United Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	1,716	51,091	SH		SOLE		50,279	0	812
AT&T INC	COMMON STOCK	00206R102	11	335	SH		DFND		335	0	0
AT&T INC	COMMON STOCK	00206R102	188	5,605	SH		OTR		5,605	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	1,966	43,674	SH		SOLE		43,074	0	600
ABBOTT LABORATORIES	COMMON STOCK	002824100	154	3,418	SH		OTR		3,418	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	942	6,532	SH		SOLE		6,532	0	0
AIR PRODS & CHEMS INC	COMMON STOCK	009158106	22	154	SH		OTR		154	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	389	7,900	SH		SOLE		7,900	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	7	150	SH		OTR		0	0	150
APPLE INC	COMMON STOCK	037833100	3,851	34,893	SH		SOLE		34,501	0	392
APPLE INC	COMMON STOCK	037833100	39	350	SH		DFND		350	0	0
APPLE INC	COMMON STOCK	037833100	525	4,758	SH		OTR		4,758	0	0
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	1,829	24,953	SH		SOLE		24,584	0	369
BAXTER INTERNATIONAL INC	COMMON STOCK	071813109	143	1,951	SH		OTR		1,951	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	1,525	13,592	SH		SOLE		13,343	0	249
CHEVRON CORPORATION	COMMON STOCK	166764100	56	495	SH		DFND		495	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	146	1,300	SH		OTR		1,200	0	100
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,802	64,771	SH		SOLE		63,787	0	984
CISCO SYSTEMS INC	COMMON STOCK	17275R102	173	6,210	SH		OTR		5,935	0	275
COCA COLA ENTERPRISES	COMMON STOCK	19122T109	1,547	34,987	SH		SOLE		34,374	0	613
COCA COLA ENTERPRISES	COMMON STOCK	19122T109	135	3,053	SH		OTR		3,053	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	283	4,097	SH		SOLE		4,097	0	0
DOW CHEMICAL COMPANY	COMMON STOCK	260543103	968	21,218	SH		SOLE		21,218	0	0
DOW CHEMICAL COMPANY	COMMON STOCK	260543103	22	481	SH		OTR		481	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,202	13,005	SH		SOLE		12,706	0	299
EXXON MOBIL CORP	COMMON STOCK	30231G102	233	2,521	SH		OTR		2,521	0	0
INTEL CORP	COMMON STOCK	458140100	1,256	34,605	SH		SOLE		34,605	0	0
INTEL CORP	COMMON STOCK	458140100	29	800	SH		OTR		600	0	200
INTERNATIONAL PAPER COMPANY	COMMON STOCK	460146103	1,813	33,829	SH		SOLE		33,326	0	503
INTERNATIONAL PAPER COMPANY	COMMON STOCK	460146103	50	924	SH		DFND		924	0	0
INTERNATIONAL PAPER COMPANY	COMMON STOCK	460146103	172	3,201	SH		OTR		3,201	0	0
ITC HOLDINGS CORP	COMMON STOCK	465685105	1,940	47,982	SH		SOLE		47,298	0	684
ITC HOLDINGS CORP	COMMON STOCK	465685105	165	4,084	SH		OTR		4,084	0	0
KLA TENCOR CORP	COMMON STOCK	482480100	1,791	25,469	SH		SOLE		25,080	0	389
KLA TENCOR CORP	COMMON STOCK	482480100	142	2,017	SH		OTR		2,017	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,733	18,497	SH		SOLE		18,206	0	291
MCDONALDS CORP	COMMON STOCK	580135101	163	1,739	SH		OTR		1,439	0	300
MEDTRONIC INC	COMMON STOCK	585055106	1,489	20,623	SH		SOLE		20,623	0	0
MEDTRONIC INC	COMMON STOCK	585055106	22	300	SH		OTR		300	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,169	20,584	SH		SOLE		20,584	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	29	502	SH		OTR		372	0	130
MICROSOFT CORP	COMMON STOCK	594918104	2,273	48,943	SH		SOLE		48,369	0	574
MICROSOFT CORP	COMMON STOCK	594918104	60	1,302	SH		DFND		1,302	0	0
MICROSOFT CORP	COMMON STOCK	594918104	222	4,775	SH		OTR		4,775	0	0
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	200	5,518	SH		SOLE		5,518	0	0
OLD DOMINION FREIGHT LINE INC	COMMON STOCK	679580100	215	2,775	SH		SOLE		0	0	2,775
OLD DOMINION FREIGHT LINE INC	COMMON STOCK	679580100	19	240	SH		OTR		0	0	240
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	2,343	28,768	SH		SOLE		28,442	0	326
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	144	1,769	SH		OTR		1,569	0	200
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	1,649	19,209	SH		SOLE		18,894	0	315
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	157	1,828	SH		OTR		1,778	0	50
PROCTER & GAMBLE CO	COMMON STOCK	742718109	280	3,076	SH		SOLE		3,076	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	523	5,745	SH		OTR		5,550	0	195
QUALCOMM INC.	COMMON STOCK	747525103	135	1,815	SH		SOLE		1,520	0	295
QUALCOMM INC.	COMMON STOCK	747525103	78	1,050	SH		OTR		850	0	200
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	1,916	17,234	SH		SOLE		16,989	0	245
UNITED PARCEL SERVICE INC	COMMON STOCK	911312106	196	1,759	SH		OTR		1,759	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	14	295	SH		SOLE		295	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	20	417	SH		DFND		417	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	207	4,430	SH		OTR		3,930	0	500