	35,718		$	—		$	35,718		$	—
	Mortgage-backed securities (residential)	79,011			—			79,011			—
	Collateralized mortgage obligations (residential)	143,800			—			143,800			—
	Corporate securities	39,686			—			39,686			—
	Municipal bonds	27,509			—			27,509			—
	Servicing assets	11,573			—			—			11,573
	Interest-only strips	538			—			—			538
	Servicing liabilities	(326		)	—			—			(326		)
		Fair Value Measurements Using:
	As of December 31, 2012	Total Fair			Quoted Prices in			Significant Other			Significant
		Value			Active Markets			Observable Inputs			Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Investments:
	Securities of government sponsored enterprises	$	27,919		$	—		$	27,919		$	—
	Mortgage-backed securities (residential)	60,427			—			60,427			—
	Collateralized mortgage obligations (residential)	172,532			—			172,532			—
	Corporate securities	40,370			—			40,370			—
	Municipal bonds	31,256			—			31,256			—
	Servicing assets	9,610			—			—			9,610
	Interest-only strips	540			—			—			540
	Servicing liabilities	(336		)	—			—			(336		)
Schedule of identification of financial instruments measured at fair value on a recurring basis, by asset category with a summary of changes in fair value	'
	(Dollars in Thousands)	At July			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
		1, 2013			Losses in Net			Gains in Other			Sales and			Out of			30, 2013			Unrealized Loss in
					Income			Comprehensive			Settlements			Level 3						Accumulated
								Income (Loss)												Other Comprehensive
																				Income (Loss)
	Servicing assets	$	11,040		$	(235	)	$	—		$	768		$	—		$	11,573		$	—
	Interest-only strips	549			(14		)	3			—			—			538			(339		)
	Servicing liabilities	(339		)	6			—			7			—			(326		)	—
	(Dollars in Thousands)	At July			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
		1, 2012			Losses in Net			Gains in Other			Sales and			Out of			30, 2012			Unrealized Loss in
					Income			Comprehensive			Settlements			Level 3						Accumulated
								Income (Loss)												Other Comprehensive
																				Income (Loss)
	Servicing assets	$	9,505		$	(60	)	$	—		$	200		$	—		$	9,645		$	—
	Interest-only strips	558			(12		)	10			—			—			556			(338		)
	Servicing liabilities	(367		)	18			—			12			—			(337		)	—
	(Dollars in Thousands)	At January			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
		1, 2013			Losses in Net			Gains in Other			Sales and			Out of			30, 2013			Unrealized Loss in
					Income			Comprehensive			Settlements			Level 3						Accumulated
								Income (Loss)												Other Comprehensive
																				Income (Loss)
	Servicing assets	$	9,610		$	(241	)	$	—		$	2,204		$	—		$	11,573		$	—
	Interest-only strips	540			(35		)	33			—			—			538			(339		)
	Servicing liabilities	(336		)	(12		)	—			22			—			(326		)	—
	(Dollars in Thousands)	At January			Net Realized			Unrealized			Net Purchases,			Transfers In or			At September			Net Cumulative
		1, 2012			Losses in Net			Gains in Other			Sales and			Out of			30, 2012			Unrealized Loss in
					Income			Comprehensive			Settlements			Level 3						Accumulated
								Income (Loss)												Other Comprehensive
																				Income (Loss)
	Servicing assets	$	8,798		$	(113	)	$	—		$	960		$	—		$	9,645		$	—
	Interest-only strips	551			(38		)	43			—			—			556			(338		)
	Servicing liabilities	(374		)	1			—			36			—			(337		)	—
Schedule of assets measured at estimated fair value on a non-recurring basis and the total losses resulting from these fair value adjustments	'
	September 30, 2013
														Net Realized Losses
	(Dollars in Thousands)	Level 1			Level 2			Level 3			Total			3 Months			9 Months
														Ended			Ended
	Collateral Dependent Impaired Loans:
	Commercial Real Estate	$	—		$	—		$	40,697		$	40,697		$	(1,254	)	$	(5,090	)
	Residential Real Estate	—			—			889			889			—			(65		)
	OREO:
	Commercial Real Estate	—			—			322			322			(10		)	(24		)
	Residential Real Estate	—			—			426			426			—			—
	Impaired Loans Held-For-Sale:
	Commercial Real Estate	—			—			700			700			—			(724		)
	Total	$	—		$	—		$	43,034		$	43,034		$	(1,264	)	$	(5,903	)
	September 30, 2012
														Net Realized Losses
	(Dollars in Thousands)	Level 1			Level 2			Level 3			Total			3 Months			9 Months
														Ended			Ended
	Collateral Dependent Impaired Loans:
	Construction	$	—		$	—		$	8,250		$	8,250		$	—		$	—
	Commercial Real Estate	—			—			75,192			75,192			(114		)	(2,114		)
	Residential Real Estate	—			—			4,880			4,880			(72		)	(72		)
	OREO:
	Commercial Real Estate	—			—			2,311			2,311			169			31
	Residential Real Estate	—			—			326			326			—			—
	Impaired Loans Held-For-Sale:
	Commercial Real Estate	—			—			10,189			10,189			(2,330		)	(2,330		)
	Total	$	—		$	—		$	101,148		$	101,148		$	(2,347	)	$	(4,485	)
Schedule of quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
	(Dollars in Thousands)	Fair Value			Valuation Technique		Significant Unobservable Inputs		Range *
	Servicing assets	$	11,573		Discounted cash flow		Discount rate		4.5% - 7.8%
							Constant prepayment rate		10.2% - 11.1%
	Interest-only strips	538			Discounted cash flow		Discount rate		4.8% - 8.8%
							Constant prepayment rate		10.2% - 11.1%
	Servicing liabilities	(326		)	Discounted cash flow		Discount rate		4.5% - 10.0%
							Constant prepayment rate		11.1% - 11.3%
	Collateral dependent impaired loans:
	Commercial Real Estate	40,697			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		47.99%*
	Residential Real Estate	889			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		63.86%*
	OREO:
	Commercial Real Estate	322			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		6.67%*
	Residential Real Estate	426			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		40.02%*
	Impaired Loans Held-For-Sale:
	Commercial Real Estate	700			Sales comparison approach		Adjustment for difference between comparable sales and expected sales amounts		49.15%
	* Represents weighted average percentage
Summary of fair value estimates for financial instruments, as defined by ASC 825-10 "Financial Instruments", including those financial instruments for which the entity did not elect fair value option	'
				September 30, 2013						December 31, 2012
		Fair Value		Carrying			Estimated			Carrying			Estimated
	(Dollars in Thousands)	Level		Amount			Fair Value			Amount			Fair Value
	Assets:
	Cash and cash equivalents	Level 1		$	92,896		$	92,896		$	118,495		$	118,495
	Federal funds sold	Level 1		55,005			55,005			55,005			55,005
	Investment securities available-for-sale	Level 2		325,724			325,724			332,504			332,504
	Investment securities held-to-maturity	Level 2		38			41			50			54
	Loans receivable, net of allowance	Level 3		2,143,688			2,144,425			1,943,082			1,941,281
	Loans held-for-sale	Level 2		56,065			61,309			145,973			154,823
	Federal Home Loan Bank stock	N/A		13,280			N/A			12,090			N/A
	Accrued interest receivable	Level 2/3		6,873			6,873			7,290			7,290
	FDIC loss-share indemnification asset	Level 3		4,950			4,950			5,446			5,446
	Due from customer on acceptances	Level 1		328			328			54			54
	Liabilities:
	Non-interest bearing deposits	Level 1		$	655,864		$	655,864		$	586,003		$	586,003
	Interest-bearing deposits	Level 2		1,597,753			1,596,263			1,580,806			1,590,453
	Junior subordinated debentures	Level 2		61,857			56,558			61,857			56,461
	Short-term FHLB advances	Level 1		120,000			120,000			150,000			150,000
	Accrued interest payable	Level 1/2		1,808			1,808			2,037			2,037
	Bank acceptances outstanding	Level 1		328			328			54			54

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Schedule of investment securities portfolio	'
	Investment Securities Portfolio
	(Dollars in Thousands)
		As of September 30, 2013
		Amortized		Fair			Gross			Gross		Net Unrealized
		Cost		Value			Unrealized			Unrealized		Gains (Losses)
							Losses			Gains
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	38	$	41		$	—		$	3	$	3
	Total investment securities held-to-maturity	$	38	$	41		$	—		$	3	$	3
	Available-for-Sale:
	Securities of government sponsored enterprises	$	38,000	$	35,718		$	(2,282	)	$	—	$	(2,282	)
	Mortgage backed securities (residential)	80,576		79,011			(2,217		)	652		(1,565		)
	Collateralized mortgage obligations (residential)	142,151		143,800			(976		)	2,625		1,649
	Corporate securities	38,589		39,686			—			1,097		1,097
	Municipal securities	26,326		27,509			(46		)	1,229		1,183
	Total investment securities available-for-sale	$	325,642	$	325,724		$	(5,521	)	$	5,603	$	82
		As of December 31, 2012
		Amortized		Fair			Gross			Gross		Net Unrealized
		Cost		Value			Unrealized			Unrealized		Gains (Losses)
							Losses			Gains
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	50	$	54		$	—		$	4	$	4
	Total investment securities held-to-maturity	$	50	$	54		$	—		$	4	$	4
	Available-for-Sale:
	Securities of government sponsored enterprises	$	28,000	$	27,919		$	(81	)	$	—	$	(81	)
	Mortgage backed securities (residential)	59,697		60,427			(51		)	781		730
	Collateralized mortgage obligations (residential)	168,819		172,532			(180		)	3,893		3,713
	Corporate securities	39,015		40,370			—			1,355		1,355
	Municipal securities	28,612		31,256			—			2,644		2,644
	Total investment securities available-for-sale	$	324,143	$	332,504		$	(312	)	$	8,673	$	8,361
Schedule of investment maturities and repricing schedule	'
	Investment Maturities and Repricing Schedule
	(Dollars in Thousands)
		Within One		After One &			After Five &			After Ten		Total
		Year		Within Five			Within Ten			Years
				Years			Years
	Held-to-Maturity:
	Collateralized mortgage obligations (residential)	$	—	$	38		$	—		$	—	$	38
	Total investment securities held-to-maturity	$	—	$	38		$	—		$	—	$	38
	Available-for-Sale:
	Securities of government sponsored enterprises	$	—	$	—		$	35,718		$	—	$	35,718
	Mortgage backed securities (residential)	4,307		582			225			73,897		79,011
	Collateralized mortgage obligations (residential)	5,375		109,787			28,638			—		143,800
	Corporate securities	26,691		12,995			—			—		39,686
	Municipal securities	164		3,982			3,278			20,085		27,509
	Total investment securities available-for-sale	$	36,537	$	127,346		$	67,859		$	93,982	$	325,724
Schedule of investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'
		As of September 30, 2013
		Less than 12 months					12 months or longer					Total
				Gross						Gross					Gross
	(Dollars in Thousands)			Unrealized						Unrealized					Unrealized
	Description of Securities (AFS)	Fair Value		Losses			Fair Value			Losses		Fair Value			Losses
	Securities of government sponsored enterprises	$	35,718	$	(2,282	)	$	—		$	—	$	35,718		$	(2,282	)
	Mortgage-backed securities (residential)	61,024		(2,217		)	—			—		61,024			(2,217		)
	Collateralized mortgage obligations (residential)	37,359		(976		)	—			—		37,359			(976		)
	Municipal securities	428		(46		)						428			(46		)
	Total investment securities	$	134,529	$	(5,521	)	$	—		$	—	$	134,529		$	(5,521	)
		As of December 31, 2012
		Less than 12 months					12 months or longer					Total
				Gross						Gross					Gross
	(Dollars in Thousands)			Unrealized						Unrealized					Unrealized
	Description of Securities (AFS)	Fair Value		Losses			Fair Value			Losses		Fair Value			Losses
	Securities of government sponsored enterprises	$	27,919	$	(81	)	$	—		$	—	$	27,919		$	(81	)
	Mortgage-backed securities (residential)	28,984		(51		)	—			—		28,984			(51		)
	Collateralized mortgage obligations (residential)	32,389		(180		)	—			—		32,389			(180		)
	Total investment securities	$	89,292	$	(312	)	$	—		$	—	$	89,292		$	(312	)

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans	'
Summary of covered and non-covered loans	'
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Non-covered loans:
	Construction	$	32,119		$	20,928		$	20,311
	Real estate secured	1,780,999			1,719,762			1,641,851
	Commercial and industrial	348,430			289,782			287,045
	Consumer	9,633			13,665			14,139
	Gross loans	2,171,181			2,044,137			1,963,346
	Unearned Income	(6,780		)	(4,826		)	(4,521		)
	Total loans	2,164,401			2,039,311			1,958,825
	Allowance for losses on loans	(48,436		)	(59,446		)	(67,288		)
	Net loans	$	2,115,965		$	1,979,865		$	1,891,537
	Covered loans:
	Construction	$	—		$	—		$	—
	Real estate secured	78,905			99,534			113,874
	Commercial and industrial	8,840			13,486			15,875
	Consumer	4			9			14
	Gross loans	87,749			113,029			129,763
	Allowance for losses on loans	(3,961		)	(3,839		)	(7,065		)
	Net loans	$	83,788		$	109,190		$	122,698
	Total loans:
	Construction	$	32,119		$	20,928		$	20,311
	Real estate secured	1,859,904			1,819,296			1,755,725
	Commercial and industrial	357,270			303,268			302,920
	Consumer	9,637			13,674			14,153
	Gross loans *	2,258,930			2,157,166			2,093,109
	Unearned Income	(6,780		)	(4,826		)	(4,521		)
	Total loans	2,252,150			2,152,340			2,088,588
	Allowance for losses on loans	(52,397		)	(63,285		)	(74,353		)
	Net loans	$	2,199,753		$	2,089,055		$	2,014,235
	* Includes loans held-for-sale, recorded at the lower of cost or market value, totaling $56.1 million, $146.0 million, and $140.1 million, at September 30, 2013, December 31, 2012, and September 30, 2012, respectively
Schedule of carrying balance, net of discount, of SOP 03-3 and Non SOP 03-3 Loans	'
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Non SOP 03-3 loans	$	87,015		$	112,022		$	128,748
	SOP 03-3 loans	734			1,007			1,015
	Total outstanding covered loan balance	87,749			113,029			129,763
	Allowance related to covered loans	(3,961		)	(3,839		)	(7,065		)
	Carrying amount, net of allowance	$	83,788		$	109,190		$	122,698
Schedule of SOP 03-3 acquired loans, probable at time of the acquisition all of the contractually required payments would not be collected by loan segment	'
	(Dollars in Thousands)	September 30, 2013			December 31, 2012			September 30, 2012
	Breakdown of SOP 03-3 Loans
	Real Estate Secured	$	624		$	869		$	877
	Commercial & Industrial	110			138			138
	Total	$	734		$	1,007		$	1,015
Schedule of changes to the total discount related to loans acquired	'
		Three Months Ended						Nine Months Ended
	(Dollars in Thousands)	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
	Balance at beginning of period	$	2,819		$	5,251		$	3,448		$	6,981
	Discount accretion income recognized	(48		)	(438		)	(454		)	(1,489		)
	Disposals related to charge-offs	(317		)	(34		)	(540		)	(713		)
	Disposals related to loan sales	—			(799		)	—			(799		)
	Balance at end of period	$	2,454		$	3,980		$	2,454		$	3,980
Schedule of breakdown of changes to the accretable portion of the discount related to covered loans	'
		Three Months Ended						Nine Months Ended
	(Dollars in Thousands)	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
	Balance at beginning of period	$	2,646		$	4,707		$	3,275		$	6,419
	Discount accretion income recognized	(48		)	(437		)	(454		)	(1,470		)
	Disposals related to charge-offs	(317		)	(34		)	(540		)	(713		)
	Disposals related to loan sales	—			(799		)	—			(799		)
	Balance at end of period	$	2,281		$	3,437		$	2,281		$	3,437
Schedule of changes to the allowance for losses on loans and loan commitments and certain ratios related to the allowance for loan losses	'
	Allowance for Losses on Loans and Loan Commitments
	(Dollars in Thousands)
		Three Months Ended September 30,						Nine Months Ended September 30,
		2013			2012			2013			2012
	Balances:
	Allowance for loan losses:
	Balances at beginning of period	$	54,937		$	89,134		$	63,285		$	102,982
	Charge-offs: *
	Real estate secured	2,438			3,015			10,511			8,873
	Commercial and industrial	764			112			2,693			2,058
	Consumer	—			—			1			2
	Total charge-offs	3,202			3,127			13,205			10,933
	Recoveries on loans previously charged off:
	Construction	—			—			—			20
	Real estate secured	148			194			703			2,364
	Commercial and industrial	510			151			1,601			911
	Consumer	4			1			13			9
	Total recoveries	662			346			2,317			3,304
	Net loan charge-offs	2,540			2,781			10,888			7,629
	Credit for losses on loans	—			(12,000		)	—			(21,000		)
	Balances at end of period	$	52,397		$	74,353		$	52,397		$	74,353
	Allowance for loan commitments:
	Balances at beginning of year	$	1,023		$	2,423		$	1,023		$	3,423
	Credit for losses on loan commitments	—			—			—			(1,000		)
	Balance at end of period	$	1,023		$	2,423		$	1,023		$	2,423
	Ratios:
	Net loan charge-offs to average net loans (annualized)	0.47		%	0.57		%	0.69		%	1.61		%
	Allowance for loan losses to gross loans at end of period (excluding loans held-for-sale)	2.38		%	3.81		%	2.38		%	3.81		%
	Net loan charge-offs to allowance for loan losses at end of period	4.85		%	3.74		%	20.78		%	10.26		%
	Net loan charge-offs to credit for loan losses and loan commitments	0		%	-23.18		%	0		%	-34.68		%
	* Charge-off amount for the three months ended September 30, 2013 includes net charge-offs of covered loans amounting to $379,000 which represents gross covered loan charge-offs of $1.9 million less FDIC receivable portions totaling $1.5 million.
	* Charge-off amount for the nine months ended September 30, 2013 includes net charge-offs of covered loans amounting to $578,000, which represents gross covered loan charge-offs of $2.9 million less FDIC receivable portions totaling $2.3 million.
Schedule of balance of allowance for losses by loan type and the percentage of allowance for loan losses to gross loans receivable balance by loan segment	'
	Distribution and Percentage Composition of Allowance for Loan Losses
	(Dollars in Thousands)
		September 30, 2013								December 31, 2012
		Reserve			Loans			(%)		Reserve			Loans			(%)
					Receivable								Receivable
	Construction	$	471		$	32,119		1.47	%	$	453		$	20,928		2.16	%
	Real estate secured	39,516			1,819,052			2.17	%	49,956			1,692,273			2.95	%
	Commercial and industrial	12,265			342,057			3.59	%	12,737			284,318			4.48	%
	Consumer	145			9,637			1.5	%	139			13,674			1.02	%
	Total *	$	52,397		$	2,202,865		2.38	%	$	63,285		$	2,011,193		3.15	%
	* Held-for-sale loans of $56.1 million and $146.0 million at September 30, 2013 and December 31, 2012, respectively, were excluded from the total.
Schedule of balance of allowance for losses on loans and the percent of real estate secured loans and commercial and industrial loans, for each loan class	'
		September 30, 2013								December 31, 2012
	Real Estate Secured Loans	Reserve			Loans			(%)		Reserve			Loans			(%)
	(Dollars In Thousands)				Receivable								Receivable
	Residential real estate	$	3,457		$	137,618		2.51	%	$	3,207		$	135,224		2.37	%
	SBA real estate	2,112			135,634			1.56	%	1,695			119,581			1.42	%
	Gas station secured	2,747			113,780			2.41	%	3,185			94,503			3.37	%
	Carwash secured	2,918			43,001			6.79	%	4,003			50,428			7.94	%
	Hotel/motel secured	3,751			153,497			2.44	%	6,753			123,697			5.46	%
	Land secured	399			18,771			2.13	%	914			13,553			6.74	%
	Other secured	24,132			1,216,751			1.98	%	30,199			1,155,287			2.61	%
	Total real estate secured	$	39,516		$	1,819,052		2.17	%	$	49,956		$	1,692,273		2.95	%
		September 30, 2013								December 31, 2012
	Commercial & Industrial Loans	Reserve			Loans			(%)		Reserve			Loans			(%)
	(Dollars In Thousands)				Receivable								Receivable
	SBA commercial	$	2,395		$	33,071		7.24	%	$	2,774		$	33,985		8.16	%
	Other commercial & industrial	9,870			308,986			3.19	%	9,963			250,333			3.98	%
	Total commercial & industrial	$	12,265		$	342,057		3.59	%	$	12,737		$	284,318		4.48	%
Schedule of impaired loan balances are broken down by those with and without specific reserves	'
		For Quarter Ended
	(Dollars in Thousands)	September 30, 2013			December 31, 2012
	With Specific Reserves
	Without Charge-Offs	$	11,035		$	16,310
	With Charge-Offs	2,978			16,522
	Without Specific Reserves
	Without Charge-Off	34,860			32,087
	With Charge-Offs	18,457			6,211
	Total Impaired Loans*	67,330			71,130
	Allowance on Impaired Loans	(4,365		)	(6,569		)
	Impaired Loans Net of Allowance	$	62,965		$	64,561
	* Balances net of SBA guaranteed portions and discount on acquired loans totaled $57.0 million and $59.4 million at September 30, 2013 and December 31, 2012, respectively.
Schedule of impairment balances with specific reserves and those without specific reserves by loan class	'
		September 30, 2013									December 31, 2012
					Related			Average						Related			Average
	(Dollars In Thousands)	Balance			Allowance			Balance			Balance			Allowance			Balance
	With Specific Reserves
	Construction	$	—		$	—		$	—		$	—		$	—		$	—
	Real Estate Secured:
	Residential Real Estate	458			173			482			1,531			388			1,948
	SBA Real Estate	1,501			59			331			8,818			488			3,729
	Gas Station Secured	—			—			—			3,269			517			3,839
	Carwash Secured	—			—			—			4,309			658			8,241
	Hotel/Motel Secured	1,068			106			1,779			—			—			—
	Land Secured	268			88			269			274			97			274
	Other Secured	4,422			832			5,069			9,913			1,346			11,610
	Commercial & Industrial:
	SBA Commercial	1,157			668			1,097			1,116			921			1,280
	Other Commercial & Industrial	5,139			2,439			5,212			3,602			2,154			3,480
	Consumer	—			—			—			—			—			—
	Total With Related Allowance	14,013			4,365			14,239			32,832			6,569			34,401
	Without Specific Reserves
	Construction	$	2,471		$	—		$	2,471		$	6,388		$	—		$	6,958
	Real Estate Secured:
	Residential Real Estate	604			—			772			563			—			563
	SBA Real Estate	10,908			—			5,316			3,416			—			2,221
	Gas Station Secured	6,362			—			8,956			4,863			—			5,980
	Carwash Secured	2,760			—			3,688			2,022			—			2,025
	Hotel/Motel Secured	2,793			—			5,196			4,103			—			5,731
	Land Secured	517			—			641			—			—			—
	Other Secured	25,993			—			29,796			12,983			—			13,357
	Commercial & Industrial:
	SBA Commercial	188			—			87			74			—			92
	Other Commercial & Industrial	721			—			731			3,886			—			3,950
	Consumer	—			—			—			—			—			—
	Total Without Related Allowance	53,317			—			57,654			38,298			—			40,877
	Total Impaired Loans	$	67,330		$	4,365		$	71,893		$	71,130		$	6,569		$	75,278
Schedule of delinquent loans, including non-accrual loans 30 days past due or greater by loan class	'
		September 30, 2013
		30-59 Days			60-89 Days			90 Days or More
	(Dollars In Thousands)	Past Due			Past Due			Past Due			Total Past Due*
	Construction	$	—		$	—		$	2,471		$	2,471
	Real Estate Secured:
	Residential Real Estate	459			—			168			627
	SBA Real Estate	378			312			1,298			1,988
	Gas Station Secured	914			—			849			1,763
	Carwash Secured	—			—			769			769
	Hotel/Motel Secured	—			1,263			1,767			3,030
	Land Secured	—			—			517			517
	Other Secured	372			1,336			8,213			9,921
	Commercial & Industrial:
	SBA Commercial	453			—			56			509
	Other Commercial & Industrial	807			486			39			1,332
	Consumer	—			—			—			—
	Total	$	3,383		$	3,397		$	16,147		$	22,927
	Non-Accrual Loans Listed Above **	$	1,047		$	571		$	16,147		$	17,765
		December 31, 2012
		30-59 Days			60-89 Days			90 Days or More
	(Dollars In Thousands)	Past Due			Past Due			Past Due			Total Past Due*
	Real Estate Secured:
	Residential Real Estate	$	169		$	193		$	1,505		$	1,867
	SBA Real Estate	834			543			1,134			2,511
	Gas Station Secured	—			—			1,836			1,836
	Carwash Secured	—			—			3,733			3,733
	Hotel/Motel Secured	320			—			—			320
	Other Secured	1,328			—			4,428			5,756
	Commercial & Industrial:
	SBA Commercial	469			381			39			889
	Other Commercial & Industrial	544			338			463			1,345
	Consumer	4			—			—			4
	Total	$	3,668		$	1,455		$	13,138		$	18,261
	Non-Accrual Loans Listed Above **	$	609		$	281		$	13,138		$	14,028
	*                 Balances are net of SBA guaranteed portions totaling $15.1 million and $15.5 million at September 30, 2013 and December 31, 2012, respectively.
	**          Non-accrual loans less than 30 days past due totaling $15.3 million and $14.0 million at September 30, 2013 and December 31, 2012, respectively, are not included in the totals for non-accrual loans listed above as these loans are not considered delinquent.
Summary of non-accrual loans and loan past due over 90 days or more and still accruing	'
		September 30, 2013
		Total			90 Days or More			Total
		Non-Accrual			Past Due and			Non-Performing
	(Dollars In Thousands)	Loans*			Still Accruing			Loans*
	Construction	$	2,471		$	—		$	2,471
	Real Estate Secured:
	Residential Real Estate	1,062			—			1,062
	SBA Real Estate	1,657			—			1,657
	Gas Station Secured	3,368			—			3,368
	Carwash Secured	770			—			770
	Hotel/Motel Secured	1,767			—			1,767
	Land Secured	517			—			517
	Other Secured	20,427			—			20,427
	Commercial & Industrial:
	SBA Commercial	191			—			191
	Other Commercial & Industrial	813			—			813
	Consumer	—			—			—
	Total	$	33,043		$	—		$	33,043
		December 31, 2012
		Total			90 Days or More			Total
		Non-Accrual			Past Due and			Non-Performing
	(Dollars In Thousands)	Loans*			Still Accruing			Loans*
	Construction	$	5,644		$	—		$	5,644
	Real Estate Secured:
	Residential Real Estate	1,928			—			1,928
	SBA Real Estate	1,780			—			1,780
	Gas Station Secured	4,126			—			4,126
	Carwash Secured	3,733			—			3,733
	Hotel/Motel Secured	—			—			—
	Land Secured	—			—			—
	Other Secured	9,440			—			9,440
	Commercial & Industrial:
	SBA Commercial	222			—			222
	Other Commercial & Industrial	1,080			—			1,080
	Consumer	—			—			—
	Total	$	27,953		$	—		$	27,953
	*                 Balances are net of SBA guaranteed portions totaling $15.8 million and $18.4 million at September 30, 2013 and December 31, 2012, respectively.
Schedule of loans classified as special mention, substandard and doubtful presented by classes of loans	'
		September 30, 2013
	(Dollars In Thousands)	Special Mention			Substandard			Doubtful			Total*
	Construction	$	—		$	2,471		$	—		$	2,471
	Real Estate Secured:
	Residential Real Estate	394			1,856			168			2,418
	SBA Real Estate	4,188			6,426			843			11,457
	Gas Station Secured	3,367			10,989			849			15,205
	Carwash Secured	—			12,479			770			13,249
	Hotel/Motel Secured	4,854			7,934			1,767			14,555
	Land Secured	666			785			—			1,451
	Other Secured	18,614			61,496			2,733			82,843
	Commercial & Industrial:
	SBA Commercial	799			2,101			6			2,906
	Other Commercial & Industrial	10,636			21,315			39			31,990
	Consumer	—			3			—			3
	Total	$	43,518		$	127,855		$	7,175		$	178,548
		December 31, 2012
	(Dollars In Thousands)	Special Mention			Substandard			Doubtful			Total*
	Construction	$	—		$	5,644		$	—		$	5,644
	Real Estate Secured:
	Residential Real Estate	1,060			910			1,241			3,211
	SBA Real Estate	3,786			5,860			1,187			10,833
	Gas Station Secured	9,410			10,598			1,836			21,844
	Carwash Secured	1,680			14,403			1,926			18,009
	Hotel/Motel Secured	20,304			13,006			—			33,310
	Land Secured	3,290			926			—			4,216
	Other Secured	35,771			79,690			607			116,068
	Commercial & Industrial:
	SBA Commercial	934			2,762			—			3,696
	Other Commercial & Industrial	6,040			23,389			59			29,488
	Consumer	—			4			—			4
	Total	$	82,275		$	157,192		$	6,856		$	246,323
	*                 Balances are net of SBA guaranteed portions totaling $18.9 million and $14.2 million at September 30, 2013 and December 31, 2012, respectively.
Schedule of allowance for loan losses roll-forward and breakdown by loan segment	'
	The following tables show the allowance for loan losses roll-forward and breakdown by loan segment for the three months ended September 30, 2013, and September 30, 2012:
		September 30, 2013
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance at beginning of quarter	$	606		$	41,658		$	12,537		$	136		$	54,937
	Total charge-offs	—			(2,438		)	(764		)	—			(3,202		)
	Total recoveries	—			148			510			4			662
	(Credit) provision for losses on loans	(135		)	148			(18		)	5			—
	Balance at end of quarter	$	471		$	39,516		$	12,265		$	145		$	52,397
		September 30, 2012
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance at beginning of quarter	$	3,749		$	70,180		$	15,044		$	161		$	89,134
	Total charge-offs	—			(3,015		)	(112		)	—			(3,127		)
	Total recoveries	—			194			151			1			346
	(Credit) provision for losses on loans	(3,175		)	(7,823		)	(1,022		)	20			(12,000		)
	Balance at end of quarter	$	574		$	59,536		$	14,061		$	182		$	74,353
	The following tables show the allowance for loan losses roll-forward and breakdown by loan segment for the nine months ended September 30, 2013, and September 30, 2012:
		September 30, 2013
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance at beginning of period	$	453		$	49,956		$	12,737		$	139		$	63,285
	Total charge-offs	—			(10,511		)	(2,693		)	(1		)	(13,205		)
	Total recoveries	—			703			1,601			13			2,317
	Provision (credit) for losses on loans	18			(632		)	620			(6		)	—
	Balance at end of period	$	471		$	39,516		$	12,265		$	145		$	52,397
		September 30, 2012
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance at beginning of period	$	4,218		$	79,221		$	19,391		$	152		$	102,982
	Total charge-offs	—			(8,873		)	(2,058		)	(2		)	(10,933		)
	Total recoveries	20			2,364			911			9			3,304
	(Credit) provision for losses on loans	(3,664		)	(13,176		)	(4,183		)	23			(21,000		)
	Balance at end of period	$	574		$	59,536		$	14,061		$	182		$	74,353
Schedule of breakdown of the allowance for loan losses and gross loans receivable (gross loans excluding loans held-for-sale) balances by SVA and GVA	'
		September 30, 2013
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Gross Loans
					Secured			Industrial						Receivable
	Impaired loans	$	2,471		$	57,652		$	7,207		$	—		$	67,330
	Specific valuation allowance	$	—		$	1,258		$	3,107		$	—		$	4,365
	Coverage ratio	0		%	2.18		%	43.11		%	0		%	6.48		%
	Non-impaired loans	$	29,648		$	1,761,400		$	334,850		$	9,637		$	2,135,535
	General valuation allowance	$	471		$	38,258		$	9,158		$	145		$	48,032
	Coverage ratio	1.59		%	2.17		%	2.73		%	1.5		%	2.25		%
	Gross loans receivable	$	32,119		$	1,819,052		$	342,057		$	9,637		$	2,202,865
	Allowance for loan losses	$	471		$	39,516		$	12,265		$	145		$	52,397
	Allowance coverage ratio	1.47		%	2.17		%	3.59		%	1.5		%	2.38		%
		December 31, 2012
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Gross Loans
					Secured			Industrial						Receivable
	Impaired loans	$	6,388		$	56,064		$	8,678		$	—		$	71,130
	Specific valuation allowance	$	—		$	3,494		$	3,075		$	—		$	6,569
	Coverage ratio	0		%	6.23		%	35.43		%	0		%	9.24		%
	Non-impaired loans	$	14,540		$	1,636,209		$	275,640		$	13,674		$	1,940,063
	General valuation allowance	$	453		$	46,462		$	9,662		$	139		$	56,716
	Coverage ratio	3.12		%	2.84		%	3.51		%	1.02		%	2.92		%
	Gross loans receivable	$	20,928		$	1,692,273		$	284,318		$	13,674		$	2,011,193
	Allowance for loan losses	$	453		$	49,956		$	12,737		$	139		$	63,285
	Allowance coverage ratio	2.16		%	2.95		%	4.48		%	1.02		%	3.15		%
Schedule of breakdown of loan balances for loans acquired with deteriorated credit quality	'
		September 30, 2013
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance of Loans Acquired With Deteriorated Credit Quality	$	—		$	624		$	110		$	—		$	734
	Total Allowance for Loans Acquired With Deteriorated Credit Quality	$	—		$	—		$	—		$	—		$	—
		December 31, 2012
	(Dollars in Thousands)	Construction			Real Estate			Commercial &			Consumer			Total
					Secured			Industrial
	Balance of Loans Acquired With Deteriorated Credit Quality	$	—		$	869		$	138		$	—		$	1,007
	Total Allowance for Loans Acquired With Deteriorated Credit Quality	$	—		$	—		$	—		$	—		$	—
Schedule of total recorded investment of TDR loans by types of concessions made and loan type	'
		September 30, 2013
	(Dollars In Thousands, Net of SBA Guarantee)	Balance			Term/Maturity			Interest Rate			Total*
	Real Estate Secured	$	8,924		$	8,514		$	5,695		$	23,133
	Commercial & Industrial	2,640			1,282			2,417			6,339
	Total TDR Loans	$	11,564		$	9,796		$	8,112		$	29,472
		December 31, 2012
	(Dollars In Thousands, Net of SBA Guarantee)	Balance			Term/Maturity			Interest Rate			Total*
	Real Estate Secured	$	17,178		$	1,801		$	9,289		$	28,268
	Commercial & Industrial	3,525			1,137			2,803			7,465
	Total TDR Loans	$	20,703		$	2,938		$	12,092		$	35,733
	* SBA guaranteed portions totaled $2.8 million and $3.7 million at September 30, 2013 and December 31, 2012, respectively.
Schedule of the roll-forward of TDR loans with addition and reductions	'
	The following table represents the roll-forward of TDR loans with addition and reductions for the quarters ended September 30, 2013, December 31, 2012 and September 30, 2012:
	(Dollars in Thousands, Net of SBA Guarantee)	September 30, 2013			December 31, 2012			September 30, 2012
	Balance at Beginning of Period	$	30,401		$	36,006		$	27,702
	New TDR Loans Added	3,570			903			9,366
	TDR Loans Paid Off	(2,735		)	(433		)	(32		)
	Reductions Due to Charge-Offs	(595		)	(141		)	(304		)
	Other Changes (Payments, Amortization, & Other)	(1,169		)	(602		)	(726		)
	Balance at End of Period	$	29,472		$	35,733		$	36,006
	The following table represents the roll-forward of TDR loans with addition and reductions for the nine months ended September 30, 2013 and September 30, 2012:
	(Dollars in Thousands, Net of SBA Guarantee)	September 30, 2013			September 30, 2012
	Balance at Beginning of Period	$	35,733		$	22,383
	New TDR Loans Added	6,720			22,760
	Reductions Due to Sales	—			(6,387		)
	TDR Loans Paid Off	(6,615		)	(1,254		)
	Reductions Due to Charge-Offs	(3,961		)	(834		)
	Other Changes (Payments, Amortization, & Adjustment)	(2,405		)	(662		)
	Balance at End of Period	$	29,472		$	36,006
Summary of the pre-modification and post-modification balances and types of concessions provided for new TDR loans	'
		September 30, 2013
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
	Pre-Modification Balance:
	Real Estate Secured	$	244		$	4,022		$	—		$	4,266
	Commercial & Industrial	75			367			—			442
	Total TDR Loans	$	319		$	4,389		$	—		$	4,708
	Post-Modification Balance:
	Real Estate Secured	$	243		$	2,891		$	—		$	3,134
	Commercial & Industrial	72			364			—			436
	Total TDR Loans	$	315		$	3,255		$	—		$	3,570
	Number of Loans:
	Real Estate Secured	1			4			—			5
	Commercial & Industrial	1			4			—			5
	Total TDR Loans	2			8			—			10
		December 31, 2012
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
	Pre-Modification Balance:
	Real Estate Secured	$	460		$	—		$	—		$	460
	Commercial & Industrial	489			—			—			489
	Total TDR Loans	$	949		$	—		$	—		$	949
	Post-Modification Balance:
	Real Estate Secured	$	429		$	—		$	—		$	429
	Commercial & Industrial	474			—			—			474
	Total TDR Loans	$	903		$	—		$	—		$	903
	Number of Loans:
	Real Estate Secured	2			—			—			2
	Commercial & Industrial	4			—			—			4
	Total TDR Loans	6			—			—			6
		September 30, 2012
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
	Pre-Modification Balance:
	Real Estate Secured	$	3,507		$	—		$	5,045		$	8,552
	Commercial & Industrial	702			159			—			861
	Total TDR Loans	$	4,209		$	159		$	5,045		$	9,413
	Post-Modification Balance:
	Real Estate Secured	$	3,507		$	—		$	5,027		$	8,534
	Commercial & Industrial	678			154			—			832
	Total TDR Loans	$	4,185		$	154		$	5,027		$	9,366
	Number of Loans:
	Real Estate Secured	2			—			2			4
	Commercial & Industrial	4			3			—			7
	Total TDR Loans	6			3			2			11
	The following tables summarize the pre-modification and post-modification balances, and types of concessions provided for new TDR loans during the nine months ended September 30, 2013, and September 30, 2012:
		September 30, 2013
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
	Pre-Modification Balance:
	Real Estate Secured	$	1,286		$	6,782		$	—		$	8,068
	Commercial & Industrial	103			526			—			629
	Total TDR Loans	$	1,389		$	7,308		$	—		$	8,697
	Post-Modification Balance:
	Real Estate Secured	$	1,268		$	4,765		$	—		$	6,033
	Commercial & Industrial	72			489			—			561
	Total TDR Loans	$	1,340		$	5,254		$	—		$	6,594
	Number of Loans:
	Real Estate Secured	3			11			—			14
	Commercial & Industrial	3			8			—			11
	Total TDR Loans	6			19			—			25
		September 30, 2012
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total
	Pre-Modification Balance:
	Real Estate Secured	$	11,516		$	1,026		$	5,877		$	18,419
	Commercial & Industrial	1,194			257			2,961			4,412
	Total TDR Loans	$	12,710		$	1,283		$	8,838		$	22,831
Post-Modification Balance:
Real Estate Secured	$	11,342		$	1,021		$	5,851		$	18,214
Commercial & Industrial	1,067			245			2,874			4,186
Total TDR Loans	$	12,409		$	1,266		$	8,725		$	22,400
Number of Loans:
Real Estate Secured	10			3			3			16
Commercial & Industrial	13			5			3			21
Total TDR Loans	23			8			6			37
Summary of TDR loans that were modified during the past 12 months that had a payment default	'
		TDRs With Payment Defaults During the
		Three Months Ended September 30, 2013
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
	Pre-Modification Balance:
	Real Estate Secured	$	—		$	2,445		$	—		$	2,445
	Commercial & Industrial	—			—			—			—
	Total TDRs Defaulted	$	—		$	2,445		$	—		$	2,445
	Post-Modification Balance:
	Real Estate Secured	$	—		$	1,310		$	—		$	1,310
	Commercial & Industrial	—			—			—			—
	Total TDRs Defaulted	$	—		$	1,310		$	—		$	1,310
	Number of Loans:
	Real Estate Secured	—			1			—			1
	Commercial & Industrial	—			—			—			—
	Total TDRs Defaulted Loans	—			1			—			1
		TDRs With Payment Defaults During the
		Three Months Ended December 31, 2012
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
	Pre-Modification Balance:
	Real Estate Secured	$	158		$	—		$	—		$	158
	Commercial & Industrial	98			—			—			98
	Total TDRs Defaulted	$	256		$	—		$	—		$	256
	Post-Modification Balance:
	Real Estate Secured	$	126		$	—		$	—		$	126
	Commercial & Industrial	58			—			—			58
	Total TDRs Defaulted	$	184		$	—		$	—		$	184
	Number of Loans:
	Real Estate Secured	2			—			—			2
	Commercial & Industrial	3			—			—			3
	Total TDRs Defaulted Loans	5			—			—			5
		TDRs With Payment Defaults During the
		Three Months Ended September 30, 2012
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
	Pre-Modification Balance:
	Real Estate Secured	$	267		$	—		$	—		$	267
	Commercial & Industrial	174			—			—			174
	Total TDRs Defaulted	$	441		$	—		$	—		$	441
	Post-Modification Balance:
	Real Estate Secured	$	95		$	—		$	—		$	95
	Commercial & Industrial	132			—			—			132
	Total TDRs Defaulted	$	227		$	—		$	—		$	227
	Number of Loans:
	Real Estate Secured	1			—			—			1
	Commercial & Industrial	1			—			—			1
	Total TDRs Defaulted Loans	2			—			—			2
	* Balances are net of SBA guaranteed portions
		TDRs With Payment Defaults During the
		Nine Months Ended September 30, 2013
	(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
	Pre-Modification Balance:
	Real Estate Secured	$	—		$	3,072		$	—		$	3,072
	Commercial & Industrial	167			207			—			374
	Total TDRs Defaulted	$	167		$	3,279		$	—		$	3,446
	Post-Modification Balance:
	Real Estate Secured	$	—		$	1,911		$	—		$	1,911
	Commercial & Industrial	156			172			—			328
	Total TDRs Defaulted	$	156		$	2,083		$	—		$	2,239
	Number of Loans:
	Real Estate Secured	—			2			—			2
	Commercial & Industrial	2			5			—			7
	Total TDRs Defaulted Loans	2			7			—			9
		TDRs With Payment Defaults During the
		Nine Months Ended September 30, 2012
(Dollars in Thousands, Net of SBA Guarantee)	Principal			Term/Maturity			Interest Rate			Total*
Pre-Modification Balance:
Real Estate Secured	$	7,927		$	—		$	—		$	7,927
Commercial & Industrial	211			—			—			211
Total TDRs Defaulted	$	8,138		$	—		$	—		$	8,138
Post-Modification Balance:
Real Estate Secured	$	7,621		$	—		$	—		$	7,621
Commercial & Industrial	132			—			—			132
Total TDRs Defaulted	$	7,753		$	—		$	—		$	7,753
Number of Loans:
Real Estate Secured	5			—			—			5
Commercial & Industrial	2			—			—			2
Total TDRs Defaulted Loans	7			—			—			7
* Balances are net of SBA guaranteed portions

Shareholders_Equity_Tables

Shareholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2013
Shareholders' Equity	'
Schedule of basic and diluted EPS computations	'
		For the Three Months Ended				For the Nine Months Ended
		September 30,				September 30,
	(Dollars in Thousands, Except per Share Data)	2013		2012		2013		2012
	Numerator:	$	11,334	$	38,469	$	34,462	$	78,496
	Net income available to common shareholders
	Denominator for basic earnings per share: Weighted-average shares	70,742,136		71,290,881		70,992,117		71,286,439
	Effect of dilutive securities: Stock option dilution	303,858		129,686		200,941		76,363
	Denominator for diluted earnings per share: Adjusted weighted-average shares and assumed conversions	71,045,994		71,420,567		71,193,058		71,362,802
	Basic earnings per common share	$	0.16	$	0.54	$	0.49	$	1.1
	Diluted earnings per common share	$	0.16	$	0.54	$	0.48	$	1.1

Change_in_Accumulated_Other_Co1

Change in Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Change in Accumulated Other Comprehensive Income	'
Changes to accumulated other comprehensive income by components	'
		For The Three Months Ended September 30, 2013
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	2,717		$	337		$	(475	)	$	2,579
	Other comprehensive income (loss) before reclassification	(1,165		)	3			10			(1,152		)
	Reclassifications from other comprehensive income	—			—			—			—
	Tax effect of current period changes	489			(1		)	—			488
	Current period changes net of taxes	(676		)	2			10			(664		)
	Balance at end of period	$	2,041		$	339		$	(465	)	$	1,915
		For The Three Months Ended September 30, 2012
	(Dollars in Thousands)r	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	7,406		$	328		$	(295	)	$	7,439
	Other comprehensive income (loss) before reclassification	1,058			10			6			1,074
	Reclassifications from other comprehensive income	—			—			—			—
	Tax effect of current period changes	—			—			—			—
	Current period changes net of taxes	1,058			10			6			1,074
	Balance at end of period	$	8,464		$	338		$	(289	)	$	8,513
		For The Nine Months Ended September 30, 2013
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	6,842		$	320		$	(351	)	$	6,811
	Other comprehensive income (loss) before reclassification	(8,263		)	33			(114		)	(8,344		)
	Reclassifications from other comprehensive income	(15		)	—			—			(15		)
	Tax effect of current period changes	3,477			(14		)	—			3,463
	Current period changes net of taxes	(4,801		)	19			(114		)	(4,896		)
	Balance at end of period	$	2,041		$	339		$	(465	)	$	1,915
		For The Nine Months Ended September 30, 2012
	(Dollars in Thousands)	Unrealized Gain			Unrealized Gain			BOLI			Total
		and Losses on			on Interest Only			Unrecognized
		AFS Securities			Strip			Prior Service
								Costs
	Balance at beginning of period	$	6,466		$	295		$	—		$	6,761
	Other comprehensive income before reclassification	1,998			43			(661		)	1,380
	Reclassifications from other comprehensive income	(3		)	—			—			(3		)
	Tax effect of current period changes	3			—			372			375
	Current period changes net of taxes	1,998			43			(289		)	1,752
	Balance at end of period	$	8,464		$	338		$	(289	)	$	8,513

Business_Segment_Reporting_Tab

Business Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2013
Business Segment Reporting	'
Schedule of results of operations of the Company's segments	'
	(Dollars in Thousands)	Three Months Ended September 30, 2013
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	22,792		$	718		$	3,186		$	26,696
	Provision (credit) for losses on loans and loan commitments	688			(420		)	(268		)	—
	Non-interest income	4,157			178			3,497			7,832
	Non-interest expense	14,891			608			2,338			17,837
	Income before income taxes	$	11,370		$	708		$	4,613		$	16,691
	Total assets	$	2,524,488		$	84,630		$	223,397		$	2,832,515
	(Dollars in Thousands)	Three Months Ended September 30, 2012
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	22,176		$	415		$	3,001		$	25,592
	Credit for losses on loans and loan commitments	(11,116		)	—			(884		)	(12,000		)
	Non-interest income	4,554			161			1,895			6,610
	Non-interest expense	16,110			431			1,801			18,342
	Income before income taxes	$	21,736		$	145		$	3,979		$	25,860
	Total assets	$	2,376,121		$	37,442		$	202,326		$	2,615,889
	(Dollars in Thousands)	Nine Months Ended September 30, 2013
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	66,780		$	1,927		$	9,295		$	78,002
	Provision (credit) for losses on loans and loan commitments	(376		)	206			170			—
	Non-interest income	12,433			521			11,915			24,869
	Non-interest expense	43,889			1,668			6,646			52,203
	Income before income taxes	$	35,700		$	574		$	14,394		$	50,668
	Total assets	$	2,524,488		$	84,630		$	223,397		$	2,832,515
	(Dollars in Thousands)	Nine Months Ended September 30, 2012
	Business Segments	Operations			TFS			SBA			Company
	Net interest income	$	64,955		$	1,601		$	7,719		$	74,275
	(Credit) provision for losses on loans and loan commitments	(20,540		)	(1,608		)	148			(22,000		)
	Non-interest income	14,142			462			6,906			21,510
	Non-interest expense	46,805			1,323			5,310			53,438
	Income before income taxes	$	52,832		$	2,348		$	9,167		$	64,347
	Total assets	$	2,376,121		$	37,442		$	202,326		$	2,615,889

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies	'
Schedule of commitments	'
	(Dollars in Thousands)	September 30, 2013		December 31, 2012
	Commitments to extend credit	$	295,527	$	254,604
	Standby letters of credit	13,324		14,565
	Commercial letters of credit	7,703		8,467
	Commitments to fund investments in affordable housing partnerships	12,423		10,510
	Operating lease commitments	14,970		15,815

Business_of_Wilshire_Bancorp_I1

Business of Wilshire Bancorp, Inc. (Details)	9 Months Ended
	Sep. 30, 2013
	Item
Business of Wilshire Bancorp, Inc.	'
Number of full-service branch offices in Southern California, Texas, New Jersey, and the greater New York City metropolitan area	25
Business of wilshire bancorp, Inc	'
Number of loan production offices utilized primarily for origination of loans under SBA lending program	9
Texas	'
Business of wilshire bancorp, Inc	'
Number of loan production offices utilized primarily for origination of loans under SBA lending program	2

Redemption_of_TARP_Preferred_S1

Redemption of TARP Preferred Stock (Details) (USD $)	3 Months Ended		9 Months Ended				3 Months Ended		9 Months Ended	3 Months Ended
	Jun. 30, 2013	Mar. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Jun. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Sep. 30, 2012	Jun. 30, 2012
							Preferred Stock	Preferred Stock	Preferred Stock	Warrant
Redemption of TARP Preferred Stock	'	'	'	'	'	'	'	'	'	'
Redemption of preferred stock, shares (in shares)	'	'	'	'	'	'	2,158	60,000	62,158	'
Shares issued	'	'	0	'	0	'	'	62,158	'	'
Preferred shares repurchase discount (as a percent)	'	5.60%	'	'	'	'	'	'	'	'
Actual cost	'	$56,600,000	'	$58,769,000	'	'	$2,200,000	'	$62,158,000	'
Adjustment from repurchase of preferred stock	'	3,400,000	'	3,389,000	'	'	'	'	'	'
Accretion of preferred stock discount	'	1,100,000	'	1,158,000	'	'	'	'	-1,158,000	'
Net increase in capital	'	'	'	'	'	'	'	2,300,000	'	'
Par value of preferred shares repurchased (in dollars per share)	'	'	$1,000	'	$1,000	$1,000	'	'	'	'
Repurchase of warrant to purchase shares of common stock	'	'	'	'	'	'	'	'	'	949,460
Repurchased price of warrant	$4,300,000	'	$4,287,000	'	'	'	'	'	'	$760,000

Federally_Assisted_Acquisition1

Federally Assisted Acquisition of Mirae Bank (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Federally Assisted Acquisition of Mirae Bank	'	'	'
Remaining FDIC loss-share indemnification balance, net of impairment	$4,950	$5,446	'
Remaining covered loan balance, net of discount	87,749	113,029	129,763
Mirae Bank	'	'	'
Federally Assisted Acquisition of Mirae Bank	'	'	'
Remaining FDIC loss-share indemnification balance, net of impairment	4,900	'	'
Remaining covered loan balance, net of discount	$87,700	'	'

Recent_Transactions_Details

Recent Transactions (Details) (USD $)

Sep. 30, 2013

Jun. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Jul. 15, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Oct. 01, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Saehan

Saehan

Saehan

Saehan

BankAsiana

BankAsiana

BankAsiana

BankAsiana

BankAsiana

Southern California

New York and Washington

Item

New Jersey

New York

Item

Item

Item

Item

Recent transactions

'

'

'

'

'

'

'

'

'

'

'

'

'

Shares of common stock issuable for each share of acquiree

'

'

'

'

0.0608

'

'

'

'

'

'

'

'

Cash payable for each share of acquiree (in dollars per share)

'

'

'

'

$0.42

'

'

'

'

'

'

'

'

Fixed amount of cash receivable by shareholders of acquiree

'

'

'

'

$50,400,000

'

'

'

'

'

'

'

'

Fixed amount of common stock receivable by shareholders of acquiree

'

'

'

'

7,200,000

'

'

'

'

'

'

'

'

Purchase consideration

'

'

'

'

'

'

'

'

'

32,500,000

'

'

'

Number of branch offices operated

'

'

'

'

'

'

10

'

3

'

'

2

1

Number of loan production offices operated

'

'

'

'

'

'

'

2

'

'

'

'

'

Total assets

2,832,515,000

'

2,750,863,000

2,615,889,000

'

548,800,000

'

'

'

'

209,100,000

'

'

Total net loans

'

'

'

'

'

396,700,000

'

'

'

'

164,900,000

'

'

Total deposits

2,253,617,000

'

2,166,809,000

'

'

464,600,000

'

'

'

'

167,600,000

'

'

Pro forma information

'

'

'

'

'

'

'

'

'

'

'

'

'

Total assets

'

3,500,000,000

'

'

'

'

'

'

'

'

'

'

'

Net loans

'

2,660,000,000

'

'

'

'

'

'

'

'

'

'

'

Total deposits

'

$2,810,000,000

'

'

'

'

'

'

'

'

'

'

'

Fair_Value_Measurement_for_Fin2

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Servicing assets	$11,573	$9,610
Recurring basis | Total Fair Value	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Servicing assets	11,573	9,610
Servicing liabilities	-326	-336
Recurring basis | Total Fair Value | Securities of government sponsored enterprises	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	35,718	27,919
Recurring basis | Total Fair Value | Mortgage backed securities (residential)	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	79,011	60,427
Recurring basis | Total Fair Value | Collateralized mortgage obligations (residential)	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	143,800	172,532
Recurring basis | Total Fair Value | Corporate securities	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	39,686	40,370
Recurring basis | Total Fair Value | Municipal bonds	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	27,509	31,256
Recurring basis | Total Fair Value | Interest-only strips	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Interest-only strips	538	540
Recurring basis | Significant Other Observable Inputs (Level 2) | Securities of government sponsored enterprises	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	35,718	27,919
Recurring basis | Significant Other Observable Inputs (Level 2) | Mortgage backed securities (residential)	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	79,011	60,427
Recurring basis | Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations (residential)	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	143,800	172,532
Recurring basis | Significant Other Observable Inputs (Level 2) | Corporate securities	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	39,686	40,370
Recurring basis | Significant Other Observable Inputs (Level 2) | Municipal bonds	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Investments	27,509	31,256
Recurring basis | Significant Unobservable Inputs (Level 3)	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Servicing assets	11,573	9,610
Servicing liabilities	-326	-336
Recurring basis | Significant Unobservable Inputs (Level 3) | Interest-only strips	'	'
Summary of valuation of the company's financial instruments measured on a recurring basis by the fair value hierarchy levels	'	'
Interest-only strips	$538	$540

Fair_Value_Measurement_for_Fin3

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of changes in fair value by liability category	'	'	'	'
Transfer of financial assets from level 1 to level 2	$0	'	$0	'
Transfer of financial assets from level 2 to level 1	0	'	0	'
Transfer of financial liabilities from level 1 to level 2	0	'	0	'
Transfer of financial liabilities from level 2 to level 1	0	'	0	'
Transfer of financial assets into and out of level 3	0	'	0	'
Transfer of financial liabilities into and out of level 3	0	'	0	'
Servicing liabilities	'	'	'	'
Summary of changes in fair value by liability category	'	'	'	'
Balance at the beginning of the period	-339	-367	-336	-374
Net Realized Losses in Net Income	6	18	-12	1
Net Purchases, Sales and Settlements	7	12	22	36
Balance at the end of the period	-326	-337	-326	-337
Servicing assets	'	'	'	'
Summary of changes in fair value by asset category	'	'	'	'
Balance at the beginning of the period	11,040	9,505	9,610	8,798
Net Realized Losses in Net Income	-235	-60	-241	-113
Net Purchases, Sales and Settlements	768	200	2,204	960
Balance at the end of the period	11,573	9,645	11,573	9,645
Interest-only strips	'	'	'	'
Summary of changes in fair value by asset category	'	'	'	'
Balance at the beginning of the period	549	558	540	551
Net Realized Losses in Net Income	-14	-12	-35	-38
Unrealized Gains in Other Comprehensive Income (Loss)	3	10	33	43
Balance at the end of the period	538	556	538	556
Net Cumulative Unrealized Loss in Accumulated Other Comprehensive Income (Loss)	($339)	($338)	($339)	($338)

Fair_Value_Measurement_for_Fin4

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Details 3) (Non-recurring basis, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Net Realized Losses	($1,264)	($2,347)	($5,903)	($4,485)
Collateral Dependent Impaired Loans | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Net Realized Losses	-1,254	-114	-5,090	-2,114
Collateral Dependent Impaired Loans | Residential Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Net Realized Losses	'	-72	-65	-72
OREO | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Net Realized Losses	-10	169	-24	31
Impaired Loans Held-For-Sale | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Net Realized Losses	'	-2,330	-724	-2,330
Level 3	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	43,034	101,148	43,034	101,148
Level 3 | Collateral Dependent Impaired Loans | Construction	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	'	8,250	'	8,250
Level 3 | Collateral Dependent Impaired Loans | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	40,697	75,192	40,697	75,192
Level 3 | Collateral Dependent Impaired Loans | Residential Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	889	4,880	889	4,880
Level 3 | OREO | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	322	2,311	322	2,311
Level 3 | OREO | Residential Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	426	326	426	326
Level 3 | Impaired Loans Held-For-Sale | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	700	10,189	700	10,189
Total	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	43,034	101,148	43,034	101,148
Total | Collateral Dependent Impaired Loans | Construction	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	'	8,250	'	8,250
Total | Collateral Dependent Impaired Loans | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	40,697	75,192	40,697	75,192
Total | Collateral Dependent Impaired Loans | Residential Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	889	4,880	889	4,880
Total | OREO | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	322	2,311	322	2,311
Total | OREO | Residential Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	426	326	426	326
Total | Impaired Loans Held-For-Sale | Commercial Real Estate	'	'	'	'
Aggregated balance of assets measured at estimated fair value on a non-recurring basis	'	'	'	'
Total	$700	$10,189	$700	$10,189

Fair_Value_Measurement_for_Fin5

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Details 4) (Level 3, USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Servicing liabilities	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of liabilities	-326
Servicing liabilities | Minimum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	4.50%
Constant prepayment rate (as a percent)	11.10%
Servicing liabilities | Maximum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	10.00%
Constant prepayment rate (as a percent)	11.30%
Servicing assets	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	11,573
Servicing assets | Minimum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	4.50%
Constant prepayment rate (as a percent)	10.20%
Servicing assets | Maximum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	7.80%
Constant prepayment rate (as a percent)	11.10%
Interest-only strips	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	538
Interest-only strips | Minimum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	4.80%
Constant prepayment rate (as a percent)	10.20%
Interest-only strips | Maximum | Discounted cash flow	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Discount rate (as a percent)	8.80%
Constant prepayment rate (as a percent)	11.10%
Commercial Real Estate	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	40,697
Commercial Real Estate | Weighted Average | Sales comparison approach	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Adjustment for difference between comparable sales and expected sales amounts (as a percent)	47.99%
Residential Real Estate	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	889
Residential Real Estate | Weighted Average | Sales comparison approach	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Adjustment for difference between comparable sales and expected sales amounts (as a percent)	63.86%
OREO: Commercial Real Estate	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	322
OREO: Commercial Real Estate | Weighted Average | Sales comparison approach	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Adjustment for difference between comparable sales and expected sales amounts (as a percent)	6.67%
OREO: Residential Real Estate	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	426
OREO: Residential Real Estate | Weighted Average | Sales comparison approach	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Adjustment for difference between comparable sales and expected sales amounts (as a percent)	40.02%
Impaired Loans Held-For-Sale: Commercial Real Estate	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Fair value of assets	700
Impaired Loans Held-For-Sale: Commercial Real Estate | Weighted Average | Sales comparison approach	'
Quantitative information about the significant unobservable inputs (level 3) used in the fair value measurement for asset and liabilities measured on a recurring and non-recurring basis	'
Adjustment for difference between comparable sales and expected sales amounts (as a percent)	49.15%

Fair_Value_Measurement_for_Fin6

Fair Value Measurement for Financial and Non-Financial Assets and Liabilities (Details 5) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets:	'	'
Investment securities held-to-maturity	$41	$54
Federal Home Loan Bank stock, at cost	13,280	12,090
FDIC loss-share indemnification asset	4,950	5,446
Due from customers on acceptances	328	54
Liabilities:	'	'
Non-interest bearing deposits	655,864	586,003
Junior subordinated debentures	61,857	61,857
Bank acceptances outstanding	328	54
Carrying Amount	'	'
Assets:	'	'
Federal Home Loan Bank stock, at cost	13,280	12,090
Carrying Amount | Estimated Fair Value, Level 1	'	'
Assets:	'	'
Cash and cash equivalents	92,896	118,495
Federal funds sold	55,005	55,005
Due from customers on acceptances	328	54
Liabilities:	'	'
Non-interest bearing deposits	655,864	586,003
Short-term FHLB advances	120,000	150,000
Accrued interest payable	1,808	2,037
Bank acceptances outstanding	328	54
Carrying Amount | Significant Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Investment securities available-for-sale	325,724	332,504
Investment securities held-to-maturity	38	50
Loans held-for-sale	56,065	145,973
Accrued interest receivable	6,873	7,290
Liabilities:	'	'
Interest-bearing deposits	1,597,753	1,580,806
Junior subordinated debentures	61,857	61,857
Accrued interest payable	1,808	2,037
Carrying Amount | Estimated Fair Value, Level 3	'	'
Assets:	'	'
Loans receivable, net of allowance	2,143,688	1,943,082
Accrued interest receivable	6,873	7,290
FDIC loss-share indemnification asset	4,950	5,446
Estimated Fair Value | Estimated Fair Value, Level 1	'	'
Assets:	'	'
Cash and cash equivalents	92,896	118,495
Federal funds sold	55,005	55,005
Due from customers on acceptances	328	54
Liabilities:	'	'
Non-interest bearing deposits	655,864	586,003
Short-term FHLB advances	120,000	150,000
Accrued interest payable	1,808	2,037
Bank acceptances outstanding	328	54
Estimated Fair Value | Significant Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Investment securities available-for-sale	325,724	332,504
Investment securities held-to-maturity	41	54
Loans held-for-sale	61,309	154,823
Accrued interest receivable	6,873	7,290
Liabilities:	'	'
Interest-bearing deposits	1,596,263	1,590,453
Junior subordinated debentures	56,558	56,461
Accrued interest payable	1,808	2,037
Estimated Fair Value | Estimated Fair Value, Level 3	'	'
Assets:	'	'
Loans receivable, net of allowance	2,144,425	1,941,281
Accrued interest receivable	6,873	7,290
FDIC loss-share indemnification asset	$4,950	$5,446

Investment_Securities_Details

Investment Securities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Held-to-maturity:	'	'
Amortized Cost	$38	$50
Fair Value	41	54
Net Unrealized Gains (Losses)	3	4
Available-for-Sale:	'	'
Amortized Cost	325,642	324,143
Fair Value	325,724	332,504
Gross Unrealized Losses	-5,521	-312
Gross Unrealized Gains	5,603	8,673
Net Unrealized Gains (Losses)	82	8,361
Securities of government sponsored enterprises	'	'
Available-for-Sale:	'	'
Amortized Cost	38,000	28,000
Fair Value	35,718	27,919
Gross Unrealized Losses	-2,282	-81
Net Unrealized Gains (Losses)	-2,282	-81
Mortgage-backed securities (residential)	'	'
Available-for-Sale:	'	'
Amortized Cost	80,576	59,697
Fair Value	79,011	60,427
Gross Unrealized Losses	-2,217	-51
Gross Unrealized Gains	652	781
Net Unrealized Gains (Losses)	-1,565	730
Collateralized mortgage obligations (residential)	'	'
Held-to-maturity:	'	'
Amortized Cost	38	50
Fair Value	41	54
Net Unrealized Gains (Losses)	3	4
Available-for-Sale:	'	'
Amortized Cost	142,151	168,819
Fair Value	143,800	172,532
Gross Unrealized Losses	-976	-180
Gross Unrealized Gains	2,625	3,893
Net Unrealized Gains (Losses)	1,649	3,713
Corporate securities	'	'
Available-for-Sale:	'	'
Amortized Cost	38,589	39,015
Fair Value	39,686	40,370
Gross Unrealized Gains	1,097	1,355
Net Unrealized Gains (Losses)	1,097	1,355
Municipal securities	'	'
Available-for-Sale:	'	'
Amortized Cost	26,326	28,612
Fair Value	27,509	31,256
Gross Unrealized Losses	-46	'
Gross Unrealized Gains	1,229	2,644
Net Unrealized Gains (Losses)	$1,183	$2,644

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Held-to-Maturity:	'	'	'	'
After One & Within Five Years	'	$38	'	'
Amortized Cost	'	38	'	50
Available-for-Sale:	'	'	'	'
Within One Year	'	36,537	'	'
After One & Within Five Years	'	127,346	'	'
After Five & Within Ten Years	'	67,859	'	'
After Ten Years	'	93,982	'	'
Fair Value	'	325,724	'	332,504
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Less than 12 months, Fair Value	'	134,529	'	89,292
Less than 12 months, Gross Unrealized Losses	'	-5,521	'	-312
Total Fair Value	'	134,529	'	89,292
Total Gross Unrealized Losses	'	-5,521	'	-312
Realized gains from called investment securities	15	15	3	'
Securities of government sponsored enterprises	'	'	'	'
Available-for-Sale:	'	'	'	'
After Five & Within Ten Years	'	35,718	'	'
Fair Value	'	35,718	'	27,919
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Less than 12 months, Fair Value	'	35,718	'	27,919
Less than 12 months, Gross Unrealized Losses	'	-2,282	'	-81
Total Fair Value	'	35,718	'	27,919
Total Gross Unrealized Losses	'	-2,282	'	-81
Mortgage-backed securities (residential)	'	'	'	'
Available-for-Sale:	'	'	'	'
Within One Year	'	4,307	'	'
After One & Within Five Years	'	582	'	'
After Five & Within Ten Years	'	225	'	'
After Ten Years	'	73,897	'	'
Fair Value	'	79,011	'	60,427
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Less than 12 months, Fair Value	'	61,024	'	28,984
Less than 12 months, Gross Unrealized Losses	'	-2,217	'	-51
Total Fair Value	'	61,024	'	28,984
Total Gross Unrealized Losses	'	-2,217	'	-51
Collateralized mortgage obligations (residential)	'	'	'	'
Held-to-Maturity:	'	'	'	'
After One & Within Five Years	'	38	'	'
Amortized Cost	'	38	'	50
Available-for-Sale:	'	'	'	'
Within One Year	'	5,375	'	'
After One & Within Five Years	'	109,787	'	'
After Five & Within Ten Years	'	28,638	'	'
Fair Value	'	143,800	'	172,532
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Less than 12 months, Fair Value	'	37,359	'	32,389
Less than 12 months, Gross Unrealized Losses	'	-976	'	-180
Total Fair Value	'	37,359	'	32,389
Total Gross Unrealized Losses	'	-976	'	-180
Corporate securities	'	'	'	'
Available-for-Sale:	'	'	'	'
Within One Year	'	26,691	'	'
After One & Within Five Years	'	12,995	'	'
Fair Value	'	39,686	'	40,370
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Held-to-maturity securities with unrealized losses	'	0	'	'
Municipal securities	'	'	'	'
Available-for-Sale:	'	'	'	'
Within One Year	'	164	'	'
After One & Within Five Years	'	3,982	'	'
After Five & Within Ten Years	'	3,278	'	'
After Ten Years	'	20,085	'	'
Fair Value	'	27,509	'	31,256
Investments' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'	'	'	'
Less than 12 months, Fair Value	'	428	'	'
Less than 12 months, Gross Unrealized Losses	'	-46	'	'
Total Fair Value	'	428	'	'
Total Gross Unrealized Losses	'	($46)	'	'

Loans_Details

Loans (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jun. 26, 2009

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Item

Mirae Bank

Mirae Bank

Mirae Bank

Mirae Bank

Mirae Bank

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

All other covered loans

All other covered loans

All other covered loans

Construction

Construction

Construction

Construction

Construction

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Real estate secured

Commercial and industrial

Commercial and industrial

Commercial and industrial

Commercial and industrial

Commercial and industrial

Commercial and industrial

Commercial and industrial

Commercial and industrial

Lines of credit loans

Business term loans

Business term loans

Consumer

Consumer

Consumer

Consumer

Consumer

Minimum

Maximum

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Loans with evidence of deterioration in credit quality

Maximum

Minimum

Maximum

Summary of covered and non-covered loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loan maturity period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'7 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

'1 year

'7 years

'

'

'

'

'

Loan principal and interest amortization period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'25 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loan-to-value ratio (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

60.00%

70.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Prepayment penalty period from the date of the loan

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'3 years

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-covered loans:

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross loans

$2,171,181,000

$1,963,346,000

$2,171,181,000

$1,963,346,000

$2,044,137,000

'

'

'

'

'

'

'

'

'

'

'

$32,119,000

$20,311,000

$32,119,000

$20,311,000

$20,928,000

$1,780,999,000

$1,641,851,000

$1,780,999,000

$1,641,851,000

$1,719,762,000

'

'

'

'

'

$348,430,000

$287,045,000

$348,430,000

$287,045,000

$289,782,000

'

'

'

'

'

'

$9,633,000

$14,139,000

$9,633,000

$14,139,000

$13,665,000

Unearned Income

-6,780,000

-4,521,000

-6,780,000

-4,521,000

-4,826,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total loans

2,164,401,000

1,958,825,000

2,164,401,000

1,958,825,000

2,039,311,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for losses on loans

-48,436,000

-67,288,000

-48,436,000

-67,288,000

-59,446,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net loans

2,115,965,000

1,891,537,000

2,115,965,000

1,891,537,000

1,979,865,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Covered loans:

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross loans

87,749,000

129,763,000

87,749,000

129,763,000

113,029,000

87,700,000

'

87,700,000

'

'

734,000

1,007,000

1,015,000

87,015,000

112,022,000

128,748,000

'

'

'

'

'

78,905,000

113,874,000

78,905,000

113,874,000

99,534,000

'

'

624,000

869,000

877,000

8,840,000

15,875,000

8,840,000

15,875,000

13,486,000

110,000

138,000

138,000

'

'

'

4,000

14,000

4,000

14,000

9,000

Allowance for loan losses

-3,961,000

-7,065,000

-3,961,000

-7,065,000

-3,839,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net loans

83,788,000

122,698,000

83,788,000

122,698,000

109,190,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Covered loans, number of loan pool categories

'

'

4

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unpaid principal balance, before discount

'

'

'

'

'

'

'

'

'

'

1,700,000

1,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total loans:

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross Loans

2,258,930,000

2,093,109,000

2,258,930,000

2,093,109,000

2,157,166,000

'

'

'

'

'

'

'

'

'

'

'

32,119,000

20,311,000

32,119,000

20,311,000

20,928,000

1,859,904,000

1,755,725,000

1,859,904,000

1,755,725,000

1,819,296,000

'

'

'

'

'

357,270,000

302,920,000

357,270,000

302,920,000

303,268,000

'

'

'

'

'

'

9,637,000

14,153,000

9,637,000

14,153,000

13,674,000

Unearned Income

-6,780,000

-4,521,000

-6,780,000

-4,521,000

-4,826,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total loans

2,252,150,000

2,088,588,000

2,252,150,000

2,088,588,000

2,152,340,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for losses on loans

-52,000,000

-74,353,000

-52,000,000

-74,353,000

'

'

'

'

'

'

'

'

'

'

'

'

-471,000

-574,000

-471,000

-574,000

'

-39,516,000

-59,536,000

-39,516,000

-59,536,000

'

'

'

'

'

'

-12,265,000

-14,061,000

-12,265,000

-14,061,000

'

'

'

'

'

'

'

-145,000

-182,000

-145,000

-182,000

'

Net loans

2,199,753,000

2,014,235,000

2,199,753,000

2,014,235,000

2,089,055,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held-for-sale

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held-for-sale, at the lower of cost or market

56,065,000

140,100,000

56,065,000

140,100,000

145,973,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Changes to the total discount related to loans acquired from Mirae Bank

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of period

'

'

'

'

'

2,819,000

5,251,000

3,448,000

6,981,000

54,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Discount accretion income recognized

'

'

'

'

'

-48,000

-438,000

-454,000

-1,489,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Disposals related to charge-offs

'

'

'

'

'

-317,000

-34,000

-540,000

-713,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Disposals related to loan sales

'

'

'

'

'

'

-799,000

'

-799,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at end of period

'

'

'

'

'

2,454,000

3,980,000

2,454,000

3,980,000

54,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Changes to the accretable portion of the discount related to covered loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of period

'

'

'

'

'

2,646,000

4,707,000

3,275,000

6,419,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Discount accretion income recognized

'

'

'

'

'

-48,000

-437,000

-454,000

-1,470,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Disposals related to charge-offs

'

'

'

'

'

-317,000

-34,000

-540,000

-713,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Disposals related to loan sales

'

'

'

'

'

'

-799,000

'

-799,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at end of period

'

'

'

'

'

2,281,000

3,437,000

2,281,000

3,437,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balances at beginning of period

54,937,000

89,134,000

63,000,000

102,982,000

'

'

'

'

'

'

'

'

'

'

'

'

606,000

3,749,000

453,000

4,218,000

'

41,658,000

70,180,000

49,956,000

79,221,000

'

'

'

'

'

'

12,537,000

15,044,000

12,737,000

19,391,000

'

'

'

'

'

'

'

136,000

161,000

139,000

152,000

'

Charge-offs

3,202,000

3,127,000

13,205,000

10,933,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,438,000

3,015,000

10,511,000

8,873,000

'

'

'

'

'

'

764,000

112,000

2,693,000

2,058,000

'

'

'

'

'

'

'

'

'

1,000

2,000

'

Recoveries on loans previously charged off

662,000

346,000

2,317,000

3,304,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

20,000

'

148,000

194,000

703,000

2,364,000

'

'

'

'

'

'

510,000

151,000

1,601,000

911,000

'

'

'

'

'

'

'

4,000

1,000

13,000

9,000

'

Net loan charge-offs

2,540,000

2,781,000

10,888,000

7,629,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Credit for losses on loans

'

-12,000,000

'

-21,000,000

'

'

'

'

'

'

'

'

'

'

'

'

-135,000

-3,175,000

18,000

-3,664,000

'

148,000

-7,823,000

-632,000

-13,176,000

'

'

'

'

'

'

-18,000

-1,022,000

620,000

-4,183,000

'

'

'

'

'

'

'

5,000

20,000

-6,000

23,000

'

Balances at end of period

52,000,000

74,353,000

52,000,000

74,353,000

'

'

'

'

'

'

'

'

'

'

'

'

471,000

574,000

471,000

574,000

'

39,516,000

59,536,000

39,516,000

59,536,000

'

'

'

'

'

'

12,265,000

14,061,000

12,265,000

14,061,000

'

'

'

'

'

'

'

145,000

182,000

145,000

182,000

'

Net charge-offs of covered loans

379,000

'

578,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross covered loan charge-offs

1,900,000

'

2,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

FDIC receivable portions on covered loans

1,500,000

'

2,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan commitments

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balances at beginning of period

1,023,000

2,423,000

1,023,000

3,423,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Credit for losses on loan commitments

'

'

'

-1,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balances at end of period

$1,023,000

$2,423,000

$1,023,000

$2,423,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ratios:

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net loan charge-offs to average net loans (annualized) (as a percent)

0.47%

0.57%

0.69%

1.61%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses to gross loans at end of period (excluding loans held-for-sale) (as a percent)

2.38%

3.81%

2.38%

3.81%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net loan charge-offs to allowance for loan losses at end of period (as a percent)

4.85%

3.74%

20.78%

10.26%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net loan charge-offs to credit for loan losses and loan commitments (as a percent)

0.00%

-23.18%

0.00%

-34.68%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans_Details_2

Loans (Details 2) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	$52,000	$54,937	$63,000	$74,353	$89,134	$102,982
Loans Receivable	2,258,930	'	2,157,166	2,093,109	'	'
Percentage Composition of Allowance for Loan Losses	2.38%	'	3.15%	'	'	'
Loans Receivable	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	2,202,865	'	2,011,193	'	'	'
Held-for-Sale loans	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	56,100	'	146,000	'	'	'
Construction	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	471	606	453	574	3,749	4,218
Loans Receivable	32,119	'	20,928	20,311	'	'
Percentage Composition of Allowance for Loan Losses	1.47%	'	2.16%	'	'	'
Construction | Loans Receivable	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	32,119	'	20,928	'	'	'
Real estate secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	39,516	41,658	49,956	59,536	70,180	79,221
Loans Receivable	1,859,904	'	1,819,296	1,755,725	'	'
Percentage Composition of Allowance for Loan Losses	2.17%	'	2.95%	'	'	'
Real estate secured | Residential Real Estate	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	3,457	'	3,207	'	'	'
Loans Receivable	137,618	'	135,224	'	'	'
Percentage Composition of Allowance for Loan Losses	2.51%	'	2.37%	'	'	'
Real estate secured | SBA real estate	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	2,112	'	1,695	'	'	'
Loans Receivable	135,634	'	119,581	'	'	'
Percentage Composition of Allowance for Loan Losses	1.56%	'	1.42%	'	'	'
Real estate secured | Gas Station Secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	2,747	'	3,185	'	'	'
Loans Receivable	113,780	'	94,503	'	'	'
Percentage Composition of Allowance for Loan Losses	2.41%	'	3.37%	'	'	'
Real estate secured | Carwash Secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	2,918	'	4,003	'	'	'
Loans Receivable	43,001	'	50,428	'	'	'
Percentage Composition of Allowance for Loan Losses	6.79%	'	7.94%	'	'	'
Real estate secured | Hotel/Motel Secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	3,751	'	6,753	'	'	'
Loans Receivable	153,497	'	123,697	'	'	'
Percentage Composition of Allowance for Loan Losses	2.44%	'	5.46%	'	'	'
Real estate secured | Land Secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	399	'	914	'	'	'
Loans Receivable	18,771	'	13,553	'	'	'
Percentage Composition of Allowance for Loan Losses	2.13%	'	6.74%	'	'	'
Real estate secured | Other Secured	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	24,132	'	30,199	'	'	'
Loans Receivable	1,216,751	'	1,155,287	'	'	'
Percentage Composition of Allowance for Loan Losses	1.98%	'	2.61%	'	'	'
Real estate secured | Loans Receivable	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	1,819,052	'	1,692,273	'	'	'
Commercial and industrial	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	12,265	12,537	12,737	14,061	15,044	19,391
Loans Receivable	357,270	'	303,268	302,920	'	'
Percentage Composition of Allowance for Loan Losses	3.59%	'	4.48%	'	'	'
Commercial and industrial | SBA Commercial	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	2,395	'	2,774	'	'	'
Loans Receivable	33,071	'	33,985	'	'	'
Percentage Composition of Allowance for Loan Losses	7.24%	'	8.16%	'	'	'
Commercial and industrial | Other commercial & industrial	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	9,870	'	9,963	'	'	'
Loans Receivable	308,986	'	250,333	'	'	'
Percentage Composition of Allowance for Loan Losses	3.19%	'	3.98%	'	'	'
Commercial and industrial | Loans Receivable	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	342,057	'	284,318	'	'	'
Consumer	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Reserve	145	136	139	182	161	152
Loans Receivable	9,637	'	13,674	14,153	'	'
Percentage Composition of Allowance for Loan Losses	1.50%	'	1.02%	'	'	'
Consumer | Loans Receivable	'	'	'	'	'	'
Distribution and Percentage Composition of Allowance for Loan Losses	'	'	'	'	'	'
Loans Receivable	$9,637	'	$13,674	'	'	'

Loans_Details_3

Loans (Details 3) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2011
Loans	'	'	'	'	'	'	'	'
Recorded impaired loans (net of SBA guaranteed portions) with specific reserves	$14,013,000	'	$14,013,000	'	$32,832,000	'	'	'
Maximum Past Due Period for Considering Loans as Pass Loans	'	'	'30 days	'	'	'	'	'
Total allowance for loan losses	52,000,000	74,353,000	52,000,000	74,353,000	63,000,000	54,937,000	89,134,000	102,982,000
Allowance coverage of gross loans receivable (as a percent)	2.38%	'	2.38%	'	3.15%	'	'	'
General allowance	48,032,000	'	48,032,000	'	56,716,000	'	'	'
GVA portion of total allowance for loan losses (as a percent)	'	'	91.70%	'	89.60%	'	'	'
SVA portion of total allowance for loan losses (as a percent)	'	'	8.30%	'	10.40%	'	'	'
Consumer loan allowance coverage (as a percent)	1.50%	'	1.50%	'	1.02%	'	'	'
Impaired loans broken down by those with and without specific reserves	'	'	'	'	'	'	'	'
Recorded Investment, With Specific Reserves, Without Charge-Offs	11,035,000	'	11,035,000	'	16,310,000	'	'	'
Recorded Investment, With Specific Reserves, With Charge-Offs	2,978,000	'	2,978,000	'	16,522,000	'	'	'
Recorded Investment, Without Specific Reserves, Without Charge-Offs	34,860,000	'	34,860,000	'	32,087,000	'	'	'
Recorded Investment, Without Specific Reserves, With Charge-Offs	18,457,000	'	18,457,000	'	6,211,000	'	'	'
Total	67,330,000	'	67,330,000	'	71,130,000	'	'	'
Allowance on Impaired Loans	-4,365,000	'	-4,365,000	'	-6,569,000	'	'	'
Impaired Loans Net of Allowance	62,965,000	'	62,965,000	'	64,561,000	'	'	'
Total Balance, SBA guaranteed portions and discount on acquired loans	57,000,000	'	57,000,000	'	59,400,000	'	'	'
Cash basis income recognized from impaired loans	$324,000	$946,000	$1,100,000	$1,600,000	$589,000	'	'	'

Loans_Details_4

Loans (Details 4) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Total Balance	'	'
With Specific Reserves	$14,013	$32,832
Without Specific Reserves	53,317	38,298
Total	67,330	71,130
Related Allowance	'	'
Related Allowance	4,365	6,569
Average Balance	'	'
With Specific Reserves	14,239	34,401
Without Specific Reserves	57,654	40,877
Total	71,893	75,278
Construction	'	'
Total Balance	'	'
Without Specific Reserves	2,471	6,388
Average Balance	'	'
Without Specific Reserves	2,471	6,958
Real Estate Secured	'	'
Related Allowance	'	'
Related Allowance	1,258	3,494
Real Estate Secured | Residential Real Estate	'	'
Total Balance	'	'
With Specific Reserves	458	1,531
Without Specific Reserves	604	563
Related Allowance	'	'
Related Allowance	173	388
Average Balance	'	'
With Specific Reserves	482	1,948
Without Specific Reserves	772	563
Real Estate Secured | SBA Real Estate	'	'
Total Balance	'	'
With Specific Reserves	1,501	8,818
Without Specific Reserves	10,908	3,416
Related Allowance	'	'
Related Allowance	59	488
Average Balance	'	'
With Specific Reserves	331	3,729
Without Specific Reserves	5,316	2,221
Real Estate Secured | Gas Station Secured	'	'
Total Balance	'	'
With Specific Reserves	'	3,269
Without Specific Reserves	6,362	4,863
Related Allowance	'	'
Related Allowance	'	517
Average Balance	'	'
With Specific Reserves	'	3,839
Without Specific Reserves	8,956	5,980
Real Estate Secured | Carwash Secured	'	'
Total Balance	'	'
With Specific Reserves	'	4,309
Without Specific Reserves	2,760	2,022
Related Allowance	'	'
Related Allowance	'	658
Average Balance	'	'
With Specific Reserves	'	8,241
Without Specific Reserves	3,688	2,025
Real Estate Secured | Hotel/Motel Secured	'	'
Total Balance	'	'
With Specific Reserves	1,068	'
Without Specific Reserves	2,793	4,103
Related Allowance	'	'
Related Allowance	106	'
Average Balance	'	'
With Specific Reserves	1,779	'
Without Specific Reserves	5,196	5,731
Real Estate Secured | Land Secured	'	'
Total Balance	'	'
With Specific Reserves	268	274
Without Specific Reserves	517	'
Related Allowance	'	'
Related Allowance	88	97
Average Balance	'	'
With Specific Reserves	269	274
Without Specific Reserves	641	'
Real Estate Secured | Other Secured	'	'
Total Balance	'	'
With Specific Reserves	4,422	9,913
Without Specific Reserves	25,993	12,983
Related Allowance	'	'
Related Allowance	832	1,346
Average Balance	'	'
With Specific Reserves	5,069	11,610
Without Specific Reserves	29,796	13,357
Commercial & Industrial	'	'
Related Allowance	'	'
Related Allowance	3,107	3,075
Commercial & Industrial | SBA Commercial	'	'
Total Balance	'	'
With Specific Reserves	1,157	1,116
Without Specific Reserves	188	74
Related Allowance	'	'
Related Allowance	668	921
Average Balance	'	'
With Specific Reserves	1,097	1,280
Without Specific Reserves	87	92
Commercial & Industrial | Other Commercial & Industrial	'	'
Total Balance	'	'
With Specific Reserves	5,139	3,602
Without Specific Reserves	721	3,886
Related Allowance	'	'
Related Allowance	2,439	2,154
Average Balance	'	'
With Specific Reserves	5,212	3,480
Without Specific Reserves	$731	$3,950

Loans_Details_5

Loans (Details 5) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	$3,383,000	'	$3,383,000	'	$3,668,000
60-89 Days Past Due	3,397,000	'	3,397,000	'	1,455,000
90 Days or More Past Due	16,147,000	'	16,147,000	'	13,138,000
Total Past Due	22,927,000	'	22,927,000	'	18,261,000
Total Past Due, SBA guaranteed portions	15,100,000	'	15,100,000	'	15,500,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	33,043,000	'	33,043,000	'	27,953,000
Additional interest income from non-accrual loans	0	0	0	0	'
Additional interest income that would have been recorded if nonperforming loans had been paid in accordance with their original terms	370,000	188,000	823,000	907,000	'
Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	33,043,000	'	33,043,000	'	27,953,000
Non-Accrual Loans	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	1,047,000	'	1,047,000	'	609,000
60-89 Days Past Due	571,000	'	571,000	'	281,000
90 Days or More Past Due	16,147,000	'	16,147,000	'	13,138,000
Total Past Due	17,765,000	'	17,765,000	'	14,028,000
Loans not considered delinquent	15,300,000	'	15,300,000	'	14,000,000
Construction	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
90 Days or More Past Due	2,471,000	'	2,471,000	'	'
Total Past Due	2,471,000	'	2,471,000	'	'
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	2,471,000	'	2,471,000	'	5,644,000
Total Non-Performing Loans	2,471,000	'	2,471,000	'	5,644,000
Construction | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	2,471,000	'	2,471,000	'	5,644,000
Real Estate Secured | Residential Real Estate	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	459,000	'	459,000	'	169,000
60-89 Days Past Due	'	'	'	'	193,000
90 Days or More Past Due	168,000	'	168,000	'	1,505,000
Total Past Due	627,000	'	627,000	'	1,867,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	1,062,000	'	1,062,000	'	1,928,000
Total Non-Performing Loans	2,418,000	'	2,418,000	'	3,211,000
Real Estate Secured | Residential Real Estate | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	1,062,000	'	1,062,000	'	1,928,000
Real Estate Secured | SBA real estate	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	378,000	'	378,000	'	834,000
60-89 Days Past Due	312,000	'	312,000	'	543,000
90 Days or More Past Due	1,298,000	'	1,298,000	'	1,134,000
Total Past Due	1,988,000	'	1,988,000	'	2,511,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	1,657,000	'	1,657,000	'	1,780,000
Total Non-Performing Loans	11,457,000	'	11,457,000	'	10,833,000
Real Estate Secured | SBA real estate | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	1,657,000	'	1,657,000	'	1,780,000
Real Estate Secured | Gas Station Secured	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	914,000	'	914,000	'	'
90 Days or More Past Due	849,000	'	849,000	'	1,836,000
Total Past Due	1,763,000	'	1,763,000	'	1,836,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	3,368,000	'	3,368,000	'	4,126,000
Total Non-Performing Loans	15,205,000	'	15,205,000	'	21,844,000
Real Estate Secured | Gas Station Secured | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	3,368,000	'	3,368,000	'	4,126,000
Real Estate Secured | Carwash Secured	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
90 Days or More Past Due	769,000	'	769,000	'	3,733,000
Total Past Due	769,000	'	769,000	'	3,733,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	770,000	'	770,000	'	3,733,000
Total Non-Performing Loans	13,249,000	'	13,249,000	'	18,009,000
Real Estate Secured | Carwash Secured | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	770,000	'	770,000	'	3,733,000
Real Estate Secured | Hotel/Motel Secured	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	'	'	'	'	320,000
60-89 Days Past Due	1,263,000	'	1,263,000	'	'
90 Days or More Past Due	1,767,000	'	1,767,000	'	'
Total Past Due	3,030,000	'	3,030,000	'	320,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	1,767,000	'	1,767,000	'	'
Total Non-Performing Loans	14,555,000	'	14,555,000	'	33,310,000
Real Estate Secured | Hotel/Motel Secured | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	1,767,000	'	1,767,000	'	'
Real Estate Secured | Land Secured	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
90 Days or More Past Due	517,000	'	517,000	'	'
Total Past Due	517,000	'	517,000	'	'
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	517,000	'	517,000	'	'
Total Non-Performing Loans	1,451,000	'	1,451,000	'	4,216,000
Real Estate Secured | Land Secured | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	517,000	'	517,000	'	'
Real Estate Secured | Other Secured	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	372,000	'	372,000	'	1,328,000
60-89 Days Past Due	1,336,000	'	1,336,000	'	'
90 Days or More Past Due	8,213,000	'	8,213,000	'	4,428,000
Total Past Due	9,921,000	'	9,921,000	'	5,756,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	20,427,000	'	20,427,000	'	9,440,000
Total Non-Performing Loans	82,843,000	'	82,843,000	'	116,068,000
Real Estate Secured | Other Secured | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	20,427,000	'	20,427,000	'	9,440,000
Commercial & Industrial | SBA Commercial	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	453,000	'	453,000	'	469,000
60-89 Days Past Due	'	'	'	'	381,000
90 Days or More Past Due	56,000	'	56,000	'	39,000
Total Past Due	509,000	'	509,000	'	889,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	191,000	'	191,000	'	222,000
Total Non-Performing Loans	2,906,000	'	2,906,000	'	3,696,000
Total Non-Accrual Loans, SBA guaranteed portions	15,800,000	'	15,800,000	'	18,400,000
Commercial & Industrial | SBA Commercial | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	191,000	'	191,000	'	222,000
Commercial & Industrial | Other Commercial & Industrial	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	807,000	'	807,000	'	544,000
60-89 Days Past Due	486,000	'	486,000	'	338,000
90 Days or More Past Due	39,000	'	39,000	'	463,000
Total Past Due	1,332,000	'	1,332,000	'	1,345,000
Non-performing loans	'	'	'	'	'
Non-Accrual Loans	813,000	'	813,000	'	1,080,000
Total Non-Performing Loans	31,990,000	'	31,990,000	'	29,488,000
Commercial & Industrial | Other Commercial & Industrial | Non-performing loans	'	'	'	'	'
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	813,000	'	813,000	'	1,080,000
Consumer	'	'	'	'	'
Delinquent loans by days past due	'	'	'	'	'
30-59 Days Past Due	'	'	'	'	4,000
Total Past Due	'	'	'	'	4,000
Non-performing loans	'	'	'	'	'
Total Non-Performing Loans	$3,000	'	$3,000	'	$4,000

Loans_Details_6

Loans (Details 6) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans, SBA guaranteed portions	$18,900,000	$14,200,000
Construction	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,471,000	5,644,000
Real Estate Secured | Residential Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,418,000	3,211,000
Real Estate Secured | SBA Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	11,457,000	10,833,000
Real Estate Secured | Gas Station Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	15,205,000	21,844,000
Real Estate Secured | Carwash Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	13,249,000	18,009,000
Real Estate Secured | Hotel/Motel Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	14,555,000	33,310,000
Real Estate Secured | Land Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	1,451,000	4,216,000
Real Estate Secured | Other Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	82,843,000	116,068,000
Commercial & Industrial | SBA Commercial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,906,000	3,696,000
Commercial & Industrial | Other Commercial & Industrial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	31,990,000	29,488,000
Consumer	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	3,000	4,000
Special Mention	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	43,518,000	82,275,000
Special Mention | Real Estate Secured | Residential Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	394,000	1,060,000
Special Mention | Real Estate Secured | SBA Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	4,188,000	3,786,000
Special Mention | Real Estate Secured | Gas Station Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	3,367,000	9,410,000
Special Mention | Real Estate Secured | Carwash Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	'	1,680,000
Special Mention | Real Estate Secured | Hotel/Motel Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	4,854,000	20,304,000
Special Mention | Real Estate Secured | Land Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	666,000	3,290,000
Special Mention | Real Estate Secured | Other Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	18,614,000	35,771,000
Special Mention | Commercial & Industrial | SBA Commercial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	799,000	934,000
Special Mention | Commercial & Industrial | Other Commercial & Industrial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	10,636,000	6,040,000
Substandard	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	127,855,000	157,192,000
Substandard | Construction	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,471,000	5,644,000
Substandard | Real Estate Secured | Residential Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	1,856,000	910,000
Substandard | Real Estate Secured | SBA Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	6,426,000	5,860,000
Substandard | Real Estate Secured | Gas Station Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	10,989,000	10,598,000
Substandard | Real Estate Secured | Carwash Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	12,479,000	14,403,000
Substandard | Real Estate Secured | Hotel/Motel Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	7,934,000	13,006,000
Substandard | Real Estate Secured | Land Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	785,000	926,000
Substandard | Real Estate Secured | Other Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	61,496,000	79,690,000
Substandard | Commercial & Industrial | SBA Commercial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,101,000	2,762,000
Substandard | Commercial & Industrial | Other Commercial & Industrial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	21,315,000	23,389,000
Substandard | Consumer	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	3,000	4,000
Doubtful	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	7,175,000	6,856,000
Doubtful | Real Estate Secured | Residential Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	168,000	1,241,000
Doubtful | Real Estate Secured | SBA Real Estate	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	843,000	1,187,000
Doubtful | Real Estate Secured | Gas Station Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	849,000	1,836,000
Doubtful | Real Estate Secured | Carwash Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	770,000	1,926,000
Doubtful | Real Estate Secured | Hotel/Motel Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	1,767,000	'
Doubtful | Real Estate Secured | Other Secured	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	2,733,000	607,000
Doubtful | Commercial & Industrial | SBA Commercial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	6,000	'
Doubtful | Commercial & Industrial | Other Commercial & Industrial	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	39,000	59,000
Total	'	'
Loans classified as special mention, substandard and doubtful by classes of loans	'	'
Loans	$178,548,000	$246,323,000

Loans_Details_7

Loans (Details 7) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Allowance for loan losses	'	'	'	'	'
Balances at beginning of period	$54,937	$89,134	$63,000	$102,982	$102,982
Total Charge-Offs	-3,202	-3,127	-13,205	-10,933	'
Total Recoveries	662	346	2,317	3,304	'
(Credit) provision for losses on loans	'	-12,000	'	-21,000	'
Balances at end of period	52,000	74,353	52,000	74,353	63,000
Breakdown of allowance by SVA and GVA	'	'	'	'	'
Impaired Loans	67,330	'	67,330	'	71,130
Specific valuation allowance	4,365	'	4,365	'	6,569
Coverage Ratio (as a percent)	'	'	6.48%	'	9.24%
Non-Impaired Loans	2,135,535	'	2,135,535	'	1,940,063
General Valuation Allowance	48,032	'	48,032	'	56,716
Coverage Ratio (as a percent)	'	'	2.25%	'	2.92%
Gross loans receivable	2,258,930	2,093,109	2,258,930	2,093,109	2,157,166
Total allowance for loan losses	52,000	74,353	52,000	74,353	63,000
Allowance coverage ratio (as a percent)	2.38%	'	2.38%	'	3.15%
Construction	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Balances at beginning of period	606	3,749	453	4,218	4,218
Total Recoveries	'	'	'	20	'
(Credit) provision for losses on loans	-135	-3,175	18	-3,664	'
Balances at end of period	471	574	471	574	453
Breakdown of allowance by SVA and GVA	'	'	'	'	'
Impaired Loans	2,471	'	2,471	'	6,388
Coverage Ratio (as a percent)	'	'	0.00%	'	0.00%
Non-Impaired Loans	29,648	'	29,648	'	14,540
General Valuation Allowance	471	'	471	'	453
Coverage Ratio (as a percent)	'	'	1.59%	'	3.12%
Gross loans receivable	32,119	20,311	32,119	20,311	20,928
Total allowance for loan losses	471	574	471	574	453
Allowance coverage ratio (as a percent)	1.47%	'	1.47%	'	2.16%
Real Estate Secured	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Balances at beginning of period	41,658	70,180	49,956	79,221	79,221
Total Charge-Offs	-2,438	-3,015	-10,511	-8,873	'
Total Recoveries	148	194	703	2,364	'
(Credit) provision for losses on loans	148	-7,823	-632	-13,176	'
Balances at end of period	39,516	59,536	39,516	59,536	49,956
Breakdown of allowance by SVA and GVA	'	'	'	'	'
Impaired Loans	57,652	'	57,652	'	56,064
Specific valuation allowance	1,258	'	1,258	'	3,494
Coverage Ratio (as a percent)	'	'	2.18%	'	6.23%
Non-Impaired Loans	1,761,400	'	1,761,400	'	1,636,209
General Valuation Allowance	38,258	'	38,258	'	46,462
Coverage Ratio (as a percent)	'	'	2.17%	'	2.84%
Gross loans receivable	1,859,904	1,755,725	1,859,904	1,755,725	1,819,296
Total allowance for loan losses	39,516	59,536	39,516	59,536	49,956
Allowance coverage ratio (as a percent)	2.17%	'	2.17%	'	2.95%
Commercial & Industrial	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Balances at beginning of period	12,537	15,044	12,737	19,391	19,391
Total Charge-Offs	-764	-112	-2,693	-2,058	'
Total Recoveries	510	151	1,601	911	'
(Credit) provision for losses on loans	-18	-1,022	620	-4,183	'
Balances at end of period	12,265	14,061	12,265	14,061	12,737
Breakdown of allowance by SVA and GVA	'	'	'	'	'
Impaired Loans	7,207	'	7,207	'	8,678
Specific valuation allowance	3,107	'	3,107	'	3,075
Coverage Ratio (as a percent)	'	'	43.11%	'	35.43%
Non-Impaired Loans	334,850	'	334,850	'	275,640
General Valuation Allowance	9,158	'	9,158	'	9,662
Coverage Ratio (as a percent)	'	'	2.73%	'	3.51%
Gross loans receivable	357,270	302,920	357,270	302,920	303,268
Total allowance for loan losses	12,265	14,061	12,265	14,061	12,737
Allowance coverage ratio (as a percent)	3.59%	'	3.59%	'	4.48%
Consumer	'	'	'	'	'
Allowance for loan losses	'	'	'	'	'
Balances at beginning of period	136	161	139	152	152
Total Charge-Offs	'	'	-1	-2	'
Total Recoveries	4	1	13	9	'
(Credit) provision for losses on loans	5	20	-6	23	'
Balances at end of period	145	182	145	182	139
Breakdown of allowance by SVA and GVA	'	'	'	'	'
Coverage Ratio (as a percent)	'	'	0.00%	'	0.00%
Non-Impaired Loans	9,637	'	9,637	'	13,674
General Valuation Allowance	145	'	145	'	139
Coverage Ratio (as a percent)	'	'	1.50%	'	1.02%
Gross loans receivable	9,637	14,153	9,637	14,153	13,674
Total allowance for loan losses	$145	$182	$145	$182	$139
Allowance coverage ratio (as a percent)	1.50%	'	1.50%	'	1.02%

Loans_Details_8

Loans (Details 8) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	$87,749	$113,029	$129,763
Real Estate Secured	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	78,905	99,534	113,874
Commercial & Industrial	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	8,840	13,486	15,875
Consumer	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	4	9	14
Loans with evidence of deterioration in credit quality	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	734	1,007	1,015
Loans with evidence of deterioration in credit quality | Real Estate Secured	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	624	869	877
Loans with evidence of deterioration in credit quality | Commercial & Industrial	'	'	'
Loans	'	'	'
Balance of Loans Acquired With Deteriorated Credit Quality	$110	$138	$138

Loans_Details_9

Loans (Details 9) (USD $)	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Item	Item	Item	Item	Item	Item
Troubled debt restructurings	'	'	'	'	'	'
Balance	$29,472,000	$35,733,000	$36,006,000	$29,472,000	$36,006,000	$35,733,000
SBA guaranteed portion of total recorded investment of TDR loans	2,800,000	3,700,000	'	2,800,000	'	3,700,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	30,401,000	36,006,000	27,702,000	35,733,000	22,383,000	22,383,000
New TDR Loans Added	3,570,000	903,000	9,366,000	6,720,000	22,760,000	'
Reductions Due to Sales	'	'	'	'	-6,387,000	'
TDR Loans Paid Off	-2,735,000	-433,000	-32,000	-6,615,000	-1,254,000	'
Reductions Due to Charge-Offs	-595,000	-141,000	-304,000	-3,961,000	-834,000	'
Other Changes (Payments, Amortization, & Other)	-1,169,000	-602,000	-726,000	-2,405,000	-662,000	'
Balance at End of Period	29,472,000	35,733,000	36,006,000	29,472,000	36,006,000	35,733,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	4,708,000	'	9,413,000	8,697,000	22,831,000	949,000
Post-Modification Balance:	3,570,000	'	9,366,000	6,594,000	22,400,000	903,000
Number of Loans	10	'	11	25	37	6
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Amount of impact to the allowance for loan losses from TDR loan that defaulted	'	'	'	288,000,000	'	'
Pre-Modification Balance:	2,445,000	256,000	441,000	3,446,000	8,138,000	'
Post-Modification Balance:	1,310,000	184,000	227,000	2,239,000	7,753,000	'
Number of loans	1	5	2	9	7	'
Non-Accrual Loans	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	7,600,000	6,500,000	'	7,600,000	'	6,500,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at End of Period	7,600,000	6,500,000	'	7,600,000	'	6,500,000
Performing TDRs	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	21,900,000	29,200,000	'	21,900,000	'	29,200,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at End of Period	21,900,000	29,200,000	'	21,900,000	'	29,200,000
Minimum	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Delinquent period of TDRs to be considered as non-performing	'	'	'	'90 days	'	'
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Period of interest only payment concessions	'	'	'	'3 months	'	'3 months
Maximum	'	'	'	'	'	'
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Period of interest only payment concessions	'	'	'	'6 months	'	'6 months
Balance	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	11,564,000	20,703,000	'	11,564,000	'	20,703,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	20,703,000	'	'
Balance at End of Period	11,564,000	20,703,000	'	11,564,000	'	20,703,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	319,000	'	4,209,000	1,389,000	12,710,000	949,000
Post-Modification Balance:	315,000	'	4,185,000	1,340,000	12,409,000	903,000
Number of Loans	2	'	6	6	23	6
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	'	256,000	441,000	167,000	8,138,000	'
Post-Modification Balance:	'	184,000	227,000	156,000	7,753,000	'
Number of loans	'	5	2	2	7	'
Term/Maturity	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	9,796,000	'	'	9,796,000	'	'
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	2,938,000	'	'
Balance at End of Period	9,796,000	'	'	9,796,000	'	'
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	4,389,000	'	159,000	7,308,000	1,283,000	'
Post-Modification Balance:	3,255,000	'	154,000	5,254,000	1,266,000	'
Number of Loans	8	'	3	19	8	'
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	2,445,000	'	'	3,279,000	'	'
Post-Modification Balance:	1,310,000	'	'	2,083,000	'	'
Number of loans	1	'	'	7	'	'
Interest Rate	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	8,112,000	12,092,000	'	8,112,000	'	12,092,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at End of Period	8,112,000	12,092,000	'	8,112,000	'	12,092,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	'	'	5,045,000	'	8,838,000	'
Post-Modification Balance:	'	'	5,027,000	'	8,725,000	'
Number of Loans	'	'	2	'	6	'
Real Estate Secured	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	23,133,000	28,268,000	'	23,133,000	'	28,268,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	28,268,000	'	'
Balance at End of Period	23,133,000	28,268,000	'	23,133,000	'	28,268,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	4,266,000	'	8,552,000	8,068,000	18,419,000	460,000
Post-Modification Balance:	3,134,000	'	8,534,000	6,033,000	18,214,000	429,000
Number of Loans	5	'	4	14	16	2
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	2,445,000	158,000	267,000	3,072,000	7,927,000	'
Post-Modification Balance:	1,310,000	126,000	95,000	1,911,000	7,621,000	'
Number of loans	1	2	1	2	5	'
Real Estate Secured | Balance	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	8,924,000	17,178,000	'	8,924,000	'	17,178,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	17,178,000	'	'
Balance at End of Period	8,924,000	17,178,000	'	8,924,000	'	17,178,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	244,000	'	3,507,000	1,286,000	11,516,000	460,000
Post-Modification Balance:	243,000	'	3,507,000	1,268,000	11,342,000	429,000
Number of Loans	1	'	2	3	10	2
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	'	158,000	267,000	'	7,927,000	'
Post-Modification Balance:	'	126,000	95,000	'	7,621,000	'
Number of loans	'	2	1	'	5	'
Real Estate Secured | Term/Maturity	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	8,514,000	'	'	8,514,000	'	'
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	1,801,000	'	'
Balance at End of Period	8,514,000	'	'	8,514,000	'	'
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	4,022,000	'	'	6,782,000	1,026,000	'
Post-Modification Balance:	2,891,000	'	'	4,765,000	1,021,000	'
Number of Loans	4	'	'	11	3	'
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	2,445,000	'	'	3,072,000	'	'
Post-Modification Balance:	1,310,000	'	'	1,911,000	'	'
Number of loans	1	'	'	2	'	'
Real Estate Secured | Interest Rate	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	5,695,000	9,289,000	'	5,695,000	'	9,289,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at End of Period	5,695,000	9,289,000	'	5,695,000	'	9,289,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	'	'	5,045,000	'	5,877,000	'
Post-Modification Balance:	'	'	5,027,000	'	5,851,000	'
Number of Loans	'	'	2	'	3	'
Commercial & Industrial	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	6,339,000	7,465,000	'	6,339,000	'	7,465,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	7,465,000	'	'
Balance at End of Period	6,339,000	7,465,000	'	6,339,000	'	7,465,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	442,000	'	861,000	629,000	4,412,000	489,000
Post-Modification Balance:	436,000	'	832,000	561,000	4,186,000	474,000
Number of Loans	5	'	7	11	21	4
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	'	98,000	174,000	374,000	211,000	'
Post-Modification Balance:	'	58,000	132,000	328,000	132,000	'
Number of loans	'	3	1	7	2	'
Commercial & Industrial | Balance	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	2,640,000	3,525,000	'	2,640,000	'	3,525,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	3,525,000	'	'
Balance at End of Period	2,640,000	3,525,000	'	2,640,000	'	3,525,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	75,000	'	702,000	103,000	1,194,000	489,000
Post-Modification Balance:	72,000	'	678,000	72,000	1,067,000	474,000
Number of Loans	1	'	4	3	13	4
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	'	98,000	174,000	167,000	211,000	'
Post-Modification Balance:	'	58,000	132,000	156,000	132,000	'
Number of loans	'	3	1	2	2	'
Commercial & Industrial | Term/Maturity	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	1,282,000	'	'	1,282,000	'	'
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at Beginning of Period	'	'	'	1,137,000	'	'
Balance at End of Period	1,282,000	'	'	1,282,000	'	'
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	367,000	'	159,000	526,000	257,000	'
Post-Modification Balance:	364,000	'	154,000	489,000	245,000	'
Number of Loans	4	'	3	8	5	'
TDR loans modified during the past 12 months that had a payment default during current period	'	'	'	'	'	'
Pre-Modification Balance:	'	'	'	207,000	'	'
Post-Modification Balance:	'	'	'	172,000	'	'
Number of loans	'	'	'	5	'	'
Commercial & Industrial | Interest Rate	'	'	'	'	'	'
Troubled debt restructurings	'	'	'	'	'	'
Balance	2,417,000	2,803,000	'	2,417,000	'	2,803,000
Roll-forward of TDR loans	'	'	'	'	'	'
Balance at End of Period	2,417,000	2,803,000	'	2,417,000	'	2,803,000
Pre-modification and post-modification balances and types of concession given for newly modified TDR loans	'	'	'	'	'	'
Pre-Modification Balance:	'	'	'	'	2,961,000	'
Post-Modification Balance:	'	'	'	'	$2,874,000	'
Number of Loans	'	'	'	'	3	'

Shareholders_Equity_Details

Shareholders' Equity (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Numerator:	'	'	'	'
Net income available to common shareholders	$11,334	$38,469	$34,462	$78,496
Denominator for basic earnings per share:	'	'	'	'
Weighted - average shares	70,742,136	71,290,881	70,992,117	71,286,439
Effect of dilutive securities:	'	'	'	'
Stock option dilution (in shares)	303,858	129,686	200,941	76,363
Denominator for diluted earnings per share:	'	'	'	'
Adjusted weighted-average shares and assumed conversions	71,045,994	71,420,567	71,193,058	71,362,802
EARNINGS PER COMMON SHARE INFORMATION:	'	'	'	'
Basic earnings per common share (in dollars per share)	$0.16	$0.54	$0.49	$1.10
Diluted earnings per common share (in dollars per share)	$0.16	$0.54	$0.48	$1.10
Antidilutive stock options awards excluded from earnings per common share calculation (in shares)	90,800	1,100,000	187,475	1,100,000

Shareholders_Equity_Details_2

Shareholders' Equity (Details 2) (USD $)	0 Months Ended	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 28, 2013	Jun. 30, 2013	Mar. 31, 2013	Sep. 30, 2013
		Item
Shareholders' Equity	'	'	'	'
Percentage of shares of common stock authorized to be repurchased	'	'	5.00%	'
Number of shares of common stock authorized to be repurchased	'	'	3,600,000	'
Expiration term of stock repurchase program	'1 year	'	'	'
Shares of common stock repurchased	'	651,412	'	'
Number of different transactions through which shares of common stock repurchased	'	10	'	'
Average weighted price of total shares purchased (in dollars per share)	'	$6.56	'	'
Aggregate cost of the repurchase, including commissions	'	$4,300	'	$4,287
Shares repurchased as percentage of total authorized amount	'	18.30%	'	'

Change_in_Accumulated_Other_Co2

Change in Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
			Item
Changes to accumulated other comprehensive income by components	'	'	'	'
Balance at beginning of period	$2,579	$7,439	$6,811	$6,761
Other comprehensive income (loss) before reclassification	-1,152	1,074	-8,344	1,380
Reclassifications from other comprehensive income	'	'	-15	-3
Tax effect of current period changes	488	'	3,463	375
Current period changes net of taxes	-664	1,074	-4,896	1,752
Balance at end of period	1,915	8,513	1,915	8,513
Number of reclassifications out of comprehensive income	'	'	1	'
Unrealized Gain and Losses on AFS Securities	'	'	'	'
Changes to accumulated other comprehensive income by components	'	'	'	'
Balance at beginning of period	2,717	7,406	6,842	6,466
Other comprehensive income (loss) before reclassification	-1,165	1,058	-8,263	1,998
Reclassifications from other comprehensive income	'	'	-15	-3
Tax effect of current period changes	489	'	3,477	3
Current period changes net of taxes	-676	1,058	-4,801	1,998
Balance at end of period	2,041	8,464	2,041	8,464
Unrealized Gain on Interest Only Strip	'	'	'	'
Changes to accumulated other comprehensive income by components	'	'	'	'
Balance at beginning of period	337	328	320	295
Other comprehensive income (loss) before reclassification	3	10	33	43
Tax effect of current period changes	-1	'	-14	'
Current period changes net of taxes	2	10	19	43
Balance at end of period	339	338	339	338
BOLI Unrecognized Prior Service Costs	'	'	'	'
Changes to accumulated other comprehensive income by components	'	'	'	'
Balance at beginning of period	-475	-295	-351	'
Other comprehensive income (loss) before reclassification	10	6	-114	-661
Tax effect of current period changes	'	'	'	372
Current period changes net of taxes	10	6	-114	-289
Balance at end of period	($465)	($289)	($465)	($289)

Business_Segment_Reporting_Det

Business Segment Reporting (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
			Item
Business Segment Reporting	'	'	'	'	'
Number of primary segments	'	'	3	'	'
Results of operations of the Company's segments	'	'	'	'	'
Net interest income	$26,696	$25,592	$78,002	$74,275	'
(Credit) provision for losses on loans and loan commitments	'	-12,000	'	-22,000	'
Non-interest income	7,832	6,610	24,869	21,510	'
Non-interest expense	17,837	18,342	52,203	53,438	'
INCOME BEFORE INCOME TAXES	16,691	25,860	50,668	64,347	'
Total assets	2,832,515	2,615,889	2,832,515	2,615,889	2,750,863
Operations	'	'	'	'	'
Results of operations of the Company's segments	'	'	'	'	'
Net interest income	22,792	22,176	66,780	64,955	'
(Credit) provision for losses on loans and loan commitments	688	-11,116	-376	-20,540	'
Non-interest income	4,157	4,554	12,433	14,142	'
Non-interest expense	14,891	16,110	43,889	46,805	'
INCOME BEFORE INCOME TAXES	11,370	21,736	35,700	52,832	'
Total assets	2,524,488	2,376,121	2,524,488	2,376,121	'
TFS	'	'	'	'	'
Results of operations of the Company's segments	'	'	'	'	'
Net interest income	718	415	1,927	1,601	'
(Credit) provision for losses on loans and loan commitments	-420	'	206	-1,608	'
Non-interest income	178	161	521	462	'
Non-interest expense	608	431	1,668	1,323	'
INCOME BEFORE INCOME TAXES	708	145	574	2,348	'
Total assets	84,630	37,442	84,630	37,442	'
SBA	'	'	'	'	'
Results of operations of the Company's segments	'	'	'	'	'
Net interest income	3,186	3,001	9,295	7,719	'
(Credit) provision for losses on loans and loan commitments	-268	-884	170	148	'
Non-interest income	3,497	1,895	11,915	6,906	'
Non-interest expense	2,338	1,801	6,646	5,310	'
INCOME BEFORE INCOME TAXES	4,613	3,979	14,394	9,167	'
Total assets	$223,397	$202,326	$223,397	$202,326	'

Commitments_and_Contingencies_1

Commitments and Contingencies (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Contingencies	'	'	'
Total loss contingencies for all legal claims	$250,000	$265,000	$265,000
Commitments to extend credit	'	'	'
Commitments	'	'	'
Commitments outstanding	295,527,000	254,604,000	'
Standby letters of credit	'	'	'
Commitments	'	'	'
Commitments outstanding	13,324,000	14,565,000	'
Commercial letters of credit	'	'	'
Commitments	'	'	'
Commitments outstanding	7,703,000	8,467,000	'
Commitments to fund investments in affordable housing partnerships	'	'	'
Commitments	'	'	'
Commitments outstanding	12,423,000	10,510,000	'
Operating lease commitments	'	'	'
Commitments	'	'	'
Commitments outstanding	$14,970,000	$15,815,000	'

Income_Tax_Provision_Details

Income Tax Provision (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Income Tax Provision	'	'	'	'	'
Income tax provision (benefit)	$5,357,000	($12,609,000)	$16,206,000	($12,748,000)	'
Pretax income (loss)	16,691,000	25,860,000	50,668,000	64,347,000	'
Effective tax rate (as a percent)	32.10%	-48.80%	32.00%	-19.80%	'
Unrecognized tax benefit	5,200,000	'	5,200,000	'	1,600,000
Anticipated decrease in the unrecognized tax benefits within the next twelve months	'	'	3,700,000	'	'
Interest expense associated with unrecognized tax benefits	33,000	'	222,000	'	'
Accrued interest payable associated with unrecognized tax benefits	$336,000	'	$336,000	'	$114,000