Exhibit 99.3
A Combination of the Top Two Commercial Lenders
Creating the 1st & Only Super Regional Korean-American Bank in the U.S.
A STRATEGIC MERGER OF EQUALS
Employee Fact Sheet
Combined Company Profile (pro forma 9/30/2015)
· First and Only Super Regional Korean-American Bank — Will be nearly 3X the size of the next largest niche peer and 35% larger than the aggregate asset size of all other Korean-American banks combined
· Solidified Stature as the Premier Korean-American Bank — Only True National Platform with full banking services available in all of the top major geographic markets with sizeable Asian-American communities in the U.S.
· 10th Largest Bank in California
· Stronger Competitive Position combining the Top 2 Lenders in the market
· Top 10 SBA lender nationwide pro forma SBA fiscal year ended 9/30/2015
· Unparalleled opportunity to cross-sell most comprehensive offering of products and services
· Unrivaled Leadership among Korean-American Banks
· Largest and best originator of SBA loans
· Largest and most well established residential lending platform
· Most comprehensive offering of cash management services
· Only provider of commercial lease financing, bank-issued credit cards, wealth management services
· Only bank with presence in Korea
· $12.3 billion in assets
· $9.6 billion in loans
· $10.0 billion in deposits
28 branches in California
8 branches in NY/NJ
4 branches in Washington
9 branches in Illinois
1 branch in Virginia
8 Loan Production Offices
22 branches in California
8 branches in NY/NJ
3 branches in Texas
1 branch in Georgia
1 branch in Alabama
6 Loan Production Offices
(4 SBA + 2 Residential Mortgage)
BBCN Bank was named among Forbes list of Best Banks in America in 2013, 2014 and 2015; Wilshire Bank was named among Forbes list of America’s Most Trustworthy Companies in 2014.
