QC (QCCO) 10-Q 8 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 30, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Trading Symbol	'QCCO	'
Entity Registrant Name	'QC Holdings, Inc.	'
Entity Central Index Key	'0001289505	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	17,511,291

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Current assets:	'	'
Cash and cash equivalents	$15,304	$12,685
Restricted cash and other	951	1,076
Loans receivable, less allowance for losses of $8,272 at December 31, 2013 and $7,106 at March 31, 2014	45,677	57,349
Deferred income taxes	1,079	981
Prepaid expenses and other current assets	4,453	5,742
Total current assets	67,464	77,833
Non-current loans receivable, less allowance for losses of $2,171 at December 31, 2013 and $1,954 at March 31, 2014	5,802	6,332
Property and equipment, net	10,168	10,330
Intangible assets, net	1,271	1,560
Deferred income taxes	7,592	7,598
Other assets, net	4,494	4,451
Total assets	96,791	108,104
Current liabilities:	'	'
Accounts payable	1,072	817
Accrued expenses and other current liabilities	3,492	4,105
Accrued compensation and benefits	4,331	3,665
Deferred revenue	2,617	3,669
Income taxes payable	1,557	'
Debt due within one year	5,600	20,800
Total current liabilities	18,669	33,056
Long-term debt	3,314	3,282
Other non-current liabilities	5,581	5,860
Total liabilities	27,564	42,198
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Common stock, $0.01 par value: 75,000,000 shares authorized; 20,700,250 shares issued and 17,359,382 outstanding at December 31, 2013; 20,700,250 shares issued and 17,486,591 outstanding at March 31, 2014	207	207
Additional paid-in capital	61,350	62,976
Retained earnings	33,894	30,441
Treasury stock, at cost	-26,126	-27,575
Accumulated other comprehensive loss	-98	-143
Total stockholders' equity	69,227	65,906
Total liabilities and stockholders' equity	$96,791	$108,104

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statement Of Financial Position [Abstract]	'	'
Allowance for loan losses	$7,106	$8,272
Allowance for loan losses, non-current	$1,954	$2,171
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	75,000,000	75,000,000
Common stock, shares issued	20,700,250	20,700,250
Common stock, shares outstanding	17,486,591	17,359,382

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Revenues	'	'
Payday loan fees	$24,614	$26,823
Installment interest and fees	8,923	6,230
Other	3,833	3,617
Total revenues	37,370	36,670
Operating expenses	'	'
Salaries and benefits	8,046	8,442
Provision for losses	7,741	6,496
Occupancy	4,518	4,268
Depreciation and amortization	462	518
Other	3,306	2,813
Total operating expenses	24,073	22,537
Gross profit	13,297	14,133
Regional expenses	2,250	2,940
Corporate expenses	4,683	5,811
Depreciation and amortization	472	445
Interest expense	407	354
Other expense, net	243	190
Income (loss) from continuing operations before income taxes	5,242	4,393
Provision for income taxes	2,144	1,769
Income from continuing operations	3,098	2,624
Loss (gain) from discontinued operations, net of income tax	-355	611
Net income	$3,453	$2,013
Weighted average number of common shares outstanding:	'	'
Basic	17,441	17,330
Diluted	17,441	17,330
Basic	'	'
Continuing operations	$0.18	$0.15
Discontinued operations	$0.02	($0.04)
Net income	$0.20	$0.11
Diluted	'	'
Continuing operations	$0.18	$0.15
Discontinued operations	$0.02	($0.04)
Net income	$0.20	$0.11

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Statement Of Partners Capital [Abstract]	'	'
Net income	$3,453	$2,013
Other comprehensive income (loss):	'	'
Foreign currency translation adjustment	45	-109
Total comprehensive income	$3,498	$1,904

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Total	Common stock [Member]	Additional paid-in capital [Member]	Retained earnings [Member]	Treasury stock [Member]	Accumulated other comprehensive income (loss) [Member]
In Thousands
Beginning balance at Dec. 31, 2013	$65,906	$207	$62,976	$30,441	($27,575)	($143)
Beginning balance, shares at Dec. 31, 2013	'	17,359	'	'	'	'
Net income	3,453	'	'	3,453	'	'
Common stock repurchases	-174	'	'	'	-174	'
Common stock repurchases, shares	'	-70	'	'	'	'
Issuance of restricted stock awards	'	'	-1,623	'	1,623	'
Issuance of restricted stock awards, shares	'	198	'	'	'	'
Stock-based compensation expense	165	'	165	'	'	'
Tax impact of stock-based compensation	-168	'	-168	'	'	'
Foreign currency translation	45	'	'	'	'	45
Ending balance at Mar. 31, 2014	$69,227	$207	$61,350	$33,894	($26,126)	($98)
Ending balance, shares at Mar. 31, 2014	'	17,487	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities	'	'
Net income	$3,453	$2,013
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	934	1,016
Provision for losses	8,048	7,358
Deferred income taxes	-93	56
Non-cash interest expense	126	118
Loss from foreign currency transaction	240	205
Gain on cash surrender value of life insurance	-50	-183
Loss (gain) on disposal of property and equipment	3	-15
Stock-based compensation	165	484
Changes in operating assets and liabilities	'	'
Loans, interest and fees receivable, net	4,091	5,678
Proceeds from sale of auto receivables	'	29
Prepaid expenses and other current assets	432	230
Other assets	6	1
Accounts payable	255	-941
Accrued expenses, other liabilities, accrued compensation and benefits and deferred revenue	-1,335	-2,653
Income taxes	2,244	2,095
Other non-current liabilities	87	-314
Net operating	18,606	15,177
Cash flows from investing activities	'	'
Purchase of property and equipment	-629	-524
Proceeds from sale of property and equipment	15	'
Changes in restricted cash and other	125	-1
Other	'	61
Net investing	-489	-464
Cash flows from financing activities	'	'
Borrowings under credit facility	1,000	1,000
Payments on credit facility	-14,700	-11,500
Repayments of long-term debt	-1,500	'
Payments for debt issue costs	-56	'
Dividends to stockholders	'	-887
Repurchase of common stock	-174	-344
Net financing	-15,430	-11,731
Effect of exchange rate changes on cash and cash equivalents	-68	-33
Cash and cash equivalents	'	'
Net increase	2,619	2,949
At beginning of year	12,685	14,124
At end of period	15,304	17,073
Cash paid during the period for	'	'
Interest	324	350
Income taxes	$267	'

The_Company_and_Significant_Ac

The Company and Significant Accounting Policies	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
The Company and Significant Accounting Policies	'
	Note 1 – The Company and Significant Accounting Policies
	Business. QC Holdings, Inc. and its subsidiaries (hereinafter referred to as the Company) provide various financial services (primarily payday loans and installment loans) through its retail branches and Internet lending operations. The Company also provides other consumer financial products and services, such as credit services, check cashing services, title loans, open-end credit, debit cards, money transfers and money orders. As of March 31, 2014, the Company operated 430 loan branches.
	Basis of Presentation. The consolidated financial statements of QC Holdings, Inc. included herein have been prepared by the Company, without audit, pursuant to the rules and regulations of the United States Securities and Exchange Commission. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (US GAAP) have been condensed or omitted pursuant to such rules and regulations, although the Company believes that the disclosures are adequate to enable a reasonable understanding of the information presented. The Consolidated Balance Sheet as of December 31, 2013 was derived from the audited financial statements of the Company, but does not include all disclosures required by US GAAP. These condensed consolidated financial statements should be read in conjunction with the Company’s audited financial statements and the notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The accompanying unaudited consolidated financial statements are prepared consistently with the accounting policies described in Note 2 to the consolidated financial statements included in the Company’s 2013 Form 10-K, which include the following: use of estimates, revenue recognition, cash and cash equivalents, restricted cash and other, loans receivable, provision for losses and allowance for loan losses, operating expenses, property and equipment, software, advertising costs, goodwill and intangible assets, impairment of long-lived assets, earnings per share, stock-based compensation, income taxes, treasury stock, fair value of financial instruments, derivative instruments and foreign currency translations.
	In the opinion of management, the accompanying unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring adjustments) necessary to present fairly the consolidated financial position of the Company and its subsidiaries as of March 31, 2014, and the results of operations, comprehensive income and cash flows for the three months ended March 31, 2013 and 2014.
	In December 2013, the Company sold its automotive business to an unaffiliated limited liability company. Also, in December 2013, the Company decided that it would close 35 underperforming branches during first half 2014. During first quarter 2014, the Company closed two of the branches and decided one branch would remain open. The remaining branches are scheduled to be closed or sold during second quarter 2014. The operational results of the automotive business and the 34 loan branches have been reclassified as discontinued operations in our unaudited consolidated financial statements for all periods presented. Unless otherwise stated, footnote references refer to continuing operations.

New_Accounting_Pronouncements

New Accounting Pronouncements	3 Months Ended
	Mar. 31, 2014
Accounting Changes And Error Corrections [Abstract]	'
New Accounting Pronouncements	'
	Note 2 – New Accounting Pronouncements
	In July 2013, the FASB issued guidance on the presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. This update specifies that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, with certain exceptions. This update is effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of this guidance did not have a material effect on the Company’s consolidated financial statements.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements	'
	Note 3 – Fair Value Measurements
	Accounting guidance on fair value measurements establishes a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs in which little or no market data exists, therefore requiring an entity to develop its own assumptions. There were no recurring fair value measurements as of December 31, 2013 and March 31, 2014.
	The fair value of cash and cash equivalents approximates carrying value. The fair value of restricted cash and other approximates carrying value. The fair value of payday, title, installment loans and open-end credit receivables, borrowings under the credit facility, accounts payable and certain other current liabilities that are short-term in nature approximates carrying value. If measured at fair value in the financial statements, these financial instruments would be classified as Level 3 in the fair value hierarchy.

Discontinued_Operations

Discontinued Operations	3 Months Ended
	Mar. 31, 2014
Discontinued Operations And Disposal Groups [Abstract]	'
Discontinued Operations	'
	Note 4 – Discontinued Operations
	In September 2013, the Company approved a plan to discontinue its automotive business. The operating environment for the Company’s automotive business had become increasingly challenging and operating results more volatile over the past several quarters, given the difficult general economic climate. In light of these circumstances, the Company elected to discontinue its automotive business in order to focus on its consumer lending operations in the U.S. and Canada. In December 2013, the Company completed the disposition of certain assets of its automotive business through an agreement (Purchase Agreement) with an unaffiliated limited liability company (Buyer). The Purchase Agreement provided for the sale of certain assets of the automotive business, primarily consisting of loans receivable, inventory, fixed assets and other assets, for an aggregate purchase price of approximately $6.0 million. In addition, under the terms of the Purchase Agreement, the Company assigned the leases of the dealership lots to the Buyer. The Buyer also hired a significant number of employees from the automotive business.
	All revenue and expenses reported for each period herein have been adjusted to reflect reclassification of the discontinued automotive business. Discontinued operations include the revenue and expenses which can be specifically identified with the automotive business, and excludes any allocation of general administrative corporate costs, except interest expense.
	In 2013, the Company recorded a non-cash loss of $2.8 million in connection with the disposal of its automotive business. Approximately $1.9 million of this charge was a non-cash fair-value adjustment to customer loans receivable. In addition, the Company recorded a non-cash impairment charge related to a write-off of goodwill and intangible assets totaling $679,000. Other fair value adjustments to vehicle inventories, fixed assets and other items accounted for the remaining charge of $256,000.
	In December 2013, the Company approved the closure of 35 underperforming branches during first half of 2014. In first quarter 2014, the Company closed two of these branches and decided that one branch would remain open. The remaining branches are scheduled to be closed or sold during second quarter 2014. These branches are reported as discontinued operations in the Consolidated Statements of Income and related disclosures in the accompanying notes for all periods presented.
	Summarized financial information for discontinued operations during the three months ended March 31, 2013 and 2014 is presented below (in thousands):
			Three Months Ended
			March 31,
			2013			2014
	Total revenues		$	6,339		$	2,277
	Provision for losses (a)			862			307
	Operating expenses			5,654			1,378
	Gross profit (loss)			(177	)		592
	Other, net			(806	)		(14	)
	Gain (loss) before income taxes			(983	)		578
	Income tax benefit (expense)			372			(223	)
	Gain (loss) from discontinued operations		$	(611	)	$	355
	(a)	In 2013, the provision for losses amount includes $976,000 from the discontinued automotive business.

Loans_Receivable_and_Allowance

Loans Receivable and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Loans Receivable and Allowance for Loan Losses	'
	Note 5 – Loans Receivable and Allowance for Loan Losses
	The current portion of loans receivable consisted of the following (in thousands):
		December 31,			March 31,
		2013			2014
	Current portion:
	Payday and title loans	$	42,813		$	32,508
	Installment loans		17,470			14,648
	Other		5,338			5,627
			65,621			52,783
	Less: Allowance for losses		(8,272	)		(7,106	)
	Total current portion	$	57,349		$	45,677
	As of December 31, 2013 and March 31, 2014, non-current loans receivable consists entirely of installment loans.
	On occasion, the Company will sell certain payday loan receivables that the Company had previously charged off to third parties for cash. The sales are recorded as a credit to the overall loss provision, which is consistent with the Company’s policy for recording recoveries. During the three months ended March 31, 2013 and 2014, the Company received cash of approximately $126,000 and $199,000, respectively from the sale of certain payday and installment loan receivables that the Company had previously charged off.
	Credit quality information. In order to manage the portfolios of consumer loans effectively, the Company utilizes a variety of proprietary underwriting criteria, monitors the performance of the portfolio and maintains either an allowance or accrual for losses on consumer loans (including fees and interest) at a level estimated to be adequate to absorb credit losses inherent in the portfolio. The portfolio includes balances outstanding from all consumer loans, including short-term payday and title loans and installment loans. The allowance for losses on consumer loans offsets the outstanding loan amounts in the consolidated balance sheets.
	The Company had approximately $7.8 million in installment loans receivable that were past due as of December 31, 2013 and approximately 36.8% of this amount was more than 60 days past due. The Company had approximately $7.9 million in installment loans receivable past due as of March 31, 2014 and approximately 49.6% of this amount was more than 60 days past due.
	Allowance for loan losses. The following table summarizes the activity in the allowance for loan losses during the three months ended March 31, 2013 and 2014 (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Balance, beginning of period	$	7,045		$	10,443
	Charge-offs		(17,051	)		(18,614	)
	Recoveries		9,062			8,978
	Provision for losses		5,824			8,253
	Balance, end of period	$	4,880		$	9,060
	The provision for losses in the Consolidated Statements of Income includes losses associated with the credit service organization (see note 10 for additional information) and excludes loss activity related to discontinued operations (see note 4 for additional information).
	The following tables summarize the activity in the allowance for loan losses by product type during the three months ended March 31, 2013 and 2014 (in thousands):
		Three Months Ended March 31, 2014
		Payday			Installment			Other			Total
		and Title			Loans
		Loans
	Balance, beginning of period	$	2,867		$	6,092		$	1,484		$	10,443
	Charge-offs		(12,013	)		(5,454	)		(1,147	)		(18,614	)
	Recoveries		8,350			836			(208	)		8,978
	Provision for losses		2,587			4,194			1,472			8,253
	Balance, end of period	$	1,791		$	5,668		$	1,601		$	9,060
		Three Months Ended March 31, 2013
		Payday			Installment			Other			Total
		and Title			Loans
		Loans
	Balance, beginning of period	$	3,211		$	3,435		$	399		$	7,045
	Charge-offs		(13,073	)		(3,681	)		(297	)		(17,051	)
	Recoveries		8,284			730			48			9,062
	Provision for losses		3,153			2,445			226			5,824
	Balance, end of period	$	1,575		$	2,929		$	376		$	4,880

Property_and_Equipment

Property and Equipment	3 Months Ended
	Mar. 31, 2014
Property Plant And Equipment [Abstract]	'
Property and Equipment	'
	Note 6 – Property and Equipment
	Property and equipment consisted of the following (in thousands):
		December 31,			March 31,
		2013			2014
	Buildings	$	3,262		$	3,262
	Leasehold improvements		18,403			18,436
	Furniture and equipment		22,959			23,501
	Land		512			512
	Vehicles		966			929
			46,102			46,640
	Less: Accumulated depreciation and amortization		(35,772	)		(36,472	)
	Total	$	10,330		$	10,168
	In February 2005, the Company entered into a seven-year lease for a new corporate headquarters in Overland Park, Kansas. In January 2011, the Company amended its lease agreement to extend the lease term and modify the lease payments. The lease was extended with a new landlord through October 31, 2017 and includes a renewal option for an additional five years. As part of the original lease agreement and the amendment to the lease agreement, the Company received tenant allowances from the landlord for leasehold improvements totaling $1.4 million. The tenant allowances are recorded by the Company as a deferred liability and are being amortized as a reduction of rent expense over the life of the lease. As of December 31, 2013, the balance of the deferred liability was approximately $214,000, of which $158,000 was classified as a non-current liability. As of March 31, 2014, the balance of the deferred liability was approximately $200,000 of which $144,000 is classified as a non-current liability.

Goodwill_and_Intangible_Assets

Goodwill and Intangible Assets	3 Months Ended
	Mar. 31, 2014
Goodwill And Intangible Assets Disclosure [Abstract]	'
Goodwill and Intangible Assets	'
	Note 7 – Goodwill and Intangible Assets
	Goodwill. As of March 31, 2014, the Company did not have any goodwill. The Company performed its annual impairment test as of December 31, 2013 and determined that the fair values of both the Branch Lending and E-Lending reporting units did not exceed their respective carrying amounts. The amount of impairment for each reporting unit was calculated by comparing the reporting unit’s implied fair value of goodwill to its carrying amount, which requires an allocation of the fair value determined in the step one analysis to the individual assets and liabilities of each reporting unit. Any remaining fair value would represent the implied fair value of goodwill on the testing date. The test results showed that the implied fair value of the goodwill for each reporting unit was a negative amount after the allocation of the fair value to the individual assets and liabilities of each reporting unit and thus, a full impairment of goodwill was recorded for each reporting unit.
	The following table summarizes by reportable segment the changes in the carrying amount of goodwill for the year ended December 31, 2013 (in thousands):
		Branch			E-Lending			Total
		Lending
	Balances as of December 31, 2012	$	15,684		$	6,107		$	21,791
	Impairment		(15,684	)		(5,702	)		(21,386	)
	Effect of foreign currency translation					(405	)		(405	)
	Balances as of December 31, 2013	$	—		$	—		$	—
	Intangible Assets. The following table summarizes intangible assets (in thousands):
		December 31,			March 31,
		2013			2014
	Non-amortized intangible assets:
	Trade names	$	692		$	692
	Amortized intangible assets:
	Customer relationships	$	2,603		$	2,603
	Debt issue costs		1,413			1,469
	Gross carrying amount		4,016			4,072
	Effect of foreign currency translation		2			(49	)
	Less: Accumulated amortization		(3,150	)		(3,444	)
			868			579
	Total intangible assets, net	$	1,560		$	1,271
	The Company tests trade names with indefinite lives for impairment annually by comparing the book value to a fair value calculated using a discounted cash flow approach on a presumed royalty rate derived from the revenues related to the trade name. Based on testing results for 2013, the Company concluded that the indefinite lived intangible assets associated with the acquisition of Direct Credit were impaired and recorded an impairment charge of $669,000 to reduce the value of the indefinite lived intangible assets.
	Amortization of intangible assets for the three months ended March 31, 2013 and March 31, 2014 was approximately $307,000 and $294,000, respectively. Annual amortization for intangible assets recorded as of December 31, 2013 is estimated to be $863,000 for 2014 and $5,000 for 2015.

Debt

Debt	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Debt	'
	Note 8 – Debt
	The following table summarizes long-term debt at December 31, 2013 and March 31, 2014 (in thousands):
		December 31,			March 31,
		2013			2014
	Revolving credit facility	$	16,300		$	2,600
	Term loan credit facility		4,500			3,000
	Senior subordinated notes		3,282			3,314
	Total debt		24,082			8,914
	Less current portion of debt		(20,800	)		(5,600	)
	Long-term debt	$	3,282		$	3,314
	On September 30, 2011, the Company entered into an amended and restated credit agreement with a syndicate of banks to replace its prior credit agreement, which was previously amended on December 7, 2007. The credit agreement contained various financial covenants related to, among others, fixed charge coverage, leverage, total indebtedness, liquidity and maximum loss ratio. In fourth quarter 2013, the Company amended the credit facility as it relates to the maximum loss ratio allowed under the agreement. As of January 31, 2014, the Company was not in compliance with this revised maximum loss ratio covenant and entered into a fourth amendment with the bank syndicate. As of March 31, 2014, the Company again was not in compliance with the financial covenant related to maximum loss ratio. On April 24, 2014, the Company entered into a fifth amendment to the credit agreement to provide for a trailing 12-month maximum loss ratio of 30% for the monthly periods ending March 31, 2014 to September 30, 2014. In addition, the amendment also reduced the maximum available under the revolving credit facility from $18 million to $16 million.

Income_taxes

Income taxes	3 Months Ended
	Mar. 31, 2014
Income Tax Disclosure [Abstract]	'
Income taxes	'
	Note 9 – Income taxes
	Effective Tax Rate. The Company’s effective tax rate was 40.9% for the three months ended March 31, 2014 compared to 40.3% for the three months ended March 31, 2013.
	Uncertain Tax Positions. The Company had unrecognized tax benefits of approximately $190,000 and $186,000 as of December 31, 2013 and March 31, 2014, respectively.
	The Company records accruals for interest and penalties related to unrecognized tax benefits in interest expense and operating expense, respectively. Interest and penalties and associated accruals were not material as of March 31, 2014.
	The Company does not anticipate any material changes in the amount of unrecognized tax benefits in the next twelve months.

Credit_Services_Organization

Credit Services Organization	3 Months Ended
	Mar. 31, 2014
Text Block [Abstract]	'
Credit Services Organization	'
	Note 10 – Credit Services Organization
	For the Company’s locations in Texas, the Company acts as a credit services organization on behalf of consumers in accordance with Texas laws. The Company charges the consumer a fee for arranging for an unrelated third-party to make a loan to the consumer and for providing related services to the consumer, including a guarantee of the consumer’s obligation to the third-party lender. The Company also services the loan for the lender. The CSO fee is recognized ratably over the term of the loan. The Company is not involved in the loan approval process or in determining the loan approval procedures or criteria. As a result, loans made by the lender are not included in the Company’s loans receivable balance and are not reflected in the Consolidated Balance Sheets. As noted above, however, the Company absorbs all risk of loss through its guarantee of the consumer’s loan from the lender. As of December 31, 2013 and March 31, 2014, the consumers had total loans outstanding with the lender of approximately $2.8 million and $1.2 million, respectively. Because of the economic exposure for potential losses related to the guarantee of these loans, the Company records a liability at fair value to reflect the anticipated losses related to uncollected loans. In 2013, the products offered to consumers in Texas (through the CSO model discussed above) were expanded to include an installment loan product and a new online loan product. Consistent with the Company’s historical experience, losses associated with new product offerings are significantly higher during the initial launch of the product compared to long-term expectations. As a result of this experience and the Company’s guarantee of losses under the CSO model, the liability for estimated losses was significantly increased during 2013.
	The following table summarizes the activity in the CSO liability (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Balance, beginning of period	$	100		$	985
	Charge-offs		(792	)		(719	)
	Recoveries		234			192
	Provision for losses		558			(205	)
	Balance, end of period	$	100		$	253

Stockholders_Equity

Stockholders Equity	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Stockholders Equity	'
	Note 11 – Stockholders Equity
	Earnings Per Share. The following table presents the computations of basic and diluted earnings per share for each of the periods indicated (in thousands, except per share data):
		Three Months Ended
		March 31,
		2013			2014
	Income (loss) available to common stockholders:
	Income from continuing operations	$	2,624		$	3,098
	Discontinued operations, net of income tax		(611	)		355
	Net income	$	2,013		$	3,453
	Weighted average shares outstanding:
	Weighted average basic common shares outstanding		17,330			17,441
	Dilutive effect of stock options and unvested restricted stock
	Weighted average diluted common shares outstanding		17,330			17,441
	Basic earnings (loss) per share:
	Continuing operations	$	0.15		$	0.18
	Discontinued operations		(0.04	)		0.02
	Net income	$	0.11		$	0.2
	Diluted earnings (loss) per share:
	Continuing operations	$	0.15		$	0.18
	Discontinued operations		(0.04	)		0.02
	Net income	$	0.11		$	0.2
	For the three months ended March 31, 2013 and March 31, 2014, options to purchase 2.5 million shares were excluded from the diluted earnings per share calculation for each period because they were anti-dilutive.
	Stock Repurchases. The board of directors has authorized the Company to repurchase up to $60 million of its common stock in the open market and through private purchases. The acquired shares may be used for corporate purposes, including shares issued to employees in stock-based compensation programs. As of March 31, 2014, the Company had approximately $3.9 million that may yet be utilized to repurchase shares under the current program. As a result of the amendment to its credit agreement in fourth quarter 2013 (see Note 8), the Company may not repurchase its common stock through the maturity of the facility on September 30, 2014, except for the repurchase of up to $175,000 of stock in connection with vesting of restricted stock held by employees. In February 2014, the Company repurchased 70,000 shares at a total cost of $174,000, in connection with the funding of employee income tax withholding obligations arising from the vesting of restricted shares.
	Dividends. In November 2008, the Company’s board of directors established a regular quarterly cash dividend of $0.05 per share of the Company’s common stock. In addition to regular quarterly dividends, the Company’s board of directors has also approved special cash dividends on the Company’s common stock from time to time. As a result of the amendment to its credit agreement in fourth quarter 2013 (see Note 8), the Company may not pay dividends on its common stock through the maturity of the facility on September 30, 2014.

StockBased_Compensation_and_Ot

Stock-Based Compensation and Other Long-Term Incentive Compensation	3 Months Ended
	Mar. 31, 2014
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Stock-Based Compensation and Other Long-Term Incentive Compensation	'
	Note 12 – Stock-Based Compensation and Other Long-Term Incentive Compensation
	Stock-Based Compensation and Other Long-Term Incentive Compensation. The following table summarizes the stock-based compensation expense reported in net income (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Employee stock-based compensation:
	Restricted stock awards	$	279		$	165
	Stock options		17
			296			165
	Non-employee director stock-based compensation:
	Restricted stock awards		188
	Total	$	484		$	165
	Stock Option Grants. The Company did not grant stock options during the three months ended March 31, 2014. As of March 31, 2014, the Company had 2.5 million stock options outstanding and exercisable with a weighted average exercise price of $9.84.
	Restricted Stock. A summary of all restricted stock activity under the equity compensation plans for the three months ended March 31, 2014 is as follows:
		Restricted Stock
		Number of			Weighted
		Shares			Average Grant
					Date Fair Value
	Non-vested balance, January 1, 2014		314,947		$	4.49
	Granted
	Vested		(197,397	)		4.73
	Forfeited
	Non-vested balance, March 31, 2014		117,550		$	4.09
	As of March 31, 2014, there was $399,000 of total unrecognized compensation costs related to the nonvested restricted stock grants. The Company estimates that these costs will be amortized over a weighted average period of 9 months.
	Other Long-Term Incentive Compensation. In 2012, the Company adopted a new Long-Term Incentive Plan (LTIP), which covers all executive officers, other than its Chairman of the Board and its Vice Chairman of the Board. The annual long-term incentive awards are made at targeted dollar levels and consist of Performance Units comprising 75% of the target value and cash-based Restricted Stock Units (RSUs) comprising 25% of the target value. The ultimate value of the Performance Units and RSUs can only be settled in cash.
	Since 2012, the Company has granted Performance Units and RSUs to various officers under the LTIP effective as of January of each calendar year. The value of the Performance Units is based upon a performance measure established by our compensation committee. If the performance measure is met, the Performance Units will be paid in cash at the end of the performance period subject to continued employment by the covered officer throughout the performance period and vest upon the occurrence of certain change in control events. The RSUs vest at the end of the performance period subject to continued employment by the covered officer throughout the performance period (i.e., 3-year cliff vesting as of close of business on December 31 of the third year of the performance period) and vest upon the occurrence of certain change in control events. The payout of the RSUs will be made in cash at the end of the performance period based on number of RSUs times the average weighted trailing 3-month stock price of the Company as of December 31 of the third year of the performance period.
	The following table summarizes expense reported in net income from Performance Units and RSU’s (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Performance Units	$	102		$	63
	RSU’s		39			86
	Total	$	141		$	149
	The following table summarizes the non-current liability associated with Performance Units and RSU’s (in thousands):
		December 31,			March 31,
		2013			2014
	Performance Units	$	83		$	146
	RSU’s		141			227
	Total	$	224		$	373
	The liability for Performance Units is evaluated each quarter for the likelihood of obtaining the required performance measure and any adjustment, if necessary, is recorded as of quarter-end. As of March 31, 2014, the total unrecognized compensation costs related to the Performance Units and RSUs was approximately $605,000 and $296,000, respectively. The Company expects that these costs will be amortized to compensation expense over a weighted average period of 2.1 years.

Commitments_and_Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2014
Commitments And Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	Note 13 – Commitments and Contingencies
	Litigation. The Company is subject to various asserted and unasserted claims during the course of business. Due to the uncertainty surrounding the litigation process, except for those matters for which an accrual is described below, the Company is unable to reasonably estimate the range of loss, if any, in connection with the asserted and unasserted legal actions against it. Although the outcome of many of these matters is currently not determinable, the Company believes that it has meritorious defenses and that the ultimate cost to resolve these matters will not have a material adverse effect on the Company’s consolidated financial statements. In addition to the legal proceedings discussed below, the Company is subject to various legal proceedings arising from normal business operations.
	The Company assesses the materiality of litigation by reviewing a range of qualitative and quantitative factors. These factors include the size of the potential claims, the merits of the Company’s defenses and the likelihood of plaintiffs’ success on the merits, the regulatory environment that could impact such claims and the potential impact of the litigation on its business. The Company evaluates the likelihood of an unfavorable outcome of the legal or regulatory proceedings to which it is a party in accordance with accounting guidance. This assessment is subjective based on the status of the legal proceedings and is based on consultation with in-house and external legal counsel. The actual outcomes of these proceedings may differ from the Company’s assessments.
	North Carolina. On February 8, 2005, the Company, two of its subsidiaries, including its subsidiary doing business in North Carolina, and Mr. Don Early, the Company’s Chairman of the Board, were sued in Superior Court of New Hanover County, North Carolina in a putative class action lawsuit filed by James B. Torrence, Sr. and Ben Hubert Cline, who were customers of a Delaware state-chartered bank for whom the Company provided certain services in connection with the bank’s origination of payday loans in North Carolina, prior to the closing of the Company’s North Carolina branches in fourth quarter 2005. The lawsuit alleges that the Company violated various North Carolina laws, including the North Carolina Consumer Finance Act, the North Carolina Check Cashers Act, the North Carolina Loan Brokers Act, the state unfair trade practices statute and the state usury statute, in connection with payday loans made by the bank to the two plaintiffs through the Company’s retail locations in North Carolina. The lawsuit alleges that the Company made the payday loans to the plaintiffs in
	violation of various state statutes, and that if the Company is not viewed as the “actual lenders or makers” of the payday loans, its services to the bank that made the loans violated various North Carolina statutes. Plaintiffs are seeking certification as a class, unspecified monetary damages, and treble damages and attorney fees under specified North Carolina statutes. Plaintiffs have not sued the bank in this matter and have specifically stated in the complaint that plaintiffs do not challenge the right of out-of-state banks to enter into loans with North Carolina residents at such rates as the bank’s home state may permit, all as authorized by North Carolina and federal law.
	In July 2011, the parties completed a weeklong hearing on the Company’s motion to enforce its class action waiver provision and its arbitration provision. In January 2012, the trial court denied the Company’s motion to enforce its class action and arbitration provisions. The Company has appealed that ruling to the North Carolina Court of Appeals. On February 4, 2014, the Court of Appeals ruled that the trial court erred, and ordered the trial court to dismiss the lawsuit and that the parties proceed to arbitration. It is now expected that plaintiffs will seek review of this decision by the North Carolina Supreme Court. That review is discretionary, however, so there is a possibility that the Supreme Court will refuse review. It is expected that the Company will know if the Supreme Court will review the case by mid-2014. If the Supreme Court accepts review, the parties will file briefs and argue the matter before the Supreme Court. That would likely result in an issued decision from the Supreme Court no earlier than mid-2015.
	There were three similar purported class action lawsuits filed in North Carolina against three other companies unrelated to the Company. The plaintiffs in those three cases were represented by the same law firms as the plaintiffs in the case filed against the Company. Settlements in each of the three companion cases were reached by the end of 2010; however, the settlements do not provide reasonable guidance on settlements in the Company’s case, especially in light of the favorable decision by North Carolina Court of Appeals on the Company arbitration clause.
	Canada. On September 30, 2011, the Company acquired all the outstanding shares of Direct Credit, a British Columbia company engaged in short-term, consumer Internet lending in certain Canadian provinces. On October 18, 2011, Matthew Lee, an alleged Alberta, Canada resident sued Direct Credit, all of its subsidiaries and three former directors of those subsidiaries in the Supreme Court of British Columbia in a purported class action. The plaintiff alleges that Direct Credit and its subsidiaries violated Canada’s criminal usury laws by charging interest on its loans at rates higher than 60%. The plaintiff purports to represent all Canadian borrowers of the subsidiary who resided outside of British Columbia.
	Plaintiff sought (i) class certification for the class described above, (ii) a declaration that loan fees collected in excess of the 60% limit in the cited usury statute are held by the defendants in constructive trust for the benefit of the class members, (iii) an accounting and restitution to plaintiff and class members of all loan fees received by the defendants, (iv) a declaration that the collection of the loan fees in excess of 60% per annum constitutes an unconscionable trade act or practice under the Canadian Business Practices Consumer Protection Act, (v) an order to restore to the class members the loan fees collected by defendants in excess of 60% per annum, and (vi) interest thereon.
	On March 19, 2014, the Supreme Court of British Columbia entered a judgment regarding certain procedural matters relating to the class action, including (i) a formal rule certifying the class (which Direct Credit had not opposed), (ii) setting a 10-year statute of limitation period for the covered claims from the date the complaint was filed on October 18, 2011, (iii) setting end dates for the class period, which varies from province and territory, (iv) providing that all class members that entered into loan agreements on or after June 20, 2009 will be class members unless they opt out of the class, (v) proving that all other class members must opt into the class within three months after the notice of class certification is issued, and (vi) certain related matters.
	The parties have reached an oral settlement of this matter, subject to negotiation and execution of a written settlement agreement and receipt of required court approval of the settlement terms. The Company’s share of the proposed settlement amount and ancillary expenses, net of indemnification from the prior owners of Direct Credit, is expected to be approximately $500,000. The Company has reserved in the accompanying financial statements the estimated gross liability for settling this litigation or the agreed upon terms and recorded an indemnification asset due from the prior owners.
	California. On August 13, 2012, the Company was sued in the United States District Court for the South District of California in a putative class action lawsuit filed by Paul Stemple. Mr. Stemple alleges that the Company used an automatic telephone dialing system with an “artificial or prerecorded voice” in violation of the Telephone Consumer Protection Act, 47 U.S.C. 227, et seq. The complaint does not identify any other members of the proposed class, nor how many members may be in the proposed class. This matter is in the early stages of litigation. The Company has filed an answer denying all claims. It is expected that class briefing will occur in the second quarter of 2014.
	Other Matters. The Company is also currently involved in ordinary, routine litigation and administrative proceedings incidental to its business, including customer bankruptcies and employment-related matters from time to time. The Company believes the likely outcome of any other pending cases and proceedings will not be material to its business or its financial condition.

Certain_Concentrations_of_Risk

Certain Concentrations of Risk	3 Months Ended
	Mar. 31, 2014
Risks And Uncertainties [Abstract]	'
Certain Concentrations of Risk	'
	Note 14 – Certain Concentrations of Risk
	The Company is subject to regulation by federal and state governments in the United States that affect the products and services provided by the Company, particularly payday loans. The Company currently operates in 23 states throughout the United States and is engaged in consumer Internet lending in three states in the United States and certain Canadian provinces. The level and type of regulation of payday loans varies greatly from state to state, ranging from states with no regulations or legislation to other states with very strict guidelines and requirements. The Company is also subject to foreign regulation in Canada where certain provinces have proposed substantive regulation of the payday loan industry.
	Company short-term lending branches located in the states of Missouri and California represented approximately 23% and 16%, respectively, of total revenues for the three months ended March 31, 2014. Company short-term lending branches located in the states of Missouri and California represented approximately 30% and 15%, respectively, of total gross profit for the three months ended March 31, 2014. To the extent that laws and regulations are passed that affect the Company’s ability to offer loans or the manner in which the Company offers its loans in either of these states, the Company’s financial position, results of operations and cash flows could be adversely affected.
	There was an effort in Missouri to place a voter initiative on the statewide ballot in November 2012, which was intended to preclude any lending in the state with an annual rate over 36%. The supporters of the voter initiative did not submit a sufficient number of valid signatures to place the initiative on the ballot in November 2012. However, a similar initiative was submitted to the Missouri Secretary of State in December 2012 for inclusion on the November 2014 ballot subject to the proponents submitting the required number of valid signatures in support of the initiative. The deadline for the submission of valid signatures passed on May 4, 2014, and the proponents did not submit the required signatures for the initiative to be placed on the ballot.

Segment_Information

Segment Information	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Segment Information	'
	Note 15 – Segment Information
	The Company’s operating business units offer various financial services. During the fourth quarter of 2013, the Company evaluated its operating segments and implemented changes to align the Company’s operating segments with how the Company manages the business and views the markets the Company serves. The Company has elected to organize and report on its business units as three reportable segments (Branch Lending, Centralized Lending and E-Lending). The Branch Lending segment includes branches that offer payday loans, installment loans, credit services, check cashing services, title loans, open-end credit, debit cards, money transfers and money orders. The Centralized Lending segment includes long-term installment loans (Signature Loans and Auto Equity Loans) that are centrally underwritten. The E-Lending segment includes the Internet lending operations in the United States and Canada. The Company evaluates the performance of its segments based on, among other things, gross profit, income from continuing operations before income taxes and return on invested capital.
	The following tables present summarized financial information for the Company’s segments (in thousands):
			Three Months Ended March 31, 2014
			Branch			Centralized						Consolidated
			Lending			Lending			E-Lending			Total
	Total revenues		$	30,693		$	4,863		$	1,814		$	37,370
	Provision for losses			4,473			2,721			547			7,741
	Other expenses			14,745			464			1,123			16,332
	Gross profit			11,475			1,678			144			13,297
	Other, net (a)			(6,474	)		(732	)		(849	)		(8,055	)
	Income (loss) from continuing operations before income taxes		$	5,001		$	946		$	(705	)	$	5,242
			Three Months Ended March 31, 2013
			Branch			Centralized						Consolidated
			Lending			Lending			E-Lending			Total
	Total revenues		$	32,813		$	2,134		$	1,723		$	36,670
	Provision for losses			4,847			1,002			647			6,496
	Other expenses			15,104			231			706			16,041
	Gross profit			12,862			901			370			14,133
	Other, net (a)			(8,340	)		(397	)		(1,003	)		(9,740	)
	Income (loss) from continuing operations before income taxes		$	4,522		$	504		$	(633	)	$	4,393
	(a)	Represents expenses not associated with operations, which includes regional expenses, corporate expenses, depreciation and amortization, interest, other income and other expenses. Corporate expenses are allocated to each reporting segment based on each reporting unit’s percentage of revenues.
	Information concerning total assets by reporting segment is as follows (in thousands):
			December 31,			March 31,
			2013			2014
	Branch Lending		$	90,141		$	79,359
	Centralized Lending			11,495			11,290
	E-Lending			6,468			6,142
	Balance, end of period		$	108,104		$	96,791
	The operations of the Branch Lending and Centralized Lending segments are all located in the United States. The operations of the E-Lending segment are located in the United States and Canada.

Restructuring_and_Other_Exit_C

Restructuring and Other Exit Costs	3 Months Ended
	Mar. 31, 2014
Restructuring And Related Activities [Abstract]	'
Restructuring and Other Exit Costs	'
	Note 16 – Restructuring and Other Exit Costs
	Restructuring. In January 2013, the Company announced a restructuring plan for the organization primarily due to a decline in loan volumes over the past few years as a result of shifting customer demand, the poor economy, regulatory changes and increasing competition in the short-term credit industry. The restructuring plan included a 10% workforce reduction in field and corporate employees primarily due to the decision in 2012 to close 38 underperforming branches during the first half of 2013. In first quarter 2013, the Company recorded $1.1 million in pre-tax charges associated with the restructuring plan. The charges included approximately $380,000 for lease terminations and other related occupancy costs and approximately $691,000 in severance and benefit costs for the workforce reduction.
	Closure of Branches. In December 2013, the Company approved the closure of 35 underperforming branches during first half of 2014. In first quarter 2014, the Company closed two of these branches and decided that one branch would remain open. The remaining branches are scheduled to be closed or sold during second quarter 2014. See additional information in Note 4.
	The following table summarizes the accrued exit costs associated with the closure of branches discussed above, and the activity related to those charges as of March 31, 2014 (in thousands):
		Balance at		Additions		Reductions			Balance at
		December 31,							March 31,
		2013							2014
	Lease and related occupancy costs	$	58	$	12	$	(24	)	$	46
	Severance
	Other
	Total	$	58	$	12	$	(24	)	$	46
	As of March 31, 2014, the balance of $46,000 for accrued costs associated with the closure of branches is included as a current liability on the Consolidated Balance Sheets as the Company expects that the liabilities for these costs will be settled within one year.

Other_Revenues

Other Revenues	3 Months Ended
	Mar. 31, 2014
Text Block [Abstract]	'
Other Revenues	'
	Note 17 – Other Revenues
	The components of “Other” revenues as reported in the Consolidated Statements of Income are as follows (in thousands):
		Three Months Ended
		March 31,
		2013		2014
	Credit services fees	$	1,611	$	1,400
	Check cashing fees		749		707
	Title loan fees		355		95
	Open-end credit fees		316		1,054
	Other fees		586		577
	Total	$	3,617	$	3,833

Subsequent_Events

Subsequent Events	3 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	Note 18 – Subsequent Events
	Equity Grant. On April 23, 2014, the Company granted 24,700 restricted shares to its non-employee directors under the 2004 plan. The total fair market value of the grant was approximately $52,000. The shares granted to the directors vested immediately upon the date of grant but may not be sold for six months after the date of grant.

The_Company_and_Significant_Ac1

The Company and Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Business	'
	Business. QC Holdings, Inc. and its subsidiaries (hereinafter referred to as the Company) provide various financial services (primarily payday loans and installment loans) through its retail branches and Internet lending operations. The Company also provides other consumer financial products and services, such as credit services, check cashing services, title loans, open-end credit, debit cards, money transfers and money orders. As of March 31, 2014, the Company operated 430 loan branches.
Basis of Presentation	'
	Basis of Presentation. The consolidated financial statements of QC Holdings, Inc. included herein have been prepared by the Company, without audit, pursuant to the rules and regulations of the United States Securities and Exchange Commission. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (US GAAP) have been condensed or omitted pursuant to such rules and regulations, although the Company believes that the disclosures are adequate to enable a reasonable understanding of the information presented. The Consolidated Balance Sheet as of December 31, 2013 was derived from the audited financial statements of the Company, but does not include all disclosures required by US GAAP. These condensed consolidated financial statements should be read in conjunction with the Company’s audited financial statements and the notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The accompanying unaudited consolidated financial statements are prepared consistently with the accounting policies described in Note 2 to the consolidated financial statements included in the Company’s 2013 Form 10-K, which include the following: use of estimates, revenue recognition, cash and cash equivalents, restricted cash and other, loans receivable, provision for losses and allowance for loan losses, operating expenses, property and equipment, software, advertising costs, goodwill and intangible assets, impairment of long-lived assets, earnings per share, stock-based compensation, income taxes, treasury stock, fair value of financial instruments, derivative instruments and foreign currency translations.
	In the opinion of management, the accompanying unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring adjustments) necessary to present fairly the consolidated financial position of the Company and its subsidiaries as of March 31, 2014, and the results of operations, comprehensive income and cash flows for the three months ended March 31, 2013 and 2014.
	In December 2013, the Company sold its automotive business to an unaffiliated limited liability company. Also, in December 2013, the Company decided that it would close 35 underperforming branches during first half 2014. During first quarter 2014, the Company closed two of the branches and decided one branch would remain open. The remaining branches are scheduled to be closed or sold during second quarter 2014. The operational results of the automotive business and the 34 loan branches have been reclassified as discontinued operations in our unaudited consolidated financial statements for all periods presented. Unless otherwise stated, footnote references refer to continuing operations.

Discontinued_Operations_Tables

Discontinued Operations (Tables)	3 Months Ended
	Mar. 31, 2014
Discontinued Operations And Disposal Groups [Abstract]	'
Financial Information for Discontinued Operations	'
	Summarized financial information for discontinued operations during the three months ended March 31, 2013 and 2014 is presented below (in thousands):
			Three Months Ended
			March 31,
			2013			2014
	Total revenues		$	6,339		$	2,277
	Provision for losses (a)			862			307
	Operating expenses			5,654			1,378
	Gross profit (loss)			(177	)		592
	Other, net			(806	)		(14	)
	Gain (loss) before income taxes			(983	)		578
	Income tax benefit (expense)			372			(223	)
	Gain (loss) from discontinued operations		$	(611	)	$	355
	(a)	In 2013, the provision for losses amount includes $976,000 from the discontinued automotive business.

Loans_Receivable_and_Allowance1

Loans Receivable and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Summary of Loans Receivables	'
	The current portion of loans receivable consisted of the following (in thousands):
		December 31,			March 31,
		2013			2014
	Current portion:
	Payday and title loans	$	42,813		$	32,508
	Installment loans		17,470			14,648
	Other		5,338			5,627
			65,621			52,783
	Less: Allowance for losses		(8,272	)		(7,106	)
	Total current portion	$	57,349		$	45,677
Summary of Allowance for Loan Losses	'
	The following table summarizes the activity in the allowance for loan losses during the three months ended March 31, 2013 and 2014 (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Balance, beginning of period	$	7,045		$	10,443
	Charge-offs		(17,051	)		(18,614	)
	Recoveries		9,062			8,978
	Provision for losses		5,824			8,253
	Balance, end of period	$	4,880		$	9,060
Summary of Loans Receivables	'
	The following tables summarize the activity in the allowance for loan losses by product type during the three months ended March 31, 2013 and 2014 (in thousands):
		Three Months Ended March 31, 2014
		Payday			Installment			Other			Total
		and Title			Loans
		Loans
	Balance, beginning of period	$	2,867		$	6,092		$	1,484		$	10,443
	Charge-offs		(12,013	)		(5,454	)		(1,147	)		(18,614	)
	Recoveries		8,350			836			(208	)		8,978
	Provision for losses		2,587			4,194			1,472			8,253
	Balance, end of period	$	1,791		$	5,668		$	1,601		$	9,060
		Three Months Ended March 31, 2013
		Payday			Installment			Other			Total
		and Title			Loans
		Loans
	Balance, beginning of period	$	3,211		$	3,435		$	399		$	7,045
	Charge-offs		(13,073	)		(3,681	)		(297	)		(17,051	)
	Recoveries		8,284			730			48			9,062
	Provision for losses		3,153			2,445			226			5,824
	Balance, end of period	$	1,575		$	2,929		$	376		$	4,880

Property_and_Equipment_Tables

Property and Equipment (Tables)	3 Months Ended
	Mar. 31, 2014
Property Plant And Equipment [Abstract]	'
Components of Property and Equipment	'
	Property and equipment consisted of the following (in thousands):
		December 31,			March 31,
		2013			2014
	Buildings	$	3,262		$	3,262
	Leasehold improvements		18,403			18,436
	Furniture and equipment		22,959			23,501
	Land		512			512
	Vehicles		966			929
			46,102			46,640
	Less: Accumulated depreciation and amortization		(35,772	)		(36,472	)
	Total	$	10,330		$	10,168

Goodwill_and_Intangible_Assets1

Goodwill and Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2014
Goodwill And Intangible Assets Disclosure [Abstract]	'
Summary of Reportable Segment Changes in Carrying Value of Goodwill	'
	The following table summarizes by reportable segment the changes in the carrying amount of goodwill for the year ended December 31, 2013 (in thousands):
		Branch			E-Lending			Total
		Lending
	Balances as of December 31, 2012	$	15,684		$	6,107		$	21,791
	Impairment		(15,684	)		(5,702	)		(21,386	)
	Effect of foreign currency translation					(405	)		(405	)
	Balances as of December 31, 2013	$	—		$	—		$	—
Summary of Intangible Assets	'
	Intangible Assets. The following table summarizes intangible assets (in thousands):
		December 31,			March 31,
		2013			2014
	Non-amortized intangible assets:
	Trade names	$	692		$	692
	Amortized intangible assets:
	Customer relationships	$	2,603		$	2,603
	Debt issue costs		1,413			1,469
	Gross carrying amount		4,016			4,072
	Effect of foreign currency translation		2			(49	)
	Less: Accumulated amortization		(3,150	)		(3,444	)
			868			579
	Total intangible assets, net	$	1,560		$	1,271

Debt_Tables

Debt (Tables)	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Summary of Long-Term Debt	'
	The following table summarizes long-term debt at December 31, 2013 and March 31, 2014 (in thousands):
		December 31,			March 31,
		2013			2014
	Revolving credit facility	$	16,300		$	2,600
	Term loan credit facility		4,500			3,000
	Senior subordinated notes		3,282			3,314
	Total debt		24,082			8,914
	Less current portion of debt		(20,800	)		(5,600	)
	Long-term debt	$	3,282		$	3,314

Credit_Services_Organization_T

Credit Services Organization (Tables)	3 Months Ended
	Mar. 31, 2014
Text Block [Abstract]	'
Summary of Activity in CSO Liability	'
	The following table summarizes the activity in the CSO liability (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Balance, beginning of period	$	100		$	985
	Charge-offs		(792	)		(719	)
	Recoveries		234			192
	Provision for losses		558			(205	)
	Balance, end of period	$	100		$	253

Stockholders_Equity_Tables

Stockholders Equity (Tables)	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Computations of Basic and Diluted Earnings Per Share	'
	The following table presents the computations of basic and diluted earnings per share for each of the periods indicated (in thousands, except per share data):
		Three Months Ended
		March 31,
		2013			2014
	Income (loss) available to common stockholders:
	Income from continuing operations	$	2,624		$	3,098
	Discontinued operations, net of income tax		(611	)		355
	Net income	$	2,013		$	3,453
	Weighted average shares outstanding:
	Weighted average basic common shares outstanding		17,330			17,441
	Dilutive effect of stock options and unvested restricted stock
	Weighted average diluted common shares outstanding		17,330			17,441
	Basic earnings (loss) per share:
	Continuing operations	$	0.15		$	0.18
	Discontinued operations		(0.04	)		0.02
	Net income	$	0.11		$	0.2
	Diluted earnings (loss) per share:
	Continuing operations	$	0.15		$	0.18
	Discontinued operations		(0.04	)		0.02
	Net income	$	0.11		$	0.2

StockBased_Compensation_and_Ot1

Stock-Based Compensation and Other Long-Term Incentive Compensation (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Summary of Stock-Based Compensation Expense	'
	The following table summarizes the stock-based compensation expense reported in net income (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Employee stock-based compensation:
	Restricted stock awards	$	279		$	165
	Stock options		17
			296			165
	Non-employee director stock-based compensation:
	Restricted stock awards		188
	Total	$	484		$	165
Restricted Stock Activity Under the Equity Compensation Plans	'
	A summary of all restricted stock activity under the equity compensation plans for the three months ended March 31, 2014 is as follows:
		Restricted Stock
		Number of			Weighted
		Shares			Average Grant
					Date Fair Value
	Non-vested balance, January 1, 2014		314,947		$	4.49
	Granted
	Vested		(197,397	)		4.73
	Forfeited
	Non-vested balance, March 31, 2014		117,550		$	4.09
Summary of Compensation Expense Reported in Net Income from Performance Units and RSU's	'
	The following table summarizes expense reported in net income from Performance Units and RSU’s (in thousands):
		Three Months Ended
		March 31,
		2013			2014
	Performance Units	$	102		$	63
	RSU’s		39			86
	Total	$	141		$	149
Summary of Non-current Liability Associated with Performance Units and RSU's	'
	The following table summarizes the non-current liability associated with Performance Units and RSU’s (in thousands):
		December 31,			March 31,
		2013			2014
	Performance Units	$	83		$	146
	RSU’s		141			227
	Total	$	224		$	373

Segment_Information_Tables

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Summarized Financial Information for Company's Segments	'
	The following tables present summarized financial information for the Company’s segments (in thousands):
			Three Months Ended March 31, 2014
			Branch			Centralized						Consolidated
			Lending			Lending			E-Lending			Total
	Total revenues		$	30,693		$	4,863		$	1,814		$	37,370
	Provision for losses			4,473			2,721			547			7,741
	Other expenses			14,745			464			1,123			16,332
	Gross profit			11,475			1,678			144			13,297
	Other, net (a)			(6,474	)		(732	)		(849	)		(8,055	)
	Income (loss) from continuing operations before income taxes		$	5,001		$	946		$	(705	)	$	5,242
			Three Months Ended March 31, 2013
			Branch			Centralized						Consolidated
			Lending			Lending			E-Lending			Total
	Total revenues		$	32,813		$	2,134		$	1,723		$	36,670
	Provision for losses			4,847			1,002			647			6,496
	Other expenses			15,104			231			706			16,041
	Gross profit			12,862			901			370			14,133
	Other, net (a)			(8,340	)		(397	)		(1,003	)		(9,740	)
	Income (loss) from continuing operations before income taxes		$	4,522		$	504		$	(633	)	$	4,393
	(a)	Represents expenses not associated with operations, which includes regional expenses, corporate expenses, depreciation and amortization, interest, other income and other expenses. Corporate expenses are allocated to each reporting segment based on each reporting unit’s percentage of revenues.
Information Concerning Total Assets by Reporting Segment	'
	Information concerning total assets by reporting segment is as follows (in thousands):
			December 31,			March 31,
			2013			2014
	Branch Lending		$	90,141		$	79,359
	Centralized Lending			11,495			11,290
	E-Lending			6,468			6,142
	Balance, end of period		$	108,104		$	96,791

Restructuring_and_Other_Exit_C1

Restructuring and Other Exit Costs (Tables)	3 Months Ended
	Mar. 31, 2014
Restructuring And Related Activities [Abstract]	'
Accrued Exit Costs Associated with Restructuring and Closure of Branches and Activity Related Charges	'
	The following table summarizes the accrued exit costs associated with the closure of branches discussed above, and the activity related to those charges as of March 31, 2014 (in thousands):
		Balance at		Additions		Reductions			Balance at
		December 31,							March 31,
		2013							2014
	Lease and related occupancy costs	$	58	$	12	$	(24	)	$	46
	Severance
	Other
	Total	$	58	$	12	$	(24	)	$	46

Other_Revenues_Tables

Other Revenues (Tables)	3 Months Ended
	Mar. 31, 2014
Text Block [Abstract]	'
Components of Other Revenues	'
	The components of “Other” revenues as reported in the Consolidated Statements of Income are as follows (in thousands):
		Three Months Ended
		March 31,
		2013		2014
	Credit services fees	$	1,611	$	1,400
	Check cashing fees		749		707
	Title loan fees		355		95
	Open-end credit fees		316		1,054
	Other fees		586		577
	Total	$	3,617	$	3,833

The_Company_and_Significant_Ac2

The Company and Significant Accounting Policies - Additional Information (Detail)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	Branch	Branch
Accounting Policies [Abstract]	'	'
Number of branches operated	430	'
Number of branches scheduled to close	'	35
Number of branches closed	2	'
Number of branches remain to open	1	'
Number of loan branches have been reclassified as discontinued operations	34	'

Fair_Value_Measurements_Additi

Fair Value Measurements - Additional Information (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'	'
Recurring fair value measurement asset	$0	$0
Recurring fair value measurement liability	$0	$0

Discontinued_Operations_Additi

Discontinued Operations - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	Branch
Schedule Of Discontinued Operations [Line Items]	'	'
Sale of automotive business	$6,000,000	'
Other fair value adjustments to assets	'	256,000
Number of branches closed	2	'
Number of branches remain Open	1	'
Approved Enterprise [Member]	'	'
Schedule Of Discontinued Operations [Line Items]	'	'
Number of branches closed	'	35
Fair Value Measurements, Level 3 [Member] | Automotive Loans [Member]	'	'
Schedule Of Discontinued Operations [Line Items]	'	'
Expected non cash loss on disposal of automotive business	'	2,800,000
Impairment charge on loan receivables	'	1,900,000
Non-cash impairment charge related to a write-off of goodwill and intangible assets	'	$679,000

Discontinued_Operations_Financ

Discontinued Operations - Financial Information for Discontinued Operations (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Discontinued Operation Income Loss From Discontinued Operation Disclosures [Abstract]	'	'
Total revenues	$2,277	$6,339
Provision for losses	307	862
Operating expenses	1,378	5,654
Gross profit (loss)	592	-177
Other, net	-14	-806
Gain (loss) before income taxes	578	-983
Income tax benefit (expense)	-223	372
Gain (loss) from discontinued operations	$355	($611)

Discontinued_Operations_Financ1

Discontinued Operations - Financial Information for Discontinued Operations (Parenthetical) (Detail) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
			Discontinued Automotive Business [Member]
Income Statement by Disposal Groups, Including Discontinued Operations [Line Items]	'	'	'
Provision for losses	$307	$862	$976

Loans_Receivables_and_Allowanc

Loans Receivables and Allowance for Loan Losses - Summary of Loans Receivables (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Current portion:	'	'	'
Loans Receivable	$52,783	'	$65,621
Less: Allowance for losses	-7,106	'	-8,272
Total current portion	45,677	'	57,349
Balance, beginning of period	10,443	7,045	'
Charge-offs	-18,614	-17,051	'
Recoveries	8,978	9,062	'
Provision for losses	8,253	5,824	'
Balance, end of period	9,060	4,880	'
Payday and Title Loans [Member]	'	'	'
Current portion:	'	'	'
Loans Receivable	32,508	'	42,813
Balance, beginning of period	2,867	3,211	'
Charge-offs	-12,013	-13,073	'
Recoveries	8,350	8,284	'
Provision for losses	2,587	3,153	'
Balance, end of period	1,791	1,575	'
Installment Loans [Member]	'	'	'
Current portion:	'	'	'
Loans Receivable	14,648	'	17,470
Balance, beginning of period	6,092	3,435	'
Charge-offs	-5,454	-3,681	'
Recoveries	836	730	'
Provision for losses	4,194	2,445	'
Balance, end of period	5,668	2,929	'
Other [Member]	'	'	'
Current portion:	'	'	'
Loans Receivable	5,627	'	5,338
Balance, beginning of period	1,484	399	'
Charge-offs	-1,147	-297	'
Recoveries	-208	48	'
Provision for losses	1,472	226	'
Balance, end of period	$1,601	$376	'

Loans_Receivables_and_Allowanc1

Loans Receivables and Allowance for Loan Losses - Additional Information (Detail) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Dec. 31, 2013
			Installment Loans [Member]	Installment Loans [Member]
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'
Cash received from sale of payday loan receivables	$199,000	$126,000	'	'
Loans receivable	'	'	$7,900,000	$7,800,000
Approximate percentage due	'	'	49.60%	36.80%

Loans_Receivable_and_Allowance2

Loans Receivable and Allowance for Loan Losses - Summary of Allowance for Loan Losses (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Receivables [Abstract]	'	'
Balance, beginning of period	$10,443	$7,045
Charge-offs	-18,614	-17,051
Recoveries	8,978	9,062
Provision for losses	8,253	5,824
Balance, end of period	$9,060	$4,880

Property_and_Equipment_Compone

Property and Equipment - Components of Property and Equipment (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	$46,640	$46,102
Less: Accumulated depreciation and amortization	-36,472	-35,772
Total	10,168	10,330
Buildings [Member]	'	'
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	3,262	3,262
Leasehold improvements [Member]	'	'
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	18,436	18,403
Furniture and equipment [Member]	'	'
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	23,501	22,959
Land [Member]	'	'
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	512	512
Vehicles [Member]	'	'
Depreciation and Amortization Expenses For Property Plant And Equipment [Line Items]	'	'
Property, plant and equipment, gross	$929	$966

Property_and_Equipment_Additio

Property and Equipment - Additional Information (Detail) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Property Plant And Equipment Useful Life And Values [Abstract]	'	'
Lease agreement	'7 years	'
Renewal option	'5 years	'
Lease extension date	'Through October 31, 2017	'
Leasehold improvements	$1,400,000	'
Deferred liability	200,000	214,000
Non-current liability	$144,000	$158,000

Recovered_Sheet1

Goodwill and Intangible assets - Summary of Goodwill (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Goodwill And Intangible Assets [Line Items]	'
Beginning Balances	$21,791
Impairment	-21,386
Effect of foreign currency translation	-405
Ending Balances	'
Branch Lending [Member]	'
Goodwill And Intangible Assets [Line Items]	'
Beginning Balances	15,684
Impairment	-15,684
Ending Balances	'
E-Learning [Member]	'
Goodwill And Intangible Assets [Line Items]	'
Beginning Balances	6,107
Impairment	-5,702
Effect of foreign currency translation	-405
Ending Balances	'

Goodwill_and_Intangible_Assets2

Goodwill and Intangible Assets - Summary of Intangible Assets (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Non-amortized intangible assets:	'	'
Trade names	$692	$692
Amortized intangible assets:	'	'
Finite-lived intangible assets, Gross	4,072	4,016
Effect of foreign currency translation	-49	2
Less: Accumulated amortization	-3,444	-3,150
Net intangible assets	579	868
Total intangible assets, net	1,271	1,560
Customer relationships [Member]	'	'
Amortized intangible assets:	'	'
Finite-lived intangible assets, Gross	2,603	2,603
Debt issue costs [Member]	'	'
Amortized intangible assets:	'	'
Finite-lived intangible assets, Gross	$1,469	$1,413

Goodwill_and_Intangible_Assets3

Goodwill and Intangible Assets - Additional Information (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Goodwill And Intangible Assets Disclosure [Abstract]	'	'	'
Impairment charges related to indefinite lived intangible assets	$669	'	'
Amortization of intangible assets	307	294	'
Annual amortization and interest expense	'	'	863
Annual amortization and interest expense for 2014	863	'	'
Annual amortization and interest expense for 2015	$5	'	'

Debt_Summary_of_LongTerm_Debt_

Debt- Summary of Long-Term Debt (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Debt Instrument [Line Items]	'	'
Long term debt	$8,914	$24,082
Less current portion of debt	-5,600	-20,800
Long-term debt	3,314	3,282
Term loan credit facility [Member]	'	'
Debt Instrument [Line Items]	'	'
Long term debt	3,000	4,500
Senior subordinated notes [Member]	'	'
Debt Instrument [Line Items]	'	'
Long term debt	3,314	3,282
Revolving credit facility [Member]	'	'
Debt Instrument [Line Items]	'	'
Long term debt	$2,600	$16,300

Debt_Additional_Information_De

Debt - Additional Information (Detail) (Amendment Agreement [Member], Subsequent Event [Member], USD $)	Mar. 31, 2014	Mar. 31, 2014	Apr. 24, 2014
In Millions, unless otherwise specified		Minimum [Member]	March 31, 2014 to September 30, 2014 [Member]
Line of Credit Facility [Line Items]	'	'	'
Calculated loss ratio	'	'	30.00%
Maximum amount available under the revolving credit facility	$18	$16	'

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'	'	'
Effective tax rate	40.90%	40.30%	'
Unrecognized tax benefits	$186	'	$190

Credit_Services_Organization_A

Credit Services Organization - Additional Information (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Receivables [Abstract]	'	'
Loans outstanding	$1.20	$2.80

Credit_Services_Organization_S

Credit Services Organization - Summary of Activity in CSO Liability (Detail) (Credit Services Organization [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Credit Services Organization [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Balance, beginning of period	$985	$100
Charge-offs	-719	-792
Recoveries	192	234
Provision for losses	-205	558
Balance, end of period	$253	$100

Stockholders_Equity_Computatio

Stockholders' Equity - Computations of Basic and Diluted Earnings Per Share (Detail) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Income (loss) available to common stockholders:	'	'
Income from continuing operations	$3,098	$2,624
Discontinued operations, net of income tax	355	-611
Net income	$3,453	$2,013
Weighted average shares outstanding:	'	'
Weighted average basic common shares outstanding	17,441	17,330
Dilutive effect of stock options and unvested restricted stock	'	'
Weighted average diluted common shares outstanding	17,441	17,330
Basic earnings (loss) per share:	'	'
Continuing operations	$0.18	$0.15
Discontinued operations	$0.02	($0.04)
Net income	$0.20	$0.11
Diluted earnings (loss) per share:	'	'
Continuing operations	$0.18	$0.15
Discontinued operations	$0.02	($0.04)
Net income	$0.20	$0.11

Stockholders_Equity_Additional

Stockholders' Equity - Additional Information (Detail) (USD $)	1 Months Ended	3 Months Ended
	Nov. 30, 2008	Mar. 31, 2014	Mar. 31, 2013
Stockholders Equity [Line Items]	'	'	'
Maximum repurchase of common stock	'	$60,000,000	'
Remaining stock repurchase	'	3,900,000	'
Repurchase of common stock related to vested restricted stock	'	174,000	344,000
Cash dividend per common share	$0.05	'	'
Restricted Stock [Member]	'	'	'
Stockholders Equity [Line Items]	'	'	'
Options to purchase shares of common stock excluded from the diluted earnings per share	'	2,500,000	2,500,000
Repurchase of common stock related to vested restricted stock	'	175,000	'
Stock repurchased	'	70,000	'
Stock repurchased, value	'	$174,000	'

StockBased_Compensation_and_Ot2

Stock-Based Compensation and Other Long-Term Incentive Compensation - Summary of Stock-Based Compensation Expense (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Total stock-based compensation	$165	$484
Employee stock-based compensation [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Restricted stock awards	165	279
Stock options	'	17
Total stock-based compensation	165	296
Non-employee director stock-based compensation [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Restricted stock awards	'	$188

StockBased_Compensation_and_Ot3

Stock-Based Compensation and Other Long-Term Incentive Compensation - Additional Information (Detail) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Performance Units [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Total unrecognized compensation costs	$605
Weighted average period of amortization of unrecognized compensation costs	'2 years 1 month 6 days
Performance Units [Member] | Other Long Term Incentive Plan [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Performance units as a percentage of target value	75.00%
RSU's [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Total unrecognized compensation costs	296
Weighted average period of amortization of unrecognized compensation costs	'2 years 1 month 6 days
RSU's [Member] | Other Long Term Incentive Plan [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Restricted stock units as a percentage of target value	25.00%
Cliff vesting performance period	'3 years
Period to determine average weighted stock price	'3 months
Stock Options [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Stock option granted	0
Stock option outstanding	2,500,000
Weighted average exercise price of stock option exercisable	$9.84
Restricted Stock [Member]	'
Option Indexed to Issuer's Equity [Line Items]	'
Total unrecognized compensation costs	$399
Weighted average period of amortization of unrecognized compensation costs	'9 months

StockBased_Compensation_and_Ot4

Stock-Based Compensation and Other Long-Term Incentive Compensation - Summary of Nonvested Stock Option Activity (Detail) (Restricted Stock [Member], USD $)	3 Months Ended
	Mar. 31, 2014
Restricted Stock [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Non-vested balance, January 1, 2014	314,947
Number of Shares, Granted	'
Number of Shares, Vested	-197,397
Number of Shares, Forfeited	'
Non-vested balance, March 31, 2014	117,550
Weighted average grant date fair value, Nonvested balance, January 1, 2014	$4.49
Weighted average grant date fair value, Granted	'
Weighted average grant date fair value, Vested	$4.73
Weighted average grant date fair value, Forfeited	'
Weighted average grant date fair value, Nonvested balance, March 31, 2014	$4.09

StockBased_Compensation_and_Ot5

Stock-Based Compensation and Other Long-Term Incentive Compensation - Summary of Compensation Expense Reported in Net Income from Performance Units and RSU's (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Compensation expense	$149	$141
Performance Units [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Compensation expense	63	102
RSU's [Member]	'	'
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]	'	'
Compensation expense	$86	$39

StockBased_Compensation_and_Ot6

Stock-Based Compensation and Other Long-Term Incentive Compensation - Summary of Non-current Liability Associated with Performance Units and RSU's (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule Of Noncurrent Liabilities [Line Items]	'	'
Balance of noncurrent liability	$373	$224
Performance Units [Member]	'	'
Schedule Of Noncurrent Liabilities [Line Items]	'	'
Balance of noncurrent liability	146	83
RSU's [Member]	'	'
Schedule Of Noncurrent Liabilities [Line Items]	'	'
Balance of noncurrent liability	$227	$141

Commitments_and_Contingencies_

Commitments and Contingencies - Additional Information (Detail) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014
Commitments And Contingencies [Line Items]	'
Loss Contingency, Settlement Agreement, Date	'March 19, 2014
Loss Contingency, Settlement Agreement, Court	'Supreme Court of British Columbia
Proposed settlement amount and ancillary expenses	$0.50
North Carolina [Member]	'
Commitments And Contingencies [Line Items]	'
Number of subsidiaries sued	2
Number of plaintiffs	2
Number of similar purported class action lawsuits	3
Number of companion cases sued	3
Number of other unrelated companies against which lawsuit filed	3
Canada [Member]	'
Commitments And Contingencies [Line Items]	'
Number of former directors sued	3
Maximum percentage of interest rate as compared to usury laws	60.00%
Minimum percentage of collected loan behold for benefit of member under condition one	60.00%
Minimum percentage of loan fee considered to evaluate unconscionable trade practice under condition four	60.00%
Minimum percentage of collected loan restore under condition five	60.00%

Certain_Concentrations_of_Risk1

Certain Concentrations of Risk - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2014
Revenues from External Customers and Long-Lived Assets [Line Items]	'
Number of states in which entity operates	23
Ballot initiative effort is intended to preclude any lending	36.00%
Deadline for submission of valid signatures	4-May-14
Consumer Internet lending [Member]	'
Revenues from External Customers and Long-Lived Assets [Line Items]	'
Number of states in which entity operates	3
Missouri [Member]	'
Revenues from External Customers and Long-Lived Assets [Line Items]	'
Revenue from various states of the company	23.00%
Gross profit from various states of the company	30.00%
California [Member]	'
Revenues from External Customers and Long-Lived Assets [Line Items]	'
Revenue from various states of the company	16.00%
Gross profit from various states of the company	15.00%

Segment_Information_Additional

Segment Information - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2014
	Segment
Segment Reporting [Abstract]	'
Number of operating segments	3

Segment_Information_Summarized

Segment Information - Summarized Financial Information for Company's Segments (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Segment Reporting Information [Line Items]	'	'
Total revenues	$37,370	$36,670
Provision for losses	7,741	6,496
Other expenses	16,332	16,041
Gross profit	13,297	14,133
Other, net	-8,055	-9,740
Income (loss) from continuing operations before income taxes	5,242	4,393
Branch Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Total revenues	30,693	32,813
Provision for losses	4,473	4,847
Other expenses	14,745	15,104
Gross profit	11,475	12,862
Other, net	-6,474	-8,340
Income (loss) from continuing operations before income taxes	5,001	4,522
Centralized Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Total revenues	4,863	2,134
Provision for losses	2,721	1,002
Other expenses	464	231
Gross profit	1,678	901
Other, net	-732	-397
Income (loss) from continuing operations before income taxes	946	504
E-Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Total revenues	1,814	1,723
Provision for losses	547	647
Other expenses	1,123	706
Gross profit	144	370
Other, net	-849	-1,003
Income (loss) from continuing operations before income taxes	($705)	($633)

Segment_Information_Informatio

Segment Information - Information Concerning Total Assets by Reporting Segment (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Segment Reporting Information [Line Items]	'	'
Balance, end of period	$96,791	$108,104
Branch Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Balance, end of period	79,359	90,141
Centralized Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Balance, end of period	11,290	11,495
E-Lending [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Balance, end of period	$6,142	$6,468

Restructuring_and_Other_Exit_C2

Restructuring and Other Exit Costs - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended	3 Months Ended		6 Months Ended
	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Jun. 30, 2013
	Branch	Branch	Restructuring [Member]	Restructuring [Member]	Restructuring [Member]
					Branch
Restructuring and Related Cost [Abstract]	'	'	'	'	'
Percentage of work force reduced	'	'	10.00%	'	'
Number of branches expected to be closed	'	35	'	'	38
Pre-tax charges associated with closing of underperforming branches	'	'	'	$1,100,000	'
Pre-tax charges included on lease and related occupancy costs	'	'	'	380,000	'
Pre-tax charges included on severance and benefit costs	'	'	'	691,000	'
Number of branches expected to be closed	35	'	'	'	'
Number of branches closed	2	'	'	'	'
Number of branch remain opened	1	'	'	'	'
Accrued costs associated with closure of branches	$46,000	'	'	'	'
Period to settle accrued costs associated with restructuring	'1 year	'	'	'	'

Restructuring_and_Other_Exit_C3

Restructuring and Other Exit Costs - Accrued Exit Costs Associated with Restructuring and Closure of Branches and Activity Related Charges (Detail) (Closure of Business [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Restructuring Cost and Reserve [Line Items]	'
Restructuring Reserve, Beginning Balance	$58
Additions	12
Reductions	-24
Restructuring Reserve, Ending Balance	46
Lease and related occupancy costs [Member]	'
Restructuring Cost and Reserve [Line Items]	'
Restructuring Reserve, Beginning Balance	58
Additions	12
Reductions	-24
Restructuring Reserve, Ending Balance	46
Severance [Member]	'
Restructuring Cost and Reserve [Line Items]	'
Restructuring Reserve, Beginning Balance	'
Additions	'
Reductions	'
Restructuring Reserve, Ending Balance	'
Other [Member]	'
Restructuring Cost and Reserve [Line Items]	'
Restructuring Reserve, Beginning Balance	'
Additions	'
Reductions	'
Restructuring Reserve, Ending Balance	'

Other_Revenues_Components_of_O

Other Revenues - Components of Other Revenues (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	$3,833	$3,617
Credit services fees [Member]	'	'
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	1,400	1,611
Check cashing fees [Member]	'	'
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	707	749
Title loan fees [Member]	'	'
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	95	355
Open-end credit fees [Member]	'	'
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	1,054	316
Other fees [Member]	'	'
Schedule Of Components Of Other Revenues [Line Items]	'	'
Other	$577	$586

Subsequent_Events_Additional_i

Subsequent Events - Additional information (Detail) (Restricted Stock [Member], USD $)	0 Months Ended	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Apr. 23, 2014	Mar. 31, 2014
Subsequent Event [Line Items]	'	'
Stock option granted	'	'
2004 Equity Incentive Plan [Member] | Non Employee Director [Member]	'	'
Subsequent Event [Line Items]	'	'
Stock option granted	24,700	'
Total fair market value of the grant	$52	'
Period from date of grant in which share can not sold	'	'6 months