OptimumBank (OPHC) 10-Q2023 Q1 Quarterly report

Filed: 10 May 23, 4:00pm

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	7th grade Bad

New words: accrued, ACL, aforementioned, agency, analyzing, approach, arrive, ASC, backing, bond, call, cancellable, CECL, code, Codification, confirmed, criteria, cycle, deducted, degree, delinquency, depth, difficulty, environmental, examination, excluding, exhibit, expedient, experiencing, explicitly, exposed, external, factor, faith, fed, forecast, forecasted, forty, grouped, guidance, high, implicitly, inability, incurred, integral, January, judgement, legal, liability, life, likelihood, limited, local, longer, maintenance, manner, met, methodology, mix, model, modification, municipal, national, nature, nonaccrual, occupancy, outlook, peak, peer, pool, pooled, product, profile, prospective, range, recognition, recovering, reduction, regional, relevant, renewal, restate, retrospective, returned, revolving, scrutiny, segment, segmented, sell, selling, shortfall, similar, strategy, system, systematic, Taxable, unconditionally, unfunded, unique, utilize, volatility, written

Removed: accelerated, ASU, book, chapter, check, Commission, complying, electronically, emerging, Employer, ending, enhanced, FASB, file, filed, filer, filing, fiscal, fourth, Identification, impaired, incorporation, initial, Interactive, interim, IRS, June, junior, jurisdiction, large, mark, NASDAQ, OPHC, organization, Participating, permitted, post, posted, practicable, preceding, provision, received, recording, registered, registrant, requiring, reversed, revised, Rule, settled, shell, shorter, site, statement, subdivided, submit, submitted, timelier, Title, today, Trading, trend, understand, Unregistered, Washington, Web

Search this filing

Filing tables

Export all tables to Excel

Filing exhibits

OPHC similar filings

Filing view

Default size S M L
Default font Times Arial

External links

Share this filing

EXHIBIT 32.2

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER

PURSUANT TO 18 U.S.C. SECTION 1350,

AS ADDED BY

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of OptimumBank Holdings, Inc. (the “Company”) on Form 10-Q for the three months ended March 31, 2023, as filed with the Securities and Exchange Commission (the “Report”), I, as the Principal Financial Officer of the Company, certify, pursuant to 18 U.S.C. § 1350, as added by § 906 of the Sarbanes-Oxley Act of 2002, that:

	1.	The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

	2.	To my knowledge, the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the period covered by the Report.

	/s/ Joel Klein
	Joel Klein
	Principal Financial Officer
	Date: May 10, 2023