Village Bank and Trust Financial (VBFC) 10-Q/A 26 Nov 13 2013 Q3 Quarterly report (amended) Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 01, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Village Bank & Trust Financial Corp.	'
Entity Central Index Key	'0001290476	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,251,795
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Cash and due from banks	$13,142,811	$13,945,105
Federal funds sold	20,632,216	39,185,837
Total cash and cash equivalents	33,775,027	53,130,942
Investment securities available for sale	59,112,521	25,154,046
Loans held for sale	14,526,577	24,188,384
Loans	'	'
Outstandings	303,001,827	354,910,266
Allowance for loan losses	-8,627,944	-10,807,827
Deferred fees and costs	690,947	787,823
Loans, net	295,064,830	344,890,262
Premises and equipment, net	23,672,984	25,815,342
Accrued interest receivable	1,517,519	1,676,518
Bank owned life insurance	6,718,678	6,575,018
Other real estate owned	19,651,654	20,203,691
Other assets	5,680,845	8,453,169
Total assets	459,720,635	510,087,372
Deposits	'	'
Noninterest bearing demand	59,172,655	57,049,348
Interest bearing	342,423,760	379,273,614
Total deposits	401,596,415	436,322,962
Federal Home Loan Bank advances	18,000,000	28,000,000
Long-term debt - trust preferred securities	8,764,000	8,764,000
Other borrowings	3,289,463	4,851,811
Accrued interest payable	1,054,233	911,635
Other liabilities	5,762,908	6,272,163
Total liabilities	438,467,019	485,122,571
Stockholders' equity	'	'
Preferred stock, $4 par value, $1,000 liquidation preference, 1,000,000 shares authorized, 14,738 shares issued and outstanding	58,952	58,952
Common stock, $4 par value - 10,000,000 shares authorized; 4,251,795 shares issued and outstanding at September 30, 2013 4,251,795 shares issued and outstanding at December 31, 2012	17,007,180	17,007,180
Additional paid-in capital	40,711,221	40,705,257
Retained earnings (deficit)	-34,026,563	-33,173,525
Common stock warrant	732,479	732,479
Discount on preferred stock	-87,392	-198,993
Accumulated other comprehensive loss	-3,142,261	-166,549
Total stockholders' equity	21,253,616	24,964,801
Total liabilities and stockholders' equity	$459,720,635	$510,087,372

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$4	$4
Preferred stock, liquidation preference (in dollars per share)	$1,000	$1,000
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	14,738	14,738
Preferred stock, shares outstanding (in shares)	14,738	14,738
Common stock, par value (in dollars per share)	$4	$4
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	4,251,795	4,251,795
Common stock, shares outstanding (in shares)	4,251,795	4,251,795

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'	'	'
Loans	$4,459,368	$5,488,927	$14,224,369	$17,002,398
Investment securities	323,763	166,684	750,678	532,229
Federal funds sold	18,145	11,570	71,159	44,123
Total interest income	4,801,276	5,667,181	15,046,206	17,578,750
Interest expense	'	'	'	'
Deposits	850,206	1,187,060	2,842,814	3,791,427
Borrowed funds	167,249	263,747	610,594	798,868
Total interest expense	1,017,455	1,450,807	3,453,408	4,590,295
Net interest income	3,783,821	4,216,374	11,592,798	12,988,455
Provision for loan losses	0	700,000	823,000	9,095,000
Net interest income (loss) after provision for loan losses	3,783,821	3,516,374	10,769,798	3,893,455
Noninterest income	'	'	'	'
Service charges and fees	645,499	604,377	1,790,785	1,652,355
Gain on sale of loans	2,126,263	2,394,138	6,454,380	6,336,030
Gain on sale of assets	0	0	598,182	0
Gain on sale of investment securities	0	556,805	216,879	820,482
Rental income	213,736	187,839	657,224	557,920
Other	99,485	285,723	396,093	497,927
Total noninterest income	3,084,983	4,028,882	10,113,543	9,864,714
Noninterest expense	'	'	'	'
Salaries and benefits	3,633,542	3,484,073	10,592,092	9,888,166
Occupancy	501,951	513,278	1,588,646	1,579,976
Equipment	166,287	231,556	523,416	710,522
Supplies	100,057	125,514	323,639	322,727
Professional and outside services	499,676	708,554	1,823,453	2,077,845
Advertising and marketing	49,917	48,362	192,478	172,408
Expenses related to foreclosed real estate	1,301,423	1,724,348	3,575,924	3,520,971
Other operating expenses	882,777	915,333	2,452,456	2,946,054
Total noninterest expense	7,135,630	7,751,018	21,072,104	21,218,669
Net income (loss) before income taxes	-266,826	-205,762	-188,763	-7,460,500
Income tax expense (benefit)	0	161,315	0	4,043,229
Net income (loss)	-266,826	-367,077	-188,763	-11,503,729
Preferred stock dividends and amortization of discount	221,531	221,142	664,275	627,031
Net income (loss) available to common shareholders	($488,357)	($588,219)	($853,038)	($12,130,760)
Earnings (loss) per share, basic (in dollars per share)	($0.11)	($0.14)	($0.20)	($2.85)
Earnings (loss) per share, diluted (in dollars per share)	($0.11)	($0.14)	($0.20)	($2.85)

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Comprehensive Income (Loss) (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Changes in Comprehensive Income (Loss) (unaudited) [Abstract]	'	'	'	'
Net income (loss), before tax	($266,826)	($205,762)	($188,763)	($7,460,500)
Tax Expense (Benefit)	0	161,315	0	4,043,229
Net income (loss)	-266,826	-367,077	-188,763	-11,503,729
Other comprehensive income (loss)	'	'	'	'
Unrealized holding gains (losses) arising during the period, before tax	-596,664	-62,063	-4,301,526	603,865
Unrealized holding gains (losses) arising during the period, tax	-202,866	-21,101	-1,462,519	205,314
Unrealized holding gains (losses) arising during the period, net of tax	-393,798	-40,962	-2,839,007	398,551
Reclassification adjustment for (gains) losses realized in income, before tax	0	-556,805	-216,879	-820,482
Reclassification adjustment for (gains) losses realized in income, tax	0	-189,314	-73,739	-278,964
Reclassification adjustment for (gains) losses realized in income, net of tax	0	-367,491	-143,140	-541,518
Minimum pension adjustment, before tax	3,250	3,250	9,750	9,750
Minimum pension adjustment, tax	1,105	1,105	3,315	3,315
Minimum pension adjustment, net of tax	2,145	2,145	6,435	6,435
Total other comprehensive income (loss), before tax	-593,414	-615,618	-4,508,655	-206,867
Total other comprehensive income (loss), tax	-201,761	-209,310	-1,532,943	-70,335
Total other comprehensive income (loss), net of tax	-391,653	-406,308	-2,975,712	-136,532
Total comprehensive income (loss), before tax	-860,240	-821,380	-4,697,418	-7,667,367
Total comprehensive income (loss), tax	-201,761	-47,995	-1,532,943	3,972,894
Total comprehensive income (loss), net of tax	($658,479)	($773,385)	($3,164,475)	($11,640,261)

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (Unaudited) (USD $)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings (Deficit) [Member]	Warrant [Member]	Discount on Preferred Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2011	$58,952	$16,973,512	$40,732,178	($21,895,557)	$732,479	($346,473)	($7,449)	$36,247,642
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'
Amortization of preferred stock discount	0	'	'	-110,469	0	110,469	'	0
Preferred stock dividend	0	0	'	-513,562	0	0	0	-513,562
Issuance of common stock	0	33,668	-33,668	0	0	0	0	0
Stock based compensation	0	0	6,506	0	0	0	0	6,506
Minimum pension adjustment (net of income taxes of $3,315)	0	0	0	0	0	0	6,435	6,435
Net loss	0	0	0	-11,503,729	0	0	0	-11,503,729
Change in unrealized gain on investment securities available-for-sale, net of reclassification and tax effect	0	0	0	0	0	0	-142,967	-142,967
Balance at Sep. 30, 2012	58,952	17,007,180	40,705,016	-34,023,317	732,479	-236,004	-143,981	24,100,325
Balance at Dec. 31, 2012	58,952	17,007,180	40,705,257	-33,173,525	732,479	-198,993	-166,549	24,964,801
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'
Amortization of preferred stock discount	0	'	'	-111,601	0	111,601	'	0
Preferred stock dividend	0	0	'	-552,674	0	0	0	-552,674
Stock based compensation	0	0	5,964	0	0	0	0	5,964
Minimum pension adjustment (net of income taxes of $3,315)	0	0	0	0	0	0	6,435	6,435
Net loss	0	0	0	-188,763	0	0	0	-188,763
Change in unrealized gain on investment securities available-for-sale, net of reclassification and tax effect	0	0	0	0	0	0	-2,982,147	-2,982,147
Balance at Sep. 30, 2013	$58,952	$17,007,180	$40,711,221	($34,026,563)	$732,479	($87,392)	($3,142,261)	$21,253,616

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Stockholders' Equity (Unaudited) [Abstract]	'	'
Minimum pension adjustment, income taxes	$3,315	$3,315

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flows from Operating Activities	'	'
Net income (loss)	($188,763)	($11,503,729)
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Depreciation and amortization	981,157	1,030,061
Deferred income taxes	-40,518	-6,584,167
Valuation allowance	0	10,513,053
Provision for loan losses	823,000	9,095,000
Write-down of other real estate owned	1,281,611	1,157,613
Gain on securities sold	-216,879	-820,483
Gain on loans sold	-6,454,380	-6,336,030
Gain on sale of premises and equipment	-598,182	0
Loss on sale of other real estate owned	325,791	137,252
Stock compensation expense	5,964	6,506
Proceeds from sale of mortgage loans	235,276,016	224,700,116
Origination of mortgage loans for sale	-219,159,829	-224,722,414
Amortization of premiums and accretion of discounts on securities, net	312,679	237,964
(Increase) decrease in interest receivable	158,999	245,652
Increase in bank owned life insurance	-143,660	-460,533
Decrease in other assets	4,355,535	3,961,133
Increase in interest payable	142,598	224,107
Decrease in other liabilities	-1,061,929	-1,438,512
Net cash provided by (used in) operating activities	15,799,210	-557,411
Cash Flows from Investing Activities	'	'
Purchases of available for sale securities	-54,106,582	-62,813,678
Proceeds from the sale or calls of available for sale securities	15,533,902	57,581,103
Proceeds from maturities and principal payments of available for sale securities	0	2,345,817
Net decrease in loans	43,821,628	25,205,931
Proceeds from sale of other real estate owned	4,125,439	2,501,486
Purchases of premises and equipment	77,759	-274,756
Proceeds from sale of premises and equipment	1,681,624	0
Net cash provided by investing activities	11,133,770	24,545,903
Cash Flows from Financing Activities	'	'
Net decrease in deposits	-34,726,547	-50,378,915
Net decrease in Federal Home Loan Bank Advances	-10,000,000	-9,750,000
Net decrease in other borrowings	-1,562,348	-427,268
Net cash used in financing activities	-46,288,895	-60,556,183
Net decrease in cash and cash equivalents	-19,355,915	-36,567,691
Cash and cash equivalents, beginning of period	53,130,942	62,786,016
Cash and cash equivalents, end of period	33,775,027	26,218,325
Supplemental Schedule of Non Cash Activities	'	'
Real estate owned assets acquired in settlement of loans	5,180,804	15,195,148
Dividends on preferred stock accrued	$552,674	$513,562

Principles_of_presentation

Principles of presentation	9 Months Ended
	Sep. 30, 2013
Principles of presentation [Abstract]	'
Principles of presentation	'
	Note 1 - Principles of presentation
	Village Bank and Trust Financial Corp. (the “Company”) is the holding company of Village Bank (the “Bank”).  The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s three wholly-owned subsidiaries, Village Bank Mortgage Company, Village Insurance Agency, Inc., and Village Financial Services Company.  All material intercompany balances and transactions have been eliminated in consolidation.
	In the opinion of management, the accompanying condensed consolidated financial statements of the Company have been prepared on the accrual basis in accordance with generally accepted accounting principles for interim financial information.  Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements.  However, all adjustments that are, in the opinion of management, necessary for a fair presentation have been included.  The results of operations for the three and nine month periods ended September 30, 2013 are not necessarily indicative of the results to be expected for the full year ending December 31, 2013.  The unaudited interim financial statements should be read in conjunction with the audited financial statements and notes to financial statements that are presented in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012 as filed with the Securities and Exchange Commission.

Use_of_estimates

Use of estimates	9 Months Ended
	Sep. 30, 2013
Use of estimates [Abstract]	'
Use of estimates	'
	Note 2 - Use of estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheets and statements of income for the period.  Actual results could differ significantly from those estimates.  A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses and the related provision.

Earnings_loss_per_common_share

Earnings (loss) per common share	9 Months Ended
	Sep. 30, 2013
Earnings (loss) per common share [Abstract]	'
Earnings (loss) per common share	'
	Note 3 - Earnings (loss) per common share
	The following table presents the basic and diluted earnings per share computations:
		Three Months Ended September 30,						Nine Months Ended September 30,
		2013			2012			2013			2012
	Numerator
	Net income (loss) - basic and diluted	$	(266,826	)	$	(367,077	)	$	(188,763	)	$	(11,503,729	)
	Preferred stock dividend and accretion		221,531			221,142			664,275			627,031
	Net income (loss) available to common
	shareholders	$	(488,357	)	$	(588,219	)	$	(853,038	)	$	(12,130,760	)
	Denominator
	Weighted average shares outstanding - basic		4,251,795			4,250,990			4,251,795			4,250,990
	Dilutive effect of common stock options and
	restricted stock awards		13,185			-			13,185			-
	Weighted average shares outstanding - diluted		4,264,980			4,250,990			4,264,980			4,250,990
	Earnings (loss) per share - basic and diluted
	Earnings (loss) per share - basic	$	(0.11	)	$	(0.14	)	$	(0.20	)	$	(2.85	)
	Effect of dilutive common stock options		-			-			-			-
	Earnings (loss) per share - diluted	$	(0.11	)	$	(0.14	)	$	(0.20	)	$	(2.85	)
	Outstanding options and warrants to purchase common stock were considered in the computation of diluted earnings per share for the periods presented.  Stock options for 256,130 and 266,530 shares of common stock were not included in computing diluted earnings per share for the three and nine months ended September 30, 2013 and 2012 respectively because their effects were anti-dilutive.  Warrants for 499,029 shares of common stock were not included in computing earnings per share in 2013 and 2012 because their effects were also anti-dilutive.

Investment_securities_availabl

Investment securities available for sale	9 Months Ended
	Sep. 30, 2013
Investment securities available for sale [Abstract]	'
Investment securities available for sale	'
	Note 4 – Investment securities available for sale
	At September 30, 2013 and December 31, 2012, all of our securities were classified as available for sale.  The following table presents the composition of our investment portfolio at the dates indicated (dollars in thousands).
							Gross		Gross			Estimated
		Par		Amortized			Unrealized		Unrealized			Fair		Average
		Value		Cost			Gains		Losses			Value		Yield
	30-Sep-13
	US Treasury
	Five to ten years	$	8,000	$	7,820		$	-	$	(408	)	$	7,412		2.13	%
	Total		8,000		7,820			-		(408	)		7,412		2.13	%
	US Government Agencies
	One to Five years		3,000		2,006			-		(67	)		1,939		0.85	%
	Five to ten years		30,625		33,777			-		(2,486	)		31,291		1.77	%
	More than ten years		2,000		1,982			-		(210	)		1,772		2.22	%
	Total		35,625		37,765			-		(2,763	)		35,002		1.74	%
	Mortgage-backed securities
	More than ten years		2,979		2,997			5		(31	)		2,971		2.08	%
	Total		2,979		2,997			5		(31	)		2,971		2.08	%
	Municipals
	Five to ten years		6,155		6,706			-		(581	)		6,125		2.72	%
	More than ten years		6,780		8,452			-		(849	)		7,603		3.34	%
	Total		12,935		15,158			-		(1,430	)		13,728		3.06	%
	Total investment securities	$	59,539	$	63,740		$	5	$	(4,632	)	$	59,113		2.11	%
	31-Dec-12
	US Government Agencies
	More than ten years	$	10,500	$	11,394		$	8	$	(15	)	$	11,387		2.27	%
	Total		10,500		11,394			8		(15	)		11,387		2.27	%
	Mortgage-backed securities
	More than ten years		1,744		1,830			1		(2	)		1,829		0.97	%
	Total		1,744		1,830			1		(2	)		1,829		0.97	%
	Municipals
	One to five years		1,000		1,100			-		(22	)		1,078		3.25	%
	Five to ten years		3,500		4,031			-		(47	)		3,984		2.29	%
	More than ten years		5,280		6,908			10		(42	)		6,876		2.7	%
	Total		9,780		12,039			10		(111	)		11,938		2.61	%
	Total investment securities	$	22,024	$	25,263		$	19	$	(128	)	$	25,154		2.34	%
	Investment securities available for sale that have an unrealized loss position at September 30, 2013 and December 31, 2012 are detailed below (dollars in thousands).
		Securities in a loss					Securities in a loss
		Position for less than					Position for more than
		12 Months					12 Months					Total
		Fair		Unrealized			Fair Value		Unrealized			Fair		Unrealized
		Value		Losses			(Loss)		Losses			Value		Losses
	30-Sep-13
	Investment securities
	available for sale
	US Treasuries	$	42,414	$	(3,171	)	$	-	$	-		$	42,414	$	(3,171	)
	Municipals		11,125		(1,243	)		2,603		(187	)		13,728		(1,430	)
	Mortgage-backed securities		1,929		(30	)		149		(1	)		2,078		(31	)
	Total	$	55,468	$	(4,444	)	$	2,752	$	(188	)	$	58,220	$	(4,632	)
	31-Dec-12
	Investment securities
	available for sale
	US Treasuries	$	4,378	$	(15	)	$	-	$	-		$	4,378	$	(15	)
	Municipals		8,064		(111	)		-		-			8,064		(111	)
	Mortgage-backed securities		167		(2	)		-		-			167		(2	)
	Total	$	12,609	$	(128	)	$	-	$	-		$	12,609	$	(128	)
	Management does not believe that any individual unrealized loss as of September 30, 2013 and December 31, 2012 is other than a temporary impairment.  These unrealized losses are attributable to changes in interest rates.  As of September 30, 2013, management does not have the intent to sell any of the securities classified as available for sale and management believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost.

Loans_and_allowance_for_loan_l

Loans and allowance for loan losses	9 Months Ended
	Sep. 30, 2013
Loans and allowance for loan losses [Abstract]	'
Loans and allowance for loan losses	'
	Note 5 – Loans and allowance for loan losses
	The following table presents the composition of our loan portfolio (excluding mortgage loans held for sale) at the dates indicated (dollars in thousands).
			30-Sep-13						31-Dec-12
			Amount			%			Amount			%
	Construction and land development
	Residential		$	3,597,711			1.19	%	$	2,845,594			0.8	%
	Commercial			31,516,394			10.4	%		41,209,831			11.61	%
	Total construction and land development			35,114,105			11.59	%		44,055,425			12.41	%
	Commercial real estate
	Farmland			1,919,288			0.63	%		2,581,297			0.73	%
	Commercial real estate - owner occupied			72,494,729			23.93	%		92,772,532			26.14	%
	Commercial real estate - non-owner occupied			46,758,475			15.43	%		54,550,817			15.37	%
	Multifamily			11,593,977			3.83	%		7,978,389			2.25	%
	Total commercial real estate			132,766,469			43.82	%		157,883,035			44.49	%
	Consumer real estate
	Home equity lines			21,855,368			7.22	%		25,521,397			7.19	%
	Secured by 1-4 family residential,
	secured by first deeds of trust			71,935,655			23.74	%		80,788,425			22.76	%
	Secured by 1-4 family residential,
	secured by second deeds of trust			8,784,143			2.89	%		9,517,245			2.68	%
	Total consumer real estate			102,575,166			33.85	%		115,827,067			32.63	%
	Commercial and industrial loans
	(except those secured by real estate)			30,374,673			10.02	%		34,384,117			9.69	%
	Consumer and other			2,171,414			0.72	%		2,760,622			0.78	%
	Total loans			303,001,827			100	%		354,910,266			100	%
	Deferred loan cost (unearned income), net			690,947						787,823
	Less:  Allowance for loan losses			(8,627,944	)					(10,807,827	)
			$	295,064,830					$	344,890,262
	The Company assigns risk rating classifications to its loans.  These risk ratings are divided into the following groups:
		·	Risk rated 1 to 4 loans are considered of sufficient quality to preclude an adverse rating.  1-4 assets generally are well protected by the current net worth and paying capacity of the obligor or by the value of the asset or underlying collateral;
		·	Risk rated 5 loans are defined as having potential weaknesses that deserve management’s close attention;
		·	Risk rated 6 loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any, and;
		·	Risk rated 7 loans have all the weaknesses inherent in risk rated 6 loans, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
	The following tables provide information on the risk rating of loans at the dates indicated:
			30-Sep-13
			Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
				4-Jan			5			6			7		Loans
	Construction and land development
	Residential		$	3,387,941		$	209,770		$	-		$	-		$	3,597,711
	Commercial			18,872,141			2,183,558			10,078,612			382,083			31,516,394
	Total construction and land development			22,260,082			2,393,328			10,078,612			382,083			35,114,105
	Commercial real estate
	Farmland			1,354,495						-			564,793			1,919,288
	Commercial real estate - owner occupied			51,567,488			12,927,673			7,999,568			-			72,494,729
	Commercial real estate - non-owner occupied			30,214,409			6,185,443			10,358,623			-			46,758,475
	Multifamily			10,002,231			1,591,746			-			-			11,593,977
	Total commercial real estate			93,138,623			20,704,862			18,358,191			564,793			132,766,469
	Consumer real estate
	Home equity lines			17,921,068			874,579			3,059,721			-			21,855,368
	Secured by 1-4 family residential,
	secured by first deeds of trust			49,204,650			7,427,413			15,303,592			-			71,935,655
	Secured by 1-4 family residential,
	secured by second deeds of trust			6,541,571			213,540			2,029,032			-			8,784,143
	Total consumer real estate			73,667,289			8,515,532			20,392,345			-			102,575,166
	Commercial and industrial loans
	(except those secured by real estate)			21,984,571			3,594,882			4,795,220			-			30,374,673
	Consumer and other			1,910,429			141,552			119,433			-			2,171,414
	Total Loans		$	212,960,994		$	35,350,156		$	53,743,801		$	946,876		$	303,001,827
			31-Dec-12
			Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
				4-Jan			5			6			7		Loans
	Construction and land development:
	Residential		$	2,173,885		$	671,709		$	-		$	-		$	2,845,594
Commercial			17,638,646			7,496,950			16,074,235			-			41,209,831
Total construction and land development			19,812,531			8,168,659			16,074,235			-			44,055,425
Commercial real estate:
Farmland			1,531,808			-			1,049,489			-			2,581,297
Commercial real estate - owner occupied			63,772,277			19,273,229			9,727,026			-			92,772,532
Commercial real estate - non-owner occupied			24,199,053			15,671,633			14,170,546			509,585			54,550,817
Multifamily			5,438,427			1,739,283			800,679			-			7,978,389
Total commercial real estate			94,941,565			36,684,145			25,747,740			509,585			157,883,035
Consumer real estate:
Home equity lines			20,180,206			2,015,248			3,325,943			-			25,521,397
Secured by 1-4 family residential,
secured by first deeds of trust			49,659,724			11,235,261			19,893,440			-			80,788,425
Secured by 1-4 family residential,
secured by second deeds of trust			7,385,394			342,770			1,789,081			-			9,517,245
Total consumer real estate			77,225,324			13,593,279			25,008,464			-			115,827,067
Commercial and industrial loans
(except those secured by real estate)			26,712,028			2,590,735			5,081,354			-			34,384,117
Consumer and other			2,446,304			261,140			53,178			-			2,760,622
Total Loans		$	221,137,752		$	61,297,958		$	71,964,971		$	509,585		$	354,910,266
The following table presents the aging of the recorded investment in past due loans and leases as of the dates indicated:
		30-Sep-13
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
Construction and land development
Residential		$	-		$	-		$	-		$	-		$	3,597,711	$	3,597,711	$	-
Commercial			2,143			-			-			2,143			31,514,251		31,516,394		-
Total construction and land development			2,143			-			-			2,143			35,111,962		35,114,105		-
Commercial real estate
Farmland			-			-			-			-			1,919,288		1,919,288		-
Commercial real estate - owner occupied			-			-			-			-			72,494,729		72,494,729		-
Commercial real estate - non-owner occupied			-			-			-			-			46,758,475		46,758,475		-
Multifamily			222,558			-			-			222,558			11,371,419		11,593,977		-
Total commercial real estate			222,558			-			-			222,558			132,543,911		132,766,469		-
Consumer real estate
Home equity lines			49,990			25,000			-			74,990			21,780,378		21,855,368		-
Secured by 1-4 family residential,
secured by first deeds of trust			950,426			347,350			-			1,297,776			70,637,879		71,935,655		-
Secured by 1-4 family residential,
secured by second deeds of trust			58,071			-			-			58,071			8,726,072		8,784,143		-
Total consumer real estate			1,058,487			372,350			-			1,430,837			101,144,329		102,575,166		-
Commercial and industrial loans
(except those secured by real estate)			2,529,797			-			-			2,529,797			27,844,876		30,374,673		-
Consumer and other			5,085			970			-			6,055			2,165,359		2,171,414		-
Total loans		$	3,818,070		$	373,320		$	-		$	4,191,390		$	298,810,437	$	303,001,827	$	-
		31-Dec-12
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
Construction and land development:
Residential		$	-		$	-		$	-		$	-		$	2,845,594	$	2,845,594	$	-
Commercial			76,351			10,709			-			87,060			41,122,771		41,209,831		-
Total construction and land development			76,351			10,709			-			87,060			43,968,365		44,055,425		-
Commercial real estate:
Farmland			-			-			-			-			2,581,297		2,581,297		-
Commercial real estate - owner occupied			708,278			377,563			-			1,085,841			91,686,691		92,772,532		-
Commercial real estate - non-owner occupied			1,094,906			714,655			-			1,809,561			52,741,256		54,550,817		-
Multifamily			-			-			-			-			7,978,389		7,978,389		-
Total commercial real estate			1,803,184			1,092,218			-			2,895,402			154,987,633		157,883,035		-
Consumer real estate:
Home equity lines			110,614			24,746			16,130			151,490			25,369,907		25,521,397		16,130
Secured by 1-4 family residential,
secured by first deeds of trust			645,807			1,507,073			-			2,152,880			78,635,545		80,788,425		-
Secured by 1-4 family residential,
secured by second deeds of trust			157,816			50,016			50,000			257,832			9,259,413		9,517,245		50,000
Total consumer real estate			914,237			1,581,835			66,130			2,562,202			113,264,865		115,827,067		66,130
Commercial and industrial loans
(except those secured by real estate)			40,171			31,057			49,139			120,367			34,263,750		34,384,117		49,139
Consumer and other			4,286			36,030			-			40,316			2,720,306		2,760,622		-
Total Loans		$	2,838,229		$	2,751,849		$	115,269		$	5,705,347		$	349,204,919	$	354,910,266	$	115,269
Loans are considered impaired when, based on current information and events it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments.  Loans evaluated individually for impairment include non-performing loans, such as loans on non-accrual, loans past due by 90 days or more, restructured loans and other loans selected by management.  The evaluations are based upon discounted expected cash flows or collateral valuations.  If the evaluation shows that a loan is individually impaired, then a specific reserve is established for the amount of impairment.  Impairment is evaluated in total for smaller-balance loans of a similar nature and on an individual loan basis for other loans.  If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis.  Impaired loans, or portions thereof, are charged off when deemed uncollectible.  Impaired loans are set forth in the following table as of the dates indicated
		30-Sep-13
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Commercial		$	5,239,636		$	7,416,295		$	-
Total construction and land development			5,239,636			7,416,295			-
Commercial real estate
Commercial real estate - owner occupied			11,142,720			11,425,337			-
Commercial real estate - non-owner occupied			11,188,393			11,386,393			-
Multifamily			2,385,796			2,385,796			-
Total commercial real estate			24,716,909			25,197,526			-
Consumer real estate
Home equity lines			1,093,103			1,191,959			-
Secured by 1-4 family residential,
secured by first deeds of trust			12,875,639			13,477,859			-
Secured by 1-4 family residential,
secured by second deeds of trust			973,479			1,143,136			-
Total consumer real estate			14,942,221			15,812,954			-
Commercial and industrial loans
(except those secured by real estate)			468,908			745,448			-
Consumer and other			93,876			93,876			-
			45,461,550			49,266,099			-
With an allowance recorded
Construction and land development:
Commercial			1,458,303			1,458,303			219,633
Total construction and land development			1,458,303			1,458,303			219,633
Commercial real estate:
Farmland			564,793			1,012,793			448,000
Commercial real estate - non-owner occupied			1,084,608			1,084,608			251,108
Total commercial real estate			1,649,401			2,097,401			699,108
Consumer real estate:
Secured by 1-4 family residential,
secured by first deeds of trust			1,843,732			1,843,732			353,313
Secured by 1-4 family residential,
secured by second deeds of trust			133,335			133,335			33,307
Total consumer real estate			1,977,067			1,977,067			386,620
Commercial and industrial loans
(except those secured by real estate)			416,765			416,765			233,611
Consumer and other			-			-			-
			5,501,536			5,949,536			1,538,972
Total
Construction and land development
Commercial			6,697,939			8,874,598			219,633
Total construction and land development			6,697,939			8,874,598			219,633
Commercial real estate
Farmland			564,793			1,012,793			448,000
Commercial real estate - owner occupied			11,142,720			11,425,337			-
Commercial real estate - non-owner occupied			12,273,001			12,471,001			251,108
Multifamily			2,385,796			2,385,796			-
Total commercial real estate			26,366,310			27,294,927			699,108
Consumer real estate
Home equity lines			1,093,103			1,191,959			-
Secured by 1-4 family residential,
secured by first deeds of trust			14,719,371			15,321,591			353,313
Secured by 1-4 family residential,
secured by second deeds of trust			1,106,814			1,276,471			33,307
Total consumer real estate			16,919,288			17,790,021			386,620
Commercial and industrial loans
(except those secured by real estate)			885,673			1,162,213			233,611
Consumer and other			93,876			93,876			-
		$	50,963,086		$	55,215,635		$	1,538,972
		31-Dec-12
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Commercial		$	8,254,440		$	13,625,670		$	-
Total construction and land development			8,254,440			13,625,670			-
Commercial real estate
Farmland			1,049,489			1,049,489			-
Commercial real estate - owner occupied			8,250,071			8,715,684			-
Commercial real estate - non-owner occupied			13,777,787			14,124,016			-
Multifamily			2,825,274			2,825,274			-
Total commercial real estate			25,902,621			26,714,463			-
Consumer real estate
Home equity lines			1,939,020			1,938,005			-
Secured by 1-4 family residential,
secured by first deeds of trust			10,686,435			10,928,024			-
Secured by 1-4 family residential,
secured by second deeds of trust			601,805			861,158			-
Total consumer real estate			13,227,260			13,727,187			-
Commercial and industrial loans
(except those secured by real estate)			858,136			1,421,196			-
Consumer and other			50,415			50,390			-
			48,292,872			55,538,906			-
With an allowance recorded
Construction and land development
Commercial			430,828			430,828			62,643
Total construction and land development			430,828			430,828			62,643
Commercial real estate:
Farmland
Commercial real estate - owner occupied			2,940,647			3,261,584			663,330
Commercial real estate - non-owner occupied			1,434,195			1,434,195			508,704
Multifamily			-			-			-
Total commercial real estate			4,374,842			4,695,779			1,172,034
Consumer real estate:
Home equity lines			-			-			-
Secured by 1-4 family residential,
secured by first deeds of trust			1,155,027			1,155,027			20,896
Secured by 1-4 family residential,
secured by second deeds of trust			338,345			386,629			43,456
Total consumer real estate			1,493,372			1,541,656			64,352
Commercial and industrial loans
(except those secured by real estate)			182,840			182,840			39,243
Consumer and other			-			-			-
			6,481,882			6,851,103			1,338,272
Total
Construction and land development
Commercial			8,685,268			14,056,498			62,643
Total construction and land development			8,685,268			14,056,498			62,643
Commercial real estate
Farmland			1,049,489			1,049,489			-
Commercial real estate - owner occupied			11,190,718			11,977,268			663,330
Commercial real estate - non-owner occupied			15,211,982			15,558,211			508,704
Multifamily			2,825,274			2,825,274			-
Total commercial real estate			30,277,463			31,410,242			1,172,034
Consumer real estate
Home equity lines			1,939,020			1,938,005			-
Secured by 1-4 family residential,
secured by first deeds of trust			11,841,462			12,083,051			20,896
Secured by 1-4 family residential,
secured by second deeds of trust			940,150			1,247,787			43,456
Total consumer real estate			14,720,632			15,268,843			64,352
Commercial and industrial loans
(except those secured by real estate)			1,040,976			1,604,036			39,243
Consumer and other			50,415			50,390			-
		$	54,774,754		$	62,390,009		$	1,338,272
The following is a summary of average recorded investment in impaired loans with and without a valuation allowance and interest income recognized on those loans for the periods indicated:
		For the Three Months						For the Nine Months
		Ended September 30, 2013						Ended September 30, 2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
Impaired loans with no related allowance recorded
Construction and land development
Commercial		$	5,748,852		$	67,825		$	6,611,912		$	217,609
Total construction and land development			5,748,852			67,825			6,611,912			217,609
Commercial real estate
Farmland			-			-			-
Commercial real estate - owner occupied			11,032,736			177,308			10,479,360			418,677
Commercial real estate - non-owner occupied			11,237,516			137,085			11,314,963			412,108
Multifamily			2,390,160			36,196			2,402,140			113,704
Total commercial real estate			24,660,412			350,589			24,196,463			944,489
Consumer real estate
Home equity lines			1,093,363			7,002			1,093,153			35,725
Secured by 1-4 family residential,
secured by first deeds of trust			14,478,717			127,917			14,531,360			477,654
Secured by 1-4 family residential,
secured by second deeds of trust			974,441			11,773			977,596			37,181
Total consumer real estate			16,546,521			146,692			16,602,109			550,560
Commercial and industrial loans
(except those secured by real estate)			471,890			9,443			429,502			21,894
Consumer and other			138,297			1,732			141,847			6,987
			47,565,972			576,281			47,981,833			1,741,539
Impaired loans with an allowance recorded
Commercial			1,523,371			-			1,524,661			6,494
Total construction and land development			1,523,371			-			1,524,661			6,494
Commercial real estate:
Farmland			564,793			-			569,043			1,100
Commercial real estate - owner occupied			-			-			-			-
Commercial real estate - non-owner occupied			1,089,464			12,571			1,089,464			44,147
Multifamily			-			-			-			-
Total commercial real estate			1,654,257			12,571			1,658,507			45,247
Consumer real estate:
Home equity lines			-			-			-			-
Secured by 1-4 family residential,
secured by first deeds of trust			236,917			-			268,917			-
Secured by 1-4 family residential,
secured by second deeds of trust			136,177			2,314			136,253			4,261
Total consumer real estate			373,094			2,314			405,170			4,261
Commercial and industrial loans
(except those secured by real estate)			418,094			4,451			246,408			7,483
Consumer and other			-			-			-			-
		$	3,968,816		$	19,336		$	3,834,746		$	63,485
Total
Construction and land development
Commercial			7,272,223			67,825			8,136,573			224,103
Total construction and land development			7,272,223			67,825			8,136,573			224,103
Commercial real estate
Farmland			564,793			-			569,043			1,100
Commercial real estate - owner occupied			11,032,736			177,308			10,479,360			418,677
Commercial real estate - non-owner occupied			12,326,980			149,656			12,404,427			456,255
Multifamily			2,390,160			36,196			2,402,140			113,704
Total commercial real estate			26,314,669			363,160			25,854,970			989,736
Consumer real estate
Home equity lines			1,093,363			7,002			1,093,153			35,725
Secured by 1-4 family residential,
secured by first deeds of trust			14,715,634			127,917			14,800,277			477,654
Secured by 1-4 family residential,
secured by second deeds of trust			1,110,618			14,087			1,113,849			41,442
Total consumer real estate			16,919,615			149,006			17,007,279			554,821
Commercial and industrial loans
(except those secured by real estate)			889,984			13,894			675,910			29,377
Consumer and other			138,297			1,732			141,847			6,987
		$	51,534,788		$	595,617		$	51,816,579		$	1,805,024
		For the Three Months						For the Nine Months
		Ended September 30, 2012						Ended September 30, 2012
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
Impaired loans with no related allowance recorded
Construction and land development
Residential		$	248,422		$	3,050		$	191,544		$	14,791
Commercial			12,460,662			89,431			10,188,879			270,464
Total construction and land development			12,709,084			92,481			10,380,423			285,255
Commercial real estate
Farmland			1,049,489			2,000			1,049,489			17,405
Commercial real estate - owner occupied			7,770,119			213,499			8,631,653			439,458
Commercial real estate - non-owner occupied			12,778,883			437,034			13,340,847			677,127
Multifamily			1,361,630			44,333			1,580,204			71,631
Total commercial real estate			22,960,121			696,866			24,602,193			1,205,621
Consumer real estate
Home equity lines			1,454,661			22,556			1,175,339			55,535
Secured by 1-4 family residential,
secured by first deeds of trust			9,222,570			78,162			9,142,698			308,917
Secured by 1-4 family residential,
secured by second deeds of trust			674,842			4,677			646,695			22,789
Total consumer real estate			11,352,073			105,395			10,964,732			387,241
Commercial and industrial loans
(except those secured by real estate)			876,549			5,416			816,643			27,325
Consumer and other			45,710			1,006			54,754			2,099
			47,943,537			901,164			46,818,745			1,907,541
Impaired loans with an allowance recorded
Construction and land development:
Residential			-			-			-			-
Commercial			4,896,911			-			5,929,859			1,373
Total construction and land development			4,896,911			-			5,929,859			1,373
Commercial real estate:
Farmland			-
Commercial real estate - owner occupied			7,380,990			398			7,362,455			52,668
Commercial real estate - non-owner occupied			4,482,345			-			4,304,172			26,222
Multifamily			-			-			-			-
Total commercial real estate			11,863,335			398			11,666,627			78,890
Consumer real estate:
Home equity lines			431,298			-			406,192			6,814
Secured by 1-4 family residential,
secured by first deeds of trust			3,233,526			-			2,315,032			52,470
Secured by 1-4 family residential,
secured by second deeds of trust			117,246			-			117,388			1,684
Total consumer real estate			3,782,070			-			2,838,612			60,968
Commercial and industrial loans
(except those secured by real estate)			1,436,105			-			1,362,576			32,587
Consumer and other			-			-			-			-
			21,978,421			398			21,797,674			173,818
												-
Total
Construction and land development
Residential			248,422			3,050			191,544			14,791
Commercial			17,357,573			89,431			16,118,738			271,837
Total construction and land development			17,605,995			92,481			16,310,282			286,628
Commercial real estate
Farmland			1,049,489			2,000			1,049,489			17,405
Commercial real estate - owner occupied			15,151,109			213,897			15,994,108			492,126
Commercial real estate - non-owner occupied			17,261,228			437,034			17,645,019			703,349
Multifamily			1,361,630			44,333			1,580,204			71,631
Total commercial real estate			34,823,456			697,264			36,268,820			1,284,511
Consumer real estate
Home equity lines			1,885,959			22,556			1,581,531			62,349
Secured by 1-4 family residential,
secured by first deeds of trust			12,456,096			78,162			11,457,730			361,387
Secured by 1-4 family residential,
secured by second deeds of trust			792,088			4,677			764,083			24,473
Total consumer real estate			15,134,143			105,395			13,803,344			448,209
Commercial and industrial loans
(except those secured by real estate)			2,312,654			5,416			2,179,219			59,912
Consumer and other			45,710			1,006			54,754			2,099
		$	69,921,958		$	901,562		$	68,616,419		$	2,081,359
Included in impaired loans are loans classified as troubled debt restructurings (TDRs).  A modification of a loan’s terms constitutes a TDR if the creditor grants a concession to the borrower for economic or legal reasons related to the borrowers financial difficulties that it would not otherwise consider.  For loans classified as impaired TDRs, the Company further evaluates the loans as performing or nonaccrual.  To restore a nonaccrual loan that has been formally restructured in a TDR to accrual status, we perform a current, well-documented credit analysis supporting a return to accrual status based on the borrower’s financial condition and prospects for repayment under the revised terms. Otherwise, the TDR must remain in nonaccrual status. The analysis considers the borrower’s sustained historical repayment performance for a reasonable period prior to the return-to-accrual date, but may take into account payments made for a reasonable period prior to the restructuring if the payments are consistent with the modified terms. A sustained period of repayment performance generally would be a minimum of six months and would involve payments in the form of cash or cash equivalents.
An accruing loan that is modified in a TDR can remain in accrual status if, based on a current, well-documented credit analysis, collection of principal and interest in accordance with the modified terms is reasonably assured, and the borrower has demonstrated sustained historical repayment performance for a reasonable period before the modification.  The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment as of the dates indicated:
		30-Sep-13
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
Construction and land development
Commercial		$	4,977,801		$	3,253,743		$	1,724,058		$	-
Total construction and land development			4,977,801			3,253,743			1,724,058			-
Commercial real estate
Commercial real estate - owner occupied			9,580,489			8,508,801			1,071,688			-
Commercial real estate - non-owner occupied			9,911,774			9,911,774			-			-
Multifamily			2,385,797			2,385,797			-			-
Total commercial real estate			21,878,060			20,806,372			1,071,688			-
Consumer real estate
Home equity lines			-			-			-			-
Secured by 1-4 family residential,
secured by first deeds of trust			7,932,921			3,938,354			3,994,567			353,313
Secured by 1-4 family residential,
secured by second deeds of trust			511,025			353,205			157,820			-
Total consumer real estate			8,443,946			4,291,559			4,152,387			353,313
Commercial and industrial loans
(except those secured by real estate)			641,363			122,457			518,906			200,000
		$	35,941,170		$	28,474,131		$	7,467,039		$	553,313
		31-Dec-12
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
Construction and land development
Commercial		$	6,116,248		$	3,728,403		$	2,387,845		$	-
Total construction and land development			6,116,248			3,728,403			2,387,845			-
Commercial real estate
Commercial real estate - owner occupied			8,881,257			6,373,122			2,508,135			3,321
Commercial real estate - non-owner occupied			13,266,992			12,805,727			461,265			-
Multifamily			2,825,274			2,825,274			-			-
Total commercial real estate			24,973,523			22,004,123			2,969,400			3,321
Consumer real estate
Home equity lines			-			-			-			-
Secured by 1-4 family residential,
secured by first deeds of trust			7,011,329			3,431,124			3,580,205			15,633
Secured by 1-4 family residential,
secured by second deeds of trust			338,344			-			338,344			43,456
Total consumer real estate			7,349,673			3,431,124			3,918,549			59,089
Commercial and industrial loans
(except those secured by real estate)			380,427			5,803			374,624			39,243
Total		$	38,819,871		$	29,169,453		$	9,650,418		$	101,653
The following table provides information about TDRs identified during the three months ended September 30, 2013:
		Three Months Ended
		30-Sep-13
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
Commercial real estate
Commercial real estate - owner occupied			4		$	2,256,390		$	2,256,390
Total commercial real estate			4			2,256,390			2,256,390
Consumer real estate:
Secured by 1-4 family residential,
secured by first deeds of trust			5			715,110			715,110
Secured by 1-4 family residential,
secured by second deeds of trust			2			161,833			161,833
Total consumer real estate			7			876,943			876,943
			11		$	3,133,333		$	3,133,333
		Three Months Ended
		30-Sep-12
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
Construction and land development
Commercial			1		$	39,769		$	39,769
Total construction and land development			1			39,769			39,769
Commercial real estate:
Commercial real estate - non-owner occupied			7			4,737,776			4,737,776
Multifamily			1			634,594			634,594
Total commercial real estate			8			5,372,370			5,372,370
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			4			1,042,595			1,042,595
Total consumer real estate			4			1,042,595			1,042,595
Commercial and industrial loans
(except those secured by real estate)			1			199,964			199,964
			14		$	6,654,698		$	6,654,698
		Nine Months Ended
		30-Sep-13
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
Construction and land development
Commercial			6		$	2,991,415		$	2,991,415
Total construction and land development			6			2,991,415			2,991,415
Commercial real estate
Commercial real estate - owner occupied			4			1,087,390			1,087,390
Total commercial real estate			4			1,087,390			1,087,390
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			16			2,265,830			2,265,830
Secured by 1-4 family residential,
secured by second deeds of trust			2			161,832			161,832
Total consumer real estate			18			2,427,662			2,427,662
Commercial and industrial loans
(except those secured by real estate)			1			382,083			382,083
			29		$	6,888,550		$	6,888,550
		Nine Months Ended
		30-Sep-12
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
Construction and land development
Residential			3		$	191,544		$	191,544
Commercial			12			3,938,672			3,938,672
Total construction and land development			15			4,130,216			4,130,216
Commercial real estate:
Farmland						-			-
Commercial real estate - owner occupied			1			1,388,851			1,388,851
Commercial real estate - non-owner occupied			9			9,665,791			9,665,791
Multifamily			1			634,594			634,594
Total commercial real estate			11			11,689,236			11,689,236
Consumer real estate:
Home equity lines			1			349,192			349,192
Secured by 1-4 family residential,
secured by first deeds of trust			39			4,505,468			4,505,468
Secured by 1-4 family residential,
secured by second deeds of trust			1			69,815			69,815
Total consumer real estate			41			4,924,475			4,924,475
Commercial and industrial loans
(except those secured by real estate)			6			456,028			456,028
Consumer and other			-			-			-
			73		$	21,199,955		$	21,199,955
		Year Ended
		31-Dec-12
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
Construction and land development
Commercial			6		$	653,612		$	653,612
Total construction and land development			6			653,612			653,612
Commercial real estate									-
Commercial real estate - owner occupied			1			522,715			522,715
Commercial real estate - non-owner occupied			6			2,102,231			2,102,231
Total commercial real estate			7			2,624,946			2,624,946
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			25			5,570,245			5,570,245
Secured by 1-4 family residential,
secured by second deeds of trust			1			338,344			338,344
Total consumer real estate			26			5,908,589			5,908,589
Commercial and industrial loans
(except those secured by real estate)			1			117,813			117,813
Consumer and other			-			-			-
			40		$	9,304,960		$	9,304,960
The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment three months ended September 30, 2013:
		Three Months Ended September 30, 2013
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
Commercial real estate
Commercial real estate - owner occupied		$	2,256,390		$	2,256,390		$	-		$	-
Total commercial real estate			2,256,390			2,256,390			-			-
Consumer real estate
Secured by 1-4 family residential, secured by first deeds of trust			715,110			308,454			406,656			29,813
Secured by 1-4 family residential, secured by second deeds of trust			161,832			4,012			157,820
Total consumer real estate			876,942			312,466			564,476			29,813
		$	3,133,332		$	2,568,856		$	564,476		$	29,813
The following tables summarize defaults on TDRs for the periods indicated:
		Three Months Ended
		30-Sep-13
		Number of			Recorded
Defaults on TDRs		Loans			Balance
Commercial real estate
Commercial real estate - owner occupied			2		$	2,756,976
Total commercial real estate			2			2,756,976
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			2			272,185
Total consumer real estate			2			272,185
Total			4		$	3,029,161
		Three Months Ended
		30-Sep-12
		Number of			Recorded
Defaults on TDRs		Loans			Balance
Construction and land development
Commercial			1		$	39,769
Total construction and land development			1			39,769
Commercial real estate
Commercial real estate - non-owner occupied			1			461,265
Multifamily			1			461,265
Total commercial real estate
Commercial and industrial loans
(except those secured by real estate)			1			119,964
Total			3		$	620,998
		Nine Months Ended
		30-Sep-13
		Number of			Recorded
Defaults on TDRs		Loans			Balance
Commercial real estate
Commercial real estate - owner occupied			2		$	2,756,976
Multifamily			2			2,756,976
Total commercial real estate
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			5			1,481,050
Total consumer real estate			5			1,481,050
Total			7		$	4,238,026
		Year Ended
		31-Dec-12
		Number of			Recorded
Defaults on TDRs		Loans			Balance
Construction and land development
Commercial			8		$	2,387,845
Total construction and land development			8			2,387,845
Commercial real estate
Farmland
Commercial real estate - owner occupied			2			2,053,276
Commercial real estate - non-owner occupied			1			461,265
Multifamily			3			2,514,541
Total commercial real estate
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust			8			3,302,827
Secured by 1-4 family residential,
secured by second deeds of trust			1			338,344
Total consumer real estate			9			3,641,171
Commercial and industrial loans
(except those secured by real estate)			4			257,136
Total			24		$	8,800,693
Activity in the allowance for loan losses is as follows for the periods indicated:
		Allowance for Loan Losses
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
Three Months Ended September 30, 2013
Construction and land development
Residential		$	595,642		$	-		$	-		$	300		$	595,942
Commercial			4,777,533			-			(175,019	)		34,138			4,636,652
Commercial real estate
Farmland			808,000			-			(448,000	)		-			360,000
Commercial real estate - owner occupied			1,126,134			-			(128,617	)		-			997,517
Commercial real estate - non-owner occupied			307,267			-			-			-			307,267
Multifamily			23,434			-			-			-			23,434
Consumer real estate									-
Home equity lines			414,671			-			(22,455	)		9,350			401,566
Secured by 1-4 family residential,
secured by first deeds of trust			504,142			-			(126,839	)		1,016			378,319
Secured by 1-4 family residential,
secured by second deeds of trust			13,868			-			-			239			14,107
Commercial and industrial loans
(except those secured by real estate)			946,414			-			(114,642	)		24,186			855,958
Consumer and other			92,672			-			(37,992	)		2,502			57,182
Total		$	9,609,777		$	-		$	(1,053,564	)	$	71,731		$	8,627,944
Three Months Ended September 30, 2012
Construction and land development
Residential		$	599,554		$	(146,645	)	$	(2,500	)	$	43,883		$	494,292
Commercial			4,562,330			1,907,303			(1,732,520	)		4,095			4,741,208
Commercial real estate
Farmland			-			-			-			-			-
Commercial real estate - owner occupied			2,520,907			(710,375	)		(375,184	)		-			1,435,348
Commercial real estate - non-owner occupied			1,400,093			(465,241	)		(118,000	)		-			816,852
Multifamily			92,728			(59,331	)		-			-			33,397
Consumer real estate
Home equity lines			776,732			461,686			(389,585	)		7,144			855,977
Secured by 1-4 family residential,
secured by first deeds of trust			2,038,947			(55,146	)		(456,559	)		-			1,527,242
Secured by 1-4 family residential,
secured by second deeds of trust			375,552			298,168			(231,273	)		-			442,447
Commercial and industrial loans
(except those secured by real estate)			2,345,245			(480,271	)		(272,059	)		12,496			1,605,411
Consumer and other			153,633			(50,148	)		(1,374	)		1,559			103,670
Total		$	14,865,721		$	700,000		$	(3,579,054	)	$	69,177		$	12,055,844
		Allowance for Loan Losses
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
Nine Months Ended September 30, 2013
Construction and land development
Residential		$	494,742		$	-		$	-		$	101,200		$	595,942
Commercial			4,611,410			15,000			(270,354	)		280,596			4,636,652
Commercial real estate
Farmland			-			808,000			(448,000	)		-			360,000
Commercial real estate - owner occupied			1,358,863			-			(403,996	)		42,650			997,517
Commercial real estate - non-owner occupied			816,852			-			(509,585	)		-			307,267
Multifamily			23,434			-			-			-			23,434
Consumer real estate									-
Home equity lines			658,135			-			(266,119	)		9,550			401,566
Secured by 1-4 family residential,
secured by first deeds of trust			1,358,102			-			(1,001,833	)		22,050			378,319
Secured by 1-4 family residential,
secured by second deeds of trust			223,307			-			(214,720	)		5,520			14,107
Commercial and industrial loans
(except those secured by real estate)			1,161,654			-			(465,885	)		160,189			855,958
Consumer and other			101,328			-			(52,219	)		8,073			57,182
Total		$	10,807,827		$	823,000		$	(3,632,711	)	$	629,828		$	8,627,944
Nine Months Ended September 30, 2012
Construction and land development
Residential		$	704,728		$	542,067		$	(797,286	)	$	44,783		$	494,292
Commercial			6,798,177			3,444,160			(5,505,724	)		4,595			4,741,208
Commercial real estate
Farmland			-			-			-			-			-
Commercial real estate - owner occupied			1,496,466			623,552			(684,670	)		-			1,435,348
Commercial real estate - non-owner occupied			1,548,899			(300,898	)		(431,354	)		205			816,852
Multifamily			406,635			(373,238	)		-			-			33,397
Consumer real estate
Home equity lines			860,307			668,614			(681,405	)		8,461			855,977
Secured by 1-4 family residential,
secured by first deeds of trust			1,881,470			2,610,905			(3,045,937	)		80,804			1,527,242
Secured by 1-4 family residential,
secured by second deeds of trust			397,504			468,192			(427,882	)		4,633			442,447
Commercial and industrial loans
(except those secured by real estate)			1,655,713			1,230,555			(1,427,841	)		146,984			1,605,411
Consumer and other			321,525			181,091			(403,680	)		4,734			103,670
Total		$	16,071,424		$	9,095,000		$	(13,405,779	)	$	295,199		$	12,055,844
		Allowance for Loan Losses
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
Year Ended December 31, 2012
Construction and land development
Residential		$	704,728		$	542,067		$	(797,286	)	$	45,233		$	494,742
Commercial			6,798,177			3,444,160			(5,645,064	)		14,137			4,611,410
Commercial real estate
Farmland			-			-			-			-			-
Commercial real estate - owner occupied			1,496,466			623,552			(961,155	)		200,000			1,358,863
Commercial real estate - non-owner occupied			1,548,899			(300,898	)		(431,354	)		205			816,852
Multifamily			406,635			(373,238	)		(9,963	)		-			23,434
Consumer real estate
Home equity lines			860,307			668,614			(883,848	)		13,062			658,135
Secured by 1-4 family residential,
secured by first deeds of trust			1,881,470			2,610,905			(3,220,072	)		85,799			1,358,102
Secured by 1-4 family residential,
secured by second deeds of trust			397,504			468,192			(663,135	)		20,746			223,307
Commercial and industrial loans
(except those secured by real estate)			1,655,713			1,230,555			(1,879,517	)		154,903			1,161,654
Consumer and other			321,525			181,091			(408,302	)		7,014			101,328
Total		$	16,071,424		$	9,095,000		$	(14,899,696	)	$	541,099		$	10,807,827
Loans were evaluated for impairment as follows for the periods indicated:
		Loans Evaluated for Impairment
		Individually			Collectively			Total
Nine Months Ended September 30, 2013
Construction and land development
Residential		$	575,874		$	3,021,837		$	3,597,711
Commercial			19,726,638			11,789,756			31,516,394
Commercial real estate
Farmland			781,927			1,137,361			1,919,288
Commercial real estate - owner occupied			51,072,925			21,421,804			72,494,729
Commercial real estate - non-owner occupied			35,956,512			10,801,963			46,758,475
Multifamily			9,442,862			2,151,115			11,593,977
Consumer real estate			-
Home equity lines			1,334,700			20,520,668			21,855,368
Secured by 1-4 family residential,
secured by first deeds of trust			12,630,505			59,305,150			71,935,655
Secured by 1-4 family residential,
secured by second deeds of trust			539,279			8,244,864			8,784,143
Commercial and industrial loans
(except those secured by real estate)			13,202,379			17,172,294			30,374,673
Consumer and other			-			2,171,414			2,171,414
Total		$	145,263,601		$	157,738,226		$	303,001,827
Year Ended December 31, 2012
Construction and land development
Residential		$	1,247,709		$	1,597,885		$	2,845,594
Commercial			27,351,857			13,857,974			41,209,831
Commercial real estate
Farmland			1,391,501			1,189,796			2,581,297
Commercial real estate - owner occupied			67,167,587			25,604,945			92,772,532
Commercial real estate - non-owner occupied			41,801,577			12,749,240			54,550,817
Multifamily			6,461,639			1,516,750			7,978,389
Consumer real estate
Home equity lines			2,185,040			23,336,357			25,521,397
Secured by 1-4 family residential,
secured by first deeds of trust			15,526,551			65,261,874			80,788,425
Secured by 1-4 family residential,
secured by second deeds of trust			557,600			8,959,645			9,517,245
Commercial and industrial loans
(except those secured by real estate)			15,101,291			19,282,826			34,384,117
Consumer and other			-			2,760,622			2,760,622
Total		$	178,792,352		$	176,117,914		$	354,910,266

Deposits

Deposits	9 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Deposits	'
	Note 6 – Deposits
	Deposits as of June 30, 2013 and December 31, 2012 were as follows:
		30-Sep-13					31-Dec-12
		Amount		%			Amount		%
	Demand accounts	$	59,172,655		14.7	%	$	57,049,348		13.1	%
	Interest checking accounts		44,546,350		11.1	%		45,861,199		10.5	%
	Money market accounts		63,156,132		15.7	%		66,007,160		15.1	%
	Savings accounts		20,780,476		5.2	%		20,922,112		4.8	%
	Time deposits of $100,000 and over		99,168,163		24.7	%		113,332,481		26	%
	Other time deposits		114,772,639		28.6	%		133,150,662		30.5	%
	Total	$	401,596,415		100	%	$	436,322,962		100	%

Trust_preferred_securities

Trust preferred securities	9 Months Ended
	Sep. 30, 2013
Trust preferred securities [Abstract]	'
Trust preferred securities	'
	Note 7 – Trust preferred securities
	During the first quarter of 2005, Southern Community Financial Capital Trust I, a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable securities.  On February 24, 2005, $5.2 million of Trust Preferred Capital Notes were issued through a pooled underwriting.  The securities have a LIBOR-indexed floating rate of interest (three-month LIBOR plus 2.15%) which adjusts, and is payable, quarterly. The interest rate at September 30, 2013 was 2.40%. The securities were redeemable at par beginning on March 15, 2010 and each quarter after such date until the securities mature on March 15, 2035.  No amounts have been redeemed at September 30, 2013 and there are no plans to do so.  The principal asset of the Trust is $5.2 million of the Company’s junior subordinated debt securities with like maturities and like interest rates to the Trust Preferred Capital Notes.
	During the third quarter of 2007, Village Financial Statutory Trust II, a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable securities.  On September 20, 2007, $3.6 million of Trust Preferred Capital Notes were issued through a pooled underwriting.  The securities have a five year fixed interest rate of 6.29% payable quarterly, converting after five years to a LIBOR-indexed floating rate of interest (three-month LIBOR plus 1.40%) which adjusts, and is also payable, quarterly.  The securities may be redeemed at par at any time commencing in December 2012 until the securities mature in 2037.  The principal asset of the Trust is $3.6 million of the Company’s junior subordinated debt securities with like maturities and like interest rates to the Trust Preferred Capital Notes.
	The Trust Preferred Capital Notes may be included in Tier 1 capital for regulatory capital adequacy determination purposes up to 25% of Tier 1 capital after its inclusion.  The portion of the Trust Preferred Capital Notes not considered as Tier 1 capital may be included in Tier 2 capital.
	The obligations of the Company with respect to the issuance of the Trust Preferred Capital Notes constitute a full and unconditional guarantee by the Company of the Trust’s obligations with respect to the Trust Preferred Capital Notes.  Subject to certain exceptions and limitations, the Company may elect from time to time to defer interest payments on the junior subordinated debt securities, which would result in a deferral of distribution payments on the related Trust Preferred Capital Notes and require a deferral of common dividends.  In consideration of our agreements with our regulators, which require regulatory approval to make interest payments on these securities, the Company has deferred an aggregate of $807,316 in interest payments on the junior subordinated debt securities as of September 30, 2013.  The Company has been deferring interest payments since June 2011.  The Company can defer up to twenty quarterly interest payments on the junior subordinated debt securities before it is considered in default.  Although we elected to defer payment of the interest due, the amount has been accrued and is included in interest expense in the consolidated statement of operations.

Stock_incentive_plan

Stock incentive plan	9 Months Ended
	Sep. 30, 2013
Stock incentive plan [Abstract]	'
Stock incentive plan	'
	Note 8 – Stock incentive plan
	The Company has a stock incentive plan which authorizes the issuance of up to 555,000 shares of common stock to assist the Company in recruiting and retaining key personnel.
	The following table summarizes stock options outstanding under the stock incentive plan at the indicated dates:
		Nine Months Ended September 30,
		2013								2012
					Weighted								Weighted
					Average								Average
					Exercise		Fair Value		Intrinsic				Exercise		Fair Value		Intrinsic
		Options			Price		Per Share		Value	Options			Price		Per Share		Value
	Options outstanding,
	beginning of period		255,630		$	9.48	$	4.7			264,980		$	9.48	$	4.7
	Granted		42,205			1.58		0.61			5,000			1		1.08
	Forfeited		(3,000	)		7.7		4.99			(3,450	)		4.98		3.12
	Exercised		-			-		-			-			-		-
	Options outstanding,
	end of period		294,835		$	9.4	$	4.06	$                     -		266,530		$	9.71	$	4.66	$                      -
	Options exercisable,
	end of period		256,130								261,530
	The fair value of the stock is calculated under the same methodology as stock options and the expense is recognized over the vesting period.  Unamortized stock-based compensation related to nonvested share based compensation arrangements granted under the Incentive Plan as of September 30, 2013 and 2012 was $115,764 and $2,734 respectively.  The time based unamortized compensation of $115,764 is expected to be recognized over a weighted average period of 2.82 years.
	Stock-based compensation expense was $5,964 and $6,506 for the nine months ended September 30, 2013 and 2012, respectively.

Fair_value

Fair value	9 Months Ended
	Sep. 30, 2013
Fair value [Abstract]	'
Fair value	'
	Note 9 — Fair value
	The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction between market participants.  A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability.  The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs.  An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transaction involving such assets and liabilities; it is not a forced transaction.  Market participants are buyers and sellers in the principal market that are independent, knowledgeable, able to transact and willing to transact.
	FASB Codification Topic 820: Fair Value Measurements and Disclosures establishes a hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs.  The fair values hierarch is as follows:
	Level 1 Inputs — Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2Inputs — Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3 Inputs- Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Company used the following methods to determine the fair value of each type of financial instrument:
	Securities: Fair values for securities available-for-sale are obtained from an independent pricing service.  The prices are not adjusted.  The independent pricing service uses industry-standard models to price U.S. Government agency obligations and mortgage backed securities that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures.  Securities of obligations of state and political subdivisions are valued using a type of matrix, or grid, pricing in which securities are benchmarked against the treasury rate based on credit rating.  Substantially all assumptions used by the independent pricing service are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace (Levels 1 and 2).
	Impaired loans: The fair values of impaired loans are measured for impairment using the fair value of the collateral for collateral-dependent loans on a nonrecurring basis. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable. The vast majority of the Company’s collateral is real estate.  The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data (Level 2).  However, if the collateral is a house or building in the process of construction or if an appraisal of the property is more than two years old, then a Level 3 valuation is considered to measure the fair value.   The value of business equipment is based upon an outside appraisal if deemed significant using observable market data.  Likewise, values for inventory and account receivables collateral are based on financial statement balances or aging reports (Level 3).  Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income.
	Real Estate Owned: Real estate owned assets are adjusted to fair value upon transfer of the loans to foreclosed assets.  Subsequently, real estate owned assets are carried at net realizable value.  Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed asset as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the foreclosed asset as nonrecurring level 3.
	Assets and liabilities measured at fair value under Topic 820 on a recurring and non-recurring basis are summarized below for the indicated dates:
			Fair Value Measurement
			at September 30, 2013 Using
			(In thousands)
						Quoted Prices
						in Active			Other			Significant
						Markets for			Observable			Unobservable
			Carrying			Identical Assets			Inputs			Inputs
			Value			(Level 1)			(Level 2)			(Level 3)
	Financial Assets - Recurring
	US Government Agencies		$	42,414		$	-		$	42,414		$	-
	MBS			2,970			-			1,261			-
	Municipals			13,728			-			13,894			-
	Residential loans held for sale			14,527			-			14,527			-
										-
	Financial Assets - Non-Recurring
	Impaired loans			50,964			-			43,824			7,140
	Other real estate owned			19,652			-			18,290			1,362
			Fair Value Measurement
			at December 31, 2012 Using
			(In thousands)
						Quoted Prices
						in Active			Other			Significant
						Markets for			Observable			Unobservable
			Carrying			Identical Assets			Inputs			Inputs
			Value			(Level 1)			(Level 2)			(Level 3)
	Financial Assets - Recurring
	US Government Agencies		$	11,387		$	5,000		$	6,387		$	-
	MBS			1,829			-			1,829			-
	Municipals			11,938			2,918			9,020			-
	Residential loans held for sale			24,188			-			24,188			-
	Financial Assets - Non-Recurring
	Impaired loans			54,775			-			47,016			7,759
	Other real estate owned			20,204			-			18,675			1,529
	The following table presents qualitative information about level 3 fair value measurements for financial instruments measured at fair value at September 30, 2013:
								Range
			Fair Value		Valuation	Unobservable		(Weighted
			Estimate		Techniques	Input		Average)
			(In thousands)
	Impaired Loans  -Real Estate Secured		$      6,030		Appraisal (1) or	Appraisal Adjustments		10%-30%
					Internal Valuation (2)	Liquidation Expenses (3)
	Impaired Loans - Non-Real Estate Secured		$      1,110		Appraisal (1) or	Appraisal Adjustments		10%-20%
					Discounted Cash Flow	Liquidation Expenses (3)
	Other Real Estate Owned		$      1,362		Appraisal (1) or	Appraisal Adjustments		7%-30%
					Internal Valuation (2)	Liquidation Expenses (3)
	(1) Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable
	(2) Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances
	(3) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses
	The following table presents the changes in the Level 3 fair value category for the nine months ended September 30, 2013.
			Impaired			Real Estate
			Loans			Owned			Total Assets
			(In thousands)
	Balance at December 31, 2012		$	7,759		$	1,529		$	9,288
Total realized and unrealized gains (losses)
Included in earnings			-			(326	)		(326	)
Included in other comprehensive income			-			-			-
Net transfers in and/or out of Level 3			(619	)		159			(460	)
Balance at September 30, 2013		$	7,140		$	1,362		$	8,502
In general, fair value of securities is based upon quoted market prices, where available.  If such quoted market prices are not available, fair value is based upon market prices determined by an outside, independent entity that primarily uses as inputs, observable market-based parameters.   Fair value of loans held for sale is based upon internally developed models that primarily use as inputs, observable market-based parameters.  Valuation adjustments may be made to ensure that financial instruments are recorded at fair value.  These adjustments may include amounts to reflect counterparty credit quality, among other things, as well as unobservable parameters.  Any such valuation adjustments are applied consistently over time.  The Company valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.  While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.  Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and or quarter valuation process.
Cash and cash equivalents – The carrying amount of cash and cash equivalents approximates fair value.
Investment securities – The fair value of investment securities available-for-sale is estimated based on bid quotations received from independent pricing services for similar assets.  The carrying amount of other investments approximates fair value.
Loans – For variable rate loans that reprice frequently and have no significant change in credit risk, fair values are based on carrying values.  For all other loans, fair values are calculated by discounting the contractual cash flows using estimated market discount rates which reflect the credit and interest rate risk inherent in the loans, or by using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Deposits – The fair value of deposits with no stated maturity, such as demand, interest checking and money market, and savings accounts, is equal to the amount payable on demand at year-end.  The fair value of certificates of deposit is based on the discounted value of contractual cash flows using the rates currently offered for deposits of similar remaining maturities.
Borrowings – The fair value of borrowings is based on the discounted value of contractual cash flows using the rates currently offered for borrowings of similar remaining maturities
Accrued interest – The carrying amounts of accrued interest receivable and payable approximate fair value.
Village Bank
Fair Value - Financial Instruments Summary
30-Sep-13
			September 30,						December 31,
			2013						2012
	Level in Fair
	Value		Carrying			Estimated			Carrying			Estimated
	Hierarchy		Value			Fair Value			Value			Fair Value
Financial assets
Cash	Level 1		$	13,142,811		$	13,142,811		$	13,945,105		$	13,945,105
Cash equivalents	Level 2			20,632,216			20,632,216			39,185,837			39,185,837
Investment securities available for sale	Level 1			-			-			7,918,420			7,918,420
Investment securities available for sale	Level 2			59,112,521			59,112,521			17,235,626			17,235,626
Federal Home Loan Bank stock	Level 2			1,642,300			1,642,300			2,121,900			2,121,900
Loans held for sale	Level 2			14,526,577			14,526,577			24,188,384			24,188,384
Loans	Level 2			244,101,136			247,933,319			290,115,508			294,476,846
Impaired loans	Level 2			43,824,127			43,824,127			47,016,065			47,016,065
Impaired loans	Level 3			7,139,567			7,139,567			7,758,689			7,758,689
Other real estate owned	Level 2			18,603,822			18,603,822			18,675,164			18,675,164
Other real estate owned	Level 3			1,361,832			1,361,832			1,528,527			1,528,527
Bank owned life insurance	Level 3			6,718,678			6,718,678			6,575,018			6,575,018
Accrued interest receivable	Level 2			1,517,519			1,517,519			1,676,518			1,676,518
Financial liabilities
Deposits	Level 2			401,596,415			402,889,752			436,322,962			437,644,329
FHLB borrowings	Level 2			18,000,000			18,249,300			28,000,000			28,424,029
Trust preferred securities	Level 2			8,764,000			7,274,120			8,764,000			7,537,040
Other borrowings	Level 2			3,289,463			3,289,463			4,851,811			4,851,811
Accrued interest payable	Level 2			1,054,233			1,054,233			911,635			911,635

Capital_Purchase_Program

Capital Purchase Program	9 Months Ended
	Sep. 30, 2013
Capital Purchase Program [Abstract]	'
Capital Purchase Program	'
	Note 10 – Capital Purchase Program
	On May 1, 2009, as part of the Capital Purchase Program established by the U.S. Department of the Treasury (the “Treasury”) under the Emergency Economic Stabilization Act of 2008 (“EESA”), the Company entered into a Letter Agreement and Securities Purchase Agreement—Standard Terms (collectively, the “Purchase Agreement”) with the Treasury, pursuant to which the Company sold (i) 14,738 shares of the Company’s Fixed Rate Cumulative Perpetual Preferred Stock, Series A, par value $4.00 per share, having a liquidation preference of $1,000 per share (the “Preferred Stock”) and (ii) a warrant (the “Warrant”) to purchase 499,029 shares of the Company’s common stock at an initial exercise price of $4.43 per share, subject to certain anti-dilution and other adjustments, for an aggregate purchase price of $14,738,000 in cash.  The fair value of the preferred stock was estimated using discounted cash flow methodology at an assumed market equivalent rate of 13%, with 20 quarterly payments over a five year period.  The fair value of the warrant was estimated using the Black-Scholes option pricing model, with assumptions of 25% volatility, a risk-free rate of 2.03%, a yield of 6.162% and an estimated life of 5 years.  The value attributed to the warrant is being accreted as a discount on the preferred stock using the effective interest rate method over five years.
	The Preferred Stock qualifies as Tier 1 capital and will pay cumulative dividends at a rate of 5% until May 1, 2014 and 9% thereafter, unless the shares are redeemed by the Company.  The Preferred Stock is generally non-voting, other than on certain matters that could adversely affect the Preferred Stock.
	The Warrant is immediately exercisable.  The Warrant provides for the adjustment of the exercise price and the number of shares of common stock issuable upon exercise pursuant to customary anti-dilution provisions, such as upon stock splits or distributions of securities or other assets to holders of common stock, and upon certain issuances of common stock at or below a specified price relative to the then-current market price of common stock.  The Warrant expires ten years from the issuance date.  Pursuant to the Purchase Agreement, the Treasury has agreed not to exercise voting power with respect to any shares of common stock issued upon exercise of the Warrant.
	As required by the Federal Reserve Bank of Richmond, the Company notified the U.S. Treasury in May 2011 that the Company was going to defer the payment of the quarterly cash dividend of $184,225 due on May 16, 2011, and subsequent quarterly payments, on the Fixed Rate Cumulative Perpetual Preferred Stock, Series A.  The total arrearage on such preferred stock as of September 30, 2013 was $1,934,362.  This amount has been accrued for and is included in other liabilities in the consolidated balance sheet.
	In June 2012 the Treasury asked to allow an observer at the Company’s meetings of its board of directors.  The observer started attending board meetings in August 2012.  The Treasury has the contractual right to nominate up to two members to the board of directors upon the Company’s sixth missed dividend payment.  The Company has deferred ten dividend payments as of September 30, 2013.  However, Treasury has not indicated that it will nominate two directors to the board of directors.
	The Bank is subject to various regulatory capital requirements administered by the federal and state banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements.  Under the capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices.  The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

Commitments_and_contingencies

Commitments and contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and contingencies [Abstract]	'
Commitments and contingencies	'
	Note 11 – Commitments and contingencies
	Off-balance-sheet risk – The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financial needs of its customers.  These financial instruments include commitments to extend credit and standby letters of credit.  These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amounts recognized in the financial statements.  The contract amounts of these instruments reflect the extent of involvement that the Company has in particular classes of instruments.
	The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit, and to potential credit loss associated with letters of credit issued, is represented by the contractual amount of those instruments.  The Company uses the same credit policies in making commitments and conditional obligations as it does for loans and other such on-balance sheet instruments.
	The Company had outstanding the following approximate off-balance-sheet financial instruments whose contract amounts represent credit risk at the dates indicated:
			September 30,		December 31,
			2013		2012
	Undisbursed credit lines		$	35,536,000	$	35,780,000
	Commitments to extend or originate credit			20,252,000		25,016,000
	Standby letter of credit			2,672,000		3,314,000
	Total commitments to extend credit		$	58,460,000	$	64,110,000
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee.  Historically, many commitments expire without being drawn upon; therefore, the total commitment amounts shown in the above table are not necessarily indicative of future cash requirements.  The Company evaluates each customer’s creditworthiness on a case-by-case basis.  The amount of collateral obtained, as deemed necessary by the Company upon extension of credit is based on management’s credit evaluation of the customer.  Collateral held varies but may include personal or income-producing commercial real estate, accounts receivable, inventory and equipment.
	Concentrations of credit risk – All of the Company’s loans, commitments to extend credit, and standby letters of credit have been granted to customers in the Company’s market area.  Although the Company is building a diversified loan portfolio, a substantial portion of its clients’ ability to honor contracts is reliant upon the economic stability of the Richmond, Virginia area, including the real estate markets in the area.  The concentrations of credit by type of loan are set forth in Note 5.  The distribution of commitments to extend credit approximates the distribution of loans outstanding.
	Consent Order – In February 2012, the Bank entered into a Stipulation and Consent to the Issuance of a Consent Order (“Consent Agreement”) with the Federal Deposit Insurance Corporation and the Virginia Bureau of Financial Institutions (the “Supervisory Authorities”), and the Supervisory Authorities have issued the related Consent Order (the “Order”) effective February 3, 2012.  The description of the Consent Agreement and the Order is set forth below:
	Management. The Order requires that the Bank have and retain qualified management, including at a minimum a chief executive officer, senior lending officer and chief operating officer, with qualifications and experience commensurate with their assigned duties and responsibilities within 90 days from the effective date of the order.  Within 30 days of the effective date of the Order, the Bank must retain a bank consultant to develop a written analysis and assessment of the Bank’s management and staffing needs for the purpose of providing qualified management for the Bank.  Within 30 days from receipt of the consultant’s management report, the Bank must formulate a written management plan that incorporates the findings of the management report, a plan of action in response to each recommendation contained in the management report, and a timeframe for completing each action.
	Capital Requirements. Within 90 days from the effective date of the Order and during the life of the Order, the Bank must have Tier 1 capital equal to or greater than 8 percent of its total assets, and total risk-based capital equal to or greater than 11 percent of the Bank’s total risk-weighted assets.  Within 90 days from the effective date of the Order, the Bank must submit a written capital plan to the Supervisory Authorities.  The capital plan must include a contingency plan in the event that the Bank fails to maintain the minimum capital ratios required in the Order, submit a capital plan that is acceptable to the Supervisory Authorities, or implement or adhere to the capital plan.
	Charge-offs. The Order requires the Bank to eliminate from its books, by charge-off or collection, all assets or portions of assets classified “Loss” and 50 percent of those classified “Doubtful”.  If an asset is classified “Doubtful”, the Bank may, in the alternative, charge off the amount that is considered uncollectible in accordance with the Bank’s written analysis of loan or lease impairment.  The Order also prevents the Bank from extending, directly or indirectly, any additional credit to, or for the benefit of, any borrower who has a loan or other extension of credit from the Bank that has been charged off or classified, on whole or in part, “loss” or “doubtful” and is uncollected.  The Bank may not extend, directly or indirectly, any additional credit to any borrower who has a loan or other extension of credit from the Bank that has been classified “substandard.”  These limitations do not apply if the Bank’s failure to extend further credit to a particular borrower would be detrimental to the best interests of the Bank.
	Asset Growth. While the Order is in effect, the Bank must notify the Supervisory Authorities at least 60 days prior to undertaking asset growth that exceeds 10% or more per year or initiating material changes in asset or liability composition.  The Bank’s asset growth cannot result in noncompliance with the capital maintenance provisions of the Order unless the Bank receives prior written approval from the Supervisory Authorities.
	Restriction on Dividends and Other Payments. While the Order is in effect, the Bank cannot declare or pay dividends, pay bonuses, or pay any form of payment outside the ordinary course of business resulting in a reduction of capital without the prior written approval of the Supervisory Authorities.  In addition, the Bank cannot make any distributions of interest, principal, or other sums on subordinated debentures without prior written approval of the Supervisory Authorities.
	Brokered Deposits. The Order provides that the Bank may not accept, renew, or roll over any brokered deposits unless it is in compliance with the requirements of the FDIC regulations governing brokered deposits.  These regulations prohibit undercapitalized institutions from accepting, renewing, or rolling over any brokered deposits and also prohibit undercapitalized institutions from soliciting deposits by offering an effective yield that exceeds by more than 75 basis points the prevailing effective yields on insured deposits of comparable maturity in the institution’s market area. An “adequately capitalized” institution may not accept, renew, or roll over brokered deposits unless it has applied for and been granted a waiver by the FDIC.
	Written Plans and Other Material Terms. Under the terms of the Order, the Bank is required to prepare and submit the following written plans or reports to the FDIC and the Commissioner:
	·Plan to improve liquidity, contingency funding, interest rate risk, and asset liability management
	·Plan to reduce assets of $250,000 or greater classified “doubtful” and “substandard”
	·Revised lending and collection policy to provide effective guidance and control over the Bank’s lending and credit administration functions
				·Effective internal loan review and grading system
				·Policy for managing the Bank’s other real estate
				·Business/strategic plan covering the overall operation of the Bank
				·Plan and comprehensive budget for all categories of income and expense for the year 2011
				·Policy and procedures for managing interest rate risk
				·Assessment of the Bank’s information technology function
	Under the Order, the Bank’s board of directors has agreed to increase its participation in the affairs of the Bank, including assuming full responsibility for the approval of policies and objectives for the supervision of all of the Bank’s activities. The Bank must also establish a board committee to monitor and coordinate compliance with the Order.
	The Order will remain in effect until modified or terminated by the Supervisory Authorities.
	While subject to the Consent Order, we expect that our management and board of directors will be required to focus considerable time and attention on taking corrective actions to comply with the terms.  In addition, certain provisions of the Consent Order described above could adversely impact the Company’s businesses and results of operations.
	Written Agreement – In June 2012, the Company entered into a written agreement (“Written Agreement”) with the Federal Reserve Bank of Richmond (“Reserve Bank”).  Under the terms of the Written Agreement, the Company has agreed to develop and submit to the Reserve Bank for approval within the time periods specified therein written plans to maintain sufficient capital and correct any violations of section 23A of the Federal Reserve Act and Regulation W.  In addition, the Company will submit a written statement of its planned sources and uses of cash for debt service, operation expenses, and other purposes.
	The Company also has agreed that it will not, without prior regulatory approval:
		·	pay or declare any dividends;
		·	take any other form of payment representing a reduction in Bank’s capital;
		·	make any distributions of interest, principal or other sums on subordinated debentures or trust preferred securities;
		·	incur, increase or guarantee any debt;
		·	purchase or deem any shares of its stock.
	Since entering into the Order and the Written Agreement, the Company has taken numerous steps to comply with the terms of the agreements.
	In March 2013, the Special Inspector General for the Troubled Asset Relief Program (“SIGTARP”) notified the Company that it was conducting an investigation of the Company and has issued three subpoenas requesting the Company to produce certain documents and other information.  The Company is cooperating fully with SIGTARP and has produced all the documents and other information requested thus far by SIGTARP.  The Company cannot predict the duration or the outcome of the investigation, including the effect the investigation and the costs associated with the investigation could have on the Company’s business, financial condition, or results of operations.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 12 – Income Taxes
	The net deferred tax asset is included in other assets on the balance sheet.  Accounting Standards Codification Topic 740, Income Taxes, requires that companies assess whether a valuation allowance should be established against their deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard.  Management considers both positive and negative evidence and analyzes changes in near-term market conditions as well as other factors which may impact future operating results.  In making such judgments, significant weight is given to evidence that can be objectively verified.  The deferred tax assets are analyzed quarterly for changes affecting realization.  Management determined that as of September 30, 2013, the objective negative evidence represented by the Company’s recent losses outweighed the more subjective positive evidence and, as a result, recognized a valuation allowance for all of the net deferred tax asset that is dependent on future earnings of the Company of approximately $10,158,000.

Recent_accounting_pronouncemen

Recent accounting pronouncements	9 Months Ended
	Sep. 30, 2013
Recent accounting pronouncements [Abstract]	'
Recent accounting pronouncements	'
	Note 13 – Recent accounting pronouncements
	In February 2013, the Financial Accounting Standards Board (FASB) issued ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which is intended to improve the reporting of reclassifications out of accumulated other comprehensive income. The ASU requires an entity to report, either on the face of the income statement or in the notes to the financial statements, the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in the income statement if the amount being reclassified is required to be reclassified in its entirety to net income. For other amounts that are not required to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other required disclosures that provide additional detail about those amounts. This ASU is effective prospectively in the first quarter of 2013.  The company adopted ASU 2013-02 in the first quarter of 2013 by adding the required disclosure.  The adoption of ASU 2013-02 did not have a material effect on the Company’s financial condition and results of operations.

Principles_of_presentation_Pol

Principles of presentation (Policies)	9 Months Ended
	Sep. 30, 2013
Principles of presentation [Abstract]	'
Basis of presentation	'
	Village Bank and Trust Financial Corp. (the “Company”) is the holding company of Village Bank (the “Bank”).  The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s three wholly-owned subsidiaries, Village Bank Mortgage Company, Village Insurance Agency, Inc., and Village Financial Services Company.  All material intercompany balances and transactions have been eliminated in consolidation.
	In the opinion of management, the accompanying condensed consolidated financial statements of the Company have been prepared on the accrual basis in accordance with generally accepted accounting principles for interim financial information.  Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements.  However, all adjustments that are, in the opinion of management, necessary for a fair presentation have been included.  The results of operations for the three and nine month periods ended September 30, 2013 are not necessarily indicative of the results to be expected for the full year ending December 31, 2013.  The unaudited interim financial statements should be read in conjunction with the audited financial statements and notes to financial statements that are presented in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012 as filed with the Securities and Exchange Commission.

Use_of_estimates_Policies

Use of estimates (Policies)	9 Months Ended
	Sep. 30, 2013
Use of estimates [Abstract]	'
Use of estimates	'
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheets and statements of income for the period.  Actual results could differ significantly from those estimates.  A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses and the related provision.

Earnings_loss_per_common_share1

Earnings (loss) per common share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings (loss) per common share [Abstract]	'
Basic and diluted earnings per share computation	'
	The following table presents the basic and diluted earnings per share computations:
		Three Months Ended September 30,						Nine Months Ended September 30,
		2013			2012			2013			2012
	Numerator
	Net income (loss) - basic and diluted	$	(266,826	)	$	(367,077	)	$	(188,763	)	$	(11,503,729	)
	Preferred stock dividend and accretion		221,531			221,142			664,275			627,031
	Net income (loss) available to common
	shareholders	$	(488,357	)	$	(588,219	)	$	(853,038	)	$	(12,130,760	)
	Denominator
	Weighted average shares outstanding - basic		4,251,795			4,250,990			4,251,795			4,250,990
	Dilutive effect of common stock options and
	restricted stock awards		13,185			-			13,185			-
	Weighted average shares outstanding - diluted		4,264,980			4,250,990			4,264,980			4,250,990
	Earnings (loss) per share - basic and diluted
	Earnings (loss) per share - basic	$	(0.11	)	$	(0.14	)	$	(0.20	)	$	(2.85	)
	Effect of dilutive common stock options		-			-			-			-
	Earnings (loss) per share - diluted	$	(0.11	)	$	(0.14	)	$	(0.20	)	$	(2.85	)

Investment_securities_availabl1

Investment securities available for sale (Tables)	9 Months Ended
	Sep. 30, 2013
Investment securities available for sale [Abstract]	'
Composition of investment portfolio	'
	The following table presents the composition of our investment portfolio at the dates indicated (dollars in thousands).
							Gross		Gross			Estimated
		Par		Amortized			Unrealized		Unrealized			Fair		Average
		Value		Cost			Gains		Losses			Value		Yield
	30-Sep-13
	US Treasury
	Five to ten years	$	8,000	$	7,820		$	-	$	(408	)	$	7,412		2.13	%
	Total		8,000		7,820			-		(408	)		7,412		2.13	%
	US Government Agencies
	One to Five years		3,000		2,006			-		(67	)		1,939		0.85	%
	Five to ten years		30,625		33,777			-		(2,486	)		31,291		1.77	%
	More than ten years		2,000		1,982			-		(210	)		1,772		2.22	%
	Total		35,625		37,765			-		(2,763	)		35,002		1.74	%
	Mortgage-backed securities
	More than ten years		2,979		2,997			5		(31	)		2,971		2.08	%
	Total		2,979		2,997			5		(31	)		2,971		2.08	%
	Municipals
	Five to ten years		6,155		6,706			-		(581	)		6,125		2.72	%
	More than ten years		6,780		8,452			-		(849	)		7,603		3.34	%
	Total		12,935		15,158			-		(1,430	)		13,728		3.06	%
	Total investment securities	$	59,539	$	63,740		$	5	$	(4,632	)	$	59,113		2.11	%
	31-Dec-12
	US Government Agencies
	More than ten years	$	10,500	$	11,394		$	8	$	(15	)	$	11,387		2.27	%
	Total		10,500		11,394			8		(15	)		11,387		2.27	%
	Mortgage-backed securities
	More than ten years		1,744		1,830			1		(2	)		1,829		0.97	%
	Total		1,744		1,830			1		(2	)		1,829		0.97	%
	Municipals
	One to five years		1,000		1,100			-		(22	)		1,078		3.25	%
	Five to ten years		3,500		4,031			-		(47	)		3,984		2.29	%
	More than ten years		5,280		6,908			10		(42	)		6,876		2.7	%
	Total		9,780		12,039			10		(111	)		11,938		2.61	%
	Total investment securities	$	22,024	$	25,263		$	19	$	(128	)	$	25,154		2.34	%
Investment securities available for sale that have unrealized loss position	'
	Investment securities available for sale that have an unrealized loss position at September 30, 2013 and December 31, 2012 are detailed below (dollars in thousands).
		Securities in a loss					Securities in a loss
		Position for less than					Position for more than
		12 Months					12 Months					Total
		Fair		Unrealized			Fair Value		Unrealized			Fair		Unrealized
		Value		Losses			(Loss)		Losses			Value		Losses
	30-Sep-13
	Investment securities
	available for sale
	US Treasuries	$	42,414	$	(3,171	)	$	-	$	-		$	42,414	$	(3,171	)
	Municipals		11,125		(1,243	)		2,603		(187	)		13,728		(1,430	)
	Mortgage-backed securities		1,929		(30	)		149		(1	)		2,078		(31	)
	Total	$	55,468	$	(4,444	)	$	2,752	$	(188	)	$	58,220	$	(4,632	)
	31-Dec-12
	Investment securities
	available for sale
	US Treasuries	$	4,378	$	(15	)	$	-	$	-		$	4,378	$	(15	)
	Municipals		8,064		(111	)		-		-			8,064		(111	)
	Mortgage-backed securities		167		(2	)		-		-			167		(2	)
	Total	$	12,609	$	(128	)	$	-	$	-		$	12,609	$	(128	)

Loans_and_allowance_for_loan_l1

Loans and allowance for loan losses (Tables)	9 Months Ended
	Sep. 30, 2013
Loans and allowance for loan losses [Abstract]	'
Composition of loan portfolio (excluding mortgage loans held for sale)	'
	The following table presents the composition of our loan portfolio (excluding mortgage loans held for sale) at the dates indicated (dollars in thousands).
		30-Sep-13						31-Dec-12
		Amount			%			Amount			%
	Construction and land development
	Residential	$	3,597,711			1.19	%	$	2,845,594			0.8	%
	Commercial		31,516,394			10.4	%		41,209,831			11.61	%
	Total construction and land development		35,114,105			11.59	%		44,055,425			12.41	%
	Commercial real estate
	Farmland		1,919,288			0.63	%		2,581,297			0.73	%
	Commercial real estate - owner occupied		72,494,729			23.93	%		92,772,532			26.14	%
	Commercial real estate - non-owner occupied		46,758,475			15.43	%		54,550,817			15.37	%
	Multifamily		11,593,977			3.83	%		7,978,389			2.25	%
	Total commercial real estate		132,766,469			43.82	%		157,883,035			44.49	%
	Consumer real estate
	Home equity lines		21,855,368			7.22	%		25,521,397			7.19	%
	Secured by 1-4 family residential,
	secured by first deeds of trust		71,935,655			23.74	%		80,788,425			22.76	%
	Secured by 1-4 family residential,
	secured by second deeds of trust		8,784,143			2.89	%		9,517,245			2.68	%
	Total consumer real estate		102,575,166			33.85	%		115,827,067			32.63	%
	Commercial and industrial loans
	(except those secured by real estate)		30,374,673			10.02	%		34,384,117			9.69	%
	Consumer and other		2,171,414			0.72	%		2,760,622			0.78	%
	Total loans		303,001,827			100	%		354,910,266			100	%
	Deferred loan cost (unearned income), net		690,947						787,823
	Less:  Allowance for loan losses		(8,627,944	)					(10,807,827	)
		$	295,064,830					$	344,890,262
Information on risk rating of loans	'
	The following tables provide information on the risk rating of loans at the dates indicated:
		30-Sep-13
		Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
			4-Jan			5			6			7		Loans
	Construction and land development
	Residential	$	3,387,941		$	209,770		$	-		$	-		$	3,597,711
	Commercial		18,872,141			2,183,558			10,078,612			382,083			31,516,394
	Total construction and land development		22,260,082			2,393,328			10,078,612			382,083			35,114,105
	Commercial real estate
	Farmland		1,354,495						-			564,793			1,919,288
	Commercial real estate - owner occupied		51,567,488			12,927,673			7,999,568			-			72,494,729
	Commercial real estate - non-owner occupied		30,214,409			6,185,443			10,358,623			-			46,758,475
	Multifamily		10,002,231			1,591,746			-			-			11,593,977
	Total commercial real estate		93,138,623			20,704,862			18,358,191			564,793			132,766,469
	Consumer real estate
	Home equity lines		17,921,068			874,579			3,059,721			-			21,855,368
	Secured by 1-4 family residential,
	secured by first deeds of trust		49,204,650			7,427,413			15,303,592			-			71,935,655
	Secured by 1-4 family residential,
	secured by second deeds of trust		6,541,571			213,540			2,029,032			-			8,784,143
	Total consumer real estate		73,667,289			8,515,532			20,392,345			-			102,575,166
	Commercial and industrial loans
	(except those secured by real estate)		21,984,571			3,594,882			4,795,220			-			30,374,673
	Consumer and other		1,910,429			141,552			119,433			-			2,171,414
	Total Loans	$	212,960,994		$	35,350,156		$	53,743,801		$	946,876		$	303,001,827
		31-Dec-12
		Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
			4-Jan			5			6			7		Loans
	Construction and land development:
	Residential	$	2,173,885		$	671,709		$	-		$	-		$	2,845,594
	Commercial		17,638,646			7,496,950			16,074,235			-			41,209,831
	Total construction and land development		19,812,531			8,168,659			16,074,235			-			44,055,425
	Commercial real estate:
	Farmland		1,531,808			-			1,049,489			-			2,581,297
	Commercial real estate - owner occupied		63,772,277			19,273,229			9,727,026			-			92,772,532
	Commercial real estate - non-owner occupied		24,199,053			15,671,633			14,170,546			509,585			54,550,817
	Multifamily		5,438,427			1,739,283			800,679			-			7,978,389
	Total commercial real estate		94,941,565			36,684,145			25,747,740			509,585			157,883,035
	Consumer real estate:
	Home equity lines		20,180,206			2,015,248			3,325,943			-			25,521,397
	Secured by 1-4 family residential,
	secured by first deeds of trust		49,659,724			11,235,261			19,893,440			-			80,788,425
	Secured by 1-4 family residential,
	secured by second deeds of trust		7,385,394			342,770			1,789,081			-			9,517,245
	Total consumer real estate		77,225,324			13,593,279			25,008,464			-			115,827,067
	Commercial and industrial loans
	(except those secured by real estate)		26,712,028			2,590,735			5,081,354			-			34,384,117
	Consumer and other		2,446,304			261,140			53,178			-			2,760,622
	Total Loans	$	221,137,752		$	61,297,958		$	71,964,971		$	509,585		$	354,910,266
Aging of recorded investment in past due loans and leases	'
	The following table presents the aging of the recorded investment in past due loans and leases as of the dates indicated:
		30-Sep-13
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
	Construction and land development
	Residential	$	-		$	-		$	-		$	-		$	3,597,711	$	3,597,711	$	-
	Commercial		2,143			-			-			2,143			31,514,251		31,516,394		-
	Total construction and land development		2,143			-			-			2,143			35,111,962		35,114,105		-
	Commercial real estate
	Farmland		-			-			-			-			1,919,288		1,919,288		-
	Commercial real estate - owner occupied		-			-			-			-			72,494,729		72,494,729		-
	Commercial real estate - non-owner occupied		-			-			-			-			46,758,475		46,758,475		-
	Multifamily		222,558			-			-			222,558			11,371,419		11,593,977		-
	Total commercial real estate		222,558			-			-			222,558			132,543,911		132,766,469		-
	Consumer real estate
	Home equity lines		49,990			25,000			-			74,990			21,780,378		21,855,368		-
	Secured by 1-4 family residential,
	secured by first deeds of trust		950,426			347,350			-			1,297,776			70,637,879		71,935,655		-
	Secured by 1-4 family residential,
	secured by second deeds of trust		58,071			-			-			58,071			8,726,072		8,784,143		-
	Total consumer real estate		1,058,487			372,350			-			1,430,837			101,144,329		102,575,166		-
	Commercial and industrial loans
	(except those secured by real estate)		2,529,797			-			-			2,529,797			27,844,876		30,374,673		-
	Consumer and other		5,085			970			-			6,055			2,165,359		2,171,414		-
	Total loans	$	3,818,070		$	373,320		$	-		$	4,191,390		$	298,810,437	$	303,001,827	$	-
		31-Dec-12
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
	Construction and land development:
	Residential	$	-		$	-		$	-		$	-		$	2,845,594	$	2,845,594	$	-
	Commercial		76,351			10,709			-			87,060			41,122,771		41,209,831		-
	Total construction and land development		76,351			10,709			-			87,060			43,968,365		44,055,425		-
	Commercial real estate:
	Farmland		-			-			-			-			2,581,297		2,581,297		-
	Commercial real estate - owner occupied		708,278			377,563			-			1,085,841			91,686,691		92,772,532		-
	Commercial real estate - non-owner occupied		1,094,906			714,655			-			1,809,561			52,741,256		54,550,817		-
	Multifamily		-			-			-			-			7,978,389		7,978,389		-
	Total commercial real estate		1,803,184			1,092,218			-			2,895,402			154,987,633		157,883,035		-
	Consumer real estate:
	Home equity lines		110,614			24,746			16,130			151,490			25,369,907		25,521,397		16,130
	Secured by 1-4 family residential,
	secured by first deeds of trust		645,807			1,507,073			-			2,152,880			78,635,545		80,788,425		-
	Secured by 1-4 family residential,
	secured by second deeds of trust		157,816			50,016			50,000			257,832			9,259,413		9,517,245		50,000
	Total consumer real estate		914,237			1,581,835			66,130			2,562,202			113,264,865		115,827,067		66,130
	Commercial and industrial loans
	(except those secured by real estate)		40,171			31,057			49,139			120,367			34,263,750		34,384,117		49,139
	Consumer and other		4,286			36,030			-			40,316			2,720,306		2,760,622		-
	Total Loans	$	2,838,229		$	2,751,849		$	115,269		$	5,705,347		$	349,204,919	$	354,910,266	$	115,269
Summary of impaired loans	'
	Impaired loans are set forth in the following table as of the dates indicated
		30-Sep-13
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
	With no related allowance recorded
	Construction and land development
	Commercial	$	5,239,636		$	7,416,295		$	-
	Total construction and land development		5,239,636			7,416,295			-
	Commercial real estate
	Commercial real estate - owner occupied		11,142,720			11,425,337			-
	Commercial real estate - non-owner occupied		11,188,393			11,386,393			-
	Multifamily		2,385,796			2,385,796			-
	Total commercial real estate		24,716,909			25,197,526			-
	Consumer real estate
	Home equity lines		1,093,103			1,191,959			-
	Secured by 1-4 family residential,
	secured by first deeds of trust		12,875,639			13,477,859			-
	Secured by 1-4 family residential,
	secured by second deeds of trust		973,479			1,143,136			-
	Total consumer real estate		14,942,221			15,812,954			-
	Commercial and industrial loans
	(except those secured by real estate)		468,908			745,448			-
	Consumer and other		93,876			93,876			-
			45,461,550			49,266,099			-
	With an allowance recorded
	Construction and land development:
	Commercial		1,458,303			1,458,303			219,633
	Total construction and land development		1,458,303			1,458,303			219,633
	Commercial real estate:
	Farmland		564,793			1,012,793			448,000
	Commercial real estate - non-owner occupied		1,084,608			1,084,608			251,108
	Total commercial real estate		1,649,401			2,097,401			699,108
	Consumer real estate:
	Secured by 1-4 family residential,
	secured by first deeds of trust		1,843,732			1,843,732			353,313
	Secured by 1-4 family residential,
	secured by second deeds of trust		133,335			133,335			33,307
	Total consumer real estate		1,977,067			1,977,067			386,620
	Commercial and industrial loans
	(except those secured by real estate)		416,765			416,765			233,611
	Consumer and other		-			-			-
			5,501,536			5,949,536			1,538,972
	Total
	Construction and land development
	Commercial		6,697,939			8,874,598			219,633
	Total construction and land development		6,697,939			8,874,598			219,633
	Commercial real estate
	Farmland		564,793			1,012,793			448,000
	Commercial real estate - owner occupied		11,142,720			11,425,337			-
	Commercial real estate - non-owner occupied		12,273,001			12,471,001			251,108
	Multifamily		2,385,796			2,385,796			-
	Total commercial real estate		26,366,310			27,294,927			699,108
	Consumer real estate
	Home equity lines		1,093,103			1,191,959			-
	Secured by 1-4 family residential,
	secured by first deeds of trust		14,719,371			15,321,591			353,313
	Secured by 1-4 family residential,
	secured by second deeds of trust		1,106,814			1,276,471			33,307
	Total consumer real estate		16,919,288			17,790,021			386,620
	Commercial and industrial loans
	(except those secured by real estate)		885,673			1,162,213			233,611
	Consumer and other		93,876			93,876			-
	$	50,963,086		$	55,215,635		$	1,538,972
	31-Dec-12
				Unpaid
	Recorded			Principal			Related
	Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Commercial	$	8,254,440		$	13,625,670		$	-
Total construction and land development		8,254,440			13,625,670			-
Commercial real estate
Farmland		1,049,489			1,049,489			-
Commercial real estate - owner occupied		8,250,071			8,715,684			-
Commercial real estate - non-owner occupied		13,777,787			14,124,016			-
Multifamily		2,825,274			2,825,274			-
Total commercial real estate		25,902,621			26,714,463			-
Consumer real estate
Home equity lines		1,939,020			1,938,005			-
Secured by 1-4 family residential,
secured by first deeds of trust		10,686,435			10,928,024			-
Secured by 1-4 family residential,
secured by second deeds of trust		601,805			861,158			-
Total consumer real estate		13,227,260			13,727,187			-
Commercial and industrial loans
(except those secured by real estate)		858,136			1,421,196			-
Consumer and other		50,415			50,390			-
		48,292,872			55,538,906			-
With an allowance recorded
Construction and land development
Commercial		430,828			430,828			62,643
Total construction and land development		430,828			430,828			62,643
Commercial real estate:
Farmland
Commercial real estate - owner occupied		2,940,647			3,261,584			663,330
Commercial real estate - non-owner occupied		1,434,195			1,434,195			508,704
Multifamily		-			-			-
Total commercial real estate		4,374,842			4,695,779			1,172,034
Consumer real estate:
Home equity lines		-			-			-
Secured by 1-4 family residential,
secured by first deeds of trust		1,155,027			1,155,027			20,896
Secured by 1-4 family residential,
secured by second deeds of trust		338,345			386,629			43,456
Total consumer real estate		1,493,372			1,541,656			64,352
Commercial and industrial loans
(except those secured by real estate)		182,840			182,840			39,243
Consumer and other		-			-			-
		6,481,882			6,851,103			1,338,272
Total
Construction and land development
Commercial		8,685,268			14,056,498			62,643
Total construction and land development		8,685,268			14,056,498			62,643
Commercial real estate
Farmland		1,049,489			1,049,489			-
Commercial real estate - owner occupied		11,190,718			11,977,268			663,330
Commercial real estate - non-owner occupied		15,211,982			15,558,211			508,704
Multifamily		2,825,274			2,825,274			-
Total commercial real estate		30,277,463			31,410,242			1,172,034
Consumer real estate
Home equity lines		1,939,020			1,938,005			-
Secured by 1-4 family residential,
secured by first deeds of trust		11,841,462			12,083,051			20,896
Secured by 1-4 family residential,
secured by second deeds of trust		940,150			1,247,787			43,456
Total consumer real estate		14,720,632			15,268,843			64,352
Commercial and industrial loans
(except those secured by real estate)		1,040,976			1,604,036			39,243
Consumer and other		50,415			50,390			-
	$	54,774,754		$	62,390,009		$	1,338,272
Summary of average recorded investment in impaired loans	'
	The following is a summary of average recorded investment in impaired loans with and without a valuation allowance and interest income recognized on those loans for the periods indicated:
		For the Three Months						For the Nine Months
		Ended September 30, 2013						Ended September 30, 2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
	Impaired loans with no related allowance recorded
	Construction and land development
	Commercial	$	5,748,852		$	67,825		$	6,611,912		$	217,609
	Total construction and land development		5,748,852			67,825			6,611,912			217,609
	Commercial real estate
	Farmland		-			-			-
	Commercial real estate - owner occupied		11,032,736			177,308			10,479,360			418,677
	Commercial real estate - non-owner occupied		11,237,516			137,085			11,314,963			412,108
	Multifamily		2,390,160			36,196			2,402,140			113,704
	Total commercial real estate		24,660,412			350,589			24,196,463			944,489
	Consumer real estate
	Home equity lines		1,093,363			7,002			1,093,153			35,725
	Secured by 1-4 family residential,
	secured by first deeds of trust		14,478,717			127,917			14,531,360			477,654
	Secured by 1-4 family residential,
	secured by second deeds of trust		974,441			11,773			977,596			37,181
	Total consumer real estate		16,546,521			146,692			16,602,109			550,560
	Commercial and industrial loans
	(except those secured by real estate)		471,890			9,443			429,502			21,894
	Consumer and other		138,297			1,732			141,847			6,987
			47,565,972			576,281			47,981,833			1,741,539
	Impaired loans with an allowance recorded
	Commercial		1,523,371			-			1,524,661			6,494
	Total construction and land development		1,523,371			-			1,524,661			6,494
	Commercial real estate:
	Farmland		564,793			-			569,043			1,100
	Commercial real estate - owner occupied		-			-			-			-
	Commercial real estate - non-owner occupied		1,089,464			12,571			1,089,464			44,147
	Multifamily		-			-			-			-
	Total commercial real estate		1,654,257			12,571			1,658,507			45,247
	Consumer real estate:
	Home equity lines		-			-			-			-
	Secured by 1-4 family residential,
	secured by first deeds of trust		236,917			-			268,917			-
	Secured by 1-4 family residential,
	secured by second deeds of trust		136,177			2,314			136,253			4,261
	Total consumer real estate		373,094			2,314			405,170			4,261
	Commercial and industrial loans
	(except those secured by real estate)		418,094			4,451			246,408			7,483
	Consumer and other		-			-			-			-
		$	3,968,816		$	19,336		$	3,834,746		$	63,485
	Total
	Construction and land development
	Commercial		7,272,223			67,825			8,136,573			224,103
	Total construction and land development		7,272,223			67,825			8,136,573			224,103
	Commercial real estate
	Farmland		564,793			-			569,043			1,100
	Commercial real estate - owner occupied		11,032,736			177,308			10,479,360			418,677
	Commercial real estate - non-owner occupied		12,326,980			149,656			12,404,427			456,255
	Multifamily		2,390,160			36,196			2,402,140			113,704
	Total commercial real estate		26,314,669			363,160			25,854,970			989,736
	Consumer real estate
	Home equity lines		1,093,363			7,002			1,093,153			35,725
	Secured by 1-4 family residential,
	secured by first deeds of trust		14,715,634			127,917			14,800,277			477,654
	Secured by 1-4 family residential,
	secured by second deeds of trust		1,110,618			14,087			1,113,849			41,442
Total consumer real estate		16,919,615			149,006			17,007,279			554,821
Commercial and industrial loans
(except those secured by real estate)		889,984			13,894			675,910			29,377
Consumer and other		138,297			1,732			141,847			6,987
	$	51,534,788		$	595,617		$	51,816,579		$	1,805,024
	For the Three Months						For the Nine Months
	Ended September 30, 2012						Ended September 30, 2012
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
	Investment			Recognized			Investment			Recognized
Impaired loans with no related allowance recorded
Construction and land development
Residential	$	248,422		$	3,050		$	191,544		$	14,791
Commercial		12,460,662			89,431			10,188,879			270,464
Total construction and land development		12,709,084			92,481			10,380,423			285,255
Commercial real estate
Farmland		1,049,489			2,000			1,049,489			17,405
Commercial real estate - owner occupied		7,770,119			213,499			8,631,653			439,458
Commercial real estate - non-owner occupied		12,778,883			437,034			13,340,847			677,127
Multifamily		1,361,630			44,333			1,580,204			71,631
Total commercial real estate		22,960,121			696,866			24,602,193			1,205,621
Consumer real estate
Home equity lines		1,454,661			22,556			1,175,339			55,535
Secured by 1-4 family residential,
secured by first deeds of trust		9,222,570			78,162			9,142,698			308,917
Secured by 1-4 family residential,
secured by second deeds of trust		674,842			4,677			646,695			22,789
Total consumer real estate		11,352,073			105,395			10,964,732			387,241
Commercial and industrial loans
(except those secured by real estate)		876,549			5,416			816,643			27,325
Consumer and other		45,710			1,006			54,754			2,099
		47,943,537			901,164			46,818,745			1,907,541
Impaired loans with an allowance recorded
Construction and land development:
Residential		-			-			-			-
Commercial		4,896,911			-			5,929,859			1,373
Total construction and land development		4,896,911			-			5,929,859			1,373
Commercial real estate:
Farmland		-
Commercial real estate - owner occupied		7,380,990			398			7,362,455			52,668
Commercial real estate - non-owner occupied		4,482,345			-			4,304,172			26,222
Multifamily		-			-			-			-
Total commercial real estate		11,863,335			398			11,666,627			78,890
Consumer real estate:
Home equity lines		431,298			-			406,192			6,814
Secured by 1-4 family residential,
secured by first deeds of trust		3,233,526			-			2,315,032			52,470
Secured by 1-4 family residential,
secured by second deeds of trust		117,246			-			117,388			1,684
Total consumer real estate		3,782,070			-			2,838,612			60,968
Commercial and industrial loans
(except those secured by real estate)		1,436,105			-			1,362,576			32,587
Consumer and other		-			-			-			-
		21,978,421			398			21,797,674			173,818
											-
Total
Construction and land development
Residential		248,422			3,050			191,544			14,791
Commercial		17,357,573			89,431			16,118,738			271,837
Total construction and land development		17,605,995			92,481			16,310,282			286,628
Commercial real estate
Farmland		1,049,489			2,000			1,049,489			17,405
Commercial real estate - owner occupied		15,151,109			213,897			15,994,108			492,126
Commercial real estate - non-owner occupied		17,261,228			437,034			17,645,019			703,349
Multifamily		1,361,630			44,333			1,580,204			71,631
Total commercial real estate		34,823,456			697,264			36,268,820			1,284,511
Consumer real estate
Home equity lines		1,885,959			22,556			1,581,531			62,349
Secured by 1-4 family residential,
secured by first deeds of trust		12,456,096			78,162			11,457,730			361,387
Secured by 1-4 family residential,
secured by second deeds of trust		792,088			4,677			764,083			24,473
Total consumer real estate		15,134,143			105,395			13,803,344			448,209
Commercial and industrial loans
(except those secured by real estate)		2,312,654			5,416			2,179,219			59,912
Consumer and other		45,710			1,006			54,754			2,099
	$	69,921,958		$	901,562		$	68,616,419		$	2,081,359
Troubled debt restructurings	'
	The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment as of the dates indicated:
		30-Sep-13
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
	Construction and land development
	Commercial	$	4,977,801		$	3,253,743		$	1,724,058		$	-
	Total construction and land development		4,977,801			3,253,743			1,724,058			-
	Commercial real estate
	Commercial real estate - owner occupied		9,580,489			8,508,801			1,071,688			-
	Commercial real estate - non-owner occupied		9,911,774			9,911,774			-			-
	Multifamily		2,385,797			2,385,797			-			-
	Total commercial real estate		21,878,060			20,806,372			1,071,688			-
	Consumer real estate
	Home equity lines		-			-			-			-
	Secured by 1-4 family residential,
	secured by first deeds of trust		7,932,921			3,938,354			3,994,567			353,313
	Secured by 1-4 family residential,
	secured by second deeds of trust		511,025			353,205			157,820			-
	Total consumer real estate		8,443,946			4,291,559			4,152,387			353,313
	Commercial and industrial loans
	(except those secured by real estate)		641,363			122,457			518,906			200,000
		$	35,941,170		$	28,474,131		$	7,467,039		$	553,313
		31-Dec-12
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
	Construction and land development
	Commercial	$	6,116,248		$	3,728,403		$	2,387,845		$	-
	Total construction and land development		6,116,248			3,728,403			2,387,845			-
	Commercial real estate
	Commercial real estate - owner occupied		8,881,257			6,373,122			2,508,135			3,321
	Commercial real estate - non-owner occupied		13,266,992			12,805,727			461,265			-
	Multifamily		2,825,274			2,825,274			-			-
	Total commercial real estate		24,973,523			22,004,123			2,969,400			3,321
	Consumer real estate
	Home equity lines		-			-			-			-
	Secured by 1-4 family residential,
	secured by first deeds of trust		7,011,329			3,431,124			3,580,205			15,633
	Secured by 1-4 family residential,
	secured by second deeds of trust		338,344			-			338,344			43,456
	Total consumer real estate		7,349,673			3,431,124			3,918,549			59,089
	Commercial and industrial loans
	(except those secured by real estate)		380,427			5,803			374,624			39,243
	Total	$	38,819,871		$	29,169,453		$	9,650,418		$	101,653
	The following table provides information about TDRs identified during the three months ended September 30, 2013:
		Three Months Ended
		30-Sep-13
					Pre-			Post-
					Modification			Modification
		Number of			Recorded			Recorded
		Loans			Balance			Balance
	Commercial real estate
	Commercial real estate - owner occupied		4		$	2,256,390		$	2,256,390
	Total commercial real estate		4			2,256,390			2,256,390
	Consumer real estate:
	Secured by 1-4 family residential,
	secured by first deeds of trust		5			715,110			715,110
	Secured by 1-4 family residential,
	secured by second deeds of trust		2			161,833			161,833
	Total consumer real estate		7			876,943			876,943
			11		$	3,133,333		$	3,133,333
		Three Months Ended
	30-Sep-12
				Pre-			Post-
				Modification			Modification
	Number of			Recorded			Recorded
	Loans			Balance			Balance
Construction and land development
Commercial		1		$	39,769		$	39,769
Total construction and land development		1			39,769			39,769
Commercial real estate:
Commercial real estate - non-owner occupied		7			4,737,776			4,737,776
Multifamily		1			634,594			634,594
Total commercial real estate		8			5,372,370			5,372,370
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		4			1,042,595			1,042,595
Total consumer real estate		4			1,042,595			1,042,595
Commercial and industrial loans
(except those secured by real estate)		1			199,964			199,964
		14		$	6,654,698		$	6,654,698
	Nine Months Ended
	30-Sep-13
				Pre-			Post-
				Modification			Modification
	Number of			Recorded			Recorded
	Loans			Balance			Balance
Construction and land development
Commercial		6		$	2,991,415		$	2,991,415
Total construction and land development		6			2,991,415			2,991,415
Commercial real estate
Commercial real estate - owner occupied		4			1,087,390			1,087,390
Total commercial real estate		4			1,087,390			1,087,390
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		16			2,265,830			2,265,830
Secured by 1-4 family residential,
secured by second deeds of trust		2			161,832			161,832
Total consumer real estate		18			2,427,662			2,427,662
Commercial and industrial loans
(except those secured by real estate)		1			382,083			382,083
		29		$	6,888,550		$	6,888,550
	Nine Months Ended
	30-Sep-12
				Pre-			Post-
				Modification			Modification
	Number of			Recorded			Recorded
	Loans			Balance			Balance
Construction and land development
Residential		3		$	191,544		$	191,544
Commercial		12			3,938,672			3,938,672
Total construction and land development		15			4,130,216			4,130,216
Commercial real estate:
Farmland					-			-
Commercial real estate - owner occupied		1			1,388,851			1,388,851
Commercial real estate - non-owner occupied		9			9,665,791			9,665,791
Multifamily		1			634,594			634,594
Total commercial real estate		11			11,689,236			11,689,236
Consumer real estate:
Home equity lines		1			349,192			349,192
Secured by 1-4 family residential,
secured by first deeds of trust		39			4,505,468			4,505,468
Secured by 1-4 family residential,
secured by second deeds of trust		1			69,815			69,815
Total consumer real estate		41			4,924,475			4,924,475
Commercial and industrial loans
(except those secured by real estate)		6			456,028			456,028
Consumer and other		-			-			-
		73		$	21,199,955		$	21,199,955
	Year Ended
	31-Dec-12
				Pre-			Post-
				Modification			Modification
	Number of			Recorded			Recorded
	Loans			Balance			Balance
Construction and land development
Commercial		6		$	653,612		$	653,612
Total construction and land development		6			653,612			653,612
Commercial real estate								-
Commercial real estate - owner occupied		1			522,715			522,715
Commercial real estate - non-owner occupied		6			2,102,231			2,102,231
Total commercial real estate		7			2,624,946			2,624,946
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		25			5,570,245			5,570,245
Secured by 1-4 family residential,
secured by second deeds of trust		1			338,344			338,344
Total consumer real estate		26			5,908,589			5,908,589
Commercial and industrial loans
(except those secured by real estate)		1			117,813			117,813
Consumer and other		-			-			-
		40		$	9,304,960		$	9,304,960
The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment three months ended September 30, 2013:
	Three Months Ended September 30, 2013
										Specific
										Valuation
	Total			Performing			Nonaccrual			Allowance
Commercial real estate
Commercial real estate - owner occupied	$	2,256,390		$	2,256,390		$	-		$	-
Total commercial real estate		2,256,390			2,256,390			-			-
Consumer real estate
Secured by 1-4 family residential, secured by first deeds of trust		715,110			308,454			406,656			29,813
Secured by 1-4 family residential, secured by second deeds of trust		161,832			4,012			157,820
Total consumer real estate		876,942			312,466			564,476			29,813
	$	3,133,332		$	2,568,856		$	564,476		$	29,813
The following tables summarize defaults on TDRs for the periods indicated:
	Three Months Ended
	30-Sep-13
	Number of			Recorded
Defaults on TDRs	Loans			Balance
Commercial real estate
Commercial real estate - owner occupied		2		$	2,756,976
Total commercial real estate		2			2,756,976
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		2			272,185
Total consumer real estate		2			272,185
Total		4		$	3,029,161
	Three Months Ended
	30-Sep-12
	Number of			Recorded
Defaults on TDRs	Loans			Balance
Construction and land development
Commercial		1		$	39,769
Total construction and land development		1			39,769
Commercial real estate
Commercial real estate - non-owner occupied		1			461,265
Multifamily		1			461,265
Total commercial real estate
Commercial and industrial loans
(except those secured by real estate)		1			119,964
Total		3		$	620,998
	Nine Months Ended
	30-Sep-13
	Number of			Recorded
Defaults on TDRs	Loans			Balance
Commercial real estate
Commercial real estate - owner occupied		2		$	2,756,976
Multifamily		2			2,756,976
Total commercial real estate
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		5			1,481,050
Total consumer real estate		5			1,481,050
Total		7		$	4,238,026
	Year Ended
	31-Dec-12
	Number of			Recorded
Defaults on TDRs	Loans			Balance
Construction and land development
Commercial		8		$	2,387,845
Total construction and land development		8			2,387,845
Commercial real estate
Farmland
Commercial real estate - owner occupied		2			2,053,276
Commercial real estate - non-owner occupied		1			461,265
Multifamily		3			2,514,541
Total commercial real estate
Consumer real estate
Secured by 1-4 family residential,
secured by first deeds of trust		8			3,302,827
Secured by 1-4 family residential,
secured by second deeds of trust		1			338,344
Total consumer real estate		9			3,641,171
Commercial and industrial loans
(except those secured by real estate)		4			257,136
Total		24		$	8,800,693
Activity in the allowance for loan losses	'
	Activity in the allowance for loan losses is as follows for the periods indicated:
		Allowance for Loan Losses
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
	Three Months Ended September 30, 2013
	Construction and land development
	Residential	$	595,642		$	-		$	-		$	300		$	595,942
	Commercial		4,777,533			-			(175,019	)		34,138			4,636,652
	Commercial real estate
	Farmland		808,000			-			(448,000	)		-			360,000
	Commercial real estate - owner occupied		1,126,134			-			(128,617	)		-			997,517
	Commercial real estate - non-owner occupied		307,267			-			-			-			307,267
	Multifamily		23,434			-			-			-			23,434
	Consumer real estate								-
	Home equity lines		414,671			-			(22,455	)		9,350			401,566
	Secured by 1-4 family residential,
	secured by first deeds of trust		504,142			-			(126,839	)		1,016			378,319
	Secured by 1-4 family residential,
	secured by second deeds of trust		13,868			-			-			239			14,107
	Commercial and industrial loans
	(except those secured by real estate)		946,414			-			(114,642	)		24,186			855,958
	Consumer and other		92,672			-			(37,992	)		2,502			57,182
	Total	$	9,609,777		$	-		$	(1,053,564	)	$	71,731		$	8,627,944
	Three Months Ended September 30, 2012
	Construction and land development
	Residential	$	599,554		$	(146,645	)	$	(2,500	)	$	43,883		$	494,292
	Commercial		4,562,330			1,907,303			(1,732,520	)		4,095			4,741,208
	Commercial real estate
	Farmland		-			-			-			-			-
	Commercial real estate - owner occupied		2,520,907			(710,375	)		(375,184	)		-			1,435,348
	Commercial real estate - non-owner occupied		1,400,093			(465,241	)		(118,000	)		-			816,852
	Multifamily		92,728			(59,331	)		-			-			33,397
	Consumer real estate
	Home equity lines		776,732			461,686			(389,585	)		7,144			855,977
	Secured by 1-4 family residential,
	secured by first deeds of trust		2,038,947			(55,146	)		(456,559	)		-			1,527,242
	Secured by 1-4 family residential,
	secured by second deeds of trust		375,552			298,168			(231,273	)		-			442,447
	Commercial and industrial loans
	(except those secured by real estate)		2,345,245			(480,271	)		(272,059	)		12,496			1,605,411
	Consumer and other		153,633			(50,148	)		(1,374	)		1,559			103,670
	Total	$	14,865,721		$	700,000		$	(3,579,054	)	$	69,177		$	12,055,844
		Allowance for Loan Losses
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
	Nine Months Ended September 30, 2013
	Construction and land development
	Residential	$	494,742		$	-		$	-		$	101,200		$	595,942
	Commercial		4,611,410			15,000			(270,354	)		280,596			4,636,652
	Commercial real estate
	Farmland		-			808,000			(448,000	)		-			360,000
	Commercial real estate - owner occupied		1,358,863			-			(403,996	)		42,650			997,517
	Commercial real estate - non-owner occupied		816,852			-			(509,585	)		-			307,267
	Multifamily		23,434			-			-			-			23,434
	Consumer real estate								-
	Home equity lines		658,135			-			(266,119	)		9,550			401,566
	Secured by 1-4 family residential,
	secured by first deeds of trust		1,358,102			-			(1,001,833	)		22,050			378,319
	Secured by 1-4 family residential,
	secured by second deeds of trust		223,307			-			(214,720	)		5,520			14,107
	Commercial and industrial loans
	(except those secured by real estate)		1,161,654			-			(465,885	)		160,189			855,958
	Consumer and other		101,328			-			(52,219	)		8,073			57,182
Total	$	10,807,827		$	823,000		$	(3,632,711	)	$	629,828		$	8,627,944
Nine Months Ended September 30, 2012
Construction and land development
Residential	$	704,728		$	542,067		$	(797,286	)	$	44,783		$	494,292
Commercial		6,798,177			3,444,160			(5,505,724	)		4,595			4,741,208
Commercial real estate
Farmland		-			-			-			-			-
Commercial real estate - owner occupied		1,496,466			623,552			(684,670	)		-			1,435,348
Commercial real estate - non-owner occupied		1,548,899			(300,898	)		(431,354	)		205			816,852
Multifamily		406,635			(373,238	)		-			-			33,397
Consumer real estate
Home equity lines		860,307			668,614			(681,405	)		8,461			855,977
Secured by 1-4 family residential,
secured by first deeds of trust		1,881,470			2,610,905			(3,045,937	)		80,804			1,527,242
Secured by 1-4 family residential,
secured by second deeds of trust		397,504			468,192			(427,882	)		4,633			442,447
Commercial and industrial loans
(except those secured by real estate)		1,655,713			1,230,555			(1,427,841	)		146,984			1,605,411
Consumer and other		321,525			181,091			(403,680	)		4,734			103,670
Total	$	16,071,424		$	9,095,000		$	(13,405,779	)	$	295,199		$	12,055,844
	Allowance for Loan Losses
	Beginning			Provision for									Ending
	Balance			Loan Losses			Charge-offs			Recoveries			Balance
Year Ended December 31, 2012
Construction and land development
Residential	$	704,728		$	542,067		$	(797,286	)	$	45,233		$	494,742
Commercial		6,798,177			3,444,160			(5,645,064	)		14,137			4,611,410
Commercial real estate
Farmland		-			-			-			-			-
Commercial real estate - owner occupied		1,496,466			623,552			(961,155	)		200,000			1,358,863
Commercial real estate - non-owner occupied		1,548,899			(300,898	)		(431,354	)		205			816,852
Multifamily		406,635			(373,238	)		(9,963	)		-			23,434
Consumer real estate
Home equity lines		860,307			668,614			(883,848	)		13,062			658,135
Secured by 1-4 family residential,
secured by first deeds of trust		1,881,470			2,610,905			(3,220,072	)		85,799			1,358,102
Secured by 1-4 family residential,
secured by second deeds of trust		397,504			468,192			(663,135	)		20,746			223,307
Commercial and industrial loans
(except those secured by real estate)		1,655,713			1,230,555			(1,879,517	)		154,903			1,161,654
Consumer and other		321,525			181,091			(408,302	)		7,014			101,328
Total	$	16,071,424		$	9,095,000		$	(14,899,696	)	$	541,099		$	10,807,827
Loans evaluated for impairment	'
	Loans were evaluated for impairment as follows for the periods indicated:
		Loans Evaluated for Impairment
		Individually			Collectively			Total
	Nine Months Ended September 30, 2013
	Construction and land development
	Residential	$	575,874		$	3,021,837		$	3,597,711
	Commercial		19,726,638			11,789,756			31,516,394
	Commercial real estate
	Farmland		781,927			1,137,361			1,919,288
	Commercial real estate - owner occupied		51,072,925			21,421,804			72,494,729
	Commercial real estate - non-owner occupied		35,956,512			10,801,963			46,758,475
	Multifamily		9,442,862			2,151,115			11,593,977
	Consumer real estate		-
	Home equity lines		1,334,700			20,520,668			21,855,368
	Secured by 1-4 family residential,
	secured by first deeds of trust		12,630,505			59,305,150			71,935,655
	Secured by 1-4 family residential,
	secured by second deeds of trust		539,279			8,244,864			8,784,143
	Commercial and industrial loans
	(except those secured by real estate)		13,202,379			17,172,294			30,374,673
	Consumer and other		-			2,171,414			2,171,414
	Total	$	145,263,601		$	157,738,226		$	303,001,827
	Year Ended December 31, 2012
	Construction and land development
	Residential	$	1,247,709		$	1,597,885		$	2,845,594
	Commercial		27,351,857			13,857,974			41,209,831
	Commercial real estate
	Farmland		1,391,501			1,189,796			2,581,297
	Commercial real estate - owner occupied		67,167,587			25,604,945			92,772,532
	Commercial real estate - non-owner occupied		41,801,577			12,749,240			54,550,817
	Multifamily		6,461,639			1,516,750			7,978,389
	Consumer real estate
	Home equity lines		2,185,040			23,336,357			25,521,397
	Secured by 1-4 family residential,
	secured by first deeds of trust		15,526,551			65,261,874			80,788,425
	Secured by 1-4 family residential,
	secured by second deeds of trust		557,600			8,959,645			9,517,245
	Commercial and industrial loans
	(except those secured by real estate)		15,101,291			19,282,826			34,384,117
	Consumer and other		-			2,760,622			2,760,622
	Total	$	178,792,352		$	176,117,914		$	354,910,266

Deposits_Tables

Deposits (Tables)	9 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Summary of deposits	'
	Deposits as of June 30, 2013 and December 31, 2012 were as follows:
		30-Sep-13					31-Dec-12
		Amount		%			Amount		%
	Demand accounts	$	59,172,655		14.7	%	$	57,049,348		13.1	%
	Interest checking accounts		44,546,350		11.1	%		45,861,199		10.5	%
	Money market accounts		63,156,132		15.7	%		66,007,160		15.1	%
	Savings accounts		20,780,476		5.2	%		20,922,112		4.8	%
	Time deposits of $100,000 and over		99,168,163		24.7	%		113,332,481		26	%
	Other time deposits		114,772,639		28.6	%		133,150,662		30.5	%
	Total	$	401,596,415		100	%	$	436,322,962		100	%

Stock_incentive_plan_Tables

Stock incentive plan (Tables)	9 Months Ended
	Sep. 30, 2013
Stock incentive plan [Abstract]	'
Summary of stock option outstanding under the stock incentive plan	'
	The following table summarizes stock options outstanding under the stock incentive plan at the indicated dates:
		Nine Months Ended September 30,
		2013								2012
					Weighted								Weighted
					Average								Average
					Exercise		Fair Value		Intrinsic				Exercise		Fair Value		Intrinsic
		Options			Price		Per Share		Value	Options			Price		Per Share		Value
	Options outstanding,
	beginning of period		255,630		$	9.48	$	4.7			264,980		$	9.48	$	4.7
	Granted		42,205			1.58		0.61			5,000			1		1.08
	Forfeited		(3,000	)		7.7		4.99			(3,450	)		4.98		3.12
	Exercised		-			-		-			-			-		-
	Options outstanding,
	end of period		294,835		$	9.4	$	4.06	$                     -		266,530		$	9.71	$	4.66	$                      -
	Options exercisable,
	end of period		256,130								261,530

Fair_value_Tables

Fair value (Tables)	9 Months Ended
	Sep. 30, 2013
Fair value [Abstract]	'
Fair value of assets and liabilities measured on a recurring and non-recurring basis	'
	Assets and liabilities measured at fair value under Topic 820 on a recurring and non-recurring basis are summarized below for the indicated dates:
			Fair Value Measurement
			at September 30, 2013 Using
			(In thousands)
						Quoted Prices
						in Active			Other			Significant
						Markets for			Observable			Unobservable
			Carrying			Identical Assets			Inputs			Inputs
			Value			(Level 1)			(Level 2)			(Level 3)
	Financial Assets - Recurring
	US Government Agencies		$	42,414		$	-		$	42,414		$	-
	MBS			2,970			-			1,261			-
	Municipals			13,728			-			13,894			-
	Residential loans held for sale			14,527			-			14,527			-
										-
	Financial Assets - Non-Recurring
	Impaired loans			50,964			-			43,824			7,140
	Other real estate owned			19,652			-			18,290			1,362
			Fair Value Measurement
			at December 31, 2012 Using
			(In thousands)
						Quoted Prices
						in Active			Other			Significant
						Markets for			Observable			Unobservable
			Carrying			Identical Assets			Inputs			Inputs
			Value			(Level 1)			(Level 2)			(Level 3)
	Financial Assets - Recurring
	US Government Agencies		$	11,387		$	5,000		$	6,387		$	-
	MBS			1,829			-			1,829			-
	Municipals			11,938			2,918			9,020			-
	Residential loans held for sale			24,188			-			24,188			-
	Financial Assets - Non-Recurring
	Impaired loans			54,775			-			47,016			7,759
	Other real estate owned			20,204			-			18,675			1,529
Level 3 fair value measurement, qualitative information	'
	The following table presents qualitative information about level 3 fair value measurements for financial instruments measured at fair value at September 30, 2013:
								Range
			Fair Value		Valuation	Unobservable		(Weighted
			Estimate		Techniques	Input		Average)
			(In thousands)
	Impaired Loans  -Real Estate Secured		$      6,030		Appraisal (1) or	Appraisal Adjustments		10%-30%
					Internal Valuation (2)	Liquidation Expenses (3)
	Impaired Loans - Non-Real Estate Secured		$      1,110		Appraisal (1) or	Appraisal Adjustments		10%-20%
					Discounted Cash Flow	Liquidation Expenses (3)
	Other Real Estate Owned		$      1,362		Appraisal (1) or	Appraisal Adjustments		7%-30%
					Internal Valuation (2)	Liquidation Expenses (3)
	(1) Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable
	(2) Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances
	(3) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses
Changes in level 3 fair value	'
	The following table presents the changes in the Level 3 fair value category for the nine months ended September 30, 2013.
			Impaired			Real Estate
			Loans			Owned			Total Assets
			(In thousands)
	Balance at December 31, 2012		$	7,759		$	1,529		$	9,288
	Total realized and unrealized gains (losses)
	Included in earnings			-			(326	)		(326	)
	Included in other comprehensive income			-			-			-
	Net transfers in and/or out of Level 3			(619	)		159			(460	)
	Balance at September 30, 2013		$	7,140		$	1,362		$	8,502
Fair value - financial instruments summary	'
	Village Bank
	Fair Value - Financial Instruments Summary
	30-Sep-13
				September 30,						December 31,
				2013						2012
		Level in Fair
		Value		Carrying			Estimated			Carrying			Estimated
		Hierarchy		Value			Fair Value			Value			Fair Value
	Financial assets
	Cash	Level 1		$	13,142,811		$	13,142,811		$	13,945,105		$	13,945,105
	Cash equivalents	Level 2			20,632,216			20,632,216			39,185,837			39,185,837
	Investment securities available for sale	Level 1			-			-			7,918,420			7,918,420
	Investment securities available for sale	Level 2			59,112,521			59,112,521			17,235,626			17,235,626
	Federal Home Loan Bank stock	Level 2			1,642,300			1,642,300			2,121,900			2,121,900
	Loans held for sale	Level 2			14,526,577			14,526,577			24,188,384			24,188,384
	Loans	Level 2			244,101,136			247,933,319			290,115,508			294,476,846
	Impaired loans	Level 2			43,824,127			43,824,127			47,016,065			47,016,065
	Impaired loans	Level 3			7,139,567			7,139,567			7,758,689			7,758,689
	Other real estate owned	Level 2			18,603,822			18,603,822			18,675,164			18,675,164
	Other real estate owned	Level 3			1,361,832			1,361,832			1,528,527			1,528,527
	Bank owned life insurance	Level 3			6,718,678			6,718,678			6,575,018			6,575,018
	Accrued interest receivable	Level 2			1,517,519			1,517,519			1,676,518			1,676,518
	Financial liabilities
	Deposits	Level 2			401,596,415			402,889,752			436,322,962			437,644,329
	FHLB borrowings	Level 2			18,000,000			18,249,300			28,000,000			28,424,029
	Trust preferred securities	Level 2			8,764,000			7,274,120			8,764,000			7,537,040
	Other borrowings	Level 2			3,289,463			3,289,463			4,851,811			4,851,811
	Accrued interest payable	Level 2			1,054,233			1,054,233			911,635			911,635

Commitments_and_contingencies_

Commitments and contingencies (Tables)	9 Months Ended
	Sep. 30, 2013
Commitments and contingencies [Abstract]	'
Summary of outstanding off-balance sheet financial instruments	'
	The Company had outstanding the following approximate off-balance-sheet financial instruments whose contract amounts represent credit risk at the dates indicated:
		September 30,		December 31,
		2013		2012
	Undisbursed credit lines	$	35,536,000	$	35,780,000
	Commitments to extend or originate credit		20,252,000		25,016,000
	Standby letter of credit		2,672,000		3,314,000
	Total commitments to extend credit	$	58,460,000	$	64,110,000

Earnings_loss_per_common_share2

Earnings (loss) per common share (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Numerator [Abstract]	'	'	'	'
Net income (loss) - basic and diluted	($266,826)	($367,077)	($188,763)	($11,503,729)
Preferred stock dividend and accretion	221,531	221,142	664,275	627,031
Net income (loss) available to common shareholders	($488,357)	($588,219)	($853,038)	($12,130,760)
Denominator [Abstract]	'	'	'	'
Weighted average shares outstanding - basic (in shares)	4,251,795	4,250,990	4,251,795	4,250,990
Dilutive effect of common stock options and restricted stock awards (in shares)	13,185	0	13,185	0
Weighted average shares outstanding - diluted (in shares)	4,264,980	4,250,990	4,264,980	4,250,990
Earnings (loss) per share - basic and diluted [Abstract]	'	'	'	'
Earnings (loss) per share - basic (in dollars per share)	($0.11)	($0.14)	($0.20)	($2.85)
Effect of dilutive common stock options (in dollars per share)	$0	$0	$0	$0
Earnings (loss) per share - diluted (in dollars per share)	($0.11)	($0.14)	($0.20)	($2.85)
Stock Options [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	256,130	256,130	266,530	266,530
Warrants [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	499,029	499,029	499,029	499,029

Investment_securities_availabl2

Investment securities available for sale (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	$59,539,000	$22,024,000
Amortized Cost	63,740,000	25,263,000
Gross Unrealized Gains	5,000	19,000
Gross Unrealized Losses	-4,632,000	-128,000
Estimated Fair Value	59,113,000	25,154,000
Average yield (in hundredths)	2.11%	2.34%
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	55,468,000	12,609,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-4,444,000	-128,000
Securities in a Loss Position for More Than 12 Months, Fair Value	2,752,000	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	-188,000	0
Total Fair Value	58,220,000	12,609,000
Total Unrealized Losses	-4,632,000	-128,000
US Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	35,625,000	10,500,000
Amortized Cost	37,765,000	11,394,000
Gross Unrealized Gains	0	8,000
Gross Unrealized Losses	-2,763,000	-15,000
Estimated Fair Value	35,002,000	11,387,000
Average yield (in hundredths)	1.74%	2.27%
US Government Agencies [Member] | One to five years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	3,000,000	'
Amortized Cost	2,006,000	'
Gross Unrealized Gains	0	'
Gross Unrealized Losses	-67,000	'
Estimated Fair Value	1,939,000	'
Average yield (in hundredths)	0.85%	'
US Government Agencies [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	30,625,000	'
Amortized Cost	33,777,000	'
Gross Unrealized Gains	0	'
Gross Unrealized Losses	-2,486,000	'
Estimated Fair Value	31,291,000	'
Average yield (in hundredths)	1.77%	'
US Government Agencies [Member] | More than ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	2,000,000	10,500,000
Amortized Cost	1,982,000	11,394,000
Gross Unrealized Gains	0	8,000
Gross Unrealized Losses	-210,000	-15,000
Estimated Fair Value	1,772,000	11,387,000
Average yield (in hundredths)	2.22%	2.27%
Mortgage Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	2,979,000	1,744,000
Amortized Cost	2,997,000	1,830,000
Gross Unrealized Gains	5,000	1,000
Gross Unrealized Losses	-31,000	-2,000
Estimated Fair Value	2,971,000	1,829,000
Average yield (in hundredths)	2.08%	0.97%
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	1,929,000	167,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-30,000	-2,000
Securities in a Loss Position for More Than 12 Months, Fair Value	149,000	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	-1,000	0
Total Fair Value	2,078,000	167,000
Total Unrealized Losses	-31,000	-2,000
Mortgage Backed Securities [Member] | More than ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	2,979,000	1,744,000
Amortized Cost	2,997,000	1,830,000
Gross Unrealized Gains	5,000	1,000
Gross Unrealized Losses	-31,000	-2,000
Estimated Fair Value	2,971,000	1,829,000
Average yield (in hundredths)	2.08%	0.97%
US Treasuries [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	8,000,000	'
Amortized Cost	7,820,000	'
Gross Unrealized Gains	0	'
Gross Unrealized Losses	-408,000	'
Estimated Fair Value	7,412,000	'
Average yield (in hundredths)	2.13%	'
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	42,414,000	4,378,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-3,171,000	-15,000
Securities in a Loss Position for More Than 12 Months, Fair Value	0	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	0	0
Total Fair Value	42,414,000	4,378,000
Total Unrealized Losses	-3,171,000	-15,000
US Treasuries [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	8,000,000	'
Amortized Cost	7,820,000	'
Gross Unrealized Gains	0	'
Gross Unrealized Losses	-408,000	'
Estimated Fair Value	7,412,000	'
Average yield (in hundredths)	2.13%	'
Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	12,935,000	9,780,000
Amortized Cost	15,158,000	12,039,000
Gross Unrealized Gains	0	10,000
Gross Unrealized Losses	-1,430,000	-111,000
Estimated Fair Value	13,728,000	11,938,000
Average yield (in hundredths)	3.06%	2.61%
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	11,125,000	8,064,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-1,243,000	-111,000
Securities in a Loss Position for More Than 12 Months, Fair Value	2,603,000	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	-187,000	0
Total Fair Value	13,728,000	8,064,000
Total Unrealized Losses	-1,430,000	-111,000
Municipals [Member] | One to five years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	'	1,000,000
Amortized Cost	'	1,100,000
Gross Unrealized Gains	'	0
Gross Unrealized Losses	'	-22,000
Estimated Fair Value	'	1,078,000
Average yield (in hundredths)	'	3.25%
Municipals [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	6,155,000	3,500,000
Amortized Cost	6,706,000	4,031,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-581,000	-47,000
Estimated Fair Value	6,125,000	3,984,000
Average yield (in hundredths)	2.72%	2.29%
Municipals [Member] | More than ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	6,780,000	5,280,000
Amortized Cost	8,452,000	6,908,000
Gross Unrealized Gains	0	10,000
Gross Unrealized Losses	-849,000	-42,000
Estimated Fair Value	$7,603,000	$6,876,000
Average yield (in hundredths)	3.34%	2.70%

Loans_and_allowance_for_loan_l2

Loans and allowance for loan losses, Part 1 (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$303,001,827	$354,910,266
Deferred loan cost (unearned income), net	690,947	787,823
Less: Allowance for loan losses	-8,627,944	-10,807,827
Loans, net	295,064,830	344,890,262
Percentage of class of loans to loan portfolio (in hundredths)	100.00%	100.00%
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	31,516,394	41,209,831
Percentage of class of loans to loan portfolio (in hundredths)	10.40%	11.61%
Residential [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	3,597,711	2,845,594
Percentage of class of loans to loan portfolio (in hundredths)	1.19%	0.80%
Total construction and land development [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	35,114,105	44,055,425
Percentage of class of loans to loan portfolio (in hundredths)	11.59%	12.41%
Farmland [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	1,919,288	2,581,297
Percentage of class of loans to loan portfolio (in hundredths)	0.63%	0.73%
Commercial real estate - owner occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	72,494,729	92,772,532
Percentage of class of loans to loan portfolio (in hundredths)	23.93%	26.14%
Commercial real estate - non-owner occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	46,758,475	54,550,817
Percentage of class of loans to loan portfolio (in hundredths)	15.43%	15.37%
Multifamily [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	11,593,977	7,978,389
Percentage of class of loans to loan portfolio (in hundredths)	3.83%	2.25%
Total commercial real estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	132,766,469	157,883,035
Percentage of class of loans to loan portfolio (in hundredths)	43.82%	44.49%
Home equity lines [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	21,855,368	25,521,397
Percentage of class of loans to loan portfolio (in hundredths)	7.22%	7.19%
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	71,935,655	80,788,425
Percentage of class of loans to loan portfolio (in hundredths)	23.74%	22.76%
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	8,784,143	9,517,245
Percentage of class of loans to loan portfolio (in hundredths)	2.89%	2.68%
Total consumer real estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	102,575,166	115,827,067
Percentage of class of loans to loan portfolio (in hundredths)	33.85%	32.63%
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	30,374,673	34,384,117
Percentage of class of loans to loan portfolio (in hundredths)	10.02%	9.69%
Consumer and other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total loans	$2,171,414	$2,760,622
Percentage of class of loans to loan portfolio (in hundredths)	0.72%	0.78%

Loans_and_allowance_for_loan_l3

Loans and allowance for loan losses, Part 2 (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$303,001,827	$354,910,266
Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,597,711	2,845,594
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	31,516,394	41,209,831
Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	35,114,105	44,055,425
Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,919,288	2,581,297
Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	72,494,729	92,772,532
Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	46,758,475	54,550,817
Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	11,593,977	7,978,389
Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	132,766,469	157,883,035
Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	21,855,368	25,521,397
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	71,935,655	80,788,425
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,784,143	9,517,245
Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	102,575,166	115,827,067
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	30,374,673	34,384,117
Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,171,414	2,760,622
Risk Rated 1-4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	212,960,994	221,137,752
Risk Rated 1-4 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,387,941	2,173,885
Risk Rated 1-4 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	18,872,141	17,638,646
Risk Rated 1-4 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	22,260,082	19,812,531
Risk Rated 1-4 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,354,495	1,531,808
Risk Rated 1-4 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	51,567,488	63,772,277
Risk Rated 1-4 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	30,214,409	24,199,053
Risk Rated 1-4 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	10,002,231	5,438,427
Risk Rated 1-4 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	93,138,623	94,941,565
Risk Rated 1-4 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	17,921,068	20,180,206
Risk Rated 1-4 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	49,204,650	49,659,724
Risk Rated 1-4 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,541,571	7,385,394
Risk Rated 1-4 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	73,667,289	77,225,324
Risk Rated 1-4 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	21,984,571	26,712,028
Risk Rated 1-4 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,910,429	2,446,304
Risk Rated 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	35,350,156	61,297,958
Risk Rated 5 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	209,770	671,709
Risk Rated 5 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,183,558	7,496,950
Risk Rated 5 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,393,328	8,168,659
Risk Rated 5 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	0
Risk Rated 5 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	12,927,673	19,273,229
Risk Rated 5 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,185,443	15,671,633
Risk Rated 5 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,591,746	1,739,283
Risk Rated 5 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,704,862	36,684,145
Risk Rated 5 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	874,579	2,015,248
Risk Rated 5 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,427,413	11,235,261
Risk Rated 5 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	213,540	342,770
Risk Rated 5 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,515,532	13,593,279
Risk Rated 5 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,594,882	2,590,735
Risk Rated 5 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	141,552	261,140
Risk Rate 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	53,743,801	71,964,971
Risk Rate 6 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rate 6 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	10,078,612	16,074,235
Risk Rate 6 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	10,078,612	16,074,235
Risk Rate 6 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	1,049,489
Risk Rate 6 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,999,568	9,727,026
Risk Rate 6 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	10,358,623	14,170,546
Risk Rate 6 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	800,679
Risk Rate 6 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	18,358,191	25,747,740
Risk Rate 6 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,059,721	3,325,943
Risk Rate 6 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	15,303,592	19,893,440
Risk Rate 6 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,029,032	1,789,081
Risk Rate 6 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,392,345	25,008,464
Risk Rate 6 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	4,795,220	5,081,354
Risk Rate 6 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	119,433	53,178
Risk Rated 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	946,876	509,585
Risk Rated 7 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	382,083	0
Risk Rated 7 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	382,083	0
Risk Rated 7 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	564,793	0
Risk Rated 7 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	509,585
Risk Rated 7 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	564,793	509,585
Risk Rated 7 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$0	$0

Loans_and_allowance_for_loan_l4

Loans and allowance for loan losses, Part 3 (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	$3,818,070	$2,838,229
60 to 89 days past due	373,320	2,751,849
Greater than 90 days	0	115,269
Total past due	4,191,390	5,705,347
Current	298,810,437	349,204,919
Total loans	303,001,827	354,910,266
Recorded investment, 90 days and accruing	0	115,269
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	2,143	76,351
60 to 89 days past due	0	10,709
Greater than 90 days	0	0
Total past due	2,143	87,060
Current	31,514,251	41,122,771
Total loans	31,516,394	41,209,831
Recorded investment, 90 days and accruing	0	0
Residential [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	0	0
Current	3,597,711	2,845,594
Total loans	3,597,711	2,845,594
Recorded investment, 90 days and accruing	0	0
Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	2,143	76,351
60 to 89 days past due	0	10,709
Greater than 90 days	0	0
Total past due	2,143	87,060
Current	35,111,962	43,968,365
Total loans	35,114,105	44,055,425
Recorded investment, 90 days and accruing	0	0
Farmland [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	0	0
Current	1,919,288	2,581,297
Total loans	1,919,288	2,581,297
Recorded investment, 90 days and accruing	0	0
Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	708,278
60 to 89 days past due	0	377,563
Greater than 90 days	0	0
Total past due	0	1,085,841
Current	72,494,729	91,686,691
Total loans	72,494,729	92,772,532
Recorded investment, 90 days and accruing	0	0
Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	1,094,906
60 to 89 days past due	0	714,655
Greater than 90 days	0	0
Total past due	0	1,809,561
Current	46,758,475	52,741,256
Total loans	46,758,475	54,550,817
Recorded investment, 90 days and accruing	0	0
Multifamily [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	222,558	0
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	222,558	0
Current	11,371,419	7,978,389
Total loans	11,593,977	7,978,389
Recorded investment, 90 days and accruing	0	0
Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	222,558	1,803,184
60 to 89 days past due	0	1,092,218
Greater than 90 days	0	0
Total past due	222,558	2,895,402
Current	132,543,911	154,987,633
Total loans	132,766,469	157,883,035
Recorded investment, 90 days and accruing	0	0
Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	49,990	110,614
60 to 89 days past due	25,000	24,746
Greater than 90 days	0	16,130
Total past due	74,990	151,490
Current	21,780,378	25,369,907
Total loans	21,855,368	25,521,397
Recorded investment, 90 days and accruing	0	16,130
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	950,426	645,807
60 to 89 days past due	347,350	1,507,073
Greater than 90 days	0	0
Total past due	1,297,776	2,152,880
Current	70,637,879	78,635,545
Total loans	71,935,655	80,788,425
Recorded investment, 90 days and accruing	0	0
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	58,071	157,816
60 to 89 days past due	0	50,016
Greater than 90 days	0	50,000
Total past due	58,071	257,832
Current	8,726,072	9,259,413
Total loans	8,784,143	9,517,245
Recorded investment, 90 days and accruing	0	50,000
Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	1,058,487	914,237
60 to 89 days past due	372,350	1,581,835
Greater than 90 days	0	66,130
Total past due	1,430,837	2,562,202
Current	101,144,329	113,264,865
Total loans	102,575,166	115,827,067
Recorded investment, 90 days and accruing	0	66,130
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	2,529,797	40,171
60 to 89 days past due	0	31,057
Greater than 90 days	0	49,139
Total past due	2,529,797	120,367
Current	27,844,876	34,263,750
Total loans	30,374,673	34,384,117
Recorded investment, 90 days and accruing	0	49,139
Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	5,085	4,286
60 to 89 days past due	970	36,030
Greater than 90 days	0	0
Total past due	6,055	40,316
Current	2,165,359	2,720,306
Total loans	2,171,414	2,760,622
Recorded investment, 90 days and accruing	$0	$0

Loans_and_allowance_for_loan_l5

Loans and allowance for loan losses, Part 4 (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
With no related allowance recorded [Abstract]	'	'
Recorded investment	$45,461,550	$48,292,872
Unpaid principal balance	49,266,099	55,538,906
With an allowance recorded [Abstract]	'	'
Recorded investment	5,501,536	6,481,882
Unpaid principal balance	5,949,536	6,851,103
Related allowance	1,538,972	1,338,272
Total [Abstract]	'	'
Recorded investment	50,963,086	54,774,754
Unpaid principal balance	55,215,635	62,390,009
Related Allowance	1,538,972	1,338,272
Commercial [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	5,239,636	8,254,440
Unpaid principal balance	7,416,295	13,625,670
With an allowance recorded [Abstract]	'	'
Recorded investment	1,458,303	430,828
Unpaid principal balance	1,458,303	430,828
Related allowance	219,633	62,643
Total [Abstract]	'	'
Recorded investment	6,697,939	8,685,268
Unpaid principal balance	8,874,598	14,056,498
Related Allowance	219,633	62,643
Total construction and land development [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	5,239,636	8,254,440
Unpaid principal balance	7,416,295	13,625,670
With an allowance recorded [Abstract]	'	'
Recorded investment	1,458,303	430,828
Unpaid principal balance	1,458,303	430,828
Related allowance	219,633	62,643
Total [Abstract]	'	'
Recorded investment	6,697,939	8,685,268
Unpaid principal balance	8,874,598	14,056,498
Related Allowance	219,633	62,643
Farmland [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	'	1,049,489
Unpaid principal balance	'	1,049,489
With an allowance recorded [Abstract]	'	'
Recorded investment	564,793	'
Unpaid principal balance	1,012,793	'
Related allowance	448,000	'
Total [Abstract]	'	'
Recorded investment	564,793	1,049,489
Unpaid principal balance	1,012,793	1,049,489
Related Allowance	448,000	0
Commercial real estate - owner occupied [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	11,142,720	8,250,071
Unpaid principal balance	11,425,337	8,715,684
With an allowance recorded [Abstract]	'	'
Recorded investment	'	2,940,647
Unpaid principal balance	'	3,261,584
Related allowance	'	663,330
Total [Abstract]	'	'
Recorded investment	11,142,720	11,190,718
Unpaid principal balance	11,425,337	11,977,268
Related Allowance	0	663,330
Commercial real estate - non-owner occupied [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	11,188,393	13,777,787
Unpaid principal balance	11,386,393	14,124,016
With an allowance recorded [Abstract]	'	'
Recorded investment	1,084,608	1,434,195
Unpaid principal balance	1,084,608	1,434,195
Related allowance	251,108	508,704
Total [Abstract]	'	'
Recorded investment	12,273,001	15,211,982
Unpaid principal balance	12,471,001	15,558,211
Related Allowance	251,108	508,704
Multifamily [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	2,385,796	2,825,274
Unpaid principal balance	2,385,796	2,825,274
With an allowance recorded [Abstract]	'	'
Recorded investment	'	0
Unpaid principal balance	'	0
Related allowance	'	0
Total [Abstract]	'	'
Recorded investment	2,385,796	2,825,274
Unpaid principal balance	2,385,796	2,825,274
Related Allowance	0	0
Total commercial real estate [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	24,716,909	25,902,621
Unpaid principal balance	25,197,526	26,714,463
With an allowance recorded [Abstract]	'	'
Recorded investment	1,649,401	4,374,842
Unpaid principal balance	2,097,401	4,695,779
Related allowance	699,108	1,172,034
Total [Abstract]	'	'
Recorded investment	26,366,310	30,277,463
Unpaid principal balance	27,294,927	31,410,242
Related Allowance	699,108	1,172,034
Home equity lines [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	1,093,103	1,939,020
Unpaid principal balance	1,191,959	1,938,005
With an allowance recorded [Abstract]	'	'
Recorded investment	'	0
Unpaid principal balance	'	0
Related allowance	'	0
Total [Abstract]	'	'
Recorded investment	1,093,103	1,939,020
Unpaid principal balance	1,191,959	1,938,005
Related Allowance	0	0
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	12,875,639	10,686,435
Unpaid principal balance	13,477,859	10,928,024
With an allowance recorded [Abstract]	'	'
Recorded investment	1,843,732	1,155,027
Unpaid principal balance	1,843,732	1,155,027
Related allowance	353,313	20,896
Total [Abstract]	'	'
Recorded investment	14,719,371	11,841,462
Unpaid principal balance	15,321,591	12,083,051
Related Allowance	353,313	20,896
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	973,479	601,805
Unpaid principal balance	1,143,136	861,158
With an allowance recorded [Abstract]	'	'
Recorded investment	133,335	338,345
Unpaid principal balance	133,335	386,629
Related allowance	33,307	43,456
Total [Abstract]	'	'
Recorded investment	1,106,814	940,150
Unpaid principal balance	1,276,471	1,247,787
Related Allowance	33,307	43,456
Total consumer real estate [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	14,942,221	13,227,260
Unpaid principal balance	15,812,954	13,727,187
With an allowance recorded [Abstract]	'	'
Recorded investment	1,977,067	1,493,372
Unpaid principal balance	1,977,067	1,541,656
Related allowance	386,620	64,352
Total [Abstract]	'	'
Recorded investment	16,919,288	14,720,632
Unpaid principal balance	17,790,021	15,268,843
Related Allowance	386,620	64,352
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	468,908	858,136
Unpaid principal balance	745,448	1,421,196
With an allowance recorded [Abstract]	'	'
Recorded investment	416,765	182,840
Unpaid principal balance	416,765	182,840
Related allowance	233,611	39,243
Total [Abstract]	'	'
Recorded investment	885,673	1,040,976
Unpaid principal balance	1,162,213	1,604,036
Related Allowance	233,611	39,243
Consumer and other [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	93,876	50,415
Unpaid principal balance	93,876	50,390
With an allowance recorded [Abstract]	'	'
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Total [Abstract]	'	'
Recorded investment	93,876	50,415
Unpaid principal balance	93,876	50,390
Related Allowance	$0	$0

Loans_and_allowance_for_loan_l6

Loans and allowance for loan losses, Part 5 (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	$47,565,972	$47,943,537	$47,981,833	$46,818,745
Interest income recognized	576,281	901,164	1,741,539	1,907,541
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	3,968,816	21,978,421	3,834,746	21,797,674
Interest income recognized	19,336	398	63,485	173,818
Total [Abstract]	'	'	'	'
Average recorded investment	51,534,788	69,921,958	51,816,579	68,616,419
Interest income recognized	595,617	901,562	1,805,024	2,081,359
Residential [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	'	248,422	'	191,544
Interest income recognized	'	3,050	'	14,791
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	'	0	'	0
Interest income recognized	'	0	'	0
Total [Abstract]	'	'	'	'
Average recorded investment	'	248,422	'	191,544
Interest income recognized	'	3,050	'	14,791
Commercial [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	5,748,852	12,460,662	6,611,912	10,188,879
Interest income recognized	67,825	89,431	217,609	270,464
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	1,523,371	4,896,911	1,524,661	5,929,859
Interest income recognized	0	0	6,494	1,373
Total [Abstract]	'	'	'	'
Average recorded investment	7,272,223	17,357,573	8,136,573	16,118,738
Interest income recognized	67,825	89,431	224,103	271,837
Total construction and land development [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	5,748,852	12,709,084	6,611,912	10,380,423
Interest income recognized	67,825	92,481	217,609	285,255
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	1,523,371	4,896,911	1,524,661	5,929,859
Interest income recognized	0	0	6,494	1,373
Total [Abstract]	'	'	'	'
Average recorded investment	7,272,223	17,605,995	8,136,573	16,310,282
Interest income recognized	67,825	92,481	224,103	286,628
Farmland [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	0	1,049,489	0	1,049,489
Interest income recognized	0	2,000	'	17,405
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	564,793	'	569,043	'
Interest income recognized	0	'	1,100	'
Total [Abstract]	'	'	'	'
Average recorded investment	564,793	1,049,489	569,043	1,049,489
Interest income recognized	0	2,000	1,100	17,405
Commercial real estate - owner occupied [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	11,032,736	7,770,119	10,479,360	8,631,653
Interest income recognized	177,308	213,499	418,677	439,458
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	0	7,380,990	0	7,362,455
Interest income recognized	0	398,000	0	52,668,000
Total [Abstract]	'	'	'	'
Average recorded investment	11,032,736	15,151,109	10,479,360	15,994,108
Interest income recognized	177,308	213,897	418,677	492,126
Commercial real estate - non-owner occupied [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	11,237,516	12,778,883	11,314,963	13,340,847
Interest income recognized	137,085	437,034	412,108	677,127
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	1,089,464	4,482,345	1,089,464	4,304,172
Interest income recognized	12,571	0	44,147	26,222
Total [Abstract]	'	'	'	'
Average recorded investment	12,326,980	17,261,228	12,404,427	17,645,019
Interest income recognized	149,656	437,034	456,255	703,349
Multifamily [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	2,390,160	1,361,630	2,402,140	1,580,204
Interest income recognized	36,196	44,333	113,704	71,631
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	'	0	'	0
Interest income recognized	'	0	'	0
Total [Abstract]	'	'	'	'
Average recorded investment	2,390,160	1,361,630	2,402,140	1,580,204
Interest income recognized	36,196	44,333	113,704	71,631
Total commercial real estate [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	24,660,412	22,960,121	24,196,463	24,602,193
Interest income recognized	350,589	696,866	944,489	1,205,621
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	1,654,257	11,863,335	1,658,507	11,666,627
Interest income recognized	12,571	398	45,247	78,890
Total [Abstract]	'	'	'	'
Average recorded investment	26,314,669	34,823,456	25,854,970	36,268,820
Interest income recognized	363,160	697,264	989,736	1,284,511
Home equity lines [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	1,093,363	1,454,661	1,093,153	1,175,339
Interest income recognized	7,002	22,556	35,725	55,535
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	0	431,298	0	406,192
Interest income recognized	0	0	0	6,814
Total [Abstract]	'	'	'	'
Average recorded investment	1,093,363	1,885,959	1,093,153	1,581,531
Interest income recognized	7,002	22,556	35,725	62,349
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	14,478,717	9,222,570	14,531,360	9,142,698
Interest income recognized	127,917	78,162	477,654	308,917
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	236,917	3,233,526	268,917	2,315,032
Interest income recognized	0	0	0	52,470
Total [Abstract]	'	'	'	'
Average recorded investment	14,715,634	12,456,096	14,800,277	11,457,730
Interest income recognized	127,917	78,162	477,654	361,387
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	974,441	674,842	977,596	646,695
Interest income recognized	11,773	4,677	37,181	22,789
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	136,177	117,246	136,253	117,388
Interest income recognized	2,314	0	4,261	1,684
Total [Abstract]	'	'	'	'
Average recorded investment	1,110,618	792,088	1,113,849	764,083
Interest income recognized	14,087	4,677	41,442	24,473
Total consumer real estate [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	16,546,521	11,352,073	16,602,109	10,964,732
Interest income recognized	146,692	105,395	550,560	387,241
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	373,094	3,782,070	405,170	2,838,612
Interest income recognized	2,314	0	4,261	60,968
Total [Abstract]	'	'	'	'
Average recorded investment	16,919,615	15,134,143	17,007,279	13,803,344
Interest income recognized	149,006	105,395	554,821	448,209
Commercial and industrial loans (except those secured by real estate) [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	471,890	876,549	429,502	816,643
Interest income recognized	9,443	5,416	21,894	27,325
Impaired Loans With Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	418,094	1,436,105	246,408	1,362,576
Interest income recognized	4,451	0	7,483	32,587
Total [Abstract]	'	'	'	'
Average recorded investment	889,984	2,312,654	675,910	2,179,219
Interest income recognized	13,894	5,416	29,377	59,912
Consumer and other [Member]	'	'	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'	'	'
Average recorded investment	138,297	45,710	141,847	54,754
Interest income recognized	1,732	1,006	6,987	2,099
Total [Abstract]	'	'	'	'
Average recorded investment	138,297	45,710	141,847	54,754
Interest income recognized	$1,732	$1,006	$6,987	$2,099

Loans_and_allowance_for_loan_l7

Loans and allowance for loan losses, Part 6 (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Loan	Loan	Loan	Loan	Loan
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	$3,133,332	'	$35,941,170	'	$38,819,871
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	11	14	29	73	40
Pre-Modification Recorded Balance	3,133,333	6,654,698	6,888,550	21,199,955	9,304,960
Post-Modification Recorded Balance	3,133,333	6,654,698	6,888,550	21,199,955	9,304,960
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	4	3	7	'	24
Recorded investment	3,029,161	620,998	4,238,026	'	8,800,693
Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	29,813	'	553,313	'	101,653
Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	2,568,856	'	28,474,131	'	29,169,453
Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	564,476	'	7,467,039	'	9,650,418
Commercial [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	4,977,801	'	6,116,248
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	1	6	12	6
Pre-Modification Recorded Balance	'	39,769	2,991,415	3,938,672	653,612
Post-Modification Recorded Balance	'	39,769	2,991,415	3,938,672	653,612
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	1	'	'	8
Recorded investment	'	39,769	'	'	2,387,845
Commercial [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	0
Commercial [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	3,253,743	'	3,728,403
Commercial [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	1,724,058	'	2,387,845
Residential [Member]	'	'	'	'	'
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	'	'	3	'
Pre-Modification Recorded Balance	'	'	'	191,544	'
Post-Modification Recorded Balance	'	'	'	191,544	'
Total construction and land development [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	4,977,801	'	6,116,248
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	1	6	15	6
Pre-Modification Recorded Balance	'	39,769	2,991,415	4,130,216	653,612
Post-Modification Recorded Balance	'	39,769	2,991,415	4,130,216	653,612
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	1	'	'	8
Recorded investment	'	39,769	'	'	2,387,845
Total construction and land development [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	0
Total construction and land development [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	3,253,743	'	3,728,403
Total construction and land development [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	1,724,058	'	2,387,845
Farmland [Member]	'	'	'	'	'
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	'	'	0	'
Pre-Modification Recorded Balance	'	'	'	0	'
Post-Modification Recorded Balance	'	'	'	0	'
Commercial real estate - owner occupied [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	2,256,390	'	9,580,489	'	8,881,257
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	4	'	4	1	1
Pre-Modification Recorded Balance	2,256,390	'	1,087,390	1,388,851	522,715
Post-Modification Recorded Balance	2,256,390	'	1,087,390	1,388,851	522,715
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	2	'	2	'	2
Recorded investment	2,756,976	'	2,756,976	'	2,053,276
Commercial real estate - owner occupied [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	0	'	0	'	3,321
Commercial real estate - owner occupied [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	2,256,390	'	8,508,801	'	6,373,122
Commercial real estate - owner occupied [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	0	'	1,071,688	'	2,508,135
Commercial real estate - non-owner occupied [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	9,911,774	'	13,266,992
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	7	'	9	6
Pre-Modification Recorded Balance	'	4,737,776	'	9,665,791	2,102,231
Post-Modification Recorded Balance	'	4,737,776	'	9,665,791	2,102,231
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	1	'	'	1
Recorded investment	'	461,265	'	'	461,265
Commercial real estate - non-owner occupied [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	0
Commercial real estate - non-owner occupied [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	9,911,774	'	12,805,727
Commercial real estate - non-owner occupied [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	0	'	461,265
Multifamily [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	2,385,797	'	2,825,274
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	1	'	1	'
Pre-Modification Recorded Balance	'	634,594	'	634,594	'
Post-Modification Recorded Balance	'	634,594	'	634,594	'
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	1	2	'	3
Recorded investment	'	461,265	2,756,976	'	2,514,541
Multifamily [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	0
Multifamily [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	2,385,797	'	2,825,274
Multifamily [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	0	'	0
Total commercial real estate [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	2,256,390	'	21,878,060	'	24,973,523
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	4	8	4	11	7
Pre-Modification Recorded Balance	2,256,390	5,372,370	1,087,390	11,689,236	2,624,946
Post-Modification Recorded Balance	2,256,390	5,372,370	1,087,390	11,689,236	2,624,946
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	2	'	'	'	'
Recorded investment	2,756,976	'	'	'	'
Total commercial real estate [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	0	'	0	'	3,321
Total commercial real estate [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	2,256,390	'	20,806,372	'	22,004,123
Total commercial real estate [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	0	'	1,071,688	'	2,969,400
Home equity lines [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	0	'	0
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	'	'	1	'
Pre-Modification Recorded Balance	'	'	'	349,192	'
Post-Modification Recorded Balance	'	'	'	349,192	'
Home equity lines [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	0
Home equity lines [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	0	'	0
Home equity lines [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	0	'	0
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	715,110	'	7,932,921	'	7,011,329
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	5	4	16	39	25
Pre-Modification Recorded Balance	715,110	1,042,595	2,265,830	4,505,468	5,570,245
Post-Modification Recorded Balance	715,110	1,042,595	2,265,830	4,505,468	5,570,245
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	2	'	5	'	8
Recorded investment	272,185	'	1,481,050	'	3,302,827
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	29,813	'	353,313	'	15,633
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	308,454	'	3,938,354	'	3,431,124
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	406,656	'	3,994,567	'	3,580,205
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	161,832	'	511,025	'	338,344
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	2	'	2	1	1
Pre-Modification Recorded Balance	161,833	'	161,832	69,815	338,344
Post-Modification Recorded Balance	161,833	'	161,832	69,815	338,344
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	'	'	'	1
Recorded investment	'	'	'	'	338,344
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	0	'	43,456
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	4,012	'	353,205	'	0
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	157,820	'	157,820	'	338,344
Total consumer real estate [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	876,942	'	8,443,946	'	7,349,673
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	7	4	18	41	26
Pre-Modification Recorded Balance	876,943	1,042,595	2,427,662	4,924,475	5,908,589
Post-Modification Recorded Balance	876,943	1,042,595	2,427,662	4,924,475	5,908,589
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	2	'	5	'	9
Recorded investment	272,185	'	1,481,050	'	3,641,171
Total consumer real estate [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	29,813	'	353,313	'	59,089
Total consumer real estate [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	312,466	'	4,291,559	'	3,431,124
Total consumer real estate [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	564,476	'	4,152,387	'	3,918,549
Commercial and industrial loans (except those secured by real estate) [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	641,363	'	380,427
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	1	1	6	1
Pre-Modification Recorded Balance	'	199,964	382,083	456,028	117,813
Post-Modification Recorded Balance	'	199,964	382,083	456,028	117,813
Defaults on TDRs [Abstract]	'	'	'	'	'
Number of loans	'	1	'	'	4
Recorded investment	'	119,964	'	'	257,136
Commercial and industrial loans (except those secured by real estate) [Member] | Specific Valuation Allowance [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Specific Valuation Allowance	'	'	200,000	'	39,243
Commercial and industrial loans (except those secured by real estate) [Member] | Performing [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	122,457	'	5,803
Commercial and industrial loans (except those secured by real estate) [Member] | Nonaccrual [Member]	'	'	'	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Total	'	'	518,906	'	374,624
Consumer and other [Member]	'	'	'	'	'
Information about TDRs Identified during the period [Abstract]	'	'	'	'	'
Number of loans	'	'	'	0	0
Pre-Modification Recorded Balance	'	'	'	0	0
Post-Modification Recorded Balance	'	'	'	$0	$0

Loans_and_allowance_for_loan_l8

Loans and allowance for loan losses, Part 7 (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	$9,609,777	$14,865,721	$10,807,827	$16,071,424	$16,071,424
Provision for loan losses	0	700,000	823,000	9,095,000	9,095,000
Charge-offs	-1,053,564	-3,579,054	-3,632,711	-13,405,779	-14,899,696
Recoveries	71,731	69,177	629,828	295,199	541,099
Ending balance	8,627,944	12,055,844	8,627,944	12,055,844	10,807,827
Loans individually evaluated for impairment	145,263,601	'	145,263,601	'	178,792,352
Loans collectively evaluated for impairment	157,738,226	'	157,738,226	'	176,117,914
Total loans	303,001,827	'	303,001,827	'	354,910,266
Commercial [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	4,777,533	4,562,330	4,611,410	6,798,177	6,798,177
Provision for loan losses	0	1,907,303	15,000	3,444,160	3,444,160
Charge-offs	-175,019	-1,732,520	-270,354	-5,505,724	-5,645,064
Recoveries	34,138	4,095	280,596	4,595	14,137
Ending balance	4,636,652	4,741,208	4,636,652	4,741,208	4,611,410
Loans individually evaluated for impairment	19,726,638	'	19,726,638	'	27,351,857
Loans collectively evaluated for impairment	11,789,756	'	11,789,756	'	13,857,974
Total loans	31,516,394	'	31,516,394	'	41,209,831
Residential [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	595,642	599,554	494,742	704,728	704,728
Provision for loan losses	0	-146,645	0	542,067	542,067
Charge-offs	0	-2,500	0	-797,286	-797,286
Recoveries	300	43,883	101,200	44,783	45,233
Ending balance	595,942	494,292	595,942	494,292	494,742
Loans individually evaluated for impairment	575,874	'	575,874	'	1,247,709
Loans collectively evaluated for impairment	3,021,837	'	3,021,837	'	1,597,885
Total loans	3,597,711	'	3,597,711	'	2,845,594
Total construction and land development [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Total loans	35,114,105	'	35,114,105	'	44,055,425
Farmland [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	808,000	0	0	0	0
Provision for loan losses	0	0	808,000	0	0
Charge-offs	-448,000	0	-448,000	0	0
Recoveries	0	0	0	0	0
Ending balance	360,000	0	360,000	0	0
Loans individually evaluated for impairment	781,927	'	781,927	'	1,391,501
Loans collectively evaluated for impairment	1,137,361	'	1,137,361	'	1,189,796
Total loans	1,919,288	'	1,919,288	'	2,581,297
Commercial real estate - owner occupied [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	1,126,134	2,520,907	1,358,863	1,496,466	1,496,466
Provision for loan losses	0	-710,375	0	623,552	623,552
Charge-offs	-128,617	-375,184	-403,996	-684,670	-961,155
Recoveries	0	0	42,650	0	200,000
Ending balance	997,517	1,435,348	997,517	1,435,348	1,358,863
Loans individually evaluated for impairment	51,072,925	'	51,072,925	'	67,167,587
Loans collectively evaluated for impairment	21,421,804	'	21,421,804	'	25,604,945
Total loans	72,494,729	'	72,494,729	'	92,772,532
Commercial real estate - non-owner occupied [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	307,267	1,400,093	816,852	1,548,899	1,548,899
Provision for loan losses	0	-465,241	0	-300,898	-300,898
Charge-offs	0	-118,000	-509,585	-431,354	-431,354
Recoveries	0	0	0	205	205
Ending balance	307,267	816,852	307,267	816,852	816,852
Loans individually evaluated for impairment	35,956,512	'	35,956,512	'	41,801,577
Loans collectively evaluated for impairment	10,801,963	'	10,801,963	'	12,749,240
Total loans	46,758,475	'	46,758,475	'	54,550,817
Multifamily [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	23,434	92,728	23,434	406,635	406,635
Provision for loan losses	0	-59,331	0	-373,238	-373,238
Charge-offs	0	0	0	0	-9,963
Recoveries	0	0	0	0	0
Ending balance	23,434	33,397	23,434	33,397	23,434
Loans individually evaluated for impairment	9,442,862	'	9,442,862	'	6,461,639
Loans collectively evaluated for impairment	2,151,115	'	2,151,115	'	1,516,750
Total loans	11,593,977	'	11,593,977	'	7,978,389
Total commercial real estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Total loans	132,766,469	'	132,766,469	'	157,883,035
Home equity lines [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	414,671	776,732	658,135	860,307	860,307
Provision for loan losses	0	461,686	0	668,614	668,614
Charge-offs	-22,455	-389,585	-266,119	-681,405	-883,848
Recoveries	9,350	7,144	9,550	8,461	13,062
Ending balance	401,566	855,977	401,566	855,977	658,135
Loans individually evaluated for impairment	1,334,700	'	1,334,700	'	2,185,040
Loans collectively evaluated for impairment	20,520,668	'	20,520,668	'	23,336,357
Total loans	21,855,368	'	21,855,368	'	25,521,397
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	504,142	2,038,947	1,358,102	1,881,470	1,881,470
Provision for loan losses	0	-55,146	0	2,610,905	2,610,905
Charge-offs	-126,839	-456,559	-1,001,833	-3,045,937	-3,220,072
Recoveries	1,016	0	22,050	80,804	85,799
Ending balance	378,319	1,527,242	378,319	1,527,242	1,358,102
Loans individually evaluated for impairment	12,630,505	'	12,630,505	'	15,526,551
Loans collectively evaluated for impairment	59,305,150	'	59,305,150	'	65,261,874
Total loans	71,935,655	'	71,935,655	'	80,788,425
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	13,868	375,552	223,307	397,504	397,504
Provision for loan losses	0	298,168	0	468,192	468,192
Charge-offs	0	-231,273	-214,720	-427,882	-663,135
Recoveries	239	0	5,520	4,633	20,746
Ending balance	14,107	442,447	14,107	442,447	223,307
Loans individually evaluated for impairment	539,279	'	539,279	'	557,600
Loans collectively evaluated for impairment	8,244,864	'	8,244,864	'	8,959,645
Total loans	8,784,143	'	8,784,143	'	9,517,245
Total consumer real estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Total loans	102,575,166	'	102,575,166	'	115,827,067
Commercial and industrial loans (except those secured by real estate) [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	946,414	2,345,245	1,161,654	1,655,713	1,655,713
Provision for loan losses	0	-480,271	0	1,230,555	1,230,555
Charge-offs	-114,642	-272,059	-465,885	-1,427,841	-1,879,517
Recoveries	24,186	12,496	160,189	146,984	154,903
Ending balance	855,958	1,605,411	855,958	1,605,411	1,161,654
Loans individually evaluated for impairment	13,202,379	'	13,202,379	'	15,101,291
Loans collectively evaluated for impairment	17,172,294	'	17,172,294	'	19,282,826
Total loans	30,374,673	'	30,374,673	'	34,384,117
Consumer and other [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'	'	'
Beginning balance	92,672	153,633	101,328	321,525	321,525
Provision for loan losses	0	-50,148	0	181,091	181,091
Charge-offs	-37,992	-1,374	-52,219	-403,680	-408,302
Recoveries	2,502	1,559	8,073	4,734	7,014
Ending balance	57,182	103,670	57,182	103,670	101,328
Loans individually evaluated for impairment	0	'	0	'	0
Loans collectively evaluated for impairment	2,171,414	'	2,171,414	'	2,760,622
Total loans	$2,171,414	'	$2,171,414	'	$2,760,622

Deposits_Details

Deposits (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Deposits [Abstract]	'	'
Demand accounts	$59,172,655	$57,049,348
Interest checking accounts	44,546,350	45,861,199
Money market accounts	63,156,132	66,007,160
Savings accounts	20,780,476	20,922,112
Time deposits of $100,000 and over	99,168,163	113,332,481
Other time deposits	114,772,639	133,150,662
Total deposits	$401,596,415	$436,322,962
Percentage of individual deposits to deposit liability [Abstract]	'	'
Demand accounts (in hundredths)	14.70%	13.10%
Interest checking accounts (in hundredths)	11.10%	10.50%
Money market accounts (in hundredths)	15.70%	15.10%
Savings account (in hundredths)	5.20%	4.80%
Time deposits of $100,000 and over (in hundredths)	24.70%	26.00%
Other time deposits (in hundredths)	28.60%	30.50%
Total (in hundredths)	100.00%	100.00%

Trust_preferred_securities_Det

Trust preferred securities (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Trust Preferred Securities [Line Items]	'	'
Trust preferred capital notes	$8,764,000	$8,764,000
Percentage of Tier one risk based capital required for capital adequacy (in hundredths)	25.00%	'
Deferred interest payments on the junior subordinated debt securities	1,054,233	911,635
Southern Community Financial Capital Trust I [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Debt Instrument, issuance Date	24-Feb-05	'
Trust preferred capital notes	5,200,000	'
Debt Instrument, description of variable rate basis	'three-month LIBOR plus 2.15%	'
Debt Instrument, variable rate basis (in hundredths)	2.15%	'
Interest rate (in hundredths)	2.40%	'
Maturity date	15-Mar-35	'
Principal assets of the trust	5,200,000	'
Village Financial Statutory Trust II [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Debt Instrument, issuance Date	20-Sep-07	'
Trust preferred capital notes	3,600,000	'
Debt Instrument, description of variable rate basis	'three-month LIBOR plus 1.40%	'
Debt Instrument, variable rate basis (in hundredths)	1.40%	'
Maturity date	31-Dec-37	'
Principal assets of the trust	3,600,000	'
Period of fixed income rate	'5 years	'
Fixed income rate payable quarterly (in hundredths)	6.29%	'
Trust Preferred Securities [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Deferred interest payments on the junior subordinated debt securities	$807,316	'
Threshold number of quarterly interest payments missed to be considered in default	20	'

Stock_incentive_plan_Details

Stock incentive plan (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Stock incentive plan [Abstract]	'	'
Number of shares authorized for issuance (in shares)	555,000	'
Options [Roll Forward]	'	'
Options outstanding, beginning of period (in shares)	255,630	264,980
Granted (in shares)	42,205	5,000
Forfeited (in shares)	-3,000	-3,450
Exercised (in shares)	0	0
Options outstanding, end of period (in shares)	294,835	266,530
Options exercisable end of period (in shares)	256,130	261,530
Weighted Average Exercise Price [Roll Forward]	'	'
Options outstanding, beginning of period (in dollars per share)	$9.48	$9.48
Granted (in dollars per share)	$1.58	$1
Forfeited (in dollars per share)	$7.70	$4.98
Exercised (in dollars per share)	$0	$0
Options outstanding, end of period (in dollars per share)	$9.40	$9.71
Options outstanding, fair value per share [Abstract]	'	'
Options outstanding, beginning of the period, fair value (in dollars per share)	$4.70	$4.70
Granted (in dollars per share)	$0.61	$1.08
Forfeited (in dollars per share)	$4.99	$3.12
Exercised (in dollars per share)	$0	$0
Options outstanding, ending balance fair value (in dollars per share)	$4.06	$4.66
Options outstanding, end of period, intrinsic value	$0	$0
Unamortized stock-based compensation related to non-vested share based compensation arrangements	115,764	2,734
Weighed average period of time based unamortized compensation, recognition	'2 years 9 months 25 days	'
Stock-based compensation expense	$5,964	$6,506

Fair_value_Details

Fair value (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Recurring [Member] | Carrying Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Government Agencies	$42,414,000	$11,387,000
MBS	2,970,000	1,829,000
Municipals	13,728,000	11,938,000
Residential loans held for sale	14,527,000	24,188,000
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Government Agencies	0	5,000,000
MBS	0	0
Municipals	0	2,918,000
Residential loans held for sale	0	0
Recurring [Member] | Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Government Agencies	42,414,000	6,387,000
MBS	1,261,000	1,829,000
Municipals	13,894,000	9,020,000
Residential loans held for sale	14,527,000	24,188,000
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Government Agencies	0	0
MBS	0	0
Municipals	0	0
Residential loans held for sale	0	0
Nonrecurring [Member] | Carrying Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	50,964,000	54,775,000
Other real estate owned	19,652,000	20,204,000
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	43,824,000	47,016,000
Other real estate owned	18,290,000	18,675,000
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	7,140,000	7,759,000
Other real estate owned	$1,362,000	$1,529,000

Fair_value_Assets_Measured_on_

Fair value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details) (Significant Unobservable Inputs (Level 3) [Member], USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Unobservable Input Reconciliation, Calculation [Roll Forward]	'
Balance at beginning of year	$9,288
Total realized and unrealized gains (losses) Included in earnings	-326
Included in other comprehensive income	0
Net transfers in and/or out of Level 3	-460
Balance at end of period	8,502
Real Estate Owned [Member]	'
Unobservable Input Reconciliation, Calculation [Roll Forward]	'
Balance at beginning of year	1,529
Total realized and unrealized gains (losses) Included in earnings	-326
Included in other comprehensive income	0
Net transfers in and/or out of Level 3	159
Balance at end of period	1,362
Impaired Loans [Member]	'
Unobservable Input Reconciliation, Calculation [Roll Forward]	'
Balance at beginning of year	7,759
Total realized and unrealized gains (losses) Included in earnings	0
Included in other comprehensive income	0
Net transfers in and/or out of Level 3	-619
Balance at end of period	$7,140

Fair_value_Qualitative_informa

Fair value, Qualitative information about Level 3 Fair Value Measurements for Financial Instruments (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Impaired Loans Real-Estate Secured [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$6,030
Valuation Techniques	'Appraisal (1) or Internal Valuation (2)	[1],[2]
Unobservable Input	'Appraisal Adjustments Liquidation Expenses (3)	[3]
Impaired Loans Real-Estate Secured [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	10.00%
Impaired Loans Real-Estate Secured [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	30.00%
Impaired Loans-Non-Real Estate Secured [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	1,110
Valuation Techniques	'Appraisal (1) or Discounted Cash Flow	[1]
Unobservable Input	'Appraisal Adjustments Liquidation Expenses (3)	[3]
Impaired Loans-Non-Real Estate Secured [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	10.00%
Impaired Loans-Non-Real Estate Secured [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	20.00%
Other real estate owned [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$1,362
Valuation Techniques	'Appraisal (1) or Internal Valuation (2)	[1],[2]
Unobservable Input	'Appraisal Adjustments Liquidation Expenses (3)	[3]
Other real estate owned [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	7.00%
Other real estate owned [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Range (Weighted Average) (in hundredths)	30.00%
[1]	Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable.
[2]	Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses

Fair_value_Financial_Instrumen

Fair value, Financial Instrument Summary (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financial assets [Abstract]	'	'
Investment securities available for sale	$59,113,000	$25,154,000
Carrying Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash	13,142,811	13,945,105
Investment securities available for sale	0	7,918,420
Carrying Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash equivalents	20,632,216	39,185,837
Investment securities available for sale	59,112,521	17,235,626
Federal Home Loan Bank stock	1,642,300	2,121,900
Loans held for sale	14,526,577	24,188,384
Loans	244,101,136	290,115,508
Impaired loans	43,824,127	47,016,065
Other real estate owned	18,603,822	18,675,164
Accrued interest receivable	1,517,519	1,676,518
Financial liabilities [Abstract]	'	'
Deposits	401,596,415	436,322,962
FHLB borrowings	18,000,000	28,000,000
Trust preferred securities	8,764,000	8,764,000
Other borrowings	3,289,463	4,851,811
Accrued interest payable	1,054,233	911,635
Carrying Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Impaired loans	7,139,567	7,758,689
Other real estate owned	1,361,832	1,528,527
Bank owned life insurance	6,718,678	6,575,018
Estimated Fair Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash	13,142,811	13,945,105
Investment securities available for sale	0	7,918,420
Estimated Fair Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash equivalents	20,632,216	39,185,837
Investment securities available for sale	59,112,521	17,235,626
Federal Home Loan Bank stock	1,642,300	2,121,900
Loans held for sale	14,526,577	24,188,384
Loans	247,933,319	294,476,846
Impaired loans	43,824,127	47,016,065
Other real estate owned	18,603,822	18,675,164
Accrued interest receivable	1,517,519	1,676,518
Financial liabilities [Abstract]	'	'
Deposits	402,889,752	437,644,329
FHLB borrowings	18,249,300	28,424,029
Trust preferred securities	7,274,120	7,537,040
Other borrowings	3,289,463	4,851,811
Accrued interest payable	1,054,233	911,635
Estimated Fair Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Impaired loans	7,139,567	7,758,689
Other real estate owned	1,361,832	1,528,527
Bank owned life insurance	$6,718,678	$6,575,018

Capital_Purchase_Program_Detai

Capital Purchase Program (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2011	Dec. 31, 2009	Dec. 31, 2012	1-May-09
	Payment
	Director
Capital Purchase Program [Abstract]	'	'	'	'	'
Shares of Series A preferred stocks sold (in shares)	14,738	'	'	14,738	14,738
Preferred stock, par value (in dollars per share)	$4	'	'	$4	$4
Liquidation preference (in dollars per share)	$1,000	'	'	$1,000	$1,000
Number of securities called by warrant (in shares)	'	'	'	'	499,029
Common stocks purchased at initial exercise price per share subject to certain dilution (in dollars per share)	'	'	'	'	$4.43
Aggregate purchase price	'	'	$14,738,000	'	'
Fair value of preferred stock estimated using discounted cash flow methodology (in hundredths)	13.00%	'	'	'	'
Discounted cash flow methodology, number of payments	20	'	'	'	'
Discount cash flow methodology, term	'5 years	'	'	'	'
Fair value assumptions, volatility rate (in hundredths)	25.00%	'	'	'	'
Fair value assumptions, risk-free rate (in hundredths)	2.03%	'	'	'	'
Fair value assumption, yield (in hundredths)	6.16%	'	'	'	'
Fair value assumption, estimated life	'5 years	'	'	'	'
Accretion amortization of discounts period	'5 years	'	'	'	'
Cumulative dividend rate per annum for first five years (in hundredths)	5.00%	'	'	'	'
Cumulative dividend rate per annum thereafter (in hundredths)	9.00%	'	'	'	'
Warrants expiration period	'10 years	'	'	'	'
Quarterly cash dividend deferred	'	184,225	'	'	'
Aggregate dividend on preferred stock	$1,934,362	'	'	'	'
Number of board of member to be nominated by treasury	2	'	'	'	'
Number of dividends payment deferred	10	'	'	'	'

Commitments_and_contingencies_1

Commitments and contingencies (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	$58,460,000	$64,110,000
Number of days from effective date of order to retain qualified management	'90 days	'
Number of days from effective date to retain bank consultant to develop management's report	'30 days	'
Number of days from receipt of consultant's report to formulate written management's plan	'30 days	'
Number of days from effective date of order for Tier 1 capital and total risk-based capital requirement	'90 days	'
Tier one risk based capital requirement (in hundredths)	8.00%	'
Risk based capital to total risk weighted assets (in hundredths)	11.00%	'
Number of days from effective date of order to submit written capital plan to Supervisory Authorities	'90 days	'
Policy for charge offs	'The Order requires the Bank to eliminate from its books, by charge-off or collection, all assets or portions of assets classified "Loss" and 50 percent of those classified "Doubtful".	'
Number of days required to notify Supervisory Authorities prior to undertaking asset growth	'60 days	'
Percentage of asset growth (in hundredths)	10.00%	'
Prevailing effective yields on insured deposits (in hundredths)	0.75%	'
Asset reduction plan	250,000	'
Undisbursed credit lines [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	35,536,000	35,780,000
Commitments to extend credit or originate credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	20,252,000	25,016,000
Standby letters of credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	$2,672,000	$3,314,000

Income_Taxes_Details

Income Taxes (Details) (USD $)	Sep. 30, 2013
Income Taxes [Abstract]	'
Deferred tax asset, valuation allowance	$10,158,000