Village Bank and Trust Financial (VBFC) 10-Q 15 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	8-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Village Bank & Trust Financial Corp.	'
Entity Central Index Key	'0001290476	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	5,338,295
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Assets	'	'
Cash and due from banks	$19,566,695	$15,220,580
Federal funds sold	36,946,987	24,988,512
Total cash and cash equivalents	56,513,682	40,209,092
Investment securities available for sale	59,339,067	57,748,040
Loans held for sale	9,986,249	8,371,277
Loans	'	'
Outstanding	273,461,221	286,562,702
Allowance for loan losses	-6,600,384	-7,238,664
Deferred fees and costs	686,944	682,955
Loans, net	267,547,781	280,006,993
Other real estate owned, net of valuation allowance	15,688,443	16,741,864
Assets held for sale	13,359,314	13,359,099
Premises and equipment, net	12,937,541	12,408,987
Bank owned life insurance	6,812,428	6,764,505
Accrued interest receivable	1,340,386	1,486,163
Other assets	6,784,836	7,077,331
Total assets	450,309,727	444,173,351
Deposits	'	'
Noninterest bearing demand	63,435,899	57,243,718
Interest bearing	332,781,210	333,384,593
Total deposits	396,217,109	390,628,311
Federal Home Loan Bank advances	17,000,000	18,000,000
Long-term debt - trust preferred securities	8,764,000	8,764,000
Other borrowings	2,903,324	2,713,486
Accrued interest payable	1,251,836	1,092,520
Other liabilities	5,645,495	4,730,965
Total liabilities	431,781,764	425,929,282
Stockholders' equity	'	'
Preferred stock, $4 par value, $1,000 liquidation preference, 1,000,000 shares authorized, 14,738 shares issued and outstanding	58,952	58,952
Common stock, $4 par value, 10,000,000 shares authorized;5,338,295 shares issued and outstanding at March 31, 2014 5,338,295 shares issued and outstanding at December 31, 2013	21,353,180	21,353,180
Additional paid-in capital	38,063,396	38,053,812
Accumulated deficit	-39,036,812	-38,066,154
Common stock warrant	732,479	732,479
Discount on preferred stock	-12,516	-50,002
Stock in directors rabbi trust	-877,644	-877,644
Directors deferred fees obligation	877,644	877,644
Accumulated other comprehensive loss	-2,630,716	-3,838,198
Total stockholders' equity	18,527,963	18,244,069
Total liabilities and stockholders' equity	$450,309,727	$444,173,351

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$4	$4
Preferred stock, liquidation preference (in dollars per share)	$1,000	$1,000
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	14,738	14,738
Preferred stock, shares outstanding (in shares)	14,738	14,738
Common stock, par value (in dollars per share)	$4	$4
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,338,295	5,338,295
Common stock, shares outstanding (in shares)	5,338,295	5,338,295

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Loans	$3,970,879	$5,142,951
Investment securities	332,216	188,099
Federal funds sold	19,095	25,115
Total interest income	4,322,190	5,356,165
Interest expense	'	'
Deposits	785,525	1,042,384
Borrowed funds	254,017	224,392
Total interest expense	1,039,542	1,266,776
Net interest income	3,282,648	4,089,389
Provision for loan losses	100,000	823,000
Net interest income after provision for loan losses	3,182,648	3,266,389
Noninterest income	'	'
Service charges and fees	482,553	511,504
Gain on sale of loans	810,900	1,955,717
Gain on sale of assets	2,813	598,182
Gain on sale of investment securities	0	90,067
Rental income	256,807	264,697
Other	123,512	186,305
Total noninterest income	1,676,585	3,606,472
Noninterest expense	'	'
Salaries and benefits	2,992,240	3,439,408
Occupancy	482,602	556,930
Equipment	208,798	177,855
Supplies	88,283	105,272
Professional and outside services	638,908	686,360
Advertising and marketing	82,867	63,301
Expenses related to foreclosed real estate	282,506	1,574,700
Other operating expenses	831,975	780,069
Total noninterest expense	5,608,179	7,383,895
Net loss	-748,946	-511,034
Preferred stock dividends and amortization of discount	221,712	221,328
Net loss available to common shareholders	($970,658)	($732,362)
Loss per share, basic (in dollars per share)	($0.18)	($0.17)
Loss per share, diluted (in dollars per share)	($0.18)	($0.17)

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Comprehensive Income (Loss) (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Changes in Comprehensive Income (Loss) (Unaudited) [Abstract]	'	'
Net loss	($748,946)	($511,034)
Other comprehensive income (loss)	'	'
Unrealized holding gains (losses) arising during the period	1,826,268	21,161
Tax effect	620,931	7,195
Net change in unrealized holding gains (losses) on securities available for sale, net of tax	1,205,337	13,966
Reclassification adjustment for gains realized in income	0	-90,067
Tax effect	0	-30,623
Reclassification for gains included in net income, net of tax	0	-59,444
Minimum pension adjustment	3,250	3,250
Tax effect	1,105	1,105
Minimum pension adjustment, net of tax	2,145	2,145
Total other comprehensive income (loss)	1,207,482	-43,333
Total comprehensive income (loss)	$458,536	($554,367)

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (Unaudited) (USD $)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Accumulated Deficit [Member]	Warrant [Member]	Discount on Preferred Stock [Member]	Stock in Directors Rabbi Trust [Member]	Directors Deferred Fees Obligation [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at Dec. 31, 2012	$58,952	$17,007,180	$40,705,257	($33,173,525)	$732,479	($198,993)	$0	$0	($166,549)	$24,964,801
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Amortization of preferred stock discount	0	0	0	-37,106	0	37,106	0	0	0	0
Preferred stock dividend	0	0	'	-184,222	0	0	0	0	0	-184,222
Stock based compensation	0	0	241	0	0	0	0	0	0	241
Minimum pension adjustment (net of income taxes of $1,105)	0	0	0	0	0	0	0	0	2,145	2,145
Net loss	0	0	0	-511,034	0	0	0	0	0	-511,034
Change in unrealized gain (loss) on investment securities available-for-sale, net of reclassification and tax effect	0	0	0	0	0	0	0	0	-45,478	-45,478
Balance at Mar. 31, 2013	58,952	17,007,180	40,705,498	-33,905,887	732,479	-161,887	0	0	-209,882	24,226,453
Balance at Dec. 31, 2013	58,952	21,353,180	38,053,812	-38,066,154	732,479	-50,002	-877,644	877,644	-3,838,198	18,244,069
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Amortization of preferred stock discount	0	0	0	-37,486	0	37,486	0	0	0	0
Preferred stock dividend	0	0	0	-184,226	0	0	0	0	0	-184,226
Stock based compensation	0	0	9,584	0	0	0	0	0	0	9,584
Minimum pension adjustment (net of income taxes of $1,105)	0	0	0	0	0	0	0	0	2,145	2,145
Net loss	0	0	0	-748,946	0	0	0	0	0	-748,946
Change in unrealized gain (loss) on investment securities available-for-sale, net of reclassification and tax effect	0	0	0	0	0	0	0	0	1,205,337	1,205,337
Balance at Mar. 31, 2014	$58,952	$21,353,180	$38,063,396	($39,036,812)	$732,479	($12,516)	($877,644)	$877,644	($2,630,716)	$18,527,963

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Stockholders' Equity (Unaudited) [Abstract]	'	'
Minimum pension adjustment, income taxes	$1,105	$1,105

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities	'	'
Net income (loss)	($748,946)	($511,034)
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Depreciation and amortization	171,004	258,649
Deferred income taxes	-309,726	-108,145
Valuation allowance deferred income taxes	267,000	0
Provision for loan losses	100,000	823,000
Write-down of other real estate owned	135,414	397,053
Valuation allowance other real estate owned	-133,931	0
Gain on securities sold	0	-90,067
Gain on loans sold	-810,900	-1,955,717
Gain on sale of premises and equipment	-2,813	-598,182
Gain (Loss) on sale of other real estate owned	-37,312	129,821
Stock compensation expense	9,584	241
Proceeds from sale of mortgage loans	29,988,547	67,727,357
Origination of mortgage loans for sale	-30,792,619	-57,961,082
Amortization of premiums and accretion of discounts on securities, net	108,073	86,934
Decrease in interest receivable	145,777	96,371
Increase in bank owned life insurance	-47,923	-50,307
Decrease (Increase) in other assets	-283,780	730,900
Increase in interest payable	159,316	69,892
Increase in other liabilities	730,303	324,488
Net cash provided by (used in) operating activities	-1,352,932	9,370,172
Cash Flows from Investing Activities	'	'
Purchases of available for sale securities	0	-12,791,077
Proceeds from the sale or calls of available for sale securities	127,169	8,244,304
Net decrease in loans	11,000,766	27,317,573
Proceeds from sale of other real estate owned	2,447,696	1,162,364
Purchases of premises and equipment	-713,933	-105,140
Proceeds from sale of premises and equipment	17,188	1,681,624
Net cash provided by investing activities	12,878,886	25,509,648
Cash Flows from Financing Activities	'	'
Net increase (decrease) in deposits	5,588,798	-14,903,717
Net decrease in Federal Home Loan Bank Advances	-1,000,000	-1,000,000
Net increase (decrease) in other borrowings	189,838	-2,969,465
Net cash provided by (used in) financing activities	4,778,636	-18,873,182
Net decrease in cash and cash equivalents	16,304,590	16,006,638
Cash and cash equivalents, beginning of period	40,209,092	53,130,942
Cash and cash equivalents, end of period	56,513,682	69,137,580
Supplemental Schedule of Non Cash Activities	'	'
Real estate owned assets acquired in settlement of loans	1,358,446	2,868,378
Dividends on preferred stock accrued	$184,226	$184,224

Principles_of_presentation

Principles of presentation	3 Months Ended
	Mar. 31, 2014
Principles of presentation [Abstract]	'
Principles of presentation	'
	Note 1 - Principles of presentation
	Village Bank and Trust Financial Corp. (the “Company”) is the holding company of Village Bank (the “Bank”). The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s subsidiary. All material intercompany balances and transactions have been eliminated in consolidation.
	In the opinion of management, the accompanying consolidated financial statements of the Company have been prepared on the accrual basis in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, all adjustments that are, in the opinion of management, necessary for a fair presentation have been included. The results of operations for the three month period ended March 31, 2014 are not necessarily indicative of the results to be expected for the full year ending December 31, 2014. The unaudited interim financial statements should be read in conjunction with the audited financial statements and notes to financial statements that are presented in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 as filed with the Securities and Exchange Commission.

Use_of_estimates

Use of estimates	3 Months Ended
	Mar. 31, 2014
Use of estimates [Abstract]	'
Use of estimates	'
	Note 2 - Use of estimates
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheets and revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses and the related provision.

Loss_per_common_share

Loss per common share	3 Months Ended
	Mar. 31, 2014
Loss per common share [Abstract]	'
Loss per common share	'
	Note 3 – Loss per common share
	The following table presents the basic and diluted earnings per share computations:
		Three Months Ended March 31,
		2014			2013
	Numerator
	Net loss - basic and diluted	$	(748,946	)	$	(511,034	)
	Preferred stock dividend and accretion		221,712			221,328
	Net loss available to common shareholders	$	(970,658	)	$	(732,362	)
	Denominator
	Weighted average shares outstanding - basic		5,338,295			4,253,932
	Dilutive effect of common stock options and restricted stock awards		-			-
	Weighted average shares outstanding - diluted		5,338,295			4,253,932
	Loss per share - basic and diluted
	Loss per share - basic	$	(0.18	)	$	(0.17	)
	Effect of dilutive common stock options		-			-
	Loss per share - diluted	$	(0.18	)	$	(0.17	)
	Outstanding options and warrants to purchase common stock were considered in the computation of diluted earnings per share for the periods presented. Stock options for 81,657 and 254,630 shares of common stock were not included in computing diluted earnings per share for the three months ended March 31, 2014 and 2013, respectively, because their effects were anti-dilutive. Warrants for 499,030 shares of common stock were not included in computing earnings per share in 2014 and 2013 because their effects were also anti-dilutive.

Investment_securities

Investment securities	3 Months Ended
	Mar. 31, 2014
Investment securities [Abstract]	'
Investment securities	'
	Note 4 – Investment securities
	At March 31, 2014 and December 31, 2013, all of our securities were classified as available for sale. The following table presents the composition of our investment portfolio at the dates indicated (dollars in thousands).
							Gross		Gross			Estimated
		Par		Amortized			Unrealized		Unrealized			Fair		Average
		Value		Cost			Gains		Losses			Value		Yield
	31-Mar-14
	US Treasury
	Five to ten years	$	8,000	$	7,829		$	-	$	(418	)	$	7,411		2.13	%
	US Government Agencies
	One to Five years		4,000		4,184			-		(129	)		4,055		0.89	%
	Five to ten years		31,625		33,459			-		(2,232	)		31,227		1.82	%
			35,625		37,643			-		(2,361	)		35,282		1.71	%
	Mortgage-backed securities
	More than ten years		2,655		2,659			2		(20	)		2,641		2.43	%
	Municipals
	Five to ten years		6,155		6,663			-		(452	)		6,211		2.85	%
	More than ten years		6,780		8,404			-		(610	)		7,794		3.34	%
			12,935		15,067			-		(1,062	)		14,005		3.12	%
	Total investment securities	$	59,215	$	63,198		$	2	$	(3,861	)	$	59,339		2.13	%
	31-Dec-13
	US Treasury
	Five to ten years	$	8,000	$	7,825		$	-	$	(615	)	$	7,210		2.13	%
	US Government Agencies
	One to Five years		4,000		4,194			-		(166	)		4,028		0.89	%
	Five to ten years		31,625		33,510			-		(3,187	)		30,323		1.82	%
			35,625		37,704			-		(3,353	)		34,351		1.71	%
	Mortgage-backed securities
	More than ten years		2,782		2,792			10		(50	)		2,752		2.43	%
	Municipals
	Five to ten years		6,155		6,684			-		(678	)		6,006		2.85	%
	More than ten years		6,780		8,428			-		(999	)		7,429		3.34	%
	Total		12,935		15,112			-		(1,677	)		13,435		3.12	%
	Total investment securities	$	59,342	$	63,433		$	10	$	(5,695	)	$	57,748		2.13	%
	Investment securities available for sale that have an unrealized loss position at March 31, 2014 and December 31, 2013 are detailed below (in thousands):
		Securities in a loss					Securities in a loss
		position for less than					position for more than
		12 months					12 months					Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
		Value		Losses			Value		Losses			Value		Losses
	31-Mar-14
	US Treasury	$	42,693	$	(2,779	)	$	-	$	-		$	42,693	$	(2,779	)
	Municipals		11,144		(945	)		2,861		(116	)		14,005		(1,061	)
	Mortgage-backed securities		2,503		(21	)		-		-			2,503		(21	)
	Total	$	56,340	$	(3,745	)	$	2,861	$	(116	)	$	59,201	$	(3,861	)
	31-Dec-13
	US Treasury	$	41,560	$	(3,968	)	$	-	$	-		$	41,560	$	(3,968	)
	Municipals		10,864		(1,471	)		2,571		(206	)		13,435		(1,677	)
	Mortgage-backed securities		1,861		(50	)		-		-			1,861		(50	)
	Total	$	54,285	$	(5,489	)	$	2,571	$	(206	)	$	56,856	$	(5,695	)
	Management does not believe that any individual unrealized loss as of March 31, 2014 and December 31, 2013 is other than a temporary impairment. These unrealized losses are primarily attributable to changes in interest rates. As of March 31, 2014, management does not have the intent to sell any of the securities classified as available for sale and management believes that it is more likely than not that the Company will not have to sell any such securities before a recovery of cost. Approximately $7,119,000 of these securities are pledged against borrowings. Therefore, the related borrowings would need to be repaid prior to the securities being sold in order for these securities to be converted to cash.

Loans_and_allowance_for_loan_l

Loans and allowance for loan losses	3 Months Ended
	Mar. 31, 2014
Loans and allowance for loan losses [Abstract]	'
Loans and allowance for loan losses	'
	Note 5 – Loans and allowance for loan losses
	The following table presents the composition of our loan portfolio (excluding mortgage loans held for sale) at the dates indicated.
			31-Mar-14						31-Dec-13
			Amount			%			Amount			%
	Construction and land development
	Residential		$	4,009,572			1.47	%	$	2,930,904			1.02	%
	Commercial			25,879,373			9.46	%		28,178,636			9.83	%
				29,888,945			10.92	%		31,109,540			10.86	%
	Commercial real estate
	Owner occupied			68,446,883			25.02	%		73,584,396			25.68	%
	Non-owner occupied			40,173,735			14.69	%		43,868,068			15.31	%
	Multifamily			10,216,766			3.74	%		11,559,882			4.03	%
	Farmland			1,359,197			0.5	%		1,463,311			0.51	%
				120,196,581			43.95	%		130,475,657			45.53	%
	Consumer real estate
	Home equity lines			20,649,359			7.56	%		21,246,032			7.41	%
	Secured by 1-4 family residential,
	First deed of trust			66,299,799			24.24	%		66,872,644			23.34	%
	Second deed of trust			8,334,968			3.05	%		8,675,218			3.03	%
				95,284,126			34.85	%		96,793,894			33.78	%
	Commercial and industrial loans
	(except those secured by real estate)			26,295,748			9.62	%		26,253,841			9.16	%
	Consumer and other			1,795,821			0.66	%		1,929,770			0.67	%
	Total loans			273,461,221			100	%		286,562,702			100	%
	Deferred loan cost, net			686,944						682,955
	Less: allowance for loan losses			(6,600,384	)					(7,238,664	)
			$	267,547,781					$	280,006,993
	The Company assigns risk rating classifications to its loans. These risk ratings are divided into the following groups:
		·	Risk rated 1 to 4 loans are considered of sufficient quality to preclude an adverse rating. 1-4 assets generally are well protected by the current net worth and paying capacity of the obligor or by the value of the asset or underlying collateral;
		·	Risk rated 5 loans are defined as having potential weaknesses that deserve management’s close attention;
		·	Risk rated 6 loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any; and
		·	Risk rated 7 loans have all the weaknesses inherent in substandard loans, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
	The following tables provide information on the risk rating of loans at the dates indicated:
			Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
			4-Jan			5			6			7			Loans
	31-Mar-14
	Construction and land development
	Residential		$	3,605,240		$	-		$	404,332		$	-		$	4,009,572
	Commercial			18,911,155			985,986			5,982,232						25,879,373
				22,516,395			985,986			6,386,564			-			29,888,945
	Commercial real estate
	Owner occupied			50,092,436			9,978,424			7,778,133			597,890			68,446,883
	Non-owner occupied			31,995,969			921,184			7,256,582			-			40,173,735
	Multifamily			9,466,971			749,795			-			-			10,216,766
	Farmland			1,143,982			194,124			21,091			-			1,359,197
				92,699,358			11,843,527			15,055,806			597,890			120,196,581
	Consumer real estate
	Home equity lines			17,625,545			522,628			2,501,186			-			20,649,359
	Secured by 1-4 family residential
	First deed of trust			50,520,053			6,505,072			9,274,674			-			66,299,799
	Second deed of trust			6,739,329			168,334			1,427,305			-			8,334,968
				74,884,927			7,196,034			13,203,165			-			95,284,126
	Commercial and industrial loans
	(except those secured by real estate)			20,083,248			3,542,672			2,669,828			-			26,295,748
	Consumer and other			1,669,281			73,457			53,083			-			1,795,821
	Total loans		$	211,853,209		$	23,641,676		$	37,368,446		$	597,890		$	273,461,221
	31-Dec-13
	Construction and land development
	Residential		$	2,715,050		$	-		$	215,854		$	-		$	2,930,904
	Commercial			18,265,157			2,710,599			7,202,880			-			28,178,636
				20,980,207			2,710,599			7,418,734			-			31,109,540
	Commercial real estate
	Owner occupied			51,810,345			13,214,084			8,559,967			-			73,584,396
Non-owner occupied			31,990,478			3,453,613			8,423,977			-			43,868,068
Multifamily			10,803,958			755,924			-			-			11,559,882
Farmland			1,346,518			-			116,793			-			1,463,311
			95,951,299			17,423,621			17,100,737			-			130,475,657
Consumer real estate
Home equity lines			17,609,666			726,972			2,909,394			-			21,246,032
Secured by 1-4 family residential
First deed of trust			49,842,789			6,646,262			10,383,593			-			66,872,644
Second deed of trust			6,597,382			212,412			1,865,424			-			8,675,218
			74,049,837			7,585,646			15,158,411			-			96,793,894
Commercial and industrial loans
(except those secured by real estate)			19,785,628			1,042,226			5,425,987			-			26,253,841
Consumer and other			1,738,943			130,829			59,998			-			1,929,770
Total loans		$	212,505,914		$	28,892,921		$	45,163,867		$	-		$	286,562,702
The following table presents the aging of the recorded investment in past due loans and leases as of the dates indicated:
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
31-Mar-14
Construction and land development
Residential		$	-		$	-		$	-		$	-		$	4,009,572	$	4,009,572	$	-
Commercial			73,092			-			-			73,092			25,806,281		25,879,373		-
			73,092			-			-			73,092			29,815,853		29,888,945		-
Commercial real estate
Owner occupied			578,930			-			-			578,930			67,867,953		68,446,883		-
Non-owner occupied			-			-			-			-			40,173,735		40,173,735		-
Multifamily			218,832			-			-			218,832			9,997,934		10,216,766		-
Farmland			-			-			-			-			1,359,197		1,359,197		-
			797,762			-			-			797,762			119,398,819		120,196,581		-
Consumer real estate
Home equity lines			98,364			-			-			98,364			20,550,995		20,649,359		-
Secured by 1-4 family residential
First deed of trust			378,412			104,385			-			482,797			65,817,002		66,299,799		-
Second deed of trust			24,084			-			-			24,084			8,310,884		8,334,968		-
			500,860			104,385			-			605,245			94,678,881		95,284,126		-
Commercial and industrial loans
(except those secured by real estate)			136,832			-			-			136,832			26,158,916		26,295,748		-
Consumer and other			256,210			-			-			256,210			1,539,611		1,795,821		-
Total loans		$	1,764,756		$	104,385		$	-		$	1,869,141		$	271,592,080	$	273,461,221	$	-
31-Dec-13
Construction and land development
Residential		$	-		$	-		$	-		$	-		$	2,930,904	$	2,930,904	$	-
Commercial			-			116,180			-			116,180			28,062,456		28,178,636		-
			-			116,180			-			116,180			30,993,360		31,109,540		-
Commercial real estate
Owner occupied			199,392			-			-			199,392			73,385,004		73,584,396		-
Non-owner occupied			-			345,704			-			345,704			43,522,364		43,868,068		-
Multifamily			221,474			-			-			221,474			11,338,408		11,559,882		-
Farmland			194,124			-			-			194,124			1,269,187		1,463,311		-
			614,990			345,704			-			960,694			129,514,963		130,475,657		-
Consumer real estate
Home equity lines			98,364			403,115			-			501,479			20,744,553		21,246,032		-
Secured by 1-4 family residential
First deed of trust			554,946			362,348			-			917,294			65,955,350		66,872,644		-
Second deed of trust			-			24,291			-			24,291			8,650,927		8,675,218		-
			653,310			789,754			-			1,443,064			95,350,830		96,793,894		-
Commercial and industrial loans
(except those secured by real estate)			25,035			121,710			59,900			206,645			26,047,196		26,253,841		59,900
Consumer and other			5,331			14,917			-			20,248			1,909,522		1,929,770		-
Total loans		$	1,298,666		$	1,388,265		$	59,900		$	2,746,831		$	283,815,871	$	286,562,702	$	59,900
Loans are considered impaired when, based on current information and events it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Loans evaluated individually for impairment include non-performing loans, such as loans on non-accrual, loans past due by 90 days or more, restructured loans and other loans selected by management. The evaluations are based upon discounted expected cash flows or collateral valuations. If the evaluation shows that a loan is individually impaired, then a specific reserve is established for the amount of impairment. Impairment is evaluated in total for smaller-balance loans of a similar nature and on an individual loan basis for other loans. If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Impaired loans are set forth in the following table as of the dates indicated.
		31-Mar-14
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Residential		$	135,832		$	135,832		$	-
Commercial			4,120,614			4,120,614			-
			4,256,446			4,256,446			-
Commercial real estate
Owner occupied			2,321,831			2,371,831
Non-owner occupied			11,367,535			11,467,535			-
Multifamily			2,360,523			2,360,523			-
Farmland			21,091			450,000			-
			16,070,980			16,649,889			-
Consumer real estate
Home equity lines			1,643,669			1,681,303			-
Secured by 1-4 family residential
First deed of trust			7,667,046			7,719,539			-
Second deed of trust			1,347,764			1,491,222			-
			10,658,479			10,892,064			-
Commercial and industrial loans
(except those secured by real estate)			796,620			971,172			-
Consumer and other			31,500			31,500			-
			31,814,025			32,801,071			-
With an allowance recorded
Construction and land development
Commercial			605,953			605,953			40,785
Commercial real estate
Owner occupied			9,723,738			9,877,738			673,346
Non-Owner occupied			1,288,872			1,288,872			363,508
			11,012,610			11,166,610			1,036,854
Consumer real estate
Secured by 1-4 family residential
First deed of trust			1,782,466			2,524,921			391,380
Commercial and industrial loans
(except those secured by real estate)			116,237			116,237			11,063
			13,517,266			14,413,721			1,480,082
Total
Construction and land development
Residential			135,832			135,832
Commercial			4,726,567			4,726,567			40,785
			4,862,399			4,862,399			40,785
Commercial real estate
Owner occupied			12,045,569			12,249,569			673,346
Non-owner occupied			12,656,407			12,756,407			363,508
Multifamily			2,360,523			2,360,523
Farmland			21,091			450,000			-
			27,083,590			27,816,499			1,036,854
Consumer real estate
Home equity lines			1,643,669			1,681,303			-
Secured by 1-4 family residential,
First deed of trust			9,449,512			10,244,460			391,380
Second deed of trust			1,347,764			1,491,222			-
			12,440,945			13,416,985			391,380
Commercial and industrial loans
(except those secured by real estate)			912,857			1,087,409			11,063
Consumer and other			31,500			31,500			-
		$	45,331,291		$	47,214,792		$	1,480,082
		31-Dec-13
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Residential		$	215,854		$	215,854		$	-
Commercial			3,451,651			3,497,236			-
			3,667,505			3,713,090			-
Commercial real estate
Owner occupied			1,919,129			1,969,129
Non-owner occupied			11,769,212			11,927,602			-
Multifamily			2,373,444			2,373,444			-
Farmland			116,793			450,000			-
			16,178,578			16,720,175			-
Consumer real estate
Home equity lines			1,629,863			1,684,527			-
Secured by 1-4 family residential
First deed of trust			8,176,613			8,319,093			-
Second deed of trust			1,125,245			1,248,964			-
			10,931,721			11,252,584			-
Commercial and industrial loans
(except those secured by real estate)			808,885			983,436			-
Consumer and other			34,123			34,123			-
			31,620,812			32,703,408			-
With an allowance recorded
Construction and land development
Commercial			1,752,587			1,752,587			220,164
Commercial real estate
Owner occupied			9,794,555			9,948,555			680,346
Non-Owner occupied			1,296,788			1,296,788			371,286
			11,091,343			11,245,343			1,051,632
Consumer real estate
Secured by 1-4 family residential
First deed of trust			2,184,026			2,870,301			483,644
Second deed of trust			132,435			132,435			32,407
			2,316,461			3,002,736			516,051
Commercial and industrial loans
(except those secured by real estate)			150,537			150,537			42,529
			15,310,928			16,151,203			1,830,376
Total
Construction and land development
Residential			215,854			215,854			-
Commercial			5,204,238			5,249,823			220,164
			5,420,092			5,465,677			220,164
Commercial real estate
Owner occupied			11,713,684			11,917,684			680,346
Non-owner occupied			13,066,000			13,224,390			371,286
Multifamily			2,373,444			2,373,444			-
Farmland			116,793			450,000			-
			27,269,921			27,965,518			1,051,632
Consumer real estate
Home equity lines			1,629,863			1,684,527			-
Secured by 1-4 family residential,
First deed of trust			10,360,639			11,189,394			483,644
Second deed of trust			1,257,680			1,381,399			32,407
			13,248,182			14,255,320			516,051
Commercial and industrial loans
(except those secured by real estate)			959,422			1,133,973			42,529
Consumer and other			34,123			34,123			-
		$	46,931,740		$	48,854,611		$	1,830,376
The following is a summary of average recorded investment in impaired loans with and without a valuation allowance and interest income recognized on those loans for periods indicated:
		For the Three Months Ended March 31,
		2014						2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
With no related allowance recorded
Construction and land development
Residential		$	171,532		$	2,163		$	-		$	-
Commercial			4,133,561			55,755			7,406,223			60,175
			4,305,093			57,918			7,406,223			60,175
Commercial real estate
Owner occupied			2,327,733			26,667			7,119,781			136,728
Non-owner occupied			11,402,497			133,461			14,579,438			206,192
Multifamily			2,365,837			35,059			3,043,344			51,755
Farmland			21,091			-
			16,117,158			195,187			24,742,563			394,675
Consumer real estate
Home equity lines			1,643,669			13,818			1,801,054			-
Secured by 1-4 family residential
First deed of trust			7,780,210			84,808			12,541,557			128,977
Second deed of trust			1,352,528			14,450			507,002			6,789
			10,776,407			113,076			14,849,613			135,766
Commercial and industrial loans
(except those secured by real estate)			805,927			12,537			897,988			8,944
Consumer and other			32,999			599			68,248			1,092
			32,037,584			379,317			47,964,635			600,652
With an allowance recorded
Construction and land development
Commercial			608,524			7,617			458,065			1,628
Commercial real estate
Owner occupied			9,873,927			146,006			2,400,696			11,935
Non-owner occupied			1,299,315			-			256,067			-
Farmland			-			-			1,049,489			1,100
			11,173,242			146,006			3,706,252			13,035
Consumer real estate
Home equity lines			-			-			269,450			6,792
Secured by 1-4 family residential
First deed of trust			1,833,311			-			835,505			6,076
Second deed of trust			-			-			349,192			6,401
			1,833,311			-			1,454,147			19,269
Commercial and industrial loans
(except those secured by real estate)			116,582			-			64,672			1,290
			13,731,659			153,623			5,683,136			35,222
Total
Construction and land development
Residential			171,532			2,163			-			-
Commercial			4,742,085			63,372			7,864,288			61,803
			4,913,617			65,535			7,864,288			61,803
Commercial real estate
Owner occupied			12,201,660			172,673			9,520,477			148,663
Non-owner occupied			12,701,812			133,461			14,835,505			206,192
Multifamily			2,365,837			35,059			3,043,344			51,755
Farmland			21,091			-			1,049,489			1,100
			27,290,400			341,193			28,448,815			407,710
Consumer real estate
Home equity lines			1,643,669			13,818			2,070,504			6,792
Secured by 1-4 family residential
First deed of trust			9,613,521			84,808			13,377,062			135,053
Second deed of trust			1,352,528			14,450			856,194			13,190
			12,609,718			113,076			16,303,760			155,035
Commercial and industrial loans
(except those secured by real estate)			922,509			12,537			962,660			10,234
Consumer and other			32,999			599			68,248			1,092
		$	45,769,243		$	532,940		$	53,647,771		$	635,874
Included in impaired loans are loans classified as troubled debt restructurings (“TDRs”). A modification of a loan’s terms constitutes a TDR if the creditor grants a concession to the borrower for economic or legal reasons related to the borrower’s financial difficulties that it would not otherwise consider. For loans classified as impaired TDRs, the Company further evaluates the loans as performing or nonperforming. If, at the time of restructure, the loan is not considered nonaccrual, it will be classified as performing. TDRs originally classified as nonperforming are able to be reclassified as performing if, subsequent to restructure, they experience six months of payment performance according to the restructured terms. The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment as of the dates indicated.
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
31-Mar-14
Construction and land development
Residential		$	135,832		$	22,155		$	113,677		$	-
Commercial			4,498,389			4,228,524			269,865			-
			4,634,221			4,250,679			383,542			-
Commercial real estate
Owner occupied			10,738,307			9,376,227			1,362,080			298,945
Non-owner occupied			9,900,972			9,497,446			403,526			-
Multifamily			2,360,523			2,360,523			-			-
			22,999,802			21,234,196			1,765,606			298,945
Consumer real estate
Home equity lines			159,994			-			159,994			-
Secured by 1-4 family residential
First deeds of trust			6,989,457			3,352,925			3,636,532			267,851
Second deeds of trust			640,709			480,334			160,375			-
			7,790,160			3,833,259			3,956,901			267,851
Commercial and industrial loans
(except those secured by real estate)			252,288			-			252,288			-
Consumer and other			19,578			-			19,578			-
		$	35,696,049		$	29,318,134		$	6,377,915		$	566,796
Number of loans			114			60			54			13
31-Dec-13
Construction and land development
Residential		$	215,854		$	215,854		$	-		$	-
Commercial			4,921,769			3,393,312			1,528,457			210,748
			5,137,623			3,609,166			1,528,457			210,748
Commercial real estate
Owner occupied			10,377,067			9,009,627			1,367,440			374,401
Non-owner occupied			9,972,530			9,568,161			404,369			136,734
Multifamily			2,373,443			2,373,443			-			-
			22,723,040			20,951,231			1,771,809			511,135
Consumer real estate
Home equity lines			159,994			-			159,994			-
Secured by 1-4 family residential
First deeds of trust			7,295,750			3,230,346			4,065,404			383,036
Second deeds of trust			691,527			324,096			367,431			-
			8,147,271			3,554,442			4,592,829			383,036
Commercial and industrial loans
(except those secured by real estate)			255,603			121,098			134,505			9,416
Consumer and other			21,130			-			21,130			-
		$	36,284,667		$	28,235,937		$	8,048,730		$	1,114,335
Number of loans			115			62			53			23
The following table provides information about TDRs identified during the indicated periods:
		Three Months Ended March 31, 2014									Year Ended December 31, 2013
					Pre-			Post-						Pre-		Post-
					Modification			Modification						Modification		Modification
		Number of			Recorded			Recorded			Number of			Recorded		Recorded
		Loans			Balance			Balance			Loans			Balance		Balance
Construction and land development
Residential			-		$	-		$	-			2		$	215,854	$	215,854
Commercial			1			45,482			45,482			11			4,035,949		4,035,949
			1			45,482			45,482			13			4,251,803		4,251,803
Commercial real estate
Owner occupied												6			3,095,417		3,095,417
Non-owner occupied			1			411,785			411,785			6			1,753,785		1,753,785
			1			411,785			411,785			12			4,849,202		4,849,202
Consumer real estate
Home equity lines			-			-			-			1			159,994		159,994
Secured by 1-4 family residential
First deed of trust			-			-			-			26			2,818,946		2,818,946
Second deed of trust			-			-			-			6			371,117		371,117
			-			-			-			33			3,350,057		3,350,057
Consumer and other			-			-			-			1			21,130		-
			2		$	457,267		$	457,267			59		$	12,472,192	$	12,451,062
The following table summarizes defaults on TDRs identified for three months ended March 31, 2014:
		Number of			Recorded
		Loans			Balance
Commercial real estate
Owner occupied			1			470,072
Non-owner occupied			1			449,793
			2			919,865
Consumer real estate:
Home equity lines						-
Secured by 1-4 family residential
First deed of trust			3			604,545
Second deed of trust			1			17,564
			4			622,109
Commercial and industrial loans
(except those secured by real estate)			1			136,051
Consumer and other			1			19,578
Total			8		$	1,697,603
Activity in the allowance for loan losses is as follows for the periods indicated:
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
Three Months Ended March 31, 2014
Construction and land development
Residential		$	134,000		$	5,290		$	-		$	450		$	139,740
Commercial			1,275,000			(421,213	)		(21,793	)		16,995			848,990
			1,409,000			(415,923	)		(21,793	)		17,445			988,730
Commercial real estate
Owner occupied			1,200,000			652,654			-			-			1,852,654
Non-owner occupied			669,000			(469,853	)		(199,147	)		-			0
Multifamily			19,000			(2,000	)		-			-			17,000
Farmland			337,000			167,702			(95,702	)		-			409,000
			2,225,000			348,503			(294,849	)		-			2,278,654
Consumer real estate
Home equity lines			424,000			222,611			(180,611	)		-			466,001
Secured by 1-4 family residential
First deed of trust			1,992,000			(65,028	)		(185,204	)		13,232			1,755,000
Second deed of trust			393,000			12,250			(76,250	)		-			329,000
			2,809,000			169,833			(442,065	)		13,232			2,550,000
Commercial and industrial loans
(except those secured by real estate)			724,000			45,473			(32,765	)		24,292			761,000
Consumer and other			71,664			(47,886	)		(4,093	)		2,316			22,000
		$	7,238,664		$	100,000		$	(795,565	)	$	57,285		$	6,600,384
Year Ended December 31, 2013
Construction and land development
Residential		$	494,742		$	(462,542	)	$	-		$	101,800		$	134,000
Commercial			4,611,410			(3,481,833	)		(278,703	)		424,126			1,275,000
			5,106,152			(3,944,375	)		(278,703	)		525,926			1,409,000
Commercial real estate
Owner occupied			1,358,863			252,484			(453,996	)		42,649			1,200,000
Non-owner occupied			816,852			451,603			(619,455	)		20,000			669,000
Multifamily			23,434			(4,434	)		-			-			19,000
Farmland			-			1,233,000			(896,000	)		-			337,000
			2,199,149			1,932,653			(1,969,451	)		62,649			2,225,000
Consumer real estate
Home equity lines			658,135			23,284			(266,119	)		8,700			424,000
Secured by 1-4 family residential
First deed of trust			1,358,102			2,492,702			(1,953,177	)		94,373			1,992,000
Second deed of trust			223,307			498,415			(367,200	)		38,478			393,000
			2,239,544			3,014,401			(2,586,496	)		141,551			2,809,000
Commercial and industrial loans
(except those secured by real estate)			1,161,654			144,821			(759,726	)		177,251			724,000
Consumer and other			101,328			25,500			(64,642	)		9,478			71,664
		$	10,807,827		$	1,173,000		$	(5,659,018	)	$	916,855		$	7,238,664
Loans were evaluated for impairment as follows for the periods indicated:
		Loans Evaluated for Impairment
		Individually			Collectively			Total
Three Months Ended March 31, 2014
Construction and land development
Residential		$	575,720		$	3,433,852		$	4,009,572
Commercial			14,405,162			11,474,211			25,879,373
Commercial real estate
Owner occupied			47,533,806			20,913,077			68,446,883
Non-owner occupied			30,935,631			9,238,104			40,173,735
Multifamily			8,459,271			1,757,495			10,216,766
Farmland			775,209			583,988			1,359,197
Consumer real estate
Home equity lines			1,349,700			19,299,659			20,649,359
Secured by 1-4 family residential
First deed of trust			8,390,417			57,909,382			66,299,799
Second deed of trust			526,510			7,808,458			8,334,968
Commercial and industrial loans
(except those secured by real estate)			9,734,673			16,561,075			26,295,748
Consumer and other			-			1,795,821			1,795,821
		$	122,686,099		$	150,775,122		$	273,461,221
Year Ended December 31, 2013
Construction and land development
Residential		$	575,720		$	2,355,184		$	2,930,904
Commercial			15,591,987			12,586,649			28,178,636
Commercial real estate
Owner occupied			53,126,045			20,458,351			73,584,396
Non-owner occupied			34,367,226			9,500,842			43,868,068
Multifamily			9,363,418			2,196,464			11,559,882
Farmland			778,599			684,712			1,463,311
Consumer real estate
Home equity lines			1,381,700			19,864,332			21,246,032
Secured by 1-4 family residential
First deed of trust			8,968,659			57,903,985			66,872,644
Second deed of trust			532,977			8,142,241			8,675,218
Commercial and industrial loans
(except those secured by real estate)			10,844,894			15,408,947			26,253,841
Consumer and other			-			1,929,770			1,929,770
		$	135,531,225		$	151,031,477		$	286,562,702

Deposits

Deposits	3 Months Ended
	Mar. 31, 2014
Deposits [Abstract]	'
Deposits	'
	Note 6 – Deposits
	Deposits were as follows at the indicated dates:
		March 31, 2014					December 31, 2013
		Amount		%			Amount		%
	Demand accounts	$	63,435,899		16	%	$	57,243,718		14.7	%
	Interest checking accounts		42,630,782		10.8	%		43,690,689		11.2	%
	Money market accounts		67,276,299		17	%		63,357,096		16.2	%
	Savings accounts		21,400,635		5.4	%		20,229,614		5.2	%
	Time deposits of $100,000 and over		92,324,704		23.3	%		94,245,516		24.1	%
	Other time deposits		109,148,790		27.5	%		111,861,678		28.6	%
	Total	$	396,217,109		100	%	$	390,628,311		100	%

Trust_preferred_securities

Trust preferred securities	3 Months Ended
	Mar. 31, 2014
Trust preferred securities [Abstract]	'
Trust preferred securities	'
	Note 7 – Trust preferred securities
	During the first quarter of 2005, Southern Community Financial Capital Trust I, a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable securities. On February 24, 2005, $5.2 million of Trust Preferred Capital Notes were issued through a pooled underwriting. The securities have a LIBOR-indexed floating rate of interest (three-month LIBOR plus 2.15%) which adjusts, and is payable, quarterly. The interest rate at March 31, 2014 was 2.38%. The securities were redeemable at par beginning on March 15, 2010 and each quarter after such date until the securities mature on March 15, 2035. No amounts have been redeemed at March 31, 2014 and there are no plans to do so. The principal asset of the Trust is $5.2 million of the Company’s junior subordinated debt securities with like maturities and like interest rates to the Trust Preferred Capital Notes.
	During the third quarter of 2007, Village Financial Statutory Trust II, a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable securities. On September 20, 2007, $3.6 million of Trust Preferred Capital Notes were issued through a pooled underwriting. The securities have LIBOR-indexed floating rate of interest (three-month LIBOR plus 1.4%) which adjusts, and is also payable, quarterly. The interest rate at March 31, 2014 was 1.633%. The securities may be redeemed at par at any time commencing in December 2012 until the securities mature in 2037. The principal asset of the Trust is $3.6 million of the Company’s junior subordinated debt securities with like maturities and like interest rates to the Trust Preferred Capital Notes.
	The Trust Preferred Capital Notes may be included in Tier 1 capital for regulatory capital adequacy determination purposes up to 25% of Tier 1 capital after its inclusion. The portion of the Trust Preferred Capital Notes not considered as Tier 1 capital may be included in Tier 2 capital.
	The obligations of the Company with respect to the issuance of the Trust Preferred Capital Notes constitute a full and unconditional guarantee by the Company of the Trust’s obligations with respect to the Trust Preferred Capital Notes. Subject to certain exceptions and limitations, the Company may elect from time to time to defer interest payments on the junior subordinated debt securities, which would result in a deferral of distribution payments on the related Trust Preferred Capital Notes and require a deferral of common dividends. In consideration of our agreements with our regulators, which require regulatory approval to make interest payments on these securities, the Company has deferred an aggregate of $907,615 in interest payments on the junior subordinated debt securities as March 31, 2014. The Company has been deferring interest payments since June 2011. Although we elected to defer payment of interest due, the amount has been accrued and is included in interest expense in the consolidated statement of operations.

Stock_incentive_plan

Stock incentive plan	3 Months Ended
	Mar. 31, 2014
Stock incentive plan [Abstract]	'
Stock incentive plan	'
	Note 8 – Stock incentive plan
	The Company has a stock incentive plan which authorizes the issuance of up to 555,000 shares of common stock to assist the Company in recruiting and retaining key personnel.
	The following table summarizes stock options outstanding under the stock incentive plan at the indicated dates:
		Three Months Ended March 31,
		2014									2013
					Weighted									Weighted
					Average									Average
					Exercise		Fair Value		Intrinsic					Exercise		Fair Value		Intrinsic
		Options			Price		Per Share		Value		Options			Price		Per Share		Value
	Options outstanding, beginning of period		97,907		$	6.15	$	3.69				255,630		$	9.48	$	4.7
	Granted		-									-			-		-
	Forfeited		(3,750	)		12.12		5.02				(1,000	)		7.75		5.05
	Exercised		-			-		-				-			-		-
	Options outstanding, end of period		94,157		$	5.92	$	3.64	$	-		254,630		$	9.57	$	4.7	$	-
	Options exercisable, end of period		70,597									249,630
	The fair value of the stock is calculated under the same methodology as stock options and the expense is recognized over the vesting period. Unamortized stock-based compensation related to nonvested share based compensation arrangements granted under the Incentive Plan as of March 31, 2014 and 2013 was $91,428 and $2,249, respectively. The time based unamortized compensation of $91,428 is expected to be recognized over a weighted average period of 2.69 years.
	Stock-based compensation expense was $9,584 and $241 for the three months ended March 31, 2014 and 2013, respectively.

Fair_value

Fair value	3 Months Ended
	Mar. 31, 2014
Fair value [Abstract]	'
Fair value	'
	Note 9 — Fair value
	The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transaction involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are independent, knowledgeable, able to transact and willing to transact.
	Financial Accounting Standards Board (“FASB”) Codification Topic 820: Fair Value Measurements and Disclosures establishes a hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair values hierarch is as follows:
		·	Level 1 Inputs — Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
		·	Level 2Inputs — Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
		·	Level 3 Inputs- Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Company used the following methods to determine the fair value of each type of financial instrument:
	Securities: Fair values for securities available-for-sale are obtained from an independent pricing service. The prices are not adjusted. The independent pricing service uses industry-standard models to price U.S. Government agency obligations and mortgage backed securities that consider various assumptions, including time value, yield curves, volatility factors, prepayment speeds, default rates, loss severity, current market and contractual prices for the underlying financial instruments, as well as other relevant economic measures. Securities of obligations of state and political subdivisions are valued using a type of matrix, or grid, pricing in which securities are benchmarked against the treasury rate based on credit rating. Substantially all assumptions used by the independent pricing service are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace (Levels 1 and 2).
	Impaired loans: The fair values of impaired loans are measured for impairment using the fair value of the collateral for collateral-dependent loans on a nonrecurring basis. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable. The vast majority of the Company’s collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the property is more than two years old, then a Level 3 valuation is considered to measure the fair value. The value of business equipment is based upon an outside appraisal if deemed significant using observable market data. Likewise, values for inventory and account receivables collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Operations.
	Real Estate Owned: Real estate owned assets are adjusted to fair value upon transfer of the loans to foreclosed assets. Subsequently, real estate owned assets are carried at fair value less costs to sell. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the foreclosed asset as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the foreclosed asset as nonrecurring level 3.
	Assets measured at fair value under Topic 820 on a recurring and non-recurring basis are summarized below for the indicated dates:
			Fair Value Measurement
			at March 31, 2014 Using
			(In thousands)
							Quoted Prices
							in Active				Other				Significant
							Markets for				Observable				Unobservable
			Carrying				Identical Assets				Inputs				Inputs
			Value				(Level 1)				(Level 2)				(Level 3)
	Financial Assets - Recurring
	US Treasuries		$	7,411			$	-				7,411			$	-
	US Government Agencies			35,282				-				35,282				-
	MBS			2,641				-				2,641				-
	Municipals			14,005				-				14,005				-
	Residential loans held for sale			9,986				-				9,986				-
												-
	Financial Assets - Non-Recurring
	Impaired loans			43,860				-				39,473				4,387
	Real estate owned			15,688				-				14,901				787
			Fair Value Measurement
			at December 31, 2013 Using
			(In thousands)
							Quoted Prices
							in Active				Other				Significant
							Markets for				Observable				Unobservable
			Carrying				Identical Assets				Inputs				Inputs
			Value				(Level 1)				(Level 2)				(Level 3)
	Financial Assets - Recurring
	US Treasuries		$	7,210			$	-				7,210			$	-
	US Government Agencies			34,350				-				34,350				-
	MBS			2,752				-				2,752				-
	Municipals			13,435				-				13,435				-
	Residential loans held for sale			8,371				-				8,371				-
												-
	Financial Assets - Non-Recurring
	Impaired loans			45,102				-				42,027				3,075
	Real estate owned			16,742				-				15,405				1,337
	The following table presents qualitative information about level 3 fair value measurements for financial instruments measured at fair value at March 31, 2014:
											Range
			Fair Value				Valuation		Unobservable		(Weighted
			Estimate				Techniques		Input		Average)
			(In thousands)
	Impaired loans - real estate secured		$	3,365			Appraisal (1) or Internal Valuation (2)		Selling costs			6%-10% (7%)
									Discount for lack of
									marketability and age
									of appraisal			6%-30% (10%)
	Impaired loans - non-real estate secured		$	1,022			Appraisal (1) or Discounted Cash Flow		Selling costs			10%
									Discount for lack of
									marketability or practical life			0%-50% (20%)
	Real estate owned		$	787			Appraisal (1) or Internal Valuation (2)		Selling costs			6%-10% (7%)
									Discount for lack of
									marketability and age
									of appraisal			6%-30% (15%)
	-1	Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable
	-2	Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances
In general, fair value of securities is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon market prices determined by an outside, independent entity that primarily uses as inputs, observable market-based parameters. Fair value of loans held for sale is based upon internally developed models that primarily use as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and or quarter valuation process.
Cash and cash equivalents – The carrying amount of cash and cash equivalents approximates fair value.
Investment securities – The fair value of investment securities available-for-sale is estimated based on bid quotations received from independent pricing services for similar assets. The carrying amount of other investments approximates fair value.
Loans – For variable rate loans that reprice frequently and have no significant change in credit risk, fair values are based on carrying values. For all other loans, fair values are calculated by discounting the contractual cash flows using estimated market discount rates which reflect the credit and interest rate risk inherent in the loans, or by using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Deposits – The fair value of deposits with no stated maturity, such as demand, interest checking and money market, and savings accounts, is equal to the amount payable on demand at year-end. The fair value of certificates of deposit is based on the discounted value of contractual cash flows using the rates currently offered for deposits of similar remaining maturities.
Borrowings – The fair value of borrowings is based on the discounted value of contractual cash flows using the rates currently offered for borrowings of similar remaining maturities.
Accrued interest – The carrying amounts of accrued interest receivable and payable approximate fair value.
				March 31,								December 31,
				2014								2013
		Level in Fair
		Value		Carrying				Estimated				Carrying				Estimated
		Hierarchy		Value				Fair Value				Value				Fair Value
Financial assets
Cash		Level 1		$	19,566,695			$	19,566,695			$	15,220,580			$	15,220,580
Cash equivalents		Level 2			36,946,987				36,946,987				24,988,512				24,988,512
Investment securities available for sale		Level 2			59,339,067				59,339,067				57,748,040				57,748,040
Federal Home Loan Bank stock		Level 2			1,207,900				1,207,900				1,417,300				1,417,300
Loans held for sale		Level 2			9,986,249				9,986,249				8,371,277				8,371,277
Loans		Level 2			222,207,133				224,604,616				233,075,253				236,581,823
Impaired loans		Level 2			40,125,454				40,125,454				42,678,969				42,678,969
Impaired loans		Level 3			5,215,194				5,215,194				4,252,771				4,252,771
Other real estate owned		Level 2			14,900,940				14,900,940				15,404,691				15,404,691
Other real estate owned		Level 3			787,503				787,503				1,337,173				1,337,173
Bank owned life insurance		Level 3			6,812,428				6,812,428				6,764,505				6,764,505
Accrued interest receivable		Level 2			1,340,386				1,340,386				1,486,163				1,486,163
Financial liabilities
Deposits		Level 2			396,217,109				397,328,991				390,628,311				391,814,284
FHLB borrowings		Level 2			17,000,000				17,162,019				18,000,000				18,211,937
Trust preferred securities		Level 2			8,764,000				7,274,120				8,764,000				7,274,120
Other borrowings		Level 2			2,903,324				2,903,324				2,713,486				3,289,463
Accrued interest payable		Level 2			1,251,836				1,251,836				1,092,520				1,092,520

Capital_Resources

Capital Resources	3 Months Ended
	Mar. 31, 2014
Capital Resources [Abstract]	'
Capital Resources	'
	Note 10 – Capital Resources
	On May 1, 2009, as part of the Capital Purchase Program established by the U.S. Department of the Treasury (the “Treasury”) under the Emergency Economic Stabilization Act of 2008, the Company entered into a Letter Agreement and Securities Purchase Agreement—Standard Terms (collectively, the “Purchase Agreement”) with the Treasury, pursuant to which the Company sold (i) 14,738 shares of the Company’s Fixed Rate Cumulative Perpetual Preferred Stock, Series A, par value $4.00 per share, having a liquidation preference of $1,000 per share (the “preferred stock”) and (ii) a warrant (the “Warrant”) to purchase 499,029 shares of the Company’s common stock at an initial exercise price of $4.43 per share, subject to certain anti-dilution and other adjustments, for an aggregate purchase price of $14,738,000 in cash. The fair value of the preferred stock was estimated using discounted cash flow methodology at an assumed market equivalent rate of 13%, with 20 quarterly payments over a five year period, and was determined to be $10,208,000. The fair value of the warrant was estimated using the Black-Scholes option pricing model, with assumptions of 25% volatility, a risk-free rate of 2.03%, a yield of 6.162% and an estimated life of 5 years, and was determined to be $534,000. The aggregate fair value for both the preferred stock and common stock warrants was determined to be $10,742,000 with 95% of the aggregate attributable to the preferred stock and 5% attributable to the common stock warrant. Therefore, the $14,738,000 issuance was allocated with $14,006,000 being assigned to the preferred stock and $732,000 being allocated to the common stock warrant. The difference between the $14,738,000 face value of the preferred stock and the amount allocated of $14,006,000 to the preferred stock is being accreted as a discount on the preferred stock using the effective interest rate method over five years.
	The preferred stock qualifies as Tier 1 capital and paid cumulative dividends at a rate of 5% until May 1, 2014, at which time the rate increased to 9%. The preferred stock is generally non-voting, other than on certain matters that could adversely affect the preferred stock.
	The Warrant was immediately exercisable. The Warrant provides for the adjustment of the exercise price and the number of shares of common stock issuable upon exercise pursuant to customary anti-dilution provisions, such as upon stock splits or distributions of securities or other assets to holders of common stock, and upon certain issuances of common stock at or below a specified price relative to the then-current market price of common stock. The Warrant expires ten years from the issuance date. Pursuant to the Purchase Agreement, the Treasury has agreed not to exercise voting power with respect to any shares of common stock issued upon exercise of the Warrant.
	As required by the Federal Reserve Bank of Richmond (the “Reserve Bank”), the Company notified the Treasury in May 2011 that the Company was going to defer the payment of the quarterly cash dividend of $184,225 due on May 16, 2011, and subsequent quarterly payments, on the Fixed Rate Cumulative Perpetual Preferred Stock, Series A. The total arrearage on such preferred stock as of March 31, 2014 is $2,302,812. This amount has been accrued for and is included in other liabilities in the consolidated balance sheet.
	In November 2013, the Company participated in a successful auction of the Company’s preferred stock securities by the Treasury that resulted in the purchase of the securities by private and institutional investors.
	On December 4, 2013, the Company issued 1,086,500 new shares of common stock through a private placement to directors and executive officers. The sale raised $1,684,075 in new capital for the Company. The $1.55 sale price for the common shares was the stock’s book value at September 30, 2013, which represented a 30% premium over the closing price of the stock on December 3, 2013.
	The Bank is subject to various regulatory capital requirements administered by the federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under the capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

Commitments_and_contingencies

Commitments and contingencies	3 Months Ended
	Mar. 31, 2014
Commitments and contingencies [Abstract]	'
Commitments and contingencies	'
	Note 11 – Commitments and contingencies
	Off-balance-sheet risk – The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amounts recognized in the financial statements. The contract amounts of these instruments reflect the extent of involvement that the Company has in particular classes of instruments.
	The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit, and to potential credit loss associated with letters of credit issued, is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for loans and other such on-balance sheet instruments.
	The Company had outstanding the following approximate off-balance-sheet financial instruments whose contract amounts represent credit risk at the dates indicated:
			Contract		Contract
			Amount		Amount
			2014		2013
	Undisbursed credit lines		$	36,052,000	$	37,474,000
	Commitments to extend or originate credit			14,610,000		10,581,000
	Standby letters of credit			2,069,000		2,192,000
	Total commitments to extend credit		$	52,731,000	$	50,247,000
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Historically, many commitments expire without being drawn upon; therefore, the total commitment amounts shown in the above table are not necessarily indicative of future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, as deemed necessary by the Company upon extension of credit is based on management’s credit evaluation of the customer. Collateral held varies but may include personal or income-producing commercial real estate, accounts receivable, inventory and equipment.
	Concentrations of credit risk – All of the Company’s loans, commitments to extend credit, and standby letters of credit have been granted to customers in the Company’s market area. Although the Company is building a diversified loan portfolio, a substantial portion of its clients’ ability to honor contracts is reliant upon the economic stability of the Richmond, Virginia area, including the real estate markets in the area. The concentrations of credit by type of loan are set forth in Note 5. The distribution of commitments to extend credit approximates the distribution of loans outstanding.
	Consent Order – In February 2012, the Bank entered into a Stipulation and Consent to the Issuance of a Consent Order (“Consent Agreement”) with the Federal Deposit Insurance Corporation (the “FDIC”) and the Virginia Bureau of Financial Institutions (collectively, the “Supervisory Authorities”), and the Supervisory Authorities have issued the related Consent Order (the “Order”) effective February 3, 2012. The description of the Consent Agreement and the Order is set forth below:
	Management. The Order requires that the Bank have and retain qualified management, including at a minimum a chief executive officer, senior lending officer and chief operating officer, with qualifications and experience commensurate with their assigned duties and responsibilities. The Bank was required to retain a bank consultant to develop a written analysis and assessment of the Bank’s management and staffing needs for the purpose of providing qualified management for the Bank. Following receipt of the consultant’s management report, the Bank was required to formulate a written management plan that incorporated the findings of the management report, a plan of action in response to each recommendation contained in the management report, and a timeframe for completing each action.
	Capital Requirements. During the life of the Order, the Bank must have Tier 1 capital equal to or greater than 8 percent of its total assets, and total risk-based capital equal to or greater than 11 percent of the Bank’s total risk-weighted assets. The Bank was required to submit a written capital plan to the Supervisory Authorities that included a contingency plan in the event that the Bank fails to maintain the minimum capital ratios required in the Order, submit a capital plan that is acceptable to the Supervisory Authorities, or implement or adhere to the capital plan.
	Charge-offs. The Order requires the Bank to eliminate from its books, by charge-off or collection, all assets or portions of assets classified “Loss” and 50 percent of those classified “Doubtful”. If an asset is classified “Doubtful”, the Bank may, in the alternative, charge off the amount that is considered uncollectible in accordance with the Bank’s written analysis of loan or lease impairment. The Order also prevents the Bank from extending, directly or indirectly, any additional credit to, or for the benefit of, any borrower who has a loan or other extension of credit from the Bank that has been charged off or classified, on whole or in part, “loss” or “doubtful” and is uncollected. The Bank may not extend, directly or indirectly, any additional credit to any borrower who has a loan or other extension of credit from the Bank that has been classified “substandard.” These limitations do not apply if the Bank’s failure to extend further credit to a particular borrower would be detrimental to the best interests of the Bank.
	Asset Growth. While the Order is in effect, the Bank must notify the Supervisory Authorities at least 60 days prior to undertaking asset growth that exceeds 10% or more per year or initiating material changes in asset or liability composition. The Bank’s asset growth cannot result in noncompliance with the capital maintenance provisions of the Order unless the Bank receives prior written approval from the Supervisory Authorities.
	Restriction on Dividends and Other Payments. While the Order is in effect, the Bank cannot declare or pay dividends, pay bonuses, or pay any form of payment outside the ordinary course of business resulting in a reduction of capital without the prior written approval of the Supervisory Authorities. In addition, the Bank cannot make any distributions of interest, principal, or other sums on subordinated debentures without prior written approval of the Supervisory Authorities.
	Brokered Deposits. The Order provides that the Bank may not accept, renew, or roll over any brokered deposits unless it is in compliance with the requirements of the FDIC regulations governing brokered deposits. These regulations prohibit undercapitalized institutions from accepting, renewing, or rolling over any brokered deposits and also prohibit undercapitalized institutions from soliciting deposits by offering an effective yield that exceeds by more than 75 basis points the prevailing effective yields on insured deposits of comparable maturity in the institution’s market area. An “adequately capitalized” institution may not accept, renew, or roll over brokered deposits unless it has applied for and been granted a waiver by the FDIC.
	Written Plans and Other Material Terms. Under the terms of the Order, the Bank was required to prepare and submit the following written plans or reports to the Supervisory Authorities:
		·	Plan to improve liquidity, contingency funding, interest rate risk, and asset liability management;
		·	Plan to reduce assets of $250,000 or greater classified “doubtful” and “substandard”;
		·	Revised lending and collection policy to provide effective guidance and control over the Bank’s lending and credit administration functions;
		·	Effective internal loan review and grading system;
		·	Policy for managing the Bank’s other real estate;
		·	Business/strategic plan covering the overall operation of the Bank;
		·	Plan and comprehensive budget for all categories of income and expense for the year 2011;
		·	Policy and procedures for managing interest rate risk; and
		·	Assessment of the Bank’s information technology function.
	Under the Order, the Bank’s board of directors agreed to increase its participation in the affairs of the Bank, including assuming full responsibility for the approval of policies and objectives for the supervision of all of the Bank’s activities. The Bank was also required to establish a board committee to monitor and coordinate compliance with the Order.
	The Order will remain in effect until modified or terminated by the Supervisory Authorities.
	While subject to the Consent Order, we expect that our management and board of directors will continue to focus considerable time and attention on taking corrective actions to comply with the terms. In addition, certain provisions of the Consent Order described above will continue to adversely impact the Company’s businesses and results of operations.
	Written Agreement – In June 2012, the Company entered into a written agreement (“Written Agreement”) with the Federal Reserve Bank of Richmond. Pursuant to the terms of the Written Agreement, the Company developed and submitted to the Reserve Bank written plans to maintain sufficient capital and correct any violations of section 23A of the Federal Reserve Act and Regulation W. In addition, the Company submitted a written statement of its planned sources and uses of cash for debt service, operation expenses, and other purposes.
	The Company also has agreed that it will not, without prior regulatory approval:
		·	pay or declare any dividends;
		·	take any other form of payment representing a reduction in Bank’s capital;
		·	make any distributions of interest, principal or other sums on subordinated debentures or trust preferred securities;
		·	incur, increase or guarantee any debt; or
		·	purchase or redeem any shares of its stock.
	Since entering into the Order and the Written Agreement, the Company has taken numerous steps to comply with their terms. As of March 31, 2014, we believe we have complied with all requirements of the Order and the Written Agreement with the exception of the capital requirements in the Order and correction of the Section 23A of the Federal Reserve Act and Regulation W to the Reserve Bank in the Written Agreement.

Income_Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2014
Income Taxes [Abstract]	'
Income Taxes	'
	Note 12 – Income Taxes
	The net deferred tax asset is included in other assets on the balance sheet. Accounting Standards Codification Topic 740, Income Taxes, requires that companies assess whether a valuation allowance should be established against their deferred tax assets based on the consideration of all available evidence using a “more likely than not” standard. Management considers both positive and negative evidence and analyzes changes in near-term market conditions as well as other factors which may impact future operating results. In making such judgments, significant weight is given to evidence that can be objectively verified. The deferred tax assets are analyzed quarterly for changes affecting realization. Management determined that as of March 31, 2014, the objective negative evidence represented by the Company’s recent losses outweighed the more subjective positive evidence and, as a result, recognized a valuation allowance for all of the net deferred tax asset that is dependent on future earnings of the Company of approximately $12,207,000.

Recent_accounting_pronouncemen

Recent accounting pronouncements	3 Months Ended
	Mar. 31, 2014
Recent accounting pronouncements [Abstract]	'
Recent accounting pronouncements	'
	Note 13 – Recent accounting pronouncements
	In January 2014, the FASB issued ASU 2014-01, “Investments – Equity Method and Joint Ventures: Accounting for Investments in Qualified Affordable Housing Projects”.  This ASU applies to all reporting entities that invest in qualified affordable housing projects through limited liability entities that are flow through entities for tax purposes.  The amendments in the ASU eliminate the effective yield election and permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Those not electing the proportional amortization method would account for the investment using the equity method or cost method.  The amendments in this ASU are effective for public business entities for annual periods beginning after December 15, 2014.  The adoption of this guidance should not have a material effect on the Company’s financial condition or results of operations.
	In January 2014, the FASB issued ASU 2014-04, “Receivables – Troubled Debt Restructurings by Creditors”.  ASU 2014-04 clarifies when a creditor should be considered to have received physical possession of residential real estate property during a foreclosure.  ASU 2014-04 establishes a loan receivable should be derecognized and the real estate property recognized upon the creditor obtaining legal title to the residential real estate property upon completion of foreclosure or the borrower conveying all interest in the residential real estate property to the creditor to satisfy the loan.  The provisions of ASU 2014-04 are effective for annual periods beginning after December 15, 2014.  The adoption of this guidance should not have a material effect on the Company’s financial condition or results of operations.

Principles_of_presentation_Pol

Principles of presentation (Policies)	3 Months Ended
	Mar. 31, 2014
Principles of presentation [Abstract]	'
Basis of presentation	'
	Village Bank and Trust Financial Corp. (the “Company”) is the holding company of Village Bank (the “Bank”). The consolidated financial statements include the accounts of the Company, the Bank and the Bank’s subsidiary. All material intercompany balances and transactions have been eliminated in consolidation.
	In the opinion of management, the accompanying consolidated financial statements of the Company have been prepared on the accrual basis in accordance with generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, all adjustments that are, in the opinion of management, necessary for a fair presentation have been included. The results of operations for the three month period ended March 31, 2014 are not necessarily indicative of the results to be expected for the full year ending December 31, 2014. The unaudited interim financial statements should be read in conjunction with the audited financial statements and notes to financial statements that are presented in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 as filed with the Securities and Exchange Commission.

Use_of_estimates_Policies

Use of estimates (Policies)	3 Months Ended
	Mar. 31, 2014
Use of estimates [Abstract]	'
Use of estimates	'
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the balance sheets and revenues and expenses during the reporting period. Actual results could differ significantly from those estimates. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses and the related provision.

Loss_per_common_share_Tables

Loss per common share (Tables)	3 Months Ended
	Mar. 31, 2014
Loss per common share [Abstract]	'
Basic and diluted earnings per share computation	'
	The following table presents the basic and diluted earnings per share computations:
		Three Months Ended March 31,
		2014			2013
	Numerator
	Net loss - basic and diluted	$	(748,946	)	$	(511,034	)
	Preferred stock dividend and accretion		221,712			221,328
	Net loss available to common shareholders	$	(970,658	)	$	(732,362	)
	Denominator
	Weighted average shares outstanding - basic		5,338,295			4,253,932
	Dilutive effect of common stock options and restricted stock awards		-			-
	Weighted average shares outstanding - diluted		5,338,295			4,253,932
	Loss per share - basic and diluted
	Loss per share - basic	$	(0.18	)	$	(0.17	)
	Effect of dilutive common stock options		-			-
	Loss per share - diluted	$	(0.18	)	$	(0.17	)

Investment_securities_Tables

Investment securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investment securities [Abstract]	'
Composition of investment portfolio	'
	The following table presents the composition of our investment portfolio at the dates indicated (dollars in thousands).
							Gross		Gross			Estimated
		Par		Amortized			Unrealized		Unrealized			Fair		Average
		Value		Cost			Gains		Losses			Value		Yield
	31-Mar-14
	US Treasury
	Five to ten years	$	8,000	$	7,829		$	-	$	(418	)	$	7,411		2.13	%
	US Government Agencies
	One to Five years		4,000		4,184			-		(129	)		4,055		0.89	%
	Five to ten years		31,625		33,459			-		(2,232	)		31,227		1.82	%
			35,625		37,643			-		(2,361	)		35,282		1.71	%
	Mortgage-backed securities
	More than ten years		2,655		2,659			2		(20	)		2,641		2.43	%
	Municipals
	Five to ten years		6,155		6,663			-		(452	)		6,211		2.85	%
	More than ten years		6,780		8,404			-		(610	)		7,794		3.34	%
			12,935		15,067			-		(1,062	)		14,005		3.12	%
	Total investment securities	$	59,215	$	63,198		$	2	$	(3,861	)	$	59,339		2.13	%
	31-Dec-13
	US Treasury
	Five to ten years	$	8,000	$	7,825		$	-	$	(615	)	$	7,210		2.13	%
	US Government Agencies
	One to Five years		4,000		4,194			-		(166	)		4,028		0.89	%
	Five to ten years		31,625		33,510			-		(3,187	)		30,323		1.82	%
			35,625		37,704			-		(3,353	)		34,351		1.71	%
	Mortgage-backed securities
	More than ten years		2,782		2,792			10		(50	)		2,752		2.43	%
	Municipals
	Five to ten years		6,155		6,684			-		(678	)		6,006		2.85	%
	More than ten years		6,780		8,428			-		(999	)		7,429		3.34	%
	Total		12,935		15,112			-		(1,677	)		13,435		3.12	%
	Total investment securities	$	59,342	$	63,433		$	10	$	(5,695	)	$	57,748		2.13	%
Investment securities available for sale that have unrealized loss position	'
	Investment securities available for sale that have an unrealized loss position at March 31, 2014 and December 31, 2013 are detailed below (in thousands):
		Securities in a loss					Securities in a loss
		position for less than					position for more than
		12 months					12 months					Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
		Value		Losses			Value		Losses			Value		Losses
	31-Mar-14
	US Treasury	$	42,693	$	(2,779	)	$	-	$	-		$	42,693	$	(2,779	)
	Municipals		11,144		(945	)		2,861		(116	)		14,005		(1,061	)
	Mortgage-backed securities		2,503		(21	)		-		-			2,503		(21	)
	Total	$	56,340	$	(3,745	)	$	2,861	$	(116	)	$	59,201	$	(3,861	)
	31-Dec-13
	US Treasury	$	41,560	$	(3,968	)	$	-	$	-		$	41,560	$	(3,968	)
	Municipals		10,864		(1,471	)		2,571		(206	)		13,435		(1,677	)
	Mortgage-backed securities		1,861		(50	)		-		-			1,861		(50	)
	Total	$	54,285	$	(5,489	)	$	2,571	$	(206	)	$	56,856	$	(5,695	)

Loans_and_allowance_for_loan_l1

Loans and allowance for loan losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans and allowance for loan losses [Abstract]	'
Composition of loan portfolio (excluding mortgage loans held for sale)	'
	The following table presents the composition of our loan portfolio (excluding mortgage loans held for sale) at the dates indicated.
		31-Mar-14						31-Dec-13
		Amount			%			Amount			%
	Construction and land development
	Residential	$	4,009,572			1.47	%	$	2,930,904			1.02	%
	Commercial		25,879,373			9.46	%		28,178,636			9.83	%
			29,888,945			10.92	%		31,109,540			10.86	%
	Commercial real estate
	Owner occupied		68,446,883			25.02	%		73,584,396			25.68	%
	Non-owner occupied		40,173,735			14.69	%		43,868,068			15.31	%
	Multifamily		10,216,766			3.74	%		11,559,882			4.03	%
	Farmland		1,359,197			0.5	%		1,463,311			0.51	%
			120,196,581			43.95	%		130,475,657			45.53	%
	Consumer real estate
	Home equity lines		20,649,359			7.56	%		21,246,032			7.41	%
	Secured by 1-4 family residential,
	First deed of trust		66,299,799			24.24	%		66,872,644			23.34	%
	Second deed of trust		8,334,968			3.05	%		8,675,218			3.03	%
			95,284,126			34.85	%		96,793,894			33.78	%
	Commercial and industrial loans
	(except those secured by real estate)		26,295,748			9.62	%		26,253,841			9.16	%
	Consumer and other		1,795,821			0.66	%		1,929,770			0.67	%
	Total loans		273,461,221			100	%		286,562,702			100	%
	Deferred loan cost, net		686,944						682,955
	Less: allowance for loan losses		(6,600,384	)					(7,238,664	)
		$	267,547,781					$	280,006,993
Information on risk rating of loans	'
	The following tables provide information on the risk rating of loans at the dates indicated:
		Risk Rated			Risk Rated			Risk Rated			Risk Rated			Total
		4-Jan			5			6			7			Loans
	31-Mar-14
	Construction and land development
	Residential	$	3,605,240		$	-		$	404,332		$	-		$	4,009,572
	Commercial		18,911,155			985,986			5,982,232						25,879,373
			22,516,395			985,986			6,386,564			-			29,888,945
	Commercial real estate
	Owner occupied		50,092,436			9,978,424			7,778,133			597,890			68,446,883
	Non-owner occupied		31,995,969			921,184			7,256,582			-			40,173,735
	Multifamily		9,466,971			749,795			-			-			10,216,766
	Farmland		1,143,982			194,124			21,091			-			1,359,197
			92,699,358			11,843,527			15,055,806			597,890			120,196,581
	Consumer real estate
	Home equity lines		17,625,545			522,628			2,501,186			-			20,649,359
	Secured by 1-4 family residential
	First deed of trust		50,520,053			6,505,072			9,274,674			-			66,299,799
	Second deed of trust		6,739,329			168,334			1,427,305			-			8,334,968
			74,884,927			7,196,034			13,203,165			-			95,284,126
	Commercial and industrial loans
	(except those secured by real estate)		20,083,248			3,542,672			2,669,828			-			26,295,748
	Consumer and other		1,669,281			73,457			53,083			-			1,795,821
	Total loans	$	211,853,209		$	23,641,676		$	37,368,446		$	597,890		$	273,461,221
	31-Dec-13
	Construction and land development
	Residential	$	2,715,050		$	-		$	215,854		$	-		$	2,930,904
	Commercial		18,265,157			2,710,599			7,202,880			-			28,178,636
			20,980,207			2,710,599			7,418,734			-			31,109,540
	Commercial real estate
	Owner occupied		51,810,345			13,214,084			8,559,967			-			73,584,396
	Non-owner occupied		31,990,478			3,453,613			8,423,977			-			43,868,068
	Multifamily		10,803,958			755,924			-			-			11,559,882
	Farmland		1,346,518			-			116,793			-			1,463,311
			95,951,299			17,423,621			17,100,737			-			130,475,657
	Consumer real estate
	Home equity lines		17,609,666			726,972			2,909,394			-			21,246,032
	Secured by 1-4 family residential
	First deed of trust		49,842,789			6,646,262			10,383,593			-			66,872,644
	Second deed of trust		6,597,382			212,412			1,865,424			-			8,675,218
			74,049,837			7,585,646			15,158,411			-			96,793,894
	Commercial and industrial loans
	(except those secured by real estate)		19,785,628			1,042,226			5,425,987			-			26,253,841
	Consumer and other		1,738,943			130,829			59,998			-			1,929,770
	Total loans	$	212,505,914		$	28,892,921		$	45,163,867		$	-		$	286,562,702
Aging of recorded investment in past due loans and leases	'
	The following table presents the aging of the recorded investment in past due loans and leases as of the dates indicated:
																		Recorded
								Greater										Investment >
		30-59 Days			60-89 Days			Than			Total Past					Total		90 Days and
		Past Due			Past Due			90 Days			Due			Current		Loans		Accruing
	31-Mar-14
	Construction and land development
	Residential	$	-		$	-		$	-		$	-		$	4,009,572	$	4,009,572	$	-
	Commercial		73,092			-			-			73,092			25,806,281		25,879,373		-
			73,092			-			-			73,092			29,815,853		29,888,945		-
	Commercial real estate
	Owner occupied		578,930			-			-			578,930			67,867,953		68,446,883		-
	Non-owner occupied		-			-			-			-			40,173,735		40,173,735		-
	Multifamily		218,832			-			-			218,832			9,997,934		10,216,766		-
	Farmland		-			-			-			-			1,359,197		1,359,197		-
			797,762			-			-			797,762			119,398,819		120,196,581		-
	Consumer real estate
	Home equity lines		98,364			-			-			98,364			20,550,995		20,649,359		-
	Secured by 1-4 family residential
	First deed of trust		378,412			104,385			-			482,797			65,817,002		66,299,799		-
	Second deed of trust		24,084			-			-			24,084			8,310,884		8,334,968		-
			500,860			104,385			-			605,245			94,678,881		95,284,126		-
	Commercial and industrial loans
	(except those secured by real estate)		136,832			-			-			136,832			26,158,916		26,295,748		-
	Consumer and other		256,210			-			-			256,210			1,539,611		1,795,821		-
	Total loans	$	1,764,756		$	104,385		$	-		$	1,869,141		$	271,592,080	$	273,461,221	$	-
	31-Dec-13
	Construction and land development
	Residential	$	-		$	-		$	-		$	-		$	2,930,904	$	2,930,904	$	-
	Commercial		-			116,180			-			116,180			28,062,456		28,178,636		-
			-			116,180			-			116,180			30,993,360		31,109,540		-
	Commercial real estate
	Owner occupied		199,392			-			-			199,392			73,385,004		73,584,396		-
	Non-owner occupied		-			345,704			-			345,704			43,522,364		43,868,068		-
	Multifamily		221,474			-			-			221,474			11,338,408		11,559,882		-
	Farmland		194,124			-			-			194,124			1,269,187		1,463,311		-
			614,990			345,704			-			960,694			129,514,963		130,475,657		-
	Consumer real estate
	Home equity lines		98,364			403,115			-			501,479			20,744,553		21,246,032		-
	Secured by 1-4 family residential
	First deed of trust		554,946			362,348			-			917,294			65,955,350		66,872,644		-
	Second deed of trust		-			24,291			-			24,291			8,650,927		8,675,218		-
			653,310			789,754			-			1,443,064			95,350,830		96,793,894		-
	Commercial and industrial loans
	(except those secured by real estate)		25,035			121,710			59,900			206,645			26,047,196		26,253,841		59,900
	Consumer and other		5,331			14,917			-			20,248			1,909,522		1,929,770		-
	Total loans	$	1,298,666		$	1,388,265		$	59,900		$	2,746,831		$	283,815,871	$	286,562,702	$	59,900
Summary of impaired loans	'
	Impaired loans are set forth in the following table as of the dates indicated.
		31-Mar-14
					Unpaid
		Recorded			Principal			Related
		Investment			Balance			Allowance
	With no related allowance recorded
	Construction and land development
	Residential	$	135,832		$	135,832		$	-
	Commercial		4,120,614			4,120,614			-
			4,256,446			4,256,446			-
	Commercial real estate
	Owner occupied		2,321,831			2,371,831
	Non-owner occupied		11,367,535			11,467,535			-
	Multifamily		2,360,523			2,360,523			-
	Farmland		21,091			450,000			-
			16,070,980			16,649,889			-
	Consumer real estate
	Home equity lines		1,643,669			1,681,303			-
	Secured by 1-4 family residential
	First deed of trust		7,667,046			7,719,539			-
	Second deed of trust		1,347,764			1,491,222			-
			10,658,479			10,892,064			-
	Commercial and industrial loans
	(except those secured by real estate)		796,620			971,172			-
	Consumer and other		31,500			31,500			-
			31,814,025			32,801,071			-
	With an allowance recorded
	Construction and land development
	Commercial		605,953			605,953			40,785
	Commercial real estate
	Owner occupied		9,723,738			9,877,738			673,346
	Non-Owner occupied		1,288,872			1,288,872			363,508
			11,012,610			11,166,610			1,036,854
	Consumer real estate
	Secured by 1-4 family residential
	First deed of trust		1,782,466			2,524,921			391,380
	Commercial and industrial loans
	(except those secured by real estate)		116,237			116,237			11,063
			13,517,266			14,413,721			1,480,082
	Total
	Construction and land development
	Residential		135,832			135,832
	Commercial		4,726,567			4,726,567			40,785
			4,862,399			4,862,399			40,785
	Commercial real estate
	Owner occupied		12,045,569			12,249,569			673,346
	Non-owner occupied		12,656,407			12,756,407			363,508
	Multifamily		2,360,523			2,360,523
	Farmland		21,091			450,000			-
			27,083,590			27,816,499			1,036,854
	Consumer real estate
	Home equity lines		1,643,669			1,681,303			-
	Secured by 1-4 family residential,
	First deed of trust		9,449,512			10,244,460			391,380
	Second deed of trust		1,347,764			1,491,222			-
			12,440,945			13,416,985			391,380
	Commercial and industrial loans
	(except those secured by real estate)		912,857			1,087,409			11,063
	Consumer and other		31,500			31,500			-
		$	45,331,291		$	47,214,792		$	1,480,082
		31-Dec-13
					Unpaid
		Recorded			Principal			Related
	Investment			Balance			Allowance
With no related allowance recorded
Construction and land development
Residential	$	215,854		$	215,854		$	-
Commercial		3,451,651			3,497,236			-
		3,667,505			3,713,090			-
Commercial real estate
Owner occupied		1,919,129			1,969,129
Non-owner occupied		11,769,212			11,927,602			-
Multifamily		2,373,444			2,373,444			-
Farmland		116,793			450,000			-
		16,178,578			16,720,175			-
Consumer real estate
Home equity lines		1,629,863			1,684,527			-
Secured by 1-4 family residential
First deed of trust		8,176,613			8,319,093			-
Second deed of trust		1,125,245			1,248,964			-
		10,931,721			11,252,584			-
Commercial and industrial loans
(except those secured by real estate)		808,885			983,436			-
Consumer and other		34,123			34,123			-
		31,620,812			32,703,408			-
With an allowance recorded
Construction and land development
Commercial		1,752,587			1,752,587			220,164
Commercial real estate
Owner occupied		9,794,555			9,948,555			680,346
Non-Owner occupied		1,296,788			1,296,788			371,286
		11,091,343			11,245,343			1,051,632
Consumer real estate
Secured by 1-4 family residential
First deed of trust		2,184,026			2,870,301			483,644
Second deed of trust		132,435			132,435			32,407
		2,316,461			3,002,736			516,051
Commercial and industrial loans
(except those secured by real estate)		150,537			150,537			42,529
		15,310,928			16,151,203			1,830,376
Total
Construction and land development
Residential		215,854			215,854			-
Commercial		5,204,238			5,249,823			220,164
		5,420,092			5,465,677			220,164
Commercial real estate
Owner occupied		11,713,684			11,917,684			680,346
Non-owner occupied		13,066,000			13,224,390			371,286
Multifamily		2,373,444			2,373,444			-
Farmland		116,793			450,000			-
		27,269,921			27,965,518			1,051,632
Consumer real estate
Home equity lines		1,629,863			1,684,527			-
Secured by 1-4 family residential,
First deed of trust		10,360,639			11,189,394			483,644
Second deed of trust		1,257,680			1,381,399			32,407
		13,248,182			14,255,320			516,051
Commercial and industrial loans
(except those secured by real estate)		959,422			1,133,973			42,529
Consumer and other		34,123			34,123			-
	$	46,931,740		$	48,854,611		$	1,830,376
Summary of average recorded investment in impaired loans	'
	The following is a summary of average recorded investment in impaired loans with and without a valuation allowance and interest income recognized on those loans for periods indicated:
		For the Three Months Ended March 31,
		2014						2013
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
	With no related allowance recorded
	Construction and land development
	Residential	$	171,532		$	2,163		$	-		$	-
	Commercial		4,133,561			55,755			7,406,223			60,175
			4,305,093			57,918			7,406,223			60,175
	Commercial real estate
	Owner occupied		2,327,733			26,667			7,119,781			136,728
	Non-owner occupied		11,402,497			133,461			14,579,438			206,192
	Multifamily		2,365,837			35,059			3,043,344			51,755
	Farmland		21,091			-
			16,117,158			195,187			24,742,563			394,675
	Consumer real estate
	Home equity lines		1,643,669			13,818			1,801,054			-
	Secured by 1-4 family residential
	First deed of trust		7,780,210			84,808			12,541,557			128,977
	Second deed of trust		1,352,528			14,450			507,002			6,789
			10,776,407			113,076			14,849,613			135,766
	Commercial and industrial loans
	(except those secured by real estate)		805,927			12,537			897,988			8,944
	Consumer and other		32,999			599			68,248			1,092
			32,037,584			379,317			47,964,635			600,652
	With an allowance recorded
	Construction and land development
	Commercial		608,524			7,617			458,065			1,628
	Commercial real estate
	Owner occupied		9,873,927			146,006			2,400,696			11,935
	Non-owner occupied		1,299,315			-			256,067			-
	Farmland		-			-			1,049,489			1,100
			11,173,242			146,006			3,706,252			13,035
	Consumer real estate
	Home equity lines		-			-			269,450			6,792
	Secured by 1-4 family residential
	First deed of trust		1,833,311			-			835,505			6,076
	Second deed of trust		-			-			349,192			6,401
			1,833,311			-			1,454,147			19,269
	Commercial and industrial loans
	(except those secured by real estate)		116,582			-			64,672			1,290
			13,731,659			153,623			5,683,136			35,222
	Total
	Construction and land development
	Residential		171,532			2,163			-			-
	Commercial		4,742,085			63,372			7,864,288			61,803
			4,913,617			65,535			7,864,288			61,803
	Commercial real estate
	Owner occupied		12,201,660			172,673			9,520,477			148,663
	Non-owner occupied		12,701,812			133,461			14,835,505			206,192
	Multifamily		2,365,837			35,059			3,043,344			51,755
	Farmland		21,091			-			1,049,489			1,100
			27,290,400			341,193			28,448,815			407,710
	Consumer real estate
	Home equity lines		1,643,669			13,818			2,070,504			6,792
	Secured by 1-4 family residential
	First deed of trust		9,613,521			84,808			13,377,062			135,053
	Second deed of trust		1,352,528			14,450			856,194			13,190
			12,609,718			113,076			16,303,760			155,035
	Commercial and industrial loans
	(except those secured by real estate)		922,509			12,537			962,660			10,234
Consumer and other		32,999			599			68,248			1,092
	$	45,769,243		$	532,940		$	53,647,771		$	635,874
Troubled debt restructurings	'
	The following is a summary of performing and nonaccrual TDRs and the related specific valuation allowance by portfolio segment as of the dates indicated.
											Specific
											Valuation
		Total			Performing			Nonaccrual			Allowance
	31-Mar-14
	Construction and land development
	Residential	$	135,832		$	22,155		$	113,677		$	-
	Commercial		4,498,389			4,228,524			269,865			-
			4,634,221			4,250,679			383,542			-
	Commercial real estate
	Owner occupied		10,738,307			9,376,227			1,362,080			298,945
	Non-owner occupied		9,900,972			9,497,446			403,526			-
	Multifamily		2,360,523			2,360,523			-			-
			22,999,802			21,234,196			1,765,606			298,945
	Consumer real estate
	Home equity lines		159,994			-			159,994			-
	Secured by 1-4 family residential
	First deeds of trust		6,989,457			3,352,925			3,636,532			267,851
	Second deeds of trust		640,709			480,334			160,375			-
			7,790,160			3,833,259			3,956,901			267,851
	Commercial and industrial loans
	(except those secured by real estate)		252,288			-			252,288			-
	Consumer and other		19,578			-			19,578			-
		$	35,696,049		$	29,318,134		$	6,377,915		$	566,796
	Number of loans		114			60			54			13
	31-Dec-13
	Construction and land development
	Residential	$	215,854		$	215,854		$	-		$	-
	Commercial		4,921,769			3,393,312			1,528,457			210,748
			5,137,623			3,609,166			1,528,457			210,748
	Commercial real estate
	Owner occupied		10,377,067			9,009,627			1,367,440			374,401
	Non-owner occupied		9,972,530			9,568,161			404,369			136,734
	Multifamily		2,373,443			2,373,443			-			-
			22,723,040			20,951,231			1,771,809			511,135
	Consumer real estate
	Home equity lines		159,994			-			159,994			-
	Secured by 1-4 family residential
	First deeds of trust		7,295,750			3,230,346			4,065,404			383,036
	Second deeds of trust		691,527			324,096			367,431			-
			8,147,271			3,554,442			4,592,829			383,036
	Commercial and industrial loans
	(except those secured by real estate)		255,603			121,098			134,505			9,416
	Consumer and other		21,130			-			21,130			-
		$	36,284,667		$	28,235,937		$	8,048,730		$	1,114,335
	Number of loans		115			62			53			23
	The following table provides information about TDRs identified during the indicated periods:
		Three Months Ended March 31, 2014									Year Ended December 31, 2013
					Pre-			Post-						Pre-		Post-
					Modification			Modification						Modification		Modification
		Number of			Recorded			Recorded			Number of			Recorded		Recorded
		Loans			Balance			Balance			Loans			Balance		Balance
	Construction and land development
	Residential		-		$	-		$	-			2		$	215,854	$	215,854
	Commercial		1			45,482			45,482			11			4,035,949		4,035,949
			1			45,482			45,482			13			4,251,803		4,251,803
	Commercial real estate
	Owner occupied											6			3,095,417		3,095,417
	Non-owner occupied		1			411,785			411,785			6			1,753,785		1,753,785
			1			411,785			411,785			12			4,849,202		4,849,202
	Consumer real estate
	Home equity lines		-			-			-			1			159,994		159,994
	Secured by 1-4 family residential
First deed of trust		-			-			-			26			2,818,946		2,818,946
Second deed of trust		-			-			-			6			371,117		371,117
		-			-			-			33			3,350,057		3,350,057
Consumer and other		-			-			-			1			21,130		-
		2		$	457,267		$	457,267			59		$	12,472,192	$	12,451,062
The following table summarizes defaults on TDRs identified for three months ended March 31, 2014:
	Number of			Recorded
	Loans			Balance
Commercial real estate
Owner occupied		1			470,072
Non-owner occupied		1			449,793
		2			919,865
Consumer real estate:
Home equity lines					-
Secured by 1-4 family residential
First deed of trust		3			604,545
Second deed of trust		1			17,564
		4			622,109
Commercial and industrial loans
(except those secured by real estate)		1			136,051
Consumer and other		1			19,578
Total		8		$	1,697,603
Activity in the allowance for loan losses	'
	Activity in the allowance for loan losses is as follows for the periods indicated:
		Beginning			Provision for									Ending
		Balance			Loan Losses			Charge-offs			Recoveries			Balance
	Three Months Ended March 31, 2014
	Construction and land development
	Residential	$	134,000		$	5,290		$	-		$	450		$	139,740
	Commercial		1,275,000			(421,213	)		(21,793	)		16,995			848,990
			1,409,000			(415,923	)		(21,793	)		17,445			988,730
	Commercial real estate
	Owner occupied		1,200,000			652,654			-			-			1,852,654
	Non-owner occupied		669,000			(469,853	)		(199,147	)		-			0
	Multifamily		19,000			(2,000	)		-			-			17,000
	Farmland		337,000			167,702			(95,702	)		-			409,000
			2,225,000			348,503			(294,849	)		-			2,278,654
	Consumer real estate
	Home equity lines		424,000			222,611			(180,611	)		-			466,001
	Secured by 1-4 family residential
	First deed of trust		1,992,000			(65,028	)		(185,204	)		13,232			1,755,000
	Second deed of trust		393,000			12,250			(76,250	)		-			329,000
			2,809,000			169,833			(442,065	)		13,232			2,550,000
	Commercial and industrial loans
	(except those secured by real estate)		724,000			45,473			(32,765	)		24,292			761,000
	Consumer and other		71,664			(47,886	)		(4,093	)		2,316			22,000
		$	7,238,664		$	100,000		$	(795,565	)	$	57,285		$	6,600,384
	Year Ended December 31, 2013
	Construction and land development
	Residential	$	494,742		$	(462,542	)	$	-		$	101,800		$	134,000
	Commercial		4,611,410			(3,481,833	)		(278,703	)		424,126			1,275,000
			5,106,152			(3,944,375	)		(278,703	)		525,926			1,409,000
	Commercial real estate
	Owner occupied		1,358,863			252,484			(453,996	)		42,649			1,200,000
	Non-owner occupied		816,852			451,603			(619,455	)		20,000			669,000
	Multifamily		23,434			(4,434	)		-			-			19,000
	Farmland		-			1,233,000			(896,000	)		-			337,000
			2,199,149			1,932,653			(1,969,451	)		62,649			2,225,000
	Consumer real estate
	Home equity lines		658,135			23,284			(266,119	)		8,700			424,000
	Secured by 1-4 family residential
	First deed of trust		1,358,102			2,492,702			(1,953,177	)		94,373			1,992,000
	Second deed of trust		223,307			498,415			(367,200	)		38,478			393,000
			2,239,544			3,014,401			(2,586,496	)		141,551			2,809,000
	Commercial and industrial loans
	(except those secured by real estate)		1,161,654			144,821			(759,726	)		177,251			724,000
	Consumer and other		101,328			25,500			(64,642	)		9,478			71,664
		$	10,807,827		$	1,173,000		$	(5,659,018	)	$	916,855		$	7,238,664
Loans evaluated for impairment	'
	Loans were evaluated for impairment as follows for the periods indicated:
		Loans Evaluated for Impairment
		Individually			Collectively			Total
	Three Months Ended March 31, 2014
	Construction and land development
	Residential	$	575,720		$	3,433,852		$	4,009,572
	Commercial		14,405,162			11,474,211			25,879,373
	Commercial real estate
	Owner occupied		47,533,806			20,913,077			68,446,883
	Non-owner occupied		30,935,631			9,238,104			40,173,735
	Multifamily		8,459,271			1,757,495			10,216,766
	Farmland		775,209			583,988			1,359,197
	Consumer real estate
	Home equity lines		1,349,700			19,299,659			20,649,359
	Secured by 1-4 family residential
	First deed of trust		8,390,417			57,909,382			66,299,799
	Second deed of trust		526,510			7,808,458			8,334,968
	Commercial and industrial loans
	(except those secured by real estate)		9,734,673			16,561,075			26,295,748
	Consumer and other		-			1,795,821			1,795,821
		$	122,686,099		$	150,775,122		$	273,461,221
	Year Ended December 31, 2013
	Construction and land development
	Residential	$	575,720		$	2,355,184		$	2,930,904
	Commercial		15,591,987			12,586,649			28,178,636
	Commercial real estate
	Owner occupied		53,126,045			20,458,351			73,584,396
	Non-owner occupied		34,367,226			9,500,842			43,868,068
	Multifamily		9,363,418			2,196,464			11,559,882
	Farmland		778,599			684,712			1,463,311
	Consumer real estate
	Home equity lines		1,381,700			19,864,332			21,246,032
	Secured by 1-4 family residential
	First deed of trust		8,968,659			57,903,985			66,872,644
	Second deed of trust		532,977			8,142,241			8,675,218
	Commercial and industrial loans
	(except those secured by real estate)		10,844,894			15,408,947			26,253,841
	Consumer and other		-			1,929,770			1,929,770
		$	135,531,225		$	151,031,477		$	286,562,702

Deposits_Tables

Deposits (Tables)	3 Months Ended
	Mar. 31, 2014
Deposits [Abstract]	'
Summary of deposits	'
	Deposits were as follows at the indicated dates:
		March 31, 2014					December 31, 2013
		Amount		%			Amount		%
	Demand accounts	$	63,435,899		16	%	$	57,243,718		14.7	%
	Interest checking accounts		42,630,782		10.8	%		43,690,689		11.2	%
	Money market accounts		67,276,299		17	%		63,357,096		16.2	%
	Savings accounts		21,400,635		5.4	%		20,229,614		5.2	%
	Time deposits of $100,000 and over		92,324,704		23.3	%		94,245,516		24.1	%
	Other time deposits		109,148,790		27.5	%		111,861,678		28.6	%
	Total	$	396,217,109		100	%	$	390,628,311		100	%

Stock_incentive_plan_Tables

Stock incentive plan (Tables)	3 Months Ended
	Mar. 31, 2014
Stock incentive plan [Abstract]	'
Summary of stock option outstanding under the stock incentive plan	'
	The following table summarizes stock options outstanding under the stock incentive plan at the indicated dates:
		Three Months Ended March 31,
		2014									2013
					Weighted									Weighted
					Average									Average
					Exercise		Fair Value		Intrinsic					Exercise		Fair Value		Intrinsic
		Options			Price		Per Share		Value		Options			Price		Per Share		Value
	Options outstanding, beginning of period		97,907		$	6.15	$	3.69				255,630		$	9.48	$	4.7
	Granted		-									-			-		-
	Forfeited		(3,750	)		12.12		5.02				(1,000	)		7.75		5.05
	Exercised		-			-		-				-			-		-
	Options outstanding, end of period		94,157		$	5.92	$	3.64	$	-		254,630		$	9.57	$	4.7	$	-
	Options exercisable, end of period		70,597									249,630

Fair_value_Tables

Fair value (Tables)	3 Months Ended
	Mar. 31, 2014
Fair value [Abstract]	'
Fair value of assets and liabilities measured on a recurring and non-recurring basis	'
	Assets measured at fair value under Topic 820 on a recurring and non-recurring basis are summarized below for the indicated dates:
			Fair Value Measurement
			at March 31, 2014 Using
			(In thousands)
							Quoted Prices
							in Active				Other				Significant
							Markets for				Observable				Unobservable
			Carrying				Identical Assets				Inputs				Inputs
			Value				(Level 1)				(Level 2)				(Level 3)
	Financial Assets - Recurring
	US Treasuries		$	7,411			$	-				7,411			$	-
	US Government Agencies			35,282				-				35,282				-
	MBS			2,641				-				2,641				-
	Municipals			14,005				-				14,005				-
	Residential loans held for sale			9,986				-				9,986				-
												-
	Financial Assets - Non-Recurring
	Impaired loans			43,860				-				39,473				4,387
	Real estate owned			15,688				-				14,901				787
			Fair Value Measurement
			at December 31, 2013 Using
			(In thousands)
							Quoted Prices
							in Active				Other				Significant
							Markets for				Observable				Unobservable
			Carrying				Identical Assets				Inputs				Inputs
			Value				(Level 1)				(Level 2)				(Level 3)
	Financial Assets - Recurring
	US Treasuries		$	7,210			$	-				7,210			$	-
	US Government Agencies			34,350				-				34,350				-
	MBS			2,752				-				2,752				-
	Municipals			13,435				-				13,435				-
	Residential loans held for sale			8,371				-				8,371				-
												-
	Financial Assets - Non-Recurring
	Impaired loans			45,102				-				42,027				3,075
	Real estate owned			16,742				-				15,405				1,337
Level 3 fair value measurement, qualitative information	'
	The following table presents qualitative information about level 3 fair value measurements for financial instruments measured at fair value at March 31, 2014:
											Range
			Fair Value				Valuation		Unobservable		(Weighted
			Estimate				Techniques		Input		Average)
			(In thousands)
	Impaired loans - real estate secured		$	3,365			Appraisal (1) or Internal Valuation (2)		Selling costs			6%-10% (7%)
									Discount for lack of
									marketability and age
									of appraisal			6%-30% (10%)
	Impaired loans - non-real estate secured		$	1,022			Appraisal (1) or Discounted Cash Flow		Selling costs			10%
									Discount for lack of
									marketability or practical life			0%-50% (20%)
	Real estate owned		$	787			Appraisal (1) or Internal Valuation (2)		Selling costs			6%-10% (7%)
									Discount for lack of
									marketability and age
									of appraisal			6%-30% (15%)
		-1	Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable
		-2	Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances
Fair value - financial instruments summary	'
	The carrying amounts of accrued interest receivable and payable approximate fair value.
					March 31,								December 31,
					2014								2013
			Level in Fair
			Value		Carrying				Estimated				Carrying				Estimated
			Hierarchy		Value				Fair Value				Value				Fair Value
	Financial assets
	Cash		Level 1		$	19,566,695			$	19,566,695			$	15,220,580			$	15,220,580
	Cash equivalents		Level 2			36,946,987				36,946,987				24,988,512				24,988,512
	Investment securities available for sale		Level 2			59,339,067				59,339,067				57,748,040				57,748,040
	Federal Home Loan Bank stock		Level 2			1,207,900				1,207,900				1,417,300				1,417,300
	Loans held for sale		Level 2			9,986,249				9,986,249				8,371,277				8,371,277
	Loans		Level 2			222,207,133				224,604,616				233,075,253				236,581,823
	Impaired loans		Level 2			40,125,454				40,125,454				42,678,969				42,678,969
	Impaired loans		Level 3			5,215,194				5,215,194				4,252,771				4,252,771
	Other real estate owned		Level 2			14,900,940				14,900,940				15,404,691				15,404,691
	Other real estate owned		Level 3			787,503				787,503				1,337,173				1,337,173
	Bank owned life insurance		Level 3			6,812,428				6,812,428				6,764,505				6,764,505
	Accrued interest receivable		Level 2			1,340,386				1,340,386				1,486,163				1,486,163
	Financial liabilities
	Deposits		Level 2			396,217,109				397,328,991				390,628,311				391,814,284
	FHLB borrowings		Level 2			17,000,000				17,162,019				18,000,000				18,211,937
	Trust preferred securities		Level 2			8,764,000				7,274,120				8,764,000				7,274,120
	Other borrowings		Level 2			2,903,324				2,903,324				2,713,486				3,289,463
	Accrued interest payable		Level 2			1,251,836				1,251,836				1,092,520				1,092,520

Commitments_and_contingencies_

Commitments and contingencies (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments and contingencies [Abstract]	'
Summary of outstanding off-balance sheet financial instruments	'
	The Company had outstanding the following approximate off-balance-sheet financial instruments whose contract amounts represent credit risk at the dates indicated:
		Contract		Contract
		Amount		Amount
		2014		2013
	Undisbursed credit lines	$	36,052,000	$	37,474,000
	Commitments to extend or originate credit		14,610,000		10,581,000
	Standby letters of credit		2,069,000		2,192,000
	Total commitments to extend credit	$	52,731,000	$	50,247,000

Loss_per_common_share_Details

Loss per common share (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Numerator [Abstract]	'	'
Net loss - basic and diluted	($748,946)	($511,034)
Preferred stock dividend and accretion	221,712	221,328
Net loss available to common shareholders	($970,658)	($732,362)
Denominator [Abstract]	'	'
Weighted average shares outstanding - basic (in shares)	5,338,295	4,253,932
Dilutive effect of common stock options and restricted stock awards (in shares)	0	0
Weighted average shares outstanding - diluted (in shares)	5,338,295	4,253,932
Loss per share - basic and diluted [Abstract]	'	'
Loss per share - basic (in dollars per share)	($0.18)	($0.17)
Effect of dilutive common stock options (in dollars per share)	$0	$0
Loss per share - diluted (in dollars per share)	($0.18)	($0.17)
Stock Options [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	81,657	254,630
Warrants [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	499,030	499,030

Investment_securities_Details

Investment securities (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	$59,215,000	$59,342,000
Amortized Cost	63,198,000	63,433,000
Gross Unrealized Gains	2,000	10,000
Gross Unrealized Losses	-3,861,000	-5,695,000
Estimated Fair Value	59,339,000	57,748,000
Average yield (in hundredths)	2.13%	2.13%
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	56,340,000	54,285,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-3,745,000	-5,489,000
Securities in a Loss Position for More Than 12 Months, Fair Value	2,861,000	2,571,000
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	-116,000	-206,000
Total Fair Value	59,201,000	56,856,000
Total Unrealized Losses	-3,861,000	-5,695,000
U.S. Government Agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	35,625,000	35,625,000
Amortized Cost	37,643,000	37,704,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-2,361,000	-3,353,000
Estimated Fair Value	35,282,000	34,351,000
Average yield (in hundredths)	1.71%	1.71%
U.S. Government Agencies [Member] | One to five years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	4,000,000	4,000,000
Amortized Cost	4,184,000	4,194,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-129,000	-166,000
Estimated Fair Value	4,055,000	4,028,000
Average yield (in hundredths)	0.89%	0.89%
U.S. Government Agencies [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	31,625,000	31,625,000
Amortized Cost	33,459,000	33,510,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-2,232,000	-3,187,000
Estimated Fair Value	31,227,000	30,323,000
Average yield (in hundredths)	1.82%	1.82%
Mortgage Backed Securities [Member]	'	'
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	2,503,000	1,861,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-21,000	-50,000
Securities in a Loss Position for More Than 12 Months, Fair Value	0	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	0	0
Total Fair Value	2,503,000	1,861,000
Total Unrealized Losses	-21,000	-50,000
Mortgage Backed Securities [Member] | More than ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	2,655,000	2,782,000
Amortized Cost	2,659,000	2,792,000
Gross Unrealized Gains	2,000	10,000
Gross Unrealized Losses	-20,000	-50,000
Estimated Fair Value	2,641,000	2,752,000
Average yield (in hundredths)	2.43%	2.43%
US Treasury [Member]	'	'
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	42,693,000	41,560,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-2,779,000	-3,968,000
Securities in a Loss Position for More Than 12 Months, Fair Value	0	0
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	0	0
Total Fair Value	42,693,000	41,560,000
Total Unrealized Losses	-2,779,000	-3,968,000
US Treasury [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	8,000,000	8,000,000
Amortized Cost	7,829,000	7,825,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-418,000	-615,000
Estimated Fair Value	7,411,000	7,210,000
Average yield (in hundredths)	2.13%	2.13%
Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	12,935,000	12,935,000
Amortized Cost	15,067,000	15,112,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-1,062,000	-1,677,000
Estimated Fair Value	14,005,000	13,435,000
Average yield (in hundredths)	3.12%	3.12%
Gross gains and losses pertaining to available for sale securities [Abstract]	'	'
Securities in a Loss Position for Less Than 12 Months, Fair Value	11,144,000	10,864,000
Securities in a Loss Position for Less Than 12 Months, Unrealized Losses	-945,000	-1,471,000
Securities in a Loss Position for More Than 12 Months, Fair Value	2,861,000	2,571,000
Securities in a Loss Position for More Than 12 Months, Unrealized Losses	-116,000	-206,000
Total Fair Value	14,005,000	13,435,000
Total Unrealized Losses	-1,061,000	-1,677,000
Municipals [Member] | Five to ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	6,155,000	6,155,000
Amortized Cost	6,663,000	6,684,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-452,000	-678,000
Estimated Fair Value	6,211,000	6,006,000
Average yield (in hundredths)	2.85%	2.85%
Municipals [Member] | More than ten years [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Par value	6,780,000	6,780,000
Amortized Cost	8,404,000	8,428,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	-610,000	-999,000
Estimated Fair Value	$7,794,000	$7,429,000
Average yield (in hundredths)	3.34%	3.34%

Loans_and_allowance_for_loan_l2

Loans and allowance for loan losses, Part 1 (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	$273,461,221	$286,562,702	'
Deferred loan cost, net	686,944	682,955	'
Less: Allowance for loan losses	-6,600,384	-7,238,664	-10,807,827
Loans, net	267,547,781	280,006,993	'
Percentage of class of loans to loan portfolio (in hundredths)	100.00%	100.00%	'
Residential [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	4,009,572	2,930,904	'
Less: Allowance for loan losses	-139,740	-134,000	-494,742
Percentage of class of loans to loan portfolio (in hundredths)	1.47%	1.02%	'
Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	25,879,373	28,178,636	'
Less: Allowance for loan losses	-848,990	-1,275,000	-4,611,410
Percentage of class of loans to loan portfolio (in hundredths)	9.46%	9.83%	'
Total construction and land development [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	29,888,945	31,109,540	'
Less: Allowance for loan losses	-988,730	-1,409,000	-5,106,152
Percentage of class of loans to loan portfolio (in hundredths)	10.92%	10.86%	'
Commercial real estate - owner occupied [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	68,446,883	73,584,396	'
Less: Allowance for loan losses	-1,852,654	-1,200,000	-1,358,863
Percentage of class of loans to loan portfolio (in hundredths)	25.02%	25.68%	'
Commercial real estate - non-owner occupied [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	40,173,735	43,868,068	'
Less: Allowance for loan losses	0	-669,000	-816,852
Percentage of class of loans to loan portfolio (in hundredths)	14.69%	15.31%	'
Multifamily [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	10,216,766	11,559,882	'
Less: Allowance for loan losses	-17,000	-19,000	-23,434
Percentage of class of loans to loan portfolio (in hundredths)	3.74%	4.03%	'
Farmland [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	1,359,197	1,463,311	'
Less: Allowance for loan losses	-409,000	-337,000	0
Percentage of class of loans to loan portfolio (in hundredths)	0.50%	0.51%	'
Total commercial real estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	120,196,581	130,475,657	'
Less: Allowance for loan losses	-2,278,654	-2,225,000	-2,199,149
Percentage of class of loans to loan portfolio (in hundredths)	43.95%	45.53%	'
Home equity lines [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	20,649,359	21,246,032	'
Less: Allowance for loan losses	-466,001	-424,000	-658,135
Percentage of class of loans to loan portfolio (in hundredths)	7.56%	7.41%	'
Secured by 1-4 family residential, secured by first deed of trust [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	66,299,799	66,872,644	'
Less: Allowance for loan losses	-1,755,000	-1,992,000	-1,358,102
Percentage of class of loans to loan portfolio (in hundredths)	24.24%	23.34%	'
Secured by 1-4 family residential, secured by second deed of trust [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	8,334,968	8,675,218	'
Less: Allowance for loan losses	-329,000	-393,000	-223,307
Percentage of class of loans to loan portfolio (in hundredths)	3.05%	3.03%	'
Total consumer real estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	95,284,126	96,793,894	'
Less: Allowance for loan losses	-2,550,000	-2,809,000	-2,239,544
Percentage of class of loans to loan portfolio (in hundredths)	34.85%	33.78%	'
Commercial and industrial loans (except those secured by real estate) [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	26,295,748	26,253,841	'
Less: Allowance for loan losses	-761,000	-724,000	-1,161,654
Percentage of class of loans to loan portfolio (in hundredths)	9.62%	9.16%	'
Consumer and other [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total loans	1,795,821	1,929,770	'
Less: Allowance for loan losses	($22,000)	($71,664)	($101,328)
Percentage of class of loans to loan portfolio (in hundredths)	0.66%	0.67%	'

Loans_and_allowance_for_loan_l3

Loans and allowance for loan losses, Part 2 (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$273,461,221	$286,562,702
Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	4,009,572	2,930,904
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	25,879,373	28,178,636
Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	29,888,945	31,109,540
Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	68,446,883	73,584,396
Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	40,173,735	43,868,068
Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	10,216,766	11,559,882
Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,359,197	1,463,311
Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	120,196,581	130,475,657
Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,649,359	21,246,032
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	66,299,799	66,872,644
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	8,334,968	8,675,218
Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	95,284,126	96,793,894
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	26,295,748	26,253,841
Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,795,821	1,929,770
Risk Rated 1-4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	211,853,209	212,505,914
Risk Rated 1-4 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,605,240	2,715,050
Risk Rated 1-4 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	18,911,155	18,265,157
Risk Rated 1-4 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	22,516,395	20,980,207
Risk Rated 1-4 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	50,092,436	51,810,345
Risk Rated 1-4 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	31,995,969	31,990,478
Risk Rated 1-4 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	9,466,971	10,803,958
Risk Rated 1-4 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,143,982	1,346,518
Risk Rated 1-4 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	92,699,358	95,951,299
Risk Rated 1-4 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	17,625,545	17,609,666
Risk Rated 1-4 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	50,520,053	49,842,789
Risk Rated 1-4 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,739,329	6,597,382
Risk Rated 1-4 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	74,884,927	74,049,837
Risk Rated 1-4 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,083,248	19,785,628
Risk Rated 1-4 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,669,281	1,738,943
Risk Rated 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	23,641,676	28,892,921
Risk Rated 5 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 5 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	985,986	2,710,599
Risk Rated 5 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	985,986	2,710,599
Risk Rated 5 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	9,978,424	13,214,084
Risk Rated 5 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	921,184	3,453,613
Risk Rated 5 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	749,795	755,924
Risk Rated 5 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	194,124	0
Risk Rated 5 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	11,843,527	17,423,621
Risk Rated 5 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	522,628	726,972
Risk Rated 5 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,505,072	6,646,262
Risk Rated 5 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	168,334	212,412
Risk Rated 5 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,196,034	7,585,646
Risk Rated 5 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,542,672	1,042,226
Risk Rated 5 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	73,457	130,829
Risk Rate 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	37,368,446	45,163,867
Risk Rate 6 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	404,332	215,854
Risk Rate 6 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	5,982,232	7,202,880
Risk Rate 6 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,386,564	7,418,734
Risk Rate 6 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,778,133	8,559,967
Risk Rate 6 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,256,582	8,423,977
Risk Rate 6 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rate 6 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	21,091	116,793
Risk Rate 6 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	15,055,806	17,100,737
Risk Rate 6 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,501,186	2,909,394
Risk Rate 6 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	9,274,674	10,383,593
Risk Rate 6 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,427,305	1,865,424
Risk Rate 6 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	13,203,165	15,158,411
Risk Rate 6 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,669,828	5,425,987
Risk Rate 6 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	53,083	59,998
Risk Rated 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	597,890	0
Risk Rated 7 [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	597,890	0
Risk Rated 7 [Member] | Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Multifamily [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Farmland [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	597,890	0
Risk Rated 7 [Member] | Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	0	0
Risk Rated 7 [Member] | Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$0	$0

Loans_and_allowance_for_loan_l4

Loans and allowance for loan losses, Part 3 (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	$1,764,756	$1,298,666
60 to 89 days past due	104,385	1,388,265
Greater than 90 days	0	59,900
Total past due	1,869,141	2,746,831
Current	271,592,080	283,815,871
Total loans	273,461,221	286,562,702
Recorded investment, 90 days and accruing	0	59,900
Residential [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	0
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	0	0
Current	4,009,572	2,930,904
Total loans	4,009,572	2,930,904
Recorded investment, 90 days and accruing	0	0
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	73,092	0
60 to 89 days past due	0	116,180
Greater than 90 days	0	0
Total past due	73,092	116,180
Current	25,806,281	28,062,456
Total loans	25,879,373	28,178,636
Recorded investment, 90 days and accruing	0	0
Total construction and land development [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	73,092	0
60 to 89 days past due	0	116,180
Greater than 90 days	0	0
Total past due	73,092	116,180
Current	29,815,853	30,993,360
Total loans	29,888,945	31,109,540
Recorded investment, 90 days and accruing	0	0
Commercial real estate - owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	578,930	199,392
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	578,930	199,392
Current	67,867,953	73,385,004
Total loans	68,446,883	73,584,396
Recorded investment, 90 days and accruing	0	0
Commercial real estate - non-owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	0
60 to 89 days past due	0	345,704
Greater than 90 days	0	0
Total past due	0	345,704
Current	40,173,735	43,522,364
Total loans	40,173,735	43,868,068
Recorded investment, 90 days and accruing	0	0
Multifamily [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	218,832	221,474
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	218,832	221,474
Current	9,997,934	11,338,408
Total loans	10,216,766	11,559,882
Recorded investment, 90 days and accruing	0	0
Farmland [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	0	194,124
60 to 89 days past due	0	0
Greater than 90 days	0	0
Total past due	0	194,124
Current	1,359,197	1,269,187
Total loans	1,359,197	1,463,311
Recorded investment, 90 days and accruing	0	0
Total commercial real estate [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	797,762	614,990
60 to 89 days past due	0	345,704
Greater than 90 days	0	0
Total past due	797,762	960,694
Current	119,398,819	129,514,963
Total loans	120,196,581	130,475,657
Recorded investment, 90 days and accruing	0	0
Home equity lines [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	98,364	98,364
60 to 89 days past due	0	403,115
Greater than 90 days	0	0
Total past due	98,364	501,479
Current	20,550,995	20,744,553
Total loans	20,649,359	21,246,032
Recorded investment, 90 days and accruing	0	0
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	378,412	554,946
60 to 89 days past due	104,385	362,348
Greater than 90 days	0	0
Total past due	482,797	917,294
Current	65,817,002	65,955,350
Total loans	66,299,799	66,872,644
Recorded investment, 90 days and accruing	0	0
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	24,084	0
60 to 89 days past due	0	24,291
Greater than 90 days	0	0
Total past due	24,084	24,291
Current	8,310,884	8,650,927
Total loans	8,334,968	8,675,218
Recorded investment, 90 days and accruing	0	0
Total consumer real estate [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	500,860	653,310
60 to 89 days past due	104,385	789,754
Greater than 90 days	0	0
Total past due	605,245	1,443,064
Current	94,678,881	95,350,830
Total loans	95,284,126	96,793,894
Recorded investment, 90 days and accruing	0	0
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	136,832	25,035
60 to 89 days past due	0	121,710
Greater than 90 days	0	59,900
Total past due	136,832	206,645
Current	26,158,916	26,047,196
Total loans	26,295,748	26,253,841
Recorded investment, 90 days and accruing	0	59,900
Consumer and other [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 days past due	256,210	5,331
60 to 89 days past due	0	14,917
Greater than 90 days	0	0
Total past due	256,210	20,248
Current	1,539,611	1,909,522
Total loans	1,795,821	1,929,770
Recorded investment, 90 days and accruing	$0	$0

Loans_and_allowance_for_loan_l5

Loans and allowance for loan losses, Part 4 (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
With no related allowance recorded [Abstract]	'	'
Recorded investment	$31,814,025	$31,620,812
Unpaid principal balance	32,801,071	32,703,408
With an allowance recorded [Abstract]	'	'
Recorded investment	13,517,266	15,310,928
Unpaid principal balance	14,413,721	16,151,203
Related allowance	1,480,082	1,830,376
Total [Abstract]	'	'
Recorded investment	45,331,291	46,931,740
Unpaid principal balance	47,214,792	48,854,611
Related Allowance	1,480,082	1,830,376
Residential [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	135,832	215,854
Unpaid principal balance	135,832	215,854
Total [Abstract]	'	'
Recorded investment	135,832	215,854
Unpaid principal balance	135,832	215,854
Related Allowance	'	0
Commercial [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	4,120,614	3,451,651
Unpaid principal balance	4,120,614	3,497,236
With an allowance recorded [Abstract]	'	'
Recorded investment	605,953	1,752,587
Unpaid principal balance	605,953	1,752,587
Related allowance	40,785	220,164
Total [Abstract]	'	'
Recorded investment	4,726,567	5,204,238
Unpaid principal balance	4,726,567	5,249,823
Related Allowance	40,785	220,164
Total construction and land development [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	4,256,446	3,667,505
Unpaid principal balance	4,256,446	3,713,090
Total [Abstract]	'	'
Recorded investment	4,862,399	5,420,092
Unpaid principal balance	4,862,399	5,465,677
Related Allowance	40,785	220,164
Commercial real estate - owner occupied [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	2,321,831	1,919,129
Unpaid principal balance	2,371,831	1,969,129
With an allowance recorded [Abstract]	'	'
Recorded investment	9,723,738	9,794,555
Unpaid principal balance	9,877,738	9,948,555
Related allowance	673,346	680,346
Total [Abstract]	'	'
Recorded investment	12,045,569	11,713,684
Unpaid principal balance	12,249,569	11,917,684
Related Allowance	673,346	680,346
Commercial real estate - non-owner occupied [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	11,367,535	11,769,212
Unpaid principal balance	11,467,535	11,927,602
With an allowance recorded [Abstract]	'	'
Recorded investment	1,288,872	1,296,788
Unpaid principal balance	1,288,872	1,296,788
Related allowance	363,508	371,286
Total [Abstract]	'	'
Recorded investment	12,656,407	13,066,000
Unpaid principal balance	12,756,407	13,224,390
Related Allowance	363,508	371,286
Multifamily [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	2,360,523	2,373,444
Unpaid principal balance	2,360,523	2,373,444
Total [Abstract]	'	'
Recorded investment	2,360,523	2,373,444
Unpaid principal balance	2,360,523	2,373,444
Related Allowance	0	0
Farmland [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	21,091	116,793
Unpaid principal balance	450,000	450,000
Total [Abstract]	'	'
Recorded investment	21,091	116,793
Unpaid principal balance	450,000	450,000
Related Allowance	0	0
Total commercial real estate [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	16,070,980	16,178,578
Unpaid principal balance	16,649,889	16,720,175
With an allowance recorded [Abstract]	'	'
Recorded investment	11,012,610	11,091,343
Unpaid principal balance	11,166,610	11,245,343
Related allowance	1,036,854	1,051,632
Total [Abstract]	'	'
Recorded investment	27,083,590	27,269,921
Unpaid principal balance	27,816,499	27,965,518
Related Allowance	1,036,854	1,051,632
Home equity lines [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	1,643,669	1,629,863
Unpaid principal balance	1,681,303	1,684,527
Total [Abstract]	'	'
Recorded investment	1,643,669	1,629,863
Unpaid principal balance	1,681,303	1,684,527
Related Allowance	0	0
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	7,667,046	8,176,613
Unpaid principal balance	7,719,539	8,319,093
With an allowance recorded [Abstract]	'	'
Recorded investment	1,782,466	2,184,026
Unpaid principal balance	2,524,921	2,870,301
Related allowance	391,380	483,644
Total [Abstract]	'	'
Recorded investment	9,449,512	10,360,639
Unpaid principal balance	10,244,460	11,189,394
Related Allowance	391,380	483,644
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	1,347,764	1,125,245
Unpaid principal balance	1,491,222	1,248,964
With an allowance recorded [Abstract]	'	'
Recorded investment	'	132,435
Unpaid principal balance	'	132,435
Related allowance	'	32,407
Total [Abstract]	'	'
Recorded investment	1,347,764	1,257,680
Unpaid principal balance	1,491,222	1,381,399
Related Allowance	0	32,407
Total consumer real estate [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	10,658,479	10,931,721
Unpaid principal balance	10,892,064	11,252,584
With an allowance recorded [Abstract]	'	'
Recorded investment	'	2,316,461
Unpaid principal balance	'	3,002,736
Related allowance	'	516,051
Total [Abstract]	'	'
Recorded investment	12,440,945	13,248,182
Unpaid principal balance	13,416,985	14,255,320
Related Allowance	391,380	516,051
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	796,620	808,885
Unpaid principal balance	971,172	983,436
With an allowance recorded [Abstract]	'	'
Recorded investment	116,237	150,537
Unpaid principal balance	116,237	150,537
Related allowance	11,063	42,529
Total [Abstract]	'	'
Recorded investment	912,857	959,422
Unpaid principal balance	1,087,409	1,133,973
Related Allowance	11,063	42,529
Consumer and other [Member]	'	'
With no related allowance recorded [Abstract]	'	'
Recorded investment	31,500	34,123
Unpaid principal balance	31,500	34,123
Total [Abstract]	'	'
Recorded investment	31,500	34,123
Unpaid principal balance	31,500	34,123
Related Allowance	$0	$0

Loans_and_allowance_for_loan_l6

Loans and allowance for loan losses, Part 5 (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	$32,037,584	$47,964,635
Interest income recognized	379,317	600,652
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	13,731,659	5,683,136
Interest income recognized	153,623	35,222
Total [Abstract]	'	'
Average recorded investment	45,769,243	53,647,771
Interest income recognized	532,940	635,874
Residential [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	171,532	0
Interest income recognized	2,163	0
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	'	0
Interest income recognized	'	0
Total [Abstract]	'	'
Average recorded investment	171,532	'
Interest income recognized	2,163	'
Commercial [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	4,133,561	7,406,223
Interest income recognized	55,755	60,175
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	608,524	458,065
Interest income recognized	7,617	1,628
Total [Abstract]	'	'
Average recorded investment	4,742,085	7,864,288
Interest income recognized	63,372	61,803
Total construction and land development [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	4,305,093	7,406,223
Interest income recognized	57,918	60,175
Total [Abstract]	'	'
Average recorded investment	4,913,617	7,864,288
Interest income recognized	65,535	61,803
Commercial real estate - owner occupied [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	2,327,733	7,119,781
Interest income recognized	26,667	136,728
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	9,873,927	2,400,696
Interest income recognized	146,006	11,935
Total [Abstract]	'	'
Average recorded investment	12,201,660	9,520,477
Interest income recognized	172,673	148,663
Commercial real estate - non-owner occupied [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	11,402,497	14,579,438
Interest income recognized	133,461	206,192
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	1,299,315	256,067
Interest income recognized	0	0
Total [Abstract]	'	'
Average recorded investment	12,701,812	14,835,505
Interest income recognized	133,461	206,192
Multifamily [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	2,365,837	3,043,344
Interest income recognized	35,059	51,755
Total [Abstract]	'	'
Average recorded investment	2,365,837	3,043,344
Interest income recognized	35,059	51,755
Farmland [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	21,091	'
Interest income recognized	0	'
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	0	1,049,489
Interest income recognized	0	1,100
Total [Abstract]	'	'
Average recorded investment	21,091	1,049,489
Interest income recognized	0	1,100
Total commercial real estate [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	16,117,158	24,742,563
Interest income recognized	195,187	394,675
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	11,173,242	3,706,252
Interest income recognized	146,006	13,035
Total [Abstract]	'	'
Average recorded investment	27,290,400	28,448,815
Interest income recognized	341,193	407,710
Home equity lines [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	1,643,669	1,801,054
Interest income recognized	13,818	0
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	0	269,450
Interest income recognized	0	6,792
Total [Abstract]	'	'
Average recorded investment	1,643,669	2,070,504
Interest income recognized	13,818	6,792
Secured by 1-4 family residential, secured by first deed of trust [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	7,780,210	12,541,557
Interest income recognized	84,808	128,977
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	1,833,311	835,505
Interest income recognized	0	6,076
Total [Abstract]	'	'
Average recorded investment	9,613,521	13,377,062
Interest income recognized	84,808	135,053
Secured by 1-4 family residential, secured by second deed of trust [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	1,352,528	507,002
Interest income recognized	14,450	6,789
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	0	349,192
Interest income recognized	0	6,401
Total [Abstract]	'	'
Average recorded investment	1,352,528	856,194
Interest income recognized	14,450	13,190
Total consumer real estate [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	10,776,407	14,849,613
Interest income recognized	113,076	135,766
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	1,833,311	1,454,147
Interest income recognized	0	19,269
Total [Abstract]	'	'
Average recorded investment	12,609,718	16,303,760
Interest income recognized	113,076	155,035
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	805,927	897,988
Interest income recognized	12,537	8,944
Impaired Loans With Related Allowance Recorded [Abstract]	'	'
Average recorded investment	116,582	64,672
Interest income recognized	0	1,290
Total [Abstract]	'	'
Average recorded investment	922,509	962,660
Interest income recognized	12,537	10,234
Consumer and other [Member]	'	'
Impaired Loans With No Related Allowance Recorded [Abstract]	'	'
Average recorded investment	32,999	68,248
Interest income recognized	599	1,092
Total [Abstract]	'	'
Average recorded investment	32,999	68,248
Interest income recognized	$599	$1,092

Loans_and_allowance_for_loan_l7

Loans and allowance for loan losses, Part 6 (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	Loan	Loan
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	$35,696,049	$36,284,667
Number of loans	114	115
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	2	59
Pre-Modification Recorded Balance	457,267	12,472,192
Post-Modification Recorded Balance	457,267	12,451,062
Defaults on TDRs [Abstract]	'	'
Number of Loans	8	'
Recorded Balance	1,697,603	'
Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	566,796	1,114,335
Number of loans	13	23
Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	29,318,134	28,235,937
Number of loans	60	62
Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	6,377,915	8,048,730
Number of loans	54	53
Residential [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	135,832	215,854
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	2
Pre-Modification Recorded Balance	0	215,854
Post-Modification Recorded Balance	0	215,854
Residential [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	0
Residential [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	22,155	215,854
Residential [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	113,677	0
Commercial [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	4,498,389	4,921,769
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	1	11
Pre-Modification Recorded Balance	45,482	4,035,949
Post-Modification Recorded Balance	45,482	4,035,949
Commercial [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	210,748
Commercial [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	4,228,524	3,393,312
Commercial [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	269,865	1,528,457
Total construction and land development [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	4,634,221	5,137,623
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	1	13
Pre-Modification Recorded Balance	45,482	4,251,803
Post-Modification Recorded Balance	45,482	4,251,803
Total construction and land development [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	210,748
Total construction and land development [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	4,250,679	3,609,166
Total construction and land development [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	383,542	1,528,457
Commercial real estate - owner occupied [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	10,738,307	10,377,067
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	'	6
Pre-Modification Recorded Balance	'	3,095,417
Post-Modification Recorded Balance	'	3,095,417
Defaults on TDRs [Abstract]	'	'
Number of Loans	1	'
Recorded Balance	470,072	'
Commercial real estate - owner occupied [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	298,945	374,401
Commercial real estate - owner occupied [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	9,376,227	9,009,627
Commercial real estate - owner occupied [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	1,362,080	1,367,440
Commercial real estate - non-owner occupied [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	9,900,972	9,972,530
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	1	6
Pre-Modification Recorded Balance	411,785	1,753,785
Post-Modification Recorded Balance	411,785	1,753,785
Defaults on TDRs [Abstract]	'	'
Number of Loans	1	'
Recorded Balance	449,793	'
Commercial real estate - non-owner occupied [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	136,734
Commercial real estate - non-owner occupied [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	9,497,446	9,568,161
Commercial real estate - non-owner occupied [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	403,526	404,369
Multifamily [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	2,360,523	2,373,443
Multifamily [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	0
Multifamily [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	2,360,523	2,373,443
Multifamily [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	0	0
Total commercial real estate [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	22,999,802	22,723,040
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	1	12
Pre-Modification Recorded Balance	411,785	4,849,202
Post-Modification Recorded Balance	411,785	4,849,202
Defaults on TDRs [Abstract]	'	'
Number of Loans	2	'
Recorded Balance	919,865	'
Total commercial real estate [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	298,945	511,135
Total commercial real estate [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	21,234,196	20,951,231
Total commercial real estate [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	1,765,606	1,771,809
Home equity lines [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	159,994	159,994
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	1
Pre-Modification Recorded Balance	0	159,994
Post-Modification Recorded Balance	0	159,994
Home equity lines [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	0
Home equity lines [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	0	0
Home equity lines [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	159,994	159,994
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	6,989,457	7,295,750
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	26
Pre-Modification Recorded Balance	0	2,818,946
Post-Modification Recorded Balance	0	2,818,946
Defaults on TDRs [Abstract]	'	'
Number of Loans	3	'
Recorded Balance	604,545	'
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	267,851	383,036
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	3,352,925	3,230,346
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	3,636,532	4,065,404
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	640,709	691,527
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	6
Pre-Modification Recorded Balance	0	371,117
Post-Modification Recorded Balance	0	371,117
Defaults on TDRs [Abstract]	'	'
Number of Loans	1	'
Recorded Balance	17,564	'
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	0
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	480,334	324,096
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	160,375	367,431
Total consumer real estate [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	7,790,160	8,147,271
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	33
Pre-Modification Recorded Balance	0	3,350,057
Post-Modification Recorded Balance	0	3,350,057
Defaults on TDRs [Abstract]	'	'
Number of Loans	4	'
Recorded Balance	622,109	'
Total consumer real estate [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	267,851	383,036
Total consumer real estate [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	3,833,259	3,554,442
Total consumer real estate [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	3,956,901	4,592,829
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	252,288	255,603
Defaults on TDRs [Abstract]	'	'
Number of Loans	1	'
Recorded Balance	136,051	'
Commercial and industrial loans (except those secured by real estate) [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	9,416
Commercial and industrial loans (except those secured by real estate) [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	0	121,098
Commercial and industrial loans (except those secured by real estate) [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	252,288	134,505
Consumer and other [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	19,578	21,130
Information about TDRs Identified during the period [Abstract]	'	'
Number of loans	0	1
Pre-Modification Recorded Balance	0	21,130
Post-Modification Recorded Balance	0	0
Defaults on TDRs [Abstract]	'	'
Number of Loans	1	'
Recorded Balance	19,578	'
Consumer and other [Member] | Specific Valuation Allowance [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Specific Valuation Allowance	0	0
Consumer and other [Member] | Performing [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	0	0
Consumer and other [Member] | Nonaccrual [Member]	'	'
Information concerning Troubled Debt Restructurings [Abstract]	'	'
Total	$19,578	$21,130

Loans_and_allowance_for_loan_l8

Loans and allowance for loan losses, Part 7 (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	$7,238,664	$10,807,827
Provision for loan losses	100,000	1,173,000
Charge-offs	-795,565	-5,659,018
Recoveries	57,285	916,855
Ending balance	6,600,384	7,238,664
Loans individually evaluated for impairment	122,686,099	135,531,225
Loans collectively evaluated for impairment	150,775,122	151,031,477
Total loans	273,461,221	286,562,702
Residential [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	134,000	494,742
Provision for loan losses	5,290	-462,542
Charge-offs	0	0
Recoveries	450	101,800
Ending balance	139,740	134,000
Loans individually evaluated for impairment	575,720	575,720
Loans collectively evaluated for impairment	3,433,852	2,355,184
Total loans	4,009,572	2,930,904
Commercial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,275,000	4,611,410
Provision for loan losses	-421,213	-3,481,833
Charge-offs	-21,793	-278,703
Recoveries	16,995	424,126
Ending balance	848,990	1,275,000
Loans individually evaluated for impairment	14,405,162	15,591,987
Loans collectively evaluated for impairment	11,474,211	12,586,649
Total loans	25,879,373	28,178,636
Total construction and land development [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,409,000	5,106,152
Provision for loan losses	-415,923	-3,944,375
Charge-offs	-21,793	-278,703
Recoveries	17,445	525,926
Ending balance	988,730	1,409,000
Owner occupied [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,200,000	1,358,863
Provision for loan losses	652,654	252,484
Charge-offs	0	-453,996
Recoveries	0	42,649
Ending balance	1,852,654	1,200,000
Loans individually evaluated for impairment	47,533,806	53,126,045
Loans collectively evaluated for impairment	20,913,077	20,458,351
Total loans	68,446,883	73,584,396
Non-owner occupied [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	669,000	816,852
Provision for loan losses	-469,853	451,603
Charge-offs	-199,147	-619,455
Recoveries	0	20,000
Ending balance	0	669,000
Loans individually evaluated for impairment	30,935,631	34,367,226
Loans collectively evaluated for impairment	9,238,104	9,500,842
Total loans	40,173,735	43,868,068
Multifamily [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	19,000	23,434
Provision for loan losses	-2,000	-4,434
Charge-offs	0	0
Recoveries	0	0
Ending balance	17,000	19,000
Loans individually evaluated for impairment	8,459,271	9,363,418
Loans collectively evaluated for impairment	1,757,495	2,196,464
Total loans	10,216,766	11,559,882
Farmland [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	337,000	0
Provision for loan losses	167,702	1,233,000
Charge-offs	-95,702	-896,000
Recoveries	0	0
Ending balance	409,000	337,000
Loans individually evaluated for impairment	775,209	778,599
Loans collectively evaluated for impairment	583,988	684,712
Total loans	1,359,197	1,463,311
Total commercial real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,225,000	2,199,149
Provision for loan losses	348,503	1,932,653
Charge-offs	-294,849	-1,969,451
Recoveries	0	62,649
Ending balance	2,278,654	2,225,000
Home equity lines [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	424,000	658,135
Provision for loan losses	222,611	23,284
Charge-offs	-180,611	-266,119
Recoveries	0	8,700
Ending balance	466,001	424,000
Loans individually evaluated for impairment	1,349,700	1,381,700
Loans collectively evaluated for impairment	19,299,659	19,864,332
Total loans	20,649,359	21,246,032
Secured by 1-4 family residential, secured by first deeds of trust [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	1,992,000	1,358,102
Provision for loan losses	-65,028	2,492,702
Charge-offs	-185,204	-1,953,177
Recoveries	13,232	94,373
Ending balance	1,755,000	1,992,000
Loans individually evaluated for impairment	8,390,417	8,968,659
Loans collectively evaluated for impairment	57,909,382	57,903,985
Total loans	66,299,799	66,872,644
Secured by 1-4 family residential, secured by second deeds of trust [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	393,000	223,307
Provision for loan losses	12,250	498,415
Charge-offs	-76,250	-367,200
Recoveries	0	38,478
Ending balance	329,000	393,000
Loans individually evaluated for impairment	526,510	532,977
Loans collectively evaluated for impairment	7,808,458	8,142,241
Total loans	8,334,968	8,675,218
Total consumer real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	2,809,000	2,239,544
Provision for loan losses	169,833	3,014,401
Charge-offs	-442,065	-2,586,496
Recoveries	13,232	141,551
Ending balance	2,550,000	2,809,000
Commercial and industrial loans (except those secured by real estate) [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	724,000	1,161,654
Provision for loan losses	45,473	144,821
Charge-offs	-32,765	-759,726
Recoveries	24,292	177,251
Ending balance	761,000	724,000
Loans individually evaluated for impairment	9,734,673	10,844,894
Loans collectively evaluated for impairment	16,561,075	15,408,947
Total loans	26,295,748	26,253,841
Consumer and other [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'
Beginning balance	71,664	101,328
Provision for loan losses	-47,886	25,500
Charge-offs	-4,093	-64,642
Recoveries	2,316	9,478
Ending balance	22,000	71,664
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	1,795,821	1,929,770
Total loans	$1,795,821	$1,929,770

Deposits_Details

Deposits (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Deposits [Abstract]	'	'
Demand accounts	$63,435,899	$57,243,718
Interest checking accounts	42,630,782	43,690,689
Money market accounts	67,276,299	63,357,096
Savings accounts	21,400,635	20,229,614
Time deposits of $100,000 and over	92,324,704	94,245,516
Other time deposits	109,148,790	111,861,678
Total deposits	$396,217,109	$390,628,311
Percentage of individual deposits to deposit liability [Abstract]	'	'
Demand accounts (in hundredths)	16.00%	14.70%
Interest checking accounts (in hundredths)	10.80%	11.20%
Money market accounts (in hundredths)	17.00%	16.20%
Savings account (in hundredths)	5.40%	5.20%
Time deposits of $100,000 and over (in hundredths)	23.30%	24.10%
Other time deposits (in hundredths)	27.50%	28.60%
Total (in hundredths)	100.00%	100.00%

Trust_preferred_securities_Det

Trust preferred securities (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Trust Preferred Securities [Line Items]	'	'
Trust preferred capital notes	$8,764,000	$8,764,000
Percentage of Tier one risk based capital required for capital adequacy (in hundredths)	25.00%	'
Deferred interest payments on the junior subordinated debt securities	1,251,836	1,092,520
Southern Community Financial Capital Trust I [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Debt Instrument, issuance Date	24-Feb-05	'
Trust preferred capital notes	5,200,000	'
Debt Instrument, description of variable rate basis	'three-month LIBOR plus 2.15%	'
Debt Instrument, variable rate basis (in hundredths)	2.15%	'
Interest rate (in hundredths)	2.38%	'
Maturity date	15-Mar-35	'
Principal assets of the trust	5,200,000	'
Village Financial Statutory Trust II [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Debt Instrument, issuance Date	20-Sep-07	'
Trust preferred capital notes	3,600,000	'
Debt Instrument, description of variable rate basis	'three-month LIBOR plus 1.40%	'
Debt Instrument, variable rate basis (in hundredths)	1.63%	'
Maturity date	31-Dec-37	'
Principal assets of the trust	3,600,000	'
Trust Preferred Securities [Member]	'	'
Trust Preferred Securities [Line Items]	'	'
Deferred interest payments on the junior subordinated debt securities	$907,615	'

Stock_incentive_plan_Details

Stock incentive plan (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Stock incentive plan [Abstract]	'	'
Number of shares authorized for issuance (in shares)	555,000	'
Options [Roll Forward]	'	'
Options outstanding, beginning of period (in shares)	97,907	255,630
Granted (in shares)	0	0
Forfeited (in shares)	-3,750	-1,000
Exercised (in shares)	0	0
Options outstanding, end of period (in shares)	94,157	254,630
Options exercisable end of period (in shares)	70,597	249,630
Weighted Average Exercise Price [Roll Forward]	'	'
Options outstanding, beginning of period (in dollars per share)	$6.15	$9.48
Granted (in dollars per share)	$0	$0
Forfeited (in dollars per share)	$12.12	$7.75
Exercised (in dollars per share)	$0	$0
Options outstanding, end of period (in dollars per share)	$5.92	$9.57
Options outstanding, fair value per share [Abstract]	'	'
Options outstanding, beginning of the period, fair value (in dollars per share)	$3.69	$4.70
Granted (in dollars per share)	$0	$0
Forfeited (in dollars per share)	$5.02	$5.05
Exercised (in dollars per share)	$0	$0
Options outstanding, ending balance fair value (in dollars per share)	$3.64	$4.70
Options outstanding, end of period, intrinsic value	$0	$0
Unamortized stock-based compensation related to non-vested share based compensation arrangements	91,428	2,249
Weighed average period of time based unamortized compensation, recognition	'2 years 8 months 8 days	'
Stock-based compensation expense	$9,584	$241

Fair_value_Details

Fair value (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Recurring [Member] | Carrying Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Treasuries	$7,411,000	$7,210,000
US Government Agencies	35,282,000	34,350,000
MBS	2,641,000	2,752,000
Municipals	14,005,000	13,435,000
Residential loans held for sale	9,986,000	8,371,000
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Treasuries	0	0
US Government Agencies	0	0
MBS	0	0
Municipals	0	0
Residential loans held for sale	0	0
Recurring [Member] | Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Treasuries	7,411,000	7,210,000
US Government Agencies	35,282,000	34,350,000
MBS	2,641,000	2,752,000
Municipals	14,005,000	13,435,000
Residential loans held for sale	9,986,000	8,371,000
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
US Treasuries	0	0
US Government Agencies	0	0
MBS	0	0
Municipals	0	0
Residential loans held for sale	0	0
Nonrecurring [Member] | Carrying Value [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	43,860,000	45,102,000
Other real estate owned	15,688,000	16,742,000
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	39,473,000	42,027,000
Other real estate owned	14,901,000	15,405,000
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	4,387,000	3,075,000
Other real estate owned	$787,000	$1,337,000

Fair_value_Qualitative_informa

Fair value, Qualitative information about Level 3 Fair Value Measurements for Financial Instruments (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Impaired Loans Real-Estate Secured [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$3,365
Valuation Techniques	'Appraisal (1) or Internal Valuation (2)	[1],[2]
Impaired Loans Real-Estate Secured [Member] | Appraisal or Internal Valuation Technique [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	6.00%
Discount for lack of marketability and age of appraisal (in hundredths)	6.00%
Impaired Loans Real-Estate Secured [Member] | Appraisal or Internal Valuation Technique [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	10.00%
Discount for lack of marketability and age of appraisal (in hundredths)	30.00%
Impaired Loans Real-Estate Secured [Member] | Appraisal or Internal Valuation Technique [Member] | Weighted Average [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	7.00%
Discount for lack of marketability and age of appraisal (in hundredths)	10.00%
Impaired Loans-Non-Real Estate Secured [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	1,022
Valuation Techniques	'Appraisal (1) or Discounted Cash Flow	[1]
Impaired Loans-Non-Real Estate Secured [Member] | Appraisal or Discounted Cash Flow Valuation Technique [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	10.00%
Impaired Loans-Non-Real Estate Secured [Member] | Appraisal or Discounted Cash Flow Valuation Technique [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Discount for lack of marketability or practical life (in hundredths)	0.00%
Impaired Loans-Non-Real Estate Secured [Member] | Appraisal or Discounted Cash Flow Valuation Technique [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Discount for lack of marketability or practical life (in hundredths)	50.00%
Impaired Loans-Non-Real Estate Secured [Member] | Appraisal or Discounted Cash Flow Valuation Technique [Member] | Weighted Average [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Discount for lack of marketability or practical life (in hundredths)	20.00%
Real Estate Owned [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$787
Valuation Techniques	'Appraisal (1) or Internal Valuation (2)	[1],[2]
Real Estate Owned [Member] | Appraisal or Internal Valuation Technique [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	6.00%
Discount for lack of marketability and age of appraisal (in hundredths)	6.00%
Real Estate Owned [Member] | Appraisal or Internal Valuation Technique [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	10.00%
Discount for lack of marketability and age of appraisal (in hundredths)	30.00%
Real Estate Owned [Member] | Appraisal or Internal Valuation Technique [Member] | Weighted Average [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Selling costs (in hundredths)	7.00%
Discount for lack of marketability and age of appraisal (in hundredths)	15.00%
[1]	Fair Value is generally determined through independent appraisals of the underlying collateral, which generally included various level 3 inputs which are not identifiable.
[2]	Internal valuations may be conducted to determine Fair Value for assets with nominal carrying balances

Fair_value_Financial_Instrumen

Fair value, Financial Instrument Summary (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Financial assets [Abstract]	'	'
Investment securities available for sale	$59,339,000	$57,748,000
Carrying Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash	19,566,695	15,220,580
Carrying Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash equivalents	36,946,987	24,988,512
Investment securities available for sale	59,339,067	57,748,040
Federal Home Loan Bank stock	1,207,900	1,417,300
Loans held for sale	9,986,249	8,371,277
Loans	222,207,133	233,075,253
Impaired loans	40,125,454	42,678,969
Other real estate owned	14,900,940	15,404,691
Accrued interest receivable	1,340,386	1,486,163
Financial liabilities [Abstract]	'	'
Deposits	396,217,109	390,628,311
FHLB borrowings	17,000,000	18,000,000
Trust preferred securities	8,764,000	8,764,000
Other borrowings	2,903,324	2,713,486
Accrued interest payable	1,251,836	1,092,520
Carrying Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Impaired loans	5,215,194	4,252,771
Other real estate owned	787,503	1,337,173
Bank owned life insurance	6,812,428	6,764,505
Estimated Fair Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash	19,566,695	15,220,580
Estimated Fair Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash equivalents	36,946,987	24,988,512
Investment securities available for sale	59,339,067	57,748,040
Federal Home Loan Bank stock	1,207,900	1,417,300
Loans held for sale	9,986,249	8,371,277
Loans	224,604,616	236,581,823
Impaired loans	40,125,454	42,678,969
Other real estate owned	14,900,940	15,404,691
Accrued interest receivable	1,340,386	1,486,163
Financial liabilities [Abstract]	'	'
Deposits	397,328,991	391,814,284
FHLB borrowings	17,162,019	18,211,937
Trust preferred securities	7,274,120	7,274,120
Other borrowings	2,903,324	3,289,463
Accrued interest payable	1,251,836	1,092,520
Estimated Fair Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Impaired loans	5,215,194	4,252,771
Other real estate owned	787,503	1,337,173
Bank owned life insurance	$6,812,428	$6,764,505

Capital_Resources_Details

Capital Resources (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2009	1-May-09
	Payment
Capital Resources [Abstract]	'	'	'	'	'
Shares of Series A preferred stocks sold (in shares)	14,738	14,738	'	'	14,738
Preferred stock, par value (in dollars per share)	$4	$4	'	'	$4
Liquidation preference (in dollars per share)	$1,000	$1,000	'	'	$1,000
Number of securities called by warrant (in shares)	'	'	'	'	499,029
Common stocks purchased at initial exercise price per share subject to certain dilution (in dollars per share)	'	'	'	'	$4.43
Aggregate purchase price	'	'	'	$14,738,000	'
Fair value of preferred stock estimated using discounted cash flow methodology (in hundredths)	13.00%	'	'	'	'
Discounted cash flow methodology, number of payments	20	'	'	'	'
Discount cash flow methodology, term	'5 years	'	'	'	'
Fair value assumptions, volatility rate (in hundredths)	25.00%	'	'	'	'
Fair value assumptions, risk-free rate (in hundredths)	2.03%	'	'	'	'
Fair value assumption, yield (in hundredths)	6.16%	'	'	'	'
Fair value assumption, estimated life	'5 years	'	'	'	'
Preference stock issued during period value new issues allocated to preferred stock	'	'	'	14,006,000	'
Preference stock issued during period value new issues allocated to common stock warrant	'	'	'	732,000	'
Proceeds from issuance of common stock	'	1,684,075	'	'	'
Common shares sale price (in dollars per share)	'	$1.55	'	'	'
Percentage of premium over closing price (in hundredths)	'	0.30%	'	'	'
Accretion amortization of discounts period	'5 years	'	'	'	'
Cumulative dividend rate per annum for first five years (in hundredths)	5.00%	'	'	'	'
Cumulative dividend rate per annum thereafter (in hundredths)	9.00%	'	'	'	'
Warrants expiration period	'10 years	'	'	'	'
Quarterly cash dividend deferred	'	'	184,225	'	'
Aggregate dividend on preferred stock	2,302,812	'	'	'	'
Class of Stock [Line Items]	'	'	'	'	'
Fair value stock	'	10,742,000	'	'	'
Common stock issued (in shares)	5,338,295	5,338,295	'	'	'
Directors and Executive Officers [Member]	'	'	'	'	'
Class of Stock [Line Items]	'	'	'	'	'
Common stock issued (in shares)	'	1,086,500	'	'	'
Preferred Stock [Member]	'	'	'	'	'
Class of Stock [Line Items]	'	'	'	'	'
Fair value stock	'	10,208,000	'	'	'
Aggregate fair value attributable percentage (in hundredths)	'	95.00%	'	'	'
Warrant [Member]	'	'	'	'	'
Class of Stock [Line Items]	'	'	'	'	'
Fair value stock	'	$534,000	'	'	'
Common Stock Warrant [Member]	'	'	'	'	'
Class of Stock [Line Items]	'	'	'	'	'
Aggregate fair value attributable percentage (in hundredths)	'	5.00%	'	'	'

Commitments_and_contingencies_1

Commitments and contingencies (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	$52,731,000	$50,247,000
Tier one risk based capital requirement (in hundredths)	8.00%	'
Risk based capital to total risk weighted assets (in hundredths)	11.00%	'
Policy for charge offs	'The Order requires the Bank to eliminate from its books, by charge-off or collection, all assets or portions of assets classified "Loss" and 50 percent of those classified "Doubtful".	'
Number of days required to notify Supervisory Authorities prior to undertaking asset growth	'60 days	'
Percentage of asset growth (in hundredths)	10.00%	'
Prevailing effective yields on insured deposits (in hundredths)	0.75%	'
Asset reduction plan	250,000	'
Undisbursed credit lines [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	36,052,000	37,474,000
Commitments to extend credit or originate credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	14,610,000	10,581,000
Standby letters of credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Total commitments to extend credit	$2,069,000	$2,192,000

Income_Taxes_Details

Income Taxes (Details) (USD $)	Mar. 31, 2014
Income Taxes [Abstract]	'
Deferred tax asset, valuation allowance	$12,207,000