Filed Pursuant to Rule 433
Registration Nos. 333-206176 and 333-206176-01
$750MM Synchrony Credit Card Master Note Trust (SYNCT) 2016-1
| LEAD MGRS: | Wells Fargo Securities (B&D), BofA Merrill Lynch, Mizuho Securities |
| CO-MGRS: | Mischler Financial, RBC, Scotiabank, TD |
| Cls | $Amt(MM) | F/M | WAL | E.FIN | L.FIN | BENCH | SPD | YLD |
| A | 750.000 | AAA/Aaa | 2.99 | 03/19 | 03/22 | ISWP | +90 | 2.056% |
| B | 71.918 | AA/Aa2 | 2.99 | 03/19 | 03/22 | ISWP | RETAINED | |
| EXPECTED SETTLE: | 3/18/16 |
| FIRST PAYMENT DATE: | 4/15/16 |
| EXPECTED RATINGS: | FITCH/MOODYS |
| ERISA ELIGIBLE: | YES |
| REGISTRATION: | SEC-REG |
| MIN DENOMS: | $100k x $1k (Class A) / $100k x $1 (Class B) |
| BILL & DELIVER: | WELLS FARGO |
| EXPECTED PRICING: | PRICED |
----Disclaimer----
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In Japan, see:https://www.wellsfargo.com/com/disclaimer/wfsjb4.
