Filed Pursuant to Rule 433
Registration Nos. 333-206176 and 333-206176-01
$767+mm Synchrony Credit Card (SYNCT) 2016-3 *Pxing*
Joint-Leads: Citi(str.), RBC, SG
Co-Managers: Barclays, Scotia Bank, TD, Williams
| CLASS | SIZE($mm) | WAL(yr) | S&P/MDY | L.FINAL | BMK | SPREAD | YLD | CPN | PX |
| 2016-3 A | 700.000 | 2.98 | AAA/Aaa | 09/15/22 | N | +52 | 1.589% | 1.58% | 99.98893% |
| 2016-3 B | 67.123+ | 2.98 | AA+/Aa2 | 09/15/22 | N | +85 | 1.919% | 1.91% | 99.99585% |
| Settle | : | 09/22/16 |
| Public/Private | : | SEC-Registered |
| First Pay | : | 11/15/16 |
| ERISA | : | Yes |
| BBERG Ticker | : | SYNCT 2016-3 |
| Min Denoms | : | $100k x $1k (Cl. A)$100k x $1 (Cl. B) |
| Bill & Deliver | : | Citi |
| CUSIPS | ||
| Class A | : | 87165L BJ9 |
| Class B | : | 87165L BK6 |
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